Home > BBVA USA > Net charge- offs to loans

BBVA USA, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6332%122
Percentage Net Loans Charged-off: Total real estate loans0.1045%305
Percentage Net Loans Charged-off:Construction & development1.5056%24
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%4,109
Percentage Net Loans Charged-off: Home equity loans-0.0556%3,427
All other 1-4 family - Percent of loans charged-off, net-0.0219%4,071
Percentage Net Loans Charged-off: Commercial and industrial1.7936%89
Percentage Net Loans Charged-off: Loans to individuals0.8964%438
Percentage Net Loans Charged-off: Credit card loans3.0024%104
Percentage Net Loans Charged-off: Other loans to individual0.6012%579
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0980%5
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7798%105
Percentage Net Loans Charged-off: Total real estate loans0.1694%217
Percentage Net Loans Charged-off:Construction & development2.2557%14
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,115
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%3,867
Percentage Net Loans Charged-off: Home equity loans-0.0080%3,289
All other 1-4 family - Percent of loans charged-off, net-0.0098%3,909
Percentage Net Loans Charged-off: Commercial and industrial2.3918%62
Percentage Net Loans Charged-off: Loans to individuals0.4438%820
Percentage Net Loans Charged-off: Credit card loans1.4452%236
Percentage Net Loans Charged-off: Other loans to individual0.3055%940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5265%5
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3730%228
Percentage Net Loans Charged-off: Total real estate loans0.0065%663
Percentage Net Loans Charged-off:Construction & development-0.0247%4,276
Percentage Net Loans Charged-off: Commercial real estate0.0006%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0165%435
Percentage Net Loans Charged-off: Home equity loans-0.0392%3,490
All other 1-4 family - Percent of loans charged-off, net0.0260%365
Percentage Net Loans Charged-off: Commercial and industrial0.0225%722
Percentage Net Loans Charged-off: Loans to individuals3.2028%124
Percentage Net Loans Charged-off: Credit card loans8.4688%32
Percentage Net Loans Charged-off: Other loans to individual2.4684%154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3275%8
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5900%256
Percentage Net Loans Charged-off: Total real estate loans0.0292%1,234
Percentage Net Loans Charged-off:Construction & development0.0045%330
Percentage Net Loans Charged-off: Commercial real estate0.0791%634
Percentage Net Loans Charged-off: Multi-family residential0.0015%98
Percentage Net Loans Charged-off: 1-4 family residential0.0028%1,480
Percentage Net Loans Charged-off: Home equity loans-0.0207%3,424
All other 1-4 family - Percent of loans charged-off, net0.0069%1,311
Percentage Net Loans Charged-off: Commercial and industrial0.5509%635
Percentage Net Loans Charged-off: Loans to individuals3.6874%124
Percentage Net Loans Charged-off: Credit card loans7.6206%44
Percentage Net Loans Charged-off: Other loans to individual3.0814%147
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0876%34
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6714%214
Percentage Net Loans Charged-off: Total real estate loans0.0365%941
Percentage Net Loans Charged-off:Construction & development0.0062%250
Percentage Net Loans Charged-off: Commercial real estate0.1030%437
Percentage Net Loans Charged-off: Multi-family residential0.0020%68
Percentage Net Loans Charged-off: 1-4 family residential0.0007%1,317
Percentage Net Loans Charged-off: Home equity loans0.0159%310
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,778
Percentage Net Loans Charged-off: Commercial and industrial0.6962%458
Percentage Net Loans Charged-off: Loans to individuals4.0198%115
Percentage Net Loans Charged-off: Credit card loans7.9539%44
Percentage Net Loans Charged-off: Other loans to individual3.4047%123
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1133%25
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7038%220
Percentage Net Loans Charged-off: Total real estate loans0.0537%689
Percentage Net Loans Charged-off:Construction & development-0.0045%4,171
Percentage Net Loans Charged-off: Commercial real estate0.1538%313
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0020%1,125
Percentage Net Loans Charged-off: Home equity loans0.0048%283
All other 1-4 family - Percent of loans charged-off, net0.0014%1,067
Percentage Net Loans Charged-off: Commercial and industrial0.5034%576
Percentage Net Loans Charged-off: Loans to individuals4.7066%109
Percentage Net Loans Charged-off: Credit card loans7.9478%50
Percentage Net Loans Charged-off: Other loans to individual4.1914%105
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6790%223
Percentage Net Loans Charged-off: Total real estate loans0.0060%979
Percentage Net Loans Charged-off:Construction & development-0.0025%4,231
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,383
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0140%748
Percentage Net Loans Charged-off: Home equity loans0.0849%140
All other 1-4 family - Percent of loans charged-off, net0.0012%794
Percentage Net Loans Charged-off: Commercial and industrial0.4304%505
Percentage Net Loans Charged-off: Loans to individuals4.8327%117
Percentage Net Loans Charged-off: Credit card loans7.7076%59
Percentage Net Loans Charged-off: Other loans to individual4.3702%110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8743%185
Percentage Net Loans Charged-off: Total real estate loans0.0195%1,614
Percentage Net Loans Charged-off:Construction & development-0.1041%4,532
Percentage Net Loans Charged-off: Commercial real estate0.0185%924
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0382%1,173
Percentage Net Loans Charged-off: Home equity loans0.0862%291
All other 1-4 family - Percent of loans charged-off, net0.0292%1,230
Percentage Net Loans Charged-off: Commercial and industrial0.9080%555
Percentage Net Loans Charged-off: Loans to individuals5.2735%90
Percentage Net Loans Charged-off: Credit card loans7.2562%59
Percentage Net Loans Charged-off: Other loans to individual4.9911%84
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9456%23
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8731%173
Percentage Net Loans Charged-off: Total real estate loans0.0233%1,297
Percentage Net Loans Charged-off:Construction & development-0.1310%4,619
Percentage Net Loans Charged-off: Commercial real estate0.0284%679
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0419%953
Percentage Net Loans Charged-off: Home equity loans0.0703%274
All other 1-4 family - Percent of loans charged-off, net0.0366%953
Percentage Net Loans Charged-off: Commercial and industrial0.9130%465
Percentage Net Loans Charged-off: Loans to individuals5.2539%83
Percentage Net Loans Charged-off: Credit card loans7.3990%55
Percentage Net Loans Charged-off: Other loans to individual4.9582%75
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1063%21
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7586%187
Percentage Net Loans Charged-off: Total real estate loans0.0105%1,366
Percentage Net Loans Charged-off:Construction & development-0.1914%4,690
Percentage Net Loans Charged-off: Commercial real estate0.0007%702
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0429%827
Percentage Net Loans Charged-off: Home equity loans0.0718%218
All other 1-4 family - Percent of loans charged-off, net0.0373%806
Percentage Net Loans Charged-off: Commercial and industrial0.5670%602
Percentage Net Loans Charged-off: Loans to individuals5.1429%87
Percentage Net Loans Charged-off: Credit card loans7.5151%55
Percentage Net Loans Charged-off: Other loans to individual4.8255%81
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2653%18
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6233%241
Percentage Net Loans Charged-off: Total real estate loans-0.0002%3,772
Percentage Net Loans Charged-off:Construction & development-0.2865%4,781
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,521
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0349%715
Percentage Net Loans Charged-off: Home equity loans0.0866%144
All other 1-4 family - Percent of loans charged-off, net0.0249%722
Percentage Net Loans Charged-off: Commercial and industrial0.1056%847
Percentage Net Loans Charged-off: Loans to individuals5.1793%93
Percentage Net Loans Charged-off: Credit card loans7.3854%54
Percentage Net Loans Charged-off: Other loans to individual4.8910%85
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5092%347
Percentage Net Loans Charged-off: Total real estate loans0.0065%2,104
Percentage Net Loans Charged-off:Construction & development0.0071%394
Percentage Net Loans Charged-off: Commercial real estate-0.0267%4,786
Percentage Net Loans Charged-off: Multi-family residential-0.0064%4,239
Percentage Net Loans Charged-off: 1-4 family residential0.0287%1,513
Percentage Net Loans Charged-off: Home equity loans-0.0024%3,492
All other 1-4 family - Percent of loans charged-off, net0.0346%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.3945%939
Percentage Net Loans Charged-off: Loans to individuals3.5515%133
Percentage Net Loans Charged-off: Credit card loans5.8733%74
Percentage Net Loans Charged-off: Other loans to individual3.2548%129
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2003%32
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4461%353
Percentage Net Loans Charged-off: Total real estate loans0.0086%1,718
Percentage Net Loans Charged-off:Construction & development0.0108%295
Percentage Net Loans Charged-off: Commercial real estate-0.0432%4,948
Percentage Net Loans Charged-off: Multi-family residential-0.0004%4,239
Percentage Net Loans Charged-off: 1-4 family residential0.0420%1,148
Percentage Net Loans Charged-off: Home equity loans0.0304%400
All other 1-4 family - Percent of loans charged-off, net0.0441%1,076
Percentage Net Loans Charged-off: Commercial and industrial0.2443%1,025
Percentage Net Loans Charged-off: Loans to individuals3.4187%145
Percentage Net Loans Charged-off: Credit card loans5.9524%65
Percentage Net Loans Charged-off: Other loans to individual3.0964%147
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2778%28
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4198%370
Percentage Net Loans Charged-off: Total real estate loans-0.0142%4,482
Percentage Net Loans Charged-off:Construction & development0.0181%221
Percentage Net Loans Charged-off: Commercial real estate-0.1047%5,178
Percentage Net Loans Charged-off: Multi-family residential-0.0007%4,284
Percentage Net Loans Charged-off: 1-4 family residential0.0372%1,052
Percentage Net Loans Charged-off: Home equity loans0.0473%318
All other 1-4 family - Percent of loans charged-off, net0.0353%1,024
Percentage Net Loans Charged-off: Commercial and industrial0.2150%917
Percentage Net Loans Charged-off: Loans to individuals3.4671%150
Percentage Net Loans Charged-off: Credit card loans6.3482%60
Percentage Net Loans Charged-off: Other loans to individual3.0988%142
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4205%22
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4370%350
Percentage Net Loans Charged-off: Total real estate loans0.0198%975
Percentage Net Loans Charged-off:Construction & development-0.0161%4,583
Percentage Net Loans Charged-off: Commercial real estate0.0045%438
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,340
Percentage Net Loans Charged-off: 1-4 family residential0.0360%849
Percentage Net Loans Charged-off: Home equity loans0.0248%259
All other 1-4 family - Percent of loans charged-off, net0.0381%773
Percentage Net Loans Charged-off: Commercial and industrial0.1969%688
Percentage Net Loans Charged-off: Loans to individuals3.7182%149
Percentage Net Loans Charged-off: Credit card loans6.0925%72
Percentage Net Loans Charged-off: Other loans to individual3.4108%144
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4689%504
Percentage Net Loans Charged-off: Total real estate loans0.0455%1,566
Percentage Net Loans Charged-off:Construction & development-0.0447%4,651
Percentage Net Loans Charged-off: Commercial real estate0.0592%868
Percentage Net Loans Charged-off: Multi-family residential0.0090%157
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,503
Percentage Net Loans Charged-off: Home equity loans0.1176%384
All other 1-4 family - Percent of loans charged-off, net0.0413%1,585
Percentage Net Loans Charged-off: Commercial and industrial0.4129%1,096
Percentage Net Loans Charged-off: Loans to individuals3.1126%178
Percentage Net Loans Charged-off: Credit card loans6.7284%58
Percentage Net Loans Charged-off: Other loans to individual2.6380%200
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2534%28
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4838%423
Percentage Net Loans Charged-off: Total real estate loans0.0539%1,231
Percentage Net Loans Charged-off:Construction & development-0.0530%4,719
Percentage Net Loans Charged-off: Commercial real estate0.0741%627
Percentage Net Loans Charged-off: Multi-family residential0.0120%117
Percentage Net Loans Charged-off: 1-4 family residential0.0606%1,272
Percentage Net Loans Charged-off: Home equity loans0.1114%355
All other 1-4 family - Percent of loans charged-off, net0.0514%1,312
Percentage Net Loans Charged-off: Commercial and industrial0.4718%802
Percentage Net Loans Charged-off: Loans to individuals3.0383%184
Percentage Net Loans Charged-off: Credit card loans7.0761%58
Percentage Net Loans Charged-off: Other loans to individual2.5094%221
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1207%25
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4893%401
Percentage Net Loans Charged-off: Total real estate loans0.0173%1,632
Percentage Net Loans Charged-off:Construction & development-0.0772%4,836
Percentage Net Loans Charged-off: Commercial real estate-0.0466%5,243
Percentage Net Loans Charged-off: Multi-family residential0.0171%85
Percentage Net Loans Charged-off: 1-4 family residential0.0678%1,093
Percentage Net Loans Charged-off: Home equity loans0.1533%272
All other 1-4 family - Percent of loans charged-off, net0.0524%1,191
Percentage Net Loans Charged-off: Commercial and industrial0.6539%572
Percentage Net Loans Charged-off: Loans to individuals2.9617%189
Percentage Net Loans Charged-off: Credit card loans7.0191%61
Percentage Net Loans Charged-off: Other loans to individual2.4258%218
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5622%315
Percentage Net Loans Charged-off: Total real estate loans0.0316%1,095
Percentage Net Loans Charged-off:Construction & development-0.0107%4,686
Percentage Net Loans Charged-off: Commercial real estate-0.0308%5,277
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0769%846
Percentage Net Loans Charged-off: Home equity loans0.1809%210
All other 1-4 family - Percent of loans charged-off, net0.0582%868
Percentage Net Loans Charged-off: Commercial and industrial0.8704%355
Percentage Net Loans Charged-off: Loans to individuals2.9613%227
Percentage Net Loans Charged-off: Credit card loans6.6835%74
Percentage Net Loans Charged-off: Other loans to individual2.4624%255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3710%732
Percentage Net Loans Charged-off: Total real estate loans0.0312%2,144
Percentage Net Loans Charged-off:Construction & development-0.0884%4,894
Percentage Net Loans Charged-off: Commercial real estate0.0199%1,251
Percentage Net Loans Charged-off: Multi-family residential-0.0108%4,564
Percentage Net Loans Charged-off: 1-4 family residential0.0579%1,777
Percentage Net Loans Charged-off: Home equity loans0.1734%431
All other 1-4 family - Percent of loans charged-off, net0.0380%1,973
Percentage Net Loans Charged-off: Commercial and industrial0.4035%1,157
Percentage Net Loans Charged-off: Loans to individuals2.5231%258
Percentage Net Loans Charged-off: Credit card loans5.6556%75
Percentage Net Loans Charged-off: Other loans to individual2.0923%304
Percentage Net Loans Charged-off: All other loans and lease0.2015%962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0745%35
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3595%626
Percentage Net Loans Charged-off: Total real estate loans0.0327%1,831
Percentage Net Loans Charged-off:Construction & development-0.0938%4,937
Percentage Net Loans Charged-off: Commercial real estate0.0195%1,007
Percentage Net Loans Charged-off: Multi-family residential0.0010%173
Percentage Net Loans Charged-off: 1-4 family residential0.0603%1,556
Percentage Net Loans Charged-off: Home equity loans0.1972%354
All other 1-4 family - Percent of loans charged-off, net0.0369%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.4338%890
Percentage Net Loans Charged-off: Loans to individuals2.3314%273
Percentage Net Loans Charged-off: Credit card loans5.4125%70
Percentage Net Loans Charged-off: Other loans to individual1.9083%319
Percentage Net Loans Charged-off: All other loans and lease0.1492%904
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3869%586
Percentage Net Loans Charged-off: Total real estate loans0.0451%1,533
Percentage Net Loans Charged-off:Construction & development-0.1216%5,064
Percentage Net Loans Charged-off: Commercial real estate0.0380%750
Percentage Net Loans Charged-off: Multi-family residential0.0015%144
Percentage Net Loans Charged-off: 1-4 family residential0.0762%1,317
Percentage Net Loans Charged-off: Home equity loans0.2489%291
All other 1-4 family - Percent of loans charged-off, net0.0471%1,510
Percentage Net Loans Charged-off: Commercial and industrial0.5165%712
Percentage Net Loans Charged-off: Loans to individuals2.2409%295
Percentage Net Loans Charged-off: Credit card loans5.3163%81
Percentage Net Loans Charged-off: Other loans to individual1.8187%341
Percentage Net Loans Charged-off: All other loans and lease0.1629%754
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3461%645
Percentage Net Loans Charged-off: Total real estate loans0.0496%1,190
Percentage Net Loans Charged-off:Construction & development-0.0507%4,980
Percentage Net Loans Charged-off: Commercial real estate0.0011%628
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0937%963
Percentage Net Loans Charged-off: Home equity loans0.3621%196
All other 1-4 family - Percent of loans charged-off, net0.0492%1,146
Percentage Net Loans Charged-off: Commercial and industrial0.3735%635
Percentage Net Loans Charged-off: Loans to individuals2.2839%312
Percentage Net Loans Charged-off: Credit card loans5.3153%88
Percentage Net Loans Charged-off: Other loans to individual1.8684%364
Percentage Net Loans Charged-off: All other loans and lease0.1390%641
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1941%1,504
Percentage Net Loans Charged-off: Total real estate loans0.0439%2,375
Percentage Net Loans Charged-off:Construction & development-0.1889%5,174
Percentage Net Loans Charged-off: Commercial real estate0.0304%1,373
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,680
Percentage Net Loans Charged-off: 1-4 family residential0.0860%1,910
Percentage Net Loans Charged-off: Home equity loans0.3798%344
All other 1-4 family - Percent of loans charged-off, net0.0398%2,375
Percentage Net Loans Charged-off: Commercial and industrial0.0687%2,060
Percentage Net Loans Charged-off: Loans to individuals1.7308%376
Percentage Net Loans Charged-off: Credit card loans4.7956%104
Percentage Net Loans Charged-off: Other loans to individual1.2615%513
Percentage Net Loans Charged-off: All other loans and lease0.1555%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4137%27
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1803%1,401
Percentage Net Loans Charged-off: Total real estate loans0.0389%2,231
Percentage Net Loans Charged-off:Construction & development-0.2284%5,282
Percentage Net Loans Charged-off: Commercial real estate0.0210%1,234
Percentage Net Loans Charged-off: Multi-family residential-0.0023%4,727
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,721
Percentage Net Loans Charged-off: Home equity loans0.4318%281
All other 1-4 family - Percent of loans charged-off, net0.0334%2,263
Percentage Net Loans Charged-off: Commercial and industrial0.0677%1,744
Percentage Net Loans Charged-off: Loans to individuals1.6314%397
Percentage Net Loans Charged-off: Credit card loans4.8340%100
Percentage Net Loans Charged-off: Other loans to individual1.1309%542
Percentage Net Loans Charged-off: All other loans and lease0.1450%854
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5428%18
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%1,405
Percentage Net Loans Charged-off: Total real estate loans0.0408%2,026
Percentage Net Loans Charged-off:Construction & development-0.3059%5,387
Percentage Net Loans Charged-off: Commercial real estate0.0214%1,050
Percentage Net Loans Charged-off: Multi-family residential-0.0031%4,776
Percentage Net Loans Charged-off: 1-4 family residential0.0999%1,525
Percentage Net Loans Charged-off: Home equity loans0.4733%278
All other 1-4 family - Percent of loans charged-off, net0.0424%1,933
Percentage Net Loans Charged-off: Commercial and industrial0.0677%1,487
Percentage Net Loans Charged-off: Loans to individuals1.6522%405
Percentage Net Loans Charged-off: Credit card loans5.0611%78
Percentage Net Loans Charged-off: Other loans to individual1.1034%580
Percentage Net Loans Charged-off: All other loans and lease0.1036%813
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2524%19
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1734%1,233
Percentage Net Loans Charged-off: Total real estate loans0.0390%1,605
Percentage Net Loans Charged-off:Construction & development-0.2542%5,439
Percentage Net Loans Charged-off: Commercial real estate0.0110%733
Percentage Net Loans Charged-off: Multi-family residential-0.0057%4,844
Percentage Net Loans Charged-off: 1-4 family residential0.0943%1,236
Percentage Net Loans Charged-off: Home equity loans0.3328%265
All other 1-4 family - Percent of loans charged-off, net0.0575%1,340
Percentage Net Loans Charged-off: Commercial and industrial0.0639%994
Percentage Net Loans Charged-off: Loans to individuals1.5689%469
Percentage Net Loans Charged-off: Credit card loans5.0933%97
Percentage Net Loans Charged-off: Other loans to individual0.9753%689
Percentage Net Loans Charged-off: All other loans and lease0.1718%587
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5021%14
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2254%1,867
Percentage Net Loans Charged-off: Total real estate loans0.1449%1,898
Percentage Net Loans Charged-off:Construction & development-0.3199%5,501
Percentage Net Loans Charged-off: Commercial real estate0.1119%1,495
Percentage Net Loans Charged-off: Multi-family residential0.0030%412
Percentage Net Loans Charged-off: 1-4 family residential0.2262%1,473
Percentage Net Loans Charged-off: Home equity loans0.6782%313
All other 1-4 family - Percent of loans charged-off, net0.1555%1,828
Percentage Net Loans Charged-off: Commercial and industrial0.0621%2,375
Percentage Net Loans Charged-off: Loans to individuals1.6548%507
Percentage Net Loans Charged-off: Credit card loans5.2174%94
Percentage Net Loans Charged-off: Other loans to individual0.9069%939
Percentage Net Loans Charged-off: All other loans and lease0.1682%937
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2687%37
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2283%1,676
Percentage Net Loans Charged-off: Total real estate loans0.1540%1,667
Percentage Net Loans Charged-off:Construction & development-0.3292%5,585
Percentage Net Loans Charged-off: Commercial real estate0.0992%1,322
Percentage Net Loans Charged-off: Multi-family residential-0.0074%4,983
Percentage Net Loans Charged-off: 1-4 family residential0.2479%1,270
Percentage Net Loans Charged-off: Home equity loans0.7839%270
All other 1-4 family - Percent of loans charged-off, net0.1638%1,632
Percentage Net Loans Charged-off: Commercial and industrial0.0388%2,159
Percentage Net Loans Charged-off: Loans to individuals1.5874%504
Percentage Net Loans Charged-off: Credit card loans5.2257%88
Percentage Net Loans Charged-off: Other loans to individual0.7906%1,021
Percentage Net Loans Charged-off: All other loans and lease0.2678%734
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1173%37
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2602%1,507
Percentage Net Loans Charged-off: Total real estate loans0.1848%1,444
Percentage Net Loans Charged-off:Construction & development-0.4249%5,664
Percentage Net Loans Charged-off: Commercial real estate0.1443%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0011%277
Percentage Net Loans Charged-off: 1-4 family residential0.2862%1,134
Percentage Net Loans Charged-off: Home equity loans0.9820%206
All other 1-4 family - Percent of loans charged-off, net0.1763%1,504
Percentage Net Loans Charged-off: Commercial and industrial0.0489%1,802
Percentage Net Loans Charged-off: Loans to individuals1.6526%484
Percentage Net Loans Charged-off: Credit card loans5.4481%85
Percentage Net Loans Charged-off: Other loans to individual0.7792%1,012
Percentage Net Loans Charged-off: All other loans and lease0.3644%564
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1729%22
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2341%1,387
Percentage Net Loans Charged-off: Total real estate loans0.2074%1,154
Percentage Net Loans Charged-off:Construction & development-0.2049%5,633
Percentage Net Loans Charged-off: Commercial real estate0.0955%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3246%895
Percentage Net Loans Charged-off: Home equity loans0.8620%214
All other 1-4 family - Percent of loans charged-off, net0.2388%1,025
Percentage Net Loans Charged-off: Commercial and industrial-0.0067%4,563
Percentage Net Loans Charged-off: Loans to individuals1.7626%497
Percentage Net Loans Charged-off: Credit card loans5.3643%99
Percentage Net Loans Charged-off: Other loans to individual0.8971%880
Percentage Net Loans Charged-off: All other loans and lease0.1154%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1431%18
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4387%1,515
Percentage Net Loans Charged-off: Total real estate loans0.4924%1,127
Percentage Net Loans Charged-off:Construction & development-0.4265%5,832
Percentage Net Loans Charged-off: Commercial real estate0.3357%1,355
Percentage Net Loans Charged-off: Multi-family residential0.1968%459
Percentage Net Loans Charged-off: 1-4 family residential0.6728%812
Percentage Net Loans Charged-off: Home equity loans1.1912%318
All other 1-4 family - Percent of loans charged-off, net0.5832%952
Percentage Net Loans Charged-off: Commercial and industrial0.1392%2,400
Percentage Net Loans Charged-off: Loans to individuals1.4900%716
Percentage Net Loans Charged-off: Credit card loans4.6378%119
Percentage Net Loans Charged-off: Other loans to individual0.6318%1,627
Percentage Net Loans Charged-off: All other loans and lease0.3484%778
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6996%45
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4713%1,361
Percentage Net Loans Charged-off: Total real estate loans0.5661%946
Percentage Net Loans Charged-off:Construction & development-0.1717%5,728
Percentage Net Loans Charged-off: Commercial real estate0.3510%1,176
Percentage Net Loans Charged-off: Multi-family residential0.2494%370
Percentage Net Loans Charged-off: 1-4 family residential0.7538%705
Percentage Net Loans Charged-off: Home equity loans1.1754%343
All other 1-4 family - Percent of loans charged-off, net0.6796%767
Percentage Net Loans Charged-off: Commercial and industrial0.0953%2,284
Percentage Net Loans Charged-off: Loans to individuals1.4657%680
Percentage Net Loans Charged-off: Credit card loans4.6439%111
Percentage Net Loans Charged-off: Other loans to individual0.5798%1,567
Percentage Net Loans Charged-off: All other loans and lease0.4096%678
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5497%45
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5329%1,240
Percentage Net Loans Charged-off: Total real estate loans0.6589%857
Percentage Net Loans Charged-off:Construction & development-0.4432%5,927
Percentage Net Loans Charged-off: Commercial real estate0.4445%946
Percentage Net Loans Charged-off: Multi-family residential0.4008%277
Percentage Net Loans Charged-off: 1-4 family residential0.8922%607
Percentage Net Loans Charged-off: Home equity loans1.3001%310
All other 1-4 family - Percent of loans charged-off, net0.8188%670
Percentage Net Loans Charged-off: Commercial and industrial0.0852%2,050
Percentage Net Loans Charged-off: Loans to individuals1.5146%671
Percentage Net Loans Charged-off: Credit card loans4.6989%116
Percentage Net Loans Charged-off: Other loans to individual0.5960%1,465
Percentage Net Loans Charged-off: All other loans and lease0.5154%549
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0400%31
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3200%1,685
Percentage Net Loans Charged-off: Total real estate loans0.3518%1,340
Percentage Net Loans Charged-off:Construction & development-0.5529%6,012
Percentage Net Loans Charged-off: Commercial real estate0.1670%1,014
Percentage Net Loans Charged-off: Multi-family residential0.0271%273
Percentage Net Loans Charged-off: 1-4 family residential0.5424%938
Percentage Net Loans Charged-off: Home equity loans1.2753%272
All other 1-4 family - Percent of loans charged-off, net0.4078%1,101
Percentage Net Loans Charged-off: Commercial and industrial0.0139%1,651
Percentage Net Loans Charged-off: Loans to individuals1.6414%628
Percentage Net Loans Charged-off: Credit card loans4.6016%140
Percentage Net Loans Charged-off: Other loans to individual0.7510%1,136
Percentage Net Loans Charged-off: All other loans and lease0.2034%650
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0341%19
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6332%1,854
Percentage Net Loans Charged-off: Total real estate loans0.8007%1,282
Percentage Net Loans Charged-off:Construction & development1.1743%1,407
Percentage Net Loans Charged-off: Commercial real estate1.0292%880
Percentage Net Loans Charged-off: Multi-family residential-0.2097%5,537
Percentage Net Loans Charged-off: 1-4 family residential0.6812%1,364
Percentage Net Loans Charged-off: Home equity loans1.2418%544
All other 1-4 family - Percent of loans charged-off, net0.5644%1,545
Percentage Net Loans Charged-off: Commercial and industrial0.1652%2,879
Percentage Net Loans Charged-off: Loans to individuals1.6721%783
Percentage Net Loans Charged-off: Credit card loans4.8905%148
Percentage Net Loans Charged-off: Other loans to individual0.7001%1,734
Percentage Net Loans Charged-off: All other loans and lease0.2220%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.3200%52
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5338%2,006
Percentage Net Loans Charged-off: Total real estate loans0.6969%1,434
Percentage Net Loans Charged-off:Construction & development0.9045%1,421
Percentage Net Loans Charged-off: Commercial real estate0.6664%1,153
Percentage Net Loans Charged-off: Multi-family residential0.4655%507
Percentage Net Loans Charged-off: 1-4 family residential0.6754%1,320
Percentage Net Loans Charged-off: Home equity loans0.9943%611
All other 1-4 family - Percent of loans charged-off, net0.6071%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.0276%3,144
Percentage Net Loans Charged-off: Loans to individuals1.6553%774
Percentage Net Loans Charged-off: Credit card loans4.9418%154
Percentage Net Loans Charged-off: Other loans to individual0.6671%1,641
Percentage Net Loans Charged-off: All other loans and lease0.1800%968
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.9778%52
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5518%1,936
Percentage Net Loans Charged-off: Total real estate loans0.7698%1,293
Percentage Net Loans Charged-off:Construction & development1.0444%1,263
Percentage Net Loans Charged-off: Commercial real estate0.4641%1,303
Percentage Net Loans Charged-off: Multi-family residential0.3547%446
Percentage Net Loans Charged-off: 1-4 family residential0.8848%1,021
Percentage Net Loans Charged-off: Home equity loans2.0390%296
All other 1-4 family - Percent of loans charged-off, net0.6303%1,341
Percentage Net Loans Charged-off: Commercial and industrial-0.0450%5,734
Percentage Net Loans Charged-off: Loans to individuals1.6955%754
Percentage Net Loans Charged-off: Credit card loans5.2035%150
Percentage Net Loans Charged-off: Other loans to individual0.6389%1,620
Percentage Net Loans Charged-off: All other loans and lease0.0316%1,160
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.9602%51
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6682%1,470
Percentage Net Loans Charged-off: Total real estate loans1.0011%936
Percentage Net Loans Charged-off:Construction & development1.6994%791
Percentage Net Loans Charged-off: Commercial real estate0.8440%746
Percentage Net Loans Charged-off: Multi-family residential0.3066%318
Percentage Net Loans Charged-off: 1-4 family residential0.9328%914
Percentage Net Loans Charged-off: Home equity loans2.1736%273
All other 1-4 family - Percent of loans charged-off, net0.6502%1,172
Percentage Net Loans Charged-off: Commercial and industrial-0.1528%6,163
Percentage Net Loans Charged-off: Loans to individuals1.9289%631
Percentage Net Loans Charged-off: Credit card loans5.3219%142
Percentage Net Loans Charged-off: Other loans to individual0.8982%1,115
Percentage Net Loans Charged-off: All other loans and lease-0.1772%6,221
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.2844%33
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1873%1,421
Percentage Net Loans Charged-off: Total real estate loans1.2240%1,306
Percentage Net Loans Charged-off:Construction & development1.8782%1,749
Percentage Net Loans Charged-off: Commercial real estate1.0387%1,200
Percentage Net Loans Charged-off: Multi-family residential1.1733%574
Percentage Net Loans Charged-off: 1-4 family residential1.0951%1,139
Percentage Net Loans Charged-off: Home equity loans2.1885%417
All other 1-4 family - Percent of loans charged-off, net0.8146%1,474
Percentage Net Loans Charged-off: Commercial and industrial0.6322%2,516
Percentage Net Loans Charged-off: Loans to individuals1.8333%868
Percentage Net Loans Charged-off: Credit card loans5.7104%176
Percentage Net Loans Charged-off: Other loans to individual0.6368%2,116
Percentage Net Loans Charged-off: All other loans and lease2.4393%368
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.6797%37
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3175%1,163
Percentage Net Loans Charged-off: Total real estate loans1.3237%1,072
Percentage Net Loans Charged-off:Construction & development2.1949%1,462
Percentage Net Loans Charged-off: Commercial real estate1.1699%923
Percentage Net Loans Charged-off: Multi-family residential1.2696%480
Percentage Net Loans Charged-off: 1-4 family residential1.0872%1,084
Percentage Net Loans Charged-off: Home equity loans2.1130%388
All other 1-4 family - Percent of loans charged-off, net0.8172%1,387
Percentage Net Loans Charged-off: Commercial and industrial0.7133%2,095
Percentage Net Loans Charged-off: Loans to individuals1.8918%811
Percentage Net Loans Charged-off: Credit card loans6.0555%167
Percentage Net Loans Charged-off: Other loans to individual0.6179%1,952
Percentage Net Loans Charged-off: All other loans and lease3.1701%280
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.3407%33
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2768%1,217
Percentage Net Loans Charged-off: Total real estate loans1.2365%1,154
Percentage Net Loans Charged-off:Construction & development1.7599%1,422
Percentage Net Loans Charged-off: Commercial real estate0.9617%1,021
Percentage Net Loans Charged-off: Multi-family residential1.6445%362
Percentage Net Loans Charged-off: 1-4 family residential1.1466%1,037
Percentage Net Loans Charged-off: Home equity loans2.2551%384
All other 1-4 family - Percent of loans charged-off, net0.8470%1,289
Percentage Net Loans Charged-off: Commercial and industrial0.8135%1,774
Percentage Net Loans Charged-off: Loans to individuals1.9603%772
Percentage Net Loans Charged-off: Credit card loans6.5001%165
Percentage Net Loans Charged-off: Other loans to individual0.5794%1,880
Percentage Net Loans Charged-off: All other loans and lease2.8881%273
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.3822%27
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1354%1,221
Percentage Net Loans Charged-off: Total real estate loans1.2339%1,017
Percentage Net Loans Charged-off:Construction & development1.9795%989
Percentage Net Loans Charged-off: Commercial real estate0.8169%875
Percentage Net Loans Charged-off: Multi-family residential2.1572%217
Percentage Net Loans Charged-off: 1-4 family residential1.0653%908
Percentage Net Loans Charged-off: Home equity loans2.2814%311
All other 1-4 family - Percent of loans charged-off, net0.7269%1,165
Percentage Net Loans Charged-off: Commercial and industrial0.7359%1,426
Percentage Net Loans Charged-off: Loans to individuals2.1361%695
Percentage Net Loans Charged-off: Credit card loans6.9867%158
Percentage Net Loans Charged-off: Other loans to individual0.6103%1,557
Percentage Net Loans Charged-off: All other loans and lease0.4516%560
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.3905%31
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3732%805
Percentage Net Loans Charged-off: Total real estate loans2.8345%556
Percentage Net Loans Charged-off:Construction & development7.0202%901
Percentage Net Loans Charged-off: Commercial real estate0.9832%1,305
Percentage Net Loans Charged-off: Multi-family residential4.0621%326
Percentage Net Loans Charged-off: 1-4 family residential1.1059%1,289
Percentage Net Loans Charged-off: Home equity loans1.8389%520
All other 1-4 family - Percent of loans charged-off, net0.8648%1,555
Percentage Net Loans Charged-off: Commercial and industrial1.0536%2,477
Percentage Net Loans Charged-off: Loans to individuals2.7207%744
Percentage Net Loans Charged-off: Credit card loans8.2885%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1718%739
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.9242%69
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3994%720
Percentage Net Loans Charged-off: Total real estate loans2.8652%508
Percentage Net Loans Charged-off:Construction & development7.1233%795
Percentage Net Loans Charged-off: Commercial real estate0.7685%1,374
Percentage Net Loans Charged-off: Multi-family residential3.7816%315
Percentage Net Loans Charged-off: 1-4 family residential1.0864%1,158
Percentage Net Loans Charged-off: Home equity loans1.8036%508
All other 1-4 family - Percent of loans charged-off, net0.8417%1,414
Percentage Net Loans Charged-off: Commercial and industrial1.0069%2,221
Percentage Net Loans Charged-off: Loans to individuals2.7472%719
Percentage Net Loans Charged-off: Credit card loans8.5967%145
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2809%648
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.4162%61
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2950%775
Percentage Net Loans Charged-off: Total real estate loans2.6642%565
Percentage Net Loans Charged-off:Construction & development6.5249%805
Percentage Net Loans Charged-off: Commercial real estate0.6064%1,362
Percentage Net Loans Charged-off: Multi-family residential2.7524%307
Percentage Net Loans Charged-off: 1-4 family residential1.0660%1,120
Percentage Net Loans Charged-off: Home equity loans1.7454%472
All other 1-4 family - Percent of loans charged-off, net0.8270%1,324
Percentage Net Loans Charged-off: Commercial and industrial1.0702%1,952
Percentage Net Loans Charged-off: Loans to individuals2.8749%696
Percentage Net Loans Charged-off: Credit card loans9.0536%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3203%580
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.8312%42
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0873%817
Percentage Net Loans Charged-off: Total real estate loans2.3617%623
Percentage Net Loans Charged-off:Construction & development5.8349%701
Percentage Net Loans Charged-off: Commercial real estate0.5799%1,024
Percentage Net Loans Charged-off: Multi-family residential0.5266%344
Percentage Net Loans Charged-off: 1-4 family residential1.0197%1,011
Percentage Net Loans Charged-off: Home equity loans1.5750%446
All other 1-4 family - Percent of loans charged-off, net0.8190%1,118
Percentage Net Loans Charged-off: Commercial and industrial1.0905%1,501
Percentage Net Loans Charged-off: Loans to individuals3.1220%650
Percentage Net Loans Charged-off: Credit card loans9.0700%162
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3678%774
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.4042%37
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8481%768
Percentage Net Loans Charged-off: Total real estate loans3.1885%582
Percentage Net Loans Charged-off:Construction & development7.5776%826
Percentage Net Loans Charged-off: Commercial real estate0.9642%1,172
Percentage Net Loans Charged-off: Multi-family residential1.9243%438
Percentage Net Loans Charged-off: 1-4 family residential0.9672%1,329
Percentage Net Loans Charged-off: Home equity loans1.6385%589
All other 1-4 family - Percent of loans charged-off, net0.6887%1,627
Percentage Net Loans Charged-off: Commercial and industrial2.0074%1,881
Percentage Net Loans Charged-off: Loans to individuals2.6881%938
Percentage Net Loans Charged-off: Credit card loans8.8064%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7446%752
Percentage Net Loans Charged-off:Coml. RE not secured by RE17.2288%67
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8977%1,058
Percentage Net Loans Charged-off: Total real estate loans1.9824%846
Percentage Net Loans Charged-off:Construction & development4.6286%1,052
Percentage Net Loans Charged-off: Commercial real estate0.3732%1,552
Percentage Net Loans Charged-off: Multi-family residential1.6784%355
Percentage Net Loans Charged-off: 1-4 family residential0.7212%1,395
Percentage Net Loans Charged-off: Home equity loans1.4753%540
All other 1-4 family - Percent of loans charged-off, net0.3993%1,967
Percentage Net Loans Charged-off: Commercial and industrial1.3471%2,008
Percentage Net Loans Charged-off: Loans to individuals2.5611%964
Percentage Net Loans Charged-off: Credit card loans8.8314%182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3719%732
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.8610%89
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2394%1,489
Percentage Net Loans Charged-off: Total real estate loans1.0296%1,351
Percentage Net Loans Charged-off:Construction & development1.9706%1,437
Percentage Net Loans Charged-off: Commercial real estate0.2740%1,382
Percentage Net Loans Charged-off: Multi-family residential2.4228%219
Percentage Net Loans Charged-off: 1-4 family residential0.5425%1,502
Percentage Net Loans Charged-off: Home equity loans1.0614%583
All other 1-4 family - Percent of loans charged-off, net0.3143%1,917
Percentage Net Loans Charged-off: Commercial and industrial1.1565%1,839
Percentage Net Loans Charged-off: Loans to individuals2.5002%931
Percentage Net Loans Charged-off: Credit card loans8.6460%208
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2763%682
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.2106%69
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9316%1,419
Percentage Net Loans Charged-off: Total real estate loans0.4698%1,673
Percentage Net Loans Charged-off:Construction & development0.4271%1,516
Percentage Net Loans Charged-off: Commercial real estate0.0912%1,131
Percentage Net Loans Charged-off: Multi-family residential4.1173%99
Percentage Net Loans Charged-off: 1-4 family residential0.4741%1,265
Percentage Net Loans Charged-off: Home equity loans0.9097%458
All other 1-4 family - Percent of loans charged-off, net0.2810%1,528
Percentage Net Loans Charged-off: Commercial and industrial1.3753%1,211
Percentage Net Loans Charged-off: Loans to individuals2.4223%916
Percentage Net Loans Charged-off: Credit card loans7.9729%215
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6093%496
Percentage Net Loans Charged-off:Coml. RE not secured by RE25.7426%20
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8143%1,536
Percentage Net Loans Charged-off: Total real estate loans0.5236%1,637
Percentage Net Loans Charged-off:Construction & development1.0466%1,544
Percentage Net Loans Charged-off: Commercial real estate0.1265%1,647
Percentage Net Loans Charged-off: Multi-family residential0.8214%297
Percentage Net Loans Charged-off: 1-4 family residential0.2427%1,970
Percentage Net Loans Charged-off: Home equity loans0.4801%720
All other 1-4 family - Percent of loans charged-off, net0.1455%2,339
Percentage Net Loans Charged-off: Commercial and industrial0.9261%1,915
Percentage Net Loans Charged-off: Loans to individuals1.7525%1,210
Percentage Net Loans Charged-off: Credit card loans5.6069%233
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8979%430
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.6303%45
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6626%1,292
Percentage Net Loans Charged-off: Total real estate loans0.3993%1,385
Percentage Net Loans Charged-off:Construction & development0.7958%1,203
Percentage Net Loans Charged-off: Commercial real estate0.0915%1,268
Percentage Net Loans Charged-off: Multi-family residential0.4927%242
Percentage Net Loans Charged-off: 1-4 family residential0.1856%1,786
Percentage Net Loans Charged-off: Home equity loans0.3749%640
All other 1-4 family - Percent of loans charged-off, net0.1097%2,104
Percentage Net Loans Charged-off: Commercial and industrial0.7231%1,645
Percentage Net Loans Charged-off: Loans to individuals1.5691%1,132
Percentage Net Loans Charged-off: Credit card loans5.1707%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7278%360
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9034%60
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6069%1,157
Percentage Net Loans Charged-off: Total real estate loans0.3793%1,153
Percentage Net Loans Charged-off:Construction & development0.7298%882
Percentage Net Loans Charged-off: Commercial real estate0.1142%899
Percentage Net Loans Charged-off: Multi-family residential0.7722%124
Percentage Net Loans Charged-off: 1-4 family residential0.1395%1,704
Percentage Net Loans Charged-off: Home equity loans0.2911%579
All other 1-4 family - Percent of loans charged-off, net0.0799%1,906
Percentage Net Loans Charged-off: Commercial and industrial0.6077%1,480
Percentage Net Loans Charged-off: Loans to individuals1.4614%1,149
Percentage Net Loans Charged-off: Credit card loans4.8947%253
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5363%345
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8188%42
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4365%1,180
Percentage Net Loans Charged-off: Total real estate loans0.1430%1,472
Percentage Net Loans Charged-off:Construction & development0.1316%925
Percentage Net Loans Charged-off: Commercial real estate0.1301%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1064%1,359
Percentage Net Loans Charged-off: Home equity loans0.2225%426
All other 1-4 family - Percent of loans charged-off, net0.0618%1,439
Percentage Net Loans Charged-off: Commercial and industrial0.4932%1,180
Percentage Net Loans Charged-off: Loans to individuals1.5217%1,034
Percentage Net Loans Charged-off: Credit card loans4.6114%255
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4986%312
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8802%21
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1333%3,440
Percentage Net Loans Charged-off: Total real estate loans0.0109%3,827
Percentage Net Loans Charged-off:Construction & development0.0082%1,533
Percentage Net Loans Charged-off: Commercial real estate0.0009%1,671
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0213%2,909
Percentage Net Loans Charged-off: Home equity loans0.0367%854
All other 1-4 family - Percent of loans charged-off, net0.0140%2,834
Percentage Net Loans Charged-off: Commercial and industrial0.2054%2,712
Percentage Net Loans Charged-off: Loans to individuals0.4998%3,081
Percentage Net Loans Charged-off: Credit card loans1.5975%721
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9781%638
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6831%48
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0327%4,650
Percentage Net Loans Charged-off: Total real estate loans0.0037%3,260
Percentage Net Loans Charged-off:Construction & development0.0060%1,067
Percentage Net Loans Charged-off: Commercial real estate0.0004%1,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0035%2,644
Percentage Net Loans Charged-off: Home equity loans0.0067%709
All other 1-4 family - Percent of loans charged-off, net0.0020%2,463
Percentage Net Loans Charged-off: Commercial and industrial0.0564%2,877
Percentage Net Loans Charged-off: Loans to individuals0.1219%4,566
Percentage Net Loans Charged-off: Credit card loans0.4245%1,011
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1154%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8103%29
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3482%1,043
Percentage Net Loans Charged-off: Total real estate loans0.0878%1,298
Percentage Net Loans Charged-off:Construction & development0.1732%433
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,873
Percentage Net Loans Charged-off: Multi-family residential0.0541%118
Percentage Net Loans Charged-off: 1-4 family residential0.0568%1,479
Percentage Net Loans Charged-off: Home equity loans0.1079%406
All other 1-4 family - Percent of loans charged-off, net0.0326%1,576
Percentage Net Loans Charged-off: Commercial and industrial0.4687%1,293
Percentage Net Loans Charged-off: Loans to individuals1.1531%1,094
Percentage Net Loans Charged-off: Credit card loans4.9949%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2990%323
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9165%22
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3031%992
Percentage Net Loans Charged-off: Total real estate loans0.0190%1,563
Percentage Net Loans Charged-off:Construction & development0.0055%435
Percentage Net Loans Charged-off: Commercial real estate0.0041%521
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0463%1,147
Percentage Net Loans Charged-off: Home equity loans0.0651%319
All other 1-4 family - Percent of loans charged-off, net0.0374%1,094
Percentage Net Loans Charged-off: Commercial and industrial0.4009%992
Percentage Net Loans Charged-off: Loans to individuals1.2007%1,058
Percentage Net Loans Charged-off: Credit card loans5.1139%206
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7244%239
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0604%26
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3259%1,226
Percentage Net Loans Charged-off: Total real estate loans0.0478%2,008
Percentage Net Loans Charged-off:Construction & development0.0125%752
Percentage Net Loans Charged-off: Commercial real estate0.0542%948
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0877%1,533
Percentage Net Loans Charged-off: Home equity loans0.0912%484
All other 1-4 family - Percent of loans charged-off, net0.0860%1,487
Percentage Net Loans Charged-off: Commercial and industrial0.3414%2,008
Percentage Net Loans Charged-off: Loans to individuals1.1567%1,220
Percentage Net Loans Charged-off: Credit card loans4.3207%227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8144%300
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0190%21
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3139%1,033
Percentage Net Loans Charged-off: Total real estate loans0.0525%1,578
Percentage Net Loans Charged-off:Construction & development0.0115%559
Percentage Net Loans Charged-off: Commercial real estate0.0656%680
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0940%1,227
Percentage Net Loans Charged-off: Home equity loans0.0840%383
All other 1-4 family - Percent of loans charged-off, net0.0990%1,151
Percentage Net Loans Charged-off: Commercial and industrial0.2873%1,725
Percentage Net Loans Charged-off: Loans to individuals1.0714%1,206
Percentage Net Loans Charged-off: Credit card loans4.0613%246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2687%250
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1103%15
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2929%1,066
Percentage Net Loans Charged-off: Total real estate loans0.0441%1,505
Percentage Net Loans Charged-off:Construction & development0.0105%417
Percentage Net Loans Charged-off: Commercial real estate0.0805%538
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0592%1,321
Percentage Net Loans Charged-off: Home equity loans0.0886%295
All other 1-4 family - Percent of loans charged-off, net0.0443%1,375
Percentage Net Loans Charged-off: Commercial and industrial0.2624%1,552
Percentage Net Loans Charged-off: Loans to individuals1.0523%1,206
Percentage Net Loans Charged-off: Credit card loans3.8938%261
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9389%314
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0145%11
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3059%913
Percentage Net Loans Charged-off: Total real estate loans0.0601%946
Percentage Net Loans Charged-off:Construction & development0.0076%249
Percentage Net Loans Charged-off: Commercial real estate0.1255%292
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0744%859
Percentage Net Loans Charged-off: Home equity loans0.1129%207
All other 1-4 family - Percent of loans charged-off, net0.0544%878
Percentage Net Loans Charged-off: Commercial and industrial0.1698%1,258
Percentage Net Loans Charged-off: Loans to individuals1.1627%1,115
Percentage Net Loans Charged-off: Credit card loans3.7065%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9964%414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4846%9
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4826%902
Percentage Net Loans Charged-off: Total real estate loans0.0593%1,789
Percentage Net Loans Charged-off:Construction & development0.0182%593
Percentage Net Loans Charged-off: Commercial real estate0.0264%1,118
Percentage Net Loans Charged-off: Multi-family residential0.0954%144
Percentage Net Loans Charged-off: 1-4 family residential0.1129%1,324
Percentage Net Loans Charged-off: Home equity loans0.0910%434
All other 1-4 family - Percent of loans charged-off, net0.1247%1,223
Percentage Net Loans Charged-off: Commercial and industrial0.3302%2,327
Percentage Net Loans Charged-off: Loans to individuals1.5930%976
Percentage Net Loans Charged-off: Credit card loans7.0922%151
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7243%231
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.0189%13
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4589%827
Percentage Net Loans Charged-off: Total real estate loans0.0624%1,515
Percentage Net Loans Charged-off:Construction & development0.0139%477
Percentage Net Loans Charged-off: Commercial real estate0.0316%870
Percentage Net Loans Charged-off: Multi-family residential0.0814%113
Percentage Net Loans Charged-off: 1-4 family residential0.1230%1,071
Percentage Net Loans Charged-off: Home equity loans0.1102%330
All other 1-4 family - Percent of loans charged-off, net0.1299%1,038
Percentage Net Loans Charged-off: Commercial and industrial0.3091%1,969
Percentage Net Loans Charged-off: Loans to individuals1.4997%940
Percentage Net Loans Charged-off: Credit card loans6.7116%158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2584%234
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.3585%8
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4082%925
Percentage Net Loans Charged-off: Total real estate loans0.0559%1,437
Percentage Net Loans Charged-off:Construction & development0.0157%376
Percentage Net Loans Charged-off: Commercial real estate0.0314%676
Percentage Net Loans Charged-off: Multi-family residential0.0451%90
Percentage Net Loans Charged-off: 1-4 family residential0.1095%1,049
Percentage Net Loans Charged-off: Home equity loans0.0909%300
All other 1-4 family - Percent of loans charged-off, net0.1196%981
Percentage Net Loans Charged-off: Commercial and industrial0.1856%2,051
Percentage Net Loans Charged-off: Loans to individuals1.4768%988
Percentage Net Loans Charged-off: Credit card loans6.7698%177
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9382%291
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7657%8
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4178%835
Percentage Net Loans Charged-off: Total real estate loans0.0610%1,069
Percentage Net Loans Charged-off:Construction & development-0.0064%7,726
Percentage Net Loans Charged-off: Commercial real estate0.0074%488
Percentage Net Loans Charged-off: Multi-family residential0.0598%45
Percentage Net Loans Charged-off: 1-4 family residential0.1577%727
Percentage Net Loans Charged-off: Home equity loans0.1724%180
All other 1-4 family - Percent of loans charged-off, net0.1497%708
Percentage Net Loans Charged-off: Commercial and industrial0.0840%1,696
Percentage Net Loans Charged-off: Loans to individuals1.5736%931
Percentage Net Loans Charged-off: Credit card loans6.3046%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2090%242
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8180%6
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5103%1,076
Percentage Net Loans Charged-off: Total real estate loans0.0985%1,605
Percentage Net Loans Charged-off:Construction & development0.0049%729
Percentage Net Loans Charged-off: Commercial real estate0.1332%923
Percentage Net Loans Charged-off: Multi-family residential-0.0007%6,379
Percentage Net Loans Charged-off: 1-4 family residential0.1590%1,153
Percentage Net Loans Charged-off: Home equity loans0.1720%324
All other 1-4 family - Percent of loans charged-off, net0.1524%1,196
Percentage Net Loans Charged-off: Commercial and industrial0.2620%2,862
Percentage Net Loans Charged-off: Loans to individuals1.8030%909
Percentage Net Loans Charged-off: Credit card loans7.0979%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9192%365
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.4594%12
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4994%956
Percentage Net Loans Charged-off: Total real estate loans0.0973%1,365
Percentage Net Loans Charged-off:Construction & development0.0057%589
Percentage Net Loans Charged-off: Commercial real estate0.1272%708
Percentage Net Loans Charged-off: Multi-family residential-0.0164%6,356
Percentage Net Loans Charged-off: 1-4 family residential0.1638%960
Percentage Net Loans Charged-off: Home equity loans0.2058%242
All other 1-4 family - Percent of loans charged-off, net0.1428%1,068
Percentage Net Loans Charged-off: Commercial and industrial0.2456%2,441
Percentage Net Loans Charged-off: Loans to individuals1.7856%834
Percentage Net Loans Charged-off: Credit card loans7.0462%199
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8466%342
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.4611%11
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5290%879
Percentage Net Loans Charged-off: Total real estate loans0.1141%1,165
Percentage Net Loans Charged-off:Construction & development0.0085%441
Percentage Net Loans Charged-off: Commercial real estate0.1745%518
Percentage Net Loans Charged-off: Multi-family residential-0.0241%6,323
Percentage Net Loans Charged-off: 1-4 family residential0.1691%888
Percentage Net Loans Charged-off: Home equity loans0.1810%228
All other 1-4 family - Percent of loans charged-off, net0.1633%886
Percentage Net Loans Charged-off: Commercial and industrial0.3485%1,870
Percentage Net Loans Charged-off: Loans to individuals1.8411%819
Percentage Net Loans Charged-off: Credit card loans7.6050%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3618%377
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.3613%10
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5526%834
Percentage Net Loans Charged-off: Total real estate loans0.0754%1,149
Percentage Net Loans Charged-off:Construction & development0.0226%258
Percentage Net Loans Charged-off: Commercial real estate0.0136%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1843%703
Percentage Net Loans Charged-off: Home equity loans0.2507%143
All other 1-4 family - Percent of loans charged-off, net0.1527%745
Percentage Net Loans Charged-off: Commercial and industrial0.4108%1,269
Percentage Net Loans Charged-off: Loans to individuals2.0018%849
Percentage Net Loans Charged-off: Credit card loans7.9445%200
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5563%299
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.6739%6
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6208%1,146
Percentage Net Loans Charged-off: Total real estate loans0.1384%1,493
Percentage Net Loans Charged-off:Construction & development0.0755%633
Percentage Net Loans Charged-off: Commercial real estate0.0947%1,119
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2393%970
Percentage Net Loans Charged-off: Home equity loans0.2802%241
All other 1-4 family - Percent of loans charged-off, net0.2239%1,035
Percentage Net Loans Charged-off: Commercial and industrial0.5321%2,540
Percentage Net Loans Charged-off: Loans to individuals2.1147%766
Percentage Net Loans Charged-off: Credit card loans7.3606%190
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5981%516
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.6414%26
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6242%985
Percentage Net Loans Charged-off: Total real estate loans0.1520%1,152
Percentage Net Loans Charged-off:Construction & development0.0385%559
Percentage Net Loans Charged-off: Commercial real estate0.1258%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2730%736
Percentage Net Loans Charged-off: Home equity loans0.3186%183
All other 1-4 family - Percent of loans charged-off, net0.2564%777
Percentage Net Loans Charged-off: Commercial and industrial0.4737%2,267
Percentage Net Loans Charged-off: Loans to individuals2.1677%688
Percentage Net Loans Charged-off: Credit card loans7.5662%189
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6172%462
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.4244%26
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6465%940
Percentage Net Loans Charged-off: Total real estate loans0.1713%981
Percentage Net Loans Charged-off:Construction & development0.0557%432
Percentage Net Loans Charged-off: Commercial real estate0.1303%655
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3077%611
Percentage Net Loans Charged-off: Home equity loans0.3111%168
All other 1-4 family - Percent of loans charged-off, net0.3065%622
Percentage Net Loans Charged-off: Commercial and industrial0.5107%1,922
Percentage Net Loans Charged-off: Loans to individuals2.2119%681
Percentage Net Loans Charged-off: Credit card loans7.6108%214
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6419%434
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6253%20
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6138%896
Percentage Net Loans Charged-off: Total real estate loans0.1612%817
Percentage Net Loans Charged-off:Construction & development-0.0005%7,874
Percentage Net Loans Charged-off: Commercial real estate0.1084%442
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3251%496
Percentage Net Loans Charged-off: Home equity loans0.3914%112
All other 1-4 family - Percent of loans charged-off, net0.3029%536
Percentage Net Loans Charged-off: Commercial and industrial0.3648%1,598
Percentage Net Loans Charged-off: Loans to individuals2.3098%734
Percentage Net Loans Charged-off: Credit card loans7.5366%267
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5374%363
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.7260%14
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6278%1,301
Percentage Net Loans Charged-off: Total real estate loans0.1421%1,454
Percentage Net Loans Charged-off:Construction & development0.1504%556
Percentage Net Loans Charged-off: Commercial real estate0.1250%1,010
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1637%1,213
Percentage Net Loans Charged-off: Home equity loans0.1658%333
All other 1-4 family - Percent of loans charged-off, net0.1631%1,219
Percentage Net Loans Charged-off: Commercial and industrial0.6563%2,469
Percentage Net Loans Charged-off: Loans to individuals2.0015%886
Percentage Net Loans Charged-off: Credit card loans7.4059%250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8215%458
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.9718%27
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6252%1,284
Percentage Net Loans Charged-off: Total real estate loans0.0706%2,058
Percentage Net Loans Charged-off:Construction & development0.0654%641
Percentage Net Loans Charged-off: Commercial real estate0.0334%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1143%1,404
Percentage Net Loans Charged-off: Home equity loans0.7102%145
All other 1-4 family - Percent of loans charged-off, net0.0024%3,058
Percentage Net Loans Charged-off: Commercial and industrial1.0256%1,767
Percentage Net Loans Charged-off: Loans to individuals1.7407%1,009
Percentage Net Loans Charged-off: Credit card loans5.2654%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2743%592
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1815%45
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4691%1,399
Percentage Net Loans Charged-off: Total real estate loans0.0263%591
Percentage Net Loans Charged-off:Construction & development0.0070%245
Percentage Net Loans Charged-off: Commercial real estate0.0113%375
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0556%401
Percentage Net Loans Charged-off: Home equity loans0.4618%63
All other 1-4 family - Percent of loans charged-off, net0.0014%833
Percentage Net Loans Charged-off: Commercial and industrial0.5531%414
Percentage Net Loans Charged-off: Loans to individuals1.7481%208
Percentage Net Loans Charged-off: Credit card loans4.2683%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0293%90
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7628%11
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2767%2,460
Percentage Net Loans Charged-off: Total real estate loans0.0148%776
Percentage Net Loans Charged-off:Construction & development0.0110%220
Percentage Net Loans Charged-off: Commercial real estate-0.0137%1,242
Percentage Net Loans Charged-off: Multi-family residential0.0694%80
Percentage Net Loans Charged-off: 1-4 family residential0.0279%672
Percentage Net Loans Charged-off: Home equity loans0.1967%152
All other 1-4 family - Percent of loans charged-off, net0.0093%816
Percentage Net Loans Charged-off: Commercial and industrial0.0950%796
Percentage Net Loans Charged-off: Loans to individuals1.2004%359
Percentage Net Loans Charged-off: Credit card loans4.1108%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5056%152
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0878%19
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3162%2,345
Percentage Net Loans Charged-off: Total real estate loans0.0198%704
Percentage Net Loans Charged-off:Construction & development-0.0168%1,276
Percentage Net Loans Charged-off: Commercial real estate0.0534%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0204%678
Percentage Net Loans Charged-off: Home equity loans0.0876%252
All other 1-4 family - Percent of loans charged-off, net0.0142%688
Percentage Net Loans Charged-off: Commercial and industrial0.1891%643
Percentage Net Loans Charged-off: Loans to individuals1.2861%361
Percentage Net Loans Charged-off: Credit card loans4.4878%211
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5672%132
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0086%23
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2906%2,846
Percentage Net Loans Charged-off: Total real estate loans0.0109%834
Percentage Net Loans Charged-off:Construction & development-0.0510%1,276
Percentage Net Loans Charged-off: Commercial real estate-0.0039%1,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0225%744
Percentage Net Loans Charged-off: Home equity loans0.0663%298
All other 1-4 family - Percent of loans charged-off, net0.0173%740
Percentage Net Loans Charged-off: Commercial and industrial0.1539%634
Percentage Net Loans Charged-off: Loans to individuals1.3620%381
Percentage Net Loans Charged-off: Credit card loans4.2482%288
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4612%135
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2797%3,163
Percentage Net Loans Charged-off: Total real estate loans0.0139%856
Percentage Net Loans Charged-off:Construction & development-0.0922%1,351
Percentage Net Loans Charged-off: Commercial real estate0.0880%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0077%923
Percentage Net Loans Charged-off: Home equity loans-0.0068%1,279
All other 1-4 family - Percent of loans charged-off, net0.0093%855
Percentage Net Loans Charged-off: Commercial and industrial0.0263%834
Percentage Net Loans Charged-off: Loans to individuals1.5558%312
Percentage Net Loans Charged-off: Credit card loans3.9183%291
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5218%127
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1757%4,230
Percentage Net Loans Charged-off: Total real estate loans0.0360%737
Percentage Net Loans Charged-off:Construction & development0.0280%301
Percentage Net Loans Charged-off: Commercial real estate0.2237%364
Percentage Net Loans Charged-off: Multi-family residential-0.0096%1,314
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%1,373
Percentage Net Loans Charged-off: Home equity loans-0.0019%1,247
All other 1-4 family - Percent of loans charged-off, net-0.0076%1,376
Percentage Net Loans Charged-off: Commercial and industrial0.0529%710
Percentage Net Loans Charged-off: Loans to individuals0.7258%554
Percentage Net Loans Charged-off: Credit card loans2.4991%400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3479%169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%4,885
Percentage Net Loans Charged-off: Total real estate loans0.0313%824
Percentage Net Loans Charged-off:Construction & development-0.0169%1,244
Percentage Net Loans Charged-off: Commercial real estate0.1533%451
Percentage Net Loans Charged-off: Multi-family residential0.0013%331
Percentage Net Loans Charged-off: 1-4 family residential0.0037%985
Percentage Net Loans Charged-off: Home equity loans0.0153%365
All other 1-4 family - Percent of loans charged-off, net0.0023%949
Percentage Net Loans Charged-off: Commercial and industrial-0.1216%1,134
Percentage Net Loans Charged-off: Loans to individuals0.6814%468
Percentage Net Loans Charged-off: Credit card loans2.3609%338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3299%148
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2149%5,183
Percentage Net Loans Charged-off: Total real estate loans0.0242%1,027
Percentage Net Loans Charged-off:Construction & development0.4556%336
Percentage Net Loans Charged-off: Commercial real estate-0.0040%1,320
Percentage Net Loans Charged-off: Multi-family residential-0.3221%1,403
Percentage Net Loans Charged-off: 1-4 family residential0.0143%957
Percentage Net Loans Charged-off: Home equity loans0.0892%304
All other 1-4 family - Percent of loans charged-off, net0.0050%994
Percentage Net Loans Charged-off: Commercial and industrial0.2759%688
Percentage Net Loans Charged-off: Loans to individuals0.9001%445
Percentage Net Loans Charged-off: Credit card loans2.9827%297
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.4343%1,269
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5831%3,724
Percentage Net Loans Charged-off: Total real estate loans0.1855%776
Percentage Net Loans Charged-off:Construction & development-0.1632%1,455
Percentage Net Loans Charged-off: Commercial real estate0.6371%516
Percentage Net Loans Charged-off: Multi-family residential0.0202%409
Percentage Net Loans Charged-off: 1-4 family residential0.0319%890
Percentage Net Loans Charged-off: Home equity loans0.0102%476
All other 1-4 family - Percent of loans charged-off, net0.0354%823
Percentage Net Loans Charged-off: Commercial and industrial0.2742%926
Percentage Net Loans Charged-off: Loans to individuals1.7011%316
Percentage Net Loans Charged-off: Credit card loans5.6767%135
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0934%381
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144