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BREMER BANK, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$49,544,000391
Total interest expense$4,630,000455
Net interest income$44,914,000393
Provision for loan and lease losses$585,0001,014
Total noninterest income$7,300,000653
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,753,000583
Trading account gains and fees$0174
Additional Noninterest Income$5,547,000575
Total noninterest expense$31,350,000499
Salaries and employee benefits$13,555,000599
Premises and equipment expense$1,907,000958
Additional noninterest expense$15,888,000353
Pre-tax net operating income$20,279,000366
Securities gains (losses)$455,000338
Applicable income taxes$6,488,000334
Income before extraordinary items$14,246,000391
Extraordinary gains, net$015
Net income$14,246,000390
Minority interest net income$081
Net income of bank and minority interests.$14,246,000391
Net charge-offs$-169,0006,313
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,932,050390
2014-06-30 (YTD Data)Rank
Total interest income$32,441,000393
Total interest expense$3,231,000437
Net interest income$29,210,000391
Provision for loan and lease losses$04,196
Total noninterest income$4,636,000672
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,158,000576
Trading account gains and fees$0172
Additional Noninterest Income$3,478,000587
Total noninterest expense$20,820,000498
Salaries and employee benefits$8,852,000610
Premises and equipment expense$1,275,000964
Additional noninterest expense$10,693,000344
Pre-tax net operating income$13,026,000368
Securities gains (losses)$371,000302
Applicable income taxes$4,173,000340
Income before extraordinary items$9,224,000394
Extraordinary gains, net$020
Net income$9,224,000393
Minority interest net income$080
Net income of bank and minority interests.$9,224,000394
Net charge-offs$-71,0006,245
Cash dividends$5,000,000310
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,968,010393
2014-03-31 (YTD Data)Rank
Total interest income$15,856,000404
Total interest expense$1,778,000400
Net interest income$14,078,000402
Provision for loan and lease losses$585,000403
Total noninterest income$2,106,000703
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$589,000559
Trading account gains and fees$0147
Additional Noninterest Income$1,517,000617
Total noninterest expense$10,285,000505
Salaries and employee benefits$4,400,000627
Premises and equipment expense$659,000963
Additional noninterest expense$5,226,000349
Pre-tax net operating income$5,314,000415
Securities gains (losses)$372,000166
Applicable income taxes$1,711,000384
Income before extraordinary items$3,975,000422
Extraordinary gains, net$016
Net income$3,975,000421
Minority interest net income$066
Net income of bank and minority interests.$3,975,000422
Net charge-offs$-85,0006,441
Cash dividends$5,000,000158
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,714,600431
2013-12-31 (YTD Data)Rank
Total interest income$66,338,000387
Total interest expense$8,460,000363
Net interest income$57,878,000391
Provision for loan and lease losses$-1,723,0006,719
Total noninterest income$9,909,000673
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,395,000577
Trading account gains and fees$0184
Additional Noninterest Income$7,514,000595
Total noninterest expense$42,057,000495
Salaries and employee benefits$18,483,000576
Premises and equipment expense$2,431,000987
Additional noninterest expense$21,143,000361
Pre-tax net operating income$27,453,000334
Securities gains (losses)$190,000922
Applicable income taxes$8,661,000298
Income before extraordinary items$18,982,000378
Extraordinary gains, net$029
Net income$18,982,000377
Minority interest net income$090
Net income of bank and minority interests.$18,982,000378
Net charge-offs$13,0005,011
Cash dividends$13,500,000260
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,850,900373
2013-09-30 (YTD Data)Rank
Total interest income$49,533,000388
Total interest expense$6,636,000360
Net interest income$42,897,000392
Provision for loan and lease losses$-1,500,0006,809
Total noninterest income$7,423,000691
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,772,000579
Trading account gains and fees$0180
Additional Noninterest Income$5,651,000605
Total noninterest expense$31,055,000503
Salaries and employee benefits$13,919,000582
Premises and equipment expense$1,897,000965
Additional noninterest expense$15,239,000368
Pre-tax net operating income$20,765,000338
Securities gains (losses)$365,000548
Applicable income taxes$6,906,000302
Income before extraordinary items$14,224,000377
Extraordinary gains, net$025
Net income$14,224,000378
Minority interest net income$084
Net income of bank and minority interests.$14,224,000378
Net charge-offs$-80,0006,549
Cash dividends$12,000,000211
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,979,450375
2013-06-30 (YTD Data)Rank
Total interest income$32,945,000392
Total interest expense$4,614,000353
Net interest income$28,331,000396
Provision for loan and lease losses$04,788
Total noninterest income$4,974,000697
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,138,000587
Trading account gains and fees$0157
Additional Noninterest Income$3,836,000604
Total noninterest expense$20,733,000505
Salaries and employee benefits$9,231,000587
Premises and equipment expense$1,266,000959
Additional noninterest expense$10,236,000365
Pre-tax net operating income$12,572,000367
Securities gains (losses)$8,0002,354
Applicable income taxes$4,047,000324
Income before extraordinary items$8,533,000402
Extraordinary gains, net$022
Net income$8,533,000403
Minority interest net income$082
Net income of bank and minority interests.$8,533,000404
Net charge-offs$-68,0006,603
Cash dividends$11,000,000158
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,527,560394
2013-03-31 (YTD Data)Rank
Total interest income$16,468,000390
Total interest expense$2,410,000349
Net interest income$14,058,000397
Provision for loan and lease losses$04,409
Total noninterest income$2,369,000725
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$547,000610
Trading account gains and fees$0148
Additional Noninterest Income$1,822,000632
Total noninterest expense$10,440,000512
Salaries and employee benefits$4,689,000586
Premises and equipment expense$615,000997
Additional noninterest expense$5,136,000369
Pre-tax net operating income$5,987,000375
Securities gains (losses)$01,966
Applicable income taxes$1,906,000358
Income before extraordinary items$4,081,000416
Extraordinary gains, net$010
Net income$4,081,000417
Minority interest net income$076
Net income of bank and minority interests.$4,081,000417
Net charge-offs$-46,0006,697
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,081,000399
2012-12-31 (YTD Data)Rank
Total interest income$71,697,000381
Total interest expense$10,503,000384
Net interest income$61,194,000375
Provision for loan and lease losses$1,013,0001,751
Total noninterest income$10,559,000657
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,375,000597
Trading account gains and fees$0166
Additional Noninterest Income$8,184,000569
Total noninterest expense$39,678,000533
Salaries and employee benefits$18,274,000579
Premises and equipment expense$2,343,0001,018
Additional noninterest expense$19,061,000412
Pre-tax net operating income$31,062,000300
Securities gains (losses)$1,162,000446
Applicable income taxes$10,691,000265
Income before extraordinary items$21,533,000329
Extraordinary gains, net$029
Net income$21,533,000328
Minority interest net income$093
Net income of bank and minority interests.$21,533,000328
Net charge-offs$605,0002,403
Cash dividends$15,000,000233
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$20,754,460328
2012-09-30 (YTD Data)Rank
Total interest income$54,331,000378
Total interest expense$7,938,000399
Net interest income$46,393,000376
Provision for loan and lease losses$05,790
Total noninterest income$7,945,000653
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,751,000612
Trading account gains and fees$0157
Additional Noninterest Income$6,194,000565
Total noninterest expense$29,652,000531
Salaries and employee benefits$13,689,000579
Premises and equipment expense$1,725,0001,038
Additional noninterest expense$14,238,000411
Pre-tax net operating income$24,686,000288
Securities gains (losses)$1,145,000350
Applicable income taxes$8,645,000259
Income before extraordinary items$17,186,000310
Extraordinary gains, net$020
Net income$17,186,000309
Minority interest net income$086
Net income of bank and minority interests.$17,186,000309
Net charge-offs$339,0002,684
Cash dividends$10,000,000206
Sale, conversion, retirement of capital stock, net$0952
Net operating income$16,418,850308
2012-06-30 (YTD Data)Rank
Total interest income$36,364,000381
Total interest expense$5,358,000410
Net interest income$31,006,000375
Provision for loan and lease losses$05,619
Total noninterest income$4,673,000715
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,150,000619
Trading account gains and fees$0153
Additional Noninterest Income$3,523,000617
Total noninterest expense$19,451,000542
Salaries and employee benefits$8,926,000584
Premises and equipment expense$1,116,0001,065
Additional noninterest expense$9,409,000408
Pre-tax net operating income$16,228,000285
Securities gains (losses)$1,145,000246
Applicable income taxes$5,818,000258
Income before extraordinary items$11,555,000308
Extraordinary gains, net$019
Net income$11,555,000308
Minority interest net income$084
Net income of bank and minority interests.$11,555,000308
Net charge-offs$158,0002,989
Cash dividends$5,000,000251
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,787,850303
2012-03-31 (YTD Data)Rank
Total interest income$17,788,000387
Total interest expense$2,751,000413
Net interest income$15,037,000381
Provision for loan and lease losses$05,254
Total noninterest income$2,197,000739
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$578,000614
Trading account gains and fees$0148
Additional Noninterest Income$1,619,000645
Total noninterest expense$9,478,000548
Salaries and employee benefits$4,327,000598
Premises and equipment expense$555,0001,080
Additional noninterest expense$4,596,000403
Pre-tax net operating income$7,756,000292
Securities gains (losses)$1,145,000118
Applicable income taxes$2,988,000241
Income before extraordinary items$5,913,000296
Extraordinary gains, net$019
Net income$5,913,000297
Minority interest net income$078
Net income of bank and minority interests.$5,913,000297
Net charge-offs$92,0002,508
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,157,300319
2011-12-31 (YTD Data)Rank
Total interest income$72,538,000385
Total interest expense$13,617,000409
Net interest income$58,921,000375
Provision for loan and lease losses$4,674,000828
Total noninterest income$7,632,000753
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,351,000625
Trading account gains and fees$0146
Additional Noninterest Income$5,281,000669
Total noninterest expense$35,254,000567
Salaries and employee benefits$15,791,000616
Premises and equipment expense$2,096,0001,195
Additional noninterest expense$17,367,000443
Pre-tax net operating income$26,625,000290
Securities gains (losses)$262,0001,234
Applicable income taxes$8,767,000278
Income before extraordinary items$18,120,000326
Extraordinary gains, net$029
Net income$18,120,000326
Minority interest net income$096
Net income of bank and minority interests.$18,120,000326
Net charge-offs$1,964,0001,575
Cash dividends$7,500,000287
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,944,460318
2011-09-30 (YTD Data)Rank
Total interest income$54,226,000392
Total interest expense$10,643,000415
Net interest income$43,583,000382
Provision for loan and lease losses$3,600,000798
Total noninterest income$5,484,000782
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,756,000635
Trading account gains and fees$0145
Additional Noninterest Income$3,728,000714
Total noninterest expense$25,939,000578
Salaries and employee benefits$11,650,000627
Premises and equipment expense$1,594,0001,185
Additional noninterest expense$12,695,000450
Pre-tax net operating income$19,528,000298
Securities gains (losses)$111,0001,691
Applicable income taxes$6,392,000291
Income before extraordinary items$13,247,000334
Extraordinary gains, net$021
Net income$13,247,000333
Minority interest net income$087
Net income of bank and minority interests.$13,247,000334
Net charge-offs$1,546,0001,458
Cash dividends$7,500,000203
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,172,630324
2011-06-30 (YTD Data)Rank
Total interest income$35,836,000402
Total interest expense$7,231,000431
Net interest income$28,605,000393
Provision for loan and lease losses$2,650,000749
Total noninterest income$3,542,000800
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,136,000646
Trading account gains and fees$0153
Additional Noninterest Income$2,406,000737
Total noninterest expense$17,181,000589
Salaries and employee benefits$7,613,000643
Premises and equipment expense$1,063,0001,206
Additional noninterest expense$8,505,000455
Pre-tax net operating income$12,316,000300
Securities gains (losses)$111,0001,066
Applicable income taxes$4,016,000286
Income before extraordinary items$8,411,000344
Extraordinary gains, net$015
Net income$8,411,000344
Minority interest net income$089
Net income of bank and minority interests.$8,411,000344
Net charge-offs$1,251,0001,276
Cash dividends$5,000,000190
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,335,520331
2011-03-31 (YTD Data)Rank
Total interest income$17,783,000406
Total interest expense$3,695,000439
Net interest income$14,088,000396
Provision for loan and lease losses$950,000895
Total noninterest income$1,815,000790
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$552,000651
Trading account gains and fees$0158
Additional Noninterest Income$1,263,000703
Total noninterest expense$8,505,000602
Salaries and employee benefits$3,708,000672
Premises and equipment expense$550,0001,196
Additional noninterest expense$4,247,000445
Pre-tax net operating income$6,448,000292
Securities gains (losses)$01,772
Applicable income taxes$2,118,000264
Income before extraordinary items$4,330,000326
Extraordinary gains, net$09
Net income$4,330,000325
Minority interest net income$086
Net income of bank and minority interests.$4,330,000326
Net charge-offs$19,0004,068
Cash dividends$2,500,000170
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,330,000323
2010-12-31 (YTD Data)Rank
Total interest income$74,784,000408
Total interest expense$17,217,000458
Net interest income$57,567,000381
Provision for loan and lease losses$6,133,000975
Total noninterest income$7,860,000761
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,557,000585
Trading account gains and fees$0175
Additional Noninterest Income$5,303,000712
Total noninterest expense$32,717,000628
Salaries and employee benefits$14,916,000646
Premises and equipment expense$2,009,0001,289
Additional noninterest expense$15,792,000495
Pre-tax net operating income$26,577,000249
Securities gains (losses)$1,532,000336
Applicable income taxes$9,495,000233
Income before extraordinary items$18,614,000266
Extraordinary gains, net$029
Net income$18,614,000266
Minority interest net income$0111
Net income of bank and minority interests.$18,614,000267
Net charge-offs$3,272,0001,393
Cash dividends$7,500,000234
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,602,880267
2010-09-30 (YTD Data)Rank
Total interest income$56,255,000402
Total interest expense$13,184,000465
Net interest income$43,071,000379
Provision for loan and lease losses$3,050,0001,252
Total noninterest income$5,717,000761
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,960,000586
Trading account gains and fees$0165
Additional Noninterest Income$3,757,000699
Total noninterest expense$24,438,000620
Salaries and employee benefits$11,177,000635
Premises and equipment expense$1,543,0001,284
Additional noninterest expense$11,718,000486
Pre-tax net operating income$21,300,000233
Securities gains (losses)$1,532,000283
Applicable income taxes$7,791,000208
Income before extraordinary items$15,041,000247
Extraordinary gains, net$023
Net income$15,041,000248
Minority interest net income$0110
Net income of bank and minority interests.$15,041,000249
Net charge-offs$1,879,0001,563
Cash dividends$7,500,000151
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$14,029,880251
2010-06-30 (YTD Data)Rank
Total interest income$37,260,000410
Total interest expense$8,797,000481
Net interest income$28,463,000384
Provision for loan and lease losses$2,200,0001,193
Total noninterest income$3,777,000755
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,316,000584
Trading account gains and fees$0152
Additional Noninterest Income$2,461,000688
Total noninterest expense$16,129,000627
Salaries and employee benefits$7,268,000652
Premises and equipment expense$1,020,0001,299
Additional noninterest expense$7,841,000481
Pre-tax net operating income$13,911,000228
Securities gains (losses)$1,532,000176
Applicable income taxes$5,255,000199
Income before extraordinary items$10,188,000228
Extraordinary gains, net$019
Net income$10,188,000228
Minority interest net income$0105
Net income of bank and minority interests.$10,188,000228
Net charge-offs$1,391,0001,434
Cash dividends$2,500,000278
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,176,880245
2010-03-31 (YTD Data)Rank
Total interest income$18,430,000428
Total interest expense$4,343,000516
Net interest income$14,087,000396
Provision for loan and lease losses$1,100,0001,096
Total noninterest income$1,714,000803
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$666,000574
Trading account gains and fees$0175
Additional Noninterest Income$1,048,000766
Total noninterest expense$7,944,000639
Salaries and employee benefits$3,525,000681
Premises and equipment expense$540,0001,265
Additional noninterest expense$3,879,000475
Pre-tax net operating income$6,757,000229
Securities gains (losses)$661,000192
Applicable income taxes$2,560,000199
Income before extraordinary items$4,858,000231
Extraordinary gains, net$016
Net income$4,858,000232
Minority interest net income$091
Net income of bank and minority interests.$4,858,000233
Net charge-offs$716,0001,308
Cash dividends$2,000,000170
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,428,350248
2009-12-31 (YTD Data)Rank
Total interest income$76,255,000441
Total interest expense$22,993,000484
Net interest income$53,262,000407
Provision for loan and lease losses$4,871,0001,459
Total noninterest income$8,280,000749
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,868,000584
Trading account gains and fees$0211
Additional Noninterest Income$5,412,000664
Total noninterest expense$32,077,000656
Salaries and employee benefits$14,041,000681
Premises and equipment expense$1,953,0001,398
Additional noninterest expense$16,083,000522
Pre-tax net operating income$24,594,000193
Securities gains (losses)$1,238,000404
Applicable income taxes$8,787,000180
Income before extraordinary items$17,045,000207
Extraordinary gains, net$034
Net income$17,045,000208
Minority interest net income$0115
Net income of bank and minority interests.$17,045,000208
Net charge-offs$3,330,0001,510
Cash dividends$10,000,000182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$16,227,920213
2009-09-30 (YTD Data)Rank
Total interest income$57,013,000456
Total interest expense$18,136,000497
Net interest income$38,877,000424
Provision for loan and lease losses$3,825,0001,269
Total noninterest income$6,137,000747
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,117,000595
Trading account gains and fees$0212
Additional Noninterest Income$4,020,000689
Total noninterest expense$23,809,000664
Salaries and employee benefits$10,430,000701
Premises and equipment expense$1,503,0001,362
Additional noninterest expense$11,876,000503
Pre-tax net operating income$17,380,000204
Securities gains (losses)$1,238,000309
Applicable income taxes$6,300,000190
Income before extraordinary items$12,318,000217
Extraordinary gains, net$027
Net income$12,318,000217
Minority interest net income$0118
Net income of bank and minority interests.$12,318,000217
Net charge-offs$2,129,0001,452
Cash dividends$6,000,000208
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,500,920223
2009-06-30 (YTD Data)Rank
Total interest income$37,702,000467
Total interest expense$12,739,000503
Net interest income$24,963,000439
Provision for loan and lease losses$2,350,0001,275
Total noninterest income$4,090,000760
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,381,000604
Trading account gains and fees$0193
Additional Noninterest Income$2,709,000693
Total noninterest expense$16,031,000669
Salaries and employee benefits$6,963,000715
Premises and equipment expense$1,034,0001,346
Additional noninterest expense$8,034,000501
Pre-tax net operating income$10,672,000220
Securities gains (losses)$1,238,000237
Applicable income taxes$4,014,000202
Income before extraordinary items$7,896,000230
Extraordinary gains, net$021
Net income$7,896,000229
Minority interest net income$0112
Net income of bank and minority interests.$7,896,000229
Net charge-offs$916,0001,712
Cash dividends$6,000,000144
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,078,920243
2009-03-31 (YTD Data)Rank
Total interest income$18,978,000470
Total interest expense$6,594,000505
Net interest income$12,384,000441
Provision for loan and lease losses$1,175,0001,073
Total noninterest income$1,860,000782
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$678,000602
Trading account gains and fees$0171
Additional Noninterest Income$1,182,000739
Total noninterest expense$7,567,000672
Salaries and employee benefits$3,411,000741
Premises and equipment expense$561,0001,270
Additional noninterest expense$3,595,000484
Pre-tax net operating income$5,502,000225
Securities gains (losses)$1,238,000160
Applicable income taxes$2,317,000189
Income before extraordinary items$4,423,000238
Extraordinary gains, net$015
Net income$4,423,000238
Minority interest net income$0102
Net income of bank and minority interests.$4,423,000239
Net charge-offs$244,0001,979
Cash dividends$3,500,000125
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,605,920260
2008-12-31 (YTD Data)Rank
Total interest income$82,780,000471
Total interest expense$34,071,000470
Net interest income$48,709,000459
Provision for loan and lease losses$2,346,0001,628
Total noninterest income$7,367,000765
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,056,000564
Trading account gains and fees$0154
Additional Noninterest Income$4,311,000738
Total noninterest expense$28,286,000704
Salaries and employee benefits$13,192,000758
Premises and equipment expense$2,002,0001,379
Additional noninterest expense$13,092,000533
Pre-tax net operating income$25,444,000224
Securities gains (losses)$03,220
Applicable income taxes$8,430,000204
Income before extraordinary items$17,014,000238
Extraordinary gains, net$039
Net income$17,014,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,298,0001,182
Cash dividends$3,500,000782
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$17,014,000245
2008-09-30 (YTD Data)Rank
Total interest income$62,576,000485
Total interest expense$26,733,000476
Net interest income$35,843,000477
Provision for loan and lease losses$1,350,0001,529
Total noninterest income$5,550,000799
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,276,000576
Trading account gains and fees$0148
Additional Noninterest Income$3,274,000778
Total noninterest expense$21,226,000699
Salaries and employee benefits$9,960,000767
Premises and equipment expense$1,516,0001,370
Additional noninterest expense$9,750,000502
Pre-tax net operating income$18,817,000293
Securities gains (losses)$03,106
Applicable income taxes$6,155,000266
Income before extraordinary items$12,662,000297
Extraordinary gains, net$031
Net income$12,662,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$934,0001,362
Cash dividends$3,500,000631
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,662,000313
2008-06-30 (YTD Data)Rank
Total interest income$41,660,000490
Total interest expense$18,272,000480
Net interest income$23,388,000483
Provision for loan and lease losses$350,0002,323
Total noninterest income$3,726,000804
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,499,000571
Trading account gains and fees$0149
Additional Noninterest Income$2,227,000783
Total noninterest expense$14,106,000688
Salaries and employee benefits$6,622,000781
Premises and equipment expense$1,031,0001,343
Additional noninterest expense$6,453,000492
Pre-tax net operating income$12,658,000303
Securities gains (losses)$03,233
Applicable income taxes$4,383,000287
Income before extraordinary items$8,275,000338
Extraordinary gains, net$021
Net income$8,275,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0001,009
Cash dividends$3,500,000480
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,275,000334
2008-03-31 (YTD Data)Rank
Total interest income$21,059,000497
Total interest expense$9,844,000476
Net interest income$11,215,000496
Provision for loan and lease losses$-450,0008,487
Total noninterest income$1,707,000858
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$733,000580
Trading account gains and fees$0158
Additional Noninterest Income$974,000874
Total noninterest expense$7,024,000681
Salaries and employee benefits$3,269,000788
Premises and equipment expense$518,0001,339
Additional noninterest expense$3,237,000473
Pre-tax net operating income$6,348,000334
Securities gains (losses)$02,688
Applicable income taxes$2,200,000315
Income before extraordinary items$4,148,000372
Extraordinary gains, net$015
Net income$4,148,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,000812
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,148,000358
2007-12-31 (YTD Data)Rank
Total interest income$86,717,000502
Total interest expense$45,598,000453
Net interest income$41,119,000553
Provision for loan and lease losses$1,672,000961
Total noninterest income$7,128,000816
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,154,000550
Trading account gains and fees$0178
Additional Noninterest Income$3,974,000827
Total noninterest expense$27,464,000688
Salaries and employee benefits$12,442,000788
Premises and equipment expense$1,954,0001,357
Additional noninterest expense$13,068,000476
Pre-tax net operating income$19,111,000484
Securities gains (losses)$900,000188
Applicable income taxes$6,744,000435
Income before extraordinary items$13,267,000499
Extraordinary gains, net$039
Net income$13,267,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,0001,281
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,673,000515
2007-09-30 (YTD Data)Rank
Total interest income$64,787,000504
Total interest expense$34,267,000457
Net interest income$30,520,000560
Provision for loan and lease losses$1,284,000727
Total noninterest income$5,260,000828
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,346,000544
Trading account gains and fees$0184
Additional Noninterest Income$2,914,000842
Total noninterest expense$20,365,000681
Salaries and employee benefits$9,272,000794
Premises and equipment expense$1,452,0001,353
Additional noninterest expense$9,641,000462
Pre-tax net operating income$14,131,000524
Securities gains (losses)$01,655
Applicable income taxes$4,732,000492
Income before extraordinary items$9,399,000568
Extraordinary gains, net$033
Net income$9,399,000566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,000942
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,399,000560
2007-06-30 (YTD Data)Rank
Total interest income$42,409,000525
Total interest expense$22,503,000470
Net interest income$19,906,000585
Provision for loan and lease losses$856,000666
Total noninterest income$3,394,000878
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,552,000564
Trading account gains and fees$0168
Additional Noninterest Income$1,842,000912
Total noninterest expense$13,567,000695
Salaries and employee benefits$6,223,000807
Premises and equipment expense$988,0001,347
Additional noninterest expense$6,356,000476
Pre-tax net operating income$8,877,000571
Securities gains (losses)$01,444
Applicable income taxes$2,948,000537
Income before extraordinary items$5,929,000626
Extraordinary gains, net$029
Net income$5,929,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,000707
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,929,000617
2007-03-31 (YTD Data)Rank
Total interest income$20,564,000536
Total interest expense$10,906,000478
Net interest income$9,658,000596
Provision for loan and lease losses$428,000598
Total noninterest income$1,508,000945
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$744,000559
Trading account gains and fees$0195
Additional Noninterest Income$764,0001,021
Total noninterest expense$6,715,000698
Salaries and employee benefits$3,010,000844
Premises and equipment expense$540,0001,246
Additional noninterest expense$3,165,000467
Pre-tax net operating income$4,023,000614
Securities gains (losses)$01,187
Applicable income taxes$1,314,000591
Income before extraordinary items$2,709,000669
Extraordinary gains, net$022
Net income$2,709,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000520
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,709,000659
2006-12-31 (YTD Data)Rank
Total interest income$77,069,000534
Total interest expense$38,057,000471
Net interest income$39,012,000591
Provision for loan and lease losses$1,052,0001,001
Total noninterest income$6,927,000843
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,163,000539
Trading account gains and fees$0130
Additional Noninterest Income$3,764,000850
Total noninterest expense$25,825,000694
Salaries and employee benefits$11,597,000824
Premises and equipment expense$1,716,0001,501
Additional noninterest expense$12,512,000461
Pre-tax net operating income$19,062,000561
Securities gains (losses)$-46,0007,912
Applicable income taxes$6,332,000534
Income before extraordinary items$12,684,000596
Extraordinary gains, net$051
Net income$12,684,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,241
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,714,820587
2006-09-30 (YTD Data)Rank
Total interest income$56,693,000550
Total interest expense$27,464,000482
Net interest income$29,229,000605
Provision for loan and lease losses$1,416,000549
Total noninterest income$5,198,000853
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,383,000542
Trading account gains and fees$0126
Additional Noninterest Income$2,815,000859
Total noninterest expense$19,075,000717
Salaries and employee benefits$8,588,000850
Premises and equipment expense$1,324,0001,466
Additional noninterest expense$9,163,000484
Pre-tax net operating income$13,936,000596
Securities gains (losses)$-46,0008,153
Applicable income taxes$4,631,000569
Income before extraordinary items$9,259,000640
Extraordinary gains, net$045
Net income$9,259,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,310
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,289,820628
2006-06-30 (YTD Data)Rank
Total interest income$36,575,000557
Total interest expense$17,249,000486
Net interest income$19,326,000607
Provision for loan and lease losses$1,062,000481
Total noninterest income$3,325,000872
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,557,000553
Trading account gains and fees$0126
Additional Noninterest Income$1,768,000906
Total noninterest expense$12,584,000719
Salaries and employee benefits$5,609,000880
Premises and equipment expense$899,0001,447
Additional noninterest expense$6,076,000483
Pre-tax net operating income$9,005,000610
Securities gains (losses)$-43,0008,330
Applicable income taxes$2,971,000602
Income before extraordinary items$5,991,000668
Extraordinary gains, net$039
Net income$5,991,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,242
Cash dividends$2,750,000622
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,019,810651
2006-03-31 (YTD Data)Rank
Total interest income$17,679,000558
Total interest expense$8,132,000481
Net interest income$9,547,000607
Provision for loan and lease losses$531,000454
Total noninterest income$1,510,000928
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$739,000555
Trading account gains and fees$0115
Additional Noninterest Income$771,000982
Total noninterest expense$6,233,000725
Salaries and employee benefits$2,747,000891
Premises and equipment expense$481,0001,350
Additional noninterest expense$3,005,000487
Pre-tax net operating income$4,293,000624
Securities gains (losses)$-46,0008,552
Applicable income taxes$1,388,000620
Income before extraordinary items$2,859,000682
Extraordinary gains, net$021
Net income$2,859,000681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,889,820658
2005-12-31 (YTD Data)Rank
Total interest income$63,057,000546
Total interest expense$24,751,000485
Net interest income$38,306,000578
Provision for loan and lease losses$1,289,000816
Total noninterest income$6,834,000833
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,060,000550
Trading account gains and fees$0138
Additional Noninterest Income$3,774,000844
Total noninterest expense$24,196,000716
Salaries and employee benefits$10,863,000842
Premises and equipment expense$1,613,0001,513
Additional noninterest expense$11,720,000487
Pre-tax net operating income$19,655,000544
Securities gains (losses)$02,296
Applicable income taxes$6,680,000526
Income before extraordinary items$12,975,000576
Extraordinary gains, net$046
Net income$12,975,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,089
Cash dividends$2,500,0001,197
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,975,000566
2005-09-30 (YTD Data)Rank
Total interest income$45,478,000552
Total interest expense$17,156,000493
Net interest income$28,322,000582
Provision for loan and lease losses$1,332,000575
Total noninterest income$5,228,000829
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,295,000551
Trading account gains and fees$0126
Additional Noninterest Income$2,933,000825
Total noninterest expense$18,039,000697
Salaries and employee benefits$8,142,000832
Premises and equipment expense$1,218,0001,495
Additional noninterest expense$8,679,000489
Pre-tax net operating income$14,179,000560
Securities gains (losses)$02,317
Applicable income taxes$4,810,000538
Income before extraordinary items$9,369,000600
Extraordinary gains, net$035
Net income$9,369,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,432
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,369,000583
2005-06-30 (YTD Data)Rank
Total interest income$28,930,000558
Total interest expense$10,384,000504
Net interest income$18,546,000577
Provision for loan and lease losses$1,230,000405
Total noninterest income$3,498,000818
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,492,000557
Trading account gains and fees$0116
Additional Noninterest Income$2,006,000801
Total noninterest expense$11,983,000693
Salaries and employee benefits$5,420,000822
Premises and equipment expense$818,0001,473
Additional noninterest expense$5,745,000494
Pre-tax net operating income$8,831,000572
Securities gains (losses)$02,146
Applicable income taxes$2,978,000552
Income before extraordinary items$5,853,000613
Extraordinary gains, net$030
Net income$5,853,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-162,0008,734
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,853,000598
2005-03-31 (YTD Data)Rank
Total interest income$13,886,000564
Total interest expense$4,729,000521
Net interest income$9,157,000573
Provision for loan and lease losses$615,000394
Total noninterest income$1,586,000866
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$710,000561
Trading account gains and fees$0115
Additional Noninterest Income$876,000877
Total noninterest expense$5,926,000708
Salaries and employee benefits$2,633,000846
Premises and equipment expense$430,0001,414
Additional noninterest expense$2,863,000489
Pre-tax net operating income$4,202,000600
Securities gains (losses)$01,685
Applicable income taxes$1,407,000585
Income before extraordinary items$2,795,000641
Extraordinary gains, net$024
Net income$2,795,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-175,0008,853
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,795,000622
2004-12-31 (YTD Data)Rank
Total interest income$49,792,000580
Total interest expense$14,450,000576
Net interest income$35,342,000577
Provision for loan and lease losses$1,230,000866
Total noninterest income$6,548,000846
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,178,000544
Trading account gains and fees$0138
Additional Noninterest Income$3,370,000906
Total noninterest expense$22,974,000701
Salaries and employee benefits$10,756,000790
Premises and equipment expense$1,531,0001,518
Additional noninterest expense$10,687,000511
Pre-tax net operating income$17,686,000544
Securities gains (losses)$408,000517
Applicable income taxes$6,148,000521
Income before extraordinary items$11,946,000575
Extraordinary gains, net$034
Net income$11,946,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,000986
Cash dividends$2,650,0001,069
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,676,720563
2004-09-30 (YTD Data)Rank
Total interest income$36,205,000592
Total interest expense$10,288,000590
Net interest income$25,917,000580
Provision for loan and lease losses$922,000832
Total noninterest income$4,639,000908
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,372,000553
Trading account gains and fees$0134
Additional Noninterest Income$2,267,000984
Total noninterest expense$17,102,000704
Salaries and employee benefits$7,931,000810
Premises and equipment expense$1,168,0001,483
Additional noninterest expense$8,003,000505
Pre-tax net operating income$12,532,000564
Securities gains (losses)$408,000476
Applicable income taxes$4,379,000535
Income before extraordinary items$8,561,000605
Extraordinary gains, net$026
Net income$8,561,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,128
Cash dividends$2,650,000776
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,291,720591
2004-06-30 (YTD Data)Rank
Total interest income$13,811,000996
Total interest expense$4,024,000978
Net interest income$9,787,000988
Provision for loan and lease losses$375,0001,294
Total noninterest income$1,949,0001,311
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$996,000867
Trading account gains and fees$0130
Additional Noninterest Income$953,0001,374
Total noninterest expense$6,441,0001,262
Salaries and employee benefits$3,053,0001,444
Premises and equipment expense$428,0002,623
Additional noninterest expense$2,960,000836
Pre-tax net operating income$4,920,000887
Securities gains (losses)$47,0001,505
Applicable income taxes$1,689,000831
Income before extraordinary items$3,278,0001,003
Extraordinary gains, net$021
Net income$3,278,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,756
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,246,980970
2004-03-31 (YTD Data)Rank
Total interest income$6,708,0001,037
Total interest expense$2,005,0001,000
Net interest income$4,703,0001,053
Provision for loan and lease losses$188,0001,215
Total noninterest income$917,0001,351
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$476,000881
Trading account gains and fees$0121
Additional Noninterest Income$441,0001,417
Total noninterest expense$3,130,0001,307
Salaries and employee benefits$1,484,0001,498
Premises and equipment expense$224,0002,534
Additional noninterest expense$1,422,000871
Pre-tax net operating income$2,302,000938
Securities gains (losses)$47,0001,239
Applicable income taxes$791,000898
Income before extraordinary items$1,558,0001,059
Extraordinary gains, net$016
Net income$1,558,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,294
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,526,9801,015
2003-12-31 (YTD Data)Rank
Total interest income$27,312,0001,029
Total interest expense$8,984,000993
Net interest income$18,328,0001,046
Provision for loan and lease losses$100,0005,309
Total noninterest income$4,460,0001,229
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,015,000847
Trading account gains and fees$0160
Additional Noninterest Income$2,445,0001,250
Total noninterest expense$12,890,0001,257
Salaries and employee benefits$6,044,0001,412
Premises and equipment expense$997,0002,265
Additional noninterest expense$5,849,000875
Pre-tax net operating income$9,798,000871
Securities gains (losses)$465,000791
Applicable income taxes$3,526,000811
Income before extraordinary items$6,737,000959
Extraordinary gains, net$054
Net income$6,737,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,140
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,430,100940
2003-09-30 (YTD Data)Rank
Total interest income$20,365,0001,055
Total interest expense$6,919,0001,011
Net interest income$13,446,0001,088
Provision for loan and lease losses$300,0002,501
Total noninterest income$3,467,0001,228
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,528,000851
Trading account gains and fees$0153
Additional Noninterest Income$1,939,0001,261
Total noninterest expense$9,736,0001,256
Salaries and employee benefits$4,646,0001,397
Premises and equipment expense$741,0002,286
Additional noninterest expense$4,349,000889
Pre-tax net operating income$6,877,000960
Securities gains (losses)$465,000719
Applicable income taxes$2,507,000893
Income before extraordinary items$4,835,0001,042
Extraordinary gains, net$040
Net income$4,835,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,361
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,528,1001,040
2003-06-30 (YTD Data)Rank
Total interest income$13,567,0001,073
Total interest expense$4,752,0001,012
Net interest income$8,815,0001,107
Provision for loan and lease losses$300,0001,769
Total noninterest income$2,244,0001,254
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,001,000845
Trading account gains and fees$0150
Additional Noninterest Income$1,243,0001,296
Total noninterest expense$6,485,0001,253
Salaries and employee benefits$3,082,0001,405
Premises and equipment expense$510,0002,219
Additional noninterest expense$2,893,000894
Pre-tax net operating income$4,274,0001,014
Securities gains (losses)$465,000601
Applicable income taxes$1,613,000932
Income before extraordinary items$3,126,0001,068
Extraordinary gains, net$030
Net income$3,126,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,755
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,819,1001,101
2003-03-31 (YTD Data)Rank
Total interest income$6,688,0001,098
Total interest expense$2,355,0001,041
Net interest income$4,333,0001,129
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,048,0001,295
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$505,000817
Trading account gains and fees$0134
Additional Noninterest Income$543,0001,400
Total noninterest expense$3,128,0001,297
Salaries and employee benefits$1,473,0001,453
Premises and equipment expense$258,0002,194
Additional noninterest expense$1,397,000896
Pre-tax net operating income$2,103,0001,038
Securities gains (losses)$257,000565
Applicable income taxes$804,000957
Income before extraordinary items$1,556,0001,065
Extraordinary gains, net$021
Net income$1,556,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,386,3801,116
2002-12-31 (YTD Data)Rank
Total interest income$27,437,0001,128
Total interest expense$10,590,0001,056
Net interest income$16,847,0001,155
Provision for loan and lease losses$649,0001,943
Total noninterest income$4,053,0001,238
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,026,000797
Trading account gains and fees$0153
Additional Noninterest Income$2,027,0001,297
Total noninterest expense$11,743,0001,314
Salaries and employee benefits$5,887,0001,374
Premises and equipment expense$1,063,0002,062
Additional noninterest expense$4,793,0001,030
Pre-tax net operating income$8,508,000990
Securities gains (losses)$117,0001,602
Applicable income taxes$2,868,000962
Income before extraordinary items$5,757,0001,090
Extraordinary gains, net$070
Net income$5,757,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,872
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,678,6101,064
2001-12-31 (YTD Data)Rank
Total interest income$28,264,0001,213
Total interest expense$13,545,0001,186
Net interest income$14,719,0001,200
Provision for loan and lease losses$405,0002,593
Total noninterest income$3,701,0001,259
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,861,000788
Trading account gains and fees$0177
Additional Noninterest Income$1,840,0001,319
Total noninterest expense$11,157,0001,305
Salaries and employee benefits$5,217,0001,456
Premises and equipment expense$1,153,0001,861
Additional noninterest expense$4,787,0001,011
Pre-tax net operating income$6,858,0001,089
Securities gains (losses)$188,0001,243
Applicable income taxes$2,358,0001,026
Income before extraordinary items$4,688,0001,162
Extraordinary gains, net$0105
Net income$4,688,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,244
Cash dividends$4,950,000625
Sale, conversion, retirement of capital stock, net$143,000616
Net operating income$4,562,0401,144
2000-12-31 (YTD Data)Rank
Total interest income$27,964,0001,267
Total interest expense$15,019,0001,152
Net interest income$12,945,0001,358
Provision for loan and lease losses$990,0001,077
Total noninterest income$2,925,0001,380
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,453,000926
Trading account gains and fees$0180
Additional Noninterest Income$1,472,0001,400
Total noninterest expense$10,625,0001,306
Salaries and employee benefits$4,948,0001,430
Premises and equipment expense$1,066,0001,956
Additional noninterest expense$4,611,0001,021
Pre-tax net operating income$4,255,0001,726
Securities gains (losses)$01,956
Applicable income taxes$1,380,0001,617
Income before extraordinary items$2,875,0001,815
Extraordinary gains, net$038
Net income$2,875,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,315
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$11,499,00049
Net operating income$2,875,0001,814
1999-12-31 (YTD Data)Rank
Total interest income$13,246,0002,473
Total interest expense$6,982,0002,126
Net interest income$6,264,0002,806
Provision for loan and lease losses$915,0001,049
Total noninterest income$1,394,0002,409
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$616,0002,157
Trading account gains and fees$0173
Additional Noninterest Income$778,0002,195
Total noninterest expense$5,999,0002,277
Salaries and employee benefits$3,012,0002,337
Premises and equipment expense$668,0002,979
Additional noninterest expense$2,319,0001,881
Pre-tax net operating income$744,0006,153
Securities gains (losses)$117,000683
Applicable income taxes$234,0005,357
Income before extraordinary items$627,0005,772
Extraordinary gains, net$035
Net income$627,0005,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,020
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$541,5906,190
1998-12-31 (YTD Data)Rank
Total interest income$10,405,0003,104
Total interest expense$5,497,0002,748
Net interest income$4,908,0003,466
Provision for loan and lease losses$350,0002,310
Total noninterest income$1,262,0002,584
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$496,0002,577
Trading account gains and fees$0224
Additional Noninterest Income$766,0002,242
Total noninterest expense$5,149,0002,524
Salaries and employee benefits$2,743,0002,465
Premises and equipment expense$573,0003,308
Additional noninterest expense$1,833,0002,279
Pre-tax net operating income$671,0006,598
Securities gains (losses)$43,0001,842
Applicable income taxes$163,0006,671
Income before extraordinary items$551,0006,317
Extraordinary gains, net$032
Net income$551,0006,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,812
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$517,8906,385
1997-12-31 (YTD Data)Rank
Total interest income$8,007,0003,966
Total interest expense$4,059,0003,623
Net interest income$3,948,0004,281
Provision for loan and lease losses$150,0004,117
Total noninterest income$654,0004,175
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$388,0003,307
Trading account gains and fees$0239
Additional Noninterest Income$266,0004,212
Total noninterest expense$4,215,0003,024
Salaries and employee benefits$2,191,0003,026
Premises and equipment expense$528,0003,534
Additional noninterest expense$1,496,0002,743
Pre-tax net operating income$237,0009,371
Securities gains (losses)$-9,0009,978
Applicable income taxes$-34,00010,590
Income before extraordinary items$262,0008,657
Extraordinary gains, net$044
Net income$262,0008,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$375,0004,099
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$271,0008,554

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.