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Bremer Bank, Net charge- offs to loans

2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0413%5,842
Percentage Net Loans Charged-off: Total real estate loans-0.0457%5,906
Percentage Net Loans Charged-off:Construction & development-0.4778%5,647
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%5,778
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0244%5,846
Percentage Net Loans Charged-off: Commercial and industrial-0.1523%5,520
Percentage Net Loans Charged-off: Loans to individuals-0.1290%5,688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1290%5,621
Percentage Net Loans Charged-off: All other loans and lease0.0247%1,238
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0500%5,874
Percentage Net Loans Charged-off: Total real estate loans-0.0691%6,077
Percentage Net Loans Charged-off:Construction & development-0.7770%5,775
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%5,875
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0315%5,938
Percentage Net Loans Charged-off: Commercial and industrial-0.1267%5,452
Percentage Net Loans Charged-off: Loans to individuals-0.2185%5,833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2185%5,780
Percentage Net Loans Charged-off: All other loans and lease0.0363%1,070
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0967%6,102
Percentage Net Loans Charged-off: Total real estate loans-0.1336%6,318
Percentage Net Loans Charged-off:Construction & development-1.7102%5,920
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0602%5,157
Percentage Net Loans Charged-off: Loans to individuals-0.3938%6,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3938%5,989
Percentage Net Loans Charged-off: All other loans and lease-0.0180%5,509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%5,085
Percentage Net Loans Charged-off: Total real estate loans-0.0086%5,998
Percentage Net Loans Charged-off:Construction & development-0.5569%5,875
Percentage Net Loans Charged-off: Commercial real estate0.0171%2,562
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0584%3,420
Percentage Net Loans Charged-off: Home equity loans0.1007%1,231
All other 1-4 family - Percent of loans charged-off, net0.0437%3,423
Percentage Net Loans Charged-off: Commercial and industrial-0.0009%4,908
Percentage Net Loans Charged-off: Loans to individuals-0.0152%5,655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0152%5,573
Percentage Net Loans Charged-off: All other loans and lease0.0737%1,181
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0271%4,583
Percentage Net Loans Charged-off: Total real estate loans0.0112%4,053
Percentage Net Loans Charged-off:Construction & development-0.0392%5,486
Percentage Net Loans Charged-off: Commercial real estate0.0228%2,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0345%3,400
Percentage Net Loans Charged-off: Home equity loans-0.0332%4,729
All other 1-4 family - Percent of loans charged-off, net0.0583%2,999
Percentage Net Loans Charged-off: Commercial and industrial-0.0327%5,196
Percentage Net Loans Charged-off: Loans to individuals-0.0102%5,524
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0102%5,448
Percentage Net Loans Charged-off: All other loans and lease0.0853%1,056
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%4,703
Percentage Net Loans Charged-off: Total real estate loans0.0173%3,609
Percentage Net Loans Charged-off:Construction & development-0.0325%5,520
Percentage Net Loans Charged-off: Commercial real estate0.0320%1,873
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0524%2,911
Percentage Net Loans Charged-off: Home equity loans-0.0493%4,755
All other 1-4 family - Percent of loans charged-off, net0.0892%2,472
Percentage Net Loans Charged-off: Commercial and industrial-0.0305%5,130
Percentage Net Loans Charged-off: Loans to individuals0.0156%3,425
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0156%3,288
Percentage Net Loans Charged-off: All other loans and lease0.0134%1,184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%3,927
Percentage Net Loans Charged-off: Total real estate loans0.0146%2,901
Percentage Net Loans Charged-off:Construction & development-0.0335%5,614
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1003%2,063
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.1373%1,800
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%4,892
Percentage Net Loans Charged-off: Loans to individuals-0.0318%5,455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0318%5,390
Percentage Net Loans Charged-off: All other loans and lease0.0195%934
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0842%6,793
Percentage Net Loans Charged-off: Total real estate loans0.0245%4,841
Percentage Net Loans Charged-off:Construction & development-0.0232%5,927
Percentage Net Loans Charged-off: Commercial real estate0.0293%3,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0961%3,698
Percentage Net Loans Charged-off: Home equity loans0.1647%1,475
All other 1-4 family - Percent of loans charged-off, net0.0679%3,761
Percentage Net Loans Charged-off: Commercial and industrial-0.7145%6,582
Percentage Net Loans Charged-off: Loans to individuals0.1455%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1455%3,546
Percentage Net Loans Charged-off: All other loans and lease0.0239%1,527
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1751%6,964
Percentage Net Loans Charged-off: Total real estate loans0.0053%4,835
Percentage Net Loans Charged-off:Construction & development-0.0216%5,957
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0376%3,899
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0534%3,579
Percentage Net Loans Charged-off: Commercial and industrial-1.1798%6,745
Percentage Net Loans Charged-off: Loans to individuals0.1513%3,424
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1512%3,253
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0595%6,711
Percentage Net Loans Charged-off: Total real estate loans0.0086%4,429
Percentage Net Loans Charged-off:Construction & development-0.0199%5,965
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0562%3,400
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0801%3,087
Percentage Net Loans Charged-off: Commercial and industrial-0.4123%6,542
Percentage Net Loans Charged-off: Loans to individuals0.0089%3,760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0089%3,580
Percentage Net Loans Charged-off: All other loans and lease0.0009%1,274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1067%6,812
Percentage Net Loans Charged-off: Total real estate loans-0.0012%6,204
Percentage Net Loans Charged-off:Construction & development-0.0168%5,995
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.6872%6,689
Percentage Net Loans Charged-off: Loans to individuals0.0360%2,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0360%2,811
Percentage Net Loans Charged-off: All other loans and lease-0.0019%5,875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1434%4,999
Percentage Net Loans Charged-off: Total real estate loans0.0560%4,988
Percentage Net Loans Charged-off:Construction & development0.2725%2,617
Percentage Net Loans Charged-off: Commercial real estate0.0116%3,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1325%3,843
Percentage Net Loans Charged-off: Home equity loans0.4344%1,319
All other 1-4 family - Percent of loans charged-off, net0.0238%4,529
Percentage Net Loans Charged-off: Commercial and industrial0.7458%2,322
Percentage Net Loans Charged-off: Loans to individuals0.0963%4,518
Percentage Net Loans Charged-off: Credit card loans1.2407%676
Percentage Net Loans Charged-off: Other loans to individual0.0886%4,360
Percentage Net Loans Charged-off: All other loans and lease-0.0242%5,994
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1830%4,337
Percentage Net Loans Charged-off: Total real estate loans0.0636%4,565
Percentage Net Loans Charged-off:Construction & development0.3802%2,256
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1374%3,522
Percentage Net Loans Charged-off: Home equity loans0.4949%1,095
All other 1-4 family - Percent of loans charged-off, net0.0129%4,218
Percentage Net Loans Charged-off: Commercial and industrial0.9980%1,768
Percentage Net Loans Charged-off: Loans to individuals0.0577%4,388
Percentage Net Loans Charged-off: Credit card loans1.3201%609
Percentage Net Loans Charged-off: Other loans to individual0.0509%4,230
Percentage Net Loans Charged-off: All other loans and lease-0.0388%6,079
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1024%7,172
Percentage Net Loans Charged-off: Total real estate loans0.0488%4,339
Percentage Net Loans Charged-off:Construction & development0.5893%1,851
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%6,820
Percentage Net Loans Charged-off: Home equity loans-0.0224%5,253
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial-0.6953%6,960
Percentage Net Loans Charged-off: Loans to individuals0.0672%3,917
Percentage Net Loans Charged-off: Credit card loans1.4889%541
Percentage Net Loans Charged-off: Other loans to individual0.0580%3,761
Percentage Net Loans Charged-off: All other loans and lease-0.0615%6,151
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1763%7,234
Percentage Net Loans Charged-off: Total real estate loans0.0987%3,232
Percentage Net Loans Charged-off:Construction & development1.0450%1,214
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0475%2,899
Percentage Net Loans Charged-off: Home equity loans-0.0228%5,254
All other 1-4 family - Percent of loans charged-off, net0.0723%2,585
Percentage Net Loans Charged-off: Commercial and industrial-1.2001%7,100
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loans1.9851%441
Percentage Net Loans Charged-off: Other loans to individual-0.0079%5,902
Percentage Net Loans Charged-off: All other loans and lease-0.1078%6,187
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3800%4,141
Percentage Net Loans Charged-off: Total real estate loans0.1529%4,495
Percentage Net Loans Charged-off:Construction & development1.1428%2,437
Percentage Net Loans Charged-off: Commercial real estate0.0307%3,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0799%4,262
Percentage Net Loans Charged-off: Home equity loans0.1118%1,764
All other 1-4 family - Percent of loans charged-off, net0.0655%4,248
Percentage Net Loans Charged-off: Commercial and industrial1.5274%1,983
Percentage Net Loans Charged-off: Loans to individuals0.1403%4,782
Percentage Net Loans Charged-off: Credit card loans4.5455%342
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1356%1,520
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%5,870
Percentage Net Loans Charged-off: Total real estate loans0.0351%5,130
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0413%2,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1110%3,679
Percentage Net Loans Charged-off: Home equity loans0.1484%1,515
All other 1-4 family - Percent of loans charged-off, net0.0930%3,651
Percentage Net Loans Charged-off: Commercial and industrial-0.0583%6,740
Percentage Net Loans Charged-off: Loans to individuals0.1371%4,508
Percentage Net Loans Charged-off: Credit card loans2.6711%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1508%1,350
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%6,154
Percentage Net Loans Charged-off: Total real estate loans0.0331%4,729
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1670%2,959
Percentage Net Loans Charged-off: Home equity loans0.2240%1,195
All other 1-4 family - Percent of loans charged-off, net0.1397%2,981
Percentage Net Loans Charged-off: Commercial and industrial-0.0810%6,772
Percentage Net Loans Charged-off: Loans to individuals0.1426%4,120
Percentage Net Loans Charged-off: Credit card loans3.9648%396
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0092%6,289
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0405%7,288
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.3761%7,207
Percentage Net Loans Charged-off: Loans to individuals0.2216%3,298
Percentage Net Loans Charged-off: Credit card loans6.9414%232
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0021%6,321
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4396%4,041
Percentage Net Loans Charged-off: Total real estate loans0.0094%5,813
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0429%4,489
Percentage Net Loans Charged-off: Home equity loans0.0298%1,880
All other 1-4 family - Percent of loans charged-off, net0.0486%4,237
Percentage Net Loans Charged-off: Commercial and industrial2.0512%1,852
Percentage Net Loans Charged-off: Loans to individuals0.2059%5,194
Percentage Net Loans Charged-off: Credit card loans5.4945%349
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0331%2,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2591%4,428
Percentage Net Loans Charged-off: Total real estate loans0.0132%5,297
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0594%3,834
Percentage Net Loans Charged-off: Home equity loans0.0403%1,565
All other 1-4 family - Percent of loans charged-off, net0.0673%3,555
Percentage Net Loans Charged-off: Commercial and industrial1.1382%2,202
Percentage Net Loans Charged-off: Loans to individuals0.1810%4,931
Percentage Net Loans Charged-off: Credit card loans4.3860%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0051%1,888
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2692%3,843
Percentage Net Loans Charged-off: Total real estate loans0.0150%4,695
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0671%3,247
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0941%2,852
Percentage Net Loans Charged-off: Commercial and industrial1.1794%1,825
Percentage Net Loans Charged-off: Loans to individuals0.1493%4,632
Percentage Net Loans Charged-off: Credit card loans1.7647%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0078%1,618
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%4,124
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.4407%1,938
Percentage Net Loans Charged-off: Loans to individuals0.1043%4,013
Percentage Net Loans Charged-off: Credit card loans2.6287%541
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0044%6,621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3032%3,370
Percentage Net Loans Charged-off: Total real estate loans0.0666%4,118
Percentage Net Loans Charged-off:Construction & development0.1699%2,454
Percentage Net Loans Charged-off: Commercial real estate0.0812%1,845
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0841%3,027
Percentage Net Loans Charged-off: Home equity loans0.0488%1,301
All other 1-4 family - Percent of loans charged-off, net0.0957%2,756
Percentage Net Loans Charged-off: Commercial and industrial1.2502%1,569
Percentage Net Loans Charged-off: Loans to individuals0.1591%5,210
Percentage Net Loans Charged-off: Credit card loans3.4965%438
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0048%6,674
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%5,864
Percentage Net Loans Charged-off: Total real estate loans0.0330%3,819
Percentage Net Loans Charged-off:Construction & development0.2327%1,740
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0114%3,343
Percentage Net Loans Charged-off: Home equity loans0.0661%996
All other 1-4 family - Percent of loans charged-off, net-0.0060%7,708
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%7,265
Percentage Net Loans Charged-off: Loans to individuals0.1511%4,721
Percentage Net Loans Charged-off: Credit card loans3.5049%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0067%6,689
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,998
Percentage Net Loans Charged-off: Total real estate loans0.0055%3,679
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0206%2,622
Percentage Net Loans Charged-off: Home equity loans0.1009%772
All other 1-4 family - Percent of loans charged-off, net-0.0045%7,685
Percentage Net Loans Charged-off: Commercial and industrial-0.0864%7,323
Percentage Net Loans Charged-off: Loans to individuals0.1152%4,449
Percentage Net Loans Charged-off: Credit card loans2.6746%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0080%6,730
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0352%7,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.1771%7,541
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loans1.7486%544
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0416%5,194
Percentage Net Loans Charged-off: Total real estate loans0.0224%3,462
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0344%1,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0439%2,531
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0585%2,196
Percentage Net Loans Charged-off: Commercial and industrial0.0984%3,238
Percentage Net Loans Charged-off: Loans to individuals0.1229%5,010
Percentage Net Loans Charged-off: Credit card loans4.0128%274
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0206%6,918
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0188%7,694
Percentage Net Loans Charged-off: Total real estate loans-0.0048%7,648
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0025%7,772
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%7,822
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0189%7,843
Percentage Net Loans Charged-off: Commercial and industrial-0.0848%7,365
Percentage Net Loans Charged-off: Loans to individuals0.0464%5,000
Percentage Net Loans Charged-off: Credit card loans6.6098%126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0276%6,947
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0351%7,757
Percentage Net Loans Charged-off: Total real estate loans-0.0032%7,513
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0038%7,827
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%7,707
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0096%7,752
Percentage Net Loans Charged-off: Commercial and industrial-0.1139%7,430
Percentage Net Loans Charged-off: Loans to individuals-0.0304%7,050
Percentage Net Loans Charged-off: Credit card loans2.7027%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0210%6,905
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0583%7,832
Percentage Net Loans Charged-off: Total real estate loans-0.0064%7,675
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0077%7,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%7,856
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0194%7,901
Percentage Net Loans Charged-off: Commercial and industrial-0.2145%7,638
Percentage Net Loans Charged-off: Loans to individuals-0.0090%6,776
Percentage Net Loans Charged-off: Credit card loans3.0418%361
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0424%6,979
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0669%3,964
Percentage Net Loans Charged-off: Total real estate loans0.1828%787
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.6007%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0155%2,546
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0221%2,279
Percentage Net Loans Charged-off: Commercial and industrial-0.0404%7,237
Percentage Net Loans Charged-off: Loans to individuals0.0730%5,283
Percentage Net Loans Charged-off: Credit card loans1.1858%841
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0066%6,823
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%4,727
Percentage Net Loans Charged-off: Total real estate loans0.0612%1,461
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.2970%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0890%8,315
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.1282%8,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0507%7,177
Percentage Net Loans Charged-off: Loans to individuals0.0630%4,894
Percentage Net Loans Charged-off: Credit card loans1.0671%794
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0087%6,886
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0332%3,899
Percentage Net Loans Charged-off: Total real estate loans0.0977%1,001
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.4872%213
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1550%8,411
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.2258%8,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0696%7,214
Percentage Net Loans Charged-off: Loans to individuals0.0849%4,334
Percentage Net Loans Charged-off: Credit card loans1.6011%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0135%6,915
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0126%6,959
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,687
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0075%8,052
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%7,884
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0103%7,938
Percentage Net Loans Charged-off: Commercial and industrial-0.1253%7,433
Percentage Net Loans Charged-off: Loans to individuals0.0586%3,701
Percentage Net Loans Charged-off: Credit card loans1.5671%579
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%4,989
Percentage Net Loans Charged-off: Total real estate loans0.0314%2,380
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0100%1,255
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0838%1,596
Percentage Net Loans Charged-off: Home equity loans0.0554%504
All other 1-4 family - Percent of loans charged-off, net0.0988%1,412
Percentage Net Loans Charged-off: Commercial and industrial-0.0070%7,024
Percentage Net Loans Charged-off: Loans to individuals0.1750%5,225
Percentage Net Loans Charged-off: Credit card loans3.3597%494
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0036%6,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%4,810
Percentage Net Loans Charged-off: Total real estate loans0.0167%2,424
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0027%7,927
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0513%1,722
Percentage Net Loans Charged-off: Home equity loans0.1731%256
All other 1-4 family - Percent of loans charged-off, net-0.0144%8,001
Percentage Net Loans Charged-off: Commercial and industrial-0.0203%6,990
Percentage Net Loans Charged-off: Loans to individuals0.1582%4,850
Percentage Net Loans Charged-off: Credit card loans4.7690%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0048%6,907
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0046%7,142
Percentage Net Loans Charged-off: Total real estate loans-0.0036%7,598
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0106%7,946
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0165%8,017
Percentage Net Loans Charged-off: Commercial and industrial-0.0452%7,155
Percentage Net Loans Charged-off: Loans to individuals0.0345%5,080
Percentage Net Loans Charged-off: Credit card loans2.7888%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0076%6,937
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0118%7,071
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,675
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%7,974
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0113%8,042
Percentage Net Loans Charged-off: Commercial and industrial-0.0704%7,302
Percentage Net Loans Charged-off: Loans to individuals0.0292%4,213
Percentage Net Loans Charged-off: Credit card loans3.2096%416
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0157%7,074
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0471%5,365
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0019%8,116
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0019%3,202
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0031%3,003
Percentage Net Loans Charged-off: Commercial and industrial0.0720%3,777
Percentage Net Loans Charged-off: Loans to individuals0.1880%5,502
Percentage Net Loans Charged-off: Credit card loans5.5601%287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0246%5,437
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,263
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0025%8,165
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0078%2,582
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0125%2,331
Percentage Net Loans Charged-off: Commercial and industrial-0.0245%7,130
Percentage Net Loans Charged-off: Loans to individuals0.1654%5,165
Percentage Net Loans Charged-off: Credit card loans5.4820%280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0214%5,180
Percentage Net Loans Charged-off: Total real estate loans0.0039%2,679
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0037%8,267
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0159%2,010
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0250%1,779
Percentage Net Loans Charged-off: Commercial and industrial-0.0366%7,172
Percentage Net Loans Charged-off: Loans to individuals0.1586%4,838
Percentage Net Loans Charged-off: Credit card loans4.1322%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%4,216
Percentage Net Loans Charged-off: Total real estate loans0.0292%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0903%1,005
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1417%779
Percentage Net Loans Charged-off: Commercial and industrial-0.0762%7,443
Percentage Net Loans Charged-off: Loans to individuals0.1895%3,999
Percentage Net Loans Charged-off: Credit card loans4.8731%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0466%5,963
Percentage Net Loans Charged-off: Total real estate loans0.0280%3,023
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0115%8,438
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0981%1,775
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1405%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.0497%4,451
Percentage Net Loans Charged-off: Loans to individuals0.1672%6,070
Percentage Net Loans Charged-off: Credit card loans4.6243%473
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0008%7,215
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%6,013
Percentage Net Loans Charged-off: Total real estate loans-0.0094%8,222
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0154%8,508
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%8,299
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0117%8,363
Percentage Net Loans Charged-off: Commercial and industrial0.0681%3,742
Percentage Net Loans Charged-off: Loans to individuals0.0946%6,042
Percentage Net Loans Charged-off: Credit card loans3.8095%632
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0036%6,411
Percentage Net Loans Charged-off: Total real estate loans-0.0115%8,316
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0234%8,577
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%8,224
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0057%8,284
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.0466%5,866
Percentage Net Loans Charged-off: Credit card loans1.5132%1,187
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0341%8,095
Percentage Net Loans Charged-off: Total real estate loans-0.0174%8,496
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0469%8,737
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0828%7,736
Percentage Net Loans Charged-off: Loans to individuals-0.0694%7,848
Percentage Net Loans Charged-off: Credit card loans-0.7554%2,661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0220%8,737
Percentage Net Loans Charged-off: Total real estate loans-0.0023%8,130
Percentage Net Loans Charged-off:Construction & development-0.2111%8,171
Percentage Net Loans Charged-off: Commercial real estate-0.0847%8,810
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0868%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1086%1,559
Percentage Net Loans Charged-off: Commercial and industrial-0.2799%8,457
Percentage Net Loans Charged-off: Loans to individuals0.2756%5,544
Percentage Net Loans Charged-off: Credit card loans4.6434%566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0262%7,536
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0086%8,811
Percentage Net Loans Charged-off: Total real estate loans-0.0284%8,882
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0396%8,922
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0218%8,877
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0248%8,920
Percentage Net Loans Charged-off: Commercial and industrial-0.1441%8,517
Percentage Net Loans Charged-off: Loans to individuals0.3439%5,014
Percentage Net Loans Charged-off: Credit card loans3.8224%664
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0753%7,945
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0592%5,561
Percentage Net Loans Charged-off: Total real estate loans0.0064%833
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.2174%1,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1370%190
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1526%172
Percentage Net Loans Charged-off: Commercial and industrial-0.0645%1,374
Percentage Net Loans Charged-off: Loans to individuals0.4570%822
Percentage Net Loans Charged-off: Credit card loans1.9311%512
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0162%364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1734%3,566
Percentage Net Loans Charged-off: Total real estate loans0.0011%994
Percentage Net Loans Charged-off:Construction & development0.3216%64
Percentage Net Loans Charged-off: Commercial real estate-0.1718%1,418
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1751%173
Percentage Net Loans Charged-off: Home equity loans1.0444%35
All other 1-4 family - Percent of loans charged-off, net0.0286%627
Percentage Net Loans Charged-off: Commercial and industrial0.4709%406
Percentage Net Loans Charged-off: Loans to individuals0.2462%1,085
Percentage Net Loans Charged-off: Credit card loans1.0692%773
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2367%244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%5,182
Percentage Net Loans Charged-off: Total real estate loans-0.0490%1,385
Percentage Net Loans Charged-off:Construction & development0.2393%84
Percentage Net Loans Charged-off: Commercial real estate-0.1865%1,370
Percentage Net Loans Charged-off: Multi-family residential0.9690%30
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.2680%538
Percentage Net Loans Charged-off: Loans to individuals0.1996%1,129
Percentage Net Loans Charged-off: Credit card loans0.6099%892
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1454%280
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1537%4,468
Percentage Net Loans Charged-off: Total real estate loans0.2413%137
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.5147%87
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0364%634
Percentage Net Loans Charged-off: Home equity loans0.5489%69
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0851%727
Percentage Net Loans Charged-off: Loans to individuals0.3224%1,044
Percentage Net Loans Charged-off: Credit card loans1.4205%786
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0190%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%7,680
Percentage Net Loans Charged-off: Total real estate loans0.0961%432
Percentage Net Loans Charged-off:Construction & development-0.0159%1,300
Percentage Net Loans Charged-off: Commercial real estate0.1437%318
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.1510%1,285
Percentage Net Loans Charged-off: Loans to individuals0.2701%1,125
Percentage Net Loans Charged-off: Credit card loans2.6178%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0103%1,200
Percentage Net Loans Charged-off:Coml. RE not secured by RE-9.4231%532
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0540%6,828
Percentage Net Loans Charged-off: Total real estate loans0.1730%360
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.4993%241
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0405%592
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0417%561
Percentage Net Loans Charged-off: Commercial and industrial-0.2662%1,292
Percentage Net Loans Charged-off: Loans to individuals0.4168%851
Percentage Net Loans Charged-off: Credit card loans1.3032%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0022%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%7,741
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1639%5,924
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3248%5,796
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA