Home > Border Capital Bank > Income and Expense
Border Capital Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 3,562 |
| Total interest expense | $569,000 | 3,652 |
| Net interest income | $4,108,000 | 3,503 |
| Provision for loan and lease losses | $-100,000 | 6,561 |
| Total noninterest income | $2,720,000 | 1,440 |
| Gross Fiduciary activities income | $1,352,000 | 341 |
| Service charges on deposit accounts | $324,000 | 2,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,044,000 | 1,989 |
| Total noninterest expense | $5,446,000 | 2,551 |
| Salaries and employee benefits | $2,961,000 | 2,511 |
| Premises and equipment expense | $788,000 | 2,179 |
| Additional noninterest expense | $1,697,000 | 2,698 |
| Pre-tax net operating income | $1,482,000 | 2,942 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $419,000 | 2,091 |
| Income before extraordinary items | $1,066,000 | 3,302 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,066,000 | 3,305 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,066,000 | 3,306 |
| Net charge-offs | $-40,000 | 6,416 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,063,840 | 3,231 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,500 |
| Total interest expense | $376,000 | 3,723 |
| Net interest income | $2,838,000 | 3,419 |
| Provision for loan and lease losses | $-100,000 | 6,679 |
| Total noninterest income | $1,708,000 | 1,513 |
| Gross Fiduciary activities income | $916,000 | 339 |
| Service charges on deposit accounts | $224,000 | 2,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $568,000 | 2,304 |
| Total noninterest expense | $3,668,000 | 2,529 |
| Salaries and employee benefits | $1,913,000 | 2,599 |
| Premises and equipment expense | $518,000 | 2,208 |
| Additional noninterest expense | $1,237,000 | 2,464 |
| Pre-tax net operating income | $978,000 | 2,940 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $275,000 | 2,111 |
| Income before extraordinary items | $706,000 | 3,293 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $706,000 | 3,294 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $706,000 | 3,296 |
| Net charge-offs | $179,000 | 2,206 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $703,840 | 3,214 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 3,538 |
| Total interest expense | $185,000 | 3,852 |
| Net interest income | $1,413,000 | 3,434 |
| Provision for loan and lease losses | $-100,000 | 6,845 |
| Total noninterest income | $944,000 | 1,406 |
| Gross Fiduciary activities income | $476,000 | 326 |
| Service charges on deposit accounts | $111,000 | 2,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $357,000 | 1,987 |
| Total noninterest expense | $1,881,000 | 2,496 |
| Salaries and employee benefits | $922,000 | 2,710 |
| Premises and equipment expense | $257,000 | 2,263 |
| Additional noninterest expense | $702,000 | 2,210 |
| Pre-tax net operating income | $576,000 | 2,623 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $151,000 | 1,989 |
| Income before extraordinary items | $427,000 | 2,909 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $427,000 | 2,909 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $427,000 | 2,911 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $425,520 | 2,831 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 3,640 |
| Total interest expense | $852,000 | 3,982 |
| Net interest income | $5,639,000 | 3,519 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,946,000 | 1,652 |
| Gross Fiduciary activities income | $1,751,000 | 331 |
| Service charges on deposit accounts | $517,000 | 2,422 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $678,000 | 2,940 |
| Total noninterest expense | $7,666,000 | 2,463 |
| Salaries and employee benefits | $3,925,000 | 2,496 |
| Premises and equipment expense | $1,077,000 | 2,128 |
| Additional noninterest expense | $2,664,000 | 2,431 |
| Pre-tax net operating income | $919,000 | 4,131 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $200,000 | 3,008 |
| Income before extraordinary items | $724,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 4,422 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $724,000 | 4,424 |
| Net charge-offs | $437,000 | 2,828 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $720,100 | 4,262 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 3,689 |
| Total interest expense | $655,000 | 4,049 |
| Net interest income | $4,249,000 | 3,562 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $2,253,000 | 1,635 |
| Gross Fiduciary activities income | $1,317,000 | 328 |
| Service charges on deposit accounts | $392,000 | 2,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,817 |
| Total noninterest expense | $5,888,000 | 2,412 |
| Salaries and employee benefits | $2,957,000 | 2,490 |
| Premises and equipment expense | $809,000 | 2,150 |
| Additional noninterest expense | $2,122,000 | 2,285 |
| Pre-tax net operating income | $614,000 | 4,418 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $125,000 | 3,213 |
| Income before extraordinary items | $493,000 | 4,668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $493,000 | 4,667 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $493,000 | 4,667 |
| Net charge-offs | $339,000 | 2,684 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $489,800 | 4,495 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,698 |
| Total interest expense | $448,000 | 4,085 |
| Net interest income | $2,849,000 | 3,576 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,430,000 | 1,682 |
| Gross Fiduciary activities income | $877,000 | 331 |
| Service charges on deposit accounts | $271,000 | 2,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 3,150 |
| Total noninterest expense | $3,903,000 | 2,419 |
| Salaries and employee benefits | $1,994,000 | 2,456 |
| Premises and equipment expense | $539,000 | 2,142 |
| Additional noninterest expense | $1,370,000 | 2,369 |
| Pre-tax net operating income | $376,000 | 4,546 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $73,000 | 3,299 |
| Income before extraordinary items | $307,000 | 4,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 4,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 4,784 |
| Net charge-offs | $343,000 | 2,175 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $303,760 | 4,609 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 3,701 |
| Total interest expense | $233,000 | 4,099 |
| Net interest income | $1,436,000 | 3,565 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $742,000 | 1,612 |
| Gross Fiduciary activities income | $458,000 | 323 |
| Service charges on deposit accounts | $141,000 | 2,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $1,961,000 | 2,415 |
| Salaries and employee benefits | $991,000 | 2,492 |
| Premises and equipment expense | $263,000 | 2,199 |
| Additional noninterest expense | $707,000 | 2,265 |
| Pre-tax net operating income | $217,000 | 4,389 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $174,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 4,604 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $174,000 | 4,604 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $174,000 | 4,469 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,546 |
| Total interest expense | $1,166,000 | 4,044 |
| Net interest income | $6,213,000 | 3,380 |
| Provision for loan and lease losses | $450,000 | 3,593 |
| Total noninterest income | $3,037,000 | 1,487 |
| Gross Fiduciary activities income | $1,798,000 | 283 |
| Service charges on deposit accounts | $577,000 | 2,310 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $662,000 | 2,722 |
| Total noninterest expense | $7,786,000 | 2,428 |
| Salaries and employee benefits | $3,918,000 | 2,448 |
| Premises and equipment expense | $1,136,000 | 2,149 |
| Additional noninterest expense | $2,732,000 | 2,404 |
| Pre-tax net operating income | $1,014,000 | 3,705 |
| Securities gains (losses) | $39,000 | 2,739 |
| Applicable income taxes | $309,000 | 2,501 |
| Income before extraordinary items | $744,000 | 4,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $744,000 | 4,073 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $744,000 | 4,072 |
| Net charge-offs | $1,003,000 | 2,356 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $716,310 | 3,989 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 3,560 |
| Total interest expense | $910,000 | 4,067 |
| Net interest income | $4,685,000 | 3,373 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $2,095,000 | 1,560 |
| Gross Fiduciary activities income | $1,342,000 | 284 |
| Service charges on deposit accounts | $427,000 | 2,341 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $326,000 | 3,353 |
| Total noninterest expense | $5,795,000 | 2,458 |
| Salaries and employee benefits | $2,905,000 | 2,470 |
| Premises and equipment expense | $869,000 | 2,137 |
| Additional noninterest expense | $2,021,000 | 2,434 |
| Pre-tax net operating income | $710,000 | 3,949 |
| Securities gains (losses) | $40,000 | 2,462 |
| Applicable income taxes | $219,000 | 2,572 |
| Income before extraordinary items | $531,000 | 4,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 4,213 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $531,000 | 4,213 |
| Net charge-offs | $757,000 | 2,203 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $502,600 | 4,173 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 3,568 |
| Total interest expense | $625,000 | 4,104 |
| Net interest income | $3,142,000 | 3,369 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $1,417,000 | 1,540 |
| Gross Fiduciary activities income | $895,000 | 285 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 3,244 |
| Total noninterest expense | $3,878,000 | 2,459 |
| Salaries and employee benefits | $1,938,000 | 2,487 |
| Premises and equipment expense | $566,000 | 2,208 |
| Additional noninterest expense | $1,374,000 | 2,435 |
| Pre-tax net operating income | $481,000 | 3,887 |
| Securities gains (losses) | $39,000 | 1,734 |
| Applicable income taxes | $147,000 | 2,532 |
| Income before extraordinary items | $373,000 | 4,107 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $373,000 | 4,107 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $373,000 | 4,109 |
| Net charge-offs | $669,000 | 1,836 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $344,920 | 4,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,518 |
| Total interest expense | $322,000 | 4,116 |
| Net interest income | $1,603,000 | 3,307 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $716,000 | 1,549 |
| Gross Fiduciary activities income | $453,000 | 287 |
| Service charges on deposit accounts | $143,000 | 2,279 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,265 |
| Total noninterest expense | $1,940,000 | 2,480 |
| Salaries and employee benefits | $950,000 | 2,551 |
| Premises and equipment expense | $283,000 | 2,247 |
| Additional noninterest expense | $707,000 | 2,353 |
| Pre-tax net operating income | $279,000 | 3,646 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $198,000 | 4,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $198,000 | 4,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $198,000 | 4,005 |
| Net charge-offs | $396,000 | 1,529 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $198,000 | 3,949 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 3,713 |
| Total interest expense | $1,619,000 | 4,081 |
| Net interest income | $5,905,000 | 3,508 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $3,252,000 | 1,464 |
| Gross Fiduciary activities income | $1,926,000 | 273 |
| Service charges on deposit accounts | $554,000 | 2,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $772,000 | 2,545 |
| Total noninterest expense | $8,253,000 | 2,340 |
| Salaries and employee benefits | $3,980,000 | 2,405 |
| Premises and equipment expense | $1,172,000 | 2,149 |
| Additional noninterest expense | $3,101,000 | 2,231 |
| Pre-tax net operating income | $304,000 | 4,887 |
| Securities gains (losses) | $126,000 | 1,964 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $407,000 | 4,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 4,599 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $407,000 | 4,599 |
| Net charge-offs | $361,000 | 4,063 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $287,300 | 4,842 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,655,000 | 3,785 |
| Total interest expense | $1,260,000 | 4,133 |
| Net interest income | $4,395,000 | 3,572 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $2,160,000 | 1,594 |
| Gross Fiduciary activities income | $1,451,000 | 265 |
| Service charges on deposit accounts | $414,000 | 2,515 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $295,000 | 3,570 |
| Total noninterest expense | $5,624,000 | 2,579 |
| Salaries and employee benefits | $2,954,000 | 2,449 |
| Premises and equipment expense | $855,000 | 2,251 |
| Additional noninterest expense | $1,815,000 | 2,710 |
| Pre-tax net operating income | $481,000 | 4,270 |
| Securities gains (losses) | $126,000 | 1,741 |
| Applicable income taxes | $185,000 | 2,633 |
| Income before extraordinary items | $422,000 | 4,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $422,000 | 4,400 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $422,000 | 4,400 |
| Net charge-offs | $419,000 | 3,303 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $333,800 | 4,540 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 3,788 |
| Total interest expense | $872,000 | 4,146 |
| Net interest income | $2,942,000 | 3,564 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $1,439,000 | 1,551 |
| Gross Fiduciary activities income | $963,000 | 268 |
| Service charges on deposit accounts | $280,000 | 2,493 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $196,000 | 3,532 |
| Total noninterest expense | $3,803,000 | 2,551 |
| Salaries and employee benefits | $1,999,000 | 2,437 |
| Premises and equipment expense | $567,000 | 2,275 |
| Additional noninterest expense | $1,237,000 | 2,646 |
| Pre-tax net operating income | $308,000 | 4,365 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $92,000 | 2,855 |
| Income before extraordinary items | $216,000 | 4,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $216,000 | 4,789 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $216,000 | 4,788 |
| Net charge-offs | $171,000 | 3,697 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $216,000 | 4,640 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,827 |
| Total interest expense | $467,000 | 4,103 |
| Net interest income | $1,452,000 | 3,646 |
| Provision for loan and lease losses | $170,000 | 3,206 |
| Total noninterest income | $748,000 | 1,509 |
| Gross Fiduciary activities income | $513,000 | 256 |
| Service charges on deposit accounts | $140,000 | 2,465 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $95,000 | 3,602 |
| Total noninterest expense | $1,882,000 | 2,595 |
| Salaries and employee benefits | $995,000 | 2,477 |
| Premises and equipment expense | $283,000 | 2,324 |
| Additional noninterest expense | $604,000 | 2,691 |
| Pre-tax net operating income | $148,000 | 4,568 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $102,000 | 4,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 4,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $102,000 | 4,942 |
| Net charge-offs | $129,000 | 2,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $102,000 | 4,838 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,528,000 | 3,654 |
| Total interest expense | $2,852,000 | 3,545 |
| Net interest income | $5,676,000 | 3,617 |
| Provision for loan and lease losses | $3,607,000 | 1,765 |
| Total noninterest income | $2,387,000 | 1,892 |
| Gross Fiduciary activities income | $1,630,000 | 286 |
| Service charges on deposit accounts | $523,000 | 2,794 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $234,000 | 4,385 |
| Total noninterest expense | $8,069,000 | 2,449 |
| Salaries and employee benefits | $4,228,000 | 2,328 |
| Premises and equipment expense | $1,238,000 | 2,157 |
| Additional noninterest expense | $2,603,000 | 2,651 |
| Pre-tax net operating income | $-3,613,000 | 6,994 |
| Securities gains (losses) | $207,000 | 1,528 |
| Applicable income taxes | $-1,334,000 | 7,383 |
| Income before extraordinary items | $-2,072,000 | 6,780 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,072,000 | 6,777 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,072,000 | 6,778 |
| Net charge-offs | $2,675,000 | 1,724 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,204,480 | 6,803 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 3,617 |
| Total interest expense | $2,300,000 | 3,490 |
| Net interest income | $4,301,000 | 3,600 |
| Provision for loan and lease losses | $2,982,000 | 1,487 |
| Total noninterest income | $1,981,000 | 1,789 |
| Gross Fiduciary activities income | $1,196,000 | 285 |
| Service charges on deposit accounts | $397,000 | 2,781 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $388,000 | 3,236 |
| Total noninterest expense | $5,994,000 | 2,466 |
| Salaries and employee benefits | $3,175,000 | 2,338 |
| Premises and equipment expense | $987,000 | 2,041 |
| Additional noninterest expense | $1,832,000 | 2,768 |
| Pre-tax net operating income | $-2,694,000 | 7,221 |
| Securities gains (losses) | $207,000 | 1,263 |
| Applicable income taxes | $-885,000 | 7,516 |
| Income before extraordinary items | $-1,602,000 | 7,031 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,602,000 | 7,030 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,602,000 | 7,031 |
| Net charge-offs | $276,000 | 3,837 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,734,480 | 7,075 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 3,606 |
| Total interest expense | $1,654,000 | 3,423 |
| Net interest income | $2,822,000 | 3,628 |
| Provision for loan and lease losses | $165,000 | 4,608 |
| Total noninterest income | $1,371,000 | 1,753 |
| Gross Fiduciary activities income | $785,000 | 290 |
| Service charges on deposit accounts | $254,000 | 2,830 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $332,000 | 2,828 |
| Total noninterest expense | $4,095,000 | 2,439 |
| Salaries and employee benefits | $2,147,000 | 2,355 |
| Premises and equipment expense | $675,000 | 2,031 |
| Additional noninterest expense | $1,273,000 | 2,694 |
| Pre-tax net operating income | $-67,000 | 6,017 |
| Securities gains (losses) | $109,000 | 1,432 |
| Applicable income taxes | $-11,000 | 6,805 |
| Income before extraordinary items | $53,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 5,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $53,000 | 5,553 |
| Net charge-offs | $211,000 | 3,358 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-56,000 | 6,035 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 3,674 |
| Total interest expense | $899,000 | 3,329 |
| Net interest income | $1,310,000 | 3,811 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $736,000 | 1,643 |
| Gross Fiduciary activities income | $387,000 | 289 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $227,000 | 2,341 |
| Total noninterest expense | $2,037,000 | 2,387 |
| Salaries and employee benefits | $1,081,000 | 2,372 |
| Premises and equipment expense | $334,000 | 2,084 |
| Additional noninterest expense | $622,000 | 2,487 |
| Pre-tax net operating income | $-81,000 | 6,593 |
| Securities gains (losses) | $95,000 | 1,026 |
| Applicable income taxes | $-6,000 | 7,153 |
| Income before extraordinary items | $20,000 | 6,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 6,150 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $20,000 | 6,150 |
| Net charge-offs | $92,000 | 2,958 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-75,000 | 6,651 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 3,434 |
| Total interest expense | $4,480,000 | 3,235 |
| Net interest income | $5,890,000 | 3,524 |
| Provision for loan and lease losses | $1,238,000 | 2,423 |
| Total noninterest income | $3,112,000 | 1,519 |
| Gross Fiduciary activities income | $1,993,000 | 265 |
| Service charges on deposit accounts | $548,000 | 2,818 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $571,000 | 2,971 |
| Total noninterest expense | $7,970,000 | 2,384 |
| Salaries and employee benefits | $4,370,000 | 2,318 |
| Premises and equipment expense | $1,309,000 | 2,067 |
| Additional noninterest expense | $2,291,000 | 2,518 |
| Pre-tax net operating income | $-206,000 | 6,557 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-122,000 | 7,125 |
| Income before extraordinary items | $-84,000 | 6,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-84,000 | 6,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 2,331 |
| Cash dividends | $135,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-84,000 | 6,484 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 3,444 |
| Total interest expense | $3,437,000 | 3,281 |
| Net interest income | $4,506,000 | 3,496 |
| Provision for loan and lease losses | $682,000 | 2,302 |
| Total noninterest income | $2,456,000 | 1,522 |
| Gross Fiduciary activities income | $1,549,000 | 264 |
| Service charges on deposit accounts | $422,000 | 2,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $485,000 | 2,871 |
| Total noninterest expense | $6,207,000 | 2,307 |
| Salaries and employee benefits | $3,343,000 | 2,300 |
| Premises and equipment expense | $1,023,000 | 2,001 |
| Additional noninterest expense | $1,841,000 | 2,314 |
| Pre-tax net operating income | $73,000 | 6,506 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-10,000 | 7,305 |
| Income before extraordinary items | $83,000 | 6,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $83,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,907 |
| Cash dividends | $135,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $83,000 | 6,407 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 3,420 |
| Total interest expense | $2,374,000 | 3,305 |
| Net interest income | $3,060,000 | 3,437 |
| Provision for loan and lease losses | $577,000 | 1,757 |
| Total noninterest income | $1,493,000 | 1,660 |
| Gross Fiduciary activities income | $1,011,000 | 274 |
| Service charges on deposit accounts | $284,000 | 2,750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $198,000 | 3,789 |
| Total noninterest expense | $3,919,000 | 2,414 |
| Salaries and employee benefits | $2,199,000 | 2,351 |
| Premises and equipment expense | $665,000 | 2,043 |
| Additional noninterest expense | $1,055,000 | 2,617 |
| Pre-tax net operating income | $57,000 | 6,635 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-5,000 | 7,581 |
| Income before extraordinary items | $62,000 | 6,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,530 |
| Cash dividends | $135,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $62,000 | 6,544 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 3,395 |
| Total interest expense | $1,256,000 | 3,335 |
| Net interest income | $1,573,000 | 3,373 |
| Provision for loan and lease losses | $505,000 | 988 |
| Total noninterest income | $724,000 | 1,700 |
| Gross Fiduciary activities income | $491,000 | 281 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,968,000 | 2,407 |
| Salaries and employee benefits | $1,089,000 | 2,393 |
| Premises and equipment expense | $345,000 | 1,975 |
| Additional noninterest expense | $534,000 | 2,566 |
| Pre-tax net operating income | $-176,000 | 7,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-73,000 | 8,083 |
| Income before extraordinary items | $-103,000 | 7,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-103,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,565 |
| Cash dividends | $85,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-103,000 | 7,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,603,000 | 3,151 |
| Total interest expense | $6,016,000 | 2,998 |
| Net interest income | $6,587,000 | 3,258 |
| Provision for loan and lease losses | $534,000 | 2,234 |
| Total noninterest income | $2,915,000 | 1,680 |
| Gross Fiduciary activities income | $1,961,000 | 279 |
| Service charges on deposit accounts | $592,000 | 2,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $362,000 | 3,928 |
| Total noninterest expense | $7,684,000 | 2,374 |
| Salaries and employee benefits | $4,199,000 | 2,394 |
| Premises and equipment expense | $1,251,000 | 2,083 |
| Additional noninterest expense | $2,234,000 | 2,414 |
| Pre-tax net operating income | $1,284,000 | 4,215 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $456,000 | 2,854 |
| Income before extraordinary items | $828,000 | 4,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,131 |
| Cash dividends | $215,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $828,000 | 4,697 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 3,112 |
| Total interest expense | $4,568,000 | 2,963 |
| Net interest income | $5,011,000 | 3,223 |
| Provision for loan and lease losses | $367,000 | 1,984 |
| Total noninterest income | $2,171,000 | 1,692 |
| Gross Fiduciary activities income | $1,441,000 | 280 |
| Service charges on deposit accounts | $458,000 | 2,628 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $5,677,000 | 2,384 |
| Salaries and employee benefits | $3,151,000 | 2,390 |
| Premises and equipment expense | $981,000 | 1,973 |
| Additional noninterest expense | $1,545,000 | 2,545 |
| Pre-tax net operating income | $1,138,000 | 4,067 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $392,000 | 2,823 |
| Income before extraordinary items | $746,000 | 4,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $746,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $115,000 | 4,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $746,000 | 4,490 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 3,102 |
| Total interest expense | $3,065,000 | 2,961 |
| Net interest income | $3,342,000 | 3,248 |
| Provision for loan and lease losses | $117,000 | 3,080 |
| Total noninterest income | $1,467,000 | 1,699 |
| Gross Fiduciary activities income | $977,000 | 281 |
| Service charges on deposit accounts | $307,000 | 2,606 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $183,000 | 3,949 |
| Total noninterest expense | $3,761,000 | 2,427 |
| Salaries and employee benefits | $2,051,000 | 2,480 |
| Premises and equipment expense | $653,000 | 1,989 |
| Additional noninterest expense | $1,057,000 | 2,506 |
| Pre-tax net operating income | $931,000 | 3,690 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $321,000 | 2,654 |
| Income before extraordinary items | $610,000 | 4,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $610,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $115,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $610,000 | 4,125 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 3,097 |
| Total interest expense | $1,557,000 | 2,890 |
| Net interest income | $1,643,000 | 3,291 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $714,000 | 1,712 |
| Gross Fiduciary activities income | $488,000 | 279 |
| Service charges on deposit accounts | $157,000 | 2,508 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,803,000 | 2,541 |
| Salaries and employee benefits | $951,000 | 2,666 |
| Premises and equipment expense | $309,000 | 2,114 |
| Additional noninterest expense | $543,000 | 2,424 |
| Pre-tax net operating income | $522,000 | 3,426 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $181,000 | 2,536 |
| Income before extraordinary items | $341,000 | 3,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $341,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $65,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $341,000 | 3,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 2,995 |
| Total interest expense | $5,607,000 | 2,749 |
| Net interest income | $6,803,000 | 3,189 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $3,071,000 | 1,588 |
| Gross Fiduciary activities income | $2,023,000 | 269 |
| Service charges on deposit accounts | $672,000 | 2,459 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $376,000 | 3,846 |
| Total noninterest expense | $6,705,000 | 2,610 |
| Salaries and employee benefits | $3,687,000 | 2,625 |
| Premises and equipment expense | $1,232,000 | 2,029 |
| Additional noninterest expense | $1,786,000 | 2,838 |
| Pre-tax net operating income | $2,989,000 | 2,785 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $975,000 | 2,231 |
| Income before extraordinary items | $2,014,000 | 3,092 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,014,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $670,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,014,000 | 3,081 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,145,000 | 3,026 |
| Total interest expense | $4,040,000 | 2,752 |
| Net interest income | $5,105,000 | 3,212 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $2,264,000 | 1,622 |
| Gross Fiduciary activities income | $1,480,000 | 273 |
| Service charges on deposit accounts | $490,000 | 2,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $294,000 | 3,771 |
| Total noninterest expense | $4,990,000 | 2,628 |
| Salaries and employee benefits | $2,741,000 | 2,645 |
| Premises and equipment expense | $943,000 | 2,002 |
| Additional noninterest expense | $1,306,000 | 2,886 |
| Pre-tax net operating income | $2,244,000 | 2,877 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $736,000 | 2,322 |
| Income before extraordinary items | $1,508,000 | 3,196 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,508,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,110 |
| Cash dividends | $520,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,508,000 | 3,188 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 3,037 |
| Total interest expense | $2,560,000 | 2,756 |
| Net interest income | $3,422,000 | 3,190 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,447,000 | 1,692 |
| Gross Fiduciary activities income | $981,000 | 280 |
| Service charges on deposit accounts | $305,000 | 2,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $3,299,000 | 2,663 |
| Salaries and employee benefits | $1,816,000 | 2,661 |
| Premises and equipment expense | $635,000 | 1,989 |
| Additional noninterest expense | $848,000 | 2,973 |
| Pre-tax net operating income | $1,470,000 | 2,913 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $480,000 | 2,376 |
| Income before extraordinary items | $990,000 | 3,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $990,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $520,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $990,000 | 3,232 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,034 |
| Total interest expense | $1,208,000 | 2,787 |
| Net interest income | $1,722,000 | 3,170 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $751,000 | 1,603 |
| Gross Fiduciary activities income | $511,000 | 277 |
| Service charges on deposit accounts | $158,000 | 2,487 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,629,000 | 2,688 |
| Salaries and employee benefits | $882,000 | 2,732 |
| Premises and equipment expense | $339,000 | 1,864 |
| Additional noninterest expense | $408,000 | 3,066 |
| Pre-tax net operating income | $774,000 | 2,775 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $521,000 | 3,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $521,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $520,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $521,000 | 3,047 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,527,000 | 3,026 |
| Total interest expense | $3,434,000 | 2,985 |
| Net interest income | $7,093,000 | 3,011 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $2,813,000 | 1,705 |
| Gross Fiduciary activities income | $1,826,000 | 288 |
| Service charges on deposit accounts | $690,000 | 2,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $6,928,000 | 2,410 |
| Salaries and employee benefits | $4,177,000 | 2,196 |
| Premises and equipment expense | $1,097,000 | 2,184 |
| Additional noninterest expense | $1,654,000 | 2,992 |
| Pre-tax net operating income | $2,703,000 | 2,998 |
| Securities gains (losses) | $-26,000 | 7,947 |
| Applicable income taxes | $882,000 | 2,442 |
| Income before extraordinary items | $1,795,000 | 3,364 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,795,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $310,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,812,420 | 3,306 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,050 |
| Total interest expense | $2,412,000 | 3,014 |
| Net interest income | $5,253,000 | 3,024 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $2,067,000 | 1,735 |
| Gross Fiduciary activities income | $1,326,000 | 288 |
| Service charges on deposit accounts | $514,000 | 2,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $5,302,000 | 2,340 |
| Salaries and employee benefits | $3,347,000 | 2,044 |
| Premises and equipment expense | $758,000 | 2,328 |
| Additional noninterest expense | $1,197,000 | 3,045 |
| Pre-tax net operating income | $1,833,000 | 3,259 |
| Securities gains (losses) | $-26,000 | 8,284 |
| Applicable income taxes | $594,000 | 2,656 |
| Income before extraordinary items | $1,213,000 | 3,633 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,213,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,230,420 | 3,572 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 3,086 |
| Total interest expense | $1,474,000 | 3,087 |
| Net interest income | $3,434,000 | 3,047 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $1,363,000 | 1,734 |
| Gross Fiduciary activities income | $889,000 | 288 |
| Service charges on deposit accounts | $323,000 | 2,470 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $151,000 | 4,308 |
| Total noninterest expense | $3,669,000 | 2,238 |
| Salaries and employee benefits | $2,347,000 | 1,933 |
| Premises and equipment expense | $490,000 | 2,376 |
| Additional noninterest expense | $832,000 | 2,911 |
| Pre-tax net operating income | $998,000 | 3,717 |
| Securities gains (losses) | $-26,000 | 8,439 |
| Applicable income taxes | $315,000 | 3,015 |
| Income before extraordinary items | $657,000 | 4,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $657,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $674,680 | 4,037 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 3,155 |
| Total interest expense | $668,000 | 3,236 |
| Net interest income | $1,685,000 | 3,075 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $664,000 | 1,731 |
| Gross Fiduciary activities income | $452,000 | 282 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $1,640,000 | 2,498 |
| Salaries and employee benefits | $975,000 | 2,331 |
| Premises and equipment expense | $240,000 | 2,439 |
| Additional noninterest expense | $425,000 | 2,861 |
| Pre-tax net operating income | $644,000 | 3,062 |
| Securities gains (losses) | $-20,000 | 8,663 |
| Applicable income taxes | $202,000 | 2,574 |
| Income before extraordinary items | $422,000 | 3,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $422,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $435,600 | 3,366 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 3,394 |
| Total interest expense | $2,012,000 | 3,634 |
| Net interest income | $6,059,000 | 3,270 |
| Provision for loan and lease losses | $238,000 | 3,398 |
| Total noninterest income | $2,677,000 | 1,770 |
| Gross Fiduciary activities income | $1,780,000 | 278 |
| Service charges on deposit accounts | $594,000 | 2,725 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $303,000 | 4,247 |
| Total noninterest expense | $6,465,000 | 2,473 |
| Salaries and employee benefits | $3,723,000 | 2,331 |
| Premises and equipment expense | $973,000 | 2,346 |
| Additional noninterest expense | $1,769,000 | 2,693 |
| Pre-tax net operating income | $2,033,000 | 3,459 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $661,000 | 2,859 |
| Income before extraordinary items | $1,418,000 | 3,770 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,418,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $335,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,386,720 | 3,769 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 3,469 |
| Total interest expense | $1,442,000 | 3,730 |
| Net interest income | $4,382,000 | 3,344 |
| Provision for loan and lease losses | $182,000 | 3,139 |
| Total noninterest income | $1,967,000 | 1,808 |
| Gross Fiduciary activities income | $1,316,000 | 283 |
| Service charges on deposit accounts | $429,000 | 2,824 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 4,298 |
| Total noninterest expense | $4,715,000 | 2,504 |
| Salaries and employee benefits | $2,679,000 | 2,414 |
| Premises and equipment expense | $731,000 | 2,339 |
| Additional noninterest expense | $1,305,000 | 2,697 |
| Pre-tax net operating income | $1,452,000 | 3,649 |
| Securities gains (losses) | $35,000 | 1,930 |
| Applicable income taxes | $472,000 | 3,004 |
| Income before extraordinary items | $1,015,000 | 3,957 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,015,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $235,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $991,200 | 3,962 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 3,604 |
| Total interest expense | $916,000 | 3,871 |
| Net interest income | $2,785,000 | 3,460 |
| Provision for loan and lease losses | $96,000 | 3,565 |
| Total noninterest income | $1,269,000 | 1,833 |
| Gross Fiduciary activities income | $859,000 | 289 |
| Service charges on deposit accounts | $263,000 | 3,018 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $3,057,000 | 2,570 |
| Salaries and employee benefits | $1,720,000 | 2,497 |
| Premises and equipment expense | $460,000 | 2,449 |
| Additional noninterest expense | $877,000 | 2,685 |
| Pre-tax net operating income | $901,000 | 3,802 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $290,000 | 3,132 |
| Income before extraordinary items | $638,000 | 4,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $619,370 | 4,074 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,689 |
| Total interest expense | $430,000 | 4,105 |
| Net interest income | $1,382,000 | 3,476 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $600,000 | 1,891 |
| Gross Fiduciary activities income | $417,000 | 292 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $1,451,000 | 2,711 |
| Salaries and employee benefits | $812,000 | 2,649 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $414,000 | 2,816 |
| Pre-tax net operating income | $461,000 | 3,732 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $333,000 | 3,983 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $314,640 | 4,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 4,033 |
| Total interest expense | $1,823,000 | 4,311 |
| Net interest income | $4,710,000 | 3,861 |
| Provision for loan and lease losses | $181,000 | 4,203 |
| Total noninterest income | $2,398,000 | 2,021 |
| Gross Fiduciary activities income | $1,705,000 | 291 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $246,000 | 4,881 |
| Total noninterest expense | $5,273,000 | 2,932 |
| Salaries and employee benefits | $3,045,000 | 2,731 |
| Premises and equipment expense | $794,000 | 2,777 |
| Additional noninterest expense | $1,434,000 | 3,213 |
| Pre-tax net operating income | $1,654,000 | 3,862 |
| Securities gains (losses) | $167,000 | 1,465 |
| Applicable income taxes | $581,000 | 3,126 |
| Income before extraordinary items | $1,240,000 | 4,047 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,240,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,126,440 | 4,128 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 4,154 |
| Total interest expense | $1,391,000 | 4,383 |
| Net interest income | $3,405,000 | 3,988 |
| Provision for loan and lease losses | $91,000 | 4,804 |
| Total noninterest income | $1,780,000 | 2,088 |
| Gross Fiduciary activities income | $1,289,000 | 298 |
| Service charges on deposit accounts | $315,000 | 3,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 5,028 |
| Total noninterest expense | $3,820,000 | 3,000 |
| Salaries and employee benefits | $2,186,000 | 2,844 |
| Premises and equipment expense | $565,000 | 2,904 |
| Additional noninterest expense | $1,069,000 | 3,211 |
| Pre-tax net operating income | $1,273,000 | 3,911 |
| Securities gains (losses) | $161,000 | 1,366 |
| Applicable income taxes | $469,000 | 3,141 |
| Income before extraordinary items | $965,000 | 4,071 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $965,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $857,130 | 4,248 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 4,261 |
| Total interest expense | $937,000 | 4,458 |
| Net interest income | $2,202,000 | 4,086 |
| Provision for loan and lease losses | $91,000 | 4,011 |
| Total noninterest income | $1,200,000 | 2,063 |
| Gross Fiduciary activities income | $876,000 | 302 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $2,485,000 | 3,062 |
| Salaries and employee benefits | $1,409,000 | 2,944 |
| Premises and equipment expense | $365,000 | 2,980 |
| Additional noninterest expense | $711,000 | 3,190 |
| Pre-tax net operating income | $826,000 | 3,966 |
| Securities gains (losses) | $166,000 | 1,164 |
| Applicable income taxes | $327,000 | 3,075 |
| Income before extraordinary items | $665,000 | 4,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $553,780 | 4,313 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,298 |
| Total interest expense | $467,000 | 4,557 |
| Net interest income | $1,099,000 | 4,101 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $575,000 | 2,063 |
| Gross Fiduciary activities income | $406,000 | 314 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 4,710 |
| Total noninterest expense | $1,224,000 | 3,086 |
| Salaries and employee benefits | $681,000 | 3,021 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $363,000 | 3,095 |
| Pre-tax net operating income | $404,000 | 4,009 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $133,000 | 3,442 |
| Income before extraordinary items | $271,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $271,000 | 4,308 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 4,599 |
| Total interest expense | $2,027,000 | 4,751 |
| Net interest income | $3,915,000 | 4,415 |
| Provision for loan and lease losses | $-94,000 | 9,258 |
| Total noninterest income | $1,976,000 | 2,152 |
| Gross Fiduciary activities income | $1,355,000 | 350 |
| Service charges on deposit accounts | $387,000 | 3,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,713 |
| Total noninterest expense | $4,913,000 | 2,974 |
| Salaries and employee benefits | $2,835,000 | 2,773 |
| Premises and equipment expense | $785,000 | 2,729 |
| Additional noninterest expense | $1,293,000 | 3,392 |
| Pre-tax net operating income | $1,072,000 | 5,034 |
| Securities gains (losses) | $152,000 | 1,374 |
| Applicable income taxes | $391,000 | 3,931 |
| Income before extraordinary items | $833,000 | 5,087 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $833,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 9,156 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $729,640 | 5,309 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,947 |
| Total interest expense | $2,555,000 | 5,327 |
| Net interest income | $3,460,000 | 4,595 |
| Provision for loan and lease losses | $-265,000 | 9,564 |
| Total noninterest income | $1,965,000 | 2,043 |
| Gross Fiduciary activities income | $1,348,000 | 362 |
| Service charges on deposit accounts | $288,000 | 4,263 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $329,000 | 3,914 |
| Total noninterest expense | $4,530,000 | 3,075 |
| Salaries and employee benefits | $2,298,000 | 3,194 |
| Premises and equipment expense | $921,000 | 2,315 |
| Additional noninterest expense | $1,311,000 | 3,228 |
| Pre-tax net operating income | $1,160,000 | 4,501 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $419,000 | 3,648 |
| Income before extraordinary items | $768,000 | 4,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $768,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 9,550 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 404 |
| Net operating income | $750,450 | 4,939 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 5,609 |
| Total interest expense | $2,348,000 | 5,768 |
| Net interest income | $2,837,000 | 5,361 |
| Provision for loan and lease losses | $-100,000 | 9,803 |
| Total noninterest income | $1,601,000 | 2,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,381,000 | 1,476 |
| Total noninterest expense | $3,762,000 | 3,496 |
| Salaries and employee benefits | $1,779,000 | 3,816 |
| Premises and equipment expense | $699,000 | 2,888 |
| Additional noninterest expense | $1,284,000 | 3,213 |
| Pre-tax net operating income | $776,000 | 5,951 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $694,000 | 5,446 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $694,000 | 5,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 9,746 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $765,000 | 491 |
| Net operating income | $694,000 | 5,446 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 6,199 |
| Total interest expense | $1,772,000 | 6,415 |
| Net interest income | $2,420,000 | 5,919 |
| Provision for loan and lease losses | $272,000 | 2,889 |
| Total noninterest income | $1,416,000 | 2,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,213,000 | 1,626 |
| Total noninterest expense | $3,540,000 | 3,676 |
| Salaries and employee benefits | $1,606,000 | 4,111 |
| Premises and equipment expense | $681,000 | 2,933 |
| Additional noninterest expense | $1,253,000 | 3,299 |
| Pre-tax net operating income | $24,000 | 9,322 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $23,000 | 9,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,000 | 9,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,576 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,024 |
| Net operating income | $23,000 | 9,328 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,343 |
| Total interest expense | $1,767,000 | 6,611 |
| Net interest income | $2,387,000 | 6,007 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $1,564,000 | 2,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,299,000 | 1,540 |
| Total noninterest expense | $3,385,000 | 3,718 |
| Salaries and employee benefits | $1,560,000 | 4,120 |
| Premises and equipment expense | $691,000 | 2,797 |
| Additional noninterest expense | $1,134,000 | 3,538 |
| Pre-tax net operating income | $551,000 | 7,148 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $475,000 | 6,755 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $475,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 853 |
| Net operating income | $475,000 | 6,651 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 6,121 |
| Total interest expense | $2,011,000 | 6,251 |
| Net interest income | $2,594,000 | 5,903 |
| Provision for loan and lease losses | $630,000 | 1,447 |
| Total noninterest income | $1,429,000 | 2,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,143,000 | 1,612 |
| Total noninterest expense | $3,538,000 | 3,570 |
| Salaries and employee benefits | $1,506,000 | 4,242 |
| Premises and equipment expense | $698,000 | 2,740 |
| Additional noninterest expense | $1,334,000 | 3,030 |
| Pre-tax net operating income | $-145,000 | 10,527 |
| Securities gains (losses) | $-36,000 | 10,562 |
| Applicable income taxes | $-43,000 | 10,607 |
| Income before extraordinary items | $-138,000 | 10,562 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-138,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,267 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-110,640 | 10,500 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,827 |
| Total interest expense | $2,651,000 | 5,295 |
| Net interest income | $2,478,000 | 6,226 |
| Provision for loan and lease losses | $1,353,000 | 813 |
| Total noninterest income | $1,254,000 | 2,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 1,998 |
| Total noninterest expense | $2,911,000 | 4,398 |
| Salaries and employee benefits | $1,359,000 | 4,692 |
| Premises and equipment expense | $624,000 | 3,086 |
| Additional noninterest expense | $928,000 | 4,651 |
| Pre-tax net operating income | $-532,000 | 11,248 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-532,000 | 11,278 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-532,000 | 11,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,248 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-532,000 | 11,249 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 7,067 |
| Total interest expense | $2,139,000 | 6,192 |
| Net interest income | $1,799,000 | 7,769 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $1,591,000 | 2,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 1,554 |
| Total noninterest expense | $2,626,000 | 4,787 |
| Salaries and employee benefits | $1,210,000 | 5,184 |
| Premises and equipment expense | $562,000 | 3,397 |
| Additional noninterest expense | $854,000 | 4,973 |
| Pre-tax net operating income | $659,000 | 7,545 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $530,200 | 7,008 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 8,018 |
| Total interest expense | $1,273,000 | 7,645 |
| Net interest income | $1,736,000 | 8,212 |
| Provision for loan and lease losses | $263,000 | 2,499 |
| Total noninterest income | $1,115,000 | 2,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 2,071 |
| Total noninterest expense | $2,665,000 | 4,870 |
| Salaries and employee benefits | $1,139,000 | 5,492 |
| Premises and equipment expense | $598,000 | 3,280 |
| Additional noninterest expense | $928,000 | 5,041 |
| Pre-tax net operating income | $-77,000 | 12,187 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-49,000 | 12,106 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-49,000 | 12,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-77,000 | 12,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 8,668 |
| Total interest expense | $1,185,000 | 8,315 |
| Net interest income | $1,612,000 | 8,763 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $979,000 | 3,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 2,466 |
| Total noninterest expense | $2,419,000 | 5,413 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $591,000 | 3,377 |
| Additional noninterest expense | $699,000 | 6,570 |
| Pre-tax net operating income | $172,000 | 11,301 |
| Securities gains (losses) | $191,000 | 1,749 |
| Applicable income taxes | $24,000 | 11,523 |
| Income before extraordinary items | $339,000 | 9,050 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $161,370 | 10,857 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 9,536 |
| Total interest expense | $1,162,000 | 9,744 |
| Net interest income | $1,537,000 | 9,157 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $1,001,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $753,000 | 2,392 |
| Total noninterest expense | $2,224,000 | 5,859 |
| Salaries and employee benefits | $981,000 | 6,133 |
| Premises and equipment expense | $587,000 | 3,429 |
| Additional noninterest expense | $656,000 | 7,064 |
| Pre-tax net operating income | $298,000 | 10,160 |
| Securities gains (losses) | $116,000 | 2,773 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $414,000 | 8,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $414,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $298,000 | 8,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.