Home > Belpre Savings Bank > Income and Expense
Belpre Savings Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 5,143 |
| Total interest expense | $152,000 | 5,077 |
| Net interest income | $1,695,000 | 5,102 |
| Provision for loan and lease losses | $83,000 | 3,234 |
| Total noninterest income | $204,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $26,000 | 5,266 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $178,000 | 4,328 |
| Total noninterest expense | $1,892,000 | 4,795 |
| Salaries and employee benefits | $807,000 | 5,089 |
| Premises and equipment expense | $155,000 | 4,971 |
| Additional noninterest expense | $930,000 | 4,136 |
| Pre-tax net operating income | $-76,000 | 5,484 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $28,000 | 3,688 |
| Income before extraordinary items | $-104,000 | 5,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-104,000 | 5,424 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-104,000 | 5,424 |
| Net charge-offs | $-3,000 | 4,598 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-104,000 | 5,420 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,215 |
| Total interest expense | $108,000 | 5,165 |
| Net interest income | $1,257,000 | 5,166 |
| Provision for loan and lease losses | $68,000 | 3,030 |
| Total noninterest income | $127,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $19,000 | 5,333 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $108,000 | 4,568 |
| Total noninterest expense | $1,471,000 | 4,787 |
| Salaries and employee benefits | $607,000 | 5,106 |
| Premises and equipment expense | $121,000 | 4,980 |
| Additional noninterest expense | $743,000 | 4,031 |
| Pre-tax net operating income | $-155,000 | 5,590 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-52,000 | 5,641 |
| Income before extraordinary items | $-103,000 | 5,586 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-103,000 | 5,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-103,000 | 5,586 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-103,000 | 5,579 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 5,244 |
| Total interest expense | $80,000 | 5,106 |
| Net interest income | $826,000 | 5,218 |
| Provision for loan and lease losses | $45,000 | 2,934 |
| Total noninterest income | $102,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $11,000 | 5,414 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $91,000 | 4,368 |
| Total noninterest expense | $1,002,000 | 4,799 |
| Salaries and employee benefits | $404,000 | 5,155 |
| Premises and equipment expense | $81,000 | 4,999 |
| Additional noninterest expense | $517,000 | 3,993 |
| Pre-tax net operating income | $-119,000 | 5,643 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-40,000 | 5,699 |
| Income before extraordinary items | $-79,000 | 5,626 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-79,000 | 5,626 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-79,000 | 5,626 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-79,000 | 5,625 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 5,227 |
| Total interest expense | $46,000 | 5,006 |
| Net interest income | $434,000 | 5,204 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $50,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $45,000 | 4,412 |
| Total noninterest expense | $506,000 | 4,838 |
| Salaries and employee benefits | $184,000 | 5,292 |
| Premises and equipment expense | $33,000 | 5,214 |
| Additional noninterest expense | $289,000 | 3,807 |
| Pre-tax net operating income | $-45,000 | 5,692 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-29,000 | 5,759 |
| Income before extraordinary items | $-16,000 | 5,653 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-16,000 | 5,653 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-16,000 | 5,653 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-16,000 | 5,649 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $219,000 | 5,890 |
| Total interest expense | $22,000 | 5,857 |
| Net interest income | $197,000 | 5,890 |
| Provision for loan and lease losses | $4,000 | 4,281 |
| Total noninterest income | $5,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $3,000 | 5,738 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,000 | 5,768 |
| Total noninterest expense | $274,000 | 5,898 |
| Salaries and employee benefits | $125,000 | 5,893 |
| Premises and equipment expense | $13,000 | 5,888 |
| Additional noninterest expense | $136,000 | 5,854 |
| Pre-tax net operating income | $-76,000 | 5,690 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-26,000 | 5,704 |
| Income before extraordinary items | $-50,000 | 5,691 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-50,000 | 5,690 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-50,000 | 5,690 |
| Net charge-offs | $4,000 | 4,063 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 749 |
| Net operating income | $-50,000 | 5,677 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,562 |
| Total interest expense | $182,000 | 4,790 |
| Net interest income | $922,000 | 5,606 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $37,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $21,000 | 5,522 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $16,000 | 5,638 |
| Total noninterest expense | $1,758,000 | 4,677 |
| Salaries and employee benefits | $608,000 | 5,276 |
| Premises and equipment expense | $97,000 | 5,368 |
| Additional noninterest expense | $1,053,000 | 3,501 |
| Pre-tax net operating income | $-919,000 | 5,925 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-319,000 | 5,921 |
| Income before extraordinary items | $-600,000 | 5,895 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-600,000 | 5,895 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-600,000 | 5,895 |
| Net charge-offs | $126,000 | 1,860 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-600,000 | 5,892 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 5,608 |
| Total interest expense | $123,000 | 4,806 |
| Net interest income | $632,000 | 5,653 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $25,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $12,000 | 5,641 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 5,657 |
| Total noninterest expense | $1,248,000 | 4,620 |
| Salaries and employee benefits | $403,000 | 5,345 |
| Premises and equipment expense | $63,000 | 5,434 |
| Additional noninterest expense | $782,000 | 3,294 |
| Pre-tax net operating income | $-711,000 | 6,001 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-232,000 | 6,007 |
| Income before extraordinary items | $-479,000 | 5,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-479,000 | 5,980 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-479,000 | 5,980 |
| Net charge-offs | $89,000 | 1,720 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-479,000 | 5,975 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 5,635 |
| Total interest expense | $61,000 | 4,861 |
| Net interest income | $329,000 | 5,681 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $11,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $720,000 | 4,390 |
| Salaries and employee benefits | $201,000 | 5,395 |
| Premises and equipment expense | $27,000 | 5,587 |
| Additional noninterest expense | $492,000 | 2,803 |
| Pre-tax net operating income | $-500,000 | 6,063 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-180,000 | 6,082 |
| Income before extraordinary items | $-320,000 | 6,047 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-320,000 | 6,047 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-320,000 | 6,047 |
| Net charge-offs | $59,000 | 1,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-320,000 | 6,045 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 5,536 |
| Total interest expense | $259,000 | 4,840 |
| Net interest income | $1,533,000 | 5,582 |
| Provision for loan and lease losses | $47,000 | 3,680 |
| Total noninterest income | $49,000 | 5,948 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $33,000 | 5,655 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $16,000 | 5,855 |
| Total noninterest expense | $1,851,000 | 5,167 |
| Salaries and employee benefits | $710,000 | 5,582 |
| Premises and equipment expense | $135,000 | 5,510 |
| Additional noninterest expense | $1,006,000 | 4,287 |
| Pre-tax net operating income | $-316,000 | 6,004 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-137,000 | 6,015 |
| Income before extraordinary items | $-179,000 | 5,982 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-179,000 | 5,983 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-179,000 | 5,983 |
| Net charge-offs | $184,000 | 2,060 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-179,000 | 5,966 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,583 |
| Total interest expense | $196,000 | 4,893 |
| Net interest income | $1,169,000 | 5,637 |
| Provision for loan and lease losses | $18,000 | 3,850 |
| Total noninterest income | $35,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $25,000 | 5,726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 5,954 |
| Total noninterest expense | $1,351,000 | 5,240 |
| Salaries and employee benefits | $528,000 | 5,637 |
| Premises and equipment expense | $98,000 | 5,617 |
| Additional noninterest expense | $725,000 | 4,381 |
| Pre-tax net operating income | $-165,000 | 6,082 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-101,000 | 6,165 |
| Income before extraordinary items | $-64,000 | 6,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-64,000 | 6,035 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-64,000 | 6,035 |
| Net charge-offs | $178,000 | 1,659 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-64,000 | 6,016 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 5,613 |
| Total interest expense | $132,000 | 4,926 |
| Net interest income | $788,000 | 5,676 |
| Provision for loan and lease losses | $17,000 | 3,596 |
| Total noninterest income | $23,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $15,000 | 5,821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 5,984 |
| Total noninterest expense | $838,000 | 5,380 |
| Salaries and employee benefits | $346,000 | 5,714 |
| Premises and equipment expense | $67,000 | 5,632 |
| Additional noninterest expense | $425,000 | 4,655 |
| Pre-tax net operating income | $-44,000 | 6,064 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-35,000 | 6,206 |
| Income before extraordinary items | $-9,000 | 6,040 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-9,000 | 6,041 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-9,000 | 6,041 |
| Net charge-offs | $106,000 | 1,682 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-9,000 | 6,010 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 5,657 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $395,000 | 5,711 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $13,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $8,000 | 5,829 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 6,018 |
| Total noninterest expense | $387,000 | 5,544 |
| Salaries and employee benefits | $172,000 | 5,776 |
| Premises and equipment expense | $30,000 | 5,765 |
| Additional noninterest expense | $185,000 | 4,951 |
| Pre-tax net operating income | $4,000 | 5,979 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $4,000 | 6,020 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,000 | 6,021 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $4,000 | 6,021 |
| Net charge-offs | $105,000 | 1,084 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,000 | 5,979 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 5,581 |
| Total interest expense | $329,000 | 4,800 |
| Net interest income | $1,778,000 | 5,642 |
| Provision for loan and lease losses | $510,000 | 1,442 |
| Total noninterest income | $74,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $42,000 | 5,832 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,000 | 5,909 |
| Total noninterest expense | $1,610,000 | 5,589 |
| Salaries and employee benefits | $758,000 | 5,758 |
| Premises and equipment expense | $117,000 | 5,935 |
| Additional noninterest expense | $735,000 | 5,078 |
| Pre-tax net operating income | $-268,000 | 6,239 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $20,000 | 4,021 |
| Income before extraordinary items | $-288,000 | 6,255 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-288,000 | 6,256 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-288,000 | 6,256 |
| Net charge-offs | $142,000 | 2,832 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-288,000 | 6,256 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 5,615 |
| Total interest expense | $248,000 | 4,864 |
| Net interest income | $1,373,000 | 5,671 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $62,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $34,000 | 5,854 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $28,000 | 5,928 |
| Total noninterest expense | $1,203,000 | 5,633 |
| Salaries and employee benefits | $594,000 | 5,742 |
| Premises and equipment expense | $88,000 | 5,977 |
| Additional noninterest expense | $521,000 | 5,196 |
| Pre-tax net operating income | $147,000 | 5,759 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $54,000 | 3,632 |
| Income before extraordinary items | $93,000 | 5,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $93,000 | 5,901 |
| Net charge-offs | $78,000 | 2,922 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $93,000 | 5,873 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 5,654 |
| Total interest expense | $165,000 | 4,925 |
| Net interest income | $910,000 | 5,710 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $43,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $22,000 | 5,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $21,000 | 5,933 |
| Total noninterest expense | $803,000 | 5,665 |
| Salaries and employee benefits | $396,000 | 5,786 |
| Premises and equipment expense | $58,000 | 6,030 |
| Additional noninterest expense | $349,000 | 5,219 |
| Pre-tax net operating income | $90,000 | 5,808 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $42,000 | 3,531 |
| Income before extraordinary items | $48,000 | 6,002 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $48,000 | 6,003 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $48,000 | 6,004 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $48,000 | 5,968 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 5,707 |
| Total interest expense | $83,000 | 4,981 |
| Net interest income | $456,000 | 5,765 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $407,000 | 5,711 |
| Salaries and employee benefits | $197,000 | 5,860 |
| Premises and equipment expense | $28,000 | 6,120 |
| Additional noninterest expense | $182,000 | 5,198 |
| Pre-tax net operating income | $44,000 | 5,805 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $23,000 | 6,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 6,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $23,000 | 6,014 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $23,000 | 5,984 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 5,763 |
| Total interest expense | $302,000 | 5,383 |
| Net interest income | $1,868,000 | 5,778 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $94,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 5,887 |
| Total noninterest expense | $1,487,000 | 5,923 |
| Salaries and employee benefits | $740,000 | 6,016 |
| Premises and equipment expense | $112,000 | 6,204 |
| Additional noninterest expense | $635,000 | 5,496 |
| Pre-tax net operating income | $345,000 | 5,368 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $94,000 | 3,448 |
| Income before extraordinary items | $251,000 | 5,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 5,564 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $251,000 | 5,564 |
| Net charge-offs | $167,000 | 3,221 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $251,000 | 5,500 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 5,826 |
| Total interest expense | $219,000 | 5,535 |
| Net interest income | $1,415,000 | 5,815 |
| Provision for loan and lease losses | $83,000 | 3,571 |
| Total noninterest income | $72,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $33,000 | 6,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,928 |
| Total noninterest expense | $1,091,000 | 5,986 |
| Salaries and employee benefits | $544,000 | 6,074 |
| Premises and equipment expense | $85,000 | 6,245 |
| Additional noninterest expense | $462,000 | 5,552 |
| Pre-tax net operating income | $313,000 | 5,296 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $98,000 | 3,329 |
| Income before extraordinary items | $215,000 | 5,577 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $215,000 | 5,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $215,000 | 5,578 |
| Net charge-offs | $71,000 | 3,590 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $215,000 | 5,513 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,866 |
| Total interest expense | $143,000 | 5,638 |
| Net interest income | $941,000 | 5,843 |
| Provision for loan and lease losses | $48,000 | 3,670 |
| Total noninterest income | $52,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $23,000 | 6,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,885 |
| Total noninterest expense | $722,000 | 6,036 |
| Salaries and employee benefits | $366,000 | 6,096 |
| Premises and equipment expense | $59,000 | 6,244 |
| Additional noninterest expense | $297,000 | 5,627 |
| Pre-tax net operating income | $223,000 | 5,193 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $75,000 | 3,208 |
| Income before extraordinary items | $148,000 | 5,572 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $148,000 | 5,575 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $148,000 | 5,575 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $148,000 | 5,464 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 5,917 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $468,000 | 5,882 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $383,000 | 5,986 |
| Salaries and employee benefits | $183,000 | 6,139 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $175,000 | 5,415 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $29,000 | 3,388 |
| Income before extraordinary items | $58,000 | 5,741 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $58,000 | 5,743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $58,000 | 5,743 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $58,000 | 5,651 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 6,006 |
| Total interest expense | $399,000 | 5,548 |
| Net interest income | $1,797,000 | 6,041 |
| Provision for loan and lease losses | $45,000 | 5,250 |
| Total noninterest income | $99,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $33,000 | 6,489 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $66,000 | 5,670 |
| Total noninterest expense | $1,507,000 | 6,089 |
| Salaries and employee benefits | $709,000 | 6,263 |
| Premises and equipment expense | $110,000 | 6,442 |
| Additional noninterest expense | $688,000 | 5,575 |
| Pre-tax net operating income | $344,000 | 5,300 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $118,000 | 3,395 |
| Income before extraordinary items | $226,000 | 5,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $226,000 | 5,708 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $226,000 | 5,709 |
| Net charge-offs | $24,000 | 5,310 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $226,000 | 5,527 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 6,108 |
| Total interest expense | $309,000 | 5,623 |
| Net interest income | $1,332,000 | 6,159 |
| Provision for loan and lease losses | $23,000 | 5,337 |
| Total noninterest income | $76,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,690 |
| Total noninterest expense | $1,148,000 | 6,116 |
| Salaries and employee benefits | $554,000 | 6,258 |
| Premises and equipment expense | $83,000 | 6,512 |
| Additional noninterest expense | $511,000 | 5,631 |
| Pre-tax net operating income | $237,000 | 5,541 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $79,000 | 3,520 |
| Income before extraordinary items | $158,000 | 5,896 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $158,000 | 5,895 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $158,000 | 5,895 |
| Net charge-offs | $16,000 | 5,158 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $158,000 | 5,730 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 6,155 |
| Total interest expense | $209,000 | 5,695 |
| Net interest income | $883,000 | 6,209 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $52,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,692 |
| Total noninterest expense | $770,000 | 6,157 |
| Salaries and employee benefits | $369,000 | 6,307 |
| Premises and equipment expense | $55,000 | 6,558 |
| Additional noninterest expense | $346,000 | 5,656 |
| Pre-tax net operating income | $150,000 | 5,596 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $55,000 | 3,486 |
| Income before extraordinary items | $95,000 | 5,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,971 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $95,000 | 5,971 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $95,000 | 5,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,203 |
| Total interest expense | $106,000 | 5,770 |
| Net interest income | $443,000 | 6,240 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $27,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $383,000 | 6,217 |
| Salaries and employee benefits | $184,000 | 6,347 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $171,000 | 5,693 |
| Pre-tax net operating income | $72,000 | 5,697 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $21,000 | 3,648 |
| Income before extraordinary items | $51,000 | 5,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,000 | 5,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $51,000 | 5,965 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $51,000 | 5,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 6,289 |
| Total interest expense | $523,000 | 5,762 |
| Net interest income | $1,697,000 | 6,350 |
| Provision for loan and lease losses | $65,000 | 5,666 |
| Total noninterest income | $98,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $30,000 | 6,615 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $68,000 | 5,678 |
| Total noninterest expense | $1,412,000 | 6,412 |
| Salaries and employee benefits | $696,000 | 6,483 |
| Premises and equipment expense | $112,000 | 6,737 |
| Additional noninterest expense | $604,000 | 5,975 |
| Pre-tax net operating income | $318,000 | 5,191 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $109,000 | 3,327 |
| Income before extraordinary items | $209,000 | 5,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $209,000 | 5,529 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $209,000 | 5,529 |
| Net charge-offs | $63,000 | 5,336 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $209,000 | 5,411 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 6,354 |
| Total interest expense | $413,000 | 5,793 |
| Net interest income | $1,254,000 | 6,421 |
| Provision for loan and lease losses | $55,000 | 5,457 |
| Total noninterest income | $75,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $21,000 | 6,687 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $54,000 | 5,722 |
| Total noninterest expense | $1,058,000 | 6,449 |
| Salaries and employee benefits | $531,000 | 6,486 |
| Premises and equipment expense | $85,000 | 6,758 |
| Additional noninterest expense | $442,000 | 6,061 |
| Pre-tax net operating income | $216,000 | 5,407 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $83,000 | 3,341 |
| Income before extraordinary items | $133,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 5,777 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $133,000 | 5,777 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $133,000 | 5,634 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 6,394 |
| Total interest expense | $283,000 | 5,848 |
| Net interest income | $835,000 | 6,467 |
| Provision for loan and lease losses | $35,000 | 5,367 |
| Total noninterest income | $49,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $679,000 | 6,568 |
| Salaries and employee benefits | $328,000 | 6,649 |
| Premises and equipment expense | $56,000 | 6,818 |
| Additional noninterest expense | $295,000 | 6,134 |
| Pre-tax net operating income | $170,000 | 5,292 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $62,000 | 3,216 |
| Income before extraordinary items | $108,000 | 5,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,635 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $108,000 | 5,636 |
| Net charge-offs | $22,000 | 5,004 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $108,000 | 5,548 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,471 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $402,000 | 6,559 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $336,000 | 6,630 |
| Salaries and employee benefits | $160,000 | 6,733 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $80,000 | 5,379 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $29,000 | 3,217 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 6,464 |
| Total interest expense | $706,000 | 5,958 |
| Net interest income | $1,662,000 | 6,571 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $106,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 6,246 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $1,351,000 | 6,693 |
| Salaries and employee benefits | $590,000 | 6,951 |
| Premises and equipment expense | $118,000 | 6,901 |
| Additional noninterest expense | $643,000 | 6,085 |
| Pre-tax net operating income | $297,000 | 4,911 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $107,000 | 3,186 |
| Income before extraordinary items | $190,000 | 5,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 5,322 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $190,000 | 5,323 |
| Net charge-offs | $104,000 | 5,380 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $190,000 | 5,179 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 6,544 |
| Total interest expense | $544,000 | 6,044 |
| Net interest income | $1,257,000 | 6,644 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $80,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $1,054,000 | 6,680 |
| Salaries and employee benefits | $483,000 | 6,874 |
| Premises and equipment expense | $87,000 | 7,009 |
| Additional noninterest expense | $484,000 | 6,113 |
| Pre-tax net operating income | $203,000 | 5,243 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $73,000 | 3,331 |
| Income before extraordinary items | $130,000 | 5,604 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $130,000 | 5,605 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $130,000 | 5,605 |
| Net charge-offs | $68,000 | 5,278 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $130,000 | 5,440 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 6,590 |
| Total interest expense | $375,000 | 6,079 |
| Net interest income | $825,000 | 6,699 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $52,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 6,184 |
| Total noninterest expense | $704,000 | 6,725 |
| Salaries and employee benefits | $317,000 | 6,949 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $327,000 | 6,111 |
| Pre-tax net operating income | $113,000 | 5,422 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $34,000 | 3,521 |
| Income before extraordinary items | $79,000 | 5,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,689 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $79,000 | 5,688 |
| Net charge-offs | $68,000 | 4,613 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $79,000 | 5,567 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 6,650 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $414,000 | 6,764 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $350,000 | 6,825 |
| Salaries and employee benefits | $156,000 | 7,058 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $166,000 | 6,123 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $55,000 | 5,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 5,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $55,000 | 5,630 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $55,000 | 5,526 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 6,693 |
| Total interest expense | $925,000 | 6,184 |
| Net interest income | $1,571,000 | 6,809 |
| Provision for loan and lease losses | $35,000 | 7,006 |
| Total noninterest income | $93,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $52,000 | 6,324 |
| Total noninterest expense | $1,362,000 | 6,975 |
| Salaries and employee benefits | $579,000 | 7,250 |
| Premises and equipment expense | $118,000 | 7,211 |
| Additional noninterest expense | $665,000 | 6,254 |
| Pre-tax net operating income | $267,000 | 4,611 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $65,000 | 3,125 |
| Income before extraordinary items | $202,000 | 4,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $202,000 | 4,805 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $202,000 | 4,805 |
| Net charge-offs | $74,000 | 5,947 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $202,000 | 4,732 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 6,774 |
| Total interest expense | $708,000 | 6,279 |
| Net interest income | $1,151,000 | 6,907 |
| Provision for loan and lease losses | $6,000 | 7,192 |
| Total noninterest income | $70,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $26,000 | 6,770 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,002,000 | 7,031 |
| Salaries and employee benefits | $447,000 | 7,256 |
| Premises and equipment expense | $86,000 | 7,303 |
| Additional noninterest expense | $469,000 | 6,394 |
| Pre-tax net operating income | $213,000 | 4,876 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $59,000 | 3,234 |
| Income before extraordinary items | $154,000 | 5,063 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $154,000 | 5,063 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $154,000 | 5,063 |
| Net charge-offs | $52,000 | 5,648 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $154,000 | 5,014 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 6,852 |
| Total interest expense | $492,000 | 6,305 |
| Net interest income | $745,000 | 6,991 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $49,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $18,000 | 6,781 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $670,000 | 7,085 |
| Salaries and employee benefits | $297,000 | 7,339 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $314,000 | 6,407 |
| Pre-tax net operating income | $118,000 | 5,102 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $36,000 | 3,368 |
| Income before extraordinary items | $82,000 | 5,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 5,336 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $82,000 | 5,336 |
| Net charge-offs | $26,000 | 5,436 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $82,000 | 5,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,936 |
| Total interest expense | $256,000 | 6,330 |
| Net interest income | $352,000 | 7,114 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $334,000 | 7,080 |
| Salaries and employee benefits | $149,000 | 7,383 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $154,000 | 6,240 |
| Pre-tax net operating income | $38,000 | 5,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 6,879 |
| Total interest expense | $1,182,000 | 6,467 |
| Net interest income | $1,445,000 | 7,077 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $98,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 6,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $46,000 | 6,829 |
| Total noninterest expense | $1,295,000 | 7,154 |
| Salaries and employee benefits | $578,000 | 7,465 |
| Premises and equipment expense | $120,000 | 7,425 |
| Additional noninterest expense | $597,000 | 6,227 |
| Pre-tax net operating income | $224,000 | 5,678 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $76,000 | 3,593 |
| Income before extraordinary items | $148,000 | 5,679 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $148,000 | 5,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $148,000 | 5,840 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 6,943 |
| Total interest expense | $905,000 | 6,544 |
| Net interest income | $1,072,000 | 7,149 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $74,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 6,915 |
| Total noninterest expense | $967,000 | 7,159 |
| Salaries and employee benefits | $444,000 | 7,464 |
| Premises and equipment expense | $92,000 | 7,447 |
| Additional noninterest expense | $431,000 | 6,289 |
| Pre-tax net operating income | $166,000 | 6,168 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $54,000 | 4,059 |
| Income before extraordinary items | $112,000 | 6,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $112,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $112,000 | 6,269 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 6,984 |
| Total interest expense | $638,000 | 6,558 |
| Net interest income | $698,000 | 7,212 |
| Provision for loan and lease losses | $9,000 | 6,362 |
| Total noninterest income | $50,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $645,000 | 7,218 |
| Salaries and employee benefits | $295,000 | 7,536 |
| Premises and equipment expense | $58,000 | 7,553 |
| Additional noninterest expense | $292,000 | 6,255 |
| Pre-tax net operating income | $94,000 | 6,433 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $30,000 | 4,422 |
| Income before extraordinary items | $64,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $64,000 | 6,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 7,033 |
| Total interest expense | $348,000 | 6,528 |
| Net interest income | $332,000 | 7,339 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $319,000 | 7,276 |
| Salaries and employee benefits | $140,000 | 7,642 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $30,000 | 6,856 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 6,891 |
| Total interest expense | $1,656,000 | 6,228 |
| Net interest income | $1,268,000 | 7,416 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $66,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $40,000 | 6,897 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $1,283,000 | 7,234 |
| Salaries and employee benefits | $591,000 | 7,569 |
| Premises and equipment expense | $122,000 | 7,522 |
| Additional noninterest expense | $570,000 | 6,267 |
| Pre-tax net operating income | $33,000 | 7,341 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $-6,000 | 7,757 |
| Income before extraordinary items | $78,000 | 7,226 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $78,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $39,000 | 7,334 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 6,921 |
| Total interest expense | $1,263,000 | 6,221 |
| Net interest income | $948,000 | 7,469 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $978,000 | 7,191 |
| Salaries and employee benefits | $452,000 | 7,512 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $433,000 | 6,196 |
| Pre-tax net operating income | $7,000 | 7,622 |
| Securities gains (losses) | $39,000 | 673 |
| Applicable income taxes | $-5,000 | 7,998 |
| Income before extraordinary items | $51,000 | 7,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $51,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $12,000 | 7,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,962 |
| Total interest expense | $837,000 | 6,273 |
| Net interest income | $633,000 | 7,534 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $37,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $662,000 | 7,198 |
| Salaries and employee benefits | $309,000 | 7,517 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $294,000 | 6,172 |
| Pre-tax net operating income | $-1,000 | 7,776 |
| Securities gains (losses) | $32,000 | 611 |
| Applicable income taxes | $-4,000 | 8,099 |
| Income before extraordinary items | $35,000 | 7,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,000 | 7,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,998 |
| Total interest expense | $416,000 | 6,298 |
| Net interest income | $316,000 | 7,568 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $331,000 | 7,243 |
| Salaries and employee benefits | $158,000 | 7,519 |
| Premises and equipment expense | $28,000 | 7,677 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $1,000 | 7,825 |
| Securities gains (losses) | $12,000 | 661 |
| Applicable income taxes | $-3,000 | 8,197 |
| Income before extraordinary items | $16,000 | 7,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 6,722 |
| Total interest expense | $1,696,000 | 5,824 |
| Net interest income | $1,379,000 | 7,334 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $69,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $1,319,000 | 7,195 |
| Salaries and employee benefits | $625,000 | 7,517 |
| Premises and equipment expense | $127,000 | 7,528 |
| Additional noninterest expense | $567,000 | 6,218 |
| Pre-tax net operating income | $117,000 | 7,656 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $38,000 | 5,614 |
| Income before extraordinary items | $81,000 | 7,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $81,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,299 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $79,640 | 7,743 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 6,761 |
| Total interest expense | $1,250,000 | 5,821 |
| Net interest income | $1,056,000 | 7,362 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $1,013,000 | 7,140 |
| Salaries and employee benefits | $502,000 | 7,367 |
| Premises and equipment expense | $93,000 | 7,565 |
| Additional noninterest expense | $418,000 | 6,274 |
| Pre-tax net operating income | $85,000 | 7,861 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $58,000 | 7,924 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $58,000 | 7,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $58,000 | 7,918 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,783 |
| Total interest expense | $790,000 | 5,841 |
| Net interest income | $729,000 | 7,355 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $680,000 | 7,161 |
| Salaries and employee benefits | $339,000 | 7,373 |
| Premises and equipment expense | $61,000 | 7,602 |
| Additional noninterest expense | $280,000 | 6,280 |
| Pre-tax net operating income | $74,000 | 7,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $49,000 | 7,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $49,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $49,000 | 7,919 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,802 |
| Total interest expense | $363,000 | 5,935 |
| Net interest income | $382,000 | 7,282 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $344,000 | 7,142 |
| Salaries and employee benefits | $174,000 | 7,332 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $45,000 | 7,754 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 6,711 |
| Total interest expense | $1,247,000 | 5,729 |
| Net interest income | $1,618,000 | 7,139 |
| Provision for loan and lease losses | $47,000 | 5,842 |
| Total noninterest income | $411,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $32,000 | 7,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $379,000 | 3,866 |
| Total noninterest expense | $1,360,000 | 7,126 |
| Salaries and employee benefits | $634,000 | 7,505 |
| Premises and equipment expense | $137,000 | 7,433 |
| Additional noninterest expense | $589,000 | 6,121 |
| Pre-tax net operating income | $622,000 | 6,351 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $401,000 | 6,773 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $401,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $401,000 | 6,741 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 6,709 |
| Total interest expense | $925,000 | 5,656 |
| Net interest income | $1,215,000 | 7,169 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $394,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $371,000 | 3,411 |
| Total noninterest expense | $1,017,000 | 7,132 |
| Salaries and employee benefits | $482,000 | 7,444 |
| Premises and equipment expense | $101,000 | 7,461 |
| Additional noninterest expense | $434,000 | 6,125 |
| Pre-tax net operating income | $570,000 | 6,136 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $195,000 | 4,452 |
| Income before extraordinary items | $375,000 | 6,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $375,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $375,000 | 6,478 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 6,694 |
| Total interest expense | $599,000 | 5,574 |
| Net interest income | $815,000 | 7,151 |
| Provision for loan and lease losses | $22,000 | 5,594 |
| Total noninterest income | $361,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $680,000 | 7,138 |
| Salaries and employee benefits | $323,000 | 7,439 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $474,000 | 5,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $163,000 | 4,124 |
| Income before extraordinary items | $311,000 | 6,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $311,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $311,000 | 5,986 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,772 |
| Total interest expense | $289,000 | 5,583 |
| Net interest income | $403,000 | 7,232 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $347,000 | 7,119 |
| Salaries and employee benefits | $162,000 | 7,489 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $50,000 | 7,898 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 6,646 |
| Total interest expense | $1,064,000 | 5,485 |
| Net interest income | $1,699,000 | 7,051 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $55,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,299,000 | 7,258 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $122,000 | 7,684 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $365,000 | 7,222 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $143,000 | 5,157 |
| Income before extraordinary items | $255,000 | 7,413 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $255,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $233,880 | 7,446 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 6,645 |
| Total interest expense | $785,000 | 5,499 |
| Net interest income | $1,296,000 | 7,017 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $39,000 | 8,616 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $975,000 | 7,220 |
| Salaries and employee benefits | $457,000 | 7,581 |
| Premises and equipment expense | $91,000 | 7,696 |
| Additional noninterest expense | $427,000 | 6,115 |
| Pre-tax net operating income | $292,000 | 7,254 |
| Securities gains (losses) | $33,000 | 1,968 |
| Applicable income taxes | $114,000 | 5,197 |
| Income before extraordinary items | $211,000 | 7,412 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $211,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $189,550 | 7,493 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,700 |
| Total interest expense | $525,000 | 5,515 |
| Net interest income | $861,000 | 7,059 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $638,000 | 7,324 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $277,000 | 6,221 |
| Pre-tax net operating income | $203,000 | 7,166 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $78,000 | 5,147 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $125,000 | 7,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,759 |
| Total interest expense | $278,000 | 5,407 |
| Net interest income | $412,000 | 7,193 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $320,000 | 7,355 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $82,000 | 7,438 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $52,000 | 7,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $52,000 | 7,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 6,706 |
| Total interest expense | $1,107,000 | 5,826 |
| Net interest income | $1,729,000 | 7,020 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $52,000 | 8,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $25,000 | 7,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $1,247,000 | 7,375 |
| Salaries and employee benefits | $547,000 | 7,909 |
| Premises and equipment expense | $132,000 | 7,638 |
| Additional noninterest expense | $568,000 | 6,159 |
| Pre-tax net operating income | $444,000 | 6,860 |
| Securities gains (losses) | $52,000 | 2,478 |
| Applicable income taxes | $178,000 | 5,083 |
| Income before extraordinary items | $318,000 | 7,187 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $318,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,736 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $284,720 | 7,211 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 6,766 |
| Total interest expense | $815,000 | 6,015 |
| Net interest income | $1,329,000 | 6,993 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $18,000 | 7,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $936,000 | 7,361 |
| Salaries and employee benefits | $418,000 | 7,840 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $421,000 | 6,185 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $52,000 | 2,281 |
| Applicable income taxes | $151,000 | 5,082 |
| Income before extraordinary items | $268,000 | 7,133 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $268,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $234,720 | 7,203 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,792 |
| Total interest expense | $548,000 | 6,116 |
| Net interest income | $890,000 | 6,993 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $28,000 | 8,823 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $611,000 | 7,438 |
| Salaries and employee benefits | $280,000 | 7,854 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $269,000 | 6,317 |
| Pre-tax net operating income | $262,000 | 6,758 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $163,000 | 7,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $163,000 | 7,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $718,000 | 6,833 |
| Total interest expense | $272,000 | 6,237 |
| Net interest income | $446,000 | 6,986 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $315,000 | 7,397 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $73,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $73,000 | 7,270 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,864 |
| Total interest expense | $1,269,000 | 6,259 |
| Net interest income | $1,730,000 | 7,073 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $54,000 | 8,926 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $1,163,000 | 7,558 |
| Salaries and employee benefits | $537,000 | 7,979 |
| Premises and equipment expense | $104,000 | 8,116 |
| Additional noninterest expense | $522,000 | 6,381 |
| Pre-tax net operating income | $531,000 | 6,654 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $173,000 | 5,317 |
| Income before extraordinary items | $358,000 | 7,034 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $358,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $358,000 | 6,907 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 7,200 |
| Total interest expense | $1,640,000 | 6,708 |
| Net interest income | $1,416,000 | 7,484 |
| Provision for loan and lease losses | $44,000 | 6,848 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $21,000 | 8,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,044,000 | 7,842 |
| Salaries and employee benefits | $483,000 | 8,256 |
| Premises and equipment expense | $93,000 | 8,406 |
| Additional noninterest expense | $468,000 | 6,664 |
| Pre-tax net operating income | $414,000 | 6,914 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $148,000 | 5,473 |
| Income before extraordinary items | $266,000 | 7,337 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $266,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $266,000 | 7,221 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 7,409 |
| Total interest expense | $1,812,000 | 6,575 |
| Net interest income | $1,192,000 | 8,084 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $30,000 | 9,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $981,000 | 8,082 |
| Salaries and employee benefits | $434,000 | 8,583 |
| Premises and equipment expense | $91,000 | 8,596 |
| Additional noninterest expense | $456,000 | 6,732 |
| Pre-tax net operating income | $221,000 | 8,274 |
| Securities gains (losses) | $71,000 | 640 |
| Applicable income taxes | $105,000 | 6,454 |
| Income before extraordinary items | $187,000 | 8,153 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $187,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $141,560 | 8,469 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 7,444 |
| Total interest expense | $1,737,000 | 6,484 |
| Net interest income | $1,205,000 | 8,178 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $46,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $842,000 | 8,614 |
| Salaries and employee benefits | $354,000 | 9,169 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $399,000 | 7,281 |
| Pre-tax net operating income | $409,000 | 7,560 |
| Securities gains (losses) | $941,000 | 227 |
| Applicable income taxes | $437,000 | 3,930 |
| Income before extraordinary items | $913,000 | 4,703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $913,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $273,120 | 7,746 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,291 |
| Total interest expense | $2,090,000 | 6,042 |
| Net interest income | $1,104,000 | 8,564 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $805,000 | 8,764 |
| Salaries and employee benefits | $320,000 | 9,498 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $427,000 | 7,007 |
| Pre-tax net operating income | $338,000 | 8,184 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $132,000 | 7,080 |
| Income before extraordinary items | $206,000 | 8,571 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $206,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $206,000 | 8,495 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 7,587 |
| Total interest expense | $2,006,000 | 6,260 |
| Net interest income | $1,130,000 | 8,868 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $661,000 | 9,520 |
| Salaries and employee benefits | $285,000 | 10,062 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $522,000 | 7,803 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $158,000 | 7,483 |
| Income before extraordinary items | $364,000 | 7,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $364,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $364,000 | 7,833 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 7,948 |
| Total interest expense | $1,930,000 | 6,564 |
| Net interest income | $1,102,000 | 9,278 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $189,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $925,000 | 8,991 |
| Salaries and employee benefits | $278,000 | 10,525 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $589,000 | 6,421 |
| Pre-tax net operating income | $341,000 | 8,854 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $142,000 | 7,996 |
| Income before extraordinary items | $179,000 | 9,493 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $179,000 | 9,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $191,800 | 9,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 8,406 |
| Total interest expense | $1,888,000 | 6,705 |
| Net interest income | $990,000 | 9,969 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $669,000 | 10,303 |
| Salaries and employee benefits | $283,000 | 10,893 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $308,000 | 9,168 |
| Pre-tax net operating income | $335,000 | 9,500 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $99,000 | 9,204 |
| Income before extraordinary items | $236,000 | 9,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $236,000 | 9,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $236,000 | 9,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 8,842 |
| Total interest expense | $1,436,000 | 7,086 |
| Net interest income | $1,102,000 | 10,058 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $651,000 | 10,902 |
| Salaries and employee benefits | $267,000 | 11,505 |
| Premises and equipment expense | $78,000 | 10,708 |
| Additional noninterest expense | $306,000 | 9,893 |
| Pre-tax net operating income | $414,000 | 9,254 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $132,000 | 8,674 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,426 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $282,000 | 9,409 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 9,214 |
| Total interest expense | $1,456,000 | 7,349 |
| Net interest income | $1,026,000 | 10,692 |
| Provision for loan and lease losses | $144,000 | 4,763 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $580,000 | 11,749 |
| Salaries and employee benefits | $254,000 | 12,146 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $223,000 | 11,426 |
| Pre-tax net operating income | $340,000 | 9,894 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $221,000 | 10,396 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $221,000 | 10,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $219,080 | 10,188 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 9,309 |
| Total interest expense | $1,780,000 | 7,674 |
| Net interest income | $1,029,000 | 10,989 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $8,000 | 13,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $562,000 | 12,292 |
| Salaries and employee benefits | $238,000 | 12,734 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $213,000 | 12,053 |
| Pre-tax net operating income | $343,000 | 9,757 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,000 | 9,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.