Home > Bedford Federal Savings Bank > Income and Expense
Bedford Federal Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 2,861 |
| Total interest expense | $2,761,000 | 2,724 |
| Net interest income | $7,084,000 | 2,881 |
| Provision for loan and lease losses | $153,000 | 2,180 |
| Total noninterest income | $1,077,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $149,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $928,000 | 2,353 |
| Total noninterest expense | $5,647,000 | 2,877 |
| Salaries and employee benefits | $2,659,000 | 3,107 |
| Premises and equipment expense | $773,000 | 2,359 |
| Additional noninterest expense | $928,000 | 2,353 |
| Pre-tax net operating income | $2,361,000 | 2,768 |
| Securities gains (losses) | $-11,000 | 3,376 |
| Applicable income taxes | $575,000 | 1,806 |
| Income before extraordinary items | $1,775,000 | 2,903 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,775,000 | 2,932 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,775,000 | 2,905 |
| Net charge-offs | $73,000 | 1,658 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,783,690 | 2,939 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 2,974 |
| Total interest expense | $1,000,000 | 2,803 |
| Net interest income | $3,361,000 | 2,983 |
| Provision for loan and lease losses | $209,000 | 1,312 |
| Total noninterest income | $546,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $66,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 2,234 |
| Total noninterest expense | $2,588,000 | 2,984 |
| Salaries and employee benefits | $1,272,000 | 3,144 |
| Premises and equipment expense | $337,000 | 2,535 |
| Additional noninterest expense | $480,000 | 2,230 |
| Pre-tax net operating income | $1,110,000 | 2,915 |
| Securities gains (losses) | $-11,000 | 3,809 |
| Applicable income taxes | $264,000 | 1,945 |
| Income before extraordinary items | $835,000 | 3,073 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $835,000 | 3,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $835,000 | 3,072 |
| Net charge-offs | $55,000 | 1,144 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $843,690 | 3,071 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,095 |
| Total interest expense | $353,000 | 2,997 |
| Net interest income | $1,629,000 | 3,054 |
| Provision for loan and lease losses | $154,000 | 998 |
| Total noninterest income | $187,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $30,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,701 |
| Total noninterest expense | $1,282,000 | 3,031 |
| Salaries and employee benefits | $644,000 | 3,178 |
| Premises and equipment expense | $168,000 | 2,569 |
| Additional noninterest expense | $157,000 | 2,701 |
| Pre-tax net operating income | $380,000 | 3,394 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $86,000 | 2,243 |
| Income before extraordinary items | $294,000 | 3,501 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $294,000 | 3,500 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $294,000 | 3,501 |
| Net charge-offs | $50,000 | 804 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $294,000 | 3,531 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,122 |
| Total interest expense | $668,000 | 2,905 |
| Net interest income | $5,943,000 | 3,109 |
| Provision for loan and lease losses | $75,000 | 2,368 |
| Total noninterest income | $1,394,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $141,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,253,000 | 2,095 |
| Total noninterest expense | $5,179,000 | 2,981 |
| Salaries and employee benefits | $2,521,000 | 3,182 |
| Premises and equipment expense | $726,000 | 2,444 |
| Additional noninterest expense | $1,253,000 | 2,095 |
| Pre-tax net operating income | $2,083,000 | 3,084 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $500,000 | 2,024 |
| Income before extraordinary items | $1,583,000 | 3,206 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,583,000 | 3,203 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,583,000 | 3,205 |
| Net charge-offs | $182,000 | 980 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,583,000 | 3,231 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 3,172 |
| Total interest expense | $446,000 | 2,809 |
| Net interest income | $4,160,000 | 3,183 |
| Provision for loan and lease losses | $75,000 | 2,065 |
| Total noninterest income | $1,013,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $103,000 | 3,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $910,000 | 2,162 |
| Total noninterest expense | $3,643,000 | 3,083 |
| Salaries and employee benefits | $1,869,000 | 3,189 |
| Premises and equipment expense | $517,000 | 2,511 |
| Additional noninterest expense | $910,000 | 2,162 |
| Pre-tax net operating income | $1,455,000 | 3,140 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $349,000 | 2,088 |
| Income before extraordinary items | $1,106,000 | 3,269 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,106,000 | 3,267 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,106,000 | 3,268 |
| Net charge-offs | $55,000 | 1,177 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,106,000 | 3,293 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 3,212 |
| Total interest expense | $285,000 | 2,722 |
| Net interest income | $2,636,000 | 3,239 |
| Provision for loan and lease losses | $75,000 | 1,677 |
| Total noninterest income | $588,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $80,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 2,377 |
| Total noninterest expense | $2,264,000 | 3,172 |
| Salaries and employee benefits | $1,190,000 | 3,257 |
| Premises and equipment expense | $317,000 | 2,642 |
| Additional noninterest expense | $757,000 | 3,083 |
| Pre-tax net operating income | $885,000 | 3,133 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $207,000 | 2,103 |
| Income before extraordinary items | $678,000 | 3,253 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $678,000 | 3,252 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $678,000 | 3,253 |
| Net charge-offs | $40,000 | 1,060 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $678,000 | 3,283 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 3,255 |
| Total interest expense | $142,000 | 2,697 |
| Net interest income | $1,240,000 | 3,278 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $299,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $40,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,333 |
| Total noninterest expense | $1,096,000 | 3,221 |
| Salaries and employee benefits | $595,000 | 3,260 |
| Premises and equipment expense | $158,000 | 2,649 |
| Additional noninterest expense | $343,000 | 3,216 |
| Pre-tax net operating income | $398,000 | 3,137 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $99,000 | 2,069 |
| Income before extraordinary items | $299,000 | 3,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $299,000 | 3,270 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $299,000 | 3,272 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $299,000 | 3,297 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 3,302 |
| Total interest expense | $703,000 | 2,699 |
| Net interest income | $4,972,000 | 3,332 |
| Provision for loan and lease losses | $180,000 | 1,802 |
| Total noninterest income | $2,424,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $124,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,300,000 | 1,780 |
| Total noninterest expense | $4,740,000 | 3,101 |
| Salaries and employee benefits | $2,317,000 | 3,306 |
| Premises and equipment expense | $712,000 | 2,491 |
| Additional noninterest expense | $1,711,000 | 2,870 |
| Pre-tax net operating income | $2,476,000 | 2,901 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $580,000 | 2,000 |
| Income before extraordinary items | $1,896,000 | 3,098 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,896,000 | 3,098 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,896,000 | 3,098 |
| Net charge-offs | $9,000 | 2,316 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,896,000 | 3,072 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 3,334 |
| Total interest expense | $541,000 | 2,757 |
| Net interest income | $3,798,000 | 3,369 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $1,699,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $82,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,617,000 | 1,881 |
| Total noninterest expense | $3,385,000 | 3,199 |
| Salaries and employee benefits | $1,672,000 | 3,380 |
| Premises and equipment expense | $507,000 | 2,588 |
| Additional noninterest expense | $1,206,000 | 2,986 |
| Pre-tax net operating income | $1,977,000 | 2,951 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $483,000 | 2,001 |
| Income before extraordinary items | $1,494,000 | 3,136 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,494,000 | 3,136 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,494,000 | 3,136 |
| Net charge-offs | $4,000 | 2,210 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,494,000 | 3,119 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 3,399 |
| Total interest expense | $366,000 | 2,809 |
| Net interest income | $2,432,000 | 3,445 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $1,197,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $40,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,773 |
| Total noninterest expense | $2,197,000 | 3,241 |
| Salaries and employee benefits | $1,110,000 | 3,389 |
| Premises and equipment expense | $326,000 | 2,628 |
| Additional noninterest expense | $761,000 | 3,077 |
| Pre-tax net operating income | $1,342,000 | 2,912 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $328,000 | 1,962 |
| Income before extraordinary items | $1,014,000 | 3,115 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,014,000 | 3,113 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,014,000 | 3,115 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,014,000 | 3,090 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,404 |
| Total interest expense | $189,000 | 2,831 |
| Net interest income | $1,210,000 | 3,452 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $515,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $14,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 1,918 |
| Total noninterest expense | $1,049,000 | 3,294 |
| Salaries and employee benefits | $566,000 | 3,368 |
| Premises and equipment expense | $155,000 | 2,724 |
| Additional noninterest expense | $328,000 | 3,280 |
| Pre-tax net operating income | $631,000 | 2,983 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $156,000 | 1,982 |
| Income before extraordinary items | $475,000 | 3,165 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $475,000 | 3,165 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $475,000 | 3,165 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $475,000 | 3,145 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 3,381 |
| Total interest expense | $919,000 | 3,060 |
| Net interest income | $4,828,000 | 3,403 |
| Provision for loan and lease losses | $180,000 | 3,128 |
| Total noninterest income | $2,026,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $93,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,933,000 | 1,822 |
| Total noninterest expense | $4,575,000 | 3,162 |
| Salaries and employee benefits | $2,286,000 | 3,342 |
| Premises and equipment expense | $691,000 | 2,548 |
| Additional noninterest expense | $1,598,000 | 2,942 |
| Pre-tax net operating income | $2,099,000 | 2,895 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $516,000 | 1,922 |
| Income before extraordinary items | $1,583,000 | 3,130 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,583,000 | 3,129 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,583,000 | 3,130 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,583,000 | 3,077 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 3,437 |
| Total interest expense | $705,000 | 3,125 |
| Net interest income | $3,562,000 | 3,446 |
| Provision for loan and lease losses | $135,000 | 3,076 |
| Total noninterest income | $1,310,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $78,000 | 3,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,232,000 | 1,942 |
| Total noninterest expense | $3,240,000 | 3,245 |
| Salaries and employee benefits | $1,681,000 | 3,373 |
| Premises and equipment expense | $497,000 | 2,606 |
| Additional noninterest expense | $1,062,000 | 3,129 |
| Pre-tax net operating income | $1,497,000 | 2,947 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $366,000 | 1,939 |
| Income before extraordinary items | $1,131,000 | 3,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,131,000 | 3,189 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,131,000 | 3,190 |
| Net charge-offs | $7,000 | 2,835 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,131,000 | 3,132 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 3,462 |
| Total interest expense | $494,000 | 3,145 |
| Net interest income | $2,350,000 | 3,492 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $841,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $58,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $783,000 | 1,923 |
| Total noninterest expense | $2,089,000 | 3,293 |
| Salaries and employee benefits | $1,109,000 | 3,394 |
| Premises and equipment expense | $298,000 | 2,767 |
| Additional noninterest expense | $682,000 | 3,189 |
| Pre-tax net operating income | $1,012,000 | 2,921 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $249,000 | 1,883 |
| Income before extraordinary items | $763,000 | 3,168 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $763,000 | 3,167 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $763,000 | 3,168 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $763,000 | 3,115 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,489 |
| Total interest expense | $266,000 | 3,177 |
| Net interest income | $1,134,000 | 3,527 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $202,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $42,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,707 |
| Total noninterest expense | $1,001,000 | 3,400 |
| Salaries and employee benefits | $546,000 | 3,450 |
| Premises and equipment expense | $138,000 | 2,933 |
| Additional noninterest expense | $317,000 | 3,353 |
| Pre-tax net operating income | $290,000 | 3,439 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $70,000 | 2,189 |
| Income before extraordinary items | $220,000 | 3,606 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $220,000 | 3,607 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $220,000 | 3,607 |
| Net charge-offs | $8,000 | 1,948 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $220,000 | 3,589 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 3,532 |
| Total interest expense | $978,000 | 3,337 |
| Net interest income | $4,685,000 | 3,524 |
| Provision for loan and lease losses | $180,000 | 2,435 |
| Total noninterest income | $1,152,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $189,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $963,000 | 2,293 |
| Total noninterest expense | $4,403,000 | 3,256 |
| Salaries and employee benefits | $2,131,000 | 3,498 |
| Premises and equipment expense | $615,000 | 2,752 |
| Additional noninterest expense | $1,657,000 | 2,896 |
| Pre-tax net operating income | $1,254,000 | 3,618 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $271,000 | 2,431 |
| Income before extraordinary items | $983,000 | 3,797 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $983,000 | 3,797 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $983,000 | 3,798 |
| Net charge-offs | $119,000 | 2,089 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $983,000 | 3,771 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 3,579 |
| Total interest expense | $705,000 | 3,416 |
| Net interest income | $3,543,000 | 3,557 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $750,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $142,000 | 3,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 2,485 |
| Total noninterest expense | $3,244,000 | 3,299 |
| Salaries and employee benefits | $1,630,000 | 3,482 |
| Premises and equipment expense | $448,000 | 2,819 |
| Additional noninterest expense | $1,166,000 | 3,026 |
| Pre-tax net operating income | $914,000 | 3,752 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $189,000 | 2,534 |
| Income before extraordinary items | $725,000 | 3,909 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $725,000 | 3,908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $725,000 | 3,909 |
| Net charge-offs | $106,000 | 1,726 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $725,000 | 3,873 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 3,604 |
| Total interest expense | $448,000 | 3,465 |
| Net interest income | $2,367,000 | 3,567 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $447,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $93,000 | 3,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 2,621 |
| Total noninterest expense | $2,051,000 | 3,420 |
| Salaries and employee benefits | $1,122,000 | 3,460 |
| Premises and equipment expense | $289,000 | 2,884 |
| Additional noninterest expense | $640,000 | 3,439 |
| Pre-tax net operating income | $673,000 | 3,621 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $132,000 | 2,493 |
| Income before extraordinary items | $541,000 | 3,772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $541,000 | 3,771 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $541,000 | 3,771 |
| Net charge-offs | $56,000 | 1,754 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $541,000 | 3,738 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 3,652 |
| Total interest expense | $206,000 | 3,554 |
| Net interest income | $1,181,000 | 3,604 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $45,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 2,195 |
| Total noninterest expense | $1,026,000 | 3,444 |
| Salaries and employee benefits | $600,000 | 3,381 |
| Premises and equipment expense | $133,000 | 3,072 |
| Additional noninterest expense | $293,000 | 3,598 |
| Pre-tax net operating income | $396,000 | 3,407 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $65,000 | 2,461 |
| Income before extraordinary items | $331,000 | 3,480 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $331,000 | 3,479 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $331,000 | 3,479 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $331,000 | 3,473 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 3,632 |
| Total interest expense | $685,000 | 3,493 |
| Net interest income | $4,703,000 | 3,606 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $854,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $195,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,721 |
| Total noninterest expense | $4,113,000 | 3,432 |
| Salaries and employee benefits | $2,140,000 | 3,566 |
| Premises and equipment expense | $599,000 | 2,839 |
| Additional noninterest expense | $1,374,000 | 3,343 |
| Pre-tax net operating income | $1,264,000 | 3,758 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $300,000 | 2,398 |
| Income before extraordinary items | $964,000 | 3,948 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $964,000 | 3,947 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $964,000 | 3,947 |
| Net charge-offs | $168,000 | 1,780 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $964,000 | 3,954 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 3,682 |
| Total interest expense | $489,000 | 3,508 |
| Net interest income | $3,487,000 | 3,657 |
| Provision for loan and lease losses | $135,000 | 2,344 |
| Total noninterest income | $674,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $143,000 | 3,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,677 |
| Total noninterest expense | $3,029,000 | 3,490 |
| Salaries and employee benefits | $1,640,000 | 3,532 |
| Premises and equipment expense | $428,000 | 2,953 |
| Additional noninterest expense | $961,000 | 3,478 |
| Pre-tax net operating income | $997,000 | 3,759 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $234,000 | 2,418 |
| Income before extraordinary items | $763,000 | 3,946 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $763,000 | 3,944 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $763,000 | 3,945 |
| Net charge-offs | $73,000 | 1,956 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $763,000 | 3,949 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 3,708 |
| Total interest expense | $299,000 | 3,567 |
| Net interest income | $2,305,000 | 3,680 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $457,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $94,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 2,652 |
| Total noninterest expense | $2,001,000 | 3,519 |
| Salaries and employee benefits | $1,114,000 | 3,516 |
| Premises and equipment expense | $260,000 | 3,134 |
| Additional noninterest expense | $627,000 | 3,526 |
| Pre-tax net operating income | $671,000 | 3,752 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $157,000 | 2,400 |
| Income before extraordinary items | $514,000 | 3,926 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $514,000 | 3,925 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $514,000 | 3,925 |
| Net charge-offs | $71,000 | 1,535 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $514,000 | 3,924 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 3,760 |
| Total interest expense | $130,000 | 3,744 |
| Net interest income | $1,138,000 | 3,712 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $238,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $46,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,538 |
| Total noninterest expense | $999,000 | 3,561 |
| Salaries and employee benefits | $600,000 | 3,410 |
| Premises and equipment expense | $120,000 | 3,318 |
| Additional noninterest expense | $279,000 | 3,783 |
| Pre-tax net operating income | $332,000 | 3,709 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $255,000 | 3,889 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $255,000 | 3,889 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $255,000 | 3,889 |
| Net charge-offs | $61,000 | 1,088 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $255,000 | 3,890 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 3,722 |
| Total interest expense | $518,000 | 3,619 |
| Net interest income | $4,549,000 | 3,702 |
| Provision for loan and lease losses | $226,000 | 2,259 |
| Total noninterest income | $893,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $193,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,721 |
| Total noninterest expense | $4,002,000 | 3,549 |
| Salaries and employee benefits | $2,080,000 | 3,677 |
| Premises and equipment expense | $560,000 | 3,049 |
| Additional noninterest expense | $1,362,000 | 3,411 |
| Pre-tax net operating income | $1,214,000 | 3,808 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $375,000 | 2,624 |
| Income before extraordinary items | $839,000 | 3,941 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $839,000 | 3,941 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $839,000 | 3,941 |
| Net charge-offs | $274,000 | 1,560 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $839,000 | 3,928 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 3,753 |
| Total interest expense | $391,000 | 3,617 |
| Net interest income | $3,419,000 | 3,732 |
| Provision for loan and lease losses | $105,000 | 2,606 |
| Total noninterest income | $629,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $143,000 | 3,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 2,843 |
| Total noninterest expense | $2,963,000 | 3,579 |
| Salaries and employee benefits | $1,548,000 | 3,709 |
| Premises and equipment expense | $419,000 | 3,082 |
| Additional noninterest expense | $996,000 | 3,472 |
| Pre-tax net operating income | $980,000 | 3,807 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $306,000 | 2,470 |
| Income before extraordinary items | $674,000 | 4,050 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $674,000 | 4,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $674,000 | 4,050 |
| Net charge-offs | $95,000 | 1,987 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $674,000 | 4,040 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 3,763 |
| Total interest expense | $263,000 | 3,572 |
| Net interest income | $2,268,000 | 3,745 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $395,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,937 |
| Total noninterest expense | $1,967,000 | 3,603 |
| Salaries and employee benefits | $1,032,000 | 3,723 |
| Premises and equipment expense | $274,000 | 3,127 |
| Additional noninterest expense | $661,000 | 3,499 |
| Pre-tax net operating income | $636,000 | 3,808 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $199,000 | 2,479 |
| Income before extraordinary items | $437,000 | 4,050 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $437,000 | 4,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $437,000 | 4,050 |
| Net charge-offs | $95,000 | 1,566 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $437,000 | 4,035 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 3,790 |
| Total interest expense | $130,000 | 3,590 |
| Net interest income | $1,125,000 | 3,778 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $210,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 2,829 |
| Total noninterest expense | $956,000 | 3,707 |
| Salaries and employee benefits | $536,000 | 3,700 |
| Premises and equipment expense | $130,000 | 3,272 |
| Additional noninterest expense | $290,000 | 3,800 |
| Pre-tax net operating income | $349,000 | 3,624 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $113,000 | 2,346 |
| Income before extraordinary items | $236,000 | 3,927 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $236,000 | 3,925 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $236,000 | 3,927 |
| Net charge-offs | $91,000 | 985 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $236,000 | 3,912 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 3,767 |
| Total interest expense | $559,000 | 3,437 |
| Net interest income | $4,570,000 | 3,742 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $949,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $171,000 | 3,788 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $778,000 | 2,694 |
| Total noninterest expense | $3,901,000 | 3,689 |
| Salaries and employee benefits | $1,996,000 | 3,834 |
| Premises and equipment expense | $524,000 | 3,277 |
| Additional noninterest expense | $1,381,000 | 3,513 |
| Pre-tax net operating income | $1,438,000 | 3,563 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $461,000 | 2,322 |
| Income before extraordinary items | $977,000 | 3,917 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $977,000 | 3,915 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $977,000 | 3,916 |
| Net charge-offs | $113,000 | 2,502 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $977,000 | 3,863 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 3,768 |
| Total interest expense | $427,000 | 3,434 |
| Net interest income | $3,442,000 | 3,762 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $529,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $121,000 | 3,897 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $408,000 | 3,151 |
| Total noninterest expense | $2,931,000 | 3,700 |
| Salaries and employee benefits | $1,526,000 | 3,799 |
| Premises and equipment expense | $380,000 | 3,371 |
| Additional noninterest expense | $1,025,000 | 3,557 |
| Pre-tax net operating income | $905,000 | 3,864 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $313,000 | 2,471 |
| Income before extraordinary items | $592,000 | 4,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $592,000 | 4,269 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $592,000 | 4,270 |
| Net charge-offs | $51,000 | 2,574 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $592,000 | 4,198 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 3,756 |
| Total interest expense | $297,000 | 3,377 |
| Net interest income | $2,305,000 | 3,774 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $301,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,432 |
| Total noninterest expense | $1,922,000 | 3,760 |
| Salaries and employee benefits | $1,004,000 | 3,848 |
| Premises and equipment expense | $254,000 | 3,379 |
| Additional noninterest expense | $664,000 | 3,645 |
| Pre-tax net operating income | $594,000 | 3,897 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $210,000 | 2,460 |
| Income before extraordinary items | $384,000 | 4,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 4,320 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $384,000 | 4,321 |
| Net charge-offs | $49,000 | 2,154 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $384,000 | 4,248 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 3,780 |
| Total interest expense | $147,000 | 3,420 |
| Net interest income | $1,149,000 | 3,790 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $156,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $121,000 | 3,265 |
| Total noninterest expense | $943,000 | 3,830 |
| Salaries and employee benefits | $501,000 | 3,882 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $311,000 | 3,793 |
| Pre-tax net operating income | $317,000 | 3,778 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $110,000 | 2,377 |
| Income before extraordinary items | $207,000 | 4,187 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $207,000 | 4,183 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $207,000 | 4,185 |
| Net charge-offs | $48,000 | 1,450 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $207,000 | 4,129 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 3,653 |
| Total interest expense | $655,000 | 3,193 |
| Net interest income | $4,775,000 | 3,687 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $847,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $144,000 | 4,196 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $703,000 | 2,831 |
| Total noninterest expense | $4,086,000 | 3,667 |
| Salaries and employee benefits | $2,098,000 | 3,800 |
| Premises and equipment expense | $535,000 | 3,344 |
| Additional noninterest expense | $1,453,000 | 3,467 |
| Pre-tax net operating income | $1,356,000 | 3,658 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $477,000 | 2,267 |
| Income before extraordinary items | $879,000 | 4,109 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $879,000 | 4,109 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $879,000 | 4,110 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $879,000 | 4,057 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 3,677 |
| Total interest expense | $497,000 | 3,224 |
| Net interest income | $3,609,000 | 3,711 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $538,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $106,000 | 4,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $432,000 | 3,102 |
| Total noninterest expense | $3,061,000 | 3,695 |
| Salaries and employee benefits | $1,641,000 | 3,730 |
| Premises and equipment expense | $391,000 | 3,440 |
| Additional noninterest expense | $1,029,000 | 3,611 |
| Pre-tax net operating income | $951,000 | 3,823 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $344,000 | 2,350 |
| Income before extraordinary items | $607,000 | 4,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $607,000 | 4,320 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $607,000 | 4,321 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $607,000 | 4,265 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 3,710 |
| Total interest expense | $337,000 | 3,209 |
| Net interest income | $2,381,000 | 3,753 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $386,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $65,000 | 4,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $321,000 | 2,980 |
| Total noninterest expense | $2,084,000 | 3,675 |
| Salaries and employee benefits | $1,138,000 | 3,674 |
| Premises and equipment expense | $271,000 | 3,368 |
| Additional noninterest expense | $675,000 | 3,671 |
| Pre-tax net operating income | $593,000 | 3,907 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $209,000 | 2,437 |
| Income before extraordinary items | $384,000 | 4,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $384,000 | 4,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $384,000 | 4,354 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $384,000 | 4,289 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,712 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $1,192,000 | 3,757 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $216,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $187,000 | 2,724 |
| Total noninterest expense | $1,089,000 | 3,608 |
| Salaries and employee benefits | $622,000 | 3,492 |
| Premises and equipment expense | $142,000 | 3,316 |
| Additional noninterest expense | $325,000 | 3,776 |
| Pre-tax net operating income | $269,000 | 4,045 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $85,000 | 2,593 |
| Income before extraordinary items | $184,000 | 4,405 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $184,000 | 4,407 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $184,000 | 4,408 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $184,000 | 4,330 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 3,811 |
| Total interest expense | $809,000 | 3,011 |
| Net interest income | $4,516,000 | 3,908 |
| Provision for loan and lease losses | $15,000 | 4,330 |
| Total noninterest income | $503,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $149,000 | 4,398 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,793 |
| Total noninterest expense | $4,391,000 | 3,606 |
| Salaries and employee benefits | $2,258,000 | 3,731 |
| Premises and equipment expense | $483,000 | 3,712 |
| Additional noninterest expense | $1,650,000 | 3,321 |
| Pre-tax net operating income | $613,000 | 4,813 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $205,000 | 2,936 |
| Income before extraordinary items | $408,000 | 5,143 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $408,000 | 5,142 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 5,143 |
| Net charge-offs | $269,000 | 2,130 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $408,000 | 5,091 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 3,874 |
| Total interest expense | $626,000 | 3,005 |
| Net interest income | $3,318,000 | 3,983 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $373,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $106,000 | 4,530 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $267,000 | 3,813 |
| Total noninterest expense | $3,255,000 | 3,648 |
| Salaries and employee benefits | $1,725,000 | 3,699 |
| Premises and equipment expense | $360,000 | 3,771 |
| Additional noninterest expense | $1,170,000 | 3,472 |
| Pre-tax net operating income | $436,000 | 4,970 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $137,000 | 3,100 |
| Income before extraordinary items | $299,000 | 5,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 5,235 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $299,000 | 5,237 |
| Net charge-offs | $211,000 | 1,934 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $299,000 | 5,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 3,904 |
| Total interest expense | $425,000 | 2,997 |
| Net interest income | $2,185,000 | 4,023 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $247,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $178,000 | 3,810 |
| Total noninterest expense | $2,191,000 | 3,639 |
| Salaries and employee benefits | $1,152,000 | 3,711 |
| Premises and equipment expense | $239,000 | 3,816 |
| Additional noninterest expense | $800,000 | 3,410 |
| Pre-tax net operating income | $241,000 | 5,144 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $75,000 | 3,220 |
| Income before extraordinary items | $166,000 | 5,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $166,000 | 5,388 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $166,000 | 5,389 |
| Net charge-offs | $70,000 | 2,501 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $166,000 | 5,347 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,969 |
| Total interest expense | $215,000 | 3,008 |
| Net interest income | $1,067,000 | 4,090 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $137,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $104,000 | 3,507 |
| Total noninterest expense | $1,084,000 | 3,701 |
| Salaries and employee benefits | $584,000 | 3,702 |
| Premises and equipment expense | $119,000 | 3,847 |
| Additional noninterest expense | $381,000 | 3,532 |
| Pre-tax net operating income | $120,000 | 5,095 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $35,000 | 3,196 |
| Income before extraordinary items | $85,000 | 5,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,321 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $85,000 | 5,321 |
| Net charge-offs | $47,000 | 1,917 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $85,000 | 5,281 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 3,914 |
| Total interest expense | $999,000 | 2,944 |
| Net interest income | $4,322,000 | 4,079 |
| Provision for loan and lease losses | $64,000 | 4,059 |
| Total noninterest income | $796,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $666,000 | 2,943 |
| Total noninterest expense | $4,415,000 | 3,686 |
| Salaries and employee benefits | $2,354,000 | 3,685 |
| Premises and equipment expense | $481,000 | 3,811 |
| Additional noninterest expense | $1,580,000 | 3,518 |
| Pre-tax net operating income | $639,000 | 4,723 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $227,000 | 2,859 |
| Income before extraordinary items | $412,000 | 5,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $412,000 | 5,115 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $412,000 | 5,115 |
| Net charge-offs | $-338,000 | 6,699 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $412,000 | 5,057 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 3,936 |
| Total interest expense | $772,000 | 2,960 |
| Net interest income | $3,241,000 | 4,115 |
| Provision for loan and lease losses | $64,000 | 3,782 |
| Total noninterest income | $612,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $513,000 | 2,974 |
| Total noninterest expense | $3,260,000 | 3,746 |
| Salaries and employee benefits | $1,727,000 | 3,752 |
| Premises and equipment expense | $357,000 | 3,882 |
| Additional noninterest expense | $1,176,000 | 3,550 |
| Pre-tax net operating income | $529,000 | 4,699 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $178,000 | 2,889 |
| Income before extraordinary items | $351,000 | 5,092 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $351,000 | 5,093 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $351,000 | 5,094 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $351,000 | 5,005 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 3,964 |
| Total interest expense | $528,000 | 2,950 |
| Net interest income | $2,126,000 | 4,154 |
| Provision for loan and lease losses | $59,000 | 3,513 |
| Total noninterest income | $433,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $373,000 | 2,903 |
| Total noninterest expense | $2,175,000 | 3,757 |
| Salaries and employee benefits | $1,153,000 | 3,768 |
| Premises and equipment expense | $238,000 | 3,898 |
| Additional noninterest expense | $784,000 | 3,549 |
| Pre-tax net operating income | $325,000 | 4,772 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $98,000 | 3,025 |
| Income before extraordinary items | $227,000 | 5,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $227,000 | 5,131 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $227,000 | 5,132 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $227,000 | 5,005 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,008 |
| Total interest expense | $263,000 | 3,034 |
| Net interest income | $1,060,000 | 4,176 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $213,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,912 |
| Total noninterest expense | $1,079,000 | 3,807 |
| Salaries and employee benefits | $571,000 | 3,831 |
| Premises and equipment expense | $120,000 | 3,899 |
| Additional noninterest expense | $388,000 | 3,588 |
| Pre-tax net operating income | $194,000 | 4,509 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $55,000 | 2,929 |
| Income before extraordinary items | $139,000 | 4,839 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $139,000 | 4,840 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $139,000 | 4,841 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $139,000 | 4,737 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,997 |
| Total interest expense | $1,310,000 | 3,002 |
| Net interest income | $4,319,000 | 4,207 |
| Provision for loan and lease losses | $480,000 | 2,767 |
| Total noninterest income | $857,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $136,000 | 4,937 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $721,000 | 2,849 |
| Total noninterest expense | $4,359,000 | 3,807 |
| Salaries and employee benefits | $2,299,000 | 3,786 |
| Premises and equipment expense | $492,000 | 3,860 |
| Additional noninterest expense | $1,568,000 | 3,687 |
| Pre-tax net operating income | $337,000 | 5,319 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $86,000 | 3,611 |
| Income before extraordinary items | $251,000 | 5,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 5,617 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $251,000 | 5,618 |
| Net charge-offs | $369,000 | 3,041 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $251,000 | 5,429 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 4,048 |
| Total interest expense | $1,026,000 | 3,015 |
| Net interest income | $3,231,000 | 4,286 |
| Provision for loan and lease losses | $480,000 | 2,323 |
| Total noninterest income | $661,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $103,000 | 4,999 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $558,000 | 2,776 |
| Total noninterest expense | $3,146,000 | 3,924 |
| Salaries and employee benefits | $1,616,000 | 3,953 |
| Premises and equipment expense | $344,000 | 4,080 |
| Additional noninterest expense | $1,186,000 | 3,693 |
| Pre-tax net operating income | $266,000 | 5,430 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $64,000 | 3,656 |
| Income before extraordinary items | $202,000 | 5,714 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $202,000 | 5,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 5,713 |
| Net charge-offs | $369,000 | 2,562 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $202,000 | 5,534 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 4,062 |
| Total interest expense | $706,000 | 3,037 |
| Net interest income | $2,151,000 | 4,294 |
| Provision for loan and lease losses | $480,000 | 1,860 |
| Total noninterest income | $373,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,025 |
| Total noninterest expense | $2,092,000 | 3,956 |
| Salaries and employee benefits | $1,121,000 | 3,868 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $733,000 | 3,866 |
| Pre-tax net operating income | $-48,000 | 6,437 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-34,000 | 6,917 |
| Income before extraordinary items | $-14,000 | 6,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-14,000 | 6,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-14,000 | 6,488 |
| Net charge-offs | $362,000 | 2,113 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-14,000 | 6,365 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,073 |
| Total interest expense | $364,000 | 3,058 |
| Net interest income | $1,077,000 | 4,321 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,052,000 | 3,968 |
| Salaries and employee benefits | $577,000 | 3,828 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $366,000 | 3,862 |
| Pre-tax net operating income | $108,000 | 5,314 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $42,000 | 3,207 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,070 |
| Total interest expense | $1,821,000 | 2,966 |
| Net interest income | $4,163,000 | 4,435 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $555,000 | 4,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 6,405 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $510,000 | 3,096 |
| Total noninterest expense | $4,033,000 | 4,097 |
| Salaries and employee benefits | $2,267,000 | 3,832 |
| Premises and equipment expense | $886,000 | 2,672 |
| Additional noninterest expense | $880,000 | 5,218 |
| Pre-tax net operating income | $625,000 | 4,456 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $199,000 | 2,910 |
| Income before extraordinary items | $426,000 | 4,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $426,000 | 4,869 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $426,000 | 4,868 |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $426,000 | 4,727 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 4,105 |
| Total interest expense | $1,430,000 | 2,968 |
| Net interest income | $3,070,000 | 4,505 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $395,000 | 4,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $375,000 | 3,144 |
| Total noninterest expense | $3,010,000 | 4,106 |
| Salaries and employee benefits | $1,648,000 | 3,908 |
| Premises and equipment expense | $673,000 | 2,674 |
| Additional noninterest expense | $689,000 | 5,140 |
| Pre-tax net operating income | $405,000 | 4,754 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $124,000 | 3,048 |
| Income before extraordinary items | $281,000 | 5,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 5,141 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $281,000 | 5,141 |
| Net charge-offs | $25,000 | 5,435 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $281,000 | 5,016 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 4,108 |
| Total interest expense | $981,000 | 2,988 |
| Net interest income | $2,049,000 | 4,516 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $293,000 | 4,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 2,909 |
| Total noninterest expense | $1,970,000 | 4,209 |
| Salaries and employee benefits | $1,079,000 | 3,995 |
| Premises and equipment expense | $443,000 | 2,712 |
| Additional noninterest expense | $448,000 | 5,270 |
| Pre-tax net operating income | $322,000 | 4,519 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $96,000 | 2,894 |
| Income before extraordinary items | $226,000 | 4,847 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 4,846 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $226,000 | 4,847 |
| Net charge-offs | $25,000 | 4,940 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $226,000 | 4,758 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 4,076 |
| Total interest expense | $504,000 | 3,015 |
| Net interest income | $1,038,000 | 4,465 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,092 |
| Total noninterest expense | $967,000 | 4,271 |
| Salaries and employee benefits | $532,000 | 4,061 |
| Premises and equipment expense | $221,000 | 2,758 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $165,000 | 4,518 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $115,000 | 4,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $115,000 | 4,827 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $115,000 | 4,829 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $115,000 | 4,760 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 4,253 |
| Total interest expense | $2,404,000 | 3,092 |
| Net interest income | $3,741,000 | 4,766 |
| Provision for loan and lease losses | $179,000 | 5,486 |
| Total noninterest income | $377,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $377,000 | 3,617 |
| Total noninterest expense | $3,687,000 | 4,448 |
| Salaries and employee benefits | $2,036,000 | 4,168 |
| Premises and equipment expense | $866,000 | 2,784 |
| Additional noninterest expense | $785,000 | 5,658 |
| Pre-tax net operating income | $252,000 | 5,049 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $22,000 | 3,975 |
| Income before extraordinary items | $230,000 | 5,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $230,000 | 5,181 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $230,000 | 5,181 |
| Net charge-offs | $65,000 | 5,751 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $230,000 | 5,030 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 4,358 |
| Total interest expense | $1,852,000 | 3,143 |
| Net interest income | $2,731,000 | 4,900 |
| Provision for loan and lease losses | $159,000 | 5,185 |
| Total noninterest income | $242,000 | 5,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $242,000 | 3,888 |
| Total noninterest expense | $2,679,000 | 4,547 |
| Salaries and employee benefits | $1,424,000 | 4,421 |
| Premises and equipment expense | $659,000 | 2,812 |
| Additional noninterest expense | $596,000 | 5,664 |
| Pre-tax net operating income | $135,000 | 5,484 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-11,000 | 6,845 |
| Income before extraordinary items | $146,000 | 5,523 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $146,000 | 5,524 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $146,000 | 5,524 |
| Net charge-offs | $65,000 | 5,312 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $146,000 | 5,363 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 4,404 |
| Total interest expense | $1,256,000 | 3,203 |
| Net interest income | $1,791,000 | 4,961 |
| Provision for loan and lease losses | $144,000 | 4,707 |
| Total noninterest income | $107,000 | 5,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 4,534 |
| Total noninterest expense | $1,744,000 | 4,632 |
| Salaries and employee benefits | $920,000 | 4,515 |
| Premises and equipment expense | $449,000 | 2,762 |
| Additional noninterest expense | $375,000 | 5,802 |
| Pre-tax net operating income | $10,000 | 6,013 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-45,000 | 7,061 |
| Income before extraordinary items | $55,000 | 5,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 5,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $55,000 | 5,865 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,000 | 5,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 4,486 |
| Total interest expense | $630,000 | 3,310 |
| Net interest income | $880,000 | 5,039 |
| Provision for loan and lease losses | $117,000 | 3,781 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $829,000 | 4,809 |
| Salaries and employee benefits | $439,000 | 4,722 |
| Premises and equipment expense | $214,000 | 2,965 |
| Additional noninterest expense | $176,000 | 5,989 |
| Pre-tax net operating income | $-54,000 | 6,515 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-53,000 | 7,334 |
| Income before extraordinary items | $-1,000 | 6,400 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 6,402 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,000 | 6,401 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,000 | 6,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 4,609 |
| Total interest expense | $2,679,000 | 3,721 |
| Net interest income | $3,341,000 | 5,089 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $291,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $291,000 | 4,025 |
| Total noninterest expense | $3,564,000 | 4,660 |
| Salaries and employee benefits | $1,933,000 | 4,463 |
| Premises and equipment expense | $818,000 | 3,076 |
| Additional noninterest expense | $813,000 | 5,786 |
| Pre-tax net operating income | $-32,000 | 5,480 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-53,000 | 6,452 |
| Income before extraordinary items | $21,000 | 5,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,000 | 5,456 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $21,000 | 5,456 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $21,000 | 5,409 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 4,660 |
| Total interest expense | $2,024,000 | 3,821 |
| Net interest income | $2,487,000 | 5,108 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $199,000 | 4,293 |
| Total noninterest expense | $2,520,000 | 4,851 |
| Salaries and employee benefits | $1,327,000 | 4,743 |
| Premises and equipment expense | $584,000 | 3,225 |
| Additional noninterest expense | $609,000 | 5,777 |
| Pre-tax net operating income | $66,000 | 5,425 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-10,000 | 6,656 |
| Income before extraordinary items | $76,000 | 5,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $76,000 | 5,429 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $76,000 | 5,429 |
| Net charge-offs | $34,000 | 5,945 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $76,000 | 5,375 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 4,681 |
| Total interest expense | $1,376,000 | 3,889 |
| Net interest income | $1,647,000 | 5,138 |
| Provision for loan and lease losses | $93,000 | 5,406 |
| Total noninterest income | $158,000 | 5,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $1,572,000 | 5,106 |
| Salaries and employee benefits | $855,000 | 4,899 |
| Premises and equipment expense | $376,000 | 3,348 |
| Additional noninterest expense | $341,000 | 6,220 |
| Pre-tax net operating income | $140,000 | 4,994 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $110,000 | 5,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 5,120 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $110,000 | 5,121 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $110,000 | 5,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 4,704 |
| Total interest expense | $688,000 | 3,989 |
| Net interest income | $840,000 | 5,070 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $75,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $740,000 | 5,219 |
| Salaries and employee benefits | $416,000 | 5,020 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $135,000 | 6,563 |
| Pre-tax net operating income | $110,000 | 4,924 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 4,783 |
| Total interest expense | $3,113,000 | 4,157 |
| Net interest income | $3,215,000 | 5,216 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $306,000 | 5,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $306,000 | 4,061 |
| Total noninterest expense | $3,278,000 | 4,836 |
| Salaries and employee benefits | $1,973,000 | 4,503 |
| Premises and equipment expense | $752,000 | 3,338 |
| Additional noninterest expense | $553,000 | 6,407 |
| Pre-tax net operating income | $243,000 | 5,619 |
| Securities gains (losses) | $149,000 | 869 |
| Applicable income taxes | $105,000 | 3,356 |
| Income before extraordinary items | $287,000 | 5,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $287,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $178,230 | 5,725 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,843 |
| Total interest expense | $2,372,000 | 4,229 |
| Net interest income | $2,394,000 | 5,277 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $239,000 | 5,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 4,105 |
| Total noninterest expense | $2,371,000 | 4,927 |
| Salaries and employee benefits | $1,403,000 | 4,690 |
| Premises and equipment expense | $561,000 | 3,365 |
| Additional noninterest expense | $407,000 | 6,428 |
| Pre-tax net operating income | $262,000 | 5,788 |
| Securities gains (losses) | $149,000 | 745 |
| Applicable income taxes | $122,000 | 3,432 |
| Income before extraordinary items | $289,000 | 5,262 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $289,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,700 | 5,959 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 4,882 |
| Total interest expense | $1,626,000 | 4,282 |
| Net interest income | $1,577,000 | 5,315 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $200,000 | 5,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $200,000 | 3,761 |
| Total noninterest expense | $1,569,000 | 4,982 |
| Salaries and employee benefits | $944,000 | 4,711 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $265,000 | 6,502 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $149,000 | 739 |
| Applicable income taxes | $107,000 | 3,382 |
| Income before extraordinary items | $250,000 | 5,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $145,700 | 5,952 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,921 |
| Total interest expense | $844,000 | 4,362 |
| Net interest income | $783,000 | 5,369 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $774,000 | 5,030 |
| Salaries and employee benefits | $471,000 | 4,757 |
| Premises and equipment expense | $179,000 | 3,515 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $98,000 | 6,027 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $74,000 | 6,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $74,000 | 6,127 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 4,943 |
| Total interest expense | $3,436,000 | 4,382 |
| Net interest income | $3,096,000 | 5,416 |
| Provision for loan and lease losses | $-15,000 | 8,248 |
| Total noninterest income | $220,000 | 6,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $3,141,000 | 4,864 |
| Salaries and employee benefits | $1,931,000 | 4,505 |
| Premises and equipment expense | $687,000 | 3,487 |
| Additional noninterest expense | $523,000 | 6,461 |
| Pre-tax net operating income | $190,000 | 6,894 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $50,000 | 4,935 |
| Income before extraordinary items | $140,000 | 6,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $140,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,085 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $140,000 | 6,972 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 4,954 |
| Total interest expense | $2,564,000 | 4,407 |
| Net interest income | $2,343,000 | 5,415 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $139,000 | 6,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $2,288,000 | 4,924 |
| Salaries and employee benefits | $1,371,000 | 4,657 |
| Premises and equipment expense | $511,000 | 3,497 |
| Additional noninterest expense | $406,000 | 6,360 |
| Pre-tax net operating income | $194,000 | 6,990 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $62,000 | 4,812 |
| Income before extraordinary items | $132,000 | 7,119 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $132,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $132,000 | 7,106 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 4,954 |
| Total interest expense | $1,701,000 | 4,417 |
| Net interest income | $1,588,000 | 5,412 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,530,000 | 4,953 |
| Salaries and employee benefits | $908,000 | 4,723 |
| Premises and equipment expense | $343,000 | 3,495 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $166,000 | 6,849 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $38,000 | 4,963 |
| Income before extraordinary items | $128,000 | 6,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $128,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 7,999 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $128,000 | 6,897 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 4,920 |
| Total interest expense | $856,000 | 4,404 |
| Net interest income | $805,000 | 5,368 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $761,000 | 4,965 |
| Salaries and employee benefits | $455,000 | 4,752 |
| Premises and equipment expense | $177,000 | 3,447 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $103,000 | 6,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $79,000 | 6,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $79,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $79,000 | 6,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 4,928 |
| Total interest expense | $3,106,000 | 4,230 |
| Net interest income | $3,036,000 | 5,490 |
| Provision for loan and lease losses | $181,000 | 3,687 |
| Total noninterest income | $311,000 | 6,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $311,000 | 4,233 |
| Total noninterest expense | $3,020,000 | 4,860 |
| Salaries and employee benefits | $1,826,000 | 4,569 |
| Premises and equipment expense | $639,000 | 3,587 |
| Additional noninterest expense | $555,000 | 6,280 |
| Pre-tax net operating income | $146,000 | 7,563 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $19,000 | 5,938 |
| Income before extraordinary items | $132,000 | 7,559 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $132,000 | 7,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $127,650 | 7,564 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 4,983 |
| Total interest expense | $2,244,000 | 4,238 |
| Net interest income | $2,269,000 | 5,545 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $237,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,195 |
| Total noninterest expense | $2,178,000 | 4,974 |
| Salaries and employee benefits | $1,279,000 | 4,762 |
| Premises and equipment expense | $481,000 | 3,579 |
| Additional noninterest expense | $418,000 | 6,274 |
| Pre-tax net operating income | $304,000 | 6,988 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $106,000 | 4,872 |
| Income before extraordinary items | $203,000 | 7,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $203,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $199,700 | 7,223 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 5,005 |
| Total interest expense | $1,418,000 | 4,254 |
| Net interest income | $1,534,000 | 5,526 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,029 |
| Total noninterest expense | $1,446,000 | 5,017 |
| Salaries and employee benefits | $851,000 | 4,803 |
| Premises and equipment expense | $330,000 | 3,496 |
| Additional noninterest expense | $265,000 | 6,425 |
| Pre-tax net operating income | $261,000 | 6,704 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $86,000 | 4,712 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,282 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,600 | 6,951 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 4,985 |
| Total interest expense | $688,000 | 4,215 |
| Net interest income | $768,000 | 5,530 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $69,000 | 6,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,456 |
| Total noninterest expense | $721,000 | 5,036 |
| Salaries and employee benefits | $418,000 | 4,871 |
| Premises and equipment expense | $172,000 | 3,386 |
| Additional noninterest expense | $131,000 | 6,438 |
| Pre-tax net operating income | $116,000 | 6,862 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $85,000 | 6,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,173 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $81,500 | 7,040 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 4,912 |
| Total interest expense | $2,465,000 | 3,857 |
| Net interest income | $2,939,000 | 5,576 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $269,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,573 |
| Total noninterest expense | $2,805,000 | 5,012 |
| Salaries and employee benefits | $1,272,000 | 5,591 |
| Premises and equipment expense | $524,000 | 4,034 |
| Additional noninterest expense | $1,009,000 | 4,394 |
| Pre-tax net operating income | $355,000 | 7,215 |
| Securities gains (losses) | $67,000 | 846 |
| Applicable income taxes | $116,000 | 5,243 |
| Income before extraordinary items | $306,000 | 7,159 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $306,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,433 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $257,090 | 7,331 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 4,953 |
| Total interest expense | $1,803,000 | 3,792 |
| Net interest income | $2,151,000 | 5,658 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $189,000 | 6,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $2,033,000 | 5,088 |
| Salaries and employee benefits | $772,000 | 6,254 |
| Premises and equipment expense | $366,000 | 4,238 |
| Additional noninterest expense | $895,000 | 3,827 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $67,000 | 792 |
| Applicable income taxes | $95,000 | 5,296 |
| Income before extraordinary items | $246,000 | 7,209 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $246,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,892 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $197,760 | 7,432 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 4,961 |
| Total interest expense | $1,167,000 | 3,697 |
| Net interest income | $1,414,000 | 5,687 |
| Provision for loan and lease losses | $33,000 | 5,080 |
| Total noninterest income | $124,000 | 6,692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $1,372,000 | 5,042 |
| Salaries and employee benefits | $772,000 | 4,930 |
| Premises and equipment expense | $343,000 | 3,243 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $128,000 | 7,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $128,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,386 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $117,440 | 7,572 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,989 |
| Total interest expense | $564,000 | 3,686 |
| Net interest income | $709,000 | 5,694 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $678,000 | 5,114 |
| Salaries and employee benefits | $388,000 | 4,943 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $95,000 | 7,298 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $91,000 | 7,045 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $91,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,800 | 7,198 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 4,947 |
| Total interest expense | $2,150,000 | 3,439 |
| Net interest income | $2,707,000 | 5,747 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $260,000 | 6,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,547 |
| Total noninterest expense | $2,931,000 | 4,737 |
| Salaries and employee benefits | $1,660,000 | 4,604 |
| Premises and equipment expense | $712,000 | 3,089 |
| Additional noninterest expense | $559,000 | 6,219 |
| Pre-tax net operating income | $3,000 | 8,374 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-58,000 | 8,685 |
| Income before extraordinary items | $61,000 | 8,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $61,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $61,000 | 8,198 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 4,968 |
| Total interest expense | $1,595,000 | 3,428 |
| Net interest income | $2,007,000 | 5,783 |
| Provision for loan and lease losses | $43,000 | 5,652 |
| Total noninterest income | $180,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 4,715 |
| Total noninterest expense | $2,159,000 | 4,751 |
| Salaries and employee benefits | $1,198,000 | 4,690 |
| Premises and equipment expense | $542,000 | 3,038 |
| Additional noninterest expense | $419,000 | 6,174 |
| Pre-tax net operating income | $-15,000 | 8,502 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-57,000 | 8,820 |
| Income before extraordinary items | $42,000 | 8,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $42,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $42,000 | 8,306 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,014 |
| Total interest expense | $1,065,000 | 3,412 |
| Net interest income | $1,309,000 | 5,853 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $1,451,000 | 4,760 |
| Salaries and employee benefits | $814,000 | 4,659 |
| Premises and equipment expense | $344,000 | 3,187 |
| Additional noninterest expense | $293,000 | 6,043 |
| Pre-tax net operating income | $-59,000 | 8,644 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-58,000 | 8,897 |
| Income before extraordinary items | $-1,000 | 8,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,000 | 8,522 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,091 |
| Total interest expense | $541,000 | 3,405 |
| Net interest income | $626,000 | 6,005 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $737,000 | 4,745 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $171,000 | 3,220 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $-76,000 | 8,764 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-54,000 | 8,979 |
| Income before extraordinary items | $-22,000 | 8,696 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-22,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-22,000 | 8,647 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 4,730 |
| Total interest expense | $2,791,000 | 3,054 |
| Net interest income | $2,456,000 | 5,962 |
| Provision for loan and lease losses | $204,000 | 3,990 |
| Total noninterest income | $267,000 | 6,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $267,000 | 4,730 |
| Total noninterest expense | $2,923,000 | 4,689 |
| Salaries and employee benefits | $1,660,000 | 4,516 |
| Premises and equipment expense | $676,000 | 3,174 |
| Additional noninterest expense | $587,000 | 6,055 |
| Pre-tax net operating income | $-404,000 | 8,778 |
| Securities gains (losses) | $-26,000 | 8,900 |
| Applicable income taxes | $-231,000 | 9,030 |
| Income before extraordinary items | $-199,000 | 8,778 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-199,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,600 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-182,360 | 8,701 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 4,718 |
| Total interest expense | $2,180,000 | 3,045 |
| Net interest income | $1,834,000 | 6,005 |
| Provision for loan and lease losses | $204,000 | 3,302 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $2,114,000 | 4,798 |
| Salaries and employee benefits | $1,155,000 | 4,757 |
| Premises and equipment expense | $504,000 | 3,204 |
| Additional noninterest expense | $455,000 | 5,945 |
| Pre-tax net operating income | $-269,000 | 8,854 |
| Securities gains (losses) | $-26,000 | 9,037 |
| Applicable income taxes | $-163,000 | 9,101 |
| Income before extraordinary items | $-132,000 | 8,852 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-132,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,859 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-115,360 | 8,775 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 4,668 |
| Total interest expense | $1,503,000 | 3,036 |
| Net interest income | $1,242,000 | 5,961 |
| Provision for loan and lease losses | $159,000 | 2,920 |
| Total noninterest income | $164,000 | 6,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $164,000 | 4,400 |
| Total noninterest expense | $1,376,000 | 4,881 |
| Salaries and employee benefits | $745,000 | 4,860 |
| Premises and equipment expense | $333,000 | 3,215 |
| Additional noninterest expense | $298,000 | 5,997 |
| Pre-tax net operating income | $-129,000 | 8,862 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $-87,000 | 9,122 |
| Income before extraordinary items | $-37,000 | 8,844 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-37,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-40,200 | 8,756 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,590 |
| Total interest expense | $785,000 | 2,993 |
| Net interest income | $627,000 | 5,913 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $62,000 | 6,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $694,000 | 4,822 |
| Salaries and employee benefits | $374,000 | 4,863 |
| Premises and equipment expense | $167,000 | 3,194 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $-43,000 | 8,870 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $-33,000 | 9,145 |
| Income before extraordinary items | $-5,000 | 8,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,000 | 8,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-8,200 | 8,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 4,266 |
| Total interest expense | $3,843,000 | 2,845 |
| Net interest income | $2,711,000 | 5,638 |
| Provision for loan and lease losses | $224,000 | 4,135 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 6,013 |
| Total noninterest expense | $2,952,000 | 4,518 |
| Salaries and employee benefits | $1,733,000 | 4,212 |
| Premises and equipment expense | $635,000 | 3,240 |
| Additional noninterest expense | $584,000 | 6,033 |
| Pre-tax net operating income | $-342,000 | 8,911 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $-206,000 | 9,143 |
| Income before extraordinary items | $-109,000 | 8,845 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-109,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,437 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-126,280 | 8,799 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 3,774 |
| Total interest expense | $5,492,000 | 2,894 |
| Net interest income | $3,120,000 | 4,921 |
| Provision for loan and lease losses | $877,000 | 1,385 |
| Total noninterest income | $229,000 | 7,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $229,000 | 4,650 |
| Total noninterest expense | $2,777,000 | 4,602 |
| Salaries and employee benefits | $1,676,000 | 4,147 |
| Premises and equipment expense | $592,000 | 3,404 |
| Additional noninterest expense | $509,000 | 6,378 |
| Pre-tax net operating income | $-305,000 | 9,040 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $-177,000 | 9,357 |
| Income before extraordinary items | $-115,000 | 8,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-115,000 | 8,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 889 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-123,320 | 8,927 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 3,935 |
| Total interest expense | $5,111,000 | 3,257 |
| Net interest income | $3,387,000 | 4,728 |
| Provision for loan and lease losses | $627,000 | 1,547 |
| Total noninterest income | $188,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $188,000 | 4,929 |
| Total noninterest expense | $2,502,000 | 4,851 |
| Salaries and employee benefits | $1,501,000 | 4,360 |
| Premises and equipment expense | $548,000 | 3,525 |
| Additional noninterest expense | $453,000 | 6,750 |
| Pre-tax net operating income | $446,000 | 7,248 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $129,000 | 6,182 |
| Income before extraordinary items | $332,000 | 7,275 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $332,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,329 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $321,200 | 7,344 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,044,000 | 3,885 |
| Total interest expense | $4,720,000 | 3,089 |
| Net interest income | $3,324,000 | 4,803 |
| Provision for loan and lease losses | $372,000 | 2,226 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $2,237,000 | 5,274 |
| Salaries and employee benefits | $1,295,000 | 4,889 |
| Premises and equipment expense | $466,000 | 4,015 |
| Additional noninterest expense | $476,000 | 6,697 |
| Pre-tax net operating income | $822,000 | 5,849 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $318,000 | 4,683 |
| Income before extraordinary items | $509,000 | 6,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $509,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,985 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $505,800 | 6,373 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 3,962 |
| Total interest expense | $4,564,000 | 3,255 |
| Net interest income | $3,375,000 | 4,724 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $229,000 | 7,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $229,000 | 4,630 |
| Total noninterest expense | $2,057,000 | 5,497 |
| Salaries and employee benefits | $1,166,000 | 5,183 |
| Premises and equipment expense | $468,000 | 3,890 |
| Additional noninterest expense | $423,000 | 7,036 |
| Pre-tax net operating income | $1,262,000 | 4,724 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $493,000 | 3,875 |
| Income before extraordinary items | $773,000 | 5,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $773,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $770,440 | 5,203 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,371,000 | 4,319 |
| Total interest expense | $4,196,000 | 3,503 |
| Net interest income | $3,175,000 | 5,086 |
| Provision for loan and lease losses | $232,000 | 3,133 |
| Total noninterest income | $207,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $1,773,000 | 6,130 |
| Salaries and employee benefits | $1,019,000 | 5,786 |
| Premises and equipment expense | $379,000 | 4,626 |
| Additional noninterest expense | $375,000 | 7,577 |
| Pre-tax net operating income | $1,377,000 | 4,768 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $441,000 | 4,590 |
| Income before extraordinary items | $936,000 | 4,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $936,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $936,000 | 4,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,311,000 | 4,998 |
| Total interest expense | $3,575,000 | 4,110 |
| Net interest income | $2,736,000 | 5,827 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $126,000 | 6,462 |
| Total noninterest expense | $1,811,000 | 6,358 |
| Salaries and employee benefits | $849,000 | 6,721 |
| Premises and equipment expense | $312,000 | 5,425 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $990,000 | 5,770 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $522,000 | 4,014 |
| Income before extraordinary items | $468,000 | 7,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $468,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $468,000 | 7,067 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 5,346 |
| Total interest expense | $3,581,000 | 4,068 |
| Net interest income | $2,221,000 | 6,830 |
| Provision for loan and lease losses | $98,000 | 4,693 |
| Total noninterest income | $101,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,432,000 | 7,484 |
| Salaries and employee benefits | $747,000 | 7,422 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $792,000 | 6,868 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $468,000 | 7,498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $468,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $468,000 | 7,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 5,996 |
| Total interest expense | $2,630,000 | 4,439 |
| Net interest income | $2,027,000 | 7,506 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $70,000 | 11,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,318,000 | 8,177 |
| Salaries and employee benefits | $697,000 | 7,907 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $751,000 | 7,124 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $299,000 | 5,888 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 6,283 |
| Total interest expense | $2,588,000 | 4,665 |
| Net interest income | $1,935,000 | 7,878 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,238,000 | 8,742 |
| Salaries and employee benefits | $663,000 | 8,276 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $316,000 | 10,242 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $291,000 | 6,186 |
| Income before extraordinary items | $464,000 | 7,854 |
| Extraordinary gains, net | $-66,000 | 12,805 |
| Net income | $398,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $464,000 | 7,595 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,982,000 | 6,410 |
| Total interest expense | $3,129,000 | 4,977 |
| Net interest income | $1,853,000 | 8,186 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $1,196,000 | 9,054 |
| Salaries and employee benefits | $636,000 | 8,496 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $324,000 | 10,509 |
| Pre-tax net operating income | $707,000 | 7,058 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $432,000 | 7,914 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $432,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $432,000 | 7,558 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.