Home > Blue Gate Bank > Income and Expense
Blue Gate Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 4,035 |
| Total interest expense | $491,000 | 2,824 |
| Net interest income | $1,671,000 | 4,234 |
| Provision for loan and lease losses | $267,000 | 1,295 |
| Total noninterest income | $29,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $3,000 | 5,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 5,007 |
| Total noninterest expense | $3,652,000 | 2,413 |
| Salaries and employee benefits | $2,453,000 | 2,133 |
| Premises and equipment expense | $518,000 | 2,025 |
| Additional noninterest expense | $681,000 | 3,381 |
| Pre-tax net operating income | $-2,219,000 | 5,533 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $-2,220,000 | 5,525 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,220,000 | 5,524 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,220,000 | 5,524 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 406 |
| Net operating income | $-2,220,000 | 5,525 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 3,932 |
| Total interest expense | $254,000 | 2,724 |
| Net interest income | $894,000 | 4,156 |
| Provision for loan and lease losses | $324,000 | 643 |
| Total noninterest income | $12,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $1,000 | 5,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,101 |
| Total noninterest expense | $1,958,000 | 2,311 |
| Salaries and employee benefits | $1,216,000 | 2,170 |
| Premises and equipment expense | $244,000 | 2,145 |
| Additional noninterest expense | $498,000 | 2,631 |
| Pre-tax net operating income | $-1,376,000 | 5,601 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-1,376,000 | 5,591 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-1,376,000 | 5,591 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,376,000 | 5,591 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 314 |
| Net operating income | $-1,376,000 | 5,592 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 5,013 |
| Total interest expense | $735,000 | 3,065 |
| Net interest income | $1,350,000 | 5,293 |
| Provision for loan and lease losses | $716,000 | 1,135 |
| Total noninterest income | $20,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 5,368 |
| Total noninterest expense | $5,479,000 | 2,936 |
| Salaries and employee benefits | $3,489,000 | 2,711 |
| Premises and equipment expense | $772,000 | 2,508 |
| Additional noninterest expense | $1,218,000 | 3,640 |
| Pre-tax net operating income | $-4,825,000 | 5,662 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $-4,826,000 | 5,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,826,000 | 5,647 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-4,826,000 | 5,647 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $29,586,000 | 20 |
| Net operating income | $-4,826,000 | 5,646 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 5,335 |
| Total interest expense | $457,000 | 3,365 |
| Net interest income | $694,000 | 5,532 |
| Provision for loan and lease losses | $604,000 | 1,014 |
| Total noninterest income | $13,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,465 |
| Total noninterest expense | $3,827,000 | 3,077 |
| Salaries and employee benefits | $2,445,000 | 2,856 |
| Premises and equipment expense | $569,000 | 2,553 |
| Additional noninterest expense | $813,000 | 3,880 |
| Pre-tax net operating income | $-3,724,000 | 5,732 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $-3,725,000 | 5,723 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,725,000 | 5,723 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-3,725,000 | 5,723 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $29,527,000 | 19 |
| Net operating income | $-3,725,000 | 5,723 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 5,634 |
| Total interest expense | $156,000 | 4,372 |
| Net interest income | $279,000 | 5,708 |
| Provision for loan and lease losses | $511,000 | 834 |
| Total noninterest income | $9,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,487 |
| Total noninterest expense | $2,658,000 | 3,027 |
| Salaries and employee benefits | $1,731,000 | 2,766 |
| Premises and equipment expense | $365,000 | 2,625 |
| Additional noninterest expense | $562,000 | 3,841 |
| Pre-tax net operating income | $-2,881,000 | 5,780 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $-2,882,000 | 5,777 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,882,000 | 5,777 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,882,000 | 5,777 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $29,463,000 | 12 |
| Net operating income | $-2,882,000 | 5,777 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $64,000 | 5,832 |
| Total interest expense | $22,000 | 5,519 |
| Net interest income | $42,000 | 5,837 |
| Provision for loan and lease losses | $103,000 | 1,426 |
| Total noninterest income | $2,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $1,307,000 | 3,083 |
| Salaries and employee benefits | $914,000 | 2,697 |
| Premises and equipment expense | $156,000 | 2,921 |
| Additional noninterest expense | $237,000 | 4,154 |
| Pre-tax net operating income | $-1,366,000 | 5,840 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $-1,367,000 | 5,834 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-1,367,000 | 5,834 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,367,000 | 5,834 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $28,383,000 | 9 |
| Net operating income | $-1,367,000 | 5,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.