Home > Beneficial Bank > Net charge- offs to loans
Beneficial Bank, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1673% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4643% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 896 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2198% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4109% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4631% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2401% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2882% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5027% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5027% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1051% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5139% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 3,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0701% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2293% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2293% | 2,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2166% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2166% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0736% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0867% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0659% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5334% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5334% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1933% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.1265% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 4,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1818% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1818% | 2,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1690% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.2088% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1643% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 4,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3133% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0358% | 2,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.3420% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3532% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4131% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9761% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3407% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 5,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.4956% | 5,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5077% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1094% | 5,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2805% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | -0.6353% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3963% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5606% | 5,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3036% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3036% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0770% | 5,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | -1.0844% | 5,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2054% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4709% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0722% | 6,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5682% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5682% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2284% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | -1.0679% | 5,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6661% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0698% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3843% | 5,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4355% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4355% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | -1.6011% | 5,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5835% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1184% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1680% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 2,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4097% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3552% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3552% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4070% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4168% | 751 |
| Percentage Net Loans Charged-off:Construction & development | -1.6113% | 5,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9631% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3995% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2514% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7267% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2718% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4846% | 596 |
| Percentage Net Loans Charged-off:Construction & development | -1.1761% | 5,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1940% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 5,066 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7338% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3465% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3465% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6291% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6694% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 4.5178% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9548% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1740% | 5,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1041% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0773% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2196% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2196% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6841% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7554% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 6.1030% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0124% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0050% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7486% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9607% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2011% | 2,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7448% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7902% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.9406% | 728 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4498% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3214% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1167% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2573% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9392% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2340% | 2,388 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6542% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7752% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.4051% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3830% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3753% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4633% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4099% | 6,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2927% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2927% | 1,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9697% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8047% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 3.9586% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8158% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3302% | 624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8223% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2400% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8730% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2607% | 2,999 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 6,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0633% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0114% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 4.6840% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1121% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4490% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2537% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9203% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0911% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 2,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0554% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0201% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 4.2731% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1257% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2607% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8095% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4594% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2401% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2401% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0286% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8193% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 2.2714% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0649% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2906% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0894% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3069% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9498% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1881% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1881% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0562% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1046% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 4.5598% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7984% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6964% | 5,727 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5178% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7299% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4258% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4767% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4415% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4146% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 6,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9827% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0461% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 4.9185% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8343% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9629% | 5,744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2782% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6441% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1760% | 3,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7362% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3808% | 2,653 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0394% | 6,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0169% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0633% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 4.9879% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7265% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4664% | 5,782 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4027% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5566% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2432% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0650% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4609% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4171% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0592% | 6,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1423% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3692% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 7.5357% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7363% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3074% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3349% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8065% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4797% | 6,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4170% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5338% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8649% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 9.9722% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0440% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2967% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0261% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4970% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7357% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8998% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0293% | 6,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0173% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4486% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 12.7216% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7308% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3825% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0914% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7698% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7361% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0053% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3172% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0487% | 6,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4373% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4623% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 3.4103% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 2,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 2,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8504% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2653% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 6,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6337% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7184% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 5.4989% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 1,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5662% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3084% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1153% | 6,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2555% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.6965% | 2,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 3,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0309% | 899 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 3,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1188% | 3,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6610% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3705% | 4,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2141% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.8990% | 2,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 2,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0413% | 679 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 5,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3051% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4014% | 4,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0616% | 499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 5,839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5283% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4120% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 2,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2564% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 5,837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8195% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 1,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 3,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4137% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3249% | 4,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0458% | 1,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2011% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3247% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1183% | 7,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3135% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0524% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3234% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3265% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2021% | 7,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5726% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1445% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7681% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3635% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 2,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5538% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2925% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1451% | 4,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2005% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7477% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1160% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3824% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1654% | 3,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4465% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 7,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 7,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 7,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1944% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3407% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1742% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0534% | 1,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1485% | 4,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0302% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0488% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1501% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2826% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2219% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1530% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3834% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2139% | 4,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1460% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1514% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8903% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1604% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 3,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 4,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0643% | 1,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 3,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 4,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0727% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 6,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2953% | 4,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0665% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3136% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1458% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2854% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 5,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0704% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1948% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1899% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2518% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2527% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0989% | 7,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2782% | 4,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0574% | 1,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2465% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3257% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3268% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1446% | 7,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 4,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3282% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3790% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5002% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5018% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 7,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0217% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 8,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 8,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1773% | 8,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3253% | 5,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 8,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0723% | 6,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 8,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 4,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 5,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3573% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9361% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4791% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2362% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7878% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1248% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.5452% | 1,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3731% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0458% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4984% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1405% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1386% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4876% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4312% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3166% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8682% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4986% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6544% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4834% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3036% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1789% | 596 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6439% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8091% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3850% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6978% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4933% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 6,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0900% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6917% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9017% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4778% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |