Home > CapitalMark Bank & Trust > Net charge- offs to loans
CapitalMark Bank & Trust, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.2173% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1195% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0978% | 5,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0184% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1709% | 6,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 4,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0158% | 4,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2515% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0375% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1949% | 5,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0323% | 5,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0323% | 4,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2279% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.2134% | 5,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 1,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6458% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5180% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2341% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 3,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1398% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0385% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0385% | 3,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3866% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4267% | 692 |
| Percentage Net Loans Charged-off:Construction & development | -0.2950% | 5,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3144% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1549% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5767% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3802% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 5,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0612% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0612% | 3,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.3653% | 5,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9313% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1228% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1056% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1056% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 5,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1009% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1788% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5021% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3832% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 1.3504% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7280% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7317% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7249% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8537% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2400% | 6,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2400% | 6,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6986% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5431% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 1.9739% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1295% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9948% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9847% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0034% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1548% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3248% | 6,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3248% | 6,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8403% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4890% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 2.7158% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2040% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3571% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6754% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7384% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4811% | 6,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4811% | 6,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9366% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6166% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 3.7820% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4250% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7858% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9297% | 6,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9297% | 6,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 3,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 6,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4561% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4443% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4692% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3584% | 2,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 6,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6226% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5970% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6520% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 2,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4992% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4996% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4652% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0101% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0336% | 5,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0336% | 5,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9694% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0897% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1934% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3417% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 4.0696% | 1,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.7240% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6343% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3795% | 1,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9086% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4999% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2534% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 37.0911% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9837% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4457% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5545% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 5.7122% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 2,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 21.5221% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2686% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5185% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6890% | 2,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2266% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 40.4129% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5268% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8522% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8595% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 5.4034% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 31.3189% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4100% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7992% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0389% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7222% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 47.9245% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2858% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3068% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6907% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 10.8893% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 6,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8131% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5742% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2547% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4080% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 42.4779% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 4,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 7,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1925% | 973 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3567% | 2,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2453% | 1,566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4555% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 4,513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2139% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 7,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2551% | 767 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3232% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5976% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3389% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 4,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4716% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 7,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4985% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2151% | 7,095 |
| Percentage Net Loans Charged-off: Credit card loans | -2.4341% | 1,539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2600% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 7,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 7,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9859% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | -6.0075% | 1,557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3867% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 1.6696% | 2,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2568% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5845% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 5,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6601% | 3,587 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9850% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2320% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5214% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | 2.1148% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3498% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8136% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7012% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8940% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5794% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8004% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 2.9854% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5521% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2757% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9965% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | 27.4636% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3530% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2924% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |