Home > Beneficial National Bank > Loan Charge- Offs and Recoveries
Beneficial National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,972,000 | 479 |
| Loans secured by real estate, total | $212,000 | 880 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $212,000 | 880 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $212,000 | 533 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $60,000 | 3,101 |
| Loans to individuals | $2,700,000 | 329 |
| Credit card loan charge offs | $2,572,000 | 189 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $128,000 | 1,881 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $843,000 | 475 |
| Loans secured by real estate, total | $349,000 | 313 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $349,000 | 313 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $241,000 | 173 |
| Secured by multifamily residential properties | $26,000 | 162 |
| Secured by nonfarm nonresidential properties | $82,000 | 410 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $227,000 | 463 |
| Loans to individuals | $267,000 | 491 |
| Credit card loan recoveries | $218,000 | 203 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $49,000 | 1,487 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,129,000 | 489 |
| Loans secured by real estate, total | $-137,000 | 10,750 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-137,000 | 10,771 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-29,000 | 10,655 |
| Secured by multifamily residential properties | $-26,000 | 10,824 |
| Secured by nonfarm nonresidential properties | $-82,000 | 10,715 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-167,000 | 10,777 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $2,433,000 | 297 |
| Credit card loan net charge offs | $2,354,000 | 184 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 2,065 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,224,000 | 402 |
| Loans secured by real estate, total | $430,000 | 689 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $430,000 | 689 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $339,000 | 428 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $91,000 | 770 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $9,000 | 5,895 |
| Loans to individuals | $4,785,000 | 266 |
| Credit card loan charge offs | $4,683,000 | 158 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $102,000 | 2,160 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,235,000 | 429 |
| Loans secured by real estate, total | $434,000 | 324 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $434,000 | 324 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $305,000 | 154 |
| Secured by multifamily residential properties | $24,000 | 201 |
| Secured by nonfarm nonresidential properties | $105,000 | 434 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $507,000 | 296 |
| Loans to individuals | $294,000 | 547 |
| Credit card loan recoveries | $267,000 | 213 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $27,000 | 2,432 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,989,000 | 389 |
| Loans secured by real estate, total | $-4,000 | 9,901 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-4,000 | 9,926 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 1,524 |
| Secured by multifamily residential properties | $-24,000 | 11,352 |
| Secured by nonfarm nonresidential properties | $-14,000 | 10,853 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-498,000 | 11,384 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,491,000 | 230 |
| Credit card loan net charge offs | $4,416,000 | 151 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $75,000 | 2,080 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,807,000 | 495 |
| Loans secured by real estate, total | $239,000 | 1,064 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $239,000 | 1,063 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $196,000 | 665 |
| Secured by multifamily residential properties | $43,000 | 391 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $88,000 | 2,532 |
| Loans to individuals | $3,480,000 | 286 |
| Credit card loan charge offs | $3,395,000 | 166 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $85,000 | 2,267 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $705,000 | 614 |
| Loans secured by real estate, total | $283,000 | 433 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $283,000 | 432 |
| Construction and land development | $2,000 | 570 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $163,000 | 261 |
| Secured by multifamily residential properties | $23,000 | 244 |
| Secured by nonfarm nonresidential properties | $95,000 | 507 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $178,000 | 717 |
| Loans to individuals | $244,000 | 599 |
| Credit card loan recoveries | $229,000 | 249 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,551 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,102,000 | 445 |
| Loans secured by real estate, total | $-44,000 | 11,483 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-44,000 | 11,512 |
| Construction and land development | $-2,000 | 11,606 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,656 |
| Secured by multifamily residential properties | $20,000 | 412 |
| Secured by nonfarm nonresidential properties | $-95,000 | 11,756 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-90,000 | 11,552 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,236,000 | 244 |
| Credit card loan net charge offs | $3,166,000 | 159 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $70,000 | 1,884 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,130,000 | 703 |
| Loans secured by real estate, total | $672,000 | 688 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $672,000 | 688 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $38,000 | 139 |
| Total charge-offs secured by 1-4 family residential properties | $618,000 | 337 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,952 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $14,000 | 5,675 |
| Loans to individuals | $1,444,000 | 404 |
| Credit card loan charge offs | $818,000 | 296 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $626,000 | 483 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,862,000 | 375 |
| Loans secured by real estate, total | $1,370,000 | 168 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,370,000 | 166 |
| Construction and land development | $168,000 | 162 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $336,000 | 157 |
| Secured by multifamily residential properties | $6,000 | 370 |
| Secured by nonfarm nonresidential properties | $860,000 | 133 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $358,000 | 498 |
| Loans to individuals | $134,000 | 893 |
| Credit card loan recoveries | $20,000 | 680 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $114,000 | 870 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $268,000 | 2,065 |
| Loans secured by real estate, total | $-698,000 | 12,555 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-698,000 | 12,593 |
| Construction and land development | $-168,000 | 12,527 |
| Secured by farmland | $38,000 | 113 |
| Secured by 1-4 family residential properties- net charge-offs | $282,000 | 502 |
| Secured by multifamily residential properties | $-6,000 | 12,425 |
| Secured by nonfarm nonresidential properties | $-844,000 | 12,568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-344,000 | 12,428 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,310,000 | 330 |
| Credit card loan net charge offs | $798,000 | 267 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $512,000 | 360 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,086,000 | 679 |
| Loans secured by real estate, total | $1,457,000 | 553 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,457,000 | 551 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,457,000 | 190 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $927,000 | 598 |
| Loans to individuals | $702,000 | 653 |
| Credit card loan charge offs | $244,000 | 519 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $458,000 | 636 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $975,000 | 574 |
| Loans secured by real estate, total | $20,000 | 2,583 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $20,000 | 2,583 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,482 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $714,000 | 313 |
| Loans to individuals | $241,000 | 654 |
| Credit card loan recoveries | $10,000 | 995 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $231,000 | 545 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,111,000 | 704 |
| Loans secured by real estate, total | $1,437,000 | 483 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,437,000 | 482 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,437,000 | 179 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $213,000 | 1,449 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $461,000 | 644 |
| Credit card loan net charge offs | $234,000 | 474 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $227,000 | 740 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,830,000 | 707 |
| Loans secured by real estate, total | $1,550,000 | 659 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,550,000 | 659 |
| Construction and land development | $1,281,000 | 226 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $269,000 | 848 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,298,000 | 651 |
| Loans to individuals | $982,000 | 665 |
| Credit card loan charge offs | $215,000 | 608 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $767,000 | 570 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $375,000 | 1,139 |
| Loans secured by real estate, total | $44,000 | 1,695 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $44,000 | 1,695 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 826 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $90,000 | 1,759 |
| Loans to individuals | $241,000 | 684 |
| Credit card loan recoveries | $14,000 | 861 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $227,000 | 594 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,455,000 | 668 |
| Loans secured by real estate, total | $1,506,000 | 599 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,506,000 | 599 |
| Construction and land development | $1,281,000 | 216 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $225,000 | 834 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,208,000 | 587 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $741,000 | 643 |
| Credit card loan net charge offs | $201,000 | 574 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $540,000 | 543 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.