Home > Bravera Bank > Net charge- offs to loans
Bravera Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0806% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2027% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1447% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6059% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1413% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1260% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3072% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 4,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1308% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1342% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1232% | 1,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1563% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4008% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1467% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7347% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2092% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0653% | 4,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2969% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0490% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 4,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2306% | 4,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5344% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0374% | 2,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0487% | 4,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 4,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1335% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3196% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7455% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0216% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4163% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7120% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0498% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0375% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1516% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1893% | 3,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3160% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0236% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4729% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0039% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1021% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2346% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.0068% | 4,030 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2287% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0378% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6393% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0170% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1628% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3544% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.8545% | 4,032 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0638% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9046% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1724% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5240% | 4,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2563% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -10.1866% | 4,022 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5512% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6947% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4737% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0774% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4706% | 4,079 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2459% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1732% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2333% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4499% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6826% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5407% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7088% | 4,094 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2886% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3258% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2741% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2094% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2534% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6585% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0497% | 4,110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2930% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8410% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2708% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3258% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0514% | 4,141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6871% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2595% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3371% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2274% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9830% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,078 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1744% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2339% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6105% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2303% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4863% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2603% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2175% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5455% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2121% | 2,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3792% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7861% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2263% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8853% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2153% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5100% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7968% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6190% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2806% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2999% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9893% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2883% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3300% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2432% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1674% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8730% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1530% | 2,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9068% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2823% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3654% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2309% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3579% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3872% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7766% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3277% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3869% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3437% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4870% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7815% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.3986% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1110% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2226% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3200% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5180% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9973% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5091% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2896% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3866% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3311% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0867% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7469% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4203% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0259% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3690% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7015% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3584% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4178% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3307% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3958% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1287% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0561% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4271% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0567% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3936% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5112% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3638% | 1,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 5,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 4,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9927% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3603% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1525% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4576% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3041% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1942% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3988% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2012% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3191% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4666% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3149% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5601% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5470% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2427% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2973% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2951% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1611% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2989% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2752% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7475% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0561% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0354% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8629% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0121% | 2,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7921% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 5,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0752% | 5,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1566% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0509% | 1,131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2267% | 2,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0301% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 5,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0735% | 5,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1661% | 5,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1787% | 5,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1346% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0793% | 2,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0517% | 5,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 5,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1113% | 5,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4800% | 5,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1049% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1509% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1128% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0079% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0446% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0680% | 5,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6302% | 5,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4110% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 5,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 5,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 5,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2790% | 5,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1458% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4512% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1344% | 3,066 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0080% | 5,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 5,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 5,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 5,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3511% | 5,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0780% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5345% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0605% | 3,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 5,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2402% | 5,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1251% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 5,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1000% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0465% | 2,530 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 5,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.1556% | 5,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6567% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1555% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8566% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1237% | 3,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0105% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2923% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 3,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1271% | 5,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1138% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4235% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0997% | 3,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4434% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1907% | 5,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1067% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3722% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0943% | 2,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0080% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 5,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4061% | 6,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8626% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1968% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 5,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.1779% | 2,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0561% | 6,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3407% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 3,997 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2957% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1110% | 3,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 1,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.3654% | 1,780 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0439% | 6,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4525% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0783% | 3,838 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2507% | 1,292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0940% | 3,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0014% | 1,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 5,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.6083% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0642% | 6,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2680% | 6,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1070% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1407% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0067% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 1.1610% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 6,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5461% | 6,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0550% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3206% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0419% | 2,797 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 5,886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5627% | 7,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 5,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 3,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 4,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3719% | 7,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1521% | 4,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2044% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 4,368 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 2,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1770% | 6,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1262% | 4,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1669% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0627% | 4,152 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0556% | 6,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2045% | 6,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3379% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0486% | 3,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1906% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 3,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6930% | 6,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2110% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2591% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1163% | 2,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4030% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 5,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 7,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 4,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0645% | 5,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6009% | 970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6044% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 5,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 7,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2936% | 7,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0764% | 4,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3840% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6710% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 3,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1075% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6934% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1238% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 7,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1874% | 7,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0137% | 3,884 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0506% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2830% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 7,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 5,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 4,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7606% | 7,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2083% | 5,180 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0208% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4121% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4089% | 8,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8442% | 7,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1760% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7800% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4305% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6888% | 8,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9613% | 7,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1428% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6988% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5701% | 8,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.9375% | 7,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1352% | 3,906 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2539% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4065% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3750% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7490% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4174% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 3,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 2,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0488% | 4,763 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8475% | 1,790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 7,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1079% | 7,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0955% | 7,100 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0452% | 1,758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9673% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2945% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5572% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3681% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4658% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7819% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8663% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3243% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.2425% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2036% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3059% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1008% | 8,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5435% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3272% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0857% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4648% | 8,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0997% | 8,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2566% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8850% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7083% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3991% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8164% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9629% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0282% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3869% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5207% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3486% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4262% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5627% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6776% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6741% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 3,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2179% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0177% | 1,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1128% | 4,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4090% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 7,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 6,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0642% | 7,154 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4226% | 2,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 5,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 4,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2635% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0624% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 7,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2397% | 4,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8142% | 1,314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 5,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 8,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 2,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 4,852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5058% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1653% | 4,100 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2008% | 2,461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 8,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 8,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3062% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5100% | 1,352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 6,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 8,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 8,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1628% | 8,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4272% | 4,164 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9022% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0702% | 8,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3316% | 8,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2107% | 4,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9217% | 1,370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 7,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2851% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0581% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0127% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3960% | 4,826 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5437% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 8,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 8,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1601% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2267% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 5,927 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2088% | 1,621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 6,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 8,941 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 7,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 7,286 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 9,829 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 4,758 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 11,050 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 6,598 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 8,496 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |