Home > Brickell Bank > Income and Expense

Brickell Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$10,617,0001,457
Total interest expense$3,941,000826
Net interest income$6,676,0001,804
Provision for loan and lease losses$202,0001,551
Total noninterest income$966,0001,992
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$268,0001,814
Trading account gains and fees$0131
Additional Noninterest Income$698,0001,841
Total noninterest expense$9,372,0001,132
Salaries and employee benefits$4,754,0001,260
Premises and equipment expense$2,108,000604
Additional noninterest expense$2,510,0001,255
Pre-tax net operating income$-1,932,0005,288
Securities gains (losses)$-6,0004,859
Applicable income taxes$-108,0005,245
Income before extraordinary items$-1,830,0005,280
Extraordinary gains, net$011
Net income$-1,830,0005,279
Minority interest net income$069
Net income of bank and minority interests.$-1,830,0005,279
Net charge-offs$299,000792
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-1,824,3605,278
2019-03-31 (YTD Data)Rank
Total interest income$5,450,0001,413
Total interest expense$2,007,000795
Net interest income$3,443,0001,750
Provision for loan and lease losses$202,000930
Total noninterest income$505,0001,916
Gross Fiduciary activities income$0972
Service charges on deposit accounts$130,0001,839
Trading account gains and fees$0126
Additional Noninterest Income$375,0001,724
Total noninterest expense$4,522,0001,166
Salaries and employee benefits$2,514,0001,201
Premises and equipment expense$1,000,000645
Additional noninterest expense$1,008,0001,505
Pre-tax net operating income$-776,0005,333
Securities gains (losses)$-6,0005,035
Applicable income taxes$03,800
Income before extraordinary items$-782,0005,327
Extraordinary gains, net$05
Net income$-782,0005,326
Minority interest net income$052
Net income of bank and minority interests.$-782,0005,326
Net charge-offs$304,000468
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-776,0005,329
2018-12-31 (YTD Data)Rank
Total interest income$20,852,0001,387
Total interest expense$6,104,000787
Net interest income$14,748,0001,630
Provision for loan and lease losses$316,0001,917
Total noninterest income$2,409,0001,794
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$532,0001,886
Trading account gains and fees$0126
Additional Noninterest Income$1,877,0001,559
Total noninterest expense$20,202,0001,058
Salaries and employee benefits$10,209,0001,153
Premises and equipment expense$3,942,000634
Additional noninterest expense$6,051,0001,075
Pre-tax net operating income$-3,361,0005,395
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-3,361,0005,384
Extraordinary gains, net$06
Net income$-3,361,0005,383
Minority interest net income$072
Net income of bank and minority interests.$-3,361,0005,383
Net charge-offs$245,0001,470
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-3,361,0005,385
2018-09-30 (YTD Data)Rank
Total interest income$15,067,0001,424
Total interest expense$4,100,000813
Net interest income$10,967,0001,640
Provision for loan and lease losses$93,0002,662
Total noninterest income$1,950,0001,715
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$404,0001,894
Trading account gains and fees$0138
Additional Noninterest Income$1,546,0001,492
Total noninterest expense$15,256,0001,057
Salaries and employee benefits$7,674,0001,151
Premises and equipment expense$2,950,000636
Additional noninterest expense$4,632,0001,055
Pre-tax net operating income$-2,432,0005,466
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-2,432,0005,456
Extraordinary gains, net$05
Net income$-2,432,0005,455
Minority interest net income$066
Net income of bank and minority interests.$-2,432,0005,455
Net charge-offs$250,0001,101
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-2,432,0005,455
2018-06-30 (YTD Data)Rank
Total interest income$9,635,0001,464
Total interest expense$2,481,000831
Net interest income$7,154,0001,673
Provision for loan and lease losses$03,782
Total noninterest income$1,523,0001,549
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$271,0001,880
Trading account gains and fees$0130
Additional Noninterest Income$1,252,0001,310
Total noninterest expense$9,671,0001,093
Salaries and employee benefits$5,153,0001,154
Premises and equipment expense$1,960,000646
Additional noninterest expense$2,558,0001,222
Pre-tax net operating income$-994,0005,512
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-994,0005,503
Extraordinary gains, net$06
Net income$-994,0005,502
Minority interest net income$065
Net income of bank and minority interests.$-994,0005,502
Net charge-offs$255,000814
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-994,0005,503
2018-03-31 (YTD Data)Rank
Total interest income$4,719,0001,482
Total interest expense$1,196,000821
Net interest income$3,523,0001,688
Provision for loan and lease losses$03,508
Total noninterest income$1,020,0001,260
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$134,0001,905
Trading account gains and fees$0123
Additional Noninterest Income$886,0001,003
Total noninterest expense$4,839,0001,097
Salaries and employee benefits$2,586,0001,156
Premises and equipment expense$990,000641
Additional noninterest expense$1,263,0001,228
Pre-tax net operating income$-296,0005,553
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-296,0005,537
Extraordinary gains, net$07
Net income$-296,0005,537
Minority interest net income$052
Net income of bank and minority interests.$-296,0005,537
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-296,0005,541
2017-12-31 (YTD Data)Rank
Total interest income$19,518,0001,373
Total interest expense$4,175,000812
Net interest income$15,343,0001,523
Provision for loan and lease losses$04,227
Total noninterest income$2,876,0001,641
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$732,0001,514
Trading account gains and fees$0151
Additional Noninterest Income$2,144,0001,465
Total noninterest expense$19,686,0001,061
Salaries and employee benefits$10,106,0001,150
Premises and equipment expense$3,837,000648
Additional noninterest expense$5,743,0001,119
Pre-tax net operating income$-1,467,0005,627
Securities gains (losses)$02,243
Applicable income taxes$50,0003,526
Income before extraordinary items$-1,517,0005,600
Extraordinary gains, net$09
Net income$-1,517,0005,600
Minority interest net income$076
Net income of bank and minority interests.$-1,517,0005,600
Net charge-offs$212,0001,785
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,517,0005,600
2017-09-30 (YTD Data)Rank
Total interest income$14,911,0001,355
Total interest expense$3,005,000827
Net interest income$11,906,0001,480
Provision for loan and lease losses$04,088
Total noninterest income$2,277,0001,593
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$520,0001,590
Trading account gains and fees$0145
Additional Noninterest Income$1,757,0001,395
Total noninterest expense$14,839,0001,064
Salaries and employee benefits$7,483,0001,172
Premises and equipment expense$2,878,000658
Additional noninterest expense$4,478,0001,079
Pre-tax net operating income$-656,0005,667
Securities gains (losses)$02,274
Applicable income taxes$50,0003,468
Income before extraordinary items$-706,0005,669
Extraordinary gains, net$09
Net income$-706,0005,669
Minority interest net income$071
Net income of bank and minority interests.$-706,0005,669
Net charge-offs$216,0001,339
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-706,0005,668
2017-06-30 (YTD Data)Rank
Total interest income$10,054,0001,337
Total interest expense$1,888,000834
Net interest income$8,166,0001,421
Provision for loan and lease losses$03,871
Total noninterest income$1,575,0001,540
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$361,0001,530
Trading account gains and fees$0139
Additional Noninterest Income$1,214,0001,367
Total noninterest expense$9,444,0001,115
Salaries and employee benefits$4,998,0001,170
Premises and equipment expense$1,921,000650
Additional noninterest expense$2,525,0001,230
Pre-tax net operating income$297,0004,690
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$297,0004,513
Extraordinary gains, net$011
Net income$297,0004,512
Minority interest net income$071
Net income of bank and minority interests.$297,0004,513
Net charge-offs$-15,0004,915
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$297,0004,503
2017-03-31 (YTD Data)Rank
Total interest income$5,079,0001,314
Total interest expense$903,000845
Net interest income$4,176,0001,398
Provision for loan and lease losses$03,537
Total noninterest income$829,0001,480
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$184,0001,504
Trading account gains and fees$0142
Additional Noninterest Income$645,0001,294
Total noninterest expense$5,160,0001,046
Salaries and employee benefits$2,785,0001,088
Premises and equipment expense$978,000645
Additional noninterest expense$1,397,0001,144
Pre-tax net operating income$-155,0005,758
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-155,0005,758
Extraordinary gains, net$08
Net income$-155,0005,758
Minority interest net income$055
Net income of bank and minority interests.$-155,0005,758
Net charge-offs$-64,0005,526
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-155,0005,755
2016-12-31 (YTD Data)Rank
Total interest income$17,125,0001,483
Total interest expense$3,071,000950
Net interest income$14,054,0001,595
Provision for loan and lease losses$04,332
Total noninterest income$6,548,000956
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$999,0001,215
Trading account gains and fees$-4,0005,875
Additional Noninterest Income$5,553,000779
Total noninterest expense$25,345,000841
Salaries and employee benefits$11,407,0001,030
Premises and equipment expense$6,313,000424
Additional noninterest expense$7,625,000870
Pre-tax net operating income$-4,743,0005,901
Securities gains (losses)$159,0001,018
Applicable income taxes$04,278
Income before extraordinary items$-4,584,0005,893
Extraordinary gains, net$05
Net income$-4,584,0005,892
Minority interest net income$082
Net income of bank and minority interests.$-4,584,0005,892
Net charge-offs$-8,0004,943
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-4,743,0005,893
2016-09-30 (YTD Data)Rank
Total interest income$12,663,0001,504
Total interest expense$2,286,000953
Net interest income$10,377,0001,621
Provision for loan and lease losses$04,186
Total noninterest income$3,027,0001,330
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$691,0001,293
Trading account gains and fees$-4,0005,950
Additional Noninterest Income$2,340,0001,180
Total noninterest expense$18,462,000864
Salaries and employee benefits$8,668,0001,011
Premises and equipment expense$3,779,000502
Additional noninterest expense$6,015,000829
Pre-tax net operating income$-5,058,0005,976
Securities gains (losses)$159,000941
Applicable income taxes$04,325
Income before extraordinary items$-4,899,0005,973
Extraordinary gains, net$05
Net income$-4,899,0005,973
Minority interest net income$071
Net income of bank and minority interests.$-4,899,0005,973
Net charge-offs$13,0003,342
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-5,058,0005,973
2016-06-30 (YTD Data)Rank
Total interest income$8,356,0001,521
Total interest expense$1,524,000946
Net interest income$6,832,0001,643
Provision for loan and lease losses$04,017
Total noninterest income$2,307,0001,194
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$477,0001,234
Trading account gains and fees$-4,0006,020
Additional Noninterest Income$1,834,0001,033
Total noninterest expense$12,328,000863
Salaries and employee benefits$5,799,0001,003
Premises and equipment expense$2,480,000515
Additional noninterest expense$4,049,000820
Pre-tax net operating income$-3,189,0006,052
Securities gains (losses)$159,000700
Applicable income taxes$29,0003,642
Income before extraordinary items$-3,059,0006,046
Extraordinary gains, net$016
Net income$-3,059,0006,045
Minority interest net income$071
Net income of bank and minority interests.$-3,059,0006,045
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-3,218,0006,045
2016-03-31 (YTD Data)Rank
Total interest income$3,917,0001,620
Total interest expense$750,000961
Net interest income$3,167,0001,773
Provision for loan and lease losses$03,656
Total noninterest income$1,066,0001,242
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$252,0001,180
Trading account gains and fees$-4,0006,082
Additional Noninterest Income$818,0001,080
Total noninterest expense$6,046,000876
Salaries and employee benefits$2,931,0001,005
Premises and equipment expense$1,234,000525
Additional noninterest expense$1,881,000866
Pre-tax net operating income$-1,813,0006,111
Securities gains (losses)$159,000358
Applicable income taxes$04,259
Income before extraordinary items$-1,654,0006,104
Extraordinary gains, net$012
Net income$-1,654,0006,104
Minority interest net income$062
Net income of bank and minority interests.$-1,654,0006,104
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,813,0006,105
2015-12-31 (YTD Data)Rank
Total interest income$16,194,0001,525
Total interest expense$3,232,000870
Net interest income$12,962,0001,689
Provision for loan and lease losses$-589,0005,970
Total noninterest income$4,591,0001,194
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,172,0001,064
Trading account gains and fees$-1,0006,136
Additional Noninterest Income$3,420,0001,064
Total noninterest expense$32,267,000641
Salaries and employee benefits$13,954,000821
Premises and equipment expense$5,047,000496
Additional noninterest expense$13,266,000515
Pre-tax net operating income$-14,125,0006,181
Securities gains (losses)$03,216
Applicable income taxes$-371,0006,063
Income before extraordinary items$-13,754,0006,176
Extraordinary gains, net$023
Net income$-13,754,0006,176
Minority interest net income$081
Net income of bank and minority interests.$-13,754,0006,176
Net charge-offs$143,0002,304
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-13,754,0006,175
2015-09-30 (YTD Data)Rank
Total interest income$12,361,0001,508
Total interest expense$2,500,000847
Net interest income$9,861,0001,679
Provision for loan and lease losses$-589,0006,103
Total noninterest income$3,432,0001,200
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$925,0001,010
Trading account gains and fees$-1,0006,219
Additional Noninterest Income$2,508,0001,100
Total noninterest expense$23,411,000675
Salaries and employee benefits$10,821,000806
Premises and equipment expense$3,795,000507
Additional noninterest expense$8,795,000575
Pre-tax net operating income$-9,529,0006,269
Securities gains (losses)$03,031
Applicable income taxes$-12,0006,073
Income before extraordinary items$-9,517,0006,262
Extraordinary gains, net$021
Net income$-9,517,0006,263
Minority interest net income$078
Net income of bank and minority interests.$-9,517,0006,263
Net charge-offs$294,0001,212
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-9,517,0006,261
2015-06-30 (YTD Data)Rank
Total interest income$8,567,0001,465
Total interest expense$1,725,000825
Net interest income$6,842,0001,620
Provision for loan and lease losses$04,069
Total noninterest income$2,363,0001,189
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$587,0001,044
Trading account gains and fees$-1,0006,302
Additional Noninterest Income$1,777,0001,055
Total noninterest expense$15,482,000682
Salaries and employee benefits$7,477,000779
Premises and equipment expense$2,520,000514
Additional noninterest expense$5,485,000623
Pre-tax net operating income$-6,277,0006,347
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-6,277,0006,341
Extraordinary gains, net$022
Net income$-6,277,0006,340
Minority interest net income$075
Net income of bank and minority interests.$-6,277,0006,340
Net charge-offs$270,000986
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-6,277,0006,339
2015-03-31 (YTD Data)Rank
Total interest income$4,381,0001,435
Total interest expense$897,000788
Net interest income$3,484,0001,588
Provision for loan and lease losses$03,703
Total noninterest income$1,182,0001,149
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$284,0001,061
Trading account gains and fees$-5,0006,385
Additional Noninterest Income$903,000999
Total noninterest expense$8,034,000655
Salaries and employee benefits$3,869,000768
Premises and equipment expense$1,298,000506
Additional noninterest expense$2,867,000586
Pre-tax net operating income$-3,368,0006,414
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-3,368,0006,406
Extraordinary gains, net$013
Net income$-3,368,0006,407
Minority interest net income$064
Net income of bank and minority interests.$-3,368,0006,407
Net charge-offs$255,000612
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-3,368,0006,405
2014-12-31 (YTD Data)Rank
Total interest income$24,049,0001,064
Total interest expense$2,580,0001,145
Net interest income$21,469,0001,055
Provision for loan and lease losses$-921,0006,344
Total noninterest income$10,340,000627
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,264,0001,045
Trading account gains and fees$-3,0006,474
Additional Noninterest Income$9,079,000487
Total noninterest expense$41,556,000504
Salaries and employee benefits$17,102,000645
Premises and equipment expense$4,783,000522
Additional noninterest expense$19,671,000372
Pre-tax net operating income$-8,826,0006,501
Securities gains (losses)$25,0002,199
Applicable income taxes$1,782,0001,071
Income before extraordinary items$-10,583,0006,495
Extraordinary gains, net$017
Net income$-10,583,0006,494
Minority interest net income$084
Net income of bank and minority interests.$-10,583,0006,494
Net charge-offs$1,943,000526
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-10,608,0006,495
2014-09-30 (YTD Data)Rank
Total interest income$18,999,0001,015
Total interest expense$1,687,0001,301
Net interest income$17,312,000966
Provision for loan and lease losses$-921,0006,455
Total noninterest income$9,086,000555
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$910,0001,097
Trading account gains and fees$-28,0006,565
Additional Noninterest Income$8,204,000419
Total noninterest expense$24,400,000628
Salaries and employee benefits$12,986,000633
Premises and equipment expense$3,448,000539
Additional noninterest expense$7,966,000624
Pre-tax net operating income$2,919,0001,901
Securities gains (losses)$25,0001,897
Applicable income taxes$1,108,0001,215
Income before extraordinary items$1,836,0002,372
Extraordinary gains, net$015
Net income$1,836,0002,372
Minority interest net income$081
Net income of bank and minority interests.$1,836,0002,371
Net charge-offs$1,549,000479
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,820,0002,332
2014-06-30 (YTD Data)Rank
Total interest income$13,177,000962
Total interest expense$976,0001,545
Net interest income$12,201,000894
Provision for loan and lease losses$04,196
Total noninterest income$5,684,000583
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$524,0001,230
Trading account gains and fees$-26,0006,632
Additional Noninterest Income$5,186,000433
Total noninterest expense$16,195,000635
Salaries and employee benefits$8,783,000615
Premises and equipment expense$2,188,000569
Additional noninterest expense$5,224,000637
Pre-tax net operating income$1,690,0002,068
Securities gains (losses)$-179,0006,577
Applicable income taxes$568,0001,417
Income before extraordinary items$943,0002,755
Extraordinary gains, net$020
Net income$943,0002,759
Minority interest net income$080
Net income of bank and minority interests.$943,0002,759
Net charge-offs$83,0002,367
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,057,5602,501
2014-03-31 (YTD Data)Rank
Total interest income$6,724,000943
Total interest expense$499,0001,529
Net interest income$6,225,000877
Provision for loan and lease losses$03,817
Total noninterest income$2,624,000596
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$293,0001,108
Trading account gains and fees$-17,0006,711
Additional Noninterest Income$2,348,000441
Total noninterest expense$7,965,000651
Salaries and employee benefits$4,568,000601
Premises and equipment expense$1,088,000581
Additional noninterest expense$2,309,000712
Pre-tax net operating income$884,0001,941
Securities gains (losses)$6,0001,292
Applicable income taxes$335,0001,237
Income before extraordinary items$555,0002,398
Extraordinary gains, net$016
Net income$555,0002,399
Minority interest net income$066
Net income of bank and minority interests.$555,0002,400
Net charge-offs$-1,0004,711
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$551,1602,364
2013-12-31 (YTD Data)Rank
Total interest income$23,846,0001,069
Total interest expense$1,989,0001,712
Net interest income$21,857,0001,002
Provision for loan and lease losses$05,091
Total noninterest income$9,341,000717
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,010,0001,346
Trading account gains and fees$1,000180
Additional Noninterest Income$8,330,000552
Total noninterest expense$28,312,000712
Salaries and employee benefits$15,727,000696
Premises and equipment expense$4,243,000579
Additional noninterest expense$8,342,000820
Pre-tax net operating income$2,886,0002,225
Securities gains (losses)$245,000786
Applicable income taxes$1,243,0001,280
Income before extraordinary items$1,888,0002,720
Extraordinary gains, net$029
Net income$1,888,0002,723
Minority interest net income$090
Net income of bank and minority interests.$1,888,0002,723
Net charge-offs$47,0004,397
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,731,2002,819
2013-09-30 (YTD Data)Rank
Total interest income$17,462,0001,098
Total interest expense$1,512,0001,738
Net interest income$15,950,0001,034
Provision for loan and lease losses$04,941
Total noninterest income$6,940,000732
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$796,0001,290
Trading account gains and fees$4,000174
Additional Noninterest Income$6,140,000572
Total noninterest expense$19,402,000789
Salaries and employee benefits$11,487,000715
Premises and equipment expense$3,160,000583
Additional noninterest expense$4,755,0001,064
Pre-tax net operating income$3,488,0001,539
Securities gains (losses)$245,000731
Applicable income taxes$1,405,000977
Income before extraordinary items$2,328,0001,885
Extraordinary gains, net$025
Net income$2,328,0001,890
Minority interest net income$084
Net income of bank and minority interests.$2,328,0001,890
Net charge-offs$49,0003,878
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,171,2001,929
2013-06-30 (YTD Data)Rank
Total interest income$11,362,0001,122
Total interest expense$1,052,0001,701
Net interest income$10,310,0001,057
Provision for loan and lease losses$04,788
Total noninterest income$4,658,000733
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$561,0001,202
Trading account gains and fees$3,000150
Additional Noninterest Income$4,094,000570
Total noninterest expense$12,511,000816
Salaries and employee benefits$7,454,000736
Premises and equipment expense$2,062,000598
Additional noninterest expense$2,995,0001,127
Pre-tax net operating income$2,457,0001,455
Securities gains (losses)$245,000647
Applicable income taxes$1,017,000925
Income before extraordinary items$1,685,0001,746
Extraordinary gains, net$022
Net income$1,685,0001,751
Minority interest net income$082
Net income of bank and minority interests.$1,685,0001,752
Net charge-offs$-46,0006,533
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,528,2001,829
2013-03-31 (YTD Data)Rank
Total interest income$5,505,0001,171
Total interest expense$522,0001,765
Net interest income$4,983,0001,092
Provision for loan and lease losses$04,409
Total noninterest income$2,254,000745
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$329,0001,019
Trading account gains and fees$1,000143
Additional Noninterest Income$1,924,000598
Total noninterest expense$5,991,000854
Salaries and employee benefits$3,628,000762
Premises and equipment expense$1,053,000596
Additional noninterest expense$1,310,0001,260
Pre-tax net operating income$1,246,0001,424
Securities gains (losses)$245,000392
Applicable income taxes$561,000820
Income before extraordinary items$930,0001,584
Extraordinary gains, net$010
Net income$930,0001,587
Minority interest net income$076
Net income of bank and minority interests.$930,0001,586
Net charge-offs$-5,0005,894
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$773,2001,764
2012-12-31 (YTD Data)Rank
Total interest income$22,506,0001,191
Total interest expense$2,087,0002,064
Net interest income$20,419,0001,076
Provision for loan and lease losses$300,0003,343
Total noninterest income$10,378,000668
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,075,0001,332
Trading account gains and fees$2,000160
Additional Noninterest Income$9,301,000520
Total noninterest expense$24,041,000833
Salaries and employee benefits$13,559,000776
Premises and equipment expense$3,865,000626
Additional noninterest expense$6,617,0001,049
Pre-tax net operating income$6,456,0001,108
Securities gains (losses)$193,0001,733
Applicable income taxes$2,494,000723
Income before extraordinary items$4,155,0001,409
Extraordinary gains, net$029
Net income$4,155,0001,410
Minority interest net income$093
Net income of bank and minority interests.$4,155,0001,410
Net charge-offs$914,0001,919
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,031,4801,364
2012-09-30 (YTD Data)Rank
Total interest income$16,844,0001,212
Total interest expense$1,548,0002,164
Net interest income$15,296,0001,088
Provision for loan and lease losses$300,0002,961
Total noninterest income$7,677,000668
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$849,0001,263
Trading account gains and fees$-4,0007,143
Additional Noninterest Income$6,832,000515
Total noninterest expense$17,327,000867
Salaries and employee benefits$9,631,000812
Premises and equipment expense$2,783,000657
Additional noninterest expense$4,913,0001,048
Pre-tax net operating income$5,346,0001,006
Securities gains (losses)$193,0001,459
Applicable income taxes$2,084,000685
Income before extraordinary items$3,455,0001,301
Extraordinary gains, net$020
Net income$3,455,0001,302
Minority interest net income$086
Net income of bank and minority interests.$3,455,0001,302
Net charge-offs$941,0001,528
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,331,4801,282
2012-06-30 (YTD Data)Rank
Total interest income$11,447,0001,197
Total interest expense$1,014,0002,259
Net interest income$10,433,0001,065
Provision for loan and lease losses$300,0002,388
Total noninterest income$5,425,000639
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$595,0001,183
Trading account gains and fees$1,000147
Additional Noninterest Income$4,829,000485
Total noninterest expense$11,543,000860
Salaries and employee benefits$6,350,000821
Premises and equipment expense$1,775,000687
Additional noninterest expense$3,418,0001,020
Pre-tax net operating income$4,015,000906
Securities gains (losses)$193,0001,122
Applicable income taxes$1,597,000607
Income before extraordinary items$2,611,0001,152
Extraordinary gains, net$019
Net income$2,611,0001,151
Minority interest net income$084
Net income of bank and minority interests.$2,611,0001,151
Net charge-offs$874,0001,257
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,487,4801,129
2012-03-31 (YTD Data)Rank
Total interest income$5,332,0001,296
Total interest expense$502,0002,370
Net interest income$4,830,0001,152
Provision for loan and lease losses$300,0001,500
Total noninterest income$2,730,000634
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$357,000987
Trading account gains and fees$1,000141
Additional Noninterest Income$2,372,000485
Total noninterest expense$5,508,000906
Salaries and employee benefits$3,139,000821
Premises and equipment expense$777,000773
Additional noninterest expense$1,592,0001,070
Pre-tax net operating income$1,752,0001,008
Securities gains (losses)$193,000622
Applicable income taxes$732,000638
Income before extraordinary items$1,213,0001,200
Extraordinary gains, net$019
Net income$1,213,0001,199
Minority interest net income$078
Net income of bank and minority interests.$1,213,0001,200
Net charge-offs$289,0001,527
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,089,4801,264
2011-12-31 (YTD Data)Rank
Total interest income$21,853,0001,315
Total interest expense$2,507,0002,306
Net interest income$19,346,0001,153
Provision for loan and lease losses$1,930,0001,612
Total noninterest income$10,316,000598
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$859,0001,684
Trading account gains and fees$-2,0007,278
Additional Noninterest Income$9,459,000440
Total noninterest expense$24,208,000818
Salaries and employee benefits$12,214,000811
Premises and equipment expense$3,475,000713
Additional noninterest expense$8,519,000840
Pre-tax net operating income$3,524,0001,588
Securities gains (losses)$588,000699
Applicable income taxes$-3,766,0007,290
Income before extraordinary items$7,878,000658
Extraordinary gains, net$029
Net income$7,823,000660
Minority interest net income$55,00065
Net income of bank and minority interests.$7,878,000658
Net charge-offs$1,499,0001,872
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,290,000663
2011-09-30 (YTD Data)Rank
Total interest income$16,230,0001,336
Total interest expense$1,988,0002,268
Net interest income$14,242,0001,177
Provision for loan and lease losses$1,674,0001,407
Total noninterest income$8,047,000589
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$542,0001,941
Trading account gains and fees$-43,0007,378
Additional Noninterest Income$7,548,000423
Total noninterest expense$17,408,000844
Salaries and employee benefits$9,218,000811
Premises and equipment expense$2,602,000728
Additional noninterest expense$5,588,000947
Pre-tax net operating income$3,207,0001,408
Securities gains (losses)$585,000575
Applicable income taxes$19,0004,063
Income before extraordinary items$3,773,0001,027
Extraordinary gains, net$021
Net income$3,726,0001,035
Minority interest net income$47,00061
Net income of bank and minority interests.$3,773,0001,027
Net charge-offs$1,250,0001,684
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,193,8501,142
2011-06-30 (YTD Data)Rank
Total interest income$10,708,0001,359
Total interest expense$1,343,0002,330
Net interest income$9,365,0001,197
Provision for loan and lease losses$1,094,0001,416
Total noninterest income$5,416,000587
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$288,0002,295
Trading account gains and fees$-2,0007,454
Additional Noninterest Income$5,130,000421
Total noninterest expense$11,671,000858
Salaries and employee benefits$6,130,000812
Premises and equipment expense$1,678,000757
Additional noninterest expense$3,863,000936
Pre-tax net operating income$2,016,0001,444
Securities gains (losses)$602,000306
Applicable income taxes$12,0004,034
Income before extraordinary items$2,606,000950
Extraordinary gains, net$015
Net income$2,549,000966
Minority interest net income$57,00061
Net income of bank and minority interests.$2,606,000950
Net charge-offs$1,138,0001,362
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,004,0001,191
2011-03-31 (YTD Data)Rank
Total interest income$5,472,0001,342
Total interest expense$691,0002,346
Net interest income$4,781,0001,167
Provision for loan and lease losses$670,0001,180
Total noninterest income$2,698,000584
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$139,0002,337
Trading account gains and fees$1,000152
Additional Noninterest Income$2,558,000432
Total noninterest expense$5,865,000856
Salaries and employee benefits$3,140,000809
Premises and equipment expense$915,000714
Additional noninterest expense$1,810,000979
Pre-tax net operating income$944,0001,533
Securities gains (losses)$91,000560
Applicable income taxes$6,0003,979
Income before extraordinary items$1,029,0001,195
Extraordinary gains, net$09
Net income$986,0001,252
Minority interest net income$43,00059
Net income of bank and minority interests.$1,029,0001,195
Net charge-offs$629,0001,157
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$938,9101,272
2010-12-31 (YTD Data)Rank
Total interest income$21,564,0001,415
Total interest expense$3,754,0002,109
Net interest income$17,810,0001,269
Provision for loan and lease losses$3,226,0001,550
Total noninterest income$9,847,000638
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$537,0002,508
Trading account gains and fees$-4,0007,583
Additional Noninterest Income$9,314,000483
Total noninterest expense$23,783,000844
Salaries and employee benefits$12,791,000759
Premises and equipment expense$3,654,000699
Additional noninterest expense$7,338,0001,007
Pre-tax net operating income$648,0004,038
Securities gains (losses)$907,000534
Applicable income taxes$-40,0006,693
Income before extraordinary items$1,595,0002,407
Extraordinary gains, net$029
Net income$1,332,0002,700
Minority interest net income$263,00055
Net income of bank and minority interests.$1,595,0002,408
Net charge-offs$3,013,0001,465
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$688,0003,739
2010-09-30 (YTD Data)Rank
Total interest income$16,383,0001,432
Total interest expense$2,944,0002,111
Net interest income$13,439,0001,265
Provision for loan and lease losses$2,376,0001,478
Total noninterest income$7,385,000628
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$398,0002,601
Trading account gains and fees$-12,0007,697
Additional Noninterest Income$6,999,000456
Total noninterest expense$17,976,000827
Salaries and employee benefits$9,559,000751
Premises and equipment expense$2,715,000720
Additional noninterest expense$5,702,000938
Pre-tax net operating income$472,0004,294
Securities gains (losses)$920,000446
Applicable income taxes$04,726
Income before extraordinary items$1,392,0002,288
Extraordinary gains, net$023
Net income$1,188,0002,563
Minority interest net income$204,00060
Net income of bank and minority interests.$1,392,0002,289
Net charge-offs$2,781,0001,213
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$472,0004,068
2010-06-30 (YTD Data)Rank
Total interest income$10,937,0001,449
Total interest expense$2,022,0002,136
Net interest income$8,915,0001,279
Provision for loan and lease losses$1,626,0001,446
Total noninterest income$4,606,000650
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$246,0002,745
Trading account gains and fees$-1,0007,748
Additional Noninterest Income$4,361,000464
Total noninterest expense$11,256,000884
Salaries and employee benefits$5,975,000816
Premises and equipment expense$1,749,000753
Additional noninterest expense$3,532,0001,006
Pre-tax net operating income$639,0003,192
Securities gains (losses)$18,0002,397
Applicable income taxes$04,691
Income before extraordinary items$657,0002,881
Extraordinary gains, net$019
Net income$533,0003,293
Minority interest net income$124,00057
Net income of bank and minority interests.$657,0002,879
Net charge-offs$1,863,0001,186
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$639,0002,834
2010-03-31 (YTD Data)Rank
Total interest income$5,494,0001,477
Total interest expense$1,017,0002,230
Net interest income$4,477,0001,289
Provision for loan and lease losses$716,0001,456
Total noninterest income$2,462,000606
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$1,000168
Additional Noninterest Income$2,340,000433
Total noninterest expense$5,191,000959
Salaries and employee benefits$2,865,000862
Premises and equipment expense$796,000845
Additional noninterest expense$1,530,0001,155
Pre-tax net operating income$1,032,0001,268
Securities gains (losses)$15,0001,604
Applicable income taxes$04,611
Income before extraordinary items$1,047,0001,047
Extraordinary gains, net$016
Net income$964,0001,126
Minority interest net income$83,00046
Net income of bank and minority interests.$1,047,0001,049
Net charge-offs$825,0001,175
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,032,0001,029
2009-12-31 (YTD Data)Rank
Total interest income$24,051,0001,435
Total interest expense$6,802,0001,732
Net interest income$17,249,0001,300
Provision for loan and lease losses$9,229,000934
Total noninterest income$9,646,000659
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$515,0002,826
Trading account gains and fees$-36,0007,969
Additional Noninterest Income$9,167,000474
Total noninterest expense$22,239,000942
Salaries and employee benefits$10,438,000937
Premises and equipment expense$3,646,000737
Additional noninterest expense$8,155,000961
Pre-tax net operating income$-4,573,0007,137
Securities gains (losses)$1,671,000320
Applicable income taxes$88,0002,939
Income before extraordinary items$-2,990,0006,994
Extraordinary gains, net$034
Net income$-3,253,0007,038
Minority interest net income$263,00051
Net income of bank and minority interests.$-2,990,0006,993
Net charge-offs$4,181,0001,303
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,661,0007,240
2009-09-30 (YTD Data)Rank
Total interest income$18,582,0001,412
Total interest expense$5,448,0001,705
Net interest income$13,134,0001,274
Provision for loan and lease losses$4,027,0001,221
Total noninterest income$5,897,000767
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$400,0002,766
Trading account gains and fees$-26,0008,060
Additional Noninterest Income$5,523,000548
Total noninterest expense$16,054,000968
Salaries and employee benefits$8,112,000920
Premises and equipment expense$2,666,000768
Additional noninterest expense$5,276,0001,069
Pre-tax net operating income$-1,050,0006,678
Securities gains (losses)$1,516,000259
Applicable income taxes$04,592
Income before extraordinary items$466,0003,807
Extraordinary gains, net$027
Net income$294,0004,450
Minority interest net income$172,00059
Net income of bank and minority interests.$466,0003,805
Net charge-offs$3,307,0001,119
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,050,0006,769
2009-06-30 (YTD Data)Rank
Total interest income$12,568,0001,417
Total interest expense$3,882,0001,679
Net interest income$8,686,0001,285
Provision for loan and lease losses$2,707,0001,159
Total noninterest income$3,779,000799
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$287,0002,603
Trading account gains and fees$-35,0008,148
Additional Noninterest Income$3,527,000563
Total noninterest expense$9,944,0001,054
Salaries and employee benefits$5,406,000946
Premises and equipment expense$1,810,000777
Additional noninterest expense$2,728,0001,364
Pre-tax net operating income$-186,0006,250
Securities gains (losses)$649,000409
Applicable income taxes$04,657
Income before extraordinary items$463,0003,243
Extraordinary gains, net$021
Net income$361,0003,652
Minority interest net income$102,00059
Net income of bank and minority interests.$463,0003,241
Net charge-offs$2,170,0001,065
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-186,0006,338
2009-03-31 (YTD Data)Rank
Total interest income$6,201,0001,458
Total interest expense$2,064,0001,644
Net interest income$4,137,0001,335
Provision for loan and lease losses$700,0001,458
Total noninterest income$2,060,000730
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$169,0002,245
Trading account gains and fees$-12,0008,183
Additional Noninterest Income$1,903,000526
Total noninterest expense$4,692,0001,073
Salaries and employee benefits$2,615,000970
Premises and equipment expense$908,000780
Additional noninterest expense$1,169,0001,392
Pre-tax net operating income$805,0001,587
Securities gains (losses)$1,0002,304
Applicable income taxes$04,835
Income before extraordinary items$806,0001,358
Extraordinary gains, net$015
Net income$740,0001,469
Minority interest net income$66,00054
Net income of bank and minority interests.$806,0001,360
Net charge-offs$105,0002,815
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$805,0001,288
2008-12-31 (YTD Data)Rank
Total interest income$25,509,0001,523
Total interest expense$10,277,0001,582
Net interest income$15,232,0001,472
Provision for loan and lease losses$3,576,0001,247
Total noninterest income$6,362,000871
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$307,0003,977
Trading account gains and fees$-41,0008,202
Additional Noninterest Income$6,096,000552
Total noninterest expense$21,014,000948
Salaries and employee benefits$11,066,000912
Premises and equipment expense$3,425,000803
Additional noninterest expense$6,523,000983
Pre-tax net operating income$-2,996,0007,595
Securities gains (losses)$5,0002,760
Applicable income taxes$-33,0006,915
Income before extraordinary items$-2,958,0007,602
Extraordinary gains, net$039
Net income$-2,958,0007,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,972,0001,004
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,962,9507,674
2008-09-30 (YTD Data)Rank
Total interest income$18,599,0001,606
Total interest expense$7,762,0001,626
Net interest income$10,837,0001,561
Provision for loan and lease losses$590,0002,504
Total noninterest income$4,641,000931
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$227,0004,023
Trading account gains and fees$-38,0008,285
Additional Noninterest Income$4,452,000601
Total noninterest expense$14,113,0001,047
Salaries and employee benefits$8,367,000918
Premises and equipment expense$2,496,000828
Additional noninterest expense$3,250,0001,375
Pre-tax net operating income$775,0004,154
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$775,0003,626
Extraordinary gains, net$031
Net income$775,0003,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,997
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$775,0003,770
2008-06-30 (YTD Data)Rank
Total interest income$12,613,0001,605
Total interest expense$5,323,0001,650
Net interest income$7,290,0001,533
Provision for loan and lease losses$394,0002,182
Total noninterest income$3,093,000946
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$153,0004,023
Trading account gains and fees$-53,0008,368
Additional Noninterest Income$2,993,000622
Total noninterest expense$9,245,0001,061
Salaries and employee benefits$5,536,000937
Premises and equipment expense$1,590,000872
Additional noninterest expense$2,119,0001,387
Pre-tax net operating income$744,0003,585
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$744,0003,204
Extraordinary gains, net$021
Net income$744,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$744,0003,153
2008-03-31 (YTD Data)Rank
Total interest income$6,315,0001,644
Total interest expense$2,877,0001,631
Net interest income$3,438,0001,615
Provision for loan and lease losses$86,0002,973
Total noninterest income$1,405,0001,018
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$77,0003,952
Trading account gains and fees$-26,0008,421
Additional Noninterest Income$1,354,000663
Total noninterest expense$4,928,000990
Salaries and employee benefits$2,769,000951
Premises and equipment expense$856,000814
Additional noninterest expense$1,303,0001,108
Pre-tax net operating income$-171,0007,703
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-171,0007,788
Extraordinary gains, net$015
Net income$-171,0007,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-171,0007,752
2007-12-31 (YTD Data)Rank
Total interest income$25,901,0001,668
Total interest expense$13,272,0001,515
Net interest income$12,629,0001,788
Provision for loan and lease losses$261,0003,429
Total noninterest income$5,691,000994
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$316,0003,984
Trading account gains and fees$23,000157
Additional Noninterest Income$5,352,000640
Total noninterest expense$23,352,000786
Salaries and employee benefits$9,981,0001,004
Premises and equipment expense$4,089,000650
Additional noninterest expense$9,282,000622
Pre-tax net operating income$-5,293,0008,444
Securities gains (losses)$02,146
Applicable income taxes$33,0005,167
Income before extraordinary items$-5,326,0008,456
Extraordinary gains, net$039
Net income$-5,326,0008,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,974
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-5,326,0008,452
2007-09-30 (YTD Data)Rank
Total interest income$19,310,0001,682
Total interest expense$10,048,0001,502
Net interest income$9,262,0001,839
Provision for loan and lease losses$273,0002,441
Total noninterest income$3,950,0001,053
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$243,0003,924
Trading account gains and fees$31,000152
Additional Noninterest Income$3,676,000704
Total noninterest expense$12,993,0001,072
Salaries and employee benefits$7,363,0001,018
Premises and equipment expense$2,777,000718
Additional noninterest expense$2,853,0001,412
Pre-tax net operating income$-54,0007,743
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-54,0007,790
Extraordinary gains, net$033
Net income$-54,0007,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,986
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-54,0007,768
2007-06-30 (YTD Data)Rank
Total interest income$12,824,0001,696
Total interest expense$6,735,0001,489
Net interest income$6,089,0001,894
Provision for loan and lease losses$183,0002,287
Total noninterest income$2,713,0001,050
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$169,0003,845
Trading account gains and fees$27,000137
Additional Noninterest Income$2,517,000702
Total noninterest expense$8,195,0001,153
Salaries and employee benefits$4,835,0001,055
Premises and equipment expense$1,507,000885
Additional noninterest expense$1,853,0001,475
Pre-tax net operating income$424,0005,387
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$424,0004,925
Extraordinary gains, net$029
Net income$424,0004,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,456
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$424,0004,927
2007-03-31 (YTD Data)Rank
Total interest income$6,340,0001,708
Total interest expense$3,386,0001,461
Net interest income$2,954,0001,957
Provision for loan and lease losses$60,0002,747
Total noninterest income$1,249,0001,101
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$55,000134
Additional Noninterest Income$1,104,000767
Total noninterest expense$4,015,0001,170
Salaries and employee benefits$2,302,0001,120
Premises and equipment expense$731,000909
Additional noninterest expense$982,0001,358
Pre-tax net operating income$128,0006,315
Securities gains (losses)$01,187
Applicable income taxes$48,0004,172
Income before extraordinary items$80,0006,711
Extraordinary gains, net$022
Net income$80,0006,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,260
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$80,0006,694
2006-12-31 (YTD Data)Rank
Total interest income$22,900,0001,764
Total interest expense$11,691,0001,439
Net interest income$11,209,0002,075
Provision for loan and lease losses$-532,0008,605
Total noninterest income$4,735,0001,143
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$395,0003,561
Trading account gains and fees$0130
Additional Noninterest Income$4,340,000754
Total noninterest expense$18,620,000959
Salaries and employee benefits$10,011,000963
Premises and equipment expense$3,581,000718
Additional noninterest expense$5,028,0001,057
Pre-tax net operating income$-2,144,0008,589
Securities gains (losses)$-715,0008,549
Applicable income taxes$960,0002,253
Income before extraordinary items$-3,819,0008,655
Extraordinary gains, net$051
Net income$-3,819,0008,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,598
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-3,104,0008,636
2006-09-30 (YTD Data)Rank
Total interest income$16,355,0001,845
Total interest expense$8,352,0001,466
Net interest income$8,003,0002,180
Provision for loan and lease losses$337,0001,966
Total noninterest income$3,180,0001,259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$302,0003,557
Trading account gains and fees$0126
Additional Noninterest Income$2,878,000840
Total noninterest expense$13,689,000980
Salaries and employee benefits$7,657,000950
Premises and equipment expense$2,722,000725
Additional noninterest expense$3,310,0001,215
Pre-tax net operating income$-2,843,0008,720
Securities gains (losses)$-715,0008,654
Applicable income taxes$-1,339,0008,725
Income before extraordinary items$-2,219,0008,709
Extraordinary gains, net$045
Net income$-2,219,0008,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,034
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-1,761,4008,685
2006-06-30 (YTD Data)Rank
Total interest income$11,127,0001,772
Total interest expense$5,877,0001,329
Net interest income$5,250,0002,223
Provision for loan and lease losses$160,0002,479
Total noninterest income$2,421,0001,135
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$204,0003,494
Trading account gains and fees$0126
Additional Noninterest Income$2,217,000753
Total noninterest expense$9,120,000991
Salaries and employee benefits$5,108,000960
Premises and equipment expense$1,870,000710
Additional noninterest expense$2,142,0001,265
Pre-tax net operating income$-1,609,0008,741
Securities gains (losses)$-715,0008,718
Applicable income taxes$-875,0008,759
Income before extraordinary items$-1,449,0008,737
Extraordinary gains, net$039
Net income$-1,449,0008,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-991,4008,692
2006-03-31 (YTD Data)Rank
Total interest income$5,402,0001,782
Total interest expense$2,868,0001,301
Net interest income$2,534,0002,299
Provision for loan and lease losses$06,013
Total noninterest income$1,111,0001,184
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$94,0003,616
Trading account gains and fees$0115
Additional Noninterest Income$1,017,000795
Total noninterest expense$4,035,0001,118
Salaries and employee benefits$2,306,0001,063
Premises and equipment expense$739,000865
Additional noninterest expense$990,0001,330
Pre-tax net operating income$-390,0008,659
Securities gains (losses)$0955
Applicable income taxes$-151,0008,722
Income before extraordinary items$-239,0008,600
Extraordinary gains, net$021
Net income$-239,0008,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-239,0008,591
2005-12-31 (YTD Data)Rank
Total interest income$19,034,0001,769
Total interest expense$7,128,0001,603
Net interest income$11,906,0001,846
Provision for loan and lease losses$-610,0008,757
Total noninterest income$3,933,0001,297
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$318,0004,047
Trading account gains and fees$0138
Additional Noninterest Income$3,615,000879
Total noninterest expense$17,004,0001,002
Salaries and employee benefits$9,750,000935
Premises and equipment expense$2,856,000832
Additional noninterest expense$4,398,0001,163
Pre-tax net operating income$-555,0008,517
Securities gains (losses)$75,000803
Applicable income taxes$-174,0008,663
Income before extraordinary items$-306,0008,465
Extraordinary gains, net$046
Net income$-306,0008,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,381
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-354,0008,461
2005-09-30 (YTD Data)Rank
Total interest income$14,122,0001,740
Total interest expense$4,631,0001,739
Net interest income$9,491,0001,715
Provision for loan and lease losses$-470,0008,779
Total noninterest income$3,111,0001,252
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$243,0004,031
Trading account gains and fees$0126
Additional Noninterest Income$2,868,000843
Total noninterest expense$13,942,000908
Salaries and employee benefits$7,452,000906
Premises and equipment expense$2,726,000676
Additional noninterest expense$3,764,0001,020
Pre-tax net operating income$-870,0008,700
Securities gains (losses)$77,000753
Applicable income taxes$-290,0008,784
Income before extraordinary items$-503,0008,645
Extraordinary gains, net$035
Net income$-503,0008,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-552,2808,634
2005-06-30 (YTD Data)Rank
Total interest income$9,202,0001,731
Total interest expense$2,573,0001,942
Net interest income$6,629,0001,618
Provision for loan and lease losses$-470,0008,800
Total noninterest income$1,911,0001,322
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$175,0003,804
Trading account gains and fees$0116
Additional Noninterest Income$1,736,000902
Total noninterest expense$8,813,000948
Salaries and employee benefits$4,562,000992
Premises and equipment expense$1,863,000652
Additional noninterest expense$2,388,0001,055
Pre-tax net operating income$197,0007,234
Securities gains (losses)$66,000706
Applicable income taxes$100,0004,812
Income before extraordinary items$163,0007,231
Extraordinary gains, net$030
Net income$163,0007,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$120,7607,542
2005-03-31 (YTD Data)Rank
Total interest income$4,562,0001,712
Total interest expense$1,027,0002,284
Net interest income$3,535,0001,502
Provision for loan and lease losses$-470,0008,884
Total noninterest income$1,114,0001,150
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$83,0003,846
Trading account gains and fees$0115
Additional Noninterest Income$1,031,000768
Total noninterest expense$4,371,000956
Salaries and employee benefits$2,305,000968
Premises and equipment expense$906,000669
Additional noninterest expense$1,160,0001,066
Pre-tax net operating income$748,0002,711
Securities gains (losses)$45,000572
Applicable income taxes$298,0001,984
Income before extraordinary items$495,0003,072
Extraordinary gains, net$024
Net income$495,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$466,2003,180
2004-12-31 (YTD Data)Rank
Total interest income$18,033,0001,605
Total interest expense$5,570,0001,480
Net interest income$12,463,0001,632
Provision for loan and lease losses$105,0004,905
Total noninterest income$5,318,0001,033
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$523,0003,034
Trading account gains and fees$0138
Additional Noninterest Income$4,795,000690
Total noninterest expense$18,381,000892
Salaries and employee benefits$9,409,000917
Premises and equipment expense$3,722,000625
Additional noninterest expense$5,250,000954
Pre-tax net operating income$-705,0008,728
Securities gains (losses)$63,0001,563
Applicable income taxes$-210,0008,819
Income before extraordinary items$-432,0008,689
Extraordinary gains, net$034
Net income$-432,0008,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,326
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-474,2108,680
2004-09-30 (YTD Data)Rank
Total interest income$13,431,0001,590
Total interest expense$4,346,0001,388
Net interest income$9,085,0001,667
Provision for loan and lease losses$300,0002,260
Total noninterest income$4,624,000910
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$424,0002,861
Trading account gains and fees$0134
Additional Noninterest Income$4,200,000632
Total noninterest expense$13,223,000919
Salaries and employee benefits$6,689,000955
Premises and equipment expense$2,682,000648
Additional noninterest expense$3,852,000972
Pre-tax net operating income$186,0007,762
Securities gains (losses)$163,000883
Applicable income taxes$133,0005,000
Income before extraordinary items$216,0007,386
Extraordinary gains, net$026
Net income$216,0007,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,219
Cash dividends$400,0003,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$111,6807,960
2004-06-30 (YTD Data)Rank
Total interest income$8,799,0001,604
Total interest expense$2,685,0001,482
Net interest income$6,114,0001,637
Provision for loan and lease losses$270,0001,719
Total noninterest income$3,184,000875
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$319,0002,578
Trading account gains and fees$0130
Additional Noninterest Income$2,865,000620
Total noninterest expense$8,476,000952
Salaries and employee benefits$4,470,000950
Premises and equipment expense$1,614,000721
Additional noninterest expense$2,392,0001,034
Pre-tax net operating income$552,0005,060
Securities gains (losses)$89,0001,108
Applicable income taxes$247,0003,410
Income before extraordinary items$394,0005,352
Extraordinary gains, net$021
Net income$394,0005,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,017
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$337,0405,682
2004-03-31 (YTD Data)Rank
Total interest income$4,322,0001,634
Total interest expense$1,284,0001,560
Net interest income$3,038,0001,644
Provision for loan and lease losses$130,0001,707
Total noninterest income$1,659,000833
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$168,0002,432
Trading account gains and fees$0121
Additional Noninterest Income$1,491,000590
Total noninterest expense$3,986,0001,023
Salaries and employee benefits$2,047,0001,052
Premises and equipment expense$818,000727
Additional noninterest expense$1,121,0001,089
Pre-tax net operating income$581,0003,157
Securities gains (losses)$11,0002,005
Applicable income taxes$228,0002,352
Income before extraordinary items$364,0003,761
Extraordinary gains, net$016
Net income$364,0003,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$356,9603,690
2003-12-31 (YTD Data)Rank
Total interest income$19,505,0001,471
Total interest expense$7,872,0001,138
Net interest income$11,633,0001,667
Provision for loan and lease losses$743,0001,550
Total noninterest income$5,976,000977
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$402,0003,636
Trading account gains and fees$-5,0009,141
Additional Noninterest Income$5,579,000703
Total noninterest expense$13,847,0001,169
Salaries and employee benefits$7,516,0001,125
Premises and equipment expense$2,403,000937
Additional noninterest expense$3,928,0001,259
Pre-tax net operating income$3,019,0002,495
Securities gains (losses)$1,769,000324
Applicable income taxes$1,859,0001,353
Income before extraordinary items$2,929,0002,080
Extraordinary gains, net$054
Net income$2,929,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$1,200,0002,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,796,8402,965
2003-09-30 (YTD Data)Rank
Total interest income$14,706,0001,492
Total interest expense$6,115,0001,150
Net interest income$8,591,0001,706
Provision for loan and lease losses$557,0001,511
Total noninterest income$3,925,0001,123
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$224,0004,333
Trading account gains and fees$-12,0009,200
Additional Noninterest Income$3,713,000797
Total noninterest expense$9,843,0001,241
Salaries and employee benefits$5,643,0001,123
Premises and equipment expense$1,658,0001,048
Additional noninterest expense$2,542,0001,446
Pre-tax net operating income$2,116,0002,724
Securities gains (losses)$1,746,000305
Applicable income taxes$1,515,0001,346
Income before extraordinary items$2,347,0002,034
Extraordinary gains, net$040
Net income$2,347,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,282
Cash dividends$900,0001,869
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,229,5603,265
2003-06-30 (YTD Data)Rank
Total interest income$9,816,0001,507
Total interest expense$4,169,0001,148
Net interest income$5,647,0001,728
Provision for loan and lease losses$527,0001,090
Total noninterest income$2,725,0001,078
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$143,0004,400
Trading account gains and fees$-20,0009,238
Additional Noninterest Income$2,602,000749
Total noninterest expense$6,721,0001,209
Salaries and employee benefits$3,782,0001,124
Premises and equipment expense$1,083,0001,065
Additional noninterest expense$1,856,0001,331
Pre-tax net operating income$1,124,0003,233
Securities gains (losses)$1,746,000250
Applicable income taxes$1,121,0001,246
Income before extraordinary items$1,749,0001,837
Extraordinary gains, net$030
Net income$1,749,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$631,5603,953
2003-03-31 (YTD Data)Rank
Total interest income$5,013,0001,483
Total interest expense$2,090,0001,169
Net interest income$2,923,0001,668
Provision for loan and lease losses$200,0001,357
Total noninterest income$1,465,000993
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$66,0004,513
Trading account gains and fees$-28,0009,277
Additional Noninterest Income$1,427,000691
Total noninterest expense$3,340,0001,206
Salaries and employee benefits$1,974,0001,071
Premises and equipment expense$538,0001,079
Additional noninterest expense$828,0001,452
Pre-tax net operating income$848,0002,353
Securities gains (losses)$803,000260
Applicable income taxes$641,0001,135
Income before extraordinary items$1,010,0001,594
Extraordinary gains, net$021
Net income$1,010,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0009,052
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$496,0802,823
2002-12-31 (YTD Data)Rank
Total interest income$19,640,0001,568
Total interest expense$8,514,0001,311
Net interest income$11,126,0001,733
Provision for loan and lease losses$300,0003,409
Total noninterest income$5,365,000983
Gross Fiduciary activities income$174,000872
Service charges on deposit accounts$269,0004,509
Trading account gains and fees$-94,0009,307
Additional Noninterest Income$5,016,000687
Total noninterest expense$14,717,0001,052
Salaries and employee benefits$7,181,0001,109
Premises and equipment expense$2,057,0001,075
Additional noninterest expense$5,479,000914
Pre-tax net operating income$1,474,0004,170
Securities gains (losses)$1,456,000335
Applicable income taxes$1,171,0001,970
Income before extraordinary items$1,759,0003,092
Extraordinary gains, net$070
Net income$1,759,0003,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0002,056
Cash dividends$1,200,0001,938
Sale, conversion, retirement of capital stock, net$0862
Net operating income$827,1604,976
2001-12-31 (YTD Data)Rank
Total interest income$18,678,0001,835
Total interest expense$9,896,0001,638
Net interest income$8,782,0002,027
Provision for loan and lease losses$568,0001,996
Total noninterest income$8,318,000680
Gross Fiduciary activities income$956,000432
Service charges on deposit accounts$251,0004,632
Trading account gains and fees$48,000132
Additional Noninterest Income$7,063,000513
Total noninterest expense$12,501,0001,177
Salaries and employee benefits$6,597,0001,124
Premises and equipment expense$2,083,0001,008
Additional noninterest expense$3,821,0001,242
Pre-tax net operating income$4,031,0001,768
Securities gains (losses)$1,347,000336
Applicable income taxes$2,094,0001,134
Income before extraordinary items$3,284,0001,614
Extraordinary gains, net$0105
Net income$3,284,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,316
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,421,9202,079
2000-12-31 (YTD Data)Rank
Total interest income$18,584,0001,882
Total interest expense$9,861,0001,745
Net interest income$8,723,0002,032
Provision for loan and lease losses$485,0001,923
Total noninterest income$7,849,000685
Gross Fiduciary activities income$568,000558
Service charges on deposit accounts$255,0004,471
Trading account gains and fees$-40,0004,503
Additional Noninterest Income$7,066,000511
Total noninterest expense$10,646,0001,301
Salaries and employee benefits$5,632,0001,253
Premises and equipment expense$1,679,0001,207
Additional noninterest expense$3,335,0001,350
Pre-tax net operating income$5,440,0001,361
Securities gains (losses)$263,000366
Applicable income taxes$2,108,0001,097
Income before extraordinary items$3,596,0001,476
Extraordinary gains, net$038
Net income$3,596,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,684
Cash dividends$900,0002,460
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,427,6801,526
1999-12-31 (YTD Data)Rank
Total interest income$18,511,0001,754
Total interest expense$10,417,0001,441
Net interest income$8,094,0002,166
Provision for loan and lease losses$40,0006,849
Total noninterest income$6,092,000812
Gross Fiduciary activities income$71,0001,043
Service charges on deposit accounts$312,0003,874
Trading account gains and fees$-82,0004,529
Additional Noninterest Income$5,791,000601
Total noninterest expense$9,061,0001,534
Salaries and employee benefits$4,725,0001,454
Premises and equipment expense$1,589,0001,275
Additional noninterest expense$2,747,0001,622
Pre-tax net operating income$5,085,0001,482
Securities gains (losses)$-1,0008,592
Applicable income taxes$1,916,0001,274
Income before extraordinary items$3,168,0001,690
Extraordinary gains, net$035
Net income$3,168,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,548
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,168,6401,657
1998-12-31 (YTD Data)Rank
Total interest income$16,639,0001,941
Total interest expense$9,333,0001,652
Net interest income$7,306,0002,335
Provision for loan and lease losses$396,0002,082
Total noninterest income$4,032,0001,080
Gross Fiduciary activities income$47,0001,123
Service charges on deposit accounts$388,0003,217
Trading account gains and fees$121,000151
Additional Noninterest Income$3,476,000828
Total noninterest expense$7,899,0001,668
Salaries and employee benefits$4,213,0001,575
Premises and equipment expense$963,0002,027
Additional noninterest expense$2,723,0001,583
Pre-tax net operating income$3,043,0002,339
Securities gains (losses)$297,000751
Applicable income taxes$1,142,0002,075
Income before extraordinary items$2,198,0002,353
Extraordinary gains, net$032
Net income$2,198,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,00010,018
Cash dividends$750,0002,706
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,001,9802,470
1997-12-31 (YTD Data)Rank
Total interest income$15,012,0002,175
Total interest expense$8,045,0001,926
Net interest income$6,967,0002,488
Provision for loan and lease losses$125,0004,524
Total noninterest income$2,430,0001,512
Gross Fiduciary activities income$46,0001,185
Service charges on deposit accounts$485,0002,703
Trading account gains and fees$-108,0004,489
Additional Noninterest Income$2,007,0001,102
Total noninterest expense$6,638,0001,943
Salaries and employee benefits$3,413,0001,927
Premises and equipment expense$815,0002,376
Additional noninterest expense$2,410,0001,759
Pre-tax net operating income$2,634,0002,785
Securities gains (losses)$121,000906
Applicable income taxes$954,0002,533
Income before extraordinary items$1,801,0002,828
Extraordinary gains, net$044
Net income$1,801,0002,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,810
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,722,3502,899
1996-12-31 (YTD Data)Rank
Total interest income$13,988,0002,384
Total interest expense$7,726,0002,035
Net interest income$6,262,0002,827
Provision for loan and lease losses$100,0005,070
Total noninterest income$1,972,0001,857
Gross Fiduciary activities income$15,0001,373
Service charges on deposit accounts$509,0002,681
Trading account gains and fees$193,000156
Additional Noninterest Income$1,255,0001,549
Total noninterest expense$6,037,0002,275
Salaries and employee benefits$3,205,0002,080
Premises and equipment expense$576,0003,342
Additional noninterest expense$2,256,0002,209
Pre-tax net operating income$2,097,0003,284
Securities gains (losses)$33,0001,622
Applicable income taxes$789,0002,882
Income before extraordinary items$1,341,0003,532
Extraordinary gains, net$053
Net income$1,341,0003,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,319,8803,537
1995-12-31 (YTD Data)Rank
Total interest income$13,450,0002,484
Total interest expense$7,755,0002,014
Net interest income$5,695,0003,122
Provision for loan and lease losses$55,0006,005
Total noninterest income$2,151,0001,731
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$424,0003,174
Trading account gains and fees$609,000161
Additional Noninterest Income$1,118,0001,668
Total noninterest expense$5,396,0002,519
Salaries and employee benefits$2,803,0002,366
Premises and equipment expense$736,0002,681
Additional noninterest expense$1,857,0002,566
Pre-tax net operating income$2,395,0002,965
Securities gains (losses)$130,000841
Applicable income taxes$900,0002,599
Income before extraordinary items$1,625,0003,014
Extraordinary gains, net$065
Net income$1,625,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,541,8003,149
1994-12-31 (YTD Data)Rank
Total interest income$11,304,0002,689
Total interest expense$6,024,0002,075
Net interest income$5,280,0003,393
Provision for loan and lease losses$13,0008,228
Total noninterest income$459,0005,610
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$409,0003,318
Trading account gains and fees$-869,0004,935
Additional Noninterest Income$919,0001,945
Total noninterest expense$5,408,0002,572
Salaries and employee benefits$2,693,0002,485
Premises and equipment expense$749,0002,674
Additional noninterest expense$1,966,0002,620
Pre-tax net operating income$318,00010,007
Securities gains (losses)$03,600
Applicable income taxes$59,00010,250
Income before extraordinary items$259,0009,596
Extraordinary gains, net$0249
Net income$259,0009,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,466
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$259,0009,655
1993-12-31 (YTD Data)Rank
Total interest income$10,093,0003,051
Total interest expense$5,301,0002,443
Net interest income$4,792,0003,704
Provision for loan and lease losses$-200,00013,035
Total noninterest income$1,983,0001,996
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$464,0003,009
Trading account gains and fees$-60,0005,112
Additional Noninterest Income$1,579,0001,488
Total noninterest expense$5,243,0002,729
Salaries and employee benefits$2,408,0002,752
Premises and equipment expense$785,0002,600
Additional noninterest expense$2,050,0002,674
Pre-tax net operating income$1,732,0003,828
Securities gains (losses)$481,000925
Applicable income taxes$979,0002,307
Income before extraordinary items$1,234,0003,910
Extraordinary gains, net$775,000291
Net income$2,009,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-399,00013,210
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$926,1604,750
1992-12-31 (YTD Data)Rank
Total interest income$9,390,0003,716
Total interest expense$5,638,0002,954
Net interest income$3,752,0004,727
Provision for loan and lease losses$1,052,0001,776
Total noninterest income$1,170,0002,919
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$263,0004,941
Trading account gains and fees$-263,0005,297
Additional Noninterest Income$1,170,0001,794
Total noninterest expense$4,485,0003,173
Salaries and employee benefits$2,193,0002,949
Premises and equipment expense$801,0002,595
Additional noninterest expense$1,491,0003,623
Pre-tax net operating income$-615,00013,355
Securities gains (losses)$1,374,000522
Applicable income taxes$6,00012,482
Income before extraordinary items$753,0005,615
Extraordinary gains, net$01,422
Net income$753,0005,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,0001,326
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-607,26013,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.