Home > Baylake Bank > Net charge- offs to loans
Baylake Bank, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 4,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1023% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8642% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1498% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0514% | 4,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1861% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4555% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5179% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8995% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1399% | 2,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.0567% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0701% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4570% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6425% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2444% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1501% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0513% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 5,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1101% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8880% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0538% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2232% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0614% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0646% | 5,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3342% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 5,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 4,220 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 5,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0175% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3625% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6164% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.2825% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 5,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 6,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1555% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0349% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1893% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0821% | 5,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2225% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.3985% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1945% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 5,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2382% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1181% | 6,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0090% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0264% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0544% | 5,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2292% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.2413% | 5,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3636% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1704% | 6,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0590% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0446% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3119% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.4261% | 5,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3641% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2328% | 6,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3142% | 6,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3405% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7875% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0805% | 5,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4207% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4807% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5179% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.1851% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6844% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1300% | 5,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3368% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4255% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3242% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0717% | 5,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1416% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5922% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6759% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.1597% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9202% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1814% | 5,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4086% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5708% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3450% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3414% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5092% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9643% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0939% | 5,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1503% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5164% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6350% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.2577% | 1,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8492% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2810% | 5,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3759% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4422% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3492% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9239% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6628% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2693% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9743% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2034% | 417 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 5,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7300% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5827% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1943% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7404% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0986% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0636% | 2,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1892% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1101% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2868% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 1.4937% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5372% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0810% | 5,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8039% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3520% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9937% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3890% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9067% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4550% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1154% | 6,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2140% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0845% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2741% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 1.5535% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5482% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0894% | 5,534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7213% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1788% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9503% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2249% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0180% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8717% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0755% | 6,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2001% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6072% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6888% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 1.3415% | 1,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7818% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1325% | 5,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3287% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4679% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1832% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9998% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9939% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1395% | 6,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2092% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7159% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8409% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0225% | 6,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3771% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1000% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5109% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8601% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2876% | 6,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2436% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9387% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0741% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.5825% | 2,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9615% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2729% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3808% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0003% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8141% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2989% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3741% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6558% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6356% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.7756% | 2,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3249% | 1,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3821% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0066% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7388% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3269% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6829% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8442% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1841% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6683% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6606% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 2,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3924% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6266% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3622% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5573% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2490% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0573% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7109% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1142% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4480% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4216% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0883% | 1,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0480% | 5,714 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1752% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7029% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8586% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9880% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9032% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0981% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8477% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0971% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 2.9957% | 1,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2359% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6844% | 5,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 7,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 7,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9261% | 7,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5678% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6898% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4252% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6672% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0014% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 2.7063% | 1,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1406% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3095% | 5,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0831% | 7,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1206% | 7,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7788% | 7,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6610% | 2,700 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4525% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1831% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3263% | 1,754 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9510% | 5,977 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 7,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 7,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3493% | 7,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5676% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2967% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1862% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3174% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4399% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7090% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5955% | 6,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 7,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5944% | 7,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8048% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2509% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4977% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1035% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.8975% | 2,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9158% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3482% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5569% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1528% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2008% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0638% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4146% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3098% | 1,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5993% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.3340% | 7,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1660% | 2,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 3,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8529% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3298% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7159% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2790% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8158% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.5022% | 7,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1626% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5426% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4684% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1192% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3083% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0881% | 7,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2821% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7930% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2017% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1811% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3683% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 4.6842% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4753% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1081% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4317% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5751% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8192% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6859% | 3,096 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3121% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3854% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6408% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7448% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 1.2846% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8519% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2112% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2031% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 3,646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1080% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3662% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2926% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1884% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3450% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3067% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1705% | 7,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3542% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7461% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3636% | 785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0639% | 7,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4929% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3006% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3932% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1787% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7492% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4524% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6632% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4073% | 416 |
| Percentage Net Loans Charged-off:Construction & development | -0.0844% | 7,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6131% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1784% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1160% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8432% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7726% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5050% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6078% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1686% | 846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0762% | 7,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2161% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2651% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7962% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5746% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8127% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4431% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.1043% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1568% | 7,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5147% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3684% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5120% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.6659% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2705% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1382% | 8,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1768% | 8,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3271% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7078% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8771% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2363% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.8888% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1751% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5115% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3669% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0070% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.5319% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1494% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1749% | 7,615 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4692% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2523% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 6,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2744% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0513% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0342% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7494% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7717% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1725% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5388% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4421% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0759% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3578% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2207% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3277% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5096% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6328% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9883% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2807% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2269% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7059% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5651% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4074% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1967% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4430% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5406% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1768% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4475% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1792% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2313% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6228% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4195% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1750% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3272% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2618% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1645% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2315% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1751% | 7,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9549% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7598% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5404% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6338% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6867% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0623% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 8,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0494% | 8,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1062% | 8,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0743% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1170% | 8,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4026% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9871% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0783% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7031% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2269% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.1129% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1393% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5514% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5236% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3015% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5848% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2081% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8036% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6765% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2219% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3683% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2423% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1771% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5674% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2930% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6392% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2610% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8881% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2113% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2363% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4487% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1832% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 3,986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5860% | 1,151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2042% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 8,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2507% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3114% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 7,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0453% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6421% | 2,652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3326% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3156% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5387% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3453% | 3,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6390% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3344% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2456% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3137% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4311% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6518% | 6,685 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1903% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6628% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5562% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4873% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1565% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3147% | 76 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3501% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4285% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3171% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3496% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9713% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7673% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1540% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.2336% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4879% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3597% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4032% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9927% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4485% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1400% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5534% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5848% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 6,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1229% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1965% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5538% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9898% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 5,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8039% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4975% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 7,026 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 10,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |