Cape Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $15,307,000 | 443 |
| Total interest expense | $1,727,000 | 421 |
| Net interest income | $13,580,000 | 444 |
| Provision for loan and lease losses | $1,216,000 | 241 |
| Total noninterest income | $1,308,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $549,000 | 580 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $759,000 | 1,137 |
| Total noninterest expense | $8,713,000 | 616 |
| Salaries and employee benefits | $4,868,000 | 606 |
| Premises and equipment expense | $1,137,000 | 556 |
| Additional noninterest expense | $2,708,000 | 628 |
| Pre-tax net operating income | $4,959,000 | 495 |
| Securities gains (losses) | $244,000 | 253 |
| Applicable income taxes | $1,934,000 | 398 |
| Income before extraordinary items | $3,269,000 | 563 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,269,000 | 562 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,269,000 | 563 |
| Net charge-offs | $1,245,000 | 191 |
| Cash dividends | $2,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 185 |
| Net operating income | $3,112,840 | 574 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $51,601,000 | 491 |
| Total interest expense | $6,301,000 | 432 |
| Net interest income | $45,300,000 | 501 |
| Provision for loan and lease losses | $2,675,000 | 348 |
| Total noninterest income | $10,451,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,154,000 | 613 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,297,000 | 573 |
| Total noninterest expense | $36,026,000 | 593 |
| Salaries and employee benefits | $19,077,000 | 589 |
| Premises and equipment expense | $4,128,000 | 597 |
| Additional noninterest expense | $12,821,000 | 531 |
| Pre-tax net operating income | $17,050,000 | 553 |
| Securities gains (losses) | $150,000 | 905 |
| Applicable income taxes | $3,637,000 | 664 |
| Income before extraordinary items | $13,563,000 | 545 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $13,563,000 | 543 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,563,000 | 546 |
| Net charge-offs | $2,073,000 | 363 |
| Cash dividends | $10,600,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $942,000 | 230 |
| Net operating income | $13,444,500 | 541 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $37,636,000 | 509 |
| Total interest expense | $4,690,000 | 438 |
| Net interest income | $32,946,000 | 522 |
| Provision for loan and lease losses | $2,675,000 | 266 |
| Total noninterest income | $9,464,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,546,000 | 636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,918,000 | 489 |
| Total noninterest expense | $26,607,000 | 604 |
| Salaries and employee benefits | $13,768,000 | 630 |
| Premises and equipment expense | $3,018,000 | 629 |
| Additional noninterest expense | $9,821,000 | 523 |
| Pre-tax net operating income | $13,128,000 | 553 |
| Securities gains (losses) | $116,000 | 947 |
| Applicable income taxes | $2,179,000 | 793 |
| Income before extraordinary items | $11,065,000 | 513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,065,000 | 510 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,065,000 | 513 |
| Net charge-offs | $2,050,000 | 275 |
| Cash dividends | $7,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $476,000 | 252 |
| Net operating income | $10,967,560 | 507 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,576,000 | 544 |
| Total interest expense | $3,066,000 | 447 |
| Net interest income | $20,510,000 | 555 |
| Provision for loan and lease losses | $2,213,000 | 226 |
| Total noninterest income | $7,580,000 | 506 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $934,000 | 688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,646,000 | 412 |
| Total noninterest expense | $17,445,000 | 615 |
| Salaries and employee benefits | $8,840,000 | 652 |
| Premises and equipment expense | $1,860,000 | 688 |
| Additional noninterest expense | $6,745,000 | 513 |
| Pre-tax net operating income | $8,432,000 | 561 |
| Securities gains (losses) | $99,000 | 859 |
| Applicable income taxes | $755,000 | 1,277 |
| Income before extraordinary items | $7,776,000 | 486 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,776,000 | 485 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,776,000 | 486 |
| Net charge-offs | $1,287,000 | 299 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 244 |
| Net operating income | $7,685,910 | 477 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 652 |
| Total interest expense | $1,373,000 | 501 |
| Net interest income | $8,395,000 | 673 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $166,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $346,000 | 887 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-180,000 | 6,397 |
| Total noninterest expense | $6,847,000 | 760 |
| Salaries and employee benefits | $3,843,000 | 772 |
| Premises and equipment expense | $825,000 | 769 |
| Additional noninterest expense | $2,179,000 | 755 |
| Pre-tax net operating income | $1,714,000 | 1,187 |
| Securities gains (losses) | $114,000 | 538 |
| Applicable income taxes | $616,000 | 881 |
| Income before extraordinary items | $1,212,000 | 1,359 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,212,000 | 1,360 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,212,000 | 1,361 |
| Net charge-offs | $223,000 | 668 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 180 |
| Net operating income | $1,136,760 | 1,389 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $40,997,000 | 601 |
| Total interest expense | $5,495,000 | 504 |
| Net interest income | $35,502,000 | 619 |
| Provision for loan and lease losses | $3,014,000 | 331 |
| Total noninterest income | $3,311,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,435,000 | 920 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,876,000 | 1,538 |
| Total noninterest expense | $25,809,000 | 785 |
| Salaries and employee benefits | $13,872,000 | 797 |
| Premises and equipment expense | $3,038,000 | 813 |
| Additional noninterest expense | $8,899,000 | 737 |
| Pre-tax net operating income | $9,990,000 | 826 |
| Securities gains (losses) | $2,297,000 | 99 |
| Applicable income taxes | $4,257,000 | 558 |
| Income before extraordinary items | $8,030,000 | 818 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,030,000 | 817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,030,000 | 817 |
| Net charge-offs | $2,957,000 | 352 |
| Cash dividends | $9,200,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $1,075,000 | 198 |
| Net operating income | $6,536,950 | 992 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $30,849,000 | 600 |
| Total interest expense | $4,043,000 | 526 |
| Net interest income | $26,806,000 | 614 |
| Provision for loan and lease losses | $2,480,000 | 288 |
| Total noninterest income | $2,995,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,032,000 | 969 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,963,000 | 1,217 |
| Total noninterest expense | $19,376,000 | 780 |
| Salaries and employee benefits | $10,622,000 | 778 |
| Premises and equipment expense | $2,277,000 | 819 |
| Additional noninterest expense | $6,477,000 | 759 |
| Pre-tax net operating income | $7,945,000 | 790 |
| Securities gains (losses) | $2,100,000 | 84 |
| Applicable income taxes | $3,555,000 | 523 |
| Income before extraordinary items | $6,490,000 | 774 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,490,000 | 773 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,490,000 | 773 |
| Net charge-offs | $2,011,000 | 380 |
| Cash dividends | $8,200,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $675,000 | 190 |
| Net operating income | $5,125,000 | 948 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,607,000 | 600 |
| Total interest expense | $2,614,000 | 554 |
| Net interest income | $17,993,000 | 609 |
| Provision for loan and lease losses | $2,327,000 | 225 |
| Total noninterest income | $1,924,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $689,000 | 951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,235,000 | 1,258 |
| Total noninterest expense | $12,736,000 | 796 |
| Salaries and employee benefits | $6,987,000 | 780 |
| Premises and equipment expense | $1,496,000 | 833 |
| Additional noninterest expense | $4,253,000 | 768 |
| Pre-tax net operating income | $4,854,000 | 835 |
| Securities gains (losses) | $1,967,000 | 70 |
| Applicable income taxes | $2,504,000 | 488 |
| Income before extraordinary items | $4,317,000 | 757 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,317,000 | 756 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,317,000 | 757 |
| Net charge-offs | $1,927,000 | 295 |
| Cash dividends | $6,000,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $458,000 | 180 |
| Net operating income | $3,058,120 | 1,038 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,364,000 | 597 |
| Total interest expense | $1,273,000 | 586 |
| Net interest income | $9,091,000 | 606 |
| Provision for loan and lease losses | $2,212,000 | 136 |
| Total noninterest income | $1,082,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $341,000 | 948 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $741,000 | 1,071 |
| Total noninterest expense | $6,407,000 | 799 |
| Salaries and employee benefits | $3,598,000 | 776 |
| Premises and equipment expense | $745,000 | 851 |
| Additional noninterest expense | $2,064,000 | 785 |
| Pre-tax net operating income | $1,554,000 | 1,213 |
| Securities gains (losses) | $1,889,000 | 54 |
| Applicable income taxes | $1,249,000 | 473 |
| Income before extraordinary items | $2,194,000 | 717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,194,000 | 717 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,194,000 | 718 |
| Net charge-offs | $1,806,000 | 187 |
| Cash dividends | $3,000,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 168 |
| Net operating income | $985,040 | 1,496 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $41,425,000 | 589 |
| Total interest expense | $5,590,000 | 578 |
| Net interest income | $35,835,000 | 596 |
| Provision for loan and lease losses | $2,011,000 | 625 |
| Total noninterest income | $5,649,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,767,000 | 786 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,882,000 | 959 |
| Total noninterest expense | $28,712,000 | 704 |
| Salaries and employee benefits | $15,893,000 | 686 |
| Premises and equipment expense | $2,927,000 | 832 |
| Additional noninterest expense | $9,892,000 | 707 |
| Pre-tax net operating income | $10,761,000 | 735 |
| Securities gains (losses) | $-561,000 | 6,717 |
| Applicable income taxes | $4,236,000 | 510 |
| Income before extraordinary items | $5,964,000 | 1,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,964,000 | 1,040 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,964,000 | 1,040 |
| Net charge-offs | $2,533,000 | 619 |
| Cash dividends | $14,100,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $1,021,000 | 209 |
| Net operating income | $6,323,040 | 960 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $30,794,000 | 599 |
| Total interest expense | $4,288,000 | 572 |
| Net interest income | $26,506,000 | 600 |
| Provision for loan and lease losses | $1,059,000 | 834 |
| Total noninterest income | $4,479,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,429,000 | 741 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,050,000 | 956 |
| Total noninterest expense | $21,568,000 | 704 |
| Salaries and employee benefits | $11,909,000 | 690 |
| Premises and equipment expense | $2,188,000 | 841 |
| Additional noninterest expense | $7,471,000 | 698 |
| Pre-tax net operating income | $8,358,000 | 711 |
| Securities gains (losses) | $290,000 | 654 |
| Applicable income taxes | $3,340,000 | 509 |
| Income before extraordinary items | $5,308,000 | 896 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,308,000 | 898 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,308,000 | 898 |
| Net charge-offs | $904,000 | 1,079 |
| Cash dividends | $12,500,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $630,000 | 202 |
| Net operating income | $5,122,400 | 894 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $20,373,000 | 600 |
| Total interest expense | $2,938,000 | 571 |
| Net interest income | $17,435,000 | 601 |
| Provision for loan and lease losses | $610,000 | 979 |
| Total noninterest income | $2,664,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $946,000 | 727 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,718,000 | 1,084 |
| Total noninterest expense | $14,493,000 | 708 |
| Salaries and employee benefits | $8,029,000 | 685 |
| Premises and equipment expense | $1,440,000 | 850 |
| Additional noninterest expense | $5,024,000 | 685 |
| Pre-tax net operating income | $4,996,000 | 769 |
| Securities gains (losses) | $290,000 | 576 |
| Applicable income taxes | $1,978,000 | 542 |
| Income before extraordinary items | $3,308,000 | 929 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,308,000 | 931 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,308,000 | 932 |
| Net charge-offs | $676,000 | 1,020 |
| Cash dividends | $6,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 183 |
| Net operating income | $3,122,400 | 942 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,187,000 | 609 |
| Total interest expense | $1,522,000 | 573 |
| Net interest income | $8,665,000 | 612 |
| Provision for loan and lease losses | $297,000 | 1,057 |
| Total noninterest income | $1,163,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $466,000 | 730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $697,000 | 1,257 |
| Total noninterest expense | $7,224,000 | 715 |
| Salaries and employee benefits | $3,913,000 | 712 |
| Premises and equipment expense | $728,000 | 863 |
| Additional noninterest expense | $2,583,000 | 668 |
| Pre-tax net operating income | $2,307,000 | 809 |
| Securities gains (losses) | $290,000 | 336 |
| Applicable income taxes | $970,000 | 556 |
| Income before extraordinary items | $1,627,000 | 937 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,627,000 | 938 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,627,000 | 939 |
| Net charge-offs | $468,000 | 801 |
| Cash dividends | $2,000,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 150 |
| Net operating income | $1,441,400 | 1,009 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $43,997,000 | 592 |
| Total interest expense | $8,515,000 | 491 |
| Net interest income | $35,482,000 | 608 |
| Provision for loan and lease losses | $4,461,000 | 556 |
| Total noninterest income | $4,845,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,062,000 | 690 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,783,000 | 1,227 |
| Total noninterest expense | $29,867,000 | 688 |
| Salaries and employee benefits | $14,363,000 | 727 |
| Premises and equipment expense | $3,008,000 | 806 |
| Additional noninterest expense | $12,496,000 | 577 |
| Pre-tax net operating income | $5,999,000 | 1,177 |
| Securities gains (losses) | $1,596,000 | 335 |
| Applicable income taxes | $2,786,000 | 650 |
| Income before extraordinary items | $4,809,000 | 1,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,809,000 | 1,227 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,809,000 | 1,226 |
| Net charge-offs | $7,262,000 | 416 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $722,000 | 257 |
| Net operating income | $3,787,560 | 1,429 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $33,393,000 | 593 |
| Total interest expense | $6,819,000 | 482 |
| Net interest income | $26,574,000 | 613 |
| Provision for loan and lease losses | $2,551,000 | 701 |
| Total noninterest income | $3,866,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,575,000 | 684 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,291,000 | 1,141 |
| Total noninterest expense | $22,812,000 | 669 |
| Salaries and employee benefits | $10,900,000 | 711 |
| Premises and equipment expense | $2,234,000 | 815 |
| Additional noninterest expense | $9,678,000 | 569 |
| Pre-tax net operating income | $5,077,000 | 1,066 |
| Securities gains (losses) | $955,000 | 418 |
| Applicable income taxes | $1,684,000 | 820 |
| Income before extraordinary items | $4,348,000 | 1,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,348,000 | 1,046 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,348,000 | 1,046 |
| Net charge-offs | $2,721,000 | 730 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $529,000 | 232 |
| Net operating income | $3,660,400 | 1,158 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,365,000 | 593 |
| Total interest expense | $4,843,000 | 462 |
| Net interest income | $17,522,000 | 620 |
| Provision for loan and lease losses | $1,841,000 | 680 |
| Total noninterest income | $2,728,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,070,000 | 666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,658,000 | 1,061 |
| Total noninterest expense | $15,352,000 | 669 |
| Salaries and employee benefits | $6,927,000 | 753 |
| Premises and equipment expense | $1,491,000 | 821 |
| Additional noninterest expense | $6,934,000 | 536 |
| Pre-tax net operating income | $3,057,000 | 1,169 |
| Securities gains (losses) | $954,000 | 292 |
| Applicable income taxes | $1,284,000 | 725 |
| Income before extraordinary items | $2,727,000 | 1,106 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,727,000 | 1,106 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,727,000 | 1,106 |
| Net charge-offs | $1,825,000 | 740 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 220 |
| Net operating income | $2,078,280 | 1,348 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,362,000 | 593 |
| Total interest expense | $2,545,000 | 454 |
| Net interest income | $8,817,000 | 617 |
| Provision for loan and lease losses | $673,000 | 850 |
| Total noninterest income | $1,257,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $512,000 | 693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $745,000 | 1,134 |
| Total noninterest expense | $7,192,000 | 696 |
| Salaries and employee benefits | $3,517,000 | 741 |
| Premises and equipment expense | $690,000 | 876 |
| Additional noninterest expense | $2,985,000 | 585 |
| Pre-tax net operating income | $2,209,000 | 820 |
| Securities gains (losses) | $180,000 | 648 |
| Applicable income taxes | $807,000 | 591 |
| Income before extraordinary items | $1,582,000 | 941 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,582,000 | 942 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,582,000 | 942 |
| Net charge-offs | $965,000 | 686 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 155 |
| Net operating income | $1,463,200 | 957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $46,676,000 | 587 |
| Total interest expense | $11,930,000 | 469 |
| Net interest income | $34,746,000 | 612 |
| Provision for loan and lease losses | $19,607,000 | 236 |
| Total noninterest income | $4,405,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,059,000 | 708 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,346,000 | 1,225 |
| Total noninterest expense | $28,286,000 | 703 |
| Salaries and employee benefits | $14,431,000 | 680 |
| Premises and equipment expense | $3,037,000 | 821 |
| Additional noninterest expense | $10,818,000 | 664 |
| Pre-tax net operating income | $-8,742,000 | 7,185 |
| Securities gains (losses) | $-1,308,000 | 7,296 |
| Applicable income taxes | $-18,253,000 | 7,347 |
| Income before extraordinary items | $8,203,000 | 623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,203,000 | 622 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,203,000 | 623 |
| Net charge-offs | $19,492,000 | 259 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $909,000 | 338 |
| Net operating income | $9,040,120 | 567 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $35,315,000 | 595 |
| Total interest expense | $9,067,000 | 486 |
| Net interest income | $26,248,000 | 614 |
| Provision for loan and lease losses | $15,073,000 | 231 |
| Total noninterest income | $4,665,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,569,000 | 705 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,096,000 | 816 |
| Total noninterest expense | $20,933,000 | 701 |
| Salaries and employee benefits | $10,958,000 | 677 |
| Premises and equipment expense | $2,320,000 | 817 |
| Additional noninterest expense | $7,655,000 | 697 |
| Pre-tax net operating income | $-5,093,000 | 7,236 |
| Securities gains (losses) | $-107,000 | 7,227 |
| Applicable income taxes | $-15,391,000 | 7,430 |
| Income before extraordinary items | $10,191,000 | 412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,191,000 | 412 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,191,000 | 412 |
| Net charge-offs | $13,454,000 | 276 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $688,000 | 313 |
| Net operating income | $10,259,480 | 398 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,719,000 | 600 |
| Total interest expense | $6,105,000 | 507 |
| Net interest income | $17,614,000 | 613 |
| Provision for loan and lease losses | $6,311,000 | 340 |
| Total noninterest income | $4,168,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,073,000 | 685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,095,000 | 604 |
| Total noninterest expense | $13,630,000 | 720 |
| Salaries and employee benefits | $7,283,000 | 681 |
| Premises and equipment expense | $1,580,000 | 809 |
| Additional noninterest expense | $4,767,000 | 747 |
| Pre-tax net operating income | $1,841,000 | 1,567 |
| Securities gains (losses) | $-63,000 | 7,261 |
| Applicable income taxes | $-7,205,000 | 7,498 |
| Income before extraordinary items | $8,983,000 | 321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,983,000 | 320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,983,000 | 321 |
| Net charge-offs | $5,517,000 | 427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $457,000 | 235 |
| Net operating income | $9,046,000 | 311 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 589 |
| Total interest expense | $3,105,000 | 518 |
| Net interest income | $9,074,000 | 603 |
| Provision for loan and lease losses | $2,400,000 | 442 |
| Total noninterest income | $1,144,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $497,000 | 722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $647,000 | 1,120 |
| Total noninterest expense | $6,824,000 | 729 |
| Salaries and employee benefits | $3,721,000 | 668 |
| Premises and equipment expense | $821,000 | 797 |
| Additional noninterest expense | $2,282,000 | 782 |
| Pre-tax net operating income | $994,000 | 1,446 |
| Securities gains (losses) | $-63,000 | 7,358 |
| Applicable income taxes | $-7,386,000 | 7,565 |
| Income before extraordinary items | $8,317,000 | 198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,317,000 | 197 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,317,000 | 198 |
| Net charge-offs | $1,906,000 | 555 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 194 |
| Net operating income | $8,380,000 | 192 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $50,575,000 | 592 |
| Total interest expense | $14,866,000 | 527 |
| Net interest income | $35,709,000 | 604 |
| Provision for loan and lease losses | $7,496,000 | 840 |
| Total noninterest income | $4,403,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,930,000 | 781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,473,000 | 1,209 |
| Total noninterest expense | $27,376,000 | 725 |
| Salaries and employee benefits | $13,977,000 | 695 |
| Premises and equipment expense | $3,574,000 | 723 |
| Additional noninterest expense | $9,825,000 | 763 |
| Pre-tax net operating income | $5,240,000 | 991 |
| Securities gains (losses) | $-2,592,000 | 7,583 |
| Applicable income taxes | $-1,460,000 | 7,397 |
| Income before extraordinary items | $4,108,000 | 1,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,108,000 | 1,057 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,108,000 | 1,059 |
| Net charge-offs | $8,249,000 | 699 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $588,000 | 437 |
| Net operating income | $6,700,000 | 645 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,294,000 | 585 |
| Total interest expense | $11,506,000 | 530 |
| Net interest income | $26,788,000 | 604 |
| Provision for loan and lease losses | $4,652,000 | 923 |
| Total noninterest income | $3,328,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,399,000 | 829 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,929,000 | 1,127 |
| Total noninterest expense | $20,605,000 | 717 |
| Salaries and employee benefits | $10,474,000 | 686 |
| Premises and equipment expense | $2,748,000 | 709 |
| Additional noninterest expense | $7,383,000 | 740 |
| Pre-tax net operating income | $4,859,000 | 858 |
| Securities gains (losses) | $-3,115,000 | 7,712 |
| Applicable income taxes | $-1,491,000 | 7,560 |
| Income before extraordinary items | $3,235,000 | 1,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,235,000 | 1,058 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,235,000 | 1,058 |
| Net charge-offs | $5,329,000 | 746 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 420 |
| Net operating income | $6,350,000 | 515 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,572,000 | 586 |
| Total interest expense | $7,865,000 | 536 |
| Net interest income | $17,707,000 | 609 |
| Provision for loan and lease losses | $1,952,000 | 1,297 |
| Total noninterest income | $2,175,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $914,000 | 854 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,261,000 | 1,107 |
| Total noninterest expense | $14,001,000 | 711 |
| Salaries and employee benefits | $7,392,000 | 637 |
| Premises and equipment expense | $1,903,000 | 686 |
| Additional noninterest expense | $4,706,000 | 766 |
| Pre-tax net operating income | $3,929,000 | 705 |
| Securities gains (losses) | $-3,118,000 | 7,791 |
| Applicable income taxes | $-533,000 | 7,491 |
| Income before extraordinary items | $1,344,000 | 1,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,344,000 | 1,635 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,344,000 | 1,636 |
| Net charge-offs | $3,344,000 | 755 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 392 |
| Net operating income | $4,462,000 | 479 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,670,000 | 609 |
| Total interest expense | $4,047,000 | 557 |
| Net interest income | $8,623,000 | 631 |
| Provision for loan and lease losses | $244,000 | 2,738 |
| Total noninterest income | $1,068,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $430,000 | 912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $638,000 | 1,079 |
| Total noninterest expense | $6,797,000 | 735 |
| Salaries and employee benefits | $3,559,000 | 669 |
| Premises and equipment expense | $1,011,000 | 657 |
| Additional noninterest expense | $2,227,000 | 810 |
| Pre-tax net operating income | $2,650,000 | 513 |
| Securities gains (losses) | $-2,571,000 | 7,902 |
| Applicable income taxes | $-533,000 | 7,715 |
| Income before extraordinary items | $612,000 | 1,800 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $612,000 | 1,799 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $612,000 | 1,801 |
| Net charge-offs | $1,679,000 | 736 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 350 |
| Net operating income | $3,183,000 | 324 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $54,816,000 | 595 |
| Total interest expense | $19,366,000 | 589 |
| Net interest income | $35,450,000 | 607 |
| Provision for loan and lease losses | $13,159,000 | 679 |
| Total noninterest income | $3,756,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,798,000 | 968 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,958,000 | 1,396 |
| Total noninterest expense | $27,973,000 | 757 |
| Salaries and employee benefits | $14,950,000 | 640 |
| Premises and equipment expense | $3,317,000 | 814 |
| Additional noninterest expense | $9,706,000 | 820 |
| Pre-tax net operating income | $-1,926,000 | 6,615 |
| Securities gains (losses) | $-3,938,000 | 7,873 |
| Applicable income taxes | $12,038,000 | 143 |
| Income before extraordinary items | $-17,902,000 | 7,714 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,902,000 | 7,712 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,902,000 | 7,712 |
| Net charge-offs | $11,088,000 | 636 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 621 |
| Net operating income | $-13,964,000 | 7,652 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $41,569,000 | 604 |
| Total interest expense | $15,021,000 | 608 |
| Net interest income | $26,548,000 | 612 |
| Provision for loan and lease losses | $12,375,000 | 528 |
| Total noninterest income | $3,035,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,346,000 | 962 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,689,000 | 1,289 |
| Total noninterest expense | $20,615,000 | 760 |
| Salaries and employee benefits | $11,747,000 | 622 |
| Premises and equipment expense | $2,408,000 | 850 |
| Additional noninterest expense | $6,460,000 | 870 |
| Pre-tax net operating income | $-3,407,000 | 7,354 |
| Securities gains (losses) | $-3,646,000 | 7,983 |
| Applicable income taxes | $12,038,000 | 128 |
| Income before extraordinary items | $-19,091,000 | 7,886 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-19,091,000 | 7,885 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-19,091,000 | 7,886 |
| Net charge-offs | $9,837,000 | 511 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 539 |
| Net operating income | $-15,445,000 | 7,857 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,119,000 | 616 |
| Total interest expense | $10,449,000 | 611 |
| Net interest income | $17,670,000 | 617 |
| Provision for loan and lease losses | $2,609,000 | 1,189 |
| Total noninterest income | $2,228,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $904,000 | 939 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,324,000 | 1,182 |
| Total noninterest expense | $14,335,000 | 741 |
| Salaries and employee benefits | $8,432,000 | 589 |
| Premises and equipment expense | $1,571,000 | 893 |
| Additional noninterest expense | $4,332,000 | 876 |
| Pre-tax net operating income | $2,954,000 | 792 |
| Securities gains (losses) | $-3,442,000 | 8,098 |
| Applicable income taxes | $-534,000 | 7,597 |
| Income before extraordinary items | $46,000 | 5,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 5,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $46,000 | 5,595 |
| Net charge-offs | $1,768,000 | 1,218 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 507 |
| Net operating income | $2,248,880 | 805 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,036,000 | 620 |
| Total interest expense | $5,290,000 | 631 |
| Net interest income | $8,746,000 | 621 |
| Provision for loan and lease losses | $745,000 | 1,420 |
| Total noninterest income | $898,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $435,000 | 952 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $463,000 | 1,456 |
| Total noninterest expense | $7,854,000 | 651 |
| Salaries and employee benefits | $4,727,000 | 535 |
| Premises and equipment expense | $805,000 | 883 |
| Additional noninterest expense | $2,322,000 | 734 |
| Pre-tax net operating income | $1,045,000 | 1,237 |
| Securities gains (losses) | $-1,539,000 | 8,157 |
| Applicable income taxes | $-413,000 | 7,864 |
| Income before extraordinary items | $-81,000 | 6,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-81,000 | 6,763 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-81,000 | 6,763 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 398 |
| Net operating income | $903,960 | 1,128 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $58,625,000 | 634 |
| Total interest expense | $24,835,000 | 646 |
| Net interest income | $33,790,000 | 640 |
| Provision for loan and lease losses | $9,009,000 | 646 |
| Total noninterest income | $4,114,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,046,000 | 861 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,068,000 | 1,270 |
| Total noninterest expense | $64,080,000 | 337 |
| Salaries and employee benefits | $14,351,000 | 685 |
| Premises and equipment expense | $3,406,000 | 807 |
| Additional noninterest expense | $46,323,000 | 232 |
| Pre-tax net operating income | $-35,185,000 | 8,168 |
| Securities gains (losses) | $-15,599,000 | 8,211 |
| Applicable income taxes | $-8,218,000 | 8,174 |
| Income before extraordinary items | $-42,566,000 | 8,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-42,566,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,681,000 | 612 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-10,032,000 | 8,303 |
| Net operating income | $-29,462,840 | 8,157 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $44,077,000 | 654 |
| Total interest expense | $18,981,000 | 659 |
| Net interest income | $25,096,000 | 661 |
| Provision for loan and lease losses | $2,149,000 | 1,128 |
| Total noninterest income | $3,046,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,513,000 | 881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,533,000 | 1,350 |
| Total noninterest expense | $25,910,000 | 566 |
| Salaries and employee benefits | $11,047,000 | 682 |
| Premises and equipment expense | $2,520,000 | 821 |
| Additional noninterest expense | $12,343,000 | 423 |
| Pre-tax net operating income | $83,000 | 6,463 |
| Securities gains (losses) | $-2,412,000 | 8,094 |
| Applicable income taxes | $-2,051,000 | 8,188 |
| Income before extraordinary items | $-278,000 | 6,996 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-278,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,808 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-10,148,000 | 8,382 |
| Net operating income | $1,265,680 | 2,787 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,777,000 | 677 |
| Total interest expense | $12,736,000 | 674 |
| Net interest income | $16,041,000 | 697 |
| Provision for loan and lease losses | $840,000 | 1,370 |
| Total noninterest income | $1,896,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $961,000 | 906 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $935,000 | 1,470 |
| Total noninterest expense | $19,414,000 | 520 |
| Salaries and employee benefits | $7,308,000 | 691 |
| Premises and equipment expense | $1,598,000 | 865 |
| Additional noninterest expense | $10,508,000 | 350 |
| Pre-tax net operating income | $-2,317,000 | 8,198 |
| Securities gains (losses) | $-199,000 | 8,302 |
| Applicable income taxes | $-1,618,000 | 8,312 |
| Income before extraordinary items | $-898,000 | 7,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-898,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-10,265,000 | 8,450 |
| Net operating income | $-770,640 | 7,864 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,544,000 | 742 |
| Total interest expense | $6,290,000 | 731 |
| Net interest income | $7,254,000 | 756 |
| Provision for loan and lease losses | $283,000 | 1,463 |
| Total noninterest income | $962,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $447,000 | 966 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $515,000 | 1,392 |
| Total noninterest expense | $12,213,000 | 424 |
| Salaries and employee benefits | $3,353,000 | 764 |
| Premises and equipment expense | $693,000 | 1,006 |
| Additional noninterest expense | $8,167,000 | 242 |
| Pre-tax net operating income | $-4,280,000 | 8,423 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-2,009,000 | 8,431 |
| Income before extraordinary items | $-2,271,000 | 8,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,271,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-10,381,000 | 8,493 |
| Net operating income | $-2,271,000 | 8,397 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $36,729,000 | 1,154 |
| Total interest expense | $17,147,000 | 1,152 |
| Net interest income | $19,582,000 | 1,132 |
| Provision for loan and lease losses | $357,000 | 2,888 |
| Total noninterest income | $3,695,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,807,000 | 980 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,888,000 | 1,411 |
| Total noninterest expense | $18,193,000 | 1,026 |
| Salaries and employee benefits | $10,881,000 | 908 |
| Premises and equipment expense | $1,694,000 | 1,572 |
| Additional noninterest expense | $5,618,000 | 1,011 |
| Pre-tax net operating income | $4,727,000 | 1,725 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,299,000 | 1,571 |
| Income before extraordinary items | $3,428,000 | 1,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,428,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,428,000 | 1,820 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,408,000 | 1,161 |
| Total interest expense | $12,828,000 | 1,154 |
| Net interest income | $14,580,000 | 1,150 |
| Provision for loan and lease losses | $234,000 | 2,727 |
| Total noninterest income | $2,791,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,343,000 | 978 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,448,000 | 1,413 |
| Total noninterest expense | $12,176,000 | 1,148 |
| Salaries and employee benefits | $7,116,000 | 1,057 |
| Premises and equipment expense | $1,264,000 | 1,577 |
| Additional noninterest expense | $3,796,000 | 1,084 |
| Pre-tax net operating income | $4,961,000 | 1,363 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,567,000 | 1,178 |
| Income before extraordinary items | $3,394,000 | 1,499 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,394,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,070 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,394,000 | 1,492 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,140,000 | 1,184 |
| Total interest expense | $8,522,000 | 1,164 |
| Net interest income | $9,618,000 | 1,182 |
| Provision for loan and lease losses | $156,000 | 2,532 |
| Total noninterest income | $1,908,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $917,000 | 971 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $991,000 | 1,412 |
| Total noninterest expense | $8,312,000 | 1,138 |
| Salaries and employee benefits | $4,811,000 | 1,061 |
| Premises and equipment expense | $848,000 | 1,580 |
| Additional noninterest expense | $2,653,000 | 1,048 |
| Pre-tax net operating income | $3,058,000 | 1,518 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,005,000 | 1,265 |
| Income before extraordinary items | $2,053,000 | 1,685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,053,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,457 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,053,000 | 1,663 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 1,179 |
| Total interest expense | $4,202,000 | 1,162 |
| Net interest income | $4,796,000 | 1,171 |
| Provision for loan and lease losses | $78,000 | 2,375 |
| Total noninterest income | $961,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $450,000 | 955 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $511,000 | 1,343 |
| Total noninterest expense | $4,141,000 | 1,136 |
| Salaries and employee benefits | $2,420,000 | 1,063 |
| Premises and equipment expense | $421,000 | 1,588 |
| Additional noninterest expense | $1,300,000 | 1,050 |
| Pre-tax net operating income | $1,538,000 | 1,506 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $466,000 | 1,352 |
| Income before extraordinary items | $1,072,000 | 1,610 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,072,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,072,000 | 1,594 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,496,000 | 1,146 |
| Total interest expense | $14,875,000 | 1,127 |
| Net interest income | $19,621,000 | 1,128 |
| Provision for loan and lease losses | $312,000 | 2,695 |
| Total noninterest income | $3,281,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,741,000 | 1,021 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,540,000 | 1,644 |
| Total noninterest expense | $16,140,000 | 1,118 |
| Salaries and employee benefits | $9,408,000 | 1,026 |
| Premises and equipment expense | $1,653,000 | 1,553 |
| Additional noninterest expense | $5,079,000 | 1,047 |
| Pre-tax net operating income | $6,450,000 | 1,505 |
| Securities gains (losses) | $779,000 | 199 |
| Applicable income taxes | $2,228,000 | 1,225 |
| Income before extraordinary items | $5,001,000 | 1,462 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,001,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,223 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,463,490 | 1,607 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,542,000 | 1,161 |
| Total interest expense | $10,781,000 | 1,136 |
| Net interest income | $14,761,000 | 1,150 |
| Provision for loan and lease losses | $234,000 | 2,549 |
| Total noninterest income | $2,403,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,294,000 | 1,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,109,000 | 1,676 |
| Total noninterest expense | $12,175,000 | 1,122 |
| Salaries and employee benefits | $7,126,000 | 1,022 |
| Premises and equipment expense | $1,258,000 | 1,548 |
| Additional noninterest expense | $3,791,000 | 1,068 |
| Pre-tax net operating income | $4,755,000 | 1,573 |
| Securities gains (losses) | $871,000 | 155 |
| Applicable income taxes | $1,707,000 | 1,257 |
| Income before extraordinary items | $3,919,000 | 1,433 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,919,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,309,300 | 1,670 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,722,000 | 1,166 |
| Total interest expense | $6,908,000 | 1,124 |
| Net interest income | $9,814,000 | 1,149 |
| Provision for loan and lease losses | $156,000 | 2,517 |
| Total noninterest income | $1,583,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $849,000 | 1,041 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $734,000 | 1,699 |
| Total noninterest expense | $8,119,000 | 1,123 |
| Salaries and employee benefits | $4,763,000 | 1,035 |
| Premises and equipment expense | $843,000 | 1,542 |
| Additional noninterest expense | $2,513,000 | 1,087 |
| Pre-tax net operating income | $3,122,000 | 1,595 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $838,000 | 1,605 |
| Income before extraordinary items | $2,284,000 | 1,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,284,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,284,000 | 1,593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,168,000 | 1,164 |
| Total interest expense | $3,269,000 | 1,117 |
| Net interest income | $4,899,000 | 1,149 |
| Provision for loan and lease losses | $78,000 | 2,364 |
| Total noninterest income | $765,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $406,000 | 1,054 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $359,000 | 1,694 |
| Total noninterest expense | $4,030,000 | 1,121 |
| Salaries and employee benefits | $2,355,000 | 1,044 |
| Premises and equipment expense | $428,000 | 1,523 |
| Additional noninterest expense | $1,247,000 | 1,072 |
| Pre-tax net operating income | $1,556,000 | 1,576 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $304,000 | 2,012 |
| Income before extraordinary items | $1,252,000 | 1,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,252,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,252,000 | 1,434 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,948,000 | 1,141 |
| Total interest expense | $9,692,000 | 1,162 |
| Net interest income | $19,256,000 | 1,127 |
| Provision for loan and lease losses | $193,000 | 3,653 |
| Total noninterest income | $2,969,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,438,000 | 1,231 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,531,000 | 1,634 |
| Total noninterest expense | $15,288,000 | 1,121 |
| Salaries and employee benefits | $8,803,000 | 1,050 |
| Premises and equipment expense | $1,622,000 | 1,504 |
| Additional noninterest expense | $4,863,000 | 1,058 |
| Pre-tax net operating income | $6,744,000 | 1,424 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,320,000 | 1,209 |
| Income before extraordinary items | $4,424,000 | 1,586 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,424,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,424,000 | 1,561 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,232,000 | 1,133 |
| Total interest expense | $6,737,000 | 1,172 |
| Net interest income | $14,495,000 | 1,108 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $2,186,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,037,000 | 1,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,149,000 | 1,640 |
| Total noninterest expense | $11,351,000 | 1,120 |
| Salaries and employee benefits | $6,527,000 | 1,052 |
| Premises and equipment expense | $1,229,000 | 1,477 |
| Additional noninterest expense | $3,595,000 | 1,053 |
| Pre-tax net operating income | $5,185,000 | 1,391 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,721,000 | 1,234 |
| Income before extraordinary items | $3,464,000 | 1,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,464,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,464,000 | 1,497 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,783,000 | 1,138 |
| Total interest expense | $4,216,000 | 1,186 |
| Net interest income | $9,567,000 | 1,099 |
| Provision for loan and lease losses | $96,000 | 3,425 |
| Total noninterest income | $1,193,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $654,000 | 1,317 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $539,000 | 2,080 |
| Total noninterest expense | $7,651,000 | 1,096 |
| Salaries and employee benefits | $4,382,000 | 1,034 |
| Premises and equipment expense | $837,000 | 1,446 |
| Additional noninterest expense | $2,432,000 | 1,033 |
| Pre-tax net operating income | $3,013,000 | 1,543 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,157,000 | 1,207 |
| Income before extraordinary items | $1,856,000 | 1,838 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,856,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,856,000 | 1,804 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 1,139 |
| Total interest expense | $1,939,000 | 1,220 |
| Net interest income | $4,762,000 | 1,095 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $555,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $299,000 | 1,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $256,000 | 2,115 |
| Total noninterest expense | $3,659,000 | 1,146 |
| Salaries and employee benefits | $2,177,000 | 1,033 |
| Premises and equipment expense | $439,000 | 1,383 |
| Additional noninterest expense | $1,043,000 | 1,182 |
| Pre-tax net operating income | $1,610,000 | 1,418 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $626,000 | 1,103 |
| Income before extraordinary items | $984,000 | 1,707 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $984,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $984,000 | 1,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,704,000 | 1,101 |
| Total interest expense | $6,817,000 | 1,201 |
| Net interest income | $18,887,000 | 1,054 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $2,424,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,278,000 | 1,385 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,146,000 | 1,965 |
| Total noninterest expense | $14,256,000 | 1,142 |
| Salaries and employee benefits | $8,262,000 | 1,044 |
| Premises and equipment expense | $1,739,000 | 1,331 |
| Additional noninterest expense | $4,255,000 | 1,159 |
| Pre-tax net operating income | $6,505,000 | 1,328 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $2,238,000 | 1,151 |
| Income before extraordinary items | $4,264,000 | 1,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,264,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,265,980 | 1,463 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,862,000 | 1,107 |
| Total interest expense | $4,985,000 | 1,201 |
| Net interest income | $13,877,000 | 1,066 |
| Provision for loan and lease losses | $412,000 | 1,725 |
| Total noninterest income | $1,833,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $954,000 | 1,400 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $879,000 | 1,948 |
| Total noninterest expense | $10,611,000 | 1,151 |
| Salaries and employee benefits | $6,092,000 | 1,058 |
| Premises and equipment expense | $1,296,000 | 1,327 |
| Additional noninterest expense | $3,223,000 | 1,141 |
| Pre-tax net operating income | $4,687,000 | 1,390 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $1,593,000 | 1,225 |
| Income before extraordinary items | $3,091,000 | 1,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,091,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,092,980 | 1,521 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,527,000 | 1,104 |
| Total interest expense | $3,288,000 | 1,200 |
| Net interest income | $9,239,000 | 1,058 |
| Provision for loan and lease losses | $275,000 | 1,692 |
| Total noninterest income | $1,286,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $655,000 | 1,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $631,000 | 1,853 |
| Total noninterest expense | $7,022,000 | 1,149 |
| Salaries and employee benefits | $3,998,000 | 1,072 |
| Premises and equipment expense | $833,000 | 1,387 |
| Additional noninterest expense | $2,191,000 | 1,120 |
| Pre-tax net operating income | $3,228,000 | 1,325 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $1,072,000 | 1,209 |
| Income before extraordinary items | $2,152,000 | 1,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,152,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,154,680 | 1,442 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 1,120 |
| Total interest expense | $1,654,000 | 1,214 |
| Net interest income | $4,589,000 | 1,082 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $607,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $320,000 | 1,340 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $287,000 | 1,938 |
| Total noninterest expense | $3,416,000 | 1,185 |
| Salaries and employee benefits | $1,936,000 | 1,125 |
| Premises and equipment expense | $437,000 | 1,332 |
| Additional noninterest expense | $1,043,000 | 1,153 |
| Pre-tax net operating income | $1,643,000 | 1,286 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $551,000 | 1,208 |
| Income before extraordinary items | $1,092,000 | 1,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,092,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,092,000 | 1,391 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,827,000 | 1,099 |
| Total interest expense | $7,642,000 | 1,170 |
| Net interest income | $18,185,000 | 1,055 |
| Provision for loan and lease losses | $822,000 | 1,424 |
| Total noninterest income | $2,539,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,230,000 | 1,410 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,309,000 | 2,002 |
| Total noninterest expense | $13,519,000 | 1,198 |
| Salaries and employee benefits | $7,538,000 | 1,120 |
| Premises and equipment expense | $1,559,000 | 1,457 |
| Additional noninterest expense | $4,422,000 | 1,142 |
| Pre-tax net operating income | $6,383,000 | 1,292 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $2,112,000 | 1,238 |
| Income before extraordinary items | $4,289,000 | 1,463 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,289,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,276,940 | 1,401 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,519,000 | 1,115 |
| Total interest expense | $5,961,000 | 1,174 |
| Net interest income | $13,558,000 | 1,080 |
| Provision for loan and lease losses | $617,000 | 1,374 |
| Total noninterest income | $1,976,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $914,000 | 1,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,062,000 | 1,968 |
| Total noninterest expense | $10,079,000 | 1,204 |
| Salaries and employee benefits | $5,597,000 | 1,143 |
| Premises and equipment expense | $1,178,000 | 1,461 |
| Additional noninterest expense | $3,304,000 | 1,146 |
| Pre-tax net operating income | $4,838,000 | 1,330 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,578,000 | 1,291 |
| Income before extraordinary items | $3,260,000 | 1,509 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,260,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,260,000 | 1,435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,093,000 | 1,113 |
| Total interest expense | $4,174,000 | 1,147 |
| Net interest income | $8,919,000 | 1,094 |
| Provision for loan and lease losses | $411,000 | 1,360 |
| Total noninterest income | $1,349,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $612,000 | 1,395 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $737,000 | 1,893 |
| Total noninterest expense | $6,733,000 | 1,205 |
| Salaries and employee benefits | $3,707,000 | 1,152 |
| Premises and equipment expense | $787,000 | 1,455 |
| Additional noninterest expense | $2,239,000 | 1,129 |
| Pre-tax net operating income | $3,124,000 | 1,370 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,066,000 | 1,302 |
| Income before extraordinary items | $2,058,000 | 1,574 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,058,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,058,000 | 1,470 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 1,111 |
| Total interest expense | $2,158,000 | 1,143 |
| Net interest income | $4,473,000 | 1,097 |
| Provision for loan and lease losses | $204,000 | 1,346 |
| Total noninterest income | $620,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 1,421 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $328,000 | 1,986 |
| Total noninterest expense | $3,323,000 | 1,207 |
| Salaries and employee benefits | $1,839,000 | 1,152 |
| Premises and equipment expense | $401,000 | 1,446 |
| Additional noninterest expense | $1,083,000 | 1,140 |
| Pre-tax net operating income | $1,566,000 | 1,362 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $529,000 | 1,303 |
| Income before extraordinary items | $1,037,000 | 1,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,037,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,037,000 | 1,453 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,671,000 | 1,117 |
| Total interest expense | $10,770,000 | 1,035 |
| Net interest income | $16,901,000 | 1,151 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $2,503,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,226,000 | 1,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,277,000 | 1,863 |
| Total noninterest expense | $12,441,000 | 1,233 |
| Salaries and employee benefits | $6,869,000 | 1,174 |
| Premises and equipment expense | $1,377,000 | 1,604 |
| Additional noninterest expense | $4,195,000 | 1,166 |
| Pre-tax net operating income | $6,513,000 | 1,300 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,235,000 | 1,180 |
| Income before extraordinary items | $4,278,000 | 1,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,278,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 1,232 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,278,000 | 1,406 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,377,000 | 1,204 |
| Total interest expense | $14,379,000 | 1,115 |
| Net interest income | $13,998,000 | 1,268 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $2,565,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,101,000 | 1,362 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,464,000 | 1,556 |
| Total noninterest expense | $10,928,000 | 1,334 |
| Salaries and employee benefits | $5,698,000 | 1,299 |
| Premises and equipment expense | $1,037,000 | 2,050 |
| Additional noninterest expense | $4,193,000 | 1,144 |
| Pre-tax net operating income | $5,035,000 | 1,426 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $1,404,000 | 1,596 |
| Income before extraordinary items | $3,637,000 | 1,479 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,637,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,632,680 | 1,423 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,038,000 | 1,309 |
| Total interest expense | $13,733,000 | 1,273 |
| Net interest income | $13,305,000 | 1,322 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $1,357,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $661,000 | 2,091 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $696,000 | 2,372 |
| Total noninterest expense | $9,262,000 | 1,506 |
| Salaries and employee benefits | $5,138,000 | 1,382 |
| Premises and equipment expense | $1,078,000 | 1,932 |
| Additional noninterest expense | $3,046,000 | 1,479 |
| Pre-tax net operating income | $4,800,000 | 1,538 |
| Securities gains (losses) | $-103,000 | 9,421 |
| Applicable income taxes | $1,499,000 | 1,518 |
| Income before extraordinary items | $3,198,000 | 1,641 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,198,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,624 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,268,040 | 1,605 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,529,000 | 1,327 |
| Total interest expense | $12,237,000 | 1,239 |
| Net interest income | $12,292,000 | 1,420 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $961,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $558,000 | 2,387 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $403,000 | 3,397 |
| Total noninterest expense | $8,572,000 | 1,603 |
| Salaries and employee benefits | $4,636,000 | 1,496 |
| Premises and equipment expense | $953,000 | 2,143 |
| Additional noninterest expense | $2,983,000 | 1,525 |
| Pre-tax net operating income | $4,081,000 | 1,810 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $1,269,000 | 1,823 |
| Income before extraordinary items | $2,808,000 | 1,890 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,808,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,174 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,810,760 | 1,856 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,990,000 | 1,342 |
| Total interest expense | $13,019,000 | 1,197 |
| Net interest income | $10,971,000 | 1,545 |
| Provision for loan and lease losses | $269,000 | 2,874 |
| Total noninterest income | $885,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $459,000 | 2,753 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $426,000 | 3,297 |
| Total noninterest expense | $7,891,000 | 1,670 |
| Salaries and employee benefits | $4,248,000 | 1,556 |
| Premises and equipment expense | $914,000 | 2,119 |
| Additional noninterest expense | $2,729,000 | 1,581 |
| Pre-tax net operating income | $3,696,000 | 1,962 |
| Securities gains (losses) | $-19,000 | 10,284 |
| Applicable income taxes | $1,220,000 | 1,966 |
| Income before extraordinary items | $2,457,000 | 2,120 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,457,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,836 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,469,730 | 2,042 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,160,000 | 1,420 |
| Total interest expense | $12,358,000 | 1,284 |
| Net interest income | $10,802,000 | 1,601 |
| Provision for loan and lease losses | $435,000 | 1,971 |
| Total noninterest income | $647,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $276,000 | 4,114 |
| Total noninterest expense | $7,597,000 | 1,718 |
| Salaries and employee benefits | $4,076,000 | 1,606 |
| Premises and equipment expense | $970,000 | 2,046 |
| Additional noninterest expense | $2,551,000 | 1,663 |
| Pre-tax net operating income | $3,417,000 | 2,206 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,187,000 | 2,105 |
| Income before extraordinary items | $2,230,000 | 2,339 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,230,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,565 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,230,000 | 2,285 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,594,000 | 1,496 |
| Total interest expense | $12,184,000 | 1,326 |
| Net interest income | $10,410,000 | 1,695 |
| Provision for loan and lease losses | $364,000 | 2,236 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $302,000 | 4,205 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $261,000 | 4,427 |
| Total noninterest expense | $9,300,000 | 1,531 |
| Salaries and employee benefits | $3,844,000 | 1,720 |
| Premises and equipment expense | $1,036,000 | 1,941 |
| Additional noninterest expense | $4,420,000 | 1,260 |
| Pre-tax net operating income | $1,309,000 | 4,809 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $460,000 | 4,430 |
| Income before extraordinary items | $857,000 | 5,044 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $857,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,068 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $851,800 | 5,018 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,187,000 | 1,527 |
| Total interest expense | $12,028,000 | 1,366 |
| Net interest income | $10,159,000 | 1,759 |
| Provision for loan and lease losses | $503,000 | 1,558 |
| Total noninterest income | $415,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $285,000 | 4,475 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $7,591,000 | 1,849 |
| Salaries and employee benefits | $3,817,000 | 1,741 |
| Premises and equipment expense | $978,000 | 2,055 |
| Additional noninterest expense | $2,796,000 | 1,801 |
| Pre-tax net operating income | $2,480,000 | 2,873 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $888,000 | 2,638 |
| Income before extraordinary items | $1,592,000 | 3,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,592,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,961 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,592,000 | 3,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,555,000 | 1,505 |
| Total interest expense | $9,348,000 | 1,397 |
| Net interest income | $11,207,000 | 1,616 |
| Provision for loan and lease losses | $289,000 | 2,353 |
| Total noninterest income | $566,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $299,000 | 4,371 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $7,277,000 | 1,966 |
| Salaries and employee benefits | $3,705,000 | 1,818 |
| Premises and equipment expense | $823,000 | 2,467 |
| Additional noninterest expense | $2,749,000 | 1,970 |
| Pre-tax net operating income | $4,207,000 | 1,697 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $1,514,000 | 1,546 |
| Income before extraordinary items | $2,700,000 | 1,805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,700,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,695,520 | 1,817 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,699,000 | 1,452 |
| Total interest expense | $10,535,000 | 1,281 |
| Net interest income | $11,164,000 | 1,614 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $614,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $344,000 | 3,950 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $7,641,000 | 1,939 |
| Salaries and employee benefits | $3,729,000 | 1,794 |
| Premises and equipment expense | $871,000 | 2,344 |
| Additional noninterest expense | $3,041,000 | 1,895 |
| Pre-tax net operating income | $3,996,000 | 1,725 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,464,000 | 1,597 |
| Income before extraordinary items | $2,532,000 | 1,971 |
| Extraordinary gains, net | $151,000 | 1,223 |
| Net income | $2,683,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,532,000 | 1,858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,757,000 | 1,530 |
| Total interest expense | $13,644,000 | 1,294 |
| Net interest income | $10,113,000 | 1,809 |
| Provision for loan and lease losses | $166,000 | 5,814 |
| Total noninterest income | $846,000 | 3,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $846,000 | 2,237 |
| Total noninterest expense | $7,217,000 | 2,046 |
| Salaries and employee benefits | $3,491,000 | 1,885 |
| Premises and equipment expense | $1,252,000 | 1,694 |
| Additional noninterest expense | $2,474,000 | 2,346 |
| Pre-tax net operating income | $3,576,000 | 1,729 |
| Securities gains (losses) | $-101,000 | 13,785 |
| Applicable income taxes | $1,194,000 | 1,770 |
| Income before extraordinary items | $2,281,000 | 2,016 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,281,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,347,660 | 1,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.