Home > CapitalSouth Bank > Income and Expense
CapitalSouth Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,525,000 | 1,233 |
| Total interest expense | $9,243,000 | 702 |
| Net interest income | $5,282,000 | 2,079 |
| Provision for loan and lease losses | $31,392,000 | 217 |
| Total noninterest income | $1,023,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $677,000 | 1,250 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $346,000 | 2,761 |
| Total noninterest expense | $12,288,000 | 867 |
| Salaries and employee benefits | $3,901,000 | 1,314 |
| Premises and equipment expense | $1,756,000 | 794 |
| Additional noninterest expense | $6,631,000 | 601 |
| Pre-tax net operating income | $-37,375,000 | 8,076 |
| Securities gains (losses) | $83,000 | 1,613 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $-37,299,000 | 8,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,299,000 | 8,088 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-37,299,000 | 8,089 |
| Net charge-offs | $12,750,000 | 317 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-37,382,000 | 8,087 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 1,199 |
| Total interest expense | $4,721,000 | 705 |
| Net interest income | $2,813,000 | 1,940 |
| Provision for loan and lease losses | $2,915,000 | 580 |
| Total noninterest income | $575,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $338,000 | 1,222 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $237,000 | 2,270 |
| Total noninterest expense | $5,749,000 | 881 |
| Salaries and employee benefits | $2,087,000 | 1,232 |
| Premises and equipment expense | $898,000 | 787 |
| Additional noninterest expense | $2,764,000 | 620 |
| Pre-tax net operating income | $-5,276,000 | 8,038 |
| Securities gains (losses) | $81,000 | 1,096 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-5,196,000 | 8,065 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,196,000 | 8,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,196,000 | 8,065 |
| Net charge-offs | $1,327,000 | 802 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,277,000 | 8,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,992,000 | 932 |
| Total interest expense | $22,865,000 | 699 |
| Net interest income | $17,127,000 | 1,289 |
| Provision for loan and lease losses | $12,592,000 | 508 |
| Total noninterest income | $2,032,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,402,000 | 1,279 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $630,000 | 2,818 |
| Total noninterest expense | $31,325,000 | 640 |
| Salaries and employee benefits | $9,909,000 | 1,008 |
| Premises and equipment expense | $3,962,000 | 695 |
| Additional noninterest expense | $17,454,000 | 432 |
| Pre-tax net operating income | $-24,758,000 | 8,129 |
| Securities gains (losses) | $392,000 | 464 |
| Applicable income taxes | $1,288,000 | 976 |
| Income before extraordinary items | $-25,654,000 | 8,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,654,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,964,000 | 408 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-26,046,000 | 8,148 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $31,245,000 | 931 |
| Total interest expense | $17,458,000 | 714 |
| Net interest income | $13,787,000 | 1,233 |
| Provision for loan and lease losses | $10,057,000 | 403 |
| Total noninterest income | $2,121,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,073,000 | 1,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,048,000 | 1,754 |
| Total noninterest expense | $25,012,000 | 587 |
| Salaries and employee benefits | $7,449,000 | 1,028 |
| Premises and equipment expense | $2,823,000 | 733 |
| Additional noninterest expense | $14,740,000 | 371 |
| Pre-tax net operating income | $-19,161,000 | 8,282 |
| Securities gains (losses) | $208,000 | 606 |
| Applicable income taxes | $1,672,000 | 755 |
| Income before extraordinary items | $-20,625,000 | 8,277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-20,625,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,278,000 | 501 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-20,833,000 | 8,291 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,773,000 | 906 |
| Total interest expense | $12,148,000 | 708 |
| Net interest income | $9,625,000 | 1,153 |
| Provision for loan and lease losses | $10,007,000 | 270 |
| Total noninterest income | $1,602,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $775,000 | 1,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $827,000 | 1,604 |
| Total noninterest expense | $20,171,000 | 497 |
| Salaries and employee benefits | $5,084,000 | 1,016 |
| Premises and equipment expense | $1,856,000 | 752 |
| Additional noninterest expense | $13,231,000 | 296 |
| Pre-tax net operating income | $-18,951,000 | 8,391 |
| Securities gains (losses) | $129,000 | 810 |
| Applicable income taxes | $-3,256,000 | 8,364 |
| Income before extraordinary items | $-15,566,000 | 8,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,566,000 | 8,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,801,000 | 440 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-15,673,070 | 8,383 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,641,000 | 859 |
| Total interest expense | $6,547,000 | 705 |
| Net interest income | $5,094,000 | 1,067 |
| Provision for loan and lease losses | $658,000 | 839 |
| Total noninterest income | $890,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $371,000 | 1,185 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $519,000 | 1,379 |
| Total noninterest expense | $4,813,000 | 1,016 |
| Salaries and employee benefits | $2,543,000 | 1,027 |
| Premises and equipment expense | $874,000 | 797 |
| Additional noninterest expense | $1,396,000 | 1,034 |
| Pre-tax net operating income | $513,000 | 3,026 |
| Securities gains (losses) | $207,000 | 431 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $550,000 | 2,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $550,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 559 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $392,680 | 3,157 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,531,000 | 1,012 |
| Total interest expense | $22,144,000 | 892 |
| Net interest income | $19,387,000 | 1,144 |
| Provision for loan and lease losses | $3,516,000 | 565 |
| Total noninterest income | $3,476,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,362,000 | 1,307 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,114,000 | 1,325 |
| Total noninterest expense | $32,730,000 | 571 |
| Salaries and employee benefits | $8,618,000 | 1,162 |
| Premises and equipment expense | $2,685,000 | 965 |
| Additional noninterest expense | $21,427,000 | 332 |
| Pre-tax net operating income | $-13,383,000 | 8,492 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,092,000 | 1,759 |
| Income before extraordinary items | $-14,475,000 | 8,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,475,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,862 |
| Cash dividends | $6,293,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-14,475,000 | 8,495 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,149,000 | 1,136 |
| Total interest expense | $14,815,000 | 991 |
| Net interest income | $13,334,000 | 1,259 |
| Provision for loan and lease losses | $1,386,000 | 688 |
| Total noninterest income | $2,180,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $967,000 | 1,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,213,000 | 1,586 |
| Total noninterest expense | $10,514,000 | 1,310 |
| Salaries and employee benefits | $6,195,000 | 1,204 |
| Premises and equipment expense | $1,737,000 | 1,144 |
| Additional noninterest expense | $2,582,000 | 1,564 |
| Pre-tax net operating income | $3,614,000 | 1,813 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,182,000 | 1,464 |
| Income before extraordinary items | $2,432,000 | 2,050 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,432,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,173 |
| Cash dividends | $6,293,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,432,000 | 2,036 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,756,000 | 1,203 |
| Total interest expense | $9,275,000 | 1,061 |
| Net interest income | $8,481,000 | 1,345 |
| Provision for loan and lease losses | $362,000 | 1,327 |
| Total noninterest income | $1,541,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $616,000 | 1,441 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $925,000 | 1,471 |
| Total noninterest expense | $6,760,000 | 1,367 |
| Salaries and employee benefits | $4,016,000 | 1,267 |
| Premises and equipment expense | $1,088,000 | 1,229 |
| Additional noninterest expense | $1,656,000 | 1,637 |
| Pre-tax net operating income | $2,900,000 | 1,596 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $968,000 | 1,305 |
| Income before extraordinary items | $1,934,000 | 1,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,934,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,932,660 | 1,777 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 1,220 |
| Total interest expense | $4,588,000 | 1,066 |
| Net interest income | $4,092,000 | 1,389 |
| Provision for loan and lease losses | $136,000 | 1,610 |
| Total noninterest income | $690,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $300,000 | 1,427 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $390,000 | 1,617 |
| Total noninterest expense | $3,420,000 | 1,360 |
| Salaries and employee benefits | $2,005,000 | 1,285 |
| Premises and equipment expense | $553,000 | 1,213 |
| Additional noninterest expense | $862,000 | 1,544 |
| Pre-tax net operating income | $1,226,000 | 1,832 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $369,000 | 1,608 |
| Income before extraordinary items | $859,000 | 1,945 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $859,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $857,600 | 1,940 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,091,000 | 1,263 |
| Total interest expense | $14,779,000 | 1,134 |
| Net interest income | $16,312,000 | 1,393 |
| Provision for loan and lease losses | $621,000 | 1,562 |
| Total noninterest income | $2,231,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,130,000 | 1,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,101,000 | 2,081 |
| Total noninterest expense | $13,407,000 | 1,337 |
| Salaries and employee benefits | $7,866,000 | 1,238 |
| Premises and equipment expense | $2,203,000 | 1,161 |
| Additional noninterest expense | $3,338,000 | 1,576 |
| Pre-tax net operating income | $4,515,000 | 2,044 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,582,000 | 1,576 |
| Income before extraordinary items | $2,935,000 | 2,317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,935,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,598 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,933,700 | 2,295 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,609,000 | 1,516 |
| Total interest expense | $9,081,000 | 1,349 |
| Net interest income | $10,528,000 | 1,646 |
| Provision for loan and lease losses | $293,000 | 2,202 |
| Total noninterest income | $1,384,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $714,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $670,000 | 2,382 |
| Total noninterest expense | $8,848,000 | 1,520 |
| Salaries and employee benefits | $5,145,000 | 1,438 |
| Premises and equipment expense | $1,426,000 | 1,368 |
| Additional noninterest expense | $2,277,000 | 1,721 |
| Pre-tax net operating income | $2,771,000 | 2,460 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $951,000 | 1,947 |
| Income before extraordinary items | $1,820,000 | 2,771 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,820,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,820,000 | 2,759 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,550,000 | 1,544 |
| Total interest expense | $5,715,000 | 1,359 |
| Net interest income | $6,835,000 | 1,696 |
| Provision for loan and lease losses | $182,000 | 2,251 |
| Total noninterest income | $853,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $451,000 | 1,900 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 2,553 |
| Total noninterest expense | $5,840,000 | 1,539 |
| Salaries and employee benefits | $3,489,000 | 1,417 |
| Premises and equipment expense | $927,000 | 1,395 |
| Additional noninterest expense | $1,424,000 | 1,839 |
| Pre-tax net operating income | $1,666,000 | 2,663 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $586,000 | 2,090 |
| Income before extraordinary items | $1,080,000 | 3,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,080,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,780 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,080,000 | 3,025 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 1,600 |
| Total interest expense | $2,678,000 | 1,377 |
| Net interest income | $3,247,000 | 1,779 |
| Provision for loan and lease losses | $162,000 | 1,343 |
| Total noninterest income | $519,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $218,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $301,000 | 1,930 |
| Total noninterest expense | $2,730,000 | 1,646 |
| Salaries and employee benefits | $1,674,000 | 1,482 |
| Premises and equipment expense | $445,000 | 1,464 |
| Additional noninterest expense | $611,000 | 2,122 |
| Pre-tax net operating income | $874,000 | 2,522 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $281,000 | 2,096 |
| Income before extraordinary items | $592,000 | 2,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $592,680 | 2,753 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,163,000 | 1,751 |
| Total interest expense | $7,381,000 | 1,540 |
| Net interest income | $11,782,000 | 1,868 |
| Provision for loan and lease losses | $776,000 | 1,299 |
| Total noninterest income | $2,463,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $905,000 | 1,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,558,000 | 1,616 |
| Total noninterest expense | $9,611,000 | 1,767 |
| Salaries and employee benefits | $5,469,000 | 1,713 |
| Premises and equipment expense | $1,517,000 | 1,606 |
| Additional noninterest expense | $2,625,000 | 1,934 |
| Pre-tax net operating income | $3,858,000 | 2,281 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $1,269,000 | 1,925 |
| Income before extraordinary items | $2,593,000 | 2,526 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,593,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,204 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,590,320 | 2,498 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,738,000 | 1,788 |
| Total interest expense | $5,172,000 | 1,553 |
| Net interest income | $8,566,000 | 1,920 |
| Provision for loan and lease losses | $643,000 | 1,150 |
| Total noninterest income | $1,651,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $676,000 | 1,900 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $975,000 | 1,852 |
| Total noninterest expense | $6,687,000 | 1,879 |
| Salaries and employee benefits | $3,852,000 | 1,801 |
| Premises and equipment expense | $1,095,000 | 1,662 |
| Additional noninterest expense | $1,740,000 | 2,132 |
| Pre-tax net operating income | $2,887,000 | 2,310 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $943,000 | 1,960 |
| Income before extraordinary items | $1,948,000 | 2,530 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,948,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,606 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,945,320 | 2,504 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 1,833 |
| Total interest expense | $3,185,000 | 1,585 |
| Net interest income | $5,514,000 | 1,968 |
| Provision for loan and lease losses | $419,000 | 1,148 |
| Total noninterest income | $1,218,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $776,000 | 1,615 |
| Total noninterest expense | $4,360,000 | 1,899 |
| Salaries and employee benefits | $2,431,000 | 1,877 |
| Premises and equipment expense | $746,000 | 1,617 |
| Additional noninterest expense | $1,183,000 | 2,078 |
| Pre-tax net operating income | $1,953,000 | 2,230 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $624,000 | 1,942 |
| Income before extraordinary items | $1,333,000 | 2,427 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,333,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,322 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 516 |
| Net operating income | $1,330,280 | 2,407 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 1,884 |
| Total interest expense | $1,446,000 | 1,655 |
| Net interest income | $2,669,000 | 2,024 |
| Provision for loan and lease losses | $131,000 | 1,628 |
| Total noninterest income | $561,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $225,000 | 1,799 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,751 |
| Total noninterest expense | $2,187,000 | 1,890 |
| Salaries and employee benefits | $1,226,000 | 1,874 |
| Premises and equipment expense | $391,000 | 1,557 |
| Additional noninterest expense | $570,000 | 2,145 |
| Pre-tax net operating income | $912,000 | 2,330 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $283,000 | 2,063 |
| Income before extraordinary items | $633,000 | 2,500 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $633,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 798 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 337 |
| Net operating income | $630,240 | 2,474 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,707,000 | 2,078 |
| Total interest expense | $4,447,000 | 1,830 |
| Net interest income | $9,260,000 | 2,204 |
| Provision for loan and lease losses | $725,000 | 1,412 |
| Total noninterest income | $1,940,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $731,000 | 2,296 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,209,000 | 1,895 |
| Total noninterest expense | $7,431,000 | 2,140 |
| Salaries and employee benefits | $4,319,000 | 2,016 |
| Premises and equipment expense | $1,144,000 | 2,015 |
| Additional noninterest expense | $1,968,000 | 2,458 |
| Pre-tax net operating income | $3,044,000 | 2,549 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,063,000 | 2,053 |
| Income before extraordinary items | $1,982,000 | 2,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,982,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,981,350 | 2,883 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 2,171 |
| Total interest expense | $3,220,000 | 1,864 |
| Net interest income | $6,617,000 | 2,277 |
| Provision for loan and lease losses | $424,000 | 1,689 |
| Total noninterest income | $1,325,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $557,000 | 2,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $768,000 | 2,130 |
| Total noninterest expense | $5,361,000 | 2,210 |
| Salaries and employee benefits | $3,077,000 | 2,116 |
| Premises and equipment expense | $803,000 | 2,138 |
| Additional noninterest expense | $1,481,000 | 2,421 |
| Pre-tax net operating income | $2,157,000 | 2,702 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $729,000 | 2,247 |
| Income before extraordinary items | $1,429,000 | 3,082 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,429,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,829 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,428,340 | 3,013 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 2,200 |
| Total interest expense | $2,089,000 | 1,891 |
| Net interest income | $4,273,000 | 2,337 |
| Provision for loan and lease losses | $251,000 | 1,816 |
| Total noninterest income | $718,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $366,000 | 2,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $352,000 | 2,718 |
| Total noninterest expense | $3,246,000 | 2,447 |
| Salaries and employee benefits | $1,854,000 | 2,331 |
| Premises and equipment expense | $506,000 | 2,267 |
| Additional noninterest expense | $886,000 | 2,660 |
| Pre-tax net operating income | $1,494,000 | 2,598 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $504,000 | 2,191 |
| Income before extraordinary items | $991,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,811 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $990,340 | 2,873 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 2,253 |
| Total interest expense | $1,055,000 | 1,895 |
| Net interest income | $2,058,000 | 2,427 |
| Provision for loan and lease losses | $116,000 | 1,902 |
| Total noninterest income | $372,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 2,349 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $198,000 | 2,495 |
| Total noninterest expense | $1,552,000 | 2,556 |
| Salaries and employee benefits | $899,000 | 2,418 |
| Premises and equipment expense | $251,000 | 2,295 |
| Additional noninterest expense | $402,000 | 2,899 |
| Pre-tax net operating income | $762,000 | 2,521 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $271,000 | 2,076 |
| Income before extraordinary items | $492,000 | 2,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $492,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $491,360 | 2,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,799,000 | 2,421 |
| Total interest expense | $4,529,000 | 1,977 |
| Net interest income | $7,270,000 | 2,660 |
| Provision for loan and lease losses | $752,000 | 1,533 |
| Total noninterest income | $1,882,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $542,000 | 2,915 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,340,000 | 1,974 |
| Total noninterest expense | $5,791,000 | 2,678 |
| Salaries and employee benefits | $3,323,000 | 2,527 |
| Premises and equipment expense | $1,004,000 | 2,253 |
| Additional noninterest expense | $1,464,000 | 3,157 |
| Pre-tax net operating income | $2,609,000 | 2,794 |
| Securities gains (losses) | $150,000 | 1,560 |
| Applicable income taxes | $921,000 | 2,294 |
| Income before extraordinary items | $1,838,000 | 3,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,838,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,669 |
| Cash dividends | $525,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,737,500 | 3,047 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,786,000 | 2,475 |
| Total interest expense | $3,496,000 | 1,999 |
| Net interest income | $5,290,000 | 2,757 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $1,240,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $396,000 | 2,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $844,000 | 2,302 |
| Total noninterest expense | $4,182,000 | 2,778 |
| Salaries and employee benefits | $2,436,000 | 2,588 |
| Premises and equipment expense | $733,000 | 2,307 |
| Additional noninterest expense | $1,013,000 | 3,358 |
| Pre-tax net operating income | $1,808,000 | 3,068 |
| Securities gains (losses) | $150,000 | 1,423 |
| Applicable income taxes | $642,000 | 2,543 |
| Income before extraordinary items | $1,316,000 | 3,257 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,316,000 | 3,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,539 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,215,500 | 3,299 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 2,451 |
| Total interest expense | $2,428,000 | 1,978 |
| Net interest income | $3,540,000 | 2,743 |
| Provision for loan and lease losses | $345,000 | 1,618 |
| Total noninterest income | $584,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $265,000 | 2,933 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $319,000 | 3,181 |
| Total noninterest expense | $2,858,000 | 2,719 |
| Salaries and employee benefits | $1,708,000 | 2,458 |
| Premises and equipment expense | $482,000 | 2,335 |
| Additional noninterest expense | $668,000 | 3,377 |
| Pre-tax net operating income | $921,000 | 3,697 |
| Securities gains (losses) | $149,000 | 1,233 |
| Applicable income taxes | $349,000 | 2,953 |
| Income before extraordinary items | $721,000 | 3,782 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $721,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $621,170 | 3,989 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 2,468 |
| Total interest expense | $1,249,000 | 1,974 |
| Net interest income | $1,737,000 | 2,784 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $277,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 3,254 |
| Total noninterest expense | $1,397,000 | 2,759 |
| Salaries and employee benefits | $863,000 | 2,446 |
| Premises and equipment expense | $229,000 | 2,426 |
| Additional noninterest expense | $305,000 | 3,611 |
| Pre-tax net operating income | $417,000 | 3,939 |
| Securities gains (losses) | $151,000 | 794 |
| Applicable income taxes | $186,000 | 2,824 |
| Income before extraordinary items | $382,000 | 3,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $280,830 | 4,228 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 2,503 |
| Total interest expense | $5,693,000 | 1,992 |
| Net interest income | $6,648,000 | 2,865 |
| Provision for loan and lease losses | $682,000 | 1,876 |
| Total noninterest income | $1,679,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $544,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,135,000 | 2,006 |
| Total noninterest expense | $5,443,000 | 2,706 |
| Salaries and employee benefits | $3,315,000 | 2,407 |
| Premises and equipment expense | $908,000 | 2,388 |
| Additional noninterest expense | $1,220,000 | 3,567 |
| Pre-tax net operating income | $2,202,000 | 3,205 |
| Securities gains (losses) | $269,000 | 975 |
| Applicable income taxes | $791,000 | 2,616 |
| Income before extraordinary items | $1,680,000 | 3,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,680,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,902 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,497,080 | 3,405 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,306,000 | 2,226 |
| Total interest expense | $8,810,000 | 1,833 |
| Net interest income | $6,496,000 | 2,742 |
| Provision for loan and lease losses | $804,000 | 1,491 |
| Total noninterest income | $1,849,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $355,000 | 3,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,494,000 | 1,521 |
| Total noninterest expense | $6,501,000 | 2,212 |
| Salaries and employee benefits | $3,624,000 | 2,080 |
| Premises and equipment expense | $897,000 | 2,372 |
| Additional noninterest expense | $1,980,000 | 2,264 |
| Pre-tax net operating income | $1,040,000 | 4,813 |
| Securities gains (losses) | $442,000 | 656 |
| Applicable income taxes | $506,000 | 3,313 |
| Income before extraordinary items | $976,000 | 4,345 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $976,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,085,000 | 553 |
| Cash dividends | $599,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $684,280 | 5,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,093,000 | 2,059 |
| Total interest expense | $10,222,000 | 1,681 |
| Net interest income | $6,871,000 | 2,588 |
| Provision for loan and lease losses | $937,000 | 1,131 |
| Total noninterest income | $1,561,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $292,000 | 4,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,269,000 | 1,587 |
| Total noninterest expense | $5,769,000 | 2,365 |
| Salaries and employee benefits | $3,436,000 | 2,074 |
| Premises and equipment expense | $734,000 | 2,761 |
| Additional noninterest expense | $1,599,000 | 2,657 |
| Pre-tax net operating income | $1,726,000 | 3,668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $794,000 | 2,532 |
| Income before extraordinary items | $932,000 | 4,581 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $932,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,146 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $932,000 | 4,580 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,469,000 | 2,103 |
| Total interest expense | $7,265,000 | 2,058 |
| Net interest income | $8,204,000 | 2,140 |
| Provision for loan and lease losses | $627,000 | 1,450 |
| Total noninterest income | $1,290,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,046,000 | 1,806 |
| Total noninterest expense | $6,416,000 | 2,122 |
| Salaries and employee benefits | $3,996,000 | 1,727 |
| Premises and equipment expense | $811,000 | 2,502 |
| Additional noninterest expense | $1,609,000 | 2,685 |
| Pre-tax net operating income | $2,451,000 | 2,833 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $870,000 | 2,454 |
| Income before extraordinary items | $1,581,000 | 3,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,581,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,046 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,581,000 | 3,088 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 2,634 |
| Total interest expense | $5,683,000 | 2,664 |
| Net interest income | $6,687,000 | 2,543 |
| Provision for loan and lease losses | $636,000 | 1,420 |
| Total noninterest income | $1,455,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,247,000 | 1,586 |
| Total noninterest expense | $5,649,000 | 2,317 |
| Salaries and employee benefits | $3,523,000 | 1,886 |
| Premises and equipment expense | $708,000 | 2,740 |
| Additional noninterest expense | $1,418,000 | 2,919 |
| Pre-tax net operating income | $1,857,000 | 3,542 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $616,000 | 3,339 |
| Income before extraordinary items | $1,241,000 | 3,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,241,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,283 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,241,000 | 3,737 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,995,000 | 2,968 |
| Total interest expense | $5,050,000 | 2,949 |
| Net interest income | $5,945,000 | 2,930 |
| Provision for loan and lease losses | $892,000 | 1,092 |
| Total noninterest income | $1,578,000 | 2,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,364,000 | 1,417 |
| Total noninterest expense | $4,733,000 | 2,707 |
| Salaries and employee benefits | $2,896,000 | 2,280 |
| Premises and equipment expense | $561,000 | 3,351 |
| Additional noninterest expense | $1,276,000 | 3,167 |
| Pre-tax net operating income | $1,898,000 | 3,707 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $661,000 | 3,415 |
| Income before extraordinary items | $1,237,000 | 3,948 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,237,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,987 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,237,000 | 3,881 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 3,899 |
| Total interest expense | $3,919,000 | 3,787 |
| Net interest income | $4,366,000 | 3,987 |
| Provision for loan and lease losses | $450,000 | 1,887 |
| Total noninterest income | $1,101,000 | 2,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $922,000 | 1,915 |
| Total noninterest expense | $3,772,000 | 3,522 |
| Salaries and employee benefits | $2,280,000 | 2,934 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $996,000 | 4,418 |
| Pre-tax net operating income | $1,245,000 | 5,004 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $453,000 | 4,483 |
| Income before extraordinary items | $792,000 | 5,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $792,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,526 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $792,000 | 5,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 5,059 |
| Total interest expense | $3,086,000 | 4,632 |
| Net interest income | $3,113,000 | 5,342 |
| Provision for loan and lease losses | $251,000 | 2,547 |
| Total noninterest income | $1,028,000 | 3,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $905,000 | 1,937 |
| Total noninterest expense | $3,252,000 | 4,010 |
| Salaries and employee benefits | $1,932,000 | 3,412 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $863,000 | 4,936 |
| Pre-tax net operating income | $638,000 | 7,658 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $237,000 | 6,847 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $401,000 | 8,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 6,657 |
| Total interest expense | $1,694,000 | 6,341 |
| Net interest income | $2,340,000 | 6,776 |
| Provision for loan and lease losses | $233,000 | 2,768 |
| Total noninterest income | $725,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,443 |
| Total noninterest expense | $2,492,000 | 5,166 |
| Salaries and employee benefits | $1,511,000 | 4,253 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $719,000 | 6,190 |
| Pre-tax net operating income | $340,000 | 9,817 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $268,000 | 9,513 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $268,000 | 9,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $268,000 | 9,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 9,227 |
| Total interest expense | $1,084,000 | 8,752 |
| Net interest income | $1,394,000 | 9,434 |
| Provision for loan and lease losses | $152,000 | 4,601 |
| Total noninterest income | $833,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,442 |
| Total noninterest expense | $1,853,000 | 6,751 |
| Salaries and employee benefits | $1,176,000 | 5,319 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $486,000 | 8,362 |
| Pre-tax net operating income | $222,000 | 10,854 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $263,000 | 9,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $263,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $222,000 | 10,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 12,721 |
| Total interest expense | $567,000 | 12,452 |
| Net interest income | $579,000 | 12,803 |
| Provision for loan and lease losses | $77,000 | 8,018 |
| Total noninterest income | $182,000 | 9,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $975,000 | 10,091 |
| Salaries and employee benefits | $598,000 | 8,819 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $-291,000 | 13,167 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-244,000 | 13,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-244,000 | 13,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,250,000 | 287 |
| Net operating income | $-291,000 | 13,145 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.