Home > Bar Harbor Savings and Loan Association > Income and Expense
Bar Harbor Savings and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $-313,000 | 4,593 |
| Total interest expense | $115,000 | 4,424 |
| Net interest income | $64,305,000 | 551 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,372 | 4,546 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $0 | 4,423 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $11,708 | 4,400 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,529 |
| Additional noninterest expense | $3,516 | 4,490 |
| Pre-tax net operating income | $0 | 4,317 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $14,000 | 4,317 |
| Extraordinary gains, net | $30,878,000 | 13 |
| Net income | $-9,000 | 4,360 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $0 | 4,314 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $2,396,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $0 | 4,337 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 3,932 |
| Total interest expense | $1,683,000 | 2,821 |
| Net interest income | $1,172,000 | 4,327 |
| Provision for loan and lease losses | $-344,000 | 4,482 |
| Total noninterest income | $53,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,000 | 4,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,137 |
| Total noninterest expense | $1,421,000 | 4,087 |
| Salaries and employee benefits | $797,000 | 4,054 |
| Premises and equipment expense | $38,000 | 4,473 |
| Additional noninterest expense | $52,000 | 4,133 |
| Pre-tax net operating income | $148,000 | 4,243 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-18,000 | 4,437 |
| Income before extraordinary items | $166,000 | 4,202 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $166,000 | 4,240 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $166,000 | 4,201 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $166,000 | 4,225 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,925 |
| Total interest expense | $1,001,000 | 2,801 |
| Net interest income | $880,000 | 4,313 |
| Provision for loan and lease losses | $-111,000 | 4,456 |
| Total noninterest income | $31,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,222 |
| Total noninterest expense | $937,000 | 4,109 |
| Salaries and employee benefits | $527,000 | 4,085 |
| Premises and equipment expense | $28,000 | 4,487 |
| Additional noninterest expense | $30,000 | 4,194 |
| Pre-tax net operating income | $85,000 | 4,314 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-11,000 | 4,481 |
| Income before extraordinary items | $96,000 | 4,271 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $96,000 | 4,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $96,000 | 4,270 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $96,000 | 4,287 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 3,963 |
| Total interest expense | $427,000 | 2,785 |
| Net interest income | $496,000 | 4,264 |
| Provision for loan and lease losses | $-100,000 | 4,539 |
| Total noninterest income | $15,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $0 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,239 |
| Total noninterest expense | $484,000 | 4,138 |
| Salaries and employee benefits | $280,000 | 4,090 |
| Premises and equipment expense | $16,000 | 4,522 |
| Additional noninterest expense | $15,000 | 4,239 |
| Pre-tax net operating income | $127,000 | 4,115 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $4,000 | 3,280 |
| Income before extraordinary items | $123,000 | 4,069 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $123,000 | 4,069 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $123,000 | 4,069 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $123,000 | 4,099 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 3,982 |
| Total interest expense | $938,000 | 2,501 |
| Net interest income | $2,148,000 | 4,181 |
| Provision for loan and lease losses | $76,000 | 2,363 |
| Total noninterest income | $66,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,000 | 4,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,300 |
| Total noninterest expense | $1,741,000 | 4,241 |
| Salaries and employee benefits | $976,000 | 4,217 |
| Premises and equipment expense | $50,000 | 4,598 |
| Additional noninterest expense | $64,000 | 4,300 |
| Pre-tax net operating income | $397,000 | 4,253 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $83,000 | 3,075 |
| Income before extraordinary items | $314,000 | 4,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $314,000 | 4,269 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $314,000 | 4,270 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $314,000 | 4,282 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 4,011 |
| Total interest expense | $635,000 | 2,324 |
| Net interest income | $1,569,000 | 4,205 |
| Provision for loan and lease losses | $57,000 | 2,192 |
| Total noninterest income | $53,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,000 | 4,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,307 |
| Total noninterest expense | $1,270,000 | 4,263 |
| Salaries and employee benefits | $674,000 | 4,269 |
| Premises and equipment expense | $39,000 | 4,625 |
| Additional noninterest expense | $52,000 | 4,307 |
| Pre-tax net operating income | $295,000 | 4,266 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $72,000 | 3,022 |
| Income before extraordinary items | $223,000 | 4,286 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $223,000 | 4,285 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $223,000 | 4,285 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $223,000 | 4,316 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,057 |
| Total interest expense | $414,000 | 2,212 |
| Net interest income | $997,000 | 4,251 |
| Provision for loan and lease losses | $20,000 | 2,253 |
| Total noninterest income | $36,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,332 |
| Total noninterest expense | $812,000 | 4,316 |
| Salaries and employee benefits | $420,000 | 4,343 |
| Premises and equipment expense | $31,000 | 4,622 |
| Additional noninterest expense | $361,000 | 4,019 |
| Pre-tax net operating income | $201,000 | 4,209 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $45,000 | 2,983 |
| Income before extraordinary items | $156,000 | 4,214 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $156,000 | 4,214 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $156,000 | 4,214 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $156,000 | 4,250 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 4,065 |
| Total interest expense | $206,000 | 2,164 |
| Net interest income | $483,000 | 4,264 |
| Provision for loan and lease losses | $1,000 | 2,260 |
| Total noninterest income | $20,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $1,000 | 4,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,285 |
| Total noninterest expense | $448,000 | 4,238 |
| Salaries and employee benefits | $250,000 | 4,233 |
| Premises and equipment expense | $17,000 | 4,622 |
| Additional noninterest expense | $181,000 | 4,005 |
| Pre-tax net operating income | $54,000 | 4,309 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $44,000 | 4,312 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $44,000 | 4,311 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $44,000 | 4,312 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $44,000 | 4,333 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 4,076 |
| Total interest expense | $1,015,000 | 2,190 |
| Net interest income | $1,969,000 | 4,311 |
| Provision for loan and lease losses | $-8,000 | 4,140 |
| Total noninterest income | $125,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,000 | 4,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,264 |
| Total noninterest expense | $1,738,000 | 4,307 |
| Salaries and employee benefits | $909,000 | 4,345 |
| Premises and equipment expense | $73,000 | 4,654 |
| Additional noninterest expense | $756,000 | 3,997 |
| Pre-tax net operating income | $364,000 | 4,342 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $70,000 | 3,189 |
| Income before extraordinary items | $294,000 | 4,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $294,000 | 4,386 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $294,000 | 4,387 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $294,000 | 4,371 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 4,136 |
| Total interest expense | $800,000 | 2,199 |
| Net interest income | $1,469,000 | 4,389 |
| Provision for loan and lease losses | $-14,000 | 4,303 |
| Total noninterest income | $84,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $2,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,352 |
| Total noninterest expense | $1,283,000 | 4,360 |
| Salaries and employee benefits | $664,000 | 4,409 |
| Premises and equipment expense | $60,000 | 4,703 |
| Additional noninterest expense | $559,000 | 4,063 |
| Pre-tax net operating income | $284,000 | 4,437 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $47,000 | 3,207 |
| Income before extraordinary items | $237,000 | 4,468 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $237,000 | 4,467 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $237,000 | 4,468 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $237,000 | 4,448 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 4,149 |
| Total interest expense | $568,000 | 2,174 |
| Net interest income | $977,000 | 4,421 |
| Provision for loan and lease losses | $-3,000 | 4,378 |
| Total noninterest income | $51,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,417 |
| Total noninterest expense | $924,000 | 4,315 |
| Salaries and employee benefits | $518,000 | 4,297 |
| Premises and equipment expense | $41,000 | 4,733 |
| Additional noninterest expense | $365,000 | 4,079 |
| Pre-tax net operating income | $107,000 | 4,593 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $13,000 | 3,421 |
| Income before extraordinary items | $94,000 | 4,611 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $94,000 | 4,610 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $94,000 | 4,611 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $94,000 | 4,595 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 4,123 |
| Total interest expense | $295,000 | 2,209 |
| Net interest income | $510,000 | 4,400 |
| Provision for loan and lease losses | $-4,000 | 4,561 |
| Total noninterest income | $19,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,498 |
| Total noninterest expense | $474,000 | 4,310 |
| Salaries and employee benefits | $267,000 | 4,285 |
| Premises and equipment expense | $23,000 | 4,698 |
| Additional noninterest expense | $184,000 | 4,071 |
| Pre-tax net operating income | $59,000 | 4,575 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $5,000 | 3,399 |
| Income before extraordinary items | $54,000 | 4,585 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $54,000 | 4,585 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $54,000 | 4,585 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $54,000 | 4,572 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 4,003 |
| Total interest expense | $1,506,000 | 2,371 |
| Net interest income | $2,112,000 | 4,368 |
| Provision for loan and lease losses | $-8,000 | 4,902 |
| Total noninterest income | $320,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,574 |
| Total noninterest expense | $1,899,000 | 4,321 |
| Salaries and employee benefits | $1,071,000 | 4,317 |
| Premises and equipment expense | $88,000 | 4,746 |
| Additional noninterest expense | $740,000 | 4,056 |
| Pre-tax net operating income | $541,000 | 4,158 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $102,000 | 2,928 |
| Income before extraordinary items | $439,000 | 4,266 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $439,000 | 4,265 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $439,000 | 4,266 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $439,000 | 4,208 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 4,011 |
| Total interest expense | $1,173,000 | 2,419 |
| Net interest income | $1,600,000 | 4,396 |
| Provision for loan and lease losses | $-8,000 | 4,959 |
| Total noninterest income | $206,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,000 | 4,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,696 |
| Total noninterest expense | $1,345,000 | 4,389 |
| Salaries and employee benefits | $766,000 | 4,370 |
| Premises and equipment expense | $63,000 | 4,795 |
| Additional noninterest expense | $516,000 | 4,157 |
| Pre-tax net operating income | $469,000 | 4,097 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $85,000 | 2,885 |
| Income before extraordinary items | $384,000 | 4,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $384,000 | 4,199 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $384,000 | 4,200 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $384,000 | 4,156 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,020 |
| Total interest expense | $811,000 | 2,470 |
| Net interest income | $1,078,000 | 4,426 |
| Provision for loan and lease losses | $-22,000 | 5,012 |
| Total noninterest income | $100,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,000 | 4,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,942 |
| Total noninterest expense | $924,000 | 4,379 |
| Salaries and employee benefits | $515,000 | 4,389 |
| Premises and equipment expense | $44,000 | 4,802 |
| Additional noninterest expense | $365,000 | 4,102 |
| Pre-tax net operating income | $276,000 | 4,172 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $45,000 | 2,939 |
| Income before extraordinary items | $231,000 | 4,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $231,000 | 4,246 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $231,000 | 4,246 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $231,000 | 4,195 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 4,020 |
| Total interest expense | $414,000 | 2,576 |
| Net interest income | $559,000 | 4,416 |
| Provision for loan and lease losses | $-26,000 | 5,060 |
| Total noninterest income | $58,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,000 | 4,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,737 |
| Total noninterest expense | $480,000 | 4,391 |
| Salaries and employee benefits | $269,000 | 4,380 |
| Premises and equipment expense | $22,000 | 4,827 |
| Additional noninterest expense | $189,000 | 4,108 |
| Pre-tax net operating income | $163,000 | 3,969 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $142,000 | 3,993 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $142,000 | 3,994 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $142,000 | 3,994 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $142,000 | 3,976 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 4,027 |
| Total interest expense | $1,672,000 | 2,608 |
| Net interest income | $2,429,000 | 4,388 |
| Provision for loan and lease losses | $-112,000 | 4,992 |
| Total noninterest income | $196,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $2,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,975 |
| Total noninterest expense | $2,073,000 | 4,355 |
| Salaries and employee benefits | $1,086,000 | 4,414 |
| Premises and equipment expense | $91,000 | 4,900 |
| Additional noninterest expense | $896,000 | 3,951 |
| Pre-tax net operating income | $664,000 | 4,239 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $127,000 | 2,906 |
| Income before extraordinary items | $537,000 | 4,337 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $537,000 | 4,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $537,000 | 4,339 |
| Net charge-offs | $-40,000 | 4,733 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $537,000 | 4,313 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,072 |
| Total interest expense | $1,256,000 | 2,634 |
| Net interest income | $1,835,000 | 4,446 |
| Provision for loan and lease losses | $-8,000 | 5,040 |
| Total noninterest income | $22,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,942 |
| Total noninterest expense | $1,409,000 | 4,513 |
| Salaries and employee benefits | $795,000 | 4,478 |
| Premises and equipment expense | $52,000 | 5,044 |
| Additional noninterest expense | $562,000 | 4,224 |
| Pre-tax net operating income | $456,000 | 4,425 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $81,000 | 3,049 |
| Income before extraordinary items | $375,000 | 4,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $375,000 | 4,494 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $375,000 | 4,494 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $375,000 | 4,469 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,083 |
| Total interest expense | $824,000 | 2,633 |
| Net interest income | $1,263,000 | 4,445 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $11,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,000 | 5,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,033 |
| Total noninterest expense | $962,000 | 4,520 |
| Salaries and employee benefits | $522,000 | 4,528 |
| Premises and equipment expense | $30,000 | 5,124 |
| Additional noninterest expense | $410,000 | 4,147 |
| Pre-tax net operating income | $312,000 | 4,406 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $66,000 | 2,946 |
| Income before extraordinary items | $246,000 | 4,504 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $246,000 | 4,502 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $246,000 | 4,502 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $246,000 | 4,488 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 4,032 |
| Total interest expense | $399,000 | 2,649 |
| Net interest income | $699,000 | 4,379 |
| Provision for loan and lease losses | $18,000 | 2,814 |
| Total noninterest income | $2,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,171 |
| Total noninterest expense | $477,000 | 4,573 |
| Salaries and employee benefits | $246,000 | 4,640 |
| Premises and equipment expense | $19,000 | 5,115 |
| Additional noninterest expense | $212,000 | 4,113 |
| Pre-tax net operating income | $206,000 | 4,179 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $48,000 | 2,665 |
| Income before extraordinary items | $158,000 | 4,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $158,000 | 4,300 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $158,000 | 4,300 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $158,000 | 4,291 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 3,985 |
| Total interest expense | $1,363,000 | 2,476 |
| Net interest income | $2,994,000 | 4,311 |
| Provision for loan and lease losses | $72,000 | 3,283 |
| Total noninterest income | $7,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,000 | 5,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,244 |
| Total noninterest expense | $1,683,000 | 4,729 |
| Salaries and employee benefits | $904,000 | 4,768 |
| Premises and equipment expense | $77,000 | 5,167 |
| Additional noninterest expense | $702,000 | 4,399 |
| Pre-tax net operating income | $1,246,000 | 3,777 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $254,000 | 2,522 |
| Income before extraordinary items | $1,000,000 | 3,908 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,000,000 | 3,907 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,000,000 | 3,907 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $993,600 | 3,924 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 4,042 |
| Total interest expense | $989,000 | 2,457 |
| Net interest income | $2,236,000 | 4,362 |
| Provision for loan and lease losses | $54,000 | 3,128 |
| Total noninterest income | $6,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,304 |
| Total noninterest expense | $1,233,000 | 4,779 |
| Salaries and employee benefits | $653,000 | 4,832 |
| Premises and equipment expense | $54,000 | 5,234 |
| Additional noninterest expense | $526,000 | 4,424 |
| Pre-tax net operating income | $955,000 | 3,813 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $217,000 | 2,479 |
| Income before extraordinary items | $746,000 | 3,975 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $746,000 | 3,974 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $746,000 | 3,974 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $739,680 | 3,989 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 4,063 |
| Total interest expense | $640,000 | 2,429 |
| Net interest income | $1,492,000 | 4,388 |
| Provision for loan and lease losses | $36,000 | 3,021 |
| Total noninterest income | $3,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,386 |
| Total noninterest expense | $842,000 | 4,805 |
| Salaries and employee benefits | $432,000 | 4,898 |
| Premises and equipment expense | $35,000 | 5,300 |
| Additional noninterest expense | $375,000 | 4,372 |
| Pre-tax net operating income | $617,000 | 3,866 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $136,000 | 2,507 |
| Income before extraordinary items | $481,000 | 3,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $481,000 | 3,995 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $481,000 | 3,995 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $481,000 | 4,001 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 4,091 |
| Total interest expense | $313,000 | 2,394 |
| Net interest income | $742,000 | 4,436 |
| Provision for loan and lease losses | $18,000 | 2,859 |
| Total noninterest income | $1,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $0 | 5,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,459 |
| Total noninterest expense | $414,000 | 4,883 |
| Salaries and employee benefits | $198,000 | 5,022 |
| Premises and equipment expense | $18,000 | 5,346 |
| Additional noninterest expense | $198,000 | 4,333 |
| Pre-tax net operating income | $311,000 | 3,811 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $69,000 | 2,464 |
| Income before extraordinary items | $242,000 | 3,965 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $242,000 | 3,965 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $242,000 | 3,965 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $242,000 | 3,962 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 4,095 |
| Total interest expense | $1,244,000 | 2,190 |
| Net interest income | $2,885,000 | 4,470 |
| Provision for loan and lease losses | $31,000 | 3,766 |
| Total noninterest income | $9,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $0 | 5,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,472 |
| Total noninterest expense | $1,564,000 | 5,008 |
| Salaries and employee benefits | $819,000 | 5,065 |
| Premises and equipment expense | $81,000 | 5,388 |
| Additional noninterest expense | $664,000 | 4,665 |
| Pre-tax net operating income | $1,299,000 | 3,736 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $482,000 | 2,447 |
| Income before extraordinary items | $817,000 | 3,976 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $817,000 | 3,976 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $817,000 | 3,976 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $817,000 | 3,964 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,134 |
| Total interest expense | $925,000 | 2,191 |
| Net interest income | $2,159,000 | 4,521 |
| Provision for loan and lease losses | $57,000 | 3,147 |
| Total noninterest income | $9,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,509 |
| Total noninterest expense | $1,114,000 | 5,102 |
| Salaries and employee benefits | $562,000 | 5,185 |
| Premises and equipment expense | $62,000 | 5,427 |
| Additional noninterest expense | $490,000 | 4,715 |
| Pre-tax net operating income | $997,000 | 3,785 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $304,000 | 2,475 |
| Income before extraordinary items | $693,000 | 4,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $693,000 | 4,015 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $693,000 | 4,016 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $693,000 | 4,005 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,152 |
| Total interest expense | $609,000 | 2,185 |
| Net interest income | $1,426,000 | 4,553 |
| Provision for loan and lease losses | $36,000 | 3,048 |
| Total noninterest income | $3,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,617 |
| Total noninterest expense | $769,000 | 5,105 |
| Salaries and employee benefits | $374,000 | 5,226 |
| Premises and equipment expense | $43,000 | 5,450 |
| Additional noninterest expense | $352,000 | 4,636 |
| Pre-tax net operating income | $624,000 | 3,842 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $190,000 | 2,517 |
| Income before extraordinary items | $434,000 | 4,059 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $434,000 | 4,058 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $434,000 | 4,059 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $434,000 | 4,044 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 4,169 |
| Total interest expense | $303,000 | 2,156 |
| Net interest income | $712,000 | 4,583 |
| Provision for loan and lease losses | $21,000 | 2,773 |
| Total noninterest income | $2,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $416,000 | 5,062 |
| Salaries and employee benefits | $187,000 | 5,280 |
| Premises and equipment expense | $22,000 | 5,488 |
| Additional noninterest expense | $207,000 | 4,409 |
| Pre-tax net operating income | $277,000 | 3,948 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $85,000 | 2,553 |
| Income before extraordinary items | $192,000 | 4,183 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $192,000 | 4,183 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $192,000 | 4,183 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $192,000 | 4,169 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 4,202 |
| Total interest expense | $1,221,000 | 2,105 |
| Net interest income | $2,780,000 | 4,645 |
| Provision for loan and lease losses | $78,000 | 3,330 |
| Total noninterest income | $5,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,000 | 5,735 |
| Total noninterest expense | $1,405,000 | 5,324 |
| Salaries and employee benefits | $651,000 | 5,464 |
| Premises and equipment expense | $79,000 | 5,618 |
| Additional noninterest expense | $675,000 | 4,833 |
| Pre-tax net operating income | $1,302,000 | 3,700 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $419,000 | 2,402 |
| Income before extraordinary items | $883,000 | 4,061 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $883,000 | 4,059 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $883,000 | 4,060 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $883,000 | 3,996 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 4,237 |
| Total interest expense | $915,000 | 2,107 |
| Net interest income | $2,081,000 | 4,683 |
| Provision for loan and lease losses | $59,000 | 3,216 |
| Total noninterest income | $4,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,000 | 5,815 |
| Total noninterest expense | $967,000 | 5,435 |
| Salaries and employee benefits | $425,000 | 5,596 |
| Premises and equipment expense | $54,000 | 5,707 |
| Additional noninterest expense | $488,000 | 4,919 |
| Pre-tax net operating income | $1,059,000 | 3,634 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $321,000 | 2,443 |
| Income before extraordinary items | $738,000 | 3,965 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $738,000 | 3,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $738,000 | 3,965 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $738,000 | 3,893 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 4,290 |
| Total interest expense | $601,000 | 2,129 |
| Net interest income | $1,377,000 | 4,740 |
| Provision for loan and lease losses | $39,000 | 3,143 |
| Total noninterest income | $2,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 5,898 |
| Total noninterest expense | $662,000 | 5,480 |
| Salaries and employee benefits | $282,000 | 5,668 |
| Premises and equipment expense | $37,000 | 5,776 |
| Additional noninterest expense | $343,000 | 4,892 |
| Pre-tax net operating income | $678,000 | 3,711 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $207,000 | 2,472 |
| Income before extraordinary items | $471,000 | 4,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $471,000 | 4,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $471,000 | 4,048 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $471,000 | 3,981 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 4,337 |
| Total interest expense | $301,000 | 2,131 |
| Net interest income | $680,000 | 4,799 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $12,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $12,000 | 5,485 |
| Total noninterest expense | $349,000 | 5,482 |
| Salaries and employee benefits | $140,000 | 5,730 |
| Premises and equipment expense | $17,000 | 5,847 |
| Additional noninterest expense | $192,000 | 4,726 |
| Pre-tax net operating income | $323,000 | 3,745 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $98,000 | 2,483 |
| Income before extraordinary items | $225,000 | 4,086 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $225,000 | 4,083 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $225,000 | 4,084 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $225,000 | 4,021 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 4,463 |
| Total interest expense | $1,207,000 | 2,108 |
| Net interest income | $2,490,000 | 4,936 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $38,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $38,000 | 5,620 |
| Total noninterest expense | $1,246,000 | 5,631 |
| Salaries and employee benefits | $566,000 | 5,778 |
| Premises and equipment expense | $72,000 | 5,901 |
| Additional noninterest expense | $608,000 | 5,142 |
| Pre-tax net operating income | $1,282,000 | 3,749 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $373,000 | 2,474 |
| Income before extraordinary items | $916,000 | 4,056 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $916,000 | 4,056 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $916,000 | 4,057 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $911,030 | 4,012 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 4,528 |
| Total interest expense | $907,000 | 2,123 |
| Net interest income | $1,844,000 | 5,005 |
| Provision for loan and lease losses | $108,000 | 2,598 |
| Total noninterest income | $30,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,670 |
| Total noninterest expense | $873,000 | 5,747 |
| Salaries and employee benefits | $384,000 | 5,908 |
| Premises and equipment expense | $53,000 | 5,981 |
| Additional noninterest expense | $436,000 | 5,254 |
| Pre-tax net operating income | $893,000 | 3,924 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $289,000 | 2,515 |
| Income before extraordinary items | $611,000 | 4,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 4,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $611,000 | 4,309 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $606,240 | 4,267 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 4,613 |
| Total interest expense | $614,000 | 2,114 |
| Net interest income | $1,168,000 | 5,114 |
| Provision for loan and lease losses | $72,000 | 2,554 |
| Total noninterest income | $23,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $591,000 | 5,785 |
| Salaries and employee benefits | $253,000 | 5,981 |
| Premises and equipment expense | $34,000 | 6,054 |
| Additional noninterest expense | $304,000 | 5,229 |
| Pre-tax net operating income | $528,000 | 4,099 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $165,000 | 2,643 |
| Income before extraordinary items | $370,000 | 4,407 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $370,000 | 4,409 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $370,000 | 4,409 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $365,170 | 4,367 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,615 |
| Total interest expense | $296,000 | 2,201 |
| Net interest income | $604,000 | 5,094 |
| Provision for loan and lease losses | $36,000 | 2,365 |
| Total noninterest income | $1,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 6,184 |
| Total noninterest expense | $313,000 | 5,788 |
| Salaries and employee benefits | $155,000 | 5,870 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $140,000 | 5,384 |
| Pre-tax net operating income | $256,000 | 4,113 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $163,000 | 4,583 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $163,000 | 4,585 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $163,000 | 4,587 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $163,000 | 4,508 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 4,757 |
| Total interest expense | $1,261,000 | 2,176 |
| Net interest income | $2,231,000 | 5,292 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $3,000 | 6,385 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,000 | 6,235 |
| Total noninterest expense | $1,146,000 | 5,972 |
| Salaries and employee benefits | $592,000 | 6,021 |
| Premises and equipment expense | $69,000 | 6,245 |
| Additional noninterest expense | $485,000 | 5,680 |
| Pre-tax net operating income | $1,028,000 | 4,084 |
| Securities gains (losses) | $-5,000 | 5,949 |
| Applicable income taxes | $330,000 | 2,554 |
| Income before extraordinary items | $693,000 | 4,507 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $693,000 | 4,507 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $693,000 | 4,508 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $696,400 | 4,447 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 4,830 |
| Total interest expense | $942,000 | 2,210 |
| Net interest income | $1,649,000 | 5,377 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $5,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,000 | 6,280 |
| Total noninterest expense | $802,000 | 6,092 |
| Salaries and employee benefits | $395,000 | 6,159 |
| Premises and equipment expense | $50,000 | 6,316 |
| Additional noninterest expense | $357,000 | 5,747 |
| Pre-tax net operating income | $807,000 | 4,108 |
| Securities gains (losses) | $-5,000 | 6,058 |
| Applicable income taxes | $261,000 | 2,582 |
| Income before extraordinary items | $541,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $541,000 | 4,496 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $541,000 | 4,497 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $544,350 | 4,446 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 4,876 |
| Total interest expense | $619,000 | 2,268 |
| Net interest income | $1,092,000 | 5,415 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $1,000 | 6,537 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,000 | 6,385 |
| Total noninterest expense | $531,000 | 6,141 |
| Salaries and employee benefits | $250,000 | 6,260 |
| Premises and equipment expense | $28,000 | 6,431 |
| Additional noninterest expense | $253,000 | 5,707 |
| Pre-tax net operating income | $532,000 | 4,068 |
| Securities gains (losses) | $-5,000 | 6,209 |
| Applicable income taxes | $168,000 | 2,575 |
| Income before extraordinary items | $359,000 | 4,468 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $359,000 | 4,471 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $359,000 | 4,472 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $362,400 | 4,406 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 4,951 |
| Total interest expense | $306,000 | 2,315 |
| Net interest income | $534,000 | 5,489 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $273,000 | 6,188 |
| Salaries and employee benefits | $121,000 | 6,354 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $134,000 | 5,685 |
| Pre-tax net operating income | $262,000 | 4,039 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $57,000 | 2,862 |
| Income before extraordinary items | $202,000 | 4,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 4,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $202,000 | 4,237 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $204,340 | 4,171 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 5,120 |
| Total interest expense | $1,205,000 | 2,556 |
| Net interest income | $1,974,000 | 5,689 |
| Provision for loan and lease losses | $18,000 | 4,768 |
| Total noninterest income | $19,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 6,238 |
| Total noninterest expense | $1,021,000 | 6,323 |
| Salaries and employee benefits | $529,000 | 6,368 |
| Premises and equipment expense | $65,000 | 6,531 |
| Additional noninterest expense | $427,000 | 6,042 |
| Pre-tax net operating income | $954,000 | 4,155 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $255,000 | 2,768 |
| Income before extraordinary items | $699,000 | 4,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $699,000 | 4,471 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $699,000 | 4,471 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $699,000 | 4,395 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,193 |
| Total interest expense | $882,000 | 2,685 |
| Net interest income | $1,471,000 | 5,752 |
| Provision for loan and lease losses | $18,000 | 4,544 |
| Total noninterest income | $6,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,000 | 6,476 |
| Total noninterest expense | $678,000 | 6,484 |
| Salaries and employee benefits | $350,000 | 6,505 |
| Premises and equipment expense | $43,000 | 6,643 |
| Additional noninterest expense | $285,000 | 6,194 |
| Pre-tax net operating income | $781,000 | 4,100 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $231,000 | 2,655 |
| Income before extraordinary items | $550,000 | 4,450 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $550,000 | 4,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $550,000 | 4,454 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $550,000 | 4,380 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 5,238 |
| Total interest expense | $582,000 | 2,767 |
| Net interest income | $971,000 | 5,794 |
| Provision for loan and lease losses | $12,000 | 4,449 |
| Total noninterest income | $2,000 | 6,774 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,558 |
| Total noninterest expense | $441,000 | 6,544 |
| Salaries and employee benefits | $227,000 | 6,576 |
| Premises and equipment expense | $31,000 | 6,647 |
| Additional noninterest expense | $183,000 | 6,263 |
| Pre-tax net operating income | $520,000 | 4,080 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $154,000 | 2,667 |
| Income before extraordinary items | $366,000 | 4,473 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 4,475 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $366,000 | 4,476 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $366,000 | 4,367 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 5,291 |
| Total interest expense | $285,000 | 2,893 |
| Net interest income | $487,000 | 5,821 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $2,000 | 6,829 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $220,000 | 6,621 |
| Salaries and employee benefits | $115,000 | 6,633 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $85,000 | 6,410 |
| Pre-tax net operating income | $263,000 | 4,037 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $77,000 | 2,638 |
| Income before extraordinary items | $186,000 | 4,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $186,000 | 4,396 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $186,000 | 4,395 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $186,000 | 4,295 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 5,344 |
| Total interest expense | $1,314,000 | 2,991 |
| Net interest income | $1,894,000 | 5,959 |
| Provision for loan and lease losses | $104,000 | 4,632 |
| Total noninterest income | $57,000 | 6,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $57,000 | 5,767 |
| Total noninterest expense | $897,000 | 6,672 |
| Salaries and employee benefits | $450,000 | 6,717 |
| Premises and equipment expense | $57,000 | 6,846 |
| Additional noninterest expense | $390,000 | 6,380 |
| Pre-tax net operating income | $950,000 | 4,082 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $292,000 | 2,678 |
| Income before extraordinary items | $658,000 | 4,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 4,566 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $658,000 | 4,567 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $658,000 | 4,391 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 5,445 |
| Total interest expense | $1,004,000 | 3,075 |
| Net interest income | $1,393,000 | 6,078 |
| Provision for loan and lease losses | $98,000 | 4,388 |
| Total noninterest income | $37,000 | 6,755 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,978 |
| Total noninterest expense | $641,000 | 6,788 |
| Salaries and employee benefits | $310,000 | 6,849 |
| Premises and equipment expense | $43,000 | 6,925 |
| Additional noninterest expense | $288,000 | 6,456 |
| Pre-tax net operating income | $691,000 | 4,237 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $229,000 | 2,718 |
| Income before extraordinary items | $462,000 | 4,751 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $462,000 | 4,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $462,000 | 4,752 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $462,000 | 4,580 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 5,505 |
| Total interest expense | $679,000 | 3,121 |
| Net interest income | $910,000 | 6,148 |
| Provision for loan and lease losses | $72,000 | 4,220 |
| Total noninterest income | $22,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,093 |
| Total noninterest expense | $422,000 | 6,864 |
| Salaries and employee benefits | $205,000 | 6,914 |
| Premises and equipment expense | $31,000 | 6,936 |
| Additional noninterest expense | $186,000 | 6,542 |
| Pre-tax net operating income | $438,000 | 4,316 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $148,000 | 2,732 |
| Income before extraordinary items | $290,000 | 4,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $290,000 | 4,867 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $290,000 | 4,867 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $290,000 | 4,675 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 5,564 |
| Total interest expense | $346,000 | 3,178 |
| Net interest income | $445,000 | 6,233 |
| Provision for loan and lease losses | $36,000 | 3,992 |
| Total noninterest income | $3,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $209,000 | 6,932 |
| Salaries and employee benefits | $104,000 | 6,968 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $93,000 | 6,589 |
| Pre-tax net operating income | $203,000 | 4,492 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 5,704 |
| Total interest expense | $1,511,000 | 3,432 |
| Net interest income | $1,572,000 | 6,465 |
| Provision for loan and lease losses | $112,000 | 5,247 |
| Total noninterest income | $94,000 | 6,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $94,000 | 5,373 |
| Total noninterest expense | $858,000 | 6,987 |
| Salaries and employee benefits | $438,000 | 6,999 |
| Premises and equipment expense | $112,000 | 6,737 |
| Additional noninterest expense | $308,000 | 6,832 |
| Pre-tax net operating income | $696,000 | 4,294 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $199,000 | 2,910 |
| Income before extraordinary items | $497,000 | 4,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $497,000 | 4,681 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $497,000 | 4,680 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $497,000 | 4,559 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 5,776 |
| Total interest expense | $1,153,000 | 3,511 |
| Net interest income | $1,140,000 | 6,564 |
| Provision for loan and lease losses | $76,000 | 5,232 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $90,000 | 5,205 |
| Total noninterest expense | $622,000 | 7,050 |
| Salaries and employee benefits | $300,000 | 7,100 |
| Premises and equipment expense | $80,000 | 6,810 |
| Additional noninterest expense | $242,000 | 6,833 |
| Pre-tax net operating income | $532,000 | 4,385 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $186,000 | 2,720 |
| Income before extraordinary items | $346,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 4,865 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $346,000 | 4,865 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $346,000 | 4,745 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 5,869 |
| Total interest expense | $770,000 | 3,596 |
| Net interest income | $739,000 | 6,651 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $18,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $423,000 | 7,109 |
| Salaries and employee benefits | $196,000 | 7,182 |
| Premises and equipment expense | $65,000 | 6,673 |
| Additional noninterest expense | $162,000 | 6,905 |
| Pre-tax net operating income | $286,000 | 4,680 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $101,000 | 2,857 |
| Income before extraordinary items | $185,000 | 5,129 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 5,128 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $185,000 | 5,129 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $185,000 | 5,038 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 5,948 |
| Total interest expense | $377,000 | 3,739 |
| Net interest income | $359,000 | 6,718 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $215,000 | 7,144 |
| Salaries and employee benefits | $97,000 | 7,233 |
| Premises and equipment expense | $39,000 | 6,503 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $132,000 | 4,800 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $47,000 | 2,878 |
| Income before extraordinary items | $85,000 | 5,222 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $85,000 | 5,220 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $85,000 | 5,222 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $85,000 | 5,162 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 6,211 |
| Total interest expense | $1,419,000 | 4,392 |
| Net interest income | $1,321,000 | 6,867 |
| Provision for loan and lease losses | $249,000 | 5,104 |
| Total noninterest income | $52,000 | 7,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 6,081 |
| Total noninterest expense | $761,000 | 7,332 |
| Salaries and employee benefits | $379,000 | 7,344 |
| Premises and equipment expense | $89,000 | 7,147 |
| Additional noninterest expense | $293,000 | 7,139 |
| Pre-tax net operating income | $363,000 | 4,724 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $106,000 | 3,195 |
| Income before extraordinary items | $257,000 | 5,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $257,000 | 5,096 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $257,000 | 5,096 |
| Net charge-offs | $205,000 | 4,741 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $257,000 | 4,945 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 6,375 |
| Total interest expense | $1,030,000 | 4,626 |
| Net interest income | $971,000 | 6,988 |
| Provision for loan and lease losses | $54,000 | 6,187 |
| Total noninterest income | $45,000 | 7,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $558,000 | 7,422 |
| Salaries and employee benefits | $263,000 | 7,476 |
| Premises and equipment expense | $66,000 | 7,243 |
| Additional noninterest expense | $229,000 | 7,165 |
| Pre-tax net operating income | $404,000 | 4,496 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $140,000 | 2,846 |
| Income before extraordinary items | $264,000 | 5,030 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $264,000 | 5,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $264,000 | 5,032 |
| Net charge-offs | $200,000 | 4,228 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $264,000 | 4,851 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 6,465 |
| Total interest expense | $664,000 | 4,828 |
| Net interest income | $633,000 | 7,059 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $17,000 | 7,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $379,000 | 7,468 |
| Salaries and employee benefits | $168,000 | 7,558 |
| Premises and equipment expense | $46,000 | 7,265 |
| Additional noninterest expense | $165,000 | 7,131 |
| Pre-tax net operating income | $247,000 | 4,661 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $86,000 | 2,907 |
| Income before extraordinary items | $161,000 | 5,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $161,000 | 5,153 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $161,000 | 5,152 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $161,000 | 5,003 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,595 |
| Total interest expense | $323,000 | 5,009 |
| Net interest income | $306,000 | 7,185 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $186,000 | 7,577 |
| Salaries and employee benefits | $88,000 | 7,638 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $74,000 | 7,350 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $79,000 | 5,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $79,000 | 5,281 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,835 |
| Total interest expense | $1,348,000 | 5,401 |
| Net interest income | $951,000 | 7,485 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $46,000 | 7,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $659,000 | 7,749 |
| Salaries and employee benefits | $326,000 | 7,761 |
| Premises and equipment expense | $97,000 | 7,414 |
| Additional noninterest expense | $236,000 | 7,630 |
| Pre-tax net operating income | $290,000 | 4,530 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $106,000 | 2,846 |
| Income before extraordinary items | $184,000 | 4,866 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $184,000 | 4,868 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $184,000 | 4,868 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $184,000 | 4,801 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 6,972 |
| Total interest expense | $1,020,000 | 5,513 |
| Net interest income | $666,000 | 7,617 |
| Provision for loan and lease losses | $36,000 | 6,717 |
| Total noninterest income | $42,000 | 7,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $454,000 | 7,854 |
| Salaries and employee benefits | $222,000 | 7,879 |
| Premises and equipment expense | $74,000 | 7,451 |
| Additional noninterest expense | $158,000 | 7,770 |
| Pre-tax net operating income | $218,000 | 4,854 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $141,000 | 5,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $141,000 | 5,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $141,000 | 5,128 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $141,000 | 5,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,067 |
| Total interest expense | $688,000 | 5,605 |
| Net interest income | $412,000 | 7,734 |
| Provision for loan and lease losses | $24,000 | 6,617 |
| Total noninterest income | $17,000 | 7,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $301,000 | 7,945 |
| Salaries and employee benefits | $150,000 | 7,955 |
| Premises and equipment expense | $51,000 | 7,482 |
| Additional noninterest expense | $100,000 | 7,884 |
| Pre-tax net operating income | $104,000 | 5,181 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $67,000 | 5,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 5,447 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $67,000 | 5,447 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $67,000 | 5,366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,132 |
| Total interest expense | $345,000 | 5,710 |
| Net interest income | $198,000 | 7,798 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $155,000 | 7,965 |
| Salaries and employee benefits | $82,000 | 7,950 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $50,000 | 7,857 |
| Pre-tax net operating income | $36,000 | 5,805 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $24,000 | 5,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 7,266 |
| Total interest expense | $1,356,000 | 6,186 |
| Net interest income | $741,000 | 7,868 |
| Provision for loan and lease losses | $48,000 | 6,618 |
| Total noninterest income | $39,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $607,000 | 8,020 |
| Salaries and employee benefits | $320,000 | 8,032 |
| Premises and equipment expense | $93,000 | 7,685 |
| Additional noninterest expense | $194,000 | 7,901 |
| Pre-tax net operating income | $125,000 | 5,952 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $45,000 | 3,900 |
| Income before extraordinary items | $80,000 | 5,934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $80,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $80,000 | 6,079 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 7,375 |
| Total interest expense | $1,011,000 | 6,306 |
| Net interest income | $535,000 | 7,978 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $36,000 | 7,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $425,000 | 8,113 |
| Salaries and employee benefits | $230,000 | 8,117 |
| Premises and equipment expense | $67,000 | 7,764 |
| Additional noninterest expense | $128,000 | 8,042 |
| Pre-tax net operating income | $110,000 | 6,361 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $75,000 | 6,299 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $75,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $75,000 | 6,448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,466 |
| Total interest expense | $677,000 | 6,425 |
| Net interest income | $339,000 | 8,060 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $13,000 | 8,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $287,000 | 8,165 |
| Salaries and employee benefits | $152,000 | 8,181 |
| Premises and equipment expense | $48,000 | 7,752 |
| Additional noninterest expense | $87,000 | 8,082 |
| Pre-tax net operating income | $41,000 | 6,728 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $27,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,557 |
| Total interest expense | $335,000 | 6,612 |
| Net interest income | $168,000 | 8,117 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $151,000 | 8,183 |
| Salaries and employee benefits | $79,000 | 8,197 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $9,000 | 7,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $9,000 | 7,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 7,652 |
| Total interest expense | $1,211,000 | 6,856 |
| Net interest income | $658,000 | 8,129 |
| Provision for loan and lease losses | $28,000 | 6,150 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $568,000 | 8,257 |
| Salaries and employee benefits | $309,000 | 8,255 |
| Premises and equipment expense | $87,000 | 7,889 |
| Additional noninterest expense | $172,000 | 8,161 |
| Pre-tax net operating income | $99,000 | 7,151 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,131 |
| Income before extraordinary items | $64,000 | 7,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $64,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $64,000 | 7,248 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 7,720 |
| Total interest expense | $880,000 | 6,942 |
| Net interest income | $491,000 | 8,192 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $33,000 | 8,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $408,000 | 8,282 |
| Salaries and employee benefits | $219,000 | 8,288 |
| Premises and equipment expense | $63,000 | 7,902 |
| Additional noninterest expense | $126,000 | 8,153 |
| Pre-tax net operating income | $95,000 | 7,340 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $60,000 | 7,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $60,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $60,000 | 7,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 7,791 |
| Total interest expense | $575,000 | 7,001 |
| Net interest income | $325,000 | 8,268 |
| Provision for loan and lease losses | $14,000 | 5,601 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $283,000 | 8,296 |
| Salaries and employee benefits | $148,000 | 8,332 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $90,000 | 8,145 |
| Pre-tax net operating income | $42,000 | 7,568 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $26,000 | 7,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $26,000 | 7,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,866 |
| Total interest expense | $281,000 | 7,042 |
| Net interest income | $156,000 | 8,346 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $151,000 | 8,295 |
| Salaries and employee benefits | $76,000 | 8,365 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $50,000 | 8,087 |
| Pre-tax net operating income | $9,000 | 7,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $5,000 | 7,807 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,000 | 7,787 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 7,790 |
| Total interest expense | $924,000 | 7,082 |
| Net interest income | $751,000 | 8,138 |
| Provision for loan and lease losses | $28,000 | 6,088 |
| Total noninterest income | $33,000 | 8,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,636 |
| Total noninterest expense | $545,000 | 8,387 |
| Salaries and employee benefits | $300,000 | 8,369 |
| Premises and equipment expense | $93,000 | 7,880 |
| Additional noninterest expense | $152,000 | 8,358 |
| Pre-tax net operating income | $211,000 | 7,365 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $76,000 | 5,174 |
| Income before extraordinary items | $135,000 | 7,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $135,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $135,000 | 7,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 7,883 |
| Total interest expense | $653,000 | 7,179 |
| Net interest income | $569,000 | 8,213 |
| Provision for loan and lease losses | $21,000 | 5,957 |
| Total noninterest income | $30,000 | 8,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $390,000 | 8,444 |
| Salaries and employee benefits | $212,000 | 8,448 |
| Premises and equipment expense | $65,000 | 7,986 |
| Additional noninterest expense | $113,000 | 8,397 |
| Pre-tax net operating income | $188,000 | 7,461 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $66,000 | 5,255 |
| Income before extraordinary items | $122,000 | 7,618 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $122,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $122,000 | 7,615 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,925 |
| Total interest expense | $409,000 | 7,242 |
| Net interest income | $389,000 | 8,251 |
| Provision for loan and lease losses | $14,000 | 5,836 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $265,000 | 8,469 |
| Salaries and employee benefits | $140,000 | 8,505 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $78,000 | 8,399 |
| Pre-tax net operating income | $122,000 | 7,557 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $42,000 | 5,356 |
| Income before extraordinary items | $80,000 | 7,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $80,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $80,000 | 7,690 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 7,965 |
| Total interest expense | $196,000 | 7,257 |
| Net interest income | $193,000 | 8,285 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $141,000 | 8,448 |
| Salaries and employee benefits | $73,000 | 8,497 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $53,000 | 7,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $31,000 | 7,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,000 | 7,821 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 7,877 |
| Total interest expense | $692,000 | 7,063 |
| Net interest income | $834,000 | 8,172 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $44,000 | 8,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $515,000 | 8,544 |
| Salaries and employee benefits | $284,000 | 8,522 |
| Premises and equipment expense | $80,000 | 8,104 |
| Additional noninterest expense | $151,000 | 8,484 |
| Pre-tax net operating income | $335,000 | 7,275 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $126,000 | 5,173 |
| Income before extraordinary items | $209,000 | 7,543 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $209,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $209,000 | 7,517 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,908 |
| Total interest expense | $502,000 | 7,066 |
| Net interest income | $626,000 | 8,215 |
| Provision for loan and lease losses | $21,000 | 6,120 |
| Total noninterest income | $41,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $374,000 | 8,556 |
| Salaries and employee benefits | $197,000 | 8,575 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $118,000 | 8,456 |
| Pre-tax net operating income | $272,000 | 7,319 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $96,000 | 5,280 |
| Income before extraordinary items | $176,000 | 7,575 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $176,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $176,000 | 7,544 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 7,954 |
| Total interest expense | $320,000 | 7,066 |
| Net interest income | $411,000 | 8,248 |
| Provision for loan and lease losses | $14,000 | 5,948 |
| Total noninterest income | $22,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $252,000 | 8,556 |
| Salaries and employee benefits | $125,000 | 8,614 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $88,000 | 8,332 |
| Pre-tax net operating income | $167,000 | 7,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $58,000 | 5,391 |
| Income before extraordinary items | $109,000 | 7,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $109,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $109,000 | 7,630 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,041 |
| Total interest expense | $157,000 | 7,079 |
| Net interest income | $201,000 | 8,342 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $121,000 | 8,643 |
| Salaries and employee benefits | $62,000 | 8,677 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $38,000 | 8,536 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $58,000 | 7,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $58,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $58,000 | 7,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 8,064 |
| Total interest expense | $528,000 | 7,207 |
| Net interest income | $810,000 | 8,289 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $32,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,915 |
| Total noninterest expense | $484,000 | 8,688 |
| Salaries and employee benefits | $280,000 | 8,647 |
| Premises and equipment expense | $73,000 | 8,310 |
| Additional noninterest expense | $131,000 | 8,683 |
| Pre-tax net operating income | $334,000 | 7,327 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $139,000 | 5,192 |
| Income before extraordinary items | $195,000 | 7,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $195,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $195,000 | 7,635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 8,134 |
| Total interest expense | $371,000 | 7,341 |
| Net interest income | $605,000 | 8,337 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $29,000 | 8,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $345,000 | 8,748 |
| Salaries and employee benefits | $194,000 | 8,729 |
| Premises and equipment expense | $54,000 | 8,340 |
| Additional noninterest expense | $97,000 | 8,722 |
| Pre-tax net operating income | $271,000 | 7,373 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $98,000 | 5,372 |
| Income before extraordinary items | $173,000 | 7,634 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $173,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $173,000 | 7,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,229 |
| Total interest expense | $239,000 | 7,474 |
| Net interest income | $394,000 | 8,405 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $11,000 | 8,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $226,000 | 8,814 |
| Salaries and employee benefits | $128,000 | 8,794 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $63,000 | 8,793 |
| Pre-tax net operating income | $167,000 | 7,436 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $57,000 | 5,500 |
| Income before extraordinary items | $110,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,000 | 7,617 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,292 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $197,000 | 8,449 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $115,000 | 8,843 |
| Salaries and employee benefits | $67,000 | 8,808 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $27,000 | 8,908 |
| Pre-tax net operating income | $85,000 | 7,395 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 8,398 |
| Total interest expense | $446,000 | 7,949 |
| Net interest income | $750,000 | 8,486 |
| Provision for loan and lease losses | $29,000 | 6,833 |
| Total noninterest income | $42,000 | 8,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $392,000 | 8,991 |
| Salaries and employee benefits | $244,000 | 8,916 |
| Premises and equipment expense | $69,000 | 8,504 |
| Additional noninterest expense | $79,000 | 9,063 |
| Pre-tax net operating income | $371,000 | 7,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $142,000 | 5,341 |
| Income before extraordinary items | $229,000 | 7,630 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $229,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $229,000 | 7,491 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 8,514 |
| Total interest expense | $326,000 | 8,124 |
| Net interest income | $556,000 | 8,565 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $37,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $273,000 | 9,058 |
| Salaries and employee benefits | $167,000 | 8,994 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $56,000 | 9,122 |
| Pre-tax net operating income | $311,000 | 7,121 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $82,000 | 5,781 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,000 | 7,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 8,585 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $369,000 | 8,608 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $16,000 | 9,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $175,000 | 9,107 |
| Salaries and employee benefits | $108,000 | 9,046 |
| Premises and equipment expense | $35,000 | 8,530 |
| Additional noninterest expense | $32,000 | 9,190 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $46,000 | 5,986 |
| Income before extraordinary items | $158,000 | 7,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $158,000 | 7,182 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,648 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $174,000 | 8,724 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $89,000 | 9,136 |
| Salaries and employee benefits | $53,000 | 9,089 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $16,000 | 9,225 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 8,709 |
| Total interest expense | $514,000 | 8,344 |
| Net interest income | $652,000 | 8,812 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $43,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $348,000 | 9,196 |
| Salaries and employee benefits | $228,000 | 9,103 |
| Premises and equipment expense | $63,000 | 8,706 |
| Additional noninterest expense | $57,000 | 9,281 |
| Pre-tax net operating income | $335,000 | 7,417 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $119,000 | 5,791 |
| Income before extraordinary items | $216,000 | 7,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $216,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $216,000 | 7,667 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 9,029 |
| Total interest expense | $690,000 | 8,640 |
| Net interest income | $461,000 | 9,241 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $46,000 | 9,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $324,000 | 9,466 |
| Salaries and employee benefits | $211,000 | 9,371 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $57,000 | 9,537 |
| Pre-tax net operating income | $144,000 | 8,123 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $44,000 | 6,821 |
| Income before extraordinary items | $100,000 | 8,335 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $100,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $100,000 | 8,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 9,299 |
| Total interest expense | $617,000 | 9,021 |
| Net interest income | $503,000 | 9,455 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $339,000 | 9,712 |
| Salaries and employee benefits | $182,000 | 9,671 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $108,000 | 9,574 |
| Pre-tax net operating income | $214,000 | 8,313 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $145,000 | 8,447 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $145,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $145,000 | 8,445 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 9,504 |
| Total interest expense | $643,000 | 9,097 |
| Net interest income | $470,000 | 9,732 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $47,000 | 9,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $276,000 | 10,088 |
| Salaries and employee benefits | $176,000 | 9,988 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $54,000 | 10,143 |
| Pre-tax net operating income | $232,000 | 8,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $79,000 | 7,204 |
| Income before extraordinary items | $153,000 | 8,618 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $153,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $153,000 | 8,576 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 9,753 |
| Total interest expense | $605,000 | 9,460 |
| Net interest income | $505,000 | 9,910 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $45,000 | 9,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $274,000 | 10,305 |
| Salaries and employee benefits | $173,000 | 10,212 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $53,000 | 10,374 |
| Pre-tax net operating income | $252,000 | 8,656 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $160,000 | 8,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $160,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $160,000 | 8,844 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 10,207 |
| Total interest expense | $585,000 | 9,874 |
| Net interest income | $508,000 | 10,359 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $53,000 | 10,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $276,000 | 10,740 |
| Salaries and employee benefits | $172,000 | 10,650 |
| Premises and equipment expense | $61,000 | 9,927 |
| Additional noninterest expense | $43,000 | 10,850 |
| Pre-tax net operating income | $261,000 | 9,230 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $96,000 | 8,464 |
| Income before extraordinary items | $165,000 | 9,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $165,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $165,000 | 9,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 10,704 |
| Total interest expense | $593,000 | 10,298 |
| Net interest income | $488,000 | 10,916 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $42,000 | 10,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $343,000 | 11,128 |
| Salaries and employee benefits | $151,000 | 11,236 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $163,000 | 10,005 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $60,000 | 9,509 |
| Income before extraordinary items | $103,000 | 10,191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $103,000 | 10,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $103,000 | 10,140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 11,178 |
| Total interest expense | $582,000 | 10,735 |
| Net interest income | $480,000 | 11,443 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $39,000 | 11,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $273,000 | 11,766 |
| Salaries and employee benefits | $151,000 | 11,736 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $63,000 | 11,848 |
| Pre-tax net operating income | $229,000 | 10,271 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $81,000 | 9,559 |
| Income before extraordinary items | $148,000 | 10,478 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $148,000 | 10,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $148,000 | 10,451 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 11,756 |
| Total interest expense | $485,000 | 11,165 |
| Net interest income | $488,000 | 12,045 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $261,000 | 12,426 |
| Salaries and employee benefits | $136,000 | 12,417 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $59,000 | 12,519 |
| Pre-tax net operating income | $259,000 | 10,423 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,000 | 10,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 12,347 |
| Total interest expense | $474,000 | 11,813 |
| Net interest income | $498,000 | 12,558 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $244,000 | 13,112 |
| Salaries and employee benefits | $132,000 | 13,078 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $51,000 | 13,208 |
| Pre-tax net operating income | $285,000 | 10,361 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $101,000 | 9,717 |
| Income before extraordinary items | $184,000 | 10,826 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $184,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $184,000 | 10,608 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 13,058 |
| Total interest expense | $554,000 | 12,516 |
| Net interest income | $425,000 | 13,319 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $39,000 | 13,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $201,000 | 13,799 |
| Salaries and employee benefits | $101,000 | 13,785 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $44,000 | 13,856 |
| Pre-tax net operating income | $253,000 | 10,574 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $165,000 | 11,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,000 | 10,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.