Home > Bucks County Bank > Income and Expense
Bucks County Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 2,613 |
| Total interest expense | $869,000 | 1,658 |
| Net interest income | $3,713,000 | 2,793 |
| Provision for loan and lease losses | $89,000 | 2,381 |
| Total noninterest income | $239,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $44,000 | 4,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,507 |
| Total noninterest expense | $3,216,000 | 2,667 |
| Salaries and employee benefits | $1,669,000 | 2,832 |
| Premises and equipment expense | $269,000 | 3,156 |
| Additional noninterest expense | $1,278,000 | 2,205 |
| Pre-tax net operating income | $647,000 | 3,774 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $248,000 | 2,308 |
| Income before extraordinary items | $399,000 | 4,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $399,000 | 4,164 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $399,000 | 4,165 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 536 |
| Net operating income | $399,000 | 4,148 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 2,659 |
| Total interest expense | $439,000 | 1,622 |
| Net interest income | $1,781,000 | 2,873 |
| Provision for loan and lease losses | $39,000 | 2,296 |
| Total noninterest income | $97,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,848 |
| Total noninterest expense | $1,563,000 | 2,744 |
| Salaries and employee benefits | $861,000 | 2,802 |
| Premises and equipment expense | $155,000 | 2,934 |
| Additional noninterest expense | $547,000 | 2,496 |
| Pre-tax net operating income | $276,000 | 3,953 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $100,000 | 2,429 |
| Income before extraordinary items | $176,000 | 4,300 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $176,000 | 4,300 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $176,000 | 4,300 |
| Net charge-offs | $51,000 | 1,313 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 500 |
| Net operating income | $176,000 | 4,287 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 2,646 |
| Total interest expense | $1,898,000 | 1,478 |
| Net interest income | $6,988,000 | 2,890 |
| Provision for loan and lease losses | $212,000 | 2,370 |
| Total noninterest income | $601,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $67,000 | 4,952 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $534,000 | 3,173 |
| Total noninterest expense | $6,386,000 | 2,737 |
| Salaries and employee benefits | $3,385,000 | 2,817 |
| Premises and equipment expense | $626,000 | 2,942 |
| Additional noninterest expense | $2,375,000 | 2,408 |
| Pre-tax net operating income | $991,000 | 4,085 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $408,000 | 2,425 |
| Income before extraordinary items | $583,000 | 4,567 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $583,000 | 4,566 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $583,000 | 4,566 |
| Net charge-offs | $518,000 | 1,058 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 598 |
| Net operating income | $583,000 | 4,519 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,656 |
| Total interest expense | $1,420,000 | 1,488 |
| Net interest income | $5,231,000 | 2,895 |
| Provision for loan and lease losses | $179,000 | 2,192 |
| Total noninterest income | $476,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $49,000 | 5,017 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $427,000 | 3,089 |
| Total noninterest expense | $4,710,000 | 2,755 |
| Salaries and employee benefits | $2,563,000 | 2,793 |
| Premises and equipment expense | $467,000 | 2,968 |
| Additional noninterest expense | $1,680,000 | 2,546 |
| Pre-tax net operating income | $818,000 | 3,999 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $328,000 | 2,429 |
| Income before extraordinary items | $490,000 | 4,519 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $490,000 | 4,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $490,000 | 4,519 |
| Net charge-offs | $366,000 | 1,000 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 552 |
| Net operating income | $490,000 | 4,441 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 2,669 |
| Total interest expense | $947,000 | 1,479 |
| Net interest income | $3,470,000 | 2,915 |
| Provision for loan and lease losses | $63,000 | 2,677 |
| Total noninterest income | $325,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $33,000 | 5,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,060 |
| Total noninterest expense | $3,154,000 | 2,751 |
| Salaries and employee benefits | $1,703,000 | 2,822 |
| Premises and equipment expense | $313,000 | 2,963 |
| Additional noninterest expense | $1,138,000 | 2,504 |
| Pre-tax net operating income | $578,000 | 3,945 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $225,000 | 2,396 |
| Income before extraordinary items | $353,000 | 4,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 4,430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $353,000 | 4,432 |
| Net charge-offs | $304,000 | 854 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 549 |
| Net operating income | $353,000 | 4,371 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,673 |
| Total interest expense | $474,000 | 1,478 |
| Net interest income | $1,732,000 | 2,925 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $142,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,242 |
| Total noninterest expense | $1,602,000 | 2,736 |
| Salaries and employee benefits | $880,000 | 2,768 |
| Premises and equipment expense | $154,000 | 3,020 |
| Additional noninterest expense | $568,000 | 2,501 |
| Pre-tax net operating income | $272,000 | 4,013 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $100,000 | 2,466 |
| Income before extraordinary items | $172,000 | 4,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $172,000 | 4,440 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $172,000 | 4,442 |
| Net charge-offs | $211,000 | 630 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 517 |
| Net operating income | $172,000 | 4,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 2,678 |
| Total interest expense | $1,833,000 | 1,496 |
| Net interest income | $6,824,000 | 2,915 |
| Provision for loan and lease losses | $487,000 | 1,389 |
| Total noninterest income | $776,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $71,000 | 5,096 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $705,000 | 2,827 |
| Total noninterest expense | $6,250,000 | 2,780 |
| Salaries and employee benefits | $3,135,000 | 2,950 |
| Premises and equipment expense | $673,000 | 2,884 |
| Additional noninterest expense | $2,442,000 | 2,389 |
| Pre-tax net operating income | $863,000 | 4,295 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $301,000 | 2,660 |
| Income before extraordinary items | $562,000 | 4,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $562,000 | 4,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $562,000 | 4,698 |
| Net charge-offs | $226,000 | 1,869 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 627 |
| Net operating income | $562,000 | 4,645 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 2,695 |
| Total interest expense | $1,356,000 | 1,529 |
| Net interest income | $5,130,000 | 2,927 |
| Provision for loan and lease losses | $419,000 | 1,197 |
| Total noninterest income | $616,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $55,000 | 5,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 2,767 |
| Total noninterest expense | $4,660,000 | 2,806 |
| Salaries and employee benefits | $2,368,000 | 2,955 |
| Premises and equipment expense | $512,000 | 2,905 |
| Additional noninterest expense | $1,780,000 | 2,434 |
| Pre-tax net operating income | $667,000 | 4,351 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $228,000 | 2,714 |
| Income before extraordinary items | $439,000 | 4,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 4,732 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $439,000 | 4,733 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $439,000 | 4,679 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 2,765 |
| Total interest expense | $907,000 | 1,530 |
| Net interest income | $3,291,000 | 3,022 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $236,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 3,653 |
| Total noninterest expense | $3,132,000 | 2,801 |
| Salaries and employee benefits | $1,583,000 | 2,971 |
| Premises and equipment expense | $349,000 | 2,874 |
| Additional noninterest expense | $1,200,000 | 2,425 |
| Pre-tax net operating income | $395,000 | 4,486 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $135,000 | 2,803 |
| Income before extraordinary items | $260,000 | 4,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,874 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $260,000 | 4,875 |
| Net charge-offs | $114,000 | 1,611 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $260,000 | 4,805 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 2,797 |
| Total interest expense | $459,000 | 1,515 |
| Net interest income | $1,606,000 | 3,079 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $100,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 3,952 |
| Total noninterest expense | $1,558,000 | 2,825 |
| Salaries and employee benefits | $811,000 | 2,948 |
| Premises and equipment expense | $179,000 | 2,861 |
| Additional noninterest expense | $568,000 | 2,537 |
| Pre-tax net operating income | $148,000 | 4,846 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $51,000 | 2,970 |
| Income before extraordinary items | $97,000 | 5,157 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $97,000 | 5,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $97,000 | 5,161 |
| Net charge-offs | $-285,000 | 6,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $97,000 | 5,087 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 2,778 |
| Total interest expense | $1,883,000 | 1,570 |
| Net interest income | $6,526,000 | 3,047 |
| Provision for loan and lease losses | $401,000 | 1,660 |
| Total noninterest income | $744,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $83,000 | 5,217 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $661,000 | 2,909 |
| Total noninterest expense | $6,249,000 | 2,831 |
| Salaries and employee benefits | $3,060,000 | 3,028 |
| Premises and equipment expense | $687,000 | 2,952 |
| Additional noninterest expense | $2,502,000 | 2,410 |
| Pre-tax net operating income | $620,000 | 4,792 |
| Securities gains (losses) | $84,000 | 1,389 |
| Applicable income taxes | $241,000 | 2,819 |
| Income before extraordinary items | $463,000 | 5,017 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $463,000 | 5,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $463,000 | 5,017 |
| Net charge-offs | $736,000 | 1,125 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $407,560 | 5,094 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 2,809 |
| Total interest expense | $1,408,000 | 1,587 |
| Net interest income | $4,866,000 | 3,086 |
| Provision for loan and lease losses | $401,000 | 1,370 |
| Total noninterest income | $621,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $66,000 | 5,231 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $555,000 | 2,757 |
| Total noninterest expense | $4,705,000 | 2,840 |
| Salaries and employee benefits | $2,345,000 | 3,007 |
| Premises and equipment expense | $517,000 | 2,976 |
| Additional noninterest expense | $1,843,000 | 2,443 |
| Pre-tax net operating income | $381,000 | 5,106 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $143,000 | 3,067 |
| Income before extraordinary items | $278,000 | 5,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 5,308 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $278,000 | 5,310 |
| Net charge-offs | $412,000 | 1,324 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $251,600 | 5,353 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 2,859 |
| Total interest expense | $936,000 | 1,595 |
| Net interest income | $3,175,000 | 3,132 |
| Provision for loan and lease losses | $325,000 | 1,163 |
| Total noninterest income | $452,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $405,000 | 2,611 |
| Total noninterest expense | $3,174,000 | 2,841 |
| Salaries and employee benefits | $1,544,000 | 3,054 |
| Premises and equipment expense | $352,000 | 2,953 |
| Additional noninterest expense | $1,278,000 | 2,347 |
| Pre-tax net operating income | $128,000 | 5,661 |
| Securities gains (losses) | $67,000 | 1,009 |
| Applicable income taxes | $66,000 | 3,285 |
| Income before extraordinary items | $129,000 | 5,593 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $129,000 | 5,595 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $129,000 | 5,596 |
| Net charge-offs | $366,000 | 1,108 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $84,780 | 5,779 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 2,918 |
| Total interest expense | $466,000 | 1,628 |
| Net interest income | $1,540,000 | 3,207 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $149,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $123,000 | 3,269 |
| Total noninterest expense | $1,568,000 | 2,884 |
| Salaries and employee benefits | $777,000 | 3,053 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $607,000 | 2,459 |
| Pre-tax net operating income | $121,000 | 5,085 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $41,000 | 3,090 |
| Income before extraordinary items | $80,000 | 5,384 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $80,000 | 5,385 |
| Net charge-offs | $139,000 | 1,169 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $80,000 | 5,340 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 2,919 |
| Total interest expense | $1,996,000 | 1,706 |
| Net interest income | $6,095,000 | 3,241 |
| Provision for loan and lease losses | $155,000 | 3,241 |
| Total noninterest income | $1,447,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,305,000 | 2,022 |
| Total noninterest expense | $7,036,000 | 2,618 |
| Salaries and employee benefits | $3,571,000 | 2,750 |
| Premises and equipment expense | $765,000 | 2,785 |
| Additional noninterest expense | $2,700,000 | 2,296 |
| Pre-tax net operating income | $351,000 | 5,355 |
| Securities gains (losses) | $206,000 | 875 |
| Applicable income taxes | $-1,610,000 | 6,716 |
| Income before extraordinary items | $2,167,000 | 2,462 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,167,000 | 2,466 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,167,000 | 2,465 |
| Net charge-offs | $202,000 | 3,005 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 897 |
| Net operating income | $1,961,000 | 2,584 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 2,932 |
| Total interest expense | $1,514,000 | 1,737 |
| Net interest income | $4,581,000 | 3,243 |
| Provision for loan and lease losses | $103,000 | 3,325 |
| Total noninterest income | $1,182,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $105,000 | 4,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,077,000 | 1,942 |
| Total noninterest expense | $5,323,000 | 2,606 |
| Salaries and employee benefits | $2,759,000 | 2,684 |
| Premises and equipment expense | $565,000 | 2,835 |
| Additional noninterest expense | $1,999,000 | 2,309 |
| Pre-tax net operating income | $337,000 | 5,212 |
| Securities gains (losses) | $206,000 | 808 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $543,000 | 4,471 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $543,000 | 4,474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $543,000 | 4,475 |
| Net charge-offs | $229,000 | 2,422 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 819 |
| Net operating income | $337,000 | 5,050 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,958 |
| Total interest expense | $1,021,000 | 1,747 |
| Net interest income | $2,999,000 | 3,286 |
| Provision for loan and lease losses | $63,000 | 3,355 |
| Total noninterest income | $742,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $676,000 | 2,074 |
| Total noninterest expense | $3,510,000 | 2,634 |
| Salaries and employee benefits | $1,841,000 | 2,703 |
| Premises and equipment expense | $382,000 | 2,826 |
| Additional noninterest expense | $1,287,000 | 2,375 |
| Pre-tax net operating income | $168,000 | 5,496 |
| Securities gains (losses) | $206,000 | 736 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $374,000 | 4,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $374,000 | 4,437 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $374,000 | 4,438 |
| Net charge-offs | $231,000 | 1,953 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 781 |
| Net operating income | $168,000 | 5,333 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 2,986 |
| Total interest expense | $524,000 | 1,753 |
| Net interest income | $1,478,000 | 3,333 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $414,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $384,000 | 1,910 |
| Total noninterest expense | $1,731,000 | 2,703 |
| Salaries and employee benefits | $929,000 | 2,694 |
| Premises and equipment expense | $191,000 | 2,850 |
| Additional noninterest expense | $611,000 | 2,500 |
| Pre-tax net operating income | $136,000 | 4,971 |
| Securities gains (losses) | $36,000 | 1,059 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $172,000 | 4,530 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $172,000 | 4,531 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $172,000 | 4,532 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $136,000 | 4,769 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 2,950 |
| Total interest expense | $2,294,000 | 1,898 |
| Net interest income | $6,219,000 | 3,279 |
| Provision for loan and lease losses | $821,000 | 2,037 |
| Total noninterest income | $1,461,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $116,000 | 5,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,345,000 | 1,984 |
| Total noninterest expense | $6,820,000 | 2,722 |
| Salaries and employee benefits | $3,535,000 | 2,759 |
| Premises and equipment expense | $760,000 | 2,852 |
| Additional noninterest expense | $2,525,000 | 2,539 |
| Pre-tax net operating income | $39,000 | 6,069 |
| Securities gains (losses) | $378,000 | 1,163 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $417,000 | 5,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $417,000 | 5,152 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $417,000 | 5,153 |
| Net charge-offs | $1,244,000 | 1,592 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 880 |
| Net operating income | $39,000 | 6,070 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 2,996 |
| Total interest expense | $1,732,000 | 1,974 |
| Net interest income | $4,663,000 | 3,344 |
| Provision for loan and lease losses | $581,000 | 2,086 |
| Total noninterest income | $937,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $92,000 | 5,189 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $845,000 | 2,219 |
| Total noninterest expense | $5,090,000 | 2,740 |
| Salaries and employee benefits | $2,670,000 | 2,758 |
| Premises and equipment expense | $553,000 | 2,953 |
| Additional noninterest expense | $1,867,000 | 2,581 |
| Pre-tax net operating income | $-71,000 | 6,387 |
| Securities gains (losses) | $378,000 | 926 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $307,000 | 5,296 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $307,000 | 5,294 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $307,000 | 5,294 |
| Net charge-offs | $681,000 | 1,841 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 859 |
| Net operating income | $-71,000 | 6,405 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,046 |
| Total interest expense | $1,163,000 | 2,022 |
| Net interest income | $3,077,000 | 3,373 |
| Provision for loan and lease losses | $251,000 | 2,654 |
| Total noninterest income | $501,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 2,517 |
| Total noninterest expense | $3,338,000 | 2,787 |
| Salaries and employee benefits | $1,796,000 | 2,737 |
| Premises and equipment expense | $363,000 | 2,981 |
| Additional noninterest expense | $1,179,000 | 2,722 |
| Pre-tax net operating income | $-11,000 | 6,345 |
| Securities gains (losses) | $148,000 | 1,322 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $137,000 | 5,710 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $137,000 | 5,709 |
| Net charge-offs | $374,000 | 2,074 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $-11,000 | 6,354 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,082 |
| Total interest expense | $589,000 | 2,067 |
| Net interest income | $1,523,000 | 3,421 |
| Provision for loan and lease losses | $34,000 | 4,043 |
| Total noninterest income | $238,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,601 |
| Total noninterest expense | $1,669,000 | 2,795 |
| Salaries and employee benefits | $920,000 | 2,697 |
| Premises and equipment expense | $182,000 | 3,006 |
| Additional noninterest expense | $567,000 | 2,789 |
| Pre-tax net operating income | $58,000 | 5,846 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $58,000 | 5,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $58,000 | 5,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $58,000 | 5,890 |
| Net charge-offs | $376,000 | 1,287 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $58,000 | 5,747 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,004 |
| Total interest expense | $2,792,000 | 2,085 |
| Net interest income | $6,342,000 | 3,322 |
| Provision for loan and lease losses | $590,000 | 3,224 |
| Total noninterest income | $750,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $115,000 | 5,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $635,000 | 2,771 |
| Total noninterest expense | $6,518,000 | 2,846 |
| Salaries and employee benefits | $3,277,000 | 2,908 |
| Premises and equipment expense | $724,000 | 3,118 |
| Additional noninterest expense | $2,517,000 | 2,576 |
| Pre-tax net operating income | $-16,000 | 6,044 |
| Securities gains (losses) | $217,000 | 1,387 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $201,000 | 5,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $201,000 | 5,554 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $201,000 | 5,554 |
| Net charge-offs | $1,182,000 | 2,171 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 966 |
| Net operating income | $-16,000 | 6,069 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 2,996 |
| Total interest expense | $2,146,000 | 2,116 |
| Net interest income | $4,797,000 | 3,317 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $424,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $79,000 | 5,478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $345,000 | 3,249 |
| Total noninterest expense | $4,852,000 | 2,869 |
| Salaries and employee benefits | $2,401,000 | 2,956 |
| Premises and equipment expense | $544,000 | 3,151 |
| Additional noninterest expense | $1,907,000 | 2,567 |
| Pre-tax net operating income | $169,000 | 5,591 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $169,000 | 5,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $169,000 | 5,626 |
| Net charge-offs | $796,000 | 2,144 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 767 |
| Net operating income | $169,000 | 5,492 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 2,983 |
| Total interest expense | $1,459,000 | 2,152 |
| Net interest income | $3,216,000 | 3,309 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $356,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $50,000 | 5,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 2,847 |
| Total noninterest expense | $3,251,000 | 2,878 |
| Salaries and employee benefits | $1,570,000 | 3,023 |
| Premises and equipment expense | $364,000 | 3,162 |
| Additional noninterest expense | $1,317,000 | 2,523 |
| Pre-tax net operating income | $121,000 | 5,574 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $121,000 | 5,553 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $121,000 | 5,553 |
| Net charge-offs | $763,000 | 1,724 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 713 |
| Net operating income | $121,000 | 5,466 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 2,952 |
| Total interest expense | $736,000 | 2,210 |
| Net interest income | $1,647,000 | 3,242 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $152,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,163 |
| Total noninterest expense | $1,536,000 | 3,048 |
| Salaries and employee benefits | $791,000 | 3,033 |
| Premises and equipment expense | $187,000 | 3,156 |
| Additional noninterest expense | $558,000 | 2,912 |
| Pre-tax net operating income | $63,000 | 5,577 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $63,000 | 5,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $63,000 | 5,509 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $63,000 | 5,510 |
| Net charge-offs | $726,000 | 1,055 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $63,000 | 5,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,856,000 | 2,991 |
| Total interest expense | $3,478,000 | 2,280 |
| Net interest income | $6,378,000 | 3,318 |
| Provision for loan and lease losses | $1,044,000 | 2,978 |
| Total noninterest income | $440,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 5,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 3,715 |
| Total noninterest expense | $6,897,000 | 2,755 |
| Salaries and employee benefits | $3,254,000 | 2,910 |
| Premises and equipment expense | $776,000 | 3,041 |
| Additional noninterest expense | $2,867,000 | 2,367 |
| Pre-tax net operating income | $-1,123,000 | 6,535 |
| Securities gains (losses) | $219,000 | 1,516 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-904,000 | 6,552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-904,000 | 6,553 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-904,000 | 6,553 |
| Net charge-offs | $1,360,000 | 2,287 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 953 |
| Net operating income | $-1,123,000 | 6,602 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,465,000 | 3,030 |
| Total interest expense | $2,669,000 | 2,317 |
| Net interest income | $4,796,000 | 3,354 |
| Provision for loan and lease losses | $724,000 | 2,994 |
| Total noninterest income | $219,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $156,000 | 4,593 |
| Total noninterest expense | $4,712,000 | 2,987 |
| Salaries and employee benefits | $2,437,000 | 2,917 |
| Premises and equipment expense | $575,000 | 3,131 |
| Additional noninterest expense | $1,700,000 | 2,849 |
| Pre-tax net operating income | $-421,000 | 6,496 |
| Securities gains (losses) | $219,000 | 1,304 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-202,000 | 6,442 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-202,000 | 6,443 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-202,000 | 6,442 |
| Net charge-offs | $954,000 | 2,244 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 894 |
| Net operating income | $-421,000 | 6,550 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 3,032 |
| Total interest expense | $1,793,000 | 2,401 |
| Net interest income | $3,234,000 | 3,327 |
| Provision for loan and lease losses | $174,000 | 4,448 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 4,679 |
| Total noninterest expense | $3,098,000 | 3,033 |
| Salaries and employee benefits | $1,628,000 | 2,931 |
| Premises and equipment expense | $375,000 | 3,201 |
| Additional noninterest expense | $1,095,000 | 2,962 |
| Pre-tax net operating income | $101,000 | 5,507 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $101,000 | 5,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,539 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $101,000 | 5,538 |
| Net charge-offs | $282,000 | 3,125 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 832 |
| Net operating income | $101,000 | 5,420 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 3,059 |
| Total interest expense | $890,000 | 2,517 |
| Net interest income | $1,660,000 | 3,262 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $1,516,000 | 3,118 |
| Salaries and employee benefits | $793,000 | 3,039 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $535,000 | 2,988 |
| Pre-tax net operating income | $52,000 | 5,639 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $103,000 | 3,070 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 775 |
| Net operating income | $52,000 | 5,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,311,000 | 3,161 |
| Total interest expense | $4,506,000 | 2,478 |
| Net interest income | $5,805,000 | 3,559 |
| Provision for loan and lease losses | $2,935,000 | 2,014 |
| Total noninterest income | $336,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $93,000 | 5,844 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $243,000 | 4,316 |
| Total noninterest expense | $6,031,000 | 3,168 |
| Salaries and employee benefits | $2,963,000 | 3,212 |
| Premises and equipment expense | $797,000 | 3,133 |
| Additional noninterest expense | $2,271,000 | 2,995 |
| Pre-tax net operating income | $-2,825,000 | 6,852 |
| Securities gains (losses) | $83,000 | 2,289 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,742,000 | 6,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,742,000 | 6,934 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,742,000 | 6,934 |
| Net charge-offs | $1,400,000 | 2,460 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,072 |
| Net operating income | $-2,825,000 | 6,966 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,859,000 | 3,161 |
| Total interest expense | $3,521,000 | 2,496 |
| Net interest income | $4,338,000 | 3,574 |
| Provision for loan and lease losses | $1,060,000 | 2,699 |
| Total noninterest income | $276,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $214,000 | 4,172 |
| Total noninterest expense | $4,451,000 | 3,219 |
| Salaries and employee benefits | $2,222,000 | 3,236 |
| Premises and equipment expense | $606,000 | 3,132 |
| Additional noninterest expense | $1,623,000 | 3,090 |
| Pre-tax net operating income | $-897,000 | 6,601 |
| Securities gains (losses) | $-46,000 | 7,369 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-943,000 | 6,718 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-943,000 | 6,719 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-943,000 | 6,719 |
| Net charge-offs | $1,016,000 | 2,190 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 990 |
| Net operating income | $-897,000 | 6,683 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 3,178 |
| Total interest expense | $2,436,000 | 2,508 |
| Net interest income | $2,820,000 | 3,633 |
| Provision for loan and lease losses | $1,026,000 | 2,034 |
| Total noninterest income | $164,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $124,000 | 4,433 |
| Total noninterest expense | $3,021,000 | 3,201 |
| Salaries and employee benefits | $1,486,000 | 3,260 |
| Premises and equipment expense | $412,000 | 3,101 |
| Additional noninterest expense | $1,123,000 | 2,999 |
| Pre-tax net operating income | $-1,063,000 | 7,049 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,063,000 | 7,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,063,000 | 7,169 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,063,000 | 7,170 |
| Net charge-offs | $922,000 | 1,704 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 963 |
| Net operating income | $-1,063,000 | 7,165 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 3,290 |
| Total interest expense | $1,205,000 | 2,623 |
| Net interest income | $1,346,000 | 3,742 |
| Provision for loan and lease losses | $1,011,000 | 1,173 |
| Total noninterest income | $87,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $1,558,000 | 3,036 |
| Salaries and employee benefits | $748,000 | 3,281 |
| Premises and equipment expense | $210,000 | 3,112 |
| Additional noninterest expense | $600,000 | 2,566 |
| Pre-tax net operating income | $-1,136,000 | 7,670 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,136,000 | 7,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,136,000 | 7,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,136,000 | 7,741 |
| Net charge-offs | $928,000 | 995 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 859 |
| Net operating income | $-1,136,000 | 7,739 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,938,000 | 3,303 |
| Total interest expense | $5,252,000 | 2,848 |
| Net interest income | $5,686,000 | 3,612 |
| Provision for loan and lease losses | $961,000 | 2,770 |
| Total noninterest income | $344,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 5,704 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $229,000 | 4,623 |
| Total noninterest expense | $4,862,000 | 3,645 |
| Salaries and employee benefits | $2,468,000 | 3,816 |
| Premises and equipment expense | $750,000 | 3,344 |
| Additional noninterest expense | $1,644,000 | 3,388 |
| Pre-tax net operating income | $207,000 | 5,735 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $207,000 | 5,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 3,808 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,132 |
| Net operating income | $207,000 | 5,620 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 3,361 |
| Total interest expense | $3,972,000 | 2,921 |
| Net interest income | $4,222,000 | 3,670 |
| Provision for loan and lease losses | $324,000 | 3,429 |
| Total noninterest income | $263,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $90,000 | 5,687 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 4,711 |
| Total noninterest expense | $3,801,000 | 3,506 |
| Salaries and employee benefits | $1,947,000 | 3,700 |
| Premises and equipment expense | $523,000 | 3,533 |
| Additional noninterest expense | $1,331,000 | 3,076 |
| Pre-tax net operating income | $360,000 | 5,408 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $360,000 | 4,944 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $360,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
| Net operating income | $360,000 | 5,109 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,416 |
| Total interest expense | $2,743,000 | 2,935 |
| Net interest income | $2,697,000 | 3,780 |
| Provision for loan and lease losses | $223,000 | 2,985 |
| Total noninterest income | $204,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $130,000 | 4,555 |
| Total noninterest expense | $2,428,000 | 3,655 |
| Salaries and employee benefits | $1,257,000 | 3,826 |
| Premises and equipment expense | $326,000 | 3,711 |
| Additional noninterest expense | $845,000 | 3,196 |
| Pre-tax net operating income | $250,000 | 5,492 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $250,000 | 5,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 927 |
| Net operating income | $250,000 | 5,206 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 3,446 |
| Total interest expense | $1,475,000 | 2,920 |
| Net interest income | $1,303,000 | 3,865 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $1,210,000 | 3,671 |
| Salaries and employee benefits | $611,000 | 3,917 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $455,000 | 2,946 |
| Pre-tax net operating income | $118,000 | 5,796 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 813 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,872,000 | 3,560 |
| Total interest expense | $6,112,000 | 2,967 |
| Net interest income | $4,760,000 | 4,141 |
| Provision for loan and lease losses | $740,000 | 1,774 |
| Total noninterest income | $299,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $102,000 | 5,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $197,000 | 5,089 |
| Total noninterest expense | $4,229,000 | 3,946 |
| Salaries and employee benefits | $2,214,000 | 4,057 |
| Premises and equipment expense | $501,000 | 4,355 |
| Additional noninterest expense | $1,514,000 | 3,388 |
| Pre-tax net operating income | $90,000 | 7,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $90,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,816 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $90,000 | 7,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 3,633 |
| Total interest expense | $4,460,000 | 3,020 |
| Net interest income | $3,486,000 | 4,228 |
| Provision for loan and lease losses | $526,000 | 1,500 |
| Total noninterest income | $215,000 | 6,165 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $145,000 | 5,158 |
| Total noninterest expense | $3,089,000 | 4,008 |
| Salaries and employee benefits | $1,635,000 | 4,099 |
| Premises and equipment expense | $368,000 | 4,408 |
| Additional noninterest expense | $1,086,000 | 3,470 |
| Pre-tax net operating income | $86,000 | 7,366 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $86,000 | 7,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $86,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,757 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $86,000 | 7,318 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 3,771 |
| Total interest expense | $2,798,000 | 3,175 |
| Net interest income | $2,234,000 | 4,367 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $139,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $2,046,000 | 4,068 |
| Salaries and employee benefits | $1,089,000 | 4,139 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $726,000 | 3,456 |
| Pre-tax net operating income | $-73,000 | 7,930 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-73,000 | 7,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-73,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,201 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-73,000 | 7,940 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 3,906 |
| Total interest expense | $1,298,000 | 3,326 |
| Net interest income | $1,089,000 | 4,447 |
| Provision for loan and lease losses | $77,000 | 2,386 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $1,013,000 | 4,102 |
| Salaries and employee benefits | $559,000 | 4,082 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $347,000 | 3,552 |
| Pre-tax net operating income | $68,000 | 7,068 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $68,000 | 6,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $68,000 | 6,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 4,265 |
| Total interest expense | $4,239,000 | 3,450 |
| Net interest income | $3,558,000 | 5,004 |
| Provision for loan and lease losses | $499,000 | 1,917 |
| Total noninterest income | $302,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 5,026 |
| Total noninterest expense | $3,338,000 | 4,541 |
| Salaries and employee benefits | $1,771,000 | 4,672 |
| Premises and equipment expense | $444,000 | 4,606 |
| Additional noninterest expense | $1,123,000 | 4,147 |
| Pre-tax net operating income | $23,000 | 7,892 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $23,000 | 7,920 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $23,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,166 |
| Net operating income | $23,000 | 7,907 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 4,420 |
| Total interest expense | $2,965,000 | 3,539 |
| Net interest income | $2,535,000 | 5,215 |
| Provision for loan and lease losses | $298,000 | 2,170 |
| Total noninterest income | $210,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 5,268 |
| Total noninterest expense | $2,437,000 | 4,618 |
| Salaries and employee benefits | $1,303,000 | 4,704 |
| Premises and equipment expense | $336,000 | 4,579 |
| Additional noninterest expense | $798,000 | 4,269 |
| Pre-tax net operating income | $10,000 | 8,081 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $10,000 | 8,102 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 966 |
| Net operating income | $10,000 | 8,091 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 4,654 |
| Total interest expense | $1,743,000 | 3,732 |
| Net interest income | $1,592,000 | 5,412 |
| Provision for loan and lease losses | $191,000 | 2,189 |
| Total noninterest income | $121,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $1,608,000 | 4,658 |
| Salaries and employee benefits | $866,000 | 4,746 |
| Premises and equipment expense | $222,000 | 4,617 |
| Additional noninterest expense | $520,000 | 4,350 |
| Pre-tax net operating income | $-86,000 | 8,325 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-86,000 | 8,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-86,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 804 |
| Net operating income | $-86,000 | 8,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,951 |
| Total interest expense | $753,000 | 3,986 |
| Net interest income | $718,000 | 5,729 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $801,000 | 4,685 |
| Salaries and employee benefits | $432,000 | 4,778 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $-140,000 | 8,490 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-140,000 | 8,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-140,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 564 |
| Net operating income | $-140,000 | 8,494 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 6,766 |
| Total interest expense | $1,024,000 | 6,232 |
| Net interest income | $1,765,000 | 6,942 |
| Provision for loan and lease losses | $398,000 | 2,293 |
| Total noninterest income | $136,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $54,000 | 7,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $2,630,000 | 5,203 |
| Salaries and employee benefits | $1,449,000 | 5,169 |
| Premises and equipment expense | $301,000 | 5,720 |
| Additional noninterest expense | $880,000 | 4,848 |
| Pre-tax net operating income | $-1,127,000 | 8,663 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,127,000 | 8,691 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,127,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,009,000 | 231 |
| Net operating income | $-1,127,000 | 8,673 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 7,110 |
| Total interest expense | $671,000 | 6,473 |
| Net interest income | $1,132,000 | 7,319 |
| Provision for loan and lease losses | $269,000 | 2,428 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $1,909,000 | 5,295 |
| Salaries and employee benefits | $1,061,000 | 5,227 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $630,000 | 4,962 |
| Pre-tax net operating income | $-950,000 | 8,717 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-950,000 | 8,742 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-950,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-950,000 | 8,722 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,455 |
| Total interest expense | $360,000 | 6,839 |
| Net interest income | $638,000 | 7,652 |
| Provision for loan and lease losses | $189,000 | 2,249 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $1,175,000 | 5,534 |
| Salaries and employee benefits | $682,000 | 5,332 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $369,000 | 5,361 |
| Pre-tax net operating income | $-668,000 | 8,722 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-668,000 | 8,748 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-668,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-668,000 | 8,725 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,839 |
| Total interest expense | $141,000 | 7,278 |
| Net interest income | $270,000 | 7,965 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $601,000 | 5,514 |
| Salaries and employee benefits | $339,000 | 5,398 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $-378,000 | 8,815 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-378,000 | 8,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-378,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-378,000 | 8,816 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,871 |
| Total interest expense | $39,000 | 8,855 |
| Net interest income | $211,000 | 8,860 |
| Provision for loan and lease losses | $163,000 | 4,102 |
| Total noninterest income | $8,000 | 8,851 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,000 | 7,861 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $1,442,000 | 6,991 |
| Salaries and employee benefits | $525,000 | 7,915 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $847,000 | 4,903 |
| Pre-tax net operating income | $-1,386,000 | 8,857 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,386,000 | 8,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,386,000 | 8,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $14,971,000 | 53 |
| Net operating income | $-1,386,000 | 8,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $37,000 | 8,994 |
| Total interest expense | $3,000 | 8,988 |
| Net interest income | $34,000 | 8,987 |
| Provision for loan and lease losses | $87,000 | 4,638 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $817,000 | 7,612 |
| Salaries and employee benefits | $152,000 | 8,848 |
| Premises and equipment expense | $32,000 | 8,709 |
| Additional noninterest expense | $633,000 | 4,876 |
| Pre-tax net operating income | $-870,000 | 8,875 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-870,000 | 8,908 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-870,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $14,971,000 | 44 |
| Net operating income | $-870,000 | 8,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.