Home > Belgrade State Bank > Income and Expense
Belgrade State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,568,000 | 1,737 |
| Total interest expense | $6,954,000 | 1,651 |
| Net interest income | $15,614,000 | 1,744 |
| Provision for loan and lease losses | $861,000 | 919 |
| Total noninterest income | $5,207,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,486,000 | 741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,721,000 | 1,089 |
| Total noninterest expense | $12,284,000 | 1,786 |
| Salaries and employee benefits | $6,656,000 | 1,830 |
| Premises and equipment expense | $1,576,000 | 1,477 |
| Additional noninterest expense | $3,721,000 | 1,089 |
| Pre-tax net operating income | $7,676,000 | 1,444 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,655,000 | 1,107 |
| Income before extraordinary items | $6,021,000 | 1,522 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,021,000 | 1,537 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,021,000 | 1,525 |
| Net charge-offs | $833,000 | 587 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,021,000 | 1,546 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,120,000 | 1,763 |
| Total interest expense | $4,727,000 | 1,643 |
| Net interest income | $11,393,000 | 1,802 |
| Provision for loan and lease losses | $271,000 | 1,422 |
| Total noninterest income | $4,319,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,111,000 | 738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,208,000 | 988 |
| Total noninterest expense | $9,137,000 | 1,789 |
| Salaries and employee benefits | $4,912,000 | 1,854 |
| Premises and equipment expense | $1,230,000 | 1,431 |
| Additional noninterest expense | $3,208,000 | 988 |
| Pre-tax net operating income | $6,304,000 | 1,390 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,448,000 | 1,033 |
| Income before extraordinary items | $4,856,000 | 1,482 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,856,000 | 1,494 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,856,000 | 1,482 |
| Net charge-offs | $715,000 | 488 |
| Cash dividends | $650,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,856,000 | 1,505 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 1,814 |
| Total interest expense | $2,818,000 | 1,624 |
| Net interest income | $7,262,000 | 1,880 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $3,423,000 | 927 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $714,000 | 750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,709,000 | 802 |
| Total noninterest expense | $6,088,000 | 1,782 |
| Salaries and employee benefits | $3,138,000 | 1,900 |
| Premises and equipment expense | $900,000 | 1,333 |
| Additional noninterest expense | $2,709,000 | 802 |
| Pre-tax net operating income | $4,417,000 | 1,314 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,032,000 | 991 |
| Income before extraordinary items | $3,385,000 | 1,431 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,385,000 | 1,447 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,385,000 | 1,431 |
| Net charge-offs | $-18,000 | 4,071 |
| Cash dividends | $650,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,385,000 | 1,438 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 1,877 |
| Total interest expense | $1,284,000 | 1,571 |
| Net interest income | $3,456,000 | 1,967 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $1,968,000 | 846 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $345,000 | 774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,623,000 | 704 |
| Total noninterest expense | $3,155,000 | 1,758 |
| Salaries and employee benefits | $1,562,000 | 1,939 |
| Premises and equipment expense | $599,000 | 1,061 |
| Additional noninterest expense | $1,623,000 | 704 |
| Pre-tax net operating income | $2,179,000 | 1,374 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $497,000 | 1,051 |
| Income before extraordinary items | $1,682,000 | 1,477 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,682,000 | 1,476 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,682,000 | 1,477 |
| Net charge-offs | $-15,000 | 4,163 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,682,000 | 1,484 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,091,000 | 1,950 |
| Total interest expense | $1,559,000 | 1,869 |
| Net interest income | $13,532,000 | 1,933 |
| Provision for loan and lease losses | $360,000 | 1,410 |
| Total noninterest income | $3,557,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,376,000 | 795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,181,000 | 1,545 |
| Total noninterest expense | $11,552,000 | 1,828 |
| Salaries and employee benefits | $6,291,000 | 1,899 |
| Premises and equipment expense | $1,297,000 | 1,709 |
| Additional noninterest expense | $2,181,000 | 1,545 |
| Pre-tax net operating income | $5,177,000 | 2,004 |
| Securities gains (losses) | $-98,000 | 3,898 |
| Applicable income taxes | $1,029,000 | 1,529 |
| Income before extraordinary items | $4,050,000 | 2,090 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,050,000 | 2,089 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,050,000 | 2,089 |
| Net charge-offs | $406,000 | 672 |
| Cash dividends | $925,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,128,400 | 2,095 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 1,964 |
| Total interest expense | $792,000 | 2,063 |
| Net interest income | $10,016,000 | 1,927 |
| Provision for loan and lease losses | $270,000 | 1,285 |
| Total noninterest income | $2,615,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,015,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,600,000 | 1,581 |
| Total noninterest expense | $8,529,000 | 1,849 |
| Salaries and employee benefits | $4,683,000 | 1,896 |
| Premises and equipment expense | $984,000 | 1,708 |
| Additional noninterest expense | $1,600,000 | 1,581 |
| Pre-tax net operating income | $3,832,000 | 1,982 |
| Securities gains (losses) | $-98,000 | 4,217 |
| Applicable income taxes | $806,000 | 1,497 |
| Income before extraordinary items | $2,928,000 | 2,115 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,928,000 | 2,115 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,928,000 | 2,114 |
| Net charge-offs | $331,000 | 551 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,005,420 | 2,116 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 1,952 |
| Total interest expense | $471,000 | 2,030 |
| Net interest income | $6,500,000 | 1,929 |
| Provision for loan and lease losses | $180,000 | 1,178 |
| Total noninterest income | $1,804,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $652,000 | 829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,152,000 | 1,538 |
| Total noninterest expense | $5,567,000 | 1,859 |
| Salaries and employee benefits | $3,056,000 | 1,914 |
| Premises and equipment expense | $625,000 | 1,779 |
| Additional noninterest expense | $1,886,000 | 1,677 |
| Pre-tax net operating income | $2,557,000 | 1,909 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $557,000 | 1,404 |
| Income before extraordinary items | $2,000,000 | 1,997 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,000,000 | 1,997 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,000,000 | 1,997 |
| Net charge-offs | $-11,000 | 3,693 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,000,000 | 2,037 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 1,943 |
| Total interest expense | $242,000 | 1,958 |
| Net interest income | $3,135,000 | 1,927 |
| Provision for loan and lease losses | $90,000 | 1,018 |
| Total noninterest income | $937,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $327,000 | 821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 1,490 |
| Total noninterest expense | $2,774,000 | 1,849 |
| Salaries and employee benefits | $1,531,000 | 1,912 |
| Premises and equipment expense | $330,000 | 1,727 |
| Additional noninterest expense | $913,000 | 1,697 |
| Pre-tax net operating income | $1,208,000 | 1,908 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $259,000 | 1,422 |
| Income before extraordinary items | $949,000 | 1,978 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $949,000 | 1,977 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $949,000 | 1,978 |
| Net charge-offs | $14,000 | 1,083 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $949,000 | 1,997 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 1,949 |
| Total interest expense | $1,216,000 | 1,938 |
| Net interest income | $12,968,000 | 1,929 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $3,413,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,132,000 | 883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,281,000 | 1,788 |
| Total noninterest expense | $10,749,000 | 1,884 |
| Salaries and employee benefits | $5,938,000 | 1,948 |
| Premises and equipment expense | $1,294,000 | 1,715 |
| Additional noninterest expense | $3,517,000 | 1,743 |
| Pre-tax net operating income | $5,232,000 | 1,989 |
| Securities gains (losses) | $157,000 | 690 |
| Applicable income taxes | $1,167,000 | 1,492 |
| Income before extraordinary items | $4,222,000 | 2,089 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,222,000 | 2,090 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,222,000 | 2,090 |
| Net charge-offs | $-210,000 | 4,562 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,097,970 | 2,093 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 1,961 |
| Total interest expense | $964,000 | 1,938 |
| Net interest income | $9,868,000 | 1,941 |
| Provision for loan and lease losses | $310,000 | 1,134 |
| Total noninterest income | $2,398,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $795,000 | 925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,603,000 | 1,889 |
| Total noninterest expense | $7,901,000 | 1,912 |
| Salaries and employee benefits | $4,444,000 | 1,953 |
| Premises and equipment expense | $945,000 | 1,781 |
| Additional noninterest expense | $2,512,000 | 1,825 |
| Pre-tax net operating income | $4,055,000 | 2,038 |
| Securities gains (losses) | $157,000 | 641 |
| Applicable income taxes | $909,000 | 1,538 |
| Income before extraordinary items | $3,303,000 | 2,122 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,303,000 | 2,123 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,303,000 | 2,123 |
| Net charge-offs | $34,000 | 1,511 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,178,970 | 2,144 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 1,887 |
| Total interest expense | $692,000 | 1,910 |
| Net interest income | $6,848,000 | 1,859 |
| Provision for loan and lease losses | $220,000 | 1,127 |
| Total noninterest income | $1,595,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $499,000 | 941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,096,000 | 1,822 |
| Total noninterest expense | $5,176,000 | 1,929 |
| Salaries and employee benefits | $2,933,000 | 1,959 |
| Premises and equipment expense | $595,000 | 1,846 |
| Additional noninterest expense | $1,648,000 | 1,820 |
| Pre-tax net operating income | $3,047,000 | 1,870 |
| Securities gains (losses) | $89,000 | 710 |
| Applicable income taxes | $727,000 | 1,395 |
| Income before extraordinary items | $2,409,000 | 2,001 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,409,000 | 2,001 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,409,000 | 2,001 |
| Net charge-offs | $44,000 | 1,199 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,338,690 | 2,005 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 1,949 |
| Total interest expense | $387,000 | 1,832 |
| Net interest income | $3,175,000 | 1,954 |
| Provision for loan and lease losses | $130,000 | 1,086 |
| Total noninterest income | $828,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $250,000 | 922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 1,764 |
| Total noninterest expense | $2,550,000 | 1,941 |
| Salaries and employee benefits | $1,471,000 | 1,942 |
| Premises and equipment expense | $298,000 | 1,852 |
| Additional noninterest expense | $781,000 | 1,868 |
| Pre-tax net operating income | $1,323,000 | 2,025 |
| Securities gains (losses) | $89,000 | 506 |
| Applicable income taxes | $317,000 | 1,472 |
| Income before extraordinary items | $1,095,000 | 2,098 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,095,000 | 2,099 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,095,000 | 2,098 |
| Net charge-offs | $44,000 | 883 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,024,690 | 2,144 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,253,000 | 1,961 |
| Total interest expense | $2,366,000 | 1,778 |
| Net interest income | $11,887,000 | 1,960 |
| Provision for loan and lease losses | $1,360,000 | 1,321 |
| Total noninterest income | $2,894,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,082,000 | 882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,812,000 | 1,887 |
| Total noninterest expense | $10,449,000 | 1,890 |
| Salaries and employee benefits | $5,923,000 | 1,918 |
| Premises and equipment expense | $1,268,000 | 1,728 |
| Additional noninterest expense | $3,258,000 | 1,804 |
| Pre-tax net operating income | $2,972,000 | 2,438 |
| Securities gains (losses) | $452,000 | 640 |
| Applicable income taxes | $743,000 | 1,673 |
| Income before extraordinary items | $2,681,000 | 2,447 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,681,000 | 2,447 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,681,000 | 2,447 |
| Net charge-offs | $533,000 | 934 |
| Cash dividends | $500,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,323,920 | 2,588 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,881,000 | 1,954 |
| Total interest expense | $1,885,000 | 1,776 |
| Net interest income | $8,996,000 | 1,949 |
| Provision for loan and lease losses | $870,000 | 1,482 |
| Total noninterest income | $2,196,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $808,000 | 886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 1,820 |
| Total noninterest expense | $7,638,000 | 1,913 |
| Salaries and employee benefits | $4,396,000 | 1,904 |
| Premises and equipment expense | $930,000 | 1,763 |
| Additional noninterest expense | $2,312,000 | 1,865 |
| Pre-tax net operating income | $2,684,000 | 2,197 |
| Securities gains (losses) | $408,000 | 564 |
| Applicable income taxes | $713,000 | 1,442 |
| Income before extraordinary items | $2,379,000 | 2,211 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,379,000 | 2,211 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,379,000 | 2,211 |
| Net charge-offs | $506,000 | 753 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,056,680 | 2,365 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,814,000 | 2,061 |
| Total interest expense | $1,318,000 | 1,810 |
| Net interest income | $5,496,000 | 2,099 |
| Provision for loan and lease losses | $780,000 | 1,240 |
| Total noninterest income | $2,095,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $543,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,552,000 | 1,288 |
| Total noninterest expense | $5,162,000 | 1,892 |
| Salaries and employee benefits | $2,974,000 | 1,885 |
| Premises and equipment expense | $613,000 | 1,764 |
| Additional noninterest expense | $1,575,000 | 1,812 |
| Pre-tax net operating income | $1,649,000 | 2,265 |
| Securities gains (losses) | $101,000 | 979 |
| Applicable income taxes | $397,000 | 1,539 |
| Income before extraordinary items | $1,353,000 | 2,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,353,000 | 2,383 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,353,000 | 2,383 |
| Net charge-offs | $337,000 | 756 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,273,210 | 2,431 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,036 |
| Total interest expense | $686,000 | 1,869 |
| Net interest income | $2,764,000 | 2,054 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $713,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $333,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 1,789 |
| Total noninterest expense | $2,705,000 | 1,834 |
| Salaries and employee benefits | $1,506,000 | 1,877 |
| Premises and equipment expense | $313,000 | 1,764 |
| Additional noninterest expense | $886,000 | 1,679 |
| Pre-tax net operating income | $682,000 | 2,378 |
| Securities gains (losses) | $50,000 | 839 |
| Applicable income taxes | $219,000 | 1,320 |
| Income before extraordinary items | $513,000 | 2,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $513,000 | 2,606 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $513,000 | 2,608 |
| Net charge-offs | $159,000 | 703 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $473,500 | 2,694 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,739,000 | 2,072 |
| Total interest expense | $2,572,000 | 2,012 |
| Net interest income | $11,167,000 | 2,041 |
| Provision for loan and lease losses | $1,428,000 | 692 |
| Total noninterest income | $3,714,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,309,000 | 903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,405,000 | 1,383 |
| Total noninterest expense | $9,856,000 | 1,950 |
| Salaries and employee benefits | $5,550,000 | 1,961 |
| Premises and equipment expense | $1,177,000 | 1,816 |
| Additional noninterest expense | $3,129,000 | 1,857 |
| Pre-tax net operating income | $3,597,000 | 2,195 |
| Securities gains (losses) | $91,000 | 977 |
| Applicable income taxes | $837,000 | 1,564 |
| Income before extraordinary items | $2,851,000 | 2,366 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,851,000 | 2,368 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,851,000 | 2,368 |
| Net charge-offs | $857,000 | 720 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,779,110 | 2,367 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,225,000 | 2,110 |
| Total interest expense | $1,880,000 | 2,053 |
| Net interest income | $8,345,000 | 2,078 |
| Provision for loan and lease losses | $368,000 | 1,412 |
| Total noninterest income | $2,448,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $987,000 | 901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,461,000 | 1,561 |
| Total noninterest expense | $7,337,000 | 1,959 |
| Salaries and employee benefits | $4,109,000 | 1,982 |
| Premises and equipment expense | $871,000 | 1,855 |
| Additional noninterest expense | $2,357,000 | 1,834 |
| Pre-tax net operating income | $3,088,000 | 2,073 |
| Securities gains (losses) | $91,000 | 826 |
| Applicable income taxes | $774,000 | 1,449 |
| Income before extraordinary items | $2,405,000 | 2,261 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,405,000 | 2,261 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,405,000 | 2,262 |
| Net charge-offs | $328,000 | 985 |
| Cash dividends | $300,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,333,110 | 2,258 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 2,125 |
| Total interest expense | $1,203,000 | 2,088 |
| Net interest income | $5,528,000 | 2,098 |
| Provision for loan and lease losses | $278,000 | 1,303 |
| Total noninterest income | $1,628,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $606,000 | 954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,022,000 | 1,471 |
| Total noninterest expense | $4,856,000 | 1,976 |
| Salaries and employee benefits | $2,747,000 | 1,982 |
| Premises and equipment expense | $555,000 | 1,919 |
| Additional noninterest expense | $1,554,000 | 1,880 |
| Pre-tax net operating income | $2,022,000 | 2,079 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $496,000 | 1,448 |
| Income before extraordinary items | $1,531,000 | 2,301 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,531,000 | 2,301 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,531,000 | 2,301 |
| Net charge-offs | $10,000 | 2,587 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,527,050 | 2,274 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 2,137 |
| Total interest expense | $580,000 | 2,103 |
| Net interest income | $2,744,000 | 2,117 |
| Provision for loan and lease losses | $170,000 | 1,061 |
| Total noninterest income | $822,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $300,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 1,405 |
| Total noninterest expense | $2,289,000 | 2,065 |
| Salaries and employee benefits | $1,339,000 | 2,027 |
| Premises and equipment expense | $262,000 | 2,015 |
| Additional noninterest expense | $688,000 | 2,066 |
| Pre-tax net operating income | $1,107,000 | 1,923 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $269,000 | 1,340 |
| Income before extraordinary items | $838,000 | 2,138 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $838,000 | 2,137 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $838,000 | 2,137 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $300,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $838,000 | 2,123 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,476,000 | 2,147 |
| Total interest expense | $1,703,000 | 2,148 |
| Net interest income | $10,773,000 | 2,115 |
| Provision for loan and lease losses | $1,239,000 | 748 |
| Total noninterest income | $3,684,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,349,000 | 897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,335,000 | 1,352 |
| Total noninterest expense | $9,777,000 | 1,935 |
| Salaries and employee benefits | $5,266,000 | 2,014 |
| Premises and equipment expense | $1,131,000 | 1,878 |
| Additional noninterest expense | $3,380,000 | 1,732 |
| Pre-tax net operating income | $3,441,000 | 2,306 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $741,000 | 1,639 |
| Income before extraordinary items | $2,712,000 | 2,464 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,712,000 | 2,462 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,712,000 | 2,463 |
| Net charge-offs | $906,000 | 644 |
| Cash dividends | $1,500,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,702,520 | 2,471 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 2,167 |
| Total interest expense | $1,200,000 | 2,170 |
| Net interest income | $7,992,000 | 2,137 |
| Provision for loan and lease losses | $519,000 | 1,104 |
| Total noninterest income | $2,772,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,006,000 | 903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,766,000 | 1,357 |
| Total noninterest expense | $7,198,000 | 1,966 |
| Salaries and employee benefits | $3,939,000 | 2,016 |
| Premises and equipment expense | $770,000 | 2,022 |
| Additional noninterest expense | $2,489,000 | 1,760 |
| Pre-tax net operating income | $3,047,000 | 2,100 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $741,000 | 1,443 |
| Income before extraordinary items | $2,318,000 | 2,298 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,318,000 | 2,297 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,318,000 | 2,297 |
| Net charge-offs | $476,000 | 736 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,308,520 | 2,297 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 2,173 |
| Total interest expense | $754,000 | 2,171 |
| Net interest income | $5,272,000 | 2,147 |
| Provision for loan and lease losses | $299,000 | 1,235 |
| Total noninterest income | $1,788,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $646,000 | 932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,142,000 | 1,403 |
| Total noninterest expense | $4,761,000 | 1,994 |
| Salaries and employee benefits | $2,627,000 | 2,026 |
| Premises and equipment expense | $463,000 | 2,183 |
| Additional noninterest expense | $1,671,000 | 1,755 |
| Pre-tax net operating income | $2,000,000 | 2,103 |
| Securities gains (losses) | $12,000 | 565 |
| Applicable income taxes | $485,000 | 1,440 |
| Income before extraordinary items | $1,527,000 | 2,277 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,527,000 | 2,275 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,527,000 | 2,276 |
| Net charge-offs | $354,000 | 659 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,517,520 | 2,296 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,200 |
| Total interest expense | $361,000 | 2,170 |
| Net interest income | $2,591,000 | 2,184 |
| Provision for loan and lease losses | $195,000 | 965 |
| Total noninterest income | $870,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $328,000 | 921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 1,422 |
| Total noninterest expense | $2,357,000 | 2,025 |
| Salaries and employee benefits | $1,299,000 | 2,071 |
| Premises and equipment expense | $239,000 | 2,170 |
| Additional noninterest expense | $819,000 | 1,778 |
| Pre-tax net operating income | $909,000 | 2,170 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $224,000 | 1,471 |
| Income before extraordinary items | $685,000 | 2,407 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $685,000 | 2,406 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $685,000 | 2,407 |
| Net charge-offs | $28,000 | 1,485 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $685,000 | 2,401 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,502,000 | 2,191 |
| Total interest expense | $1,253,000 | 2,179 |
| Net interest income | $10,249,000 | 2,186 |
| Provision for loan and lease losses | $785,000 | 1,064 |
| Total noninterest income | $3,409,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,413,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,996,000 | 1,543 |
| Total noninterest expense | $9,154,000 | 2,048 |
| Salaries and employee benefits | $4,912,000 | 2,109 |
| Premises and equipment expense | $894,000 | 2,267 |
| Additional noninterest expense | $3,348,000 | 1,780 |
| Pre-tax net operating income | $3,719,000 | 2,144 |
| Securities gains (losses) | $89,000 | 663 |
| Applicable income taxes | $1,400,000 | 1,592 |
| Income before extraordinary items | $2,408,000 | 2,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,408,000 | 2,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,408,000 | 2,378 |
| Net charge-offs | $645,000 | 934 |
| Cash dividends | $1,450,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,351,040 | 2,407 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 2,215 |
| Total interest expense | $919,000 | 2,204 |
| Net interest income | $7,621,000 | 2,205 |
| Provision for loan and lease losses | $395,000 | 1,370 |
| Total noninterest income | $2,683,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,044,000 | 888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,639,000 | 1,460 |
| Total noninterest expense | $6,805,000 | 2,069 |
| Salaries and employee benefits | $3,641,000 | 2,137 |
| Premises and equipment expense | $663,000 | 2,301 |
| Additional noninterest expense | $2,501,000 | 1,779 |
| Pre-tax net operating income | $3,104,000 | 2,011 |
| Securities gains (losses) | $89,000 | 628 |
| Applicable income taxes | $1,126,000 | 1,364 |
| Income before extraordinary items | $2,067,000 | 2,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,067,000 | 2,350 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,067,000 | 2,351 |
| Net charge-offs | $363,000 | 991 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,009,150 | 2,375 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 2,241 |
| Total interest expense | $578,000 | 2,244 |
| Net interest income | $4,978,000 | 2,226 |
| Provision for loan and lease losses | $255,000 | 1,350 |
| Total noninterest income | $1,782,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $628,000 | 963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,154,000 | 1,411 |
| Total noninterest expense | $4,463,000 | 2,101 |
| Salaries and employee benefits | $2,411,000 | 2,162 |
| Premises and equipment expense | $410,000 | 2,432 |
| Additional noninterest expense | $1,642,000 | 1,791 |
| Pre-tax net operating income | $2,042,000 | 1,991 |
| Securities gains (losses) | $69,000 | 543 |
| Applicable income taxes | $745,000 | 1,336 |
| Income before extraordinary items | $1,366,000 | 2,323 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,366,000 | 2,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,366,000 | 2,324 |
| Net charge-offs | $439,000 | 629 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,321,150 | 2,344 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 2,244 |
| Total interest expense | $278,000 | 2,290 |
| Net interest income | $2,503,000 | 2,225 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $860,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $315,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 1,458 |
| Total noninterest expense | $2,170,000 | 2,173 |
| Salaries and employee benefits | $1,201,000 | 2,198 |
| Premises and equipment expense | $204,000 | 2,480 |
| Additional noninterest expense | $765,000 | 1,909 |
| Pre-tax net operating income | $1,103,000 | 1,837 |
| Securities gains (losses) | $58,000 | 317 |
| Applicable income taxes | $418,000 | 1,208 |
| Income before extraordinary items | $743,000 | 2,107 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $743,000 | 2,108 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $743,000 | 2,108 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $705,880 | 2,150 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 2,310 |
| Total interest expense | $963,000 | 2,484 |
| Net interest income | $9,504,000 | 2,285 |
| Provision for loan and lease losses | $830,000 | 1,068 |
| Total noninterest income | $3,385,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,435,000 | 876 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,950,000 | 1,620 |
| Total noninterest expense | $8,826,000 | 2,123 |
| Salaries and employee benefits | $4,685,000 | 2,195 |
| Premises and equipment expense | $841,000 | 2,405 |
| Additional noninterest expense | $3,300,000 | 1,811 |
| Pre-tax net operating income | $3,233,000 | 2,276 |
| Securities gains (losses) | $182,000 | 935 |
| Applicable income taxes | $1,097,000 | 1,554 |
| Income before extraordinary items | $2,318,000 | 2,534 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,318,000 | 2,533 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,318,000 | 2,534 |
| Net charge-offs | $721,000 | 848 |
| Cash dividends | $2,000,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,194,240 | 2,569 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,761,000 | 2,334 |
| Total interest expense | $733,000 | 2,461 |
| Net interest income | $7,028,000 | 2,306 |
| Provision for loan and lease losses | $340,000 | 1,502 |
| Total noninterest income | $2,533,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,064,000 | 886 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,469,000 | 1,610 |
| Total noninterest expense | $6,600,000 | 2,121 |
| Salaries and employee benefits | $3,480,000 | 2,214 |
| Premises and equipment expense | $651,000 | 2,371 |
| Additional noninterest expense | $2,469,000 | 1,816 |
| Pre-tax net operating income | $2,621,000 | 2,175 |
| Securities gains (losses) | $181,000 | 866 |
| Applicable income taxes | $906,000 | 1,504 |
| Income before extraordinary items | $1,896,000 | 2,432 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,896,000 | 2,431 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,896,000 | 2,432 |
| Net charge-offs | $260,000 | 1,257 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,772,920 | 2,480 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 2,384 |
| Total interest expense | $468,000 | 2,543 |
| Net interest income | $4,600,000 | 2,349 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $1,592,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $686,000 | 905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $906,000 | 1,666 |
| Total noninterest expense | $4,328,000 | 2,157 |
| Salaries and employee benefits | $2,324,000 | 2,223 |
| Premises and equipment expense | $384,000 | 2,589 |
| Additional noninterest expense | $1,620,000 | 1,850 |
| Pre-tax net operating income | $1,614,000 | 2,275 |
| Securities gains (losses) | $132,000 | 795 |
| Applicable income taxes | $579,000 | 1,525 |
| Income before extraordinary items | $1,167,000 | 2,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,167,000 | 2,528 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,167,000 | 2,528 |
| Net charge-offs | $274,000 | 919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,078,560 | 2,605 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 2,421 |
| Total interest expense | $226,000 | 2,611 |
| Net interest income | $2,252,000 | 2,397 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $699,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $335,000 | 918 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $364,000 | 1,860 |
| Total noninterest expense | $2,175,000 | 2,169 |
| Salaries and employee benefits | $1,150,000 | 2,251 |
| Premises and equipment expense | $197,000 | 2,567 |
| Additional noninterest expense | $828,000 | 1,791 |
| Pre-tax net operating income | $686,000 | 2,519 |
| Securities gains (losses) | $63,000 | 721 |
| Applicable income taxes | $245,000 | 1,668 |
| Income before extraordinary items | $504,000 | 2,741 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $504,000 | 2,740 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $504,000 | 2,741 |
| Net charge-offs | $222,000 | 613 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $461,790 | 2,825 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 2,400 |
| Total interest expense | $933,000 | 2,537 |
| Net interest income | $8,898,000 | 2,368 |
| Provision for loan and lease losses | $467,000 | 1,432 |
| Total noninterest income | $3,351,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,643,000 | 787 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,708,000 | 1,707 |
| Total noninterest expense | $8,948,000 | 2,096 |
| Salaries and employee benefits | $4,579,000 | 2,208 |
| Premises and equipment expense | $811,000 | 2,530 |
| Additional noninterest expense | $3,558,000 | 1,702 |
| Pre-tax net operating income | $2,834,000 | 2,418 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $886,000 | 1,700 |
| Income before extraordinary items | $1,957,000 | 2,776 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,957,000 | 2,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,957,000 | 2,778 |
| Net charge-offs | $2,075,000 | 361 |
| Cash dividends | $2,449,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,950,790 | 2,729 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 2,431 |
| Total interest expense | $711,000 | 2,543 |
| Net interest income | $6,618,000 | 2,398 |
| Provision for loan and lease losses | $377,000 | 1,304 |
| Total noninterest income | $2,520,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,237,000 | 794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,283,000 | 1,712 |
| Total noninterest expense | $6,691,000 | 2,101 |
| Salaries and employee benefits | $3,452,000 | 2,204 |
| Premises and equipment expense | $614,000 | 2,546 |
| Additional noninterest expense | $2,625,000 | 1,727 |
| Pre-tax net operating income | $2,070,000 | 2,511 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $640,000 | 1,791 |
| Income before extraordinary items | $1,430,000 | 2,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,430,000 | 2,859 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,430,000 | 2,861 |
| Net charge-offs | $1,009,000 | 495 |
| Cash dividends | $699,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,430,000 | 2,806 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,447 |
| Total interest expense | $483,000 | 2,518 |
| Net interest income | $4,377,000 | 2,414 |
| Provision for loan and lease losses | $252,000 | 1,270 |
| Total noninterest income | $1,594,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $791,000 | 814 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $803,000 | 1,810 |
| Total noninterest expense | $4,433,000 | 2,129 |
| Salaries and employee benefits | $2,317,000 | 2,208 |
| Premises and equipment expense | $417,000 | 2,517 |
| Additional noninterest expense | $1,699,000 | 1,788 |
| Pre-tax net operating income | $1,286,000 | 2,610 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $414,000 | 1,819 |
| Income before extraordinary items | $872,000 | 3,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $872,000 | 3,009 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $872,000 | 3,011 |
| Net charge-offs | $484,000 | 661 |
| Cash dividends | $699,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $872,000 | 2,945 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 2,463 |
| Total interest expense | $246,000 | 2,508 |
| Net interest income | $2,165,000 | 2,438 |
| Provision for loan and lease losses | $134,000 | 1,213 |
| Total noninterest income | $754,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $361,000 | 856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $393,000 | 1,794 |
| Total noninterest expense | $2,179,000 | 2,164 |
| Salaries and employee benefits | $1,162,000 | 2,222 |
| Premises and equipment expense | $213,000 | 2,522 |
| Additional noninterest expense | $804,000 | 1,875 |
| Pre-tax net operating income | $606,000 | 2,669 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $197,000 | 1,840 |
| Income before extraordinary items | $409,000 | 3,083 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $409,000 | 3,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $409,000 | 3,086 |
| Net charge-offs | $304,000 | 528 |
| Cash dividends | $699,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $409,000 | 3,018 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 2,532 |
| Total interest expense | $994,000 | 2,579 |
| Net interest income | $8,464,000 | 2,499 |
| Provision for loan and lease losses | $719,000 | 1,110 |
| Total noninterest income | $3,348,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,624,000 | 828 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,724,000 | 1,632 |
| Total noninterest expense | $8,510,000 | 2,204 |
| Salaries and employee benefits | $4,505,000 | 2,252 |
| Premises and equipment expense | $895,000 | 2,452 |
| Additional noninterest expense | $3,110,000 | 1,978 |
| Pre-tax net operating income | $2,583,000 | 2,518 |
| Securities gains (losses) | $94,000 | 1,297 |
| Applicable income taxes | $825,000 | 1,735 |
| Income before extraordinary items | $1,852,000 | 2,854 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,852,000 | 2,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,852,000 | 2,854 |
| Net charge-offs | $858,000 | 1,017 |
| Cash dividends | $1,454,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,787,140 | 2,860 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 2,561 |
| Total interest expense | $739,000 | 2,632 |
| Net interest income | $6,324,000 | 2,523 |
| Provision for loan and lease losses | $470,000 | 1,199 |
| Total noninterest income | $2,431,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,195,000 | 847 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,236,000 | 1,681 |
| Total noninterest expense | $6,373,000 | 2,214 |
| Salaries and employee benefits | $3,363,000 | 2,264 |
| Premises and equipment expense | $700,000 | 2,394 |
| Additional noninterest expense | $2,310,000 | 1,989 |
| Pre-tax net operating income | $1,912,000 | 2,597 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $568,000 | 1,864 |
| Income before extraordinary items | $1,344,000 | 2,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,344,000 | 2,940 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,344,000 | 2,941 |
| Net charge-offs | $747,000 | 850 |
| Cash dividends | $1,300,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,344,000 | 2,879 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 2,569 |
| Total interest expense | $486,000 | 2,687 |
| Net interest income | $4,193,000 | 2,526 |
| Provision for loan and lease losses | $380,000 | 1,044 |
| Total noninterest income | $1,665,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $759,000 | 876 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $906,000 | 1,554 |
| Total noninterest expense | $4,258,000 | 2,210 |
| Salaries and employee benefits | $2,248,000 | 2,262 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $1,536,000 | 1,992 |
| Pre-tax net operating income | $1,220,000 | 2,618 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $404,000 | 1,750 |
| Income before extraordinary items | $816,000 | 3,050 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $816,000 | 3,056 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $816,000 | 3,056 |
| Net charge-offs | $671,000 | 688 |
| Cash dividends | $1,300,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $816,000 | 2,992 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 2,515 |
| Total interest expense | $238,000 | 2,780 |
| Net interest income | $2,153,000 | 2,457 |
| Provision for loan and lease losses | $290,000 | 748 |
| Total noninterest income | $907,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $368,000 | 887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $539,000 | 1,343 |
| Total noninterest expense | $2,102,000 | 2,230 |
| Salaries and employee benefits | $1,124,000 | 2,270 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $727,000 | 2,074 |
| Pre-tax net operating income | $668,000 | 2,404 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $227,000 | 1,602 |
| Income before extraordinary items | $441,000 | 2,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 2,818 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $441,000 | 2,818 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $1,300,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $441,000 | 2,773 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 2,582 |
| Total interest expense | $978,000 | 2,989 |
| Net interest income | $8,366,000 | 2,495 |
| Provision for loan and lease losses | $1,125,000 | 999 |
| Total noninterest income | $3,310,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,789,000 | 776 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,521,000 | 1,830 |
| Total noninterest expense | $8,046,000 | 2,323 |
| Salaries and employee benefits | $4,251,000 | 2,345 |
| Premises and equipment expense | $838,000 | 2,609 |
| Additional noninterest expense | $2,957,000 | 2,111 |
| Pre-tax net operating income | $2,505,000 | 2,467 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $804,000 | 1,676 |
| Income before extraordinary items | $1,701,000 | 2,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,701,000 | 2,912 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,701,000 | 2,913 |
| Net charge-offs | $601,000 | 1,813 |
| Cash dividends | $1,400,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,701,000 | 2,860 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 2,624 |
| Total interest expense | $738,000 | 3,063 |
| Net interest income | $6,216,000 | 2,528 |
| Provision for loan and lease losses | $635,000 | 1,274 |
| Total noninterest income | $2,469,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,323,000 | 798 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,146,000 | 1,876 |
| Total noninterest expense | $6,057,000 | 2,330 |
| Salaries and employee benefits | $3,147,000 | 2,386 |
| Premises and equipment expense | $615,000 | 2,677 |
| Additional noninterest expense | $2,295,000 | 2,042 |
| Pre-tax net operating income | $1,993,000 | 2,425 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $616,000 | 1,710 |
| Income before extraordinary items | $1,377,000 | 2,820 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,377,000 | 2,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,377,000 | 2,824 |
| Net charge-offs | $414,000 | 1,788 |
| Cash dividends | $1,200,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,377,000 | 2,747 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 2,679 |
| Total interest expense | $499,000 | 3,078 |
| Net interest income | $4,026,000 | 2,594 |
| Provision for loan and lease losses | $505,000 | 1,150 |
| Total noninterest income | $1,785,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $880,000 | 784 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $905,000 | 1,701 |
| Total noninterest expense | $4,094,000 | 2,309 |
| Salaries and employee benefits | $2,142,000 | 2,359 |
| Premises and equipment expense | $401,000 | 2,737 |
| Additional noninterest expense | $1,551,000 | 2,009 |
| Pre-tax net operating income | $1,212,000 | 2,581 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $415,000 | 1,698 |
| Income before extraordinary items | $797,000 | 3,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $797,000 | 3,075 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $797,000 | 3,076 |
| Net charge-offs | $362,000 | 1,522 |
| Cash dividends | $1,200,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $797,000 | 2,981 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 2,716 |
| Total interest expense | $256,000 | 3,099 |
| Net interest income | $1,982,000 | 2,633 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $657,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $413,000 | 820 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 2,499 |
| Total noninterest expense | $2,144,000 | 2,214 |
| Salaries and employee benefits | $1,112,000 | 2,298 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $839,000 | 1,865 |
| Pre-tax net operating income | $405,000 | 3,276 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $265,000 | 3,784 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $265,000 | 3,783 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $265,000 | 3,786 |
| Net charge-offs | $373,000 | 915 |
| Cash dividends | $1,200,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $265,000 | 3,681 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 2,768 |
| Total interest expense | $1,144,000 | 3,295 |
| Net interest income | $8,073,000 | 2,647 |
| Provision for loan and lease losses | $975,000 | 1,795 |
| Total noninterest income | $2,906,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,782,000 | 795 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,124,000 | 2,233 |
| Total noninterest expense | $8,298,000 | 2,268 |
| Salaries and employee benefits | $4,206,000 | 2,343 |
| Premises and equipment expense | $998,000 | 2,282 |
| Additional noninterest expense | $3,094,000 | 2,094 |
| Pre-tax net operating income | $1,706,000 | 3,107 |
| Securities gains (losses) | $32,000 | 2,989 |
| Applicable income taxes | $538,000 | 2,108 |
| Income before extraordinary items | $1,200,000 | 3,548 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 3,550 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,200,000 | 3,551 |
| Net charge-offs | $337,000 | 3,166 |
| Cash dividends | $1,750,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,177,920 | 3,433 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 2,821 |
| Total interest expense | $877,000 | 3,358 |
| Net interest income | $6,060,000 | 2,695 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $2,188,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,363,000 | 785 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $825,000 | 2,238 |
| Total noninterest expense | $6,167,000 | 2,305 |
| Salaries and employee benefits | $3,168,000 | 2,334 |
| Premises and equipment expense | $717,000 | 2,389 |
| Additional noninterest expense | $2,282,000 | 2,134 |
| Pre-tax net operating income | $1,811,000 | 2,537 |
| Securities gains (losses) | $32,000 | 2,680 |
| Applicable income taxes | $619,000 | 1,718 |
| Income before extraordinary items | $1,224,000 | 3,026 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,224,000 | 3,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,224,000 | 3,025 |
| Net charge-offs | $101,000 | 3,962 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,202,880 | 2,925 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 2,847 |
| Total interest expense | $605,000 | 3,382 |
| Net interest income | $4,016,000 | 2,714 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $1,452,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $896,000 | 786 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $556,000 | 2,199 |
| Total noninterest expense | $4,176,000 | 2,286 |
| Salaries and employee benefits | $2,197,000 | 2,261 |
| Premises and equipment expense | $476,000 | 2,398 |
| Additional noninterest expense | $1,503,000 | 2,152 |
| Pre-tax net operating income | $1,112,000 | 2,655 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $371,000 | 1,811 |
| Income before extraordinary items | $741,000 | 3,212 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $741,000 | 3,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $741,000 | 3,212 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $1,500,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $741,000 | 3,046 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 2,868 |
| Total interest expense | $316,000 | 3,397 |
| Net interest income | $2,007,000 | 2,717 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $681,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $433,000 | 801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $248,000 | 2,356 |
| Total noninterest expense | $2,105,000 | 2,265 |
| Salaries and employee benefits | $1,115,000 | 2,238 |
| Premises and equipment expense | $243,000 | 2,353 |
| Additional noninterest expense | $747,000 | 2,159 |
| Pre-tax net operating income | $493,000 | 2,903 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $156,000 | 1,986 |
| Income before extraordinary items | $337,000 | 3,423 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $337,000 | 3,426 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $337,000 | 3,426 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $337,000 | 3,251 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 2,927 |
| Total interest expense | $1,488,000 | 3,468 |
| Net interest income | $7,901,000 | 2,774 |
| Provision for loan and lease losses | $910,000 | 2,548 |
| Total noninterest income | $2,872,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,902,000 | 763 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $970,000 | 2,182 |
| Total noninterest expense | $8,282,000 | 2,288 |
| Salaries and employee benefits | $4,131,000 | 2,334 |
| Premises and equipment expense | $959,000 | 2,495 |
| Additional noninterest expense | $3,192,000 | 2,087 |
| Pre-tax net operating income | $1,581,000 | 2,942 |
| Securities gains (losses) | $55,000 | 2,526 |
| Applicable income taxes | $527,000 | 1,981 |
| Income before extraordinary items | $1,109,000 | 3,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,109,000 | 3,350 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,109,000 | 3,350 |
| Net charge-offs | $931,000 | 2,446 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,071,600 | 3,305 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 2,946 |
| Total interest expense | $1,156,000 | 3,506 |
| Net interest income | $5,919,000 | 2,780 |
| Provision for loan and lease losses | $470,000 | 2,949 |
| Total noninterest income | $2,073,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,408,000 | 774 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $665,000 | 2,286 |
| Total noninterest expense | $6,094,000 | 2,348 |
| Salaries and employee benefits | $3,079,000 | 2,340 |
| Premises and equipment expense | $714,000 | 2,528 |
| Additional noninterest expense | $2,301,000 | 2,173 |
| Pre-tax net operating income | $1,428,000 | 2,672 |
| Securities gains (losses) | $55,000 | 2,274 |
| Applicable income taxes | $514,000 | 1,714 |
| Income before extraordinary items | $969,000 | 3,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 3,134 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $969,000 | 3,134 |
| Net charge-offs | $830,000 | 2,103 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $933,250 | 3,108 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 2,961 |
| Total interest expense | $799,000 | 3,521 |
| Net interest income | $3,912,000 | 2,800 |
| Provision for loan and lease losses | $380,000 | 2,654 |
| Total noninterest income | $1,316,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $922,000 | 790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 2,460 |
| Total noninterest expense | $4,015,000 | 2,396 |
| Salaries and employee benefits | $2,043,000 | 2,376 |
| Premises and equipment expense | $466,000 | 2,590 |
| Additional noninterest expense | $1,506,000 | 2,231 |
| Pre-tax net operating income | $833,000 | 2,861 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $269,000 | 1,915 |
| Income before extraordinary items | $565,000 | 3,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $565,000 | 3,317 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $565,000 | 3,317 |
| Net charge-offs | $514,000 | 2,110 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $564,320 | 3,238 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 3,001 |
| Total interest expense | $412,000 | 3,528 |
| Net interest income | $1,924,000 | 2,820 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $680,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $441,000 | 818 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $239,000 | 2,218 |
| Total noninterest expense | $1,917,000 | 2,504 |
| Salaries and employee benefits | $1,002,000 | 2,430 |
| Premises and equipment expense | $261,000 | 2,397 |
| Additional noninterest expense | $654,000 | 2,537 |
| Pre-tax net operating income | $597,000 | 2,233 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $212,000 | 1,445 |
| Income before extraordinary items | $385,000 | 2,753 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $385,000 | 2,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $385,000 | 2,753 |
| Net charge-offs | $264,000 | 1,864 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $385,000 | 2,688 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,690,000 | 3,034 |
| Total interest expense | $1,982,000 | 3,596 |
| Net interest income | $7,708,000 | 2,818 |
| Provision for loan and lease losses | $685,000 | 3,631 |
| Total noninterest income | $2,539,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,564,000 | 966 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $975,000 | 2,208 |
| Total noninterest expense | $7,696,000 | 2,519 |
| Salaries and employee benefits | $4,079,000 | 2,369 |
| Premises and equipment expense | $1,049,000 | 2,382 |
| Additional noninterest expense | $2,568,000 | 2,618 |
| Pre-tax net operating income | $1,866,000 | 2,373 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $621,000 | 1,693 |
| Income before extraordinary items | $1,245,000 | 2,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,245,000 | 2,841 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,245,000 | 2,845 |
| Net charge-offs | $348,000 | 4,120 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,245,000 | 2,736 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 3,084 |
| Total interest expense | $1,521,000 | 3,665 |
| Net interest income | $5,749,000 | 2,871 |
| Provision for loan and lease losses | $470,000 | 3,649 |
| Total noninterest income | $1,807,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,190,000 | 983 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $617,000 | 2,442 |
| Total noninterest expense | $5,743,000 | 2,527 |
| Salaries and employee benefits | $3,054,000 | 2,379 |
| Premises and equipment expense | $804,000 | 2,377 |
| Additional noninterest expense | $1,885,000 | 2,624 |
| Pre-tax net operating income | $1,343,000 | 2,584 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $458,000 | 1,752 |
| Income before extraordinary items | $885,000 | 3,108 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $885,000 | 3,106 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $885,000 | 3,108 |
| Net charge-offs | $177,000 | 4,347 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $885,000 | 2,979 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 3,111 |
| Total interest expense | $1,012,000 | 3,770 |
| Net interest income | $3,846,000 | 2,861 |
| Provision for loan and lease losses | $380,000 | 3,262 |
| Total noninterest income | $1,176,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $780,000 | 1,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $396,000 | 2,427 |
| Total noninterest expense | $3,833,000 | 2,525 |
| Salaries and employee benefits | $2,043,000 | 2,390 |
| Premises and equipment expense | $522,000 | 2,444 |
| Additional noninterest expense | $1,268,000 | 2,593 |
| Pre-tax net operating income | $809,000 | 2,777 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $267,000 | 1,849 |
| Income before extraordinary items | $542,000 | 3,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $542,000 | 3,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $542,000 | 3,268 |
| Net charge-offs | $100,000 | 4,255 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $542,000 | 3,157 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 3,187 |
| Total interest expense | $502,000 | 3,918 |
| Net interest income | $1,914,000 | 2,901 |
| Provision for loan and lease losses | $290,000 | 2,508 |
| Total noninterest income | $576,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $375,000 | 1,049 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 2,388 |
| Total noninterest expense | $1,913,000 | 2,554 |
| Salaries and employee benefits | $1,038,000 | 2,380 |
| Premises and equipment expense | $278,000 | 2,367 |
| Additional noninterest expense | $597,000 | 2,715 |
| Pre-tax net operating income | $287,000 | 3,430 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $87,000 | 2,254 |
| Income before extraordinary items | $200,000 | 3,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 3,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $200,000 | 3,884 |
| Net charge-offs | $90,000 | 3,194 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $200,000 | 3,774 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 3,207 |
| Total interest expense | $2,771,000 | 3,633 |
| Net interest income | $7,341,000 | 2,937 |
| Provision for loan and lease losses | $920,000 | 3,624 |
| Total noninterest income | $2,600,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,742,000 | 998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $858,000 | 2,350 |
| Total noninterest expense | $7,637,000 | 2,581 |
| Salaries and employee benefits | $3,925,000 | 2,492 |
| Premises and equipment expense | $1,011,000 | 2,545 |
| Additional noninterest expense | $2,701,000 | 2,572 |
| Pre-tax net operating income | $1,384,000 | 2,480 |
| Securities gains (losses) | $47,000 | 2,659 |
| Applicable income taxes | $409,000 | 1,739 |
| Income before extraordinary items | $1,022,000 | 2,729 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,022,000 | 2,728 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,022,000 | 2,729 |
| Net charge-offs | $799,000 | 3,180 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $988,630 | 2,738 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,251 |
| Total interest expense | $2,230,000 | 3,567 |
| Net interest income | $5,387,000 | 2,991 |
| Provision for loan and lease losses | $755,000 | 3,181 |
| Total noninterest income | $1,970,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,294,000 | 1,000 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $676,000 | 2,340 |
| Total noninterest expense | $5,739,000 | 2,582 |
| Salaries and employee benefits | $2,973,000 | 2,494 |
| Premises and equipment expense | $757,000 | 2,582 |
| Additional noninterest expense | $2,009,000 | 2,562 |
| Pre-tax net operating income | $863,000 | 2,995 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $199,000 | 2,320 |
| Income before extraordinary items | $693,000 | 3,138 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $693,000 | 3,137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $693,000 | 3,139 |
| Net charge-offs | $668,000 | 2,683 |
| Cash dividends | $75,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $670,380 | 3,117 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 3,253 |
| Total interest expense | $1,565,000 | 3,574 |
| Net interest income | $3,548,000 | 3,011 |
| Provision for loan and lease losses | $665,000 | 2,558 |
| Total noninterest income | $1,286,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $830,000 | 1,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $456,000 | 2,348 |
| Total noninterest expense | $3,874,000 | 2,576 |
| Salaries and employee benefits | $1,981,000 | 2,536 |
| Premises and equipment expense | $539,000 | 2,489 |
| Additional noninterest expense | $1,354,000 | 2,553 |
| Pre-tax net operating income | $295,000 | 4,159 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $67,000 | 2,946 |
| Income before extraordinary items | $228,000 | 4,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,373 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $228,000 | 4,373 |
| Net charge-offs | $564,000 | 2,212 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $228,000 | 4,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 3,289 |
| Total interest expense | $818,000 | 3,557 |
| Net interest income | $1,735,000 | 3,060 |
| Provision for loan and lease losses | $575,000 | 1,649 |
| Total noninterest income | $639,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $401,000 | 1,029 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $238,000 | 2,260 |
| Total noninterest expense | $2,021,000 | 2,405 |
| Salaries and employee benefits | $970,000 | 2,609 |
| Premises and equipment expense | $289,000 | 2,367 |
| Additional noninterest expense | $762,000 | 2,080 |
| Pre-tax net operating income | $-222,000 | 6,925 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-112,000 | 7,578 |
| Income before extraordinary items | $-110,000 | 6,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-110,000 | 6,832 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-110,000 | 6,832 |
| Net charge-offs | $553,000 | 1,301 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-110,000 | 6,741 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,087,000 | 3,255 |
| Total interest expense | $3,887,000 | 3,587 |
| Net interest income | $7,200,000 | 2,973 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $2,699,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,953,000 | 906 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $746,000 | 2,537 |
| Total noninterest expense | $7,088,000 | 2,659 |
| Salaries and employee benefits | $3,735,000 | 2,661 |
| Premises and equipment expense | $1,006,000 | 2,613 |
| Additional noninterest expense | $2,347,000 | 2,474 |
| Pre-tax net operating income | $2,571,000 | 2,042 |
| Securities gains (losses) | $-999,000 | 7,745 |
| Applicable income taxes | $490,000 | 1,882 |
| Income before extraordinary items | $1,082,000 | 3,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 3,543 |
| Cash dividends | $1,030,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,771,310 | 2,353 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,452,000 | 3,266 |
| Total interest expense | $2,987,000 | 3,635 |
| Net interest income | $5,465,000 | 2,966 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $1,978,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,475,000 | 900 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $503,000 | 2,803 |
| Total noninterest expense | $4,984,000 | 2,787 |
| Salaries and employee benefits | $2,744,000 | 2,734 |
| Premises and equipment expense | $739,000 | 2,675 |
| Additional noninterest expense | $1,501,000 | 2,775 |
| Pre-tax net operating income | $2,279,000 | 2,080 |
| Securities gains (losses) | $-935,000 | 7,901 |
| Applicable income taxes | $461,000 | 2,004 |
| Income before extraordinary items | $883,000 | 3,372 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $883,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,754 |
| Cash dividends | $1,030,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,500,100 | 2,444 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 3,254 |
| Total interest expense | $2,127,000 | 3,591 |
| Net interest income | $3,628,000 | 2,966 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,249,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $927,000 | 947 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $322,000 | 2,909 |
| Total noninterest expense | $3,230,000 | 2,856 |
| Salaries and employee benefits | $1,809,000 | 2,798 |
| Premises and equipment expense | $490,000 | 2,688 |
| Additional noninterest expense | $931,000 | 2,920 |
| Pre-tax net operating income | $1,527,000 | 2,156 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $606,000 | 1,383 |
| Income before extraordinary items | $921,000 | 2,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $921,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $950,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $921,000 | 2,701 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 3,255 |
| Total interest expense | $1,137,000 | 3,581 |
| Net interest income | $1,835,000 | 2,920 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $593,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $436,000 | 995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,962 |
| Total noninterest expense | $1,549,000 | 2,959 |
| Salaries and employee benefits | $902,000 | 2,821 |
| Premises and equipment expense | $276,000 | 2,446 |
| Additional noninterest expense | $371,000 | 3,504 |
| Pre-tax net operating income | $819,000 | 2,107 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $306,000 | 1,452 |
| Income before extraordinary items | $513,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $513,000 | 2,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,775,000 | 3,338 |
| Total interest expense | $4,689,000 | 3,615 |
| Net interest income | $7,086,000 | 3,077 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $2,404,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,756,000 | 1,018 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $648,000 | 2,885 |
| Total noninterest expense | $6,340,000 | 2,819 |
| Salaries and employee benefits | $3,459,000 | 2,837 |
| Premises and equipment expense | $1,071,000 | 2,426 |
| Additional noninterest expense | $1,810,000 | 2,914 |
| Pre-tax net operating income | $2,910,000 | 2,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,038,000 | 1,815 |
| Income before extraordinary items | $1,872,000 | 2,966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,872,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $260,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,872,000 | 2,958 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,755,000 | 3,368 |
| Total interest expense | $3,449,000 | 3,679 |
| Net interest income | $5,306,000 | 3,074 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,784,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,287,000 | 1,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $497,000 | 2,859 |
| Total noninterest expense | $4,505,000 | 2,943 |
| Salaries and employee benefits | $2,397,000 | 3,034 |
| Premises and equipment expense | $794,000 | 2,430 |
| Additional noninterest expense | $1,314,000 | 2,949 |
| Pre-tax net operating income | $2,405,000 | 2,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $885,000 | 1,778 |
| Income before extraordinary items | $1,520,000 | 2,941 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,520,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $260,000 | 3,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,520,000 | 2,930 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 3,417 |
| Total interest expense | $2,253,000 | 3,727 |
| Net interest income | $3,497,000 | 3,121 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,158,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $862,000 | 1,021 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $296,000 | 3,029 |
| Total noninterest expense | $2,960,000 | 3,000 |
| Salaries and employee benefits | $1,601,000 | 3,069 |
| Premises and equipment expense | $512,000 | 2,528 |
| Additional noninterest expense | $847,000 | 3,041 |
| Pre-tax net operating income | $1,575,000 | 2,599 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $571,000 | 1,899 |
| Income before extraordinary items | $1,004,000 | 3,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,004,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $260,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,004,000 | 3,014 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,466 |
| Total interest expense | $1,098,000 | 3,770 |
| Net interest income | $1,705,000 | 3,187 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $553,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $411,000 | 1,047 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $142,000 | 3,115 |
| Total noninterest expense | $1,412,000 | 3,131 |
| Salaries and employee benefits | $769,000 | 3,198 |
| Premises and equipment expense | $254,000 | 2,556 |
| Additional noninterest expense | $389,000 | 3,246 |
| Pre-tax net operating income | $786,000 | 2,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $283,000 | 1,928 |
| Income before extraordinary items | $503,000 | 3,017 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $503,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $503,000 | 3,000 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 3,553 |
| Total interest expense | $3,714,000 | 3,771 |
| Net interest income | $6,334,000 | 3,382 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $1,958,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,458,000 | 1,220 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $500,000 | 3,338 |
| Total noninterest expense | $5,855,000 | 2,928 |
| Salaries and employee benefits | $2,992,000 | 3,138 |
| Premises and equipment expense | $1,033,000 | 2,392 |
| Additional noninterest expense | $1,830,000 | 2,772 |
| Pre-tax net operating income | $2,197,000 | 3,433 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $765,000 | 2,540 |
| Income before extraordinary items | $1,432,000 | 3,875 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,432,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,609 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,432,000 | 3,855 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 3,629 |
| Total interest expense | $2,637,000 | 3,828 |
| Net interest income | $4,653,000 | 3,456 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,353,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,074,000 | 1,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,864 |
| Total noninterest expense | $4,397,000 | 2,924 |
| Salaries and employee benefits | $2,183,000 | 3,217 |
| Premises and equipment expense | $777,000 | 2,394 |
| Additional noninterest expense | $1,437,000 | 2,658 |
| Pre-tax net operating income | $1,429,000 | 3,902 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $502,000 | 2,869 |
| Income before extraordinary items | $927,000 | 4,341 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $927,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $927,000 | 4,327 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 3,685 |
| Total interest expense | $1,659,000 | 3,860 |
| Net interest income | $3,017,000 | 3,534 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $933,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $695,000 | 1,275 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 3,411 |
| Total noninterest expense | $2,726,000 | 3,120 |
| Salaries and employee benefits | $1,454,000 | 3,218 |
| Premises and equipment expense | $504,000 | 2,449 |
| Additional noninterest expense | $768,000 | 3,235 |
| Pre-tax net operating income | $1,104,000 | 3,556 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $377,000 | 2,707 |
| Income before extraordinary items | $727,000 | 3,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $727,000 | 3,964 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,741 |
| Total interest expense | $801,000 | 3,821 |
| Net interest income | $1,455,000 | 3,627 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $478,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $315,000 | 1,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $163,000 | 2,822 |
| Total noninterest expense | $1,367,000 | 3,123 |
| Salaries and employee benefits | $746,000 | 3,164 |
| Premises and equipment expense | $237,000 | 2,595 |
| Additional noninterest expense | $384,000 | 3,233 |
| Pre-tax net operating income | $506,000 | 3,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $156,000 | 2,978 |
| Income before extraordinary items | $350,000 | 4,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 4,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $350,000 | 4,004 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,805 |
| Total interest expense | $2,198,000 | 4,156 |
| Net interest income | $5,663,000 | 3,594 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,930,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,416,000 | 1,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $514,000 | 3,323 |
| Total noninterest expense | $5,197,000 | 3,133 |
| Salaries and employee benefits | $2,845,000 | 3,119 |
| Premises and equipment expense | $916,000 | 2,554 |
| Additional noninterest expense | $1,436,000 | 3,340 |
| Pre-tax net operating income | $2,156,000 | 3,513 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $741,000 | 2,723 |
| Income before extraordinary items | $1,415,000 | 3,925 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,415,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,415,000 | 3,898 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 3,830 |
| Total interest expense | $1,552,000 | 4,192 |
| Net interest income | $4,195,000 | 3,627 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,368,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,041,000 | 1,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $327,000 | 3,649 |
| Total noninterest expense | $3,636,000 | 3,296 |
| Salaries and employee benefits | $1,983,000 | 3,299 |
| Premises and equipment expense | $648,000 | 2,678 |
| Additional noninterest expense | $1,005,000 | 3,487 |
| Pre-tax net operating income | $1,747,000 | 3,372 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $633,000 | 2,554 |
| Income before extraordinary items | $1,114,000 | 3,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,114,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,114,000 | 3,836 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,854 |
| Total interest expense | $949,000 | 4,287 |
| Net interest income | $2,763,000 | 3,636 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $835,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $648,000 | 1,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $187,000 | 3,882 |
| Total noninterest expense | $2,390,000 | 3,312 |
| Salaries and employee benefits | $1,311,000 | 3,308 |
| Premises and equipment expense | $424,000 | 2,694 |
| Additional noninterest expense | $655,000 | 3,536 |
| Pre-tax net operating income | $1,088,000 | 3,503 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $399,000 | 2,619 |
| Income before extraordinary items | $689,000 | 4,036 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $689,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,444 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $689,000 | 3,976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,910 |
| Total interest expense | $431,000 | 4,444 |
| Net interest income | $1,377,000 | 3,656 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $367,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $301,000 | 1,368 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $1,156,000 | 3,415 |
| Salaries and employee benefits | $634,000 | 3,404 |
| Premises and equipment expense | $206,000 | 2,807 |
| Additional noninterest expense | $316,000 | 3,640 |
| Pre-tax net operating income | $528,000 | 3,527 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $198,000 | 2,618 |
| Income before extraordinary items | $330,000 | 4,109 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $330,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,424 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $330,000 | 4,069 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 3,929 |
| Total interest expense | $1,424,000 | 4,654 |
| Net interest income | $5,302,000 | 3,642 |
| Provision for loan and lease losses | $230,000 | 3,450 |
| Total noninterest income | $1,625,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,269,000 | 1,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,932 |
| Total noninterest expense | $5,039,000 | 3,099 |
| Salaries and employee benefits | $2,653,000 | 3,185 |
| Premises and equipment expense | $921,000 | 2,479 |
| Additional noninterest expense | $1,465,000 | 3,187 |
| Pre-tax net operating income | $1,658,000 | 3,993 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $542,000 | 3,206 |
| Income before extraordinary items | $1,112,000 | 4,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,112,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,284 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,114,680 | 4,327 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 3,934 |
| Total interest expense | $1,031,000 | 4,708 |
| Net interest income | $3,972,000 | 3,618 |
| Provision for loan and lease losses | $170,000 | 3,327 |
| Total noninterest income | $1,128,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $936,000 | 1,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 4,583 |
| Total noninterest expense | $3,572,000 | 3,241 |
| Salaries and employee benefits | $1,872,000 | 3,329 |
| Premises and equipment expense | $642,000 | 2,621 |
| Additional noninterest expense | $1,058,000 | 3,257 |
| Pre-tax net operating income | $1,358,000 | 3,841 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $490,000 | 2,940 |
| Income before extraordinary items | $872,000 | 4,368 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $872,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,433 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $869,440 | 4,301 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 3,981 |
| Total interest expense | $687,000 | 4,732 |
| Net interest income | $2,600,000 | 3,657 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $746,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $591,000 | 1,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 4,248 |
| Total noninterest expense | $2,413,000 | 3,197 |
| Salaries and employee benefits | $1,257,000 | 3,315 |
| Premises and equipment expense | $443,000 | 2,544 |
| Additional noninterest expense | $713,000 | 3,252 |
| Pre-tax net operating income | $823,000 | 4,034 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $273,000 | 3,236 |
| Income before extraordinary items | $554,000 | 4,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $551,320 | 4,385 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 4,007 |
| Total interest expense | $348,000 | 4,724 |
| Net interest income | $1,281,000 | 3,693 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $362,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $280,000 | 1,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,142,000 | 3,373 |
| Salaries and employee benefits | $599,000 | 3,461 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $328,000 | 3,487 |
| Pre-tax net operating income | $451,000 | 3,780 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $160,000 | 2,979 |
| Income before extraordinary items | $294,000 | 4,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $292,050 | 4,209 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,126 |
| Total interest expense | $1,762,000 | 4,411 |
| Net interest income | $4,598,000 | 3,939 |
| Provision for loan and lease losses | $409,000 | 2,552 |
| Total noninterest income | $1,357,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,116,000 | 1,544 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $241,000 | 4,918 |
| Total noninterest expense | $4,768,000 | 3,171 |
| Salaries and employee benefits | $2,508,000 | 3,263 |
| Premises and equipment expense | $826,000 | 2,674 |
| Additional noninterest expense | $1,434,000 | 3,213 |
| Pre-tax net operating income | $778,000 | 5,766 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $230,000 | 4,708 |
| Income before extraordinary items | $548,000 | 6,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $548,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,861 |
| Cash dividends | $96,000 | 5,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $548,000 | 5,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 4,132 |
| Total interest expense | $1,407,000 | 4,339 |
| Net interest income | $3,417,000 | 3,978 |
| Provision for loan and lease losses | $379,000 | 2,104 |
| Total noninterest income | $997,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $816,000 | 1,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 4,984 |
| Total noninterest expense | $3,663,000 | 3,102 |
| Salaries and employee benefits | $1,996,000 | 3,098 |
| Premises and equipment expense | $590,000 | 2,819 |
| Additional noninterest expense | $1,077,000 | 3,189 |
| Pre-tax net operating income | $372,000 | 6,836 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $291,000 | 6,994 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $291,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $291,000 | 6,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 4,150 |
| Total interest expense | $1,035,000 | 4,136 |
| Net interest income | $2,207,000 | 4,074 |
| Provision for loan and lease losses | $349,000 | 1,605 |
| Total noninterest income | $636,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $524,000 | 1,612 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $112,000 | 5,124 |
| Total noninterest expense | $2,176,000 | 3,432 |
| Salaries and employee benefits | $1,079,000 | 3,674 |
| Premises and equipment expense | $377,000 | 2,911 |
| Additional noninterest expense | $720,000 | 3,151 |
| Pre-tax net operating income | $318,000 | 6,382 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $151,000 | 4,481 |
| Income before extraordinary items | $167,000 | 7,285 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 997 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $167,000 | 7,101 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,196 |
| Total interest expense | $530,000 | 4,151 |
| Net interest income | $1,087,000 | 4,136 |
| Provision for loan and lease losses | $58,000 | 3,492 |
| Total noninterest income | $302,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 1,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $986,000 | 3,710 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $192,000 | 2,857 |
| Additional noninterest expense | $292,000 | 3,731 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $107,000 | 3,820 |
| Income before extraordinary items | $238,000 | 4,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $238,000 | 4,654 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 4,062 |
| Total interest expense | $2,447,000 | 4,167 |
| Net interest income | $4,528,000 | 3,970 |
| Provision for loan and lease losses | $182,000 | 4,537 |
| Total noninterest income | $1,235,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $969,000 | 1,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 4,507 |
| Total noninterest expense | $4,054,000 | 3,531 |
| Salaries and employee benefits | $2,028,000 | 3,687 |
| Premises and equipment expense | $835,000 | 2,581 |
| Additional noninterest expense | $1,191,000 | 3,625 |
| Pre-tax net operating income | $1,527,000 | 4,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $484,000 | 3,512 |
| Income before extraordinary items | $1,043,000 | 4,485 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,043,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $96,000 | 5,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,043,000 | 4,372 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 4,104 |
| Total interest expense | $3,818,000 | 3,946 |
| Net interest income | $3,982,000 | 4,145 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $1,041,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $787,000 | 1,933 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $254,000 | 4,468 |
| Total noninterest expense | $3,911,000 | 3,494 |
| Salaries and employee benefits | $1,947,000 | 3,669 |
| Premises and equipment expense | $808,000 | 2,610 |
| Additional noninterest expense | $1,156,000 | 3,618 |
| Pre-tax net operating income | $822,000 | 5,417 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $359,000 | 3,936 |
| Income before extraordinary items | $463,000 | 6,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $463,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $463,000 | 6,123 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 4,133 |
| Total interest expense | $4,137,000 | 3,872 |
| Net interest income | $3,861,000 | 4,298 |
| Provision for loan and lease losses | $392,000 | 2,312 |
| Total noninterest income | $807,000 | 3,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,331 |
| Total noninterest expense | $3,080,000 | 4,141 |
| Salaries and employee benefits | $1,668,000 | 4,015 |
| Premises and equipment expense | $618,000 | 3,181 |
| Additional noninterest expense | $794,000 | 4,771 |
| Pre-tax net operating income | $1,196,000 | 4,728 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $328,000 | 4,395 |
| Income before extraordinary items | $872,000 | 4,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $872,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,945 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $869,080 | 4,797 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 4,484 |
| Total interest expense | $3,313,000 | 4,238 |
| Net interest income | $3,538,000 | 4,622 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $787,000 | 3,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $621,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $2,897,000 | 4,321 |
| Salaries and employee benefits | $1,506,000 | 4,322 |
| Premises and equipment expense | $581,000 | 3,360 |
| Additional noninterest expense | $810,000 | 4,738 |
| Pre-tax net operating income | $1,308,000 | 4,501 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $72,000 | 6,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,001,300 | 4,403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 4,487 |
| Total interest expense | $3,573,000 | 4,043 |
| Net interest income | $3,246,000 | 4,867 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $791,000 | 3,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,581 |
| Total noninterest expense | $3,146,000 | 3,947 |
| Salaries and employee benefits | $1,554,000 | 4,130 |
| Premises and equipment expense | $555,000 | 3,406 |
| Additional noninterest expense | $1,037,000 | 3,841 |
| Pre-tax net operating income | $811,000 | 6,048 |
| Securities gains (losses) | $86,000 | 1,380 |
| Applicable income taxes | $147,000 | 6,882 |
| Income before extraordinary items | $750,000 | 5,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $750,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $366,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $677,760 | 5,604 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 4,823 |
| Total interest expense | $3,053,000 | 4,644 |
| Net interest income | $3,350,000 | 4,885 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $673,000 | 4,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $3,145,000 | 3,946 |
| Salaries and employee benefits | $1,567,000 | 4,093 |
| Premises and equipment expense | $538,000 | 3,470 |
| Additional noninterest expense | $1,040,000 | 3,755 |
| Pre-tax net operating income | $623,000 | 7,319 |
| Securities gains (losses) | $260,000 | 606 |
| Applicable income taxes | $162,000 | 7,431 |
| Income before extraordinary items | $721,000 | 5,810 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $721,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,772 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $507,800 | 6,860 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,898 |
| Total interest expense | $2,311,000 | 5,831 |
| Net interest income | $2,723,000 | 5,840 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $498,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $2,395,000 | 5,186 |
| Salaries and employee benefits | $1,348,000 | 4,735 |
| Premises and equipment expense | $325,000 | 5,283 |
| Additional noninterest expense | $722,000 | 5,618 |
| Pre-tax net operating income | $826,000 | 6,398 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $620,000 | 6,157 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $620,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $222,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $606,130 | 6,176 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 6,553 |
| Total interest expense | $1,908,000 | 6,672 |
| Net interest income | $2,503,000 | 6,315 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $463,000 | 5,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $2,160,000 | 5,646 |
| Salaries and employee benefits | $1,086,000 | 5,663 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $724,000 | 5,693 |
| Pre-tax net operating income | $806,000 | 6,811 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $203,000 | 7,361 |
| Income before extraordinary items | $617,000 | 6,514 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $617,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,500 | 6,563 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 6,988 |
| Total interest expense | $1,390,000 | 7,238 |
| Net interest income | $2,371,000 | 6,716 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $437,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $2,088,000 | 5,993 |
| Salaries and employee benefits | $998,000 | 6,095 |
| Premises and equipment expense | $324,000 | 5,382 |
| Additional noninterest expense | $766,000 | 5,904 |
| Pre-tax net operating income | $675,000 | 7,555 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $518,000 | 7,168 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $518,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $524,240 | 7,161 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 7,237 |
| Total interest expense | $1,524,000 | 7,132 |
| Net interest income | $2,192,000 | 7,208 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,921,000 | 6,554 |
| Salaries and employee benefits | $1,007,000 | 6,097 |
| Premises and equipment expense | $231,000 | 7,075 |
| Additional noninterest expense | $683,000 | 6,682 |
| Pre-tax net operating income | $609,000 | 7,890 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $474,000 | 7,755 |
| Extraordinary gains, net | $-30,000 | 12,558 |
| Net income | $444,000 | 8,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,888 |
| Cash dividends | $201,000 | 5,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $474,000 | 7,495 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 7,037 |
| Total interest expense | $1,984,000 | 7,147 |
| Net interest income | $2,390,000 | 6,810 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $389,000 | 6,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,838,000 | 6,829 |
| Salaries and employee benefits | $966,000 | 6,224 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $649,000 | 7,108 |
| Pre-tax net operating income | $741,000 | 6,876 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $575,000 | 6,738 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $575,000 | 6,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $544,660 | 6,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.