Home > Blue Ball National Bank > Income and Expense

Blue Ball National Bank, Income and Expense

2005-06-30 (YTD Data)Rank
Total interest income$31,241,000524
Total interest expense$11,675,000450
Net interest income$19,566,000550
Provision for loan and lease losses$1,750,000292
Total noninterest income$5,177,000612
Gross Fiduciary activities income$1,514,000204
Service charges on deposit accounts$1,637,000508
Trading account gains and fees$0116
Additional Noninterest Income$2,026,000797
Total noninterest expense$24,547,000384
Salaries and employee benefits$12,789,000369
Premises and equipment expense$2,005,000595
Additional noninterest expense$9,753,000335
Pre-tax net operating income$-1,554,0008,826
Securities gains (losses)$132,000494
Applicable income taxes$-617,0008,842
Income before extraordinary items$-805,0008,774
Extraordinary gains, net$030
Net income$-805,0008,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,020,000364
Cash dividends$700,0001,741
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-889,4808,766
2005-03-31 (YTD Data)Rank
Total interest income$15,276,000523
Total interest expense$5,726,000440
Net interest income$9,550,000552
Provision for loan and lease losses$06,226
Total noninterest income$2,701,000573
Gross Fiduciary activities income$1,004,000179
Service charges on deposit accounts$799,000502
Trading account gains and fees$0115
Additional Noninterest Income$898,000859
Total noninterest expense$7,740,000565
Salaries and employee benefits$4,900,000466
Premises and equipment expense$932,000646
Additional noninterest expense$1,908,000674
Pre-tax net operating income$4,511,000567
Securities gains (losses)$286,000206
Applicable income taxes$975,000776
Income before extraordinary items$3,822,000502
Extraordinary gains, net$024
Net income$3,822,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,593,200510
2004-12-31 (YTD Data)Rank
Total interest income$55,374,000532
Total interest expense$18,650,000457
Net interest income$36,724,000556
Provision for loan and lease losses$565,0001,763
Total noninterest income$11,636,000549
Gross Fiduciary activities income$3,761,000181
Service charges on deposit accounts$3,403,000512
Trading account gains and fees$0138
Additional Noninterest Income$4,472,000725
Total noninterest expense$29,258,000575
Salaries and employee benefits$18,682,000476
Premises and equipment expense$3,313,000696
Additional noninterest expense$7,263,000716
Pre-tax net operating income$18,537,000522
Securities gains (losses)$171,000910
Applicable income taxes$4,776,000624
Income before extraordinary items$13,932,000510
Extraordinary gains, net$034
Net income$13,932,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,574
Cash dividends$8,200,000413
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,805,460498
2004-09-30 (YTD Data)Rank
Total interest income$40,675,000535
Total interest expense$13,484,000461
Net interest income$27,191,000561
Provision for loan and lease losses$565,0001,296
Total noninterest income$8,885,000547
Gross Fiduciary activities income$2,779,000178
Service charges on deposit accounts$2,477,000530
Trading account gains and fees$0134
Additional Noninterest Income$3,629,000702
Total noninterest expense$21,790,000586
Salaries and employee benefits$14,024,000479
Premises and equipment expense$2,352,000733
Additional noninterest expense$5,414,000713
Pre-tax net operating income$13,721,000529
Securities gains (losses)$863,000298
Applicable income taxes$3,444,000653
Income before extraordinary items$11,140,000480
Extraordinary gains, net$026
Net income$11,140,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,989
Cash dividends$4,700,000491
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,484,120485
2004-06-30 (YTD Data)Rank
Total interest income$26,808,000525
Total interest expense$8,628,000469
Net interest income$18,180,000551
Provision for loan and lease losses$565,000888
Total noninterest income$5,594,000570
Gross Fiduciary activities income$1,615,000198
Service charges on deposit accounts$1,627,000535
Trading account gains and fees$0130
Additional Noninterest Income$2,352,000711
Total noninterest expense$14,199,000596
Salaries and employee benefits$9,264,000484
Premises and equipment expense$1,531,000743
Additional noninterest expense$3,404,000745
Pre-tax net operating income$9,010,000533
Securities gains (losses)$787,000258
Applicable income taxes$2,340,000637
Income before extraordinary items$7,457,000479
Extraordinary gains, net$021
Net income$7,457,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,719
Cash dividends$3,200,000467
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,858,880493
2004-03-31 (YTD Data)Rank
Total interest income$13,347,000535
Total interest expense$4,311,000482
Net interest income$9,036,000556
Provision for loan and lease losses$398,000632
Total noninterest income$2,504,000614
Gross Fiduciary activities income$444,000281
Service charges on deposit accounts$798,000539
Trading account gains and fees$0121
Additional Noninterest Income$1,262,000669
Total noninterest expense$6,491,000642
Salaries and employee benefits$4,327,000518
Premises and equipment expense$652,000871
Additional noninterest expense$1,512,000811
Pre-tax net operating income$4,651,000511
Securities gains (losses)$720,000202
Applicable income taxes$1,166,000655
Income before extraordinary items$4,205,000433
Extraordinary gains, net$016
Net income$4,205,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,385
Cash dividends$1,501,000450
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,643,400460
2003-12-31 (YTD Data)Rank
Total interest income$53,428,000537
Total interest expense$17,825,000514
Net interest income$35,603,000546
Provision for loan and lease losses$1,917,000675
Total noninterest income$10,791,000614
Gross Fiduciary activities income$1,538,000301
Service charges on deposit accounts$3,320,000520
Trading account gains and fees$0160
Additional Noninterest Income$5,933,000665
Total noninterest expense$25,638,000649
Salaries and employee benefits$15,785,000553
Premises and equipment expense$3,144,000728
Additional noninterest expense$6,709,000772
Pre-tax net operating income$18,839,000503
Securities gains (losses)$467,000788
Applicable income taxes$4,400,000687
Income before extraordinary items$14,906,000478
Extraordinary gains, net$054
Net income$14,906,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,042
Cash dividends$8,150,000437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,546,410463
2003-09-30 (YTD Data)Rank
Total interest income$39,978,000555
Total interest expense$13,511,000532
Net interest income$26,467,000559
Provision for loan and lease losses$1,365,000693
Total noninterest income$7,938,000651
Gross Fiduciary activities income$1,132,000315
Service charges on deposit accounts$2,437,000537
Trading account gains and fees$0153
Additional Noninterest Income$4,369,000703
Total noninterest expense$19,064,000669
Salaries and employee benefits$11,799,000564
Premises and equipment expense$2,322,000751
Additional noninterest expense$4,943,000789
Pre-tax net operating income$13,976,000516
Securities gains (losses)$406,000785
Applicable income taxes$2,889,000801
Income before extraordinary items$11,493,000487
Extraordinary gains, net$040
Net income$11,493,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,633
Cash dividends$7,650,000364
Sale, conversion, retirement of capital stock, net$0722
Net operating income$11,168,200463
2003-06-30 (YTD Data)Rank
Total interest income$26,903,000557
Total interest expense$9,257,000536
Net interest income$17,646,000558
Provision for loan and lease losses$905,000688
Total noninterest income$5,429,000628
Gross Fiduciary activities income$779,000316
Service charges on deposit accounts$1,562,000554
Trading account gains and fees$0150
Additional Noninterest Income$3,088,000666
Total noninterest expense$12,625,000671
Salaries and employee benefits$7,775,000568
Premises and equipment expense$1,548,000754
Additional noninterest expense$3,302,000786
Pre-tax net operating income$9,545,000502
Securities gains (losses)$250,000918
Applicable income taxes$1,969,000779
Income before extraordinary items$7,826,000480
Extraordinary gains, net$030
Net income$7,826,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,132
Cash dividends$6,150,000287
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,626,000459
2003-03-31 (YTD Data)Rank
Total interest income$13,353,000567
Total interest expense$4,812,000531
Net interest income$8,541,000575
Provision for loan and lease losses$450,000656
Total noninterest income$2,213,000733
Gross Fiduciary activities income$393,000316
Service charges on deposit accounts$739,000572
Trading account gains and fees$0134
Additional Noninterest Income$1,081,000849
Total noninterest expense$6,107,000684
Salaries and employee benefits$3,888,000570
Premises and equipment expense$804,000734
Additional noninterest expense$1,415,000879
Pre-tax net operating income$4,197,000567
Securities gains (losses)$251,000573
Applicable income taxes$819,000939
Income before extraordinary items$3,629,000497
Extraordinary gains, net$021
Net income$3,629,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,000692
Cash dividends$3,500,000245
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,423,180491
2002-12-31 (YTD Data)Rank
Total interest income$57,169,000552
Total interest expense$23,283,000501
Net interest income$33,886,000565
Provision for loan and lease losses$1,750,000835
Total noninterest income$8,203,000715
Gross Fiduciary activities income$1,522,000326
Service charges on deposit accounts$2,851,000572
Trading account gains and fees$0153
Additional Noninterest Income$3,830,000842
Total noninterest expense$24,614,000663
Salaries and employee benefits$14,498,000566
Premises and equipment expense$3,036,000729
Additional noninterest expense$7,080,000727
Pre-tax net operating income$15,725,000560
Securities gains (losses)$2,014,000282
Applicable income taxes$3,238,000868
Income before extraordinary items$14,501,000473
Extraordinary gains, net$070
Net income$14,501,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,937,000580
Cash dividends$6,400,000509
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,849,520496
2001-12-31 (YTD Data)Rank
Total interest income$62,247,000577
Total interest expense$32,365,000539
Net interest income$29,882,000607
Provision for loan and lease losses$1,548,000881
Total noninterest income$7,574,000726
Gross Fiduciary activities income$1,492,000339
Service charges on deposit accounts$2,544,000593
Trading account gains and fees$0177
Additional Noninterest Income$3,538,000838
Total noninterest expense$22,961,000686
Salaries and employee benefits$13,978,000566
Premises and equipment expense$1,477,0001,462
Additional noninterest expense$7,506,000700
Pre-tax net operating income$12,947,000609
Securities gains (losses)$2,073,000239
Applicable income taxes$2,349,0001,030
Income before extraordinary items$12,671,000478
Extraordinary gains, net$0105
Net income$12,671,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,441
Cash dividends$10,020,000365
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,929,680517
2000-12-31 (YTD Data)Rank
Total interest income$64,019,000588
Total interest expense$37,073,000526
Net interest income$26,946,000662
Provision for loan and lease losses$3,076,000454
Total noninterest income$6,596,000754
Gross Fiduciary activities income$1,402,000355
Service charges on deposit accounts$1,738,000783
Trading account gains and fees$0180
Additional Noninterest Income$3,456,000790
Total noninterest expense$20,306,000743
Salaries and employee benefits$12,080,000599
Premises and equipment expense$2,641,000765
Additional noninterest expense$5,585,000878
Pre-tax net operating income$10,160,000768
Securities gains (losses)$961,000164
Applicable income taxes$1,566,0001,455
Income before extraordinary items$9,555,000592
Extraordinary gains, net$038
Net income$9,555,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,617,000412
Cash dividends$4,500,000683
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,728,540637
1999-12-31 (YTD Data)Rank
Total interest income$54,559,000639
Total interest expense$28,137,000586
Net interest income$26,422,000697
Provision for loan and lease losses$1,026,000943
Total noninterest income$5,172,000925
Gross Fiduciary activities income$1,201,000419
Service charges on deposit accounts$1,858,000715
Trading account gains and fees$0173
Additional Noninterest Income$2,113,0001,109
Total noninterest expense$18,396,000806
Salaries and employee benefits$11,130,000641
Premises and equipment expense$2,495,000810
Additional noninterest expense$4,771,000990
Pre-tax net operating income$12,172,000694
Securities gains (losses)$1,032,000211
Applicable income taxes$2,544,0001,000
Income before extraordinary items$10,660,000590
Extraordinary gains, net$035
Net income$10,660,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,435
Cash dividends$6,200,000567
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,824,080616
1998-12-31 (YTD Data)Rank
Total interest income$50,490,000675
Total interest expense$25,458,000656
Net interest income$25,032,000706
Provision for loan and lease losses$1,225,000812
Total noninterest income$4,333,0001,040
Gross Fiduciary activities income$958,000474
Service charges on deposit accounts$1,688,000740
Trading account gains and fees$0224
Additional Noninterest Income$1,687,0001,299
Total noninterest expense$17,258,000835
Salaries and employee benefits$9,916,000695
Premises and equipment expense$2,559,000776
Additional noninterest expense$4,783,000975
Pre-tax net operating income$10,882,000727
Securities gains (losses)$633,000484
Applicable income taxes$1,969,0001,287
Income before extraordinary items$9,546,000613
Extraordinary gains, net$032
Net income$9,546,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,125
Cash dividends$6,000,000552
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,020,610611
1997-12-31 (YTD Data)Rank
Total interest income$45,512,000757
Total interest expense$21,878,000748
Net interest income$23,634,000771
Provision for loan and lease losses$258,0002,891
Total noninterest income$3,679,0001,140
Gross Fiduciary activities income$804,000532
Service charges on deposit accounts$1,433,000887
Trading account gains and fees$0239
Additional Noninterest Income$1,442,0001,362
Total noninterest expense$16,489,000867
Salaries and employee benefits$8,961,000770
Premises and equipment expense$2,445,000825
Additional noninterest expense$5,083,000951
Pre-tax net operating income$10,566,000781
Securities gains (losses)$1,130,000258
Applicable income taxes$2,539,0001,081
Income before extraordinary items$9,157,000639
Extraordinary gains, net$-1,555,00010,922
Net income$7,602,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,153
Cash dividends$4,200,000713
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,275,600674
1996-12-31 (YTD Data)Rank
Total interest income$40,581,000864
Total interest expense$18,902,000891
Net interest income$21,679,000856
Provision for loan and lease losses$600,0001,497
Total noninterest income$3,125,0001,320
Gross Fiduciary activities income$700,000617
Service charges on deposit accounts$1,239,0001,060
Trading account gains and fees$0262
Additional Noninterest Income$1,186,0001,614
Total noninterest expense$16,198,000945
Salaries and employee benefits$9,406,000739
Premises and equipment expense$2,602,000830
Additional noninterest expense$4,190,0001,312
Pre-tax net operating income$8,006,000958
Securities gains (losses)$894,000276
Applicable income taxes$2,171,0001,143
Income before extraordinary items$6,729,000801
Extraordinary gains, net$053
Net income$6,729,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,581
Cash dividends$3,225,000896
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,049,560861
1995-12-31 (YTD Data)Rank
Total interest income$38,344,000935
Total interest expense$19,393,000905
Net interest income$18,951,000975
Provision for loan and lease losses$360,0002,012
Total noninterest income$2,596,0001,500
Gross Fiduciary activities income$589,000691
Service charges on deposit accounts$1,062,0001,268
Trading account gains and fees$0522
Additional Noninterest Income$945,0001,870
Total noninterest expense$13,353,0001,119
Salaries and employee benefits$7,432,000921
Premises and equipment expense$2,028,0001,051
Additional noninterest expense$3,893,0001,364
Pre-tax net operating income$7,834,000997
Securities gains (losses)$502,000355
Applicable income taxes$2,165,0001,195
Income before extraordinary items$6,171,000887
Extraordinary gains, net$065
Net income$6,171,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,655
Cash dividends$1,380,0001,604
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,799,520928
1994-12-31 (YTD Data)Rank
Total interest income$30,296,0001,043
Total interest expense$12,781,0001,034
Net interest income$17,515,0001,053
Provision for loan and lease losses$352,0002,021
Total noninterest income$2,335,0001,642
Gross Fiduciary activities income$476,000749
Service charges on deposit accounts$989,0001,353
Trading account gains and fees$0475
Additional Noninterest Income$870,0002,021
Total noninterest expense$12,399,0001,205
Salaries and employee benefits$6,888,000992
Premises and equipment expense$1,645,0001,268
Additional noninterest expense$3,866,0001,447
Pre-tax net operating income$7,099,0001,068
Securities gains (losses)$1,112,000158
Applicable income taxes$2,327,0001,055
Income before extraordinary items$5,884,000887
Extraordinary gains, net$0249
Net income$5,884,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,792
Cash dividends$225,0005,180
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,083,3601,015
1993-12-31 (YTD Data)Rank
Total interest income$31,490,0001,021
Total interest expense$12,482,0001,081
Net interest income$19,008,000965
Provision for loan and lease losses$958,0001,345
Total noninterest income$2,242,0001,816
Gross Fiduciary activities income$461,000795
Service charges on deposit accounts$899,0001,513
Trading account gains and fees$0532
Additional Noninterest Income$882,0002,230
Total noninterest expense$12,187,0001,265
Salaries and employee benefits$6,625,0001,036
Premises and equipment expense$1,551,0001,376
Additional noninterest expense$4,011,0001,521
Pre-tax net operating income$8,105,000899
Securities gains (losses)$168,0001,872
Applicable income taxes$2,334,0001,066
Income before extraordinary items$5,939,000889
Extraordinary gains, net$410,000545
Net income$6,349,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$901,0001,235
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,818,040855
1992-12-31 (YTD Data)Rank
Total interest income$32,451,0001,125
Total interest expense$14,474,0001,215
Net interest income$17,977,0001,031
Provision for loan and lease losses$1,195,0001,651
Total noninterest income$1,667,0002,206
Gross Fiduciary activities income$406,000838
Service charges on deposit accounts$895,0001,511
Trading account gains and fees$0504
Additional Noninterest Income$366,0003,915
Total noninterest expense$10,989,0001,414
Salaries and employee benefits$5,751,0001,163
Premises and equipment expense$1,369,0001,556
Additional noninterest expense$3,869,0001,629
Pre-tax net operating income$7,460,000865
Securities gains (losses)$88,0003,220
Applicable income taxes$1,952,0001,147
Income before extraordinary items$5,596,000853
Extraordinary gains, net$01,422
Net income$5,596,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0002,383
Cash dividends$785,0001,952
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,530,880791

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.