Home > Cardinal Bank > Income and Expense
Cardinal Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $38,172,000 | 229 |
| Total interest expense | $5,788,000 | 178 |
| Net interest income | $32,384,000 | 238 |
| Provision for loan and lease losses | $785,000 | 317 |
| Total noninterest income | $13,357,000 | 210 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $592,000 | 537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $12,765,000 | 158 |
| Total noninterest expense | $25,610,000 | 254 |
| Salaries and employee benefits | $14,452,000 | 243 |
| Premises and equipment expense | $3,896,000 | 193 |
| Additional noninterest expense | $7,262,000 | 279 |
| Pre-tax net operating income | $19,346,000 | 206 |
| Securities gains (losses) | $-25,000 | 5,730 |
| Applicable income taxes | $6,459,000 | 202 |
| Income before extraordinary items | $12,862,000 | 221 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $12,862,000 | 220 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $12,862,000 | 221 |
| Net charge-offs | $253,000 | 522 |
| Cash dividends | $6,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 153 |
| Net operating income | $12,878,750 | 219 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $155,936,000 | 213 |
| Total interest expense | $24,788,000 | 156 |
| Net interest income | $131,148,000 | 224 |
| Provision for loan and lease losses | $-264,000 | 5,668 |
| Total noninterest income | $54,512,000 | 212 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,315,000 | 563 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $52,197,000 | 156 |
| Total noninterest expense | $107,559,000 | 240 |
| Salaries and employee benefits | $60,854,000 | 220 |
| Premises and equipment expense | $15,275,000 | 187 |
| Additional noninterest expense | $31,430,000 | 265 |
| Pre-tax net operating income | $78,365,000 | 192 |
| Securities gains (losses) | $4,594,000 | 60 |
| Applicable income taxes | $27,329,000 | 189 |
| Income before extraordinary items | $55,630,000 | 202 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $55,630,000 | 202 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $55,630,000 | 202 |
| Net charge-offs | $-308,000 | 5,738 |
| Cash dividends | $13,200,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $2,110,000 | 148 |
| Net operating income | $52,552,020 | 205 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $115,985,000 | 213 |
| Total interest expense | $18,917,000 | 150 |
| Net interest income | $97,068,000 | 224 |
| Provision for loan and lease losses | $1,670,000 | 473 |
| Total noninterest income | $47,457,000 | 181 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,744,000 | 564 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $45,713,000 | 141 |
| Total noninterest expense | $81,722,000 | 231 |
| Salaries and employee benefits | $45,503,000 | 215 |
| Premises and equipment expense | $11,464,000 | 188 |
| Additional noninterest expense | $24,755,000 | 252 |
| Pre-tax net operating income | $61,133,000 | 188 |
| Securities gains (losses) | $3,726,000 | 64 |
| Applicable income taxes | $22,035,000 | 174 |
| Income before extraordinary items | $42,824,000 | 197 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $42,824,000 | 197 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $42,824,000 | 197 |
| Net charge-offs | $-248,000 | 5,769 |
| Cash dividends | $13,200,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $1,784,000 | 119 |
| Net operating income | $40,364,840 | 200 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $75,418,000 | 221 |
| Total interest expense | $12,790,000 | 150 |
| Net interest income | $62,628,000 | 233 |
| Provision for loan and lease losses | $680,000 | 668 |
| Total noninterest income | $31,661,000 | 179 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,132,000 | 571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,529,000 | 140 |
| Total noninterest expense | $54,319,000 | 233 |
| Salaries and employee benefits | $29,126,000 | 226 |
| Premises and equipment expense | $7,649,000 | 187 |
| Additional noninterest expense | $17,544,000 | 248 |
| Pre-tax net operating income | $39,290,000 | 194 |
| Securities gains (losses) | $3,726,000 | 45 |
| Applicable income taxes | $14,471,000 | 175 |
| Income before extraordinary items | $28,545,000 | 193 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,545,000 | 192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $28,545,000 | 192 |
| Net charge-offs | $-581,000 | 5,984 |
| Cash dividends | $8,700,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $1,376,000 | 103 |
| Net operating income | $26,085,840 | 206 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $37,437,000 | 221 |
| Total interest expense | $6,534,000 | 142 |
| Net interest income | $30,903,000 | 233 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $15,261,000 | 178 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $551,000 | 578 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,710,000 | 139 |
| Total noninterest expense | $25,476,000 | 245 |
| Salaries and employee benefits | $14,629,000 | 223 |
| Premises and equipment expense | $3,895,000 | 184 |
| Additional noninterest expense | $6,952,000 | 281 |
| Pre-tax net operating income | $20,438,000 | 186 |
| Securities gains (losses) | $112,000 | 478 |
| Applicable income taxes | $6,757,000 | 177 |
| Income before extraordinary items | $13,793,000 | 198 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $13,793,000 | 198 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $13,793,000 | 198 |
| Net charge-offs | $-434,000 | 6,058 |
| Cash dividends | $4,200,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $1,026,000 | 70 |
| Net operating income | $13,717,960 | 192 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $140,465,000 | 221 |
| Total interest expense | $23,338,000 | 146 |
| Net interest income | $117,127,000 | 233 |
| Provision for loan and lease losses | $1,388,000 | 608 |
| Total noninterest income | $47,841,000 | 229 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,294,000 | 581 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $45,547,000 | 166 |
| Total noninterest expense | $91,759,000 | 267 |
| Salaries and employee benefits | $48,717,000 | 252 |
| Premises and equipment expense | $15,155,000 | 191 |
| Additional noninterest expense | $27,887,000 | 286 |
| Pre-tax net operating income | $71,821,000 | 195 |
| Securities gains (losses) | $1,151,000 | 182 |
| Applicable income taxes | $24,616,000 | 186 |
| Income before extraordinary items | $48,356,000 | 204 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $48,356,000 | 204 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $48,356,000 | 204 |
| Net charge-offs | $-2,060,000 | 6,150 |
| Cash dividends | $13,100,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $2,397,000 | 135 |
| Net operating income | $47,596,340 | 211 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $103,378,000 | 228 |
| Total interest expense | $16,912,000 | 147 |
| Net interest income | $86,466,000 | 241 |
| Provision for loan and lease losses | $939,000 | 638 |
| Total noninterest income | $38,761,000 | 218 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,705,000 | 585 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,056,000 | 159 |
| Total noninterest expense | $67,435,000 | 281 |
| Salaries and employee benefits | $35,341,000 | 269 |
| Premises and equipment expense | $11,371,000 | 191 |
| Additional noninterest expense | $20,723,000 | 297 |
| Pre-tax net operating income | $56,853,000 | 193 |
| Securities gains (losses) | $1,151,000 | 161 |
| Applicable income taxes | $19,396,000 | 184 |
| Income before extraordinary items | $38,608,000 | 202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,608,000 | 202 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $38,608,000 | 202 |
| Net charge-offs | $-2,358,000 | 6,245 |
| Cash dividends | $13,100,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $1,210,000 | 156 |
| Net operating income | $37,836,830 | 202 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $67,521,000 | 234 |
| Total interest expense | $10,874,000 | 149 |
| Net interest income | $56,647,000 | 247 |
| Provision for loan and lease losses | $1,486,000 | 314 |
| Total noninterest income | $29,591,000 | 194 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,121,000 | 579 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,470,000 | 145 |
| Total noninterest expense | $44,192,000 | 288 |
| Salaries and employee benefits | $22,549,000 | 284 |
| Premises and equipment expense | $7,563,000 | 195 |
| Additional noninterest expense | $14,080,000 | 293 |
| Pre-tax net operating income | $40,560,000 | 185 |
| Securities gains (losses) | $382,000 | 318 |
| Applicable income taxes | $13,944,000 | 180 |
| Income before extraordinary items | $26,998,000 | 197 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,998,000 | 197 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $26,998,000 | 197 |
| Net charge-offs | $-437,000 | 6,196 |
| Cash dividends | $9,600,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $866,000 | 141 |
| Net operating income | $26,745,880 | 199 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $32,900,000 | 237 |
| Total interest expense | $5,284,000 | 153 |
| Net interest income | $27,616,000 | 248 |
| Provision for loan and lease losses | $130,000 | 1,223 |
| Total noninterest income | $17,292,000 | 165 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $544,000 | 584 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,748,000 | 126 |
| Total noninterest expense | $22,465,000 | 280 |
| Salaries and employee benefits | $11,209,000 | 283 |
| Premises and equipment expense | $3,877,000 | 188 |
| Additional noninterest expense | $7,379,000 | 281 |
| Pre-tax net operating income | $22,313,000 | 172 |
| Securities gains (losses) | $202,000 | 363 |
| Applicable income taxes | $7,649,000 | 166 |
| Income before extraordinary items | $14,866,000 | 182 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $14,866,000 | 181 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $14,866,000 | 182 |
| Net charge-offs | $-479,000 | 6,343 |
| Cash dividends | $4,800,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $560,000 | 111 |
| Net operating income | $14,732,680 | 182 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $128,856,000 | 236 |
| Total interest expense | $20,454,000 | 152 |
| Net interest income | $108,402,000 | 247 |
| Provision for loan and lease losses | $1,938,000 | 481 |
| Total noninterest income | $36,830,000 | 252 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,170,000 | 625 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,660,000 | 189 |
| Total noninterest expense | $89,008,000 | 275 |
| Salaries and employee benefits | $42,696,000 | 284 |
| Premises and equipment expense | $17,034,000 | 174 |
| Additional noninterest expense | $29,278,000 | 282 |
| Pre-tax net operating income | $54,286,000 | 223 |
| Securities gains (losses) | $1,093,000 | 194 |
| Applicable income taxes | $18,369,000 | 208 |
| Income before extraordinary items | $37,010,000 | 238 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $37,010,000 | 237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $37,010,000 | 237 |
| Net charge-offs | $1,527,000 | 638 |
| Cash dividends | $33,700,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $1,020,000 | 203 |
| Net operating income | $36,277,690 | 241 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $96,031,000 | 235 |
| Total interest expense | $15,012,000 | 154 |
| Net interest income | $81,019,000 | 247 |
| Provision for loan and lease losses | $2,541,000 | 281 |
| Total noninterest income | $27,252,000 | 249 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,641,000 | 616 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $25,611,000 | 188 |
| Total noninterest expense | $67,907,000 | 265 |
| Salaries and employee benefits | $31,333,000 | 285 |
| Premises and equipment expense | $13,033,000 | 173 |
| Additional noninterest expense | $23,541,000 | 263 |
| Pre-tax net operating income | $37,823,000 | 229 |
| Securities gains (losses) | $666,000 | 228 |
| Applicable income taxes | $13,054,000 | 217 |
| Income before extraordinary items | $25,435,000 | 241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,435,000 | 241 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $25,435,000 | 241 |
| Net charge-offs | $868,000 | 751 |
| Cash dividends | $30,500,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $814,000 | 172 |
| Net operating income | $24,995,440 | 243 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $62,791,000 | 235 |
| Total interest expense | $9,869,000 | 154 |
| Net interest income | $52,922,000 | 248 |
| Provision for loan and lease losses | $2,541,000 | 211 |
| Total noninterest income | $19,640,000 | 246 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,071,000 | 624 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,569,000 | 175 |
| Total noninterest expense | $47,017,000 | 252 |
| Salaries and employee benefits | $21,194,000 | 274 |
| Premises and equipment expense | $8,900,000 | 171 |
| Additional noninterest expense | $16,923,000 | 248 |
| Pre-tax net operating income | $23,004,000 | 238 |
| Securities gains (losses) | $-17,000 | 6,356 |
| Applicable income taxes | $7,837,000 | 222 |
| Income before extraordinary items | $15,150,000 | 264 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $15,150,000 | 264 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $15,150,000 | 265 |
| Net charge-offs | $839,000 | 577 |
| Cash dividends | $27,500,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $608,000 | 141 |
| Net operating income | $15,161,220 | 259 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $30,653,000 | 239 |
| Total interest expense | $4,822,000 | 157 |
| Net interest income | $25,831,000 | 251 |
| Provision for loan and lease losses | $1,926,000 | 154 |
| Total noninterest income | $8,340,000 | 259 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $535,000 | 618 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,805,000 | 191 |
| Total noninterest expense | $24,084,000 | 244 |
| Salaries and employee benefits | $10,866,000 | 267 |
| Premises and equipment expense | $4,414,000 | 172 |
| Additional noninterest expense | $8,804,000 | 239 |
| Pre-tax net operating income | $8,161,000 | 301 |
| Securities gains (losses) | $-17,000 | 6,485 |
| Applicable income taxes | $2,798,000 | 265 |
| Income before extraordinary items | $5,346,000 | 326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,346,000 | 326 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,346,000 | 326 |
| Net charge-offs | $697,000 | 388 |
| Cash dividends | $27,500,000 | 61 |
| Sale, conversion, retirement of capital stock, net | $411,000 | 118 |
| Net operating income | $5,357,220 | 321 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $114,114,000 | 248 |
| Total interest expense | $21,077,000 | 155 |
| Net interest income | $93,037,000 | 265 |
| Provision for loan and lease losses | $-32,000 | 6,298 |
| Total noninterest income | $29,573,000 | 299 |
| Gross Fiduciary activities income | $786,000 | 508 |
| Service charges on deposit accounts | $1,992,000 | 699 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,795,000 | 234 |
| Total noninterest expense | $80,114,000 | 291 |
| Salaries and employee benefits | $39,401,000 | 293 |
| Premises and equipment expense | $15,423,000 | 179 |
| Additional noninterest expense | $25,290,000 | 312 |
| Pre-tax net operating income | $42,528,000 | 242 |
| Securities gains (losses) | $-299,000 | 6,674 |
| Applicable income taxes | $13,798,000 | 224 |
| Income before extraordinary items | $28,431,000 | 270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,431,000 | 270 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $28,431,000 | 270 |
| Net charge-offs | $-496,000 | 6,736 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $737,000 | 244 |
| Net operating income | $28,631,330 | 270 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $85,036,000 | 248 |
| Total interest expense | $15,961,000 | 156 |
| Net interest income | $69,075,000 | 269 |
| Provision for loan and lease losses | $-432,000 | 6,715 |
| Total noninterest income | $23,290,000 | 300 |
| Gross Fiduciary activities income | $786,000 | 452 |
| Service charges on deposit accounts | $1,498,000 | 697 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,006,000 | 236 |
| Total noninterest expense | $59,627,000 | 287 |
| Salaries and employee benefits | $28,755,000 | 296 |
| Premises and equipment expense | $11,523,000 | 175 |
| Additional noninterest expense | $19,349,000 | 300 |
| Pre-tax net operating income | $33,170,000 | 242 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,919,000 | 221 |
| Income before extraordinary items | $22,251,000 | 267 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $22,251,000 | 267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $22,251,000 | 267 |
| Net charge-offs | $-424,000 | 6,804 |
| Cash dividends | $2,000,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $611,000 | 212 |
| Net operating income | $22,251,000 | 267 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $55,984,000 | 248 |
| Total interest expense | $10,770,000 | 157 |
| Net interest income | $45,214,000 | 274 |
| Provision for loan and lease losses | $-589,000 | 6,825 |
| Total noninterest income | $21,849,000 | 231 |
| Gross Fiduciary activities income | $786,000 | 369 |
| Service charges on deposit accounts | $991,000 | 683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,072,000 | 179 |
| Total noninterest expense | $39,773,000 | 289 |
| Salaries and employee benefits | $19,251,000 | 301 |
| Premises and equipment expense | $7,851,000 | 175 |
| Additional noninterest expense | $12,671,000 | 307 |
| Pre-tax net operating income | $27,879,000 | 212 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,350,000 | 194 |
| Income before extraordinary items | $18,529,000 | 233 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $18,529,000 | 234 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $18,529,000 | 234 |
| Net charge-offs | $-123,000 | 6,722 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $486,000 | 169 |
| Net operating income | $18,529,000 | 229 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $28,206,000 | 252 |
| Total interest expense | $5,411,000 | 158 |
| Net interest income | $22,795,000 | 276 |
| Provision for loan and lease losses | $-457,000 | 6,946 |
| Total noninterest income | $8,362,000 | 285 |
| Gross Fiduciary activities income | $476,000 | 326 |
| Service charges on deposit accounts | $502,000 | 661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,384,000 | 227 |
| Total noninterest expense | $19,812,000 | 295 |
| Salaries and employee benefits | $9,569,000 | 306 |
| Premises and equipment expense | $3,913,000 | 176 |
| Additional noninterest expense | $6,330,000 | 315 |
| Pre-tax net operating income | $11,802,000 | 235 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,928,000 | 220 |
| Income before extraordinary items | $7,874,000 | 251 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,874,000 | 251 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,874,000 | 252 |
| Net charge-offs | $-222,000 | 6,921 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $365,000 | 110 |
| Net operating income | $7,874,000 | 247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $115,050,000 | 250 |
| Total interest expense | $23,213,000 | 180 |
| Net interest income | $91,837,000 | 269 |
| Provision for loan and lease losses | $7,123,000 | 377 |
| Total noninterest income | $62,895,000 | 173 |
| Gross Fiduciary activities income | $2,302,000 | 286 |
| Service charges on deposit accounts | $1,914,000 | 747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $58,679,000 | 142 |
| Total noninterest expense | $75,153,000 | 303 |
| Salaries and employee benefits | $37,049,000 | 300 |
| Premises and equipment expense | $13,075,000 | 196 |
| Additional noninterest expense | $25,029,000 | 332 |
| Pre-tax net operating income | $72,456,000 | 170 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,234,000 | 156 |
| Income before extraordinary items | $48,222,000 | 191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $48,222,000 | 192 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $48,222,000 | 192 |
| Net charge-offs | $5,882,000 | 510 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 457 |
| Net operating income | $48,222,000 | 190 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $85,089,000 | 258 |
| Total interest expense | $17,626,000 | 189 |
| Net interest income | $67,463,000 | 275 |
| Provision for loan and lease losses | $5,623,000 | 370 |
| Total noninterest income | $48,021,000 | 168 |
| Gross Fiduciary activities income | $1,695,000 | 288 |
| Service charges on deposit accounts | $1,411,000 | 767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,915,000 | 140 |
| Total noninterest expense | $57,685,000 | 295 |
| Salaries and employee benefits | $30,887,000 | 270 |
| Premises and equipment expense | $9,389,000 | 209 |
| Additional noninterest expense | $17,409,000 | 346 |
| Pre-tax net operating income | $52,176,000 | 178 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $17,786,000 | 158 |
| Income before extraordinary items | $34,390,000 | 197 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $34,390,000 | 197 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $34,390,000 | 197 |
| Net charge-offs | $5,413,000 | 433 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 416 |
| Net operating income | $34,390,000 | 192 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $55,252,000 | 265 |
| Total interest expense | $11,655,000 | 198 |
| Net interest income | $43,597,000 | 285 |
| Provision for loan and lease losses | $4,123,000 | 351 |
| Total noninterest income | $25,920,000 | 205 |
| Gross Fiduciary activities income | $1,105,000 | 296 |
| Service charges on deposit accounts | $918,000 | 771 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,897,000 | 154 |
| Total noninterest expense | $36,346,000 | 310 |
| Salaries and employee benefits | $19,308,000 | 281 |
| Premises and equipment expense | $6,076,000 | 212 |
| Additional noninterest expense | $10,962,000 | 359 |
| Pre-tax net operating income | $29,048,000 | 195 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,815,000 | 183 |
| Income before extraordinary items | $19,233,000 | 217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,233,000 | 215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,233,000 | 217 |
| Net charge-offs | $3,622,000 | 441 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 398 |
| Net operating income | $19,233,000 | 208 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $27,670,000 | 267 |
| Total interest expense | $5,723,000 | 205 |
| Net interest income | $21,947,000 | 281 |
| Provision for loan and lease losses | $1,898,000 | 373 |
| Total noninterest income | $9,412,000 | 257 |
| Gross Fiduciary activities income | $534,000 | 303 |
| Service charges on deposit accounts | $445,000 | 784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,433,000 | 202 |
| Total noninterest expense | $16,999,000 | 323 |
| Salaries and employee benefits | $8,851,000 | 306 |
| Premises and equipment expense | $2,960,000 | 218 |
| Additional noninterest expense | $5,188,000 | 364 |
| Pre-tax net operating income | $12,462,000 | 213 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,145,000 | 190 |
| Income before extraordinary items | $8,317,000 | 230 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,317,000 | 231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,317,000 | 231 |
| Net charge-offs | $2,834,000 | 298 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 351 |
| Net operating income | $8,317,000 | 222 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $102,878,000 | 286 |
| Total interest expense | $22,900,000 | 241 |
| Net interest income | $79,978,000 | 294 |
| Provision for loan and lease losses | $6,910,000 | 601 |
| Total noninterest income | $31,486,000 | 264 |
| Gross Fiduciary activities income | $2,263,000 | 248 |
| Service charges on deposit accounts | $1,767,000 | 833 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $27,456,000 | 217 |
| Total noninterest expense | $60,182,000 | 354 |
| Salaries and employee benefits | $26,447,000 | 386 |
| Premises and equipment expense | $10,895,000 | 241 |
| Additional noninterest expense | $22,840,000 | 351 |
| Pre-tax net operating income | $44,372,000 | 210 |
| Securities gains (losses) | $2,397,000 | 204 |
| Applicable income taxes | $15,764,000 | 190 |
| Income before extraordinary items | $31,005,000 | 226 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $31,005,000 | 227 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $31,005,000 | 227 |
| Net charge-offs | $4,961,000 | 800 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 617 |
| Net operating income | $29,422,980 | 229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $74,349,000 | 293 |
| Total interest expense | $17,317,000 | 248 |
| Net interest income | $57,032,000 | 309 |
| Provision for loan and lease losses | $4,745,000 | 648 |
| Total noninterest income | $26,186,000 | 246 |
| Gross Fiduciary activities income | $1,684,000 | 247 |
| Service charges on deposit accounts | $1,307,000 | 851 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,195,000 | 197 |
| Total noninterest expense | $46,024,000 | 346 |
| Salaries and employee benefits | $21,230,000 | 355 |
| Premises and equipment expense | $8,023,000 | 245 |
| Additional noninterest expense | $16,771,000 | 348 |
| Pre-tax net operating income | $32,449,000 | 215 |
| Securities gains (losses) | $1,237,000 | 278 |
| Applicable income taxes | $11,535,000 | 192 |
| Income before extraordinary items | $22,151,000 | 231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,151,000 | 231 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $22,151,000 | 232 |
| Net charge-offs | $4,743,000 | 652 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 597 |
| Net operating income | $21,334,580 | 232 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $48,301,000 | 305 |
| Total interest expense | $11,574,000 | 265 |
| Net interest income | $36,727,000 | 317 |
| Provision for loan and lease losses | $1,860,000 | 966 |
| Total noninterest income | $11,240,000 | 342 |
| Gross Fiduciary activities income | $1,114,000 | 247 |
| Service charges on deposit accounts | $846,000 | 862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,280,000 | 285 |
| Total noninterest expense | $27,538,000 | 387 |
| Salaries and employee benefits | $13,229,000 | 388 |
| Premises and equipment expense | $5,125,000 | 262 |
| Additional noninterest expense | $9,184,000 | 430 |
| Pre-tax net operating income | $18,569,000 | 234 |
| Securities gains (losses) | $826,000 | 238 |
| Applicable income taxes | $6,531,000 | 206 |
| Income before extraordinary items | $12,864,000 | 247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,864,000 | 247 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $12,864,000 | 247 |
| Net charge-offs | $3,444,000 | 614 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 408 |
| Net operating income | $12,318,840 | 247 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $23,784,000 | 310 |
| Total interest expense | $5,922,000 | 272 |
| Net interest income | $17,862,000 | 327 |
| Provision for loan and lease losses | $1,110,000 | 789 |
| Total noninterest income | $4,490,000 | 400 |
| Gross Fiduciary activities income | $498,000 | 273 |
| Service charges on deposit accounts | $413,000 | 864 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,579,000 | 333 |
| Total noninterest expense | $12,848,000 | 416 |
| Salaries and employee benefits | $6,168,000 | 409 |
| Premises and equipment expense | $2,442,000 | 281 |
| Additional noninterest expense | $4,238,000 | 448 |
| Pre-tax net operating income | $8,394,000 | 244 |
| Securities gains (losses) | $403,000 | 195 |
| Applicable income taxes | $2,940,000 | 217 |
| Income before extraordinary items | $5,857,000 | 261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,857,000 | 260 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,857,000 | 261 |
| Net charge-offs | $1,111,000 | 800 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 324 |
| Net operating income | $5,586,990 | 265 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $96,633,000 | 315 |
| Total interest expense | $26,767,000 | 292 |
| Net interest income | $69,866,000 | 328 |
| Provision for loan and lease losses | $10,502,000 | 631 |
| Total noninterest income | $25,909,000 | 321 |
| Gross Fiduciary activities income | $3,538,000 | 176 |
| Service charges on deposit accounts | $1,881,000 | 802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,490,000 | 281 |
| Total noninterest expense | $51,671,000 | 423 |
| Salaries and employee benefits | $23,818,000 | 409 |
| Premises and equipment expense | $9,492,000 | 285 |
| Additional noninterest expense | $18,361,000 | 436 |
| Pre-tax net operating income | $33,602,000 | 205 |
| Securities gains (losses) | $726,000 | 645 |
| Applicable income taxes | $11,113,000 | 205 |
| Income before extraordinary items | $23,215,000 | 228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,215,000 | 229 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $23,215,000 | 229 |
| Net charge-offs | $4,928,000 | 1,032 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $523,000 | 457 |
| Net operating income | $22,721,320 | 223 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $71,639,000 | 321 |
| Total interest expense | $20,445,000 | 295 |
| Net interest income | $51,194,000 | 331 |
| Provision for loan and lease losses | $8,625,000 | 568 |
| Total noninterest income | $20,581,000 | 307 |
| Gross Fiduciary activities income | $2,609,000 | 178 |
| Service charges on deposit accounts | $1,434,000 | 805 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,538,000 | 261 |
| Total noninterest expense | $38,180,000 | 407 |
| Salaries and employee benefits | $18,897,000 | 380 |
| Premises and equipment expense | $7,054,000 | 291 |
| Additional noninterest expense | $12,229,000 | 460 |
| Pre-tax net operating income | $24,970,000 | 207 |
| Securities gains (losses) | $726,000 | 544 |
| Applicable income taxes | $8,371,000 | 199 |
| Income before extraordinary items | $17,325,000 | 227 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $17,325,000 | 228 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $17,325,000 | 229 |
| Net charge-offs | $4,817,000 | 807 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $452,000 | 390 |
| Net operating income | $16,838,580 | 220 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $46,868,000 | 329 |
| Total interest expense | $14,066,000 | 297 |
| Net interest income | $32,802,000 | 344 |
| Provision for loan and lease losses | $5,125,000 | 623 |
| Total noninterest income | $11,721,000 | 337 |
| Gross Fiduciary activities income | $1,694,000 | 183 |
| Service charges on deposit accounts | $971,000 | 795 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,056,000 | 284 |
| Total noninterest expense | $25,057,000 | 410 |
| Salaries and employee benefits | $11,915,000 | 396 |
| Premises and equipment expense | $4,836,000 | 281 |
| Additional noninterest expense | $8,306,000 | 451 |
| Pre-tax net operating income | $14,341,000 | 221 |
| Securities gains (losses) | $533,000 | 452 |
| Applicable income taxes | $4,909,000 | 205 |
| Income before extraordinary items | $9,965,000 | 234 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,965,000 | 234 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $9,965,000 | 234 |
| Net charge-offs | $2,703,000 | 901 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 296 |
| Net operating income | $9,607,890 | 234 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $22,924,000 | 351 |
| Total interest expense | $7,457,000 | 299 |
| Net interest income | $15,467,000 | 363 |
| Provision for loan and lease losses | $2,425,000 | 639 |
| Total noninterest income | $5,271,000 | 360 |
| Gross Fiduciary activities income | $824,000 | 190 |
| Service charges on deposit accounts | $479,000 | 818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,968,000 | 313 |
| Total noninterest expense | $12,288,000 | 423 |
| Salaries and employee benefits | $5,586,000 | 436 |
| Premises and equipment expense | $2,470,000 | 286 |
| Additional noninterest expense | $4,232,000 | 437 |
| Pre-tax net operating income | $6,025,000 | 240 |
| Securities gains (losses) | $264,000 | 425 |
| Applicable income taxes | $1,974,000 | 221 |
| Income before extraordinary items | $4,315,000 | 260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,315,000 | 262 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,315,000 | 262 |
| Net charge-offs | $1,774,000 | 701 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 379 |
| Net operating income | $4,132,840 | 264 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $86,742,000 | 385 |
| Total interest expense | $35,313,000 | 321 |
| Net interest income | $51,429,000 | 420 |
| Provision for loan and lease losses | $6,750,000 | 1,150 |
| Total noninterest income | $22,547,000 | 360 |
| Gross Fiduciary activities income | $3,159,000 | 189 |
| Service charges on deposit accounts | $2,011,000 | 859 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $17,377,000 | 301 |
| Total noninterest expense | $49,166,000 | 435 |
| Salaries and employee benefits | $21,536,000 | 451 |
| Premises and equipment expense | $9,054,000 | 310 |
| Additional noninterest expense | $18,576,000 | 464 |
| Pre-tax net operating income | $18,060,000 | 238 |
| Securities gains (losses) | $760,000 | 635 |
| Applicable income taxes | $5,928,000 | 239 |
| Income before extraordinary items | $12,892,000 | 255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,892,000 | 256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $12,892,000 | 256 |
| Net charge-offs | $2,632,000 | 1,742 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 587 |
| Net operating income | $12,367,600 | 270 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $63,571,000 | 409 |
| Total interest expense | $27,215,000 | 335 |
| Net interest income | $36,356,000 | 456 |
| Provision for loan and lease losses | $4,750,000 | 1,089 |
| Total noninterest income | $17,140,000 | 363 |
| Gross Fiduciary activities income | $2,313,000 | 190 |
| Service charges on deposit accounts | $1,482,000 | 866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,345,000 | 298 |
| Total noninterest expense | $36,373,000 | 444 |
| Salaries and employee benefits | $16,109,000 | 460 |
| Premises and equipment expense | $6,812,000 | 316 |
| Additional noninterest expense | $13,452,000 | 455 |
| Pre-tax net operating income | $12,373,000 | 269 |
| Securities gains (losses) | $625,000 | 581 |
| Applicable income taxes | $4,048,000 | 256 |
| Income before extraordinary items | $8,950,000 | 283 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,950,000 | 282 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,950,000 | 283 |
| Net charge-offs | $1,795,000 | 1,605 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 511 |
| Net operating income | $8,518,750 | 299 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $41,648,000 | 426 |
| Total interest expense | $18,596,000 | 350 |
| Net interest income | $23,052,000 | 474 |
| Provision for loan and lease losses | $2,700,000 | 1,160 |
| Total noninterest income | $11,756,000 | 355 |
| Gross Fiduciary activities income | $1,483,000 | 201 |
| Service charges on deposit accounts | $968,000 | 872 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,305,000 | 291 |
| Total noninterest expense | $24,264,000 | 456 |
| Salaries and employee benefits | $10,779,000 | 463 |
| Premises and equipment expense | $4,580,000 | 318 |
| Additional noninterest expense | $8,905,000 | 466 |
| Pre-tax net operating income | $7,844,000 | 287 |
| Securities gains (losses) | $552,000 | 465 |
| Applicable income taxes | $2,600,000 | 272 |
| Income before extraordinary items | $5,796,000 | 310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,796,000 | 307 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,796,000 | 309 |
| Net charge-offs | $1,068,000 | 1,583 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 453 |
| Net operating income | $5,415,120 | 311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,518,000 | 434 |
| Total interest expense | $9,658,000 | 349 |
| Net interest income | $10,860,000 | 492 |
| Provision for loan and lease losses | $1,216,000 | 1,042 |
| Total noninterest income | $5,742,000 | 336 |
| Gross Fiduciary activities income | $724,000 | 200 |
| Service charges on deposit accounts | $472,000 | 868 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,546,000 | 275 |
| Total noninterest expense | $11,482,000 | 451 |
| Salaries and employee benefits | $5,203,000 | 482 |
| Premises and equipment expense | $2,316,000 | 321 |
| Additional noninterest expense | $3,963,000 | 447 |
| Pre-tax net operating income | $3,904,000 | 310 |
| Securities gains (losses) | $552,000 | 299 |
| Applicable income taxes | $1,406,000 | 274 |
| Income before extraordinary items | $3,050,000 | 325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,050,000 | 326 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,050,000 | 327 |
| Net charge-offs | $431,000 | 1,471 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 434 |
| Net operating income | $2,674,640 | 332 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $88,607,000 | 443 |
| Total interest expense | $44,443,000 | 361 |
| Net interest income | $44,164,000 | 495 |
| Provision for loan and lease losses | $5,498,000 | 953 |
| Total noninterest income | $16,363,000 | 414 |
| Gross Fiduciary activities income | $2,976,000 | 210 |
| Service charges on deposit accounts | $2,132,000 | 823 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,255,000 | 362 |
| Total noninterest expense | $52,583,000 | 416 |
| Salaries and employee benefits | $19,801,000 | 491 |
| Premises and equipment expense | $9,415,000 | 304 |
| Additional noninterest expense | $23,367,000 | 348 |
| Pre-tax net operating income | $2,446,000 | 2,134 |
| Securities gains (losses) | $913,000 | 239 |
| Applicable income taxes | $476,000 | 1,900 |
| Income before extraordinary items | $2,883,000 | 1,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,883,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,621,000 | 1,101 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $343,000 | 640 |
| Net operating income | $2,097,820 | 2,022 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $67,281,000 | 449 |
| Total interest expense | $33,701,000 | 373 |
| Net interest income | $33,580,000 | 502 |
| Provision for loan and lease losses | $2,734,000 | 958 |
| Total noninterest income | $12,397,000 | 428 |
| Gross Fiduciary activities income | $2,278,000 | 212 |
| Service charges on deposit accounts | $1,584,000 | 834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,535,000 | 383 |
| Total noninterest expense | $42,151,000 | 390 |
| Salaries and employee benefits | $15,639,000 | 479 |
| Premises and equipment expense | $7,134,000 | 309 |
| Additional noninterest expense | $19,378,000 | 309 |
| Pre-tax net operating income | $1,092,000 | 3,504 |
| Securities gains (losses) | $520,000 | 311 |
| Applicable income taxes | $1,111,000 | 1,064 |
| Income before extraordinary items | $501,000 | 4,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $501,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,118,000 | 1,207 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 506 |
| Net operating income | $168,200 | 6,027 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $45,329,000 | 456 |
| Total interest expense | $23,307,000 | 380 |
| Net interest income | $22,022,000 | 510 |
| Provision for loan and lease losses | $1,089,000 | 1,167 |
| Total noninterest income | $8,451,000 | 433 |
| Gross Fiduciary activities income | $1,519,000 | 215 |
| Service charges on deposit accounts | $1,062,000 | 815 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,870,000 | 397 |
| Total noninterest expense | $23,681,000 | 441 |
| Salaries and employee benefits | $10,443,000 | 485 |
| Premises and equipment expense | $4,725,000 | 312 |
| Additional noninterest expense | $8,513,000 | 400 |
| Pre-tax net operating income | $5,703,000 | 626 |
| Securities gains (losses) | $214,000 | 589 |
| Applicable income taxes | $1,614,000 | 619 |
| Income before extraordinary items | $4,303,000 | 646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,303,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,669 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 416 |
| Net operating income | $4,146,780 | 645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,154,000 | 459 |
| Total interest expense | $12,452,000 | 381 |
| Net interest income | $10,702,000 | 516 |
| Provision for loan and lease losses | $320,000 | 1,319 |
| Total noninterest income | $4,458,000 | 424 |
| Gross Fiduciary activities income | $758,000 | 220 |
| Service charges on deposit accounts | $527,000 | 814 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,173,000 | 377 |
| Total noninterest expense | $10,948,000 | 464 |
| Salaries and employee benefits | $5,470,000 | 470 |
| Premises and equipment expense | $2,397,000 | 310 |
| Additional noninterest expense | $3,081,000 | 493 |
| Pre-tax net operating income | $3,892,000 | 507 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,131,000 | 526 |
| Income before extraordinary items | $2,761,000 | 552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,761,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,782 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 380 |
| Net operating income | $2,761,000 | 526 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $98,643,000 | 446 |
| Total interest expense | $56,931,000 | 380 |
| Net interest income | $41,712,000 | 546 |
| Provision for loan and lease losses | $2,548,000 | 691 |
| Total noninterest income | $18,569,000 | 400 |
| Gross Fiduciary activities income | $3,474,000 | 198 |
| Service charges on deposit accounts | $1,988,000 | 897 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,107,000 | 348 |
| Total noninterest expense | $47,909,000 | 427 |
| Salaries and employee benefits | $21,559,000 | 450 |
| Premises and equipment expense | $9,575,000 | 294 |
| Additional noninterest expense | $16,775,000 | 396 |
| Pre-tax net operating income | $9,824,000 | 868 |
| Securities gains (losses) | $48,000 | 809 |
| Applicable income taxes | $2,492,000 | 929 |
| Income before extraordinary items | $7,380,000 | 872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,380,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,588 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $733,000 | 478 |
| Net operating income | $7,344,000 | 860 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $74,538,000 | 441 |
| Total interest expense | $43,164,000 | 375 |
| Net interest income | $31,374,000 | 542 |
| Provision for loan and lease losses | $1,670,000 | 604 |
| Total noninterest income | $14,664,000 | 390 |
| Gross Fiduciary activities income | $2,589,000 | 196 |
| Service charges on deposit accounts | $1,472,000 | 892 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,603,000 | 327 |
| Total noninterest expense | $37,140,000 | 408 |
| Salaries and employee benefits | $16,510,000 | 439 |
| Premises and equipment expense | $7,329,000 | 288 |
| Additional noninterest expense | $13,301,000 | 364 |
| Pre-tax net operating income | $7,228,000 | 954 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $1,986,000 | 964 |
| Income before extraordinary items | $5,256,000 | 994 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,256,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,170 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,245,780 | 982 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,993,000 | 457 |
| Total interest expense | $28,355,000 | 385 |
| Net interest income | $20,638,000 | 565 |
| Provision for loan and lease losses | $755,000 | 736 |
| Total noninterest income | $10,127,000 | 395 |
| Gross Fiduciary activities income | $1,682,000 | 203 |
| Service charges on deposit accounts | $968,000 | 917 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,477,000 | 324 |
| Total noninterest expense | $22,781,000 | 447 |
| Salaries and employee benefits | $11,422,000 | 441 |
| Premises and equipment expense | $4,906,000 | 291 |
| Additional noninterest expense | $6,453,000 | 470 |
| Pre-tax net operating income | $7,229,000 | 679 |
| Securities gains (losses) | $14,000 | 780 |
| Applicable income taxes | $2,237,000 | 666 |
| Income before extraordinary items | $5,006,000 | 731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,006,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,996,340 | 724 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,945,000 | 468 |
| Total interest expense | $13,828,000 | 390 |
| Net interest income | $10,117,000 | 576 |
| Provision for loan and lease losses | $280,000 | 878 |
| Total noninterest income | $5,034,000 | 390 |
| Gross Fiduciary activities income | $783,000 | 216 |
| Service charges on deposit accounts | $466,000 | 931 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,785,000 | 327 |
| Total noninterest expense | $11,337,000 | 446 |
| Salaries and employee benefits | $5,914,000 | 431 |
| Premises and equipment expense | $2,419,000 | 297 |
| Additional noninterest expense | $3,004,000 | 484 |
| Pre-tax net operating income | $3,534,000 | 696 |
| Securities gains (losses) | $14,000 | 632 |
| Applicable income taxes | $1,098,000 | 673 |
| Income before extraordinary items | $2,450,000 | 739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,450,000 | 738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,440,340 | 734 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $87,400,000 | 474 |
| Total interest expense | $44,965,000 | 402 |
| Net interest income | $42,435,000 | 543 |
| Provision for loan and lease losses | $1,232,000 | 850 |
| Total noninterest income | $20,235,000 | 371 |
| Gross Fiduciary activities income | $1,989,000 | 271 |
| Service charges on deposit accounts | $1,593,000 | 1,109 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,653,000 | 301 |
| Total noninterest expense | $44,179,000 | 441 |
| Salaries and employee benefits | $21,889,000 | 447 |
| Premises and equipment expense | $9,463,000 | 272 |
| Additional noninterest expense | $12,827,000 | 453 |
| Pre-tax net operating income | $17,259,000 | 614 |
| Securities gains (losses) | $61,000 | 644 |
| Applicable income taxes | $5,631,000 | 580 |
| Income before extraordinary items | $11,689,000 | 650 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,689,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,508 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,648,130 | 645 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $64,276,000 | 487 |
| Total interest expense | $31,950,000 | 421 |
| Net interest income | $32,326,000 | 541 |
| Provision for loan and lease losses | $870,000 | 874 |
| Total noninterest income | $14,573,000 | 398 |
| Gross Fiduciary activities income | $1,431,000 | 277 |
| Service charges on deposit accounts | $1,176,000 | 1,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,966,000 | 323 |
| Total noninterest expense | $32,910,000 | 455 |
| Salaries and employee benefits | $16,195,000 | 461 |
| Premises and equipment expense | $7,011,000 | 291 |
| Additional noninterest expense | $9,704,000 | 455 |
| Pre-tax net operating income | $13,119,000 | 625 |
| Securities gains (losses) | $66,000 | 500 |
| Applicable income taxes | $4,235,000 | 611 |
| Income before extraordinary items | $8,950,000 | 661 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,950,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,905,120 | 659 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $41,410,000 | 491 |
| Total interest expense | $19,776,000 | 429 |
| Net interest income | $21,634,000 | 544 |
| Provision for loan and lease losses | $640,000 | 771 |
| Total noninterest income | $9,969,000 | 394 |
| Gross Fiduciary activities income | $879,000 | 299 |
| Service charges on deposit accounts | $758,000 | 1,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,332,000 | 317 |
| Total noninterest expense | $21,791,000 | 462 |
| Salaries and employee benefits | $10,712,000 | 471 |
| Premises and equipment expense | $4,504,000 | 300 |
| Additional noninterest expense | $6,575,000 | 452 |
| Pre-tax net operating income | $9,172,000 | 603 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,024,000 | 586 |
| Income before extraordinary items | $6,148,000 | 653 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,148,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,142 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,148,000 | 640 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,710,000 | 495 |
| Total interest expense | $9,044,000 | 440 |
| Net interest income | $10,666,000 | 545 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $4,778,000 | 402 |
| Gross Fiduciary activities income | $266,000 | 388 |
| Service charges on deposit accounts | $369,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,143,000 | 313 |
| Total noninterest expense | $10,436,000 | 476 |
| Salaries and employee benefits | $5,268,000 | 470 |
| Premises and equipment expense | $2,148,000 | 318 |
| Additional noninterest expense | $3,020,000 | 483 |
| Pre-tax net operating income | $4,758,000 | 570 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,620,000 | 554 |
| Income before extraordinary items | $3,138,000 | 628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,138,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,138,000 | 616 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $67,372,000 | 518 |
| Total interest expense | $28,998,000 | 421 |
| Net interest income | $38,374,000 | 577 |
| Provision for loan and lease losses | $2,456,000 | 441 |
| Total noninterest income | $23,184,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,334,000 | 1,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,850,000 | 279 |
| Total noninterest expense | $41,132,000 | 457 |
| Salaries and employee benefits | $20,411,000 | 465 |
| Premises and equipment expense | $7,981,000 | 321 |
| Additional noninterest expense | $12,740,000 | 457 |
| Pre-tax net operating income | $17,970,000 | 581 |
| Securities gains (losses) | $33,000 | 1,075 |
| Applicable income taxes | $6,177,000 | 555 |
| Income before extraordinary items | $11,826,000 | 625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,826,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,804,220 | 613 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $47,757,000 | 527 |
| Total interest expense | $20,055,000 | 428 |
| Net interest income | $27,702,000 | 591 |
| Provision for loan and lease losses | $1,869,000 | 407 |
| Total noninterest income | $17,801,000 | 352 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $958,000 | 1,363 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,843,000 | 282 |
| Total noninterest expense | $31,230,000 | 453 |
| Salaries and employee benefits | $15,528,000 | 458 |
| Premises and equipment expense | $5,893,000 | 325 |
| Additional noninterest expense | $9,809,000 | 445 |
| Pre-tax net operating income | $12,404,000 | 611 |
| Securities gains (losses) | $33,000 | 1,024 |
| Applicable income taxes | $4,182,000 | 603 |
| Income before extraordinary items | $8,255,000 | 671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,255,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,233,220 | 651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $29,417,000 | 552 |
| Total interest expense | $12,037,000 | 441 |
| Net interest income | $17,380,000 | 612 |
| Provision for loan and lease losses | $1,369,000 | 370 |
| Total noninterest income | $10,957,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $610,000 | 1,392 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,347,000 | 288 |
| Total noninterest expense | $19,841,000 | 468 |
| Salaries and employee benefits | $9,632,000 | 481 |
| Premises and equipment expense | $3,941,000 | 320 |
| Additional noninterest expense | $6,268,000 | 457 |
| Pre-tax net operating income | $7,127,000 | 685 |
| Securities gains (losses) | $33,000 | 930 |
| Applicable income taxes | $2,370,000 | 665 |
| Income before extraordinary items | $4,790,000 | 739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,790,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,767,890 | 724 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,491,000 | 573 |
| Total interest expense | $5,438,000 | 466 |
| Net interest income | $8,053,000 | 642 |
| Provision for loan and lease losses | $549,000 | 436 |
| Total noninterest income | $5,016,000 | 386 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $280,000 | 1,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,736,000 | 295 |
| Total noninterest expense | $9,546,000 | 467 |
| Salaries and employee benefits | $4,488,000 | 502 |
| Premises and equipment expense | $1,972,000 | 320 |
| Additional noninterest expense | $3,086,000 | 456 |
| Pre-tax net operating income | $2,974,000 | 798 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $958,000 | 790 |
| Income before extraordinary items | $2,016,000 | 863 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,016,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,016,000 | 843 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,522,000 | 687 |
| Total interest expense | $15,711,000 | 528 |
| Net interest income | $24,811,000 | 799 |
| Provision for loan and lease losses | $1,626,000 | 662 |
| Total noninterest income | $8,512,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,089,000 | 1,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,423,000 | 503 |
| Total noninterest expense | $24,954,000 | 661 |
| Salaries and employee benefits | $12,032,000 | 708 |
| Premises and equipment expense | $5,187,000 | 450 |
| Additional noninterest expense | $7,735,000 | 677 |
| Pre-tax net operating income | $6,743,000 | 1,280 |
| Securities gains (losses) | $245,000 | 729 |
| Applicable income taxes | $2,327,000 | 1,110 |
| Income before extraordinary items | $4,661,000 | 1,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,661,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,767 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,496,850 | 1,391 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,570,000 | 749 |
| Total interest expense | $10,495,000 | 576 |
| Net interest income | $17,075,000 | 861 |
| Provision for loan and lease losses | $918,000 | 837 |
| Total noninterest income | $4,904,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $798,000 | 1,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,106,000 | 646 |
| Total noninterest expense | $16,265,000 | 741 |
| Salaries and employee benefits | $8,004,000 | 803 |
| Premises and equipment expense | $3,321,000 | 527 |
| Additional noninterest expense | $4,940,000 | 766 |
| Pre-tax net operating income | $4,796,000 | 1,356 |
| Securities gains (losses) | $245,000 | 681 |
| Applicable income taxes | $1,686,000 | 1,165 |
| Income before extraordinary items | $3,355,000 | 1,470 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,355,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,190,850 | 1,479 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,382,000 | 876 |
| Total interest expense | $5,605,000 | 712 |
| Net interest income | $9,777,000 | 990 |
| Provision for loan and lease losses | $388,000 | 1,270 |
| Total noninterest income | $864,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $355,000 | 2,363 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $509,000 | 2,162 |
| Total noninterest expense | $7,778,000 | 1,028 |
| Salaries and employee benefits | $3,370,000 | 1,296 |
| Premises and equipment expense | $1,630,000 | 712 |
| Additional noninterest expense | $2,778,000 | 895 |
| Pre-tax net operating income | $2,475,000 | 1,694 |
| Securities gains (losses) | $241,000 | 578 |
| Applicable income taxes | $910,000 | 1,386 |
| Income before extraordinary items | $1,806,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,806,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,177 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,646,940 | 1,858 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 924 |
| Total interest expense | $2,615,000 | 775 |
| Net interest income | $4,799,000 | 1,027 |
| Provision for loan and lease losses | $74,000 | 2,718 |
| Total noninterest income | $458,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 2,405 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $288,000 | 1,934 |
| Total noninterest expense | $4,050,000 | 1,008 |
| Salaries and employee benefits | $1,764,000 | 1,255 |
| Premises and equipment expense | $823,000 | 722 |
| Additional noninterest expense | $1,463,000 | 841 |
| Pre-tax net operating income | $1,133,000 | 1,814 |
| Securities gains (losses) | $241,000 | 436 |
| Applicable income taxes | $462,000 | 1,381 |
| Income before extraordinary items | $912,000 | 1,720 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $912,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $752,940 | 1,964 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,605,000 | 1,158 |
| Total interest expense | $9,525,000 | 938 |
| Net interest income | $15,080,000 | 1,289 |
| Provision for loan and lease losses | $1,001,000 | 1,180 |
| Total noninterest income | $1,619,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $631,000 | 2,603 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $988,000 | 2,410 |
| Total noninterest expense | $13,296,000 | 1,217 |
| Salaries and employee benefits | $5,728,000 | 1,494 |
| Premises and equipment expense | $2,585,000 | 864 |
| Additional noninterest expense | $4,983,000 | 1,025 |
| Pre-tax net operating income | $2,402,000 | 2,976 |
| Securities gains (losses) | $1,364,000 | 383 |
| Applicable income taxes | $-464,000 | 9,082 |
| Income before extraordinary items | $4,230,000 | 1,480 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,230,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,866,000 | 2,026 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,786,000 | 1,232 |
| Total interest expense | $7,073,000 | 994 |
| Net interest income | $10,713,000 | 1,380 |
| Provision for loan and lease losses | $602,000 | 1,399 |
| Total noninterest income | $1,274,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $467,000 | 2,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $807,000 | 2,359 |
| Total noninterest expense | $9,802,000 | 1,248 |
| Salaries and employee benefits | $4,170,000 | 1,559 |
| Premises and equipment expense | $1,824,000 | 933 |
| Additional noninterest expense | $3,808,000 | 1,009 |
| Pre-tax net operating income | $1,583,000 | 3,408 |
| Securities gains (losses) | $1,201,000 | 391 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,784,000 | 1,728 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,784,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,583,000 | 2,704 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 1,269 |
| Total interest expense | $4,709,000 | 1,021 |
| Net interest income | $6,914,000 | 1,415 |
| Provision for loan and lease losses | $246,000 | 2,158 |
| Total noninterest income | $762,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $295,000 | 2,688 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $467,000 | 2,543 |
| Total noninterest expense | $6,606,000 | 1,233 |
| Salaries and employee benefits | $2,758,000 | 1,563 |
| Premises and equipment expense | $1,252,000 | 914 |
| Additional noninterest expense | $2,596,000 | 971 |
| Pre-tax net operating income | $824,000 | 3,973 |
| Securities gains (losses) | $910,000 | 391 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,734,000 | 1,858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,734,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $824,000 | 3,247 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 1,281 |
| Total interest expense | $2,340,000 | 1,052 |
| Net interest income | $3,432,000 | 1,425 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $357,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 2,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 2,533 |
| Total noninterest expense | $3,390,000 | 1,183 |
| Salaries and employee benefits | $1,442,000 | 1,485 |
| Premises and equipment expense | $707,000 | 815 |
| Additional noninterest expense | $1,241,000 | 988 |
| Pre-tax net operating income | $319,000 | 4,631 |
| Securities gains (losses) | $493,000 | 350 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $812,000 | 1,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $319,000 | 3,874 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,349,000 | 1,517 |
| Total interest expense | $9,673,000 | 1,164 |
| Net interest income | $10,676,000 | 1,812 |
| Provision for loan and lease losses | $444,000 | 2,614 |
| Total noninterest income | $1,223,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $511,000 | 2,923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $712,000 | 2,676 |
| Total noninterest expense | $11,995,000 | 1,282 |
| Salaries and employee benefits | $2,691,000 | 2,922 |
| Premises and equipment expense | $1,335,000 | 1,646 |
| Additional noninterest expense | $7,969,000 | 668 |
| Pre-tax net operating income | $-540,000 | 8,997 |
| Securities gains (losses) | $524,000 | 640 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-16,000 | 8,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-16,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-540,000 | 9,009 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 2,675 |
| Total interest expense | $5,695,000 | 2,795 |
| Net interest income | $7,037,000 | 2,543 |
| Provision for loan and lease losses | $923,000 | 1,330 |
| Total noninterest income | $962,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $316,000 | 4,033 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $646,000 | 2,701 |
| Total noninterest expense | $8,912,000 | 1,636 |
| Salaries and employee benefits | $2,892,000 | 2,594 |
| Premises and equipment expense | $1,452,000 | 1,484 |
| Additional noninterest expense | $4,568,000 | 1,053 |
| Pre-tax net operating income | $-1,836,000 | 9,473 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,836,000 | 9,510 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,836,000 | 9,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,836,000 | 9,487 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,096 |
| Total interest expense | $2,298,000 | 5,837 |
| Net interest income | $2,199,000 | 6,274 |
| Provision for loan and lease losses | $242,000 | 3,309 |
| Total noninterest income | $253,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,696 |
| Total noninterest expense | $1,983,000 | 5,714 |
| Salaries and employee benefits | $828,000 | 6,598 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $908,000 | 4,305 |
| Pre-tax net operating income | $227,000 | 8,248 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $238,000 | 7,855 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $238,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $227,000 | 7,917 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 7,939 |
| Total interest expense | $1,077,000 | 7,972 |
| Net interest income | $1,398,000 | 7,784 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $191,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $2,588,000 | 4,750 |
| Salaries and employee benefits | $1,096,000 | 5,517 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $1,078,000 | 3,769 |
| Pre-tax net operating income | $-1,188,000 | 10,090 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,176,000 | 10,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,176,000 | 10,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,188,000 | 10,098 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 10,088 |
| Total interest expense | $340,000 | 9,999 |
| Net interest income | $376,000 | 10,107 |
| Provision for loan and lease losses | $212,000 | 3,392 |
| Total noninterest income | $32,000 | 10,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $1,655,000 | 6,310 |
| Salaries and employee benefits | $867,000 | 6,367 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $636,000 | 5,525 |
| Pre-tax net operating income | $-1,459,000 | 10,391 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,450,000 | 10,399 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,450,000 | 10,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 134 |
| Net operating income | $-1,459,000 | 10,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.