Home > Cache Valley Bank > Net charge- offs to loans
Cache Valley Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0478% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 4,366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0561% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0643% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 23.5270% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2240% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0623% | 4,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0716% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4308% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 28.8393% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3479% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0008% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0793% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 27.4059% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1017% | 129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9536% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1670% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0755% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2349% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1167% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.0743% | 4,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0902% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5053% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1592% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5233% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0272% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4896% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0850% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 3,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0760% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0925% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3396% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4660% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3199% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1021% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,257 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1243% | 4,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4511% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4752% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4468% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1515% | 4,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1848% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1056% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9191% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6515% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9724% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0931% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1776% | 4,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2164% | 4,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2044% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3200% | 4,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8125% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5978% | 4,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1189% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2109% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2404% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9375% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4244% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0331% | 2,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1536% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2875% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3464% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3524% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1166% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0874% | 2,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2626% | 4,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.1343% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4407% | 4,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1193% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1609% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7070% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2363% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0629% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1657% | 4,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 4,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.2078% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1279% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7051% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 15.6675% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0920% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0747% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9651% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1609% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3108% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0704% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5451% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3729% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6465% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1008% | 5,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.0897% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0871% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1041% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3818% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2298% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4711% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0379% | 4,596 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1500% | 5,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1788% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0183% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1814% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4125% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2090% | 5,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.8017% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0844% | 5,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9168% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8849% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8896% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2717% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2563% | 5,314 |
| Percentage Net Loans Charged-off:Construction & development | -1.0468% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0752% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 4,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2150% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2238% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6284% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3452% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3051% | 5,367 |
| Percentage Net Loans Charged-off:Construction & development | -1.1720% | 5,004 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1113% | 5,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 4,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8217% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2811% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4626% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4525% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4748% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0498% | 5,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0518% | 4,720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0627% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0405% | 4,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0506% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4750% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2156% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4731% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 5,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.3808% | 5,016 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0546% | 3,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4736% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3831% | 5,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5277% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0161% | 5,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0350% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0587% | 5,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.2188% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0674% | 4,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1585% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4430% | 5,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7524% | 5,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1046% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0687% | 5,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.3421% | 5,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1013% | 4,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1558% | 4,990 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6502% | 5,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2086% | 5,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1076% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.1226% | 5,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3391% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2702% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.2463% | 5,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3185% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | -6.3989% | 5,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 5,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 5,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0810% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1429% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0026% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5105% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1833% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 1,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 5,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 5,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6477% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0260% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2908% | 5,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0585% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 5,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1319% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1651% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9478% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0289% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4716% | 5,590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1390% | 5,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1545% | 5,800 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3459% | 5,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3724% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5187% | 5,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7173% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8611% | 5,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.2023% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2933% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0852% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2883% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5605% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8108% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0401% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7485% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.2750% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 5,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1002% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7487% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1654% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7145% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.4869% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 5,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 5,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1547% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2865% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5123% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2255% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 5,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 5,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0738% | 5,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3272% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1779% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0195% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7733% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8169% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1074% | 6,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.5772% | 5,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 5,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2971% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5906% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2895% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9015% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8372% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9181% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1367% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3999% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7805% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2826% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4112% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2401% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0529% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2869% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1925% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1155% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2195% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7174% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7209% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0271% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8895% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3070% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 5,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3037% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3876% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6299% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9095% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5227% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5548% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6331% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.2140% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 2,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1171% | 6,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9343% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3109% | 6,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6774% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0771% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3807% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5666% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.2158% | 1,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1516% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2200% | 6,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9279% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4164% | 6,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5780% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3602% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0226% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5144% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0670% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3402% | 6,684 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7299% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6256% | 6,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3782% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5784% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5870% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5903% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3227% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2013% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.8345% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9064% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1306% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6200% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1985% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 5,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1376% | 2,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3677% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7502% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 4,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2052% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5111% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1453% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2316% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1175% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 5,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1296% | 2,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3078% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2000% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5183% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2303% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0314% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0847% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1568% | 6,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0632% | 6,829 |
| Percentage Net Loans Charged-off:Construction & development | -0.6274% | 6,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4604% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4684% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6235% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1624% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4254% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9484% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1079% | 6,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.9757% | 6,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6662% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9066% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5768% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4632% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7439% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6981% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1547% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 3.8389% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7407% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7725% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4928% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3007% | 3,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3128% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1727% | 6,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4156% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 1.0420% | 1,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7452% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7452% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9130% | 6,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5594% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1709% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2633% | 6,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 3,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6147% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 1.5200% | 1,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1715% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1715% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4020% | 7,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2049% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8742% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8319% | 7,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6666% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9086% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 3.2373% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1914% | 6,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9657% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0094% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 6,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 5,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0982% | 3,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 7,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 3,077 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2789% | 2,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 6,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1254% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4820% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 7,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 5,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3696% | 2,483 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3696% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4040% | 7,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7202% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8580% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1643% | 7,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3709% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3709% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9998% | 7,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1128% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4374% | 7,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1304% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0472% | 7,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5951% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4889% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3615% | 2,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5868% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5617% | 7,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 6,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 2,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6945% | 7,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 6,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2038% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5692% | 2,564 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.7356% | 8,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4059% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2053% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5696% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6889% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8286% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4442% | 8,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7949% | 8,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.4828% | 2,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0778% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,830 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1188% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4401% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0859% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1815% | 7,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9205% | 8,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.8096% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.1223% | 1,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 7,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 7,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7403% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8056% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7858% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2162% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4317% | 8,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.8887% | 8,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0564% | 7,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1392% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0761% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1995% | 7,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2379% | 8,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3137% | 8,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9660% | 8,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,752 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9886% | 8,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3208% | 7,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3888% | 8,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6957% | 8,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4004% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4004% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 4,937 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2089% | 1,882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5635% | 7,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4446% | 8,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7916% | 8,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9596% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.9596% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 3,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7052% | 7,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6899% | 8,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2092% | 8,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0534% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.0534% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4928% | 8,034 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0654% | 7,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1880% | 8,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 7,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3015% | 7,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7040% | 8,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8430% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5207% | 7,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7032% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3218% | 11 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7958% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7936% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7936% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7254% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5878% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3439% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0052% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7020% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1539% | 739 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3809% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 7,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4881% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7452% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5909% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0114% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8269% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 7,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5557% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 8,047 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8787% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9121% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8777% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3691% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4324% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4264% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0646% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5578% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8323% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9334% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2239% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3478% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0143% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 7,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3415% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3101% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3669% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0821% | 2,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0691% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3503% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2021% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7358% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1769% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6400% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2522% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1029% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8949% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2934% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1684% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2866% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8620% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0020% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5220% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0615% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2001% | 3,954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 3,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0856% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4083% | 1,755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1152% | 7,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3683% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2023% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5426% | 1,620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1543% | 7,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3507% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2160% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8160% | 1,400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2446% | 7,740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3663% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5936% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4420% | 7,807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3810% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6237% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2145% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2737% | 2,877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9869% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4386% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7319% | 3,154 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1993% | 1,624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 7,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4599% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0575% | 10,164 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0763% | 10,684 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1767% | 11,443 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5313% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6049% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3550% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |