Home > Bar Harbor Bank & Trust > Income and Expense

Bar Harbor Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$173,833,000335
Total interest expense$52,553,000378
Net interest income$121,280,000322
Provision for loan and lease losses$2,823,000468
Total noninterest income$34,996,000311
Gross Fiduciary activities income$12,658,000152
Service charges on deposit accounts$5,351,000259
Trading account gains and fees$0123
Additional Noninterest Income$16,987,000373
Total noninterest expense$87,985,000345
Salaries and employee benefits$47,434,000341
Premises and equipment expense$12,488,000252
Additional noninterest expense$16,987,000373
Pre-tax net operating income$65,468,000288
Securities gains (losses)$34,000499
Applicable income taxes$14,251,000264
Income before extraordinary items$51,251,000278
Extraordinary gains, net$054
Net income$51,251,000281
Minority interest net income$088
Net income of bank and minority interests.$51,251,000280
Net charge-offs$626,000674
Cash dividends$23,156,000274
Sale, conversion, retirement of capital stock, net$0540
Net operating income$51,224,140291
2023-09-30 (YTD Data)Rank
Total interest income$128,115,000335
Total interest expense$36,547,000379
Net interest income$91,568,000324
Provision for loan and lease losses$2,136,000433
Total noninterest income$26,534,000313
Gross Fiduciary activities income$9,637,000151
Service charges on deposit accounts$3,985,000257
Trading account gains and fees$0125
Additional Noninterest Income$12,912,000373
Total noninterest expense$65,727,000349
Salaries and employee benefits$35,755,000339
Premises and equipment expense$9,456,000253
Additional noninterest expense$12,912,000373
Pre-tax net operating income$50,239,000291
Securities gains (losses)$34,000321
Applicable income taxes$10,988,000269
Income before extraordinary items$39,285,000288
Extraordinary gains, net$052
Net income$39,285,000290
Minority interest net income$081
Net income of bank and minority interests.$39,285,000289
Net charge-offs$70,0001,339
Cash dividends$17,335,000267
Sale, conversion, retirement of capital stock, net$0507
Net operating income$39,258,140293
2023-06-30 (YTD Data)Rank
Total interest income$83,072,000323
Total interest expense$21,615,000372
Net interest income$61,457,000319
Provision for loan and lease losses$1,418,000430
Total noninterest income$17,894,000300
Gross Fiduciary activities income$6,520,000149
Service charges on deposit accounts$2,602,000255
Trading account gains and fees$0112
Additional Noninterest Income$8,772,000360
Total noninterest expense$44,064,000339
Salaries and employee benefits$24,022,000329
Premises and equipment expense$6,319,000241
Additional noninterest expense$8,772,000360
Pre-tax net operating income$33,869,000293
Securities gains (losses)$34,000335
Applicable income taxes$7,290,000271
Income before extraordinary items$26,613,000286
Extraordinary gains, net$051
Net income$26,613,000291
Minority interest net income$081
Net income of bank and minority interests.$26,613,000286
Net charge-offs$46,0001,202
Cash dividends$11,178,000262
Sale, conversion, retirement of capital stock, net$0486
Net operating income$26,586,140289
2023-03-31 (YTD Data)Rank
Total interest income$40,266,000335
Total interest expense$8,477,000406
Net interest income$31,789,000318
Provision for loan and lease losses$623,000457
Total noninterest income$9,005,000301
Gross Fiduciary activities income$3,044,000157
Service charges on deposit accounts$1,236,000272
Trading account gains and fees$097
Additional Noninterest Income$4,725,000337
Total noninterest expense$21,918,000345
Salaries and employee benefits$11,886,000341
Premises and equipment expense$3,148,000250
Additional noninterest expense$4,725,000337
Pre-tax net operating income$18,253,000276
Securities gains (losses)$34,000331
Applicable income taxes$3,979,000265
Income before extraordinary items$14,308,000269
Extraordinary gains, net$04
Net income$14,308,000270
Minority interest net income$048
Net income of bank and minority interests.$14,308,000270
Net charge-offs$51,000800
Cash dividends$5,386,000251
Sale, conversion, retirement of capital stock, net$0430
Net operating income$14,281,140278
2022-12-31 (YTD Data)Rank
Total interest income$126,376,000335
Total interest expense$9,592,000462
Net interest income$116,784,000320
Provision for loan and lease losses$4,662,000292
Total noninterest income$34,413,000323
Gross Fiduciary activities income$12,877,000152
Service charges on deposit accounts$5,027,000276
Trading account gains and fees$0116
Additional Noninterest Income$16,509,000403
Total noninterest expense$84,557,000346
Salaries and employee benefits$44,182,000357
Premises and equipment expense$12,812,000247
Additional noninterest expense$16,509,000403
Pre-tax net operating income$61,978,000328
Securities gains (losses)$53,000228
Applicable income taxes$12,997,000315
Income before extraordinary items$49,034,000318
Extraordinary gains, net$05
Net income$49,034,000318
Minority interest net income$063
Net income of bank and minority interests.$49,034,000318
Net charge-offs$-237,0004,466
Cash dividends$20,682,000288
Sale, conversion, retirement of capital stock, net$0568
Net operating income$48,992,130331
2022-09-30 (YTD Data)Rank
Total interest income$88,266,000336
Total interest expense$5,287,000443
Net interest income$82,979,000329
Provision for loan and lease losses$2,561,000341
Total noninterest income$26,433,000333
Gross Fiduciary activities income$9,829,000153
Service charges on deposit accounts$3,724,000282
Trading account gains and fees$0111
Additional Noninterest Income$12,880,000400
Total noninterest expense$63,352,000347
Salaries and employee benefits$33,127,000354
Premises and equipment expense$9,724,000245
Additional noninterest expense$12,880,000400
Pre-tax net operating income$43,499,000342
Securities gains (losses)$53,000226
Applicable income taxes$9,025,000342
Income before extraordinary items$34,527,000335
Extraordinary gains, net$04
Net income$34,527,000335
Minority interest net income$057
Net income of bank and minority interests.$34,527,000335
Net charge-offs$-83,0004,239
Cash dividends$15,074,000262
Sale, conversion, retirement of capital stock, net$0519
Net operating income$34,485,130344
2022-06-30 (YTD Data)Rank
Total interest income$55,237,000338
Total interest expense$2,958,000407
Net interest income$52,279,000337
Provision for loan and lease losses$1,282,000344
Total noninterest income$17,874,000319
Gross Fiduciary activities income$6,770,000125
Service charges on deposit accounts$2,419,000286
Trading account gains and fees$0108
Additional Noninterest Income$8,685,000408
Total noninterest expense$41,760,000345
Salaries and employee benefits$22,188,000349
Premises and equipment expense$6,529,000238
Additional noninterest expense$13,043,000354
Pre-tax net operating income$27,111,000351
Securities gains (losses)$9,000405
Applicable income taxes$5,577,000340
Income before extraordinary items$21,543,000341
Extraordinary gains, net$04
Net income$21,543,000341
Minority interest net income$060
Net income of bank and minority interests.$21,543,000341
Net charge-offs$-127,0004,450
Cash dividends$9,587,000284
Sale, conversion, retirement of capital stock, net$0494
Net operating income$21,535,890351
2022-03-31 (YTD Data)Rank
Total interest income$26,492,000341
Total interest expense$1,459,000382
Net interest income$25,033,000340
Provision for loan and lease losses$703,000257
Total noninterest income$9,071,000329
Gross Fiduciary activities income$3,344,000128
Service charges on deposit accounts$1,179,000289
Trading account gains and fees$0103
Additional Noninterest Income$4,548,000408
Total noninterest expense$20,482,000351
Salaries and employee benefits$11,081,000354
Premises and equipment expense$3,324,000233
Additional noninterest expense$6,077,000365
Pre-tax net operating income$12,919,000351
Securities gains (losses)$9,000394
Applicable income taxes$2,609,000349
Income before extraordinary items$10,319,000353
Extraordinary gains, net$04
Net income$10,319,000353
Minority interest net income$050
Net income of bank and minority interests.$10,319,000353
Net charge-offs$-95,0004,544
Cash dividends$4,894,000269
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,311,800359
2021-12-31 (YTD Data)Rank
Total interest income$110,784,000333
Total interest expense$12,323,000243
Net interest income$98,461,000341
Provision for loan and lease losses$-1,124,0004,541
Total noninterest income$38,525,000332
Gross Fiduciary activities income$13,381,000123
Service charges on deposit accounts$3,938,000320
Trading account gains and fees$0132
Additional Noninterest Income$21,206,000401
Total noninterest expense$85,004,000344
Salaries and employee benefits$42,729,000364
Premises and equipment expense$11,816,000255
Additional noninterest expense$30,459,000320
Pre-tax net operating income$53,106,000367
Securities gains (losses)$2,870,000110
Applicable income taxes$11,070,000367
Income before extraordinary items$44,906,000366
Extraordinary gains, net$010
Net income$44,906,000366
Minority interest net income$074
Net income of bank and minority interests.$44,906,000366
Net charge-offs$291,000847
Cash dividends$15,557,000351
Sale, conversion, retirement of capital stock, net$0582
Net operating income$42,610,000372
2021-09-30 (YTD Data)Rank
Total interest income$84,267,000329
Total interest expense$10,361,000225
Net interest income$73,906,000341
Provision for loan and lease losses$-1,201,0004,638
Total noninterest income$28,959,000337
Gross Fiduciary activities income$9,971,000125
Service charges on deposit accounts$2,802,000334
Trading account gains and fees$0132
Additional Noninterest Income$16,186,000412
Total noninterest expense$64,046,000344
Salaries and employee benefits$32,276,000362
Premises and equipment expense$8,850,000255
Additional noninterest expense$22,920,000317
Pre-tax net operating income$40,020,000374
Securities gains (losses)$1,980,000119
Applicable income taxes$8,428,000373
Income before extraordinary items$33,572,000376
Extraordinary gains, net$08
Net income$33,572,000374
Minority interest net income$069
Net income of bank and minority interests.$33,572,000376
Net charge-offs$435,000547
Cash dividends$10,604,000365
Sale, conversion, retirement of capital stock, net$0543
Net operating income$31,988,000380
2021-06-30 (YTD Data)Rank
Total interest income$55,357,000330
Total interest expense$7,738,000206
Net interest income$47,619,000352
Provision for loan and lease losses$-1,308,0004,702
Total noninterest income$19,513,000338
Gross Fiduciary activities income$6,590,000123
Service charges on deposit accounts$1,721,000346
Trading account gains and fees$0133
Additional Noninterest Income$11,202,000405
Total noninterest expense$41,909,000345
Salaries and employee benefits$21,475,000359
Premises and equipment expense$6,094,000254
Additional noninterest expense$14,340,000328
Pre-tax net operating income$26,531,000375
Securities gains (losses)$50,000887
Applicable income taxes$5,322,000384
Income before extraordinary items$21,259,000384
Extraordinary gains, net$06
Net income$21,259,000382
Minority interest net income$067
Net income of bank and minority interests.$21,259,000384
Net charge-offs$241,000584
Cash dividends$5,428,000423
Sale, conversion, retirement of capital stock, net$0517
Net operating income$21,219,000378
2021-03-31 (YTD Data)Rank
Total interest income$28,179,000326
Total interest expense$4,033,000214
Net interest income$24,146,000342
Provision for loan and lease losses$-645,0004,768
Total noninterest income$10,198,000335
Gross Fiduciary activities income$3,144,000128
Service charges on deposit accounts$833,000352
Trading account gains and fees$0127
Additional Noninterest Income$6,221,000386
Total noninterest expense$21,477,000340
Salaries and employee benefits$10,983,000356
Premises and equipment expense$3,276,000234
Additional noninterest expense$7,218,000314
Pre-tax net operating income$13,512,000369
Securities gains (losses)$01,392
Applicable income taxes$2,626,000392
Income before extraordinary items$10,886,000376
Extraordinary gains, net$03
Net income$10,886,000374
Minority interest net income$055
Net income of bank and minority interests.$10,886,000376
Net charge-offs$167,000481
Cash dividends$1,734,000518
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,886,000368
2020-12-31 (YTD Data)Rank
Total interest income$126,081,000303
Total interest expense$24,050,000234
Net interest income$102,031,000314
Provision for loan and lease losses$5,625,000519
Total noninterest income$36,920,000331
Gross Fiduciary activities income$12,063,000127
Service charges on deposit accounts$3,066,000374
Trading account gains and fees$0133
Additional Noninterest Income$21,791,000382
Total noninterest expense$90,645,000322
Salaries and employee benefits$45,167,000337
Premises and equipment expense$12,492,000245
Additional noninterest expense$32,986,000281
Pre-tax net operating income$42,681,000329
Securities gains (losses)$5,445,000110
Applicable income taxes$9,946,000306
Income before extraordinary items$38,180,000312
Extraordinary gains, net$04
Net income$38,180,000310
Minority interest net income$072
Net income of bank and minority interests.$38,180,000312
Net charge-offs$1,896,000427
Cash dividends$8,024,000542
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,878,450336
2020-09-30 (YTD Data)Rank
Total interest income$95,387,000298
Total interest expense$19,411,000236
Net interest income$75,976,000314
Provision for loan and lease losses$4,265,000558
Total noninterest income$26,101,000329
Gross Fiduciary activities income$9,016,000126
Service charges on deposit accounts$2,306,000365
Trading account gains and fees$0125
Additional Noninterest Income$14,779,000390
Total noninterest expense$64,207,000327
Salaries and employee benefits$33,273,000331
Premises and equipment expense$9,333,000246
Additional noninterest expense$21,601,000309
Pre-tax net operating income$33,605,000296
Securities gains (losses)$1,486,000219
Applicable income taxes$7,172,000290
Income before extraordinary items$27,919,000294
Extraordinary gains, net$04
Net income$27,919,000293
Minority interest net income$065
Net income of bank and minority interests.$27,919,000294
Net charge-offs$1,711,000357
Cash dividends$3,069,000798
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,730,200293
2020-06-30 (YTD Data)Rank
Total interest income$64,917,000300
Total interest expense$14,304,000240
Net interest income$50,613,000315
Provision for loan and lease losses$2,465,000635
Total noninterest income$16,401,000325
Gross Fiduciary activities income$5,933,000126
Service charges on deposit accounts$1,575,000361
Trading account gains and fees$0123
Additional Noninterest Income$8,893,000381
Total noninterest expense$42,882,000317
Salaries and employee benefits$22,201,000331
Premises and equipment expense$6,211,000245
Additional noninterest expense$14,470,000307
Pre-tax net operating income$21,667,000267
Securities gains (losses)$1,486,000155
Applicable income taxes$4,695,000262
Income before extraordinary items$18,458,000263
Extraordinary gains, net$04
Net income$18,458,000263
Minority interest net income$065
Net income of bank and minority interests.$18,458,000263
Net charge-offs$1,310,000334
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$17,269,200269
2020-03-31 (YTD Data)Rank
Total interest income$33,487,000303
Total interest expense$8,172,000249
Net interest income$25,315,000315
Provision for loan and lease losses$1,111,000569
Total noninterest income$8,105,000299
Gross Fiduciary activities income$3,041,000127
Service charges on deposit accounts$950,000355
Trading account gains and fees$0106
Additional Noninterest Income$4,114,000360
Total noninterest expense$21,636,000318
Salaries and employee benefits$11,239,000333
Premises and equipment expense$3,380,000230
Additional noninterest expense$7,017,000314
Pre-tax net operating income$10,673,000248
Securities gains (losses)$135,000511
Applicable income taxes$2,101,000249
Income before extraordinary items$8,707,000249
Extraordinary gains, net$04
Net income$8,707,000249
Minority interest net income$056
Net income of bank and minority interests.$8,707,000249
Net charge-offs$1,167,000221
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,597,650248
2019-12-31 (YTD Data)Rank
Total interest income$135,354,000302
Total interest expense$43,384,000220
Net interest income$91,970,000330
Provision for loan and lease losses$2,318,000477
Total noninterest income$28,391,000333
Gross Fiduciary activities income$11,098,000131
Service charges on deposit accounts$3,572,000369
Trading account gains and fees$0135
Additional Noninterest Income$13,721,000421
Total noninterest expense$86,396,000305
Salaries and employee benefits$41,775,000330
Premises and equipment expense$10,752,000272
Additional noninterest expense$33,869,000257
Pre-tax net operating income$31,647,000424
Securities gains (losses)$237,000582
Applicable income taxes$5,309,000492
Income before extraordinary items$26,575,000425
Extraordinary gains, net$011
Net income$26,575,000425
Minority interest net income$076
Net income of bank and minority interests.$26,575,000425
Net charge-offs$831,000737
Cash dividends$21,734,000284
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,378,290422
2019-09-30 (YTD Data)Rank
Total interest income$101,245,000305
Total interest expense$33,914,000220
Net interest income$67,331,000342
Provision for loan and lease losses$1,779,000450
Total noninterest income$20,737,000333
Gross Fiduciary activities income$8,055,000135
Service charges on deposit accounts$2,511,000385
Trading account gains and fees$0129
Additional Noninterest Income$10,171,000416
Total noninterest expense$60,432,000323
Salaries and employee benefits$31,437,000333
Premises and equipment expense$7,841,000281
Additional noninterest expense$21,154,000298
Pre-tax net operating income$25,857,000410
Securities gains (losses)$157,000607
Applicable income taxes$4,664,000440
Income before extraordinary items$21,350,000409
Extraordinary gains, net$011
Net income$21,350,000409
Minority interest net income$072
Net income of bank and minority interests.$21,350,000409
Net charge-offs$291,0001,051
Cash dividends$16,300,000267
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,221,260404
2019-06-30 (YTD Data)Rank
Total interest income$66,994,000308
Total interest expense$22,640,000218
Net interest income$44,354,000345
Provision for loan and lease losses$886,000544
Total noninterest income$13,466,000334
Gross Fiduciary activities income$5,319,000136
Service charges on deposit accounts$1,622,000392
Trading account gains and fees$0131
Additional Noninterest Income$6,525,000425
Total noninterest expense$37,816,000335
Salaries and employee benefits$20,661,000333
Premises and equipment expense$5,228,000282
Additional noninterest expense$11,927,000343
Pre-tax net operating income$19,118,000369
Securities gains (losses)$01,702
Applicable income taxes$3,644,000387
Income before extraordinary items$15,474,000371
Extraordinary gains, net$011
Net income$15,474,000372
Minority interest net income$069
Net income of bank and minority interests.$15,474,000372
Net charge-offs$181,0001,061
Cash dividends$10,866,000266
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,474,000364
2019-03-31 (YTD Data)Rank
Total interest income$33,218,000310
Total interest expense$10,903,000220
Net interest income$22,315,000342
Provision for loan and lease losses$324,000641
Total noninterest income$6,089,000347
Gross Fiduciary activities income$2,524,000142
Service charges on deposit accounts$768,000406
Trading account gains and fees$0126
Additional Noninterest Income$2,797,000464
Total noninterest expense$17,923,000347
Salaries and employee benefits$9,833,000347
Premises and equipment expense$2,702,000275
Additional noninterest expense$5,388,000360
Pre-tax net operating income$10,157,000342
Securities gains (losses)$01,087
Applicable income taxes$1,958,000368
Income before extraordinary items$8,199,000352
Extraordinary gains, net$05
Net income$8,199,000352
Minority interest net income$052
Net income of bank and minority interests.$8,199,000352
Net charge-offs$193,000636
Cash dividends$5,228,000252
Sale, conversion, retirement of capital stock, net$0529
Net operating income$8,199,000341
2018-12-31 (YTD Data)Rank
Total interest income$127,416,000304
Total interest expense$34,447,000208
Net interest income$92,969,000336
Provision for loan and lease losses$2,781,000393
Total noninterest income$28,441,000329
Gross Fiduciary activities income$11,017,000133
Service charges on deposit accounts$3,402,000388
Trading account gains and fees$0126
Additional Noninterest Income$14,022,000401
Total noninterest expense$71,970,000349
Salaries and employee benefits$37,807,000353
Premises and equipment expense$9,544,000297
Additional noninterest expense$24,619,000331
Pre-tax net operating income$46,659,000332
Securities gains (losses)$-924,0005,308
Applicable income taxes$8,697,000335
Income before extraordinary items$37,038,000335
Extraordinary gains, net$06
Net income$37,038,000335
Minority interest net income$072
Net income of bank and minority interests.$37,038,000335
Net charge-offs$1,240,000489
Cash dividends$23,704,000240
Sale, conversion, retirement of capital stock, net$0671
Net operating income$37,786,440330
2018-09-30 (YTD Data)Rank
Total interest income$94,651,000302
Total interest expense$24,483,000202
Net interest income$70,168,000332
Provision for loan and lease losses$2,208,000368
Total noninterest income$20,127,000346
Gross Fiduciary activities income$8,267,000130
Service charges on deposit accounts$2,512,000394
Trading account gains and fees$0138
Additional Noninterest Income$9,348,000437
Total noninterest expense$52,713,000349
Salaries and employee benefits$29,375,000345
Premises and equipment expense$7,164,000297
Additional noninterest expense$16,174,000363
Pre-tax net operating income$35,374,000330
Securities gains (losses)$01,118
Applicable income taxes$6,988,000331
Income before extraordinary items$28,386,000330
Extraordinary gains, net$05
Net income$28,386,000330
Minority interest net income$066
Net income of bank and minority interests.$28,386,000330
Net charge-offs$1,046,000424
Cash dividends$17,980,000220
Sale, conversion, retirement of capital stock, net$0633
Net operating income$28,386,000329
2018-06-30 (YTD Data)Rank
Total interest income$62,476,000300
Total interest expense$15,311,000202
Net interest income$47,165,000329
Provision for loan and lease losses$1,565,000333
Total noninterest income$13,065,000350
Gross Fiduciary activities income$5,547,000129
Service charges on deposit accounts$1,651,000395
Trading account gains and fees$0130
Additional Noninterest Income$5,867,000455
Total noninterest expense$35,465,000351
Salaries and employee benefits$19,690,000344
Premises and equipment expense$4,598,000308
Additional noninterest expense$11,177,000355
Pre-tax net operating income$23,200,000320
Securities gains (losses)$0961
Applicable income taxes$4,667,000316
Income before extraordinary items$18,533,000328
Extraordinary gains, net$06
Net income$18,533,000328
Minority interest net income$065
Net income of bank and minority interests.$18,533,000328
Net charge-offs$800,000375
Cash dividends$12,310,000204
Sale, conversion, retirement of capital stock, net$0620
Net operating income$18,533,000327
2018-03-31 (YTD Data)Rank
Total interest income$30,769,000303
Total interest expense$7,116,000201
Net interest income$23,653,000327
Provision for loan and lease losses$795,000324
Total noninterest income$6,148,000357
Gross Fiduciary activities income$2,741,000133
Service charges on deposit accounts$764,000422
Trading account gains and fees$0123
Additional Noninterest Income$2,643,000470
Total noninterest expense$17,930,000348
Salaries and employee benefits$10,158,000337
Premises and equipment expense$2,347,000304
Additional noninterest expense$5,425,000352
Pre-tax net operating income$11,076,000327
Securities gains (losses)$0735
Applicable income taxes$2,226,000329
Income before extraordinary items$8,850,000329
Extraordinary gains, net$07
Net income$8,850,000329
Minority interest net income$052
Net income of bank and minority interests.$8,850,000329
Net charge-offs$441,000330
Cash dividends$6,051,000184
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,850,000327
2017-12-31 (YTD Data)Rank
Total interest income$116,034,000298
Total interest expense$22,029,000198
Net interest income$94,005,000316
Provision for loan and lease losses$2,788,000389
Total noninterest income$25,470,000351
Gross Fiduciary activities income$11,109,000125
Service charges on deposit accounts$3,087,000425
Trading account gains and fees$0151
Additional Noninterest Income$11,274,000477
Total noninterest expense$69,271,000346
Salaries and employee benefits$36,575,000352
Premises and equipment expense$9,615,000290
Additional noninterest expense$23,081,000347
Pre-tax net operating income$47,416,000297
Securities gains (losses)$19,0001,351
Applicable income taxes$17,840,000287
Income before extraordinary items$29,595,000300
Extraordinary gains, net$09
Net income$29,595,000299
Minority interest net income$076
Net income of bank and minority interests.$29,595,000300
Net charge-offs$882,000761
Cash dividends$13,907,000299
Sale, conversion, retirement of capital stock, net$0711
Net operating income$29,582,840299
2017-09-30 (YTD Data)Rank
Total interest income$85,885,000302
Total interest expense$15,860,000200
Net interest income$70,025,000321
Provision for loan and lease losses$2,191,000365
Total noninterest income$19,058,000356
Gross Fiduciary activities income$8,405,000121
Service charges on deposit accounts$2,243,000442
Trading account gains and fees$0145
Additional Noninterest Income$8,410,000478
Total noninterest expense$55,903,000329
Salaries and employee benefits$27,878,000353
Premises and equipment expense$7,481,000282
Additional noninterest expense$20,544,000289
Pre-tax net operating income$30,989,000330
Securities gains (losses)$19,0001,345
Applicable income taxes$9,367,000322
Income before extraordinary items$21,641,000337
Extraordinary gains, net$09
Net income$21,641,000337
Minority interest net income$071
Net income of bank and minority interests.$21,641,000337
Net charge-offs$660,000659
Cash dividends$10,860,000271
Sale, conversion, retirement of capital stock, net$0677
Net operating income$21,627,700335
2017-06-30 (YTD Data)Rank
Total interest income$55,831,000308
Total interest expense$9,768,000208
Net interest income$46,063,000326
Provision for loan and lease losses$1,531,000344
Total noninterest income$12,377,000363
Gross Fiduciary activities income$5,624,000120
Service charges on deposit accounts$1,485,000444
Trading account gains and fees$0139
Additional Noninterest Income$5,268,000506
Total noninterest expense$39,187,000311
Salaries and employee benefits$18,942,000353
Premises and equipment expense$5,571,000255
Additional noninterest expense$14,674,000275
Pre-tax net operating income$17,722,000370
Securities gains (losses)$01,906
Applicable income taxes$5,396,000351
Income before extraordinary items$12,326,000382
Extraordinary gains, net$011
Net income$12,326,000382
Minority interest net income$071
Net income of bank and minority interests.$12,326,000382
Net charge-offs$508,000558
Cash dividends$5,659,000323
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,326,000379
2017-03-31 (YTD Data)Rank
Total interest income$26,167,000322
Total interest expense$4,410,000218
Net interest income$21,757,000335
Provision for loan and lease losses$795,000313
Total noninterest income$5,880,000369
Gross Fiduciary activities income$2,542,000126
Service charges on deposit accounts$664,000489
Trading account gains and fees$0142
Additional Noninterest Income$2,674,000483
Total noninterest expense$19,923,000314
Salaries and employee benefits$9,494,000356
Premises and equipment expense$2,488,000282
Additional noninterest expense$7,941,000266
Pre-tax net operating income$6,919,000428
Securities gains (losses)$01,153
Applicable income taxes$1,927,000432
Income before extraordinary items$4,992,000440
Extraordinary gains, net$08
Net income$4,992,000439
Minority interest net income$055
Net income of bank and minority interests.$4,992,000440
Net charge-offs$330,000435
Cash dividends$1,087,000678
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,992,000433
2016-12-31 (YTD Data)Rank
Total interest income$57,487,000470
Total interest expense$12,113,000270
Net interest income$45,374,000528
Provision for loan and lease losses$979,000919
Total noninterest income$7,560,000855
Gross Fiduciary activities income$2,961,000266
Service charges on deposit accounts$866,0001,363
Trading account gains and fees$0170
Additional Noninterest Income$3,733,0001,035
Total noninterest expense$32,694,000660
Salaries and employee benefits$16,956,000705
Premises and equipment expense$4,609,000543
Additional noninterest expense$11,129,000621
Pre-tax net operating income$19,261,000528
Securities gains (losses)$4,498,00061
Applicable income taxes$6,905,000445
Income before extraordinary items$16,854,000469
Extraordinary gains, net$05
Net income$16,854,000466
Minority interest net income$082
Net income of bank and minority interests.$16,854,000468
Net charge-offs$-2,0004,729
Cash dividends$6,473,000536
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,660,420553
2016-09-30 (YTD Data)Rank
Total interest income$42,641,000474
Total interest expense$8,924,000273
Net interest income$33,717,000529
Provision for loan and lease losses$754,000855
Total noninterest income$5,556,000869
Gross Fiduciary activities income$2,224,000267
Service charges on deposit accounts$678,0001,313
Trading account gains and fees$0169
Additional Noninterest Income$2,654,0001,078
Total noninterest expense$23,192,000691
Salaries and employee benefits$12,729,000699
Premises and equipment expense$3,465,000547
Additional noninterest expense$6,998,000716
Pre-tax net operating income$15,327,000502
Securities gains (losses)$4,489,00050
Applicable income taxes$6,155,000394
Income before extraordinary items$13,661,000445
Extraordinary gains, net$05
Net income$13,661,000442
Minority interest net income$071
Net income of bank and minority interests.$13,661,000445
Net charge-offs$89,0002,162
Cash dividends$5,313,000480
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,563,590541
2016-06-30 (YTD Data)Rank
Total interest income$28,518,000477
Total interest expense$5,800,000275
Net interest income$22,718,000527
Provision for loan and lease losses$615,000714
Total noninterest income$3,760,000852
Gross Fiduciary activities income$1,494,000269
Service charges on deposit accounts$463,0001,271
Trading account gains and fees$0157
Additional Noninterest Income$1,803,0001,045
Total noninterest expense$15,228,000700
Salaries and employee benefits$8,374,000712
Premises and equipment expense$2,309,000549
Additional noninterest expense$4,545,000735
Pre-tax net operating income$10,635,000488
Securities gains (losses)$3,135,00050
Applicable income taxes$3,989,000402
Income before extraordinary items$9,781,000407
Extraordinary gains, net$016
Net income$9,781,000405
Minority interest net income$071
Net income of bank and minority interests.$9,781,000406
Net charge-offs$162,0001,271
Cash dividends$3,402,000516
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,555,150506
2016-03-31 (YTD Data)Rank
Total interest income$14,165,000477
Total interest expense$2,829,000276
Net interest income$11,336,000527
Provision for loan and lease losses$465,000490
Total noninterest income$1,892,000821
Gross Fiduciary activities income$700,000277
Service charges on deposit accounts$211,0001,371
Trading account gains and fees$0142
Additional Noninterest Income$981,000947
Total noninterest expense$7,220,000739
Salaries and employee benefits$4,210,000710
Premises and equipment expense$1,158,000548
Additional noninterest expense$1,852,000880
Pre-tax net operating income$5,543,000453
Securities gains (losses)$1,437,00051
Applicable income taxes$1,988,000394
Income before extraordinary items$4,992,000382
Extraordinary gains, net$012
Net income$4,992,000382
Minority interest net income$062
Net income of bank and minority interests.$4,992,000382
Net charge-offs$89,0001,081
Cash dividends$1,525,000526
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,957,360462
2015-12-31 (YTD Data)Rank
Total interest income$55,224,000462
Total interest expense$10,390,000276
Net interest income$44,834,000506
Provision for loan and lease losses$1,785,000505
Total noninterest income$7,695,000827
Gross Fiduciary activities income$2,940,000270
Service charges on deposit accounts$891,0001,350
Trading account gains and fees$0159
Additional Noninterest Income$3,864,000985
Total noninterest expense$28,775,000715
Salaries and employee benefits$15,694,000729
Premises and equipment expense$4,567,000543
Additional noninterest expense$8,514,000773
Pre-tax net operating income$21,969,000446
Securities gains (losses)$1,334,000160
Applicable income taxes$6,624,000435
Income before extraordinary items$16,679,000449
Extraordinary gains, net$023
Net income$16,679,000449
Minority interest net income$081
Net income of bank and minority interests.$16,679,000450
Net charge-offs$1,316,000556
Cash dividends$5,407,000620
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,718,520462
2015-09-30 (YTD Data)Rank
Total interest income$41,331,000466
Total interest expense$7,750,000274
Net interest income$33,581,000511
Provision for loan and lease losses$1,320,000468
Total noninterest income$5,704,000850
Gross Fiduciary activities income$2,207,000271
Service charges on deposit accounts$677,0001,341
Trading account gains and fees$0153
Additional Noninterest Income$2,820,0001,015
Total noninterest expense$21,265,000731
Salaries and employee benefits$11,702,000749
Premises and equipment expense$3,425,000555
Additional noninterest expense$6,138,000805
Pre-tax net operating income$16,700,000451
Securities gains (losses)$1,206,000156
Applicable income taxes$5,175,000440
Income before extraordinary items$12,731,000443
Extraordinary gains, net$021
Net income$12,731,000442
Minority interest net income$078
Net income of bank and minority interests.$12,731,000443
Net charge-offs$1,252,000410
Cash dividends$3,892,000596
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,874,740465
2015-06-30 (YTD Data)Rank
Total interest income$27,005,000475
Total interest expense$5,121,000277
Net interest income$21,884,000518
Provision for loan and lease losses$895,000480
Total noninterest income$3,676,000871
Gross Fiduciary activities income$1,488,000272
Service charges on deposit accounts$453,0001,318
Trading account gains and fees$0157
Additional Noninterest Income$1,735,0001,077
Total noninterest expense$14,103,000740
Salaries and employee benefits$7,770,000754
Premises and equipment expense$2,291,000556
Additional noninterest expense$4,042,000820
Pre-tax net operating income$10,562,000478
Securities gains (losses)$1,206,000121
Applicable income taxes$3,427,000444
Income before extraordinary items$8,341,000451
Extraordinary gains, net$022
Net income$8,341,000450
Minority interest net income$075
Net income of bank and minority interests.$8,341,000451
Net charge-offs$765,000440
Cash dividends$2,743,000548
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,484,740490
2015-03-31 (YTD Data)Rank
Total interest income$13,533,000473
Total interest expense$2,535,000281
Net interest income$10,998,000513
Provision for loan and lease losses$495,000422
Total noninterest income$1,787,000857
Gross Fiduciary activities income$741,000280
Service charges on deposit accounts$212,0001,372
Trading account gains and fees$0152
Additional Noninterest Income$834,0001,065
Total noninterest expense$7,023,000737
Salaries and employee benefits$3,960,000745
Premises and equipment expense$1,145,000561
Additional noninterest expense$1,918,000839
Pre-tax net operating income$5,267,000464
Securities gains (losses)$619,000133
Applicable income taxes$1,749,000426
Income before extraordinary items$4,137,000451
Extraordinary gains, net$013
Net income$4,137,000451
Minority interest net income$064
Net income of bank and minority interests.$4,137,000451
Net charge-offs$-14,0005,558
Cash dividends$1,062,000621
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,703,700492
2014-12-31 (YTD Data)Rank
Total interest income$53,718,000462
Total interest expense$9,905,000288
Net interest income$43,813,000501
Provision for loan and lease losses$1,833,000511
Total noninterest income$6,987,000867
Gross Fiduciary activities income$2,897,000278
Service charges on deposit accounts$1,151,0001,147
Trading account gains and fees$0180
Additional Noninterest Income$2,939,0001,107
Total noninterest expense$27,138,000750
Salaries and employee benefits$14,951,000742
Premises and equipment expense$4,277,000579
Additional noninterest expense$7,910,000822
Pre-tax net operating income$21,829,000427
Securities gains (losses)$403,000495
Applicable income taxes$6,394,000423
Income before extraordinary items$15,838,000448
Extraordinary gains, net$017
Net income$15,838,000447
Minority interest net income$084
Net income of bank and minority interests.$15,838,000448
Net charge-offs$1,339,000709
Cash dividends$5,697,000546
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,551,870450
2014-09-30 (YTD Data)Rank
Total interest income$40,198,000460
Total interest expense$7,398,000286
Net interest income$32,800,000496
Provision for loan and lease losses$1,376,000488
Total noninterest income$5,544,000827
Gross Fiduciary activities income$2,163,000279
Service charges on deposit accounts$894,0001,115
Trading account gains and fees$0174
Additional Noninterest Income$2,487,0001,044
Total noninterest expense$20,165,000754
Salaries and employee benefits$11,096,000746
Premises and equipment expense$3,220,000578
Additional noninterest expense$5,849,000841
Pre-tax net operating income$16,803,000417
Securities gains (losses)$666,000228
Applicable income taxes$5,094,000405
Income before extraordinary items$12,375,000436
Extraordinary gains, net$015
Net income$12,375,000434
Minority interest net income$081
Net income of bank and minority interests.$12,375,000436
Net charge-offs$1,216,000583
Cash dividends$4,289,000508
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,902,140442
2014-06-30 (YTD Data)Rank
Total interest income$26,392,000468
Total interest expense$4,970,000282
Net interest income$21,422,000501
Provision for loan and lease losses$885,000507
Total noninterest income$3,661,000813
Gross Fiduciary activities income$1,441,000278
Service charges on deposit accounts$559,0001,162
Trading account gains and fees$0172
Additional Noninterest Income$1,661,0001,018
Total noninterest expense$13,351,000759
Salaries and employee benefits$7,293,000748
Premises and equipment expense$2,144,000580
Additional noninterest expense$3,914,000823
Pre-tax net operating income$10,847,000423
Securities gains (losses)$747,000160
Applicable income taxes$3,360,000407
Income before extraordinary items$8,234,000429
Extraordinary gains, net$020
Net income$8,234,000426
Minority interest net income$080
Net income of bank and minority interests.$8,234,000428
Net charge-offs$609,000736
Cash dividends$2,842,000495
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,703,630444
2014-03-31 (YTD Data)Rank
Total interest income$13,041,000470
Total interest expense$2,481,000289
Net interest income$10,560,000511
Provision for loan and lease losses$458,000479
Total noninterest income$1,719,000825
Gross Fiduciary activities income$715,000279
Service charges on deposit accounts$260,0001,228
Trading account gains and fees$0147
Additional Noninterest Income$744,0001,067
Total noninterest expense$6,472,000784
Salaries and employee benefits$3,494,000796
Premises and equipment expense$1,076,000586
Additional noninterest expense$1,902,000839
Pre-tax net operating income$5,349,000409
Securities gains (losses)$397,000157
Applicable income taxes$1,700,000386
Income before extraordinary items$4,046,000417
Extraordinary gains, net$016
Net income$4,046,000416
Minority interest net income$066
Net income of bank and minority interests.$4,046,000417
Net charge-offs$211,000914
Cash dividends$1,321,000476
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,768,100428
2013-12-31 (YTD Data)Rank
Total interest income$50,749,000476
Total interest expense$11,663,000270
Net interest income$39,086,000551
Provision for loan and lease losses$1,418,000830
Total noninterest income$6,846,000901
Gross Fiduciary activities income$2,860,000272
Service charges on deposit accounts$1,248,0001,111
Trading account gains and fees$0184
Additional Noninterest Income$2,738,0001,210
Total noninterest expense$24,976,000808
Salaries and employee benefits$13,509,000799
Premises and equipment expense$3,971,000618
Additional noninterest expense$7,496,000908
Pre-tax net operating income$19,538,000447
Securities gains (losses)$427,000514
Applicable income taxes$5,614,000429
Income before extraordinary items$14,351,000476
Extraordinary gains, net$029
Net income$14,351,000476
Minority interest net income$090
Net income of bank and minority interests.$14,351,000477
Net charge-offs$1,040,0001,238
Cash dividends$4,883,000583
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,043,560477
2013-09-30 (YTD Data)Rank
Total interest income$37,673,000490
Total interest expense$8,932,000270
Net interest income$28,741,000562
Provision for loan and lease losses$928,000936
Total noninterest income$5,126,000915
Gross Fiduciary activities income$2,063,000272
Service charges on deposit accounts$962,0001,076
Trading account gains and fees$0180
Additional Noninterest Income$2,101,0001,229
Total noninterest expense$18,435,000832
Salaries and employee benefits$10,137,000801
Premises and equipment expense$2,944,000634
Additional noninterest expense$5,354,000951
Pre-tax net operating income$14,504,000462
Securities gains (losses)$471,000432
Applicable income taxes$4,204,000433
Income before extraordinary items$10,771,000476
Extraordinary gains, net$025
Net income$10,771,000475
Minority interest net income$084
Net income of bank and minority interests.$10,771,000477
Net charge-offs$645,0001,362
Cash dividends$3,930,000517
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,431,880481
2013-06-30 (YTD Data)Rank
Total interest income$24,839,000497
Total interest expense$6,067,000269
Net interest income$18,772,000568
Provision for loan and lease losses$758,000827
Total noninterest income$3,338,000938
Gross Fiduciary activities income$1,373,000273
Service charges on deposit accounts$616,0001,095
Trading account gains and fees$0157
Additional Noninterest Income$1,349,0001,277
Total noninterest expense$12,012,000850
Salaries and employee benefits$6,531,000837
Premises and equipment expense$1,957,000637
Additional noninterest expense$3,524,000951
Pre-tax net operating income$9,340,000462
Securities gains (losses)$406,000440
Applicable income taxes$2,747,000437
Income before extraordinary items$6,999,000482
Extraordinary gains, net$022
Net income$6,999,000481
Minority interest net income$082
Net income of bank and minority interests.$6,999,000484
Net charge-offs$688,0001,007
Cash dividends$2,396,000539
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,706,680489
2013-03-31 (YTD Data)Rank
Total interest income$12,365,000504
Total interest expense$3,076,000270
Net interest income$9,289,000575
Provision for loan and lease losses$353,000879
Total noninterest income$1,686,000937
Gross Fiduciary activities income$684,000269
Service charges on deposit accounts$295,0001,134
Trading account gains and fees$0148
Additional Noninterest Income$707,0001,245
Total noninterest expense$6,009,000850
Salaries and employee benefits$3,248,000846
Premises and equipment expense$994,000635
Additional noninterest expense$1,767,000954
Pre-tax net operating income$4,613,000468
Securities gains (losses)$265,000363
Applicable income taxes$1,423,000436
Income before extraordinary items$3,455,000481
Extraordinary gains, net$010
Net income$3,455,000481
Minority interest net income$076
Net income of bank and minority interests.$3,455,000482
Net charge-offs$395,000887
Cash dividends$1,451,000410
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,266,850489
2012-12-31 (YTD Data)Rank
Total interest income$50,838,000512
Total interest expense$13,867,000294
Net interest income$36,971,000591
Provision for loan and lease losses$1,652,0001,241
Total noninterest income$6,617,000931
Gross Fiduciary activities income$2,697,000257
Service charges on deposit accounts$1,196,0001,178
Trading account gains and fees$0166
Additional Noninterest Income$2,724,0001,253
Total noninterest expense$24,548,000815
Salaries and employee benefits$12,890,000816
Premises and equipment expense$3,447,000698
Additional noninterest expense$8,211,000860
Pre-tax net operating income$17,388,000473
Securities gains (losses)$1,085,000476
Applicable income taxes$5,239,000422
Income before extraordinary items$13,234,000510
Extraordinary gains, net$029
Net income$13,234,000508
Minority interest net income$093
Net income of bank and minority interests.$13,234,000510
Net charge-offs$1,776,0001,270
Cash dividends$4,097,000679
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,452,800514
2012-09-30 (YTD Data)Rank
Total interest income$37,881,000520
Total interest expense$10,497,000306
Net interest income$27,384,000604
Provision for loan and lease losses$1,302,0001,208
Total noninterest income$4,911,000929
Gross Fiduciary activities income$2,025,000255
Service charges on deposit accounts$887,0001,201
Trading account gains and fees$0157
Additional Noninterest Income$1,999,0001,261
Total noninterest expense$17,789,000839
Salaries and employee benefits$9,285,000851
Premises and equipment expense$2,465,000740
Additional noninterest expense$6,039,000868
Pre-tax net operating income$13,204,000475
Securities gains (losses)$1,053,000384
Applicable income taxes$4,092,000422
Income before extraordinary items$10,165,000498
Extraordinary gains, net$020
Net income$10,165,000495
Minority interest net income$086
Net income of bank and minority interests.$10,165,000498
Net charge-offs$1,470,0001,131
Cash dividends$3,260,000515
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,417,370514
2012-06-30 (YTD Data)Rank
Total interest income$25,005,000532
Total interest expense$7,035,000314
Net interest income$17,970,000609
Provision for loan and lease losses$875,0001,215
Total noninterest income$3,092,000963
Gross Fiduciary activities income$1,308,000263
Service charges on deposit accounts$536,0001,318
Trading account gains and fees$0153
Additional Noninterest Income$1,248,0001,301
Total noninterest expense$11,410,000872
Salaries and employee benefits$5,888,000887
Premises and equipment expense$1,670,000726
Additional noninterest expense$3,852,000898
Pre-tax net operating income$8,777,000468
Securities gains (losses)$557,000482
Applicable income taxes$2,678,000429
Income before extraordinary items$6,656,000492
Extraordinary gains, net$019
Net income$6,656,000492
Minority interest net income$084
Net income of bank and minority interests.$6,656,000492
Net charge-offs$742,0001,386
Cash dividends$2,466,000438
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,260,530501
2012-03-31 (YTD Data)Rank
Total interest income$12,587,000530
Total interest expense$3,570,000320
Net interest income$9,017,000608
Provision for loan and lease losses$415,0001,224
Total noninterest income$1,455,000998
Gross Fiduciary activities income$662,000256
Service charges on deposit accounts$250,0001,406
Trading account gains and fees$0148
Additional Noninterest Income$543,0001,427
Total noninterest expense$5,606,000889
Salaries and employee benefits$2,926,000886
Premises and equipment expense$813,000741
Additional noninterest expense$1,867,000914
Pre-tax net operating income$4,451,000457
Securities gains (losses)$223,000554
Applicable income taxes$1,382,000407
Income before extraordinary items$3,292,000490
Extraordinary gains, net$019
Net income$3,292,000491
Minority interest net income$078
Net income of bank and minority interests.$3,292,000491
Net charge-offs$315,0001,443
Cash dividends$1,145,000417
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,135,900493
2011-12-31 (YTD Data)Rank
Total interest income$50,907,000540
Total interest expense$16,518,000335
Net interest income$34,389,000621
Provision for loan and lease losses$2,395,0001,385
Total noninterest income$6,341,000860
Gross Fiduciary activities income$2,532,000229
Service charges on deposit accounts$1,284,0001,141
Trading account gains and fees$0146
Additional Noninterest Income$2,525,0001,161
Total noninterest expense$22,436,000881
Salaries and employee benefits$11,706,000840
Premises and equipment expense$3,146,000786
Additional noninterest expense$7,584,000933
Pre-tax net operating income$15,899,000434
Securities gains (losses)$470,000825
Applicable income taxes$4,684,000430
Income before extraordinary items$11,685,000471
Extraordinary gains, net$029
Net income$11,685,000472
Minority interest net income$096
Net income of bank and minority interests.$11,685,000472
Net charge-offs$2,674,0001,298
Cash dividends$4,180,000500
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,351,300467
2011-09-30 (YTD Data)Rank
Total interest income$38,314,000542
Total interest expense$12,652,000346
Net interest income$25,662,000627
Provision for loan and lease losses$1,850,0001,304
Total noninterest income$4,714,000882
Gross Fiduciary activities income$1,818,000235
Service charges on deposit accounts$997,0001,119
Trading account gains and fees$0145
Additional Noninterest Income$1,899,0001,155
Total noninterest expense$16,429,000901
Salaries and employee benefits$8,598,000857
Premises and equipment expense$2,391,000792
Additional noninterest expense$5,440,000978
Pre-tax net operating income$12,097,000441
Securities gains (losses)$587,000572
Applicable income taxes$3,628,000418
Income before extraordinary items$9,056,000454
Extraordinary gains, net$021
Net income$9,056,000453
Minority interest net income$087
Net income of bank and minority interests.$9,056,000454
Net charge-offs$2,197,0001,152
Cash dividends$3,374,000404
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,639,230463
2011-06-30 (YTD Data)Rank
Total interest income$25,594,000545
Total interest expense$8,636,000354
Net interest income$16,958,000640
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$3,051,000914
Gross Fiduciary activities income$1,210,000236
Service charges on deposit accounts$625,0001,164
Trading account gains and fees$0153
Additional Noninterest Income$1,216,0001,171
Total noninterest expense$10,871,000920
Salaries and employee benefits$5,581,000891
Premises and equipment expense$1,631,000777
Additional noninterest expense$3,659,000993
Pre-tax net operating income$8,038,000441
Securities gains (losses)$166,000825
Applicable income taxes$2,264,000424
Income before extraordinary items$5,940,000457
Extraordinary gains, net$015
Net income$5,940,000457
Minority interest net income$089
Net income of bank and minority interests.$5,940,000457
Net charge-offs$65,0004,255
Cash dividends$2,577,000354
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,820,480449
2011-03-31 (YTD Data)Rank
Total interest income$12,678,000561
Total interest expense$4,344,000364
Net interest income$8,334,000662
Provision for loan and lease losses$500,0001,414
Total noninterest income$1,512,000903
Gross Fiduciary activities income$591,000239
Service charges on deposit accounts$289,0001,227
Trading account gains and fees$0158
Additional Noninterest Income$632,0001,141
Total noninterest expense$5,374,000929
Salaries and employee benefits$2,870,000880
Premises and equipment expense$834,000776
Additional noninterest expense$1,670,0001,066
Pre-tax net operating income$3,972,000442
Securities gains (losses)$220,000318
Applicable income taxes$1,206,000401
Income before extraordinary items$2,986,000447
Extraordinary gains, net$09
Net income$2,986,000447
Minority interest net income$086
Net income of bank and minority interests.$2,986,000447
Net charge-offs$-93,0007,441
Cash dividends$1,670,000249
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,829,800457
2010-12-31 (YTD Data)Rank
Total interest income$51,141,000579
Total interest expense$19,432,000403
Net interest income$31,709,000678
Provision for loan and lease losses$2,327,0001,887
Total noninterest income$6,229,000901
Gross Fiduciary activities income$2,297,000234
Service charges on deposit accounts$1,359,0001,104
Trading account gains and fees$0175
Additional Noninterest Income$2,573,0001,173
Total noninterest expense$20,840,000960
Salaries and employee benefits$10,864,000899
Premises and equipment expense$2,918,000882
Additional noninterest expense$7,058,0001,043
Pre-tax net operating income$14,771,000393
Securities gains (losses)$1,229,000411
Applicable income taxes$4,468,000394
Income before extraordinary items$11,532,000391
Extraordinary gains, net$029
Net income$11,532,000390
Minority interest net income$0111
Net income of bank and minority interests.$11,532,000391
Net charge-offs$1,641,0002,072
Cash dividends$4,068,000406
Sale, conversion, retirement of capital stock, net$-16,901,0007,656
Net operating income$10,647,120414
2010-09-30 (YTD Data)Rank
Total interest income$38,438,000581
Total interest expense$14,639,000420
Net interest income$23,799,000672
Provision for loan and lease losses$1,500,0001,969
Total noninterest income$4,545,000905
Gross Fiduciary activities income$1,709,000234
Service charges on deposit accounts$1,051,0001,112
Trading account gains and fees$0165
Additional Noninterest Income$1,785,0001,205
Total noninterest expense$15,253,000967
Salaries and employee benefits$7,905,000923
Premises and equipment expense$2,160,000894
Additional noninterest expense$5,188,0001,029
Pre-tax net operating income$11,591,000380
Securities gains (losses)$1,224,000346
Applicable income taxes$3,537,000379
Income before extraordinary items$9,278,000368
Extraordinary gains, net$023
Net income$9,278,000369
Minority interest net income$0110
Net income of bank and minority interests.$9,278,000369
Net charge-offs$774,0002,501
Cash dividends$3,401,000315
Sale, conversion, retirement of capital stock, net$-17,057,0007,759
Net operating income$8,396,720394
2010-06-30 (YTD Data)Rank
Total interest income$25,559,000589
Total interest expense$9,706,000442
Net interest income$15,853,000677
Provision for loan and lease losses$1,050,0001,881
Total noninterest income$2,887,000922
Gross Fiduciary activities income$1,100,000242
Service charges on deposit accounts$685,0001,142
Trading account gains and fees$0152
Additional Noninterest Income$1,102,0001,211
Total noninterest expense$10,058,000976
Salaries and employee benefits$5,267,000922
Premises and equipment expense$1,454,000905
Additional noninterest expense$3,337,0001,064
Pre-tax net operating income$7,632,000371
Securities gains (losses)$817,000314
Applicable income taxes$2,310,000361
Income before extraordinary items$6,139,000357
Extraordinary gains, net$019
Net income$6,139,000357
Minority interest net income$0105
Net income of bank and minority interests.$6,139,000357
Net charge-offs$394,0002,722
Cash dividends$2,366,000297
Sale, conversion, retirement of capital stock, net$-16,802,0007,828
Net operating income$5,542,590382
2010-03-31 (YTD Data)Rank
Total interest income$12,954,000597
Total interest expense$4,896,000462
Net interest income$8,058,000675
Provision for loan and lease losses$500,0001,815
Total noninterest income$1,374,000940
Gross Fiduciary activities income$546,000241
Service charges on deposit accounts$314,0001,238
Trading account gains and fees$0175
Additional Noninterest Income$514,0001,266
Total noninterest expense$4,963,0001,005
Salaries and employee benefits$2,629,000931
Premises and equipment expense$707,000957
Additional noninterest expense$1,627,0001,074
Pre-tax net operating income$3,969,000350
Securities gains (losses)$554,000229
Applicable income taxes$1,286,000317
Income before extraordinary items$3,237,000336
Extraordinary gains, net$016
Net income$3,237,000338
Minority interest net income$091
Net income of bank and minority interests.$3,237,000338
Net charge-offs$148,0002,736
Cash dividends$1,290,000264
Sale, conversion, retirement of capital stock, net$-16,797,0007,933
Net operating income$2,838,120373
2009-12-31 (YTD Data)Rank
Total interest income$54,367,000598
Total interest expense$21,086,000538
Net interest income$33,281,000640
Provision for loan and lease losses$3,207,0001,888
Total noninterest income$5,926,000958
Gross Fiduciary activities income$1,939,000252
Service charges on deposit accounts$1,412,0001,219
Trading account gains and fees$0211
Additional Noninterest Income$2,575,0001,149
Total noninterest expense$20,642,0001,012
Salaries and employee benefits$10,426,000939
Premises and equipment expense$2,664,0001,015
Additional noninterest expense$7,552,0001,028
Pre-tax net operating income$15,358,000278
Securities gains (losses)$67,0002,433
Applicable income taxes$4,275,000299
Income before extraordinary items$11,150,000289
Extraordinary gains, net$034
Net income$11,150,000291
Minority interest net income$0115
Net income of bank and minority interests.$11,150,000291
Net charge-offs$839,0003,103
Cash dividends$3,691,000477
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,101,760292
2009-09-30 (YTD Data)Rank
Total interest income$41,134,000611
Total interest expense$15,919,000571
Net interest income$25,215,000638
Provision for loan and lease losses$2,557,0001,638
Total noninterest income$4,333,000982
Gross Fiduciary activities income$1,414,000256
Service charges on deposit accounts$1,065,0001,210
Trading account gains and fees$0212
Additional Noninterest Income$1,854,0001,217
Total noninterest expense$14,851,0001,032
Salaries and employee benefits$7,473,000991
Premises and equipment expense$2,036,0001,005
Additional noninterest expense$5,342,0001,056
Pre-tax net operating income$12,140,000275
Securities gains (losses)$556,000643
Applicable income taxes$3,628,000281
Income before extraordinary items$9,068,000280
Extraordinary gains, net$027
Net income$9,068,000279
Minority interest net income$0118
Net income of bank and minority interests.$9,068,000280
Net charge-offs$699,0002,633
Cash dividends$2,845,000446
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,673,240293
2009-06-30 (YTD Data)Rank
Total interest income$27,429,000629
Total interest expense$10,646,000598
Net interest income$16,783,000641
Provision for loan and lease losses$1,500,0001,645
Total noninterest income$2,601,0001,074
Gross Fiduciary activities income$933,000262
Service charges on deposit accounts$669,0001,269
Trading account gains and fees$0193
Additional Noninterest Income$999,0001,435
Total noninterest expense$10,174,0001,034
Salaries and employee benefits$4,902,0001,034
Premises and equipment expense$1,393,0001,010
Additional noninterest expense$3,879,000991
Pre-tax net operating income$7,710,000292
Securities gains (losses)$372,000636
Applicable income taxes$2,321,000297
Income before extraordinary items$5,761,000312
Extraordinary gains, net$021
Net income$5,761,000309
Minority interest net income$0112
Net income of bank and minority interests.$5,761,000311
Net charge-offs$224,0003,293
Cash dividends$1,814,000490
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,496,880304
2009-03-31 (YTD Data)Rank
Total interest income$13,364,000645
Total interest expense$5,424,000611
Net interest income$7,940,000665
Provision for loan and lease losses$665,0001,512
Total noninterest income$1,192,0001,111
Gross Fiduciary activities income$458,000265
Service charges on deposit accounts$309,0001,334
Trading account gains and fees$0171
Additional Noninterest Income$425,0001,555
Total noninterest expense$4,928,0001,025
Salaries and employee benefits$2,456,0001,033
Premises and equipment expense$735,000977
Additional noninterest expense$1,737,000970
Pre-tax net operating income$3,539,000345
Securities gains (losses)$412,000406
Applicable income taxes$1,160,000319
Income before extraordinary items$2,791,000352
Extraordinary gains, net$015
Net income$2,791,000352
Minority interest net income$0102
Net income of bank and minority interests.$2,791,000354
Net charge-offs$204,0002,114
Cash dividends$710,000632
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,498,480353
2008-12-31 (YTD Data)Rank
Total interest income$53,594,000698
Total interest expense$26,404,000597
Net interest income$27,190,000792
Provision for loan and lease losses$1,995,0001,800
Total noninterest income$7,264,000773
Gross Fiduciary activities income$2,042,000262
Service charges on deposit accounts$1,594,0001,120
Trading account gains and fees$0154
Additional Noninterest Income$3,628,000837
Total noninterest expense$19,467,0001,018
Salaries and employee benefits$9,580,0001,039
Premises and equipment expense$2,882,000961
Additional noninterest expense$7,005,000913
Pre-tax net operating income$12,992,000410
Securities gains (losses)$-830,0007,679
Applicable income taxes$3,671,000404
Income before extraordinary items$8,491,000460
Extraordinary gains, net$039
Net income$8,491,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,0001,699
Cash dividends$7,249,000395
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,072,000447
2008-09-30 (YTD Data)Rank
Total interest income$40,110,000717
Total interest expense$20,159,000617
Net interest income$19,951,000821
Provision for loan and lease losses$1,669,0001,335
Total noninterest income$5,601,000793
Gross Fiduciary activities income$1,590,000260
Service charges on deposit accounts$1,226,0001,101
Trading account gains and fees$0148
Additional Noninterest Income$2,785,000866
Total noninterest expense$14,557,0001,016
Salaries and employee benefits$7,018,0001,081
Premises and equipment expense$2,243,000921
Additional noninterest expense$5,296,000865
Pre-tax net operating income$9,326,000537
Securities gains (losses)$604,000277
Applicable income taxes$3,046,000451
Income before extraordinary items$6,884,000531
Extraordinary gains, net$031
Net income$6,884,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,0001,164
Cash dividends$5,408,000426
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,467,240592
2008-06-30 (YTD Data)Rank
Total interest income$26,595,000732
Total interest expense$13,771,000626
Net interest income$12,824,000850
Provision for loan and lease losses$809,0001,411
Total noninterest income$3,465,000859
Gross Fiduciary activities income$1,089,000263
Service charges on deposit accounts$767,0001,164
Trading account gains and fees$0149
Additional Noninterest Income$1,609,000995
Total noninterest expense$9,662,0001,017
Salaries and employee benefits$4,724,0001,087
Premises and equipment expense$1,577,000878
Additional noninterest expense$3,361,000884
Pre-tax net operating income$5,818,000613
Securities gains (losses)$515,000309
Applicable income taxes$1,938,000531
Income before extraordinary items$4,395,000628
Extraordinary gains, net$021
Net income$4,395,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,746
Cash dividends$3,608,000464
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,039,650667
2008-03-31 (YTD Data)Rank
Total interest income$13,430,000748
Total interest expense$7,138,000649
Net interest income$6,292,000863
Provision for loan and lease losses$512,000984
Total noninterest income$1,672,000881
Gross Fiduciary activities income$497,000280
Service charges on deposit accounts$362,0001,212
Trading account gains and fees$0158
Additional Noninterest Income$813,000991
Total noninterest expense$4,730,0001,032
Salaries and employee benefits$2,332,0001,110
Premises and equipment expense$863,000809
Additional noninterest expense$1,535,000939
Pre-tax net operating income$2,722,000704
Securities gains (losses)$377,000287
Applicable income taxes$948,000607
Income before extraordinary items$2,151,000718
Extraordinary gains, net$015
Net income$2,151,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000980
Cash dividends$2,237,000390
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,890,870765
2007-12-31 (YTD Data)Rank
Total interest income$51,809,000810
Total interest expense$28,906,000680
Net interest income$22,903,000964
Provision for loan and lease losses$456,0002,484
Total noninterest income$6,600,000875
Gross Fiduciary activities income$2,146,000263
Service charges on deposit accounts$1,624,0001,094
Trading account gains and fees$0178
Additional Noninterest Income$2,830,0001,060
Total noninterest expense$17,316,0001,084
Salaries and employee benefits$8,324,0001,197
Premises and equipment expense$2,969,000883
Additional noninterest expense$6,023,000938
Pre-tax net operating income$11,731,000729
Securities gains (losses)$-671,0008,400
Applicable income taxes$3,251,000750
Income before extraordinary items$7,809,000828
Extraordinary gains, net$039
Net income$7,809,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,607
Cash dividends$4,229,000869
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,285,410777
2007-09-30 (YTD Data)Rank
Total interest income$38,332,000819
Total interest expense$21,541,000682
Net interest income$16,791,000988
Provision for loan and lease losses$247,0002,635
Total noninterest income$4,970,000873
Gross Fiduciary activities income$1,597,000261
Service charges on deposit accounts$1,242,0001,068
Trading account gains and fees$0184
Additional Noninterest Income$2,131,0001,053
Total noninterest expense$12,506,0001,121
Salaries and employee benefits$6,146,0001,213
Premises and equipment expense$2,251,000875
Additional noninterest expense$4,109,0001,010
Pre-tax net operating income$9,008,000763
Securities gains (losses)$-671,0008,476
Applicable income taxes$2,496,000797
Income before extraordinary items$5,841,000892
Extraordinary gains, net$033
Net income$5,841,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,382
Cash dividends$2,866,000913
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,310,700812
2007-06-30 (YTD Data)Rank
Total interest income$24,966,000844
Total interest expense$14,088,000706
Net interest income$10,878,0001,033
Provision for loan and lease losses$33,0004,815
Total noninterest income$2,938,000975
Gross Fiduciary activities income$1,075,000267
Service charges on deposit accounts$789,0001,117
Trading account gains and fees$0168
Additional Noninterest Income$1,074,0001,336
Total noninterest expense$7,882,0001,200
Salaries and employee benefits$4,003,0001,273
Premises and equipment expense$1,567,000853
Additional noninterest expense$2,312,0001,205
Pre-tax net operating income$5,901,000820
Securities gains (losses)$-902,0008,559
Applicable income taxes$1,437,000954
Income before extraordinary items$3,562,0001,015
Extraordinary gains, net$029
Net income$3,562,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,686
Cash dividends$1,796,000980
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,202,420858
2007-03-31 (YTD Data)Rank
Total interest income$12,360,000843
Total interest expense$7,078,000692
Net interest income$5,282,0001,057
Provision for loan and lease losses$05,779
Total noninterest income$1,298,0001,070
Gross Fiduciary activities income$486,000281
Service charges on deposit accounts$370,0001,163
Trading account gains and fees$0195
Additional Noninterest Income$442,0001,491
Total noninterest expense$3,582,0001,297
Salaries and employee benefits$2,093,0001,225
Premises and equipment expense$811,000831
Additional noninterest expense$678,0001,950
Pre-tax net operating income$2,998,000796
Securities gains (losses)$-920,0008,620
Applicable income taxes$543,0001,212
Income before extraordinary items$1,535,0001,146
Extraordinary gains, net$022
Net income$1,535,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$849,000939
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,215,800800
2006-12-31 (YTD Data)Rank
Total interest income$46,145,000829
Total interest expense$24,449,000696
Net interest income$21,696,0001,026
Provision for loan and lease losses$131,0004,253
Total noninterest income$6,121,000930
Gross Fiduciary activities income$1,869,000278
Service charges on deposit accounts$1,559,0001,134
Trading account gains and fees$0130
Additional Noninterest Income$2,693,0001,076
Total noninterest expense$18,024,000996
Salaries and employee benefits$8,435,0001,159
Premises and equipment expense$3,120,000799
Additional noninterest expense$6,469,000828
Pre-tax net operating income$9,662,0001,006
Securities gains (losses)$755,000202
Applicable income taxes$3,062,000925
Income before extraordinary items$7,355,0001,017
Extraordinary gains, net$051
Net income$7,355,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,889
Cash dividends$3,628,000941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,818,9501,082
2006-09-30 (YTD Data)Rank
Total interest income$34,098,000840
Total interest expense$17,795,000705
Net interest income$16,303,0001,046
Provision for loan and lease losses$124,0003,788
Total noninterest income$4,662,000925
Gross Fiduciary activities income$1,394,000284
Service charges on deposit accounts$1,188,0001,128
Trading account gains and fees$0126
Additional Noninterest Income$2,080,0001,060
Total noninterest expense$13,651,000986
Salaries and employee benefits$6,383,0001,159
Premises and equipment expense$2,333,000821
Additional noninterest expense$4,935,000824
Pre-tax net operating income$7,190,0001,064
Securities gains (losses)$667,000185
Applicable income taxes$2,294,000976
Income before extraordinary items$5,563,0001,046
Extraordinary gains, net$045
Net income$5,563,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,648
Cash dividends$2,801,000876
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,089,4301,122
2006-06-30 (YTD Data)Rank
Total interest income$22,018,000853
Total interest expense$11,263,000696
Net interest income$10,755,0001,056
Provision for loan and lease losses$43,0004,644
Total noninterest income$2,818,0001,000
Gross Fiduciary activities income$947,000285
Service charges on deposit accounts$748,0001,194
Trading account gains and fees$0126
Additional Noninterest Income$1,123,0001,255
Total noninterest expense$8,914,0001,014
Salaries and employee benefits$4,233,0001,169
Premises and equipment expense$1,555,000828
Additional noninterest expense$3,126,000858
Pre-tax net operating income$4,616,0001,100
Securities gains (losses)$310,000209
Applicable income taxes$1,415,0001,057
Income before extraordinary items$3,511,0001,094
Extraordinary gains, net$039
Net income$3,511,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,184
Cash dividends$1,992,000837
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,290,9001,146
2006-03-31 (YTD Data)Rank
Total interest income$10,694,000859
Total interest expense$5,207,000710
Net interest income$5,487,0001,031
Provision for loan and lease losses$28,0004,185
Total noninterest income$1,294,0001,052
Gross Fiduciary activities income$439,000298
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$512,0001,322
Total noninterest expense$4,704,000953
Salaries and employee benefits$2,210,0001,126
Premises and equipment expense$805,000799
Additional noninterest expense$1,689,000792
Pre-tax net operating income$2,049,0001,203
Securities gains (losses)$310,000140
Applicable income taxes$677,0001,080
Income before extraordinary items$1,682,0001,113
Extraordinary gains, net$021
Net income$1,682,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,000614
Cash dividends$778,000935
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,461,9001,244
2005-12-31 (YTD Data)Rank
Total interest income$37,195,000884
Total interest expense$15,335,000743
Net interest income$21,860,000973
Provision for loan and lease losses$07,120
Total noninterest income$5,835,000965
Gross Fiduciary activities income$1,704,000300
Service charges on deposit accounts$1,390,0001,277
Trading account gains and fees$0138
Additional Noninterest Income$2,741,0001,081
Total noninterest expense$18,599,000915
Salaries and employee benefits$8,900,0001,041
Premises and equipment expense$2,806,000841
Additional noninterest expense$6,893,000764
Pre-tax net operating income$9,096,0001,065
Securities gains (losses)$580,000258
Applicable income taxes$2,810,0001,007
Income before extraordinary items$6,866,0001,052
Extraordinary gains, net$046
Net income$6,866,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,433
Cash dividends$3,265,000961
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,454,2001,105
2005-09-30 (YTD Data)Rank
Total interest income$26,972,000891
Total interest expense$10,824,000742
Net interest income$16,148,000976
Provision for loan and lease losses$50,0005,172
Total noninterest income$4,443,000954
Gross Fiduciary activities income$1,271,000293
Service charges on deposit accounts$1,050,0001,249
Trading account gains and fees$0126
Additional Noninterest Income$2,122,0001,072
Total noninterest expense$13,975,000905
Salaries and employee benefits$6,744,0001,015
Premises and equipment expense$2,106,000837
Additional noninterest expense$5,125,000760
Pre-tax net operating income$6,566,0001,097
Securities gains (losses)$580,000240
Applicable income taxes$2,081,0001,029
Income before extraordinary items$5,065,0001,062
Extraordinary gains, net$035
Net income$5,065,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,990
Cash dividends$2,271,000951
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,653,2001,140
2005-06-30 (YTD Data)Rank
Total interest income$17,486,000891
Total interest expense$6,825,000738
Net interest income$10,661,000981
Provision for loan and lease losses$25,0005,445
Total noninterest income$2,514,0001,067
Gross Fiduciary activities income$855,000295
Service charges on deposit accounts$644,0001,330
Trading account gains and fees$0116
Additional Noninterest Income$1,015,0001,331
Total noninterest expense$9,257,000899
Salaries and employee benefits$4,634,000966
Premises and equipment expense$1,432,000818
Additional noninterest expense$3,191,000801
Pre-tax net operating income$3,893,0001,197
Securities gains (losses)$542,000212
Applicable income taxes$1,264,0001,099
Income before extraordinary items$3,171,0001,106
Extraordinary gains, net$030
Net income$3,171,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$1,449,000972
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,786,1801,245
2005-03-31 (YTD Data)Rank
Total interest income$8,541,000896
Total interest expense$3,230,000744
Net interest income$5,311,000976
Provision for loan and lease losses$06,226
Total noninterest income$1,082,0001,175
Gross Fiduciary activities income$400,000307
Service charges on deposit accounts$289,0001,422
Trading account gains and fees$0115
Additional Noninterest Income$393,0001,573
Total noninterest expense$4,624,000901
Salaries and employee benefits$2,391,000933
Premises and equipment expense$730,000813
Additional noninterest expense$1,503,000831
Pre-tax net operating income$1,769,0001,298
Securities gains (losses)$21,000781
Applicable income taxes$471,0001,417
Income before extraordinary items$1,319,0001,306
Extraordinary gains, net$024
Net income$1,319,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$641,000982
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,303,4601,292
2004-12-31 (YTD Data)Rank
Total interest income$31,922,000873
Total interest expense$11,545,000716
Net interest income$20,377,000970
Provision for loan and lease losses$180,0003,881
Total noninterest income$6,075,000900
Gross Fiduciary activities income$1,574,000293
Service charges on deposit accounts$1,463,0001,226
Trading account gains and fees$404,00085
Additional Noninterest Income$2,634,0001,086
Total noninterest expense$18,416,000889
Salaries and employee benefits$8,599,0001,001
Premises and equipment expense$2,865,000789
Additional noninterest expense$6,952,000740
Pre-tax net operating income$7,856,0001,119
Securities gains (losses)$497,000458
Applicable income taxes$2,293,0001,123
Income before extraordinary items$6,060,0001,077
Extraordinary gains, net$034
Net income$6,060,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,111
Cash dividends$2,767,0001,038
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,697,1901,118
2004-09-30 (YTD Data)Rank
Total interest income$23,442,000882
Total interest expense$8,491,000718
Net interest income$14,951,000986
Provision for loan and lease losses$150,0003,509
Total noninterest income$4,717,000892
Gross Fiduciary activities income$1,167,000298
Service charges on deposit accounts$1,149,0001,162
Trading account gains and fees$404,00079
Additional Noninterest Income$1,997,0001,086
Total noninterest expense$13,914,000872
Salaries and employee benefits$6,316,0001,016
Premises and equipment expense$2,124,000796
Additional noninterest expense$5,474,000705
Pre-tax net operating income$5,604,0001,177
Securities gains (losses)$432,000459
Applicable income taxes$1,634,0001,197
Income before extraordinary items$4,402,0001,117
Extraordinary gains, net$026
Net income$4,402,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$645,000785
Cash dividends$2,409,000829
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,086,6401,173
2004-06-30 (YTD Data)Rank
Total interest income$15,182,000894
Total interest expense$5,548,000715
Net interest income$9,634,0001,015
Provision for loan and lease losses$120,0003,090
Total noninterest income$2,286,0001,158
Gross Fiduciary activities income$817,000296
Service charges on deposit accounts$754,0001,169
Trading account gains and fees$-103,0009,050
Additional Noninterest Income$818,0001,528
Total noninterest expense$8,663,000933
Salaries and employee benefits$4,037,0001,064
Premises and equipment expense$1,413,000795
Additional noninterest expense$3,213,000775
Pre-tax net operating income$3,137,0001,353
Securities gains (losses)$193,000663
Applicable income taxes$843,0001,469
Income before extraordinary items$2,487,0001,306
Extraordinary gains, net$021
Net income$2,487,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,000752
Cash dividends$1,585,000848
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,342,2501,332
2004-03-31 (YTD Data)Rank
Total interest income$7,573,000905
Total interest expense$2,708,000743
Net interest income$4,865,0001,007
Provision for loan and lease losses$90,0002,254
Total noninterest income$1,165,0001,112
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$364,0001,167
Trading account gains and fees$167,00071
Additional Noninterest Income$634,0001,092
Total noninterest expense$3,876,0001,046
Salaries and employee benefits$1,956,0001,113
Premises and equipment expense$623,000916
Additional noninterest expense$1,297,000956
Pre-tax net operating income$2,064,0001,047
Securities gains (losses)$193,000519
Applicable income taxes$631,0001,074
Income before extraordinary items$1,626,0001,004
Extraordinary gains, net$016
Net income$1,626,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,000794
Cash dividends$595,0001,048
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,487,0401,046
2003-12-31 (YTD Data)Rank
Total interest income$30,325,000926
Total interest expense$11,074,000803
Net interest income$19,251,0001,004
Provision for loan and lease losses$540,0002,029
Total noninterest income$4,277,0001,281
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,509,0001,145
Trading account gains and fees$498,00097
Additional Noninterest Income$2,270,0001,335
Total noninterest expense$15,115,0001,078
Salaries and employee benefits$7,443,0001,139
Premises and equipment expense$2,141,0001,067
Additional noninterest expense$5,531,000922
Pre-tax net operating income$7,873,0001,066
Securities gains (losses)$1,257,000402
Applicable income taxes$2,582,0001,041
Income before extraordinary items$6,548,000990
Extraordinary gains, net$054
Net income$6,548,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,599
Cash dividends$5,075,000616
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,642,9601,072
2003-09-30 (YTD Data)Rank
Total interest income$22,830,000942
Total interest expense$8,406,000829
Net interest income$14,424,0001,013
Provision for loan and lease losses$420,0001,956
Total noninterest income$3,235,0001,305
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,136,0001,140
Trading account gains and fees$324,00098
Additional Noninterest Income$1,775,0001,349
Total noninterest expense$11,312,0001,079
Salaries and employee benefits$5,626,0001,130
Premises and equipment expense$1,626,0001,062
Additional noninterest expense$4,060,000943
Pre-tax net operating income$5,927,0001,093
Securities gains (losses)$868,000487
Applicable income taxes$1,931,0001,089
Income before extraordinary items$4,864,0001,036
Extraordinary gains, net$040
Net income$4,864,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,836
Cash dividends$4,002,000569
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,239,0401,109
2003-06-30 (YTD Data)Rank
Total interest income$15,383,000943
Total interest expense$5,678,000846
Net interest income$9,705,000996
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,742,0001,525
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$717,0001,198
Trading account gains and fees$196,00096
Additional Noninterest Income$829,0001,740
Total noninterest expense$7,310,0001,116
Salaries and employee benefits$3,826,0001,110
Premises and equipment expense$1,074,0001,078
Additional noninterest expense$2,410,0001,054
Pre-tax net operating income$3,837,0001,116
Securities gains (losses)$765,000438
Applicable income taxes$1,332,0001,089
Income before extraordinary items$3,270,0001,023
Extraordinary gains, net$030
Net income$3,270,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$2,520,000598
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,726,8501,131
2003-03-31 (YTD Data)Rank
Total interest income$7,689,000955
Total interest expense$2,841,000868
Net interest income$4,848,000998
Provision for loan and lease losses$150,0001,666
Total noninterest income$727,0001,724
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$330,0001,276
Trading account gains and fees$91,00096
Additional Noninterest Income$306,0002,083
Total noninterest expense$3,663,0001,092
Salaries and employee benefits$1,935,0001,090
Premises and equipment expense$532,0001,089
Additional noninterest expense$1,196,0001,030
Pre-tax net operating income$1,762,0001,219
Securities gains (losses)$562,000323
Applicable income taxes$674,0001,099
Income before extraordinary items$1,650,0001,019
Extraordinary gains, net$021
Net income$1,650,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-88,0009,190
Cash dividends$1,070,000657
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,250,9801,231
2002-12-31 (YTD Data)Rank
Total interest income$32,208,000944
Total interest expense$12,776,000885
Net interest income$19,432,000998
Provision for loan and lease losses$1,100,0001,234
Total noninterest income$3,967,0001,260
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,483,0001,084
Trading account gains and fees$119,000105
Additional Noninterest Income$2,365,0001,173
Total noninterest expense$14,221,0001,091
Salaries and employee benefits$7,319,0001,089
Premises and equipment expense$2,089,0001,059
Additional noninterest expense$4,813,0001,025
Pre-tax net operating income$8,078,0001,048
Securities gains (losses)$450,000704
Applicable income taxes$2,413,0001,110
Income before extraordinary items$6,115,0001,025
Extraordinary gains, net$070
Net income$6,115,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,405
Cash dividends$5,359,000588
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,791,0001,037
2001-12-31 (YTD Data)Rank
Total interest income$33,856,0001,005
Total interest expense$15,751,0001,026
Net interest income$18,105,0001,000
Provision for loan and lease losses$2,000,000699
Total noninterest income$4,214,0001,137
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,864,000786
Trading account gains and fees$0177
Additional Noninterest Income$2,350,0001,123
Total noninterest expense$13,344,0001,110
Salaries and employee benefits$6,501,0001,139
Premises and equipment expense$2,083,0001,008
Additional noninterest expense$4,760,0001,016
Pre-tax net operating income$6,975,0001,070
Securities gains (losses)$04,612
Applicable income taxes$2,273,0001,058
Income before extraordinary items$4,702,0001,157
Extraordinary gains, net$0105
Net income$4,702,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,268,000521
Cash dividends$5,296,000582
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,702,0001,112
2000-12-31 (YTD Data)Rank
Total interest income$35,304,0001,005
Total interest expense$17,616,0001,006
Net interest income$17,688,000982
Provision for loan and lease losses$952,0001,115
Total noninterest income$5,768,000835
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,364,000986
Trading account gains and fees$0180
Additional Noninterest Income$4,404,000684
Total noninterest expense$12,652,0001,104
Salaries and employee benefits$6,287,0001,126
Premises and equipment expense$2,135,000934
Additional noninterest expense$4,230,0001,103
Pre-tax net operating income$9,852,000791
Securities gains (losses)$01,956
Applicable income taxes$3,294,000762
Income before extraordinary items$6,558,000822
Extraordinary gains, net$038
Net income$6,558,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,008,000746
Cash dividends$11,055,000347
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,558,000816
1999-12-31 (YTD Data)Rank
Total interest income$31,952,0001,032
Total interest expense$13,802,0001,099
Net interest income$18,150,000972
Provision for loan and lease losses$474,0001,852
Total noninterest income$5,846,000837
Gross Fiduciary activities income$2,707,000272
Service charges on deposit accounts$814,0001,627
Trading account gains and fees$0173
Additional Noninterest Income$2,325,0001,032
Total noninterest expense$14,298,000979
Salaries and employee benefits$6,834,0001,009
Premises and equipment expense$1,984,0001,017
Additional noninterest expense$5,480,000896
Pre-tax net operating income$9,224,000890
Securities gains (losses)$8,0001,870
Applicable income taxes$3,007,000881
Income before extraordinary items$6,225,000904
Extraordinary gains, net$035
Net income$6,225,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,007
Cash dividends$4,406,000716
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,219,640891
1998-12-31 (YTD Data)Rank
Total interest income$29,211,0001,110
Total interest expense$11,973,0001,294
Net interest income$17,238,000975
Provision for loan and lease losses$336,0002,379
Total noninterest income$5,540,000865
Gross Fiduciary activities income$2,726,000267
Service charges on deposit accounts$722,0001,773
Trading account gains and fees$0224
Additional Noninterest Income$2,092,0001,127
Total noninterest expense$12,865,0001,033
Salaries and employee benefits$6,031,0001,077
Premises and equipment expense$1,863,0001,035
Additional noninterest expense$4,971,000954
Pre-tax net operating income$9,577,000817
Securities gains (losses)$148,0001,055
Applicable income taxes$3,118,000838
Income before extraordinary items$6,607,000833
Extraordinary gains, net$032
Net income$6,607,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,056
Cash dividends$2,308,0001,198
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,506,360810
1997-12-31 (YTD Data)Rank
Total interest income$28,518,0001,176
Total interest expense$11,710,0001,349
Net interest income$16,808,0001,046
Provision for loan and lease losses$620,0001,466
Total noninterest income$4,905,000941
Gross Fiduciary activities income$2,525,000291
Service charges on deposit accounts$690,0001,889
Trading account gains and fees$0239
Additional Noninterest Income$1,690,0001,232
Total noninterest expense$11,801,0001,127
Salaries and employee benefits$6,005,0001,093
Premises and equipment expense$1,763,0001,134
Additional noninterest expense$4,033,0001,118
Pre-tax net operating income$9,292,000867
Securities gains (losses)$96,000998
Applicable income taxes$2,966,000943
Income before extraordinary items$6,422,000860
Extraordinary gains, net$044
Net income$6,422,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,815
Cash dividends$1,548,0001,578
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,356,720846
1996-12-31 (YTD Data)Rank
Total interest income$27,522,0001,247
Total interest expense$11,280,0001,433
Net interest income$16,242,0001,119
Provision for loan and lease losses$720,0001,294
Total noninterest income$5,073,000943
Gross Fiduciary activities income$2,211,000341
Service charges on deposit accounts$797,0001,676
Trading account gains and fees$0262
Additional Noninterest Income$2,065,0001,132
Total noninterest expense$11,004,0001,304
Salaries and employee benefits$5,689,0001,179
Premises and equipment expense$1,508,0001,354
Additional noninterest expense$3,807,0001,399
Pre-tax net operating income$9,591,000818
Securities gains (losses)$17,0002,110
Applicable income taxes$2,899,000899
Income before extraordinary items$6,709,000804
Extraordinary gains, net$053
Net income$6,709,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,479
Cash dividends$2,029,0001,253
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,697,100784
1995-12-31 (YTD Data)Rank
Total interest income$26,152,0001,308
Total interest expense$10,624,0001,517
Net interest income$15,528,0001,169
Provision for loan and lease losses$960,000975
Total noninterest income$4,398,0001,043
Gross Fiduciary activities income$1,931,000378
Service charges on deposit accounts$789,0001,719
Trading account gains and fees$0522
Additional Noninterest Income$1,678,0001,287
Total noninterest expense$10,471,0001,354
Salaries and employee benefits$5,333,0001,253
Premises and equipment expense$1,359,0001,503
Additional noninterest expense$3,779,0001,398
Pre-tax net operating income$8,495,000936
Securities gains (losses)$03,831
Applicable income taxes$2,616,0001,013
Income before extraordinary items$5,879,000922
Extraordinary gains, net$065
Net income$5,879,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,0001,024
Cash dividends$1,561,0001,469
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,879,000918
1994-12-31 (YTD Data)Rank
Total interest income$21,795,0001,422
Total interest expense$7,676,0001,643
Net interest income$14,119,0001,282
Provision for loan and lease losses$960,000955
Total noninterest income$4,378,0001,011
Gross Fiduciary activities income$1,675,000408
Service charges on deposit accounts$776,0001,740
Trading account gains and fees$0475
Additional Noninterest Income$1,927,0001,154
Total noninterest expense$10,162,0001,442
Salaries and employee benefits$5,360,0001,252
Premises and equipment expense$1,295,0001,591
Additional noninterest expense$3,507,0001,587
Pre-tax net operating income$7,375,0001,032
Securities gains (losses)$-365,00012,163
Applicable income taxes$2,096,0001,156
Income before extraordinary items$4,914,0001,030
Extraordinary gains, net$0249
Net income$4,914,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,498
Cash dividends$1,389,0001,499
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,169,5001,000
1993-12-31 (YTD Data)Rank
Total interest income$19,855,0001,592
Total interest expense$6,776,0001,916
Net interest income$13,079,0001,386
Provision for loan and lease losses$1,080,0001,232
Total noninterest income$4,153,0001,135
Gross Fiduciary activities income$1,599,000431
Service charges on deposit accounts$724,0001,886
Trading account gains and fees$0532
Additional Noninterest Income$1,830,0001,338
Total noninterest expense$10,956,0001,404
Salaries and employee benefits$4,964,0001,355
Premises and equipment expense$1,191,0001,765
Additional noninterest expense$4,801,0001,314
Pre-tax net operating income$5,196,0001,346
Securities gains (losses)$07,477
Applicable income taxes$1,632,0001,460
Income before extraordinary items$3,564,0001,427
Extraordinary gains, net$-1,058,00013,209
Net income$2,506,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$917,0001,225
Cash dividends$1,227,0001,489
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,564,0001,341
1992-12-31 (YTD Data)Rank
Total interest income$20,232,0001,751
Total interest expense$7,996,0002,127
Net interest income$12,236,0001,505
Provision for loan and lease losses$2,065,0001,122
Total noninterest income$3,622,0001,239
Gross Fiduciary activities income$1,417,000456
Service charges on deposit accounts$674,0002,017
Trading account gains and fees$0504
Additional Noninterest Income$1,531,0001,495
Total noninterest expense$9,119,0001,664
Salaries and employee benefits$4,301,0001,547
Premises and equipment expense$1,191,0001,770
Additional noninterest expense$3,627,0001,709
Pre-tax net operating income$4,674,0001,366
Securities gains (losses)$-46,00013,661
Applicable income taxes$1,254,0001,678
Income before extraordinary items$3,374,0001,378
Extraordinary gains, net$01,422
Net income$3,374,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,0001,586
Cash dividends$1,621,0001,017
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,407,5801,261

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.