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Brentwood Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$39,823,000	1,123
Total interest expense	$16,500,000	906
Net interest income	$23,323,000	1,278
Provision for loan and lease losses	$-81,000	4,311
Total noninterest income	$1,562,000	2,275
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,322,000	2,005
Total noninterest expense	$26,345,000	984
Salaries and employee benefits	$15,898,000	921
Premises and equipment expense	$2,239,000	1,107
Additional noninterest expense	$1,322,000	2,005
Pre-tax net operating income	$-1,379,000	4,516
Securities gains (losses)	$27,000	580
Applicable income taxes	$-846,000	4,540
Income before extraordinary items	$-506,000	4,443
Extraordinary gains, net	$0	54
Net income	$-506,000	4,442
Minority interest net income	$0	88
Net income of bank and minority interests.	$-506,000	4,443
Net charge-offs	$0	2,884
Cash dividends	$172,000	3,215
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-527,330	4,458
2023-09-30 (YTD Data)		Rank
Total interest income	$29,376,000	1,111
Total interest expense	$11,454,000	904
Net interest income	$17,922,000	1,249
Provision for loan and lease losses	$305,000	1,326
Total noninterest income	$1,202,000	2,227
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$179,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,023,000	1,963
Total noninterest expense	$19,472,000	991
Salaries and employee benefits	$11,681,000	940
Premises and equipment expense	$1,657,000	1,117
Additional noninterest expense	$1,023,000	1,963
Pre-tax net operating income	$-653,000	4,497
Securities gains (losses)	$-207,000	4,194
Applicable income taxes	$-690,000	4,579
Income before extraordinary items	$-170,000	4,456
Extraordinary gains, net	$0	52
Net income	$-170,000	4,453
Minority interest net income	$0	81
Net income of bank and minority interests.	$-170,000	4,456
Net charge-offs	$0	2,641
Cash dividends	$172,000	2,780
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$-6,470	4,424
2023-06-30 (YTD Data)		Rank
Total interest income	$19,139,000	1,113
Total interest expense	$6,927,000	891
Net interest income	$12,212,000	1,243
Provision for loan and lease losses	$68,000	2,047
Total noninterest income	$797,000	2,196
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$112,000	2,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	1,894
Total noninterest expense	$12,788,000	989
Salaries and employee benefits	$7,574,000	956
Premises and equipment expense	$1,124,000	1,089
Additional noninterest expense	$685,000	1,891
Pre-tax net operating income	$153,000	4,220
Securities gains (losses)	$-20,000	3,905
Applicable income taxes	$-321,000	4,594
Income before extraordinary items	$454,000	3,655
Extraordinary gains, net	$0	51
Net income	$454,000	3,690
Minority interest net income	$0	81
Net income of bank and minority interests.	$454,000	3,654
Net charge-offs	$0	2,431
Cash dividends	$172,000	2,592
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$474,000	3,648
2023-03-31 (YTD Data)		Rank
Total interest income	$9,322,000	1,123
Total interest expense	$3,064,000	879
Net interest income	$6,258,000	1,225
Provision for loan and lease losses	$80,000	1,393
Total noninterest income	$389,000	2,208
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$52,000	2,660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$337,000	1,895
Total noninterest expense	$5,836,000	1,075
Salaries and employee benefits	$3,347,000	1,074
Premises and equipment expense	$581,000	1,086
Additional noninterest expense	$337,000	1,895
Pre-tax net operating income	$731,000	2,655
Securities gains (losses)	$43,000	287
Applicable income taxes	$-7,000	4,488
Income before extraordinary items	$781,000	2,410
Extraordinary gains, net	$0	4
Net income	$781,000	2,410
Minority interest net income	$0	48
Net income of bank and minority interests.	$781,000	2,410
Net charge-offs	$0	2,062
Cash dividends	$82,000	2,134
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$738,000	2,490
2022-12-31 (YTD Data)		Rank
Total interest income	$30,885,000	1,118
Total interest expense	$4,684,000	830
Net interest income	$26,201,000	1,154
Provision for loan and lease losses	$451,000	1,284
Total noninterest income	$1,667,000	2,225
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$363,000	2,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,304,000	2,053
Total noninterest expense	$19,328,000	1,217
Salaries and employee benefits	$11,319,000	1,199
Premises and equipment expense	$1,655,000	1,429
Additional noninterest expense	$1,304,000	2,053
Pre-tax net operating income	$8,089,000	1,475
Securities gains (losses)	$-614,000	4,362
Applicable income taxes	$1,385,000	1,323
Income before extraordinary items	$6,090,000	1,613
Extraordinary gains, net	$0	5
Net income	$6,090,000	1,611
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,090,000	1,612
Net charge-offs	$0	2,620
Cash dividends	$293,000	3,002
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,587,340	1,546
2022-09-30 (YTD Data)		Rank
Total interest income	$22,207,000	1,113
Total interest expense	$2,630,000	810
Net interest income	$19,577,000	1,138
Provision for loan and lease losses	$266,000	1,310
Total noninterest income	$1,261,000	2,250
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$297,000	1,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$964,000	2,090
Total noninterest expense	$14,252,000	1,227
Salaries and employee benefits	$8,145,000	1,239
Premises and equipment expense	$1,160,000	1,505
Additional noninterest expense	$964,000	2,090
Pre-tax net operating income	$6,320,000	1,424
Securities gains (losses)	$-661,000	4,525
Applicable income taxes	$1,071,000	1,298
Income before extraordinary items	$4,588,000	1,587
Extraordinary gains, net	$0	4
Net income	$4,588,000	1,587
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,588,000	1,587
Net charge-offs	$0	2,349
Cash dividends	$202,000	2,702
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,123,410	1,489
2022-06-30 (YTD Data)		Rank
Total interest income	$14,129,000	1,114
Total interest expense	$1,465,000	779
Net interest income	$12,664,000	1,141
Provision for loan and lease losses	$178,000	1,212
Total noninterest income	$849,000	2,244
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$202,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	2,116
Total noninterest expense	$9,364,000	1,231
Salaries and employee benefits	$5,252,000	1,265
Premises and equipment expense	$783,000	1,493
Additional noninterest expense	$3,329,000	1,079
Pre-tax net operating income	$3,971,000	1,419
Securities gains (losses)	$-421,000	4,558
Applicable income taxes	$620,000	1,327
Income before extraordinary items	$2,930,000	1,542
Extraordinary gains, net	$0	4
Net income	$2,930,000	1,541
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,930,000	1,542
Net charge-offs	$0	2,156
Cash dividends	$102,000	2,717
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,279,430	1,465
2022-03-31 (YTD Data)		Rank
Total interest income	$6,810,000	1,119
Total interest expense	$669,000	816
Net interest income	$6,141,000	1,137
Provision for loan and lease losses	$76,000	1,092
Total noninterest income	$433,000	2,211
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$102,000	1,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	2,076
Total noninterest expense	$4,730,000	1,220
Salaries and employee benefits	$2,507,000	1,309
Premises and equipment expense	$392,000	1,502
Additional noninterest expense	$1,831,000	990
Pre-tax net operating income	$1,768,000	1,466
Securities gains (losses)	$-240,000	4,620
Applicable income taxes	$197,000	1,616
Income before extraordinary items	$1,331,000	1,582
Extraordinary gains, net	$0	4
Net income	$1,331,000	1,580
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,331,000	1,582
Net charge-offs	$0	1,838
Cash dividends	$40,000	2,171
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,539,800	1,441
2021-12-31 (YTD Data)		Rank
Total interest income	$27,599,000	1,128
Total interest expense	$3,016,000	898
Net interest income	$24,583,000	1,145
Provision for loan and lease losses	$-254,000	4,344
Total noninterest income	$1,725,000	2,403
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$329,000	2,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,396,000	2,293
Total noninterest expense	$16,922,000	1,325
Salaries and employee benefits	$9,824,000	1,308
Premises and equipment expense	$1,576,000	1,459
Additional noninterest expense	$5,522,000	1,219
Pre-tax net operating income	$9,640,000	1,308
Securities gains (losses)	$-17,000	4,417
Applicable income taxes	$2,197,000	1,039
Income before extraordinary items	$7,426,000	1,432
Extraordinary gains, net	$0	10
Net income	$7,426,000	1,432
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,426,000	1,432
Net charge-offs	$0	2,705
Cash dividends	$249,000	3,202
Sale, conversion, retirement of capital stock, net	$8,000	566
Net operating income	$7,439,430	1,402
2021-09-30 (YTD Data)		Rank
Total interest income	$20,652,000	1,153
Total interest expense	$2,356,000	912
Net interest income	$18,296,000	1,176
Provision for loan and lease losses	$-362,000	4,509
Total noninterest income	$1,262,000	2,445
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$234,000	2,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,028,000	2,349
Total noninterest expense	$12,755,000	1,326
Salaries and employee benefits	$7,398,000	1,319
Premises and equipment expense	$1,186,000	1,481
Additional noninterest expense	$4,171,000	1,205
Pre-tax net operating income	$7,165,000	1,362
Securities gains (losses)	$23,000	1,347
Applicable income taxes	$1,660,000	1,078
Income before extraordinary items	$5,528,000	1,509
Extraordinary gains, net	$0	8
Net income	$5,528,000	1,509
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,528,000	1,509
Net charge-offs	$0	2,463
Cash dividends	$166,000	2,913
Sale, conversion, retirement of capital stock, net	$8,000	525
Net operating income	$5,509,830	1,478
2021-06-30 (YTD Data)		Rank
Total interest income	$13,721,000	1,154
Total interest expense	$1,656,000	907
Net interest income	$12,065,000	1,177
Provision for loan and lease losses	$-496,000	4,612
Total noninterest income	$813,000	2,460
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$154,000	2,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	2,368
Total noninterest expense	$8,481,000	1,316
Salaries and employee benefits	$4,918,000	1,316
Premises and equipment expense	$778,000	1,494
Additional noninterest expense	$2,785,000	1,195
Pre-tax net operating income	$4,893,000	1,337
Securities gains (losses)	$-38,000	4,779
Applicable income taxes	$1,085,000	1,086
Income before extraordinary items	$3,770,000	1,466
Extraordinary gains, net	$0	6
Net income	$3,770,000	1,466
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,770,000	1,466
Net charge-offs	$0	2,245
Cash dividends	$105,000	2,824
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,800,020	1,420
2021-03-31 (YTD Data)		Rank
Total interest income	$6,733,000	1,181
Total interest expense	$884,000	901
Net interest income	$5,849,000	1,206
Provision for loan and lease losses	$99,000	1,286
Total noninterest income	$379,000	2,544
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$73,000	2,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	2,437
Total noninterest expense	$4,494,000	1,242
Salaries and employee benefits	$2,474,000	1,303
Premises and equipment expense	$414,000	1,450
Additional noninterest expense	$1,606,000	1,060
Pre-tax net operating income	$1,635,000	1,761
Securities gains (losses)	$-49,000	4,838
Applicable income taxes	$287,000	1,538
Income before extraordinary items	$1,299,000	1,893
Extraordinary gains, net	$0	3
Net income	$1,299,000	1,892
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,299,000	1,893
Net charge-offs	$0	1,930
Cash dividends	$41,000	2,312
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,339,180	1,817
2020-12-31 (YTD Data)		Rank
Total interest income	$27,391,000	1,148
Total interest expense	$5,354,000	886
Net interest income	$22,037,000	1,188
Provision for loan and lease losses	$1,324,000	1,343
Total noninterest income	$1,726,000	2,287
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$302,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,424,000	2,117
Total noninterest expense	$15,750,000	1,353
Salaries and employee benefits	$9,065,000	1,358
Premises and equipment expense	$1,642,000	1,419
Additional noninterest expense	$5,043,000	1,267
Pre-tax net operating income	$6,689,000	1,424
Securities gains (losses)	$437,000	654
Applicable income taxes	$1,564,000	1,103
Income before extraordinary items	$5,562,000	1,510
Extraordinary gains, net	$0	4
Net income	$5,562,000	1,510
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,562,000	1,510
Net charge-offs	$0	3,443
Cash dividends	$253,000	3,268
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,216,770	1,544
2020-09-30 (YTD Data)		Rank
Total interest income	$20,531,000	1,146
Total interest expense	$4,354,000	877
Net interest income	$16,177,000	1,191
Provision for loan and lease losses	$1,243,000	1,194
Total noninterest income	$1,303,000	2,236
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$226,000	2,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,077,000	2,078
Total noninterest expense	$11,630,000	1,359
Salaries and employee benefits	$6,598,000	1,384
Premises and equipment expense	$1,259,000	1,389
Additional noninterest expense	$3,773,000	1,243
Pre-tax net operating income	$4,607,000	1,496
Securities gains (losses)	$381,000	589
Applicable income taxes	$1,071,000	1,134
Income before extraordinary items	$3,917,000	1,537
Extraordinary gains, net	$0	4
Net income	$3,917,000	1,537
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,917,000	1,538
Net charge-offs	$0	3,243
Cash dividends	$171,000	2,991
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,616,010	1,613
2020-06-30 (YTD Data)		Rank
Total interest income	$13,793,000	1,149
Total interest expense	$3,201,000	866
Net interest income	$10,592,000	1,209
Provision for loan and lease losses	$1,089,000	1,033
Total noninterest income	$894,000	2,155
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$157,000	2,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	1,985
Total noninterest expense	$7,874,000	1,327
Salaries and employee benefits	$4,361,000	1,387
Premises and equipment expense	$846,000	1,375
Additional noninterest expense	$2,667,000	1,174
Pre-tax net operating income	$2,523,000	1,684
Securities gains (losses)	$388,000	435
Applicable income taxes	$592,000	1,212
Income before extraordinary items	$2,319,000	1,629
Extraordinary gains, net	$0	4
Net income	$2,319,000	1,630
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,319,000	1,630
Net charge-offs	$0	3,033
Cash dividends	$107,000	2,943
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,008,600	1,798
2020-03-31 (YTD Data)		Rank
Total interest income	$6,984,000	1,137
Total interest expense	$1,831,000	853
Net interest income	$5,153,000	1,214
Provision for loan and lease losses	$957,000	632
Total noninterest income	$531,000	1,887
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$101,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$430,000	1,655
Total noninterest expense	$4,101,000	1,295
Salaries and employee benefits	$2,151,000	1,413
Premises and equipment expense	$440,000	1,328
Additional noninterest expense	$1,510,000	1,100
Pre-tax net operating income	$626,000	2,496
Securities gains (losses)	$371,000	239
Applicable income taxes	$153,000	1,616
Income before extraordinary items	$844,000	1,894
Extraordinary gains, net	$0	4
Net income	$844,000	1,894
Minority interest net income	$0	56
Net income of bank and minority interests.	$844,000	1,894
Net charge-offs	$0	2,581
Cash dividends	$45,000	2,508
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$528,650	2,542
2019-12-31 (YTD Data)		Rank
Total interest income	$27,353,000	1,168
Total interest expense	$7,731,000	856
Net interest income	$19,622,000	1,279
Provision for loan and lease losses	$390,000	1,702
Total noninterest income	$1,749,000	2,120
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$430,000	2,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,319,000	1,937
Total noninterest expense	$15,044,000	1,353
Salaries and employee benefits	$8,510,000	1,384
Premises and equipment expense	$1,699,000	1,344
Additional noninterest expense	$4,835,000	1,287
Pre-tax net operating income	$5,937,000	1,548
Securities gains (losses)	$423,000	410
Applicable income taxes	$1,339,000	1,192
Income before extraordinary items	$5,021,000	1,596
Extraordinary gains, net	$0	11
Net income	$5,021,000	1,598
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,021,000	1,598
Net charge-offs	$0	3,726
Cash dividends	$298,000	3,352
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,686,830	1,648
2019-09-30 (YTD Data)		Rank
Total interest income	$20,294,000	1,189
Total interest expense	$5,838,000	855
Net interest income	$14,456,000	1,305
Provision for loan and lease losses	$151,000	2,247
Total noninterest income	$1,298,000	2,139
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$322,000	2,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	1,953
Total noninterest expense	$11,359,000	1,353
Salaries and employee benefits	$6,411,000	1,385
Premises and equipment expense	$1,265,000	1,367
Additional noninterest expense	$3,683,000	1,271
Pre-tax net operating income	$4,244,000	1,642
Securities gains (losses)	$432,000	342
Applicable income taxes	$1,026,000	1,211
Income before extraordinary items	$3,650,000	1,658
Extraordinary gains, net	$0	11
Net income	$3,650,000	1,659
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,650,000	1,659
Net charge-offs	$0	3,455
Cash dividends	$204,000	3,097
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,308,720	1,767
2019-06-30 (YTD Data)		Rank
Total interest income	$13,311,000	1,195
Total interest expense	$3,862,000	848
Net interest income	$9,449,000	1,325
Provision for loan and lease losses	$48,000	2,826
Total noninterest income	$878,000	2,107
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$214,000	2,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$664,000	1,909
Total noninterest expense	$7,793,000	1,326
Salaries and employee benefits	$4,281,000	1,374
Premises and equipment expense	$837,000	1,371
Additional noninterest expense	$2,675,000	1,186
Pre-tax net operating income	$2,486,000	1,798
Securities gains (losses)	$153,000	425
Applicable income taxes	$561,000	1,346
Income before extraordinary items	$2,078,000	1,849
Extraordinary gains, net	$0	11
Net income	$2,078,000	1,848
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,078,000	1,849
Net charge-offs	$0	3,172
Cash dividends	$128,000	3,076
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,957,130	1,921
2019-03-31 (YTD Data)		Rank
Total interest income	$6,355,000	1,230
Total interest expense	$1,835,000	860
Net interest income	$4,520,000	1,368
Provision for loan and lease losses	$-21,000	5,223
Total noninterest income	$422,000	2,110
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$102,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	1,904
Total noninterest expense	$3,544,000	1,447
Salaries and employee benefits	$1,910,000	1,528
Premises and equipment expense	$420,000	1,393
Additional noninterest expense	$1,214,000	1,283
Pre-tax net operating income	$1,419,000	1,596
Securities gains (losses)	$100,000	279
Applicable income taxes	$343,000	1,165
Income before extraordinary items	$1,176,000	1,648
Extraordinary gains, net	$0	5
Net income	$1,176,000	1,646
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,176,000	1,647
Net charge-offs	$0	2,740
Cash dividends	$50,000	2,617
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,097,000	1,721
2018-12-31 (YTD Data)		Rank
Total interest income	$23,818,000	1,240
Total interest expense	$5,937,000	801
Net interest income	$17,881,000	1,365
Provision for loan and lease losses	$318,000	1,913
Total noninterest income	$1,773,000	2,121
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$427,000	2,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,346,000	1,909
Total noninterest expense	$13,071,000	1,501
Salaries and employee benefits	$7,156,000	1,571
Premises and equipment expense	$1,533,000	1,469
Additional noninterest expense	$4,382,000	1,391
Pre-tax net operating income	$6,265,000	1,460
Securities gains (losses)	$3,591,000	39
Applicable income taxes	$2,471,000	753
Income before extraordinary items	$7,385,000	1,164
Extraordinary gains, net	$0	6
Net income	$7,385,000	1,163
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,385,000	1,163
Net charge-offs	$2,000	3,662
Cash dividends	$290,000	3,399
Sale, conversion, retirement of capital stock, net	$1,000	664
Net operating income	$4,548,110	1,698
2018-09-30 (YTD Data)		Rank
Total interest income	$17,593,000	1,240
Total interest expense	$4,271,000	785
Net interest income	$13,322,000	1,370
Provision for loan and lease losses	$234,000	1,819
Total noninterest income	$1,311,000	2,159
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$307,000	2,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,004,000	1,929
Total noninterest expense	$9,801,000	1,507
Salaries and employee benefits	$5,343,000	1,569
Premises and equipment expense	$1,143,000	1,486
Additional noninterest expense	$3,315,000	1,382
Pre-tax net operating income	$4,598,000	1,507
Securities gains (losses)	$2,645,000	43
Applicable income taxes	$1,826,000	774
Income before extraordinary items	$5,417,000	1,181
Extraordinary gains, net	$0	5
Net income	$5,417,000	1,180
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,417,000	1,180
Net charge-offs	$0	3,489
Cash dividends	$214,000	3,057
Sale, conversion, retirement of capital stock, net	$1,000	626
Net operating income	$3,327,450	1,755
2018-06-30 (YTD Data)		Rank
Total interest income	$11,502,000	1,247
Total interest expense	$2,737,000	771
Net interest income	$8,765,000	1,374
Provision for loan and lease losses	$231,000	1,398
Total noninterest income	$866,000	2,174
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$200,000	2,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	1,935
Total noninterest expense	$6,509,000	1,517
Salaries and employee benefits	$3,569,000	1,587
Premises and equipment expense	$756,000	1,517
Additional noninterest expense	$2,184,000	1,403
Pre-tax net operating income	$2,891,000	1,563
Securities gains (losses)	$2,601,000	32
Applicable income taxes	$1,398,000	693
Income before extraordinary items	$4,094,000	1,064
Extraordinary gains, net	$0	6
Net income	$4,094,000	1,063
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,094,000	1,063
Net charge-offs	$0	3,209
Cash dividends	$140,000	3,016
Sale, conversion, retirement of capital stock, net	$1,000	615
Net operating income	$2,039,210	1,847
2018-03-31 (YTD Data)		Rank
Total interest income	$5,674,000	1,249
Total interest expense	$1,314,000	761
Net interest income	$4,360,000	1,379
Provision for loan and lease losses	$85,000	1,617
Total noninterest income	$413,000	2,214
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$92,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	1,943
Total noninterest expense	$3,263,000	1,524
Salaries and employee benefits	$1,755,000	1,632
Premises and equipment expense	$376,000	1,546
Additional noninterest expense	$1,132,000	1,348
Pre-tax net operating income	$1,425,000	1,545
Securities gains (losses)	$91,000	171
Applicable income taxes	$381,000	1,036
Income before extraordinary items	$1,135,000	1,654
Extraordinary gains, net	$0	7
Net income	$1,135,000	1,654
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,135,000	1,654
Net charge-offs	$0	2,722
Cash dividends	$68,000	2,481
Sale, conversion, retirement of capital stock, net	$1,000	569
Net operating income	$1,063,110	1,737
2017-12-31 (YTD Data)		Rank
Total interest income	$21,716,000	1,264
Total interest expense	$4,749,000	714
Net interest income	$16,967,000	1,385
Provision for loan and lease losses	$484,000	1,484
Total noninterest income	$1,855,000	2,129
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$328,000	2,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,527,000	1,800
Total noninterest expense	$12,359,000	1,591
Salaries and employee benefits	$6,733,000	1,649
Premises and equipment expense	$1,575,000	1,447
Additional noninterest expense	$4,051,000	1,504
Pre-tax net operating income	$5,979,000	1,465
Securities gains (losses)	$140,000	506
Applicable income taxes	$2,319,000	1,168
Income before extraordinary items	$3,800,000	1,677
Extraordinary gains, net	$0	9
Net income	$3,800,000	1,678
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,800,000	1,677
Net charge-offs	$0	4,128
Cash dividends	$255,000	3,498
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,710,400	1,687
2017-09-30 (YTD Data)		Rank
Total interest income	$16,141,000	1,272
Total interest expense	$3,523,000	706
Net interest income	$12,618,000	1,399
Provision for loan and lease losses	$383,000	1,395
Total noninterest income	$1,382,000	2,158
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$241,000	2,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,141,000	1,816
Total noninterest expense	$9,388,000	1,581
Salaries and employee benefits	$5,059,000	1,651
Premises and equipment expense	$1,197,000	1,436
Additional noninterest expense	$3,132,000	1,455
Pre-tax net operating income	$4,229,000	1,559
Securities gains (losses)	$114,000	545
Applicable income taxes	$1,422,000	1,163
Income before extraordinary items	$2,921,000	1,764
Extraordinary gains, net	$0	9
Net income	$2,921,000	1,764
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,921,000	1,764
Net charge-offs	$0	3,796
Cash dividends	$189,000	3,157
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,844,620	1,774
2017-06-30 (YTD Data)		Rank
Total interest income	$10,615,000	1,279
Total interest expense	$2,274,000	700
Net interest income	$8,341,000	1,409
Provision for loan and lease losses	$367,000	1,044
Total noninterest income	$946,000	2,122
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$143,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$803,000	1,772
Total noninterest expense	$6,314,000	1,566
Salaries and employee benefits	$3,416,000	1,639
Premises and equipment expense	$802,000	1,431
Additional noninterest expense	$2,096,000	1,449
Pre-tax net operating income	$2,606,000	1,641
Securities gains (losses)	$67,000	552
Applicable income taxes	$860,000	1,215
Income before extraordinary items	$1,813,000	1,845
Extraordinary gains, net	$0	11
Net income	$1,813,000	1,845
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,813,000	1,845
Net charge-offs	$0	3,512
Cash dividends	$124,000	3,100
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,767,440	1,854
2017-03-31 (YTD Data)		Rank
Total interest income	$5,251,000	1,275
Total interest expense	$1,097,000	706
Net interest income	$4,154,000	1,407
Provision for loan and lease losses	$196,000	955
Total noninterest income	$491,000	2,073
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$68,000	3,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	1,698
Total noninterest expense	$3,150,000	1,579
Salaries and employee benefits	$1,687,000	1,671
Premises and equipment expense	$382,000	1,525
Additional noninterest expense	$1,081,000	1,403
Pre-tax net operating income	$1,299,000	1,611
Securities gains (losses)	$43,000	368
Applicable income taxes	$426,000	1,197
Income before extraordinary items	$916,000	1,778
Extraordinary gains, net	$0	8
Net income	$916,000	1,777
Minority interest net income	$0	55
Net income of bank and minority interests.	$916,000	1,778
Net charge-offs	$0	2,943
Cash dividends	$61,000	2,560
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$886,760	1,801
2016-12-31 (YTD Data)		Rank
Total interest income	$19,761,000	1,309
Total interest expense	$4,099,000	721
Net interest income	$15,662,000	1,438
Provision for loan and lease losses	$655,000	1,232
Total noninterest income	$1,763,000	2,267
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$293,000	2,976
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,470,000	1,916
Total noninterest expense	$11,806,000	1,643
Salaries and employee benefits	$6,622,000	1,641
Premises and equipment expense	$1,405,000	1,612
Additional noninterest expense	$3,779,000	1,615
Pre-tax net operating income	$4,964,000	1,634
Securities gains (losses)	$242,000	775
Applicable income taxes	$1,702,000	1,182
Income before extraordinary items	$3,504,000	1,840
Extraordinary gains, net	$0	5
Net income	$3,504,000	1,839
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,504,000	1,839
Net charge-offs	$80,000	2,791
Cash dividends	$249,000	3,563
Sale, conversion, retirement of capital stock, net	$7,000	717
Net operating income	$3,341,860	1,875
2016-09-30 (YTD Data)		Rank
Total interest income	$14,583,000	1,332
Total interest expense	$3,061,000	721
Net interest income	$11,522,000	1,462
Provision for loan and lease losses	$544,000	1,081
Total noninterest income	$1,305,000	2,292
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$237,000	2,878
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,068,000	1,956
Total noninterest expense	$8,844,000	1,638
Salaries and employee benefits	$4,976,000	1,630
Premises and equipment expense	$1,022,000	1,662
Additional noninterest expense	$2,846,000	1,607
Pre-tax net operating income	$3,439,000	1,763
Securities gains (losses)	$213,000	765
Applicable income taxes	$1,192,000	1,260
Income before extraordinary items	$2,460,000	1,978
Extraordinary gains, net	$0	5
Net income	$2,460,000	1,978
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,460,000	1,978
Net charge-offs	$47,000	2,629
Cash dividends	$187,000	3,189
Sale, conversion, retirement of capital stock, net	$7,000	665
Net operating income	$2,317,290	2,013
2016-06-30 (YTD Data)		Rank
Total interest income	$9,658,000	1,345
Total interest expense	$2,035,000	716
Net interest income	$7,623,000	1,483
Provision for loan and lease losses	$232,000	1,494
Total noninterest income	$830,000	2,341
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$157,000	2,871
Trading account gains and fees	$0	157
Additional Noninterest Income	$673,000	2,001
Total noninterest expense	$5,919,000	1,639
Salaries and employee benefits	$3,351,000	1,619
Premises and equipment expense	$650,000	1,729
Additional noninterest expense	$1,918,000	1,594
Pre-tax net operating income	$2,302,000	1,752
Securities gains (losses)	$110,000	900
Applicable income taxes	$791,000	1,254
Income before extraordinary items	$1,621,000	1,979
Extraordinary gains, net	$0	16
Net income	$1,621,000	1,979
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,621,000	1,979
Net charge-offs	$47,000	2,186
Cash dividends	$104,000	3,226
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,547,300	2,007
2016-03-31 (YTD Data)		Rank
Total interest income	$4,825,000	1,339
Total interest expense	$1,025,000	710
Net interest income	$3,800,000	1,481
Provision for loan and lease losses	$207,000	942
Total noninterest income	$424,000	2,285
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$350,000	1,901
Total noninterest expense	$2,922,000	1,661
Salaries and employee benefits	$1,670,000	1,633
Premises and equipment expense	$292,000	1,918
Additional noninterest expense	$960,000	1,580
Pre-tax net operating income	$1,095,000	1,800
Securities gains (losses)	$26,000	1,120
Applicable income taxes	$366,000	1,307
Income before extraordinary items	$755,000	2,090
Extraordinary gains, net	$0	12
Net income	$755,000	2,090
Minority interest net income	$0	62
Net income of bank and minority interests.	$755,000	2,090
Net charge-offs	$0	3,094
Cash dividends	$41,000	2,688
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$737,580	2,068
2015-12-31 (YTD Data)		Rank
Total interest income	$19,041,000	1,331
Total interest expense	$4,038,000	688
Net interest income	$15,003,000	1,470
Provision for loan and lease losses	$326,000	1,815
Total noninterest income	$1,733,000	2,303
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$287,000	3,120
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,446,000	1,908
Total noninterest expense	$11,037,000	1,720
Salaries and employee benefits	$6,138,000	1,717
Premises and equipment expense	$1,221,000	1,857
Additional noninterest expense	$3,678,000	1,650
Pre-tax net operating income	$5,373,000	1,489
Securities gains (losses)	$213,000	712
Applicable income taxes	$1,910,000	1,040
Income before extraordinary items	$3,676,000	1,728
Extraordinary gains, net	$298,000	14
Net income	$3,974,000	1,609
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,974,000	1,609
Net charge-offs	$29,000	3,581
Cash dividends	$270,000	3,499
Sale, conversion, retirement of capital stock, net	$5,000	770
Net operating income	$3,535,420	1,749
2015-09-30 (YTD Data)		Rank
Total interest income	$14,230,000	1,348
Total interest expense	$3,033,000	694
Net interest income	$11,197,000	1,488
Provision for loan and lease losses	$261,000	1,658
Total noninterest income	$1,229,000	2,383
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$209,000	3,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,020,000	2,002
Total noninterest expense	$8,216,000	1,738
Salaries and employee benefits	$4,611,000	1,719
Premises and equipment expense	$917,000	1,870
Additional noninterest expense	$2,688,000	1,684
Pre-tax net operating income	$3,949,000	1,540
Securities gains (losses)	$189,000	675
Applicable income taxes	$1,423,000	1,071
Income before extraordinary items	$2,715,000	1,774
Extraordinary gains, net	$298,000	11
Net income	$3,013,000	1,619
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,013,000	1,621
Net charge-offs	$28,000	3,161
Cash dividends	$187,000	3,168
Sale, conversion, retirement of capital stock, net	$5,000	722
Net operating income	$2,590,260	1,804
2015-06-30 (YTD Data)		Rank
Total interest income	$9,415,000	1,353
Total interest expense	$2,042,000	683
Net interest income	$7,373,000	1,508
Provision for loan and lease losses	$204,000	1,472
Total noninterest income	$775,000	2,464
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$134,000	3,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$641,000	2,079
Total noninterest expense	$5,598,000	1,721
Salaries and employee benefits	$3,097,000	1,714
Premises and equipment expense	$626,000	1,843
Additional noninterest expense	$1,875,000	1,632
Pre-tax net operating income	$2,346,000	1,668
Securities gains (losses)	$161,000	618
Applicable income taxes	$857,000	1,144
Income before extraordinary items	$1,650,000	1,895
Extraordinary gains, net	$298,000	11
Net income	$1,948,000	1,649
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,948,000	1,649
Net charge-offs	$28,000	2,730
Cash dividends	$124,000	3,109
Sale, conversion, retirement of capital stock, net	$4,000	702
Net operating income	$1,543,740	1,947
2015-03-31 (YTD Data)		Rank
Total interest income	$4,697,000	1,357
Total interest expense	$1,017,000	690
Net interest income	$3,680,000	1,510
Provision for loan and lease losses	$40,000	2,298
Total noninterest income	$363,000	2,534
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$64,000	3,286
Trading account gains and fees	$0	152
Additional Noninterest Income	$299,000	2,136
Total noninterest expense	$2,809,000	1,706
Salaries and employee benefits	$1,509,000	1,765
Premises and equipment expense	$318,000	1,836
Additional noninterest expense	$982,000	1,557
Pre-tax net operating income	$1,194,000	1,603
Securities gains (losses)	$137,000	467
Applicable income taxes	$448,000	1,092
Income before extraordinary items	$883,000	1,776
Extraordinary gains, net	$0	13
Net income	$883,000	1,778
Minority interest net income	$0	64
Net income of bank and minority interests.	$883,000	1,778
Net charge-offs	$28,000	1,930
Cash dividends	$61,000	2,526
Sale, conversion, retirement of capital stock, net	$4,000	625
Net operating income	$792,580	1,881
2014-12-31 (YTD Data)		Rank
Total interest income	$18,656,000	1,363
Total interest expense	$3,975,000	734
Net interest income	$14,681,000	1,503
Provision for loan and lease losses	$173,000	2,648
Total noninterest income	$1,732,000	2,312
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$292,000	3,256
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,440,000	1,818
Total noninterest expense	$10,641,000	1,792
Salaries and employee benefits	$5,800,000	1,779
Premises and equipment expense	$1,260,000	1,833
Additional noninterest expense	$3,581,000	1,734
Pre-tax net operating income	$5,599,000	1,379
Securities gains (losses)	$510,000	386
Applicable income taxes	$2,137,000	940
Income before extraordinary items	$3,972,000	1,605
Extraordinary gains, net	$0	17
Net income	$3,972,000	1,604
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,972,000	1,604
Net charge-offs	$65,000	3,556
Cash dividends	$249,000	3,573
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,640,500	1,679
2014-09-30 (YTD Data)		Rank
Total interest income	$13,896,000	1,373
Total interest expense	$2,949,000	753
Net interest income	$10,947,000	1,522
Provision for loan and lease losses	$152,000	2,359
Total noninterest income	$1,327,000	2,290
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$213,000	3,350
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,114,000	1,809
Total noninterest expense	$7,999,000	1,788
Salaries and employee benefits	$4,376,000	1,764
Premises and equipment expense	$973,000	1,802
Additional noninterest expense	$2,650,000	1,739
Pre-tax net operating income	$4,123,000	1,422
Securities gains (losses)	$477,000	323
Applicable income taxes	$1,608,000	949
Income before extraordinary items	$2,992,000	1,585
Extraordinary gains, net	$0	15
Net income	$2,992,000	1,585
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,992,000	1,585
Net charge-offs	$46,000	3,324
Cash dividends	$188,000	3,131
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,681,950	1,708
2014-06-30 (YTD Data)		Rank
Total interest income	$9,252,000	1,370
Total interest expense	$1,934,000	775
Net interest income	$7,318,000	1,504
Provision for loan and lease losses	$104,000	2,304
Total noninterest income	$898,000	2,236
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$141,000	3,349
Trading account gains and fees	$0	172
Additional Noninterest Income	$757,000	1,764
Total noninterest expense	$5,424,000	1,748
Salaries and employee benefits	$2,954,000	1,748
Premises and equipment expense	$631,000	1,864
Additional noninterest expense	$1,839,000	1,681
Pre-tax net operating income	$2,688,000	1,411
Securities gains (losses)	$393,000	287
Applicable income taxes	$1,092,000	903
Income before extraordinary items	$1,989,000	1,549
Extraordinary gains, net	$0	20
Net income	$1,989,000	1,552
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,989,000	1,551
Net charge-offs	$46,000	2,857
Cash dividends	$125,000	3,028
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,733,550	1,700
2014-03-31 (YTD Data)		Rank
Total interest income	$4,618,000	1,373
Total interest expense	$974,000	773
Net interest income	$3,644,000	1,499
Provision for loan and lease losses	$4,000	3,658
Total noninterest income	$345,000	2,602
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$72,000	3,281
Trading account gains and fees	$0	147
Additional Noninterest Income	$273,000	2,138
Total noninterest expense	$2,940,000	1,634
Salaries and employee benefits	$1,489,000	1,739
Premises and equipment expense	$334,000	1,807
Additional noninterest expense	$1,117,000	1,420
Pre-tax net operating income	$1,045,000	1,710
Securities gains (losses)	$317,000	197
Applicable income taxes	$481,000	959
Income before extraordinary items	$881,000	1,663
Extraordinary gains, net	$0	16
Net income	$881,000	1,667
Minority interest net income	$0	66
Net income of bank and minority interests.	$881,000	1,666
Net charge-offs	$46,000	1,931
Cash dividends	$62,000	2,471
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$674,950	2,033
2013-12-31 (YTD Data)		Rank
Total interest income	$18,672,000	1,361
Total interest expense	$4,172,000	809
Net interest income	$14,500,000	1,495
Provision for loan and lease losses	$161,000	3,206
Total noninterest income	$1,162,000	2,958
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$297,000	3,375
Trading account gains and fees	$0	184
Additional Noninterest Income	$865,000	2,570
Total noninterest expense	$10,218,000	1,858
Salaries and employee benefits	$5,393,000	1,891
Premises and equipment expense	$1,226,000	1,879
Additional noninterest expense	$3,599,000	1,766
Pre-tax net operating income	$5,283,000	1,366
Securities gains (losses)	$371,000	588
Applicable income taxes	$1,870,000	948
Income before extraordinary items	$3,784,000	1,577
Extraordinary gains, net	$0	29
Net income	$3,784,000	1,581
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,784,000	1,581
Net charge-offs	$22,000	4,804
Cash dividends	$249,000	3,452
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,535,430	1,629
2013-09-30 (YTD Data)		Rank
Total interest income	$13,988,000	1,367
Total interest expense	$3,160,000	827
Net interest income	$10,828,000	1,503
Provision for loan and lease losses	$119,000	3,209
Total noninterest income	$778,000	3,188
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$241,000	3,253
Trading account gains and fees	$0	180
Additional Noninterest Income	$537,000	2,907
Total noninterest expense	$7,695,000	1,854
Salaries and employee benefits	$4,058,000	1,896
Premises and equipment expense	$916,000	1,901
Additional noninterest expense	$2,721,000	1,739
Pre-tax net operating income	$3,792,000	1,448
Securities gains (losses)	$301,000	632
Applicable income taxes	$1,333,000	1,025
Income before extraordinary items	$2,760,000	1,628
Extraordinary gains, net	$0	25
Net income	$2,760,000	1,630
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,760,000	1,632
Net charge-offs	$22,000	4,361
Cash dividends	$187,000	2,983
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,558,330	1,693
2013-06-30 (YTD Data)		Rank
Total interest income	$9,361,000	1,357
Total interest expense	$2,127,000	841
Net interest income	$7,234,000	1,489
Provision for loan and lease losses	$97,000	2,984
Total noninterest income	$379,000	3,795
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$153,000	3,317
Trading account gains and fees	$0	157
Additional Noninterest Income	$226,000	3,597
Total noninterest expense	$5,228,000	1,835
Salaries and employee benefits	$2,720,000	1,890
Premises and equipment expense	$617,000	1,879
Additional noninterest expense	$1,891,000	1,680
Pre-tax net operating income	$2,288,000	1,549
Securities gains (losses)	$18,000	2,064
Applicable income taxes	$713,000	1,184
Income before extraordinary items	$1,593,000	1,836
Extraordinary gains, net	$0	22
Net income	$1,593,000	1,841
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,593,000	1,842
Net charge-offs	$24,000	3,889
Cash dividends	$103,000	2,975
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,580,580	1,775
2013-03-31 (YTD Data)		Rank
Total interest income	$4,650,000	1,368
Total interest expense	$1,070,000	868
Net interest income	$3,580,000	1,513
Provision for loan and lease losses	$-5,000	6,732
Total noninterest income	$-29,000	6,919
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$72,000	3,408
Trading account gains and fees	$0	148
Additional Noninterest Income	$-101,000	6,928
Total noninterest expense	$2,688,000	1,801
Salaries and employee benefits	$1,353,000	1,914
Premises and equipment expense	$306,000	1,933
Additional noninterest expense	$1,029,000	1,575
Pre-tax net operating income	$868,000	1,920
Securities gains (losses)	$35,000	1,071
Applicable income taxes	$250,000	1,507
Income before extraordinary items	$653,000	2,107
Extraordinary gains, net	$0	10
Net income	$653,000	2,109
Minority interest net income	$0	76
Net income of bank and minority interests.	$653,000	2,109
Net charge-offs	$21,000	3,051
Cash dividends	$61,000	2,280
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$627,800	2,095
2012-12-31 (YTD Data)		Rank
Total interest income	$18,974,000	1,399
Total interest expense	$5,095,000	886
Net interest income	$13,879,000	1,587
Provision for loan and lease losses	$322,000	3,277
Total noninterest income	$1,561,000	2,549
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$312,000	3,413
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,249,000	2,083
Total noninterest expense	$9,392,000	2,037
Salaries and employee benefits	$5,025,000	2,003
Premises and equipment expense	$1,182,000	1,966
Additional noninterest expense	$3,185,000	2,039
Pre-tax net operating income	$5,726,000	1,213
Securities gains (losses)	$160,000	1,888
Applicable income taxes	$1,694,000	995
Income before extraordinary items	$4,192,000	1,398
Extraordinary gains, net	$0	29
Net income	$4,192,000	1,399
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,192,000	1,399
Net charge-offs	$-4,000	6,481
Cash dividends	$249,000	3,463
Sale, conversion, retirement of capital stock, net	$371,000	352
Net operating income	$4,078,400	1,343
2012-09-30 (YTD Data)		Rank
Total interest income	$14,271,000	1,429
Total interest expense	$3,954,000	899
Net interest income	$10,317,000	1,617
Provision for loan and lease losses	$212,000	3,446
Total noninterest income	$1,086,000	2,678
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$235,000	3,438
Trading account gains and fees	$0	157
Additional Noninterest Income	$851,000	2,211
Total noninterest expense	$6,989,000	2,055
Salaries and employee benefits	$3,742,000	2,016
Premises and equipment expense	$890,000	1,982
Additional noninterest expense	$2,357,000	2,073
Pre-tax net operating income	$4,202,000	1,277
Securities gains (losses)	$145,000	1,694
Applicable income taxes	$1,232,000	1,049
Income before extraordinary items	$3,115,000	1,437
Extraordinary gains, net	$0	20
Net income	$3,115,000	1,438
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,115,000	1,438
Net charge-offs	$-4,000	6,442
Cash dividends	$188,000	2,962
Sale, conversion, retirement of capital stock, net	$371,000	271
Net operating income	$3,010,600	1,395
2012-06-30 (YTD Data)		Rank
Total interest income	$9,474,000	1,445
Total interest expense	$2,730,000	896
Net interest income	$6,744,000	1,639
Provision for loan and lease losses	$267,000	2,600
Total noninterest income	$732,000	2,626
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$156,000	3,432
Trading account gains and fees	$0	153
Additional Noninterest Income	$576,000	2,151
Total noninterest expense	$4,686,000	2,047
Salaries and employee benefits	$2,494,000	2,010
Premises and equipment expense	$592,000	1,989
Additional noninterest expense	$1,600,000	2,039
Pre-tax net operating income	$2,523,000	1,380
Securities gains (losses)	$164,000	1,249
Applicable income taxes	$730,000	1,140
Income before extraordinary items	$1,957,000	1,515
Extraordinary gains, net	$0	19
Net income	$1,957,000	1,514
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,957,000	1,515
Net charge-offs	$0	5,507
Cash dividends	$124,000	2,864
Sale, conversion, retirement of capital stock, net	$371,000	202
Net operating income	$1,837,280	1,511
2012-03-31 (YTD Data)		Rank
Total interest income	$4,743,000	1,452
Total interest expense	$1,461,000	873
Net interest income	$3,282,000	1,690
Provision for loan and lease losses	$95,000	2,953
Total noninterest income	$360,000	2,636
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$76,000	3,488
Trading account gains and fees	$0	148
Additional Noninterest Income	$284,000	2,175
Total noninterest expense	$2,452,000	1,961
Salaries and employee benefits	$1,255,000	2,001
Premises and equipment expense	$299,000	1,982
Additional noninterest expense	$898,000	1,846
Pre-tax net operating income	$1,095,000	1,552
Securities gains (losses)	$128,000	802
Applicable income taxes	$294,000	1,318
Income before extraordinary items	$929,000	1,572
Extraordinary gains, net	$0	19
Net income	$929,000	1,573
Minority interest net income	$0	78
Net income of bank and minority interests.	$929,000	1,573
Net charge-offs	$0	4,730
Cash dividends	$83,000	2,195
Sale, conversion, retirement of capital stock, net	$371,000	113
Net operating income	$831,720	1,641
2011-12-31 (YTD Data)		Rank
Total interest income	$18,789,000	1,514
Total interest expense	$6,669,000	909
Net interest income	$12,120,000	1,830
Provision for loan and lease losses	$360,000	3,874
Total noninterest income	$1,283,000	2,677
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$537,000	2,431
Trading account gains and fees	$0	146
Additional Noninterest Income	$746,000	2,548
Total noninterest expense	$8,939,000	2,135
Salaries and employee benefits	$4,403,000	2,196
Premises and equipment expense	$1,121,000	2,172
Additional noninterest expense	$3,415,000	1,969
Pre-tax net operating income	$4,104,000	1,400
Securities gains (losses)	$12,000	3,271
Applicable income taxes	$1,139,000	1,235
Income before extraordinary items	$2,977,000	1,626
Extraordinary gains, net	$0	29
Net income	$2,977,000	1,627
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,977,000	1,627
Net charge-offs	$62,000	5,347
Cash dividends	$82,000	3,848
Sale, conversion, retirement of capital stock, net	$2,104,000	237
Net operating income	$2,968,360	1,551
2011-09-30 (YTD Data)		Rank
Total interest income	$13,999,000	1,549
Total interest expense	$4,993,000	956
Net interest income	$9,006,000	1,849
Provision for loan and lease losses	$214,000	4,066
Total noninterest income	$914,000	2,757
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$406,000	2,425
Trading account gains and fees	$0	145
Additional Noninterest Income	$508,000	2,677
Total noninterest expense	$6,768,000	2,118
Salaries and employee benefits	$3,308,000	2,195
Premises and equipment expense	$840,000	2,199
Additional noninterest expense	$2,620,000	1,931
Pre-tax net operating income	$2,938,000	1,518
Securities gains (losses)	$12,000	2,990
Applicable income taxes	$794,000	1,300
Income before extraordinary items	$2,156,000	1,726
Extraordinary gains, net	$0	21
Net income	$2,156,000	1,727
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,156,000	1,727
Net charge-offs	$62,000	4,826
Cash dividends	$82,000	3,222
Sale, conversion, retirement of capital stock, net	$2,102,000	201
Net operating income	$2,147,240	1,657
2011-06-30 (YTD Data)		Rank
Total interest income	$9,282,000	1,567
Total interest expense	$3,392,000	974
Net interest income	$5,890,000	1,881
Provision for loan and lease losses	$73,000	4,747
Total noninterest income	$557,000	2,929
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$263,000	2,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$294,000	2,903
Total noninterest expense	$4,597,000	2,097
Salaries and employee benefits	$2,205,000	2,209
Premises and equipment expense	$631,000	2,001
Additional noninterest expense	$1,761,000	1,936
Pre-tax net operating income	$1,777,000	1,613
Securities gains (losses)	$-10,000	7,078
Applicable income taxes	$441,000	1,439
Income before extraordinary items	$1,326,000	1,794
Extraordinary gains, net	$0	15
Net income	$1,326,000	1,794
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,326,000	1,794
Net charge-offs	$1,000	5,777
Cash dividends	$17,000	3,290
Sale, conversion, retirement of capital stock, net	$1,703,000	131
Net operating income	$1,333,500	1,710
2011-03-31 (YTD Data)		Rank
Total interest income	$4,596,000	1,594
Total interest expense	$1,711,000	996
Net interest income	$2,885,000	1,910
Provision for loan and lease losses	$37,000	4,473
Total noninterest income	$204,000	3,547
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$121,000	2,598
Trading account gains and fees	$0	158
Additional Noninterest Income	$83,000	3,850
Total noninterest expense	$2,533,000	1,916
Salaries and employee benefits	$1,100,000	2,228
Premises and equipment expense	$317,000	2,027
Additional noninterest expense	$1,116,000	1,555
Pre-tax net operating income	$519,000	2,488
Securities gains (losses)	$0	1,772
Applicable income taxes	$59,000	2,706
Income before extraordinary items	$460,000	2,408
Extraordinary gains, net	$0	9
Net income	$460,000	2,407
Minority interest net income	$0	86
Net income of bank and minority interests.	$460,000	2,408
Net charge-offs	$4,000	4,727
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$37,000	404
Net operating income	$460,000	2,366
2010-12-31 (YTD Data)		Rank
Total interest income	$18,474,000	1,639
Total interest expense	$8,251,000	1,013
Net interest income	$10,223,000	2,139
Provision for loan and lease losses	$165,000	5,547
Total noninterest income	$1,504,000	2,510
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$580,000	2,352
Trading account gains and fees	$0	175
Additional Noninterest Income	$924,000	2,277
Total noninterest expense	$8,228,000	2,349
Salaries and employee benefits	$4,541,000	2,136
Premises and equipment expense	$1,097,000	2,281
Additional noninterest expense	$2,590,000	2,600
Pre-tax net operating income	$3,334,000	1,478
Securities gains (losses)	$-2,000	6,921
Applicable income taxes	$840,000	1,396
Income before extraordinary items	$2,492,000	1,654
Extraordinary gains, net	$0	29
Net income	$2,492,000	1,654
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,492,000	1,656
Net charge-offs	$43,000	6,009
Cash dividends	$51,000	3,941
Sale, conversion, retirement of capital stock, net	$750,000	405
Net operating income	$2,493,500	1,596
2010-09-30 (YTD Data)		Rank
Total interest income	$13,773,000	1,682
Total interest expense	$6,384,000	1,016
Net interest income	$7,389,000	2,269
Provision for loan and lease losses	$150,000	5,242
Total noninterest income	$1,178,000	2,456
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$434,000	2,424
Trading account gains and fees	$0	165
Additional Noninterest Income	$744,000	2,175
Total noninterest expense	$6,099,000	2,376
Salaries and employee benefits	$3,490,000	2,070
Premises and equipment expense	$788,000	2,413
Additional noninterest expense	$1,821,000	2,699
Pre-tax net operating income	$2,318,000	1,696
Securities gains (losses)	$-7,000	7,186
Applicable income taxes	$549,000	1,581
Income before extraordinary items	$1,762,000	1,871
Extraordinary gains, net	$0	23
Net income	$1,762,000	1,872
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,762,000	1,873
Net charge-offs	$29,000	5,846
Cash dividends	$51,000	3,440
Sale, conversion, retirement of capital stock, net	$750,000	325
Net operating income	$1,767,320	1,773
2010-06-30 (YTD Data)		Rank
Total interest income	$9,033,000	1,736
Total interest expense	$4,426,000	1,013
Net interest income	$4,607,000	2,406
Provision for loan and lease losses	$125,000	4,845
Total noninterest income	$799,000	2,379
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$283,000	2,472
Trading account gains and fees	$0	152
Additional Noninterest Income	$516,000	2,052
Total noninterest expense	$4,148,000	2,333
Salaries and employee benefits	$2,507,000	1,941
Premises and equipment expense	$503,000	2,530
Additional noninterest expense	$1,138,000	2,849
Pre-tax net operating income	$1,133,000	2,141
Securities gains (losses)	$-107,000	7,529
Applicable income taxes	$164,000	2,319
Income before extraordinary items	$862,000	2,373
Extraordinary gains, net	$0	19
Net income	$862,000	2,369
Minority interest net income	$0	105
Net income of bank and minority interests.	$862,000	2,372
Net charge-offs	$29,000	5,288
Cash dividends	$30,000	3,299
Sale, conversion, retirement of capital stock, net	$400,000	293
Net operating income	$951,880	2,123
2010-03-31 (YTD Data)		Rank
Total interest income	$4,659,000	1,731
Total interest expense	$2,338,000	1,010
Net interest income	$2,321,000	2,432
Provision for loan and lease losses	$0	6,552
Total noninterest income	$415,000	2,301
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$135,000	2,545
Trading account gains and fees	$0	175
Additional Noninterest Income	$280,000	1,918
Total noninterest expense	$2,332,000	2,092
Salaries and employee benefits	$1,572,000	1,593
Premises and equipment expense	$257,000	2,530
Additional noninterest expense	$503,000	3,166
Pre-tax net operating income	$404,000	2,815
Securities gains (losses)	$-6,000	7,459
Applicable income taxes	$26,000	3,267
Income before extraordinary items	$372,000	2,689
Extraordinary gains, net	$0	16
Net income	$372,000	2,687
Minority interest net income	$0	91
Net income of bank and minority interests.	$372,000	2,690
Net charge-offs	$0	5,610
Cash dividends	$12,000	2,575
Sale, conversion, retirement of capital stock, net	$400,000	169
Net operating income	$377,580	2,556
2009-12-31 (YTD Data)		Rank
Total interest income	$21,682,000	1,583
Total interest expense	$10,824,000	1,094
Net interest income	$10,858,000	2,017
Provision for loan and lease losses	$-200,000	7,995
Total noninterest income	$2,018,000	2,117
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$579,000	2,602
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,439,000	1,702
Total noninterest expense	$7,284,000	2,700
Salaries and employee benefits	$3,402,000	2,857
Premises and equipment expense	$1,013,000	2,541
Additional noninterest expense	$2,869,000	2,441
Pre-tax net operating income	$5,792,000	736
Securities gains (losses)	$-6,765,000	7,917
Applicable income taxes	$-520,000	7,047
Income before extraordinary items	$-453,000	6,052
Extraordinary gains, net	$0	34
Net income	$-453,000	6,050
Minority interest net income	$0	115
Net income of bank and minority interests.	$-453,000	6,052
Net charge-offs	$4,000	7,069
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$750,000	470
Net operating income	$3,876,600	883
2009-09-30 (YTD Data)		Rank
Total interest income	$16,849,000	1,552
Total interest expense	$8,339,000	1,118
Net interest income	$8,510,000	1,941
Provision for loan and lease losses	$-200,000	8,081
Total noninterest income	$1,648,000	2,028
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$428,000	2,631
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,220,000	1,603
Total noninterest expense	$6,046,000	2,444
Salaries and employee benefits	$3,144,000	2,366
Premises and equipment expense	$750,000	2,605
Additional noninterest expense	$2,152,000	2,405
Pre-tax net operating income	$4,312,000	793
Securities gains (losses)	$-4,944,000	8,001
Applicable income taxes	$-329,000	7,220
Income before extraordinary items	$-303,000	6,240
Extraordinary gains, net	$0	27
Net income	$-303,000	6,241
Minority interest net income	$0	118
Net income of bank and minority interests.	$-303,000	6,240
Net charge-offs	$4,000	6,745
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,861,160	931
2009-06-30 (YTD Data)		Rank
Total interest income	$11,596,000	1,543
Total interest expense	$5,751,000	1,147
Net interest income	$5,845,000	1,882
Provision for loan and lease losses	$-25,000	8,154
Total noninterest income	$1,282,000	1,835
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$279,000	2,644
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,003,000	1,430
Total noninterest expense	$4,057,000	2,463
Salaries and employee benefits	$2,035,000	2,475
Premises and equipment expense	$511,000	2,585
Additional noninterest expense	$1,511,000	2,321
Pre-tax net operating income	$3,095,000	756
Securities gains (losses)	$1,001,000	289
Applicable income taxes	$1,438,000	438
Income before extraordinary items	$2,658,000	682
Extraordinary gains, net	$0	21
Net income	$2,658,000	680
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,658,000	683
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,007,350	917
2009-03-31 (YTD Data)		Rank
Total interest income	$5,982,000	1,521
Total interest expense	$2,987,000	1,143
Net interest income	$2,995,000	1,849
Provision for loan and lease losses	$-25,000	8,200
Total noninterest income	$522,000	2,067
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$139,000	2,617
Trading account gains and fees	$0	171
Additional Noninterest Income	$383,000	1,665
Total noninterest expense	$1,932,000	2,505
Salaries and employee benefits	$1,025,000	2,497
Premises and equipment expense	$270,000	2,523
Additional noninterest expense	$637,000	2,431
Pre-tax net operating income	$1,610,000	788
Securities gains (losses)	$-14,000	7,854
Applicable income taxes	$578,000	580
Income before extraordinary items	$1,018,000	1,061
Extraordinary gains, net	$0	15
Net income	$1,018,000	1,061
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,018,000	1,063
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,026,960	980
2008-12-31 (YTD Data)		Rank
Total interest income	$24,787,000	1,562
Total interest expense	$14,521,000	1,118
Net interest income	$10,266,000	2,166
Provision for loan and lease losses	$175,000	5,379
Total noninterest income	$1,548,000	2,565
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$562,000	2,771
Trading account gains and fees	$0	154
Additional Noninterest Income	$986,000	2,139
Total noninterest expense	$7,603,000	2,485
Salaries and employee benefits	$4,193,000	2,399
Premises and equipment expense	$996,000	2,633
Additional noninterest expense	$2,414,000	2,421
Pre-tax net operating income	$4,036,000	1,357
Securities gains (losses)	$-4,608,000	8,066
Applicable income taxes	$-704,000	7,608
Income before extraordinary items	$132,000	5,748
Extraordinary gains, net	$0	39
Net income	$132,000	5,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,844
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,081,120	1,427
2008-09-30 (YTD Data)		Rank
Total interest income	$18,588,000	1,608
Total interest expense	$11,162,000	1,135
Net interest income	$7,426,000	2,256
Provision for loan and lease losses	$140,000	4,706
Total noninterest income	$1,162,000	2,635
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$413,000	2,825
Trading account gains and fees	$0	148
Additional Noninterest Income	$749,000	2,208
Total noninterest expense	$5,634,000	2,509
Salaries and employee benefits	$3,086,000	2,475
Premises and equipment expense	$748,000	2,646
Additional noninterest expense	$1,800,000	2,366
Pre-tax net operating income	$2,814,000	1,727
Securities gains (losses)	$-4,583,000	8,203
Applicable income taxes	$-1,061,000	8,063
Income before extraordinary items	$-708,000	7,344
Extraordinary gains, net	$0	31
Net income	$-708,000	7,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,241
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,225,120	1,713
2008-06-30 (YTD Data)		Rank
Total interest income	$12,350,000	1,628
Total interest expense	$7,549,000	1,154
Net interest income	$4,801,000	2,297
Provision for loan and lease losses	$63,000	4,861
Total noninterest income	$717,000	2,796
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$269,000	2,856
Trading account gains and fees	$0	149
Additional Noninterest Income	$448,000	2,415
Total noninterest expense	$3,643,000	2,589
Salaries and employee benefits	$1,980,000	2,596
Premises and equipment expense	$520,000	2,555
Additional noninterest expense	$1,143,000	2,446
Pre-tax net operating income	$1,812,000	1,842
Securities gains (losses)	$-1,426,000	8,387
Applicable income taxes	$-111,000	7,874
Income before extraordinary items	$497,000	4,035
Extraordinary gains, net	$0	21
Net income	$497,000	4,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,608
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,923,000	1,409
2008-03-31 (YTD Data)		Rank
Total interest income	$6,176,000	1,683
Total interest expense	$3,867,000	1,208
Net interest income	$2,309,000	2,374
Provision for loan and lease losses	$0	6,080
Total noninterest income	$328,000	2,951
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$131,000	2,879
Trading account gains and fees	$0	158
Additional Noninterest Income	$197,000	2,596
Total noninterest expense	$1,812,000	2,593
Salaries and employee benefits	$924,000	2,761
Premises and equipment expense	$262,000	2,565
Additional noninterest expense	$626,000	2,235
Pre-tax net operating income	$825,000	2,084
Securities gains (losses)	$-1,096,000	8,464
Applicable income taxes	$-248,000	8,291
Income before extraordinary items	$-23,000	7,409
Extraordinary gains, net	$0	15
Net income	$-23,000	7,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$678,440	2,018
2007-12-31 (YTD Data)		Rank
Total interest income	$23,711,000	1,795
Total interest expense	$15,588,000	1,283
Net interest income	$8,123,000	2,684
Provision for loan and lease losses	$119,000	4,697
Total noninterest income	$2,941,000	1,669
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$546,000	2,860
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,395,000	1,201
Total noninterest expense	$6,763,000	2,678
Salaries and employee benefits	$3,896,000	2,548
Premises and equipment expense	$905,000	2,793
Additional noninterest expense	$1,962,000	2,707
Pre-tax net operating income	$4,182,000	1,905
Securities gains (losses)	$-62,000	8,050
Applicable income taxes	$1,036,000	1,820
Income before extraordinary items	$3,084,000	1,997
Extraordinary gains, net	$0	39
Net income	$3,084,000	1,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,895
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,130,500	1,955
2007-09-30 (YTD Data)		Rank
Total interest income	$17,404,000	1,834
Total interest expense	$11,363,000	1,318
Net interest income	$6,041,000	2,709
Provision for loan and lease losses	$129,000	3,763
Total noninterest income	$2,385,000	1,581
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$400,000	2,898
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,985,000	1,121
Total noninterest expense	$4,810,000	2,758
Salaries and employee benefits	$2,792,000	2,648
Premises and equipment expense	$640,000	2,910
Additional noninterest expense	$1,378,000	2,816
Pre-tax net operating income	$3,487,000	1,856
Securities gains (losses)	$-67,000	8,226
Applicable income taxes	$892,000	1,773
Income before extraordinary items	$2,528,000	1,988
Extraordinary gains, net	$0	33
Net income	$2,528,000	1,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,741
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,577,580	1,943
2007-06-30 (YTD Data)		Rank
Total interest income	$11,380,000	1,886
Total interest expense	$7,418,000	1,345
Net interest income	$3,962,000	2,776
Provision for loan and lease losses	$107,000	3,191
Total noninterest income	$2,008,000	1,321
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$261,000	2,947
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,747,000	948
Total noninterest expense	$3,164,000	2,828
Salaries and employee benefits	$1,827,000	2,721
Premises and equipment expense	$408,000	3,049
Additional noninterest expense	$929,000	2,792
Pre-tax net operating income	$2,699,000	1,698
Securities gains (losses)	$-33,000	8,231
Applicable income taxes	$750,000	1,566
Income before extraordinary items	$1,916,000	1,805
Extraordinary gains, net	$0	29
Net income	$1,916,000	1,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,631
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,939,760	1,772
2007-03-31 (YTD Data)		Rank
Total interest income	$5,647,000	1,900
Total interest expense	$3,669,000	1,353
Net interest income	$1,978,000	2,783
Provision for loan and lease losses	$37,000	3,537
Total noninterest income	$349,000	2,811
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$130,000	2,901
Trading account gains and fees	$0	195
Additional Noninterest Income	$219,000	2,412
Total noninterest expense	$1,618,000	2,788
Salaries and employee benefits	$918,000	2,741
Premises and equipment expense	$200,000	3,116
Additional noninterest expense	$500,000	2,620
Pre-tax net operating income	$672,000	2,886
Securities gains (losses)	$0	1,187
Applicable income taxes	$116,000	3,070
Income before extraordinary items	$556,000	2,793
Extraordinary gains, net	$0	22
Net income	$556,000	2,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,660
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$556,000	2,785
2006-12-31 (YTD Data)		Rank
Total interest income	$21,436,000	1,876
Total interest expense	$13,656,000	1,233
Net interest income	$7,780,000	2,824
Provision for loan and lease losses	$47,000	5,681
Total noninterest income	$1,373,000	2,869
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$481,000	3,142
Trading account gains and fees	$0	130
Additional Noninterest Income	$892,000	2,407
Total noninterest expense	$6,330,000	2,753
Salaries and employee benefits	$3,227,000	2,930
Premises and equipment expense	$889,000	2,740
Additional noninterest expense	$2,214,000	2,345
Pre-tax net operating income	$2,776,000	2,924
Securities gains (losses)	$32,000	790
Applicable income taxes	$459,000	3,262
Income before extraordinary items	$2,349,000	2,753
Extraordinary gains, net	$0	51
Net income	$2,349,000	2,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,859
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,322,120	2,762
2006-09-30 (YTD Data)		Rank
Total interest income	$15,786,000	1,899
Total interest expense	$9,941,000	1,238
Net interest income	$5,845,000	2,838
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,035,000	2,861
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$354,000	3,195
Trading account gains and fees	$0	126
Additional Noninterest Income	$681,000	2,357
Total noninterest expense	$4,737,000	2,752
Salaries and employee benefits	$2,379,000	2,971
Premises and equipment expense	$682,000	2,708
Additional noninterest expense	$1,676,000	2,305
Pre-tax net operating income	$2,143,000	2,975
Securities gains (losses)	$21,000	729
Applicable income taxes	$375,000	3,260
Income before extraordinary items	$1,789,000	2,801
Extraordinary gains, net	$0	45
Net income	$1,789,000	2,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,625
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,771,570	2,812
2006-06-30 (YTD Data)		Rank
Total interest income	$10,261,000	1,906
Total interest expense	$6,386,000	1,224
Net interest income	$3,875,000	2,862
Provision for loan and lease losses	$0	6,419
Total noninterest income	$671,000	2,907
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$231,000	3,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$440,000	2,399
Total noninterest expense	$3,160,000	2,774
Salaries and employee benefits	$1,569,000	3,018
Premises and equipment expense	$459,000	2,670
Additional noninterest expense	$1,132,000	2,294
Pre-tax net operating income	$1,386,000	3,049
Securities gains (losses)	$15,000	657
Applicable income taxes	$214,000	3,527
Income before extraordinary items	$1,187,000	2,811
Extraordinary gains, net	$0	39
Net income	$1,187,000	2,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,174,250	2,835
2006-03-31 (YTD Data)		Rank
Total interest income	$4,974,000	1,918
Total interest expense	$3,096,000	1,186
Net interest income	$1,878,000	2,940
Provision for loan and lease losses	$0	6,013
Total noninterest income	$333,000	2,877
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$116,000	3,138
Trading account gains and fees	$0	115
Additional Noninterest Income	$217,000	2,374
Total noninterest expense	$1,522,000	2,841
Salaries and employee benefits	$764,000	3,091
Premises and equipment expense	$230,000	2,667
Additional noninterest expense	$528,000	2,429
Pre-tax net operating income	$689,000	3,000
Securities gains (losses)	$1,000	856
Applicable income taxes	$101,000	3,578
Income before extraordinary items	$589,000	2,779
Extraordinary gains, net	$0	21
Net income	$589,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$588,150	2,768
2005-12-31 (YTD Data)		Rank
Total interest income	$18,481,000	1,818
Total interest expense	$10,400,000	1,082
Net interest income	$8,081,000	2,674
Provision for loan and lease losses	$-1,000	8,464
Total noninterest income	$1,145,000	3,240
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$424,000	3,430
Trading account gains and fees	$0	138
Additional Noninterest Income	$721,000	2,716
Total noninterest expense	$6,380,000	2,599
Salaries and employee benefits	$3,376,000	2,681
Premises and equipment expense	$924,000	2,534
Additional noninterest expense	$2,080,000	2,398
Pre-tax net operating income	$2,847,000	2,877
Securities gains (losses)	$-7,000	7,410
Applicable income taxes	$357,000	3,873
Income before extraordinary items	$2,483,000	2,613
Extraordinary gains, net	$0	46
Net income	$2,483,000	2,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,500
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,489,090	2,587
2005-09-30 (YTD Data)		Rank
Total interest income	$13,739,000	1,787
Total interest expense	$7,513,000	1,055
Net interest income	$6,226,000	2,591
Provision for loan and lease losses	$-1,000	8,565
Total noninterest income	$914,000	3,112
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$314,000	3,455
Trading account gains and fees	$0	126
Additional Noninterest Income	$600,000	2,550
Total noninterest expense	$4,880,000	2,527
Salaries and employee benefits	$2,654,000	2,536
Premises and equipment expense	$689,000	2,545
Additional noninterest expense	$1,537,000	2,394
Pre-tax net operating income	$2,261,000	2,782
Securities gains (losses)	$-7,000	7,795
Applicable income taxes	$305,000	3,780
Income before extraordinary items	$1,949,000	2,528
Extraordinary gains, net	$0	35
Net income	$1,949,000	2,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	1,786
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,955,020	2,498
2005-06-30 (YTD Data)		Rank
Total interest income	$9,109,000	1,749
Total interest expense	$4,882,000	1,014
Net interest income	$4,227,000	2,525
Provision for loan and lease losses	$-1,000	8,586
Total noninterest income	$541,000	3,334
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$189,000	3,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$352,000	2,761
Total noninterest expense	$3,229,000	2,518
Salaries and employee benefits	$1,774,000	2,520
Premises and equipment expense	$470,000	2,463
Additional noninterest expense	$985,000	2,466
Pre-tax net operating income	$1,540,000	2,693
Securities gains (losses)	$7,000	1,472
Applicable income taxes	$228,000	3,564
Income before extraordinary items	$1,319,000	2,459
Extraordinary gains, net	$0	30
Net income	$1,319,000	2,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	1,281
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,313,050	2,433
2005-03-31 (YTD Data)		Rank
Total interest income	$4,520,000	1,728
Total interest expense	$2,391,000	978
Net interest income	$2,129,000	2,513
Provision for loan and lease losses	$-1,000	8,667
Total noninterest income	$260,000	3,380
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$92,000	3,634
Trading account gains and fees	$0	115
Additional Noninterest Income	$168,000	2,780
Total noninterest expense	$1,576,000	2,589
Salaries and employee benefits	$871,000	2,567
Premises and equipment expense	$239,000	2,451
Additional noninterest expense	$466,000	2,606
Pre-tax net operating income	$814,000	2,537
Securities gains (losses)	$-3,000	8,297
Applicable income taxes	$135,000	3,271
Income before extraordinary items	$676,000	2,389
Extraordinary gains, net	$0	24
Net income	$676,000	2,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	730
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$678,490	2,346
2004-12-31 (YTD Data)		Rank
Total interest income	$16,866,000	1,696
Total interest expense	$8,900,000	910
Net interest income	$7,966,000	2,559
Provision for loan and lease losses	$81,000	5,303
Total noninterest income	$1,199,000	3,131
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$448,000	3,393
Trading account gains and fees	$0	138
Additional Noninterest Income	$751,000	2,600
Total noninterest expense	$6,320,000	2,517
Salaries and employee benefits	$3,550,000	2,454
Premises and equipment expense	$945,000	2,414
Additional noninterest expense	$1,825,000	2,622
Pre-tax net operating income	$2,764,000	2,759
Securities gains (losses)	$-82,000	8,690
Applicable income taxes	$255,000	4,440
Income before extraordinary items	$2,427,000	2,494
Extraordinary gains, net	$0	34
Net income	$2,427,000	2,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,344
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,500,800	2,371
2004-09-30 (YTD Data)		Rank
Total interest income	$12,461,000	1,702
Total interest expense	$6,545,000	907
Net interest income	$5,916,000	2,545
Provision for loan and lease losses	$80,000	4,713
Total noninterest income	$906,000	3,135
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$344,000	3,347
Trading account gains and fees	$0	134
Additional Noninterest Income	$562,000	2,616
Total noninterest expense	$4,738,000	2,495
Salaries and employee benefits	$2,686,000	2,406
Premises and equipment expense	$723,000	2,362
Additional noninterest expense	$1,329,000	2,652
Pre-tax net operating income	$2,004,000	2,877
Securities gains (losses)	$-146,000	8,922
Applicable income taxes	$110,000	5,239
Income before extraordinary items	$1,748,000	2,612
Extraordinary gains, net	$0	26
Net income	$1,748,000	2,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,426
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,885,240	2,386
2004-06-30 (YTD Data)		Rank
Total interest income	$8,252,000	1,704
Total interest expense	$4,308,000	910
Net interest income	$3,944,000	2,522
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$595,000	3,191
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$223,000	3,397
Trading account gains and fees	$0	130
Additional Noninterest Income	$372,000	2,632
Total noninterest expense	$3,213,000	2,474
Salaries and employee benefits	$1,794,000	2,399
Premises and equipment expense	$501,000	2,284
Additional noninterest expense	$918,000	2,579
Pre-tax net operating income	$1,266,000	2,979
Securities gains (losses)	$-180,000	9,000
Applicable income taxes	$-32,000	8,857
Income before extraordinary items	$1,118,000	2,674
Extraordinary gains, net	$0	21
Net income	$1,118,000	2,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,672
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,298,000	2,286
2004-03-31 (YTD Data)		Rank
Total interest income	$4,161,000	1,690
Total interest expense	$2,156,000	930
Net interest income	$2,005,000	2,487
Provision for loan and lease losses	$1,000	6,438
Total noninterest income	$297,000	3,130
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$104,000	3,485
Trading account gains and fees	$0	121
Additional Noninterest Income	$193,000	2,525
Total noninterest expense	$1,607,000	2,486
Salaries and employee benefits	$910,000	2,383
Premises and equipment expense	$254,000	2,268
Additional noninterest expense	$443,000	2,643
Pre-tax net operating income	$694,000	2,730
Securities gains (losses)	$-202,000	9,086
Applicable income taxes	$-83,000	9,023
Income before extraordinary items	$575,000	2,607
Extraordinary gains, net	$0	16
Net income	$575,000	2,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,731
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$777,000	1,917
2003-12-31 (YTD Data)		Rank
Total interest income	$16,631,000	1,719
Total interest expense	$9,119,000	978
Net interest income	$7,512,000	2,565
Provision for loan and lease losses	$190,000	4,118
Total noninterest income	$1,214,000	3,277
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$481,000	3,189
Trading account gains and fees	$0	160
Additional Noninterest Income	$733,000	2,879
Total noninterest expense	$6,033,000	2,586
Salaries and employee benefits	$3,213,000	2,617
Premises and equipment expense	$932,000	2,412
Additional noninterest expense	$1,888,000	2,532
Pre-tax net operating income	$2,503,000	2,888
Securities gains (losses)	$1,067,000	458
Applicable income taxes	$640,000	2,944
Income before extraordinary items	$2,930,000	2,079
Extraordinary gains, net	$0	54
Net income	$2,930,000	2,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,055,060	2,674
2003-09-30 (YTD Data)		Rank
Total interest income	$12,472,000	1,742
Total interest expense	$6,937,000	1,007
Net interest income	$5,535,000	2,633
Provision for loan and lease losses	$162,000	3,760
Total noninterest income	$921,000	3,315
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$362,000	3,187
Trading account gains and fees	$0	153
Additional Noninterest Income	$559,000	2,941
Total noninterest expense	$4,481,000	2,620
Salaries and employee benefits	$2,357,000	2,680
Premises and equipment expense	$695,000	2,420
Additional noninterest expense	$1,429,000	2,502
Pre-tax net operating income	$1,813,000	3,061
Securities gains (losses)	$974,000	458
Applicable income taxes	$505,000	3,009
Income before extraordinary items	$2,282,000	2,076
Extraordinary gains, net	$0	40
Net income	$2,282,000	2,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,833
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,483,320	2,847
2003-06-30 (YTD Data)		Rank
Total interest income	$8,374,000	1,745
Total interest expense	$4,739,000	1,015
Net interest income	$3,635,000	2,681
Provision for loan and lease losses	$115,000	3,633
Total noninterest income	$591,000	3,380
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$247,000	3,089
Trading account gains and fees	$0	150
Additional Noninterest Income	$344,000	3,041
Total noninterest expense	$2,949,000	2,639
Salaries and employee benefits	$1,517,000	2,750
Premises and equipment expense	$468,000	2,388
Additional noninterest expense	$964,000	2,445
Pre-tax net operating income	$1,162,000	3,155
Securities gains (losses)	$658,000	485
Applicable income taxes	$317,000	3,141
Income before extraordinary items	$1,503,000	2,108
Extraordinary gains, net	$0	30
Net income	$1,503,000	2,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$956,860	2,912
2003-03-31 (YTD Data)		Rank
Total interest income	$4,269,000	1,731
Total interest expense	$2,380,000	1,034
Net interest income	$1,889,000	2,571
Provision for loan and lease losses	$56,000	3,519
Total noninterest income	$311,000	3,167
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$120,000	3,077
Trading account gains and fees	$0	134
Additional Noninterest Income	$191,000	2,797
Total noninterest expense	$1,502,000	2,582
Salaries and employee benefits	$739,000	2,821
Premises and equipment expense	$242,000	2,310
Additional noninterest expense	$521,000	2,247
Pre-tax net operating income	$642,000	2,921
Securities gains (losses)	$262,000	559
Applicable income taxes	$133,000	3,442
Income before extraordinary items	$771,000	2,035
Extraordinary gains, net	$0	21
Net income	$771,000	2,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$548,300	2,608
2002-12-31 (YTD Data)		Rank
Total interest income	$17,535,000	1,762
Total interest expense	$10,228,000	1,092
Net interest income	$7,307,000	2,610
Provision for loan and lease losses	$154,000	4,873
Total noninterest income	$1,124,000	3,204
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$424,000	3,389
Trading account gains and fees	$0	153
Additional Noninterest Income	$700,000	2,708
Total noninterest expense	$5,417,000	2,719
Salaries and employee benefits	$2,732,000	2,876
Premises and equipment expense	$833,000	2,587
Additional noninterest expense	$1,852,000	2,489
Pre-tax net operating income	$2,860,000	2,595
Securities gains (losses)	$33,000	2,759
Applicable income taxes	$458,000	3,627
Income before extraordinary items	$2,435,000	2,405
Extraordinary gains, net	$0	70
Net income	$2,435,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,419
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,407,280	2,346
2001-12-31 (YTD Data)		Rank
Total interest income	$17,075,000	2,005
Total interest expense	$10,524,000	1,547
Net interest income	$6,551,000	2,721
Provision for loan and lease losses	$145,000	4,861
Total noninterest income	$953,000	3,456
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$401,000	3,397
Trading account gains and fees	$0	177
Additional Noninterest Income	$552,000	2,963
Total noninterest expense	$4,663,000	2,999
Salaries and employee benefits	$2,320,000	3,155
Premises and equipment expense	$754,000	2,777
Additional noninterest expense	$1,589,000	2,732
Pre-tax net operating income	$2,696,000	2,513
Securities gains (losses)	$47,000	2,415
Applicable income taxes	$533,000	3,214
Income before extraordinary items	$2,210,000	2,327
Extraordinary gains, net	$0	105
Net income	$2,210,000	2,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,796
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,171,930	2,283
2000-12-31 (YTD Data)		Rank
Total interest income	$15,481,000	2,271
Total interest expense	$10,144,000	1,692
Net interest income	$5,337,000	3,285
Provision for loan and lease losses	$127,000	4,736
Total noninterest income	$764,000	3,766
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$317,000	3,893
Trading account gains and fees	$0	180
Additional Noninterest Income	$447,000	3,127
Total noninterest expense	$4,027,000	3,313
Salaries and employee benefits	$2,008,000	3,450
Premises and equipment expense	$618,000	3,181
Additional noninterest expense	$1,401,000	2,988
Pre-tax net operating income	$1,947,000	3,400
Securities gains (losses)	$-40,000	9,095
Applicable income taxes	$246,000	5,017
Income before extraordinary items	$1,661,000	2,993
Extraordinary gains, net	$0	38
Net income	$1,661,000	2,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,269
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,695,800	2,926
1999-12-31 (YTD Data)		Rank
Total interest income	$14,264,000	2,279
Total interest expense	$8,650,000	1,718
Net interest income	$5,614,000	3,087
Provision for loan and lease losses	$188,000	3,699
Total noninterest income	$516,000	4,869
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$217,000	4,909
Trading account gains and fees	$0	173
Additional Noninterest Income	$299,000	4,024
Total noninterest expense	$3,655,000	3,582
Salaries and employee benefits	$1,822,000	3,703
Premises and equipment expense	$431,000	4,271
Additional noninterest expense	$1,402,000	3,031
Pre-tax net operating income	$2,287,000	3,000
Securities gains (losses)	$-2,000	8,771
Applicable income taxes	$439,000	3,919
Income before extraordinary items	$1,846,000	2,757
Extraordinary gains, net	$0	35
Net income	$1,846,000	2,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,193
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,847,620	2,725
1998-12-31 (YTD Data)		Rank
Total interest income	$13,425,000	2,421
Total interest expense	$8,062,000	1,896
Net interest income	$5,363,000	3,197
Provision for loan and lease losses	$273,000	2,834
Total noninterest income	$289,000	6,578
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$158,000	5,783
Trading account gains and fees	$0	224
Additional Noninterest Income	$131,000	5,996
Total noninterest expense	$3,238,000	3,855
Salaries and employee benefits	$1,644,000	3,950
Premises and equipment expense	$334,000	5,048
Additional noninterest expense	$1,260,000	3,234
Pre-tax net operating income	$2,141,000	3,158
Securities gains (losses)	$95,000	1,307
Applicable income taxes	$671,000	3,132
Income before extraordinary items	$1,565,000	3,147
Extraordinary gains, net	$0	32
Net income	$1,565,000	3,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$357,000	1,644
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,498,500	3,177
1997-12-31 (YTD Data)		Rank
Total interest income	$12,322,000	2,653
Total interest expense	$7,213,000	2,102
Net interest income	$5,109,000	3,419
Provision for loan and lease losses	$262,000	2,869
Total noninterest income	$194,000	7,918
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$104,000	7,108
Trading account gains and fees	$0	239
Additional Noninterest Income	$90,000	7,074
Total noninterest expense	$2,746,000	4,415
Salaries and employee benefits	$1,401,000	4,497
Premises and equipment expense	$249,000	6,069
Additional noninterest expense	$1,096,000	3,607
Pre-tax net operating income	$2,295,000	3,131
Securities gains (losses)	$34,000	1,562
Applicable income taxes	$679,000	3,315
Income before extraordinary items	$1,650,000	3,077
Extraordinary gains, net	$0	44
Net income	$1,650,000	3,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,625,860	3,053
1996-12-31 (YTD Data)		Rank
Total interest income	$11,525,000	2,869
Total interest expense	$6,761,000	2,282
Net interest income	$4,764,000	3,706
Provision for loan and lease losses	$339,000	2,371
Total noninterest income	$101,000	9,876
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$37,000	9,188
Trading account gains and fees	$0	262
Additional Noninterest Income	$64,000	8,317
Total noninterest expense	$3,113,000	4,194
Salaries and employee benefits	$1,258,000	4,990
Premises and equipment expense	$180,000	7,427
Additional noninterest expense	$1,675,000	2,845
Pre-tax net operating income	$1,413,000	4,550
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$400,000	4,887
Income before extraordinary items	$1,018,000	4,421
Extraordinary gains, net	$0	53
Net income	$1,018,000	4,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,014,400	4,384
1995-12-31 (YTD Data)		Rank
Total interest income	$9,476,000	3,451
Total interest expense	$5,290,000	2,884
Net interest income	$4,186,000	4,152
Provision for loan and lease losses	$213,000	2,886
Total noninterest income	$49,000	11,359
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	9,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	11,150
Total noninterest expense	$2,179,000	5,607
Salaries and employee benefits	$1,106,000	5,575
Premises and equipment expense	$170,000	7,815
Additional noninterest expense	$903,000	4,751
Pre-tax net operating income	$1,843,000	3,752
Securities gains (losses)	$41,000	1,437
Applicable income taxes	$654,000	3,427
Income before extraordinary items	$1,230,000	3,875
Extraordinary gains, net	$0	65
Net income	$1,230,000	3,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$10,400,000	48
Net operating income	$1,203,350	3,933
1994-12-31 (YTD Data)		Rank
Total interest income	$7,254,000	4,093
Total interest expense	$3,635,000	3,348
Net interest income	$3,619,000	4,794
Provision for loan and lease losses	$194,000	3,091
Total noninterest income	$63,000	11,648
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,920
Total noninterest expense	$1,874,000	6,511
Salaries and employee benefits	$983,000	6,171
Premises and equipment expense	$164,000	8,211
Additional noninterest expense	$727,000	6,149
Pre-tax net operating income	$1,614,000	4,140
Securities gains (losses)	$47,000	1,192
Applicable income taxes	$559,000	3,721
Income before extraordinary items	$1,102,000	4,174
Extraordinary gains, net	$0	249
Net income	$1,102,000	4,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,070,980	4,326
1993-12-31 (YTD Data)		Rank
Total interest income	$7,267,000	4,173
Total interest expense	$3,519,000	3,570
Net interest income	$3,748,000	4,669
Provision for loan and lease losses	$61,000	6,929
Total noninterest income	$142,000	10,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$142,000	6,740
Total noninterest expense	$1,723,000	7,123
Salaries and employee benefits	$945,000	6,443
Premises and equipment expense	$376,000	4,957
Additional noninterest expense	$402,000	9,251
Pre-tax net operating income	$2,106,000	3,156
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$810,000	2,730
Income before extraordinary items	$1,304,000	3,695
Extraordinary gains, net	$0	3,149
Net income	$1,304,000	3,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	5,154
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,298,880	3,524
1992-12-31 (YTD Data)		Rank
Total interest income	$7,235,000	4,695
Total interest expense	$3,841,000	4,212
Net interest income	$3,394,000	5,148
Provision for loan and lease losses	$158,000	5,947
Total noninterest income	$190,000	9,610
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$190,000	5,835
Total noninterest expense	$1,754,000	7,090
Salaries and employee benefits	$836,000	7,019
Premises and equipment expense	$562,000	3,579
Additional noninterest expense	$356,000	10,116
Pre-tax net operating income	$1,672,000	3,674
Securities gains (losses)	$11,000	6,349
Applicable income taxes	$524,000	3,838
Income before extraordinary items	$1,159,000	3,920
Extraordinary gains, net	$0	1,422
Net income	$1,159,000	3,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,151,410	3,663

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.