Home > Broadway Federal Bank, f.s.b. > Income and Expense

Broadway Federal Bank, f.s.b., Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$3,777,0001,872
Total interest expense$910,000875
Net interest income$2,867,0002,091
Provision for loan and lease losses$02,741
Total noninterest income$117,0003,741
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$67,0003,820
Total noninterest expense$7,205,000870
Salaries and employee benefits$5,198,000701
Premises and equipment expense$326,0001,727
Additional noninterest expense$1,681,0001,037
Pre-tax net operating income$-4,221,0004,980
Securities gains (losses)$01,392
Applicable income taxes$-1,444,0004,972
Income before extraordinary items$-2,777,0004,971
Extraordinary gains, net$03
Net income$-2,777,0004,971
Minority interest net income$055
Net income of bank and minority interests.$-2,777,0004,971
Net charge-offs$01,930
Cash dividends$700,000968
Sale, conversion, retirement of capital stock, net$-228,0004,951
Net operating income$-2,777,0004,971
2020-12-31 (YTD Data)Rank
Total interest income$17,643,0001,661
Total interest expense$5,342,000887
Net interest income$12,301,0001,910
Provision for loan and lease losses$29,0004,053
Total noninterest income$1,003,0002,856
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$221,0002,644
Trading account gains and feesNANA
Additional Noninterest Income$782,0002,704
Total noninterest expense$13,181,0001,572
Salaries and employee benefits$8,094,0001,500
Premises and equipment expense$1,357,0001,639
Additional noninterest expense$3,730,0001,621
Pre-tax net operating income$94,0004,644
Securities gains (losses)$02,675
Applicable income taxes$-116,0004,898
Income before extraordinary items$210,0004,531
Extraordinary gains, net$04
Net income$210,0004,530
Minority interest net income$072
Net income of bank and minority interests.$210,0004,531
Net charge-offs$-4,0004,089
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$426,000287
Net operating income$210,0004,490
2020-09-30 (YTD Data)Rank
Total interest income$13,713,0001,612
Total interest expense$4,299,000886
Net interest income$9,414,0001,874
Provision for loan and lease losses$29,0003,914
Total noninterest income$625,0003,059
Gross Fiduciary activities income$0981
Service charges on deposit accounts$174,0002,570
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,932
Total noninterest expense$9,379,0001,629
Salaries and employee benefits$5,727,0001,557
Premises and equipment expense$1,019,0001,632
Additional noninterest expense$2,633,0001,674
Pre-tax net operating income$631,0003,874
Securities gains (losses)$02,494
Applicable income taxes$-7,0004,847
Income before extraordinary items$638,0003,817
Extraordinary gains, net$04
Net income$638,0003,816
Minority interest net income$065
Net income of bank and minority interests.$638,0003,817
Net charge-offs$-4,0004,037
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$325,000264
Net operating income$638,0003,768
2020-06-30 (YTD Data)Rank
Total interest income$9,139,0001,634
Total interest expense$3,130,000888
Net interest income$6,009,0001,953
Provision for loan and lease losses$29,0003,754
Total noninterest income$428,0002,996
Gross Fiduciary activities income$0970
Service charges on deposit accounts$133,0002,427
Trading account gains and feesNANA
Additional Noninterest Income$295,0002,928
Total noninterest expense$5,965,0001,691
Salaries and employee benefits$3,888,0001,524
Premises and equipment expense$671,0001,649
Additional noninterest expense$1,406,0001,994
Pre-tax net operating income$443,0003,824
Securities gains (losses)$02,249
Applicable income taxes$-204,0004,961
Income before extraordinary items$647,0003,391
Extraordinary gains, net$04
Net income$647,0003,390
Minority interest net income$065
Net income of bank and minority interests.$647,0003,391
Net charge-offs$-4,0004,068
Cash dividends$900,0001,420
Sale, conversion, retirement of capital stock, net$225,000244
Net operating income$647,0003,337
2020-03-31 (YTD Data)Rank
Total interest income$4,571,0001,624
Total interest expense$1,627,000944
Net interest income$2,944,0001,948
Provision for loan and lease losses$29,0002,954
Total noninterest income$192,0003,075
Gross Fiduciary activities income$0941
Service charges on deposit accounts$90,0002,287
Trading account gains and feesNANA
Additional Noninterest Income$102,0003,152
Total noninterest expense$2,929,0001,730
Salaries and employee benefits$1,978,0001,517
Premises and equipment expense$334,0001,675
Additional noninterest expense$617,0002,204
Pre-tax net operating income$178,0003,900
Securities gains (losses)$01,705
Applicable income taxes$26,0002,766
Income before extraordinary items$152,0003,949
Extraordinary gains, net$04
Net income$152,0003,950
Minority interest net income$056
Net income of bank and minority interests.$152,0003,950
Net charge-offs$02,581
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$125,000221
Net operating income$152,0003,924
2019-12-31 (YTD Data)Rank
Total interest income$16,847,0001,754
Total interest expense$6,138,0001,037
Net interest income$10,709,0002,111
Provision for loan and lease losses$-7,0004,908
Total noninterest income$1,018,0002,797
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$262,0002,805
Trading account gains and feesNANA
Additional Noninterest Income$756,0002,556
Total noninterest expense$11,341,0001,730
Salaries and employee benefits$7,035,0001,618
Premises and equipment expense$1,282,0001,712
Additional noninterest expense$3,024,0001,914
Pre-tax net operating income$393,0004,543
Securities gains (losses)$02,379
Applicable income taxes$-66,0005,077
Income before extraordinary items$459,0004,443
Extraordinary gains, net$011
Net income$459,0004,445
Minority interest net income$076
Net income of bank and minority interests.$459,0004,445
Net charge-offs$-260,0005,024
Cash dividends$1,650,0001,771
Sale, conversion, retirement of capital stock, net$304,000349
Net operating income$459,0004,424
2019-09-30 (YTD Data)Rank
Total interest income$12,474,0001,794
Total interest expense$4,614,0001,040
Net interest income$7,860,0002,175
Provision for loan and lease losses$-301,0005,169
Total noninterest income$835,0002,687
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$182,0002,954
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,396
Total noninterest expense$8,676,0001,709
Salaries and employee benefits$5,391,0001,597
Premises and equipment expense$953,0001,742
Additional noninterest expense$2,332,0001,849
Pre-tax net operating income$320,0004,595
Securities gains (losses)$02,167
Applicable income taxes$-47,0005,168
Income before extraordinary items$367,0004,505
Extraordinary gains, net$011
Net income$367,0004,504
Minority interest net income$072
Net income of bank and minority interests.$367,0004,504
Net charge-offs$-190,0005,070
Cash dividends$1,050,0001,754
Sale, conversion, retirement of capital stock, net$231,000316
Net operating income$367,0004,480
2019-06-30 (YTD Data)Rank
Total interest income$8,457,0001,770
Total interest expense$3,050,0001,032
Net interest income$5,407,0002,135
Provision for loan and lease losses$-348,0005,230
Total noninterest income$496,0002,820
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$122,0002,933
Trading account gains and feesNANA
Additional Noninterest Income$374,0002,572
Total noninterest expense$5,776,0001,717
Salaries and employee benefits$3,605,0001,594
Premises and equipment expense$619,0001,782
Additional noninterest expense$1,552,0001,884
Pre-tax net operating income$475,0004,037
Securities gains (losses)$01,702
Applicable income taxes$38,0003,219
Income before extraordinary items$437,0004,009
Extraordinary gains, net$011
Net income$437,0004,007
Minority interest net income$069
Net income of bank and minority interests.$437,0004,008
Net charge-offs$-190,0005,149
Cash dividends$650,0001,831
Sale, conversion, retirement of capital stock, net$155,000295
Net operating income$437,0003,997
2019-03-31 (YTD Data)Rank
Total interest income$4,374,0001,722
Total interest expense$1,494,0001,026
Net interest income$2,880,0002,024
Provision for loan and lease losses$-190,0005,296
Total noninterest income$366,0002,280
Gross Fiduciary activities income$0972
Service charges on deposit accounts$69,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$297,0001,971
Total noninterest expense$2,928,0001,701
Salaries and employee benefits$1,809,0001,608
Premises and equipment expense$305,0001,813
Additional noninterest expense$814,0001,796
Pre-tax net operating income$508,0003,054
Securities gains (losses)$01,087
Applicable income taxes$99,0002,165
Income before extraordinary items$409,0003,196
Extraordinary gains, net$05
Net income$409,0003,192
Minority interest net income$052
Net income of bank and minority interests.$409,0003,195
Net charge-offs$-190,0005,268
Cash dividends$150,0002,193
Sale, conversion, retirement of capital stock, net$84,000252
Net operating income$409,0003,182
2018-12-31 (YTD Data)Rank
Total interest income$15,238,0001,833
Total interest expense$4,687,000980
Net interest income$10,551,0002,142
Provision for loan and lease losses$-1,254,0005,352
Total noninterest income$797,0003,158
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$225,0003,167
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,901
Total noninterest expense$11,045,0001,748
Salaries and employee benefits$6,748,0001,653
Premises and equipment expense$1,274,0001,727
Additional noninterest expense$3,023,0001,907
Pre-tax net operating income$1,557,0003,482
Securities gains (losses)$01,125
Applicable income taxes$260,0002,494
Income before extraordinary items$1,297,0003,565
Extraordinary gains, net$06
Net income$1,297,0003,562
Minority interest net income$072
Net income of bank and minority interests.$1,297,0003,564
Net charge-offs$-114,0005,067
Cash dividends$600,0002,778
Sale, conversion, retirement of capital stock, net$132,000457
Net operating income$1,297,0003,572
2018-09-30 (YTD Data)Rank
Total interest income$11,295,0001,842
Total interest expense$3,266,000977
Net interest income$8,029,0002,132
Provision for loan and lease losses$-1,000,0005,418
Total noninterest income$617,0003,141
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$170,0003,172
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,896
Total noninterest expense$8,349,0001,734
Salaries and employee benefits$5,150,0001,627
Premises and equipment expense$958,0001,735
Additional noninterest expense$2,241,0001,923
Pre-tax net operating income$1,297,0003,393
Securities gains (losses)$01,118
Applicable income taxes$385,0002,016
Income before extraordinary items$912,0003,713
Extraordinary gains, net$05
Net income$912,0003,712
Minority interest net income$066
Net income of bank and minority interests.$912,0003,712
Net charge-offs$-114,0005,142
Cash dividends$450,0002,467
Sale, conversion, retirement of capital stock, net$122,000401
Net operating income$912,0003,714
2018-06-30 (YTD Data)Rank
Total interest income$7,392,0001,857
Total interest expense$1,931,0001,039
Net interest income$5,461,0002,096
Provision for loan and lease losses$03,782
Total noninterest income$250,0003,831
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$115,0003,149
Trading account gains and feesNANA
Additional Noninterest Income$135,0003,849
Total noninterest expense$5,694,0001,709
Salaries and employee benefits$3,504,0001,618
Premises and equipment expense$629,0001,777
Additional noninterest expense$1,561,0001,852
Pre-tax net operating income$17,0005,318
Securities gains (losses)$0961
Applicable income taxes$-1,0005,353
Income before extraordinary items$18,0005,309
Extraordinary gains, net$06
Net income$18,0005,307
Minority interest net income$065
Net income of bank and minority interests.$18,0005,308
Net charge-offs$-114,0005,231
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$107,000358
Net operating income$18,0005,314
2018-03-31 (YTD Data)Rank
Total interest income$3,758,0001,809
Total interest expense$930,0001,009
Net interest income$2,828,0002,036
Provision for loan and lease losses$03,508
Total noninterest income$85,0004,282
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$60,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,706
Total noninterest expense$2,895,0001,691
Salaries and employee benefits$1,870,0001,521
Premises and equipment expense$313,0001,805
Additional noninterest expense$712,0002,007
Pre-tax net operating income$18,0005,325
Securities gains (losses)$0735
Applicable income taxes$-1,0005,402
Income before extraordinary items$19,0005,302
Extraordinary gains, net$07
Net income$19,0005,302
Minority interest net income$052
Net income of bank and minority interests.$19,0005,302
Net charge-offs$-114,0005,404
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$89,000267
Net operating income$19,0005,307
2017-12-31 (YTD Data)Rank
Total interest income$16,288,0001,634
Total interest expense$4,155,000816
Net interest income$12,133,0001,887
Provision for loan and lease losses$-1,100,0005,602
Total noninterest income$2,429,0001,805
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$226,0003,295
Trading account gains and feesNANA
Additional Noninterest Income$2,203,0001,440
Total noninterest expense$11,033,0001,734
Salaries and employee benefits$6,951,0001,593
Premises and equipment expense$1,264,0001,765
Additional noninterest expense$2,818,0002,032
Pre-tax net operating income$4,629,0001,824
Securities gains (losses)$02,243
Applicable income taxes$1,538,0001,514
Income before extraordinary items$3,091,0001,981
Extraordinary gains, net$09
Net income$3,091,0001,979
Minority interest net income$076
Net income of bank and minority interests.$3,091,0001,981
Net charge-offs$-566,0005,581
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$299,000353
Net operating income$3,091,0001,960
2017-09-30 (YTD Data)Rank
Total interest income$12,617,0001,591
Total interest expense$3,154,000783
Net interest income$9,463,0001,838
Provision for loan and lease losses$-950,0005,669
Total noninterest income$1,972,0001,741
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$172,0003,294
Trading account gains and feesNANA
Additional Noninterest Income$1,800,0001,377
Total noninterest expense$8,158,0001,767
Salaries and employee benefits$5,081,0001,647
Premises and equipment expense$941,0001,792
Additional noninterest expense$2,136,0002,012
Pre-tax net operating income$4,227,0001,561
Securities gains (losses)$02,274
Applicable income taxes$1,534,0001,096
Income before extraordinary items$2,693,0001,901
Extraordinary gains, net$09
Net income$2,693,0001,901
Minority interest net income$071
Net income of bank and minority interests.$2,693,0001,901
Net charge-offs$-560,0005,646
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$255,000321
Net operating income$2,693,0001,869
2017-06-30 (YTD Data)Rank
Total interest income$8,273,0001,593
Total interest expense$2,098,000759
Net interest income$6,175,0001,848
Provision for loan and lease losses$-650,0005,720
Total noninterest income$1,673,0001,476
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$116,0003,281
Trading account gains and feesNANA
Additional Noninterest Income$1,557,0001,161
Total noninterest expense$5,268,0001,827
Salaries and employee benefits$3,218,0001,718
Premises and equipment expense$613,0001,841
Additional noninterest expense$1,437,0001,996
Pre-tax net operating income$3,230,0001,384
Securities gains (losses)$01,906
Applicable income taxes$1,163,000998
Income before extraordinary items$2,067,0001,661
Extraordinary gains, net$011
Net income$2,067,0001,660
Minority interest net income$071
Net income of bank and minority interests.$2,067,0001,661
Net charge-offs$-293,0005,655
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$209,000275
Net operating income$2,067,0001,643
2017-03-31 (YTD Data)Rank
Total interest income$4,137,0001,582
Total interest expense$1,012,000769
Net interest income$3,125,0001,833
Provision for loan and lease losses$-350,0005,797
Total noninterest income$1,350,0001,076
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$62,0003,168
Trading account gains and feesNANA
Additional Noninterest Income$1,288,000800
Total noninterest expense$2,902,0001,695
Salaries and employee benefits$1,936,0001,476
Premises and equipment expense$303,0001,866
Additional noninterest expense$663,0002,130
Pre-tax net operating income$1,923,0001,207
Securities gains (losses)$01,153
Applicable income taxes$629,000929
Income before extraordinary items$1,294,0001,371
Extraordinary gains, net$08
Net income$1,294,0001,370
Minority interest net income$055
Net income of bank and minority interests.$1,294,0001,371
Net charge-offs$-139,0005,669
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$115,000235
Net operating income$1,294,0001,354
2016-12-31 (YTD Data)Rank
Total interest income$15,290,0001,653
Total interest expense$3,710,000793
Net interest income$11,580,0001,923
Provision for loan and lease losses$-550,0005,762
Total noninterest income$1,034,0002,997
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$255,0003,234
Trading account gains and fees$0170
Additional Noninterest Income$779,0002,691
Total noninterest expense$10,708,0001,787
Salaries and employee benefits$6,887,0001,577
Premises and equipment expense$1,187,0001,882
Additional noninterest expense$2,634,0002,201
Pre-tax net operating income$2,456,0002,707
Securities gains (losses)$03,212
Applicable income taxes$120,0003,208
Income before extraordinary items$2,336,0002,523
Extraordinary gains, net$05
Net income$2,336,0002,522
Minority interest net income$082
Net income of bank and minority interests.$2,336,0002,523
Net charge-offs$-325,0005,743
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,336,0002,478
2016-09-30 (YTD Data)Rank
Total interest income$11,401,0001,663
Total interest expense$2,741,000801
Net interest income$8,660,0001,934
Provision for loan and lease losses$-550,0005,862
Total noninterest income$890,0002,797
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$189,0003,268
Trading account gains and fees$0169
Additional Noninterest Income$701,0002,486
Total noninterest expense$8,188,0001,751
Salaries and employee benefits$5,253,0001,541
Premises and equipment expense$875,0001,910
Additional noninterest expense$2,060,0002,126
Pre-tax net operating income$1,912,0002,693
Securities gains (losses)$03,160
Applicable income taxes$2,0004,204
Income before extraordinary items$1,910,0002,413
Extraordinary gains, net$05
Net income$1,910,0002,412
Minority interest net income$071
Net income of bank and minority interests.$1,910,0002,413
Net charge-offs$-319,0005,805
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,910,0002,354
2016-06-30 (YTD Data)Rank
Total interest income$7,388,0001,726
Total interest expense$1,795,000812
Net interest income$5,593,0001,994
Provision for loan and lease losses$-550,0005,977
Total noninterest income$753,0002,465
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$130,0003,196
Trading account gains and fees$0157
Additional Noninterest Income$623,0002,090
Total noninterest expense$5,492,0001,750
Salaries and employee benefits$3,568,0001,523
Premises and equipment expense$576,0001,927
Additional noninterest expense$1,348,0002,179
Pre-tax net operating income$1,404,0002,515
Securities gains (losses)$02,835
Applicable income taxes$2,0004,190
Income before extraordinary items$1,402,0002,241
Extraordinary gains, net$016
Net income$1,402,0002,240
Minority interest net income$071
Net income of bank and minority interests.$1,402,0002,240
Net charge-offs$-267,0005,898
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,402,0002,173
2016-03-31 (YTD Data)Rank
Total interest income$3,615,0001,764
Total interest expense$904,000801
Net interest income$2,711,0002,049
Provision for loan and lease losses$-300,0006,042
Total noninterest income$559,0001,925
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$70,0003,056
Trading account gains and fees$0142
Additional Noninterest Income$489,0001,525
Total noninterest expense$2,761,0001,747
Salaries and employee benefits$1,877,0001,458
Premises and equipment expense$289,0001,936
Additional noninterest expense$595,0002,403
Pre-tax net operating income$809,0002,252
Securities gains (losses)$02,077
Applicable income taxes$2,0004,104
Income before extraordinary items$807,0001,974
Extraordinary gains, net$012
Net income$807,0001,974
Minority interest net income$062
Net income of bank and minority interests.$807,0001,974
Net charge-offs$-6,0004,951
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$807,0001,923
2015-12-31 (YTD Data)Rank
Total interest income$15,155,0001,643
Total interest expense$3,718,000749
Net interest income$11,437,0001,892
Provision for loan and lease losses$-3,700,0006,148
Total noninterest income$2,737,0001,706
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$379,0002,606
Trading account gains and fees$0159
Additional Noninterest Income$2,358,0001,348
Total noninterest expense$12,746,0001,517
Salaries and employee benefits$8,117,0001,337
Premises and equipment expense$1,198,0001,896
Additional noninterest expense$3,431,0001,772
Pre-tax net operating income$5,128,0001,546
Securities gains (losses)$03,216
Applicable income taxes$-4,575,0006,148
Income before extraordinary items$9,703,000752
Extraordinary gains, net$023
Net income$9,703,000752
Minority interest net income$081
Net income of bank and minority interests.$9,703,000752
Net charge-offs$-63,0005,631
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,703,000736
2015-09-30 (YTD Data)Rank
Total interest income$11,746,0001,589
Total interest expense$2,739,000769
Net interest income$9,007,0001,841
Provision for loan and lease losses$-1,700,0006,204
Total noninterest income$1,881,0001,827
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$271,0002,722
Trading account gains and fees$0153
Additional Noninterest Income$1,610,0001,459
Total noninterest expense$8,635,0001,674
Salaries and employee benefits$5,272,0001,517
Premises and equipment expense$890,0001,930
Additional noninterest expense$2,473,0001,836
Pre-tax net operating income$3,953,0001,538
Securities gains (losses)$03,031
Applicable income taxes$16,0004,021
Income before extraordinary items$3,937,0001,318
Extraordinary gains, net$021
Net income$3,937,0001,318
Minority interest net income$078
Net income of bank and minority interests.$3,937,0001,318
Net charge-offs$37,0002,992
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,937,0001,286
2015-06-30 (YTD Data)Rank
Total interest income$8,017,0001,559
Total interest expense$1,846,000757
Net interest income$6,171,0001,796
Provision for loan and lease losses$-1,500,0006,280
Total noninterest income$924,0002,237
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$174,0002,754
Trading account gains and fees$0157
Additional Noninterest Income$750,0001,882
Total noninterest expense$5,789,0001,669
Salaries and employee benefits$3,510,0001,526
Premises and equipment expense$582,0001,966
Additional noninterest expense$1,697,0001,792
Pre-tax net operating income$2,806,0001,456
Securities gains (losses)$02,636
Applicable income taxes$7,0004,172
Income before extraordinary items$2,799,0001,244
Extraordinary gains, net$022
Net income$2,799,0001,246
Minority interest net income$075
Net income of bank and minority interests.$2,799,0001,245
Net charge-offs$42,0002,461
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,799,0001,215
2015-03-31 (YTD Data)Rank
Total interest income$3,905,0001,588
Total interest expense$913,000765
Net interest income$2,992,0001,837
Provision for loan and lease losses$-750,0006,356
Total noninterest income$601,0001,869
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$92,0002,626
Trading account gains and fees$0152
Additional Noninterest Income$509,0001,492
Total noninterest expense$2,871,0001,684
Salaries and employee benefits$1,804,0001,492
Premises and equipment expense$298,0001,949
Additional noninterest expense$769,0001,942
Pre-tax net operating income$1,472,0001,363
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$1,470,0001,152
Extraordinary gains, net$013
Net income$1,470,0001,153
Minority interest net income$064
Net income of bank and minority interests.$1,470,0001,153
Net charge-offs$44,0001,653
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,470,0001,118
2014-12-31 (YTD Data)Rank
Total interest income$15,730,0001,577
Total interest expense$3,712,000798
Net interest income$12,018,0001,825
Provision for loan and lease losses$-2,932,0006,445
Total noninterest income$316,0004,935
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$399,0002,692
Trading account gains and fees$0180
Additional Noninterest Income$-83,0006,386
Total noninterest expense$12,044,0001,595
Salaries and employee benefits$6,987,0001,493
Premises and equipment expense$1,199,0001,921
Additional noninterest expense$3,858,0001,612
Pre-tax net operating income$3,222,0002,157
Securities gains (losses)$03,259
Applicable income taxes$2,0004,394
Income before extraordinary items$3,220,0001,900
Extraordinary gains, net$017
Net income$3,220,0001,899
Minority interest net income$084
Net income of bank and minority interests.$3,220,0001,898
Net charge-offs$-1,251,0006,464
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,220,0001,867
2014-09-30 (YTD Data)Rank
Total interest income$11,546,0001,624
Total interest expense$2,794,000801
Net interest income$8,752,0001,878
Provision for loan and lease losses$-2,532,0006,537
Total noninterest income$223,0005,050
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$308,0002,664
Trading account gains and fees$0174
Additional Noninterest Income$-85,0006,490
Total noninterest expense$8,952,0001,604
Salaries and employee benefits$5,098,0001,532
Premises and equipment expense$893,0001,945
Additional noninterest expense$2,961,0001,581
Pre-tax net operating income$2,555,0002,110
Securities gains (losses)$02,980
Applicable income taxes$2,0004,434
Income before extraordinary items$2,553,0001,817
Extraordinary gains, net$015
Net income$2,553,0001,817
Minority interest net income$081
Net income of bank and minority interests.$2,553,0001,816
Net charge-offs$-1,453,0006,559
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,553,0001,783
2014-06-30 (YTD Data)Rank
Total interest income$7,671,0001,620
Total interest expense$1,865,000802
Net interest income$5,806,0001,881
Provision for loan and lease losses$-1,582,0006,598
Total noninterest income$85,0005,663
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$203,0002,676
Trading account gains and fees$0172
Additional Noninterest Income$-118,0006,594
Total noninterest expense$5,840,0001,633
Salaries and employee benefits$3,271,0001,585
Premises and equipment expense$576,0002,029
Additional noninterest expense$1,993,0001,566
Pre-tax net operating income$1,633,0002,136
Securities gains (losses)$02,580
Applicable income taxes$2,0004,388
Income before extraordinary items$1,631,0001,850
Extraordinary gains, net$020
Net income$1,631,0001,854
Minority interest net income$080
Net income of bank and minority interests.$1,631,0001,853
Net charge-offs$-812,0006,600
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,631,0001,800
2014-03-31 (YTD Data)Rank
Total interest income$3,796,0001,635
Total interest expense$951,000799
Net interest income$2,845,0001,900
Provision for loan and lease losses$-1,082,0006,674
Total noninterest income$342,0002,620
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$104,0002,594
Trading account gains and fees$0147
Additional Noninterest Income$238,0002,314
Total noninterest expense$2,928,0001,643
Salaries and employee benefits$1,618,0001,611
Premises and equipment expense$281,0002,114
Additional noninterest expense$1,029,0001,517
Pre-tax net operating income$1,341,0001,387
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$1,339,0001,151
Extraordinary gains, net$016
Net income$1,339,0001,152
Minority interest net income$066
Net income of bank and minority interests.$1,339,0001,152
Net charge-offs$-1,027,0006,703
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,339,0001,133
2013-12-31 (YTD Data)Rank
Total interest income$15,966,0001,565
Total interest expense$4,307,000778
Net interest income$11,659,0001,839
Provision for loan and lease losses$414,0002,075
Total noninterest income$160,0005,847
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$463,0002,534
Trading account gains and fees$0184
Additional Noninterest Income$-303,0006,703
Total noninterest expense$11,551,0001,670
Salaries and employee benefits$6,136,0001,664
Premises and equipment expense$1,229,0001,875
Additional noninterest expense$4,186,0001,568
Pre-tax net operating income$-146,0006,334
Securities gains (losses)$03,182
Applicable income taxes$2,0004,492
Income before extraordinary items$-148,0006,371
Extraordinary gains, net$029
Net income$-148,0006,372
Minority interest net income$090
Net income of bank and minority interests.$-148,0006,373
Net charge-offs$2,137,000706
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-148,0006,349
2013-09-30 (YTD Data)Rank
Total interest income$11,897,0001,586
Total interest expense$3,293,000788
Net interest income$8,604,0001,870
Provision for loan and lease losses$414,0001,726
Total noninterest income$-92,0006,816
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$343,0002,574
Trading account gains and fees$0180
Additional Noninterest Income$-435,0006,836
Total noninterest expense$8,596,0001,691
Salaries and employee benefits$4,616,0001,678
Premises and equipment expense$921,0001,891
Additional noninterest expense$3,059,0001,590
Pre-tax net operating income$-498,0006,611
Securities gains (losses)$03,040
Applicable income taxes$3,0004,538
Income before extraordinary items$-501,0006,636
Extraordinary gains, net$025
Net income$-501,0006,637
Minority interest net income$084
Net income of bank and minority interests.$-501,0006,637
Net charge-offs$1,944,000606
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-501,0006,620
2013-06-30 (YTD Data)Rank
Total interest income$8,086,0001,551
Total interest expense$2,270,000787
Net interest income$5,816,0001,830
Provision for loan and lease losses$04,788
Total noninterest income$-233,0006,892
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$229,0002,539
Trading account gains and fees$0157
Additional Noninterest Income$-462,0006,899
Total noninterest expense$5,792,0001,663
Salaries and employee benefits$3,046,0001,700
Premises and equipment expense$656,0001,790
Additional noninterest expense$2,090,0001,559
Pre-tax net operating income$-209,0006,561
Securities gains (losses)$02,791
Applicable income taxes$3,0004,453
Income before extraordinary items$-212,0006,613
Extraordinary gains, net$022
Net income$-212,0006,613
Minority interest net income$082
Net income of bank and minority interests.$-212,0006,613
Net charge-offs$1,290,000652
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-212,0006,583
2013-03-31 (YTD Data)Rank
Total interest income$4,024,0001,570
Total interest expense$1,156,000801
Net interest income$2,868,0001,860
Provision for loan and lease losses$04,409
Total noninterest income$-270,0006,990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$121,0002,415
Trading account gains and fees$0148
Additional Noninterest Income$-391,0006,990
Total noninterest expense$2,878,0001,684
Salaries and employee benefits$1,503,0001,738
Premises and equipment expense$336,0001,771
Additional noninterest expense$1,039,0001,562
Pre-tax net operating income$-280,0006,782
Securities gains (losses)$01,966
Applicable income taxes$2,0004,407
Income before extraordinary items$-282,0006,807
Extraordinary gains, net$010
Net income$-282,0006,807
Minority interest net income$076
Net income of bank and minority interests.$-282,0006,807
Net charge-offs$1,419,000347
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-282,0006,792
2012-12-31 (YTD Data)Rank
Total interest income$19,891,0001,348
Total interest expense$5,684,000784
Net interest income$14,207,0001,551
Provision for loan and lease losses$1,190,0001,595
Total noninterest income$2,168,0002,072
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$493,0002,521
Trading account gains and fees$0166
Additional Noninterest Income$1,675,0001,727
Total noninterest expense$12,533,0001,555
Salaries and employee benefits$6,317,0001,602
Premises and equipment expense$1,277,0001,843
Additional noninterest expense$4,939,0001,371
Pre-tax net operating income$2,652,0002,311
Securities gains (losses)$50,0002,732
Applicable income taxes$829,0001,655
Income before extraordinary items$1,873,0002,701
Extraordinary gains, net$029
Net income$1,873,0002,705
Minority interest net income$093
Net income of bank and minority interests.$1,873,0002,703
Net charge-offs$6,620,000463
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,838,5002,626
2012-09-30 (YTD Data)Rank
Total interest income$15,402,0001,326
Total interest expense$4,441,000783
Net interest income$10,961,0001,512
Provision for loan and lease losses$1,190,0001,268
Total noninterest income$2,431,0001,552
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$363,0002,575
Trading account gains and fees$0157
Additional Noninterest Income$2,068,0001,233
Total noninterest expense$9,244,0001,584
Salaries and employee benefits$4,693,0001,613
Premises and equipment expense$934,0001,909
Additional noninterest expense$3,617,0001,411
Pre-tax net operating income$2,958,0001,725
Securities gains (losses)$50,0002,445
Applicable income taxes$849,0001,387
Income before extraordinary items$2,159,0001,971
Extraordinary gains, net$020
Net income$2,159,0001,970
Minority interest net income$086
Net income of bank and minority interests.$2,159,0001,972
Net charge-offs$1,505,0001,109
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,123,0001,882
2012-06-30 (YTD Data)Rank
Total interest income$10,679,0001,290
Total interest expense$3,132,000760
Net interest income$7,547,0001,478
Provision for loan and lease losses$1,061,0001,048
Total noninterest income$2,790,0001,044
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$243,0002,539
Trading account gains and fees$0153
Additional Noninterest Income$2,547,000783
Total noninterest expense$6,021,0001,620
Salaries and employee benefits$3,078,0001,639
Premises and equipment expense$575,0002,034
Additional noninterest expense$2,368,0001,443
Pre-tax net operating income$3,255,0001,094
Securities gains (losses)$50,0002,051
Applicable income taxes$847,0001,017
Income before extraordinary items$2,458,0001,216
Extraordinary gains, net$019
Net income$2,458,0001,217
Minority interest net income$084
Net income of bank and minority interests.$2,458,0001,216
Net charge-offs$504,0001,762
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,421,0001,163
2012-03-31 (YTD Data)Rank
Total interest income$5,494,0001,256
Total interest expense$1,623,000756
Net interest income$3,871,0001,434
Provision for loan and lease losses$959,000644
Total noninterest income$624,0001,857
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$124,0002,487
Trading account gains and fees$0148
Additional Noninterest Income$500,0001,509
Total noninterest expense$3,017,0001,602
Salaries and employee benefits$1,570,0001,611
Premises and equipment expense$283,0002,074
Additional noninterest expense$1,164,0001,442
Pre-tax net operating income$519,0002,803
Securities gains (losses)$02,210
Applicable income taxes$75,0002,697
Income before extraordinary items$444,0002,859
Extraordinary gains, net$019
Net income$444,0002,862
Minority interest net income$078
Net income of bank and minority interests.$444,0002,863
Net charge-offs$506,0001,087
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$444,0002,718
2011-12-31 (YTD Data)Rank
Total interest income$25,115,0001,125
Total interest expense$7,193,000826
Net interest income$17,922,0001,238
Provision for loan and lease losses$12,153,000364
Total noninterest income$-3,553,0007,325
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$597,0002,254
Trading account gains and fees$0146
Additional Noninterest Income$-4,150,0007,325
Total noninterest expense$13,223,0001,465
Salaries and employee benefits$6,457,0001,527
Premises and equipment expense$1,425,0001,739
Additional noninterest expense$5,341,0001,299
Pre-tax net operating income$-11,007,0007,228
Securities gains (losses)$03,838
Applicable income taxes$1,248,0001,140
Income before extraordinary items$-12,255,0007,240
Extraordinary gains, net$029
Net income$-12,255,0007,240
Minority interest net income$096
Net income of bank and minority interests.$-12,255,0007,240
Net charge-offs$15,312,000313
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,255,0007,234
2011-09-30 (YTD Data)Rank
Total interest income$19,297,0001,119
Total interest expense$5,518,000845
Net interest income$13,779,0001,219
Provision for loan and lease losses$8,488,000364
Total noninterest income$-444,0007,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$537,0001,956
Trading account gains and fees$0145
Additional Noninterest Income$-981,0007,319
Total noninterest expense$11,412,0001,299
Salaries and employee benefits$5,079,0001,460
Premises and equipment expense$1,015,0001,851
Additional noninterest expense$5,318,000996
Pre-tax net operating income$-6,565,0007,279
Securities gains (losses)$03,555
Applicable income taxes$2,188,000580
Income before extraordinary items$-8,753,0007,325
Extraordinary gains, net$021
Net income$-8,753,0007,325
Minority interest net income$087
Net income of bank and minority interests.$-8,753,0007,325
Net charge-offs$10,909,000323
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-8,753,0007,319
2011-06-30 (YTD Data)Rank
Total interest income$13,050,0001,111
Total interest expense$3,786,000861
Net interest income$9,264,0001,212
Provision for loan and lease losses$4,674,000472
Total noninterest income$226,0004,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$363,0001,913
Trading account gains and fees$0153
Additional Noninterest Income$-137,0007,234
Total noninterest expense$7,215,0001,379
Salaries and employee benefits$3,425,0001,454
Premises and equipment expense$687,0001,845
Additional noninterest expense$3,103,0001,140
Pre-tax net operating income$-2,399,0007,224
Securities gains (losses)$02,914
Applicable income taxes$-992,0007,406
Income before extraordinary items$-1,407,0007,119
Extraordinary gains, net$015
Net income$-1,407,0007,120
Minority interest net income$089
Net income of bank and minority interests.$-1,407,0007,120
Net charge-offs$6,864,000356
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,407,0007,107
2011-03-31 (YTD Data)Rank
Total interest income$6,574,0001,105
Total interest expense$1,920,000882
Net interest income$4,654,0001,195
Provision for loan and lease losses$1,240,000736
Total noninterest income$133,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0001,853
Trading account gains and fees$0158
Additional Noninterest Income$-53,0007,305
Total noninterest expense$3,329,0001,491
Salaries and employee benefits$1,838,0001,378
Premises and equipment expense$353,0001,836
Additional noninterest expense$1,138,0001,526
Pre-tax net operating income$218,0004,090
Securities gains (losses)$01,772
Applicable income taxes$87,0002,333
Income before extraordinary items$131,0004,652
Extraordinary gains, net$09
Net income$131,0004,651
Minority interest net income$086
Net income of bank and minority interests.$131,0004,652
Net charge-offs$2,709,000432
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$131,0004,592
2010-12-31 (YTD Data)Rank
Total interest income$29,837,0001,028
Total interest expense$8,842,000940
Net interest income$20,995,0001,056
Provision for loan and lease losses$9,040,000723
Total noninterest income$1,170,0002,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,170,0001,984
Total noninterest expense$13,403,0001,477
Salaries and employee benefits$6,771,0001,456
Premises and equipment expense$1,420,0001,810
Additional noninterest expense$5,212,0001,398
Pre-tax net operating income$-278,0006,092
Securities gains (losses)$03,793
Applicable income taxes$1,768,000802
Income before extraordinary items$-2,046,0006,854
Extraordinary gains, net$029
Net income$-2,046,0006,854
Minority interest net income$0111
Net income of bank and minority interests.$-2,046,0006,855
Net charge-offs$4,870,0001,045
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,046,0006,831
2010-09-30 (YTD Data)Rank
Total interest income$22,828,0001,025
Total interest expense$6,762,000957
Net interest income$16,066,0001,036
Provision for loan and lease losses$7,198,000662
Total noninterest income$307,0005,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$307,0003,522
Total noninterest expense$10,158,0001,463
Salaries and employee benefits$5,503,0001,339
Premises and equipment expense$1,062,0001,831
Additional noninterest expense$3,593,0001,476
Pre-tax net operating income$-983,0006,786
Securities gains (losses)$03,651
Applicable income taxes$1,456,000755
Income before extraordinary items$-2,439,0007,202
Extraordinary gains, net$023
Net income$-2,439,0007,201
Minority interest net income$0110
Net income of bank and minority interests.$-2,439,0007,202
Net charge-offs$3,305,0001,059
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,439,0007,179
2010-06-30 (YTD Data)Rank
Total interest income$15,406,0001,029
Total interest expense$4,530,000990
Net interest income$10,876,0001,020
Provision for loan and lease losses$5,458,000597
Total noninterest income$-104,0007,643
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-104,0007,527
Total noninterest expense$6,428,0001,534
Salaries and employee benefits$3,778,0001,304
Premises and equipment expense$705,0001,853
Additional noninterest expense$1,945,0001,805
Pre-tax net operating income$-1,114,0007,054
Securities gains (losses)$03,184
Applicable income taxes$1,344,000560
Income before extraordinary items$-2,458,0007,399
Extraordinary gains, net$019
Net income$-2,458,0007,399
Minority interest net income$0105
Net income of bank and minority interests.$-2,458,0007,399
Net charge-offs$1,224,0001,539
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,458,0007,387
2010-03-31 (YTD Data)Rank
Total interest income$7,719,0001,039
Total interest expense$2,229,0001,052
Net interest income$5,490,0001,023
Provision for loan and lease losses$5,149,000367
Total noninterest income$175,0003,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$175,0002,592
Total noninterest expense$3,254,0001,545
Salaries and employee benefits$1,955,0001,278
Premises and equipment expense$360,0001,874
Additional noninterest expense$939,0001,835
Pre-tax net operating income$-2,738,0007,673
Securities gains (losses)$02,284
Applicable income taxes$739,000490
Income before extraordinary items$-3,477,0007,732
Extraordinary gains, net$016
Net income$-3,477,0007,733
Minority interest net income$091
Net income of bank and minority interests.$-3,477,0007,733
Net charge-offs$556,0001,502
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-3,477,0007,728
2009-12-31 (YTD Data)Rank
Total interest income$28,700,0001,201
Total interest expense$9,756,0001,223
Net interest income$18,944,0001,173
Provision for loan and lease losses$15,053,000605
Total noninterest income$1,334,0002,762
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,334,0001,785
Total noninterest expense$11,064,0001,842
Salaries and employee benefits$6,259,0001,587
Premises and equipment expense$1,385,0001,947
Additional noninterest expense$3,420,0002,094
Pre-tax net operating income$-5,839,0007,261
Securities gains (losses)$17,0003,102
Applicable income taxes$-2,688,0007,592
Income before extraordinary items$-3,134,0007,019
Extraordinary gains, net$034
Net income$-3,134,0007,017
Minority interest net income$0115
Net income of bank and minority interests.$-3,134,0007,018
Net charge-offs$7,565,000844
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,144,8807,023
2009-09-30 (YTD Data)Rank
Total interest income$21,271,0001,236
Total interest expense$7,388,0001,271
Net interest income$13,883,0001,203
Provision for loan and lease losses$3,935,0001,243
Total noninterest income$382,0004,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$382,0003,265
Total noninterest expense$8,237,0001,847
Salaries and employee benefits$4,632,0001,619
Premises and equipment expense$1,049,0001,943
Additional noninterest expense$2,556,0002,064
Pre-tax net operating income$2,093,0001,554
Securities gains (losses)$17,0002,808
Applicable income taxes$772,0001,036
Income before extraordinary items$1,338,0001,991
Extraordinary gains, net$027
Net income$1,338,0001,990
Minority interest net income$0118
Net income of bank and minority interests.$1,338,0001,991
Net charge-offs$3,152,0001,150
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,327,1201,967
2009-06-30 (YTD Data)Rank
Total interest income$13,543,0001,328
Total interest expense$4,917,0001,346
Net interest income$8,626,0001,292
Provision for loan and lease losses$2,105,0001,352
Total noninterest income$407,0003,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$407,0002,533
Total noninterest expense$5,547,0001,853
Salaries and employee benefits$3,065,0001,663
Premises and equipment expense$723,0001,907
Additional noninterest expense$1,759,0002,022
Pre-tax net operating income$1,381,0001,633
Securities gains (losses)$17,0002,396
Applicable income taxes$509,0001,073
Income before extraordinary items$889,0002,050
Extraordinary gains, net$021
Net income$889,0002,047
Minority interest net income$0112
Net income of bank and minority interests.$889,0002,049
Net charge-offs$1,774,0001,215
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$878,1202,006
2009-03-31 (YTD Data)Rank
Total interest income$6,566,0001,379
Total interest expense$2,413,0001,430
Net interest income$4,153,0001,330
Provision for loan and lease losses$516,0001,741
Total noninterest income$296,0003,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$296,0001,980
Total noninterest expense$2,730,0001,816
Salaries and employee benefits$1,663,0001,568
Premises and equipment expense$343,0002,038
Additional noninterest expense$724,0002,164
Pre-tax net operating income$1,203,0001,062
Securities gains (losses)$17,0001,747
Applicable income taxes$469,000726
Income before extraordinary items$751,0001,456
Extraordinary gains, net$015
Net income$751,0001,456
Minority interest net income$0102
Net income of bank and minority interests.$751,0001,458
Net charge-offs$410,0001,517
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$740,1201,389
2008-12-31 (YTD Data)Rank
Total interest income$25,506,0001,524
Total interest expense$10,750,0001,512
Net interest income$14,756,0001,516
Provision for loan and lease losses$1,371,0002,267
Total noninterest income$1,124,0003,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,124,0001,978
Total noninterest expense$10,179,0001,897
Salaries and employee benefits$6,254,0001,638
Premises and equipment expense$1,830,0001,514
Additional noninterest expense$2,095,0002,742
Pre-tax net operating income$4,330,0001,266
Securities gains (losses)$325,000514
Applicable income taxes$1,787,000744
Income before extraordinary items$2,868,0001,425
Extraordinary gains, net$039
Net income$2,868,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0003,999
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,660,0001,637
2008-09-30 (YTD Data)Rank
Total interest income$18,952,0001,577
Total interest expense$8,076,0001,567
Net interest income$10,876,0001,554
Provision for loan and lease losses$946,0001,888
Total noninterest income$1,011,0002,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,011,0001,800
Total noninterest expense$7,359,0001,951
Salaries and employee benefits$4,518,0001,720
Premises and equipment expense$1,368,0001,524
Additional noninterest expense$1,473,0002,815
Pre-tax net operating income$3,582,0001,379
Securities gains (losses)$256,000517
Applicable income taxes$1,478,000848
Income before extraordinary items$2,360,0001,537
Extraordinary gains, net$031
Net income$2,360,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,982
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,196,1601,735
2008-06-30 (YTD Data)Rank
Total interest income$12,443,0001,622
Total interest expense$5,366,0001,634
Net interest income$7,077,0001,591
Provision for loan and lease losses$317,0002,457
Total noninterest income$646,0002,987
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$646,0001,902
Total noninterest expense$4,853,0001,975
Salaries and employee benefits$3,032,0001,720
Premises and equipment expense$899,0001,550
Additional noninterest expense$922,0002,946
Pre-tax net operating income$2,553,0001,356
Securities gains (losses)$35,0001,681
Applicable income taxes$999,000946
Income before extraordinary items$1,589,0001,704
Extraordinary gains, net$021
Net income$1,589,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,866
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,566,6001,698
2008-03-31 (YTD Data)Rank
Total interest income$6,169,0001,686
Total interest expense$2,722,0001,726
Net interest income$3,447,0001,608
Provision for loan and lease losses$158,0002,072
Total noninterest income$299,0003,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$299,0001,978
Total noninterest expense$2,404,0001,996
Salaries and employee benefits$1,483,0001,774
Premises and equipment expense$444,0001,573
Additional noninterest expense$477,0002,834
Pre-tax net operating income$1,184,0001,542
Securities gains (losses)$14,0001,798
Applicable income taxes$460,0001,083
Income before extraordinary items$738,0001,940
Extraordinary gains, net$015
Net income$738,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$729,0401,899
2007-12-31 (YTD Data)Rank
Total interest income$21,264,0001,984
Total interest expense$9,656,0001,989
Net interest income$11,608,0001,958
Provision for loan and lease losses$322,0003,067
Total noninterest income$1,235,0003,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,235,0001,926
Total noninterest expense$9,426,0001,969
Salaries and employee benefits$5,928,0001,701
Premises and equipment expense$1,596,0001,658
Additional noninterest expense$1,902,0002,784
Pre-tax net operating income$3,095,0002,398
Securities gains (losses)$26,0001,015
Applicable income taxes$1,081,0001,769
Income before extraordinary items$2,040,0002,773
Extraordinary gains, net$039
Net income$2,040,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,023,1002,775
2007-09-30 (YTD Data)Rank
Total interest income$15,467,0002,039
Total interest expense$6,905,0002,070
Net interest income$8,562,0002,007
Provision for loan and lease losses$195,0003,051
Total noninterest income$943,0003,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$943,0001,905
Total noninterest expense$7,061,0001,946
Salaries and employee benefits$4,384,0001,712
Premises and equipment expense$1,173,0001,680
Additional noninterest expense$1,504,0002,613
Pre-tax net operating income$2,249,0002,624
Securities gains (losses)$19,000847
Applicable income taxes$853,0001,818
Income before extraordinary items$1,415,0003,101
Extraordinary gains, net$033
Net income$1,415,0003,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,402,8403,103
2007-06-30 (YTD Data)Rank
Total interest income$10,024,0002,107
Total interest expense$4,341,0002,177
Net interest income$5,683,0002,040
Provision for loan and lease losses$185,0002,274
Total noninterest income$607,0003,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$607,0001,966
Total noninterest expense$4,555,0002,029
Salaries and employee benefits$2,708,0001,891
Premises and equipment expense$774,0001,722
Additional noninterest expense$1,073,0002,465
Pre-tax net operating income$1,550,0002,619
Securities gains (losses)$10,000866
Applicable income taxes$589,0001,865
Income before extraordinary items$971,0003,098
Extraordinary gains, net$029
Net income$971,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$964,6003,094
2007-03-31 (YTD Data)Rank
Total interest income$4,935,0002,133
Total interest expense$2,083,0002,244
Net interest income$2,852,0002,044
Provision for loan and lease losses$20,0004,351
Total noninterest income$283,0003,243
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$283,0002,034
Total noninterest expense$2,194,0002,105
Salaries and employee benefits$1,375,0001,868
Premises and equipment expense$385,0001,735
Additional noninterest expense$434,0002,955
Pre-tax net operating income$921,0002,307
Securities gains (losses)$6,000777
Applicable income taxes$355,0001,647
Income before extraordinary items$572,0002,739
Extraordinary gains, net$022
Net income$572,0002,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$568,1602,741
2006-12-31 (YTD Data)Rank
Total interest income$17,425,0002,241
Total interest expense$7,184,0002,239
Net interest income$10,241,0002,254
Provision for loan and lease losses$280,0002,910
Total noninterest income$1,130,0003,265
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,130,0002,044
Total noninterest expense$7,594,0002,331
Salaries and employee benefits$4,326,0002,260
Premises and equipment expense$1,699,0001,516
Additional noninterest expense$1,569,0003,175
Pre-tax net operating income$3,497,0002,482
Securities gains (losses)$12,0001,037
Applicable income taxes$1,404,0001,767
Income before extraordinary items$2,105,0002,989
Extraordinary gains, net$051
Net income$2,105,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,097,3202,994
2006-09-30 (YTD Data)Rank
Total interest income$12,747,0002,282
Total interest expense$5,183,0002,247
Net interest income$7,564,0002,293
Provision for loan and lease losses$71,0004,647
Total noninterest income$847,0003,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$847,0002,046
Total noninterest expense$5,836,0002,264
Salaries and employee benefits$3,437,0002,136
Premises and equipment expense$1,278,0001,524
Additional noninterest expense$1,121,0003,300
Pre-tax net operating income$2,504,0002,645
Securities gains (losses)$12,000854
Applicable income taxes$1,007,0001,879
Income before extraordinary items$1,509,0003,193
Extraordinary gains, net$045
Net income$1,509,0003,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,501,3203,199
2006-06-30 (YTD Data)Rank
Total interest income$8,390,0002,271
Total interest expense$3,359,0002,222
Net interest income$5,031,0002,318
Provision for loan and lease losses$49,0004,503
Total noninterest income$536,0003,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$536,0002,126
Total noninterest expense$3,849,0002,297
Salaries and employee benefits$2,295,0002,143
Premises and equipment expense$845,0001,539
Additional noninterest expense$709,0003,435
Pre-tax net operating income$1,669,0002,659
Securities gains (losses)$12,000697
Applicable income taxes$673,0001,892
Income before extraordinary items$1,008,0003,186
Extraordinary gains, net$039
Net income$1,008,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,000,3203,200
2006-03-31 (YTD Data)Rank
Total interest income$4,094,0002,274
Total interest expense$1,645,0002,162
Net interest income$2,449,0002,365
Provision for loan and lease losses$06,013
Total noninterest income$279,0003,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$279,0002,038
Total noninterest expense$1,883,0002,358
Salaries and employee benefits$1,155,0002,140
Premises and equipment expense$423,0001,544
Additional noninterest expense$305,0003,840
Pre-tax net operating income$845,0002,604
Securities gains (losses)$12,000541
Applicable income taxes$343,0001,834
Income before extraordinary items$514,0003,093
Extraordinary gains, net$021
Net income$514,0003,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$506,3203,103
2005-12-31 (YTD Data)Rank
Total interest income$15,834,0002,109
Total interest expense$6,300,0001,799
Net interest income$9,534,0002,319
Provision for loan and lease losses$35,0006,101
Total noninterest income$1,342,0002,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,342,0001,807
Total noninterest expense$7,582,0002,206
Salaries and employee benefits$4,351,0002,118
Premises and equipment expense$1,632,0001,496
Additional noninterest expense$1,599,0003,072
Pre-tax net operating income$3,259,0002,592
Securities gains (losses)$30,0001,113
Applicable income taxes$1,223,0001,978
Income before extraordinary items$2,066,0003,018
Extraordinary gains, net$046
Net income$2,066,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,046,8003,008
2005-09-30 (YTD Data)Rank
Total interest income$11,691,0002,089
Total interest expense$4,633,0001,738
Net interest income$7,058,0002,324
Provision for loan and lease losses$50,0005,172
Total noninterest income$913,0003,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$913,0001,937
Total noninterest expense$5,700,0002,175
Salaries and employee benefits$3,331,0002,051
Premises and equipment expense$1,220,0001,488
Additional noninterest expense$1,149,0003,142
Pre-tax net operating income$2,221,0002,819
Securities gains (losses)$27,0001,107
Applicable income taxes$900,0002,037
Income before extraordinary items$1,348,0003,401
Extraordinary gains, net$035
Net income$1,348,0003,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,330,7203,385
2005-06-30 (YTD Data)Rank
Total interest income$7,678,0002,057
Total interest expense$2,953,0001,710
Net interest income$4,725,0002,299
Provision for loan and lease losses$-7,0008,619
Total noninterest income$520,0003,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$520,0002,132
Total noninterest expense$3,856,0002,121
Salaries and employee benefits$2,222,0002,036
Premises and equipment expense$811,0001,486
Additional noninterest expense$823,0002,940
Pre-tax net operating income$1,396,0002,911
Securities gains (losses)$27,0001,002
Applicable income taxes$570,0002,082
Income before extraordinary items$853,0003,482
Extraordinary gains, net$030
Net income$853,0003,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$835,7203,491
2005-03-31 (YTD Data)Rank
Total interest income$3,739,0002,066
Total interest expense$1,407,0001,701
Net interest income$2,332,0002,304
Provision for loan and lease losses$10,0005,373
Total noninterest income$316,0002,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$316,0001,837
Total noninterest expense$1,914,0002,160
Salaries and employee benefits$1,127,0002,025
Premises and equipment expense$408,0001,480
Additional noninterest expense$379,0003,160
Pre-tax net operating income$724,0002,781
Securities gains (losses)$15,000882
Applicable income taxes$296,0001,996
Income before extraordinary items$443,0003,354
Extraordinary gains, net$024
Net income$443,0003,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$433,4003,382
2004-12-31 (YTD Data)Rank
Total interest income$13,980,0002,026
Total interest expense$4,363,0001,865
Net interest income$9,617,0002,118
Provision for loan and lease losses$108,0004,881
Total noninterest income$1,155,0003,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,155,0001,960
Total noninterest expense$7,514,0002,118
Salaries and employee benefits$4,239,0002,061
Premises and equipment expense$1,141,0002,018
Additional noninterest expense$2,134,0002,276
Pre-tax net operating income$3,150,0002,482
Securities gains (losses)$240,000740
Applicable income taxes$1,357,0001,740
Income before extraordinary items$2,033,0002,869
Extraordinary gains, net$034
Net income$2,033,0002,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,010
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,879,4003,013
2004-09-30 (YTD Data)Rank
Total interest income$10,301,0002,034
Total interest expense$3,102,0001,930
Net interest income$7,199,0002,102
Provision for loan and lease losses$58,0005,208
Total noninterest income$853,0003,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$853,0001,987
Total noninterest expense$5,663,0002,112
Salaries and employee benefits$3,254,0001,999
Premises and equipment expense$850,0002,032
Additional noninterest expense$1,559,0002,314
Pre-tax net operating income$2,331,0002,541
Securities gains (losses)$225,000717
Applicable income taxes$1,023,0001,742
Income before extraordinary items$1,533,0002,899
Extraordinary gains, net$026
Net income$1,533,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,389,0003,082
2004-06-30 (YTD Data)Rank
Total interest income$6,754,0002,057
Total interest expense$1,980,0001,984
Net interest income$4,774,0002,099
Provision for loan and lease losses$06,885
Total noninterest income$575,0003,274
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$575,0001,990
Total noninterest expense$3,750,0002,132
Salaries and employee benefits$2,166,0002,010
Premises and equipment expense$560,0002,050
Additional noninterest expense$1,024,0002,344
Pre-tax net operating income$1,599,0002,449
Securities gains (losses)$174,000713
Applicable income taxes$709,0001,694
Income before extraordinary items$1,064,0002,789
Extraordinary gains, net$021
Net income$1,064,0002,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$952,6402,976
2004-03-31 (YTD Data)Rank
Total interest income$3,311,0002,112
Total interest expense$958,0002,087
Net interest income$2,353,0002,133
Provision for loan and lease losses$06,501
Total noninterest income$287,0003,207
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$287,0001,938
Total noninterest expense$1,855,0002,162
Salaries and employee benefits$1,085,0002,030
Premises and equipment expense$270,0002,144
Additional noninterest expense$500,0002,359
Pre-tax net operating income$785,0002,456
Securities gains (losses)$97,000819
Applicable income taxes$353,0001,714
Income before extraordinary items$529,0002,808
Extraordinary gains, net$016
Net income$529,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$466,9202,991
2003-12-31 (YTD Data)Rank
Total interest income$12,085,0002,370
Total interest expense$3,812,0002,323
Net interest income$8,273,0002,357
Provision for loan and lease losses$-117,0009,047
Total noninterest income$1,255,0003,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,255,0002,055
Total noninterest expense$6,915,0002,278
Salaries and employee benefits$3,894,0002,182
Premises and equipment expense$1,157,0001,971
Additional noninterest expense$1,864,0002,554
Pre-tax net operating income$2,730,0002,696
Securities gains (losses)$123,0001,706
Applicable income taxes$1,107,0002,049
Income before extraordinary items$1,746,0003,173
Extraordinary gains, net$054
Net income$1,746,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,667,2803,139
2003-09-30 (YTD Data)Rank
Total interest income$8,970,0002,425
Total interest expense$2,879,0002,386
Net interest income$6,091,0002,409
Provision for loan and lease losses$07,481
Total noninterest income$1,049,0003,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,049,0001,983
Total noninterest expense$5,186,0002,285
Salaries and employee benefits$2,932,0002,180
Premises and equipment expense$904,0001,896
Additional noninterest expense$1,350,0002,617
Pre-tax net operating income$1,954,0002,899
Securities gains (losses)$105,0001,705
Applicable income taxes$799,0002,205
Income before extraordinary items$1,260,0003,368
Extraordinary gains, net$040
Net income$1,260,0003,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,192,8003,354
2003-06-30 (YTD Data)Rank
Total interest income$6,033,0002,427
Total interest expense$1,953,0002,423
Net interest income$4,080,0002,384
Provision for loan and lease losses$07,324
Total noninterest income$667,0003,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$667,0002,041
Total noninterest expense$3,383,0002,320
Salaries and employee benefits$1,899,0002,229
Premises and equipment expense$632,0001,795
Additional noninterest expense$852,0002,728
Pre-tax net operating income$1,364,0002,805
Securities gains (losses)$22,0002,556
Applicable income taxes$544,0002,197
Income before extraordinary items$842,0003,364
Extraordinary gains, net$030
Net income$842,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$827,9203,238
2003-03-31 (YTD Data)Rank
Total interest income$3,028,0002,427
Total interest expense$1,002,0002,438
Net interest income$2,026,0002,394
Provision for loan and lease losses$06,934
Total noninterest income$295,0003,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$295,0002,139
Total noninterest expense$1,618,0002,399
Salaries and employee benefits$896,0002,342
Premises and equipment expense$322,0001,776
Additional noninterest expense$400,0002,865
Pre-tax net operating income$703,0002,729
Securities gains (losses)$13,0002,079
Applicable income taxes$282,0002,139
Income before extraordinary items$434,0003,269
Extraordinary gains, net$021
Net income$434,0003,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$425,6803,149
2002-12-31 (YTD Data)Rank
Total interest income$12,226,0002,521
Total interest expense$4,583,0002,428
Net interest income$7,643,0002,505
Provision for loan and lease losses$-142,0009,283
Total noninterest income$1,044,0003,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,044,0002,119
Total noninterest expense$6,366,0002,339
Salaries and employee benefits$3,685,0002,174
Premises and equipment expense$1,264,0001,750
Additional noninterest expense$1,417,0003,093
Pre-tax net operating income$2,463,0002,912
Securities gains (losses)$74,0002,045
Applicable income taxes$949,0002,301
Income before extraordinary items$1,588,0003,351
Extraordinary gains, net$070
Net income$1,588,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-210,0009,297
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,540,6403,319
2001-12-31 (YTD Data)Rank
Total interest income$12,886,0002,646
Total interest expense$6,269,0002,552
Net interest income$6,617,0002,699
Provision for loan and lease losses$150,0004,756
Total noninterest income$950,0003,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$950,0002,118
Total noninterest expense$6,061,0002,354
Salaries and employee benefits$3,146,0002,386
Premises and equipment expense$1,269,0001,706
Additional noninterest expense$1,646,0002,652
Pre-tax net operating income$1,356,0004,121
Securities gains (losses)$6,0003,836
Applicable income taxes$568,0003,064
Income before extraordinary items$794,0004,889
Extraordinary gains, net$0105
Net income$794,0004,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-276,0009,571
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$790,1604,784
2000-12-31 (YTD Data)Rank
Total interest income$12,147,0002,868
Total interest expense$5,783,0002,884
Net interest income$6,364,0002,791
Provision for loan and lease losses$360,0002,489
Total noninterest income$858,0003,502
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$858,0002,062
Total noninterest expense$5,168,0002,635
Salaries and employee benefits$2,814,0002,542
Premises and equipment expense$1,184,0001,763
Additional noninterest expense$1,170,0003,510
Pre-tax net operating income$1,694,0003,720
Securities gains (losses)$-5,0007,961
Applicable income taxes$727,0002,709
Income before extraordinary items$962,0004,491
Extraordinary gains, net$038
Net income$962,0004,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,226
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$965,2004,486
1999-12-31 (YTD Data)Rank
Total interest income$11,203,0002,883
Total interest expense$5,060,0002,886
Net interest income$6,143,0002,861
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,224,0002,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,224,0001,613
Total noninterest expense$6,188,0002,210
Salaries and employee benefits$2,800,0002,505
Premises and equipment expense$1,210,0001,690
Additional noninterest expense$2,178,0001,998
Pre-tax net operating income$879,0005,665
Securities gains (losses)$-55,0009,811
Applicable income taxes$340,0004,537
Income before extraordinary items$484,0006,526
Extraordinary gains, net$035
Net income$484,0006,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,540
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$519,2006,286
1998-12-31 (YTD Data)Rank
Total interest income$9,613,0003,346
Total interest expense$4,497,0003,310
Net interest income$5,116,0003,312
Provision for loan and lease losses$450,0001,869
Total noninterest income$971,0003,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$971,0001,894
Total noninterest expense$5,066,0002,574
Salaries and employee benefits$2,505,0002,712
Premises and equipment expense$1,119,0001,758
Additional noninterest expense$1,442,0002,876
Pre-tax net operating income$571,0007,058
Securities gains (losses)$14,0002,712
Applicable income taxes$240,0005,737
Income before extraordinary items$345,0007,561
Extraordinary gains, net$032
Net income$345,0007,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,407
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$336,0407,528
1997-12-31 (YTD Data)Rank
Total interest income$8,999,0003,585
Total interest expense$4,019,0003,661
Net interest income$4,980,0003,504
Provision for loan and lease losses$262,0002,869
Total noninterest income$930,0003,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$930,0001,827
Total noninterest expense$4,739,0002,700
Salaries and employee benefits$2,404,0002,752
Premises and equipment expense$904,0002,166
Additional noninterest expense$1,431,0002,861
Pre-tax net operating income$909,0006,122
Securities gains (losses)$123,000896
Applicable income taxes$433,0004,643
Income before extraordinary items$599,0006,383
Extraordinary gains, net$044
Net income$599,0006,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,520
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$520,2806,803
1996-12-31 (YTD Data)Rank
Total interest income$8,584,0003,775
Total interest expense$3,517,0004,184
Net interest income$5,067,0003,491
Provision for loan and lease losses$579,0001,564
Total noninterest income$354,0006,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$354,0003,670
Total noninterest expense$5,307,0002,568
Salaries and employee benefits$2,056,0003,252
Premises and equipment expense$862,0002,292
Additional noninterest expense$2,389,0002,093
Pre-tax net operating income$-465,00011,224
Securities gains (losses)$-1,0009,274
Applicable income taxes$-189,00011,260
Income before extraordinary items$-277,00011,165
Extraordinary gains, net$053
Net income$-277,00011,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,122
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-276,36011,130
1995-12-31 (YTD Data)Rank
Total interest income$7,734,0004,134
Total interest expense$3,173,0004,518
Net interest income$4,561,0003,857
Provision for loan and lease losses$379,0001,939
Total noninterest income$497,0005,215
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$497,0002,887
Total noninterest expense$4,106,0003,237
Salaries and employee benefits$1,864,0003,537
Premises and equipment expense$821,0002,425
Additional noninterest expense$1,421,0003,228
Pre-tax net operating income$573,0008,032
Securities gains (losses)$34,0001,546
Applicable income taxes$149,0008,282
Income before extraordinary items$458,0007,576
Extraordinary gains, net$065
Net income$458,0007,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,045
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$432,5007,762
1994-12-31 (YTD Data)Rank
Total interest income$6,972,0004,230
Total interest expense$2,550,0004,566
Net interest income$4,422,0003,981
Provision for loan and lease losses$664,0001,245
Total noninterest income$860,0003,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$860,0002,044
Total noninterest expense$3,826,0003,559
Salaries and employee benefits$1,729,0003,770
Premises and equipment expense$759,0002,645
Additional noninterest expense$1,338,0003,678
Pre-tax net operating income$792,0006,911
Securities gains (losses)$-88,00011,444
Applicable income taxes$293,0005,969
Income before extraordinary items$411,0008,102
Extraordinary gains, net$0249
Net income$411,0008,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,152
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$467,3207,602
1993-12-31 (YTD Data)Rank
Total interest income$7,398,0004,095
Total interest expense$2,920,0004,210
Net interest income$4,478,0003,959
Provision for loan and lease losses$215,0003,749
Total noninterest income$869,0003,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$869,0002,255
Total noninterest expense$3,689,0003,744
Salaries and employee benefits$1,690,0003,840
Premises and equipment expense$748,0002,713
Additional noninterest expense$1,251,0004,047
Pre-tax net operating income$1,443,0004,469
Securities gains (losses)$07,477
Applicable income taxes$1,107,0002,057
Income before extraordinary items$336,0009,075
Extraordinary gains, net$03,149
Net income$336,0009,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,450
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$336,0008,820
1992-12-31 (YTD Data)Rank
Total interest income$8,001,0004,290
Total interest expense$3,969,0004,108
Net interest income$4,032,0004,406
Provision for loan and lease losses$548,0002,805
Total noninterest income$120,00011,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$120,0007,446
Total noninterest expense$3,713,0003,728
Salaries and employee benefits$1,650,0003,890
Premises and equipment expense$746,0002,773
Additional noninterest expense$1,317,0003,998
Pre-tax net operating income$-110,00012,960
Securities gains (losses)$579,000966
Applicable income taxes$394,0004,856
Income before extraordinary items$75,00012,293
Extraordinary gains, net$183,000467
Net income$258,0009,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00013,151
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-295,56013,147

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.