Home > Beneficial National Bank > Net charge- offs to loans
Beneficial National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1979% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1154% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1640% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6982% | 1,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2033% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2660% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9324% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7983% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9302% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6388% | 1,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3809% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4152% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1353% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6790% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0745% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3909% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0698% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1762% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3608% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0930% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0365% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2839% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7809% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4707% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | -2.9664% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6299% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1050% | 1,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3314% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4985% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.3264% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5026% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2573% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0061% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9071% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4875% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6741% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0580% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2021% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5815% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9611% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5326% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8468% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 12.9716% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0281% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5599% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9389% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5119% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8214% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |