Home > Bay Cities National Bank > Assets and Liabilities
Bay Cities National Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 41 | 4,778 |
Assets and Liabilities | ||
Total Assets: | $69,677,000 | 5,945 |
Cash and due from depository institutions | $4,922,000 | 4,778 |
Interest-bearing balances | $392,000 | 3,673 |
Securities | $11,940,000 | 8,073 |
Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,355 |
Net loans & leases | $45,780,000 | 5,253 |
Loan loss allowance | $819,000 | 4,257 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,675,000 | 4,270 |
Other real estate owned | $684,000 | 4,778 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $976,000 | 6,845 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $69,677,000 | 5,945 |
Total liabilities | $65,543,000 | 5,768 |
Total deposits | $65,187,000 | 5,544 |
Interest-bearing deposits | $48,862,000 | 6,189 |
Deposits held in domestic offices | $65,187,000 | 5,537 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $356,000 | 6,569 |
Total equity capital | $4,134,000 | 8,028 |
Total bank equity capital | $4,134,000 | 8,028 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,870,000 | 2,263 |
Surplus | $1,870,000 | 5,873 |
Undivided profits | $394,000 | 10,572 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $833,000 | 3,030 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $392,000 | 5,286 |
Earning assets | $61,812,000 | 6,085 |
Long-term assets (5+ years) | $6,365,000 | 5,367 |
Average Assets, year-to-date | $66,688,200 | 6,027 |
Average Assets, quarterly | $67,727,500 | 6,035 |
Volatile liabilities | $11,343,000 | 3,976 |
Insider loans | $95,000 | 9,525 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $5,358,000 | 4,719 |
Tier 1 (core) risk-based capital | $4,134,000 | 8,120 |
Tier 2 risk-based capital | $637,320 | 4,320 |
Total risk weighted assets | $50,803,620 | 4,880 |
Total unused commitments | $5,358,000 | 4,727 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 51 | 4,066 |
Assets and Liabilities | ||
Total Assets: | $66,129,000 | 6,333 |
Cash and due from depository institutions | $4,819,000 | 4,066 |
Interest-bearing balances | $1,089,000 | 3,268 |
Securities | $9,386,000 | 9,316 |
Federal funds sold & reverse repurchase agreements | $5,175,000 | 2,696 |
Net loans & leases | $43,428,000 | 5,365 |
Loan loss allowance | $551,000 | 5,948 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,812,000 | 3,969 |
Other real estate owned | $658,000 | 4,066 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $851,000 | 6,885 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $66,129,000 | 6,333 |
Total liabilities | $62,107,000 | 6,163 |
Total deposits | $61,889,000 | 5,961 |
Interest-bearing deposits | $47,832,000 | 6,552 |
Deposits held in domestic offices | $61,889,000 | 5,952 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $218,000 | 8,891 |
Total equity capital | $4,022,000 | 8,364 |
Total bank equity capital | $4,022,000 | 8,364 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,870,000 | 2,310 |
Surplus | $1,870,000 | 5,868 |
Undivided profits | $282,000 | 11,474 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $603,000 | 4,395 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $300,000 | 6,080 |
Earning assets | $59,078,000 | 6,484 |
Long-term assets (5+ years) | $7,194,000 | 5,327 |
Average Assets, year-to-date | $64,155,000 | 6,352 |
Average Assets, quarterly | $66,898,500 | 6,236 |
Volatile liabilities | $9,271,000 | 4,320 |
Insider loans | $91,000 | 9,883 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $3,559,000 | 5,866 |
Tier 1 (core) risk-based capital | $4,022,000 | 8,275 |
Tier 2 risk-based capital | $551,000 | 4,840 |
Total risk weighted assets | $48,096,000 | 5,070 |
Total unused commitments | $3,559,000 | 5,888 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 38 | 5,417 |
Assets and Liabilities | ||
Total Assets: | $59,536,000 | 6,974 |
Cash and due from depository institutions | $5,543,000 | 5,417 |
Interest-bearing balances | $1,190,000 | 3,491 |
Securities | $4,735,000 | 11,750 |
Federal funds sold & reverse repurchase agreements | $2,220,000 | 6,095 |
Net loans & leases | $43,415,000 | 5,391 |
Loan loss allowance | $748,000 | 4,762 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,887,000 | 3,807 |
Other real estate owned | $1,096,000 | 5,417 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $640,000 | 8,529 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $59,536,000 | 6,974 |
Total liabilities | $55,164,000 | 6,880 |
Total deposits | $54,861,000 | 6,722 |
Interest-bearing deposits | $42,777,000 | 7,287 |
Deposits held in domestic offices | $54,861,000 | 6,713 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $303,000 | 8,192 |
Total equity capital | $4,372,000 | 7,800 |
Total bank equity capital | $4,372,000 | 7,800 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,870,000 | 2,396 |
Surplus | $1,870,000 | 5,786 |
Undivided profits | $632,000 | 10,622 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $981,000 | 3,739 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $268,000 | 7,139 |
Earning assets | $51,560,000 | 7,250 |
Long-term assets (5+ years) | $3,425,000 | 7,628 |
Average Assets, year-to-date | $58,604,200 | 6,897 |
Average Assets, quarterly | $59,011,000 | 6,964 |
Volatile liabilities | $5,346,000 | 6,297 |
Insider loans | $283,000 | 3,040 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $5,575,000 | 4,314 |
Tier 1 (core) risk-based capital | $4,372,000 | 7,741 |
Tier 2 risk-based capital | $614,840 | 4,398 |
Total risk weighted assets | $49,054,340 | 5,007 |
Total unused commitments | $5,575,000 | 4,337 |
Derivatives | $0 | 651 |