Home > Calumet Bank > Income and Expense
Calumet Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,741 |
| Total interest expense | $501,000 | 2,300 |
| Net interest income | $1,839,000 | 2,839 |
| Provision for loan and lease losses | $66,000 | 1,825 |
| Total noninterest income | $155,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $61,000 | 2,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,301 |
| Total noninterest expense | $1,187,000 | 3,167 |
| Salaries and employee benefits | $685,000 | 3,143 |
| Premises and equipment expense | $109,000 | 3,405 |
| Additional noninterest expense | $393,000 | 3,037 |
| Pre-tax net operating income | $741,000 | 2,491 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $156,000 | 1,806 |
| Income before extraordinary items | $585,000 | 2,659 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $585,000 | 2,658 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $585,000 | 2,658 |
| Net charge-offs | $172,000 | 677 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $585,000 | 2,634 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,919,000 | 2,730 |
| Total interest expense | $1,497,000 | 2,340 |
| Net interest income | $7,422,000 | 2,790 |
| Provision for loan and lease losses | $111,000 | 2,980 |
| Total noninterest income | $736,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $267,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 3,149 |
| Total noninterest expense | $4,940,000 | 3,074 |
| Salaries and employee benefits | $2,974,000 | 2,985 |
| Premises and equipment expense | $460,000 | 3,303 |
| Additional noninterest expense | $1,506,000 | 3,163 |
| Pre-tax net operating income | $3,107,000 | 2,447 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $741,000 | 1,639 |
| Income before extraordinary items | $2,369,000 | 2,667 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,369,000 | 2,665 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,369,000 | 2,666 |
| Net charge-offs | $127,000 | 1,973 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $1,425,000 | 196 |
| Net operating income | $2,366,630 | 2,669 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 2,791 |
| Total interest expense | $1,019,000 | 2,417 |
| Net interest income | $5,465,000 | 2,832 |
| Provision for loan and lease losses | $53,000 | 3,143 |
| Total noninterest income | $576,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $205,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,111 |
| Total noninterest expense | $3,709,000 | 3,080 |
| Salaries and employee benefits | $2,226,000 | 2,994 |
| Premises and equipment expense | $341,000 | 3,363 |
| Additional noninterest expense | $1,142,000 | 3,143 |
| Pre-tax net operating income | $2,279,000 | 2,528 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $505,000 | 1,771 |
| Income before extraordinary items | $1,777,000 | 2,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,777,000 | 2,710 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,777,000 | 2,710 |
| Net charge-offs | $84,000 | 1,856 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $1,425,000 | 158 |
| Net operating income | $1,774,630 | 2,701 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 2,823 |
| Total interest expense | $618,000 | 2,478 |
| Net interest income | $3,597,000 | 2,861 |
| Provision for loan and lease losses | $53,000 | 2,780 |
| Total noninterest income | $399,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $138,000 | 2,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,063 |
| Total noninterest expense | $2,476,000 | 3,097 |
| Salaries and employee benefits | $1,504,000 | 2,981 |
| Premises and equipment expense | $228,000 | 3,371 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $1,467,000 | 2,555 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $322,000 | 1,805 |
| Income before extraordinary items | $1,148,000 | 2,728 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,148,000 | 2,727 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,148,000 | 2,727 |
| Net charge-offs | $57,000 | 1,671 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $1,425,000 | 115 |
| Net operating income | $1,145,630 | 2,727 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 2,891 |
| Total interest expense | $293,000 | 2,498 |
| Net interest income | $1,741,000 | 2,947 |
| Provision for loan and lease losses | $33,000 | 2,377 |
| Total noninterest income | $228,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $74,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,806 |
| Total noninterest expense | $1,249,000 | 3,107 |
| Salaries and employee benefits | $765,000 | 2,971 |
| Premises and equipment expense | $113,000 | 3,429 |
| Additional noninterest expense | $371,000 | 3,217 |
| Pre-tax net operating income | $687,000 | 2,616 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $150,000 | 1,829 |
| Income before extraordinary items | $537,000 | 2,784 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $537,000 | 2,784 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $537,000 | 2,784 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $1,425,000 | 68 |
| Net operating income | $537,000 | 2,773 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 3,082 |
| Total interest expense | $995,000 | 2,553 |
| Net interest income | $6,166,000 | 3,123 |
| Provision for loan and lease losses | $178,000 | 2,514 |
| Total noninterest income | $870,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $327,000 | 2,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $543,000 | 3,051 |
| Total noninterest expense | $5,086,000 | 3,061 |
| Salaries and employee benefits | $2,891,000 | 3,074 |
| Premises and equipment expense | $475,000 | 3,363 |
| Additional noninterest expense | $1,720,000 | 2,936 |
| Pre-tax net operating income | $1,772,000 | 3,291 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $914,000 | 1,960 |
| Income before extraordinary items | $892,000 | 3,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $892,000 | 3,858 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $892,000 | 3,859 |
| Net charge-offs | $-24,000 | 4,985 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 5,642 |
| Net operating income | $870,240 | 3,882 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,161 |
| Total interest expense | $706,000 | 2,624 |
| Net interest income | $4,528,000 | 3,186 |
| Provision for loan and lease losses | $164,000 | 2,220 |
| Total noninterest income | $628,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $243,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,141 |
| Total noninterest expense | $3,769,000 | 3,097 |
| Salaries and employee benefits | $2,111,000 | 3,123 |
| Premises and equipment expense | $354,000 | 3,401 |
| Additional noninterest expense | $1,304,000 | 2,926 |
| Pre-tax net operating income | $1,223,000 | 3,464 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $375,000 | 2,313 |
| Income before extraordinary items | $869,000 | 3,741 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $869,000 | 3,739 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $869,000 | 3,741 |
| Net charge-offs | $-24,000 | 4,979 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 5,709 |
| Net operating income | $854,300 | 3,746 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 3,219 |
| Total interest expense | $443,000 | 2,693 |
| Net interest income | $2,921,000 | 3,246 |
| Provision for loan and lease losses | $115,000 | 2,145 |
| Total noninterest income | $437,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $161,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,054 |
| Total noninterest expense | $2,486,000 | 3,140 |
| Salaries and employee benefits | $1,351,000 | 3,214 |
| Premises and equipment expense | $232,000 | 3,458 |
| Additional noninterest expense | $903,000 | 2,857 |
| Pre-tax net operating income | $757,000 | 3,543 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $230,000 | 2,366 |
| Income before extraordinary items | $541,000 | 3,802 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $541,000 | 3,799 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $541,000 | 3,802 |
| Net charge-offs | $-24,000 | 5,068 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 5,764 |
| Net operating income | $531,200 | 3,807 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 3,381 |
| Total interest expense | $216,000 | 2,706 |
| Net interest income | $1,328,000 | 3,453 |
| Provision for loan and lease losses | $46,000 | 2,138 |
| Total noninterest income | $240,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $80,000 | 2,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $1,213,000 | 3,218 |
| Salaries and employee benefits | $655,000 | 3,309 |
| Premises and equipment expense | $115,000 | 3,510 |
| Additional noninterest expense | $443,000 | 2,902 |
| Pre-tax net operating income | $309,000 | 3,788 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $88,000 | 2,530 |
| Income before extraordinary items | $223,000 | 4,008 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $223,000 | 4,007 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $223,000 | 4,008 |
| Net charge-offs | $-24,000 | 5,315 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $221,560 | 3,991 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 3,469 |
| Total interest expense | $812,000 | 2,795 |
| Net interest income | $5,079,000 | 3,543 |
| Provision for loan and lease losses | $12,000 | 4,157 |
| Total noninterest income | $717,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $275,000 | 3,085 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $442,000 | 3,419 |
| Total noninterest expense | $4,539,000 | 3,390 |
| Salaries and employee benefits | $2,157,000 | 3,683 |
| Premises and equipment expense | $484,000 | 3,438 |
| Additional noninterest expense | $1,898,000 | 2,851 |
| Pre-tax net operating income | $1,245,000 | 3,763 |
| Securities gains (losses) | $104,000 | 1,312 |
| Applicable income taxes | $411,000 | 2,415 |
| Income before extraordinary items | $938,000 | 3,967 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $938,000 | 3,965 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $938,000 | 3,966 |
| Net charge-offs | $-4,000 | 4,828 |
| Cash dividends | $185,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $865,200 | 4,027 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 3,525 |
| Total interest expense | $598,000 | 2,824 |
| Net interest income | $3,741,000 | 3,594 |
| Provision for loan and lease losses | $-24,000 | 5,654 |
| Total noninterest income | $518,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $198,000 | 3,187 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $320,000 | 3,478 |
| Total noninterest expense | $3,304,000 | 3,451 |
| Salaries and employee benefits | $1,488,000 | 3,844 |
| Premises and equipment expense | $367,000 | 3,437 |
| Additional noninterest expense | $1,449,000 | 2,813 |
| Pre-tax net operating income | $979,000 | 3,752 |
| Securities gains (losses) | $84,000 | 1,388 |
| Applicable income taxes | $331,000 | 2,418 |
| Income before extraordinary items | $732,000 | 3,979 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $732,000 | 3,977 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $732,000 | 3,979 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $10,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $674,040 | 4,027 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 3,570 |
| Total interest expense | $390,000 | 2,875 |
| Net interest income | $2,458,000 | 3,650 |
| Provision for loan and lease losses | $-40,000 | 5,801 |
| Total noninterest income | $340,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $129,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,519 |
| Total noninterest expense | $2,188,000 | 3,493 |
| Salaries and employee benefits | $996,000 | 3,858 |
| Premises and equipment expense | $247,000 | 3,440 |
| Additional noninterest expense | $945,000 | 2,860 |
| Pre-tax net operating income | $650,000 | 3,763 |
| Securities gains (losses) | $84,000 | 1,086 |
| Applicable income taxes | $233,000 | 2,366 |
| Income before extraordinary items | $501,000 | 3,954 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $501,000 | 3,952 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $501,000 | 3,953 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $10,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $443,880 | 4,060 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,605 |
| Total interest expense | $189,000 | 2,946 |
| Net interest income | $1,220,000 | 3,660 |
| Provision for loan and lease losses | $-64,000 | 5,963 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $98,000 | 3,580 |
| Total noninterest expense | $1,091,000 | 3,507 |
| Salaries and employee benefits | $496,000 | 3,901 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $472,000 | 2,874 |
| Pre-tax net operating income | $358,000 | 3,589 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $124,000 | 2,271 |
| Income before extraordinary items | $262,000 | 3,852 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $262,000 | 3,849 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $262,000 | 3,850 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $242,960 | 3,907 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 3,578 |
| Total interest expense | $764,000 | 2,906 |
| Net interest income | $4,870,000 | 3,642 |
| Provision for loan and lease losses | $107,000 | 2,991 |
| Total noninterest income | $618,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $245,000 | 3,381 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $373,000 | 3,677 |
| Total noninterest expense | $4,880,000 | 3,281 |
| Salaries and employee benefits | $2,333,000 | 3,580 |
| Premises and equipment expense | $691,000 | 2,841 |
| Additional noninterest expense | $1,856,000 | 2,947 |
| Pre-tax net operating income | $501,000 | 4,922 |
| Securities gains (losses) | $-7,000 | 5,835 |
| Applicable income taxes | $91,000 | 3,369 |
| Income before extraordinary items | $403,000 | 5,009 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $403,000 | 5,011 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $403,000 | 5,011 |
| Net charge-offs | $49,000 | 3,261 |
| Cash dividends | $40,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $408,740 | 4,954 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 3,626 |
| Total interest expense | $558,000 | 2,989 |
| Net interest income | $3,639,000 | 3,684 |
| Provision for loan and lease losses | $107,000 | 2,608 |
| Total noninterest income | $445,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 3,751 |
| Total noninterest expense | $3,583,000 | 3,346 |
| Salaries and employee benefits | $1,757,000 | 3,574 |
| Premises and equipment expense | $568,000 | 2,705 |
| Additional noninterest expense | $1,258,000 | 3,176 |
| Pre-tax net operating income | $394,000 | 5,000 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $100,000 | 3,270 |
| Income before extraordinary items | $291,000 | 5,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 5,144 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $291,000 | 5,146 |
| Net charge-offs | $49,000 | 2,795 |
| Cash dividends | $30,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $293,220 | 5,085 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 3,673 |
| Total interest expense | $355,000 | 3,094 |
| Net interest income | $2,412,000 | 3,715 |
| Provision for loan and lease losses | $107,000 | 2,150 |
| Total noninterest income | $293,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $104,000 | 3,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 3,716 |
| Total noninterest expense | $2,371,000 | 3,393 |
| Salaries and employee benefits | $1,162,000 | 3,619 |
| Premises and equipment expense | $438,000 | 2,423 |
| Additional noninterest expense | $771,000 | 3,374 |
| Pre-tax net operating income | $227,000 | 5,134 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $56,000 | 3,388 |
| Income before extraordinary items | $171,000 | 5,265 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,266 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $171,000 | 5,269 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $30,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $171,000 | 5,222 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 3,698 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $1,200,000 | 3,736 |
| Provision for loan and lease losses | $64,000 | 1,862 |
| Total noninterest income | $144,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $1,248,000 | 3,291 |
| Salaries and employee benefits | $581,000 | 3,652 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $363,000 | 3,506 |
| Pre-tax net operating income | $32,000 | 5,769 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $32,000 | 5,780 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $32,000 | 5,781 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $32,000 | 5,781 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $30,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $29,270 | 5,763 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 3,709 |
| Total interest expense | $662,000 | 3,421 |
| Net interest income | $4,871,000 | 3,718 |
| Provision for loan and lease losses | $229,000 | 2,335 |
| Total noninterest income | $643,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $228,000 | 3,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,542 |
| Total noninterest expense | $4,634,000 | 3,483 |
| Salaries and employee benefits | $2,260,000 | 3,728 |
| Premises and equipment expense | $892,000 | 2,457 |
| Additional noninterest expense | $1,482,000 | 3,575 |
| Pre-tax net operating income | $651,000 | 4,737 |
| Securities gains (losses) | $-7,000 | 5,990 |
| Applicable income taxes | $197,000 | 2,966 |
| Income before extraordinary items | $447,000 | 5,047 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $447,000 | 5,046 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $447,000 | 5,047 |
| Net charge-offs | $181,000 | 2,575 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 721 |
| Net operating income | $451,830 | 4,996 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 3,757 |
| Total interest expense | $483,000 | 3,520 |
| Net interest income | $3,631,000 | 3,763 |
| Provision for loan and lease losses | $185,000 | 2,160 |
| Total noninterest income | $465,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $153,000 | 3,926 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $312,000 | 3,577 |
| Total noninterest expense | $3,286,000 | 3,629 |
| Salaries and employee benefits | $1,671,000 | 3,776 |
| Premises and equipment expense | $517,000 | 2,976 |
| Additional noninterest expense | $1,098,000 | 3,628 |
| Pre-tax net operating income | $625,000 | 4,513 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $189,000 | 2,852 |
| Income before extraordinary items | $429,000 | 4,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 4,845 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $429,000 | 4,846 |
| Net charge-offs | $161,000 | 2,226 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 680 |
| Net operating income | $433,830 | 4,776 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,771 |
| Total interest expense | $307,000 | 3,681 |
| Net interest income | $2,427,000 | 3,752 |
| Provision for loan and lease losses | $165,000 | 1,819 |
| Total noninterest income | $259,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $94,000 | 4,049 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $165,000 | 3,923 |
| Total noninterest expense | $2,150,000 | 3,688 |
| Salaries and employee benefits | $1,082,000 | 3,854 |
| Premises and equipment expense | $351,000 | 2,958 |
| Additional noninterest expense | $717,000 | 3,686 |
| Pre-tax net operating income | $371,000 | 4,628 |
| Securities gains (losses) | $-6,000 | 6,233 |
| Applicable income taxes | $110,000 | 2,941 |
| Income before extraordinary items | $255,000 | 4,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $255,000 | 4,951 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $255,000 | 4,953 |
| Net charge-offs | $196,000 | 1,596 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 635 |
| Net operating income | $259,200 | 4,869 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 3,917 |
| Total interest expense | $143,000 | 3,890 |
| Net interest income | $1,167,000 | 3,869 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $113,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $73,000 | 4,035 |
| Total noninterest expense | $1,058,000 | 3,757 |
| Salaries and employee benefits | $525,000 | 3,948 |
| Premises and equipment expense | $176,000 | 3,003 |
| Additional noninterest expense | $357,000 | 3,673 |
| Pre-tax net operating income | $157,000 | 4,804 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $106,000 | 5,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 5,105 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $106,000 | 5,105 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $109,500 | 5,020 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 3,991 |
| Total interest expense | $506,000 | 4,434 |
| Net interest income | $4,645,000 | 3,884 |
| Provision for loan and lease losses | $205,000 | 2,930 |
| Total noninterest income | $547,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $140,000 | 4,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $407,000 | 3,650 |
| Total noninterest expense | $3,514,000 | 4,248 |
| Salaries and employee benefits | $1,680,000 | 4,481 |
| Premises and equipment expense | $535,000 | 3,581 |
| Additional noninterest expense | $1,299,000 | 4,012 |
| Pre-tax net operating income | $1,473,000 | 3,442 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $470,000 | 2,225 |
| Income before extraordinary items | $1,003,000 | 3,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,896 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,003,000 | 3,897 |
| Net charge-offs | $79,000 | 3,969 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 824 |
| Net operating income | $1,003,000 | 3,838 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 4,069 |
| Total interest expense | $370,000 | 4,592 |
| Net interest income | $3,432,000 | 3,949 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $434,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $330,000 | 3,604 |
| Total noninterest expense | $2,597,000 | 4,305 |
| Salaries and employee benefits | $1,213,000 | 4,592 |
| Premises and equipment expense | $393,000 | 3,656 |
| Additional noninterest expense | $991,000 | 3,967 |
| Pre-tax net operating income | $1,089,000 | 3,542 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $347,000 | 2,284 |
| Income before extraordinary items | $742,000 | 3,958 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $742,000 | 3,960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $742,000 | 3,961 |
| Net charge-offs | $45,000 | 3,941 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $742,000 | 3,886 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 4,111 |
| Total interest expense | $244,000 | 4,672 |
| Net interest income | $2,264,000 | 3,975 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $262,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $1,703,000 | 4,363 |
| Salaries and employee benefits | $788,000 | 4,679 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $659,000 | 3,980 |
| Pre-tax net operating income | $703,000 | 3,575 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $223,000 | 2,325 |
| Income before extraordinary items | $480,000 | 4,013 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $480,000 | 4,015 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $480,000 | 4,016 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $480,000 | 3,913 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 4,194 |
| Total interest expense | $122,000 | 4,750 |
| Net interest income | $1,102,000 | 4,054 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $104,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $854,000 | 4,391 |
| Salaries and employee benefits | $395,000 | 4,715 |
| Premises and equipment expense | $121,000 | 3,879 |
| Additional noninterest expense | $338,000 | 3,939 |
| Pre-tax net operating income | $292,000 | 3,849 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $89,000 | 2,508 |
| Income before extraordinary items | $203,000 | 4,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $203,000 | 4,250 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $203,000 | 4,250 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $203,000 | 4,150 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,369 |
| Total interest expense | $571,000 | 4,859 |
| Net interest income | $4,302,000 | 4,222 |
| Provision for loan and lease losses | $226,000 | 3,775 |
| Total noninterest income | $529,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $130,000 | 5,013 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $399,000 | 3,636 |
| Total noninterest expense | $3,744,000 | 4,220 |
| Salaries and employee benefits | $1,780,000 | 4,425 |
| Premises and equipment expense | $529,000 | 3,686 |
| Additional noninterest expense | $1,435,000 | 3,901 |
| Pre-tax net operating income | $861,000 | 4,238 |
| Securities gains (losses) | $408,000 | 1,098 |
| Applicable income taxes | $418,000 | 2,351 |
| Income before extraordinary items | $851,000 | 4,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 4,185 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $851,000 | 4,187 |
| Net charge-offs | $124,000 | 4,228 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $577,640 | 4,564 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 4,470 |
| Total interest expense | $443,000 | 4,915 |
| Net interest income | $3,180,000 | 4,326 |
| Provision for loan and lease losses | $158,000 | 3,828 |
| Total noninterest income | $428,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $95,000 | 5,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $333,000 | 3,542 |
| Total noninterest expense | $2,934,000 | 4,115 |
| Salaries and employee benefits | $1,439,000 | 4,253 |
| Premises and equipment expense | $391,000 | 3,765 |
| Additional noninterest expense | $1,104,000 | 3,848 |
| Pre-tax net operating income | $516,000 | 4,683 |
| Securities gains (losses) | $276,000 | 1,186 |
| Applicable income taxes | $293,000 | 2,493 |
| Income before extraordinary items | $499,000 | 4,652 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $499,000 | 4,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $499,000 | 4,650 |
| Net charge-offs | $108,000 | 3,891 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $322,360 | 5,049 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 4,507 |
| Total interest expense | $319,000 | 4,865 |
| Net interest income | $2,093,000 | 4,367 |
| Provision for loan and lease losses | $159,000 | 3,288 |
| Total noninterest income | $258,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 3,728 |
| Total noninterest expense | $1,685,000 | 4,512 |
| Salaries and employee benefits | $768,000 | 4,844 |
| Premises and equipment expense | $254,000 | 3,821 |
| Additional noninterest expense | $663,000 | 4,142 |
| Pre-tax net operating income | $507,000 | 4,098 |
| Securities gains (losses) | $151,000 | 1,312 |
| Applicable income taxes | $250,000 | 2,242 |
| Income before extraordinary items | $408,000 | 4,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 4,329 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 4,328 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $311,360 | 4,571 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 4,555 |
| Total interest expense | $178,000 | 4,705 |
| Net interest income | $1,031,000 | 4,428 |
| Provision for loan and lease losses | $88,000 | 3,071 |
| Total noninterest income | $173,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,187 |
| Total noninterest expense | $820,000 | 4,592 |
| Salaries and employee benefits | $383,000 | 4,885 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $314,000 | 4,270 |
| Pre-tax net operating income | $296,000 | 3,862 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $187,000 | 4,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 4,490 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $187,000 | 4,491 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $187,000 | 4,347 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 4,467 |
| Total interest expense | $905,000 | 4,638 |
| Net interest income | $4,289,000 | 4,346 |
| Provision for loan and lease losses | $354,000 | 3,907 |
| Total noninterest income | $372,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $102,000 | 5,482 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $270,000 | 4,023 |
| Total noninterest expense | $3,343,000 | 4,600 |
| Salaries and employee benefits | $1,413,000 | 5,112 |
| Premises and equipment expense | $503,000 | 4,027 |
| Additional noninterest expense | $1,427,000 | 3,989 |
| Pre-tax net operating income | $964,000 | 3,799 |
| Securities gains (losses) | $172,000 | 1,577 |
| Applicable income taxes | $-843,000 | 7,145 |
| Income before extraordinary items | $1,979,000 | 2,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,979,000 | 2,284 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,979,000 | 2,284 |
| Net charge-offs | $405,000 | 3,425 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,807,000 | 2,365 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 4,472 |
| Total interest expense | $708,000 | 4,645 |
| Net interest income | $3,241,000 | 4,354 |
| Provision for loan and lease losses | $313,000 | 3,557 |
| Total noninterest income | $245,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $74,000 | 5,564 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $171,000 | 4,328 |
| Total noninterest expense | $2,395,000 | 4,717 |
| Salaries and employee benefits | $1,075,000 | 5,071 |
| Premises and equipment expense | $375,000 | 4,081 |
| Additional noninterest expense | $945,000 | 4,313 |
| Pre-tax net operating income | $778,000 | 3,778 |
| Securities gains (losses) | $126,000 | 1,581 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $904,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $904,000 | 3,269 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $904,000 | 3,269 |
| Net charge-offs | $316,000 | 3,186 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $778,000 | 3,452 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 4,510 |
| Total interest expense | $488,000 | 4,697 |
| Net interest income | $2,153,000 | 4,365 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $1,607,000 | 4,751 |
| Salaries and employee benefits | $718,000 | 5,101 |
| Premises and equipment expense | $249,000 | 4,120 |
| Additional noninterest expense | $640,000 | 4,349 |
| Pre-tax net operating income | $622,000 | 3,406 |
| Securities gains (losses) | $56,000 | 1,520 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $678,000 | 2,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $678,000 | 2,972 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $678,000 | 2,973 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $622,000 | 3,034 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 4,512 |
| Total interest expense | $253,000 | 4,721 |
| Net interest income | $1,077,000 | 4,356 |
| Provision for loan and lease losses | $39,000 | 4,442 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $763,000 | 4,926 |
| Salaries and employee benefits | $349,000 | 5,234 |
| Premises and equipment expense | $123,000 | 4,213 |
| Additional noninterest expense | $291,000 | 4,615 |
| Pre-tax net operating income | $340,000 | 3,292 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $340,000 | 2,986 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $340,000 | 2,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $340,000 | 2,986 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $340,000 | 2,927 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 4,814 |
| Total interest expense | $1,309,000 | 4,585 |
| Net interest income | $3,691,000 | 4,809 |
| Provision for loan and lease losses | $721,000 | 3,550 |
| Total noninterest income | $255,000 | 5,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 5,261 |
| Total noninterest expense | $3,641,000 | 4,473 |
| Salaries and employee benefits | $1,865,000 | 4,431 |
| Premises and equipment expense | $501,000 | 4,178 |
| Additional noninterest expense | $1,275,000 | 4,446 |
| Pre-tax net operating income | $-416,000 | 6,207 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-416,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-416,000 | 6,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-416,000 | 6,324 |
| Net charge-offs | $592,000 | 3,414 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 495 |
| Net operating income | $-416,000 | 6,272 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 4,961 |
| Total interest expense | $1,008,000 | 4,679 |
| Net interest income | $2,670,000 | 4,958 |
| Provision for loan and lease losses | $721,000 | 2,999 |
| Total noninterest income | $176,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $97,000 | 5,222 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $79,000 | 5,511 |
| Total noninterest expense | $2,382,000 | 4,872 |
| Salaries and employee benefits | $1,365,000 | 4,533 |
| Premises and equipment expense | $362,000 | 4,342 |
| Additional noninterest expense | $655,000 | 5,427 |
| Pre-tax net operating income | $-257,000 | 6,357 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-257,000 | 6,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-257,000 | 6,493 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-257,000 | 6,492 |
| Net charge-offs | $324,000 | 3,633 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 449 |
| Net operating income | $-257,000 | 6,410 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 5,063 |
| Total interest expense | $682,000 | 4,748 |
| Net interest income | $1,718,000 | 5,065 |
| Provision for loan and lease losses | $234,000 | 4,015 |
| Total noninterest income | $109,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $59,000 | 5,365 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $1,588,000 | 4,884 |
| Salaries and employee benefits | $916,000 | 4,526 |
| Premises and equipment expense | $237,000 | 4,403 |
| Additional noninterest expense | $435,000 | 5,464 |
| Pre-tax net operating income | $5,000 | 6,041 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $5,000 | 6,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,000 | 6,159 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,000 | 6,158 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 379 |
| Net operating income | $5,000 | 6,056 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 5,110 |
| Total interest expense | $338,000 | 4,911 |
| Net interest income | $870,000 | 5,076 |
| Provision for loan and lease losses | $117,000 | 3,781 |
| Total noninterest income | $62,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $790,000 | 4,965 |
| Salaries and employee benefits | $456,000 | 4,613 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $214,000 | 5,528 |
| Pre-tax net operating income | $25,000 | 5,970 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $25,000 | 6,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 6,068 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $25,000 | 6,067 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 320 |
| Net operating income | $25,000 | 5,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 6,002 |
| Total interest expense | $1,297,000 | 5,495 |
| Net interest income | $2,234,000 | 6,118 |
| Provision for loan and lease losses | $1,132,000 | 3,300 |
| Total noninterest income | $207,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $139,000 | 5,209 |
| Total noninterest expense | $2,667,000 | 5,509 |
| Salaries and employee benefits | $1,604,000 | 5,000 |
| Premises and equipment expense | $318,000 | 5,516 |
| Additional noninterest expense | $745,000 | 5,985 |
| Pre-tax net operating income | $-1,358,000 | 6,391 |
| Securities gains (losses) | $23,000 | 2,986 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,335,000 | 6,512 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,335,000 | 6,512 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,335,000 | 6,512 |
| Net charge-offs | $772,000 | 3,226 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 586 |
| Net operating income | $-1,358,000 | 6,516 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 6,252 |
| Total interest expense | $958,000 | 5,661 |
| Net interest income | $1,467,000 | 6,423 |
| Provision for loan and lease losses | $676,000 | 3,335 |
| Total noninterest income | $163,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $116,000 | 5,180 |
| Total noninterest expense | $1,881,000 | 5,690 |
| Salaries and employee benefits | $1,155,000 | 5,160 |
| Premises and equipment expense | $207,000 | 5,892 |
| Additional noninterest expense | $519,000 | 6,163 |
| Pre-tax net operating income | $-927,000 | 6,617 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-903,000 | 6,698 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-903,000 | 6,699 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-903,000 | 6,699 |
| Net charge-offs | $144,000 | 4,661 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 520 |
| Net operating income | $-927,000 | 6,710 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 6,430 |
| Total interest expense | $632,000 | 5,814 |
| Net interest income | $902,000 | 6,622 |
| Provision for loan and lease losses | $175,000 | 4,540 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,227,000 | 5,801 |
| Salaries and employee benefits | $757,000 | 5,274 |
| Premises and equipment expense | $135,000 | 5,987 |
| Additional noninterest expense | $335,000 | 6,262 |
| Pre-tax net operating income | $-377,000 | 6,517 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-353,000 | 6,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-353,000 | 6,601 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-353,000 | 6,601 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 481 |
| Net operating income | $-377,000 | 6,611 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,582 |
| Total interest expense | $301,000 | 6,010 |
| Net interest income | $423,000 | 6,765 |
| Provision for loan and lease losses | $99,000 | 3,935 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $598,000 | 5,829 |
| Salaries and employee benefits | $372,000 | 5,375 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $-228,000 | 6,929 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-228,000 | 7,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-228,000 | 7,079 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-228,000 | 7,079 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 369 |
| Net operating income | $-228,000 | 7,010 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 7,501 |
| Total interest expense | $712,000 | 7,304 |
| Net interest income | $1,051,000 | 7,529 |
| Provision for loan and lease losses | $597,000 | 3,527 |
| Total noninterest income | $123,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 7,072 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $2,015,000 | 6,219 |
| Salaries and employee benefits | $1,313,000 | 5,726 |
| Premises and equipment expense | $256,000 | 6,190 |
| Additional noninterest expense | $446,000 | 6,862 |
| Pre-tax net operating income | $-1,438,000 | 7,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,438,000 | 7,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,438,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $13,691,000 | 126 |
| Net operating income | $-1,438,000 | 7,302 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 7,793 |
| Total interest expense | $437,000 | 7,636 |
| Net interest income | $659,000 | 7,807 |
| Provision for loan and lease losses | $328,000 | 3,407 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 6,119 |
| Total noninterest expense | $1,450,000 | 6,303 |
| Salaries and employee benefits | $976,000 | 5,761 |
| Premises and equipment expense | $181,000 | 6,337 |
| Additional noninterest expense | $293,000 | 7,095 |
| Pre-tax net operating income | $-1,037,000 | 7,550 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,037,000 | 7,520 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,037,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $13,596,000 | 83 |
| Net operating income | $-1,037,000 | 7,635 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $558,000 | 8,082 |
| Total interest expense | $230,000 | 7,934 |
| Net interest income | $328,000 | 8,082 |
| Provision for loan and lease losses | $218,000 | 3,023 |
| Total noninterest income | $39,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $36,000 | 6,561 |
| Total noninterest expense | $932,000 | 6,441 |
| Salaries and employee benefits | $637,000 | 5,883 |
| Premises and equipment expense | $113,000 | 6,526 |
| Additional noninterest expense | $182,000 | 7,212 |
| Pre-tax net operating income | $-783,000 | 7,786 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-783,000 | 7,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-783,000 | 7,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $13,502,000 | 62 |
| Net operating income | $-783,000 | 7,874 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,314 |
| Total interest expense | $74,000 | 8,226 |
| Net interest income | $116,000 | 8,316 |
| Provision for loan and lease losses | $107,000 | 2,622 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $425,000 | 6,685 |
| Salaries and employee benefits | $296,000 | 6,126 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $86,000 | 7,317 |
| Pre-tax net operating income | $-416,000 | 8,016 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-416,000 | 8,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-416,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,242,000 | 35 |
| Net operating income | $-416,000 | 8,070 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.