Home > Bremer Bank > Income and Expense
Bremer Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $28,781,000 | 648 |
| Total interest expense | $1,784,000 | 1,241 |
| Net interest income | $26,997,000 | 611 |
| Provision for loan and lease losses | $1,725,000 | 396 |
| Total noninterest income | $4,112,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,205,000 | 839 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,907,000 | 922 |
| Total noninterest expense | $16,864,000 | 892 |
| Salaries and employee benefits | $6,760,000 | 1,195 |
| Premises and equipment expense | $1,042,000 | 1,702 |
| Additional noninterest expense | $9,062,000 | 554 |
| Pre-tax net operating income | $12,520,000 | 540 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,028,000 | 471 |
| Income before extraordinary items | $8,492,000 | 600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,492,000 | 598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,492,000 | 599 |
| Net charge-offs | $-256,000 | 6,388 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $8,492,000 | 591 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $18,816,000 | 658 |
| Total interest expense | $1,203,000 | 1,235 |
| Net interest income | $17,613,000 | 616 |
| Provision for loan and lease losses | $1,387,000 | 347 |
| Total noninterest income | $2,663,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $786,000 | 850 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,877,000 | 938 |
| Total noninterest expense | $11,268,000 | 891 |
| Salaries and employee benefits | $4,557,000 | 1,187 |
| Premises and equipment expense | $710,000 | 1,668 |
| Additional noninterest expense | $6,001,000 | 556 |
| Pre-tax net operating income | $7,621,000 | 566 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,408,000 | 502 |
| Income before extraordinary items | $5,213,000 | 628 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,213,000 | 627 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,213,000 | 628 |
| Net charge-offs | $-204,000 | 6,462 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,213,000 | 617 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 668 |
| Total interest expense | $629,000 | 1,203 |
| Net interest income | $8,699,000 | 628 |
| Provision for loan and lease losses | $1,050,000 | 244 |
| Total noninterest income | $1,237,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $388,000 | 837 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $849,000 | 961 |
| Total noninterest expense | $5,690,000 | 887 |
| Salaries and employee benefits | $2,309,000 | 1,186 |
| Premises and equipment expense | $380,000 | 1,587 |
| Additional noninterest expense | $3,001,000 | 559 |
| Pre-tax net operating income | $3,196,000 | 634 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $975,000 | 567 |
| Income before extraordinary items | $2,221,000 | 703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,221,000 | 704 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,221,000 | 705 |
| Net charge-offs | $-195,000 | 6,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,221,000 | 695 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $37,538,000 | 656 |
| Total interest expense | $3,007,000 | 1,122 |
| Net interest income | $34,531,000 | 615 |
| Provision for loan and lease losses | $-37,000 | 6,302 |
| Total noninterest income | $5,175,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,570,000 | 885 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,605,000 | 1,025 |
| Total noninterest expense | $22,620,000 | 897 |
| Salaries and employee benefits | $9,517,000 | 1,149 |
| Premises and equipment expense | $1,237,000 | 1,860 |
| Additional noninterest expense | $11,866,000 | 582 |
| Pre-tax net operating income | $17,123,000 | 487 |
| Securities gains (losses) | $197,000 | 897 |
| Applicable income taxes | $5,760,000 | 422 |
| Income before extraordinary items | $11,560,000 | 573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,560,000 | 571 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,560,000 | 573 |
| Net charge-offs | $141,000 | 3,397 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $11,428,010 | 563 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $27,988,000 | 660 |
| Total interest expense | $2,328,000 | 1,120 |
| Net interest income | $25,660,000 | 622 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,955,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,159,000 | 897 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,796,000 | 1,020 |
| Total noninterest expense | $16,723,000 | 919 |
| Salaries and employee benefits | $7,139,000 | 1,150 |
| Premises and equipment expense | $975,000 | 1,805 |
| Additional noninterest expense | $8,609,000 | 609 |
| Pre-tax net operating income | $12,892,000 | 500 |
| Securities gains (losses) | $199,000 | 827 |
| Applicable income taxes | $4,473,000 | 417 |
| Income before extraordinary items | $8,618,000 | 581 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $8,618,000 | 582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,618,000 | 583 |
| Net charge-offs | $157,000 | 2,817 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,486,660 | 573 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,510,000 | 665 |
| Total interest expense | $1,601,000 | 1,118 |
| Net interest income | $16,909,000 | 618 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,592,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $740,000 | 911 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,852,000 | 1,041 |
| Total noninterest expense | $11,161,000 | 910 |
| Salaries and employee benefits | $4,738,000 | 1,157 |
| Premises and equipment expense | $659,000 | 1,781 |
| Additional noninterest expense | $5,764,000 | 599 |
| Pre-tax net operating income | $8,340,000 | 505 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $2,842,000 | 428 |
| Income before extraordinary items | $5,503,000 | 609 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,503,000 | 608 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,503,000 | 611 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,499,700 | 580 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,345,000 | 668 |
| Total interest expense | $861,000 | 1,070 |
| Net interest income | $8,484,000 | 622 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,229,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $358,000 | 926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $871,000 | 1,083 |
| Total noninterest expense | $5,480,000 | 935 |
| Salaries and employee benefits | $2,298,000 | 1,189 |
| Premises and equipment expense | $342,000 | 1,751 |
| Additional noninterest expense | $2,840,000 | 613 |
| Pre-tax net operating income | $4,233,000 | 493 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,442,000 | 431 |
| Income before extraordinary items | $2,791,000 | 590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,791,000 | 588 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,791,000 | 591 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,791,000 | 561 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $38,906,000 | 672 |
| Total interest expense | $4,588,000 | 989 |
| Net interest income | $34,318,000 | 627 |
| Provision for loan and lease losses | $435,000 | 2,913 |
| Total noninterest income | $5,293,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,565,000 | 905 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,728,000 | 1,016 |
| Total noninterest expense | $20,683,000 | 967 |
| Salaries and employee benefits | $8,739,000 | 1,208 |
| Premises and equipment expense | $1,230,000 | 1,903 |
| Additional noninterest expense | $10,714,000 | 671 |
| Pre-tax net operating income | $18,493,000 | 456 |
| Securities gains (losses) | $451,000 | 1,018 |
| Applicable income taxes | $6,528,000 | 366 |
| Income before extraordinary items | $12,416,000 | 529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,416,000 | 527 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $12,416,000 | 529 |
| Net charge-offs | $-604,000 | 7,049 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $12,118,340 | 521 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $29,159,000 | 686 |
| Total interest expense | $3,603,000 | 980 |
| Net interest income | $25,556,000 | 626 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,958,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,186,000 | 905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,772,000 | 997 |
| Total noninterest expense | $15,329,000 | 983 |
| Salaries and employee benefits | $6,484,000 | 1,215 |
| Premises and equipment expense | $937,000 | 1,901 |
| Additional noninterest expense | $7,908,000 | 663 |
| Pre-tax net operating income | $14,185,000 | 449 |
| Securities gains (losses) | $451,000 | 812 |
| Applicable income taxes | $5,065,000 | 362 |
| Income before extraordinary items | $9,571,000 | 529 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,571,000 | 527 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,571,000 | 529 |
| Net charge-offs | $-920,000 | 7,162 |
| Cash dividends | $3,500,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $9,277,850 | 521 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,257,000 | 699 |
| Total interest expense | $2,488,000 | 982 |
| Net interest income | $16,769,000 | 641 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,671,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $785,000 | 896 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,886,000 | 962 |
| Total noninterest expense | $10,214,000 | 981 |
| Salaries and employee benefits | $4,335,000 | 1,209 |
| Premises and equipment expense | $643,000 | 1,844 |
| Additional noninterest expense | $5,236,000 | 665 |
| Pre-tax net operating income | $9,226,000 | 444 |
| Securities gains (losses) | $451,000 | 614 |
| Applicable income taxes | $3,345,000 | 364 |
| Income before extraordinary items | $6,332,000 | 517 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,332,000 | 516 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,332,000 | 517 |
| Net charge-offs | $-205,000 | 7,167 |
| Cash dividends | $3,500,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $6,038,850 | 511 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,709,000 | 694 |
| Total interest expense | $1,356,000 | 938 |
| Net interest income | $8,353,000 | 642 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,239,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $379,000 | 919 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $860,000 | 1,018 |
| Total noninterest expense | $5,068,000 | 982 |
| Salaries and employee benefits | $2,168,000 | 1,202 |
| Premises and equipment expense | $341,000 | 1,736 |
| Additional noninterest expense | $2,559,000 | 668 |
| Pre-tax net operating income | $4,524,000 | 451 |
| Securities gains (losses) | $451,000 | 304 |
| Applicable income taxes | $1,724,000 | 356 |
| Income before extraordinary items | $3,251,000 | 497 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,251,000 | 498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,251,000 | 498 |
| Net charge-offs | $-181,000 | 7,225 |
| Cash dividends | $2,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,957,850 | 519 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $40,029,000 | 697 |
| Total interest expense | $6,788,000 | 888 |
| Net interest income | $33,241,000 | 642 |
| Provision for loan and lease losses | $2,169,000 | 1,482 |
| Total noninterest income | $5,248,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,574,000 | 937 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,674,000 | 893 |
| Total noninterest expense | $19,254,000 | 1,015 |
| Salaries and employee benefits | $8,055,000 | 1,233 |
| Premises and equipment expense | $1,207,000 | 2,053 |
| Additional noninterest expense | $9,992,000 | 719 |
| Pre-tax net operating income | $17,066,000 | 409 |
| Securities gains (losses) | $215,000 | 1,394 |
| Applicable income taxes | $5,862,000 | 371 |
| Income before extraordinary items | $11,419,000 | 481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,419,000 | 482 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $11,419,000 | 482 |
| Net charge-offs | $957,000 | 2,412 |
| Cash dividends | $6,000,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $11,277,100 | 470 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,780,000 | 720 |
| Total interest expense | $5,265,000 | 895 |
| Net interest income | $24,515,000 | 666 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $3,433,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,184,000 | 942 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,249,000 | 1,036 |
| Total noninterest expense | $14,204,000 | 1,048 |
| Salaries and employee benefits | $5,927,000 | 1,255 |
| Premises and equipment expense | $961,000 | 1,947 |
| Additional noninterest expense | $7,316,000 | 722 |
| Pre-tax net operating income | $11,944,000 | 445 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $4,035,000 | 385 |
| Income before extraordinary items | $7,974,000 | 520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,974,000 | 519 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,974,000 | 520 |
| Net charge-offs | $907,000 | 2,006 |
| Cash dividends | $4,000,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,931,100 | 504 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,630,000 | 738 |
| Total interest expense | $3,565,000 | 916 |
| Net interest income | $16,065,000 | 682 |
| Provision for loan and lease losses | $900,000 | 1,580 |
| Total noninterest income | $2,230,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $780,000 | 939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,450,000 | 1,047 |
| Total noninterest expense | $9,442,000 | 1,064 |
| Salaries and employee benefits | $3,908,000 | 1,275 |
| Premises and equipment expense | $636,000 | 1,983 |
| Additional noninterest expense | $4,898,000 | 736 |
| Pre-tax net operating income | $7,953,000 | 442 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $2,704,000 | 379 |
| Income before extraordinary items | $5,314,000 | 508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,314,000 | 507 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,314,000 | 508 |
| Net charge-offs | $-335,000 | 7,471 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $5,271,100 | 496 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,764,000 | 745 |
| Total interest expense | $1,802,000 | 941 |
| Net interest income | $7,962,000 | 686 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $1,096,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $383,000 | 938 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $713,000 | 1,049 |
| Total noninterest expense | $4,626,000 | 1,087 |
| Salaries and employee benefits | $1,878,000 | 1,341 |
| Premises and equipment expense | $332,000 | 1,942 |
| Additional noninterest expense | $2,416,000 | 741 |
| Pre-tax net operating income | $3,982,000 | 441 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,352,000 | 375 |
| Income before extraordinary items | $2,630,000 | 513 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,630,000 | 512 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,630,000 | 513 |
| Net charge-offs | $-289,000 | 7,534 |
| Cash dividends | $3,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,630,000 | 499 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,878,000 | 767 |
| Total interest expense | $8,858,000 | 938 |
| Net interest income | $31,020,000 | 698 |
| Provision for loan and lease losses | $2,476,000 | 1,810 |
| Total noninterest income | $4,306,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,791,000 | 852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,515,000 | 1,193 |
| Total noninterest expense | $18,928,000 | 1,055 |
| Salaries and employee benefits | $8,319,000 | 1,186 |
| Premises and equipment expense | $1,174,000 | 2,143 |
| Additional noninterest expense | $9,435,000 | 793 |
| Pre-tax net operating income | $13,922,000 | 409 |
| Securities gains (losses) | $1,127,000 | 444 |
| Applicable income taxes | $5,075,000 | 355 |
| Income before extraordinary items | $9,974,000 | 464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,974,000 | 462 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $9,974,000 | 464 |
| Net charge-offs | $2,589,000 | 1,598 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $9,230,180 | 469 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $29,950,000 | 772 |
| Total interest expense | $6,822,000 | 948 |
| Net interest income | $23,128,000 | 702 |
| Provision for loan and lease losses | $1,456,000 | 2,019 |
| Total noninterest income | $2,944,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,393,000 | 837 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,551,000 | 1,309 |
| Total noninterest expense | $14,079,000 | 1,043 |
| Salaries and employee benefits | $6,142,000 | 1,195 |
| Premises and equipment expense | $927,000 | 2,074 |
| Additional noninterest expense | $7,010,000 | 776 |
| Pre-tax net operating income | $10,537,000 | 405 |
| Securities gains (losses) | $1,127,000 | 372 |
| Applicable income taxes | $3,963,000 | 341 |
| Income before extraordinary items | $7,701,000 | 445 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,701,000 | 446 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,701,000 | 447 |
| Net charge-offs | $329,000 | 3,610 |
| Cash dividends | $3,000,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,957,180 | 467 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,683,000 | 784 |
| Total interest expense | $4,571,000 | 979 |
| Net interest income | $15,112,000 | 722 |
| Provision for loan and lease losses | $1,138,000 | 1,811 |
| Total noninterest income | $2,229,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $948,000 | 822 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,281,000 | 1,095 |
| Total noninterest expense | $9,334,000 | 1,053 |
| Salaries and employee benefits | $4,024,000 | 1,212 |
| Premises and equipment expense | $624,000 | 2,079 |
| Additional noninterest expense | $4,686,000 | 770 |
| Pre-tax net operating income | $6,869,000 | 406 |
| Securities gains (losses) | $1,127,000 | 235 |
| Applicable income taxes | $2,728,000 | 322 |
| Income before extraordinary items | $5,268,000 | 411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,268,000 | 412 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,268,000 | 412 |
| Net charge-offs | $45,000 | 4,976 |
| Cash dividends | $3,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,524,180 | 469 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 808 |
| Total interest expense | $2,315,000 | 1,014 |
| Net interest income | $7,433,000 | 744 |
| Provision for loan and lease losses | $569,000 | 1,703 |
| Total noninterest income | $1,021,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $470,000 | 827 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $551,000 | 1,194 |
| Total noninterest expense | $4,585,000 | 1,091 |
| Salaries and employee benefits | $1,944,000 | 1,285 |
| Premises and equipment expense | $337,000 | 1,996 |
| Additional noninterest expense | $2,304,000 | 783 |
| Pre-tax net operating income | $3,300,000 | 402 |
| Securities gains (losses) | $622,000 | 207 |
| Applicable income taxes | $1,324,000 | 308 |
| Income before extraordinary items | $2,598,000 | 418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,598,000 | 419 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,598,000 | 420 |
| Net charge-offs | $-67,000 | 7,815 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,187,480 | 489 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $42,280,000 | 790 |
| Total interest expense | $12,492,000 | 947 |
| Net interest income | $29,788,000 | 711 |
| Provision for loan and lease losses | $3,080,000 | 1,948 |
| Total noninterest income | $5,443,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,033,000 | 851 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,410,000 | 959 |
| Total noninterest expense | $18,937,000 | 1,098 |
| Salaries and employee benefits | $8,082,000 | 1,220 |
| Premises and equipment expense | $1,131,000 | 2,331 |
| Additional noninterest expense | $9,724,000 | 814 |
| Pre-tax net operating income | $13,214,000 | 318 |
| Securities gains (losses) | $297,000 | 1,250 |
| Applicable income taxes | $4,447,000 | 291 |
| Income before extraordinary items | $9,064,000 | 357 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,064,000 | 356 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $9,064,000 | 357 |
| Net charge-offs | $2,907,000 | 1,639 |
| Cash dividends | $9,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,865,010 | 366 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $32,072,000 | 798 |
| Total interest expense | $9,888,000 | 941 |
| Net interest income | $22,184,000 | 715 |
| Provision for loan and lease losses | $1,800,000 | 2,036 |
| Total noninterest income | $4,085,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,477,000 | 870 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,608,000 | 959 |
| Total noninterest expense | $14,045,000 | 1,108 |
| Salaries and employee benefits | $6,127,000 | 1,223 |
| Premises and equipment expense | $886,000 | 2,267 |
| Additional noninterest expense | $7,032,000 | 806 |
| Pre-tax net operating income | $10,424,000 | 313 |
| Securities gains (losses) | $297,000 | 1,002 |
| Applicable income taxes | $3,564,000 | 288 |
| Income before extraordinary items | $7,157,000 | 368 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $7,157,000 | 366 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $7,157,000 | 368 |
| Net charge-offs | $1,286,000 | 1,933 |
| Cash dividends | $6,000,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,958,010 | 372 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,791,000 | 808 |
| Total interest expense | $6,813,000 | 966 |
| Net interest income | $14,978,000 | 715 |
| Provision for loan and lease losses | $1,200,000 | 1,856 |
| Total noninterest income | $2,738,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $955,000 | 889 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,783,000 | 970 |
| Total noninterest expense | $9,406,000 | 1,123 |
| Salaries and employee benefits | $4,113,000 | 1,236 |
| Premises and equipment expense | $611,000 | 2,225 |
| Additional noninterest expense | $4,682,000 | 825 |
| Pre-tax net operating income | $7,110,000 | 313 |
| Securities gains (losses) | $297,000 | 772 |
| Applicable income taxes | $2,477,000 | 286 |
| Income before extraordinary items | $4,930,000 | 357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,930,000 | 354 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,930,000 | 356 |
| Net charge-offs | $893,000 | 1,728 |
| Cash dividends | $4,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,731,010 | 354 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,002,000 | 800 |
| Total interest expense | $3,417,000 | 1,001 |
| Net interest income | $7,585,000 | 705 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $1,284,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $446,000 | 919 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $838,000 | 974 |
| Total noninterest expense | $4,291,000 | 1,167 |
| Salaries and employee benefits | $2,040,000 | 1,264 |
| Premises and equipment expense | $322,000 | 2,164 |
| Additional noninterest expense | $1,929,000 | 851 |
| Pre-tax net operating income | $3,978,000 | 305 |
| Securities gains (losses) | $297,000 | 506 |
| Applicable income taxes | $1,460,000 | 263 |
| Income before extraordinary items | $2,815,000 | 349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,815,000 | 349 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,815,000 | 351 |
| Net charge-offs | $175,000 | 2,261 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,618,980 | 339 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,407,000 | 826 |
| Total interest expense | $17,443,000 | 916 |
| Net interest income | $27,964,000 | 775 |
| Provision for loan and lease losses | $2,466,000 | 1,580 |
| Total noninterest income | $4,676,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,984,000 | 889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,692,000 | 1,058 |
| Total noninterest expense | $17,324,000 | 1,135 |
| Salaries and employee benefits | $7,693,000 | 1,313 |
| Premises and equipment expense | $1,169,000 | 2,299 |
| Additional noninterest expense | $8,462,000 | 781 |
| Pre-tax net operating income | $12,850,000 | 415 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,051,000 | 377 |
| Income before extraordinary items | $8,799,000 | 437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,799,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,864,000 | 1,351 |
| Cash dividends | $5,000,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,799,000 | 465 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,368,000 | 839 |
| Total interest expense | $13,679,000 | 912 |
| Net interest income | $20,689,000 | 798 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $3,519,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,465,000 | 912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,054,000 | 1,088 |
| Total noninterest expense | $12,936,000 | 1,130 |
| Salaries and employee benefits | $5,774,000 | 1,338 |
| Premises and equipment expense | $927,000 | 2,188 |
| Additional noninterest expense | $6,235,000 | 753 |
| Pre-tax net operating income | $10,372,000 | 493 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,293,000 | 425 |
| Income before extraordinary items | $7,079,000 | 514 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,079,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,079,000 | 534 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,948,000 | 847 |
| Total interest expense | $9,393,000 | 916 |
| Net interest income | $13,555,000 | 805 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $2,347,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $974,000 | 896 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,373,000 | 1,120 |
| Total noninterest expense | $8,641,000 | 1,120 |
| Salaries and employee benefits | $3,829,000 | 1,361 |
| Premises and equipment expense | $647,000 | 2,081 |
| Additional noninterest expense | $4,165,000 | 723 |
| Pre-tax net operating income | $7,061,000 | 512 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,396,000 | 448 |
| Income before extraordinary items | $4,665,000 | 590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,665,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $5,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,665,000 | 575 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 819 |
| Total interest expense | $5,170,000 | 888 |
| Net interest income | $7,064,000 | 774 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,113,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $479,000 | 902 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $634,000 | 1,198 |
| Total noninterest expense | $4,353,000 | 1,116 |
| Salaries and employee benefits | $1,822,000 | 1,456 |
| Premises and equipment expense | $345,000 | 1,975 |
| Additional noninterest expense | $2,186,000 | 669 |
| Pre-tax net operating income | $3,824,000 | 511 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,317,000 | 482 |
| Income before extraordinary items | $2,507,000 | 603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,507,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,321 |
| Cash dividends | $2,500,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,507,000 | 577 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $49,717,000 | 840 |
| Total interest expense | $24,383,000 | 812 |
| Net interest income | $25,334,000 | 869 |
| Provision for loan and lease losses | $-817,000 | 8,503 |
| Total noninterest income | $4,350,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,928,000 | 926 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,422,000 | 1,191 |
| Total noninterest expense | $17,289,000 | 1,086 |
| Salaries and employee benefits | $7,394,000 | 1,371 |
| Premises and equipment expense | $1,145,000 | 2,277 |
| Additional noninterest expense | $8,750,000 | 661 |
| Pre-tax net operating income | $13,212,000 | 655 |
| Securities gains (losses) | $712,000 | 218 |
| Applicable income taxes | $4,726,000 | 569 |
| Income before extraordinary items | $9,198,000 | 706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,198,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,707 |
| Cash dividends | $12,500,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,728,080 | 744 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $37,280,000 | 842 |
| Total interest expense | $18,357,000 | 800 |
| Net interest income | $18,923,000 | 873 |
| Provision for loan and lease losses | $352,000 | 2,075 |
| Total noninterest income | $3,271,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,425,000 | 924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,846,000 | 1,188 |
| Total noninterest expense | $12,910,000 | 1,082 |
| Salaries and employee benefits | $5,517,000 | 1,372 |
| Premises and equipment expense | $874,000 | 2,210 |
| Additional noninterest expense | $6,519,000 | 639 |
| Pre-tax net operating income | $8,932,000 | 769 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,960,000 | 699 |
| Income before extraordinary items | $5,972,000 | 876 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,972,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,325 |
| Cash dividends | $7,500,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,972,000 | 868 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $24,489,000 | 859 |
| Total interest expense | $11,970,000 | 822 |
| Net interest income | $12,519,000 | 892 |
| Provision for loan and lease losses | $352,000 | 1,359 |
| Total noninterest income | $2,103,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $916,000 | 972 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,187,000 | 1,236 |
| Total noninterest expense | $8,503,000 | 1,110 |
| Salaries and employee benefits | $3,689,000 | 1,388 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $4,203,000 | 670 |
| Pre-tax net operating income | $5,767,000 | 834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,885,000 | 765 |
| Income before extraordinary items | $3,882,000 | 932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,882,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,423 |
| Cash dividends | $4,500,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,882,000 | 918 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,159,000 | 855 |
| Total interest expense | $5,951,000 | 813 |
| Net interest income | $6,208,000 | 899 |
| Provision for loan and lease losses | $211,000 | 1,107 |
| Total noninterest income | $980,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $428,000 | 1,002 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $552,000 | 1,270 |
| Total noninterest expense | $4,351,000 | 1,077 |
| Salaries and employee benefits | $1,847,000 | 1,398 |
| Premises and equipment expense | $326,000 | 2,006 |
| Additional noninterest expense | $2,178,000 | 637 |
| Pre-tax net operating income | $2,626,000 | 899 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $846,000 | 817 |
| Income before extraordinary items | $1,780,000 | 987 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,780,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,466 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,780,000 | 974 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $47,587,000 | 802 |
| Total interest expense | $22,550,000 | 745 |
| Net interest income | $25,037,000 | 879 |
| Provision for loan and lease losses | $787,000 | 1,290 |
| Total noninterest income | $3,890,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,874,000 | 944 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,016,000 | 1,345 |
| Total noninterest expense | $16,303,000 | 1,107 |
| Salaries and employee benefits | $7,113,000 | 1,371 |
| Premises and equipment expense | $1,149,000 | 2,146 |
| Additional noninterest expense | $8,041,000 | 679 |
| Pre-tax net operating income | $11,837,000 | 840 |
| Securities gains (losses) | $-74,000 | 8,088 |
| Applicable income taxes | $3,850,000 | 781 |
| Income before extraordinary items | $7,913,000 | 943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,913,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,499 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,962,580 | 924 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,447,000 | 813 |
| Total interest expense | $16,588,000 | 747 |
| Net interest income | $18,859,000 | 896 |
| Provision for loan and lease losses | $600,000 | 1,201 |
| Total noninterest income | $2,903,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,423,000 | 934 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,480,000 | 1,373 |
| Total noninterest expense | $11,945,000 | 1,142 |
| Salaries and employee benefits | $5,315,000 | 1,393 |
| Premises and equipment expense | $884,000 | 2,117 |
| Additional noninterest expense | $5,746,000 | 715 |
| Pre-tax net operating income | $9,217,000 | 846 |
| Securities gains (losses) | $-74,000 | 8,310 |
| Applicable income taxes | $3,033,000 | 782 |
| Income before extraordinary items | $6,110,000 | 951 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,110,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,159,580 | 931 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,846,000 | 823 |
| Total interest expense | $10,423,000 | 755 |
| Net interest income | $12,423,000 | 910 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $1,944,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $924,000 | 943 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,020,000 | 1,335 |
| Total noninterest expense | $7,855,000 | 1,156 |
| Salaries and employee benefits | $3,465,000 | 1,424 |
| Premises and equipment expense | $607,000 | 2,066 |
| Additional noninterest expense | $3,783,000 | 724 |
| Pre-tax net operating income | $6,062,000 | 851 |
| Securities gains (losses) | $-73,000 | 8,461 |
| Applicable income taxes | $1,981,000 | 801 |
| Income before extraordinary items | $4,008,000 | 957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,008,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,900 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,056,910 | 926 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,991,000 | 832 |
| Total interest expense | $5,009,000 | 742 |
| Net interest income | $5,982,000 | 945 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $922,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $451,000 | 943 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $471,000 | 1,403 |
| Total noninterest expense | $3,935,000 | 1,156 |
| Salaries and employee benefits | $1,683,000 | 1,474 |
| Premises and equipment expense | $326,000 | 1,944 |
| Additional noninterest expense | $1,926,000 | 716 |
| Pre-tax net operating income | $2,744,000 | 925 |
| Securities gains (losses) | $-74,000 | 8,623 |
| Applicable income taxes | $865,000 | 878 |
| Income before extraordinary items | $1,805,000 | 1,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,805,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,855,320 | 1,015 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,706,000 | 862 |
| Total interest expense | $14,896,000 | 764 |
| Net interest income | $22,810,000 | 932 |
| Provision for loan and lease losses | $-86,000 | 8,615 |
| Total noninterest income | $3,915,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,978,000 | 877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,937,000 | 1,391 |
| Total noninterest expense | $15,386,000 | 1,112 |
| Salaries and employee benefits | $6,603,000 | 1,416 |
| Premises and equipment expense | $1,156,000 | 2,074 |
| Additional noninterest expense | $7,627,000 | 693 |
| Pre-tax net operating income | $11,425,000 | 861 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,850,000 | 793 |
| Income before extraordinary items | $7,575,000 | 950 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,575,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,271 |
| Cash dividends | $8,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,575,000 | 930 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,144,000 | 886 |
| Total interest expense | $10,336,000 | 780 |
| Net interest income | $16,808,000 | 943 |
| Provision for loan and lease losses | $-68,000 | 8,682 |
| Total noninterest income | $2,980,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,468,000 | 891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,512,000 | 1,356 |
| Total noninterest expense | $11,533,000 | 1,100 |
| Salaries and employee benefits | $4,999,000 | 1,382 |
| Premises and equipment expense | $887,000 | 2,009 |
| Additional noninterest expense | $5,647,000 | 702 |
| Pre-tax net operating income | $8,323,000 | 887 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,807,000 | 818 |
| Income before extraordinary items | $5,516,000 | 976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,516,000 | 977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $8,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,516,000 | 958 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,230,000 | 908 |
| Total interest expense | $6,319,000 | 789 |
| Net interest income | $10,911,000 | 954 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $1,947,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $979,000 | 878 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $968,000 | 1,380 |
| Total noninterest expense | $7,606,000 | 1,103 |
| Salaries and employee benefits | $3,296,000 | 1,396 |
| Premises and equipment expense | $612,000 | 1,946 |
| Additional noninterest expense | $3,698,000 | 707 |
| Pre-tax net operating income | $4,802,000 | 985 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,596,000 | 904 |
| Income before extraordinary items | $3,206,000 | 1,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,206,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,206,000 | 1,077 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 913 |
| Total interest expense | $2,903,000 | 827 |
| Net interest income | $5,440,000 | 953 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $891,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $467,000 | 877 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $424,000 | 1,491 |
| Total noninterest expense | $3,771,000 | 1,107 |
| Salaries and employee benefits | $1,605,000 | 1,438 |
| Premises and equipment expense | $329,000 | 1,822 |
| Additional noninterest expense | $1,837,000 | 698 |
| Pre-tax net operating income | $2,335,000 | 1,002 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $771,000 | 937 |
| Income before extraordinary items | $1,564,000 | 1,103 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,564,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,564,000 | 1,076 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,149,000 | 933 |
| Total interest expense | $9,161,000 | 876 |
| Net interest income | $20,988,000 | 942 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $4,103,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,076,000 | 834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,027,000 | 1,306 |
| Total noninterest expense | $14,021,000 | 1,164 |
| Salaries and employee benefits | $6,206,000 | 1,432 |
| Premises and equipment expense | $1,093,000 | 2,107 |
| Additional noninterest expense | $6,722,000 | 762 |
| Pre-tax net operating income | $10,570,000 | 838 |
| Securities gains (losses) | $145,000 | 1,001 |
| Applicable income taxes | $3,665,000 | 764 |
| Income before extraordinary items | $7,050,000 | 936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,050,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,480 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,954,300 | 906 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,774,000 | 957 |
| Total interest expense | $6,537,000 | 911 |
| Net interest income | $15,237,000 | 965 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $3,135,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,576,000 | 831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,559,000 | 1,293 |
| Total noninterest expense | $10,520,000 | 1,159 |
| Salaries and employee benefits | $4,668,000 | 1,421 |
| Premises and equipment expense | $857,000 | 2,014 |
| Additional noninterest expense | $4,995,000 | 758 |
| Pre-tax net operating income | $7,477,000 | 890 |
| Securities gains (losses) | $145,000 | 953 |
| Applicable income taxes | $2,592,000 | 822 |
| Income before extraordinary items | $5,030,000 | 994 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,030,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,934,300 | 972 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 988 |
| Total interest expense | $4,166,000 | 944 |
| Net interest income | $9,771,000 | 993 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $2,089,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,021,000 | 845 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,068,000 | 1,259 |
| Total noninterest expense | $7,022,000 | 1,149 |
| Salaries and employee benefits | $3,146,000 | 1,396 |
| Premises and equipment expense | $587,000 | 1,951 |
| Additional noninterest expense | $3,289,000 | 761 |
| Pre-tax net operating income | $4,588,000 | 952 |
| Securities gains (losses) | $145,000 | 805 |
| Applicable income taxes | $1,600,000 | 878 |
| Income before extraordinary items | $3,133,000 | 1,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,133,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,037,300 | 1,046 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 993 |
| Total interest expense | $2,094,000 | 957 |
| Net interest income | $4,858,000 | 1,009 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $1,004,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $512,000 | 824 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $492,000 | 1,312 |
| Total noninterest expense | $3,489,000 | 1,168 |
| Salaries and employee benefits | $1,547,000 | 1,436 |
| Premises and equipment expense | $309,000 | 1,878 |
| Additional noninterest expense | $1,633,000 | 757 |
| Pre-tax net operating income | $2,248,000 | 961 |
| Securities gains (losses) | $145,000 | 632 |
| Applicable income taxes | $808,000 | 887 |
| Income before extraordinary items | $1,585,000 | 1,038 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,585,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,489,300 | 1,041 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,045,000 | 999 |
| Total interest expense | $8,725,000 | 1,020 |
| Net interest income | $19,320,000 | 1,001 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $4,424,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,929,000 | 896 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,495,000 | 1,220 |
| Total noninterest expense | $13,649,000 | 1,184 |
| Salaries and employee benefits | $6,132,000 | 1,401 |
| Premises and equipment expense | $1,172,000 | 1,947 |
| Additional noninterest expense | $6,345,000 | 810 |
| Pre-tax net operating income | $10,095,000 | 849 |
| Securities gains (losses) | $1,200,000 | 414 |
| Applicable income taxes | $3,957,000 | 746 |
| Income before extraordinary items | $7,338,000 | 888 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,338,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,961 |
| Cash dividends | $5,500,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,558,000 | 922 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,900,000 | 1,030 |
| Total interest expense | $6,617,000 | 1,053 |
| Net interest income | $14,283,000 | 1,029 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,486,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,432,000 | 907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,054,000 | 1,205 |
| Total noninterest expense | $10,333,000 | 1,180 |
| Salaries and employee benefits | $4,744,000 | 1,375 |
| Premises and equipment expense | $905,000 | 1,892 |
| Additional noninterest expense | $4,684,000 | 832 |
| Pre-tax net operating income | $7,436,000 | 897 |
| Securities gains (losses) | $1,201,000 | 391 |
| Applicable income taxes | $3,037,000 | 763 |
| Income before extraordinary items | $5,600,000 | 908 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,600,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $5,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,819,350 | 976 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,825,000 | 1,052 |
| Total interest expense | $4,474,000 | 1,071 |
| Net interest income | $9,351,000 | 1,040 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,294,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $948,000 | 900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,346,000 | 1,225 |
| Total noninterest expense | $6,854,000 | 1,186 |
| Salaries and employee benefits | $3,172,000 | 1,372 |
| Premises and equipment expense | $612,000 | 1,868 |
| Additional noninterest expense | $3,070,000 | 854 |
| Pre-tax net operating income | $4,791,000 | 920 |
| Securities gains (losses) | $1,197,000 | 326 |
| Applicable income taxes | $2,117,000 | 739 |
| Income before extraordinary items | $3,871,000 | 878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,871,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $5,500,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,092,950 | 998 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 1,066 |
| Total interest expense | $2,274,000 | 1,077 |
| Net interest income | $4,633,000 | 1,045 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,024,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $454,000 | 915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $570,000 | 1,354 |
| Total noninterest expense | $3,357,000 | 1,200 |
| Salaries and employee benefits | $1,530,000 | 1,412 |
| Premises and equipment expense | $317,000 | 1,805 |
| Additional noninterest expense | $1,510,000 | 833 |
| Pre-tax net operating income | $2,300,000 | 965 |
| Securities gains (losses) | $1,116,000 | 201 |
| Applicable income taxes | $1,220,000 | 667 |
| Income before extraordinary items | $2,196,000 | 771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,196,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,018 |
| Cash dividends | $4,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,481,760 | 1,038 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,417,000 | 1,009 |
| Total interest expense | $10,332,000 | 1,080 |
| Net interest income | $20,085,000 | 965 |
| Provision for loan and lease losses | $-500,000 | 9,332 |
| Total noninterest income | $4,104,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,971,000 | 809 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,133,000 | 1,255 |
| Total noninterest expense | $13,389,000 | 1,153 |
| Salaries and employee benefits | $6,358,000 | 1,276 |
| Premises and equipment expense | $1,251,000 | 1,762 |
| Additional noninterest expense | $5,780,000 | 867 |
| Pre-tax net operating income | $11,300,000 | 769 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,003,000 | 728 |
| Income before extraordinary items | $7,297,000 | 859 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,297,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,213 |
| Cash dividends | $8,500,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,297,000 | 827 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,671,000 | 908 |
| Total interest expense | $17,570,000 | 931 |
| Net interest income | $20,101,000 | 875 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $3,963,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,900,000 | 773 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,063,000 | 1,218 |
| Total noninterest expense | $13,940,000 | 1,062 |
| Salaries and employee benefits | $6,135,000 | 1,213 |
| Premises and equipment expense | $1,292,000 | 1,669 |
| Additional noninterest expense | $6,513,000 | 772 |
| Pre-tax net operating income | $10,124,000 | 754 |
| Securities gains (losses) | $318,000 | 869 |
| Applicable income taxes | $3,900,000 | 665 |
| Income before extraordinary items | $6,542,000 | 849 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,542,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $8,700,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,338,480 | 826 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,922,000 | 805 |
| Total interest expense | $22,273,000 | 818 |
| Net interest income | $21,649,000 | 809 |
| Provision for loan and lease losses | $495,000 | 1,893 |
| Total noninterest income | $3,139,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,599,000 | 846 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,540,000 | 1,355 |
| Total noninterest expense | $14,477,000 | 971 |
| Salaries and employee benefits | $6,149,000 | 1,151 |
| Premises and equipment expense | $1,317,000 | 1,571 |
| Additional noninterest expense | $7,011,000 | 743 |
| Pre-tax net operating income | $9,816,000 | 798 |
| Securities gains (losses) | $162,000 | 456 |
| Applicable income taxes | $3,716,000 | 689 |
| Income before extraordinary items | $6,262,000 | 847 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,262,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,334 |
| Cash dividends | $13,825,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,158,320 | 856 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,631,000 | 1,317 |
| Total interest expense | $12,218,000 | 1,242 |
| Net interest income | $12,413,000 | 1,405 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,418,000 | 1,615 |
| Gross Fiduciary activities income | $302,000 | 770 |
| Service charges on deposit accounts | $999,000 | 1,312 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,117,000 | 1,733 |
| Total noninterest expense | $9,581,000 | 1,445 |
| Salaries and employee benefits | $3,913,000 | 1,768 |
| Premises and equipment expense | $937,000 | 2,178 |
| Additional noninterest expense | $4,731,000 | 999 |
| Pre-tax net operating income | $4,890,000 | 1,538 |
| Securities gains (losses) | $183,000 | 572 |
| Applicable income taxes | $1,873,000 | 1,301 |
| Income before extraordinary items | $3,200,000 | 1,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,200,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,626 |
| Cash dividends | $2,700,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,082,880 | 1,698 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,491,000 | 1,266 |
| Total interest expense | $13,346,000 | 1,149 |
| Net interest income | $12,145,000 | 1,387 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $2,811,000 | 1,411 |
| Gross Fiduciary activities income | $235,000 | 834 |
| Service charges on deposit accounts | $979,000 | 1,275 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,597,000 | 1,345 |
| Total noninterest expense | $9,184,000 | 1,443 |
| Salaries and employee benefits | $3,967,000 | 1,676 |
| Premises and equipment expense | $976,000 | 2,003 |
| Additional noninterest expense | $4,241,000 | 1,078 |
| Pre-tax net operating income | $5,472,000 | 1,377 |
| Securities gains (losses) | $294,000 | 753 |
| Applicable income taxes | $2,093,000 | 1,209 |
| Income before extraordinary items | $3,673,000 | 1,440 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,673,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,501 |
| Cash dividends | $3,275,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,484,840 | 1,446 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,021,000 | 1,332 |
| Total interest expense | $12,594,000 | 1,264 |
| Net interest income | $12,427,000 | 1,387 |
| Provision for loan and lease losses | $780,000 | 1,215 |
| Total noninterest income | $2,047,000 | 1,730 |
| Gross Fiduciary activities income | $176,000 | 931 |
| Service charges on deposit accounts | $1,007,000 | 1,272 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $864,000 | 1,930 |
| Total noninterest expense | $8,456,000 | 1,558 |
| Salaries and employee benefits | $3,561,000 | 1,842 |
| Premises and equipment expense | $939,000 | 2,095 |
| Additional noninterest expense | $3,956,000 | 1,130 |
| Pre-tax net operating income | $5,238,000 | 1,478 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $1,907,000 | 1,383 |
| Income before extraordinary items | $3,356,000 | 1,613 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,356,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,027 |
| Cash dividends | $3,740,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,340,000 | 1,582 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,027,000 | 1,468 |
| Total interest expense | $11,934,000 | 1,352 |
| Net interest income | $11,093,000 | 1,597 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,986,000 | 1,848 |
| Gross Fiduciary activities income | $49,000 | 1,238 |
| Service charges on deposit accounts | $1,050,000 | 1,279 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $887,000 | 1,967 |
| Total noninterest expense | $8,539,000 | 1,665 |
| Salaries and employee benefits | $3,565,000 | 1,853 |
| Premises and equipment expense | $1,015,000 | 1,973 |
| Additional noninterest expense | $3,959,000 | 1,364 |
| Pre-tax net operating income | $4,540,000 | 1,598 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $1,611,000 | 1,495 |
| Income before extraordinary items | $2,934,000 | 1,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,934,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,930,750 | 1,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,895,000 | 1,550 |
| Total interest expense | $11,816,000 | 1,383 |
| Net interest income | $10,079,000 | 1,772 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,538,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,006,000 | 1,343 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $532,000 | 2,754 |
| Total noninterest expense | $9,085,000 | 1,567 |
| Salaries and employee benefits | $4,167,000 | 1,594 |
| Premises and equipment expense | $909,000 | 2,205 |
| Additional noninterest expense | $4,009,000 | 1,333 |
| Pre-tax net operating income | $2,532,000 | 2,809 |
| Securities gains (losses) | $-125,000 | 11,570 |
| Applicable income taxes | $725,000 | 3,141 |
| Income before extraordinary items | $1,682,000 | 2,927 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,682,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $5,654,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,769,500 | 2,751 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 3,410 |
| Total interest expense | $4,211,000 | 2,899 |
| Net interest income | $4,588,000 | 3,852 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $907,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $505,000 | 2,711 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $4,943,000 | 2,800 |
| Salaries and employee benefits | $2,202,000 | 3,003 |
| Premises and equipment expense | $442,000 | 4,223 |
| Additional noninterest expense | $2,299,000 | 2,295 |
| Pre-tax net operating income | $702,000 | 7,371 |
| Securities gains (losses) | $-186,000 | 11,911 |
| Applicable income taxes | $234,000 | 6,767 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $401,040 | 8,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 10,000 |
| Total interest expense | $962,000 | 9,279 |
| Net interest income | $1,130,000 | 10,294 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,446,000 | 8,020 |
| Salaries and employee benefits | $566,000 | 9,081 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $734,000 | 6,337 |
| Pre-tax net operating income | $-122,000 | 12,619 |
| Securities gains (losses) | $-104,000 | 13,183 |
| Applicable income taxes | $-82,000 | 12,933 |
| Income before extraordinary items | $-144,000 | 12,704 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-144,000 | 12,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-77,440 | 12,542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 3,532 |
| Total interest expense | $4,647,000 | 3,534 |
| Net interest income | $5,220,000 | 3,486 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $992,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $583,000 | 2,368 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $409,000 | 3,659 |
| Total noninterest expense | $3,444,000 | 3,986 |
| Salaries and employee benefits | $1,774,000 | 3,607 |
| Premises and equipment expense | $462,000 | 4,256 |
| Additional noninterest expense | $1,208,000 | 4,315 |
| Pre-tax net operating income | $2,378,000 | 2,620 |
| Securities gains (losses) | $68,000 | 3,635 |
| Applicable income taxes | $750,000 | 2,772 |
| Income before extraordinary items | $1,696,000 | 2,717 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,696,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,649,080 | 2,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.