Home > Baylake Bank > Income and Expense
Baylake Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,995,000 | 1,693 |
| Total interest expense | $7,989,000 | 1,959 |
| Net interest income | $12,006,000 | 1,498 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $2,082,000 | 1,779 |
| Gross Fiduciary activities income | $391,000 | 812 |
| Service charges on deposit accounts | $482,000 | 2,814 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,209,000 | 1,592 |
| Total noninterest expense | $7,862,000 | 1,777 |
| Salaries and employee benefits | $4,565,000 | 1,455 |
| Premises and equipment expense | $1,009,000 | 2,002 |
| Additional noninterest expense | $2,288,000 | 2,153 |
| Pre-tax net operating income | $6,036,000 | 1,269 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $2,052,000 | 1,247 |
| Income before extraordinary items | $3,986,000 | 1,327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,986,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $2,796,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,984,680 | 1,304 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,157,000 | 1,799 |
| Total interest expense | $5,843,000 | 2,141 |
| Net interest income | $11,314,000 | 1,600 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $1,656,000 | 2,120 |
| Gross Fiduciary activities income | $332,000 | 863 |
| Service charges on deposit accounts | $456,000 | 3,017 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $868,000 | 2,026 |
| Total noninterest expense | $6,978,000 | 2,046 |
| Salaries and employee benefits | $3,902,000 | 1,716 |
| Premises and equipment expense | $826,000 | 2,457 |
| Additional noninterest expense | $2,250,000 | 2,333 |
| Pre-tax net operating income | $5,742,000 | 1,298 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $1,752,000 | 1,345 |
| Income before extraordinary items | $3,955,000 | 1,272 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,955,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $2,295,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,979,150 | 1,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,011,000 | 1,959 |
| Total interest expense | $5,569,000 | 2,329 |
| Net interest income | $10,442,000 | 1,733 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $1,779,000 | 2,137 |
| Gross Fiduciary activities income | $348,000 | 889 |
| Service charges on deposit accounts | $436,000 | 3,186 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $995,000 | 2,038 |
| Total noninterest expense | $6,657,000 | 2,188 |
| Salaries and employee benefits | $3,814,000 | 1,758 |
| Premises and equipment expense | $751,000 | 2,701 |
| Additional noninterest expense | $2,092,000 | 2,627 |
| Pre-tax net operating income | $5,314,000 | 1,314 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,615,000 | 1,476 |
| Income before extraordinary items | $3,699,000 | 1,375 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,699,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $1,086,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,699,000 | 1,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,131,000 | 2,195 |
| Total interest expense | $6,692,000 | 2,524 |
| Net interest income | $9,439,000 | 1,932 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $1,635,000 | 2,242 |
| Gross Fiduciary activities income | $293,000 | 966 |
| Service charges on deposit accounts | $360,000 | 3,820 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $982,000 | 2,035 |
| Total noninterest expense | $6,383,000 | 2,292 |
| Salaries and employee benefits | $3,656,000 | 1,819 |
| Premises and equipment expense | $723,000 | 2,847 |
| Additional noninterest expense | $2,004,000 | 2,800 |
| Pre-tax net operating income | $4,441,000 | 1,435 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $1,276,000 | 1,653 |
| Income before extraordinary items | $3,213,000 | 1,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,213,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 13,580 |
| Cash dividends | $2,778,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,178,440 | 1,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.