Home > Beverly Bank & Trust Company > Net charge- offs to loans
Beverly Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1213% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.8654% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0199% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0199% | 2,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 1.2339% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1437% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0237% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3767% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0258% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6117% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0341% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0341% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2720% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0051% | 2,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0040% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0035% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0035% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2473% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 2,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0024% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0024% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 1,880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1709% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1526% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 2,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0030% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0028% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0028% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0076% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0076% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 4,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1184% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1734% | 4,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0109% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 3,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0157% | 4,176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 4,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0847% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0093% | 3,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0093% | 3,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0159% | 4,206 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1025% | 4,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0140% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0165% | 4,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0887% | 5,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1362% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0122% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0122% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 4,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0838% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0174% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0174% | 3,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0214% | 4,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0143% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0143% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0235% | 4,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1661% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0111% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0111% | 2,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0299% | 4,409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3323% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0123% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 3,881 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0106% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 3,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,467 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0090% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0090% | 3,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 3,982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0042% | 3,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0042% | 2,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 5,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1222% | 5,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2799% | 4,228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 2,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0972% | 4,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 5,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0252% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0252% | 3,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2150% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 5,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1339% | 4,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 5,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 4,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1665% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0254% | 3,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0343% | 5,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2079% | 4,738 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0199% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0199% | 2,895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1758% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 4,027 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 5,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2539% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2418% | 5,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7484% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0859% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4920% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0616% | 3,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3271% | 5,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7716% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9120% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6666% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0441% | 3,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0441% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 5,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5086% | 6,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7340% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4540% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9341% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0515% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0515% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3268% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2364% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4065% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8228% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0140% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0263% | 2,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8157% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2188% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3457% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2438% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0756% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0756% | 3,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 2,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3544% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3023% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4042% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2518% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0805% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 3,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2672% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4690% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2260% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0480% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0480% | 2,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 5,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 6,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1100% | 4,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0549% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 2,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3964% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7976% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0141% | 5,570 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 5,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.6618% | 1,413 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 2,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4141% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8393% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0280% | 5,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0280% | 5,507 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 5,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.5853% | 1,389 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6209% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2667% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0730% | 5,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0730% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 5,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.5883% | 1,357 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2245% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7419% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5239% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0166% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0166% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9316% | 1,311 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6976% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.9899% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2316% | 2,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9906% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7843% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1515% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2577% | 2,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 3,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0092% | 4,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0092% | 4,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8221% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 1.4440% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 1,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8145% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1262% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6328% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2215% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 2,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0290% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0290% | 3,919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 3,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3933% | 2,159 |
| Percentage Net Loans Charged-off:Construction & development | 2.0370% | 955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5567% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 6,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1626% | 6,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0346% | 3,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0346% | 3,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2318% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 3.9514% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1189% | 6,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3188% | 7,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0196% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0196% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4933% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4034% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 1.7560% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7763% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8891% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5685% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4465% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4603% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1487% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 4,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1110% | 4,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5049% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4062% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 2.4799% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0068% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8795% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8088% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5877% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1824% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 3,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6765% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0861% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 3.1449% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5684% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8562% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1996% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8784% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7396% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0246% | 6,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0245% | 6,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9739% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9274% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 6.8820% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1785% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9743% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0733% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7233% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1607% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0565% | 6,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0561% | 6,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9162% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8725% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8057% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 1,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5919% | 3,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 4,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1567% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3311% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2641% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 5,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0966% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2413% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1045% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7636% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0004% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7247% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9233% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6094% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8873% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2138% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0885% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8686% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2481% | 7,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0693% | 1,815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7932% | 7,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5422% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2123% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3845% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.5980% | 2,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.8046% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3345% | 7,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0938% | 1,499 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0628% | 7,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4570% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.8334% | 1,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6713% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6062% | 7,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6548% | 8,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 3,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2980% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 7,769 |
| Percentage Net Loans Charged-off:Construction & development | 1.5780% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6043% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2814% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -3.7469% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2358% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6050% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4954% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3702% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1256% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0852% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5738% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2980% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8967% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8540% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0193% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8609% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3516% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3572% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1225% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8301% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9516% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6814% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6365% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9333% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6586% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0887% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0030% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 3,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6946% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4184% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6104% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6929% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1478% | 2,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6093% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 2,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9773% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 7,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4868% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2013% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1120% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1421% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0364% | 5,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1223% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 3,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 5,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 3,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 4,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 6,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 6,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |