Home > Cabool State Bank > Income and Expense
Cabool State Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 5,123 |
| Total interest expense | $133,000 | 5,543 |
| Net interest income | $2,314,000 | 5,027 |
| Provision for loan and lease losses | $1,539,000 | 562 |
| Total noninterest income | $209,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $115,000 | 4,514 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $94,000 | 5,146 |
| Total noninterest expense | $2,540,000 | 4,659 |
| Salaries and employee benefits | $1,243,000 | 4,832 |
| Premises and equipment expense | $329,000 | 4,290 |
| Additional noninterest expense | $968,000 | 4,353 |
| Pre-tax net operating income | $-1,556,000 | 6,127 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-1,556,000 | 6,123 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,556,000 | 6,123 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,556,000 | 6,123 |
| Net charge-offs | $383,000 | 1,404 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,556,000 | 6,120 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 5,320 |
| Total interest expense | $101,000 | 5,615 |
| Net interest income | $1,582,000 | 5,247 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $171,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $88,000 | 4,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 5,062 |
| Total noninterest expense | $1,616,000 | 4,970 |
| Salaries and employee benefits | $922,000 | 4,880 |
| Premises and equipment expense | $238,000 | 4,406 |
| Additional noninterest expense | $456,000 | 5,197 |
| Pre-tax net operating income | $-13,000 | 5,952 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-13,000 | 5,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 5,986 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-13,000 | 5,986 |
| Net charge-offs | $386,000 | 1,038 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-13,000 | 5,952 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,288 |
| Total interest expense | $67,000 | 5,672 |
| Net interest income | $1,108,000 | 5,200 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,465 |
| Total noninterest expense | $1,074,000 | 5,025 |
| Salaries and employee benefits | $619,000 | 4,920 |
| Premises and equipment expense | $162,000 | 4,399 |
| Additional noninterest expense | $293,000 | 5,281 |
| Pre-tax net operating income | $-26,000 | 6,037 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-26,000 | 6,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-26,000 | 6,075 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-26,000 | 6,075 |
| Net charge-offs | $386,000 | 785 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-26,000 | 6,038 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 5,371 |
| Total interest expense | $34,000 | 5,709 |
| Net interest income | $536,000 | 5,277 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $34,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $558,000 | 5,011 |
| Salaries and employee benefits | $309,000 | 4,963 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $164,000 | 5,150 |
| Pre-tax net operating income | $12,000 | 5,919 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $12,000 | 5,965 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $12,000 | 5,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $12,000 | 5,966 |
| Net charge-offs | $65,000 | 1,383 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $12,000 | 5,917 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 5,444 |
| Total interest expense | $155,000 | 5,747 |
| Net interest income | $2,154,000 | 5,335 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $166,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $128,000 | 4,633 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 5,854 |
| Total noninterest expense | $2,151,000 | 5,151 |
| Salaries and employee benefits | $1,222,000 | 5,041 |
| Premises and equipment expense | $342,000 | 4,417 |
| Additional noninterest expense | $587,000 | 5,417 |
| Pre-tax net operating income | $169,000 | 5,733 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $167,000 | 5,743 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $167,000 | 5,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,744 |
| Net charge-offs | $37,000 | 3,989 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $169,000 | 5,699 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 5,512 |
| Total interest expense | $119,000 | 5,809 |
| Net interest income | $1,609,000 | 5,409 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $116,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $20,000 | 6,051 |
| Total noninterest expense | $1,599,000 | 5,194 |
| Salaries and employee benefits | $913,000 | 5,077 |
| Premises and equipment expense | $250,000 | 4,525 |
| Additional noninterest expense | $436,000 | 5,479 |
| Pre-tax net operating income | $126,000 | 5,820 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $124,000 | 5,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,815 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $124,000 | 5,816 |
| Net charge-offs | $44,000 | 3,355 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $126,000 | 5,781 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,558 |
| Total interest expense | $81,000 | 5,843 |
| Net interest income | $1,060,000 | 5,458 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $75,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $1,011,000 | 5,314 |
| Salaries and employee benefits | $576,000 | 5,206 |
| Premises and equipment expense | $165,000 | 4,589 |
| Additional noninterest expense | $270,000 | 5,614 |
| Pre-tax net operating income | $124,000 | 5,680 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $122,000 | 5,636 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $122,000 | 5,637 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $122,000 | 5,638 |
| Net charge-offs | $19,000 | 3,439 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $124,000 | 5,582 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 5,637 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $521,000 | 5,531 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $34,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $486,000 | 5,450 |
| Salaries and employee benefits | $286,000 | 5,272 |
| Premises and equipment expense | $76,000 | 4,787 |
| Additional noninterest expense | $124,000 | 5,784 |
| Pre-tax net operating income | $69,000 | 5,566 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $69,000 | 5,456 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 5,546 |
| Total interest expense | $213,000 | 5,840 |
| Net interest income | $2,265,000 | 5,435 |
| Provision for loan and lease losses | $416,000 | 2,070 |
| Total noninterest income | $141,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $56,000 | 5,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 5,512 |
| Total noninterest expense | $2,134,000 | 5,349 |
| Salaries and employee benefits | $1,252,000 | 5,174 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $555,000 | 5,699 |
| Pre-tax net operating income | $-144,000 | 6,331 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-144,000 | 6,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-144,000 | 6,370 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-144,000 | 6,371 |
| Net charge-offs | $432,000 | 2,173 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-144,000 | 6,347 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 5,589 |
| Total interest expense | $165,000 | 5,893 |
| Net interest income | $1,726,000 | 5,463 |
| Provision for loan and lease losses | $326,000 | 1,980 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $66,000 | 5,558 |
| Total noninterest expense | $1,571,000 | 5,411 |
| Salaries and employee benefits | $916,000 | 5,247 |
| Premises and equipment expense | $242,000 | 4,722 |
| Additional noninterest expense | $413,000 | 5,736 |
| Pre-tax net operating income | $-61,000 | 6,368 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-61,000 | 6,422 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-61,000 | 6,424 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-61,000 | 6,423 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-61,000 | 6,384 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 5,707 |
| Total interest expense | $116,000 | 5,902 |
| Net interest income | $1,072,000 | 5,606 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $67,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,694 |
| Total noninterest expense | $1,037,000 | 5,450 |
| Salaries and employee benefits | $615,000 | 5,255 |
| Premises and equipment expense | $162,000 | 4,721 |
| Additional noninterest expense | $260,000 | 5,830 |
| Pre-tax net operating income | $102,000 | 5,807 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $102,000 | 5,838 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $102,000 | 5,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $102,000 | 5,840 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $102,000 | 5,749 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 5,727 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $539,000 | 5,631 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $531,000 | 5,452 |
| Salaries and employee benefits | $309,000 | 5,289 |
| Premises and equipment expense | $81,000 | 4,758 |
| Additional noninterest expense | $141,000 | 5,770 |
| Pre-tax net operating income | $37,000 | 5,975 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $37,000 | 6,021 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $37,000 | 6,021 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $37,000 | 6,022 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $37,000 | 5,932 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 5,755 |
| Total interest expense | $296,000 | 5,990 |
| Net interest income | $2,285,000 | 5,635 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $175,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $2,142,000 | 5,521 |
| Salaries and employee benefits | $1,238,000 | 5,325 |
| Premises and equipment expense | $320,000 | 4,823 |
| Additional noninterest expense | $584,000 | 5,842 |
| Pre-tax net operating income | $318,000 | 5,373 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $318,000 | 5,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $318,000 | 5,416 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $318,000 | 5,417 |
| Net charge-offs | $90,000 | 4,509 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $318,000 | 5,227 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 5,825 |
| Total interest expense | $227,000 | 6,102 |
| Net interest income | $1,735,000 | 5,699 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $129,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 5,412 |
| Total noninterest expense | $1,596,000 | 5,567 |
| Salaries and employee benefits | $918,000 | 5,378 |
| Premises and equipment expense | $237,000 | 4,916 |
| Additional noninterest expense | $441,000 | 5,903 |
| Pre-tax net operating income | $268,000 | 5,422 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $268,000 | 5,460 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $268,000 | 5,459 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $268,000 | 5,459 |
| Net charge-offs | $88,000 | 4,093 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $268,000 | 5,264 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,888 |
| Total interest expense | $155,000 | 6,165 |
| Net interest income | $1,139,000 | 5,757 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $93,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $1,087,000 | 5,565 |
| Salaries and employee benefits | $626,000 | 5,370 |
| Premises and equipment expense | $161,000 | 4,886 |
| Additional noninterest expense | $300,000 | 5,910 |
| Pre-tax net operating income | $145,000 | 5,624 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $145,000 | 5,662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $145,000 | 5,661 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $145,000 | 5,661 |
| Net charge-offs | $87,000 | 3,551 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $145,000 | 5,481 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,908 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $579,000 | 5,766 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,490 |
| Total noninterest expense | $573,000 | 5,480 |
| Salaries and employee benefits | $317,000 | 5,370 |
| Premises and equipment expense | $84,000 | 4,824 |
| Additional noninterest expense | $172,000 | 5,681 |
| Pre-tax net operating income | $49,000 | 5,942 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $49,000 | 5,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,987 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $49,000 | 5,987 |
| Net charge-offs | $78,000 | 2,667 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $49,000 | 5,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 5,934 |
| Total interest expense | $445,000 | 6,050 |
| Net interest income | $2,279,000 | 5,844 |
| Provision for loan and lease losses | $49,000 | 5,878 |
| Total noninterest income | $213,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $86,000 | 5,724 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $127,000 | 5,054 |
| Total noninterest expense | $2,186,000 | 5,650 |
| Salaries and employee benefits | $1,301,000 | 5,329 |
| Premises and equipment expense | $302,000 | 5,218 |
| Additional noninterest expense | $583,000 | 6,037 |
| Pre-tax net operating income | $257,000 | 5,362 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $257,000 | 5,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $257,000 | 5,376 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $257,000 | 5,376 |
| Net charge-offs | $211,000 | 4,238 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $257,000 | 5,261 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,960 |
| Total interest expense | $358,000 | 6,049 |
| Net interest income | $1,718,000 | 5,874 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $171,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $106,000 | 5,026 |
| Total noninterest expense | $1,667,000 | 5,626 |
| Salaries and employee benefits | $986,000 | 5,319 |
| Premises and equipment expense | $223,000 | 5,296 |
| Additional noninterest expense | $458,000 | 5,995 |
| Pre-tax net operating income | $198,000 | 5,476 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $198,000 | 5,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,495 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $198,000 | 5,495 |
| Net charge-offs | $201,000 | 3,712 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $198,000 | 5,360 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 6,007 |
| Total interest expense | $258,000 | 6,025 |
| Net interest income | $1,135,000 | 5,928 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $44,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,772 |
| Total noninterest expense | $1,150,000 | 5,610 |
| Salaries and employee benefits | $672,000 | 5,304 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $326,000 | 5,948 |
| Pre-tax net operating income | $115,000 | 5,613 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $115,000 | 5,590 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,589 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $115,000 | 5,590 |
| Net charge-offs | $69,000 | 4,199 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $115,000 | 5,503 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,008 |
| Total interest expense | $144,000 | 5,915 |
| Net interest income | $566,000 | 5,944 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $577,000 | 5,640 |
| Salaries and employee benefits | $342,000 | 5,286 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $158,000 | 6,045 |
| Pre-tax net operating income | $75,000 | 5,436 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $75,000 | 5,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $75,000 | 5,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $75,000 | 5,351 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $75,000 | 5,295 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 5,860 |
| Total interest expense | $780,000 | 5,760 |
| Net interest income | $2,510,000 | 5,755 |
| Provision for loan and lease losses | $1,172,000 | 2,818 |
| Total noninterest income | $215,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 5,453 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 5,298 |
| Total noninterest expense | $2,407,000 | 5,585 |
| Salaries and employee benefits | $1,436,000 | 5,161 |
| Premises and equipment expense | $335,000 | 5,180 |
| Additional noninterest expense | $636,000 | 6,111 |
| Pre-tax net operating income | $-854,000 | 6,408 |
| Securities gains (losses) | $14,000 | 3,222 |
| Applicable income taxes | $-79,000 | 6,796 |
| Income before extraordinary items | $-761,000 | 6,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-761,000 | 6,488 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-761,000 | 6,488 |
| Net charge-offs | $1,139,000 | 2,509 |
| Cash dividends | $377,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-773,740 | 6,451 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 5,843 |
| Total interest expense | $604,000 | 5,851 |
| Net interest income | $1,996,000 | 5,704 |
| Provision for loan and lease losses | $1,116,000 | 2,368 |
| Total noninterest income | $164,000 | 5,956 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $77,000 | 5,534 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $87,000 | 5,375 |
| Total noninterest expense | $1,805,000 | 5,627 |
| Salaries and employee benefits | $1,085,000 | 5,190 |
| Premises and equipment expense | $248,000 | 5,256 |
| Additional noninterest expense | $472,000 | 6,166 |
| Pre-tax net operating income | $-761,000 | 6,679 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $-4,000 | 6,797 |
| Income before extraordinary items | $-743,000 | 6,798 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-743,000 | 6,797 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-743,000 | 6,798 |
| Net charge-offs | $926,000 | 2,283 |
| Cash dividends | $282,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-756,860 | 6,756 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 5,843 |
| Total interest expense | $419,000 | 5,866 |
| Net interest income | $1,348,000 | 5,694 |
| Provision for loan and lease losses | $959,000 | 1,989 |
| Total noninterest income | $108,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $56,000 | 5,457 |
| Total noninterest expense | $1,207,000 | 5,648 |
| Salaries and employee benefits | $730,000 | 5,186 |
| Premises and equipment expense | $167,000 | 5,273 |
| Additional noninterest expense | $310,000 | 6,220 |
| Pre-tax net operating income | $-710,000 | 6,873 |
| Securities gains (losses) | $14,000 | 2,493 |
| Applicable income taxes | $-4,000 | 6,874 |
| Income before extraordinary items | $-692,000 | 6,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-692,000 | 6,960 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-692,000 | 6,960 |
| Net charge-offs | $758,000 | 1,998 |
| Cash dividends | $188,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-705,860 | 6,931 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 5,935 |
| Total interest expense | $227,000 | 5,830 |
| Net interest income | $645,000 | 5,830 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $610,000 | 5,689 |
| Salaries and employee benefits | $364,000 | 5,241 |
| Premises and equipment expense | $82,000 | 5,391 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $-51,000 | 7,322 |
| Income before extraordinary items | $144,000 | 4,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,447 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $144,000 | 4,445 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $94,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $130,000 | 4,508 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 5,923 |
| Total interest expense | $1,212,000 | 5,645 |
| Net interest income | $2,443,000 | 5,887 |
| Provision for loan and lease losses | $350,000 | 5,055 |
| Total noninterest income | $242,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $114,000 | 5,486 |
| Total noninterest expense | $2,543,000 | 5,630 |
| Salaries and employee benefits | $1,527,000 | 5,137 |
| Premises and equipment expense | $328,000 | 5,453 |
| Additional noninterest expense | $688,000 | 6,170 |
| Pre-tax net operating income | $-208,000 | 5,718 |
| Securities gains (losses) | $-2,000 | 6,893 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-210,000 | 5,832 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-210,000 | 5,831 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-210,000 | 5,831 |
| Net charge-offs | $165,000 | 5,218 |
| Cash dividends | $360,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-208,000 | 5,835 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 5,959 |
| Total interest expense | $943,000 | 5,704 |
| Net interest income | $1,826,000 | 5,920 |
| Provision for loan and lease losses | $332,000 | 4,440 |
| Total noninterest income | $181,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $89,000 | 5,552 |
| Total noninterest expense | $1,895,000 | 5,670 |
| Salaries and employee benefits | $1,154,000 | 5,163 |
| Premises and equipment expense | $223,000 | 5,718 |
| Additional noninterest expense | $518,000 | 6,169 |
| Pre-tax net operating income | $-220,000 | 6,044 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-222,000 | 6,144 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-222,000 | 6,145 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-222,000 | 6,144 |
| Net charge-offs | $170,000 | 4,449 |
| Cash dividends | $269,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-220,000 | 6,119 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,931 |
| Total interest expense | $637,000 | 5,795 |
| Net interest income | $1,282,000 | 5,812 |
| Provision for loan and lease losses | $287,000 | 3,812 |
| Total noninterest income | $125,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $64,000 | 5,441 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $61,000 | 5,563 |
| Total noninterest expense | $1,288,000 | 5,664 |
| Salaries and employee benefits | $773,000 | 5,201 |
| Premises and equipment expense | $147,000 | 5,794 |
| Additional noninterest expense | $368,000 | 6,032 |
| Pre-tax net operating income | $-168,000 | 6,219 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-168,000 | 6,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-168,000 | 6,318 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-168,000 | 6,318 |
| Net charge-offs | $144,000 | 3,824 |
| Cash dividends | $179,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-168,000 | 6,295 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,793 |
| Total interest expense | $311,000 | 5,935 |
| Net interest income | $720,000 | 5,495 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $638,000 | 5,634 |
| Salaries and employee benefits | $415,000 | 5,029 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $158,000 | 6,182 |
| Pre-tax net operating income | $129,000 | 4,714 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $110,000 | 4,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 4,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $110,000 | 4,816 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $90,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $110,000 | 4,646 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,958 |
| Total interest expense | $1,530,000 | 5,938 |
| Net interest income | $2,552,000 | 5,859 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $212,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 5,704 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $97,000 | 5,960 |
| Total noninterest expense | $2,445,000 | 5,704 |
| Salaries and employee benefits | $1,649,000 | 5,048 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $525,000 | 6,525 |
| Pre-tax net operating income | $279,000 | 5,504 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $290,000 | 5,156 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $290,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 5,006 |
| Cash dividends | $348,000 | 3,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $269,630 | 5,386 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 5,944 |
| Total interest expense | $1,190,000 | 5,984 |
| Net interest income | $1,994,000 | 5,805 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $157,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $87,000 | 5,730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 6,140 |
| Total noninterest expense | $1,824,000 | 5,718 |
| Salaries and employee benefits | $1,238,000 | 5,072 |
| Premises and equipment expense | $200,000 | 6,103 |
| Additional noninterest expense | $386,000 | 6,547 |
| Pre-tax net operating income | $307,000 | 5,611 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $283,000 | 5,297 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $283,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $261,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $264,940 | 5,545 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 6,024 |
| Total interest expense | $816,000 | 6,065 |
| Net interest income | $1,296,000 | 5,873 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $1,229,000 | 5,725 |
| Salaries and employee benefits | $825,000 | 5,122 |
| Premises and equipment expense | $132,000 | 6,169 |
| Additional noninterest expense | $272,000 | 6,435 |
| Pre-tax net operating income | $181,000 | 5,935 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $163,000 | 5,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $174,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $163,000 | 5,822 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 6,139 |
| Total interest expense | $418,000 | 6,157 |
| Net interest income | $618,000 | 6,026 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $598,000 | 5,821 |
| Salaries and employee benefits | $406,000 | 5,185 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $73,000 | 6,327 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $87,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $70,000 | 6,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 6,227 |
| Total interest expense | $1,459,000 | 6,491 |
| Net interest income | $2,540,000 | 5,931 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $175,000 | 5,156 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $2,422,000 | 5,706 |
| Salaries and employee benefits | $1,654,000 | 4,999 |
| Premises and equipment expense | $256,000 | 6,188 |
| Additional noninterest expense | $512,000 | 6,516 |
| Pre-tax net operating income | $368,000 | 6,364 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $45,000 | 4,991 |
| Income before extraordinary items | $328,000 | 6,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $328,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,293 |
| Cash dividends | $330,000 | 4,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $323,600 | 6,324 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 6,271 |
| Total interest expense | $1,065,000 | 6,572 |
| Net interest income | $1,920,000 | 5,936 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $200,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 5,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $59,000 | 6,570 |
| Total noninterest expense | $1,779,000 | 5,733 |
| Salaries and employee benefits | $1,229,000 | 5,019 |
| Premises and equipment expense | $191,000 | 6,182 |
| Additional noninterest expense | $359,000 | 6,669 |
| Pre-tax net operating income | $341,000 | 6,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $48,000 | 4,974 |
| Income before extraordinary items | $293,000 | 6,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $293,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,215 |
| Cash dividends | $248,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $293,000 | 6,342 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 6,335 |
| Total interest expense | $697,000 | 6,632 |
| Net interest income | $1,268,000 | 6,009 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $138,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $1,193,000 | 5,747 |
| Salaries and employee benefits | $823,000 | 5,041 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $238,000 | 6,706 |
| Pre-tax net operating income | $213,000 | 6,559 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $180,000 | 6,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,172 |
| Cash dividends | $82,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $180,000 | 6,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 6,388 |
| Total interest expense | $339,000 | 6,710 |
| Net interest income | $627,000 | 6,053 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $598,000 | 5,761 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $94,000 | 6,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $82,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $82,000 | 6,665 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,312 |
| Total interest expense | $1,167,000 | 6,632 |
| Net interest income | $2,512,000 | 6,011 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $266,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $2,296,000 | 5,744 |
| Salaries and employee benefits | $1,562,000 | 5,060 |
| Premises and equipment expense | $281,000 | 5,906 |
| Additional noninterest expense | $453,000 | 6,777 |
| Pre-tax net operating income | $482,000 | 6,549 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $67,000 | 5,254 |
| Income before extraordinary items | $415,000 | 6,464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $415,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $415,000 | 6,465 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 6,372 |
| Total interest expense | $808,000 | 6,771 |
| Net interest income | $1,904,000 | 6,043 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $208,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $146,000 | 5,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,719,000 | 5,740 |
| Salaries and employee benefits | $1,171,000 | 5,052 |
| Premises and equipment expense | $210,000 | 5,934 |
| Additional noninterest expense | $338,000 | 6,809 |
| Pre-tax net operating income | $393,000 | 6,635 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $60,000 | 5,320 |
| Income before extraordinary items | $333,000 | 6,542 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $333,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $247,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $333,000 | 6,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 6,409 |
| Total interest expense | $494,000 | 6,871 |
| Net interest income | $1,288,000 | 6,026 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $141,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $1,124,000 | 5,823 |
| Salaries and employee benefits | $779,000 | 5,070 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $211,000 | 6,991 |
| Pre-tax net operating income | $305,000 | 6,425 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $56,000 | 5,143 |
| Income before extraordinary items | $249,000 | 6,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $249,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $165,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $249,000 | 6,397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,423 |
| Total interest expense | $228,000 | 6,975 |
| Net interest income | $646,000 | 6,050 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $549,000 | 5,904 |
| Salaries and employee benefits | $388,000 | 5,118 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $100,000 | 7,083 |
| Pre-tax net operating income | $168,000 | 6,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $132,000 | 6,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $82,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 6,388 |
| Total interest expense | $735,000 | 6,941 |
| Net interest income | $2,521,000 | 6,028 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $244,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $173,000 | 5,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $2,216,000 | 5,758 |
| Salaries and employee benefits | $1,514,000 | 5,014 |
| Premises and equipment expense | $274,000 | 5,971 |
| Additional noninterest expense | $428,000 | 6,941 |
| Pre-tax net operating income | $549,000 | 6,585 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $447,000 | 6,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $447,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $314,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $447,000 | 6,564 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 6,387 |
| Total interest expense | $533,000 | 6,952 |
| Net interest income | $1,901,000 | 6,031 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $184,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $1,654,000 | 5,740 |
| Salaries and employee benefits | $1,134,000 | 5,007 |
| Premises and equipment expense | $209,000 | 5,933 |
| Additional noninterest expense | $311,000 | 7,015 |
| Pre-tax net operating income | $431,000 | 6,668 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $81,000 | 5,423 |
| Income before extraordinary items | $350,000 | 6,649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $350,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $235,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $350,000 | 6,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 6,382 |
| Total interest expense | $342,000 | 6,941 |
| Net interest income | $1,253,000 | 6,053 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $124,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,108,000 | 5,721 |
| Salaries and employee benefits | $750,000 | 5,020 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $216,000 | 6,911 |
| Pre-tax net operating income | $269,000 | 6,781 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $217,000 | 6,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $157,000 | 3,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $217,000 | 6,732 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,397 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $631,000 | 6,069 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $561,000 | 5,722 |
| Salaries and employee benefits | $368,000 | 5,115 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $101,000 | 6,882 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $101,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $79,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $101,000 | 6,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 6,339 |
| Total interest expense | $640,000 | 6,811 |
| Net interest income | $2,449,000 | 6,075 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $220,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $143,000 | 5,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $2,035,000 | 5,946 |
| Salaries and employee benefits | $1,365,000 | 5,270 |
| Premises and equipment expense | $232,000 | 6,387 |
| Additional noninterest expense | $438,000 | 6,908 |
| Pre-tax net operating income | $634,000 | 6,294 |
| Securities gains (losses) | $-23,000 | 8,413 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $496,000 | 6,381 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $496,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $314,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $514,630 | 6,232 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 6,400 |
| Total interest expense | $483,000 | 6,787 |
| Net interest income | $1,795,000 | 6,148 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $167,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 6,777 |
| Total noninterest expense | $1,505,000 | 5,953 |
| Salaries and employee benefits | $1,025,000 | 5,235 |
| Premises and equipment expense | $181,000 | 6,265 |
| Additional noninterest expense | $299,000 | 7,096 |
| Pre-tax net operating income | $457,000 | 6,515 |
| Securities gains (losses) | $-23,000 | 8,676 |
| Applicable income taxes | $75,000 | 5,646 |
| Income before extraordinary items | $359,000 | 6,558 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $359,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $235,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $378,090 | 6,374 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 6,531 |
| Total interest expense | $328,000 | 6,769 |
| Net interest income | $1,139,000 | 6,309 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $997,000 | 6,006 |
| Salaries and employee benefits | $680,000 | 5,285 |
| Premises and equipment expense | $121,000 | 6,294 |
| Additional noninterest expense | $196,000 | 7,174 |
| Pre-tax net operating income | $255,000 | 6,793 |
| Securities gains (losses) | $-13,000 | 8,727 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $206,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $157,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $217,050 | 6,652 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,753 |
| Total interest expense | $172,000 | 6,722 |
| Net interest income | $520,000 | 6,581 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $512,000 | 5,967 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $57,000 | 7,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,713 |
| Cash dividends | $78,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $57,000 | 7,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 6,326 |
| Total interest expense | $904,000 | 6,404 |
| Net interest income | $2,296,000 | 6,186 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $228,000 | 7,112 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $84,000 | 6,810 |
| Total noninterest expense | $2,107,000 | 5,811 |
| Salaries and employee benefits | $1,501,000 | 4,844 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $399,000 | 7,165 |
| Pre-tax net operating income | $312,000 | 7,391 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $287,000 | 7,340 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $287,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $314,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $287,000 | 7,196 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 6,342 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $1,714,000 | 6,229 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $180,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $116,000 | 5,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $1,575,000 | 5,815 |
| Salaries and employee benefits | $1,119,000 | 4,854 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $297,000 | 7,160 |
| Pre-tax net operating income | $319,000 | 7,074 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $43,000 | 6,338 |
| Income before extraordinary items | $276,000 | 7,082 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $276,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,881 |
| Cash dividends | $236,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $276,000 | 6,919 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 6,343 |
| Total interest expense | $514,000 | 6,309 |
| Net interest income | $1,126,000 | 6,287 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $125,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $1,042,000 | 5,859 |
| Salaries and employee benefits | $736,000 | 4,900 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $202,000 | 7,115 |
| Pre-tax net operating income | $209,000 | 7,137 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $180,000 | 7,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $180,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $157,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $180,000 | 6,983 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,338 |
| Total interest expense | $278,000 | 6,175 |
| Net interest income | $553,000 | 6,326 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $540,000 | 5,707 |
| Salaries and employee benefits | $377,000 | 4,836 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $78,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 6,175 |
| Total interest expense | $1,312,000 | 6,144 |
| Net interest income | $2,365,000 | 6,091 |
| Provision for loan and lease losses | $86,000 | 5,969 |
| Total noninterest income | $241,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $158,000 | 5,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,810 |
| Total noninterest expense | $2,143,000 | 5,618 |
| Salaries and employee benefits | $1,474,000 | 4,757 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $452,000 | 6,802 |
| Pre-tax net operating income | $377,000 | 7,261 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $59,000 | 6,416 |
| Income before extraordinary items | $318,000 | 7,232 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $318,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,950 |
| Cash dividends | $312,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $318,000 | 7,132 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 5,976 |
| Total interest expense | $1,867,000 | 6,316 |
| Net interest income | $2,620,000 | 5,563 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $224,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $2,111,000 | 5,539 |
| Salaries and employee benefits | $1,376,000 | 4,820 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $500,000 | 6,439 |
| Pre-tax net operating income | $703,000 | 5,806 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $158,000 | 5,369 |
| Income before extraordinary items | $545,000 | 5,866 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $545,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $310,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $545,000 | 5,750 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 6,103 |
| Total interest expense | $1,886,000 | 6,452 |
| Net interest income | $2,603,000 | 5,658 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,832,000 | 5,996 |
| Salaries and employee benefits | $1,236,000 | 5,091 |
| Premises and equipment expense | $207,000 | 6,651 |
| Additional noninterest expense | $389,000 | 7,232 |
| Pre-tax net operating income | $901,000 | 5,540 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $201,000 | 5,372 |
| Income before extraordinary items | $666,000 | 5,545 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $666,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $310,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $692,180 | 5,452 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 6,161 |
| Total interest expense | $1,763,000 | 6,436 |
| Net interest income | $2,472,000 | 5,839 |
| Provision for loan and lease losses | $315,000 | 2,548 |
| Total noninterest income | $233,000 | 7,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $1,814,000 | 6,060 |
| Salaries and employee benefits | $1,176,000 | 5,241 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $400,000 | 7,272 |
| Pre-tax net operating income | $576,000 | 6,803 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $131,000 | 6,497 |
| Income before extraordinary items | $445,000 | 6,730 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $445,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,734 |
| Cash dividends | $296,000 | 4,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $445,000 | 6,704 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,249 |
| Total interest expense | $1,765,000 | 6,615 |
| Net interest income | $2,500,000 | 5,860 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $189,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,698,000 | 6,236 |
| Salaries and employee benefits | $1,080,000 | 5,474 |
| Premises and equipment expense | $229,000 | 6,273 |
| Additional noninterest expense | $389,000 | 7,310 |
| Pre-tax net operating income | $940,000 | 5,606 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $657,000 | 5,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $657,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $263,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $657,000 | 5,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,515 |
| Total interest expense | $1,758,000 | 6,763 |
| Net interest income | $2,396,000 | 6,221 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,679,000 | 6,349 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $214,000 | 6,591 |
| Additional noninterest expense | $349,000 | 7,815 |
| Pre-tax net operating income | $785,000 | 6,600 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $219,000 | 6,631 |
| Income before extraordinary items | $561,000 | 6,591 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $561,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $142,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $564,600 | 6,517 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 6,688 |
| Total interest expense | $1,766,000 | 6,914 |
| Net interest income | $2,424,000 | 6,333 |
| Provision for loan and lease losses | $188,000 | 3,558 |
| Total noninterest income | $203,000 | 8,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,544,000 | 6,988 |
| Salaries and employee benefits | $1,025,000 | 5,888 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $372,000 | 8,145 |
| Pre-tax net operating income | $895,000 | 6,102 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $653,000 | 5,976 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $653,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,769 |
| Cash dividends | $152,000 | 5,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $657,380 | 5,898 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 6,818 |
| Total interest expense | $1,758,000 | 6,997 |
| Net interest income | $2,422,000 | 6,439 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $188,000 | 8,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,519,000 | 7,205 |
| Salaries and employee benefits | $987,000 | 6,133 |
| Premises and equipment expense | $140,000 | 8,530 |
| Additional noninterest expense | $392,000 | 8,268 |
| Pre-tax net operating income | $1,091,000 | 5,633 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $300,000 | 5,992 |
| Income before extraordinary items | $795,000 | 5,475 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $795,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $176,000 | 5,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $792,080 | 5,465 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 7,003 |
| Total interest expense | $1,560,000 | 6,720 |
| Net interest income | $2,188,000 | 7,117 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,445,000 | 7,775 |
| Salaries and employee benefits | $893,000 | 6,688 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $424,000 | 8,587 |
| Pre-tax net operating income | $848,000 | 6,635 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $619,000 | 6,405 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $619,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,895 |
| Cash dividends | $169,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $638,500 | 6,361 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 7,317 |
| Total interest expense | $1,481,000 | 7,266 |
| Net interest income | $2,182,000 | 7,230 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,460,000 | 7,961 |
| Salaries and employee benefits | $947,000 | 6,429 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $395,000 | 9,316 |
| Pre-tax net operating income | $818,000 | 6,718 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $649,000 | 6,432 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $667,000 | 6,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $49,000 | 8,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $649,000 | 6,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 7,315 |
| Total interest expense | $1,918,000 | 7,307 |
| Net interest income | $2,235,000 | 7,163 |
| Provision for loan and lease losses | $312,000 | 4,019 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,362,000 | 8,432 |
| Salaries and employee benefits | $824,000 | 7,115 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $535,000 | 7,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $535,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $534,240 | 6,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.