Home > Blue Foundry Bank > Income and Expense

Blue Foundry Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$79,377,000644
Total interest expense$37,875,000483
Net interest income$41,502,000782
Provision for loan and lease losses$-441,0004,453
Total noninterest income$1,625,0002,237
Gross Fiduciary activities income$0981
Service charges on deposit accounts$716,0001,300
Trading account gains and fees$0123
Additional Noninterest Income$909,0002,386
Total noninterest expense$48,048,000589
Salaries and employee benefits$26,346,000589
Premises and equipment expense$8,250,000351
Additional noninterest expense$909,0002,386
Pre-tax net operating income$-4,480,0004,567
Securities gains (losses)$20,000655
Applicable income taxes$183,0002,488
Income before extraordinary items$-4,643,0004,547
Extraordinary gains, net$054
Net income$-4,643,0004,547
Minority interest net income$088
Net income of bank and minority interests.$-4,643,0004,547
Net charge-offs$60,0001,735
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$2,534,000118
Net operating income$-4,663,0004,555
2023-09-30 (YTD Data)Rank
Total interest income$58,944,000638
Total interest expense$26,562,000482
Net interest income$32,382,000764
Provision for loan and lease losses$-597,0004,515
Total noninterest income$1,196,0002,231
Gross Fiduciary activities income$0950
Service charges on deposit accounts$528,0001,310
Trading account gains and fees$0125
Additional Noninterest Income$668,0002,376
Total noninterest expense$36,205,000592
Salaries and employee benefits$19,963,000588
Premises and equipment expense$6,144,000355
Additional noninterest expense$668,0002,375
Pre-tax net operating income$-2,030,0004,542
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-2,030,0004,564
Extraordinary gains, net$052
Net income$-2,030,0004,562
Minority interest net income$081
Net income of bank and minority interests.$-2,030,0004,564
Net charge-offs$44,0001,532
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,881,000124
Net operating income$-2,030,0004,570
2023-06-30 (YTD Data)Rank
Total interest income$38,696,000624
Total interest expense$16,092,000469
Net interest income$22,604,000732
Provision for loan and lease losses$121,0001,686
Total noninterest income$853,0002,129
Gross Fiduciary activities income$0931
Service charges on deposit accounts$349,0001,307
Trading account gains and fees$0112
Additional Noninterest Income$504,0002,191
Total noninterest expense$24,687,000567
Salaries and employee benefits$13,835,000561
Premises and equipment expense$4,064,000349
Additional noninterest expense$504,0002,188
Pre-tax net operating income$-1,351,0004,573
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-1,351,0004,596
Extraordinary gains, net$051
Net income$-1,351,0004,594
Minority interest net income$081
Net income of bank and minority interests.$-1,351,0004,595
Net charge-offs$17,0001,599
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$1,278,000106
Net operating income$-1,351,0004,598
2023-03-31 (YTD Data)Rank
Total interest income$18,883,000629
Total interest expense$7,061,000463
Net interest income$11,822,000716
Provision for loan and lease losses$-23,0004,467
Total noninterest income$477,0002,011
Gross Fiduciary activities income$0913
Service charges on deposit accounts$172,0001,336
Trading account gains and fees$097
Additional Noninterest Income$305,0001,989
Total noninterest expense$12,596,000562
Salaries and employee benefits$7,290,000543
Premises and equipment expense$1,956,000383
Additional noninterest expense$305,0001,989
Pre-tax net operating income$-274,0004,590
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-274,0004,570
Extraordinary gains, net$04
Net income$-274,0004,570
Minority interest net income$048
Net income of bank and minority interests.$-274,0004,570
Net charge-offs$4,0001,642
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$595,000101
Net operating income$-274,0004,578
2022-12-31 (YTD Data)Rank
Total interest income$63,583,000609
Total interest expense$11,279,000408
Net interest income$52,304,000650
Provision for loan and lease losses$-1,001,0004,616
Total noninterest income$1,479,0002,363
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$866,0001,126
Trading account gains and fees$0116
Additional Noninterest Income$613,0002,844
Total noninterest expense$50,408,000548
Salaries and employee benefits$28,240,000541
Premises and equipment expense$7,521,000380
Additional noninterest expense$613,0002,844
Pre-tax net operating income$4,376,0002,185
Securities gains (losses)$14,000389
Applicable income taxes$380,0002,237
Income before extraordinary items$4,010,0002,101
Extraordinary gains, net$05
Net income$4,010,0002,100
Minority interest net income$063
Net income of bank and minority interests.$4,010,0002,100
Net charge-offs$24,0001,860
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$1,134,000221
Net operating income$3,997,2602,139
2022-09-30 (YTD Data)Rank
Total interest income$45,917,000599
Total interest expense$6,459,000380
Net interest income$39,458,000636
Provision for loan and lease losses$-777,0004,636
Total noninterest income$1,082,0002,400
Gross Fiduciary activities income$0968
Service charges on deposit accounts$672,0001,113
Trading account gains and fees$0111
Additional Noninterest Income$410,0002,996
Total noninterest expense$38,410,000531
Salaries and employee benefits$21,168,000538
Premises and equipment expense$5,640,000375
Additional noninterest expense$410,0002,996
Pre-tax net operating income$2,907,0002,326
Securities gains (losses)$14,000385
Applicable income taxes$254,0002,339
Income before extraordinary items$2,667,0002,219
Extraordinary gains, net$04
Net income$2,667,0002,218
Minority interest net income$057
Net income of bank and minority interests.$2,667,0002,218
Net charge-offs$48,0001,243
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$684,000226
Net operating income$2,654,2602,267
2022-06-30 (YTD Data)Rank
Total interest income$29,145,000597
Total interest expense$3,723,000335
Net interest income$25,422,000630
Provision for loan and lease losses$-358,0004,579
Total noninterest income$761,0002,352
Gross Fiduciary activities income$0925
Service charges on deposit accounts$437,0001,119
Trading account gains and fees$0108
Additional Noninterest Income$324,0002,865
Total noninterest expense$25,474,000528
Salaries and employee benefits$13,973,000539
Premises and equipment expense$3,733,000374
Additional noninterest expense$7,768,000533
Pre-tax net operating income$1,067,0002,935
Securities gains (losses)$14,000354
Applicable income taxes$88,0002,639
Income before extraordinary items$993,0002,837
Extraordinary gains, net$04
Net income$993,0002,835
Minority interest net income$060
Net income of bank and minority interests.$993,0002,837
Net charge-offs$17,0001,382
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$456,000210
Net operating income$980,1202,889
2022-03-31 (YTD Data)Rank
Total interest income$14,160,000599
Total interest expense$1,831,000316
Net interest income$12,329,000629
Provision for loan and lease losses$-952,0004,679
Total noninterest income$361,0002,375
Gross Fiduciary activities income$0892
Service charges on deposit accounts$215,0001,127
Trading account gains and fees$0103
Additional Noninterest Income$146,0002,908
Total noninterest expense$12,874,000525
Salaries and employee benefits$6,875,000547
Premises and equipment expense$1,853,000380
Additional noninterest expense$4,146,000493
Pre-tax net operating income$768,0002,442
Securities gains (losses)$0623
Applicable income taxes$63,0002,380
Income before extraordinary items$705,0002,349
Extraordinary gains, net$04
Net income$705,0002,348
Minority interest net income$050
Net income of bank and minority interests.$705,0002,349
Net charge-offs$8,0001,246
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$228,000176
Net operating income$705,0002,370
2021-12-31 (YTD Data)Rank
Total interest income$57,134,000597
Total interest expense$13,447,000215
Net interest income$43,687,000709
Provision for loan and lease losses$-2,518,0004,619
Total noninterest income$1,503,0002,539
Gross Fiduciary activities income$0994
Service charges on deposit accounts$844,0001,091
Trading account gains and fees$0132
Additional Noninterest Income$659,0003,029
Total noninterest expense$65,078,000414
Salaries and employee benefits$24,587,000604
Premises and equipment expense$8,057,000351
Additional noninterest expense$32,434,000302
Pre-tax net operating income$-17,370,0004,845
Securities gains (losses)$-1,0004,253
Applicable income taxes$9,677,000402
Income before extraordinary items$-27,048,0004,837
Extraordinary gains, net$010
Net income$-27,048,0004,837
Minority interest net income$074
Net income of bank and minority interests.$-27,048,0004,837
Net charge-offs$16,0002,140
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-21,905,0004,835
Net operating income$-27,047,0004,837
2021-09-30 (YTD Data)Rank
Total interest income$42,575,000617
Total interest expense$11,361,000202
Net interest income$31,214,000750
Provision for loan and lease losses$-1,699,0004,671
Total noninterest income$1,190,0002,519
Gross Fiduciary activities income$0957
Service charges on deposit accounts$617,0001,107
Trading account gains and fees$0132
Additional Noninterest Income$573,0002,930
Total noninterest expense$48,227,000422
Salaries and employee benefits$17,804,000627
Premises and equipment expense$5,999,000359
Additional noninterest expense$24,424,000292
Pre-tax net operating income$-14,124,0004,919
Securities gains (losses)$02,015
Applicable income taxes$-3,889,0004,911
Income before extraordinary items$-10,235,0004,910
Extraordinary gains, net$08
Net income$-10,235,0004,910
Minority interest net income$069
Net income of bank and minority interests.$-10,235,0004,910
Net charge-offs$12,0001,915
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-22,405,0004,909
Net operating income$-10,235,0004,910
2021-06-30 (YTD Data)Rank
Total interest income$28,387,000609
Total interest expense$8,236,000197
Net interest income$20,151,000762
Provision for loan and lease losses$-1,361,0004,706
Total noninterest income$778,0002,509
Gross Fiduciary activities income$0951
Service charges on deposit accounts$392,0001,120
Trading account gains and fees$0133
Additional Noninterest Income$386,0002,895
Total noninterest expense$24,269,000544
Salaries and employee benefits$11,946,000620
Premises and equipment expense$4,130,000348
Additional noninterest expense$8,193,000494
Pre-tax net operating income$-1,979,0004,944
Securities gains (losses)$01,818
Applicable income taxes$-268,0004,925
Income before extraordinary items$-1,711,0004,932
Extraordinary gains, net$06
Net income$-1,711,0004,931
Minority interest net income$067
Net income of bank and minority interests.$-1,711,0004,931
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-1,711,0004,933
2021-03-31 (YTD Data)Rank
Total interest income$14,283,000603
Total interest expense$4,343,000198
Net interest income$9,940,000762
Provision for loan and lease losses$-808,0004,786
Total noninterest income$348,0002,625
Gross Fiduciary activities income$0922
Service charges on deposit accounts$175,0001,211
Trading account gains and fees$0127
Additional Noninterest Income$173,0002,986
Total noninterest expense$12,365,000528
Salaries and employee benefits$5,894,000630
Premises and equipment expense$1,996,000367
Additional noninterest expense$4,475,000437
Pre-tax net operating income$-1,269,0004,975
Securities gains (losses)$01,392
Applicable income taxes$-551,0004,965
Income before extraordinary items$-718,0004,957
Extraordinary gains, net$03
Net income$-718,0004,957
Minority interest net income$055
Net income of bank and minority interests.$-718,0004,957
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-718,0004,958
2020-12-31 (YTD Data)Rank
Total interest income$62,750,000550
Total interest expense$22,557,000251
Net interest income$40,193,000720
Provision for loan and lease losses$2,518,000906
Total noninterest income$132,0004,529
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$613,0001,388
Trading account gains and fees$0133
Additional Noninterest Income$-481,0004,996
Total noninterest expense$64,097,000407
Salaries and employee benefits$22,189,000637
Premises and equipment expense$18,996,000180
Additional noninterest expense$22,912,000375
Pre-tax net operating income$-26,290,0004,992
Securities gains (losses)$69,0001,564
Applicable income taxes$-7,963,0004,991
Income before extraordinary items$-18,258,0004,980
Extraordinary gains, net$04
Net income$-18,258,0004,980
Minority interest net income$072
Net income of bank and minority interests.$-18,258,0004,980
Net charge-offs$59,0002,309
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-18,312,5104,978
2020-09-30 (YTD Data)Rank
Total interest income$48,353,000531
Total interest expense$17,701,000255
Net interest income$30,652,000699
Provision for loan and lease losses$2,754,000735
Total noninterest income$-243,0005,019
Gross Fiduciary activities income$0981
Service charges on deposit accounts$440,0001,438
Trading account gains and fees$0125
Additional Noninterest Income$-683,0005,032
Total noninterest expense$50,749,000379
Salaries and employee benefits$17,321,000596
Premises and equipment expense$17,051,000155
Additional noninterest expense$16,377,000374
Pre-tax net operating income$-23,094,0005,019
Securities gains (losses)$02,494
Applicable income taxes$-6,488,0005,016
Income before extraordinary items$-16,606,0005,009
Extraordinary gains, net$04
Net income$-16,606,0005,009
Minority interest net income$065
Net income of bank and minority interests.$-16,606,0005,009
Net charge-offs$4,0002,970
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-16,606,0005,007
2020-06-30 (YTD Data)Rank
Total interest income$32,995,000525
Total interest expense$12,192,000269
Net interest income$20,803,000683
Provision for loan and lease losses$2,753,000585
Total noninterest income$-645,0005,053
Gross Fiduciary activities income$0970
Service charges on deposit accounts$279,0001,520
Trading account gains and fees$0123
Additional Noninterest Income$-924,0005,060
Total noninterest expense$37,742,000353
Salaries and employee benefits$11,341,000601
Premises and equipment expense$15,531,000128
Additional noninterest expense$10,870,000372
Pre-tax net operating income$-20,337,0005,042
Securities gains (losses)$02,249
Applicable income taxes$-5,390,0005,039
Income before extraordinary items$-14,947,0005,034
Extraordinary gains, net$04
Net income$-14,947,0005,034
Minority interest net income$065
Net income of bank and minority interests.$-14,947,0005,034
Net charge-offs$3,0002,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-14,947,0005,034
2020-03-31 (YTD Data)Rank
Total interest income$16,614,000526
Total interest expense$6,261,000306
Net interest income$10,353,000669
Provision for loan and lease losses$1,501,000470
Total noninterest income$-1,029,0005,097
Gross Fiduciary activities income$0941
Service charges on deposit accounts$151,0001,621
Trading account gains and fees$0106
Additional Noninterest Income$-1,180,0005,104
Total noninterest expense$23,826,000289
Salaries and employee benefits$5,561,000624
Premises and equipment expense$14,158,00071
Additional noninterest expense$4,107,000465
Pre-tax net operating income$-16,003,0005,096
Securities gains (losses)$01,705
Applicable income taxes$-4,684,0005,088
Income before extraordinary items$-11,319,0005,081
Extraordinary gains, net$04
Net income$-11,319,0005,080
Minority interest net income$056
Net income of bank and minority interests.$-11,319,0005,080
Net charge-offs$1,0002,430
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-11,319,0005,085
2019-12-31 (YTD Data)Rank
Total interest income$66,283,000529
Total interest expense$21,905,000358
Net interest income$44,378,000624
Provision for loan and lease losses$1,265,000756
Total noninterest income$1,081,0002,712
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$598,0001,674
Trading account gains and fees$0135
Additional Noninterest Income$483,0003,070
Total noninterest expense$37,077,000633
Salaries and employee benefits$20,763,000636
Premises and equipment expense$5,277,000499
Additional noninterest expense$11,037,000644
Pre-tax net operating income$7,117,0001,345
Securities gains (losses)$226,000595
Applicable income taxes$1,840,000951
Income before extraordinary items$5,503,0001,476
Extraordinary gains, net$011
Net income$5,503,0001,477
Minority interest net income$076
Net income of bank and minority interests.$5,503,0001,478
Net charge-offs$-10,0004,459
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,324,4601,498
2019-09-30 (YTD Data)Rank
Total interest income$49,488,000537
Total interest expense$15,696,000379
Net interest income$33,792,000623
Provision for loan and lease losses$561,0001,057
Total noninterest income$743,0002,848
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$429,0001,737
Trading account gains and fees$0129
Additional Noninterest Income$314,0003,237
Total noninterest expense$26,708,000666
Salaries and employee benefits$14,915,000666
Premises and equipment expense$3,912,000511
Additional noninterest expense$7,881,000669
Pre-tax net operating income$7,266,0001,101
Securities gains (losses)$252,000461
Applicable income taxes$2,040,000760
Income before extraordinary items$5,478,0001,217
Extraordinary gains, net$011
Net income$5,478,0001,219
Minority interest net income$072
Net income of bank and minority interests.$5,478,0001,219
Net charge-offs$-14,0004,515
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,278,9201,231
2019-06-30 (YTD Data)Rank
Total interest income$32,441,000544
Total interest expense$9,933,000394
Net interest income$22,508,000627
Provision for loan and lease losses$58,0002,718
Total noninterest income$493,0002,826
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$276,0001,764
Trading account gains and fees$0131
Additional Noninterest Income$217,0003,182
Total noninterest expense$16,299,000723
Salaries and employee benefits$8,796,000752
Premises and equipment expense$2,611,000512
Additional noninterest expense$4,892,000729
Pre-tax net operating income$6,644,000820
Securities gains (losses)$268,000326
Applicable income taxes$1,927,000583
Income before extraordinary items$4,985,000923
Extraordinary gains, net$011
Net income$4,985,000923
Minority interest net income$069
Net income of bank and minority interests.$4,985,000923
Net charge-offs$-17,0004,624
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,773,280941
2019-03-31 (YTD Data)Rank
Total interest income$16,224,000537
Total interest expense$4,715,000401
Net interest income$11,509,000613
Provision for loan and lease losses$54,0002,009
Total noninterest income$220,0002,935
Gross Fiduciary activities income$0972
Service charges on deposit accounts$129,0001,854
Trading account gains and fees$0126
Additional Noninterest Income$91,0003,340
Total noninterest expense$6,002,000928
Salaries and employee benefits$2,493,0001,208
Premises and equipment expense$1,376,000490
Additional noninterest expense$2,133,000802
Pre-tax net operating income$5,673,000536
Securities gains (losses)$50,000389
Applicable income taxes$1,648,000408
Income before extraordinary items$4,075,000606
Extraordinary gains, net$05
Net income$4,075,000606
Minority interest net income$052
Net income of bank and minority interests.$4,075,000605
Net charge-offs$-21,0004,875
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,035,500595
2018-12-31 (YTD Data)Rank
Total interest income$64,079,000511
Total interest expense$16,204,000354
Net interest income$47,875,000567
Provision for loan and lease losses$-689,0005,319
Total noninterest income$1,488,0002,350
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$518,0001,931
Trading account gains and fees$0126
Additional Noninterest Income$970,0002,272
Total noninterest expense$38,735,000584
Salaries and employee benefits$24,639,000504
Premises and equipment expense$5,442,000490
Additional noninterest expense$8,654,000796
Pre-tax net operating income$11,317,000942
Securities gains (losses)$-97,0005,005
Applicable income taxes$2,988,000667
Income before extraordinary items$8,232,0001,075
Extraordinary gains, net$06
Net income$8,232,0001,074
Minority interest net income$072
Net income of bank and minority interests.$8,232,0001,074
Net charge-offs$136,0001,931
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,308,6301,070
2018-09-30 (YTD Data)Rank
Total interest income$47,721,000506
Total interest expense$11,758,000347
Net interest income$35,963,000558
Provision for loan and lease losses$-595,0005,396
Total noninterest income$1,216,0002,260
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$372,0002,001
Trading account gains and fees$0138
Additional Noninterest Income$844,0002,140
Total noninterest expense$29,141,000574
Salaries and employee benefits$18,673,000501
Premises and equipment expense$4,052,000495
Additional noninterest expense$6,416,000794
Pre-tax net operating income$8,633,000943
Securities gains (losses)$-2,0004,476
Applicable income taxes$2,245,000679
Income before extraordinary items$6,386,0001,052
Extraordinary gains, net$05
Net income$6,386,0001,051
Minority interest net income$066
Net income of bank and minority interests.$6,386,0001,051
Net charge-offs$130,0001,531
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,387,5801,048
2018-06-30 (YTD Data)Rank
Total interest income$31,590,000503
Total interest expense$7,663,000339
Net interest income$23,927,000557
Provision for loan and lease losses$-483,0005,463
Total noninterest income$857,0002,189
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$240,0002,038
Trading account gains and fees$0130
Additional Noninterest Income$617,0002,031
Total noninterest expense$19,741,000556
Salaries and employee benefits$12,675,000483
Premises and equipment expense$2,656,000501
Additional noninterest expense$4,410,000766
Pre-tax net operating income$5,526,000956
Securities gains (losses)$0961
Applicable income taxes$1,411,000686
Income before extraordinary items$4,115,0001,058
Extraordinary gains, net$06
Net income$4,115,0001,057
Minority interest net income$065
Net income of bank and minority interests.$4,115,0001,057
Net charge-offs$67,0001,566
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,115,0001,052
2018-03-31 (YTD Data)Rank
Total interest income$15,682,000501
Total interest expense$3,771,000336
Net interest income$11,911,000553
Provision for loan and lease losses$-87,0005,483
Total noninterest income$192,0003,233
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$108,0002,209
Trading account gains and fees$0123
Additional Noninterest Income$84,0003,568
Total noninterest expense$9,973,000553
Salaries and employee benefits$6,401,000482
Premises and equipment expense$1,406,000480
Additional noninterest expense$2,166,000766
Pre-tax net operating income$2,217,0001,105
Securities gains (losses)$0735
Applicable income taxes$547,000809
Income before extraordinary items$1,670,0001,212
Extraordinary gains, net$07
Net income$1,670,0001,210
Minority interest net income$052
Net income of bank and minority interests.$1,670,0001,212
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,670,0001,203
2017-12-31 (YTD Data)Rank
Total interest income$63,219,000462
Total interest expense$14,429,000288
Net interest income$48,790,000520
Provision for loan and lease losses$74,0003,315
Total noninterest income$898,0003,111
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$418,0002,327
Trading account gains and fees$0151
Additional Noninterest Income$480,0003,205
Total noninterest expense$36,293,000599
Salaries and employee benefits$22,655,000531
Premises and equipment expense$5,102,000502
Additional noninterest expense$8,536,000786
Pre-tax net operating income$13,321,000767
Securities gains (losses)$-114,0005,432
Applicable income taxes$6,629,000555
Income before extraordinary items$6,578,0001,079
Extraordinary gains, net$09
Net income$6,578,0001,079
Minority interest net income$076
Net income of bank and minority interests.$6,578,0001,079
Net charge-offs$-251,0005,481
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,650,9601,057
2017-09-30 (YTD Data)Rank
Total interest income$46,615,000471
Total interest expense$10,652,000279
Net interest income$35,963,000531
Provision for loan and lease losses$325,0001,540
Total noninterest income$703,0003,062
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$314,0002,329
Trading account gains and fees$0145
Additional Noninterest Income$389,0003,129
Total noninterest expense$26,984,000604
Salaries and employee benefits$16,985,000528
Premises and equipment expense$3,790,000506
Additional noninterest expense$6,209,000795
Pre-tax net operating income$9,357,000834
Securities gains (losses)$-6,0005,335
Applicable income taxes$3,376,000626
Income before extraordinary items$5,975,000991
Extraordinary gains, net$09
Net income$5,975,000991
Minority interest net income$071
Net income of bank and minority interests.$5,975,000991
Net charge-offs$-375,0005,612
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,978,840980
2017-06-30 (YTD Data)Rank
Total interest income$30,677,000469
Total interest expense$6,932,000271
Net interest income$23,745,000530
Provision for loan and lease losses$501,000848
Total noninterest income$492,0002,987
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$213,0002,289
Trading account gains and fees$0139
Additional Noninterest Income$279,0003,036
Total noninterest expense$18,124,000604
Salaries and employee benefits$11,267,000535
Premises and equipment expense$2,551,000494
Additional noninterest expense$4,306,000768
Pre-tax net operating income$5,612,000895
Securities gains (losses)$-54,0005,677
Applicable income taxes$1,968,000674
Income before extraordinary items$3,590,0001,079
Extraordinary gains, net$011
Net income$3,590,0001,079
Minority interest net income$071
Net income of bank and minority interests.$3,590,0001,079
Net charge-offs$-374,0005,691
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,625,1001,061
2017-03-31 (YTD Data)Rank
Total interest income$15,029,000476
Total interest expense$3,395,000270
Net interest income$11,634,000536
Provision for loan and lease losses$255,000774
Total noninterest income$261,0002,891
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$106,0002,303
Trading account gains and fees$0142
Additional Noninterest Income$155,0002,889
Total noninterest expense$9,225,000603
Salaries and employee benefits$5,650,000549
Premises and equipment expense$1,326,000492
Additional noninterest expense$2,249,000734
Pre-tax net operating income$2,415,0001,002
Securities gains (losses)$-54,0005,777
Applicable income taxes$816,000765
Income before extraordinary items$1,545,0001,195
Extraordinary gains, net$08
Net income$1,545,0001,194
Minority interest net income$055
Net income of bank and minority interests.$1,545,0001,195
Net charge-offs$-345,0005,786
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,580,1001,154
2016-12-31 (YTD Data)Rank
Total interest income$56,756,000477
Total interest expense$12,985,000259
Net interest income$43,771,000548
Provision for loan and lease losses$1,056,000862
Total noninterest income$1,422,0002,557
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$431,0002,341
Trading account gains and fees$0170
Additional Noninterest Income$991,0002,413
Total noninterest expense$34,855,000619
Salaries and employee benefits$21,394,000554
Premises and equipment expense$5,378,000470
Additional noninterest expense$8,083,000826
Pre-tax net operating income$9,282,000983
Securities gains (losses)$-11,0005,650
Applicable income taxes$3,206,000745
Income before extraordinary items$6,065,0001,189
Extraordinary gains, net$05
Net income$6,065,0001,188
Minority interest net income$082
Net income of bank and minority interests.$6,065,0001,188
Net charge-offs$531,0001,040
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,072,1501,157
2016-09-30 (YTD Data)Rank
Total interest income$42,235,000478
Total interest expense$9,644,000256
Net interest income$32,591,000550
Provision for loan and lease losses$708,000900
Total noninterest income$1,190,0002,416
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$321,0002,348
Trading account gains and fees$0169
Additional Noninterest Income$869,0002,218
Total noninterest expense$26,285,000617
Salaries and employee benefits$16,142,000552
Premises and equipment expense$4,055,000471
Additional noninterest expense$6,088,000821
Pre-tax net operating income$6,788,0001,011
Securities gains (losses)$03,160
Applicable income taxes$2,348,000784
Income before extraordinary items$4,440,0001,225
Extraordinary gains, net$05
Net income$4,440,0001,225
Minority interest net income$071
Net income of bank and minority interests.$4,440,0001,225
Net charge-offs$453,000860
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,440,0001,188
2016-06-30 (YTD Data)Rank
Total interest income$27,907,000485
Total interest expense$6,384,000256
Net interest income$21,523,000556
Provision for loan and lease losses$543,000801
Total noninterest income$1,302,0001,794
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$213,0002,333
Trading account gains and fees$0157
Additional Noninterest Income$1,089,0001,464
Total noninterest expense$17,773,000608
Salaries and employee benefits$10,907,000541
Premises and equipment expense$2,782,000463
Additional noninterest expense$4,084,000814
Pre-tax net operating income$4,509,0001,004
Securities gains (losses)$02,835
Applicable income taxes$1,545,000782
Income before extraordinary items$2,964,0001,215
Extraordinary gains, net$016
Net income$2,964,0001,215
Minority interest net income$071
Net income of bank and minority interests.$2,964,0001,215
Net charge-offs$418,000682
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,964,0001,172
2016-03-31 (YTD Data)Rank
Total interest income$13,925,000484
Total interest expense$3,206,000248
Net interest income$10,719,000560
Provision for loan and lease losses$251,000788
Total noninterest income$719,0001,647
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$103,0002,378
Trading account gains and fees$0142
Additional Noninterest Income$616,0001,323
Total noninterest expense$9,118,000594
Salaries and employee benefits$5,629,000525
Premises and equipment expense$1,508,000442
Additional noninterest expense$1,981,000825
Pre-tax net operating income$2,069,0001,056
Securities gains (losses)$02,077
Applicable income taxes$694,000820
Income before extraordinary items$1,375,0001,268
Extraordinary gains, net$012
Net income$1,375,0001,269
Minority interest net income$062
Net income of bank and minority interests.$1,375,0001,269
Net charge-offs$286,000505
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,375,0001,232
2015-12-31 (YTD Data)Rank
Total interest income$55,220,000463
Total interest expense$11,239,000252
Net interest income$43,981,000519
Provision for loan and lease losses$4,876,000215
Total noninterest income$922,0003,211
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$428,0002,391
Trading account gains and fees$0159
Additional Noninterest Income$494,0003,300
Total noninterest expense$33,169,000629
Salaries and employee benefits$20,123,000559
Premises and equipment expense$5,416,000471
Additional noninterest expense$7,630,000856
Pre-tax net operating income$6,858,0001,223
Securities gains (losses)$110,0001,121
Applicable income taxes$2,233,000932
Income before extraordinary items$4,735,0001,411
Extraordinary gains, net$023
Net income$4,735,0001,411
Minority interest net income$081
Net income of bank and minority interests.$4,735,0001,411
Net charge-offs$6,061,000162
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,660,2001,399
2015-09-30 (YTD Data)Rank
Total interest income$40,712,000477
Total interest expense$8,291,000256
Net interest income$32,421,000536
Provision for loan and lease losses$4,811,000168
Total noninterest income$642,0003,355
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$318,0002,422
Trading account gains and fees$0153
Additional Noninterest Income$324,0003,499
Total noninterest expense$24,270,000648
Salaries and employee benefits$14,890,000575
Premises and equipment expense$3,968,000491
Additional noninterest expense$5,412,000910
Pre-tax net operating income$3,982,0001,525
Securities gains (losses)$111,000973
Applicable income taxes$1,223,0001,198
Income before extraordinary items$2,870,0001,692
Extraordinary gains, net$021
Net income$2,870,0001,694
Minority interest net income$078
Net income of bank and minority interests.$2,870,0001,694
Net charge-offs$6,046,000131
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,792,3001,689
2015-06-30 (YTD Data)Rank
Total interest income$26,924,000478
Total interest expense$5,360,000262
Net interest income$21,564,000532
Provision for loan and lease losses$3,086,000179
Total noninterest income$424,0003,371
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$210,0002,409
Trading account gains and fees$0157
Additional Noninterest Income$214,0003,532
Total noninterest expense$16,419,000651
Salaries and employee benefits$10,000,000567
Premises and equipment expense$2,729,000488
Additional noninterest expense$3,690,000882
Pre-tax net operating income$2,483,0001,588
Securities gains (losses)$-1,0005,919
Applicable income taxes$717,0001,311
Income before extraordinary items$1,765,0001,794
Extraordinary gains, net$022
Net income$1,765,0001,799
Minority interest net income$075
Net income of bank and minority interests.$1,765,0001,799
Net charge-offs$4,621,000114
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,765,7101,754
2015-03-31 (YTD Data)Rank
Total interest income$13,485,000477
Total interest expense$2,662,000267
Net interest income$10,823,000524
Provision for loan and lease losses$2,505,000129
Total noninterest income$170,0003,675
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$72,0004,060
Total noninterest expense$8,388,000639
Salaries and employee benefits$5,102,000563
Premises and equipment expense$1,512,000443
Additional noninterest expense$1,774,000895
Pre-tax net operating income$100,0005,219
Securities gains (losses)$-1,0006,051
Applicable income taxes$-101,0006,370
Income before extraordinary items$200,0004,299
Extraordinary gains, net$013
Net income$200,0004,301
Minority interest net income$064
Net income of bank and minority interests.$200,0004,302
Net charge-offs$1,790,000142
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$201,0004,203
2014-12-31 (YTD Data)Rank
Total interest income$53,939,000459
Total interest expense$9,694,000293
Net interest income$44,245,000493
Provision for loan and lease losses$1,234,000714
Total noninterest income$44,0006,255
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$452,0002,444
Trading account gains and fees$0180
Additional Noninterest Income$-408,0006,462
Total noninterest expense$32,314,000639
Salaries and employee benefits$19,643,000552
Premises and equipment expense$5,198,000490
Additional noninterest expense$7,473,000876
Pre-tax net operating income$10,741,000776
Securities gains (losses)$03,259
Applicable income taxes$3,721,000613
Income before extraordinary items$7,020,000948
Extraordinary gains, net$017
Net income$7,020,000947
Minority interest net income$084
Net income of bank and minority interests.$7,020,000947
Net charge-offs$1,704,000590
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,020,000919
2014-09-30 (YTD Data)Rank
Total interest income$40,225,000458
Total interest expense$7,121,000299
Net interest income$33,104,000493
Provision for loan and lease losses$1,085,000621
Total noninterest income$-168,0006,543
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$335,0002,496
Trading account gains and fees$0174
Additional Noninterest Income$-503,0006,553
Total noninterest expense$24,268,000634
Salaries and employee benefits$14,785,000550
Premises and equipment expense$3,923,000489
Additional noninterest expense$5,560,000878
Pre-tax net operating income$7,583,000829
Securities gains (losses)$-74,0006,411
Applicable income taxes$2,573,000660
Income before extraordinary items$4,936,0001,011
Extraordinary gains, net$015
Net income$4,936,0001,011
Minority interest net income$081
Net income of bank and minority interests.$4,936,0001,011
Net charge-offs$815,000792
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,984,840977
2014-06-30 (YTD Data)Rank
Total interest income$26,789,000459
Total interest expense$4,673,000301
Net interest income$22,116,000490
Provision for loan and lease losses$1,033,000442
Total noninterest income$417,0003,429
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$217,0002,526
Trading account gains and fees$0172
Additional Noninterest Income$200,0003,632
Total noninterest expense$16,140,000640
Salaries and employee benefits$9,796,000547
Premises and equipment expense$2,645,000487
Additional noninterest expense$3,699,000874
Pre-tax net operating income$5,360,000761
Securities gains (losses)$-74,0006,523
Applicable income taxes$1,826,000622
Income before extraordinary items$3,460,000943
Extraordinary gains, net$020
Net income$3,460,000943
Minority interest net income$080
Net income of bank and minority interests.$3,460,000943
Net charge-offs$813,000594
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,508,100902
2014-03-31 (YTD Data)Rank
Total interest income$13,520,000456
Total interest expense$2,294,000303
Net interest income$11,226,000477
Provision for loan and lease losses$835,000295
Total noninterest income$519,0001,978
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$103,0002,617
Trading account gains and fees$0147
Additional Noninterest Income$416,0001,604
Total noninterest expense$8,109,000636
Salaries and employee benefits$4,933,000551
Premises and equipment expense$1,419,000468
Additional noninterest expense$1,757,000909
Pre-tax net operating income$2,801,000716
Securities gains (losses)$-1,0006,239
Applicable income taxes$972,000574
Income before extraordinary items$1,828,000864
Extraordinary gains, net$016
Net income$1,828,000866
Minority interest net income$066
Net income of bank and minority interests.$1,828,000865
Net charge-offs$640,000409
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,828,650836
2013-12-31 (YTD Data)Rank
Total interest income$51,442,000474
Total interest expense$9,270,000337
Net interest income$42,172,000503
Provision for loan and lease losses$2,786,000468
Total noninterest income$2,758,0001,719
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$433,0002,661
Trading account gains and fees$0184
Additional Noninterest Income$2,325,0001,367
Total noninterest expense$32,106,000650
Salaries and employee benefits$19,020,000563
Premises and equipment expense$5,299,000469
Additional noninterest expense$7,787,000866
Pre-tax net operating income$10,038,000775
Securities gains (losses)$3,0002,899
Applicable income taxes$3,441,000606
Income before extraordinary items$6,600,000946
Extraordinary gains, net$029
Net income$6,600,000948
Minority interest net income$090
Net income of bank and minority interests.$6,600,000948
Net charge-offs$3,231,000512
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,598,020919
2013-09-30 (YTD Data)Rank
Total interest income$38,256,000482
Total interest expense$6,966,000339
Net interest income$31,290,000505
Provision for loan and lease losses$2,375,000416
Total noninterest income$2,141,0001,704
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$317,0002,721
Trading account gains and fees$0180
Additional Noninterest Income$1,824,0001,347
Total noninterest expense$23,775,000658
Salaries and employee benefits$14,137,000570
Premises and equipment expense$3,910,000473
Additional noninterest expense$5,728,000884
Pre-tax net operating income$7,281,000804
Securities gains (losses)$3,0002,773
Applicable income taxes$2,491,000627
Income before extraordinary items$4,793,000973
Extraordinary gains, net$025
Net income$4,793,000976
Minority interest net income$084
Net income of bank and minority interests.$4,793,000976
Net charge-offs$2,950,000432
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,791,020942
2013-06-30 (YTD Data)Rank
Total interest income$25,560,000481
Total interest expense$4,640,000351
Net interest income$20,920,000507
Provision for loan and lease losses$1,848,000394
Total noninterest income$1,206,0001,966
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$202,0002,775
Trading account gains and fees$0157
Additional Noninterest Income$1,004,0001,573
Total noninterest expense$16,138,000646
Salaries and employee benefits$9,481,000571
Premises and equipment expense$2,626,000471
Additional noninterest expense$4,031,000834
Pre-tax net operating income$4,140,000920
Securities gains (losses)$1,0002,688
Applicable income taxes$1,301,000750
Income before extraordinary items$2,840,0001,089
Extraordinary gains, net$022
Net income$2,840,0001,090
Minority interest net income$082
Net income of bank and minority interests.$2,840,0001,092
Net charge-offs$1,998,000449
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,839,3101,051
2013-03-31 (YTD Data)Rank
Total interest income$12,917,000476
Total interest expense$2,350,000356
Net interest income$10,567,000509
Provision for loan and lease losses$1,692,000240
Total noninterest income$182,0003,829
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$99,0002,798
Trading account gains and fees$0148
Additional Noninterest Income$83,0004,023
Total noninterest expense$8,215,000645
Salaries and employee benefits$4,825,000568
Premises and equipment expense$1,347,000466
Additional noninterest expense$2,043,000836
Pre-tax net operating income$842,0001,961
Securities gains (losses)$01,966
Applicable income taxes$157,0001,947
Income before extraordinary items$685,0002,027
Extraordinary gains, net$010
Net income$685,0002,028
Minority interest net income$076
Net income of bank and minority interests.$685,0002,029
Net charge-offs$1,542,000319
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$685,0001,948
2012-12-31 (YTD Data)Rank
Total interest income$53,188,000494
Total interest expense$10,885,000370
Net interest income$42,303,000523
Provision for loan and lease losses$3,039,000763
Total noninterest income$612,0004,144
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$405,0002,909
Trading account gains and fees$0166
Additional Noninterest Income$207,0004,553
Total noninterest expense$30,385,000677
Salaries and employee benefits$18,418,000575
Premises and equipment expense$4,794,000497
Additional noninterest expense$7,173,000974
Pre-tax net operating income$9,491,000755
Securities gains (losses)$81,0002,424
Applicable income taxes$3,147,000584
Income before extraordinary items$6,425,000944
Extraordinary gains, net$029
Net income$6,425,000944
Minority interest net income$093
Net income of bank and minority interests.$6,425,000944
Net charge-offs$4,189,000664
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,370,730888
2012-09-30 (YTD Data)Rank
Total interest income$40,260,000492
Total interest expense$8,348,000378
Net interest income$31,912,000520
Provision for loan and lease losses$2,542,000706
Total noninterest income$260,0005,078
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$297,0002,987
Trading account gains and fees$0157
Additional Noninterest Income$-37,0006,808
Total noninterest expense$22,657,000673
Salaries and employee benefits$14,040,000563
Premises and equipment expense$3,566,000509
Additional noninterest expense$5,051,0001,024
Pre-tax net operating income$6,973,000808
Securities gains (losses)$81,0002,123
Applicable income taxes$2,334,000619
Income before extraordinary items$4,720,000980
Extraordinary gains, net$020
Net income$4,720,000980
Minority interest net income$086
Net income of bank and minority interests.$4,720,000980
Net charge-offs$3,842,000564
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,665,730931
2012-06-30 (YTD Data)Rank
Total interest income$27,003,000494
Total interest expense$5,644,000386
Net interest income$21,359,000519
Provision for loan and lease losses$1,804,000690
Total noninterest income$17,0006,876
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$195,0003,007
Trading account gains and fees$0153
Additional Noninterest Income$-178,0007,061
Total noninterest expense$14,950,000677
Salaries and employee benefits$9,453,000555
Premises and equipment expense$2,387,000501
Additional noninterest expense$3,110,0001,115
Pre-tax net operating income$4,622,000797
Securities gains (losses)$81,0001,733
Applicable income taxes$1,563,000617
Income before extraordinary items$3,140,000971
Extraordinary gains, net$019
Net income$3,140,000971
Minority interest net income$084
Net income of bank and minority interests.$3,140,000971
Net charge-offs$3,654,000435
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,085,730926
2012-03-31 (YTD Data)Rank
Total interest income$13,662,000493
Total interest expense$2,885,000388
Net interest income$10,777,000517
Provision for loan and lease losses$904,000666
Total noninterest income$125,0004,571
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$99,0002,942
Trading account gains and fees$0148
Additional Noninterest Income$26,0005,490
Total noninterest expense$7,381,000683
Salaries and employee benefits$4,956,000530
Premises and equipment expense$1,183,000506
Additional noninterest expense$1,242,0001,359
Pre-tax net operating income$2,617,000703
Securities gains (losses)$81,000999
Applicable income taxes$919,000547
Income before extraordinary items$1,779,000846
Extraordinary gains, net$019
Net income$1,779,000845
Minority interest net income$078
Net income of bank and minority interests.$1,779,000847
Net charge-offs$2,529,000338
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,725,540814
2011-12-31 (YTD Data)Rank
Total interest income$58,149,000470
Total interest expense$12,773,000435
Net interest income$45,376,000485
Provision for loan and lease losses$6,939,000599
Total noninterest income$1,941,0002,049
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$416,0002,949
Trading account gains and fees$0146
Additional Noninterest Income$1,525,0001,632
Total noninterest expense$30,946,000645
Salaries and employee benefits$17,705,000550
Premises and equipment expense$5,229,000480
Additional noninterest expense$8,012,000894
Pre-tax net operating income$9,432,000658
Securities gains (losses)$530,000766
Applicable income taxes$3,330,000544
Income before extraordinary items$6,632,000757
Extraordinary gains, net$029
Net income$6,632,000755
Minority interest net income$096
Net income of bank and minority interests.$6,632,000757
Net charge-offs$8,789,000526
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,276,900761
2011-09-30 (YTD Data)Rank
Total interest income$43,978,000470
Total interest expense$9,773,000450
Net interest income$34,205,000479
Provision for loan and lease losses$5,772,000548
Total noninterest income$1,741,0001,797
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$309,0002,976
Trading account gains and fees$0145
Additional Noninterest Income$1,432,0001,389
Total noninterest expense$23,558,000641
Salaries and employee benefits$13,483,000541
Premises and equipment expense$3,940,000484
Additional noninterest expense$6,135,000871
Pre-tax net operating income$6,616,000719
Securities gains (losses)$532,000619
Applicable income taxes$2,368,000552
Income before extraordinary items$4,780,000803
Extraordinary gains, net$021
Net income$4,780,000802
Minority interest net income$087
Net income of bank and minority interests.$4,780,000803
Net charge-offs$7,322,000455
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,423,560829
2011-06-30 (YTD Data)Rank
Total interest income$29,316,000475
Total interest expense$6,525,000474
Net interest income$22,791,000483
Provision for loan and lease losses$3,185,000647
Total noninterest income$1,512,0001,472
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$202,0002,991
Trading account gains and fees$0153
Additional Noninterest Income$1,310,0001,116
Total noninterest expense$15,843,000648
Salaries and employee benefits$8,783,000555
Premises and equipment expense$2,688,000485
Additional noninterest expense$4,372,000826
Pre-tax net operating income$5,275,000601
Securities gains (losses)$-2,0006,931
Applicable income taxes$1,788,000500
Income before extraordinary items$3,485,000740
Extraordinary gains, net$015
Net income$3,485,000738
Minority interest net income$089
Net income of bank and minority interests.$3,485,000740
Net charge-offs$3,085,000674
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,486,320713
2011-03-31 (YTD Data)Rank
Total interest income$14,421,000485
Total interest expense$3,306,000485
Net interest income$11,115,000494
Provision for loan and lease losses$833,000987
Total noninterest income$296,0002,850
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$98,0003,019
Trading account gains and fees$0158
Additional Noninterest Income$198,0002,484
Total noninterest expense$7,963,000647
Salaries and employee benefits$4,321,000566
Premises and equipment expense$1,412,000476
Additional noninterest expense$2,230,000801
Pre-tax net operating income$2,615,000620
Securities gains (losses)$01,772
Applicable income taxes$871,000503
Income before extraordinary items$1,744,000736
Extraordinary gains, net$09
Net income$1,744,000736
Minority interest net income$086
Net income of bank and minority interests.$1,744,000736
Net charge-offs$2,383,000485
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,744,000717
2010-12-31 (YTD Data)Rank
Total interest income$61,616,000478
Total interest expense$16,338,000484
Net interest income$45,278,000479
Provision for loan and lease losses$10,726,000625
Total noninterest income$2,163,0001,975
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$455,0002,826
Trading account gains and fees$0175
Additional Noninterest Income$1,708,0001,554
Total noninterest expense$30,134,000670
Salaries and employee benefits$16,609,000574
Premises and equipment expense$5,125,000502
Additional noninterest expense$8,400,000879
Pre-tax net operating income$6,581,000808
Securities gains (losses)$9,0003,335
Applicable income taxes$1,965,000744
Income before extraordinary items$4,625,000953
Extraordinary gains, net$029
Net income$4,625,000954
Minority interest net income$0111
Net income of bank and minority interests.$4,625,000955
Net charge-offs$8,676,000672
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,618,700907
2010-09-30 (YTD Data)Rank
Total interest income$46,503,000472
Total interest expense$12,676,000487
Net interest income$33,827,000476
Provision for loan and lease losses$9,229,000529
Total noninterest income$1,877,0001,776
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$349,0002,833
Trading account gains and fees$0165
Additional Noninterest Income$1,528,0001,322
Total noninterest expense$22,396,000669
Salaries and employee benefits$12,265,000574
Premises and equipment expense$3,830,000503
Additional noninterest expense$6,301,000859
Pre-tax net operating income$4,079,0001,000
Securities gains (losses)$9,0003,136
Applicable income taxes$1,113,000932
Income before extraordinary items$2,975,0001,141
Extraordinary gains, net$023
Net income$2,975,0001,145
Minority interest net income$0110
Net income of bank and minority interests.$2,975,0001,145
Net charge-offs$7,229,000609
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,968,4301,099
2010-06-30 (YTD Data)Rank
Total interest income$30,955,000481
Total interest expense$8,618,000491
Net interest income$22,337,000483
Provision for loan and lease losses$7,578,000447
Total noninterest income$1,757,0001,346
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$237,0002,814
Trading account gains and fees$0152
Additional Noninterest Income$1,520,000967
Total noninterest expense$14,900,000668
Salaries and employee benefits$7,981,000591
Premises and equipment expense$2,540,000508
Additional noninterest expense$4,379,000820
Pre-tax net operating income$1,616,0001,606
Securities gains (losses)$4,0002,840
Applicable income taxes$290,0001,773
Income before extraordinary items$1,330,0001,649
Extraordinary gains, net$019
Net income$1,330,0001,648
Minority interest net income$0105
Net income of bank and minority interests.$1,330,0001,649
Net charge-offs$3,328,000759
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,326,7201,570
2010-03-31 (YTD Data)Rank
Total interest income$15,665,000491
Total interest expense$4,400,000509
Net interest income$11,265,000489
Provision for loan and lease losses$1,456,000912
Total noninterest income$312,0002,793
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$201,0002,388
Total noninterest expense$7,505,000666
Salaries and employee benefits$3,949,000611
Premises and equipment expense$1,313,000504
Additional noninterest expense$2,243,000802
Pre-tax net operating income$2,616,000524
Securities gains (losses)$4,0001,944
Applicable income taxes$904,000410
Income before extraordinary items$1,716,000650
Extraordinary gains, net$016
Net income$1,716,000653
Minority interest net income$091
Net income of bank and minority interests.$1,716,000654
Net charge-offs$1,156,000936
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,713,400634
2009-12-31 (YTD Data)Rank
Total interest income$63,714,000516
Total interest expense$23,561,000474
Net interest income$40,153,000534
Provision for loan and lease losses$12,237,000730
Total noninterest income$927,0003,490
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$489,0002,942
Trading account gains and fees$0211
Additional Noninterest Income$438,0003,415
Total noninterest expense$29,146,000723
Salaries and employee benefits$14,958,000639
Premises and equipment expense$4,997,000532
Additional noninterest expense$9,191,000868
Pre-tax net operating income$-303,0005,811
Securities gains (losses)$38,0002,770
Applicable income taxes$-728,0007,166
Income before extraordinary items$463,0003,971
Extraordinary gains, net$034
Net income$463,0003,970
Minority interest net income$0115
Net income of bank and minority interests.$463,0003,970
Net charge-offs$12,687,000567
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$438,6803,971
2009-09-30 (YTD Data)Rank
Total interest income$48,021,000532
Total interest expense$18,686,000479
Net interest income$29,335,000561
Provision for loan and lease losses$11,953,000544
Total noninterest income$683,0003,571
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$361,0002,990
Trading account gains and fees$0212
Additional Noninterest Income$322,0003,504
Total noninterest expense$21,859,000718
Salaries and employee benefits$11,292,000654
Premises and equipment expense$3,738,000547
Additional noninterest expense$6,829,000826
Pre-tax net operating income$-3,794,0007,394
Securities gains (losses)$28,0002,601
Applicable income taxes$-1,976,0007,718
Income before extraordinary items$-1,790,0007,105
Extraordinary gains, net$027
Net income$-1,790,0007,103
Minority interest net income$0118
Net income of bank and minority interests.$-1,790,0007,104
Net charge-offs$11,628,000457
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,807,9207,101
2009-06-30 (YTD Data)Rank
Total interest income$31,687,000556
Total interest expense$13,238,000489
Net interest income$18,449,000597
Provision for loan and lease losses$9,831,000446
Total noninterest income$456,0003,602
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$229,0003,062
Trading account gains and fees$0193
Additional Noninterest Income$227,0003,451
Total noninterest expense$14,765,000719
Salaries and employee benefits$7,453,000676
Premises and equipment expense$2,510,000552
Additional noninterest expense$4,802,000811
Pre-tax net operating income$-5,691,0007,775
Securities gains (losses)$9,0002,610
Applicable income taxes$-2,598,0007,950
Income before extraordinary items$-3,084,0007,641
Extraordinary gains, net$021
Net income$-3,084,0007,640
Minority interest net income$0112
Net income of bank and minority interests.$-3,084,0007,640
Net charge-offs$11,406,000339
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,089,7607,653
2009-03-31 (YTD Data)Rank
Total interest income$16,007,000556
Total interest expense$6,875,000486
Net interest income$9,132,000597
Provision for loan and lease losses$2,052,000742
Total noninterest income$224,0003,600
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$105,0003,171
Trading account gains and fees$0171
Additional Noninterest Income$119,0003,373
Total noninterest expense$6,856,000728
Salaries and employee benefits$3,755,000668
Premises and equipment expense$1,299,000539
Additional noninterest expense$1,802,000927
Pre-tax net operating income$448,0002,578
Securities gains (losses)$13,0001,839
Applicable income taxes$16,0003,709
Income before extraordinary items$445,0002,347
Extraordinary gains, net$015
Net income$445,0002,347
Minority interest net income$0102
Net income of bank and minority interests.$445,0002,349
Net charge-offs$5,287,000309
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$432,3902,268
2008-12-31 (YTD Data)Rank
Total interest income$65,351,000574
Total interest expense$31,160,000509
Net interest income$34,191,000629
Provision for loan and lease losses$7,229,000770
Total noninterest income$987,0003,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$445,0003,249
Trading account gains and fees$0154
Additional Noninterest Income$542,0003,049
Total noninterest expense$24,591,000810
Salaries and employee benefits$14,168,000697
Premises and equipment expense$4,655,000594
Additional noninterest expense$5,768,0001,117
Pre-tax net operating income$3,358,0001,623
Securities gains (losses)$25,0002,045
Applicable income taxes$673,0001,561
Income before extraordinary items$2,710,0001,504
Extraordinary gains, net$039
Net income$2,710,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0003,914
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,690,0001,616
2008-09-30 (YTD Data)Rank
Total interest income$49,250,000594
Total interest expense$24,391,000518
Net interest income$24,859,000674
Provision for loan and lease losses$4,479,000693
Total noninterest income$726,0003,566
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$321,0003,350
Trading account gains and fees$0148
Additional Noninterest Income$405,0003,161
Total noninterest expense$18,228,000804
Salaries and employee benefits$10,812,000697
Premises and equipment expense$3,390,000612
Additional noninterest expense$4,026,0001,138
Pre-tax net operating income$2,878,0001,693
Securities gains (losses)$20,0002,014
Applicable income taxes$814,0001,358
Income before extraordinary items$2,084,0001,706
Extraordinary gains, net$031
Net income$2,084,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,245
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,069,6001,819
2008-06-30 (YTD Data)Rank
Total interest income$32,960,000600
Total interest expense$17,217,000506
Net interest income$15,743,000707
Provision for loan and lease losses$3,727,000524
Total noninterest income$478,0003,608
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$203,0003,453
Trading account gains and fees$0149
Additional Noninterest Income$275,0003,175
Total noninterest expense$12,027,000808
Salaries and employee benefits$7,160,000708
Premises and equipment expense$2,228,000617
Additional noninterest expense$2,639,0001,127
Pre-tax net operating income$467,0004,488
Securities gains (losses)$03,233
Applicable income taxes$-96,0007,851
Income before extraordinary items$563,0003,767
Extraordinary gains, net$021
Net income$563,0003,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,318
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$563,0003,715
2008-03-31 (YTD Data)Rank
Total interest income$16,875,000601
Total interest expense$9,175,000511
Net interest income$7,700,000713
Provision for loan and lease losses$150,0002,123
Total noninterest income$217,0003,828
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$100,0003,452
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$5,837,000819
Salaries and employee benefits$3,528,000723
Premises and equipment expense$1,100,000635
Additional noninterest expense$1,209,0001,186
Pre-tax net operating income$1,930,000972
Securities gains (losses)$02,688
Applicable income taxes$588,000881
Income before extraordinary items$1,342,0001,125
Extraordinary gains, net$015
Net income$1,342,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,342,0001,089
2007-12-31 (YTD Data)Rank
Total interest income$69,139,000615
Total interest expense$39,428,000516
Net interest income$29,711,000743
Provision for loan and lease losses$195,0003,917
Total noninterest income$954,0003,635
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$373,0003,658
Trading account gains and fees$0178
Additional Noninterest Income$581,0003,058
Total noninterest expense$22,968,000806
Salaries and employee benefits$13,896,000696
Premises and equipment expense$4,110,000648
Additional noninterest expense$4,962,0001,139
Pre-tax net operating income$7,502,0001,123
Securities gains (losses)$31,000956
Applicable income taxes$2,286,0001,012
Income before extraordinary items$5,247,0001,220
Extraordinary gains, net$039
Net income$5,247,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,156
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,225,3001,219
2007-09-30 (YTD Data)Rank
Total interest income$51,826,000613
Total interest expense$29,572,000516
Net interest income$22,254,000744
Provision for loan and lease losses$170,0003,304
Total noninterest income$571,0004,125
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$370,0003,068
Trading account gains and fees$0184
Additional Noninterest Income$201,0004,475
Total noninterest expense$16,820,000816
Salaries and employee benefits$10,343,000700
Premises and equipment expense$2,986,000663
Additional noninterest expense$3,491,0001,180
Pre-tax net operating income$5,835,0001,168
Securities gains (losses)$01,655
Applicable income taxes$1,798,0001,044
Income before extraordinary items$4,037,0001,280
Extraordinary gains, net$033
Net income$4,037,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,037,0001,269
2007-06-30 (YTD Data)Rank
Total interest income$34,460,000629
Total interest expense$19,712,000523
Net interest income$14,748,000773
Provision for loan and lease losses$120,0002,960
Total noninterest income$370,0004,205
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$236,0003,140
Trading account gains and fees$0168
Additional Noninterest Income$134,0004,530
Total noninterest expense$11,270,000828
Salaries and employee benefits$6,964,000710
Premises and equipment expense$1,954,000702
Additional noninterest expense$2,352,0001,187
Pre-tax net operating income$3,728,0001,273
Securities gains (losses)$01,444
Applicable income taxes$1,117,0001,176
Income before extraordinary items$2,611,0001,364
Extraordinary gains, net$029
Net income$2,611,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,611,0001,343
2007-03-31 (YTD Data)Rank
Total interest income$17,174,000622
Total interest expense$9,828,000512
Net interest income$7,346,000766
Provision for loan and lease losses$45,0003,197
Total noninterest income$165,0004,420
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$107,0003,307
Trading account gains and fees$0195
Additional Noninterest Income$58,0004,822
Total noninterest expense$5,752,000809
Salaries and employee benefits$3,635,000691
Premises and equipment expense$978,000696
Additional noninterest expense$1,139,0001,193
Pre-tax net operating income$1,714,0001,367
Securities gains (losses)$01,187
Applicable income taxes$501,0001,281
Income before extraordinary items$1,213,0001,437
Extraordinary gains, net$022
Net income$1,213,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,213,0001,423
2006-12-31 (YTD Data)Rank
Total interest income$66,034,000603
Total interest expense$33,270,000525
Net interest income$32,764,000673
Provision for loan and lease losses$787,0001,290
Total noninterest income$672,0004,456
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$406,0003,511
Trading account gains and fees$0130
Additional Noninterest Income$266,0004,531
Total noninterest expense$21,446,000828
Salaries and employee benefits$12,886,000727
Premises and equipment expense$3,731,000689
Additional noninterest expense$4,829,0001,113
Pre-tax net operating income$11,203,000892
Securities gains (losses)$7,0001,177
Applicable income taxes$3,672,000808
Income before extraordinary items$7,538,000992
Extraordinary gains, net$051
Net income$7,538,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,533,310982
2006-09-30 (YTD Data)Rank
Total interest income$48,829,000624
Total interest expense$23,677,000544
Net interest income$25,152,000681
Provision for loan and lease losses$732,0001,011
Total noninterest income$515,0004,404
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$301,0003,568
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,398
Total noninterest expense$15,998,000834
Salaries and employee benefits$9,708,000738
Premises and equipment expense$2,779,000709
Additional noninterest expense$3,511,0001,150
Pre-tax net operating income$8,937,000871
Securities gains (losses)$-2,0007,192
Applicable income taxes$2,950,000803
Income before extraordinary items$5,985,000964
Extraordinary gains, net$045
Net income$5,985,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,986,340950
2006-06-30 (YTD Data)Rank
Total interest income$31,871,000627
Total interest expense$14,970,000545
Net interest income$16,901,000682
Provision for loan and lease losses$687,000726
Total noninterest income$358,0004,295
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$197,0003,578
Trading account gains and fees$0126
Additional Noninterest Income$161,0004,160
Total noninterest expense$10,658,000839
Salaries and employee benefits$6,481,000743
Premises and equipment expense$1,871,000709
Additional noninterest expense$2,306,0001,180
Pre-tax net operating income$5,914,000879
Securities gains (losses)$2,000970
Applicable income taxes$1,980,000802
Income before extraordinary items$3,936,000978
Extraordinary gains, net$039
Net income$3,936,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,934,660962
2006-03-31 (YTD Data)Rank
Total interest income$15,665,000612
Total interest expense$7,114,000534
Net interest income$8,551,000667
Provision for loan and lease losses$157,0001,379
Total noninterest income$149,0004,696
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$96,0003,560
Trading account gains and fees$0115
Additional Noninterest Income$53,0005,003
Total noninterest expense$5,271,000847
Salaries and employee benefits$3,197,000754
Premises and equipment expense$942,000696
Additional noninterest expense$1,132,0001,177
Pre-tax net operating income$3,272,000790
Securities gains (losses)$0955
Applicable income taxes$1,107,000731
Income before extraordinary items$2,165,000878
Extraordinary gains, net$021
Net income$2,165,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,165,000861
2005-12-31 (YTD Data)Rank
Total interest income$58,719,000582
Total interest expense$23,366,000516
Net interest income$35,353,000617
Provision for loan and lease losses$145,0004,203
Total noninterest income$-380,0008,828
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$412,0003,490
Trading account gains and fees$0138
Additional Noninterest Income$-792,0008,840
Total noninterest expense$20,825,000808
Salaries and employee benefits$12,132,000739
Premises and equipment expense$3,659,000679
Additional noninterest expense$5,034,0001,032
Pre-tax net operating income$14,003,000710
Securities gains (losses)$6,0001,641
Applicable income taxes$4,855,000656
Income before extraordinary items$9,154,000790
Extraordinary gains, net$046
Net income$9,154,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,381
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,150,100777
2005-09-30 (YTD Data)Rank
Total interest income$43,354,000569
Total interest expense$16,742,000505
Net interest income$26,612,000608
Provision for loan and lease losses$145,0003,544
Total noninterest income$630,0003,958
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$307,0003,509
Trading account gains and fees$0126
Additional Noninterest Income$323,0003,673
Total noninterest expense$15,025,000840
Salaries and employee benefits$8,831,000758
Premises and equipment expense$2,727,000674
Additional noninterest expense$3,467,0001,088
Pre-tax net operating income$12,072,000633
Securities gains (losses)$5,0001,712
Applicable income taxes$4,220,000595
Income before extraordinary items$7,857,000696
Extraordinary gains, net$035
Net income$7,857,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,853,750674
2005-06-30 (YTD Data)Rank
Total interest income$28,505,000564
Total interest expense$10,647,000495
Net interest income$17,858,000600
Provision for loan and lease losses$75,0003,815
Total noninterest income$407,0004,013
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$205,0003,456
Trading account gains and fees$0116
Additional Noninterest Income$202,0003,748
Total noninterest expense$9,829,000855
Salaries and employee benefits$5,704,000776
Premises and equipment expense$1,692,000705
Additional noninterest expense$2,433,0001,031
Pre-tax net operating income$8,361,000599
Securities gains (losses)$02,146
Applicable income taxes$2,919,000567
Income before extraordinary items$5,442,000660
Extraordinary gains, net$030
Net income$5,442,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,442,000643
2005-03-31 (YTD Data)Rank
Total interest income$14,034,000559
Total interest expense$5,010,000495
Net interest income$9,024,000580
Provision for loan and lease losses$06,226
Total noninterest income$237,0003,596
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$135,0003,174
Total noninterest expense$4,975,000835
Salaries and employee benefits$2,923,000760
Premises and equipment expense$861,000696
Additional noninterest expense$1,191,0001,034
Pre-tax net operating income$4,286,000589
Securities gains (losses)$01,685
Applicable income taxes$1,508,000557
Income before extraordinary items$2,778,000645
Extraordinary gains, net$024
Net income$2,778,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,778,000624
2004-12-31 (YTD Data)Rank
Total interest income$52,594,000555
Total interest expense$17,771,000475
Net interest income$34,823,000581
Provision for loan and lease losses$150,0004,230
Total noninterest income$999,0003,550
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$412,0003,577
Trading account gains and fees$0138
Additional Noninterest Income$587,0003,025
Total noninterest expense$19,889,000808
Salaries and employee benefits$11,705,000722
Premises and equipment expense$3,326,000690
Additional noninterest expense$4,858,0001,035
Pre-tax net operating income$15,783,000589
Securities gains (losses)$22,0002,338
Applicable income taxes$5,314,000579
Income before extraordinary items$10,491,000642
Extraordinary gains, net$034
Net income$10,491,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,476,480617
2004-09-30 (YTD Data)Rank
Total interest income$38,917,000556
Total interest expense$13,178,000467
Net interest income$25,739,000586
Provision for loan and lease losses$07,100
Total noninterest income$765,0003,515
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$306,0003,615
Trading account gains and fees$0134
Additional Noninterest Income$459,0002,947
Total noninterest expense$14,728,000821
Salaries and employee benefits$8,679,000730
Premises and equipment expense$2,446,000710
Additional noninterest expense$3,603,0001,028
Pre-tax net operating income$11,776,000596
Securities gains (losses)$-120,0008,906
Applicable income taxes$3,875,000598
Income before extraordinary items$7,781,000659
Extraordinary gains, net$026
Net income$7,781,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,861,400624
2004-06-30 (YTD Data)Rank
Total interest income$25,781,000547
Total interest expense$8,861,000460
Net interest income$16,920,000586
Provision for loan and lease losses$06,885
Total noninterest income$525,0003,456
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$199,0003,664
Trading account gains and fees$0130
Additional Noninterest Income$326,0002,839
Total noninterest expense$9,809,000830
Salaries and employee benefits$5,747,000731
Premises and equipment expense$1,578,000732
Additional noninterest expense$2,484,0001,000
Pre-tax net operating income$7,636,000600
Securities gains (losses)$-57,0008,918
Applicable income taxes$2,514,000608
Income before extraordinary items$5,065,000663
Extraordinary gains, net$021
Net income$5,065,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,103,190630
2004-03-31 (YTD Data)Rank
Total interest income$12,831,000556
Total interest expense$4,612,000457
Net interest income$8,219,000602
Provision for loan and lease losses$06,501
Total noninterest income$223,0003,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$93,0003,737
Trading account gains and fees$0121
Additional Noninterest Income$130,0003,191
Total noninterest expense$4,889,000830
Salaries and employee benefits$2,886,000741
Premises and equipment expense$807,000734
Additional noninterest expense$1,196,0001,031
Pre-tax net operating income$3,553,000629
Securities gains (losses)$-36,0009,013
Applicable income taxes$1,160,000658
Income before extraordinary items$2,357,000706
Extraordinary gains, net$016
Net income$2,357,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,381,120652
2003-12-31 (YTD Data)Rank
Total interest income$51,231,000553
Total interest expense$23,031,000402
Net interest income$28,200,000669
Provision for loan and lease losses$-1,834,0009,159
Total noninterest income$1,055,0003,604
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$355,0003,910
Trading account gains and fees$0160
Additional Noninterest Income$700,0002,971
Total noninterest expense$18,514,000870
Salaries and employee benefits$10,371,000820
Premises and equipment expense$3,189,000718
Additional noninterest expense$4,954,0001,030
Pre-tax net operating income$12,575,000697
Securities gains (losses)$-17,0008,841
Applicable income taxes$4,152,000719
Income before extraordinary items$8,406,000773
Extraordinary gains, net$054
Net income$8,406,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-634,0009,169
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,417,390721
2003-09-30 (YTD Data)Rank
Total interest income$39,165,000566
Total interest expense$18,074,000404
Net interest income$21,091,000679
Provision for loan and lease losses$-1,541,0009,218
Total noninterest income$826,0003,568
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$262,0003,968
Trading account gains and fees$0153
Additional Noninterest Income$564,0002,922
Total noninterest expense$13,718,000887
Salaries and employee benefits$7,618,000845
Premises and equipment expense$2,375,000737
Additional noninterest expense$3,725,0001,031
Pre-tax net operating income$9,740,000702
Securities gains (losses)$04,204
Applicable income taxes$3,275,000713
Income before extraordinary items$6,465,000788
Extraordinary gains, net$040
Net income$6,465,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-641,0009,220
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,465,000737
2003-06-30 (YTD Data)Rank
Total interest income$27,080,000554
Total interest expense$12,627,000400
Net interest income$14,453,000666
Provision for loan and lease losses$-1,241,0009,256
Total noninterest income$472,0003,868
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$171,0003,990
Trading account gains and fees$0150
Additional Noninterest Income$301,0003,286
Total noninterest expense$9,100,000893
Salaries and employee benefits$4,979,000863
Premises and equipment expense$1,551,000753
Additional noninterest expense$2,570,000983
Pre-tax net operating income$7,066,000642
Securities gains (losses)$03,782
Applicable income taxes$2,430,000665
Income before extraordinary items$4,636,000745
Extraordinary gains, net$030
Net income$4,636,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-641,0009,256
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,636,000685
2003-03-31 (YTD Data)Rank
Total interest income$13,866,000547
Total interest expense$6,590,000396
Net interest income$7,276,000662
Provision for loan and lease losses$-325,0009,294
Total noninterest income$249,0003,655
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$85,0003,938
Trading account gains and fees$0134
Additional Noninterest Income$164,0003,052
Total noninterest expense$4,578,000891
Salaries and employee benefits$2,496,000860
Premises and equipment expense$806,000730
Additional noninterest expense$1,276,000963
Pre-tax net operating income$3,272,000700
Securities gains (losses)$02,891
Applicable income taxes$1,107,000723
Income before extraordinary items$2,165,000783
Extraordinary gains, net$021
Net income$2,165,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,934
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,165,000720
2002-12-31 (YTD Data)Rank
Total interest income$60,177,000526
Total interest expense$31,826,000392
Net interest income$28,351,000668
Provision for loan and lease losses$-891,0009,339
Total noninterest income$709,0004,302
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$365,0003,759
Trading account gains and fees$0153
Additional Noninterest Income$344,0003,988
Total noninterest expense$18,529,000848
Salaries and employee benefits$9,282,000870
Premises and equipment expense$3,021,000733
Additional noninterest expense$6,226,000811
Pre-tax net operating income$11,422,000760
Securities gains (losses)$156,0001,348
Applicable income taxes$3,253,000867
Income before extraordinary items$8,325,000766
Extraordinary gains, net$070
Net income$8,325,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-891,0009,347
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,212,680742
2001-12-31 (YTD Data)Rank
Total interest income$56,075,000628
Total interest expense$31,745,000550
Net interest income$24,330,000728
Provision for loan and lease losses$-639,0009,585
Total noninterest income$610,0004,539
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$338,0003,856
Trading account gains and fees$0177
Additional Noninterest Income$272,0004,321
Total noninterest expense$13,990,0001,055
Salaries and employee benefits$7,464,0001,003
Premises and equipment expense$2,245,000928
Additional noninterest expense$4,281,0001,114
Pre-tax net operating income$11,589,000671
Securities gains (losses)$04,612
Applicable income taxes$3,763,000690
Income before extraordinary items$7,826,000723
Extraordinary gains, net$0105
Net income$7,826,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-708,0009,600
Cash dividends$27,000,000195
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,826,000690
2000-12-31 (YTD Data)Rank
Total interest income$46,462,000766
Total interest expense$24,634,000740
Net interest income$21,828,000802
Provision for loan and lease losses$207,0003,670
Total noninterest income$711,0003,953
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$238,0004,645
Trading account gains and fees$0180
Additional Noninterest Income$473,0003,040
Total noninterest expense$9,958,0001,394
Salaries and employee benefits$5,715,0001,243
Premises and equipment expense$1,530,0001,337
Additional noninterest expense$2,713,0001,636
Pre-tax net operating income$12,374,000651
Securities gains (losses)$01,956
Applicable income taxes$4,239,000619
Income before extraordinary items$8,135,000673
Extraordinary gains, net$038
Net income$8,135,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-243,0009,838
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,135,000672
1999-12-31 (YTD Data)Rank
Total interest income$43,234,000782
Total interest expense$22,292,000728
Net interest income$20,942,000842
Provision for loan and lease losses$697,0001,330
Total noninterest income$724,0003,900
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$228,0004,759
Trading account gains and fees$0173
Additional Noninterest Income$496,0002,965
Total noninterest expense$8,872,0001,559
Salaries and employee benefits$4,738,0001,453
Premises and equipment expense$1,210,0001,690
Additional noninterest expense$2,924,0001,542
Pre-tax net operating income$12,097,000697
Securities gains (losses)$03,155
Applicable income taxes$4,127,000682
Income before extraordinary items$7,970,000740
Extraordinary gains, net$035
Net income$7,970,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,940
Cash dividends$2,000,0001,354
Sale, conversion, retirement of capital stock, net$200,000719
Net operating income$7,970,000724
1998-12-31 (YTD Data)Rank
Total interest income$42,525,000784
Total interest expense$23,106,000709
Net interest income$19,419,000882
Provision for loan and lease losses$1,634,000664
Total noninterest income$1,270,0002,566
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$240,0004,627
Trading account gains and fees$0224
Additional Noninterest Income$1,030,0001,811
Total noninterest expense$8,374,0001,586
Salaries and employee benefits$4,317,0001,520
Premises and equipment expense$1,222,0001,611
Additional noninterest expense$2,835,0001,526
Pre-tax net operating income$10,681,000737
Securities gains (losses)$254,000803
Applicable income taxes$3,800,000715
Income before extraordinary items$7,135,000776
Extraordinary gains, net$032
Net income$7,135,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-116,00010,277
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,969,900763
1997-12-31 (YTD Data)Rank
Total interest income$41,220,000825
Total interest expense$22,328,000733
Net interest income$18,892,000946
Provision for loan and lease losses$1,265,000822
Total noninterest income$950,0003,177
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$225,0004,980
Trading account gains and fees$0239
Additional Noninterest Income$725,0002,175
Total noninterest expense$7,672,0001,699
Salaries and employee benefits$3,710,0001,761
Premises and equipment expense$1,141,0001,722
Additional noninterest expense$2,821,0001,519
Pre-tax net operating income$10,905,000752
Securities gains (losses)$03,944
Applicable income taxes$3,844,000748
Income before extraordinary items$7,061,000795
Extraordinary gains, net$044
Net income$7,061,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,061,000774
1996-12-31 (YTD Data)Rank
Total interest income$39,261,000893
Total interest expense$20,986,000810
Net interest income$18,275,0001,004
Provision for loan and lease losses$1,011,0001,010
Total noninterest income$1,420,0002,389
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$211,0005,374
Trading account gains and fees$0262
Additional Noninterest Income$1,209,0001,591
Total noninterest expense$11,604,0001,238
Salaries and employee benefits$4,005,0001,659
Premises and equipment expense$1,167,0001,728
Additional noninterest expense$6,432,000942
Pre-tax net operating income$7,080,0001,054
Securities gains (losses)$-17,00010,550
Applicable income taxes$2,577,000990
Income before extraordinary items$4,486,0001,143
Extraordinary gains, net$053
Net income$4,486,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,724
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,496,8801,123
1995-12-31 (YTD Data)Rank
Total interest income$37,911,000943
Total interest expense$20,486,000865
Net interest income$17,425,0001,057
Provision for loan and lease losses$1,237,000811
Total noninterest income$607,0004,529
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$201,0005,674
Trading account gains and fees$0522
Additional Noninterest Income$406,0003,287
Total noninterest expense$7,743,0001,806
Salaries and employee benefits$3,319,0001,994
Premises and equipment expense$1,064,0001,911
Additional noninterest expense$3,360,0001,536
Pre-tax net operating income$9,052,000896
Securities gains (losses)$-306,00011,753
Applicable income taxes$3,244,000862
Income before extraordinary items$5,502,000968
Extraordinary gains, net$-497,00011,956
Net income$5,005,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,053,000859
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,697,840935
1994-12-31 (YTD Data)Rank
Total interest income$33,045,000966
Total interest expense$15,215,000898
Net interest income$17,830,0001,031
Provision for loan and lease losses$374,0001,920
Total noninterest income$387,0006,261
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$174,0006,370
Trading account gains and fees$0475
Additional Noninterest Income$213,0005,065
Total noninterest expense$6,456,0002,182
Salaries and employee benefits$2,918,0002,294
Premises and equipment expense$1,023,0001,988
Additional noninterest expense$2,515,0002,124
Pre-tax net operating income$11,387,000721
Securities gains (losses)$-503,00012,255
Applicable income taxes$3,965,000687
Income before extraordinary items$6,919,000769
Extraordinary gains, net$1,417,00014
Net income$8,336,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,240,920749
1993-12-31 (YTD Data)Rank
Total interest income$33,725,000957
Total interest expense$15,426,000914
Net interest income$18,299,000998
Provision for loan and lease losses$1,896,000845
Total noninterest income$306,0007,585
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$158,0006,889
Trading account gains and fees$0532
Additional Noninterest Income$148,0006,604
Total noninterest expense$6,769,0002,161
Salaries and employee benefits$2,901,0002,290
Premises and equipment expense$902,0002,271
Additional noninterest expense$2,966,0001,930
Pre-tax net operating income$9,940,000735
Securities gains (losses)$280,0001,363
Applicable income taxes$3,719,000698
Income before extraordinary items$6,501,000805
Extraordinary gains, net$03,149
Net income$6,501,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,053,000716
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,321,800779
1992-12-31 (YTD Data)Rank
Total interest income$35,477,0001,039
Total interest expense$19,884,000910
Net interest income$15,593,0001,202
Provision for loan and lease losses$892,0001,991
Total noninterest income$273,0008,124
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$130,0007,688
Trading account gains and fees$0504
Additional Noninterest Income$143,0006,812
Total noninterest expense$7,645,0001,940
Salaries and employee benefits$2,688,0002,405
Premises and equipment expense$900,0002,305
Additional noninterest expense$4,057,0001,574
Pre-tax net operating income$7,329,000883
Securities gains (losses)$717,000835
Applicable income taxes$2,360,000982
Income before extraordinary items$5,686,000843
Extraordinary gains, net$01,422
Net income$5,686,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,502,000835
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,176,930837

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.