Home > Boatmen's National Bank of Coles County > Income and Expense
Boatmen's National Bank of Coles County, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 3,803 |
| Total interest expense | $3,652,000 | 4,022 |
| Net interest income | $4,875,000 | 3,613 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $923,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $571,000 | 2,381 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $352,000 | 3,681 |
| Total noninterest expense | $3,020,000 | 4,288 |
| Salaries and employee benefits | $1,636,000 | 3,989 |
| Premises and equipment expense | $293,000 | 5,680 |
| Additional noninterest expense | $1,091,000 | 4,085 |
| Pre-tax net operating income | $2,763,000 | 2,543 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $781,000 | 2,910 |
| Income before extraordinary items | $1,985,000 | 2,477 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,985,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $1,697,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,982,840 | 2,429 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 3,975 |
| Total interest expense | $3,280,000 | 4,397 |
| Net interest income | $4,794,000 | 3,677 |
| Provision for loan and lease losses | $29,000 | 7,212 |
| Total noninterest income | $733,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $416,000 | 3,236 |
| Trading account gains and fees | $8,000 | 442 |
| Additional Noninterest Income | $309,000 | 3,930 |
| Total noninterest expense | $2,834,000 | 4,487 |
| Salaries and employee benefits | $1,485,000 | 4,323 |
| Premises and equipment expense | $233,000 | 6,618 |
| Additional noninterest expense | $1,116,000 | 3,985 |
| Pre-tax net operating income | $2,664,000 | 2,684 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $707,000 | 3,210 |
| Income before extraordinary items | $1,957,000 | 2,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,957,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 11,607 |
| Cash dividends | $2,400,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,957,000 | 2,531 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,279,000 | 4,086 |
| Total interest expense | $2,546,000 | 4,575 |
| Net interest income | $4,733,000 | 3,746 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $607,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $380,000 | 3,566 |
| Trading account gains and fees | $30,000 | 311 |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $2,784,000 | 4,706 |
| Salaries and employee benefits | $1,509,000 | 4,261 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $1,042,000 | 4,557 |
| Pre-tax net operating income | $2,526,000 | 2,799 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $618,000 | 3,428 |
| Income before extraordinary items | $1,913,000 | 2,536 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,913,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,755 |
| Cash dividends | $1,398,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,909,200 | 2,559 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 4,020 |
| Total interest expense | $2,766,000 | 4,424 |
| Net interest income | $4,805,000 | 3,700 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $537,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $206,000 | 5,576 |
| Total noninterest expense | $2,752,000 | 4,840 |
| Salaries and employee benefits | $1,519,000 | 4,228 |
| Premises and equipment expense | $255,000 | 6,603 |
| Additional noninterest expense | $978,000 | 5,010 |
| Pre-tax net operating income | $2,495,000 | 2,711 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $599,000 | 3,609 |
| Income before extraordinary items | $1,911,000 | 2,633 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,911,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,617 |
| Cash dividends | $2,326,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,899,600 | 2,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 4,074 |
| Total interest expense | $3,828,000 | 4,230 |
| Net interest income | $4,662,000 | 3,873 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $478,000 | 5,811 |
| Gross Fiduciary activities income | $3,000 | 1,618 |
| Service charges on deposit accounts | $307,000 | 4,362 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $2,742,000 | 4,908 |
| Salaries and employee benefits | $1,414,000 | 4,457 |
| Premises and equipment expense | $285,000 | 6,202 |
| Additional noninterest expense | $1,043,000 | 4,883 |
| Pre-tax net operating income | $1,978,000 | 3,135 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $286,000 | 6,127 |
| Income before extraordinary items | $1,718,000 | 2,672 |
| Extraordinary gains, net | $27,000 | 1,157 |
| Net income | $1,745,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $1,542,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,695,640 | 2,517 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.