Home > Baylake Bank > Income and Expense

Baylake Bank, Income and Expense

2016-03-31 (YTD Data)Rank
Total interest income$9,333,000719
Total interest expense$586,0001,216
Net interest income$8,747,000679
Provision for loan and lease losses$03,656
Total noninterest income$1,996,000794
Gross Fiduciary activities income$157,000561
Service charges on deposit accounts$381,000811
Trading account gains and fees$0142
Additional Noninterest Income$1,458,000724
Total noninterest expense$6,714,000794
Salaries and employee benefits$4,024,000737
Premises and equipment expense$947,000666
Additional noninterest expense$1,743,000938
Pre-tax net operating income$4,029,000582
Securities gains (losses)$67,000694
Applicable income taxes$1,373,000507
Income before extraordinary items$2,723,000671
Extraordinary gains, net$012
Net income$2,723,000670
Minority interest net income$062
Net income of bank and minority interests.$2,723,000671
Net charge-offs$43,0001,533
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,678,780669
2015-12-31 (YTD Data)Rank
Total interest income$35,555,000715
Total interest expense$2,335,0001,195
Net interest income$33,220,000689
Provision for loan and lease losses$200,0002,306
Total noninterest income$8,729,000753
Gross Fiduciary activities income$828,000506
Service charges on deposit accounts$1,598,000805
Trading account gains and fees$0159
Additional Noninterest Income$6,303,000683
Total noninterest expense$29,201,000706
Salaries and employee benefits$16,885,000673
Premises and equipment expense$3,526,000697
Additional noninterest expense$8,790,000747
Pre-tax net operating income$12,548,000717
Securities gains (losses)$465,000377
Applicable income taxes$4,214,000594
Income before extraordinary items$8,799,000820
Extraordinary gains, net$023
Net income$8,799,000820
Minority interest net income$081
Net income of bank and minority interests.$8,799,000820
Net charge-offs$1,323,000553
Cash dividends$8,000,000452
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,482,800827
2015-09-30 (YTD Data)Rank
Total interest income$26,269,000731
Total interest expense$1,771,0001,193
Net interest income$24,498,000702
Provision for loan and lease losses$200,0001,947
Total noninterest income$6,527,000756
Gross Fiduciary activities income$660,000487
Service charges on deposit accounts$1,208,000805
Trading account gains and fees$0153
Additional Noninterest Income$4,659,000695
Total noninterest expense$20,148,000775
Salaries and employee benefits$11,889,000735
Premises and equipment expense$2,687,000701
Additional noninterest expense$5,572,000882
Pre-tax net operating income$10,677,000663
Securities gains (losses)$384,000388
Applicable income taxes$3,458,000572
Income before extraordinary items$7,603,000729
Extraordinary gains, net$021
Net income$7,603,000727
Minority interest net income$078
Net income of bank and minority interests.$7,603,000729
Net charge-offs$741,000638
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,338,040734
2015-06-30 (YTD Data)Rank
Total interest income$17,600,000729
Total interest expense$1,210,0001,164
Net interest income$16,390,000700
Provision for loan and lease losses$200,0001,484
Total noninterest income$4,473,000752
Gross Fiduciary activities income$465,000479
Service charges on deposit accounts$803,000803
Trading account gains and fees$0157
Additional Noninterest Income$3,205,000683
Total noninterest expense$13,657,000767
Salaries and employee benefits$8,227,000706
Premises and equipment expense$1,798,000704
Additional noninterest expense$3,632,000897
Pre-tax net operating income$7,006,000678
Securities gains (losses)$252,000437
Applicable income taxes$2,239,000599
Income before extraordinary items$5,019,000731
Extraordinary gains, net$022
Net income$5,019,000730
Minority interest net income$075
Net income of bank and minority interests.$5,019,000731
Net charge-offs$295,000917
Cash dividends$4,000,000401
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,845,120735
2015-03-31 (YTD Data)Rank
Total interest income$8,708,000738
Total interest expense$590,0001,195
Net interest income$8,118,000704
Provision for loan and lease losses$200,000888
Total noninterest income$2,098,000754
Gross Fiduciary activities income$224,000499
Service charges on deposit accounts$393,000796
Trading account gains and fees$0152
Additional Noninterest Income$1,481,000690
Total noninterest expense$6,801,000767
Salaries and employee benefits$4,139,000706
Premises and equipment expense$915,000695
Additional noninterest expense$1,747,000911
Pre-tax net operating income$3,215,000702
Securities gains (losses)$174,000398
Applicable income taxes$991,000634
Income before extraordinary items$2,398,000740
Extraordinary gains, net$013
Net income$2,398,000738
Minority interest net income$064
Net income of bank and minority interests.$2,398,000740
Net charge-offs$248,000630
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,274,460747
2014-12-31 (YTD Data)Rank
Total interest income$34,968,000725
Total interest expense$2,444,0001,193
Net interest income$32,524,000683
Provision for loan and lease losses$04,603
Total noninterest income$8,353,000745
Gross Fiduciary activities income$913,000482
Service charges on deposit accounts$2,959,000471
Trading account gains and fees$0180
Additional Noninterest Income$4,481,000829
Total noninterest expense$27,519,000739
Salaries and employee benefits$16,013,000694
Premises and equipment expense$3,487,000709
Additional noninterest expense$8,019,000809
Pre-tax net operating income$13,358,000629
Securities gains (losses)$446,000448
Applicable income taxes$3,986,000586
Income before extraordinary items$9,818,000695
Extraordinary gains, net$017
Net income$9,818,000694
Minority interest net income$084
Net income of bank and minority interests.$9,818,000695
Net charge-offs$607,0001,287
Cash dividends$6,000,000511
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,501,340702
2014-09-30 (YTD Data)Rank
Total interest income$26,019,000727
Total interest expense$1,891,0001,171
Net interest income$24,128,000682
Provision for loan and lease losses$04,401
Total noninterest income$6,135,000755
Gross Fiduciary activities income$712,000472
Service charges on deposit accounts$2,168,000481
Trading account gains and fees$0174
Additional Noninterest Income$3,255,000840
Total noninterest expense$19,716,000769
Salaries and employee benefits$11,713,000710
Premises and equipment expense$2,599,000714
Additional noninterest expense$5,404,000898
Pre-tax net operating income$10,547,000606
Securities gains (losses)$232,000581
Applicable income taxes$3,377,000541
Income before extraordinary items$7,402,000690
Extraordinary gains, net$015
Net income$7,402,000687
Minority interest net income$081
Net income of bank and minority interests.$7,402,000688
Net charge-offs$600,0001,006
Cash dividends$4,000,000525
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,241,920687
2014-06-30 (YTD Data)Rank
Total interest income$17,426,000718
Total interest expense$1,291,0001,152
Net interest income$16,135,000677
Provision for loan and lease losses$04,196
Total noninterest income$3,918,000767
Gross Fiduciary activities income$463,000477
Service charges on deposit accounts$1,342,000505
Trading account gains and fees$0172
Additional Noninterest Income$2,113,000843
Total noninterest expense$13,381,000757
Salaries and employee benefits$8,213,000671
Premises and equipment expense$1,728,000720
Additional noninterest expense$3,440,000936
Pre-tax net operating income$6,672,000622
Securities gains (losses)$161,000554
Applicable income taxes$2,111,000556
Income before extraordinary items$4,722,000689
Extraordinary gains, net$020
Net income$4,722,000687
Minority interest net income$080
Net income of bank and minority interests.$4,722,000689
Net charge-offs$215,0001,525
Cash dividends$2,500,000534
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,610,910696
2014-03-31 (YTD Data)Rank
Total interest income$8,583,000734
Total interest expense$621,0001,222
Net interest income$7,962,000685
Provision for loan and lease losses$03,817
Total noninterest income$1,889,000763
Gross Fiduciary activities income$233,000482
Service charges on deposit accounts$627,000532
Trading account gains and fees$0147
Additional Noninterest Income$1,029,000827
Total noninterest expense$6,622,000770
Salaries and employee benefits$3,960,000705
Premises and equipment expense$873,000731
Additional noninterest expense$1,789,000889
Pre-tax net operating income$3,229,000624
Securities gains (losses)$69,000548
Applicable income taxes$1,015,000552
Income before extraordinary items$2,283,000683
Extraordinary gains, net$016
Net income$2,283,000683
Minority interest net income$066
Net income of bank and minority interests.$2,283,000685
Net charge-offs$205,000933
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,235,390686
2013-12-31 (YTD Data)Rank
Total interest income$34,948,000712
Total interest expense$3,305,0001,021
Net interest income$31,643,000673
Provision for loan and lease losses$1,400,000835
Total noninterest income$9,471,000708
Gross Fiduciary activities income$1,061,000448
Service charges on deposit accounts$2,762,000503
Trading account gains and fees$0184
Additional Noninterest Income$5,648,000736
Total noninterest expense$27,143,000746
Salaries and employee benefits$16,245,000668
Premises and equipment expense$3,128,000778
Additional noninterest expense$7,770,000872
Pre-tax net operating income$12,571,000625
Securities gains (losses)$574,000402
Applicable income taxes$4,086,000522
Income before extraordinary items$9,059,000711
Extraordinary gains, net$029
Net income$9,059,000712
Minority interest net income$090
Net income of bank and minority interests.$9,059,000712
Net charge-offs$2,907,000557
Cash dividends$5,724,000506
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,662,940714
2013-09-30 (YTD Data)Rank
Total interest income$25,984,000719
Total interest expense$2,659,000993
Net interest income$23,325,000681
Provision for loan and lease losses$1,400,000678
Total noninterest income$7,169,000717
Gross Fiduciary activities income$788,000451
Service charges on deposit accounts$2,057,000507
Trading account gains and fees$0180
Additional Noninterest Income$4,324,000741
Total noninterest expense$19,923,000768
Salaries and employee benefits$12,076,000676
Premises and equipment expense$2,394,000762
Additional noninterest expense$5,453,000928
Pre-tax net operating income$9,171,000661
Securities gains (losses)$209,000801
Applicable income taxes$2,891,000567
Income before extraordinary items$6,489,000743
Extraordinary gains, net$025
Net income$6,489,000743
Minority interest net income$084
Net income of bank and minority interests.$6,489,000745
Net charge-offs$2,670,000470
Cash dividends$4,725,000433
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,344,790733
2013-06-30 (YTD Data)Rank
Total interest income$17,321,000721
Total interest expense$1,891,000957
Net interest income$15,430,000682
Provision for loan and lease losses$1,200,000571
Total noninterest income$4,709,000727
Gross Fiduciary activities income$536,000443
Service charges on deposit accounts$1,320,000512
Trading account gains and fees$0157
Additional Noninterest Income$2,853,000758
Total noninterest expense$13,388,000767
Salaries and employee benefits$7,952,000694
Premises and equipment expense$1,596,000766
Additional noninterest expense$3,840,000888
Pre-tax net operating income$5,551,000703
Securities gains (losses)$209,000727
Applicable income taxes$1,737,000602
Income before extraordinary items$4,023,000774
Extraordinary gains, net$022
Net income$4,023,000776
Minority interest net income$082
Net income of bank and minority interests.$4,023,000776
Net charge-offs$1,542,000555
Cash dividends$3,724,000376
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,876,700776
2013-03-31 (YTD Data)Rank
Total interest income$8,709,000721
Total interest expense$983,000961
Net interest income$7,726,000689
Provision for loan and lease losses$600,000594
Total noninterest income$2,595,000666
Gross Fiduciary activities income$251,000465
Service charges on deposit accounts$625,000533
Trading account gains and fees$0148
Additional Noninterest Income$1,719,000661
Total noninterest expense$6,838,000756
Salaries and employee benefits$4,127,000673
Premises and equipment expense$819,000758
Additional noninterest expense$1,892,000898
Pre-tax net operating income$2,883,000670
Securities gains (losses)$-12,0006,823
Applicable income taxes$861,000603
Income before extraordinary items$2,010,000776
Extraordinary gains, net$010
Net income$2,010,000776
Minority interest net income$076
Net income of bank and minority interests.$2,010,000778
Net charge-offs$1,452,000340
Cash dividends$624,000795
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,018,400734
2012-12-31 (YTD Data)Rank
Total interest income$39,439,000664
Total interest expense$5,482,000815
Net interest income$33,957,000634
Provision for loan and lease losses$5,425,000479
Total noninterest income$11,867,000599
Gross Fiduciary activities income$1,007,000455
Service charges on deposit accounts$3,023,000484
Trading account gains and fees$0166
Additional Noninterest Income$7,837,000584
Total noninterest expense$31,808,000654
Salaries and employee benefits$16,808,000625
Premises and equipment expense$3,385,000714
Additional noninterest expense$11,615,000616
Pre-tax net operating income$8,591,000836
Securities gains (losses)$2,188,000237
Applicable income taxes$2,788,000648
Income before extraordinary items$7,991,000750
Extraordinary gains, net$029
Net income$7,991,000747
Minority interest net income$093
Net income of bank and minority interests.$7,991,000750
Net charge-offs$6,898,000446
Cash dividends$789,0002,252
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,371,880887
2012-09-30 (YTD Data)Rank
Total interest income$30,227,000657
Total interest expense$4,415,000790
Net interest income$25,812,000622
Provision for loan and lease losses$5,125,000396
Total noninterest income$9,226,000573
Gross Fiduciary activities income$765,000447
Service charges on deposit accounts$2,350,000478
Trading account gains and fees$0157
Additional Noninterest Income$6,111,000571
Total noninterest expense$24,062,000651
Salaries and employee benefits$12,699,000616
Premises and equipment expense$2,591,000707
Additional noninterest expense$8,772,000614
Pre-tax net operating income$5,851,000931
Securities gains (losses)$1,585,000258
Applicable income taxes$1,971,000719
Income before extraordinary items$5,465,000829
Extraordinary gains, net$020
Net income$5,465,000827
Minority interest net income$086
Net income of bank and minority interests.$5,465,000829
Net charge-offs$5,105,000452
Cash dividends$159,0003,063
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,307,9501,003
2012-06-30 (YTD Data)Rank
Total interest income$20,438,000650
Total interest expense$3,142,000758
Net interest income$17,296,000626
Provision for loan and lease losses$4,025,000359
Total noninterest income$5,853,000600
Gross Fiduciary activities income$523,000436
Service charges on deposit accounts$1,570,000474
Trading account gains and fees$0153
Additional Noninterest Income$3,760,000585
Total noninterest expense$16,706,000622
Salaries and employee benefits$8,559,000603
Premises and equipment expense$1,724,000710
Additional noninterest expense$6,423,000570
Pre-tax net operating income$2,418,0001,439
Securities gains (losses)$1,585,000171
Applicable income taxes$871,000999
Income before extraordinary items$3,132,000975
Extraordinary gains, net$019
Net income$3,132,000975
Minority interest net income$084
Net income of bank and minority interests.$3,132,000975
Net charge-offs$1,930,000711
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,895,7001,468
2012-03-31 (YTD Data)Rank
Total interest income$10,397,000642
Total interest expense$1,676,000724
Net interest income$8,721,000622
Provision for loan and lease losses$1,750,000407
Total noninterest income$2,353,000699
Gross Fiduciary activities income$240,000461
Service charges on deposit accounts$763,000480
Trading account gains and fees$0148
Additional Noninterest Income$1,350,000726
Total noninterest expense$7,830,000655
Salaries and employee benefits$4,394,000591
Premises and equipment expense$888,000687
Additional noninterest expense$2,548,000674
Pre-tax net operating income$1,494,0001,170
Securities gains (losses)$678,000214
Applicable income taxes$603,000755
Income before extraordinary items$1,569,000951
Extraordinary gains, net$019
Net income$1,569,000953
Minority interest net income$078
Net income of bank and minority interests.$1,569,000952
Net charge-offs$1,138,000613
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,080,8401,271
2011-12-31 (YTD Data)Rank
Total interest income$42,466,000650
Total interest expense$8,344,000692
Net interest income$34,122,000627
Provision for loan and lease losses$5,050,000781
Total noninterest income$9,490,000644
Gross Fiduciary activities income$919,000414
Service charges on deposit accounts$3,369,000453
Trading account gains and fees$0146
Additional Noninterest Income$5,202,000680
Total noninterest expense$31,862,000625
Salaries and employee benefits$17,001,000568
Premises and equipment expense$3,449,000725
Additional noninterest expense$11,412,000637
Pre-tax net operating income$6,700,000905
Securities gains (losses)$651,000644
Applicable income taxes$1,982,000797
Income before extraordinary items$5,369,000940
Extraordinary gains, net$029
Net income$5,369,000938
Minority interest net income$096
Net income of bank and minority interests.$5,369,000940
Net charge-offs$5,914,000698
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,893,770983
2011-09-30 (YTD Data)Rank
Total interest income$31,871,000662
Total interest expense$6,486,000694
Net interest income$25,385,000638
Provision for loan and lease losses$4,450,000686
Total noninterest income$6,772,000668
Gross Fiduciary activities income$720,000405
Service charges on deposit accounts$2,535,000455
Trading account gains and fees$0145
Additional Noninterest Income$3,517,000741
Total noninterest expense$23,899,000634
Salaries and employee benefits$12,537,000572
Premises and equipment expense$2,604,000726
Additional noninterest expense$8,758,000620
Pre-tax net operating income$3,808,0001,211
Securities gains (losses)$392,000759
Applicable income taxes$806,0001,288
Income before extraordinary items$3,394,0001,125
Extraordinary gains, net$021
Net income$3,394,0001,125
Minority interest net income$087
Net income of bank and minority interests.$3,394,0001,125
Net charge-offs$3,095,000930
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,076,4801,186
2011-06-30 (YTD Data)Rank
Total interest income$21,367,000668
Total interest expense$4,452,000714
Net interest income$16,915,000645
Provision for loan and lease losses$3,250,000633
Total noninterest income$4,791,000635
Gross Fiduciary activities income$503,000398
Service charges on deposit accounts$1,635,000468
Trading account gains and fees$0153
Additional Noninterest Income$2,653,000684
Total noninterest expense$16,547,000621
Salaries and employee benefits$8,513,000565
Premises and equipment expense$1,758,000722
Additional noninterest expense$6,276,000586
Pre-tax net operating income$1,909,0001,516
Securities gains (losses)$125,000983
Applicable income taxes$157,0002,465
Income before extraordinary items$1,877,0001,338
Extraordinary gains, net$015
Net income$1,877,0001,338
Minority interest net income$089
Net income of bank and minority interests.$1,877,0001,338
Net charge-offs$2,092,000898
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,762,0001,348
2011-03-31 (YTD Data)Rank
Total interest income$10,722,000670
Total interest expense$2,298,000722
Net interest income$8,424,000651
Provision for loan and lease losses$1,300,000714
Total noninterest income$2,478,000621
Gross Fiduciary activities income$283,000378
Service charges on deposit accounts$791,000470
Trading account gains and fees$0158
Additional Noninterest Income$1,404,000658
Total noninterest expense$8,754,000579
Salaries and employee benefits$4,511,000549
Premises and equipment expense$879,000736
Additional noninterest expense$3,364,000542
Pre-tax net operating income$848,0001,691
Securities gains (losses)$125,000469
Applicable income taxes$114,0002,047
Income before extraordinary items$859,0001,405
Extraordinary gains, net$09
Net income$859,0001,405
Minority interest net income$086
Net income of bank and minority interests.$859,0001,405
Net charge-offs$704,0001,086
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$749,0001,527
2010-12-31 (YTD Data)Rank
Total interest income$45,276,000661
Total interest expense$11,720,000678
Net interest income$33,556,000641
Provision for loan and lease losses$7,350,000847
Total noninterest income$7,614,000782
Gross Fiduciary activities income$947,000411
Service charges on deposit accounts$3,477,000443
Trading account gains and fees$0175
Additional Noninterest Income$3,190,0001,016
Total noninterest expense$33,760,000605
Salaries and employee benefits$16,499,000576
Premises and equipment expense$3,568,000727
Additional noninterest expense$13,693,000559
Pre-tax net operating income$60,0005,594
Securities gains (losses)$1,398,000365
Applicable income taxes$-431,0007,131
Income before extraordinary items$1,889,0002,126
Extraordinary gains, net$029
Net income$1,889,0002,127
Minority interest net income$0111
Net income of bank and minority interests.$1,889,0002,128
Net charge-offs$5,448,000944
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$491,0004,211
2010-09-30 (YTD Data)Rank
Total interest income$34,239,000659
Total interest expense$9,208,000671
Net interest income$25,031,000638
Provision for loan and lease losses$6,850,000685
Total noninterest income$6,412,000693
Gross Fiduciary activities income$714,000410
Service charges on deposit accounts$2,603,000441
Trading account gains and fees$0165
Additional Noninterest Income$3,095,000811
Total noninterest expense$23,540,000640
Salaries and employee benefits$12,044,000585
Premises and equipment expense$2,730,000714
Additional noninterest expense$8,766,000624
Pre-tax net operating income$1,053,0002,987
Securities gains (losses)$1,406,000310
Applicable income taxes$254,0002,314
Income before extraordinary items$2,205,0001,512
Extraordinary gains, net$023
Net income$2,205,0001,515
Minority interest net income$0110
Net income of bank and minority interests.$2,205,0001,515
Net charge-offs$3,224,0001,083
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$939,6002,875
2010-06-30 (YTD Data)Rank
Total interest income$22,937,000660
Total interest expense$6,452,000663
Net interest income$16,485,000648
Provision for loan and lease losses$2,300,0001,155
Total noninterest income$4,032,000716
Gross Fiduciary activities income$500,000399
Service charges on deposit accounts$1,673,000454
Trading account gains and fees$0152
Additional Noninterest Income$1,859,000849
Total noninterest expense$15,201,000657
Salaries and employee benefits$7,875,000602
Premises and equipment expense$1,865,000706
Additional noninterest expense$5,461,000668
Pre-tax net operating income$3,016,000899
Securities gains (losses)$434,000537
Applicable income taxes$937,000765
Income before extraordinary items$2,513,000894
Extraordinary gains, net$019
Net income$2,513,000894
Minority interest net income$0105
Net income of bank and minority interests.$2,513,000895
Net charge-offs$445,0002,576
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,196,180974
2010-03-31 (YTD Data)Rank
Total interest income$11,408,000683
Total interest expense$3,420,000664
Net interest income$7,988,000682
Provision for loan and lease losses$1,050,0001,127
Total noninterest income$1,980,000722
Gross Fiduciary activities income$216,000438
Service charges on deposit accounts$802,000473
Trading account gains and fees$0175
Additional Noninterest Income$962,000820
Total noninterest expense$7,733,000653
Salaries and employee benefits$4,226,000571
Premises and equipment expense$935,000724
Additional noninterest expense$2,572,000712
Pre-tax net operating income$1,185,0001,120
Securities gains (losses)$02,284
Applicable income taxes$233,0001,273
Income before extraordinary items$952,0001,145
Extraordinary gains, net$016
Net income$952,0001,146
Minority interest net income$091
Net income of bank and minority interests.$952,0001,147
Net charge-offs$515,0001,560
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$952,0001,116
2009-12-31 (YTD Data)Rank
Total interest income$47,724,000688
Total interest expense$17,755,000648
Net interest income$29,969,000707
Provision for loan and lease losses$6,500,0001,182
Total noninterest income$8,125,000758
Gross Fiduciary activities income$634,000495
Service charges on deposit accounts$3,805,000434
Trading account gains and fees$0211
Additional Noninterest Income$3,686,000905
Total noninterest expense$29,924,000704
Salaries and employee benefits$16,005,000590
Premises and equipment expense$3,837,000691
Additional noninterest expense$10,082,000784
Pre-tax net operating income$1,670,0002,203
Securities gains (losses)$4,163,000146
Applicable income taxes$1,129,000875
Income before extraordinary items$4,704,000725
Extraordinary gains, net$034
Net income$4,704,000724
Minority interest net income$0115
Net income of bank and minority interests.$4,704,000725
Net charge-offs$10,461,000663
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,331,9702,267
2009-09-30 (YTD Data)Rank
Total interest income$36,112,000700
Total interest expense$13,974,000648
Net interest income$22,138,000718
Provision for loan and lease losses$3,600,0001,312
Total noninterest income$6,276,000733
Gross Fiduciary activities income$463,000493
Service charges on deposit accounts$2,859,000434
Trading account gains and fees$0212
Additional Noninterest Income$2,954,000866
Total noninterest expense$22,768,000694
Salaries and employee benefits$12,220,000597
Premises and equipment expense$2,832,000717
Additional noninterest expense$7,716,000737
Pre-tax net operating income$2,046,0001,589
Securities gains (losses)$2,943,000162
Applicable income taxes$1,084,000795
Income before extraordinary items$3,905,000691
Extraordinary gains, net$027
Net income$3,905,000691
Minority interest net income$0118
Net income of bank and minority interests.$3,905,000693
Net charge-offs$3,189,0001,142
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,609,4601,622
2009-06-30 (YTD Data)Rank
Total interest income$24,230,000714
Total interest expense$9,679,000667
Net interest income$14,551,000732
Provision for loan and lease losses$2,400,0001,257
Total noninterest income$4,260,000736
Gross Fiduciary activities income$301,000505
Service charges on deposit accounts$1,848,000450
Trading account gains and fees$0193
Additional Noninterest Income$2,111,000848
Total noninterest expense$15,373,000698
Salaries and employee benefits$8,103,000611
Premises and equipment expense$1,927,000728
Additional noninterest expense$5,343,000725
Pre-tax net operating income$1,038,0002,049
Securities gains (losses)$2,943,000127
Applicable income taxes$974,000631
Income before extraordinary items$3,007,000609
Extraordinary gains, net$021
Net income$3,007,000606
Minority interest net income$0112
Net income of bank and minority interests.$3,007,000609
Net charge-offs$2,940,000871
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$770,3202,236
2009-03-31 (YTD Data)Rank
Total interest income$12,587,000685
Total interest expense$4,967,000679
Net interest income$7,620,000702
Provision for loan and lease losses$1,200,0001,046
Total noninterest income$1,802,000805
Gross Fiduciary activities income$126,000552
Service charges on deposit accounts$906,000450
Trading account gains and fees$0171
Additional Noninterest Income$770,0001,044
Total noninterest expense$7,517,000674
Salaries and employee benefits$4,160,000594
Premises and equipment expense$992,000719
Additional noninterest expense$2,365,000720
Pre-tax net operating income$705,0001,793
Securities gains (losses)$2,762,00097
Applicable income taxes$1,106,000328
Income before extraordinary items$2,361,000411
Extraordinary gains, net$015
Net income$2,361,000412
Minority interest net income$0102
Net income of bank and minority interests.$2,361,000413
Net charge-offs$81,0003,089
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$482,8402,063
2008-12-31 (YTD Data)Rank
Total interest income$57,548,000644
Total interest expense$27,484,000572
Net interest income$30,064,000723
Provision for loan and lease losses$17,961,000401
Total noninterest income$8,140,000700
Gross Fiduciary activities income$756,000474
Service charges on deposit accounts$3,995,000436
Trading account gains and fees$0154
Additional Noninterest Income$3,389,000879
Total noninterest expense$37,813,000533
Salaries and employee benefits$16,276,000598
Premises and equipment expense$3,834,000718
Additional noninterest expense$17,703,000425
Pre-tax net operating income$-17,570,0008,085
Securities gains (losses)$765,000265
Applicable income taxes$-7,564,0008,164
Income before extraordinary items$-9,241,0007,984
Extraordinary gains, net$039
Net income$-9,241,0007,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,240,000290
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-9,730,6008,024
2008-09-30 (YTD Data)Rank
Total interest income$44,076,000655
Total interest expense$21,601,000575
Net interest income$22,475,000747
Provision for loan and lease losses$4,361,000707
Total noninterest income$6,001,000748
Gross Fiduciary activities income$597,000467
Service charges on deposit accounts$2,981,000445
Trading account gains and fees$0148
Additional Noninterest Income$2,423,000959
Total noninterest expense$25,400,000579
Salaries and employee benefits$12,857,000580
Premises and equipment expense$2,853,000727
Additional noninterest expense$9,690,000503
Pre-tax net operating income$-1,285,0007,660
Securities gains (losses)$327,000436
Applicable income taxes$-1,470,0008,131
Income before extraordinary items$512,0004,405
Extraordinary gains, net$031
Net income$512,0004,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,597,000564
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$302,7205,380
2008-06-30 (YTD Data)Rank
Total interest income$30,074,000646
Total interest expense$15,136,000566
Net interest income$14,938,000739
Provision for loan and lease losses$1,161,0001,124
Total noninterest income$3,977,000769
Gross Fiduciary activities income$426,000460
Service charges on deposit accounts$1,912,000448
Trading account gains and fees$0149
Additional Noninterest Income$1,639,000976
Total noninterest expense$16,737,000584
Salaries and employee benefits$8,706,000573
Premises and equipment expense$1,940,000712
Additional noninterest expense$6,091,000525
Pre-tax net operating income$1,017,0002,915
Securities gains (losses)$327,000424
Applicable income taxes$-218,0007,997
Income before extraordinary items$1,562,0001,737
Extraordinary gains, net$021
Net income$1,562,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,0001,092
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,235,0002,087
2008-03-31 (YTD Data)Rank
Total interest income$15,709,000640
Total interest expense$8,173,000575
Net interest income$7,536,000728
Provision for loan and lease losses$300,0001,372
Total noninterest income$1,878,000790
Gross Fiduciary activities income$193,000489
Service charges on deposit accounts$910,000460
Trading account gains and fees$0158
Additional Noninterest Income$775,0001,021
Total noninterest expense$7,797,000614
Salaries and employee benefits$4,386,000577
Premises and equipment expense$964,000728
Additional noninterest expense$2,447,000605
Pre-tax net operating income$1,317,0001,419
Securities gains (losses)$308,000319
Applicable income taxes$295,0001,496
Income before extraordinary items$1,330,0001,135
Extraordinary gains, net$015
Net income$1,330,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,602
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,077,4401,355
2007-12-31 (YTD Data)Rank
Total interest income$70,053,000606
Total interest expense$37,733,000533
Net interest income$32,320,000688
Provision for loan and lease losses$9,761,000259
Total noninterest income$8,130,000731
Gross Fiduciary activities income$956,000431
Service charges on deposit accounts$3,535,000488
Trading account gains and fees$0178
Additional Noninterest Income$3,639,000881
Total noninterest expense$32,218,000585
Salaries and employee benefits$18,530,000527
Premises and equipment expense$3,965,000670
Additional noninterest expense$9,723,000594
Pre-tax net operating income$-1,529,0008,198
Securities gains (losses)$352,000323
Applicable income taxes$-2,051,0008,459
Income before extraordinary items$874,0004,605
Extraordinary gains, net$039
Net income$874,0004,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,979,000274
Cash dividends$4,500,000812
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$648,7205,190
2007-09-30 (YTD Data)Rank
Total interest income$52,780,000599
Total interest expense$28,721,000531
Net interest income$24,059,000689
Provision for loan and lease losses$6,485,000212
Total noninterest income$6,462,000698
Gross Fiduciary activities income$730,000422
Service charges on deposit accounts$2,616,000490
Trading account gains and fees$0184
Additional Noninterest Income$3,116,000807
Total noninterest expense$24,398,000568
Salaries and employee benefits$14,191,000519
Premises and equipment expense$2,944,000672
Additional noninterest expense$7,263,000579
Pre-tax net operating income$-362,0007,997
Securities gains (losses)$01,655
Applicable income taxes$-1,361,0008,506
Income before extraordinary items$999,0003,893
Extraordinary gains, net$033
Net income$999,0003,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,036,000239
Cash dividends$2,300,0001,092
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$999,0003,879
2007-06-30 (YTD Data)Rank
Total interest income$35,161,000612
Total interest expense$19,193,000536
Net interest income$15,968,000706
Provision for loan and lease losses$5,985,000153
Total noninterest income$4,548,000682
Gross Fiduciary activities income$523,000416
Service charges on deposit accounts$1,711,000509
Trading account gains and fees$0168
Additional Noninterest Income$2,314,000757
Total noninterest expense$16,826,000565
Salaries and employee benefits$9,801,000524
Premises and equipment expense$1,991,000682
Additional noninterest expense$5,034,000577
Pre-tax net operating income$-2,295,0008,562
Securities gains (losses)$01,444
Applicable income taxes$-1,697,0008,593
Income before extraordinary items$-598,0008,376
Extraordinary gains, net$029
Net income$-598,0008,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,495,000232
Cash dividends$1,700,0001,017
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-598,0008,366
2007-03-31 (YTD Data)Rank
Total interest income$17,725,000595
Total interest expense$9,545,000526
Net interest income$8,180,000689
Provision for loan and lease losses$5,985,00088
Total noninterest income$2,134,000718
Gross Fiduciary activities income$267,000411
Service charges on deposit accounts$812,000517
Trading account gains and fees$0195
Additional Noninterest Income$1,055,000802
Total noninterest expense$8,436,000566
Salaries and employee benefits$5,120,000497
Premises and equipment expense$978,000696
Additional noninterest expense$2,338,000595
Pre-tax net operating income$-4,107,0008,639
Securities gains (losses)$01,187
Applicable income taxes$-1,978,0008,638
Income before extraordinary items$-2,129,0008,625
Extraordinary gains, net$022
Net income$-2,129,0008,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,000717
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-2,129,0008,620
2006-12-31 (YTD Data)Rank
Total interest income$70,331,000575
Total interest expense$34,754,000502
Net interest income$35,577,000633
Provision for loan and lease losses$903,0001,138
Total noninterest income$9,267,000651
Gross Fiduciary activities income$1,025,000398
Service charges on deposit accounts$3,339,000515
Trading account gains and fees$0130
Additional Noninterest Income$4,903,000685
Total noninterest expense$32,071,000564
Salaries and employee benefits$19,251,000492
Premises and equipment expense$4,024,000645
Additional noninterest expense$8,796,000622
Pre-tax net operating income$11,870,000836
Securities gains (losses)$01,687
Applicable income taxes$3,353,000857
Income before extraordinary items$8,517,000885
Extraordinary gains, net$051
Net income$8,517,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,395,000333
Cash dividends$5,400,000655
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,517,000868
2006-09-30 (YTD Data)Rank
Total interest income$52,541,000584
Total interest expense$25,538,000506
Net interest income$27,003,000640
Provision for loan and lease losses$632,0001,156
Total noninterest income$6,904,000672
Gross Fiduciary activities income$747,000398
Service charges on deposit accounts$2,495,000512
Trading account gains and fees$0126
Additional Noninterest Income$3,662,000694
Total noninterest expense$24,020,000578
Salaries and employee benefits$14,467,000509
Premises and equipment expense$3,024,000655
Additional noninterest expense$6,529,000640
Pre-tax net operating income$9,255,000839
Securities gains (losses)$01,388
Applicable income taxes$2,714,000857
Income before extraordinary items$6,541,000898
Extraordinary gains, net$045
Net income$6,541,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,962,000281
Cash dividends$4,200,000605
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,541,000884
2006-06-30 (YTD Data)Rank
Total interest income$34,332,000587
Total interest expense$16,498,000504
Net interest income$17,834,000651
Provision for loan and lease losses$261,0001,702
Total noninterest income$4,549,000678
Gross Fiduciary activities income$541,000379
Service charges on deposit accounts$1,623,000523
Trading account gains and fees$0126
Additional Noninterest Income$2,385,000702
Total noninterest expense$15,744,000598
Salaries and employee benefits$9,441,000527
Premises and equipment expense$1,999,000664
Additional noninterest expense$4,304,000651
Pre-tax net operating income$6,378,000817
Securities gains (losses)$01,185
Applicable income taxes$1,912,000821
Income before extraordinary items$4,466,000872
Extraordinary gains, net$039
Net income$4,466,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,000697
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,466,000856
2006-03-31 (YTD Data)Rank
Total interest income$16,723,000581
Total interest expense$7,900,000494
Net interest income$8,823,000642
Provision for loan and lease losses$200,0001,130
Total noninterest income$2,223,000676
Gross Fiduciary activities income$301,000360
Service charges on deposit accounts$785,000520
Trading account gains and fees$0115
Additional Noninterest Income$1,137,000726
Total noninterest expense$8,173,000566
Salaries and employee benefits$4,958,000501
Premises and equipment expense$971,000675
Additional noninterest expense$2,244,000627
Pre-tax net operating income$2,673,000945
Securities gains (losses)$0955
Applicable income taxes$768,000966
Income before extraordinary items$1,905,000999
Extraordinary gains, net$021
Net income$1,905,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,905,000977
2005-12-31 (YTD Data)Rank
Total interest income$61,865,000561
Total interest expense$24,693,000486
Net interest income$37,172,000595
Provision for loan and lease losses$3,562,000312
Total noninterest income$11,550,000564
Gross Fiduciary activities income$780,000460
Service charges on deposit accounts$3,234,000525
Trading account gains and fees$0138
Additional Noninterest Income$7,536,000512
Total noninterest expense$30,429,000583
Salaries and employee benefits$16,618,000555
Premises and equipment expense$3,996,000611
Additional noninterest expense$9,815,000568
Pre-tax net operating income$14,731,000681
Securities gains (losses)$52,000910
Applicable income taxes$4,531,000695
Income before extraordinary items$10,252,000707
Extraordinary gains, net$046
Net income$10,252,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,911,000193
Cash dividends$3,600,000893
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,216,120698
2005-09-30 (YTD Data)Rank
Total interest income$45,136,000554
Total interest expense$17,243,000489
Net interest income$27,893,000588
Provision for loan and lease losses$1,668,000457
Total noninterest income$6,648,000682
Gross Fiduciary activities income$556,000464
Service charges on deposit accounts$2,409,000528
Trading account gains and fees$0126
Additional Noninterest Income$3,683,000693
Total noninterest expense$23,272,000572
Salaries and employee benefits$12,992,000534
Premises and equipment expense$2,844,000643
Additional noninterest expense$7,436,000556
Pre-tax net operating income$9,601,000774
Securities gains (losses)$02,317
Applicable income taxes$2,813,000816
Income before extraordinary items$6,788,000790
Extraordinary gains, net$035
Net income$6,788,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,621,000347
Cash dividends$3,600,000622
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,788,000777
2005-06-30 (YTD Data)Rank
Total interest income$29,159,000555
Total interest expense$10,592,000498
Net interest income$18,567,000576
Provision for loan and lease losses$121,0002,999
Total noninterest income$4,340,000688
Gross Fiduciary activities income$363,000470
Service charges on deposit accounts$1,542,000537
Trading account gains and fees$0116
Additional Noninterest Income$2,435,000697
Total noninterest expense$14,263,000614
Salaries and employee benefits$8,808,000515
Premises and equipment expense$1,780,000679
Additional noninterest expense$3,675,000713
Pre-tax net operating income$8,523,000588
Securities gains (losses)$02,146
Applicable income taxes$2,727,000601
Income before extraordinary items$5,796,000620
Extraordinary gains, net$030
Net income$5,796,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,002,000368
Cash dividends$2,400,000614
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,796,000604
2005-03-31 (YTD Data)Rank
Total interest income$13,910,000563
Total interest expense$4,750,000519
Net interest income$9,160,000572
Provision for loan and lease losses$30,0003,913
Total noninterest income$2,208,000659
Gross Fiduciary activities income$179,000487
Service charges on deposit accounts$706,000563
Trading account gains and fees$0115
Additional Noninterest Income$1,323,000646
Total noninterest expense$7,057,000611
Salaries and employee benefits$4,505,000500
Premises and equipment expense$841,000710
Additional noninterest expense$1,711,000740
Pre-tax net operating income$4,281,000590
Securities gains (losses)$01,685
Applicable income taxes$1,381,000597
Income before extraordinary items$2,900,000625
Extraordinary gains, net$024
Net income$2,900,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,000687
Cash dividends$1,200,000551
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,900,000604
2004-12-31 (YTD Data)Rank
Total interest income$50,675,000569
Total interest expense$14,690,000560
Net interest income$35,985,000566
Provision for loan and lease losses$1,599,000677
Total noninterest income$9,340,000639
Gross Fiduciary activities income$703,000454
Service charges on deposit accounts$3,174,000546
Trading account gains and fees$0138
Additional Noninterest Income$5,463,000632
Total noninterest expense$26,569,000628
Salaries and employee benefits$15,163,000565
Premises and equipment expense$3,520,000660
Additional noninterest expense$7,886,000662
Pre-tax net operating income$17,157,000556
Securities gains (losses)$4,0003,277
Applicable income taxes$5,261,000587
Income before extraordinary items$11,900,000576
Extraordinary gains, net$034
Net income$11,900,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,313,000313
Cash dividends$4,600,000669
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,897,240557
2004-09-30 (YTD Data)Rank
Total interest income$37,058,000583
Total interest expense$10,656,000567
Net interest income$26,402,000573
Provision for loan and lease losses$1,569,000508
Total noninterest income$6,963,000652
Gross Fiduciary activities income$529,000457
Service charges on deposit accounts$2,164,000611
Trading account gains and fees$0134
Additional Noninterest Income$4,270,000621
Total noninterest expense$19,571,000635
Salaries and employee benefits$11,589,000558
Premises and equipment expense$2,562,000680
Additional noninterest expense$5,420,000711
Pre-tax net operating income$12,225,000579
Securities gains (losses)$03,710
Applicable income taxes$3,838,000604
Income before extraordinary items$8,387,000613
Extraordinary gains, net$026
Net income$8,387,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,000688
Cash dividends$3,400,000633
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,387,000586
2004-06-30 (YTD Data)Rank
Total interest income$24,204,000583
Total interest expense$7,082,000562
Net interest income$17,122,000579
Provision for loan and lease losses$1,499,000390
Total noninterest income$4,556,000660
Gross Fiduciary activities income$362,000449
Service charges on deposit accounts$1,341,000648
Trading account gains and fees$0130
Additional Noninterest Income$2,853,000624
Total noninterest expense$12,881,000644
Salaries and employee benefits$7,755,000559
Premises and equipment expense$1,714,000680
Additional noninterest expense$3,412,000742
Pre-tax net operating income$7,298,000627
Securities gains (losses)$03,413
Applicable income taxes$2,252,000656
Income before extraordinary items$5,046,000665
Extraordinary gains, net$021
Net income$5,046,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,000626
Cash dividends$2,200,000639
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,046,000635
2004-03-31 (YTD Data)Rank
Total interest income$11,918,000600
Total interest expense$3,615,000566
Net interest income$8,303,000594
Provision for loan and lease losses$775,000373
Total noninterest income$1,947,000727
Gross Fiduciary activities income$174,000470
Service charges on deposit accounts$650,000663
Trading account gains and fees$0121
Additional Noninterest Income$1,123,000733
Total noninterest expense$6,390,000647
Salaries and employee benefits$3,840,000577
Premises and equipment expense$889,000654
Additional noninterest expense$1,661,000751
Pre-tax net operating income$3,085,000724
Securities gains (losses)$02,934
Applicable income taxes$910,000789
Income before extraordinary items$2,175,000765
Extraordinary gains, net$016
Net income$2,175,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,000640
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,175,000716
2003-12-31 (YTD Data)Rank
Total interest income$47,967,000583
Total interest expense$16,792,000540
Net interest income$31,175,000612
Provision for loan and lease losses$5,650,000309
Total noninterest income$9,825,000662
Gross Fiduciary activities income$677,000471
Service charges on deposit accounts$2,819,000605
Trading account gains and fees$0160
Additional Noninterest Income$6,329,000637
Total noninterest expense$23,709,000686
Salaries and employee benefits$14,141,000609
Premises and equipment expense$3,288,000700
Additional noninterest expense$6,280,000822
Pre-tax net operating income$11,641,000754
Securities gains (losses)$04,500
Applicable income taxes$2,612,0001,030
Income before extraordinary items$9,029,000721
Extraordinary gains, net$054
Net income$9,029,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,901,000288
Cash dividends$4,200,000754
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,029,000672
2003-09-30 (YTD Data)Rank
Total interest income$36,279,000596
Total interest expense$13,177,000545
Net interest income$23,102,000634
Provision for loan and lease losses$3,137,000388
Total noninterest income$7,650,000672
Gross Fiduciary activities income$509,000472
Service charges on deposit accounts$2,142,000606
Trading account gains and fees$0153
Additional Noninterest Income$4,999,000640
Total noninterest expense$18,253,000695
Salaries and employee benefits$10,869,000611
Premises and equipment expense$2,689,000643
Additional noninterest expense$4,695,000830
Pre-tax net operating income$9,362,000729
Securities gains (losses)$04,204
Applicable income taxes$2,616,000869
Income before extraordinary items$6,746,000764
Extraordinary gains, net$040
Net income$6,746,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,913,000455
Cash dividends$3,200,000699
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,746,000708
2003-06-30 (YTD Data)Rank
Total interest income$24,089,000604
Total interest expense$9,243,000539
Net interest income$14,846,000647
Provision for loan and lease losses$1,925,000398
Total noninterest income$4,841,000687
Gross Fiduciary activities income$293,000517
Service charges on deposit accounts$1,407,000603
Trading account gains and fees$0150
Additional Noninterest Income$3,141,000655
Total noninterest expense$11,871,000702
Salaries and employee benefits$7,171,000619
Premises and equipment expense$1,728,000676
Additional noninterest expense$2,972,000872
Pre-tax net operating income$5,891,000767
Securities gains (losses)$03,782
Applicable income taxes$1,649,000913
Income before extraordinary items$4,242,000800
Extraordinary gains, net$030
Net income$4,242,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,000909
Cash dividends$2,200,000679
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,242,000737
2003-03-31 (YTD Data)Rank
Total interest income$12,042,000612
Total interest expense$4,680,000544
Net interest income$7,362,000653
Provision for loan and lease losses$893,000413
Total noninterest income$2,281,000714
Gross Fiduciary activities income$134,000557
Service charges on deposit accounts$692,000601
Trading account gains and fees$0134
Additional Noninterest Income$1,455,000681
Total noninterest expense$5,803,000710
Salaries and employee benefits$3,551,000620
Premises and equipment expense$830,000703
Additional noninterest expense$1,422,000874
Pre-tax net operating income$2,947,000765
Securities gains (losses)$02,891
Applicable income taxes$846,000916
Income before extraordinary items$2,101,000806
Extraordinary gains, net$021
Net income$2,101,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,235
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,101,000742
2002-12-31 (YTD Data)Rank
Total interest income$52,034,000597
Total interest expense$20,584,000570
Net interest income$31,450,000609
Provision for loan and lease losses$5,700,000348
Total noninterest income$8,871,000678
Gross Fiduciary activities income$637,000495
Service charges on deposit accounts$2,798,000582
Trading account gains and fees$0153
Additional Noninterest Income$5,436,000649
Total noninterest expense$22,190,000729
Salaries and employee benefits$13,247,000613
Premises and equipment expense$3,149,000704
Additional noninterest expense$5,794,000862
Pre-tax net operating income$12,431,000705
Securities gains (losses)$509,000650
Applicable income taxes$3,134,000887
Income before extraordinary items$9,806,000639
Extraordinary gains, net$070
Net income$9,806,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,282,000526
Cash dividends$3,800,000775
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,419,160637
2001-12-31 (YTD Data)Rank
Total interest income$59,444,000595
Total interest expense$30,737,000564
Net interest income$28,707,000630
Provision for loan and lease losses$2,880,000529
Total noninterest income$6,201,000836
Gross Fiduciary activities income$664,000509
Service charges on deposit accounts$1,780,000828
Trading account gains and fees$0177
Additional Noninterest Income$3,757,000807
Total noninterest expense$20,896,000737
Salaries and employee benefits$11,996,000637
Premises and equipment expense$3,050,000703
Additional noninterest expense$5,850,000848
Pre-tax net operating income$11,132,000697
Securities gains (losses)$04,612
Applicable income taxes$2,599,000946
Income before extraordinary items$8,533,000656
Extraordinary gains, net$0105
Net income$8,533,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,894,000592
Cash dividends$200,0004,983
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,533,000632
2000-12-31 (YTD Data)Rank
Total interest income$56,156,000657
Total interest expense$31,813,000599
Net interest income$24,343,000733
Provision for loan and lease losses$545,0001,740
Total noninterest income$4,767,000959
Gross Fiduciary activities income$517,000591
Service charges on deposit accounts$1,437,000937
Trading account gains and fees$0180
Additional Noninterest Income$2,813,000892
Total noninterest expense$18,701,000796
Salaries and employee benefits$10,405,000683
Premises and equipment expense$2,895,000719
Additional noninterest expense$5,401,000902
Pre-tax net operating income$9,864,000789
Securities gains (losses)$01,956
Applicable income taxes$2,906,000852
Income before extraordinary items$6,958,000781
Extraordinary gains, net$038
Net income$6,958,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,150,000677
Cash dividends$2,644,0001,077
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,958,000776
1999-12-31 (YTD Data)Rank
Total interest income$46,619,000737
Total interest expense$23,310,000697
Net interest income$23,309,000763
Provision for loan and lease losses$850,0001,124
Total noninterest income$4,644,000995
Gross Fiduciary activities income$553,000607
Service charges on deposit accounts$1,319,0001,014
Trading account gains and fees$0173
Additional Noninterest Income$2,772,000943
Total noninterest expense$17,535,000838
Salaries and employee benefits$9,740,000719
Premises and equipment expense$2,522,000801
Additional noninterest expense$5,273,000922
Pre-tax net operating income$9,568,000858
Securities gains (losses)$-2,0008,771
Applicable income taxes$2,610,000990
Income before extraordinary items$6,956,000826
Extraordinary gains, net$035
Net income$6,956,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,374,000338
Cash dividends$2,076,0001,321
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,957,460808
1998-12-31 (YTD Data)Rank
Total interest income$36,139,000920
Total interest expense$17,940,000884
Net interest income$18,199,000929
Provision for loan and lease losses$610,0001,463
Total noninterest income$4,014,0001,083
Gross Fiduciary activities income$451,000672
Service charges on deposit accounts$988,0001,257
Trading account gains and fees$0224
Additional Noninterest Income$2,575,000998
Total noninterest expense$13,188,0001,006
Salaries and employee benefits$7,607,000865
Premises and equipment expense$1,993,000972
Additional noninterest expense$3,588,0001,242
Pre-tax net operating income$8,415,000930
Securities gains (losses)$04,449
Applicable income taxes$2,397,0001,058
Income before extraordinary items$6,018,000902
Extraordinary gains, net$032
Net income$6,018,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,843
Cash dividends$10,139,000375
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,018,000866
1997-12-31 (YTD Data)Rank
Total interest income$31,660,0001,078
Total interest expense$14,685,0001,106
Net interest income$16,975,0001,036
Provision for loan and lease losses$1,115,000905
Total noninterest income$3,593,0001,155
Gross Fiduciary activities income$491,000664
Service charges on deposit accounts$823,0001,576
Trading account gains and fees$0239
Additional Noninterest Income$2,279,0001,004
Total noninterest expense$12,412,0001,078
Salaries and employee benefits$7,017,000947
Premises and equipment expense$1,919,0001,034
Additional noninterest expense$3,476,0001,261
Pre-tax net operating income$7,041,0001,136
Securities gains (losses)$292,000575
Applicable income taxes$2,039,0001,299
Income before extraordinary items$5,294,0001,042
Extraordinary gains, net$044
Net income$5,294,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,337
Cash dividends$3,191,000890
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,083,7601,057
1996-12-31 (YTD Data)Rank
Total interest income$27,010,0001,268
Total interest expense$12,107,0001,337
Net interest income$14,903,0001,201
Provision for loan and lease losses$400,0002,077
Total noninterest income$3,170,0001,306
Gross Fiduciary activities income$611,000648
Service charges on deposit accounts$718,0001,894
Trading account gains and fees$0262
Additional Noninterest Income$1,841,0001,218
Total noninterest expense$11,077,0001,297
Salaries and employee benefits$6,261,0001,072
Premises and equipment expense$1,615,0001,269
Additional noninterest expense$3,201,0001,624
Pre-tax net operating income$6,596,0001,121
Securities gains (losses)$38,0001,523
Applicable income taxes$1,936,0001,275
Income before extraordinary items$4,698,0001,099
Extraordinary gains, net$053
Net income$4,698,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,382
Cash dividends$14,284,000345
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,671,0201,092
1995-12-31 (YTD Data)Rank
Total interest income$4,486,0006,475
Total interest expense$2,240,0005,997
Net interest income$2,246,0006,786
Provision for loan and lease losses$60,0005,704
Total noninterest income$252,0007,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,313
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,351
Total noninterest expense$1,813,0006,424
Salaries and employee benefits$811,0007,050
Premises and equipment expense$190,0007,389
Additional noninterest expense$812,0005,191
Pre-tax net operating income$625,0007,741
Securities gains (losses)$2,0003,270
Applicable income taxes$110,0008,977
Income before extraordinary items$517,0007,123
Extraordinary gains, net$065
Net income$517,0007,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,817
Cash dividends$127,0006,371
Sale, conversion, retirement of capital stock, net$0809
Net operating income$515,3607,107
1994-12-31 (YTD Data)Rank
Total interest income$4,308,0006,338
Total interest expense$1,773,0006,140
Net interest income$2,535,0006,406
Provision for loan and lease losses$85,0004,903
Total noninterest income$611,0004,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0007,144
Trading account gains and feesNANA
Additional Noninterest Income$472,0003,059
Total noninterest expense$2,411,0005,318
Salaries and employee benefits$835,0007,011
Premises and equipment expense$227,0006,931
Additional noninterest expense$1,349,0003,657
Pre-tax net operating income$650,0007,718
Securities gains (losses)$10,0002,219
Applicable income taxes$82,0009,759
Income before extraordinary items$578,0006,703
Extraordinary gains, net$0249
Net income$578,0006,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,158
Cash dividends$399,0003,794
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$569,2006,819
1993-12-31 (YTD Data)Rank
Total interest income$4,460,0006,350
Total interest expense$1,985,0005,868
Net interest income$2,475,0006,597
Provision for loan and lease losses$45,0007,729
Total noninterest income$537,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,220
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,800
Total noninterest expense$1,893,0006,639
Salaries and employee benefits$913,0006,636
Premises and equipment expense$214,0007,406
Additional noninterest expense$766,0006,130
Pre-tax net operating income$1,074,0005,600
Securities gains (losses)$219,0001,593
Applicable income taxes$306,0005,999
Income before extraordinary items$987,0004,759
Extraordinary gains, net$03,149
Net income$987,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,927
Cash dividends$156,0006,000
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$820,5605,225
1992-12-31 (YTD Data)Rank
Total interest income$5,179,0006,202
Total interest expense$2,637,0005,741
Net interest income$2,542,0006,513
Provision for loan and lease losses$48,0009,164
Total noninterest income$635,0004,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,905
Trading account gains and feesNANA
Additional Noninterest Income$477,0003,280
Total noninterest expense$1,837,0006,830
Salaries and employee benefits$908,0006,570
Premises and equipment expense$183,0008,234
Additional noninterest expense$746,0006,443
Pre-tax net operating income$1,292,0004,630
Securities gains (losses)$40,0004,499
Applicable income taxes$393,0004,865
Income before extraordinary items$939,0004,763
Extraordinary gains, net$01,422
Net income$939,0004,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0009,788
Cash dividends$458,0003,002
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$911,0004,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.