C1 Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $41,217,000 | 364 |
| Total interest expense | $5,038,000 | 303 |
| Net interest income | $36,179,000 | 369 |
| Provision for loan and lease losses | $-1,336,000 | 6,033 |
| Total noninterest income | $4,070,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $426,000 | 1,367 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,644,000 | 634 |
| Total noninterest expense | $23,699,000 | 477 |
| Salaries and employee benefits | $10,624,000 | 554 |
| Premises and equipment expense | $3,693,000 | 371 |
| Additional noninterest expense | $9,382,000 | 390 |
| Pre-tax net operating income | $17,886,000 | 322 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $6,919,000 | 269 |
| Income before extraordinary items | $10,967,000 | 370 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,967,000 | 369 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,967,000 | 369 |
| Net charge-offs | $-578,000 | 5,983 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $10,967,000 | 365 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $20,784,000 | 359 |
| Total interest expense | $2,551,000 | 297 |
| Net interest income | $18,233,000 | 362 |
| Provision for loan and lease losses | $-561,000 | 6,078 |
| Total noninterest income | $1,710,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $220,000 | 1,320 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,490,000 | 713 |
| Total noninterest expense | $12,000,000 | 464 |
| Salaries and employee benefits | $5,386,000 | 546 |
| Premises and equipment expense | $1,847,000 | 376 |
| Additional noninterest expense | $4,767,000 | 383 |
| Pre-tax net operating income | $8,504,000 | 319 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,268,000 | 281 |
| Income before extraordinary items | $5,236,000 | 369 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $5,236,000 | 369 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $5,236,000 | 369 |
| Net charge-offs | $-677,000 | 6,088 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $5,236,000 | 366 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $77,739,000 | 360 |
| Total interest expense | $9,579,000 | 293 |
| Net interest income | $68,160,000 | 366 |
| Provision for loan and lease losses | $1,118,000 | 741 |
| Total noninterest income | $9,458,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $923,000 | 1,299 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,535,000 | 560 |
| Total noninterest expense | $48,387,000 | 450 |
| Salaries and employee benefits | $22,181,000 | 511 |
| Premises and equipment expense | $7,675,000 | 353 |
| Additional noninterest expense | $18,531,000 | 395 |
| Pre-tax net operating income | $28,113,000 | 377 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $11,188,000 | 291 |
| Income before extraordinary items | $16,925,000 | 444 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $16,925,000 | 444 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,925,000 | 445 |
| Net charge-offs | $-1,589,000 | 6,136 |
| Cash dividends | $12,000,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $16,925,000 | 435 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $57,430,000 | 366 |
| Total interest expense | $7,003,000 | 300 |
| Net interest income | $50,427,000 | 376 |
| Provision for loan and lease losses | $1,400,000 | 441 |
| Total noninterest income | $7,910,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $688,000 | 1,323 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,222,000 | 523 |
| Total noninterest expense | $35,495,000 | 464 |
| Salaries and employee benefits | $15,711,000 | 547 |
| Premises and equipment expense | $5,767,000 | 362 |
| Additional noninterest expense | $14,017,000 | 393 |
| Pre-tax net operating income | $21,442,000 | 376 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $8,509,000 | 305 |
| Income before extraordinary items | $12,933,000 | 438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,933,000 | 437 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,933,000 | 438 |
| Net charge-offs | $-1,209,000 | 6,213 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $12,933,000 | 434 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $36,884,000 | 373 |
| Total interest expense | $4,499,000 | 310 |
| Net interest income | $32,385,000 | 384 |
| Provision for loan and lease losses | $1,467,000 | 317 |
| Total noninterest income | $5,892,000 | 618 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $441,000 | 1,355 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,451,000 | 474 |
| Total noninterest expense | $23,634,000 | 466 |
| Salaries and employee benefits | $10,446,000 | 547 |
| Premises and equipment expense | $3,752,000 | 374 |
| Additional noninterest expense | $9,436,000 | 387 |
| Pre-tax net operating income | $13,176,000 | 393 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $5,259,000 | 316 |
| Income before extraordinary items | $7,917,000 | 476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,917,000 | 475 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,917,000 | 476 |
| Net charge-offs | $-885,000 | 6,292 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $7,917,000 | 462 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $17,769,000 | 381 |
| Total interest expense | $2,194,000 | 313 |
| Net interest income | $15,575,000 | 395 |
| Provision for loan and lease losses | $191,000 | 935 |
| Total noninterest income | $1,578,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $214,000 | 1,363 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,364,000 | 733 |
| Total noninterest expense | $11,811,000 | 467 |
| Salaries and employee benefits | $5,217,000 | 550 |
| Premises and equipment expense | $1,835,000 | 387 |
| Additional noninterest expense | $4,759,000 | 372 |
| Pre-tax net operating income | $5,151,000 | 472 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,977,000 | 396 |
| Income before extraordinary items | $3,174,000 | 574 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,174,000 | 571 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,174,000 | 574 |
| Net charge-offs | $-273,000 | 6,282 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,174,000 | 555 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $64,310,000 | 401 |
| Total interest expense | $8,626,000 | 321 |
| Net interest income | $55,684,000 | 410 |
| Provision for loan and lease losses | $4,814,000 | 220 |
| Total noninterest income | $4,204,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,002,000 | 1,287 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,202,000 | 1,054 |
| Total noninterest expense | $43,939,000 | 480 |
| Salaries and employee benefits | $18,360,000 | 591 |
| Premises and equipment expense | $6,691,000 | 395 |
| Additional noninterest expense | $18,888,000 | 383 |
| Pre-tax net operating income | $11,135,000 | 750 |
| Securities gains (losses) | $241,000 | 718 |
| Applicable income taxes | $4,652,000 | 529 |
| Income before extraordinary items | $6,724,000 | 991 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,724,000 | 990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,724,000 | 990 |
| Net charge-offs | $2,903,000 | 357 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $57,407,000 | 10 |
| Net operating income | $6,569,760 | 988 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $47,152,000 | 408 |
| Total interest expense | $6,387,000 | 324 |
| Net interest income | $40,765,000 | 417 |
| Provision for loan and lease losses | $4,815,000 | 176 |
| Total noninterest income | $5,365,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $760,000 | 1,283 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,605,000 | 652 |
| Total noninterest expense | $32,649,000 | 481 |
| Salaries and employee benefits | $13,526,000 | 600 |
| Premises and equipment expense | $4,917,000 | 402 |
| Additional noninterest expense | $14,206,000 | 381 |
| Pre-tax net operating income | $8,666,000 | 736 |
| Securities gains (losses) | $241,000 | 562 |
| Applicable income taxes | $3,525,000 | 526 |
| Income before extraordinary items | $5,382,000 | 924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,382,000 | 923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,382,000 | 923 |
| Net charge-offs | $2,786,000 | 283 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $57,407,000 | 9 |
| Net operating income | $5,227,760 | 928 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $30,906,000 | 411 |
| Total interest expense | $4,164,000 | 333 |
| Net interest income | $26,742,000 | 420 |
| Provision for loan and lease losses | $4,608,000 | 134 |
| Total noninterest income | $3,602,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $530,000 | 1,217 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,072,000 | 640 |
| Total noninterest expense | $21,402,000 | 487 |
| Salaries and employee benefits | $8,749,000 | 617 |
| Premises and equipment expense | $3,234,000 | 403 |
| Additional noninterest expense | $9,419,000 | 377 |
| Pre-tax net operating income | $4,334,000 | 942 |
| Securities gains (losses) | $241,000 | 425 |
| Applicable income taxes | $1,819,000 | 625 |
| Income before extraordinary items | $2,756,000 | 1,158 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,756,000 | 1,158 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,756,000 | 1,159 |
| Net charge-offs | $3,427,000 | 182 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $15,621,000 | 16 |
| Net operating income | $2,601,760 | 1,190 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $15,195,000 | 416 |
| Total interest expense | $2,049,000 | 340 |
| Net interest income | $13,146,000 | 424 |
| Provision for loan and lease losses | $36,000 | 2,499 |
| Total noninterest income | $1,671,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $299,000 | 1,086 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,372,000 | 673 |
| Total noninterest expense | $10,629,000 | 494 |
| Salaries and employee benefits | $4,468,000 | 617 |
| Premises and equipment expense | $1,599,000 | 421 |
| Additional noninterest expense | $4,562,000 | 392 |
| Pre-tax net operating income | $4,152,000 | 515 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,627,000 | 400 |
| Income before extraordinary items | $2,525,000 | 628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,525,000 | 629 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,525,000 | 629 |
| Net charge-offs | $-178,000 | 6,577 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $12,466,000 | 9 |
| Net operating income | $2,525,000 | 622 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $48,026,000 | 514 |
| Total interest expense | $6,650,000 | 470 |
| Net interest income | $41,376,000 | 511 |
| Provision for loan and lease losses | $1,218,000 | 932 |
| Total noninterest income | $20,116,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $974,000 | 1,392 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,142,000 | 295 |
| Total noninterest expense | $40,937,000 | 511 |
| Salaries and employee benefits | $17,016,000 | 637 |
| Premises and equipment expense | $5,010,000 | 491 |
| Additional noninterest expense | $18,911,000 | 399 |
| Pre-tax net operating income | $19,337,000 | 450 |
| Securities gains (losses) | $305,000 | 687 |
| Applicable income taxes | $7,652,000 | 330 |
| Income before extraordinary items | $11,990,000 | 549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,990,000 | 548 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,990,000 | 550 |
| Net charge-offs | $619,000 | 1,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $13,460,000 | 35 |
| Net operating income | $11,794,800 | 549 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $33,267,000 | 557 |
| Total interest expense | $4,751,000 | 514 |
| Net interest income | $28,516,000 | 564 |
| Provision for loan and lease losses | $-153,000 | 6,604 |
| Total noninterest income | $17,558,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $670,000 | 1,509 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,888,000 | 271 |
| Total noninterest expense | $30,355,000 | 520 |
| Salaries and employee benefits | $12,488,000 | 650 |
| Premises and equipment expense | $3,534,000 | 527 |
| Additional noninterest expense | $14,333,000 | 391 |
| Pre-tax net operating income | $15,872,000 | 428 |
| Securities gains (losses) | $305,000 | 626 |
| Applicable income taxes | $6,095,000 | 324 |
| Income before extraordinary items | $10,082,000 | 515 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $10,082,000 | 513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,082,000 | 517 |
| Net charge-offs | $-437,000 | 6,807 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $7,275,000 | 41 |
| Net operating income | $9,886,800 | 510 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,993,000 | 609 |
| Total interest expense | $2,857,000 | 588 |
| Net interest income | $17,136,000 | 610 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $2,175,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $401,000 | 1,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,774,000 | 1,069 |
| Total noninterest expense | $18,379,000 | 565 |
| Salaries and employee benefits | $8,191,000 | 670 |
| Premises and equipment expense | $2,087,000 | 587 |
| Additional noninterest expense | $8,101,000 | 437 |
| Pre-tax net operating income | $917,000 | 3,057 |
| Securities gains (losses) | $576,000 | 325 |
| Applicable income taxes | $567,000 | 1,407 |
| Income before extraordinary items | $926,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $926,000 | 2,804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $926,000 | 2,804 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,872,000 | 53 |
| Net operating income | $557,360 | 3,638 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 640 |
| Total interest expense | $1,349,000 | 666 |
| Net interest income | $8,344,000 | 632 |
| Provision for loan and lease losses | $-104,000 | 6,852 |
| Total noninterest income | $1,088,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $195,000 | 1,650 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $893,000 | 1,065 |
| Total noninterest expense | $8,996,000 | 591 |
| Salaries and employee benefits | $4,202,000 | 660 |
| Premises and equipment expense | $1,023,000 | 619 |
| Additional noninterest expense | $3,771,000 | 477 |
| Pre-tax net operating income | $540,000 | 2,734 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $208,000 | 1,670 |
| Income before extraordinary items | $332,000 | 3,377 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $332,000 | 3,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $332,000 | 3,379 |
| Net charge-offs | $-274,000 | 6,940 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $332,000 | 3,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $38,513,000 | 679 |
| Total interest expense | $6,127,000 | 708 |
| Net interest income | $32,386,000 | 665 |
| Provision for loan and lease losses | $2,357,000 | 939 |
| Total noninterest income | $11,176,000 | 625 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,119,000 | 1,273 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,057,000 | 490 |
| Total noninterest expense | $33,436,000 | 626 |
| Salaries and employee benefits | $14,281,000 | 731 |
| Premises and equipment expense | $3,790,000 | 640 |
| Additional noninterest expense | $15,365,000 | 493 |
| Pre-tax net operating income | $7,769,000 | 912 |
| Securities gains (losses) | $3,035,000 | 168 |
| Applicable income taxes | $-2,304,000 | 7,017 |
| Income before extraordinary items | $13,108,000 | 513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,108,000 | 511 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $13,108,000 | 513 |
| Net charge-offs | $5,335,000 | 546 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,842,000 | 50 |
| Net operating income | $10,073,000 | 589 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $29,190,000 | 685 |
| Total interest expense | $4,664,000 | 735 |
| Net interest income | $24,526,000 | 660 |
| Provision for loan and lease losses | $1,981,000 | 861 |
| Total noninterest income | $4,726,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $685,000 | 1,538 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,041,000 | 753 |
| Total noninterest expense | $23,880,000 | 657 |
| Salaries and employee benefits | $10,326,000 | 760 |
| Premises and equipment expense | $2,922,000 | 619 |
| Additional noninterest expense | $10,632,000 | 527 |
| Pre-tax net operating income | $3,391,000 | 1,530 |
| Securities gains (losses) | $2,022,000 | 199 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,413,000 | 838 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,413,000 | 836 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,413,000 | 838 |
| Net charge-offs | $2,631,000 | 748 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $7,487,000 | 37 |
| Net operating income | $3,391,000 | 1,258 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,514,000 | 729 |
| Total interest expense | $3,148,000 | 755 |
| Net interest income | $15,366,000 | 714 |
| Provision for loan and lease losses | $763,000 | 1,333 |
| Total noninterest income | $3,539,000 | 868 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $424,000 | 1,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,115,000 | 669 |
| Total noninterest expense | $15,263,000 | 670 |
| Salaries and employee benefits | $6,452,000 | 800 |
| Premises and equipment expense | $1,844,000 | 662 |
| Additional noninterest expense | $6,967,000 | 531 |
| Pre-tax net operating income | $2,879,000 | 1,237 |
| Securities gains (losses) | $329,000 | 793 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,208,000 | 948 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,208,000 | 947 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,208,000 | 948 |
| Net charge-offs | $1,334,000 | 931 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $7,277,000 | 31 |
| Net operating income | $2,879,000 | 984 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,973,000 | 755 |
| Total interest expense | $1,556,000 | 801 |
| Net interest income | $7,417,000 | 735 |
| Provision for loan and lease losses | $692,000 | 830 |
| Total noninterest income | $1,037,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $182,000 | 1,837 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $855,000 | 1,023 |
| Total noninterest expense | $6,826,000 | 729 |
| Salaries and employee benefits | $3,042,000 | 848 |
| Premises and equipment expense | $735,000 | 825 |
| Additional noninterest expense | $3,049,000 | 578 |
| Pre-tax net operating income | $936,000 | 1,774 |
| Securities gains (losses) | $86,000 | 982 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,022,000 | 1,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,022,000 | 1,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,022,000 | 1,427 |
| Net charge-offs | $770,000 | 810 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $936,000 | 1,468 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,133,000 | 1,035 |
| Total interest expense | $5,816,000 | 1,036 |
| Net interest income | $21,317,000 | 1,034 |
| Provision for loan and lease losses | $2,846,000 | 1,245 |
| Total noninterest income | $4,833,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $475,000 | 2,681 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,358,000 | 787 |
| Total noninterest expense | $18,033,000 | 1,092 |
| Salaries and employee benefits | $7,725,000 | 1,276 |
| Premises and equipment expense | $2,092,000 | 1,196 |
| Additional noninterest expense | $8,216,000 | 870 |
| Pre-tax net operating income | $5,271,000 | 1,128 |
| Securities gains (losses) | $294,000 | 1,155 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $5,565,000 | 899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,565,000 | 897 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,565,000 | 899 |
| Net charge-offs | $1,038,000 | 2,317 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $39,638,000 | 22 |
| Net operating income | $5,271,000 | 918 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,982,000 | 1,205 |
| Total interest expense | $4,231,000 | 1,113 |
| Net interest income | $13,751,000 | 1,221 |
| Provision for loan and lease losses | $2,621,000 | 1,037 |
| Total noninterest income | $3,403,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $296,000 | 3,068 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,107,000 | 814 |
| Total noninterest expense | $11,637,000 | 1,272 |
| Salaries and employee benefits | $5,099,000 | 1,447 |
| Premises and equipment expense | $1,368,000 | 1,374 |
| Additional noninterest expense | $5,170,000 | 1,020 |
| Pre-tax net operating income | $2,896,000 | 1,528 |
| Securities gains (losses) | $256,000 | 1,025 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,152,000 | 1,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,152,000 | 1,231 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,152,000 | 1,232 |
| Net charge-offs | $540,000 | 2,583 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $39,578,000 | 17 |
| Net operating income | $2,896,000 | 1,258 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 1,669 |
| Total interest expense | $2,443,000 | 1,346 |
| Net interest income | $6,222,000 | 1,797 |
| Provision for loan and lease losses | $548,000 | 2,205 |
| Total noninterest income | $2,497,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $137,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,360,000 | 745 |
| Total noninterest expense | $6,062,000 | 1,615 |
| Salaries and employee benefits | $2,571,000 | 1,905 |
| Premises and equipment expense | $631,000 | 2,001 |
| Additional noninterest expense | $2,860,000 | 1,230 |
| Pre-tax net operating income | $2,109,000 | 1,386 |
| Securities gains (losses) | $98,000 | 1,158 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,207,000 | 1,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,207,000 | 1,122 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,207,000 | 1,122 |
| Net charge-offs | $468,000 | 2,219 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $39,809,000 | 13 |
| Net operating income | $2,109,000 | 1,141 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 2,286 |
| Total interest expense | $1,075,000 | 1,582 |
| Net interest income | $2,050,000 | 2,668 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $331,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $280,000 | 1,991 |
| Total noninterest expense | $2,187,000 | 2,202 |
| Salaries and employee benefits | $1,015,000 | 2,400 |
| Premises and equipment expense | $227,000 | 2,691 |
| Additional noninterest expense | $945,000 | 1,791 |
| Pre-tax net operating income | $194,000 | 4,289 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $194,000 | 4,035 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $194,000 | 4,034 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 4,035 |
| Net charge-offs | $-256,000 | 7,525 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,000 | 3,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,360,000 | 2,649 |
| Total interest expense | $4,976,000 | 1,668 |
| Net interest income | $6,384,000 | 3,312 |
| Provision for loan and lease losses | $1,426,000 | 2,530 |
| Total noninterest income | $1,351,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $199,000 | 4,411 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,152,000 | 2,010 |
| Total noninterest expense | $7,915,000 | 2,437 |
| Salaries and employee benefits | $3,160,000 | 2,980 |
| Premises and equipment expense | $851,000 | 2,831 |
| Additional noninterest expense | $3,904,000 | 1,851 |
| Pre-tax net operating income | $-1,606,000 | 6,675 |
| Securities gains (losses) | $292,000 | 1,287 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,314,000 | 6,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,314,000 | 6,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,314,000 | 6,696 |
| Net charge-offs | $3,894,000 | 1,236 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $11,409,000 | 75 |
| Net operating income | $-1,606,000 | 6,741 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 2,791 |
| Total interest expense | $3,838,000 | 1,689 |
| Net interest income | $4,355,000 | 3,595 |
| Provision for loan and lease losses | $923,000 | 2,621 |
| Total noninterest income | $807,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $142,000 | 4,587 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $665,000 | 2,348 |
| Total noninterest expense | $6,016,000 | 2,405 |
| Salaries and employee benefits | $2,327,000 | 3,044 |
| Premises and equipment expense | $631,000 | 2,908 |
| Additional noninterest expense | $3,058,000 | 1,738 |
| Pre-tax net operating income | $-1,777,000 | 7,019 |
| Securities gains (losses) | $157,000 | 1,564 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,620,000 | 7,072 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,620,000 | 7,070 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,620,000 | 7,072 |
| Net charge-offs | $3,178,000 | 1,095 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $11,262,000 | 64 |
| Net operating income | $-1,777,000 | 7,072 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 2,893 |
| Total interest expense | $2,653,000 | 1,695 |
| Net interest income | $2,650,000 | 3,860 |
| Provision for loan and lease losses | $899,000 | 2,068 |
| Total noninterest income | $522,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $93,000 | 4,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $429,000 | 2,314 |
| Total noninterest expense | $4,019,000 | 2,421 |
| Salaries and employee benefits | $1,521,000 | 3,112 |
| Premises and equipment expense | $407,000 | 3,014 |
| Additional noninterest expense | $2,091,000 | 1,691 |
| Pre-tax net operating income | $-1,746,000 | 7,217 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,725,000 | 7,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,725,000 | 7,294 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,725,000 | 7,295 |
| Net charge-offs | $2,382,000 | 989 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,078,000 | 89 |
| Net operating income | $-1,746,000 | 7,286 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 2,947 |
| Total interest expense | $1,396,000 | 1,686 |
| Net interest income | $1,256,000 | 4,033 |
| Provision for loan and lease losses | $1,303,000 | 975 |
| Total noninterest income | $103,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 4,409 |
| Total noninterest expense | $2,316,000 | 2,102 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $201,000 | 3,102 |
| Additional noninterest expense | $1,304,000 | 1,371 |
| Pre-tax net operating income | $-2,260,000 | 7,630 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,214,000 | 7,664 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,214,000 | 7,665 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,214,000 | 7,665 |
| Net charge-offs | $1,737,000 | 719 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,345,000 | 83 |
| Net operating income | $-2,260,000 | 7,665 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,857 |
| Total interest expense | $7,468,000 | 1,576 |
| Net interest income | $4,064,000 | 4,528 |
| Provision for loan and lease losses | $12,732,000 | 705 |
| Total noninterest income | $500,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $165,000 | 4,985 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $335,000 | 3,825 |
| Total noninterest expense | $8,019,000 | 2,460 |
| Salaries and employee benefits | $2,779,000 | 3,407 |
| Premises and equipment expense | $829,000 | 3,035 |
| Additional noninterest expense | $4,411,000 | 1,677 |
| Pre-tax net operating income | $-16,187,000 | 7,652 |
| Securities gains (losses) | $1,009,000 | 498 |
| Applicable income taxes | $210,000 | 2,341 |
| Income before extraordinary items | $-15,388,000 | 7,681 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,388,000 | 7,680 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,388,000 | 7,680 |
| Net charge-offs | $11,395,000 | 620 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $17,354,000 | 50 |
| Net operating income | $-16,397,000 | 7,691 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 2,825 |
| Total interest expense | $5,766,000 | 1,608 |
| Net interest income | $3,128,000 | 4,464 |
| Provision for loan and lease losses | $7,301,000 | 794 |
| Total noninterest income | $354,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $130,000 | 4,932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $5,278,000 | 2,788 |
| Salaries and employee benefits | $2,168,000 | 3,322 |
| Premises and equipment expense | $616,000 | 3,089 |
| Additional noninterest expense | $2,494,000 | 2,117 |
| Pre-tax net operating income | $-9,097,000 | 7,713 |
| Securities gains (losses) | $1,009,000 | 382 |
| Applicable income taxes | $-2,108,000 | 7,729 |
| Income before extraordinary items | $-5,980,000 | 7,649 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,980,000 | 7,649 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,980,000 | 7,649 |
| Net charge-offs | $8,040,000 | 597 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,018 |
| Net operating income | $-6,726,660 | 7,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 2,767 |
| Total interest expense | $3,928,000 | 1,659 |
| Net interest income | $2,192,000 | 4,313 |
| Provision for loan and lease losses | $6,935,000 | 596 |
| Total noninterest income | $238,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $155,000 | 4,051 |
| Total noninterest expense | $3,510,000 | 2,826 |
| Salaries and employee benefits | $1,490,000 | 3,254 |
| Premises and equipment expense | $408,000 | 3,126 |
| Additional noninterest expense | $1,612,000 | 2,187 |
| Pre-tax net operating income | $-8,015,000 | 7,870 |
| Securities gains (losses) | $1,009,000 | 284 |
| Applicable income taxes | $-1,320,000 | 7,814 |
| Income before extraordinary items | $-5,686,000 | 7,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,686,000 | 7,837 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,686,000 | 7,837 |
| Net charge-offs | $7,130,000 | 470 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 973 |
| Net operating income | $-6,503,290 | 7,874 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 2,680 |
| Total interest expense | $2,058,000 | 1,651 |
| Net interest income | $1,159,000 | 4,122 |
| Provision for loan and lease losses | $905,000 | 1,249 |
| Total noninterest income | $108,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,593,000 | 2,977 |
| Salaries and employee benefits | $768,000 | 3,211 |
| Premises and equipment expense | $205,000 | 3,159 |
| Additional noninterest expense | $620,000 | 2,495 |
| Pre-tax net operating income | $-1,231,000 | 7,693 |
| Securities gains (losses) | $1,009,000 | 188 |
| Applicable income taxes | $-94,000 | 7,541 |
| Income before extraordinary items | $-128,000 | 6,873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-128,000 | 6,874 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-128,000 | 6,874 |
| Net charge-offs | $754,000 | 1,110 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 870 |
| Net operating income | $-773,760 | 7,609 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,597,000 | 2,532 |
| Total interest expense | $8,846,000 | 1,807 |
| Net interest income | $5,751,000 | 3,587 |
| Provision for loan and lease losses | $4,493,000 | 1,081 |
| Total noninterest income | $577,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 5,081 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $407,000 | 3,553 |
| Total noninterest expense | $6,087,000 | 3,036 |
| Salaries and employee benefits | $3,233,000 | 3,046 |
| Premises and equipment expense | $829,000 | 3,094 |
| Additional noninterest expense | $2,025,000 | 2,840 |
| Pre-tax net operating income | $-4,252,000 | 7,738 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,891,000 | 7,900 |
| Income before extraordinary items | $-2,361,000 | 7,478 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,361,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,521,000 | 1,542 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 601 |
| Net operating income | $-2,361,000 | 7,569 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,093,000 | 2,547 |
| Total interest expense | $6,609,000 | 1,874 |
| Net interest income | $4,484,000 | 3,511 |
| Provision for loan and lease losses | $2,377,000 | 1,052 |
| Total noninterest income | $415,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $301,000 | 3,684 |
| Total noninterest expense | $4,734,000 | 2,915 |
| Salaries and employee benefits | $2,590,000 | 2,878 |
| Premises and equipment expense | $617,000 | 3,119 |
| Additional noninterest expense | $1,527,000 | 2,737 |
| Pre-tax net operating income | $-2,212,000 | 7,904 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,139,000 | 8,081 |
| Income before extraordinary items | $-1,073,000 | 7,542 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,073,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 1,600 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 414 |
| Net operating income | $-1,073,000 | 7,656 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 2,557 |
| Total interest expense | $4,411,000 | 1,955 |
| Net interest income | $3,057,000 | 3,442 |
| Provision for loan and lease losses | $776,000 | 1,441 |
| Total noninterest income | $308,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $236,000 | 3,459 |
| Total noninterest expense | $3,146,000 | 2,930 |
| Salaries and employee benefits | $1,722,000 | 2,915 |
| Premises and equipment expense | $414,000 | 3,121 |
| Additional noninterest expense | $1,010,000 | 2,719 |
| Pre-tax net operating income | $-557,000 | 7,651 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-194,000 | 7,975 |
| Income before extraordinary items | $-363,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-363,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,419 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 474 |
| Net operating income | $-363,000 | 7,566 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 2,610 |
| Total interest expense | $2,225,000 | 2,056 |
| Net interest income | $1,528,000 | 3,440 |
| Provision for loan and lease losses | $654,000 | 844 |
| Total noninterest income | $122,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $1,508,000 | 3,045 |
| Salaries and employee benefits | $846,000 | 3,008 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $469,000 | 2,867 |
| Pre-tax net operating income | $-512,000 | 8,094 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-180,000 | 8,244 |
| Income before extraordinary items | $-332,000 | 8,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-332,000 | 8,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 299 |
| Net operating income | $-332,000 | 7,987 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,364,000 | 2,493 |
| Total interest expense | $9,010,000 | 2,112 |
| Net interest income | $7,354,000 | 2,968 |
| Provision for loan and lease losses | $452,000 | 2,493 |
| Total noninterest income | $808,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $114,000 | 5,843 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $694,000 | 2,772 |
| Total noninterest expense | $6,215,000 | 2,870 |
| Salaries and employee benefits | $3,550,000 | 2,769 |
| Premises and equipment expense | $737,000 | 3,302 |
| Additional noninterest expense | $1,928,000 | 2,750 |
| Pre-tax net operating income | $1,495,000 | 3,906 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $455,000 | 2,856 |
| Income before extraordinary items | $1,040,000 | 4,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,251 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 383 |
| Net operating income | $1,040,000 | 4,222 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,190,000 | 2,509 |
| Total interest expense | $6,618,000 | 2,138 |
| Net interest income | $5,572,000 | 2,937 |
| Provision for loan and lease losses | $328,000 | 2,184 |
| Total noninterest income | $601,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,982 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $521,000 | 2,781 |
| Total noninterest expense | $4,658,000 | 2,851 |
| Salaries and employee benefits | $2,657,000 | 2,766 |
| Premises and equipment expense | $546,000 | 3,316 |
| Additional noninterest expense | $1,455,000 | 2,692 |
| Pre-tax net operating income | $1,187,000 | 3,970 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $455,000 | 2,656 |
| Income before extraordinary items | $732,000 | 4,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $732,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,478,000 | 290 |
| Net operating income | $732,000 | 4,541 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 2,596 |
| Total interest expense | $4,203,000 | 2,242 |
| Net interest income | $3,649,000 | 3,008 |
| Provision for loan and lease losses | $192,000 | 2,225 |
| Total noninterest income | $451,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $51,000 | 6,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $400,000 | 2,578 |
| Total noninterest expense | $3,067,000 | 2,919 |
| Salaries and employee benefits | $1,729,000 | 2,866 |
| Premises and equipment expense | $351,000 | 3,440 |
| Additional noninterest expense | $987,000 | 2,663 |
| Pre-tax net operating income | $841,000 | 3,905 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $324,000 | 2,641 |
| Income before extraordinary items | $517,000 | 4,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $517,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $515,000 | 293 |
| Net operating income | $517,000 | 4,470 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 2,641 |
| Total interest expense | $2,009,000 | 2,306 |
| Net interest income | $1,826,000 | 3,006 |
| Provision for loan and lease losses | $96,000 | 2,086 |
| Total noninterest income | $193,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $164,000 | 2,862 |
| Total noninterest expense | $1,497,000 | 2,991 |
| Salaries and employee benefits | $859,000 | 2,890 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $475,000 | 2,728 |
| Pre-tax net operating income | $426,000 | 3,862 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $166,000 | 2,646 |
| Income before extraordinary items | $260,000 | 4,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 779 |
| Net operating income | $260,000 | 4,459 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,698,000 | 2,597 |
| Total interest expense | $7,566,000 | 2,141 |
| Net interest income | $7,132,000 | 3,053 |
| Provision for loan and lease losses | $430,000 | 2,148 |
| Total noninterest income | $919,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $127,000 | 5,801 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $792,000 | 2,591 |
| Total noninterest expense | $5,471,000 | 3,097 |
| Salaries and employee benefits | $3,233,000 | 2,923 |
| Premises and equipment expense | $616,000 | 3,687 |
| Additional noninterest expense | $1,622,000 | 3,085 |
| Pre-tax net operating income | $2,150,000 | 3,488 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $824,000 | 2,432 |
| Income before extraordinary items | $1,326,000 | 4,051 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,326,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,874,000 | 423 |
| Net operating income | $1,326,000 | 4,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,781,000 | 2,633 |
| Total interest expense | $5,470,000 | 2,162 |
| Net interest income | $5,311,000 | 3,103 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $679,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $97,000 | 5,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $582,000 | 2,628 |
| Total noninterest expense | $4,124,000 | 3,095 |
| Salaries and employee benefits | $2,443,000 | 2,905 |
| Premises and equipment expense | $447,000 | 3,800 |
| Additional noninterest expense | $1,234,000 | 3,048 |
| Pre-tax net operating income | $1,596,000 | 3,651 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $622,000 | 2,532 |
| Income before extraordinary items | $974,000 | 4,237 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $974,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,795,000 | 324 |
| Net operating income | $974,000 | 4,222 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 2,700 |
| Total interest expense | $3,387,000 | 2,198 |
| Net interest income | $3,453,000 | 3,170 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $471,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 5,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 2,550 |
| Total noninterest expense | $2,707,000 | 3,132 |
| Salaries and employee benefits | $1,590,000 | 2,978 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $829,000 | 3,041 |
| Pre-tax net operating income | $1,037,000 | 3,723 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $403,000 | 2,613 |
| Income before extraordinary items | $634,000 | 4,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $634,000 | 4,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,325,000 | 243 |
| Net operating income | $634,000 | 4,301 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 2,796 |
| Total interest expense | $1,528,000 | 2,298 |
| Net interest income | $1,688,000 | 3,219 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,286,000 | 3,298 |
| Salaries and employee benefits | $788,000 | 3,011 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $376,000 | 3,284 |
| Pre-tax net operating income | $440,000 | 4,050 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $171,000 | 2,840 |
| Income before extraordinary items | $269,000 | 4,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $962,000 | 145 |
| Net operating income | $269,000 | 4,667 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 3,040 |
| Total interest expense | $4,194,000 | 2,547 |
| Net interest income | $6,262,000 | 3,312 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,089,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $920,000 | 2,333 |
| Total noninterest expense | $4,704,000 | 3,403 |
| Salaries and employee benefits | $2,847,000 | 3,117 |
| Premises and equipment expense | $423,000 | 4,687 |
| Additional noninterest expense | $1,434,000 | 3,344 |
| Pre-tax net operating income | $2,347,000 | 3,289 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $917,000 | 2,378 |
| Income before extraordinary items | $1,430,000 | 3,900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,430,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 429 |
| Net operating income | $1,430,000 | 3,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 3,094 |
| Total interest expense | $2,889,000 | 2,612 |
| Net interest income | $4,645,000 | 3,332 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $812,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $687,000 | 2,347 |
| Total noninterest expense | $3,459,000 | 3,437 |
| Salaries and employee benefits | $2,043,000 | 3,220 |
| Premises and equipment expense | $305,000 | 4,790 |
| Additional noninterest expense | $1,111,000 | 3,227 |
| Pre-tax net operating income | $1,773,000 | 3,334 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $692,000 | 2,407 |
| Income before extraordinary items | $1,081,000 | 3,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,081,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 424 |
| Net operating income | $1,081,000 | 3,909 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 3,146 |
| Total interest expense | $1,810,000 | 2,624 |
| Net interest income | $2,998,000 | 3,405 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $495,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $412,000 | 2,487 |
| Total noninterest expense | $2,311,000 | 3,403 |
| Salaries and employee benefits | $1,333,000 | 3,254 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $791,000 | 3,043 |
| Pre-tax net operating income | $1,032,000 | 3,633 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $402,000 | 2,607 |
| Income before extraordinary items | $630,000 | 4,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $630,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 309 |
| Net operating income | $630,000 | 4,235 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 3,226 |
| Total interest expense | $848,000 | 2,657 |
| Net interest income | $1,451,000 | 3,489 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $253,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,407 |
| Total noninterest expense | $1,130,000 | 3,488 |
| Salaries and employee benefits | $681,000 | 3,205 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $357,000 | 3,318 |
| Pre-tax net operating income | $499,000 | 3,691 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $194,000 | 2,651 |
| Income before extraordinary items | $305,000 | 4,327 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $305,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 199 |
| Net operating income | $305,000 | 4,283 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 3,503 |
| Total interest expense | $3,097,000 | 2,557 |
| Net interest income | $4,629,000 | 4,036 |
| Provision for loan and lease losses | $430,000 | 2,234 |
| Total noninterest income | $1,224,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $184,000 | 5,386 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,040,000 | 2,094 |
| Total noninterest expense | $3,721,000 | 3,972 |
| Salaries and employee benefits | $2,050,000 | 3,917 |
| Premises and equipment expense | $356,000 | 5,149 |
| Additional noninterest expense | $1,315,000 | 3,493 |
| Pre-tax net operating income | $1,702,000 | 3,925 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $674,000 | 2,830 |
| Income before extraordinary items | $1,028,000 | 4,613 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,028,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,488 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $573,000 | 458 |
| Net operating income | $1,028,000 | 4,554 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 3,570 |
| Total interest expense | $2,306,000 | 2,536 |
| Net interest income | $3,320,000 | 4,158 |
| Provision for loan and lease losses | $560,000 | 1,307 |
| Total noninterest income | $1,012,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $139,000 | 5,432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $873,000 | 1,960 |
| Total noninterest expense | $2,653,000 | 4,105 |
| Salaries and employee benefits | $1,419,000 | 4,134 |
| Premises and equipment expense | $264,000 | 5,167 |
| Additional noninterest expense | $970,000 | 3,512 |
| Pre-tax net operating income | $1,119,000 | 4,342 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $440,000 | 3,128 |
| Income before extraordinary items | $679,000 | 5,035 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $679,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,797 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 455 |
| Net operating income | $679,000 | 4,952 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 3,636 |
| Total interest expense | $1,500,000 | 2,572 |
| Net interest income | $2,170,000 | 4,229 |
| Provision for loan and lease losses | $410,000 | 1,199 |
| Total noninterest income | $791,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $697,000 | 1,721 |
| Total noninterest expense | $1,751,000 | 4,161 |
| Salaries and employee benefits | $944,000 | 4,152 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $633,000 | 3,582 |
| Pre-tax net operating income | $800,000 | 4,114 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $316,000 | 2,990 |
| Income before extraordinary items | $484,000 | 4,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,249 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 359 |
| Net operating income | $484,000 | 4,720 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 3,707 |
| Total interest expense | $749,000 | 2,613 |
| Net interest income | $1,050,000 | 4,331 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $362,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $315,000 | 1,824 |
| Total noninterest expense | $862,000 | 4,233 |
| Salaries and employee benefits | $463,000 | 4,253 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $312,000 | 3,628 |
| Pre-tax net operating income | $340,000 | 4,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $132,000 | 3,327 |
| Income before extraordinary items | $208,000 | 5,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 218 |
| Net operating income | $208,000 | 5,118 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 3,839 |
| Total interest expense | $2,945,000 | 2,922 |
| Net interest income | $4,024,000 | 4,347 |
| Provision for loan and lease losses | $598,000 | 1,886 |
| Total noninterest income | $1,037,000 | 3,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $213,000 | 5,125 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $824,000 | 2,689 |
| Total noninterest expense | $3,522,000 | 4,094 |
| Salaries and employee benefits | $1,919,000 | 4,065 |
| Premises and equipment expense | $341,000 | 5,265 |
| Additional noninterest expense | $1,262,000 | 3,587 |
| Pre-tax net operating income | $941,000 | 5,325 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $373,000 | 3,919 |
| Income before extraordinary items | $568,000 | 6,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $568,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,496,000 | 380 |
| Net operating income | $568,000 | 5,908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 3,912 |
| Total interest expense | $2,194,000 | 3,027 |
| Net interest income | $2,988,000 | 4,395 |
| Provision for loan and lease losses | $448,000 | 1,871 |
| Total noninterest income | $719,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $154,000 | 5,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 2,920 |
| Total noninterest expense | $2,622,000 | 4,093 |
| Salaries and employee benefits | $1,392,000 | 4,166 |
| Premises and equipment expense | $262,000 | 5,168 |
| Additional noninterest expense | $968,000 | 3,485 |
| Pre-tax net operating income | $637,000 | 5,738 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $246,000 | 4,311 |
| Income before extraordinary items | $391,000 | 6,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $391,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,496,000 | 272 |
| Net operating income | $391,000 | 6,233 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 4,011 |
| Total interest expense | $1,461,000 | 3,127 |
| Net interest income | $1,936,000 | 4,491 |
| Provision for loan and lease losses | $348,000 | 1,611 |
| Total noninterest income | $406,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $94,000 | 5,422 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $312,000 | 3,220 |
| Total noninterest expense | $1,672,000 | 4,258 |
| Salaries and employee benefits | $857,000 | 4,404 |
| Premises and equipment expense | $175,000 | 5,140 |
| Additional noninterest expense | $640,000 | 3,508 |
| Pre-tax net operating income | $322,000 | 6,352 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $198,000 | 6,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $198,000 | 6,790 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 4,122 |
| Total interest expense | $735,000 | 3,174 |
| Net interest income | $914,000 | 4,661 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $151,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 3,842 |
| Total noninterest expense | $768,000 | 4,492 |
| Salaries and employee benefits | $410,000 | 4,540 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $222,000 | 5,581 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 4,204 |
| Total interest expense | $3,232,000 | 3,320 |
| Net interest income | $3,462,000 | 4,788 |
| Provision for loan and lease losses | $433,000 | 2,669 |
| Total noninterest income | $802,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $652,000 | 2,825 |
| Total noninterest expense | $2,960,000 | 4,504 |
| Salaries and employee benefits | $1,640,000 | 4,379 |
| Premises and equipment expense | $288,000 | 5,703 |
| Additional noninterest expense | $1,032,000 | 4,071 |
| Pre-tax net operating income | $871,000 | 5,560 |
| Securities gains (losses) | $71,000 | 2,079 |
| Applicable income taxes | $361,000 | 4,098 |
| Income before extraordinary items | $581,000 | 6,050 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $581,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,507 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $535,560 | 6,088 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 4,696 |
| Total interest expense | $3,234,000 | 4,459 |
| Net interest income | $3,230,000 | 4,811 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $419,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $104,000 | 6,509 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $315,000 | 4,005 |
| Total noninterest expense | $2,692,000 | 4,708 |
| Salaries and employee benefits | $1,573,000 | 4,349 |
| Premises and equipment expense | $256,000 | 6,017 |
| Additional noninterest expense | $863,000 | 4,532 |
| Pre-tax net operating income | $762,000 | 5,616 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $312,000 | 4,186 |
| Income before extraordinary items | $502,000 | 6,061 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $502,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,178,000 | 379 |
| Net operating income | $468,720 | 6,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 5,563 |
| Total interest expense | $2,544,000 | 5,496 |
| Net interest income | $2,712,000 | 5,524 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $386,000 | 5,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,979 |
| Total noninterest expense | $2,212,000 | 5,311 |
| Salaries and employee benefits | $1,232,000 | 5,102 |
| Premises and equipment expense | $238,000 | 6,221 |
| Additional noninterest expense | $742,000 | 4,977 |
| Pre-tax net operating income | $586,000 | 6,641 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $68,000 | 6,962 |
| Income before extraordinary items | $505,000 | 6,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $505,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 789 |
| Net operating income | $516,440 | 6,252 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 6,782 |
| Total interest expense | $1,685,000 | 6,569 |
| Net interest income | $1,852,000 | 6,908 |
| Provision for loan and lease losses | $223,000 | 3,333 |
| Total noninterest income | $389,000 | 5,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,935 |
| Total noninterest expense | $1,663,000 | 6,376 |
| Salaries and employee benefits | $891,000 | 6,350 |
| Premises and equipment expense | $245,000 | 6,111 |
| Additional noninterest expense | $527,000 | 6,302 |
| Pre-tax net operating income | $355,000 | 7,807 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $350,000 | 7,286 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $350,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,230,000 | 477 |
| Net operating income | $355,000 | 7,230 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 8,053 |
| Total interest expense | $1,332,000 | 7,581 |
| Net interest income | $1,208,000 | 8,314 |
| Provision for loan and lease losses | $101,000 | 5,074 |
| Total noninterest income | $332,000 | 6,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,203 |
| Total noninterest expense | $1,415,000 | 6,920 |
| Salaries and employee benefits | $748,000 | 6,928 |
| Premises and equipment expense | $225,000 | 6,341 |
| Additional noninterest expense | $442,000 | 6,865 |
| Pre-tax net operating income | $24,000 | 9,704 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $24,000 | 9,746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $24,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $24,000 | 9,688 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 9,999 |
| Total interest expense | $562,000 | 9,936 |
| Net interest income | $681,000 | 9,988 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $1,160,000 | 7,814 |
| Salaries and employee benefits | $644,000 | 7,644 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $359,000 | 7,716 |
| Pre-tax net operating income | $-365,000 | 10,679 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $-296,000 | 10,826 |
| Income before extraordinary items | $-41,000 | 10,455 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-41,000 | 10,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-58,920 | 10,440 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 11,251 |
| Total interest expense | $181,000 | 11,249 |
| Net interest income | $332,000 | 11,191 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $885,000 | 9,108 |
| Salaries and employee benefits | $521,000 | 8,704 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $308,000 | 8,792 |
| Pre-tax net operating income | $-543,000 | 11,255 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-543,000 | 11,282 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-543,000 | 11,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-543,000 | 11,255 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 11,929 |
| Total interest expense | $25,000 | 11,924 |
| Net interest income | $109,000 | 11,915 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $340,000 | 11,617 |
| Salaries and employee benefits | $79,000 | 11,909 |
| Premises and equipment expense | $14,000 | 11,861 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $-231,000 | 11,690 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-231,000 | 11,700 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-231,000 | 11,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 117 |
| Net operating income | $-231,000 | 11,684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.