Home > Benchmark Bank > Income and Expense
Benchmark Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 3,370 |
| Total interest expense | $3,742,000 | 2,355 |
| Net interest income | $3,486,000 | 4,136 |
| Provision for loan and lease losses | $22,048,000 | 362 |
| Total noninterest income | $799,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $346,000 | 3,068 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $453,000 | 2,981 |
| Total noninterest expense | $12,142,000 | 1,269 |
| Salaries and employee benefits | $2,335,000 | 3,096 |
| Premises and equipment expense | $770,000 | 2,547 |
| Additional noninterest expense | $9,037,000 | 639 |
| Pre-tax net operating income | $-29,905,000 | 7,932 |
| Securities gains (losses) | $-4,818,000 | 8,000 |
| Applicable income taxes | $798,000 | 1,011 |
| Income before extraordinary items | $-35,521,000 | 7,966 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-35,521,000 | 7,965 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-35,521,000 | 7,965 |
| Net charge-offs | $19,730,000 | 306 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,230 |
| Net operating income | $-30,703,000 | 7,950 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 3,309 |
| Total interest expense | $2,604,000 | 2,352 |
| Net interest income | $2,394,000 | 4,045 |
| Provision for loan and lease losses | $16,021,000 | 348 |
| Total noninterest income | $533,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $230,000 | 3,051 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $303,000 | 2,985 |
| Total noninterest expense | $8,226,000 | 1,270 |
| Salaries and employee benefits | $1,615,000 | 3,057 |
| Premises and equipment expense | $515,000 | 2,573 |
| Additional noninterest expense | $6,096,000 | 639 |
| Pre-tax net operating income | $-21,320,000 | 8,027 |
| Securities gains (losses) | $-4,642,000 | 8,121 |
| Applicable income taxes | $798,000 | 753 |
| Income before extraordinary items | $-26,760,000 | 8,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,760,000 | 8,062 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-26,760,000 | 8,062 |
| Net charge-offs | $19,129,000 | 236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,182 |
| Net operating income | $-22,118,000 | 8,040 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 3,225 |
| Total interest expense | $1,347,000 | 2,365 |
| Net interest income | $1,260,000 | 3,910 |
| Provision for loan and lease losses | $725,000 | 1,435 |
| Total noninterest income | $233,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $118,000 | 3,391 |
| Total noninterest expense | $1,567,000 | 3,025 |
| Salaries and employee benefits | $838,000 | 2,983 |
| Premises and equipment expense | $256,000 | 2,629 |
| Additional noninterest expense | $473,000 | 3,152 |
| Pre-tax net operating income | $-799,000 | 7,541 |
| Securities gains (losses) | $-31,000 | 7,904 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-830,000 | 7,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-830,000 | 7,644 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-830,000 | 7,645 |
| Net charge-offs | $1,982,000 | 604 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $-799,000 | 7,620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,521,000 | 2,733 |
| Total interest expense | $7,002,000 | 2,205 |
| Net interest income | $6,519,000 | 3,254 |
| Provision for loan and lease losses | $8,473,000 | 671 |
| Total noninterest income | $803,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $469,000 | 3,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $334,000 | 3,910 |
| Total noninterest expense | $6,500,000 | 2,864 |
| Salaries and employee benefits | $3,340,000 | 2,954 |
| Premises and equipment expense | $1,043,000 | 2,525 |
| Additional noninterest expense | $2,117,000 | 2,716 |
| Pre-tax net operating income | $-7,651,000 | 7,924 |
| Securities gains (losses) | $-53,000 | 7,172 |
| Applicable income taxes | $-332,000 | 7,354 |
| Income before extraordinary items | $-7,372,000 | 7,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,372,000 | 7,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,690,000 | 1,449 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
| Net operating income | $-7,321,120 | 7,959 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,658,000 | 2,659 |
| Total interest expense | $5,529,000 | 2,187 |
| Net interest income | $5,129,000 | 3,140 |
| Provision for loan and lease losses | $1,975,000 | 1,204 |
| Total noninterest income | $636,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $356,000 | 3,141 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $280,000 | 3,797 |
| Total noninterest expense | $4,593,000 | 2,993 |
| Salaries and employee benefits | $2,536,000 | 2,943 |
| Premises and equipment expense | $780,000 | 2,549 |
| Additional noninterest expense | $1,277,000 | 3,209 |
| Pre-tax net operating income | $-803,000 | 7,434 |
| Securities gains (losses) | $-53,000 | 7,487 |
| Applicable income taxes | $-385,000 | 7,819 |
| Income before extraordinary items | $-471,000 | 7,169 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-471,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,140,000 | 1,194 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,143 |
| Net operating income | $-437,080 | 7,277 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 2,567 |
| Total interest expense | $3,825,000 | 2,198 |
| Net interest income | $3,612,000 | 2,981 |
| Provision for loan and lease losses | $1,295,000 | 1,043 |
| Total noninterest income | $408,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $234,000 | 3,154 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $3,053,000 | 3,010 |
| Salaries and employee benefits | $1,682,000 | 2,987 |
| Premises and equipment expense | $524,000 | 2,533 |
| Additional noninterest expense | $847,000 | 3,189 |
| Pre-tax net operating income | $-328,000 | 7,463 |
| Securities gains (losses) | $-43,000 | 8,219 |
| Applicable income taxes | $-179,000 | 7,963 |
| Income before extraordinary items | $-192,000 | 7,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-192,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 884 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,064 |
| Net operating income | $-164,480 | 7,327 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 2,564 |
| Total interest expense | $2,049,000 | 2,199 |
| Net interest income | $1,781,000 | 3,013 |
| Provision for loan and lease losses | $915,000 | 654 |
| Total noninterest income | $213,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $115,000 | 3,148 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $1,548,000 | 2,962 |
| Salaries and employee benefits | $841,000 | 3,020 |
| Premises and equipment expense | $264,000 | 2,549 |
| Additional noninterest expense | $443,000 | 3,021 |
| Pre-tax net operating income | $-469,000 | 8,063 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-189,000 | 8,253 |
| Income before extraordinary items | $-280,000 | 7,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-280,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 658 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 964 |
| Net operating income | $-280,000 | 7,929 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,518,000 | 2,775 |
| Total interest expense | $7,504,000 | 2,457 |
| Net interest income | $7,014,000 | 3,096 |
| Provision for loan and lease losses | $930,000 | 1,499 |
| Total noninterest income | $920,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $477,000 | 3,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $443,000 | 3,544 |
| Total noninterest expense | $5,544,000 | 3,172 |
| Salaries and employee benefits | $3,078,000 | 3,155 |
| Premises and equipment expense | $1,053,000 | 2,449 |
| Additional noninterest expense | $1,413,000 | 3,594 |
| Pre-tax net operating income | $1,460,000 | 3,955 |
| Securities gains (losses) | $-95,000 | 8,132 |
| Applicable income taxes | $448,000 | 2,871 |
| Income before extraordinary items | $917,000 | 4,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $917,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,851 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $980,650 | 4,354 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 2,816 |
| Total interest expense | $5,456,000 | 2,525 |
| Net interest income | $5,252,000 | 3,105 |
| Provision for loan and lease losses | $550,000 | 1,443 |
| Total noninterest income | $715,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $349,000 | 3,192 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $366,000 | 3,370 |
| Total noninterest expense | $4,192,000 | 3,113 |
| Salaries and employee benefits | $2,385,000 | 3,050 |
| Premises and equipment expense | $790,000 | 2,442 |
| Additional noninterest expense | $1,017,000 | 3,653 |
| Pre-tax net operating income | $1,225,000 | 3,904 |
| Securities gains (losses) | $-81,000 | 8,261 |
| Applicable income taxes | $381,000 | 2,862 |
| Income before extraordinary items | $763,000 | 4,450 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $763,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,813 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $817,270 | 4,295 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 2,910 |
| Total interest expense | $3,500,000 | 2,618 |
| Net interest income | $3,415,000 | 3,193 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $487,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $225,000 | 3,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $262,000 | 3,255 |
| Total noninterest expense | $2,816,000 | 3,118 |
| Salaries and employee benefits | $1,592,000 | 3,083 |
| Premises and equipment expense | $532,000 | 2,426 |
| Additional noninterest expense | $692,000 | 3,593 |
| Pre-tax net operating income | $936,000 | 3,682 |
| Securities gains (losses) | $-66,000 | 8,352 |
| Applicable income taxes | $295,000 | 2,757 |
| Income before extraordinary items | $575,000 | 4,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $575,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $618,560 | 4,089 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 2,963 |
| Total interest expense | $1,704,000 | 2,672 |
| Net interest income | $1,683,000 | 3,228 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $220,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $110,000 | 3,585 |
| Total noninterest expense | $1,400,000 | 3,152 |
| Salaries and employee benefits | $793,000 | 3,110 |
| Premises and equipment expense | $266,000 | 2,446 |
| Additional noninterest expense | $341,000 | 3,607 |
| Pre-tax net operating income | $428,000 | 3,853 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $143,000 | 2,791 |
| Income before extraordinary items | $280,000 | 4,332 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $280,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $283,300 | 4,295 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,666,000 | 3,179 |
| Total interest expense | $5,346,000 | 2,858 |
| Net interest income | $6,320,000 | 3,388 |
| Provision for loan and lease losses | $435,000 | 2,134 |
| Total noninterest income | $867,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $466,000 | 3,214 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $401,000 | 3,734 |
| Total noninterest expense | $5,533,000 | 3,069 |
| Salaries and employee benefits | $3,099,000 | 3,043 |
| Premises and equipment expense | $1,009,000 | 2,453 |
| Additional noninterest expense | $1,425,000 | 3,429 |
| Pre-tax net operating income | $1,219,000 | 4,753 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $339,000 | 3,632 |
| Income before extraordinary items | $867,000 | 5,032 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $867,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,539 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $876,360 | 4,998 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 3,260 |
| Total interest expense | $3,723,000 | 2,969 |
| Net interest income | $4,647,000 | 3,460 |
| Provision for loan and lease losses | $345,000 | 1,926 |
| Total noninterest income | $652,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $348,000 | 3,234 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $304,000 | 3,713 |
| Total noninterest expense | $4,158,000 | 3,066 |
| Salaries and employee benefits | $2,319,000 | 3,037 |
| Premises and equipment expense | $753,000 | 2,470 |
| Additional noninterest expense | $1,086,000 | 3,385 |
| Pre-tax net operating income | $796,000 | 5,237 |
| Securities gains (losses) | $-45,000 | 8,146 |
| Applicable income taxes | $183,000 | 4,245 |
| Income before extraordinary items | $568,000 | 5,489 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $568,000 | 5,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $602,200 | 5,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 3,329 |
| Total interest expense | $2,281,000 | 3,060 |
| Net interest income | $3,066,000 | 3,492 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $430,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $230,000 | 3,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $2,771,000 | 3,076 |
| Salaries and employee benefits | $1,531,000 | 3,068 |
| Premises and equipment expense | $496,000 | 2,487 |
| Additional noninterest expense | $744,000 | 3,315 |
| Pre-tax net operating income | $605,000 | 4,975 |
| Securities gains (losses) | $-42,000 | 8,326 |
| Applicable income taxes | $173,000 | 3,800 |
| Income before extraordinary items | $390,000 | 5,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $390,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $418,980 | 5,278 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,366 |
| Total interest expense | $1,048,000 | 3,138 |
| Net interest income | $1,528,000 | 3,490 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $217,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $1,413,000 | 3,037 |
| Salaries and employee benefits | $807,000 | 2,949 |
| Premises and equipment expense | $256,000 | 2,427 |
| Additional noninterest expense | $350,000 | 3,457 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $-20,000 | 8,379 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $176,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $190,000 | 5,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,569,000 | 3,264 |
| Total interest expense | $3,524,000 | 2,927 |
| Net interest income | $6,045,000 | 3,402 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $1,012,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $463,000 | 3,220 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $549,000 | 3,217 |
| Total noninterest expense | $4,880,000 | 3,301 |
| Salaries and employee benefits | $2,806,000 | 3,153 |
| Premises and equipment expense | $720,000 | 3,159 |
| Additional noninterest expense | $1,354,000 | 3,505 |
| Pre-tax net operating income | $2,027,000 | 3,655 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $434,000 | 3,579 |
| Income before extraordinary items | $1,624,000 | 3,598 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,624,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,995 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,599,510 | 3,610 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 3,242 |
| Total interest expense | $2,567,000 | 2,866 |
| Net interest income | $4,530,000 | 3,391 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $746,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $338,000 | 3,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 3,244 |
| Total noninterest expense | $3,503,000 | 3,395 |
| Salaries and employee benefits | $2,058,000 | 3,198 |
| Premises and equipment expense | $487,000 | 3,419 |
| Additional noninterest expense | $958,000 | 3,619 |
| Pre-tax net operating income | $1,623,000 | 3,545 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $299,000 | 3,816 |
| Income before extraordinary items | $1,355,000 | 3,387 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,355,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,329,580 | 3,392 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,221 |
| Total interest expense | $1,634,000 | 2,844 |
| Net interest income | $3,015,000 | 3,395 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $491,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $215,000 | 3,337 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $276,000 | 3,220 |
| Total noninterest expense | $2,304,000 | 3,414 |
| Salaries and employee benefits | $1,346,000 | 3,226 |
| Premises and equipment expense | $320,000 | 3,440 |
| Additional noninterest expense | $638,000 | 3,622 |
| Pre-tax net operating income | $1,082,000 | 3,517 |
| Securities gains (losses) | $41,000 | 865 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $1,012,000 | 3,063 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,012,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $975,100 | 3,104 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 3,285 |
| Total interest expense | $753,000 | 2,946 |
| Net interest income | $1,491,000 | 3,431 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $242,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $107,000 | 3,293 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $1,154,000 | 3,425 |
| Salaries and employee benefits | $680,000 | 3,210 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $311,000 | 3,705 |
| Pre-tax net operating income | $519,000 | 3,577 |
| Securities gains (losses) | $41,000 | 600 |
| Applicable income taxes | $-87,000 | 8,829 |
| Income before extraordinary items | $647,000 | 2,458 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $647,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $606,000 | 2,555 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 3,345 |
| Total interest expense | $2,602,000 | 2,946 |
| Net interest income | $5,622,000 | 3,480 |
| Provision for loan and lease losses | $384,000 | 2,446 |
| Total noninterest income | $1,060,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $452,000 | 3,377 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $608,000 | 2,969 |
| Total noninterest expense | $4,577,000 | 3,369 |
| Salaries and employee benefits | $2,678,000 | 3,165 |
| Premises and equipment expense | $651,000 | 3,318 |
| Additional noninterest expense | $1,248,000 | 3,633 |
| Pre-tax net operating income | $1,721,000 | 3,891 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,730,000 | 3,268 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,730,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 339 |
| Net operating income | $1,721,000 | 3,208 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 3,383 |
| Total interest expense | $1,911,000 | 2,953 |
| Net interest income | $4,101,000 | 3,525 |
| Provision for loan and lease losses | $303,000 | 2,248 |
| Total noninterest income | $794,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $335,000 | 3,423 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $459,000 | 2,947 |
| Total noninterest expense | $3,348,000 | 3,410 |
| Salaries and employee benefits | $1,934,000 | 3,233 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $933,000 | 3,607 |
| Pre-tax net operating income | $1,244,000 | 4,068 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,253,000 | 3,431 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,253,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 251 |
| Net operating income | $1,244,000 | 3,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 3,434 |
| Total interest expense | $1,261,000 | 2,966 |
| Net interest income | $2,660,000 | 3,597 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $537,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $214,000 | 3,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $323,000 | 2,863 |
| Total noninterest expense | $2,180,000 | 3,507 |
| Salaries and employee benefits | $1,267,000 | 3,297 |
| Premises and equipment expense | $319,000 | 3,384 |
| Additional noninterest expense | $594,000 | 3,778 |
| Pre-tax net operating income | $815,000 | 4,056 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $824,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,617 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 168 |
| Net operating income | $815,000 | 3,397 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 3,500 |
| Total interest expense | $619,000 | 3,043 |
| Net interest income | $1,299,000 | 3,648 |
| Provision for loan and lease losses | $81,000 | 2,458 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $158,000 | 2,848 |
| Total noninterest expense | $1,062,000 | 3,591 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $276,000 | 4,011 |
| Pre-tax net operating income | $415,000 | 3,990 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $415,000 | 3,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 87 |
| Net operating income | $415,000 | 3,292 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,633,000 | 3,571 |
| Total interest expense | $2,842,000 | 3,008 |
| Net interest income | $4,791,000 | 3,805 |
| Provision for loan and lease losses | $429,000 | 2,448 |
| Total noninterest income | $1,502,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $393,000 | 3,685 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,109,000 | 2,234 |
| Total noninterest expense | $4,904,000 | 3,098 |
| Salaries and employee benefits | $2,701,000 | 3,048 |
| Premises and equipment expense | $681,000 | 3,152 |
| Additional noninterest expense | $1,522,000 | 3,038 |
| Pre-tax net operating income | $960,000 | 5,280 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $960,000 | 4,757 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $960,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,862 |
| Cash dividends | $66,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 601 |
| Net operating income | $960,000 | 4,591 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 3,635 |
| Total interest expense | $2,180,000 | 3,045 |
| Net interest income | $3,493,000 | 3,907 |
| Provision for loan and lease losses | $191,000 | 3,420 |
| Total noninterest income | $1,220,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $279,000 | 3,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $941,000 | 2,136 |
| Total noninterest expense | $3,644,000 | 3,122 |
| Salaries and employee benefits | $2,092,000 | 2,969 |
| Premises and equipment expense | $515,000 | 3,141 |
| Additional noninterest expense | $1,037,000 | 3,290 |
| Pre-tax net operating income | $878,000 | 4,898 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $878,000 | 4,362 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $878,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,005 |
| Cash dividends | $66,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 449 |
| Net operating income | $878,000 | 4,191 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 3,671 |
| Total interest expense | $1,470,000 | 3,107 |
| Net interest income | $2,306,000 | 3,952 |
| Provision for loan and lease losses | $134,000 | 3,297 |
| Total noninterest income | $781,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $164,000 | 4,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $617,000 | 2,158 |
| Total noninterest expense | $2,393,000 | 3,171 |
| Salaries and employee benefits | $1,366,000 | 3,027 |
| Premises and equipment expense | $341,000 | 3,151 |
| Additional noninterest expense | $686,000 | 3,284 |
| Pre-tax net operating income | $560,000 | 5,029 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $560,000 | 4,486 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $560,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $66,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 331 |
| Net operating income | $560,000 | 4,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 3,720 |
| Total interest expense | $735,000 | 3,174 |
| Net interest income | $1,127,000 | 4,022 |
| Provision for loan and lease losses | $67,000 | 3,113 |
| Total noninterest income | $359,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $280,000 | 2,211 |
| Total noninterest expense | $1,109,000 | 3,365 |
| Salaries and employee benefits | $649,000 | 3,143 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $280,000 | 3,863 |
| Pre-tax net operating income | $310,000 | 4,713 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $310,000 | 4,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $39,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $310,000 | 3,955 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 3,904 |
| Total interest expense | $3,142,000 | 3,419 |
| Net interest income | $4,186,000 | 4,205 |
| Provision for loan and lease losses | $1,000,000 | 1,347 |
| Total noninterest income | $1,146,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $350,000 | 3,866 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $796,000 | 2,512 |
| Total noninterest expense | $4,538,000 | 3,198 |
| Salaries and employee benefits | $2,484,000 | 3,138 |
| Premises and equipment expense | $709,000 | 2,973 |
| Additional noninterest expense | $1,345,000 | 3,265 |
| Pre-tax net operating income | $-206,000 | 8,835 |
| Securities gains (losses) | $84,000 | 1,908 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-122,000 | 8,856 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-122,000 | 8,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 1,274 |
| Cash dividends | $102,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $1,129,000 | 360 |
| Net operating income | $-206,000 | 8,857 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 5,209 |
| Total interest expense | $2,837,000 | 4,937 |
| Net interest income | $2,780,000 | 5,337 |
| Provision for loan and lease losses | $575,000 | 1,973 |
| Total noninterest income | $847,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $280,000 | 4,336 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $567,000 | 2,927 |
| Total noninterest expense | $3,958,000 | 3,463 |
| Salaries and employee benefits | $2,217,000 | 3,302 |
| Premises and equipment expense | $604,000 | 3,331 |
| Additional noninterest expense | $1,137,000 | 3,672 |
| Pre-tax net operating income | $-906,000 | 9,329 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-827,000 | 9,363 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-827,000 | 9,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $736,000 | 454 |
| Net operating income | $-906,000 | 9,364 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 9,041 |
| Total interest expense | $584,000 | 9,079 |
| Net interest income | $836,000 | 8,823 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $2,395,000 | 5,005 |
| Salaries and employee benefits | $1,024,000 | 5,821 |
| Premises and equipment expense | $325,000 | 5,187 |
| Additional noninterest expense | $1,046,000 | 3,854 |
| Pre-tax net operating income | $-1,612,000 | 9,799 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,611,000 | 9,805 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,611,000 | 9,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,460,000 | 149 |
| Net operating income | $-1,612,000 | 9,806 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 9,316 |
| Total interest expense | $526,000 | 9,385 |
| Net interest income | $772,000 | 9,124 |
| Provision for loan and lease losses | $41,000 | 6,835 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $788,000 | 8,763 |
| Salaries and employee benefits | $317,000 | 9,373 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $305,000 | 8,075 |
| Pre-tax net operating income | $51,000 | 9,231 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $59,000 | 9,203 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $59,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $96,000 | 6,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $59,000 | 9,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 9,233 |
| Total interest expense | $654,000 | 9,327 |
| Net interest income | $890,000 | 9,045 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $120,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $826,000 | 8,689 |
| Salaries and employee benefits | $414,000 | 8,881 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $265,000 | 8,450 |
| Pre-tax net operating income | $166,000 | 9,088 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $50,000 | 8,328 |
| Income before extraordinary items | $116,000 | 9,218 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $116,000 | 9,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $48,000 | 6,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $116,000 | 9,145 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 9,025 |
| Total interest expense | $887,000 | 9,009 |
| Net interest income | $1,102,000 | 8,934 |
| Provision for loan and lease losses | $501,000 | 1,760 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $873,000 | 8,774 |
| Salaries and employee benefits | $445,000 | 8,970 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $293,000 | 8,390 |
| Pre-tax net operating income | $-148,000 | 10,529 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-62,000 | 10,653 |
| Income before extraordinary items | $-86,000 | 10,506 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-86,000 | 10,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,511 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-86,000 | 10,475 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 9,213 |
| Total interest expense | $1,000,000 | 9,004 |
| Net interest income | $1,123,000 | 9,226 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $136,000 | 9,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $903,000 | 9,045 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $339,000 | 8,466 |
| Pre-tax net operating income | $340,000 | 8,862 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $93,000 | 8,863 |
| Income before extraordinary items | $247,000 | 8,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $247,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $247,000 | 8,797 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 9,730 |
| Total interest expense | $989,000 | 9,295 |
| Net interest income | $1,003,000 | 9,936 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $891,000 | 9,382 |
| Salaries and employee benefits | $429,000 | 9,704 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $342,000 | 8,776 |
| Pre-tax net operating income | $136,000 | 10,862 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $54,000 | 10,109 |
| Income before extraordinary items | $82,000 | 11,086 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $82,000 | 11,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $82,000 | 11,069 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 10,572 |
| Total interest expense | $643,000 | 10,385 |
| Net interest income | $933,000 | 10,624 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $68,000 | 11,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $859,000 | 9,953 |
| Salaries and employee benefits | $415,000 | 10,157 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $349,000 | 9,364 |
| Pre-tax net operating income | $132,000 | 11,395 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $97,000 | 11,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $97,000 | 11,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $97,000 | 11,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 11,241 |
| Total interest expense | $604,000 | 11,118 |
| Net interest income | $898,000 | 11,170 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $546,000 | 11,933 |
| Salaries and employee benefits | $290,000 | 11,764 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $192,000 | 11,846 |
| Pre-tax net operating income | $389,000 | 9,492 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $270,000 | 9,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,000 | 9,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 11,712 |
| Total interest expense | $742,000 | 11,621 |
| Net interest income | $867,000 | 11,645 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $41,000 | 13,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $513,000 | 12,567 |
| Salaries and employee benefits | $261,000 | 12,491 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $188,000 | 12,408 |
| Pre-tax net operating income | $385,000 | 9,379 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $264,000 | 9,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $264,000 | 9,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.