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Capital City Bank, Income and Expense

2018-06-30 (YTD Data)		Rank
Total interest income	$8,237,000	1,689
Total interest expense	$832,000	2,031
Net interest income	$7,405,000	1,611
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,806,000	1,373
Gross Fiduciary activities income	$305,000	563
Service charges on deposit accounts	$381,000	1,434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,120,000	1,423
Total noninterest expense	$6,500,000	1,520
Salaries and employee benefits	$3,676,000	1,530
Premises and equipment expense	$850,000	1,366
Additional noninterest expense	$1,974,000	1,526
Pre-tax net operating income	$2,711,000	1,641
Securities gains (losses)	$0	961
Applicable income taxes	$500,000	1,415
Income before extraordinary items	$2,211,000	1,745
Extraordinary gains, net	$0	6
Net income	$2,211,000	1,744
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,211,000	1,744
Net charge-offs	$75,000	1,508
Cash dividends	$1,122,000	1,204
Sale, conversion, retirement of capital stock, net	$-131,000	5,509
Net operating income	$2,211,000	1,736
2018-03-31 (YTD Data)		Rank
Total interest income	$4,060,000	1,689
Total interest expense	$384,000	2,077
Net interest income	$3,676,000	1,617
Provision for loan and lease losses	$0	3,508
Total noninterest income	$867,000	1,406
Gross Fiduciary activities income	$174,000	542
Service charges on deposit accounts	$186,000	1,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$507,000	1,469
Total noninterest expense	$3,271,000	1,521
Salaries and employee benefits	$1,848,000	1,539
Premises and equipment expense	$433,000	1,366
Additional noninterest expense	$990,000	1,519
Pre-tax net operating income	$1,272,000	1,707
Securities gains (losses)	$0	735
Applicable income taxes	$227,000	1,459
Income before extraordinary items	$1,045,000	1,773
Extraordinary gains, net	$0	7
Net income	$1,045,000	1,772
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,045,000	1,773
Net charge-offs	$-5,000	4,469
Cash dividends	$599,000	1,068
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,045,000	1,759
2017-12-31 (YTD Data)		Rank
Total interest income	$15,569,000	1,696
Total interest expense	$1,619,000	1,803
Net interest income	$13,950,000	1,675
Provision for loan and lease losses	$25,000	3,849
Total noninterest income	$3,263,000	1,492
Gross Fiduciary activities income	$484,000	593
Service charges on deposit accounts	$773,000	1,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,006,000	1,534
Total noninterest expense	$12,796,000	1,542
Salaries and employee benefits	$7,165,000	1,553
Premises and equipment expense	$1,564,000	1,462
Additional noninterest expense	$4,067,000	1,500
Pre-tax net operating income	$4,392,000	1,903
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,944,000	1,293
Income before extraordinary items	$2,448,000	2,360
Extraordinary gains, net	$0	9
Net income	$2,448,000	2,360
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,448,000	2,360
Net charge-offs	$-46,000	5,118
Cash dividends	$1,868,000	1,503
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,448,000	2,330
2017-09-30 (YTD Data)		Rank
Total interest income	$11,600,000	1,703
Total interest expense	$1,205,000	1,797
Net interest income	$10,395,000	1,688
Provision for loan and lease losses	$25,000	3,603
Total noninterest income	$2,490,000	1,481
Gross Fiduciary activities income	$390,000	584
Service charges on deposit accounts	$587,000	1,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,513,000	1,546
Total noninterest expense	$9,570,000	1,549
Salaries and employee benefits	$5,332,000	1,564
Premises and equipment expense	$1,182,000	1,448
Additional noninterest expense	$3,056,000	1,488
Pre-tax net operating income	$3,290,000	1,919
Securities gains (losses)	$0	2,274
Applicable income taxes	$946,000	1,512
Income before extraordinary items	$2,344,000	2,137
Extraordinary gains, net	$0	9
Net income	$2,344,000	2,138
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,344,000	2,138
Net charge-offs	$-61,000	5,213
Cash dividends	$1,447,000	1,343
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,344,000	2,111
2017-06-30 (YTD Data)		Rank
Total interest income	$7,633,000	1,715
Total interest expense	$770,000	1,819
Net interest income	$6,863,000	1,688
Provision for loan and lease losses	$25,000	3,303
Total noninterest income	$1,637,000	1,499
Gross Fiduciary activities income	$256,000	590
Service charges on deposit accounts	$381,000	1,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000,000	1,536
Total noninterest expense	$6,375,000	1,550
Salaries and employee benefits	$3,555,000	1,570
Premises and equipment expense	$784,000	1,464
Additional noninterest expense	$2,036,000	1,487
Pre-tax net operating income	$2,100,000	1,956
Securities gains (losses)	$0	1,906
Applicable income taxes	$596,000	1,541
Income before extraordinary items	$1,504,000	2,146
Extraordinary gains, net	$0	11
Net income	$1,504,000	2,146
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,504,000	2,147
Net charge-offs	$-69,000	5,352
Cash dividends	$1,052,000	1,252
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,504,000	2,115
2017-03-31 (YTD Data)		Rank
Total interest income	$3,760,000	1,731
Total interest expense	$374,000	1,841
Net interest income	$3,386,000	1,709
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$779,000	1,539
Gross Fiduciary activities income	$125,000	603
Service charges on deposit accounts	$184,000	1,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	1,582
Total noninterest expense	$3,173,000	1,569
Salaries and employee benefits	$1,728,000	1,632
Premises and equipment expense	$420,000	1,392
Additional noninterest expense	$1,025,000	1,467
Pre-tax net operating income	$967,000	2,007
Securities gains (losses)	$0	1,153
Applicable income taxes	$270,000	1,582
Income before extraordinary items	$697,000	2,200
Extraordinary gains, net	$0	8
Net income	$697,000	2,201
Minority interest net income	$0	55
Net income of bank and minority interests.	$697,000	2,201
Net charge-offs	$-73,000	5,549
Cash dividends	$701,000	948
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$697,000	2,174
2016-12-31 (YTD Data)		Rank
Total interest income	$14,769,000	1,709
Total interest expense	$1,412,000	1,879
Net interest income	$13,357,000	1,681
Provision for loan and lease losses	$230,000	2,280
Total noninterest income	$3,259,000	1,558
Gross Fiduciary activities income	$477,000	606
Service charges on deposit accounts	$763,000	1,498
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,019,000	1,593
Total noninterest expense	$12,485,000	1,557
Salaries and employee benefits	$6,822,000	1,586
Premises and equipment expense	$1,581,000	1,444
Additional noninterest expense	$4,082,000	1,506
Pre-tax net operating income	$3,901,000	1,974
Securities gains (losses)	$196,000	893
Applicable income taxes	$1,144,000	1,517
Income before extraordinary items	$2,953,000	2,144
Extraordinary gains, net	$0	5
Net income	$2,953,000	2,142
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,953,000	2,143
Net charge-offs	$-201,000	5,662
Cash dividends	$1,415,000	1,764
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,811,880	2,156
2016-09-30 (YTD Data)		Rank
Total interest income	$11,071,000	1,719
Total interest expense	$1,064,000	1,880
Net interest income	$10,007,000	1,688
Provision for loan and lease losses	$195,000	2,076
Total noninterest income	$2,416,000	1,564
Gross Fiduciary activities income	$358,000	604
Service charges on deposit accounts	$573,000	1,493
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,485,000	1,601
Total noninterest expense	$9,312,000	1,560
Salaries and employee benefits	$5,088,000	1,594
Premises and equipment expense	$1,186,000	1,443
Additional noninterest expense	$3,038,000	1,520
Pre-tax net operating income	$2,916,000	2,001
Securities gains (losses)	$145,000	1,007
Applicable income taxes	$851,000	1,573
Income before extraordinary items	$2,210,000	2,179
Extraordinary gains, net	$0	5
Net income	$2,210,000	2,178
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,210,000	2,179
Net charge-offs	$-216,000	5,742
Cash dividends	$1,058,000	1,599
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,105,600	2,193
2016-06-30 (YTD Data)		Rank
Total interest income	$7,379,000	1,728
Total interest expense	$724,000	1,856
Net interest income	$6,655,000	1,690
Provision for loan and lease losses	$130,000	2,045
Total noninterest income	$1,555,000	1,584
Gross Fiduciary activities income	$241,000	606
Service charges on deposit accounts	$373,000	1,515
Trading account gains and fees	$0	157
Additional Noninterest Income	$941,000	1,625
Total noninterest expense	$6,151,000	1,579
Salaries and employee benefits	$3,382,000	1,607
Premises and equipment expense	$767,000	1,489
Additional noninterest expense	$2,002,000	1,531
Pre-tax net operating income	$1,929,000	1,998
Securities gains (losses)	$145,000	754
Applicable income taxes	$576,000	1,531
Income before extraordinary items	$1,498,000	2,125
Extraordinary gains, net	$0	16
Net income	$1,498,000	2,125
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,498,000	2,125
Net charge-offs	$-280,000	5,905
Cash dividends	$701,000	1,628
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,393,600	2,183
2016-03-31 (YTD Data)		Rank
Total interest income	$3,675,000	1,729
Total interest expense	$373,000	1,817
Net interest income	$3,302,000	1,701
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$756,000	1,579
Gross Fiduciary activities income	$121,000	604
Service charges on deposit accounts	$185,000	1,524
Trading account gains and fees	$0	142
Additional Noninterest Income	$450,000	1,627
Total noninterest expense	$3,030,000	1,603
Salaries and employee benefits	$1,667,000	1,639
Premises and equipment expense	$380,000	1,516
Additional noninterest expense	$983,000	1,545
Pre-tax net operating income	$953,000	1,991
Securities gains (losses)	$145,000	382
Applicable income taxes	$317,000	1,421
Income before extraordinary items	$781,000	2,030
Extraordinary gains, net	$0	12
Net income	$781,000	2,030
Minority interest net income	$0	62
Net income of bank and minority interests.	$781,000	2,030
Net charge-offs	$-18,000	5,431
Cash dividends	$319,000	1,564
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$678,050	2,194
2015-12-31 (YTD Data)		Rank
Total interest income	$14,062,000	1,758
Total interest expense	$1,583,000	1,698
Net interest income	$12,479,000	1,761
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,755,000	1,695
Gross Fiduciary activities income	$502,000	590
Service charges on deposit accounts	$769,000	1,525
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,484,000	1,866
Total noninterest expense	$12,464,000	1,555
Salaries and employee benefits	$6,702,000	1,571
Premises and equipment expense	$1,720,000	1,349
Additional noninterest expense	$4,042,000	1,500
Pre-tax net operating income	$2,770,000	2,458
Securities gains (losses)	$31,000	1,973
Applicable income taxes	$708,000	1,907
Income before extraordinary items	$2,093,000	2,642
Extraordinary gains, net	$0	23
Net income	$2,093,000	2,643
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,093,000	2,644
Net charge-offs	$128,000	2,426
Cash dividends	$1,224,000	1,882
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,069,750	2,618
2015-09-30 (YTD Data)		Rank
Total interest income	$10,479,000	1,789
Total interest expense	$1,214,000	1,689
Net interest income	$9,265,000	1,790
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,507,000	1,501
Gross Fiduciary activities income	$369,000	602
Service charges on deposit accounts	$581,000	1,527
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,557,000	1,494
Total noninterest expense	$9,325,000	1,562
Salaries and employee benefits	$4,992,000	1,588
Premises and equipment expense	$1,302,000	1,353
Additional noninterest expense	$3,031,000	1,514
Pre-tax net operating income	$2,447,000	2,219
Securities gains (losses)	$31,000	1,769
Applicable income taxes	$669,000	1,738
Income before extraordinary items	$1,809,000	2,430
Extraordinary gains, net	$0	21
Net income	$1,809,000	2,431
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,809,000	2,431
Net charge-offs	$132,000	1,918
Cash dividends	$905,000	1,696
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,786,370	2,416
2015-06-30 (YTD Data)		Rank
Total interest income	$6,975,000	1,794
Total interest expense	$845,000	1,634
Net interest income	$6,130,000	1,806
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,651,000	1,506
Gross Fiduciary activities income	$243,000	615
Service charges on deposit accounts	$369,000	1,573
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,039,000	1,517
Total noninterest expense	$6,177,000	1,579
Salaries and employee benefits	$3,337,000	1,593
Premises and equipment expense	$874,000	1,352
Additional noninterest expense	$1,966,000	1,561
Pre-tax net operating income	$1,604,000	2,223
Securities gains (losses)	$0	2,636
Applicable income taxes	$426,000	1,784
Income before extraordinary items	$1,178,000	2,469
Extraordinary gains, net	$0	22
Net income	$1,178,000	2,471
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,178,000	2,471
Net charge-offs	$117,000	1,584
Cash dividends	$574,000	1,779
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,178,000	2,412
2015-03-31 (YTD Data)		Rank
Total interest income	$3,416,000	1,825
Total interest expense	$438,000	1,589
Net interest income	$2,978,000	1,848
Provision for loan and lease losses	$0	3,703
Total noninterest income	$785,000	1,534
Gross Fiduciary activities income	$118,000	622
Service charges on deposit accounts	$177,000	1,608
Trading account gains and fees	$0	152
Additional Noninterest Income	$490,000	1,531
Total noninterest expense	$3,075,000	1,576
Salaries and employee benefits	$1,672,000	1,603
Premises and equipment expense	$443,000	1,359
Additional noninterest expense	$960,000	1,584
Pre-tax net operating income	$688,000	2,445
Securities gains (losses)	$0	2,027
Applicable income taxes	$169,000	1,981
Income before extraordinary items	$519,000	2,638
Extraordinary gains, net	$0	13
Net income	$519,000	2,641
Minority interest net income	$0	64
Net income of bank and minority interests.	$519,000	2,641
Net charge-offs	$9,000	2,520
Cash dividends	$319,000	1,489
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$519,000	2,568
2014-12-31 (YTD Data)		Rank
Total interest income	$14,325,000	1,753
Total interest expense	$2,002,000	1,480
Net interest income	$12,323,000	1,777
Provision for loan and lease losses	$93,000	3,299
Total noninterest income	$3,417,000	1,422
Gross Fiduciary activities income	$382,000	663
Service charges on deposit accounts	$859,000	1,485
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,176,000	1,373
Total noninterest expense	$12,304,000	1,557
Salaries and employee benefits	$6,404,000	1,619
Premises and equipment expense	$1,666,000	1,428
Additional noninterest expense	$4,234,000	1,488
Pre-tax net operating income	$3,343,000	2,100
Securities gains (losses)	$306,000	598
Applicable income taxes	$1,018,000	1,524
Income before extraordinary items	$2,631,000	2,221
Extraordinary gains, net	$0	17
Net income	$2,631,000	2,220
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,631,000	2,220
Net charge-offs	$384,000	1,767
Cash dividends	$1,288,000	1,721
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,410,680	2,326
2014-09-30 (YTD Data)		Rank
Total interest income	$10,792,000	1,749
Total interest expense	$1,541,000	1,451
Net interest income	$9,251,000	1,784
Provision for loan and lease losses	$93,000	2,873
Total noninterest income	$2,542,000	1,440
Gross Fiduciary activities income	$220,000	706
Service charges on deposit accounts	$651,000	1,483
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,671,000	1,355
Total noninterest expense	$9,177,000	1,564
Salaries and employee benefits	$4,772,000	1,626
Premises and equipment expense	$1,216,000	1,473
Additional noninterest expense	$3,189,000	1,493
Pre-tax net operating income	$2,523,000	2,129
Securities gains (losses)	$133,000	826
Applicable income taxes	$724,000	1,611
Income before extraordinary items	$1,932,000	2,277
Extraordinary gains, net	$0	15
Net income	$1,932,000	2,278
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,932,000	2,277
Net charge-offs	$361,000	1,431
Cash dividends	$905,000	1,606
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,834,910	2,317
2014-06-30 (YTD Data)		Rank
Total interest income	$7,208,000	1,733
Total interest expense	$1,058,000	1,411
Net interest income	$6,150,000	1,778
Provision for loan and lease losses	$72,000	2,659
Total noninterest income	$1,621,000	1,475
Gross Fiduciary activities income	$249,000	612
Service charges on deposit accounts	$429,000	1,475
Trading account gains and fees	$0	172
Additional Noninterest Income	$943,000	1,509
Total noninterest expense	$6,031,000	1,583
Salaries and employee benefits	$3,163,000	1,632
Premises and equipment expense	$797,000	1,498
Additional noninterest expense	$2,071,000	1,514
Pre-tax net operating income	$1,668,000	2,098
Securities gains (losses)	$0	2,580
Applicable income taxes	$423,000	1,714
Income before extraordinary items	$1,245,000	2,278
Extraordinary gains, net	$0	20
Net income	$1,245,000	2,281
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,245,000	2,281
Net charge-offs	$-27,000	5,990
Cash dividends	$599,000	1,661
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,245,000	2,230
2014-03-31 (YTD Data)		Rank
Total interest income	$3,598,000	1,733
Total interest expense	$550,000	1,378
Net interest income	$3,048,000	1,793
Provision for loan and lease losses	$40,000	2,444
Total noninterest income	$777,000	1,488
Gross Fiduciary activities income	$121,000	623
Service charges on deposit accounts	$217,000	1,441
Trading account gains and fees	$0	147
Additional Noninterest Income	$439,000	1,538
Total noninterest expense	$3,008,000	1,603
Salaries and employee benefits	$1,577,000	1,650
Premises and equipment expense	$399,000	1,529
Additional noninterest expense	$1,032,000	1,510
Pre-tax net operating income	$777,000	2,137
Securities gains (losses)	$0	1,715
Applicable income taxes	$152,000	1,992
Income before extraordinary items	$625,000	2,210
Extraordinary gains, net	$0	16
Net income	$625,000	2,212
Minority interest net income	$0	66
Net income of bank and minority interests.	$625,000	2,212
Net charge-offs	$-25,000	6,111
Cash dividends	$293,000	1,485
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$625,000	2,166
2013-12-31 (YTD Data)		Rank
Total interest income	$13,764,000	1,819
Total interest expense	$2,452,000	1,385
Net interest income	$11,312,000	1,887
Provision for loan and lease losses	$75,000	3,934
Total noninterest income	$3,682,000	1,398
Gross Fiduciary activities income	$514,000	592
Service charges on deposit accounts	$891,000	1,502
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,277,000	1,380
Total noninterest expense	$12,538,000	1,543
Salaries and employee benefits	$6,599,000	1,571
Premises and equipment expense	$1,581,000	1,508
Additional noninterest expense	$4,358,000	1,515
Pre-tax net operating income	$2,381,000	2,543
Securities gains (losses)	$207,000	872
Applicable income taxes	$551,000	2,054
Income before extraordinary items	$2,037,000	2,566
Extraordinary gains, net	$0	29
Net income	$2,037,000	2,569
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,037,000	2,569
Net charge-offs	$334,000	2,449
Cash dividends	$1,479,000	1,507
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,873,470	2,677
2013-09-30 (YTD Data)		Rank
Total interest income	$10,179,000	1,847
Total interest expense	$1,876,000	1,401
Net interest income	$8,303,000	1,927
Provision for loan and lease losses	$250,000	2,282
Total noninterest income	$2,841,000	1,394
Gross Fiduciary activities income	$389,000	594
Service charges on deposit accounts	$652,000	1,534
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,800,000	1,363
Total noninterest expense	$9,316,000	1,557
Salaries and employee benefits	$5,028,000	1,549
Premises and equipment expense	$1,154,000	1,549
Additional noninterest expense	$3,134,000	1,566
Pre-tax net operating income	$1,578,000	2,831
Securities gains (losses)	$207,000	807
Applicable income taxes	$359,000	2,251
Income before extraordinary items	$1,426,000	2,750
Extraordinary gains, net	$0	25
Net income	$1,426,000	2,754
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,426,000	2,754
Net charge-offs	$308,000	2,090
Cash dividends	$1,224,000	1,248
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,260,400	2,908
2013-06-30 (YTD Data)		Rank
Total interest income	$6,803,000	1,840
Total interest expense	$1,276,000	1,407
Net interest income	$5,527,000	1,920
Provision for loan and lease losses	$250,000	1,852
Total noninterest income	$1,916,000	1,392
Gross Fiduciary activities income	$265,000	594
Service charges on deposit accounts	$423,000	1,552
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,228,000	1,375
Total noninterest expense	$6,278,000	1,541
Salaries and employee benefits	$3,397,000	1,522
Premises and equipment expense	$763,000	1,563
Additional noninterest expense	$2,118,000	1,544
Pre-tax net operating income	$915,000	3,060
Securities gains (losses)	$207,000	734
Applicable income taxes	$213,000	2,368
Income before extraordinary items	$909,000	2,831
Extraordinary gains, net	$0	22
Net income	$909,000	2,835
Minority interest net income	$0	82
Net income of bank and minority interests.	$909,000	2,835
Net charge-offs	$257,000	1,841
Cash dividends	$1,020,000	1,062
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$741,330	3,113
2013-03-31 (YTD Data)		Rank
Total interest income	$3,435,000	1,839
Total interest expense	$637,000	1,457
Net interest income	$2,798,000	1,903
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$954,000	1,399
Gross Fiduciary activities income	$136,000	593
Service charges on deposit accounts	$204,000	1,598
Trading account gains and fees	$0	148
Additional Noninterest Income	$614,000	1,366
Total noninterest expense	$3,135,000	1,557
Salaries and employee benefits	$1,654,000	1,595
Premises and equipment expense	$383,000	1,586
Additional noninterest expense	$1,098,000	1,478
Pre-tax net operating income	$467,000	3,000
Securities gains (losses)	$207,000	450
Applicable income taxes	$166,000	1,903
Income before extraordinary items	$508,000	2,555
Extraordinary gains, net	$0	10
Net income	$508,000	2,558
Minority interest net income	$0	76
Net income of bank and minority interests.	$508,000	2,557
Net charge-offs	$160,000	1,529
Cash dividends	$510,000	914
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$352,750	3,166
2012-12-31 (YTD Data)		Rank
Total interest income	$14,741,000	1,788
Total interest expense	$3,112,000	1,428
Net interest income	$11,629,000	1,886
Provision for loan and lease losses	$518,000	2,681
Total noninterest income	$3,902,000	1,357
Gross Fiduciary activities income	$484,000	608
Service charges on deposit accounts	$916,000	1,523
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,502,000	1,328
Total noninterest expense	$12,569,000	1,551
Salaries and employee benefits	$6,538,000	1,549
Premises and equipment expense	$1,607,000	1,478
Additional noninterest expense	$4,424,000	1,519
Pre-tax net operating income	$2,444,000	2,448
Securities gains (losses)	$748,000	686
Applicable income taxes	$848,000	1,629
Income before extraordinary items	$2,344,000	2,295
Extraordinary gains, net	$0	29
Net income	$2,344,000	2,295
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,344,000	2,297
Net charge-offs	$574,000	2,471
Cash dividends	$1,913,000	1,271
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,797,960	2,667
2012-09-30 (YTD Data)		Rank
Total interest income	$11,189,000	1,798
Total interest expense	$2,476,000	1,413
Net interest income	$8,713,000	1,907
Provision for loan and lease losses	$468,000	2,367
Total noninterest income	$2,866,000	1,371
Gross Fiduciary activities income	$375,000	596
Service charges on deposit accounts	$688,000	1,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,803,000	1,366
Total noninterest expense	$9,248,000	1,583
Salaries and employee benefits	$4,872,000	1,548
Premises and equipment expense	$1,163,000	1,544
Additional noninterest expense	$3,213,000	1,559
Pre-tax net operating income	$1,863,000	2,486
Securities gains (losses)	$748,000	545
Applicable income taxes	$710,000	1,564
Income before extraordinary items	$1,901,000	2,207
Extraordinary gains, net	$0	20
Net income	$1,901,000	2,208
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,901,000	2,208
Net charge-offs	$428,000	2,376
Cash dividends	$1,434,000	1,042
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,354,960	2,694
2012-06-30 (YTD Data)		Rank
Total interest income	$7,549,000	1,790
Total interest expense	$1,781,000	1,359
Net interest income	$5,768,000	1,918
Provision for loan and lease losses	$318,000	2,332
Total noninterest income	$1,957,000	1,349
Gross Fiduciary activities income	$267,000	598
Service charges on deposit accounts	$455,000	1,537
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,235,000	1,316
Total noninterest expense	$6,108,000	1,589
Salaries and employee benefits	$3,228,000	1,558
Premises and equipment expense	$757,000	1,567
Additional noninterest expense	$2,123,000	1,586
Pre-tax net operating income	$1,299,000	2,371
Securities gains (losses)	$392,000	700
Applicable income taxes	$452,000	1,586
Income before extraordinary items	$1,239,000	2,209
Extraordinary gains, net	$0	19
Net income	$1,239,000	2,209
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,239,000	2,209
Net charge-offs	$207,000	2,718
Cash dividends	$956,000	1,027
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$952,840	2,567
2012-03-31 (YTD Data)		Rank
Total interest income	$3,858,000	1,771
Total interest expense	$980,000	1,285
Net interest income	$2,878,000	1,928
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$954,000	1,369
Gross Fiduciary activities income	$109,000	636
Service charges on deposit accounts	$230,000	1,506
Trading account gains and fees	$0	148
Additional Noninterest Income	$615,000	1,303
Total noninterest expense	$3,015,000	1,603
Salaries and employee benefits	$1,596,000	1,582
Premises and equipment expense	$385,000	1,548
Additional noninterest expense	$1,034,000	1,601
Pre-tax net operating income	$617,000	2,481
Securities gains (losses)	$134,000	783
Applicable income taxes	$186,000	1,816
Income before extraordinary items	$565,000	2,369
Extraordinary gains, net	$0	19
Net income	$565,000	2,371
Minority interest net income	$0	78
Net income of bank and minority interests.	$565,000	2,372
Net charge-offs	$98,000	2,460
Cash dividends	$478,000	931
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$464,500	2,628
2011-12-31 (YTD Data)		Rank
Total interest income	$16,037,000	1,757
Total interest expense	$4,334,000	1,400
Net interest income	$11,703,000	1,883
Provision for loan and lease losses	$1,275,000	2,075
Total noninterest income	$3,635,000	1,316
Gross Fiduciary activities income	$438,000	582
Service charges on deposit accounts	$1,049,000	1,416
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,148,000	1,292
Total noninterest expense	$12,675,000	1,541
Salaries and employee benefits	$6,192,000	1,579
Premises and equipment expense	$1,522,000	1,629
Additional noninterest expense	$4,961,000	1,394
Pre-tax net operating income	$1,388,000	3,162
Securities gains (losses)	$1,861,000	252
Applicable income taxes	$931,000	1,409
Income before extraordinary items	$2,318,000	1,993
Extraordinary gains, net	$0	29
Net income	$2,318,000	1,994
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,318,000	1,994
Net charge-offs	$1,202,000	2,148
Cash dividends	$1,530,000	1,205
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$996,690	3,457
2011-09-30 (YTD Data)		Rank
Total interest income	$12,064,000	1,772
Total interest expense	$3,278,000	1,445
Net interest income	$8,786,000	1,884
Provision for loan and lease losses	$1,075,000	1,876
Total noninterest income	$2,618,000	1,348
Gross Fiduciary activities income	$334,000	571
Service charges on deposit accounts	$790,000	1,408
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,494,000	1,339
Total noninterest expense	$9,244,000	1,584
Salaries and employee benefits	$4,640,000	1,590
Premises and equipment expense	$1,112,000	1,698
Additional noninterest expense	$3,492,000	1,478
Pre-tax net operating income	$1,085,000	3,167
Securities gains (losses)	$1,426,000	248
Applicable income taxes	$723,000	1,392
Income before extraordinary items	$1,788,000	2,010
Extraordinary gains, net	$0	21
Net income	$1,788,000	2,010
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,788,000	2,010
Net charge-offs	$742,000	2,223
Cash dividends	$1,148,000	1,045
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$775,540	3,462
2011-06-30 (YTD Data)		Rank
Total interest income	$7,977,000	1,798
Total interest expense	$2,184,000	1,496
Net interest income	$5,793,000	1,905
Provision for loan and lease losses	$775,000	1,765
Total noninterest income	$1,685,000	1,375
Gross Fiduciary activities income	$227,000	578
Service charges on deposit accounts	$531,000	1,378
Trading account gains and fees	$0	153
Additional Noninterest Income	$927,000	1,418
Total noninterest expense	$6,112,000	1,606
Salaries and employee benefits	$3,112,000	1,590
Premises and equipment expense	$736,000	1,725
Additional noninterest expense	$2,264,000	1,529
Pre-tax net operating income	$591,000	3,500
Securities gains (losses)	$1,192,000	170
Applicable income taxes	$521,000	1,281
Income before extraordinary items	$1,262,000	1,873
Extraordinary gains, net	$0	15
Net income	$1,262,000	1,873
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,262,000	1,873
Net charge-offs	$446,000	2,264
Cash dividends	$765,000	1,040
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$415,680	3,807
2011-03-31 (YTD Data)		Rank
Total interest income	$3,903,000	1,846
Total interest expense	$1,094,000	1,556
Net interest income	$2,809,000	1,955
Provision for loan and lease losses	$400,000	1,629
Total noninterest income	$832,000	1,380
Gross Fiduciary activities income	$110,000	594
Service charges on deposit accounts	$262,000	1,366
Trading account gains and fees	$0	158
Additional Noninterest Income	$460,000	1,427
Total noninterest expense	$2,987,000	1,661
Salaries and employee benefits	$1,594,000	1,577
Premises and equipment expense	$370,000	1,742
Additional noninterest expense	$1,023,000	1,683
Pre-tax net operating income	$254,000	3,797
Securities gains (losses)	$560,000	140
Applicable income taxes	$233,000	1,346
Income before extraordinary items	$581,000	1,966
Extraordinary gains, net	$0	9
Net income	$581,000	1,965
Minority interest net income	$0	86
Net income of bank and minority interests.	$581,000	1,966
Net charge-offs	$142,000	2,407
Cash dividends	$382,000	958
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$183,400	4,081
2010-12-31 (YTD Data)		Rank
Total interest income	$17,422,000	1,740
Total interest expense	$5,203,000	1,599
Net interest income	$12,219,000	1,805
Provision for loan and lease losses	$2,475,000	1,811
Total noninterest income	$3,962,000	1,278
Gross Fiduciary activities income	$423,000	590
Service charges on deposit accounts	$1,148,000	1,321
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,391,000	1,243
Total noninterest expense	$12,078,000	1,648
Salaries and employee benefits	$5,948,000	1,631
Premises and equipment expense	$1,642,000	1,552
Additional noninterest expense	$4,488,000	1,603
Pre-tax net operating income	$1,628,000	2,593
Securities gains (losses)	$1,116,000	447
Applicable income taxes	$734,000	1,510
Income before extraordinary items	$2,010,000	2,015
Extraordinary gains, net	$0	29
Net income	$2,010,000	2,016
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,010,000	2,017
Net charge-offs	$2,845,000	1,516
Cash dividends	$1,658,000	969
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,195,320	2,800
2010-09-30 (YTD Data)		Rank
Total interest income	$13,326,000	1,734
Total interest expense	$4,040,000	1,610
Net interest income	$9,286,000	1,810
Provision for loan and lease losses	$2,025,000	1,645
Total noninterest income	$2,723,000	1,337
Gross Fiduciary activities income	$314,000	589
Service charges on deposit accounts	$839,000	1,400
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,570,000	1,297
Total noninterest expense	$9,115,000	1,620
Salaries and employee benefits	$4,422,000	1,649
Premises and equipment expense	$1,232,000	1,577
Additional noninterest expense	$3,461,000	1,532
Pre-tax net operating income	$869,000	3,329
Securities gains (losses)	$1,034,000	399
Applicable income taxes	$520,000	1,634
Income before extraordinary items	$1,383,000	2,298
Extraordinary gains, net	$0	23
Net income	$1,383,000	2,294
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,383,000	2,299
Net charge-offs	$1,758,000	1,633
Cash dividends	$1,275,000	855
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$628,180	3,566
2010-06-30 (YTD Data)		Rank
Total interest income	$9,021,000	1,739
Total interest expense	$2,808,000	1,612
Net interest income	$6,213,000	1,799
Provision for loan and lease losses	$1,275,000	1,676
Total noninterest income	$1,667,000	1,405
Gross Fiduciary activities income	$206,000	598
Service charges on deposit accounts	$535,000	1,466
Trading account gains and fees	$0	152
Additional Noninterest Income	$926,000	1,365
Total noninterest expense	$5,971,000	1,650
Salaries and employee benefits	$2,928,000	1,690
Premises and equipment expense	$814,000	1,612
Additional noninterest expense	$2,229,000	1,583
Pre-tax net operating income	$634,000	3,204
Securities gains (losses)	$565,000	427
Applicable income taxes	$310,000	1,709
Income before extraordinary items	$889,000	2,323
Extraordinary gains, net	$0	19
Net income	$889,000	2,320
Minority interest net income	$0	105
Net income of bank and minority interests.	$889,000	2,323
Net charge-offs	$1,425,000	1,411
Cash dividends	$829,000	858
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$470,900	3,405
2010-03-31 (YTD Data)		Rank
Total interest income	$4,549,000	1,759
Total interest expense	$1,486,000	1,586
Net interest income	$3,063,000	1,851
Provision for loan and lease losses	$700,000	1,467
Total noninterest income	$858,000	1,382
Gross Fiduciary activities income	$104,000	605
Service charges on deposit accounts	$259,000	1,504
Trading account gains and fees	$0	175
Additional Noninterest Income	$495,000	1,309
Total noninterest expense	$3,049,000	1,641
Salaries and employee benefits	$1,474,000	1,698
Premises and equipment expense	$417,000	1,620
Additional noninterest expense	$1,158,000	1,530
Pre-tax net operating income	$172,000	4,328
Securities gains (losses)	$387,000	308
Applicable income taxes	$133,000	1,850
Income before extraordinary items	$426,000	2,451
Extraordinary gains, net	$0	16
Net income	$426,000	2,449
Minority interest net income	$0	91
Net income of bank and minority interests.	$426,000	2,451
Net charge-offs	$102,000	3,082
Cash dividends	$446,000	767
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$131,880	4,491
2009-12-31 (YTD Data)		Rank
Total interest income	$19,748,000	1,731
Total interest expense	$6,935,000	1,701
Net interest income	$12,813,000	1,740
Provision for loan and lease losses	$3,150,000	1,916
Total noninterest income	$3,709,000	1,374
Gross Fiduciary activities income	$348,000	632
Service charges on deposit accounts	$1,234,000	1,398
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,127,000	1,316
Total noninterest expense	$12,360,000	1,652
Salaries and employee benefits	$6,213,000	1,604
Premises and equipment expense	$1,757,000	1,531
Additional noninterest expense	$4,390,000	1,694
Pre-tax net operating income	$1,012,000	2,970
Securities gains (losses)	$1,553,000	333
Applicable income taxes	$661,000	1,294
Income before extraordinary items	$1,904,000	1,761
Extraordinary gains, net	$0	34
Net income	$1,904,000	1,760
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,904,000	1,761
Net charge-offs	$1,732,000	2,216
Cash dividends	$1,594,000	1,135
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$754,780	3,171
2009-09-30 (YTD Data)		Rank
Total interest income	$15,018,000	1,728
Total interest expense	$5,263,000	1,758
Net interest income	$9,755,000	1,719
Provision for loan and lease losses	$2,200,000	1,792
Total noninterest income	$2,797,000	1,400
Gross Fiduciary activities income	$260,000	626
Service charges on deposit accounts	$923,000	1,409
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,614,000	1,323
Total noninterest expense	$9,258,000	1,643
Salaries and employee benefits	$4,731,000	1,591
Premises and equipment expense	$1,312,000	1,563
Additional noninterest expense	$3,215,000	1,685
Pre-tax net operating income	$1,094,000	2,588
Securities gains (losses)	$986,000	392
Applicable income taxes	$529,000	1,351
Income before extraordinary items	$1,551,000	1,718
Extraordinary gains, net	$0	27
Net income	$1,551,000	1,718
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,551,000	1,718
Net charge-offs	$1,031,000	2,170
Cash dividends	$1,275,000	1,008
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$811,500	2,787
2009-06-30 (YTD Data)		Rank
Total interest income	$10,134,000	1,745
Total interest expense	$3,528,000	1,833
Net interest income	$6,606,000	1,692
Provision for loan and lease losses	$1,350,000	1,742
Total noninterest income	$1,900,000	1,391
Gross Fiduciary activities income	$179,000	618
Service charges on deposit accounts	$602,000	1,415
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,119,000	1,327
Total noninterest expense	$6,202,000	1,662
Salaries and employee benefits	$3,100,000	1,649
Premises and equipment expense	$896,000	1,554
Additional noninterest expense	$2,206,000	1,646
Pre-tax net operating income	$954,000	2,199
Securities gains (losses)	$583,000	443
Applicable income taxes	$400,000	1,267
Income before extraordinary items	$1,137,000	1,639
Extraordinary gains, net	$0	21
Net income	$1,137,000	1,636
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,137,000	1,638
Net charge-offs	$564,000	2,212
Cash dividends	$893,000	1,033
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$705,580	2,393
2009-03-31 (YTD Data)		Rank
Total interest income	$5,142,000	1,745
Total interest expense	$1,772,000	1,874
Net interest income	$3,370,000	1,659
Provision for loan and lease losses	$900,000	1,253
Total noninterest income	$912,000	1,398
Gross Fiduciary activities income	$100,000	597
Service charges on deposit accounts	$285,000	1,439
Trading account gains and fees	$0	171
Additional Noninterest Income	$527,000	1,345
Total noninterest expense	$3,041,000	1,648
Salaries and employee benefits	$1,553,000	1,667
Premises and equipment expense	$462,000	1,546
Additional noninterest expense	$1,026,000	1,578
Pre-tax net operating income	$341,000	3,127
Securities gains (losses)	$583,000	280
Applicable income taxes	$260,000	1,190
Income before extraordinary items	$664,000	1,627
Extraordinary gains, net	$0	15
Net income	$664,000	1,628
Minority interest net income	$0	102
Net income of bank and minority interests.	$664,000	1,629
Net charge-offs	$105,000	2,815
Cash dividends	$637,000	685
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$244,240	3,340
2008-12-31 (YTD Data)		Rank
Total interest income	$21,676,000	1,780
Total interest expense	$9,099,000	1,773
Net interest income	$12,577,000	1,771
Provision for loan and lease losses	$1,250,000	2,400
Total noninterest income	$3,412,000	1,433
Gross Fiduciary activities income	$334,000	655
Service charges on deposit accounts	$1,396,000	1,287
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,682,000	1,475
Total noninterest expense	$11,660,000	1,675
Salaries and employee benefits	$5,713,000	1,793
Premises and equipment expense	$1,866,000	1,484
Additional noninterest expense	$4,081,000	1,514
Pre-tax net operating income	$3,079,000	1,753
Securities gains (losses)	$0	3,220
Applicable income taxes	$874,000	1,320
Income before extraordinary items	$2,205,000	1,815
Extraordinary gains, net	$0	39
Net income	$2,205,000	1,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$809,000	2,189
Cash dividends	$1,747,000	1,526
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,205,000	1,934
2008-09-30 (YTD Data)		Rank
Total interest income	$16,259,000	1,819
Total interest expense	$7,051,000	1,793
Net interest income	$9,208,000	1,829
Provision for loan and lease losses	$950,000	1,876
Total noninterest income	$2,600,000	1,467
Gross Fiduciary activities income	$260,000	649
Service charges on deposit accounts	$1,061,000	1,280
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,279,000	1,517
Total noninterest expense	$8,775,000	1,657
Salaries and employee benefits	$4,324,000	1,796
Premises and equipment expense	$1,396,000	1,495
Additional noninterest expense	$3,055,000	1,462
Pre-tax net operating income	$2,083,000	2,234
Securities gains (losses)	$0	3,106
Applicable income taxes	$570,000	1,742
Income before extraordinary items	$1,513,000	2,310
Extraordinary gains, net	$0	31
Net income	$1,513,000	2,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	2,205
Cash dividends	$1,339,000	1,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,513,000	2,425
2008-06-30 (YTD Data)		Rank
Total interest income	$10,921,000	1,833
Total interest expense	$4,908,000	1,800
Net interest income	$6,013,000	1,868
Provision for loan and lease losses	$406,000	2,141
Total noninterest income	$1,762,000	1,464
Gross Fiduciary activities income	$178,000	654
Service charges on deposit accounts	$692,000	1,280
Trading account gains and fees	$0	149
Additional Noninterest Income	$892,000	1,527
Total noninterest expense	$5,951,000	1,630
Salaries and employee benefits	$2,853,000	1,832
Premises and equipment expense	$894,000	1,558
Additional noninterest expense	$2,204,000	1,342
Pre-tax net operating income	$1,418,000	2,313
Securities gains (losses)	$0	3,233
Applicable income taxes	$393,000	1,893
Income before extraordinary items	$1,025,000	2,520
Extraordinary gains, net	$0	21
Net income	$1,025,000	2,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	1,676
Cash dividends	$842,000	1,630
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,025,000	2,480
2008-03-31 (YTD Data)		Rank
Total interest income	$5,586,000	1,836
Total interest expense	$2,628,000	1,793
Net interest income	$2,958,000	1,888
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$878,000	1,471
Gross Fiduciary activities income	$89,000	674
Service charges on deposit accounts	$330,000	1,321
Trading account gains and fees	$0	158
Additional Noninterest Income	$459,000	1,499
Total noninterest expense	$2,785,000	1,732
Salaries and employee benefits	$1,404,000	1,877
Premises and equipment expense	$448,000	1,558
Additional noninterest expense	$933,000	1,539
Pre-tax net operating income	$901,000	1,967
Securities gains (losses)	$0	2,688
Applicable income taxes	$261,000	1,636
Income before extraordinary items	$640,000	2,184
Extraordinary gains, net	$0	15
Net income	$640,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	2,155
Cash dividends	$701,000	1,016
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$640,000	2,116
2007-12-31 (YTD Data)		Rank
Total interest income	$22,851,000	1,847
Total interest expense	$11,894,000	1,688
Net interest income	$10,957,000	2,063
Provision for loan and lease losses	$0	6,851
Total noninterest income	$3,190,000	1,565
Gross Fiduciary activities income	$336,000	678
Service charges on deposit accounts	$1,300,000	1,374
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,554,000	1,636
Total noninterest expense	$11,084,000	1,667
Salaries and employee benefits	$5,249,000	1,913
Premises and equipment expense	$1,906,000	1,399
Additional noninterest expense	$3,929,000	1,407
Pre-tax net operating income	$3,063,000	2,424
Securities gains (losses)	$-108,000	8,165
Applicable income taxes	$837,000	2,080
Income before extraordinary items	$2,118,000	2,702
Extraordinary gains, net	$0	39
Net income	$2,118,000	2,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$687,000	1,349
Cash dividends	$3,494,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,195,760	2,630
2007-09-30 (YTD Data)		Rank
Total interest income	$17,271,000	1,844
Total interest expense	$9,129,000	1,639
Net interest income	$8,142,000	2,098
Provision for loan and lease losses	$0	6,528
Total noninterest income	$2,389,000	1,577
Gross Fiduciary activities income	$255,000	672
Service charges on deposit accounts	$956,000	1,382
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,178,000	1,612
Total noninterest expense	$8,077,000	1,707
Salaries and employee benefits	$3,932,000	1,910
Premises and equipment expense	$1,400,000	1,418
Additional noninterest expense	$2,745,000	1,478
Pre-tax net operating income	$2,454,000	2,474
Securities gains (losses)	$0	1,655
Applicable income taxes	$699,000	2,089
Income before extraordinary items	$1,755,000	2,642
Extraordinary gains, net	$0	33
Net income	$1,755,000	2,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$589,000	956
Cash dividends	$3,175,000	829
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,755,000	2,622
2007-06-30 (YTD Data)		Rank
Total interest income	$11,634,000	1,851
Total interest expense	$6,157,000	1,637
Net interest income	$5,477,000	2,114
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,587,000	1,603
Gross Fiduciary activities income	$173,000	678
Service charges on deposit accounts	$614,000	1,446
Trading account gains and fees	$0	168
Additional Noninterest Income	$800,000	1,614
Total noninterest expense	$5,401,000	1,708
Salaries and employee benefits	$2,615,000	1,949
Premises and equipment expense	$903,000	1,483
Additional noninterest expense	$1,883,000	1,451
Pre-tax net operating income	$1,663,000	2,500
Securities gains (losses)	$0	1,444
Applicable income taxes	$469,000	2,160
Income before extraordinary items	$1,194,000	2,653
Extraordinary gains, net	$0	29
Net income	$1,194,000	2,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	1,450
Cash dividends	$2,856,000	679
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,194,000	2,632
2007-03-31 (YTD Data)		Rank
Total interest income	$5,796,000	1,853
Total interest expense	$3,090,000	1,618
Net interest income	$2,706,000	2,136
Provision for loan and lease losses	$0	5,779
Total noninterest income	$750,000	1,643
Gross Fiduciary activities income	$88,000	687
Service charges on deposit accounts	$269,000	1,601
Trading account gains and fees	$0	195
Additional Noninterest Income	$393,000	1,609
Total noninterest expense	$2,738,000	1,694
Salaries and employee benefits	$1,315,000	1,953
Premises and equipment expense	$451,000	1,478
Additional noninterest expense	$972,000	1,379
Pre-tax net operating income	$718,000	2,749
Securities gains (losses)	$0	1,187
Applicable income taxes	$187,000	2,495
Income before extraordinary items	$531,000	2,880
Extraordinary gains, net	$0	22
Net income	$531,000	2,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	8,417
Cash dividends	$421,000	1,613
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$531,000	2,870
2006-12-31 (YTD Data)		Rank
Total interest income	$22,635,000	1,785
Total interest expense	$11,662,000	1,444
Net interest income	$10,973,000	2,112
Provision for loan and lease losses	$475,000	1,995
Total noninterest income	$3,020,000	1,627
Gross Fiduciary activities income	$301,000	717
Service charges on deposit accounts	$1,204,000	1,485
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,515,000	1,655
Total noninterest expense	$11,002,000	1,610
Salaries and employee benefits	$5,328,000	1,828
Premises and equipment expense	$1,924,000	1,344
Additional noninterest expense	$3,750,000	1,412
Pre-tax net operating income	$2,516,000	3,117
Securities gains (losses)	$323,000	310
Applicable income taxes	$739,000	2,594
Income before extraordinary items	$2,100,000	2,999
Extraordinary gains, net	$0	51
Net income	$2,100,000	2,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$949,000	720
Cash dividends	$1,683,000	1,774
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,860,980	3,244
2006-09-30 (YTD Data)		Rank
Total interest income	$16,827,000	1,791
Total interest expense	$8,535,000	1,433
Net interest income	$8,292,000	2,118
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$2,268,000	1,619
Gross Fiduciary activities income	$231,000	699
Service charges on deposit accounts	$913,000	1,478
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,124,000	1,663
Total noninterest expense	$8,190,000	1,637
Salaries and employee benefits	$4,058,000	1,810
Premises and equipment expense	$1,364,000	1,430
Additional noninterest expense	$2,768,000	1,433
Pre-tax net operating income	$2,220,000	2,904
Securities gains (losses)	$299,000	275
Applicable income taxes	$695,000	2,392
Income before extraordinary items	$1,824,000	2,765
Extraordinary gains, net	$0	45
Net income	$1,824,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,099
Cash dividends	$1,262,000	1,655
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,608,720	3,039
2006-06-30 (YTD Data)		Rank
Total interest income	$11,015,000	1,791
Total interest expense	$5,488,000	1,403
Net interest income	$5,527,000	2,114
Provision for loan and lease losses	$75,000	3,786
Total noninterest income	$1,481,000	1,664
Gross Fiduciary activities income	$158,000	699
Service charges on deposit accounts	$612,000	1,452
Trading account gains and fees	$0	126
Additional Noninterest Income	$711,000	1,744
Total noninterest expense	$5,611,000	1,601
Salaries and employee benefits	$2,892,000	1,697
Premises and equipment expense	$897,000	1,453
Additional noninterest expense	$1,822,000	1,459
Pre-tax net operating income	$1,322,000	3,154
Securities gains (losses)	$299,000	213
Applicable income taxes	$441,000	2,477
Income before extraordinary items	$1,180,000	2,834
Extraordinary gains, net	$0	39
Net income	$1,180,000	2,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,312
Cash dividends	$842,000	1,655
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$961,730	3,294
2006-03-31 (YTD Data)		Rank
Total interest income	$5,390,000	1,787
Total interest expense	$2,657,000	1,384
Net interest income	$2,733,000	2,126
Provision for loan and lease losses	$0	6,013
Total noninterest income	$743,000	1,618
Gross Fiduciary activities income	$78,000	704
Service charges on deposit accounts	$305,000	1,405
Trading account gains and fees	$0	115
Additional Noninterest Income	$360,000	1,688
Total noninterest expense	$2,810,000	1,598
Salaries and employee benefits	$1,464,000	1,692
Premises and equipment expense	$442,000	1,477
Additional noninterest expense	$904,000	1,458
Pre-tax net operating income	$666,000	3,079
Securities gains (losses)	$299,000	142
Applicable income taxes	$273,000	2,136
Income before extraordinary items	$692,000	2,461
Extraordinary gains, net	$0	21
Net income	$692,000	2,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	920
Cash dividends	$421,000	1,550
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$476,720	3,268
2005-12-31 (YTD Data)		Rank
Total interest income	$19,245,000	1,733
Total interest expense	$8,378,000	1,356
Net interest income	$10,867,000	2,041
Provision for loan and lease losses	$0	7,120
Total noninterest income	$3,104,000	1,563
Gross Fiduciary activities income	$315,000	688
Service charges on deposit accounts	$1,194,000	1,467
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,595,000	1,588
Total noninterest expense	$10,767,000	1,591
Salaries and employee benefits	$5,575,000	1,683
Premises and equipment expense	$1,611,000	1,516
Additional noninterest expense	$3,581,000	1,433
Pre-tax net operating income	$3,204,000	2,621
Securities gains (losses)	$97,000	713
Applicable income taxes	$876,000	2,459
Income before extraordinary items	$2,425,000	2,657
Extraordinary gains, net	$0	46
Net income	$2,425,000	2,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	1,573
Cash dividends	$1,600,000	1,738
Sale, conversion, retirement of capital stock, net	$1,500,000	432
Net operating income	$2,354,190	2,680
2005-09-30 (YTD Data)		Rank
Total interest income	$14,128,000	1,738
Total interest expense	$5,927,000	1,353
Net interest income	$8,201,000	2,015
Provision for loan and lease losses	$0	6,899
Total noninterest income	$2,298,000	1,574
Gross Fiduciary activities income	$235,000	676
Service charges on deposit accounts	$888,000	1,462
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,175,000	1,608
Total noninterest expense	$8,027,000	1,586
Salaries and employee benefits	$4,120,000	1,677
Premises and equipment expense	$1,165,000	1,552
Additional noninterest expense	$2,742,000	1,391
Pre-tax net operating income	$2,472,000	2,593
Securities gains (losses)	$97,000	669
Applicable income taxes	$685,000	2,427
Income before extraordinary items	$1,884,000	2,594
Extraordinary gains, net	$0	35
Net income	$1,884,000	2,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	1,786
Cash dividends	$1,200,000	1,558
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,813,190	2,644
2005-06-30 (YTD Data)		Rank
Total interest income	$9,227,000	1,729
Total interest expense	$3,708,000	1,360
Net interest income	$5,519,000	1,966
Provision for loan and lease losses	$0	6,626
Total noninterest income	$1,496,000	1,597
Gross Fiduciary activities income	$161,000	672
Service charges on deposit accounts	$576,000	1,468
Trading account gains and fees	$0	116
Additional Noninterest Income	$759,000	1,641
Total noninterest expense	$5,295,000	1,597
Salaries and employee benefits	$2,724,000	1,686
Premises and equipment expense	$774,000	1,557
Additional noninterest expense	$1,797,000	1,388
Pre-tax net operating income	$1,720,000	2,455
Securities gains (losses)	$97,000	572
Applicable income taxes	$484,000	2,315
Income before extraordinary items	$1,333,000	2,427
Extraordinary gains, net	$0	30
Net income	$1,333,000	2,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	1,875
Cash dividends	$800,000	1,566
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,262,190	2,503
2005-03-31 (YTD Data)		Rank
Total interest income	$4,464,000	1,748
Total interest expense	$1,751,000	1,369
Net interest income	$2,713,000	1,981
Provision for loan and lease losses	$0	6,226
Total noninterest income	$680,000	1,690
Gross Fiduciary activities income	$82,000	685
Service charges on deposit accounts	$267,000	1,521
Trading account gains and fees	$0	115
Additional Noninterest Income	$331,000	1,777
Total noninterest expense	$2,528,000	1,670
Salaries and employee benefits	$1,307,000	1,768
Premises and equipment expense	$372,000	1,628
Additional noninterest expense	$849,000	1,476
Pre-tax net operating income	$865,000	2,410
Securities gains (losses)	$0	1,685
Applicable income taxes	$232,000	2,368
Income before extraordinary items	$633,000	2,500
Extraordinary gains, net	$0	24
Net income	$633,000	2,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	1,823
Cash dividends	$400,000	1,438
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$633,000	2,464
2004-12-31 (YTD Data)		Rank
Total interest income	$16,193,000	1,769
Total interest expense	$5,478,000	1,503
Net interest income	$10,715,000	1,892
Provision for loan and lease losses	$0	7,314
Total noninterest income	$3,056,000	1,574
Gross Fiduciary activities income	$302,000	692
Service charges on deposit accounts	$1,371,000	1,298
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,383,000	1,736
Total noninterest expense	$9,647,000	1,684
Salaries and employee benefits	$4,750,000	1,850
Premises and equipment expense	$1,522,000	1,529
Additional noninterest expense	$3,375,000	1,469
Pre-tax net operating income	$4,124,000	2,010
Securities gains (losses)	$182,000	874
Applicable income taxes	$1,247,000	1,854
Income before extraordinary items	$3,059,000	2,040
Extraordinary gains, net	$0	34
Net income	$3,059,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$292,000	2,032
Cash dividends	$1,212,000	2,024
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,929,780	2,075
2004-09-30 (YTD Data)		Rank
Total interest income	$12,009,000	1,766
Total interest expense	$3,970,000	1,522
Net interest income	$8,039,000	1,874
Provision for loan and lease losses	$0	7,100
Total noninterest income	$2,330,000	1,563
Gross Fiduciary activities income	$224,000	690
Service charges on deposit accounts	$1,049,000	1,277
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,057,000	1,708
Total noninterest expense	$7,152,000	1,682
Salaries and employee benefits	$3,476,000	1,876
Premises and equipment expense	$1,146,000	1,514
Additional noninterest expense	$2,530,000	1,455
Pre-tax net operating income	$3,217,000	1,953
Securities gains (losses)	$113,000	1,100
Applicable income taxes	$957,000	1,847
Income before extraordinary items	$2,373,000	1,984
Extraordinary gains, net	$0	26
Net income	$2,373,000	1,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,607
Cash dividends	$909,000	1,830
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,292,770	1,994
2004-06-30 (YTD Data)		Rank
Total interest income	$7,920,000	1,774
Total interest expense	$2,554,000	1,554
Net interest income	$5,366,000	1,861
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,583,000	1,531
Gross Fiduciary activities income	$156,000	684
Service charges on deposit accounts	$696,000	1,270
Trading account gains and fees	$0	130
Additional Noninterest Income	$731,000	1,662
Total noninterest expense	$4,683,000	1,721
Salaries and employee benefits	$2,202,000	1,980
Premises and equipment expense	$762,000	1,518
Additional noninterest expense	$1,719,000	1,408
Pre-tax net operating income	$2,266,000	1,850
Securities gains (losses)	$113,000	955
Applicable income taxes	$704,000	1,702
Income before extraordinary items	$1,675,000	1,882
Extraordinary gains, net	$0	21
Net income	$1,675,000	1,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$606,000	1,850
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,595,900	1,910
2004-03-31 (YTD Data)		Rank
Total interest income	$3,897,000	1,809
Total interest expense	$1,255,000	1,601
Net interest income	$2,642,000	1,883
Provision for loan and lease losses	$0	6,501
Total noninterest income	$797,000	1,501
Gross Fiduciary activities income	$73,000	708
Service charges on deposit accounts	$347,000	1,236
Trading account gains and fees	$0	121
Additional Noninterest Income	$377,000	1,598
Total noninterest expense	$2,386,000	1,700
Salaries and employee benefits	$1,114,000	1,971
Premises and equipment expense	$401,000	1,462
Additional noninterest expense	$871,000	1,389
Pre-tax net operating income	$1,053,000	1,920
Securities gains (losses)	$113,000	738
Applicable income taxes	$345,000	1,743
Income before extraordinary items	$821,000	1,906
Extraordinary gains, net	$0	16
Net income	$821,000	1,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,351
Cash dividends	$303,000	1,697
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$741,900	1,989
2003-12-31 (YTD Data)		Rank
Total interest income	$14,736,000	1,924
Total interest expense	$5,529,000	1,634
Net interest income	$9,207,000	2,118
Provision for loan and lease losses	$475,000	2,273
Total noninterest income	$3,051,000	1,660
Gross Fiduciary activities income	$266,000	739
Service charges on deposit accounts	$1,320,000	1,312
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,465,000	1,854
Total noninterest expense	$8,896,000	1,784
Salaries and employee benefits	$4,116,000	2,066
Premises and equipment expense	$1,450,000	1,576
Additional noninterest expense	$3,330,000	1,485
Pre-tax net operating income	$2,887,000	2,589
Securities gains (losses)	$267,000	1,129
Applicable income taxes	$714,000	2,753
Income before extraordinary items	$2,440,000	2,415
Extraordinary gains, net	$0	54
Net income	$2,440,000	2,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$294,000	2,283
Cash dividends	$849,000	2,594
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,234,410	2,503
2003-09-30 (YTD Data)		Rank
Total interest income	$11,081,000	1,950
Total interest expense	$4,306,000	1,634
Net interest income	$6,775,000	2,162
Provision for loan and lease losses	$475,000	1,736
Total noninterest income	$2,369,000	1,655
Gross Fiduciary activities income	$206,000	731
Service charges on deposit accounts	$968,000	1,346
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,195,000	1,816
Total noninterest expense	$6,697,000	1,782
Salaries and employee benefits	$3,070,000	2,082
Premises and equipment expense	$1,066,000	1,608
Additional noninterest expense	$2,561,000	1,435
Pre-tax net operating income	$1,972,000	2,888
Securities gains (losses)	$267,000	1,046
Applicable income taxes	$477,000	3,111
Income before extraordinary items	$1,762,000	2,607
Extraordinary gains, net	$0	40
Net income	$1,762,000	2,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	1,557
Cash dividends	$728,000	2,129
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,551,070	2,747
2003-06-30 (YTD Data)		Rank
Total interest income	$7,493,000	1,941
Total interest expense	$2,960,000	1,640
Net interest income	$4,533,000	2,155
Provision for loan and lease losses	$400,000	1,388
Total noninterest income	$1,527,000	1,695
Gross Fiduciary activities income	$136,000	728
Service charges on deposit accounts	$633,000	1,352
Trading account gains and fees	$0	150
Additional Noninterest Income	$758,000	1,862
Total noninterest expense	$4,337,000	1,820
Salaries and employee benefits	$2,031,000	2,089
Premises and equipment expense	$635,000	1,789
Additional noninterest expense	$1,671,000	1,471
Pre-tax net operating income	$1,323,000	2,868
Securities gains (losses)	$126,000	1,342
Applicable income taxes	$331,000	3,059
Income before extraordinary items	$1,118,000	2,730
Extraordinary gains, net	$0	30
Net income	$1,118,000	2,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$449,000	912
Cash dividends	$606,000	1,867
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,020,980	2,776
2003-03-31 (YTD Data)		Rank
Total interest income	$3,896,000	1,890
Total interest expense	$1,509,000	1,642
Net interest income	$2,387,000	2,046
Provision for loan and lease losses	$225,000	1,208
Total noninterest income	$710,000	1,759
Gross Fiduciary activities income	$61,000	763
Service charges on deposit accounts	$293,000	1,414
Trading account gains and fees	$0	134
Additional Noninterest Income	$356,000	1,879
Total noninterest expense	$2,123,000	1,845
Salaries and employee benefits	$1,026,000	2,057
Premises and equipment expense	$310,000	1,843
Additional noninterest expense	$787,000	1,507
Pre-tax net operating income	$749,000	2,604
Securities gains (losses)	$0	2,891
Applicable income taxes	$177,000	2,907
Income before extraordinary items	$572,000	2,651
Extraordinary gains, net	$0	21
Net income	$572,000	2,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,683
Cash dividends	$485,000	1,257
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$572,000	2,513
2002-12-31 (YTD Data)		Rank
Total interest income	$17,613,000	1,748
Total interest expense	$7,080,000	1,604
Net interest income	$10,533,000	1,849
Provision for loan and lease losses	$990,000	1,368
Total noninterest income	$2,199,000	1,975
Gross Fiduciary activities income	$304,000	709
Service charges on deposit accounts	$1,137,000	1,424
Trading account gains and fees	$0	153
Additional Noninterest Income	$758,000	2,582
Total noninterest expense	$8,940,000	1,698
Salaries and employee benefits	$4,330,000	1,853
Premises and equipment expense	$1,366,000	1,614
Additional noninterest expense	$3,244,000	1,469
Pre-tax net operating income	$2,802,000	2,627
Securities gains (losses)	$542,000	629
Applicable income taxes	$1,007,000	2,194
Income before extraordinary items	$2,337,000	2,474
Extraordinary gains, net	$0	70
Net income	$2,337,000	2,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$707,000	1,267
Cash dividends	$1,009,000	2,213
Sale, conversion, retirement of capital stock, net	$2,000,000	287
Net operating income	$1,957,600	2,763
2001-12-31 (YTD Data)		Rank
Total interest income	$21,618,000	1,568
Total interest expense	$11,554,000	1,401
Net interest income	$10,064,000	1,771
Provision for loan and lease losses	$1,173,000	1,108
Total noninterest income	$2,387,000	1,752
Gross Fiduciary activities income	$264,000	756
Service charges on deposit accounts	$1,256,000	1,182
Trading account gains and fees	$0	177
Additional Noninterest Income	$867,000	2,262
Total noninterest expense	$8,399,000	1,732
Salaries and employee benefits	$4,115,000	1,817
Premises and equipment expense	$1,412,000	1,530
Additional noninterest expense	$2,872,000	1,616
Pre-tax net operating income	$2,879,000	2,353
Securities gains (losses)	$387,000	741
Applicable income taxes	$1,035,000	2,026
Income before extraordinary items	$2,231,000	2,303
Extraordinary gains, net	$0	105
Net income	$2,231,000	2,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	2,278
Cash dividends	$1,395,000	1,772
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,967,840	2,493
2000-12-31 (YTD Data)		Rank
Total interest income	$16,781,000	2,100
Total interest expense	$9,150,000	1,884
Net interest income	$7,631,000	2,329
Provision for loan and lease losses	$657,000	1,489
Total noninterest income	$1,488,000	2,360
Gross Fiduciary activities income	$37,000	1,089
Service charges on deposit accounts	$1,061,000	1,283
Trading account gains and fees	$0	180
Additional Noninterest Income	$390,000	3,412
Total noninterest expense	$6,474,000	2,127
Salaries and employee benefits	$3,047,000	2,349
Premises and equipment expense	$1,134,000	1,848
Additional noninterest expense	$2,293,000	1,903
Pre-tax net operating income	$1,988,000	3,340
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$613,000	3,054
Income before extraordinary items	$1,376,000	3,481
Extraordinary gains, net	$0	38
Net income	$1,376,000	3,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,136
Cash dividends	$443,000	3,783
Sale, conversion, retirement of capital stock, net	$5,800,000	179
Net operating income	$1,375,310	3,466
1999-12-31 (YTD Data)		Rank
Total interest income	$14,255,000	2,282
Total interest expense	$7,284,000	2,054
Net interest income	$6,971,000	2,523
Provision for loan and lease losses	$682,000	1,348
Total noninterest income	$1,567,000	2,233
Gross Fiduciary activities income	$23,000	1,197
Service charges on deposit accounts	$821,000	1,617
Trading account gains and fees	$0	173
Additional Noninterest Income	$723,000	2,321
Total noninterest expense	$4,988,000	2,713
Salaries and employee benefits	$2,520,000	2,787
Premises and equipment expense	$691,000	2,893
Additional noninterest expense	$1,777,000	2,448
Pre-tax net operating income	$2,868,000	2,512
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$845,000	2,520
Income before extraordinary items	$2,030,000	2,560
Extraordinary gains, net	$0	35
Net income	$2,030,000	2,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$262,000	2,015
Cash dividends	$274,000	4,725
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,025,030	2,528
1998-12-31 (YTD Data)		Rank
Total interest income	$12,304,000	2,648
Total interest expense	$6,273,000	2,404
Net interest income	$6,031,000	2,850
Provision for loan and lease losses	$292,000	2,702
Total noninterest income	$1,254,000	2,597
Gross Fiduciary activities income	$20,000	1,217
Service charges on deposit accounts	$662,000	1,924
Trading account gains and fees	$0	224
Additional Noninterest Income	$572,000	2,726
Total noninterest expense	$4,342,000	2,985
Salaries and employee benefits	$2,063,000	3,236
Premises and equipment expense	$672,000	2,869
Additional noninterest expense	$1,607,000	2,616
Pre-tax net operating income	$2,651,000	2,650
Securities gains (losses)	$92,000	1,334
Applicable income taxes	$887,000	2,523
Income before extraordinary items	$1,856,000	2,732
Extraordinary gains, net	$0	32
Net income	$1,856,000	2,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$331,000	1,730
Cash dividends	$158,000	5,722
Sale, conversion, retirement of capital stock, net	$500,000	559
Net operating income	$1,793,440	2,722
1997-12-31 (YTD Data)		Rank
Total interest income	$11,395,000	2,870
Total interest expense	$6,131,000	2,451
Net interest income	$5,264,000	3,308
Provision for loan and lease losses	$440,000	1,956
Total noninterest income	$1,045,000	2,939
Gross Fiduciary activities income	$18,000	1,292
Service charges on deposit accounts	$551,000	2,390
Trading account gains and fees	$0	239
Additional Noninterest Income	$476,000	2,929
Total noninterest expense	$4,045,000	3,143
Salaries and employee benefits	$1,893,000	3,472
Premises and equipment expense	$634,000	3,004
Additional noninterest expense	$1,518,000	2,705
Pre-tax net operating income	$1,824,000	3,818
Securities gains (losses)	$27,000	1,697
Applicable income taxes	$546,000	3,957
Income before extraordinary items	$1,305,000	3,783
Extraordinary gains, net	$0	44
Net income	$1,305,000	3,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$431,000	1,508
Cash dividends	$236,000	5,062
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,285,830	3,764
1996-12-31 (YTD Data)		Rank
Total interest income	$10,429,000	3,153
Total interest expense	$5,594,000	2,708
Net interest income	$4,835,000	3,650
Provision for loan and lease losses	$443,000	1,923
Total noninterest income	$1,003,000	3,115
Gross Fiduciary activities income	$8,000	1,417
Service charges on deposit accounts	$560,000	2,430
Trading account gains and fees	$0	262
Additional Noninterest Income	$435,000	3,214
Total noninterest expense	$3,701,000	3,585
Salaries and employee benefits	$1,853,000	3,584
Premises and equipment expense	$552,000	3,473
Additional noninterest expense	$1,296,000	3,541
Pre-tax net operating income	$1,694,000	3,941
Securities gains (losses)	$48,000	1,356
Applicable income taxes	$478,000	4,295
Income before extraordinary items	$1,264,000	3,704
Extraordinary gains, net	$0	53
Net income	$1,264,000	3,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,255
Cash dividends	$334,000	4,288
Sale, conversion, retirement of capital stock, net	$500,000	463
Net operating income	$1,228,960	3,754
1995-12-31 (YTD Data)		Rank
Total interest income	$8,456,000	3,823
Total interest expense	$4,322,000	3,449
Net interest income	$4,134,000	4,201
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$970,000	3,173
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$548,000	2,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	3,200
Total noninterest expense	$3,562,000	3,678
Salaries and employee benefits	$1,700,000	3,825
Premises and equipment expense	$528,000	3,587
Additional noninterest expense	$1,334,000	3,410
Pre-tax net operating income	$1,482,000	4,498
Securities gains (losses)	$39,000	1,464
Applicable income taxes	$392,000	5,017
Income before extraordinary items	$1,129,000	4,158
Extraordinary gains, net	$0	65
Net income	$1,129,000	4,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$131,000	6,323
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,100,140	4,235
1994-12-31 (YTD Data)		Rank
Total interest income	$6,696,000	4,402
Total interest expense	$2,907,000	4,074
Net interest income	$3,789,000	4,599
Provision for loan and lease losses	$0	9,146
Total noninterest income	$877,000	3,421
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$484,000	2,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,445
Total noninterest expense	$3,449,000	3,894
Salaries and employee benefits	$1,568,000	4,122
Premises and equipment expense	$531,000	3,608
Additional noninterest expense	$1,350,000	3,655
Pre-tax net operating income	$1,217,000	5,191
Securities gains (losses)	$199,000	501
Applicable income taxes	$346,000	5,323
Income before extraordinary items	$1,070,000	4,270
Extraordinary gains, net	$0	249
Net income	$1,070,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	11,354
Cash dividends	$406,000	3,661
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$918,760	4,884
1993-12-31 (YTD Data)		Rank
Total interest income	$5,781,000	5,124
Total interest expense	$2,382,000	5,022
Net interest income	$3,399,000	5,075
Provision for loan and lease losses	$15,000	9,365
Total noninterest income	$1,162,000	2,979
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$425,000	3,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	2,510
Total noninterest expense	$3,290,000	4,139
Salaries and employee benefits	$1,426,000	4,468
Premises and equipment expense	$423,000	4,485
Additional noninterest expense	$1,441,000	3,621
Pre-tax net operating income	$1,256,000	5,010
Securities gains (losses)	$138,000	2,074
Applicable income taxes	$407,000	4,946
Income before extraordinary items	$987,000	4,759
Extraordinary gains, net	$94,000	1,636
Net income	$1,081,000	4,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	5,035
Cash dividends	$94,000	7,075
Sale, conversion, retirement of capital stock, net	$926,000	493
Net operating income	$889,020	4,923
1992-12-31 (YTD Data)		Rank
Total interest income	$4,214,000	7,224
Total interest expense	$1,904,000	7,342
Net interest income	$2,310,000	6,984
Provision for loan and lease losses	$160,000	5,897
Total noninterest income	$512,000	5,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$289,000	4,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	5,322
Total noninterest expense	$1,975,000	6,447
Salaries and employee benefits	$857,000	6,889
Premises and equipment expense	$376,000	5,045
Additional noninterest expense	$742,000	6,470
Pre-tax net operating income	$687,000	7,174
Securities gains (losses)	$189,000	2,085
Applicable income taxes	$276,000	6,273
Income before extraordinary items	$600,000	6,582
Extraordinary gains, net	$0	1,422
Net income	$600,000	6,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	6,088
Cash dividends	$145,000	5,869
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$471,480	7,209

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.