Home > California United Bank > Income and Expense
California United Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,712,000 | 1,139 |
| Total interest expense | $7,048,000 | 2,137 |
| Net interest income | $22,664,000 | 800 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $3,821,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,220,000 | 587 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,601,000 | 1,277 |
| Total noninterest expense | $15,946,000 | 890 |
| Salaries and employee benefits | $8,557,000 | 798 |
| Premises and equipment expense | $2,669,000 | 762 |
| Additional noninterest expense | $4,720,000 | 1,013 |
| Pre-tax net operating income | $10,539,000 | 782 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $4,454,000 | 654 |
| Income before extraordinary items | $6,101,000 | 903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,101,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 10,718 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,090,760 | 883 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $62,536,000 | 616 |
| Total interest expense | $17,562,000 | 955 |
| Net interest income | $44,974,000 | 470 |
| Provision for loan and lease losses | $4,400,000 | 356 |
| Total noninterest income | $7,331,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,897,000 | 318 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,434,000 | 1,018 |
| Total noninterest expense | $43,988,000 | 427 |
| Salaries and employee benefits | $20,671,000 | 371 |
| Premises and equipment expense | $6,332,000 | 393 |
| Additional noninterest expense | $16,985,000 | 457 |
| Pre-tax net operating income | $3,917,000 | 1,835 |
| Securities gains (losses) | $114,000 | 896 |
| Applicable income taxes | $1,700,000 | 1,424 |
| Income before extraordinary items | $2,331,000 | 2,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,331,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,176,000 | 330 |
| Cash dividends | $4,296,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,258,040 | 2,135 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,598,000 | 1,117 |
| Total interest expense | $7,192,000 | 2,154 |
| Net interest income | $24,406,000 | 791 |
| Provision for loan and lease losses | $2,100,000 | 553 |
| Total noninterest income | $5,049,000 | 956 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,007,000 | 393 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,042,000 | 1,758 |
| Total noninterest expense | $22,090,000 | 729 |
| Salaries and employee benefits | $10,332,000 | 680 |
| Premises and equipment expense | $3,166,000 | 724 |
| Additional noninterest expense | $8,592,000 | 757 |
| Pre-tax net operating income | $5,265,000 | 1,437 |
| Securities gains (losses) | $53,000 | 1,271 |
| Applicable income taxes | $1,455,000 | 1,686 |
| Income before extraordinary items | $3,863,000 | 1,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,863,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,805,000 | 610 |
| Cash dividends | $2,124,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,824,310 | 1,343 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,943,000 | 1,098 |
| Total interest expense | $6,421,000 | 1,944 |
| Net interest income | $22,522,000 | 835 |
| Provision for loan and lease losses | $800,000 | 1,087 |
| Total noninterest income | $4,606,000 | 975 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,273,000 | 448 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,333,000 | 1,509 |
| Total noninterest expense | $21,623,000 | 754 |
| Salaries and employee benefits | $10,072,000 | 699 |
| Premises and equipment expense | $2,770,000 | 804 |
| Additional noninterest expense | $8,781,000 | 769 |
| Pre-tax net operating income | $4,705,000 | 1,548 |
| Securities gains (losses) | $-131,000 | 11,712 |
| Applicable income taxes | $1,211,000 | 1,864 |
| Income before extraordinary items | $3,363,000 | 1,467 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,363,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,555,000 | 666 |
| Cash dividends | $1,282,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,459,940 | 1,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,062,000 | 1,181 |
| Total interest expense | $6,740,000 | 1,930 |
| Net interest income | $20,322,000 | 913 |
| Provision for loan and lease losses | $750,000 | 1,576 |
| Total noninterest income | $4,446,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,370,000 | 434 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,076,000 | 1,937 |
| Total noninterest expense | $21,339,000 | 792 |
| Salaries and employee benefits | $9,702,000 | 719 |
| Premises and equipment expense | $2,633,000 | 855 |
| Additional noninterest expense | $9,004,000 | 822 |
| Pre-tax net operating income | $2,679,000 | 2,553 |
| Securities gains (losses) | $3,245,000 | 225 |
| Applicable income taxes | $2,256,000 | 1,087 |
| Income before extraordinary items | $3,668,000 | 1,387 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,668,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 1,021 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,591,200 | 2,894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,807,000 | 1,155 |
| Total interest expense | $10,093,000 | 1,706 |
| Net interest income | $21,714,000 | 876 |
| Provision for loan and lease losses | $6,000,000 | 531 |
| Total noninterest income | $4,891,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,526,000 | 417 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,365,000 | 1,612 |
| Total noninterest expense | $20,646,000 | 821 |
| Salaries and employee benefits | $9,873,000 | 710 |
| Premises and equipment expense | $2,749,000 | 866 |
| Additional noninterest expense | $8,024,000 | 908 |
| Pre-tax net operating income | $-41,000 | 12,846 |
| Securities gains (losses) | $785,000 | 774 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,770,000 | 477 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-30,950 | 12,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.