Home > Cambridge Savings Bank > Income and Expense

Cambridge Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$313,730,000220
Total interest expense$147,562,000178
Net interest income$166,168,000251
Provision for loan and lease losses$7,668,000250
Total noninterest income$11,127,000686
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,973,000400
Trading account gains and fees$0123
Additional Noninterest Income$8,154,000624
Total noninterest expense$136,103,000247
Salaries and employee benefits$86,702,000207
Premises and equipment expense$10,506,000287
Additional noninterest expense$8,154,000624
Pre-tax net operating income$33,524,000476
Securities gains (losses)$-5,173,0004,486
Applicable income taxes$4,488,000577
Income before extraordinary items$23,863,000512
Extraordinary gains, net$054
Net income$23,863,000518
Minority interest net income$088
Net income of bank and minority interests.$23,863,000514
Net charge-offs$5,433,000226
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,208,320460
2023-09-30 (YTD Data)Rank
Total interest income$230,278,000224
Total interest expense$103,615,000181
Net interest income$126,663,000255
Provision for loan and lease losses$5,398,000256
Total noninterest income$10,248,000609
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,220,000401
Trading account gains and fees$0125
Additional Noninterest Income$8,028,000522
Total noninterest expense$96,342,000259
Salaries and employee benefits$60,736,000227
Premises and equipment expense$7,916,000289
Additional noninterest expense$8,028,000522
Pre-tax net operating income$35,171,000378
Securities gains (losses)$-3,506,0004,542
Applicable income taxes$6,185,000412
Income before extraordinary items$25,480,000397
Extraordinary gains, net$052
Net income$25,480,000401
Minority interest net income$081
Net income of bank and minority interests.$25,480,000397
Net charge-offs$5,256,000185
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$28,284,800377
2023-06-30 (YTD Data)Rank
Total interest income$148,586,000220
Total interest expense$62,462,000175
Net interest income$86,124,000250
Provision for loan and lease losses$2,279,000335
Total noninterest income$7,335,000562
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,494,000392
Trading account gains and fees$0112
Additional Noninterest Income$5,841,000475
Total noninterest expense$65,226,000253
Salaries and employee benefits$41,324,000222
Premises and equipment expense$5,289,000281
Additional noninterest expense$5,841,000475
Pre-tax net operating income$25,954,000351
Securities gains (losses)$-3,679,0004,599
Applicable income taxes$4,505,000397
Income before extraordinary items$17,770,000382
Extraordinary gains, net$051
Net income$17,770,000390
Minority interest net income$081
Net income of bank and minority interests.$17,770,000383
Net charge-offs$97,000930
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$20,713,200355
2023-03-31 (YTD Data)Rank
Total interest income$72,206,000224
Total interest expense$27,516,000177
Net interest income$44,690,000245
Provision for loan and lease losses$-8,0004,435
Total noninterest income$2,738,000695
Gross Fiduciary activities income$0913
Service charges on deposit accounts$739,000406
Trading account gains and fees$097
Additional Noninterest Income$1,999,000604
Total noninterest expense$32,147,000263
Salaries and employee benefits$20,578,000229
Premises and equipment expense$2,890,000271
Additional noninterest expense$1,999,000604
Pre-tax net operating income$15,289,000326
Securities gains (losses)$-2,498,0004,618
Applicable income taxes$2,875,000342
Income before extraordinary items$9,916,000369
Extraordinary gains, net$04
Net income$9,916,000370
Minority interest net income$048
Net income of bank and minority interests.$9,916,000370
Net charge-offs$12,0001,306
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,889,420330
2022-12-31 (YTD Data)Rank
Total interest income$209,033,000236
Total interest expense$32,225,000187
Net interest income$176,808,000244
Provision for loan and lease losses$1,195,000731
Total noninterest income$11,070,000718
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,499,000475
Trading account gains and fees$0116
Additional Noninterest Income$8,571,000625
Total noninterest expense$118,162,000276
Salaries and employee benefits$72,923,000245
Premises and equipment expense$11,501,000272
Additional noninterest expense$8,571,000625
Pre-tax net operating income$68,521,000306
Securities gains (losses)$-2,940,0004,592
Applicable income taxes$15,130,000292
Income before extraordinary items$50,451,000307
Extraordinary gains, net$05
Net income$50,451,000307
Minority interest net income$063
Net income of bank and minority interests.$50,451,000307
Net charge-offs$1,626,000317
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$52,773,600310
2022-09-30 (YTD Data)Rank
Total interest income$142,932,000236
Total interest expense$14,430,000198
Net interest income$128,502,000245
Provision for loan and lease losses$695,000789
Total noninterest income$8,055,000740
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,991,000460
Trading account gains and fees$0111
Additional Noninterest Income$6,064,000658
Total noninterest expense$84,859,000280
Salaries and employee benefits$52,913,000251
Premises and equipment expense$8,662,000268
Additional noninterest expense$6,064,000658
Pre-tax net operating income$51,003,000312
Securities gains (losses)$-3,169,0004,657
Applicable income taxes$11,243,000298
Income before extraordinary items$36,591,000320
Extraordinary gains, net$04
Net income$36,591,000320
Minority interest net income$057
Net income of bank and minority interests.$36,591,000320
Net charge-offs$234,000646
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$39,094,510315
2022-06-30 (YTD Data)Rank
Total interest income$87,897,000244
Total interest expense$6,550,000209
Net interest income$81,347,000245
Provision for loan and lease losses$195,0001,156
Total noninterest income$6,107,000677
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,294,000468
Trading account gains and fees$0108
Additional Noninterest Income$4,813,000611
Total noninterest expense$55,779,000275
Salaries and employee benefits$34,225,000251
Premises and equipment expense$5,652,000266
Additional noninterest expense$15,902,000308
Pre-tax net operating income$31,480,000314
Securities gains (losses)$-3,041,0004,694
Applicable income taxes$6,849,000303
Income before extraordinary items$21,590,000338
Extraordinary gains, net$04
Net income$21,590,000338
Minority interest net income$060
Net income of bank and minority interests.$21,590,000338
Net charge-offs$200,000537
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,992,390323
2022-03-31 (YTD Data)Rank
Total interest income$42,659,000244
Total interest expense$3,236,000186
Net interest income$39,423,000250
Provision for loan and lease losses$195,000675
Total noninterest income$2,297,000811
Gross Fiduciary activities income$0892
Service charges on deposit accounts$637,000468
Trading account gains and fees$0103
Additional Noninterest Income$1,660,000781
Total noninterest expense$28,519,000274
Salaries and employee benefits$17,790,000247
Premises and equipment expense$2,885,000267
Additional noninterest expense$7,844,000313
Pre-tax net operating income$13,006,000350
Securities gains (losses)$-908,0004,712
Applicable income taxes$2,787,000331
Income before extraordinary items$9,311,000376
Extraordinary gains, net$04
Net income$9,311,000376
Minority interest net income$050
Net income of bank and minority interests.$9,311,000376
Net charge-offs$26,000881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,028,320366
2021-12-31 (YTD Data)Rank
Total interest income$168,503,000248
Total interest expense$16,292,000180
Net interest income$152,211,000252
Provision for loan and lease losses$2,400,000232
Total noninterest income$20,013,000515
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,017,000536
Trading account gains and fees$0132
Additional Noninterest Income$17,996,000449
Total noninterest expense$112,028,000276
Salaries and employee benefits$67,048,000261
Premises and equipment expense$11,252,000274
Additional noninterest expense$33,728,000287
Pre-tax net operating income$57,796,000349
Securities gains (losses)$2,842,000111
Applicable income taxes$13,301,000327
Income before extraordinary items$47,337,000353
Extraordinary gains, net$010
Net income$47,337,000353
Minority interest net income$074
Net income of bank and minority interests.$47,337,000353
Net charge-offs$254,000907
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$45,091,820360
2021-09-30 (YTD Data)Rank
Total interest income$124,921,000250
Total interest expense$12,560,000187
Net interest income$112,361,000254
Provision for loan and lease losses$2,400,000168
Total noninterest income$16,555,000503
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,392,000570
Trading account gains and fees$0132
Additional Noninterest Income$15,163,000428
Total noninterest expense$80,836,000283
Salaries and employee benefits$48,755,000270
Premises and equipment expense$7,812,000288
Additional noninterest expense$24,269,000296
Pre-tax net operating income$45,680,000340
Securities gains (losses)$2,148,000111
Applicable income taxes$10,833,000312
Income before extraordinary items$36,995,000343
Extraordinary gains, net$08
Net income$36,995,000342
Minority interest net income$069
Net income of bank and minority interests.$36,995,000343
Net charge-offs$13,0001,890
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$35,298,080347
2021-06-30 (YTD Data)Rank
Total interest income$82,471,000248
Total interest expense$8,576,000191
Net interest income$73,895,000253
Provision for loan and lease losses$1,800,000169
Total noninterest income$12,678,000450
Gross Fiduciary activities income$0951
Service charges on deposit accounts$810,000610
Trading account gains and fees$0133
Additional Noninterest Income$11,868,000389
Total noninterest expense$54,652,000280
Salaries and employee benefits$32,129,000273
Premises and equipment expense$5,457,000278
Additional noninterest expense$17,066,000285
Pre-tax net operating income$30,121,000341
Securities gains (losses)$1,909,000105
Applicable income taxes$7,344,000311
Income before extraordinary items$24,686,000336
Extraordinary gains, net$06
Net income$24,686,000335
Minority interest net income$067
Net income of bank and minority interests.$24,686,000336
Net charge-offs$14,0001,629
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$23,177,890345
2021-03-31 (YTD Data)Rank
Total interest income$41,299,000248
Total interest expense$4,448,000195
Net interest income$36,851,000251
Provision for loan and lease losses$800,000225
Total noninterest income$5,494,000506
Gross Fiduciary activities income$0922
Service charges on deposit accounts$291,000809
Trading account gains and fees$0127
Additional Noninterest Income$5,203,000437
Total noninterest expense$25,873,000293
Salaries and employee benefits$15,721,000275
Premises and equipment expense$2,460,000306
Additional noninterest expense$7,692,000294
Pre-tax net operating income$15,672,000325
Securities gains (losses)$1,507,00080
Applicable income taxes$3,898,000299
Income before extraordinary items$13,281,000321
Extraordinary gains, net$03
Net income$13,281,000320
Minority interest net income$055
Net income of bank and minority interests.$13,281,000321
Net charge-offs$-9,0004,024
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,090,470338
2020-12-31 (YTD Data)Rank
Total interest income$166,104,000248
Total interest expense$27,220,000216
Net interest income$138,884,000256
Provision for loan and lease losses$16,570,000255
Total noninterest income$17,860,000538
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,060,000900
Trading account gains and fees$0133
Additional Noninterest Income$16,800,000455
Total noninterest expense$97,560,000298
Salaries and employee benefits$58,174,000282
Premises and equipment expense$11,141,000271
Additional noninterest expense$28,245,000325
Pre-tax net operating income$42,614,000331
Securities gains (losses)$1,050,000349
Applicable income taxes$8,916,000324
Income before extraordinary items$34,748,000336
Extraordinary gains, net$04
Net income$34,748,000334
Minority interest net income$072
Net income of bank and minority interests.$34,748,000336
Net charge-offs$3,764,000266
Cash dividends$55,358,000147
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,908,000333
2020-09-30 (YTD Data)Rank
Total interest income$123,364,000251
Total interest expense$22,153,000218
Net interest income$101,211,000258
Provision for loan and lease losses$11,570,000280
Total noninterest income$11,064,000592
Gross Fiduciary activities income$0981
Service charges on deposit accounts$860,000833
Trading account gains and fees$0125
Additional Noninterest Income$10,204,000504
Total noninterest expense$72,007,000290
Salaries and employee benefits$42,716,000278
Premises and equipment expense$8,040,000274
Additional noninterest expense$21,251,000312
Pre-tax net operating income$28,698,000337
Securities gains (losses)$-1,984,0005,015
Applicable income taxes$5,179,000370
Income before extraordinary items$21,535,000366
Extraordinary gains, net$04
Net income$21,535,000363
Minority interest net income$065
Net income of bank and minority interests.$21,535,000366
Net charge-offs$3,971,000204
Cash dividends$55,358,000114
Sale, conversion, retirement of capital stock, net$0532
Net operating income$23,142,040335
2020-06-30 (YTD Data)Rank
Total interest income$81,626,000260
Total interest expense$16,381,000220
Net interest income$65,245,000266
Provision for loan and lease losses$8,770,000286
Total noninterest income$6,062,000648
Gross Fiduciary activities income$0970
Service charges on deposit accounts$708,000705
Trading account gains and fees$0123
Additional Noninterest Income$5,354,000543
Total noninterest expense$46,642,000298
Salaries and employee benefits$27,582,000280
Premises and equipment expense$5,237,000280
Additional noninterest expense$13,823,000317
Pre-tax net operating income$15,895,000350
Securities gains (losses)$-2,100,0005,037
Applicable income taxes$2,419,000425
Income before extraordinary items$11,376,000400
Extraordinary gains, net$04
Net income$11,376,000399
Minority interest net income$065
Net income of bank and minority interests.$11,376,000400
Net charge-offs$3,010,000196
Cash dividends$55,358,00088
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,098,000341
2020-03-31 (YTD Data)Rank
Total interest income$41,613,000261
Total interest expense$10,048,000212
Net interest income$31,565,000275
Provision for loan and lease losses$1,560,000460
Total noninterest income$2,868,000627
Gross Fiduciary activities income$0941
Service charges on deposit accounts$562,000541
Trading account gains and fees$0106
Additional Noninterest Income$2,306,000531
Total noninterest expense$22,174,000309
Salaries and employee benefits$13,631,000275
Premises and equipment expense$2,418,000305
Additional noninterest expense$6,125,000344
Pre-tax net operating income$10,699,000245
Securities gains (losses)$-2,402,0005,068
Applicable income taxes$1,650,000309
Income before extraordinary items$6,647,000316
Extraordinary gains, net$04
Net income$6,647,000315
Minority interest net income$056
Net income of bank and minority interests.$6,647,000316
Net charge-offs$24,0001,516
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,568,600249
2019-12-31 (YTD Data)Rank
Total interest income$165,018,000266
Total interest expense$41,847,000224
Net interest income$123,171,000278
Provision for loan and lease losses$1,625,000614
Total noninterest income$11,222,000645
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,309,000539
Trading account gains and fees$0135
Additional Noninterest Income$8,913,000568
Total noninterest expense$85,751,000308
Salaries and employee benefits$51,075,000290
Premises and equipment expense$9,404,000310
Additional noninterest expense$25,272,000327
Pre-tax net operating income$47,017,000329
Securities gains (losses)$2,528,000130
Applicable income taxes$10,603,000311
Income before extraordinary items$38,942,000328
Extraordinary gains, net$011
Net income$38,942,000329
Minority interest net income$076
Net income of bank and minority interests.$38,942,000329
Net charge-offs$311,0001,341
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$36,944,880334
2019-09-30 (YTD Data)Rank
Total interest income$123,793,000267
Total interest expense$31,506,000228
Net interest income$92,287,000279
Provision for loan and lease losses$1,225,000590
Total noninterest income$8,303,000649
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,665,000562
Trading account gains and fees$0129
Additional Noninterest Income$6,638,000570
Total noninterest expense$62,453,000320
Salaries and employee benefits$38,283,000292
Premises and equipment expense$6,665,000324
Additional noninterest expense$17,505,000343
Pre-tax net operating income$36,912,000315
Securities gains (losses)$24,0001,352
Applicable income taxes$8,019,000319
Income before extraordinary items$28,917,000328
Extraordinary gains, net$011
Net income$28,917,000329
Minority interest net income$072
Net income of bank and minority interests.$28,917,000329
Net charge-offs$316,0001,013
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$28,898,040323
2019-06-30 (YTD Data)Rank
Total interest income$82,138,000268
Total interest expense$20,625,000231
Net interest income$61,513,000281
Provision for loan and lease losses$1,225,000409
Total noninterest income$5,643,000627
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,058,000580
Trading account gains and fees$0131
Additional Noninterest Income$4,585,000539
Total noninterest expense$41,114,000321
Salaries and employee benefits$25,252,000290
Premises and equipment expense$4,087,000354
Additional noninterest expense$11,775,000344
Pre-tax net operating income$24,817,000313
Securities gains (losses)$-6,0004,859
Applicable income taxes$5,402,000314
Income before extraordinary items$19,409,000324
Extraordinary gains, net$011
Net income$19,409,000326
Minority interest net income$069
Net income of bank and minority interests.$19,409,000326
Net charge-offs$-13,0004,553
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$19,413,740315
2019-03-31 (YTD Data)Rank
Total interest income$40,587,000268
Total interest expense$9,894,000234
Net interest income$30,693,000281
Provision for loan and lease losses$725,000360
Total noninterest income$2,070,000751
Gross Fiduciary activities income$0972
Service charges on deposit accounts$535,000573
Trading account gains and fees$0126
Additional Noninterest Income$1,535,000682
Total noninterest expense$20,127,000324
Salaries and employee benefits$12,919,000281
Premises and equipment expense$1,544,000443
Additional noninterest expense$5,664,000350
Pre-tax net operating income$11,911,000314
Securities gains (losses)$-16,0005,159
Applicable income taxes$2,516,000316
Income before extraordinary items$9,379,000325
Extraordinary gains, net$05
Net income$9,379,000325
Minority interest net income$052
Net income of bank and minority interests.$9,379,000325
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,391,640317
2018-12-31 (YTD Data)Rank
Total interest income$147,300,000281
Total interest expense$29,458,000229
Net interest income$117,842,000283
Provision for loan and lease losses$2,775,000394
Total noninterest income$5,545,0001,024
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,063,000616
Trading account gains and fees$0126
Additional Noninterest Income$3,482,0001,030
Total noninterest expense$78,066,000331
Salaries and employee benefits$47,087,000302
Premises and equipment expense$7,759,000361
Additional noninterest expense$23,220,000349
Pre-tax net operating income$42,546,000352
Securities gains (losses)$1,505,00067
Applicable income taxes$6,066,000418
Income before extraordinary items$37,985,000326
Extraordinary gains, net$06
Net income$37,985,000326
Minority interest net income$072
Net income of bank and minority interests.$37,985,000326
Net charge-offs$758,000735
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$36,690,700339
2018-09-30 (YTD Data)Rank
Total interest income$107,922,000282
Total interest expense$20,341,000228
Net interest income$87,581,000283
Provision for loan and lease losses$2,475,000336
Total noninterest income$6,611,000760
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,487,000637
Trading account gains and fees$0138
Additional Noninterest Income$5,124,000672
Total noninterest expense$58,819,000330
Salaries and employee benefits$35,400,000300
Premises and equipment expense$6,225,000343
Additional noninterest expense$17,194,000348
Pre-tax net operating income$32,898,000338
Securities gains (losses)$1,446,00067
Applicable income taxes$7,395,000315
Income before extraordinary items$26,949,000342
Extraordinary gains, net$05
Net income$26,949,000342
Minority interest net income$066
Net income of bank and minority interests.$26,949,000342
Net charge-offs$796,000517
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$25,806,660350
2018-06-30 (YTD Data)Rank
Total interest income$69,952,000281
Total interest expense$12,416,000228
Net interest income$57,536,000283
Provision for loan and lease losses$1,525,000346
Total noninterest income$4,422,000757
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$979,000641
Trading account gains and fees$0130
Additional Noninterest Income$3,443,000671
Total noninterest expense$39,992,000329
Salaries and employee benefits$23,752,000298
Premises and equipment expense$4,597,000309
Additional noninterest expense$11,643,000346
Pre-tax net operating income$20,441,000346
Securities gains (losses)$938,00071
Applicable income taxes$4,577,000322
Income before extraordinary items$16,802,000345
Extraordinary gains, net$06
Net income$16,802,000345
Minority interest net income$065
Net income of bank and minority interests.$16,802,000345
Net charge-offs$887,000356
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,060,980354
2018-03-31 (YTD Data)Rank
Total interest income$33,952,000286
Total interest expense$5,610,000236
Net interest income$28,342,000284
Provision for loan and lease losses$600,000396
Total noninterest income$1,936,000808
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$494,000640
Trading account gains and fees$0123
Additional Noninterest Income$1,442,000723
Total noninterest expense$20,164,000323
Salaries and employee benefits$12,018,000295
Premises and equipment expense$2,233,000324
Additional noninterest expense$5,913,000333
Pre-tax net operating income$9,514,000363
Securities gains (losses)$336,00086
Applicable income taxes$2,025,000349
Income before extraordinary items$7,825,000362
Extraordinary gains, net$07
Net income$7,825,000362
Minority interest net income$052
Net income of bank and minority interests.$7,825,000362
Net charge-offs$4,0002,263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,559,560368
2017-12-31 (YTD Data)Rank
Total interest income$124,118,000282
Total interest expense$17,552,000237
Net interest income$106,566,000285
Provision for loan and lease losses$3,500,000313
Total noninterest income$8,952,000748
Gross Fiduciary activities income$154,000740
Service charges on deposit accounts$2,000,000639
Trading account gains and fees$0151
Additional Noninterest Income$6,798,000681
Total noninterest expense$76,680,000321
Salaries and employee benefits$44,164,000302
Premises and equipment expense$8,358,000336
Additional noninterest expense$24,158,000327
Pre-tax net operating income$35,338,000355
Securities gains (losses)$1,895,00096
Applicable income taxes$16,092,000304
Income before extraordinary items$21,141,000390
Extraordinary gains, net$09
Net income$21,141,000390
Minority interest net income$076
Net income of bank and minority interests.$21,141,000390
Net charge-offs$607,000978
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-6,0005,592
Net operating income$19,928,200404
2017-09-30 (YTD Data)Rank
Total interest income$91,525,000285
Total interest expense$12,759,000234
Net interest income$78,766,000291
Provision for loan and lease losses$2,750,000308
Total noninterest income$6,820,000748
Gross Fiduciary activities income$154,000716
Service charges on deposit accounts$1,452,000662
Trading account gains and fees$0145
Additional Noninterest Income$5,214,000674
Total noninterest expense$56,023,000328
Salaries and employee benefits$32,915,000300
Premises and equipment expense$6,264,000339
Additional noninterest expense$16,844,000347
Pre-tax net operating income$26,813,000369
Securities gains (losses)$1,258,000109
Applicable income taxes$8,490,000341
Income before extraordinary items$19,581,000369
Extraordinary gains, net$09
Net income$19,581,000369
Minority interest net income$071
Net income of bank and minority interests.$19,581,000369
Net charge-offs$19,0003,008
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$18,700,400378
2017-06-30 (YTD Data)Rank
Total interest income$59,181,000292
Total interest expense$8,089,000235
Net interest income$51,092,000296
Provision for loan and lease losses$1,800,000307
Total noninterest income$4,528,000743
Gross Fiduciary activities income$154,000666
Service charges on deposit accounts$933,000674
Trading account gains and fees$0139
Additional Noninterest Income$3,441,000675
Total noninterest expense$37,145,000334
Salaries and employee benefits$21,786,000305
Premises and equipment expense$4,292,000331
Additional noninterest expense$11,067,000353
Pre-tax net operating income$16,675,000382
Securities gains (losses)$781,000106
Applicable income taxes$5,233,000360
Income before extraordinary items$12,223,000387
Extraordinary gains, net$011
Net income$12,223,000386
Minority interest net income$071
Net income of bank and minority interests.$12,223,000387
Net charge-offs$6,0003,079
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,676,300395
2017-03-31 (YTD Data)Rank
Total interest income$28,569,000298
Total interest expense$3,825,000240
Net interest income$24,744,000309
Provision for loan and lease losses$1,100,000249
Total noninterest income$1,976,000819
Gross Fiduciary activities income$154,000568
Service charges on deposit accounts$372,000824
Trading account gains and fees$0142
Additional Noninterest Income$1,450,000740
Total noninterest expense$18,328,000340
Salaries and employee benefits$11,025,000309
Premises and equipment expense$2,051,000350
Additional noninterest expense$5,252,000369
Pre-tax net operating income$7,292,000413
Securities gains (losses)$61,000306
Applicable income taxes$1,942,000429
Income before extraordinary items$5,411,000414
Extraordinary gains, net$08
Net income$5,411,000413
Minority interest net income$055
Net income of bank and minority interests.$5,411,000414
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,365,860413
2016-12-31 (YTD Data)Rank
Total interest income$107,073,000293
Total interest expense$14,082,000240
Net interest income$92,991,000301
Provision for loan and lease losses$5,475,000241
Total noninterest income$13,682,000552
Gross Fiduciary activities income$3,003,000264
Service charges on deposit accounts$1,511,000833
Trading account gains and fees$0170
Additional Noninterest Income$9,168,000540
Total noninterest expense$74,549,000328
Salaries and employee benefits$42,517,000311
Premises and equipment expense$8,257,000335
Additional noninterest expense$23,775,000336
Pre-tax net operating income$26,649,000408
Securities gains (losses)$2,025,000120
Applicable income taxes$7,687,000405
Income before extraordinary items$20,987,000390
Extraordinary gains, net$05
Net income$20,987,000389
Minority interest net income$082
Net income of bank and minority interests.$20,987,000389
Net charge-offs$62,0002,981
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$98,000502
Net operating income$19,508,750411
2016-09-30 (YTD Data)Rank
Total interest income$78,661,000294
Total interest expense$10,408,000240
Net interest income$68,253,000305
Provision for loan and lease losses$3,475,000262
Total noninterest income$10,512,000545
Gross Fiduciary activities income$2,565,000248
Service charges on deposit accounts$1,103,000856
Trading account gains and fees$0169
Additional Noninterest Income$6,844,000554
Total noninterest expense$55,000,000331
Salaries and employee benefits$31,560,000311
Premises and equipment expense$6,107,000337
Additional noninterest expense$17,333,000341
Pre-tax net operating income$20,290,000404
Securities gains (losses)$79,0001,439
Applicable income taxes$5,434,000430
Income before extraordinary items$14,935,000404
Extraordinary gains, net$05
Net income$14,935,000403
Minority interest net income$071
Net income of bank and minority interests.$14,935,000404
Net charge-offs$35,0002,810
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$98,000430
Net operating income$14,877,330401
2016-06-30 (YTD Data)Rank
Total interest income$51,499,000298
Total interest expense$6,822,000240
Net interest income$44,677,000312
Provision for loan and lease losses$2,075,000281
Total noninterest income$7,332,000518
Gross Fiduciary activities income$2,016,000226
Service charges on deposit accounts$723,000854
Trading account gains and fees$0157
Additional Noninterest Income$4,593,000532
Total noninterest expense$36,836,000331
Salaries and employee benefits$20,933,000315
Premises and equipment expense$4,127,000333
Additional noninterest expense$11,776,000338
Pre-tax net operating income$13,098,000412
Securities gains (losses)$6,0002,403
Applicable income taxes$3,399,000447
Income before extraordinary items$9,705,000409
Extraordinary gains, net$016
Net income$9,705,000407
Minority interest net income$071
Net income of bank and minority interests.$9,705,000408
Net charge-offs$22,0002,715
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$96,000369
Net operating income$9,700,560398
2016-03-31 (YTD Data)Rank
Total interest income$25,552,000295
Total interest expense$3,346,000238
Net interest income$22,206,000307
Provision for loan and lease losses$850,000308
Total noninterest income$3,300,000542
Gross Fiduciary activities income$1,013,000225
Service charges on deposit accounts$353,000867
Trading account gains and fees$0142
Additional Noninterest Income$1,934,000583
Total noninterest expense$17,921,000336
Salaries and employee benefits$10,472,000312
Premises and equipment expense$2,017,000343
Additional noninterest expense$5,432,000348
Pre-tax net operating income$6,735,000389
Securities gains (losses)$6,0001,655
Applicable income taxes$1,783,000426
Income before extraordinary items$4,958,000385
Extraordinary gains, net$012
Net income$4,958,000385
Minority interest net income$062
Net income of bank and minority interests.$4,958,000385
Net charge-offs$5,0002,584
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,953,560379
2015-12-31 (YTD Data)Rank
Total interest income$91,874,000310
Total interest expense$12,290,000237
Net interest income$79,584,000320
Provision for loan and lease losses$3,350,000288
Total noninterest income$14,094,000527
Gross Fiduciary activities income$4,373,000221
Service charges on deposit accounts$1,535,000840
Trading account gains and fees$0159
Additional Noninterest Income$8,186,000578
Total noninterest expense$69,429,000335
Salaries and employee benefits$39,585,000312
Premises and equipment expense$7,965,000342
Additional noninterest expense$21,879,000341
Pre-tax net operating income$20,899,000466
Securities gains (losses)$249,000638
Applicable income taxes$4,476,000570
Income before extraordinary items$16,672,000450
Extraordinary gains, net$023
Net income$16,672,000450
Minority interest net income$081
Net income of bank and minority interests.$16,672,000451
Net charge-offs$326,0001,533
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,475,290449
2015-09-30 (YTD Data)Rank
Total interest income$67,682,000317
Total interest expense$9,129,000238
Net interest income$58,553,000331
Provision for loan and lease losses$1,850,000354
Total noninterest income$10,094,000548
Gross Fiduciary activities income$3,262,000222
Service charges on deposit accounts$1,115,000863
Trading account gains and fees$0153
Additional Noninterest Income$5,717,000618
Total noninterest expense$51,303,000346
Salaries and employee benefits$29,140,000326
Premises and equipment expense$6,201,000334
Additional noninterest expense$15,962,000352
Pre-tax net operating income$15,494,000489
Securities gains (losses)$249,000548
Applicable income taxes$3,515,000567
Income before extraordinary items$12,228,000465
Extraordinary gains, net$021
Net income$12,228,000464
Minority interest net income$078
Net income of bank and minority interests.$12,228,000465
Net charge-offs$134,0001,904
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,033,780460
2015-06-30 (YTD Data)Rank
Total interest income$44,963,000315
Total interest expense$5,961,000242
Net interest income$39,002,000329
Provision for loan and lease losses$1,100,000394
Total noninterest income$6,936,000544
Gross Fiduciary activities income$2,132,000228
Service charges on deposit accounts$749,000850
Trading account gains and fees$0157
Additional Noninterest Income$4,055,000589
Total noninterest expense$34,261,000348
Salaries and employee benefits$19,446,000323
Premises and equipment expense$4,168,000333
Additional noninterest expense$10,647,000351
Pre-tax net operating income$10,577,000477
Securities gains (losses)$249,000444
Applicable income taxes$2,567,000548
Income before extraordinary items$8,259,000458
Extraordinary gains, net$022
Net income$8,259,000457
Minority interest net income$075
Net income of bank and minority interests.$8,259,000458
Net charge-offs$123,0001,542
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,069,760456
2015-03-31 (YTD Data)Rank
Total interest income$22,383,000314
Total interest expense$2,855,000245
Net interest income$19,528,000325
Provision for loan and lease losses$600,000341
Total noninterest income$3,364,000538
Gross Fiduciary activities income$1,051,000230
Service charges on deposit accounts$372,000833
Trading account gains and fees$0152
Additional Noninterest Income$1,941,000583
Total noninterest expense$17,018,000347
Salaries and employee benefits$9,969,000320
Premises and equipment expense$2,124,000332
Additional noninterest expense$4,925,000365
Pre-tax net operating income$5,274,000462
Securities gains (losses)$71,000705
Applicable income taxes$1,302,000518
Income before extraordinary items$4,043,000462
Extraordinary gains, net$013
Net income$4,043,000462
Minority interest net income$064
Net income of bank and minority interests.$4,043,000462
Net charge-offs$135,000930
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,989,040455
2014-12-31 (YTD Data)Rank
Total interest income$84,418,000318
Total interest expense$10,615,000268
Net interest income$73,803,000332
Provision for loan and lease losses$2,875,000348
Total noninterest income$12,244,000558
Gross Fiduciary activities income$4,095,000223
Service charges on deposit accounts$1,491,000891
Trading account gains and fees$0180
Additional Noninterest Income$6,658,000613
Total noninterest expense$64,982,000351
Salaries and employee benefits$36,585,000331
Premises and equipment expense$8,180,000326
Additional noninterest expense$20,217,000364
Pre-tax net operating income$18,190,000498
Securities gains (losses)$1,429,000143
Applicable income taxes$4,506,000538
Income before extraordinary items$15,113,000466
Extraordinary gains, net$017
Net income$15,113,000465
Minority interest net income$084
Net income of bank and minority interests.$15,113,000466
Net charge-offs$902,000979
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,012,670482
2014-09-30 (YTD Data)Rank
Total interest income$62,346,000318
Total interest expense$7,797,000272
Net interest income$54,549,000331
Provision for loan and lease losses$2,275,000307
Total noninterest income$9,063,000558
Gross Fiduciary activities income$3,006,000227
Service charges on deposit accounts$1,064,000938
Trading account gains and fees$0174
Additional Noninterest Income$4,993,000616
Total noninterest expense$47,665,000353
Salaries and employee benefits$27,019,000332
Premises and equipment expense$6,171,000323
Additional noninterest expense$14,475,000375
Pre-tax net operating income$13,672,000499
Securities gains (losses)$1,098,000145
Applicable income taxes$3,610,000509
Income before extraordinary items$11,160,000465
Extraordinary gains, net$015
Net income$11,160,000464
Minority interest net income$081
Net income of bank and minority interests.$11,160,000465
Net charge-offs$704,000886
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,325,520484
2014-06-30 (YTD Data)Rank
Total interest income$40,871,000320
Total interest expense$5,151,000273
Net interest income$35,720,000333
Provision for loan and lease losses$1,425,000340
Total noninterest income$5,919,000559
Gross Fiduciary activities income$1,981,000230
Service charges on deposit accounts$697,000938
Trading account gains and fees$0172
Additional Noninterest Income$3,241,000617
Total noninterest expense$31,843,000355
Salaries and employee benefits$18,213,000325
Premises and equipment expense$4,155,000323
Additional noninterest expense$9,475,000376
Pre-tax net operating income$8,371,000525
Securities gains (losses)$984,000122
Applicable income taxes$2,276,000524
Income before extraordinary items$7,079,000477
Extraordinary gains, net$020
Net income$7,079,000476
Minority interest net income$080
Net income of bank and minority interests.$7,079,000477
Net charge-offs$693,000672
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,331,160513
2014-03-31 (YTD Data)Rank
Total interest income$20,301,000322
Total interest expense$2,614,000273
Net interest income$17,687,000335
Provision for loan and lease losses$925,000276
Total noninterest income$2,833,000570
Gross Fiduciary activities income$967,000240
Service charges on deposit accounts$352,000921
Trading account gains and fees$0147
Additional Noninterest Income$1,514,000619
Total noninterest expense$15,823,000357
Salaries and employee benefits$8,864,000331
Premises and equipment expense$2,147,000318
Additional noninterest expense$4,812,000372
Pre-tax net operating income$3,772,000550
Securities gains (losses)$471,000143
Applicable income taxes$990,000562
Income before extraordinary items$3,253,000493
Extraordinary gains, net$016
Net income$3,253,000493
Minority interest net income$066
Net income of bank and minority interests.$3,253,000494
Net charge-offs$673,000395
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,890,330546
2013-12-31 (YTD Data)Rank
Total interest income$80,769,000319
Total interest expense$12,727,000249
Net interest income$68,042,000341
Provision for loan and lease losses$2,950,000443
Total noninterest income$13,590,000535
Gross Fiduciary activities income$3,388,000238
Service charges on deposit accounts$1,552,000894
Trading account gains and fees$0184
Additional Noninterest Income$8,650,000537
Total noninterest expense$61,476,000359
Salaries and employee benefits$34,644,000330
Premises and equipment expense$7,405,000357
Additional noninterest expense$19,427,000392
Pre-tax net operating income$17,206,000484
Securities gains (losses)$311,000677
Applicable income taxes$3,135,000647
Income before extraordinary items$14,382,000474
Extraordinary gains, net$029
Net income$14,382,000474
Minority interest net income$090
Net income of bank and minority interests.$14,382,000475
Net charge-offs$-113,0006,545
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,126,980473
2013-09-30 (YTD Data)Rank
Total interest income$60,322,000326
Total interest expense$9,818,000242
Net interest income$50,504,000351
Provision for loan and lease losses$1,550,000629
Total noninterest income$9,891,000564
Gross Fiduciary activities income$2,516,000238
Service charges on deposit accounts$1,155,000903
Trading account gains and fees$0180
Additional Noninterest Income$6,220,000567
Total noninterest expense$45,444,000369
Salaries and employee benefits$25,881,000330
Premises and equipment expense$5,431,000361
Additional noninterest expense$14,132,000396
Pre-tax net operating income$13,401,000486
Securities gains (losses)$302,000630
Applicable income taxes$2,591,000608
Income before extraordinary items$11,112,000468
Extraordinary gains, net$025
Net income$11,112,000467
Minority interest net income$084
Net income of bank and minority interests.$11,112,000469
Net charge-offs$96,0003,296
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,867,380461
2013-06-30 (YTD Data)Rank
Total interest income$39,615,000329
Total interest expense$6,779,000244
Net interest income$32,836,000354
Provision for loan and lease losses$1,200,000571
Total noninterest income$7,529,000518
Gross Fiduciary activities income$1,658,000241
Service charges on deposit accounts$765,000885
Trading account gains and fees$0157
Additional Noninterest Income$5,106,000496
Total noninterest expense$29,953,000375
Salaries and employee benefits$17,105,000332
Premises and equipment expense$3,601,000363
Additional noninterest expense$9,247,000398
Pre-tax net operating income$9,212,000470
Securities gains (losses)$349,000500
Applicable income taxes$2,032,000536
Income before extraordinary items$7,529,000446
Extraordinary gains, net$022
Net income$7,529,000446
Minority interest net income$082
Net income of bank and minority interests.$7,529,000448
Net charge-offs$93,0002,824
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,253,290450
2013-03-31 (YTD Data)Rank
Total interest income$19,783,000335
Total interest expense$3,488,000247
Net interest income$16,295,000360
Provision for loan and lease losses$04,409
Total noninterest income$3,448,000546
Gross Fiduciary activities income$771,000249
Service charges on deposit accounts$368,000904
Trading account gains and fees$0148
Additional Noninterest Income$2,309,000531
Total noninterest expense$14,475,000386
Salaries and employee benefits$8,180,000354
Premises and equipment expense$1,796,000363
Additional noninterest expense$4,499,000413
Pre-tax net operating income$5,268,000419
Securities gains (losses)$233,000405
Applicable income taxes$1,521,000417
Income before extraordinary items$3,980,000427
Extraordinary gains, net$010
Net income$3,980,000428
Minority interest net income$076
Net income of bank and minority interests.$3,980,000428
Net charge-offs$-9,0006,154
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,812,240431
2012-12-31 (YTD Data)Rank
Total interest income$85,122,000325
Total interest expense$16,472,000246
Net interest income$68,650,000336
Provision for loan and lease losses$2,070,0001,038
Total noninterest income$13,713,000546
Gross Fiduciary activities income$2,948,000241
Service charges on deposit accounts$1,534,000926
Trading account gains and fees$0166
Additional Noninterest Income$9,231,000524
Total noninterest expense$58,528,000380
Salaries and employee benefits$33,375,000327
Premises and equipment expense$6,792,000369
Additional noninterest expense$18,361,000422
Pre-tax net operating income$21,765,000408
Securities gains (losses)$-102,0006,893
Applicable income taxes$5,917,000391
Income before extraordinary items$15,746,000432
Extraordinary gains, net$029
Net income$15,746,000431
Minority interest net income$093
Net income of bank and minority interests.$15,746,000431
Net charge-offs$165,0003,965
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,820,460418
2012-09-30 (YTD Data)Rank
Total interest income$64,408,000327
Total interest expense$12,547,000256
Net interest income$51,861,000340
Provision for loan and lease losses$2,055,000834
Total noninterest income$9,853,000555
Gross Fiduciary activities income$2,161,000243
Service charges on deposit accounts$1,121,000959
Trading account gains and fees$0157
Additional Noninterest Income$6,571,000536
Total noninterest expense$42,525,000385
Salaries and employee benefits$23,660,000347
Premises and equipment expense$4,921,000382
Additional noninterest expense$13,944,000418
Pre-tax net operating income$17,134,000395
Securities gains (losses)$63,0002,295
Applicable income taxes$5,104,000359
Income before extraordinary items$12,093,000436
Extraordinary gains, net$020
Net income$12,093,000435
Minority interest net income$086
Net income of bank and minority interests.$12,093,000435
Net charge-offs$171,0003,465
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$12,048,900414
2012-06-30 (YTD Data)Rank
Total interest income$43,166,000324
Total interest expense$8,550,000263
Net interest income$34,616,000343
Provision for loan and lease losses$1,555,000776
Total noninterest income$6,618,000537
Gross Fiduciary activities income$1,441,000247
Service charges on deposit accounts$740,000964
Trading account gains and fees$0153
Additional Noninterest Income$4,437,000515
Total noninterest expense$27,995,000382
Salaries and employee benefits$15,501,000352
Premises and equipment expense$3,233,000386
Additional noninterest expense$9,261,000413
Pre-tax net operating income$11,684,000374
Securities gains (losses)$-406,0007,182
Applicable income taxes$3,362,000363
Income before extraordinary items$7,916,000418
Extraordinary gains, net$019
Net income$7,916,000417
Minority interest net income$084
Net income of bank and minority interests.$7,916,000417
Net charge-offs$100,0003,416
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,200,200387
2012-03-31 (YTD Data)Rank
Total interest income$21,839,000326
Total interest expense$4,306,000265
Net interest income$17,533,000336
Provision for loan and lease losses$750,000765
Total noninterest income$3,318,000540
Gross Fiduciary activities income$694,000254
Service charges on deposit accounts$372,000944
Trading account gains and fees$0148
Additional Noninterest Income$2,252,000502
Total noninterest expense$13,795,000392
Salaries and employee benefits$7,699,000350
Premises and equipment expense$1,658,000387
Additional noninterest expense$4,438,000417
Pre-tax net operating income$6,306,000344
Securities gains (losses)$-350,0007,254
Applicable income taxes$1,800,000350
Income before extraordinary items$4,156,000403
Extraordinary gains, net$019
Net income$4,156,000403
Minority interest net income$078
Net income of bank and minority interests.$4,156,000404
Net charge-offs$23,0003,594
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,401,000361
2011-12-31 (YTD Data)Rank
Total interest income$85,384,000335
Total interest expense$19,125,000290
Net interest income$66,259,000346
Provision for loan and lease losses$2,610,0001,311
Total noninterest income$12,089,000539
Gross Fiduciary activities income$2,693,000217
Service charges on deposit accounts$1,577,000935
Trading account gains and fees$0146
Additional Noninterest Income$7,819,000514
Total noninterest expense$52,622,000402
Salaries and employee benefits$29,729,000341
Premises and equipment expense$6,397,000407
Additional noninterest expense$16,496,000466
Pre-tax net operating income$23,116,000332
Securities gains (losses)$-754,0007,266
Applicable income taxes$6,683,000334
Income before extraordinary items$15,679,000368
Extraordinary gains, net$029
Net income$15,679,000369
Minority interest net income$096
Net income of bank and minority interests.$15,679,000369
Net charge-offs$5,328,000759
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$16,206,800345
2011-09-30 (YTD Data)Rank
Total interest income$64,343,000337
Total interest expense$14,710,000293
Net interest income$49,633,000349
Provision for loan and lease losses$1,660,0001,411
Total noninterest income$8,866,000547
Gross Fiduciary activities income$2,031,000216
Service charges on deposit accounts$1,136,000976
Trading account gains and fees$0145
Additional Noninterest Income$5,699,000538
Total noninterest expense$38,565,000408
Salaries and employee benefits$21,826,000347
Premises and equipment expense$4,892,000406
Additional noninterest expense$11,847,000475
Pre-tax net operating income$18,274,000317
Securities gains (losses)$-318,0007,313
Applicable income taxes$5,647,000312
Income before extraordinary items$12,309,000358
Extraordinary gains, net$021
Net income$12,309,000358
Minority interest net income$087
Net income of bank and minority interests.$12,309,000358
Net charge-offs$2,347,0001,092
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,528,420338
2011-06-30 (YTD Data)Rank
Total interest income$42,902,000340
Total interest expense$10,084,000307
Net interest income$32,818,000353
Provision for loan and lease losses$1,160,0001,375
Total noninterest income$5,614,000578
Gross Fiduciary activities income$1,330,000221
Service charges on deposit accounts$996,000731
Trading account gains and fees$0153
Additional Noninterest Income$3,288,000577
Total noninterest expense$25,932,000409
Salaries and employee benefits$14,254,000352
Premises and equipment expense$3,375,000395
Additional noninterest expense$8,303,000459
Pre-tax net operating income$11,340,000330
Securities gains (losses)$-261,0007,400
Applicable income taxes$3,428,000331
Income before extraordinary items$7,651,000368
Extraordinary gains, net$015
Net income$7,651,000367
Minority interest net income$089
Net income of bank and minority interests.$7,651,000367
Net charge-offs$2,066,000907
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,831,090352
2011-03-31 (YTD Data)Rank
Total interest income$21,173,000346
Total interest expense$5,043,000315
Net interest income$16,130,000353
Provision for loan and lease losses$750,0001,063
Total noninterest income$2,504,000618
Gross Fiduciary activities income$645,000227
Service charges on deposit accounts$483,000745
Trading account gains and fees$0158
Additional Noninterest Income$1,376,000666
Total noninterest expense$13,067,000402
Salaries and employee benefits$7,085,000359
Premises and equipment expense$1,728,000392
Additional noninterest expense$4,254,000444
Pre-tax net operating income$4,817,000378
Securities gains (losses)$-208,0007,467
Applicable income taxes$1,330,000380
Income before extraordinary items$3,279,000408
Extraordinary gains, net$09
Net income$3,279,000408
Minority interest net income$086
Net income of bank and minority interests.$3,279,000408
Net charge-offs$2,004,000544
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,426,680384
2010-12-31 (YTD Data)Rank
Total interest income$90,131,000338
Total interest expense$24,923,000305
Net interest income$65,208,000347
Provision for loan and lease losses$4,872,0001,168
Total noninterest income$12,272,000552
Gross Fiduciary activities income$2,434,000228
Service charges on deposit accounts$1,883,000800
Trading account gains and fees$0175
Additional Noninterest Income$7,955,000535
Total noninterest expense$51,158,000427
Salaries and employee benefits$28,217,000346
Premises and equipment expense$6,396,000409
Additional noninterest expense$16,545,000477
Pre-tax net operating income$21,450,000282
Securities gains (losses)$-315,0007,364
Applicable income taxes$6,695,000293
Income before extraordinary items$14,440,000322
Extraordinary gains, net$029
Net income$14,440,000322
Minority interest net income$0111
Net income of bank and minority interests.$14,440,000323
Net charge-offs$135,0005,150
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,654,200309
2010-09-30 (YTD Data)Rank
Total interest income$68,348,000338
Total interest expense$19,401,000308
Net interest income$48,947,000346
Provision for loan and lease losses$2,172,0001,564
Total noninterest income$7,753,000598
Gross Fiduciary activities income$1,785,000227
Service charges on deposit accounts$1,377,000853
Trading account gains and fees$0165
Additional Noninterest Income$4,591,000614
Total noninterest expense$37,464,000416
Salaries and employee benefits$20,869,000350
Premises and equipment expense$4,748,000408
Additional noninterest expense$11,847,000479
Pre-tax net operating income$17,064,000276
Securities gains (losses)$12,0003,059
Applicable income taxes$5,476,000258
Income before extraordinary items$11,600,000308
Extraordinary gains, net$023
Net income$11,600,000309
Minority interest net income$0110
Net income of bank and minority interests.$11,600,000309
Net charge-offs$127,0004,673
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,591,840296
2010-06-30 (YTD Data)Rank
Total interest income$45,954,000339
Total interest expense$13,566,000309
Net interest income$32,388,000349
Provision for loan and lease losses$1,252,0001,694
Total noninterest income$4,844,000617
Gross Fiduciary activities income$1,168,000233
Service charges on deposit accounts$953,000817
Trading account gains and fees$0152
Additional Noninterest Income$2,723,000634
Total noninterest expense$24,875,000412
Salaries and employee benefits$13,708,000353
Premises and equipment expense$3,190,000410
Additional noninterest expense$7,977,000467
Pre-tax net operating income$11,105,000270
Securities gains (losses)$-608,0007,701
Applicable income taxes$3,355,000266
Income before extraordinary items$7,142,000312
Extraordinary gains, net$019
Net income$7,142,000311
Minority interest net income$0105
Net income of bank and minority interests.$7,142,000312
Net charge-offs$123,0004,015
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,555,440291
2010-03-31 (YTD Data)Rank
Total interest income$22,876,000352
Total interest expense$7,033,000320
Net interest income$15,843,000356
Provision for loan and lease losses$152,0003,320
Total noninterest income$2,426,000614
Gross Fiduciary activities income$581,000233
Service charges on deposit accounts$461,000847
Trading account gains and fees$0175
Additional Noninterest Income$1,384,000620
Total noninterest expense$12,293,000422
Salaries and employee benefits$6,796,000363
Premises and equipment expense$1,662,000408
Additional noninterest expense$3,835,000481
Pre-tax net operating income$5,824,000244
Securities gains (losses)$-864,0007,868
Applicable income taxes$1,547,000275
Income before extraordinary items$3,413,000316
Extraordinary gains, net$016
Net income$3,413,000318
Minority interest net income$091
Net income of bank and minority interests.$3,413,000318
Net charge-offs$11,0004,779
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,009,160269
2009-12-31 (YTD Data)Rank
Total interest income$97,167,000345
Total interest expense$37,485,000296
Net interest income$59,682,000363
Provision for loan and lease losses$1,050,0003,423
Total noninterest income$10,257,000627
Gross Fiduciary activities income$2,087,000240
Service charges on deposit accounts$1,868,000933
Trading account gains and fees$0211
Additional Noninterest Income$6,302,000601
Total noninterest expense$49,790,000431
Salaries and employee benefits$28,086,000347
Premises and equipment expense$6,176,000438
Additional noninterest expense$15,528,000538
Pre-tax net operating income$19,099,000228
Securities gains (losses)$-877,0007,686
Applicable income taxes$6,146,000233
Income before extraordinary items$12,076,000271
Extraordinary gains, net$034
Net income$12,076,000272
Minority interest net income$0115
Net income of bank and minority interests.$12,076,000272
Net charge-offs$620,0003,518
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,654,820262
2009-09-30 (YTD Data)Rank
Total interest income$73,613,000358
Total interest expense$29,686,000305
Net interest income$43,927,000377
Provision for loan and lease losses$275,0004,717
Total noninterest income$7,867,000626
Gross Fiduciary activities income$1,533,000239
Service charges on deposit accounts$1,324,000980
Trading account gains and fees$0212
Additional Noninterest Income$5,010,000590
Total noninterest expense$37,111,000439
Salaries and employee benefits$20,589,000364
Premises and equipment expense$4,679,000448
Additional noninterest expense$11,843,000504
Pre-tax net operating income$14,408,000233
Securities gains (losses)$2,085,000207
Applicable income taxes$5,836,000200
Income before extraordinary items$10,657,000242
Extraordinary gains, net$027
Net income$10,657,000241
Minority interest net income$0118
Net income of bank and minority interests.$10,657,000242
Net charge-offs$288,0003,766
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,301,750271
2009-06-30 (YTD Data)Rank
Total interest income$50,288,000360
Total interest expense$21,129,000308
Net interest income$29,159,000382
Provision for loan and lease losses$200,0004,313
Total noninterest income$5,484,000616
Gross Fiduciary activities income$1,005,000248
Service charges on deposit accounts$834,0001,023
Trading account gains and fees$0193
Additional Noninterest Income$3,645,000549
Total noninterest expense$25,414,000441
Salaries and employee benefits$13,680,000372
Premises and equipment expense$3,212,000445
Additional noninterest expense$8,522,000478
Pre-tax net operating income$9,029,000247
Securities gains (losses)$611,000425
Applicable income taxes$3,331,000232
Income before extraordinary items$6,309,000286
Extraordinary gains, net$021
Net income$6,309,000284
Minority interest net income$0112
Net income of bank and minority interests.$6,309,000285
Net charge-offs$274,0003,043
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,911,850286
2009-03-31 (YTD Data)Rank
Total interest income$25,711,000357
Total interest expense$11,164,000308
Net interest income$14,547,000379
Provision for loan and lease losses$200,0002,838
Total noninterest income$2,500,000630
Gross Fiduciary activities income$503,000247
Service charges on deposit accounts$401,0001,029
Trading account gains and fees$0171
Additional Noninterest Income$1,596,000605
Total noninterest expense$12,021,000434
Salaries and employee benefits$7,021,000360
Premises and equipment expense$1,686,000424
Additional noninterest expense$3,314,000531
Pre-tax net operating income$4,826,000257
Securities gains (losses)$900,000205
Applicable income taxes$2,037,000208
Income before extraordinary items$3,689,000276
Extraordinary gains, net$015
Net income$3,689,000275
Minority interest net income$0102
Net income of bank and minority interests.$3,689,000277
Net charge-offs$27,0004,102
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,113,000296
2008-12-31 (YTD Data)Rank
Total interest income$111,726,000359
Total interest expense$54,475,000300
Net interest income$57,251,000399
Provision for loan and lease losses$3,169,0001,336
Total noninterest income$7,576,000746
Gross Fiduciary activities income$2,064,000260
Service charges on deposit accounts$1,775,0001,009
Trading account gains and fees$0154
Additional Noninterest Income$3,737,000812
Total noninterest expense$45,189,000462
Salaries and employee benefits$25,351,000381
Premises and equipment expense$6,643,000418
Additional noninterest expense$13,195,000531
Pre-tax net operating income$16,469,000334
Securities gains (losses)$-18,273,0008,223
Applicable income taxes$-1,883,0007,899
Income before extraordinary items$79,0005,938
Extraordinary gains, net$039
Net income$79,0005,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,573,0001,507
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,773,720350
2008-09-30 (YTD Data)Rank
Total interest income$84,074,000370
Total interest expense$42,316,000309
Net interest income$41,758,000417
Provision for loan and lease losses$2,264,0001,091
Total noninterest income$5,659,000784
Gross Fiduciary activities income$1,517,000267
Service charges on deposit accounts$1,318,0001,023
Trading account gains and fees$0148
Additional Noninterest Income$2,824,000856
Total noninterest expense$35,342,000443
Salaries and employee benefits$20,535,000372
Premises and equipment expense$4,998,000423
Additional noninterest expense$9,809,000500
Pre-tax net operating income$9,811,000514
Securities gains (losses)$-9,767,0008,284
Applicable income taxes$-1,095,0008,072
Income before extraordinary items$1,139,0002,847
Extraordinary gains, net$031
Net income$1,139,0002,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,462,0001,034
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,906,000357
2008-06-30 (YTD Data)Rank
Total interest income$55,754,000380
Total interest expense$29,356,000310
Net interest income$26,398,000439
Provision for loan and lease losses$824,0001,388
Total noninterest income$3,788,000789
Gross Fiduciary activities income$1,026,000273
Service charges on deposit accounts$878,0001,009
Trading account gains and fees$0149
Additional Noninterest Income$1,884,000883
Total noninterest expense$23,605,000442
Salaries and employee benefits$14,269,000360
Premises and equipment expense$3,380,000419
Additional noninterest expense$5,956,000536
Pre-tax net operating income$5,757,000621
Securities gains (losses)$218,000583
Applicable income taxes$1,974,000518
Income before extraordinary items$4,001,000687
Extraordinary gains, net$021
Net income$4,001,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,346,000721
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,854,940698
2008-03-31 (YTD Data)Rank
Total interest income$28,134,000387
Total interest expense$15,391,000318
Net interest income$12,743,000449
Provision for loan and lease losses$06,080
Total noninterest income$1,920,000778
Gross Fiduciary activities income$529,000268
Service charges on deposit accounts$437,000992
Trading account gains and fees$0158
Additional Noninterest Income$954,000886
Total noninterest expense$11,375,000446
Salaries and employee benefits$6,691,000388
Premises and equipment expense$1,751,000410
Additional noninterest expense$2,933,000511
Pre-tax net operating income$3,288,000597
Securities gains (losses)$233,000404
Applicable income taxes$1,139,000521
Income before extraordinary items$2,382,000644
Extraordinary gains, net$015
Net income$2,382,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,223,560668
2007-12-31 (YTD Data)Rank
Total interest income$114,455,000391
Total interest expense$63,908,000331
Net interest income$50,547,000458
Provision for loan and lease losses$06,851
Total noninterest income$6,511,000885
Gross Fiduciary activities income$1,731,000305
Service charges on deposit accounts$1,742,0001,028
Trading account gains and fees$0178
Additional Noninterest Income$3,038,0001,009
Total noninterest expense$46,246,000437
Salaries and employee benefits$27,922,000364
Premises and equipment expense$6,528,000407
Additional noninterest expense$11,796,000511
Pre-tax net operating income$10,812,000783
Securities gains (losses)$14,0001,219
Applicable income taxes$3,551,000706
Income before extraordinary items$7,275,000886
Extraordinary gains, net$039
Net income$7,275,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,895
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,265,620873
2007-09-30 (YTD Data)Rank
Total interest income$85,404,000397
Total interest expense$47,609,000335
Net interest income$37,795,000456
Provision for loan and lease losses$06,528
Total noninterest income$4,303,000988
Gross Fiduciary activities income$1,233,000308
Service charges on deposit accounts$1,278,0001,030
Trading account gains and fees$0184
Additional Noninterest Income$1,792,0001,213
Total noninterest expense$34,900,000425
Salaries and employee benefits$20,330,000374
Premises and equipment expense$4,965,000404
Additional noninterest expense$9,605,000464
Pre-tax net operating income$7,198,000957
Securities gains (losses)$1,0001,492
Applicable income taxes$2,395,000823
Income before extraordinary items$4,804,0001,096
Extraordinary gains, net$033
Net income$4,804,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,861
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,803,3301,074
2007-06-30 (YTD Data)Rank
Total interest income$56,981,000409
Total interest expense$31,443,000346
Net interest income$25,538,000461
Provision for loan and lease losses$06,209
Total noninterest income$2,763,0001,030
Gross Fiduciary activities income$794,000318
Service charges on deposit accounts$831,0001,057
Trading account gains and fees$0168
Additional Noninterest Income$1,138,0001,275
Total noninterest expense$23,544,000434
Salaries and employee benefits$13,552,000385
Premises and equipment expense$3,328,000419
Additional noninterest expense$6,664,000464
Pre-tax net operating income$4,757,0001,006
Securities gains (losses)$1,0001,305
Applicable income taxes$1,587,000875
Income before extraordinary items$3,171,0001,133
Extraordinary gains, net$029
Net income$3,171,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,026
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,170,3301,111
2007-03-31 (YTD Data)Rank
Total interest income$28,412,000404
Total interest expense$15,617,000346
Net interest income$12,795,000464
Provision for loan and lease losses$05,779
Total noninterest income$1,365,0001,021
Gross Fiduciary activities income$386,000327
Service charges on deposit accounts$417,0001,029
Trading account gains and fees$0195
Additional Noninterest Income$562,0001,254
Total noninterest expense$11,768,000433
Salaries and employee benefits$7,045,000377
Premises and equipment expense$1,678,000418
Additional noninterest expense$3,045,000476
Pre-tax net operating income$2,392,000985
Securities gains (losses)$1,0001,055
Applicable income taxes$805,000857
Income before extraordinary items$1,588,0001,109
Extraordinary gains, net$022
Net income$1,588,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,587,3401,093
2006-12-31 (YTD Data)Rank
Total interest income$110,108,000389
Total interest expense$58,558,000317
Net interest income$51,550,000448
Provision for loan and lease losses$-172,0008,523
Total noninterest income$6,662,000865
Gross Fiduciary activities income$1,526,000320
Service charges on deposit accounts$1,658,0001,066
Trading account gains and fees$0130
Additional Noninterest Income$3,478,000905
Total noninterest expense$44,961,000432
Salaries and employee benefits$26,824,000367
Premises and equipment expense$6,827,000387
Additional noninterest expense$11,310,000504
Pre-tax net operating income$13,423,000753
Securities gains (losses)$26,000838
Applicable income taxes$4,561,000681
Income before extraordinary items$8,888,000836
Extraordinary gains, net$051
Net income$8,888,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$-1,0008,569
Net operating income$8,870,840830
2006-09-30 (YTD Data)Rank
Total interest income$81,530,000403
Total interest expense$42,530,000329
Net interest income$39,000,000460
Provision for loan and lease losses$06,685
Total noninterest income$4,244,0001,004
Gross Fiduciary activities income$1,148,000320
Service charges on deposit accounts$1,238,0001,075
Trading account gains and fees$0126
Additional Noninterest Income$1,858,0001,156
Total noninterest expense$34,480,000428
Salaries and employee benefits$20,789,000361
Premises and equipment expense$5,213,000385
Additional noninterest expense$8,478,000512
Pre-tax net operating income$8,764,000890
Securities gains (losses)$-1,0007,100
Applicable income taxes$3,028,000785
Income before extraordinary items$5,735,0001,013
Extraordinary gains, net$045
Net income$5,735,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$-1,0008,662
Net operating income$5,735,6501,000
2006-06-30 (YTD Data)Rank
Total interest income$53,001,000405
Total interest expense$26,557,000337
Net interest income$26,444,000453
Provision for loan and lease losses$06,419
Total noninterest income$2,520,0001,098
Gross Fiduciary activities income$767,000323
Service charges on deposit accounts$809,0001,097
Trading account gains and fees$0126
Additional Noninterest Income$944,0001,416
Total noninterest expense$23,103,000429
Salaries and employee benefits$13,983,000361
Premises and equipment expense$3,508,000382
Additional noninterest expense$5,612,000514
Pre-tax net operating income$5,861,000884
Securities gains (losses)$-1,0007,450
Applicable income taxes$2,035,000785
Income before extraordinary items$3,825,0001,010
Extraordinary gains, net$039
Net income$3,825,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,825,650996
2006-03-31 (YTD Data)Rank
Total interest income$26,249,000400
Total interest expense$12,624,000339
Net interest income$13,625,000437
Provision for loan and lease losses$06,013
Total noninterest income$1,235,0001,095
Gross Fiduciary activities income$374,000325
Service charges on deposit accounts$398,0001,087
Trading account gains and fees$0115
Additional Noninterest Income$463,0001,420
Total noninterest expense$11,591,000431
Salaries and employee benefits$7,112,000359
Premises and equipment expense$1,766,000382
Additional noninterest expense$2,713,000523
Pre-tax net operating income$3,269,000792
Securities gains (losses)$0955
Applicable income taxes$1,164,000709
Income before extraordinary items$2,105,000901
Extraordinary gains, net$021
Net income$2,105,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,105,000883
2005-12-31 (YTD Data)Rank
Total interest income$102,572,000358
Total interest expense$42,364,000319
Net interest income$60,208,000402
Provision for loan and lease losses$238,0003,304
Total noninterest income$5,104,0001,073
Gross Fiduciary activities income$1,433,000332
Service charges on deposit accounts$1,652,0001,072
Trading account gains and fees$0138
Additional Noninterest Income$2,019,0001,362
Total noninterest expense$43,915,000432
Salaries and employee benefits$26,711,000358
Premises and equipment expense$6,828,000373
Additional noninterest expense$10,376,000542
Pre-tax net operating income$21,159,000513
Securities gains (losses)$-28,0007,972
Applicable income taxes$8,197,000448
Income before extraordinary items$12,934,000579
Extraordinary gains, net$046
Net income$12,934,000580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,288
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,951,920569
2005-09-30 (YTD Data)Rank
Total interest income$76,438,000350
Total interest expense$30,220,000315
Net interest income$46,218,000391
Provision for loan and lease losses$238,0002,627
Total noninterest income$3,845,0001,071
Gross Fiduciary activities income$1,071,000328
Service charges on deposit accounts$1,222,0001,086
Trading account gains and fees$0126
Additional Noninterest Income$1,552,0001,327
Total noninterest expense$33,435,000423
Salaries and employee benefits$20,263,000356
Premises and equipment expense$5,145,000371
Additional noninterest expense$8,027,000526
Pre-tax net operating income$16,390,000504
Securities gains (losses)$41,000955
Applicable income taxes$6,403,000445
Income before extraordinary items$10,028,000563
Extraordinary gains, net$035
Net income$10,028,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,001,760550
2005-06-30 (YTD Data)Rank
Total interest income$50,917,000343
Total interest expense$18,928,000311
Net interest income$31,989,000366
Provision for loan and lease losses$231,0001,922
Total noninterest income$2,562,0001,052
Gross Fiduciary activities income$710,000329
Service charges on deposit accounts$802,0001,077
Trading account gains and fees$0116
Additional Noninterest Income$1,050,0001,295
Total noninterest expense$22,494,000416
Salaries and employee benefits$13,526,000352
Premises and equipment expense$3,487,000363
Additional noninterest expense$5,481,000516
Pre-tax net operating income$11,826,000468
Securities gains (losses)$41,000865
Applicable income taxes$4,658,000422
Income before extraordinary items$7,209,000524
Extraordinary gains, net$030
Net income$7,209,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,182,760512
2005-03-31 (YTD Data)Rank
Total interest income$24,869,000344
Total interest expense$8,997,000310
Net interest income$15,872,000364
Provision for loan and lease losses$186,0001,193
Total noninterest income$1,206,0001,080
Gross Fiduciary activities income$339,000329
Service charges on deposit accounts$393,0001,064
Trading account gains and fees$0115
Additional Noninterest Income$474,0001,374
Total noninterest expense$11,295,000410
Salaries and employee benefits$6,846,000343
Premises and equipment expense$1,772,000355
Additional noninterest expense$2,677,000519
Pre-tax net operating income$5,597,000487
Securities gains (losses)$115,000346
Applicable income taxes$2,252,000432
Income before extraordinary items$3,460,000539
Extraordinary gains, net$024
Net income$3,460,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,386,400533
2004-12-31 (YTD Data)Rank
Total interest income$95,456,000334
Total interest expense$34,165,000276
Net interest income$61,291,000366
Provision for loan and lease losses$950,0001,095
Total noninterest income$5,910,000929
Gross Fiduciary activities income$1,239,000333
Service charges on deposit accounts$1,841,000950
Trading account gains and fees$0138
Additional Noninterest Income$2,830,0001,029
Total noninterest expense$43,977,000413
Salaries and employee benefits$25,969,000357
Premises and equipment expense$6,187,000389
Additional noninterest expense$11,821,000473
Pre-tax net operating income$22,274,000457
Securities gains (losses)$-111,0008,737
Applicable income taxes$8,473,000407
Income before extraordinary items$13,690,000521
Extraordinary gains, net$034
Net income$13,690,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,405
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,761,040501
2004-09-30 (YTD Data)Rank
Total interest income$70,961,000331
Total interest expense$25,677,000273
Net interest income$45,284,000369
Provision for loan and lease losses$785,000975
Total noninterest income$4,438,000939
Gross Fiduciary activities income$906,000347
Service charges on deposit accounts$1,397,000942
Trading account gains and fees$0134
Additional Noninterest Income$2,135,0001,028
Total noninterest expense$33,492,000412
Salaries and employee benefits$19,614,000353
Premises and equipment expense$4,650,000388
Additional noninterest expense$9,228,000459
Pre-tax net operating income$15,445,000477
Securities gains (losses)$-49,0008,804
Applicable income taxes$5,800,000434
Income before extraordinary items$9,596,000549
Extraordinary gains, net$026
Net income$9,596,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,627,360525
2004-06-30 (YTD Data)Rank
Total interest income$46,505,000330
Total interest expense$16,908,000274
Net interest income$29,597,000370
Provision for loan and lease losses$581,000874
Total noninterest income$2,977,000936
Gross Fiduciary activities income$583,000354
Service charges on deposit accounts$925,000940
Trading account gains and fees$0130
Additional Noninterest Income$1,469,0001,009
Total noninterest expense$22,806,000401
Salaries and employee benefits$13,216,000348
Premises and equipment expense$3,183,000374
Additional noninterest expense$6,407,000444
Pre-tax net operating income$9,187,000523
Securities gains (losses)$-4,0008,544
Applicable income taxes$3,341,000490
Income before extraordinary items$5,842,000591
Extraordinary gains, net$021
Net income$5,842,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,844,560562
2004-03-31 (YTD Data)Rank
Total interest income$23,161,000335
Total interest expense$8,221,000282
Net interest income$14,940,000372
Provision for loan and lease losses$199,0001,168
Total noninterest income$1,859,000755
Gross Fiduciary activities income$282,000364
Service charges on deposit accounts$447,000940
Trading account gains and fees$0121
Additional Noninterest Income$1,130,000731
Total noninterest expense$12,217,000380
Salaries and employee benefits$6,864,000341
Premises and equipment expense$1,602,000380
Additional noninterest expense$3,751,000389
Pre-tax net operating income$4,383,000538
Securities gains (losses)$10,0002,045
Applicable income taxes$1,421,000556
Income before extraordinary items$2,972,000589
Extraordinary gains, net$016
Net income$2,972,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,965,200549
2003-12-31 (YTD Data)Rank
Total interest income$92,114,000339
Total interest expense$35,497,000290
Net interest income$56,617,000375
Provision for loan and lease losses$989,0001,207
Total noninterest income$7,441,000822
Gross Fiduciary activities income$904,000401
Service charges on deposit accounts$1,825,000940
Trading account gains and fees$0160
Additional Noninterest Income$4,712,000797
Total noninterest expense$42,700,000429
Salaries and employee benefits$23,507,000386
Premises and equipment expense$6,736,000363
Additional noninterest expense$12,457,000466
Pre-tax net operating income$20,369,000477
Securities gains (losses)$1,201,000413
Applicable income taxes$8,064,000431
Income before extraordinary items$13,506,000526
Extraordinary gains, net$054
Net income$13,506,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,435
Cash dividends$4,0006,258
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,737,360514
2003-09-30 (YTD Data)Rank
Total interest income$68,874,000352
Total interest expense$27,120,000294
Net interest income$41,754,000388
Provision for loan and lease losses$750,0001,139
Total noninterest income$5,726,000832
Gross Fiduciary activities income$624,000429
Service charges on deposit accounts$1,353,000962
Trading account gains and fees$0153
Additional Noninterest Income$3,749,000792
Total noninterest expense$32,340,000435
Salaries and employee benefits$17,625,000397
Premises and equipment expense$4,932,000379
Additional noninterest expense$9,783,000462
Pre-tax net operating income$14,390,000504
Securities gains (losses)$1,159,000401
Applicable income taxes$5,703,000462
Income before extraordinary items$9,846,000554
Extraordinary gains, net$040
Net income$9,846,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,399
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,104,240541
2003-06-30 (YTD Data)Rank
Total interest income$46,162,000354
Total interest expense$18,184,000299
Net interest income$27,978,000389
Provision for loan and lease losses$400,0001,388
Total noninterest income$4,000,000792
Gross Fiduciary activities income$396,000443
Service charges on deposit accounts$887,000969
Trading account gains and fees$0150
Additional Noninterest Income$2,717,000725
Total noninterest expense$22,109,000423
Salaries and employee benefits$11,820,000395
Premises and equipment expense$3,264,000382
Additional noninterest expense$7,025,000438
Pre-tax net operating income$9,469,000506
Securities gains (losses)$1,044,000353
Applicable income taxes$3,757,000471
Income before extraordinary items$6,756,000540
Extraordinary gains, net$030
Net income$6,756,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,087,840539
2003-03-31 (YTD Data)Rank
Total interest income$23,314,000355
Total interest expense$9,104,000309
Net interest income$14,210,000393
Provision for loan and lease losses$87,0002,637
Total noninterest income$2,288,000712
Gross Fiduciary activities income$215,000434
Service charges on deposit accounts$435,000955
Trading account gains and fees$0134
Additional Noninterest Income$1,638,000622
Total noninterest expense$10,460,000444
Salaries and employee benefits$5,921,000392
Premises and equipment expense$1,627,000387
Additional noninterest expense$2,912,000500
Pre-tax net operating income$5,951,000430
Securities gains (losses)$244,000592
Applicable income taxes$3,009,000347
Income before extraordinary items$3,186,000556
Extraordinary gains, net$021
Net income$3,186,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,029,840543
2002-12-31 (YTD Data)Rank
Total interest income$99,187,000361
Total interest expense$45,851,000297
Net interest income$53,336,000403
Provision for loan and lease losses$997,0001,362
Total noninterest income$6,061,000893
Gross Fiduciary activities income$674,000484
Service charges on deposit accounts$1,848,000875
Trading account gains and fees$0153
Additional Noninterest Income$3,539,000898
Total noninterest expense$37,357,000467
Salaries and employee benefits$20,367,000424
Premises and equipment expense$6,135,000397
Additional noninterest expense$10,855,000530
Pre-tax net operating income$21,043,000457
Securities gains (losses)$-371,0009,236
Applicable income taxes$7,178,000453
Income before extraordinary items$13,494,000506
Extraordinary gains, net$070
Net income$13,494,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,735,150474
2001-12-31 (YTD Data)Rank
Total interest income$95,954,000405
Total interest expense$53,250,000363
Net interest income$42,704,000450
Provision for loan and lease losses$803,0001,492
Total noninterest income$5,785,000880
Gross Fiduciary activities income$545,000570
Service charges on deposit accounts$1,837,000802
Trading account gains and fees$0177
Additional Noninterest Income$3,403,000865
Total noninterest expense$33,426,000506
Salaries and employee benefits$17,449,000454
Premises and equipment expense$6,120,000387
Additional noninterest expense$9,857,000582
Pre-tax net operating income$14,260,000560
Securities gains (losses)$-1,0009,012
Applicable income taxes$5,058,000539
Income before extraordinary items$9,201,000613
Extraordinary gains, net$0105
Net income$9,201,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,706
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,201,650584
2000-12-31 (YTD Data)Rank
Total interest income$89,410,000451
Total interest expense$50,531,000420
Net interest income$38,879,000483
Provision for loan and lease losses$914,0001,150
Total noninterest income$5,401,000884
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,671,000813
Trading account gains and fees$0180
Additional Noninterest Income$3,730,000750
Total noninterest expense$32,401,000500
Salaries and employee benefits$16,823,000452
Premises and equipment expense$6,023,000378
Additional noninterest expense$9,555,000606
Pre-tax net operating income$10,965,000721
Securities gains (losses)$01,956
Applicable income taxes$3,284,000765
Income before extraordinary items$7,681,000709
Extraordinary gains, net$038
Net income$7,681,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,105
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,681,000709
1999-12-31 (YTD Data)Rank
Total interest income$77,730,000487
Total interest expense$42,682,000435
Net interest income$35,048,000554
Provision for loan and lease losses$2,016,000561
Total noninterest income$5,475,000874
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,608,000825
Trading account gains and fees$0173
Additional Noninterest Income$3,867,000763
Total noninterest expense$31,797,000522
Salaries and employee benefits$16,603,000464
Premises and equipment expense$5,420,000426
Additional noninterest expense$9,774,000619
Pre-tax net operating income$6,710,0001,152
Securities gains (losses)$21,0001,369
Applicable income taxes$1,731,0001,410
Income before extraordinary items$5,000,0001,097
Extraordinary gains, net$035
Net income$5,000,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,653,000389
Cash dividends$6,100,000569
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,984,4601,079
1998-12-31 (YTD Data)Rank
Total interest income$74,996,000506
Total interest expense$42,275,000449
Net interest income$32,721,000562
Provision for loan and lease losses$1,232,000806
Total noninterest income$2,367,0001,617
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,414,000871
Trading account gains and fees$0224
Additional Noninterest Income$953,0001,925
Total noninterest expense$27,602,000566
Salaries and employee benefits$14,754,000497
Premises and equipment expense$4,411,000502
Additional noninterest expense$8,437,000663
Pre-tax net operating income$6,254,0001,191
Securities gains (losses)$04,449
Applicable income taxes$1,439,0001,694
Income before extraordinary items$4,815,0001,120
Extraordinary gains, net$032
Net income$4,815,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$500,000559
Net operating income$4,815,0001,085
1997-12-31 (YTD Data)Rank
Total interest income$73,641,000512
Total interest expense$40,270,000472
Net interest income$33,371,000563
Provision for loan and lease losses$-40,00010,700
Total noninterest income$2,212,0001,637
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,519,000846
Trading account gains and fees$0239
Additional Noninterest Income$693,0002,231
Total noninterest expense$24,822,000607
Salaries and employee benefits$13,289,000513
Premises and equipment expense$4,447,000491
Additional noninterest expense$7,086,000755
Pre-tax net operating income$10,801,000762
Securities gains (losses)$03,944
Applicable income taxes$4,109,000705
Income before extraordinary items$6,692,000828
Extraordinary gains, net$044
Net income$6,692,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,456
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,692,000812
1996-12-31 (YTD Data)Rank
Total interest income$67,975,000581
Total interest expense$36,955,000529
Net interest income$31,020,000638
Provision for loan and lease losses$683,0001,354
Total noninterest income$2,020,0001,819
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,399,000950
Trading account gains and fees$0262
Additional Noninterest Income$621,0002,513
Total noninterest expense$23,657,000684
Salaries and employee benefits$12,629,000556
Premises and equipment expense$4,231,000536
Additional noninterest expense$6,797,000913
Pre-tax net operating income$8,700,000876
Securities gains (losses)$46,0001,386
Applicable income taxes$3,337,000794
Income before extraordinary items$5,409,000976
Extraordinary gains, net$053
Net income$5,409,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-191,00011,328
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,379,560961
1995-12-31 (YTD Data)Rank
Total interest income$62,275,000649
Total interest expense$35,502,000573
Net interest income$26,773,000737
Provision for loan and lease losses$507,0001,549
Total noninterest income$1,778,0002,019
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,289,0001,038
Trading account gains and fees$0522
Additional Noninterest Income$489,0002,917
Total noninterest expense$22,734,000714
Salaries and employee benefits$11,168,000639
Premises and equipment expense$3,918,000605
Additional noninterest expense$7,648,000818
Pre-tax net operating income$5,310,0001,427
Securities gains (losses)$03,831
Applicable income taxes$1,872,0001,349
Income before extraordinary items$3,438,0001,492
Extraordinary gains, net$065
Net income$3,438,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,429
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,438,0001,475
1994-12-31 (YTD Data)Rank
Total interest income$55,216,000649
Total interest expense$28,031,000555
Net interest income$27,185,000729
Provision for loan and lease losses$145,0003,683
Total noninterest income$2,214,0001,705
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,160,0001,143
Trading account gains and fees$0475
Additional Noninterest Income$1,054,0001,778
Total noninterest expense$22,400,000731
Salaries and employee benefits$10,226,000688
Premises and equipment expense$3,743,000619
Additional noninterest expense$8,431,000794
Pre-tax net operating income$6,854,0001,104
Securities gains (losses)$32,0001,429
Applicable income taxes$1,775,0001,331
Income before extraordinary items$5,111,000997
Extraordinary gains, net$0249
Net income$5,111,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,864
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,087,3201,014
1993-12-31 (YTD Data)Rank
Total interest income$59,062,000604
Total interest expense$30,313,000527
Net interest income$28,749,000682
Provision for loan and lease losses$34,0008,267
Total noninterest income$1,595,0002,323
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,199,0001,115
Trading account gains and fees$0532
Additional Noninterest Income$396,0003,778
Total noninterest expense$21,641,000779
Salaries and employee benefits$9,384,000738
Premises and equipment expense$3,166,000737
Additional noninterest expense$9,091,000820
Pre-tax net operating income$8,669,000848
Securities gains (losses)$260,0001,427
Applicable income taxes$3,367,000763
Income before extraordinary items$5,562,000934
Extraordinary gains, net$800,000278
Net income$6,362,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,591
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,395,600908
1992-12-31 (YTD Data)Rank
Total interest income$66,047,000615
Total interest expense$37,676,000559
Net interest income$28,371,000705
Provision for loan and lease losses$867,0002,043
Total noninterest income$1,705,0002,165
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,157,0001,143
Trading account gains and fees$0504
Additional Noninterest Income$548,0003,008
Total noninterest expense$19,883,000850
Salaries and employee benefits$8,726,000783
Premises and equipment expense$2,537,000923
Additional noninterest expense$8,620,000872
Pre-tax net operating income$9,326,000682
Securities gains (losses)$229,0001,827
Applicable income taxes$4,134,000569
Income before extraordinary items$5,421,000878
Extraordinary gains, net$1,156,000109
Net income$6,577,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,680,0001,094
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,274,440827

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.