Home > Capitol Bank > Income and Expense
Capitol Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,939,000 | 1,530 |
| Total interest expense | $12,856,000 | 1,094 |
| Net interest income | $14,083,000 | 1,904 |
| Provision for loan and lease losses | $864,000 | 916 |
| Total noninterest income | $3,380,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $374,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,006,000 | 1,249 |
| Total noninterest expense | $10,948,000 | 1,925 |
| Salaries and employee benefits | $6,915,000 | 1,787 |
| Premises and equipment expense | $1,037,000 | 1,986 |
| Additional noninterest expense | $3,006,000 | 1,249 |
| Pre-tax net operating income | $5,651,000 | 1,791 |
| Securities gains (losses) | $-315,000 | 4,094 |
| Applicable income taxes | $1,835,000 | 1,038 |
| Income before extraordinary items | $3,501,000 | 2,152 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,501,000 | 2,176 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,501,000 | 2,155 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,749,850 | 2,096 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,558,000 | 1,535 |
| Total interest expense | $9,028,000 | 1,067 |
| Net interest income | $10,530,000 | 1,926 |
| Provision for loan and lease losses | $142,000 | 1,909 |
| Total noninterest income | $994,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $277,000 | 1,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $717,000 | 2,306 |
| Total noninterest expense | $8,261,000 | 1,914 |
| Salaries and employee benefits | $5,288,000 | 1,756 |
| Premises and equipment expense | $777,000 | 1,996 |
| Additional noninterest expense | $717,000 | 2,305 |
| Pre-tax net operating income | $3,121,000 | 2,182 |
| Securities gains (losses) | $-168,000 | 4,142 |
| Applicable income taxes | $675,000 | 1,550 |
| Income before extraordinary items | $2,278,000 | 2,353 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,278,000 | 2,376 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,278,000 | 2,355 |
| Net charge-offs | $-6,000 | 3,713 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,410,720 | 2,314 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,636,000 | 1,538 |
| Total interest expense | $5,518,000 | 1,041 |
| Net interest income | $7,118,000 | 1,921 |
| Provision for loan and lease losses | $71,000 | 2,022 |
| Total noninterest income | $698,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $192,000 | 1,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,185 |
| Total noninterest expense | $5,593,000 | 1,883 |
| Salaries and employee benefits | $3,656,000 | 1,714 |
| Premises and equipment expense | $535,000 | 1,940 |
| Additional noninterest expense | $506,000 | 2,182 |
| Pre-tax net operating income | $2,152,000 | 2,163 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $502,000 | 1,488 |
| Income before extraordinary items | $1,650,000 | 2,281 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,650,000 | 2,308 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,650,000 | 2,281 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,650,000 | 2,299 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 1,546 |
| Total interest expense | $2,441,000 | 1,029 |
| Net interest income | $3,705,000 | 1,853 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $326,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $97,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,284 |
| Total noninterest expense | $2,812,000 | 1,898 |
| Salaries and employee benefits | $1,857,000 | 1,717 |
| Premises and equipment expense | $275,000 | 1,929 |
| Additional noninterest expense | $229,000 | 2,284 |
| Pre-tax net operating income | $1,219,000 | 2,051 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $299,000 | 1,394 |
| Income before extraordinary items | $920,000 | 2,209 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $920,000 | 2,209 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $920,000 | 2,209 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $920,000 | 2,227 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,056,000 | 1,643 |
| Total interest expense | $3,034,000 | 1,171 |
| Net interest income | $16,022,000 | 1,699 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,404,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $366,000 | 2,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,038,000 | 2,300 |
| Total noninterest expense | $10,814,000 | 1,893 |
| Salaries and employee benefits | $7,191,000 | 1,712 |
| Premises and equipment expense | $948,000 | 2,070 |
| Additional noninterest expense | $1,038,000 | 2,300 |
| Pre-tax net operating income | $6,612,000 | 1,716 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,664,000 | 1,196 |
| Income before extraordinary items | $4,948,000 | 1,833 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,948,000 | 1,831 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,948,000 | 1,832 |
| Net charge-offs | $-6,000 | 3,530 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,948,000 | 1,867 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,319,000 | 1,675 |
| Total interest expense | $1,435,000 | 1,370 |
| Net interest income | $11,884,000 | 1,700 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,128,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $277,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,239 |
| Total noninterest expense | $8,205,000 | 1,888 |
| Salaries and employee benefits | $5,533,000 | 1,666 |
| Premises and equipment expense | $686,000 | 2,133 |
| Additional noninterest expense | $851,000 | 2,239 |
| Pre-tax net operating income | $4,807,000 | 1,737 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,206,000 | 1,227 |
| Income before extraordinary items | $3,601,000 | 1,852 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,601,000 | 1,850 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,601,000 | 1,851 |
| Net charge-offs | $-6,000 | 3,455 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,601,000 | 1,890 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 1,699 |
| Total interest expense | $593,000 | 1,752 |
| Net interest income | $7,808,000 | 1,693 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $817,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $192,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 2,152 |
| Total noninterest expense | $5,397,000 | 1,891 |
| Salaries and employee benefits | $3,709,000 | 1,654 |
| Premises and equipment expense | $391,000 | 2,360 |
| Additional noninterest expense | $1,297,000 | 2,196 |
| Pre-tax net operating income | $3,228,000 | 1,645 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $822,000 | 1,147 |
| Income before extraordinary items | $2,406,000 | 1,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,406,000 | 1,766 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,406,000 | 1,766 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,406,000 | 1,797 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 1,685 |
| Total interest expense | $271,000 | 1,813 |
| Net interest income | $3,860,000 | 1,670 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $413,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $98,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,134 |
| Total noninterest expense | $2,663,000 | 1,905 |
| Salaries and employee benefits | $1,891,000 | 1,630 |
| Premises and equipment expense | $154,000 | 2,692 |
| Additional noninterest expense | $618,000 | 2,251 |
| Pre-tax net operating income | $1,610,000 | 1,560 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $403,000 | 1,102 |
| Income before extraordinary items | $1,207,000 | 1,693 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,207,000 | 1,694 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,207,000 | 1,693 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,207,000 | 1,710 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,899,000 | 1,784 |
| Total interest expense | $1,497,000 | 1,669 |
| Net interest income | $14,402,000 | 1,774 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,418,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $342,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,076,000 | 1,865 |
| Total noninterest expense | $9,630,000 | 2,025 |
| Salaries and employee benefits | $6,653,000 | 1,783 |
| Premises and equipment expense | $651,000 | 2,628 |
| Additional noninterest expense | $2,326,000 | 2,341 |
| Pre-tax net operating income | $7,190,000 | 1,606 |
| Securities gains (losses) | $28,000 | 1,366 |
| Applicable income taxes | $1,838,000 | 1,154 |
| Income before extraordinary items | $5,380,000 | 1,791 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,380,000 | 1,791 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,380,000 | 1,792 |
| Net charge-offs | $-307,000 | 4,642 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,357,880 | 1,764 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,127,000 | 1,790 |
| Total interest expense | $1,202,000 | 1,652 |
| Net interest income | $10,925,000 | 1,773 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,990,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $254,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,736,000 | 1,819 |
| Total noninterest expense | $7,157,000 | 2,049 |
| Salaries and employee benefits | $5,044,000 | 1,770 |
| Premises and equipment expense | $476,000 | 2,672 |
| Additional noninterest expense | $1,637,000 | 2,435 |
| Pre-tax net operating income | $5,758,000 | 1,598 |
| Securities gains (losses) | $28,000 | 1,285 |
| Applicable income taxes | $1,484,000 | 1,160 |
| Income before extraordinary items | $4,302,000 | 1,782 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,302,000 | 1,781 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,302,000 | 1,782 |
| Net charge-offs | $-252,000 | 4,704 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,279,880 | 1,763 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 1,767 |
| Total interest expense | $865,000 | 1,619 |
| Net interest income | $7,363,000 | 1,766 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,497,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $170,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,327,000 | 1,627 |
| Total noninterest expense | $4,723,000 | 2,058 |
| Salaries and employee benefits | $3,345,000 | 1,772 |
| Premises and equipment expense | $313,000 | 2,682 |
| Additional noninterest expense | $1,065,000 | 2,459 |
| Pre-tax net operating income | $4,137,000 | 1,488 |
| Securities gains (losses) | $24,000 | 1,123 |
| Applicable income taxes | $1,070,000 | 1,095 |
| Income before extraordinary items | $3,091,000 | 1,676 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,091,000 | 1,676 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,091,000 | 1,676 |
| Net charge-offs | $-250,000 | 4,791 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,072,040 | 1,655 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 1,744 |
| Total interest expense | $463,000 | 1,607 |
| Net interest income | $3,713,000 | 1,743 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $932,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $85,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 1,417 |
| Total noninterest expense | $2,357,000 | 2,041 |
| Salaries and employee benefits | $1,693,000 | 1,748 |
| Premises and equipment expense | $165,000 | 2,627 |
| Additional noninterest expense | $499,000 | 2,543 |
| Pre-tax net operating income | $2,288,000 | 1,383 |
| Securities gains (losses) | $24,000 | 838 |
| Applicable income taxes | $611,000 | 1,002 |
| Income before extraordinary items | $1,701,000 | 1,578 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,701,000 | 1,578 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,701,000 | 1,578 |
| Net charge-offs | $-248,000 | 4,879 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,682,040 | 1,544 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,169,000 | 1,867 |
| Total interest expense | $2,824,000 | 1,563 |
| Net interest income | $12,345,000 | 1,906 |
| Provision for loan and lease losses | $750,000 | 1,877 |
| Total noninterest income | $4,469,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $323,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,146,000 | 1,174 |
| Total noninterest expense | $9,337,000 | 2,038 |
| Salaries and employee benefits | $6,426,000 | 1,797 |
| Premises and equipment expense | $666,000 | 2,600 |
| Additional noninterest expense | $2,245,000 | 2,348 |
| Pre-tax net operating income | $6,727,000 | 1,417 |
| Securities gains (losses) | $65,000 | 1,600 |
| Applicable income taxes | $1,729,000 | 1,023 |
| Income before extraordinary items | $5,063,000 | 1,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,063,000 | 1,627 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,063,000 | 1,627 |
| Net charge-offs | $-14,000 | 4,316 |
| Cash dividends | $483,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,011,650 | 1,588 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,547,000 | 1,866 |
| Total interest expense | $2,260,000 | 1,560 |
| Net interest income | $9,287,000 | 1,897 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $2,321,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $242,000 | 2,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,079,000 | 1,450 |
| Total noninterest expense | $6,648,000 | 2,108 |
| Salaries and employee benefits | $4,699,000 | 1,807 |
| Premises and equipment expense | $493,000 | 2,618 |
| Additional noninterest expense | $1,456,000 | 2,566 |
| Pre-tax net operating income | $4,710,000 | 1,469 |
| Securities gains (losses) | $65,000 | 1,421 |
| Applicable income taxes | $1,218,000 | 1,032 |
| Income before extraordinary items | $3,557,000 | 1,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,557,000 | 1,690 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,557,000 | 1,690 |
| Net charge-offs | $-6,000 | 4,127 |
| Cash dividends | $483,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,505,650 | 1,652 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 1,878 |
| Total interest expense | $1,610,000 | 1,562 |
| Net interest income | $6,138,000 | 1,918 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,263,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $162,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,101,000 | 1,574 |
| Total noninterest expense | $4,358,000 | 2,127 |
| Salaries and employee benefits | $3,109,000 | 1,826 |
| Premises and equipment expense | $341,000 | 2,557 |
| Additional noninterest expense | $908,000 | 2,675 |
| Pre-tax net operating income | $3,043,000 | 1,427 |
| Securities gains (losses) | $65,000 | 1,185 |
| Applicable income taxes | $790,000 | 991 |
| Income before extraordinary items | $2,318,000 | 1,630 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,318,000 | 1,631 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,318,000 | 1,631 |
| Net charge-offs | $-7,000 | 4,216 |
| Cash dividends | $483,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,266,650 | 1,617 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 1,817 |
| Total interest expense | $921,000 | 1,510 |
| Net interest income | $3,060,000 | 1,889 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $349,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $88,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 2,148 |
| Total noninterest expense | $2,136,000 | 2,178 |
| Salaries and employee benefits | $1,522,000 | 1,866 |
| Premises and equipment expense | $166,000 | 2,620 |
| Additional noninterest expense | $448,000 | 2,721 |
| Pre-tax net operating income | $1,273,000 | 1,512 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $316,000 | 1,040 |
| Income before extraordinary items | $957,000 | 1,729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $957,000 | 1,730 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $957,000 | 1,730 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $957,000 | 1,690 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,644,000 | 1,780 |
| Total interest expense | $3,432,000 | 1,653 |
| Net interest income | $13,212,000 | 1,790 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,187,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $352,000 | 2,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $835,000 | 2,457 |
| Total noninterest expense | $7,940,000 | 2,256 |
| Salaries and employee benefits | $5,274,000 | 2,028 |
| Premises and equipment expense | $557,000 | 2,927 |
| Additional noninterest expense | $2,109,000 | 2,468 |
| Pre-tax net operating income | $6,459,000 | 1,453 |
| Securities gains (losses) | $17,000 | 1,705 |
| Applicable income taxes | $1,627,000 | 1,037 |
| Income before extraordinary items | $4,849,000 | 1,637 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,849,000 | 1,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,849,000 | 1,639 |
| Net charge-offs | $-103,000 | 4,902 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,835,570 | 1,604 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,355,000 | 1,807 |
| Total interest expense | $2,509,000 | 1,693 |
| Net interest income | $9,846,000 | 1,817 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $798,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $263,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,652 |
| Total noninterest expense | $5,805,000 | 2,304 |
| Salaries and employee benefits | $3,964,000 | 2,030 |
| Premises and equipment expense | $379,000 | 3,114 |
| Additional noninterest expense | $1,462,000 | 2,598 |
| Pre-tax net operating income | $4,839,000 | 1,479 |
| Securities gains (losses) | $42,000 | 1,129 |
| Applicable income taxes | $1,219,000 | 1,084 |
| Income before extraordinary items | $3,662,000 | 1,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,662,000 | 1,655 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,662,000 | 1,655 |
| Net charge-offs | $-105,000 | 4,982 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,628,820 | 1,632 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 1,836 |
| Total interest expense | $1,588,000 | 1,722 |
| Net interest income | $6,487,000 | 1,844 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $463,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $176,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,853 |
| Total noninterest expense | $3,872,000 | 2,316 |
| Salaries and employee benefits | $2,626,000 | 2,043 |
| Premises and equipment expense | $246,000 | 3,150 |
| Additional noninterest expense | $1,000,000 | 2,583 |
| Pre-tax net operating income | $3,078,000 | 1,515 |
| Securities gains (losses) | $-11,000 | 4,963 |
| Applicable income taxes | $756,000 | 1,107 |
| Income before extraordinary items | $2,311,000 | 1,697 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,311,000 | 1,697 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,311,000 | 1,697 |
| Net charge-offs | $-98,000 | 5,056 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,319,690 | 1,668 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 1,868 |
| Total interest expense | $755,000 | 1,740 |
| Net interest income | $3,199,000 | 1,867 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $222,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,857 |
| Total noninterest expense | $1,954,000 | 2,310 |
| Salaries and employee benefits | $1,330,000 | 2,040 |
| Premises and equipment expense | $134,000 | 3,054 |
| Additional noninterest expense | $490,000 | 2,629 |
| Pre-tax net operating income | $1,467,000 | 1,556 |
| Securities gains (losses) | $-11,000 | 5,109 |
| Applicable income taxes | $355,000 | 1,136 |
| Income before extraordinary items | $1,101,000 | 1,735 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,101,000 | 1,733 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,101,000 | 1,734 |
| Net charge-offs | $-81,000 | 5,162 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,109,690 | 1,710 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,722,000 | 1,886 |
| Total interest expense | $2,273,000 | 1,773 |
| Net interest income | $12,449,000 | 1,882 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,237,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $350,000 | 2,493 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $887,000 | 2,371 |
| Total noninterest expense | $7,543,000 | 2,349 |
| Salaries and employee benefits | $4,977,000 | 2,097 |
| Premises and equipment expense | $446,000 | 3,357 |
| Additional noninterest expense | $2,120,000 | 2,496 |
| Pre-tax net operating income | $6,143,000 | 1,482 |
| Securities gains (losses) | $-139,000 | 5,090 |
| Applicable income taxes | $1,364,000 | 1,122 |
| Income before extraordinary items | $4,640,000 | 1,681 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,640,000 | 1,680 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,640,000 | 1,680 |
| Net charge-offs | $-257,000 | 5,214 |
| Cash dividends | $1,060,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,749,810 | 1,640 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,901,000 | 1,892 |
| Total interest expense | $1,567,000 | 1,802 |
| Net interest income | $9,334,000 | 1,885 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $999,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $266,000 | 2,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $733,000 | 2,292 |
| Total noninterest expense | $5,663,000 | 2,347 |
| Salaries and employee benefits | $3,772,000 | 2,077 |
| Premises and equipment expense | $330,000 | 3,419 |
| Additional noninterest expense | $1,561,000 | 2,528 |
| Pre-tax net operating income | $4,670,000 | 1,493 |
| Securities gains (losses) | $-18,000 | 4,905 |
| Applicable income taxes | $1,029,000 | 1,148 |
| Income before extraordinary items | $3,623,000 | 1,642 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,623,000 | 1,640 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,623,000 | 1,641 |
| Net charge-offs | $-630,000 | 5,407 |
| Cash dividends | $1,060,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,637,220 | 1,623 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 1,889 |
| Total interest expense | $955,000 | 1,844 |
| Net interest income | $6,276,000 | 1,872 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $547,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $179,000 | 2,459 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $368,000 | 2,628 |
| Total noninterest expense | $3,738,000 | 2,366 |
| Salaries and employee benefits | $2,549,000 | 2,074 |
| Premises and equipment expense | $221,000 | 3,428 |
| Additional noninterest expense | $968,000 | 2,675 |
| Pre-tax net operating income | $3,085,000 | 1,491 |
| Securities gains (losses) | $-18,000 | 5,093 |
| Applicable income taxes | $775,000 | 1,035 |
| Income before extraordinary items | $2,292,000 | 1,696 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,292,000 | 1,695 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,292,000 | 1,695 |
| Net charge-offs | $-635,000 | 5,482 |
| Cash dividends | $1,060,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,306,220 | 1,670 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 2,043 |
| Total interest expense | $413,000 | 1,975 |
| Net interest income | $2,851,000 | 2,028 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $283,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $94,000 | 2,399 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $189,000 | 2,561 |
| Total noninterest expense | $1,886,000 | 2,369 |
| Salaries and employee benefits | $1,295,000 | 2,078 |
| Premises and equipment expense | $115,000 | 3,407 |
| Additional noninterest expense | $476,000 | 2,719 |
| Pre-tax net operating income | $1,248,000 | 1,731 |
| Securities gains (losses) | $9,000 | 456 |
| Applicable income taxes | $313,000 | 1,188 |
| Income before extraordinary items | $944,000 | 1,919 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $944,000 | 1,917 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $944,000 | 1,919 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $936,890 | 1,917 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,529,000 | 2,055 |
| Total interest expense | $1,255,000 | 2,176 |
| Net interest income | $11,274,000 | 2,016 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $1,101,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $349,000 | 2,592 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $752,000 | 2,631 |
| Total noninterest expense | $6,916,000 | 2,529 |
| Salaries and employee benefits | $4,585,000 | 2,239 |
| Premises and equipment expense | $449,000 | 3,446 |
| Additional noninterest expense | $1,882,000 | 2,763 |
| Pre-tax net operating income | $5,359,000 | 1,616 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $2,224,000 | 1,202 |
| Income before extraordinary items | $3,169,000 | 1,944 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,169,000 | 1,944 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,169,000 | 1,945 |
| Net charge-offs | $14,000 | 3,567 |
| Cash dividends | $332,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,147,240 | 1,937 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,333,000 | 2,070 |
| Total interest expense | $909,000 | 2,216 |
| Net interest income | $8,424,000 | 2,026 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $831,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $266,000 | 2,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $565,000 | 2,667 |
| Total noninterest expense | $5,079,000 | 2,568 |
| Salaries and employee benefits | $3,432,000 | 2,252 |
| Premises and equipment expense | $337,000 | 3,485 |
| Additional noninterest expense | $1,310,000 | 2,915 |
| Pre-tax net operating income | $4,176,000 | 1,586 |
| Securities gains (losses) | $34,000 | 1,056 |
| Applicable income taxes | $1,463,000 | 1,141 |
| Income before extraordinary items | $2,747,000 | 1,866 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,747,000 | 1,866 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,747,000 | 1,866 |
| Net charge-offs | $-375,000 | 5,612 |
| Cash dividends | $332,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,724,900 | 1,854 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,105 |
| Total interest expense | $582,000 | 2,240 |
| Net interest income | $5,457,000 | 2,064 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $582,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $183,000 | 2,536 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $399,000 | 2,581 |
| Total noninterest expense | $3,352,000 | 2,594 |
| Salaries and employee benefits | $2,263,000 | 2,283 |
| Premises and equipment expense | $230,000 | 3,473 |
| Additional noninterest expense | $859,000 | 2,961 |
| Pre-tax net operating income | $2,687,000 | 1,605 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $932,000 | 1,156 |
| Income before extraordinary items | $1,755,000 | 1,888 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,755,000 | 1,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,755,000 | 1,888 |
| Net charge-offs | $-188,000 | 5,578 |
| Cash dividends | $277,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,755,000 | 1,865 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 2,144 |
| Total interest expense | $288,000 | 2,244 |
| Net interest income | $2,666,000 | 2,097 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $271,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $92,000 | 2,534 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $179,000 | 2,717 |
| Total noninterest expense | $1,672,000 | 2,615 |
| Salaries and employee benefits | $1,125,000 | 2,311 |
| Premises and equipment expense | $116,000 | 3,501 |
| Additional noninterest expense | $431,000 | 2,963 |
| Pre-tax net operating income | $1,265,000 | 1,646 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $432,000 | 1,185 |
| Income before extraordinary items | $833,000 | 1,917 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $833,000 | 1,917 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $833,000 | 1,917 |
| Net charge-offs | $-54,000 | 5,489 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $833,000 | 1,901 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,868,000 | 2,257 |
| Total interest expense | $943,000 | 2,519 |
| Net interest income | $9,925,000 | 2,199 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,292,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $340,000 | 2,745 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $952,000 | 2,450 |
| Total noninterest expense | $6,396,000 | 2,729 |
| Salaries and employee benefits | $4,224,000 | 2,400 |
| Premises and equipment expense | $452,000 | 3,559 |
| Additional noninterest expense | $1,720,000 | 3,046 |
| Pre-tax net operating income | $4,821,000 | 1,672 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $1,743,000 | 1,159 |
| Income before extraordinary items | $3,141,000 | 2,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,141,000 | 2,024 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,141,000 | 2,024 |
| Net charge-offs | $153,000 | 2,201 |
| Cash dividends | $295,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,100,680 | 1,996 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 2,294 |
| Total interest expense | $650,000 | 2,667 |
| Net interest income | $7,311,000 | 2,240 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $992,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $256,000 | 2,745 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $736,000 | 2,434 |
| Total noninterest expense | $4,801,000 | 2,720 |
| Salaries and employee benefits | $3,158,000 | 2,391 |
| Premises and equipment expense | $342,000 | 3,554 |
| Additional noninterest expense | $1,301,000 | 3,029 |
| Pre-tax net operating income | $3,502,000 | 1,737 |
| Securities gains (losses) | $96,000 | 1,292 |
| Applicable income taxes | $1,290,000 | 1,209 |
| Income before extraordinary items | $2,308,000 | 2,095 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,308,000 | 2,094 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,308,000 | 2,095 |
| Net charge-offs | $152,000 | 1,678 |
| Cash dividends | $295,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,246,560 | 2,084 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 2,325 |
| Total interest expense | $389,000 | 2,878 |
| Net interest income | $4,829,000 | 2,260 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $662,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $169,000 | 2,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $493,000 | 2,389 |
| Total noninterest expense | $3,152,000 | 2,752 |
| Salaries and employee benefits | $2,087,000 | 2,424 |
| Premises and equipment expense | $226,000 | 3,608 |
| Additional noninterest expense | $839,000 | 3,121 |
| Pre-tax net operating income | $2,339,000 | 1,730 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $862,000 | 1,202 |
| Income before extraordinary items | $1,527,000 | 2,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,527,000 | 2,092 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,527,000 | 2,092 |
| Net charge-offs | $93,000 | 1,689 |
| Cash dividends | $235,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,495,000 | 2,065 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 2,338 |
| Total interest expense | $184,000 | 2,989 |
| Net interest income | $2,411,000 | 2,251 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $376,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $84,000 | 2,723 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $292,000 | 2,119 |
| Total noninterest expense | $1,588,000 | 2,753 |
| Salaries and employee benefits | $1,046,000 | 2,435 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $425,000 | 3,096 |
| Pre-tax net operating income | $1,199,000 | 1,672 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $440,000 | 1,157 |
| Income before extraordinary items | $774,000 | 2,044 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $774,000 | 2,044 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $774,000 | 2,044 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $764,400 | 2,018 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 2,357 |
| Total interest expense | $719,000 | 3,015 |
| Net interest income | $9,329,000 | 2,284 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,309,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $337,000 | 2,817 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $972,000 | 2,403 |
| Total noninterest expense | $6,133,000 | 2,822 |
| Salaries and employee benefits | $3,936,000 | 2,528 |
| Premises and equipment expense | $447,000 | 3,683 |
| Additional noninterest expense | $1,750,000 | 3,071 |
| Pre-tax net operating income | $4,505,000 | 1,713 |
| Securities gains (losses) | $89,000 | 1,237 |
| Applicable income taxes | $1,684,000 | 1,139 |
| Income before extraordinary items | $2,910,000 | 2,102 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,910,000 | 2,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,910,000 | 2,104 |
| Net charge-offs | $-14,000 | 5,265 |
| Cash dividends | $70,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,853,040 | 2,089 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 2,387 |
| Total interest expense | $536,000 | 3,066 |
| Net interest income | $6,956,000 | 2,310 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,061,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $253,000 | 2,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $808,000 | 2,302 |
| Total noninterest expense | $4,592,000 | 2,835 |
| Salaries and employee benefits | $2,961,000 | 2,520 |
| Premises and equipment expense | $335,000 | 3,741 |
| Additional noninterest expense | $1,296,000 | 3,113 |
| Pre-tax net operating income | $3,425,000 | 1,717 |
| Securities gains (losses) | $75,000 | 1,200 |
| Applicable income taxes | $1,292,000 | 1,161 |
| Income before extraordinary items | $2,208,000 | 2,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,208,000 | 2,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,208,000 | 2,103 |
| Net charge-offs | $-16,000 | 5,293 |
| Cash dividends | $70,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,160,000 | 2,092 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,447 |
| Total interest expense | $366,000 | 3,035 |
| Net interest income | $4,494,000 | 2,367 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $755,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $168,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $587,000 | 2,218 |
| Total noninterest expense | $3,047,000 | 2,856 |
| Salaries and employee benefits | $1,944,000 | 2,578 |
| Premises and equipment expense | $231,000 | 3,712 |
| Additional noninterest expense | $872,000 | 3,125 |
| Pre-tax net operating income | $2,202,000 | 1,764 |
| Securities gains (losses) | $54,000 | 1,186 |
| Applicable income taxes | $834,000 | 1,179 |
| Income before extraordinary items | $1,422,000 | 2,138 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,422,000 | 2,140 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,422,000 | 2,140 |
| Net charge-offs | $-12,000 | 5,310 |
| Cash dividends | $45,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,387,440 | 2,133 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 2,409 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $2,284,000 | 2,335 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $301,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $221,000 | 2,499 |
| Total noninterest expense | $1,505,000 | 2,895 |
| Salaries and employee benefits | $966,000 | 2,594 |
| Premises and equipment expense | $113,000 | 3,790 |
| Additional noninterest expense | $426,000 | 3,156 |
| Pre-tax net operating income | $1,080,000 | 1,735 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $409,000 | 1,170 |
| Income before extraordinary items | $695,000 | 2,149 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $695,000 | 2,150 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $695,000 | 2,150 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $679,640 | 2,126 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 2,418 |
| Total interest expense | $801,000 | 3,032 |
| Net interest income | $9,118,000 | 2,337 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $847,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $288,000 | 3,284 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $559,000 | 3,115 |
| Total noninterest expense | $5,510,000 | 3,110 |
| Salaries and employee benefits | $3,462,000 | 2,778 |
| Premises and equipment expense | $382,000 | 4,196 |
| Additional noninterest expense | $1,666,000 | 3,293 |
| Pre-tax net operating income | $4,335,000 | 1,724 |
| Securities gains (losses) | $154,000 | 955 |
| Applicable income taxes | $1,676,000 | 1,117 |
| Income before extraordinary items | $2,813,000 | 2,120 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,813,000 | 2,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,813,000 | 2,119 |
| Net charge-offs | $-45,000 | 5,973 |
| Cash dividends | $365,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,714,440 | 2,119 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 2,437 |
| Total interest expense | $613,000 | 3,044 |
| Net interest income | $6,812,000 | 2,347 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $641,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $425,000 | 3,144 |
| Total noninterest expense | $4,161,000 | 3,103 |
| Salaries and employee benefits | $2,602,000 | 2,787 |
| Premises and equipment expense | $286,000 | 4,246 |
| Additional noninterest expense | $1,273,000 | 3,258 |
| Pre-tax net operating income | $3,202,000 | 1,747 |
| Securities gains (losses) | $154,000 | 758 |
| Applicable income taxes | $1,253,000 | 1,121 |
| Income before extraordinary items | $2,103,000 | 2,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,103,000 | 2,136 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,103,000 | 2,136 |
| Net charge-offs | $-43,000 | 5,996 |
| Cash dividends | $365,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,004,440 | 2,163 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 2,468 |
| Total interest expense | $419,000 | 3,032 |
| Net interest income | $4,455,000 | 2,379 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $401,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $145,000 | 3,286 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $256,000 | 3,257 |
| Total noninterest expense | $2,761,000 | 3,120 |
| Salaries and employee benefits | $1,730,000 | 2,804 |
| Premises and equipment expense | $189,000 | 4,290 |
| Additional noninterest expense | $842,000 | 3,291 |
| Pre-tax net operating income | $2,035,000 | 1,796 |
| Securities gains (losses) | $103,000 | 767 |
| Applicable income taxes | $797,000 | 1,133 |
| Income before extraordinary items | $1,341,000 | 2,165 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,341,000 | 2,169 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,341,000 | 2,168 |
| Net charge-offs | $-13,000 | 5,748 |
| Cash dividends | $315,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,275,080 | 2,187 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 2,477 |
| Total interest expense | $214,000 | 3,018 |
| Net interest income | $2,211,000 | 2,382 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $184,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $114,000 | 3,378 |
| Total noninterest expense | $1,389,000 | 3,141 |
| Salaries and employee benefits | $885,000 | 2,779 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $414,000 | 3,330 |
| Pre-tax net operating income | $976,000 | 1,809 |
| Securities gains (losses) | $47,000 | 667 |
| Applicable income taxes | $373,000 | 1,134 |
| Income before extraordinary items | $650,000 | 2,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $650,000 | 2,134 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $650,000 | 2,134 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $619,920 | 2,184 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 2,320 |
| Total interest expense | $1,049,000 | 2,846 |
| Net interest income | $9,425,000 | 2,216 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,051,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $263,000 | 3,618 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $788,000 | 2,693 |
| Total noninterest expense | $5,488,000 | 3,183 |
| Salaries and employee benefits | $3,477,000 | 2,818 |
| Premises and equipment expense | $326,000 | 4,672 |
| Additional noninterest expense | $1,685,000 | 3,372 |
| Pre-tax net operating income | $4,788,000 | 1,478 |
| Securities gains (losses) | $23,000 | 2,279 |
| Applicable income taxes | $1,789,000 | 978 |
| Income before extraordinary items | $3,022,000 | 1,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,022,000 | 1,893 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,022,000 | 1,892 |
| Net charge-offs | $402,000 | 2,252 |
| Cash dividends | $375,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,007,280 | 1,866 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 2,311 |
| Total interest expense | $817,000 | 2,851 |
| Net interest income | $7,103,000 | 2,210 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $845,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $193,000 | 3,677 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,606 |
| Total noninterest expense | $4,083,000 | 3,210 |
| Salaries and employee benefits | $2,618,000 | 2,820 |
| Premises and equipment expense | $238,000 | 4,759 |
| Additional noninterest expense | $1,227,000 | 3,438 |
| Pre-tax net operating income | $3,640,000 | 1,495 |
| Securities gains (losses) | $23,000 | 2,149 |
| Applicable income taxes | $1,363,000 | 1,007 |
| Income before extraordinary items | $2,300,000 | 1,901 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,300,000 | 1,908 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,300,000 | 1,906 |
| Net charge-offs | $269,000 | 2,227 |
| Cash dividends | $375,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,285,280 | 1,857 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,314 |
| Total interest expense | $568,000 | 2,826 |
| Net interest income | $4,715,000 | 2,207 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $596,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $469,000 | 2,569 |
| Total noninterest expense | $2,737,000 | 3,205 |
| Salaries and employee benefits | $1,732,000 | 2,851 |
| Premises and equipment expense | $170,000 | 4,623 |
| Additional noninterest expense | $835,000 | 3,395 |
| Pre-tax net operating income | $2,424,000 | 1,473 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $902,000 | 1,011 |
| Income before extraordinary items | $1,524,000 | 1,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,524,000 | 1,910 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,524,000 | 1,909 |
| Net charge-offs | $271,000 | 1,790 |
| Cash dividends | $325,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,522,720 | 1,835 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 2,305 |
| Total interest expense | $301,000 | 2,768 |
| Net interest income | $2,385,000 | 2,191 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $315,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $251,000 | 2,467 |
| Total noninterest expense | $1,369,000 | 3,222 |
| Salaries and employee benefits | $881,000 | 2,818 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $403,000 | 3,484 |
| Pre-tax net operating income | $1,256,000 | 1,413 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $469,000 | 968 |
| Income before extraordinary items | $787,000 | 1,812 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $787,000 | 1,813 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $787,000 | 1,814 |
| Net charge-offs | $266,000 | 1,152 |
| Cash dividends | $45,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $787,000 | 1,740 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,273 |
| Total interest expense | $1,550,000 | 2,639 |
| Net interest income | $9,883,000 | 2,177 |
| Provision for loan and lease losses | $1,085,000 | 1,686 |
| Total noninterest income | $1,560,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $265,000 | 3,723 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,295,000 | 2,025 |
| Total noninterest expense | $5,509,000 | 3,235 |
| Salaries and employee benefits | $3,427,000 | 2,843 |
| Premises and equipment expense | $316,000 | 4,851 |
| Additional noninterest expense | $1,766,000 | 3,387 |
| Pre-tax net operating income | $4,849,000 | 1,408 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,846,000 | 934 |
| Income before extraordinary items | $3,003,000 | 1,864 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,003,000 | 1,862 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,003,000 | 1,864 |
| Net charge-offs | $2,093,000 | 1,122 |
| Cash dividends | $390,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,003,000 | 1,761 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 2,314 |
| Total interest expense | $1,190,000 | 2,699 |
| Net interest income | $7,429,000 | 2,208 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $1,070,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $201,000 | 3,747 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $869,000 | 2,176 |
| Total noninterest expense | $4,073,000 | 3,295 |
| Salaries and employee benefits | $2,549,000 | 2,866 |
| Premises and equipment expense | $243,000 | 4,857 |
| Additional noninterest expense | $1,281,000 | 3,479 |
| Pre-tax net operating income | $3,751,000 | 1,406 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,420,000 | 950 |
| Income before extraordinary items | $2,331,000 | 1,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,331,000 | 1,845 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,331,000 | 1,847 |
| Net charge-offs | $214,000 | 3,223 |
| Cash dividends | $390,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,331,000 | 1,744 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 2,315 |
| Total interest expense | $836,000 | 2,674 |
| Net interest income | $4,945,000 | 2,211 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $638,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $138,000 | 3,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $500,000 | 2,325 |
| Total noninterest expense | $2,690,000 | 3,333 |
| Salaries and employee benefits | $1,701,000 | 2,868 |
| Premises and equipment expense | $154,000 | 4,990 |
| Additional noninterest expense | $835,000 | 3,561 |
| Pre-tax net operating income | $2,443,000 | 1,419 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $927,000 | 942 |
| Income before extraordinary items | $1,516,000 | 1,866 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,516,000 | 1,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,516,000 | 1,866 |
| Net charge-offs | $171,000 | 2,913 |
| Cash dividends | $335,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,516,000 | 1,778 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 2,323 |
| Total interest expense | $435,000 | 2,681 |
| Net interest income | $2,490,000 | 2,197 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $294,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,478 |
| Total noninterest expense | $1,349,000 | 3,339 |
| Salaries and employee benefits | $868,000 | 2,838 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $399,000 | 3,645 |
| Pre-tax net operating income | $1,210,000 | 1,435 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $460,000 | 958 |
| Income before extraordinary items | $750,000 | 1,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $750,000 | 1,897 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $750,000 | 1,898 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $65,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $750,000 | 1,792 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,783,000 | 2,357 |
| Total interest expense | $2,016,000 | 2,764 |
| Net interest income | $9,767,000 | 2,247 |
| Provision for loan and lease losses | $1,375,000 | 2,004 |
| Total noninterest income | $1,128,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $274,000 | 3,785 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $854,000 | 2,347 |
| Total noninterest expense | $5,580,000 | 3,238 |
| Salaries and employee benefits | $3,400,000 | 2,811 |
| Premises and equipment expense | $291,000 | 5,300 |
| Additional noninterest expense | $1,889,000 | 3,293 |
| Pre-tax net operating income | $3,940,000 | 1,454 |
| Securities gains (losses) | $404,000 | 925 |
| Applicable income taxes | $1,677,000 | 910 |
| Income before extraordinary items | $2,667,000 | 1,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,667,000 | 1,779 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,667,000 | 1,779 |
| Net charge-offs | $249,000 | 4,022 |
| Cash dividends | $327,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,408,440 | 1,847 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 2,411 |
| Total interest expense | $1,536,000 | 2,827 |
| Net interest income | $7,247,000 | 2,276 |
| Provision for loan and lease losses | $1,150,000 | 1,804 |
| Total noninterest income | $734,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $217,000 | 3,674 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $517,000 | 2,655 |
| Total noninterest expense | $4,029,000 | 3,357 |
| Salaries and employee benefits | $2,396,000 | 2,964 |
| Premises and equipment expense | $236,000 | 5,172 |
| Additional noninterest expense | $1,397,000 | 3,330 |
| Pre-tax net operating income | $2,802,000 | 1,578 |
| Securities gains (losses) | $371,000 | 780 |
| Applicable income taxes | $1,232,000 | 924 |
| Income before extraordinary items | $1,941,000 | 1,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,941,000 | 1,885 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,941,000 | 1,885 |
| Net charge-offs | $68,000 | 4,756 |
| Cash dividends | $272,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,703,560 | 1,995 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,451 |
| Total interest expense | $1,047,000 | 2,862 |
| Net interest income | $4,741,000 | 2,315 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $455,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 2,820 |
| Total noninterest expense | $2,753,000 | 3,315 |
| Salaries and employee benefits | $1,570,000 | 3,023 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $1,017,000 | 3,166 |
| Pre-tax net operating income | $1,843,000 | 1,564 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $736,000 | 977 |
| Income before extraordinary items | $1,161,000 | 2,010 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,161,000 | 2,010 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,161,000 | 2,010 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $217,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,126,440 | 1,990 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,516 |
| Total interest expense | $538,000 | 2,870 |
| Net interest income | $2,295,000 | 2,389 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $178,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $1,318,000 | 3,434 |
| Salaries and employee benefits | $786,000 | 3,049 |
| Premises and equipment expense | $89,000 | 4,984 |
| Additional noninterest expense | $443,000 | 3,491 |
| Pre-tax net operating income | $855,000 | 1,677 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $331,000 | 1,029 |
| Income before extraordinary items | $524,000 | 2,168 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $524,000 | 2,167 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $524,000 | 2,168 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $524,000 | 2,125 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 2,560 |
| Total interest expense | $2,691,000 | 2,822 |
| Net interest income | $9,008,000 | 2,433 |
| Provision for loan and lease losses | $1,850,000 | 2,181 |
| Total noninterest income | $1,309,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $328,000 | 3,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $981,000 | 2,202 |
| Total noninterest expense | $5,122,000 | 3,544 |
| Salaries and employee benefits | $2,973,000 | 3,144 |
| Premises and equipment expense | $311,000 | 5,322 |
| Additional noninterest expense | $1,838,000 | 3,488 |
| Pre-tax net operating income | $3,345,000 | 1,472 |
| Securities gains (losses) | $284,000 | 1,307 |
| Applicable income taxes | $1,416,000 | 944 |
| Income before extraordinary items | $2,213,000 | 1,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,213,000 | 1,854 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,213,000 | 1,855 |
| Net charge-offs | $821,000 | 2,967 |
| Cash dividends | $410,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,031,240 | 1,921 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 2,608 |
| Total interest expense | $2,086,000 | 2,860 |
| Net interest income | $6,732,000 | 2,463 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $832,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $256,000 | 3,458 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $576,000 | 2,536 |
| Total noninterest expense | $3,775,000 | 3,596 |
| Salaries and employee benefits | $2,198,000 | 3,202 |
| Premises and equipment expense | $244,000 | 5,294 |
| Additional noninterest expense | $1,333,000 | 3,539 |
| Pre-tax net operating income | $2,589,000 | 1,529 |
| Securities gains (losses) | $284,000 | 1,119 |
| Applicable income taxes | $1,121,000 | 925 |
| Income before extraordinary items | $1,752,000 | 1,880 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,752,000 | 1,881 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,752,000 | 1,882 |
| Net charge-offs | $354,000 | 3,512 |
| Cash dividends | $335,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,570,240 | 1,968 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 2,610 |
| Total interest expense | $1,443,000 | 2,877 |
| Net interest income | $4,491,000 | 2,471 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $509,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $174,000 | 3,426 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $335,000 | 2,676 |
| Total noninterest expense | $2,546,000 | 3,578 |
| Salaries and employee benefits | $1,460,000 | 3,214 |
| Premises and equipment expense | $161,000 | 5,352 |
| Additional noninterest expense | $925,000 | 3,419 |
| Pre-tax net operating income | $1,854,000 | 1,406 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $720,000 | 919 |
| Income before extraordinary items | $1,137,000 | 1,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,137,000 | 1,887 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,137,000 | 1,888 |
| Net charge-offs | $241,000 | 3,327 |
| Cash dividends | $280,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,135,080 | 1,801 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 2,677 |
| Total interest expense | $734,000 | 2,953 |
| Net interest income | $2,226,000 | 2,529 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $255,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 2,701 |
| Total noninterest expense | $1,293,000 | 3,557 |
| Salaries and employee benefits | $751,000 | 3,183 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $459,000 | 3,415 |
| Pre-tax net operating income | $888,000 | 1,476 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $348,000 | 924 |
| Income before extraordinary items | $543,000 | 1,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $543,000 | 1,990 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $543,000 | 1,992 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $55,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $541,080 | 1,922 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,000,000 | 2,756 |
| Total interest expense | $3,815,000 | 2,848 |
| Net interest income | $8,185,000 | 2,668 |
| Provision for loan and lease losses | $1,380,000 | 3,012 |
| Total noninterest income | $1,120,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $440,000 | 3,141 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $680,000 | 2,711 |
| Total noninterest expense | $4,990,000 | 3,694 |
| Salaries and employee benefits | $2,753,000 | 3,425 |
| Premises and equipment expense | $337,000 | 5,391 |
| Additional noninterest expense | $1,900,000 | 3,452 |
| Pre-tax net operating income | $2,935,000 | 1,364 |
| Securities gains (losses) | $308,000 | 1,221 |
| Applicable income taxes | $1,273,000 | 811 |
| Income before extraordinary items | $1,970,000 | 1,714 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,970,000 | 1,713 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,970,000 | 1,714 |
| Net charge-offs | $1,067,000 | 2,782 |
| Cash dividends | $290,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,772,880 | 1,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,003,000 | 2,792 |
| Total interest expense | $2,983,000 | 2,875 |
| Net interest income | $6,020,000 | 2,720 |
| Provision for loan and lease losses | $730,000 | 3,225 |
| Total noninterest income | $799,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $342,000 | 3,088 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $457,000 | 2,965 |
| Total noninterest expense | $3,660,000 | 3,768 |
| Salaries and employee benefits | $2,069,000 | 3,446 |
| Premises and equipment expense | $251,000 | 5,461 |
| Additional noninterest expense | $1,340,000 | 3,571 |
| Pre-tax net operating income | $2,429,000 | 1,328 |
| Securities gains (losses) | $308,000 | 984 |
| Applicable income taxes | $1,085,000 | 792 |
| Income before extraordinary items | $1,652,000 | 1,616 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,652,000 | 1,614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,652,000 | 1,616 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $215,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,454,880 | 1,785 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 2,833 |
| Total interest expense | $2,072,000 | 2,882 |
| Net interest income | $3,921,000 | 2,775 |
| Provision for loan and lease losses | $280,000 | 3,840 |
| Total noninterest income | $504,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $236,000 | 2,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $268,000 | 3,177 |
| Total noninterest expense | $2,422,000 | 3,828 |
| Salaries and employee benefits | $1,367,000 | 3,512 |
| Premises and equipment expense | $173,000 | 5,437 |
| Additional noninterest expense | $882,000 | 3,609 |
| Pre-tax net operating income | $1,723,000 | 1,330 |
| Securities gains (losses) | $58,000 | 1,817 |
| Applicable income taxes | $705,000 | 826 |
| Income before extraordinary items | $1,076,000 | 1,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,076,000 | 1,730 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,076,000 | 1,732 |
| Net charge-offs | $140,000 | 3,853 |
| Cash dividends | $165,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,038,880 | 1,740 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 2,808 |
| Total interest expense | $1,081,000 | 2,879 |
| Net interest income | $1,973,000 | 2,740 |
| Provision for loan and lease losses | $130,000 | 3,489 |
| Total noninterest income | $255,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $124,000 | 2,823 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $131,000 | 3,195 |
| Total noninterest expense | $1,146,000 | 3,907 |
| Salaries and employee benefits | $691,000 | 3,507 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $368,000 | 3,816 |
| Pre-tax net operating income | $952,000 | 1,354 |
| Securities gains (losses) | $58,000 | 1,242 |
| Applicable income taxes | $399,000 | 823 |
| Income before extraordinary items | $611,000 | 1,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $611,000 | 1,767 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $611,000 | 1,768 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $573,880 | 1,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,332,000 | 2,962 |
| Total interest expense | $5,121,000 | 2,903 |
| Net interest income | $7,211,000 | 2,966 |
| Provision for loan and lease losses | $800,000 | 3,046 |
| Total noninterest income | $765,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $368,000 | 3,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $397,000 | 3,603 |
| Total noninterest expense | $4,227,000 | 4,070 |
| Salaries and employee benefits | $2,598,000 | 3,664 |
| Premises and equipment expense | $341,000 | 5,489 |
| Additional noninterest expense | $1,288,000 | 4,047 |
| Pre-tax net operating income | $2,949,000 | 1,830 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,183,000 | 1,051 |
| Income before extraordinary items | $1,766,000 | 2,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,766,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,751 |
| Cash dividends | $125,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 554 |
| Net operating income | $1,766,000 | 2,361 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,063 |
| Total interest expense | $3,853,000 | 2,997 |
| Net interest income | $5,281,000 | 3,060 |
| Provision for loan and lease losses | $210,000 | 4,122 |
| Total noninterest income | $571,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $248,000 | 3,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $323,000 | 3,561 |
| Total noninterest expense | $3,164,000 | 4,063 |
| Salaries and employee benefits | $1,955,000 | 3,682 |
| Premises and equipment expense | $253,000 | 5,547 |
| Additional noninterest expense | $956,000 | 3,995 |
| Pre-tax net operating income | $2,478,000 | 1,944 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $977,000 | 1,173 |
| Income before extraordinary items | $1,501,000 | 2,328 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,501,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,501,000 | 2,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 3,142 |
| Total interest expense | $2,570,000 | 3,106 |
| Net interest income | $3,448,000 | 3,105 |
| Provision for loan and lease losses | $135,000 | 3,809 |
| Total noninterest income | $429,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $159,000 | 3,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $270,000 | 3,208 |
| Total noninterest expense | $2,089,000 | 4,113 |
| Salaries and employee benefits | $1,301,000 | 3,722 |
| Premises and equipment expense | $171,000 | 5,559 |
| Additional noninterest expense | $617,000 | 4,098 |
| Pre-tax net operating income | $1,653,000 | 2,016 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $653,000 | 1,297 |
| Income before extraordinary items | $1,000,000 | 2,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,000,000 | 2,527 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 3,168 |
| Total interest expense | $1,383,000 | 3,097 |
| Net interest income | $1,683,000 | 3,178 |
| Provision for loan and lease losses | $68,000 | 3,346 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $164,000 | 2,895 |
| Total noninterest expense | $1,028,000 | 4,158 |
| Salaries and employee benefits | $652,000 | 3,740 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $288,000 | 4,247 |
| Pre-tax net operating income | $822,000 | 2,096 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $324,000 | 1,396 |
| Income before extraordinary items | $498,000 | 2,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $498,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $498,000 | 2,632 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 3,323 |
| Total interest expense | $5,809,000 | 3,084 |
| Net interest income | $6,032,000 | 3,486 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $595,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $230,000 | 4,617 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $365,000 | 3,911 |
| Total noninterest expense | $3,734,000 | 4,329 |
| Salaries and employee benefits | $2,386,000 | 3,860 |
| Premises and equipment expense | $321,000 | 5,622 |
| Additional noninterest expense | $1,027,000 | 4,573 |
| Pre-tax net operating income | $2,623,000 | 2,718 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,035,000 | 1,822 |
| Income before extraordinary items | $1,588,000 | 3,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,588,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $5,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,588,000 | 3,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 3,365 |
| Total interest expense | $4,334,000 | 3,106 |
| Net interest income | $4,432,000 | 3,551 |
| Provision for loan and lease losses | $202,000 | 2,984 |
| Total noninterest income | $472,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $174,000 | 4,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $298,000 | 3,753 |
| Total noninterest expense | $2,793,000 | 4,316 |
| Salaries and employee benefits | $1,776,000 | 3,864 |
| Premises and equipment expense | $238,000 | 5,633 |
| Additional noninterest expense | $779,000 | 4,455 |
| Pre-tax net operating income | $1,909,000 | 2,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $753,000 | 1,983 |
| Income before extraordinary items | $1,156,000 | 3,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,156,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $5,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,156,000 | 3,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 3,441 |
| Total interest expense | $2,834,000 | 3,145 |
| Net interest income | $2,871,000 | 3,656 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $335,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $116,000 | 4,641 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $1,850,000 | 4,359 |
| Salaries and employee benefits | $1,177,000 | 3,912 |
| Premises and equipment expense | $161,000 | 5,641 |
| Additional noninterest expense | $512,000 | 4,503 |
| Pre-tax net operating income | $1,221,000 | 3,083 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $482,000 | 2,117 |
| Income before extraordinary items | $739,000 | 3,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $739,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $739,000 | 3,678 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 3,463 |
| Total interest expense | $1,408,000 | 3,156 |
| Net interest income | $1,398,000 | 3,726 |
| Provision for loan and lease losses | $68,000 | 2,624 |
| Total noninterest income | $178,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $931,000 | 4,353 |
| Salaries and employee benefits | $593,000 | 3,923 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $255,000 | 4,475 |
| Pre-tax net operating income | $577,000 | 3,209 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $228,000 | 2,214 |
| Income before extraordinary items | $349,000 | 3,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $349,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $349,000 | 3,813 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,793,000 | 3,638 |
| Total interest expense | $4,426,000 | 3,330 |
| Net interest income | $5,367,000 | 3,815 |
| Provision for loan and lease losses | $270,000 | 2,970 |
| Total noninterest income | $488,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 4,336 |
| Total noninterest expense | $3,623,000 | 4,287 |
| Salaries and employee benefits | $2,333,000 | 3,813 |
| Premises and equipment expense | $304,000 | 5,719 |
| Additional noninterest expense | $986,000 | 4,557 |
| Pre-tax net operating income | $1,962,000 | 3,690 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $773,000 | 2,524 |
| Income before extraordinary items | $1,188,000 | 4,301 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,188,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $88,000 | 5,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,188,640 | 4,284 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 3,729 |
| Total interest expense | $3,093,000 | 3,428 |
| Net interest income | $3,967,000 | 3,875 |
| Provision for loan and lease losses | $203,000 | 2,846 |
| Total noninterest income | $330,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $142,000 | 5,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,663 |
| Total noninterest expense | $2,687,000 | 4,303 |
| Salaries and employee benefits | $1,687,000 | 3,900 |
| Premises and equipment expense | $244,000 | 5,554 |
| Additional noninterest expense | $756,000 | 4,464 |
| Pre-tax net operating income | $1,407,000 | 3,936 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $556,000 | 2,713 |
| Income before extraordinary items | $851,000 | 4,559 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $851,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $88,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $851,000 | 4,544 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 3,794 |
| Total interest expense | $1,868,000 | 3,581 |
| Net interest income | $2,625,000 | 3,913 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $221,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $1,816,000 | 4,270 |
| Salaries and employee benefits | $1,136,000 | 3,903 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $512,000 | 4,408 |
| Pre-tax net operating income | $895,000 | 4,055 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $354,000 | 2,809 |
| Income before extraordinary items | $541,000 | 4,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $541,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $88,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $541,000 | 4,685 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 3,911 |
| Total interest expense | $824,000 | 3,747 |
| Net interest income | $1,286,000 | 3,969 |
| Provision for loan and lease losses | $68,000 | 2,673 |
| Total noninterest income | $116,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $919,000 | 4,252 |
| Salaries and employee benefits | $570,000 | 3,899 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $261,000 | 4,335 |
| Pre-tax net operating income | $415,000 | 4,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $164,000 | 2,899 |
| Income before extraordinary items | $251,000 | 4,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $251,000 | 4,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 4,050 |
| Total interest expense | $2,381,000 | 3,950 |
| Net interest income | $4,850,000 | 4,048 |
| Provision for loan and lease losses | $263,000 | 3,075 |
| Total noninterest income | $554,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $326,000 | 4,159 |
| Total noninterest expense | $3,073,000 | 4,689 |
| Salaries and employee benefits | $1,970,000 | 4,164 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $855,000 | 4,942 |
| Pre-tax net operating income | $2,068,000 | 3,603 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $817,000 | 2,575 |
| Income before extraordinary items | $1,251,000 | 4,250 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,251,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $472,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,251,000 | 4,227 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 4,093 |
| Total interest expense | $1,668,000 | 3,998 |
| Net interest income | $3,593,000 | 4,080 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $405,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $2,277,000 | 4,701 |
| Salaries and employee benefits | $1,457,000 | 4,180 |
| Premises and equipment expense | $188,000 | 6,184 |
| Additional noninterest expense | $632,000 | 4,948 |
| Pre-tax net operating income | $1,526,000 | 3,697 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $603,000 | 2,626 |
| Income before extraordinary items | $923,000 | 4,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $923,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $72,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $923,000 | 4,347 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 4,153 |
| Total interest expense | $1,032,000 | 4,048 |
| Net interest income | $2,326,000 | 4,148 |
| Provision for loan and lease losses | $128,000 | 2,917 |
| Total noninterest income | $266,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $161,000 | 4,163 |
| Total noninterest expense | $1,498,000 | 4,731 |
| Salaries and employee benefits | $967,000 | 4,172 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $404,000 | 5,051 |
| Pre-tax net operating income | $966,000 | 3,799 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $382,000 | 2,685 |
| Income before extraordinary items | $584,000 | 4,485 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $584,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $72,000 | 4,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,000 | 4,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,245 |
| Total interest expense | $496,000 | 4,046 |
| Net interest income | $1,123,000 | 4,264 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $754,000 | 4,730 |
| Salaries and employee benefits | $487,000 | 4,172 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $431,000 | 4,070 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 4,471 |
| Total interest expense | $1,644,000 | 4,244 |
| Net interest income | $3,983,000 | 4,494 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $659,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $257,000 | 4,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $402,000 | 3,714 |
| Total noninterest expense | $2,842,000 | 4,853 |
| Salaries and employee benefits | $1,788,000 | 4,365 |
| Premises and equipment expense | $218,000 | 6,550 |
| Additional noninterest expense | $836,000 | 4,950 |
| Pre-tax net operating income | $1,650,000 | 4,007 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $641,000 | 2,921 |
| Income before extraordinary items | $1,000,000 | 4,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,000,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,005,760 | 4,617 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 4,580 |
| Total interest expense | $1,186,000 | 4,321 |
| Net interest income | $2,863,000 | 4,628 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $494,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $286,000 | 3,822 |
| Total noninterest expense | $2,145,000 | 4,777 |
| Salaries and employee benefits | $1,331,000 | 4,347 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $641,000 | 4,836 |
| Pre-tax net operating income | $1,099,000 | 4,381 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $412,000 | 3,245 |
| Income before extraordinary items | $687,000 | 5,001 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $687,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $687,000 | 4,915 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 4,696 |
| Total interest expense | $775,000 | 4,369 |
| Net interest income | $1,830,000 | 4,766 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $331,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $1,403,000 | 4,874 |
| Salaries and employee benefits | $861,000 | 4,466 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $431,000 | 4,814 |
| Pre-tax net operating income | $683,000 | 4,508 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $242,000 | 3,451 |
| Income before extraordinary items | $441,000 | 5,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $441,000 | 4,966 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 4,827 |
| Total interest expense | $387,000 | 4,421 |
| Net interest income | $876,000 | 4,894 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $703,000 | 4,904 |
| Salaries and employee benefits | $427,000 | 4,504 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $221,000 | 4,708 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $188,000 | 5,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,000 | 5,373 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 4,750 |
| Total interest expense | $1,675,000 | 4,565 |
| Net interest income | $3,539,000 | 4,755 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $864,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $564,000 | 3,371 |
| Total noninterest expense | $2,613,000 | 5,058 |
| Salaries and employee benefits | $1,573,000 | 4,702 |
| Premises and equipment expense | $221,000 | 6,526 |
| Additional noninterest expense | $819,000 | 4,969 |
| Pre-tax net operating income | $1,550,000 | 4,042 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $527,000 | 3,287 |
| Income before extraordinary items | $1,023,000 | 4,587 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,023,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,023,000 | 4,411 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 4,787 |
| Total interest expense | $1,276,000 | 4,633 |
| Net interest income | $2,665,000 | 4,755 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $752,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $217,000 | 4,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 3,012 |
| Total noninterest expense | $1,974,000 | 5,026 |
| Salaries and employee benefits | $1,199,000 | 4,621 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $599,000 | 4,999 |
| Pre-tax net operating income | $1,218,000 | 4,028 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $412,000 | 3,364 |
| Income before extraordinary items | $806,000 | 4,575 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $806,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $806,000 | 4,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 4,815 |
| Total interest expense | $863,000 | 4,700 |
| Net interest income | $1,769,000 | 4,767 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $481,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $143,000 | 4,400 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $338,000 | 3,077 |
| Total noninterest expense | $1,289,000 | 5,092 |
| Salaries and employee benefits | $780,000 | 4,695 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $391,000 | 5,088 |
| Pre-tax net operating income | $796,000 | 4,074 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $531,000 | 4,635 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $531,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $531,000 | 4,425 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 4,873 |
| Total interest expense | $427,000 | 4,838 |
| Net interest income | $874,000 | 4,788 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $244,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 2,877 |
| Total noninterest expense | $642,000 | 5,110 |
| Salaries and employee benefits | $400,000 | 4,616 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $386,000 | 4,116 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $128,000 | 3,508 |
| Income before extraordinary items | $258,000 | 4,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $258,000 | 4,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,944 |
| Total interest expense | $1,928,000 | 4,918 |
| Net interest income | $3,410,000 | 4,839 |
| Provision for loan and lease losses | $717,000 | 1,794 |
| Total noninterest income | $866,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $248,000 | 4,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $618,000 | 2,913 |
| Total noninterest expense | $2,518,000 | 5,059 |
| Salaries and employee benefits | $1,472,000 | 4,760 |
| Premises and equipment expense | $232,000 | 6,364 |
| Additional noninterest expense | $814,000 | 4,865 |
| Pre-tax net operating income | $1,041,000 | 5,101 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $349,000 | 4,166 |
| Income before extraordinary items | $692,000 | 5,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $692,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 1,007 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $692,000 | 5,441 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,570,000 | 4,644 |
| Total interest expense | $3,599,000 | 4,118 |
| Net interest income | $2,971,000 | 5,114 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $590,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $249,000 | 4,653 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $341,000 | 3,858 |
| Total noninterest expense | $2,323,000 | 5,210 |
| Salaries and employee benefits | $1,373,000 | 4,828 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $728,000 | 5,133 |
| Pre-tax net operating income | $898,000 | 5,203 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $349,000 | 3,990 |
| Income before extraordinary items | $550,000 | 5,848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $550,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,691 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $549,360 | 5,733 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 4,560 |
| Total interest expense | $3,967,000 | 4,005 |
| Net interest income | $3,083,000 | 5,053 |
| Provision for loan and lease losses | $760,000 | 1,318 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $2,035,000 | 5,618 |
| Salaries and employee benefits | $1,219,000 | 5,155 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $579,000 | 6,668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $218,000 | 5,236 |
| Income before extraordinary items | $361,000 | 7,096 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $361,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,146 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $361,000 | 7,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 5,159 |
| Total interest expense | $2,973,000 | 4,641 |
| Net interest income | $2,652,000 | 5,601 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $366,000 | 5,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,679 |
| Total noninterest expense | $1,882,000 | 5,908 |
| Salaries and employee benefits | $1,065,000 | 5,646 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $589,000 | 5,900 |
| Pre-tax net operating income | $896,000 | 5,616 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $360,000 | 4,409 |
| Income before extraordinary items | $536,000 | 6,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $536,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $536,000 | 6,212 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,727 |
| Total interest expense | $2,885,000 | 4,870 |
| Net interest income | $2,051,000 | 6,577 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $490,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,629 |
| Total noninterest expense | $1,585,000 | 6,460 |
| Salaries and employee benefits | $874,000 | 6,336 |
| Premises and equipment expense | $211,000 | 6,550 |
| Additional noninterest expense | $500,000 | 6,438 |
| Pre-tax net operating income | $741,000 | 6,334 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $289,000 | 5,264 |
| Income before extraordinary items | $452,000 | 6,904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $452,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $452,000 | 6,792 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 7,258 |
| Total interest expense | $1,925,000 | 6,410 |
| Net interest income | $1,493,000 | 7,995 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $215,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $1,316,000 | 7,273 |
| Salaries and employee benefits | $724,000 | 7,180 |
| Premises and equipment expense | $191,000 | 7,010 |
| Additional noninterest expense | $401,000 | 7,347 |
| Pre-tax net operating income | $182,000 | 9,674 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $-155,000 | 10,765 |
| Income before extraordinary items | $329,000 | 8,159 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $329,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $337,000 | 8,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 10,344 |
| Total interest expense | $676,000 | 10,039 |
| Net interest income | $652,000 | 10,513 |
| Provision for loan and lease losses | $190,000 | 3,537 |
| Total noninterest income | $29,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $890,000 | 9,093 |
| Salaries and employee benefits | $456,000 | 9,203 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $279,000 | 9,092 |
| Pre-tax net operating income | $-399,000 | 11,197 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-21,000 | 10,993 |
| Income before extraordinary items | $-378,000 | 11,225 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-378,000 | 11,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-378,000 | 11,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 11,942 |
| Total interest expense | $27,000 | 11,922 |
| Net interest income | $65,000 | 11,938 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $1,000 | 11,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $389,000 | 11,463 |
| Salaries and employee benefits | $189,000 | 11,549 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $126,000 | 11,366 |
| Pre-tax net operating income | $-343,000 | 11,747 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-37,000 | 11,613 |
| Income before extraordinary items | $-306,000 | 11,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-306,000 | 11,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,240,000 | 91 |
| Net operating income | $-306,000 | 11,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.