Home > Broadway Bank > Income and Expense
Broadway Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,272,000 | 540 |
| Total interest expense | $10,423,000 | 214 |
| Net interest income | $3,849,000 | 1,490 |
| Provision for loan and lease losses | $2,565,000 | 618 |
| Total noninterest income | $373,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $330,000 | 1,733 |
| Total noninterest expense | $4,348,000 | 1,156 |
| Salaries and employee benefits | $1,021,000 | 2,426 |
| Premises and equipment expense | $401,000 | 1,693 |
| Additional noninterest expense | $2,926,000 | 630 |
| Pre-tax net operating income | $-2,691,000 | 7,671 |
| Securities gains (losses) | $138,000 | 660 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,553,000 | 7,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,553,000 | 7,689 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,553,000 | 7,689 |
| Net charge-offs | $2,279,000 | 593 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,691,000 | 7,690 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $71,783,000 | 460 |
| Total interest expense | $47,411,000 | 236 |
| Net interest income | $24,372,000 | 887 |
| Provision for loan and lease losses | $53,322,000 | 223 |
| Total noninterest income | $770,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $206,000 | 4,608 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $564,000 | 3,002 |
| Total noninterest expense | $29,703,000 | 710 |
| Salaries and employee benefits | $4,877,000 | 2,017 |
| Premises and equipment expense | $10,000,000 | 281 |
| Additional noninterest expense | $14,826,000 | 563 |
| Pre-tax net operating income | $-57,883,000 | 7,878 |
| Securities gains (losses) | $-17,453,000 | 7,962 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-75,336,000 | 7,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-75,336,000 | 7,916 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-75,336,000 | 7,916 |
| Net charge-offs | $56,407,000 | 181 |
| Cash dividends | $4,000,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-57,883,000 | 7,885 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $55,773,000 | 465 |
| Total interest expense | $35,729,000 | 258 |
| Net interest income | $20,044,000 | 813 |
| Provision for loan and lease losses | $30,301,000 | 289 |
| Total noninterest income | $398,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $157,000 | 4,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $241,000 | 3,972 |
| Total noninterest expense | $17,503,000 | 890 |
| Salaries and employee benefits | $3,712,000 | 2,001 |
| Premises and equipment expense | $6,159,000 | 344 |
| Additional noninterest expense | $7,632,000 | 744 |
| Pre-tax net operating income | $-27,362,000 | 7,914 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-27,354,000 | 7,931 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,354,000 | 7,931 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,354,000 | 7,931 |
| Net charge-offs | $14,546,000 | 387 |
| Cash dividends | $4,000,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-27,362,000 | 7,931 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $39,043,000 | 456 |
| Total interest expense | $23,574,000 | 281 |
| Net interest income | $15,469,000 | 694 |
| Provision for loan and lease losses | $26,264,000 | 242 |
| Total noninterest income | $287,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $107,000 | 4,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $180,000 | 3,813 |
| Total noninterest expense | $11,674,000 | 911 |
| Salaries and employee benefits | $2,424,000 | 2,078 |
| Premises and equipment expense | $5,681,000 | 256 |
| Additional noninterest expense | $3,569,000 | 1,076 |
| Pre-tax net operating income | $-22,182,000 | 8,032 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-22,166,000 | 8,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,166,000 | 8,045 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-22,166,000 | 8,045 |
| Net charge-offs | $5,678,000 | 538 |
| Cash dividends | $4,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-22,182,000 | 8,041 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,631,000 | 432 |
| Total interest expense | $11,746,000 | 293 |
| Net interest income | $8,885,000 | 611 |
| Provision for loan and lease losses | $6,787,000 | 333 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $3,397,000 | 1,473 |
| Salaries and employee benefits | $1,314,000 | 1,959 |
| Premises and equipment expense | $693,000 | 1,030 |
| Additional noninterest expense | $1,390,000 | 1,196 |
| Pre-tax net operating income | $-1,160,000 | 7,675 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,143,000 | 7,741 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,143,000 | 7,744 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,143,000 | 7,743 |
| Net charge-offs | $5,728,000 | 290 |
| Cash dividends | $4,000,000 | 113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,160,000 | 7,741 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $98,732,000 | 395 |
| Total interest expense | $46,486,000 | 346 |
| Net interest income | $52,246,000 | 426 |
| Provision for loan and lease losses | $49,593,000 | 191 |
| Total noninterest income | $424,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $258,000 | 4,296 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $166,000 | 5,141 |
| Total noninterest expense | $16,474,000 | 1,185 |
| Salaries and employee benefits | $4,684,000 | 2,173 |
| Premises and equipment expense | $6,449,000 | 426 |
| Additional noninterest expense | $5,341,000 | 1,201 |
| Pre-tax net operating income | $-13,397,000 | 8,040 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-13,397,000 | 8,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,397,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,705,000 | 171 |
| Cash dividends | $34,500,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-13,397,000 | 8,072 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $76,341,000 | 399 |
| Total interest expense | $34,263,000 | 368 |
| Net interest income | $42,078,000 | 414 |
| Provision for loan and lease losses | $22,825,000 | 222 |
| Total noninterest income | $386,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $197,000 | 4,290 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $189,000 | 4,529 |
| Total noninterest expense | $6,873,000 | 2,089 |
| Salaries and employee benefits | $3,508,000 | 2,198 |
| Premises and equipment expense | $856,000 | 2,354 |
| Additional noninterest expense | $2,509,000 | 1,772 |
| Pre-tax net operating income | $12,766,000 | 408 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $12,766,000 | 294 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,766,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,930,000 | 213 |
| Cash dividends | $34,500,000 | 94 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,766,000 | 310 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $51,657,000 | 402 |
| Total interest expense | $22,179,000 | 395 |
| Net interest income | $29,478,000 | 400 |
| Provision for loan and lease losses | $7,760,000 | 327 |
| Total noninterest income | $435,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $303,000 | 2,999 |
| Total noninterest expense | $4,697,000 | 2,043 |
| Salaries and employee benefits | $2,308,000 | 2,251 |
| Premises and equipment expense | $493,000 | 2,673 |
| Additional noninterest expense | $1,896,000 | 1,555 |
| Pre-tax net operating income | $17,456,000 | 235 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $17,456,000 | 187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,456,000 | 186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,064,000 | 830 |
| Cash dividends | $34,500,000 | 72 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $17,456,000 | 185 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $26,038,000 | 409 |
| Total interest expense | $11,033,000 | 428 |
| Net interest income | $15,005,000 | 401 |
| Provision for loan and lease losses | $406,000 | 1,137 |
| Total noninterest income | $211,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 3,103 |
| Total noninterest expense | $2,120,000 | 2,249 |
| Salaries and employee benefits | $1,128,000 | 2,326 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $751,000 | 1,876 |
| Pre-tax net operating income | $12,690,000 | 188 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $12,690,000 | 155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,690,000 | 155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 484 |
| Cash dividends | $20,000,000 | 63 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $12,690,000 | 152 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $101,394,000 | 432 |
| Total interest expense | $39,606,000 | 512 |
| Net interest income | $61,788,000 | 396 |
| Provision for loan and lease losses | $6,223,000 | 347 |
| Total noninterest income | $1,068,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $283,000 | 4,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $785,000 | 2,587 |
| Total noninterest expense | $6,895,000 | 2,632 |
| Salaries and employee benefits | $4,068,000 | 2,463 |
| Premises and equipment expense | $654,000 | 3,615 |
| Additional noninterest expense | $2,173,000 | 2,479 |
| Pre-tax net operating income | $49,738,000 | 232 |
| Securities gains (losses) | $100,000 | 608 |
| Applicable income taxes | $29,000 | 5,248 |
| Income before extraordinary items | $49,809,000 | 181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $49,809,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,209,000 | 353 |
| Cash dividends | $47,800,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $49,709,000 | 179 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $74,319,000 | 442 |
| Total interest expense | $28,775,000 | 530 |
| Net interest income | $45,544,000 | 400 |
| Provision for loan and lease losses | $5,764,000 | 232 |
| Total noninterest income | $692,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $476,000 | 2,930 |
| Total noninterest expense | $5,017,000 | 2,680 |
| Salaries and employee benefits | $2,948,000 | 2,523 |
| Premises and equipment expense | $626,000 | 2,967 |
| Additional noninterest expense | $1,443,000 | 2,709 |
| Pre-tax net operating income | $35,455,000 | 265 |
| Securities gains (losses) | $100,000 | 494 |
| Applicable income taxes | $29,000 | 5,278 |
| Income before extraordinary items | $35,526,000 | 194 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $35,526,000 | 192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,826,000 | 250 |
| Cash dividends | $47,800,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $35,426,000 | 193 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,350,000 | 464 |
| Total interest expense | $18,537,000 | 553 |
| Net interest income | $29,813,000 | 412 |
| Provision for loan and lease losses | $1,605,000 | 393 |
| Total noninterest income | $471,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $145,000 | 4,154 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $326,000 | 2,890 |
| Total noninterest expense | $3,349,000 | 2,698 |
| Salaries and employee benefits | $2,031,000 | 2,500 |
| Premises and equipment expense | $516,000 | 2,507 |
| Additional noninterest expense | $802,000 | 3,185 |
| Pre-tax net operating income | $25,330,000 | 267 |
| Securities gains (losses) | $100,000 | 410 |
| Applicable income taxes | $-1,000 | 8,062 |
| Income before extraordinary items | $25,431,000 | 201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,431,000 | 201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $41,100,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $25,331,000 | 200 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,782,000 | 473 |
| Total interest expense | $8,972,000 | 563 |
| Net interest income | $14,810,000 | 414 |
| Provision for loan and lease losses | $241,000 | 999 |
| Total noninterest income | $225,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $148,000 | 3,050 |
| Total noninterest expense | $1,615,000 | 2,790 |
| Salaries and employee benefits | $978,000 | 2,589 |
| Premises and equipment expense | $262,000 | 2,475 |
| Additional noninterest expense | $375,000 | 3,346 |
| Pre-tax net operating income | $13,179,000 | 264 |
| Securities gains (losses) | $100,000 | 306 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $13,279,000 | 185 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,279,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $7,000,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $13,179,000 | 185 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $86,285,000 | 484 |
| Total interest expense | $31,658,000 | 547 |
| Net interest income | $54,627,000 | 425 |
| Provision for loan and lease losses | $2,197,000 | 517 |
| Total noninterest income | $926,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $357,000 | 3,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $569,000 | 3,114 |
| Total noninterest expense | $7,748,000 | 2,279 |
| Salaries and employee benefits | $3,627,000 | 2,661 |
| Premises and equipment expense | $1,416,000 | 1,790 |
| Additional noninterest expense | $2,705,000 | 1,951 |
| Pre-tax net operating income | $45,608,000 | 299 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $267,000 | 3,954 |
| Income before extraordinary items | $45,341,000 | 218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $45,341,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,449 |
| Cash dividends | $15,400,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $45,341,000 | 218 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $60,385,000 | 521 |
| Total interest expense | $22,735,000 | 562 |
| Net interest income | $37,650,000 | 472 |
| Provision for loan and lease losses | $2,106,000 | 381 |
| Total noninterest income | $879,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $275,000 | 3,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $604,000 | 2,557 |
| Total noninterest expense | $5,324,000 | 2,477 |
| Salaries and employee benefits | $2,669,000 | 2,706 |
| Premises and equipment expense | $824,000 | 2,255 |
| Additional noninterest expense | $1,831,000 | 2,132 |
| Pre-tax net operating income | $31,099,000 | 336 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $31,099,000 | 249 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $31,099,000 | 249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $15,400,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $31,099,000 | 247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $37,591,000 | 547 |
| Total interest expense | $13,961,000 | 580 |
| Net interest income | $23,630,000 | 507 |
| Provision for loan and lease losses | $1,925,000 | 285 |
| Total noninterest income | $599,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $416,000 | 2,501 |
| Total noninterest expense | $3,736,000 | 2,359 |
| Salaries and employee benefits | $1,838,000 | 2,630 |
| Premises and equipment expense | $683,000 | 1,846 |
| Additional noninterest expense | $1,215,000 | 2,144 |
| Pre-tax net operating income | $18,568,000 | 352 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $18,568,000 | 281 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,568,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,236 |
| Cash dividends | $11,800,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,568,000 | 277 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,419,000 | 565 |
| Total interest expense | $6,283,000 | 600 |
| Net interest income | $11,136,000 | 526 |
| Provision for loan and lease losses | $751,000 | 337 |
| Total noninterest income | $271,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,690,000 | 2,606 |
| Salaries and employee benefits | $904,000 | 2,672 |
| Premises and equipment expense | $282,000 | 2,212 |
| Additional noninterest expense | $504,000 | 2,525 |
| Pre-tax net operating income | $8,966,000 | 362 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $8,966,000 | 281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,966,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $3,100,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $8,966,000 | 277 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $56,739,000 | 597 |
| Total interest expense | $18,278,000 | 629 |
| Net interest income | $38,461,000 | 576 |
| Provision for loan and lease losses | $2,147,000 | 509 |
| Total noninterest income | $1,223,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $375,000 | 3,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $848,000 | 2,451 |
| Total noninterest expense | $5,796,000 | 2,833 |
| Salaries and employee benefits | $3,503,000 | 2,599 |
| Premises and equipment expense | $611,000 | 3,603 |
| Additional noninterest expense | $1,682,000 | 2,944 |
| Pre-tax net operating income | $31,741,000 | 385 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $426,000 | 3,599 |
| Income before extraordinary items | $31,315,000 | 296 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $31,315,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $12,050,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $31,315,000 | 293 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $39,896,000 | 613 |
| Total interest expense | $12,739,000 | 633 |
| Net interest income | $27,157,000 | 602 |
| Provision for loan and lease losses | $1,769,000 | 424 |
| Total noninterest income | $602,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $288,000 | 3,663 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 3,726 |
| Total noninterest expense | $4,068,000 | 2,978 |
| Salaries and employee benefits | $2,544,000 | 2,627 |
| Premises and equipment expense | $421,000 | 3,823 |
| Additional noninterest expense | $1,103,000 | 3,252 |
| Pre-tax net operating income | $21,922,000 | 406 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $21,652,000 | 316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,652,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $12,050,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $21,652,000 | 310 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,302,000 | 619 |
| Total interest expense | $7,745,000 | 654 |
| Net interest income | $17,557,000 | 610 |
| Provision for loan and lease losses | $1,504,000 | 341 |
| Total noninterest income | $394,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $203,000 | 3,741 |
| Total noninterest expense | $2,834,000 | 2,852 |
| Salaries and employee benefits | $1,752,000 | 2,543 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $775,000 | 3,104 |
| Pre-tax net operating income | $13,613,000 | 426 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $270,000 | 3,288 |
| Income before extraordinary items | $13,343,000 | 327 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,343,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $8,900,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $13,343,000 | 321 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,037,000 | 630 |
| Total interest expense | $3,521,000 | 685 |
| Net interest income | $8,516,000 | 615 |
| Provision for loan and lease losses | $976,000 | 265 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,395,000 | 2,886 |
| Salaries and employee benefits | $850,000 | 2,629 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $405,000 | 2,980 |
| Pre-tax net operating income | $6,334,000 | 446 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $6,270,000 | 336 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,270,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $3,150,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,270,000 | 331 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $43,115,000 | 650 |
| Total interest expense | $11,078,000 | 756 |
| Net interest income | $32,037,000 | 626 |
| Provision for loan and lease losses | $602,000 | 1,641 |
| Total noninterest income | $643,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $339,000 | 4,020 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,238 |
| Total noninterest expense | $6,072,000 | 2,607 |
| Salaries and employee benefits | $3,196,000 | 2,688 |
| Premises and equipment expense | $1,153,000 | 1,998 |
| Additional noninterest expense | $1,723,000 | 2,768 |
| Pre-tax net operating income | $26,006,000 | 411 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $342,000 | 3,969 |
| Income before extraordinary items | $25,664,000 | 332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $25,664,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $12,200,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $25,664,000 | 320 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,638,000 | 656 |
| Total interest expense | $7,493,000 | 799 |
| Net interest income | $24,145,000 | 615 |
| Provision for loan and lease losses | $287,000 | 2,345 |
| Total noninterest income | $430,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $256,000 | 4,044 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 4,794 |
| Total noninterest expense | $5,182,000 | 2,294 |
| Salaries and employee benefits | $2,251,000 | 2,812 |
| Premises and equipment expense | $951,000 | 1,824 |
| Additional noninterest expense | $1,980,000 | 1,812 |
| Pre-tax net operating income | $19,106,000 | 411 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $101,000 | 5,334 |
| Income before extraordinary items | $19,005,000 | 333 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,005,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $12,200,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,005,000 | 322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $21,210,000 | 646 |
| Total interest expense | $4,965,000 | 790 |
| Net interest income | $16,245,000 | 606 |
| Provision for loan and lease losses | $287,000 | 1,650 |
| Total noninterest income | $250,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $173,000 | 4,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $3,428,000 | 2,318 |
| Salaries and employee benefits | $1,534,000 | 2,774 |
| Premises and equipment expense | $360,000 | 3,058 |
| Additional noninterest expense | $1,534,000 | 1,576 |
| Pre-tax net operating income | $12,780,000 | 409 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $12,679,000 | 319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,679,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $9,500,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $12,679,000 | 304 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 658 |
| Total interest expense | $2,457,000 | 817 |
| Net interest income | $8,125,000 | 609 |
| Provision for loan and lease losses | $187,000 | 1,223 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $1,787,000 | 2,232 |
| Salaries and employee benefits | $717,000 | 2,966 |
| Premises and equipment expense | $243,000 | 2,373 |
| Additional noninterest expense | $827,000 | 1,457 |
| Pre-tax net operating income | $6,340,000 | 405 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $6,228,000 | 328 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,228,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $4,000,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,228,000 | 307 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,792,000 | 727 |
| Total interest expense | $9,990,000 | 886 |
| Net interest income | $28,802,000 | 658 |
| Provision for loan and lease losses | $1,238,000 | 955 |
| Total noninterest income | $1,140,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $375,000 | 3,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $765,000 | 2,812 |
| Total noninterest expense | $5,630,000 | 2,758 |
| Salaries and employee benefits | $2,812,000 | 2,937 |
| Premises and equipment expense | $822,000 | 2,688 |
| Additional noninterest expense | $1,996,000 | 2,409 |
| Pre-tax net operating income | $23,074,000 | 431 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $56,000 | 6,198 |
| Income before extraordinary items | $23,018,000 | 340 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $23,018,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,863 |
| Cash dividends | $11,275,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,018,000 | 321 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,555,000 | 764 |
| Total interest expense | $7,594,000 | 916 |
| Net interest income | $20,961,000 | 681 |
| Provision for loan and lease losses | $974,000 | 924 |
| Total noninterest income | $757,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $476,000 | 3,217 |
| Total noninterest expense | $3,980,000 | 2,922 |
| Salaries and employee benefits | $2,030,000 | 3,052 |
| Premises and equipment expense | $564,000 | 2,908 |
| Additional noninterest expense | $1,386,000 | 2,565 |
| Pre-tax net operating income | $16,764,000 | 449 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-55,000 | 9,025 |
| Income before extraordinary items | $16,819,000 | 366 |
| Extraordinary gains, net | $69,000 | 18 |
| Net income | $16,888,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,909 |
| Cash dividends | $11,275,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $16,819,000 | 336 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,848,000 | 777 |
| Total interest expense | $5,130,000 | 937 |
| Net interest income | $13,718,000 | 694 |
| Provision for loan and lease losses | $713,000 | 865 |
| Total noninterest income | $496,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $307,000 | 3,249 |
| Total noninterest expense | $2,714,000 | 2,847 |
| Salaries and employee benefits | $1,398,000 | 2,968 |
| Premises and equipment expense | $439,000 | 2,537 |
| Additional noninterest expense | $877,000 | 2,671 |
| Pre-tax net operating income | $10,787,000 | 464 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-55,000 | 9,085 |
| Income before extraordinary items | $10,842,000 | 378 |
| Extraordinary gains, net | $69,000 | 9 |
| Net income | $10,911,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,199 |
| Cash dividends | $8,875,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $10,842,000 | 346 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 768 |
| Total interest expense | $2,538,000 | 974 |
| Net interest income | $6,990,000 | 686 |
| Provision for loan and lease losses | $557,000 | 582 |
| Total noninterest income | $233,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $1,441,000 | 2,682 |
| Salaries and employee benefits | $663,000 | 3,098 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $602,000 | 1,957 |
| Pre-tax net operating income | $5,225,000 | 478 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $5,225,000 | 372 |
| Extraordinary gains, net | $69,000 | 5 |
| Net income | $5,294,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,225,000 | 347 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,809,000 | 902 |
| Total interest expense | $10,034,000 | 1,120 |
| Net interest income | $23,775,000 | 802 |
| Provision for loan and lease losses | $1,804,000 | 807 |
| Total noninterest income | $1,283,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $429,000 | 3,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $854,000 | 2,402 |
| Total noninterest expense | $4,921,000 | 2,968 |
| Salaries and employee benefits | $2,562,000 | 3,048 |
| Premises and equipment expense | $550,000 | 3,668 |
| Additional noninterest expense | $1,809,000 | 2,534 |
| Pre-tax net operating income | $18,333,000 | 503 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $304,000 | 4,423 |
| Income before extraordinary items | $18,029,000 | 397 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $18,029,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,532 |
| Cash dividends | $6,410,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,029,000 | 374 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,909,000 | 1,427 |
| Total interest expense | $9,319,000 | 1,741 |
| Net interest income | $14,590,000 | 1,218 |
| Provision for loan and lease losses | $1,148,000 | 1,124 |
| Total noninterest income | $1,094,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $431,000 | 3,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $663,000 | 2,656 |
| Total noninterest expense | $5,236,000 | 2,709 |
| Salaries and employee benefits | $3,197,000 | 2,349 |
| Premises and equipment expense | $671,000 | 3,060 |
| Additional noninterest expense | $1,368,000 | 3,121 |
| Pre-tax net operating income | $9,300,000 | 821 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $252,000 | 4,594 |
| Income before extraordinary items | $9,048,000 | 617 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,048,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $3,545,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,048,000 | 592 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,913,000 | 1,843 |
| Total interest expense | $8,050,000 | 2,132 |
| Net interest income | $10,863,000 | 1,612 |
| Provision for loan and lease losses | $261,000 | 3,145 |
| Total noninterest income | $1,379,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $450,000 | 2,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $929,000 | 1,948 |
| Total noninterest expense | $4,783,000 | 2,834 |
| Salaries and employee benefits | $2,619,000 | 2,720 |
| Premises and equipment expense | $667,000 | 2,996 |
| Additional noninterest expense | $1,497,000 | 2,827 |
| Pre-tax net operating income | $7,198,000 | 1,052 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $7,115,000 | 759 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,115,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,638 |
| Cash dividends | $2,776,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,115,000 | 760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,834,000 | 2,201 |
| Total interest expense | $6,247,000 | 2,348 |
| Net interest income | $8,587,000 | 2,060 |
| Provision for loan and lease losses | $299,000 | 2,709 |
| Total noninterest income | $1,132,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $424,000 | 3,062 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $708,000 | 2,360 |
| Total noninterest expense | $4,991,000 | 2,710 |
| Salaries and employee benefits | $2,504,000 | 2,800 |
| Premises and equipment expense | $687,000 | 2,908 |
| Additional noninterest expense | $1,800,000 | 2,421 |
| Pre-tax net operating income | $4,429,000 | 1,702 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $120,000 | 6,654 |
| Income before extraordinary items | $4,309,000 | 1,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,309,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,162 |
| Cash dividends | $1,716,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,309,000 | 1,243 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,059,000 | 2,497 |
| Total interest expense | $5,310,000 | 2,838 |
| Net interest income | $7,749,000 | 2,202 |
| Provision for loan and lease losses | $699,000 | 1,322 |
| Total noninterest income | $1,526,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $457,000 | 2,770 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,069,000 | 1,770 |
| Total noninterest expense | $4,301,000 | 3,019 |
| Salaries and employee benefits | $2,482,000 | 2,736 |
| Premises and equipment expense | $664,000 | 2,904 |
| Additional noninterest expense | $1,155,000 | 3,481 |
| Pre-tax net operating income | $4,275,000 | 1,716 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $200,000 | 6,190 |
| Income before extraordinary items | $4,075,000 | 1,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,075,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,356 |
| Cash dividends | $1,278,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,075,000 | 1,253 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,792,000 | 2,783 |
| Total interest expense | $4,680,000 | 3,177 |
| Net interest income | $7,112,000 | 2,444 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $868,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $449,000 | 2,896 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $419,000 | 3,195 |
| Total noninterest expense | $4,651,000 | 2,744 |
| Salaries and employee benefits | $2,857,000 | 2,313 |
| Premises and equipment expense | $663,000 | 2,879 |
| Additional noninterest expense | $1,131,000 | 3,521 |
| Pre-tax net operating income | $3,309,000 | 2,281 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,293,000 | 1,945 |
| Income before extraordinary items | $2,022,000 | 2,559 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,022,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 10,758 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-307,000 | 10,818 |
| Net operating income | $2,018,160 | 2,513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,157,000 | 3,234 |
| Total interest expense | $4,242,000 | 3,512 |
| Net interest income | $5,915,000 | 3,000 |
| Provision for loan and lease losses | $487,000 | 1,771 |
| Total noninterest income | $1,019,000 | 3,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $750,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,342 |
| Total noninterest expense | $4,073,000 | 3,297 |
| Salaries and employee benefits | $2,220,000 | 3,006 |
| Premises and equipment expense | $571,000 | 3,368 |
| Additional noninterest expense | $1,282,000 | 3,575 |
| Pre-tax net operating income | $2,374,000 | 2,926 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $1,033,000 | 2,288 |
| Income before extraordinary items | $1,334,000 | 3,549 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,334,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,504 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,338,480 | 3,492 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 3,684 |
| Total interest expense | $3,437,000 | 4,223 |
| Net interest income | $5,374,000 | 3,309 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $1,024,000 | 3,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $844,000 | 1,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $3,026,000 | 4,261 |
| Salaries and employee benefits | $1,776,000 | 3,697 |
| Premises and equipment expense | $438,000 | 4,206 |
| Additional noninterest expense | $812,000 | 5,191 |
| Pre-tax net operating income | $3,294,000 | 2,236 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,261,000 | 1,937 |
| Income before extraordinary items | $2,033,000 | 2,475 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,033,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,033,000 | 2,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 4,348 |
| Total interest expense | $2,485,000 | 4,681 |
| Net interest income | $4,297,000 | 4,092 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $849,000 | 3,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $707,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,367 |
| Total noninterest expense | $2,308,000 | 5,528 |
| Salaries and employee benefits | $1,281,000 | 4,949 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $760,000 | 5,939 |
| Pre-tax net operating income | $2,806,000 | 2,524 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,006,000 | 2,230 |
| Income before extraordinary items | $1,800,000 | 2,692 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,800,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,809 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,800,000 | 2,707 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 4,801 |
| Total interest expense | $2,368,000 | 5,042 |
| Net interest income | $3,853,000 | 4,553 |
| Provision for loan and lease losses | $321,000 | 2,854 |
| Total noninterest income | $1,173,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $915,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $2,187,000 | 5,892 |
| Salaries and employee benefits | $1,202,000 | 5,230 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $696,000 | 6,592 |
| Pre-tax net operating income | $2,518,000 | 2,693 |
| Securities gains (losses) | $286,000 | 1,346 |
| Applicable income taxes | $1,045,000 | 2,148 |
| Income before extraordinary items | $1,759,000 | 2,818 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,759,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,202 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,575,960 | 2,918 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 5,330 |
| Total interest expense | $2,645,000 | 5,728 |
| Net interest income | $3,570,000 | 4,923 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $927,000 | 3,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $770,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $1,907,000 | 6,639 |
| Salaries and employee benefits | $1,002,000 | 6,015 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $599,000 | 7,523 |
| Pre-tax net operating income | $2,590,000 | 2,382 |
| Securities gains (losses) | $219,000 | 1,887 |
| Applicable income taxes | $1,064,000 | 1,999 |
| Income before extraordinary items | $1,745,000 | 2,639 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,745,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,604,840 | 2,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.