Home > Bankwell Bank > Income and Expense

Bankwell Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$188,454,000317
Total interest expense$90,530,000252
Net interest income$97,924,000375
Provision for loan and lease losses$866,000914
Total noninterest income$4,811,0001,229
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,050,000962
Trading account gains and fees$0123
Additional Noninterest Income$3,761,0001,082
Total noninterest expense$44,980,000625
Salaries and employee benefits$20,340,000743
Premises and equipment expense$5,689,000496
Additional noninterest expense$3,761,0001,082
Pre-tax net operating income$56,889,000319
Securities gains (losses)$31,000535
Applicable income taxes$13,301,000277
Income before extraordinary items$43,619,000318
Extraordinary gains, net$054
Net income$43,619,000322
Minority interest net income$088
Net income of bank and minority interests.$43,619,000320
Net charge-offs$778,000605
Cash dividends$12,000,000428
Sale, conversion, retirement of capital stock, net$0540
Net operating income$43,594,510330
2023-09-30 (YTD Data)Rank
Total interest income$139,061,000319
Total interest expense$64,244,000255
Net interest income$74,817,000374
Provision for loan and lease losses$1,826,000473
Total noninterest income$3,762,0001,196
Gross Fiduciary activities income$0950
Service charges on deposit accounts$499,0001,374
Trading account gains and fees$0125
Additional Noninterest Income$3,263,000980
Total noninterest expense$33,769,000626
Salaries and employee benefits$15,424,000747
Premises and equipment expense$4,351,000487
Additional noninterest expense$3,263,000980
Pre-tax net operating income$42,984,000328
Securities gains (losses)$-50,0003,823
Applicable income taxes$9,829,000299
Income before extraordinary items$33,105,000331
Extraordinary gains, net$052
Net income$33,105,000334
Minority interest net income$081
Net income of bank and minority interests.$33,105,000331
Net charge-offs$406,000641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$33,144,500340
2023-06-30 (YTD Data)Rank
Total interest income$90,797,000307
Total interest expense$39,539,000247
Net interest income$51,258,000358
Provision for loan and lease losses$3,405,000263
Total noninterest income$2,921,0001,019
Gross Fiduciary activities income$0931
Service charges on deposit accounts$343,0001,326
Trading account gains and fees$0112
Additional Noninterest Income$2,578,000821
Total noninterest expense$22,790,000602
Salaries and employee benefits$10,402,000727
Premises and equipment expense$2,944,000469
Additional noninterest expense$2,578,000821
Pre-tax net operating income$27,984,000333
Securities gains (losses)$6,000725
Applicable income taxes$6,313,000308
Income before extraordinary items$21,677,000340
Extraordinary gains, net$051
Net income$21,677,000347
Minority interest net income$081
Net income of bank and minority interests.$21,677,000341
Net charge-offs$428,000483
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$21,672,260343
2023-03-31 (YTD Data)Rank
Total interest income$44,290,000320
Total interest expense$17,887,000238
Net interest income$26,403,000360
Provision for loan and lease losses$827,000393
Total noninterest income$1,499,0001,005
Gross Fiduciary activities income$0913
Service charges on deposit accounts$132,0001,576
Trading account gains and fees$097
Additional Noninterest Income$1,367,000787
Total noninterest expense$11,401,000615
Salaries and employee benefits$5,036,000772
Premises and equipment expense$1,475,000483
Additional noninterest expense$1,367,000787
Pre-tax net operating income$15,674,000318
Securities gains (losses)$28,000367
Applicable income taxes$3,680,000283
Income before extraordinary items$12,022,000322
Extraordinary gains, net$04
Net income$12,022,000323
Minority interest net income$048
Net income of bank and minority interests.$12,022,000323
Net charge-offs$446,000293
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,999,880325
2022-12-31 (YTD Data)Rank
Total interest income$117,946,000359
Total interest expense$21,163,000253
Net interest income$96,783,000381
Provision for loan and lease losses$5,437,000263
Total noninterest income$3,252,0001,557
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$513,0001,657
Trading account gains and fees$0116
Additional Noninterest Income$2,739,0001,338
Total noninterest expense$39,647,000676
Salaries and employee benefits$18,379,000813
Premises and equipment expense$6,018,000464
Additional noninterest expense$2,739,0001,338
Pre-tax net operating income$54,951,000351
Securities gains (losses)$-212,0004,124
Applicable income taxes$12,089,000332
Income before extraordinary items$42,650,000361
Extraordinary gains, net$05
Net income$42,650,000362
Minority interest net income$063
Net income of bank and minority interests.$42,650,000362
Net charge-offs$-92,0004,260
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$42,817,480367
2022-09-30 (YTD Data)Rank
Total interest income$78,352,000377
Total interest expense$9,239,000275
Net interest income$69,113,000386
Provision for loan and lease losses$1,165,000562
Total noninterest income$2,730,0001,464
Gross Fiduciary activities income$0968
Service charges on deposit accounts$315,0001,908
Trading account gains and fees$0111
Additional Noninterest Income$2,415,0001,227
Total noninterest expense$28,238,000703
Salaries and employee benefits$13,244,000834
Premises and equipment expense$4,598,000462
Additional noninterest expense$2,415,0001,227
Pre-tax net operating income$42,440,000347
Securities gains (losses)$-217,0004,369
Applicable income taxes$9,112,000340
Income before extraordinary items$33,111,000350
Extraordinary gains, net$04
Net income$33,111,000350
Minority interest net income$057
Net income of bank and minority interests.$33,111,000350
Net charge-offs$-100,0004,296
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$33,282,430355
2022-06-30 (YTD Data)Rank
Total interest income$48,667,000381
Total interest expense$4,709,000271
Net interest income$43,958,000394
Provision for loan and lease losses$-1,216,0004,678
Total noninterest income$2,166,0001,314
Gross Fiduciary activities income$0925
Service charges on deposit accounts$213,0001,873
Trading account gains and fees$0108
Additional Noninterest Income$1,953,0001,108
Total noninterest expense$18,459,000703
Salaries and employee benefits$8,405,000853
Premises and equipment expense$3,131,000450
Additional noninterest expense$6,923,000583
Pre-tax net operating income$28,881,000335
Securities gains (losses)$-56,0004,268
Applicable income taxes$6,305,000320
Income before extraordinary items$22,520,000330
Extraordinary gains, net$04
Net income$22,520,000330
Minority interest net income$060
Net income of bank and minority interests.$22,520,000330
Net charge-offs$-87,0004,352
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$22,564,240338
2022-03-31 (YTD Data)Rank
Total interest income$22,301,000398
Total interest expense$2,483,000239
Net interest income$19,818,000420
Provision for loan and lease losses$229,000606
Total noninterest income$1,044,0001,334
Gross Fiduciary activities income$0892
Service charges on deposit accounts$118,0001,737
Trading account gains and fees$0103
Additional Noninterest Income$926,0001,136
Total noninterest expense$8,811,000731
Salaries and employee benefits$4,065,000883
Premises and equipment expense$1,528,000461
Additional noninterest expense$3,218,000616
Pre-tax net operating income$11,822,000372
Securities gains (losses)$-85,0004,511
Applicable income taxes$2,506,000354
Income before extraordinary items$9,231,000380
Extraordinary gains, net$04
Net income$9,231,000380
Minority interest net income$050
Net income of bank and minority interests.$9,231,000380
Net charge-offs$-10,0003,922
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,298,150384
2021-12-31 (YTD Data)Rank
Total interest income$81,377,000441
Total interest expense$12,020,000249
Net interest income$69,357,000466
Provision for loan and lease losses$-57,0004,199
Total noninterest income$5,031,0001,306
Gross Fiduciary activities income$0994
Service charges on deposit accounts$335,0002,063
Trading account gains and fees$0132
Additional Noninterest Income$4,696,0001,117
Total noninterest expense$34,927,000736
Salaries and employee benefits$15,015,000935
Premises and equipment expense$7,679,000363
Additional noninterest expense$12,233,000649
Pre-tax net operating income$39,518,000447
Securities gains (losses)$-63,0004,595
Applicable income taxes$8,420,000440
Income before extraordinary items$31,035,000467
Extraordinary gains, net$010
Net income$31,035,000467
Minority interest net income$074
Net income of bank and minority interests.$31,035,000468
Net charge-offs$4,050,000189
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$31,084,770458
2021-09-30 (YTD Data)Rank
Total interest income$59,484,000453
Total interest expense$9,541,000247
Net interest income$49,943,000485
Provision for loan and lease losses$-182,0004,435
Total noninterest income$4,353,0001,218
Gross Fiduciary activities income$0957
Service charges on deposit accounts$214,0002,252
Trading account gains and fees$0132
Additional Noninterest Income$4,139,0001,023
Total noninterest expense$26,405,000739
Salaries and employee benefits$10,986,000965
Premises and equipment expense$5,876,000367
Additional noninterest expense$9,543,000623
Pre-tax net operating income$28,073,000478
Securities gains (losses)$-40,0004,716
Applicable income taxes$5,983,000464
Income before extraordinary items$22,050,000489
Extraordinary gains, net$08
Net income$22,050,000488
Minority interest net income$069
Net income of bank and minority interests.$22,050,000489
Net charge-offs$4,024,000163
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,081,600481
2021-06-30 (YTD Data)Rank
Total interest income$38,870,000458
Total interest expense$6,879,000239
Net interest income$31,991,000498
Provision for loan and lease losses$-316,0004,573
Total noninterest income$3,076,0001,162
Gross Fiduciary activities income$0951
Service charges on deposit accounts$133,0002,285
Trading account gains and fees$0133
Additional Noninterest Income$2,943,000991
Total noninterest expense$17,441,000738
Salaries and employee benefits$7,231,000966
Premises and equipment expense$4,064,000355
Additional noninterest expense$6,146,000630
Pre-tax net operating income$17,942,000487
Securities gains (losses)$-27,0004,745
Applicable income taxes$3,859,000478
Income before extraordinary items$14,056,000511
Extraordinary gains, net$06
Net income$14,056,000510
Minority interest net income$067
Net income of bank and minority interests.$14,056,000511
Net charge-offs$4,021,000138
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,077,330503
2021-03-31 (YTD Data)Rank
Total interest income$18,777,000472
Total interest expense$3,750,000234
Net interest income$15,027,000516
Provision for loan and lease losses$-296,0004,717
Total noninterest income$1,819,0001,061
Gross Fiduciary activities income$0922
Service charges on deposit accounts$65,0002,303
Trading account gains and fees$0127
Additional Noninterest Income$1,754,000887
Total noninterest expense$8,518,000748
Salaries and employee benefits$4,019,000887
Premises and equipment expense$1,717,000412
Additional noninterest expense$2,782,000683
Pre-tax net operating income$8,624,000505
Securities gains (losses)$-36,0004,804
Applicable income taxes$1,821,000490
Income before extraordinary items$6,767,000524
Extraordinary gains, net$03
Net income$6,767,000524
Minority interest net income$055
Net income of bank and minority interests.$6,767,000524
Net charge-offs$168,000478
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,795,440509
2020-12-31 (YTD Data)Rank
Total interest income$77,487,000454
Total interest expense$21,150,000263
Net interest income$56,337,000525
Provision for loan and lease losses$7,606,000432
Total noninterest income$2,141,0002,043
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$284,0002,303
Trading account gains and fees$407,000115
Additional Noninterest Income$1,450,0002,105
Total noninterest expense$38,297,000651
Salaries and employee benefits$18,214,000773
Premises and equipment expense$8,344,000343
Additional noninterest expense$11,739,000648
Pre-tax net operating income$12,575,000878
Securities gains (losses)$53,0001,700
Applicable income taxes$2,415,000824
Income before extraordinary items$10,213,000941
Extraordinary gains, net$04
Net income$10,213,000941
Minority interest net income$072
Net income of bank and minority interests.$10,213,000941
Net charge-offs$106,0001,966
Cash dividends$24,600,000244
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,170,070908
2020-09-30 (YTD Data)Rank
Total interest income$58,341,000446
Total interest expense$16,685,000267
Net interest income$41,656,000526
Provision for loan and lease losses$6,897,000405
Total noninterest income$1,688,0001,953
Gross Fiduciary activities income$0981
Service charges on deposit accounts$209,0002,338
Trading account gains and fees$407,000105
Additional Noninterest Income$1,072,0002,082
Total noninterest expense$25,900,000716
Salaries and employee benefits$13,694,000762
Premises and equipment expense$4,513,000449
Additional noninterest expense$7,693,000712
Pre-tax net operating income$10,547,000755
Securities gains (losses)$58,0001,477
Applicable income taxes$1,984,000731
Income before extraordinary items$8,621,000810
Extraordinary gains, net$04
Net income$8,621,000810
Minority interest net income$065
Net income of bank and minority interests.$8,621,000810
Net charge-offs$34,0002,249
Cash dividends$6,600,000476
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,574,020785
2020-06-30 (YTD Data)Rank
Total interest income$39,419,000450
Total interest expense$11,746,000283
Net interest income$27,673,000520
Provision for loan and lease losses$6,185,000341
Total noninterest income$1,280,0001,771
Gross Fiduciary activities income$0970
Service charges on deposit accounts$148,0002,299
Trading account gains and fees$407,00094
Additional Noninterest Income$725,0002,000
Total noninterest expense$17,317,000705
Salaries and employee benefits$9,162,000758
Premises and equipment expense$2,878,000461
Additional noninterest expense$5,277,000670
Pre-tax net operating income$5,451,000885
Securities gains (losses)$57,0001,247
Applicable income taxes$933,000877
Income before extraordinary items$4,575,000929
Extraordinary gains, net$04
Net income$4,575,000929
Minority interest net income$065
Net income of bank and minority interests.$4,575,000929
Net charge-offs$32,0001,957
Cash dividends$4,900,000447
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,527,690903
2020-03-31 (YTD Data)Rank
Total interest income$20,095,000446
Total interest expense$6,435,000296
Net interest income$13,660,000514
Provision for loan and lease losses$3,185,000313
Total noninterest income$861,0001,415
Gross Fiduciary activities income$0941
Service charges on deposit accounts$89,0002,303
Trading account gains and fees$407,00077
Additional Noninterest Income$365,0001,819
Total noninterest expense$8,633,000706
Salaries and employee benefits$4,653,000753
Premises and equipment expense$1,272,000522
Additional noninterest expense$2,708,000666
Pre-tax net operating income$2,703,000815
Securities gains (losses)$39,000923
Applicable income taxes$399,000879
Income before extraordinary items$2,343,000813
Extraordinary gains, net$04
Net income$2,343,000813
Minority interest net income$056
Net income of bank and minority interests.$2,343,000813
Net charge-offs$8,0001,948
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,309,850814
2019-12-31 (YTD Data)Rank
Total interest income$82,949,000432
Total interest expense$27,686,000302
Net interest income$55,263,000503
Provision for loan and lease losses$437,0001,618
Total noninterest income$4,421,0001,218
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$475,0001,996
Trading account gains and fees$764,00093
Additional Noninterest Income$3,182,0001,159
Total noninterest expense$32,054,000733
Salaries and employee benefits$16,926,000783
Premises and equipment expense$5,249,000502
Additional noninterest expense$9,879,000713
Pre-tax net operating income$27,193,000479
Securities gains (losses)$147,000751
Applicable income taxes$5,653,000468
Income before extraordinary items$21,687,000508
Extraordinary gains, net$011
Net income$21,687,000508
Minority interest net income$076
Net income of bank and minority interests.$21,687,000509
Net charge-offs$2,390,000364
Cash dividends$7,500,000589
Sale, conversion, retirement of capital stock, net$0626
Net operating income$21,570,870502
2019-09-30 (YTD Data)Rank
Total interest income$63,016,000434
Total interest expense$21,010,000310
Net interest income$42,006,000501
Provision for loan and lease losses$127,0002,423
Total noninterest income$3,531,0001,170
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$308,0002,197
Trading account gains and fees$764,00088
Additional Noninterest Income$2,459,0001,118
Total noninterest expense$23,714,000745
Salaries and employee benefits$12,362,000796
Premises and equipment expense$3,949,000503
Additional noninterest expense$7,403,000711
Pre-tax net operating income$21,696,000474
Securities gains (losses)$159,000604
Applicable income taxes$4,491,000458
Income before extraordinary items$17,364,000486
Extraordinary gains, net$011
Net income$17,364,000487
Minority interest net income$072
Net income of bank and minority interests.$17,364,000487
Net charge-offs$2,377,000276
Cash dividends$5,900,000545
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,238,390476
2019-06-30 (YTD Data)Rank
Total interest income$42,522,000427
Total interest expense$13,903,000309
Net interest income$28,619,000493
Provision for loan and lease losses$-646,0005,258
Total noninterest income$2,167,0001,204
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$201,0002,213
Trading account gains and fees$563,00087
Additional Noninterest Income$1,403,0001,218
Total noninterest expense$15,959,000739
Salaries and employee benefits$8,141,000798
Premises and equipment expense$2,610,000513
Additional noninterest expense$5,208,000683
Pre-tax net operating income$15,473,000431
Securities gains (losses)$141,000449
Applicable income taxes$3,225,000416
Income before extraordinary items$12,389,000451
Extraordinary gains, net$011
Net income$12,389,000451
Minority interest net income$069
Net income of bank and minority interests.$12,389,000451
Net charge-offs$926,000359
Cash dividends$3,800,000552
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,277,610445
2019-03-31 (YTD Data)Rank
Total interest income$21,477,000415
Total interest expense$6,827,000312
Net interest income$14,650,000485
Provision for loan and lease losses$195,000968
Total noninterest income$1,102,0001,168
Gross Fiduciary activities income$0972
Service charges on deposit accounts$98,0002,245
Trading account gains and fees$563,00080
Additional Noninterest Income$441,0001,571
Total noninterest expense$8,118,000720
Salaries and employee benefits$4,221,000771
Premises and equipment expense$1,603,000420
Additional noninterest expense$2,294,000752
Pre-tax net operating income$7,439,000445
Securities gains (losses)$35,000458
Applicable income taxes$1,547,000430
Income before extraordinary items$5,927,000459
Extraordinary gains, net$05
Net income$5,927,000458
Minority interest net income$052
Net income of bank and minority interests.$5,927,000459
Net charge-offs$227,000567
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,899,350450
2018-12-31 (YTD Data)Rank
Total interest income$80,063,000410
Total interest expense$22,234,000287
Net interest income$57,829,000478
Provision for loan and lease losses$3,440,000343
Total noninterest income$3,003,0001,543
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$502,0001,974
Trading account gains and fees$0126
Additional Noninterest Income$2,501,0001,295
Total noninterest expense$32,036,000713
Salaries and employee benefits$16,593,000756
Premises and equipment expense$5,676,000473
Additional noninterest expense$9,767,000723
Pre-tax net operating income$25,356,000492
Securities gains (losses)$222,000202
Applicable income taxes$4,717,000494
Income before extraordinary items$20,861,000494
Extraordinary gains, net$06
Net income$20,861,000493
Minority interest net income$072
Net income of bank and minority interests.$20,861,000493
Net charge-offs$6,882,000168
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,678,960498
2018-09-30 (YTD Data)Rank
Total interest income$58,520,000414
Total interest expense$15,533,000288
Net interest income$42,987,000481
Provision for loan and lease losses$645,000930
Total noninterest income$2,573,0001,421
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$378,0001,977
Trading account gains and fees$0138
Additional Noninterest Income$2,195,0001,180
Total noninterest expense$24,223,000701
Salaries and employee benefits$12,747,000742
Premises and equipment expense$4,305,000466
Additional noninterest expense$7,171,000718
Pre-tax net operating income$20,692,000461
Securities gains (losses)$222,000195
Applicable income taxes$4,228,000443
Income before extraordinary items$16,686,000473
Extraordinary gains, net$05
Net income$16,686,000472
Minority interest net income$066
Net income of bank and minority interests.$16,686,000472
Net charge-offs$239,0001,125
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,508,400475
2018-06-30 (YTD Data)Rank
Total interest income$38,020,000420
Total interest expense$9,656,000286
Net interest income$28,364,000485
Provision for loan and lease losses$323,0001,114
Total noninterest income$1,880,0001,343
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$237,0002,056
Trading account gains and fees$0130
Additional Noninterest Income$1,643,0001,084
Total noninterest expense$16,218,000701
Salaries and employee benefits$8,400,000757
Premises and equipment expense$2,806,000478
Additional noninterest expense$5,012,000683
Pre-tax net operating income$13,703,000458
Securities gains (losses)$222,000164
Applicable income taxes$2,817,000448
Income before extraordinary items$11,108,000466
Extraordinary gains, net$06
Net income$11,108,000465
Minority interest net income$065
Net income of bank and minority interests.$11,108,000465
Net charge-offs$221,000875
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,930,400469
2018-03-31 (YTD Data)Rank
Total interest income$18,605,000426
Total interest expense$4,525,000284
Net interest income$14,080,000483
Provision for loan and lease losses$13,0003,072
Total noninterest income$940,0001,317
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and fees$0123
Additional Noninterest Income$824,0001,060
Total noninterest expense$8,362,000678
Salaries and employee benefits$4,445,000724
Premises and equipment expense$1,137,000557
Additional noninterest expense$2,780,000611
Pre-tax net operating income$6,645,000466
Securities gains (losses)$222,000109
Applicable income taxes$1,393,000448
Income before extraordinary items$5,474,000469
Extraordinary gains, net$07
Net income$5,474,000468
Minority interest net income$052
Net income of bank and minority interests.$5,474,000469
Net charge-offs$116,000778
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,296,400481
2017-12-31 (YTD Data)Rank
Total interest income$71,199,000417
Total interest expense$15,334,000268
Net interest income$55,865,000461
Provision for loan and lease losses$1,341,000711
Total noninterest income$3,820,0001,336
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$478,0002,110
Trading account gains and fees$0151
Additional Noninterest Income$3,342,0001,082
Total noninterest expense$29,169,000755
Salaries and employee benefits$14,396,000847
Premises and equipment expense$4,280,000571
Additional noninterest expense$10,493,000646
Pre-tax net operating income$29,175,000406
Securities gains (losses)$164,000457
Applicable income taxes$13,225,000338
Income before extraordinary items$16,114,000485
Extraordinary gains, net$09
Net income$16,114,000484
Minority interest net income$076
Net income of bank and minority interests.$16,114,000485
Net charge-offs$419,0001,215
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,009,040487
2017-09-30 (YTD Data)Rank
Total interest income$52,472,000421
Total interest expense$10,896,000271
Net interest income$41,576,000468
Provision for loan and lease losses$1,835,000430
Total noninterest income$2,445,0001,503
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$362,0002,099
Trading account gains and fees$0145
Additional Noninterest Income$2,083,0001,241
Total noninterest expense$21,502,000762
Salaries and employee benefits$10,280,000889
Premises and equipment expense$3,170,000592
Additional noninterest expense$8,052,000631
Pre-tax net operating income$20,684,000432
Securities gains (losses)$164,000419
Applicable income taxes$6,619,000400
Income before extraordinary items$14,229,000451
Extraordinary gains, net$09
Net income$14,229,000450
Minority interest net income$071
Net income of bank and minority interests.$14,229,000451
Net charge-offs$253,0001,231
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,117,480450
2017-06-30 (YTD Data)Rank
Total interest income$34,124,000424
Total interest expense$6,787,000275
Net interest income$27,337,000471
Provision for loan and lease losses$1,438,000372
Total noninterest income$1,789,0001,412
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$232,0002,149
Trading account gains and fees$0139
Additional Noninterest Income$1,557,0001,161
Total noninterest expense$14,189,000768
Salaries and employee benefits$6,803,000896
Premises and equipment expense$2,194,000566
Additional noninterest expense$5,192,000662
Pre-tax net operating income$13,499,000438
Securities gains (losses)$164,000317
Applicable income taxes$4,724,000385
Income before extraordinary items$8,939,000475
Extraordinary gains, net$011
Net income$8,939,000474
Minority interest net income$071
Net income of bank and minority interests.$8,939,000475
Net charge-offs$-116,0005,471
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,832,400471
2017-03-31 (YTD Data)Rank
Total interest income$16,436,000438
Total interest expense$3,117,000288
Net interest income$13,319,000478
Provision for loan and lease losses$543,000436
Total noninterest income$957,0001,341
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$115,0002,171
Trading account gains and fees$0142
Additional Noninterest Income$842,0001,086
Total noninterest expense$7,429,000744
Salaries and employee benefits$3,474,000886
Premises and equipment expense$1,234,000522
Additional noninterest expense$2,721,000628
Pre-tax net operating income$6,304,000448
Securities gains (losses)$164,000178
Applicable income taxes$1,983,000420
Income before extraordinary items$4,485,000470
Extraordinary gains, net$08
Net income$4,485,000469
Minority interest net income$055
Net income of bank and minority interests.$4,485,000470
Net charge-offs$14,0002,073
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,371,840470
2016-12-31 (YTD Data)Rank
Total interest income$60,990,000450
Total interest expense$10,402,000300
Net interest income$50,588,000472
Provision for loan and lease losses$3,914,000319
Total noninterest income$2,661,0001,778
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$514,0002,041
Trading account gains and fees$0170
Additional Noninterest Income$2,147,0001,526
Total noninterest expense$25,663,000829
Salaries and employee benefits$13,310,000887
Premises and equipment expense$4,595,000544
Additional noninterest expense$7,758,000852
Pre-tax net operating income$23,672,000446
Securities gains (losses)$-115,0005,811
Applicable income taxes$7,786,000399
Income before extraordinary items$15,771,000500
Extraordinary gains, net$05
Net income$15,771,000496
Minority interest net income$082
Net income of bank and minority interests.$15,771,000499
Net charge-offs$101,0002,599
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,848,050491
2016-09-30 (YTD Data)Rank
Total interest income$44,348,000462
Total interest expense$7,424,000307
Net interest income$36,924,000480
Provision for loan and lease losses$3,166,000279
Total noninterest income$2,081,0001,728
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$389,0002,035
Trading account gains and fees$0169
Additional Noninterest Income$1,692,0001,464
Total noninterest expense$18,953,000842
Salaries and employee benefits$9,700,000916
Premises and equipment expense$3,327,000569
Additional noninterest expense$5,926,000837
Pre-tax net operating income$16,886,000466
Securities gains (losses)$92,0001,326
Applicable income taxes$5,429,000431
Income before extraordinary items$11,549,000515
Extraordinary gains, net$05
Net income$11,549,000514
Minority interest net income$071
Net income of bank and minority interests.$11,549,000515
Net charge-offs$85,0002,195
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,486,440506
2016-06-30 (YTD Data)Rank
Total interest income$28,715,000474
Total interest expense$4,691,000322
Net interest income$24,024,000493
Provision for loan and lease losses$1,947,000302
Total noninterest income$1,366,0001,738
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$257,0002,024
Trading account gains and fees$0157
Additional Noninterest Income$1,109,0001,444
Total noninterest expense$12,418,000855
Salaries and employee benefits$6,426,000925
Premises and equipment expense$2,202,000573
Additional noninterest expense$3,790,000870
Pre-tax net operating income$11,025,000468
Securities gains (losses)$92,0001,017
Applicable income taxes$3,549,000433
Income before extraordinary items$7,568,000515
Extraordinary gains, net$016
Net income$7,568,000512
Minority interest net income$071
Net income of bank and minority interests.$7,568,000514
Net charge-offs$16,0002,882
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,505,440510
2016-03-31 (YTD Data)Rank
Total interest income$14,005,000481
Total interest expense$2,233,000335
Net interest income$11,772,000505
Provision for loan and lease losses$646,000381
Total noninterest income$620,0001,801
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$135,0001,932
Trading account gains and fees$0142
Additional Noninterest Income$485,0001,535
Total noninterest expense$6,133,000867
Salaries and employee benefits$3,210,000924
Premises and equipment expense$1,099,000578
Additional noninterest expense$1,824,000896
Pre-tax net operating income$5,613,000444
Securities gains (losses)$02,077
Applicable income taxes$1,796,000419
Income before extraordinary items$3,817,000495
Extraordinary gains, net$012
Net income$3,817,000493
Minority interest net income$062
Net income of bank and minority interests.$3,817,000495
Net charge-offs$5,0002,584
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,817,000484
2015-12-31 (YTD Data)Rank
Total interest income$50,753,000501
Total interest expense$7,450,000368
Net interest income$43,303,000532
Provision for loan and lease losses$3,229,000301
Total noninterest income$3,277,0001,508
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$488,0002,177
Trading account gains and fees$0159
Additional Noninterest Income$2,789,0001,216
Total noninterest expense$25,362,000815
Salaries and employee benefits$13,578,000834
Premises and equipment expense$4,182,000591
Additional noninterest expense$7,602,000859
Pre-tax net operating income$17,989,000533
Securities gains (losses)$03,216
Applicable income taxes$6,283,000449
Income before extraordinary items$11,706,000626
Extraordinary gains, net$023
Net income$11,706,000625
Minority interest net income$081
Net income of bank and minority interests.$11,706,000627
Net charge-offs$-80,0005,677
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,706,000613
2015-09-30 (YTD Data)Rank
Total interest income$36,846,000520
Total interest expense$5,143,000405
Net interest income$31,703,000547
Provision for loan and lease losses$2,876,000252
Total noninterest income$2,544,0001,482
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$346,0002,286
Trading account gains and fees$0153
Additional Noninterest Income$2,198,0001,193
Total noninterest expense$18,669,000840
Salaries and employee benefits$9,904,000863
Premises and equipment expense$3,168,000587
Additional noninterest expense$5,597,000878
Pre-tax net operating income$12,702,000566
Securities gains (losses)$03,031
Applicable income taxes$4,391,000489
Income before extraordinary items$8,311,000665
Extraordinary gains, net$021
Net income$8,311,000663
Minority interest net income$078
Net income of bank and minority interests.$8,311,000665
Net charge-offs$16,0003,459
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,311,000651
2015-06-30 (YTD Data)Rank
Total interest income$23,660,000543
Total interest expense$3,036,000449
Net interest income$20,624,000553
Provision for loan and lease losses$1,387,000331
Total noninterest income$1,398,0001,692
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$225,0002,295
Trading account gains and fees$0157
Additional Noninterest Income$1,173,0001,394
Total noninterest expense$12,457,000846
Salaries and employee benefits$6,735,000855
Premises and equipment expense$2,110,000598
Additional noninterest expense$3,612,000900
Pre-tax net operating income$8,178,000579
Securities gains (losses)$02,636
Applicable income taxes$2,810,000504
Income before extraordinary items$5,368,000684
Extraordinary gains, net$022
Net income$5,368,000681
Minority interest net income$075
Net income of bank and minority interests.$5,368,000684
Net charge-offs$17,0003,040
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,368,000662
2015-03-31 (YTD Data)Rank
Total interest income$11,272,000567
Total interest expense$1,384,000498
Net interest income$9,888,000569
Provision for loan and lease losses$733,000292
Total noninterest income$571,0001,942
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$103,0002,425
Trading account gains and fees$0152
Additional Noninterest Income$468,0001,583
Total noninterest expense$6,043,000866
Salaries and employee benefits$3,306,000865
Premises and equipment expense$1,084,000588
Additional noninterest expense$1,653,000971
Pre-tax net operating income$3,683,000626
Securities gains (losses)$02,027
Applicable income taxes$1,219,000548
Income before extraordinary items$2,464,000723
Extraordinary gains, net$013
Net income$2,464,000721
Minority interest net income$064
Net income of bank and minority interests.$2,464,000723
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,464,000699
2014-12-31 (YTD Data)Rank
Total interest income$35,588,000705
Total interest expense$3,973,000735
Net interest income$31,615,000700
Provision for loan and lease losses$2,152,000448
Total noninterest income$2,935,0001,600
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$271,0003,395
Trading account gains and fees$0180
Additional Noninterest Income$2,664,0001,191
Total noninterest expense$23,132,000868
Salaries and employee benefits$12,474,000878
Premises and equipment expense$3,204,000776
Additional noninterest expense$7,454,000880
Pre-tax net operating income$9,266,000899
Securities gains (losses)$03,259
Applicable income taxes$3,015,000709
Income before extraordinary items$6,251,0001,050
Extraordinary gains, net$017
Net income$6,251,0001,048
Minority interest net income$084
Net income of bank and minority interests.$6,251,0001,049
Net charge-offs$-326,0006,333
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,251,0001,032
2014-09-30 (YTD Data)Rank
Total interest income$24,573,000769
Total interest expense$2,723,000823
Net interest income$21,850,000758
Provision for loan and lease losses$847,000782
Total noninterest income$2,132,0001,631
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$157,0003,884
Trading account gains and fees$0174
Additional Noninterest Income$1,975,0001,212
Total noninterest expense$15,704,000965
Salaries and employee benefits$8,882,000922
Premises and equipment expense$2,256,000826
Additional noninterest expense$4,566,0001,083
Pre-tax net operating income$7,431,000846
Securities gains (losses)$02,980
Applicable income taxes$2,499,000669
Income before extraordinary items$4,932,0001,012
Extraordinary gains, net$015
Net income$4,932,0001,012
Minority interest net income$081
Net income of bank and minority interests.$4,932,0001,012
Net charge-offs$-323,0006,420
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,932,000995
2014-06-30 (YTD Data)Rank
Total interest income$15,905,000788
Total interest expense$1,640,000926
Net interest income$14,265,000774
Provision for loan and lease losses$281,0001,352
Total noninterest income$1,401,0001,626
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$97,0003,998
Trading account gains and fees$0172
Additional Noninterest Income$1,304,0001,204
Total noninterest expense$10,602,000946
Salaries and employee benefits$6,010,000913
Premises and equipment expense$1,460,000845
Additional noninterest expense$3,132,0001,037
Pre-tax net operating income$4,783,000852
Securities gains (losses)$02,580
Applicable income taxes$1,601,000687
Income before extraordinary items$3,182,0001,012
Extraordinary gains, net$020
Net income$3,182,0001,013
Minority interest net income$080
Net income of bank and minority interests.$3,182,0001,013
Net charge-offs$-322,0006,517
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,182,000990
2014-03-31 (YTD Data)Rank
Total interest income$7,861,000802
Total interest expense$721,0001,052
Net interest income$7,140,000768
Provision for loan and lease losses$211,000951
Total noninterest income$743,0001,528
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$46,0004,076
Trading account gains and fees$0147
Additional Noninterest Income$697,0001,131
Total noninterest expense$5,344,000946
Salaries and employee benefits$3,004,000924
Premises and equipment expense$747,000848
Additional noninterest expense$1,593,0001,014
Pre-tax net operating income$2,328,000850
Securities gains (losses)$01,715
Applicable income taxes$765,000685
Income before extraordinary items$1,563,000998
Extraordinary gains, net$016
Net income$1,563,000998
Minority interest net income$066
Net income of bank and minority interests.$1,563,000999
Net charge-offs$-10,0005,749
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,563,000978
2013-12-31 (YTD Data)Rank
Total interest income$28,092,000894
Total interest expense$2,792,0001,212
Net interest income$25,300,000845
Provision for loan and lease losses$585,0001,673
Total noninterest income$4,075,0001,304
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$147,0004,608
Trading account gains and fees$0184
Additional Noninterest Income$3,928,000951
Total noninterest expense$19,786,0001,031
Salaries and employee benefits$10,646,0001,007
Premises and equipment expense$2,754,000874
Additional noninterest expense$6,386,0001,055
Pre-tax net operating income$9,004,000860
Securities gains (losses)$648,000353
Applicable income taxes$2,973,000669
Income before extraordinary items$6,679,000937
Extraordinary gains, net$029
Net income$6,679,000939
Minority interest net income$090
Net income of bank and minority interests.$6,679,000939
Net charge-offs$144,0003,376
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$5,118,00081
Net operating income$6,231,880974
2013-09-30 (YTD Data)Rank
Total interest income$20,698,000920
Total interest expense$1,988,0001,309
Net interest income$18,710,000864
Provision for loan and lease losses$489,0001,545
Total noninterest income$2,220,0001,663
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$99,0004,835
Trading account gains and fees$0180
Additional Noninterest Income$2,121,0001,220
Total noninterest expense$13,404,0001,140
Salaries and employee benefits$7,593,0001,074
Premises and equipment expense$1,747,0001,034
Additional noninterest expense$4,064,0001,228
Pre-tax net operating income$7,037,000838
Securities gains (losses)$648,000323
Applicable income taxes$2,816,000581
Income before extraordinary items$4,869,000957
Extraordinary gains, net$025
Net income$4,869,000960
Minority interest net income$084
Net income of bank and minority interests.$4,869,000960
Net charge-offs$153,0002,844
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$62,000535
Net operating income$4,454,2801,025
2013-06-30 (YTD Data)Rank
Total interest income$10,020,0001,265
Total interest expense$861,0002,012
Net interest income$9,159,0001,191
Provision for loan and lease losses$216,0002,018
Total noninterest income$626,0002,937
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$58,0005,050
Trading account gains and fees$0157
Additional Noninterest Income$568,0002,304
Total noninterest expense$6,117,0001,578
Salaries and employee benefits$3,500,0001,489
Premises and equipment expense$874,0001,374
Additional noninterest expense$1,743,0001,814
Pre-tax net operating income$3,452,0001,089
Securities gains (losses)$648,000291
Applicable income taxes$1,479,000678
Income before extraordinary items$2,621,0001,162
Extraordinary gains, net$022
Net income$2,621,0001,164
Minority interest net income$082
Net income of bank and minority interests.$2,621,0001,165
Net charge-offs$159,0002,324
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$33,000536
Net operating income$2,206,2801,313
2013-03-31 (YTD Data)Rank
Total interest income$4,888,0001,303
Total interest expense$407,0002,161
Net interest income$4,481,0001,215
Provision for loan and lease losses$130,0001,826
Total noninterest income$267,0003,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$32,0004,852
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,543
Total noninterest expense$2,857,0001,698
Salaries and employee benefits$1,622,0001,623
Premises and equipment expense$436,0001,401
Additional noninterest expense$799,0001,959
Pre-tax net operating income$1,761,0001,045
Securities gains (losses)$01,966
Applicable income taxes$622,000760
Income before extraordinary items$1,139,0001,312
Extraordinary gains, net$010
Net income$1,139,0001,315
Minority interest net income$076
Net income of bank and minority interests.$1,139,0001,314
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$17,000492
Net operating income$1,139,0001,253
2012-12-31 (YTD Data)Rank
Total interest income$18,146,0001,465
Total interest expense$2,267,0001,928
Net interest income$15,879,0001,374
Provision for loan and lease losses$1,480,0001,344
Total noninterest income$302,0005,201
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$102,0005,406
Trading account gains and fees$0166
Additional Noninterest Income$200,0004,593
Total noninterest expense$10,655,0001,801
Salaries and employee benefits$5,595,0001,809
Premises and equipment expense$1,626,0001,460
Additional noninterest expense$3,434,0001,913
Pre-tax net operating income$4,046,0001,639
Securities gains (losses)$-23,0006,793
Applicable income taxes$1,324,0001,204
Income before extraordinary items$2,699,0002,040
Extraordinary gains, net$029
Net income$2,699,0002,039
Minority interest net income$093
Net income of bank and minority interests.$2,699,0002,041
Net charge-offs$305,0003,280
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$66,000650
Net operating income$2,714,4101,925
2012-09-30 (YTD Data)Rank
Total interest income$13,294,0001,521
Total interest expense$1,699,0002,004
Net interest income$11,595,0001,436
Provision for loan and lease losses$1,312,0001,204
Total noninterest income$228,0005,256
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$77,0005,469
Trading account gains and fees$0157
Additional Noninterest Income$151,0004,632
Total noninterest expense$8,025,0001,790
Salaries and employee benefits$4,302,0001,753
Premises and equipment expense$1,192,0001,506
Additional noninterest expense$2,531,0001,953
Pre-tax net operating income$2,486,0001,985
Securities gains (losses)$-23,0006,918
Applicable income taxes$772,0001,471
Income before extraordinary items$1,691,0002,442
Extraordinary gains, net$020
Net income$1,691,0002,443
Minority interest net income$086
Net income of bank and minority interests.$1,691,0002,443
Net charge-offs$310,0002,781
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$49,000606
Net operating income$1,706,8702,283
2012-06-30 (YTD Data)Rank
Total interest income$8,660,0001,577
Total interest expense$1,077,0002,146
Net interest income$7,583,0001,464
Provision for loan and lease losses$1,015,0001,082
Total noninterest income$161,0005,207
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$50,0005,517
Trading account gains and fees$0153
Additional Noninterest Income$111,0004,512
Total noninterest expense$5,041,0001,903
Salaries and employee benefits$2,828,0001,772
Premises and equipment expense$756,0001,571
Additional noninterest expense$1,457,0002,219
Pre-tax net operating income$1,688,0001,943
Securities gains (losses)$-23,0006,993
Applicable income taxes$524,0001,451
Income before extraordinary items$1,141,0002,369
Extraordinary gains, net$019
Net income$1,141,0002,369
Minority interest net income$084
Net income of bank and minority interests.$1,141,0002,369
Net charge-offs$315,0002,263
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$33,000570
Net operating income$1,156,8702,204
2012-03-31 (YTD Data)Rank
Total interest income$4,281,0001,611
Total interest expense$507,0002,339
Net interest income$3,774,0001,471
Provision for loan and lease losses$656,000861
Total noninterest income$90,0005,102
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$24,0005,577
Trading account gains and fees$0148
Additional Noninterest Income$66,0004,315
Total noninterest expense$2,483,0001,933
Salaries and employee benefits$1,443,0001,737
Premises and equipment expense$379,0001,569
Additional noninterest expense$661,0002,424
Pre-tax net operating income$725,0002,213
Securities gains (losses)$-23,0007,110
Applicable income taxes$210,0001,671
Income before extraordinary items$492,0002,653
Extraordinary gains, net$019
Net income$492,0002,655
Minority interest net income$078
Net income of bank and minority interests.$492,0002,656
Net charge-offs$256,0001,629
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$17,000514
Net operating income$508,1002,449
2011-12-31 (YTD Data)Rank
Total interest income$15,506,0001,818
Total interest expense$2,145,0002,624
Net interest income$13,361,0001,672
Provision for loan and lease losses$724,0002,891
Total noninterest income$645,0003,930
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$97,0005,561
Trading account gains and fees$0146
Additional Noninterest Income$548,0002,991
Total noninterest expense$9,402,0002,031
Salaries and employee benefits$5,332,0001,834
Premises and equipment expense$1,542,0001,609
Additional noninterest expense$2,528,0002,566
Pre-tax net operating income$3,880,0001,473
Securities gains (losses)$248,0001,287
Applicable income taxes$1,371,0001,060
Income before extraordinary items$2,757,0001,737
Extraordinary gains, net$029
Net income$2,757,0001,738
Minority interest net income$096
Net income of bank and minority interests.$2,757,0001,738
Net charge-offs$64,0005,329
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$61,000767
Net operating income$2,590,8401,747
2011-09-30 (YTD Data)Rank
Total interest income$11,260,0001,899
Total interest expense$1,643,0002,674
Net interest income$9,617,0001,749
Provision for loan and lease losses$354,0003,400
Total noninterest income$519,0003,817
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$73,0005,575
Trading account gains and fees$0145
Additional Noninterest Income$446,0002,866
Total noninterest expense$7,202,0001,996
Salaries and employee benefits$4,076,0001,796
Premises and equipment expense$1,164,0001,614
Additional noninterest expense$1,962,0002,514
Pre-tax net operating income$2,580,0001,687
Securities gains (losses)$166,0001,341
Applicable income taxes$893,0001,184
Income before extraordinary items$1,853,0001,958
Extraordinary gains, net$021
Net income$1,853,0001,958
Minority interest net income$087
Net income of bank and minority interests.$1,853,0001,958
Net charge-offs$69,0004,745
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$45,000725
Net operating income$1,741,7801,952
2011-06-30 (YTD Data)Rank
Total interest income$7,344,0001,956
Total interest expense$1,124,0002,700
Net interest income$6,220,0001,798
Provision for loan and lease losses$180,0003,659
Total noninterest income$427,0003,429
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$49,0005,561
Trading account gains and fees$0153
Additional Noninterest Income$378,0002,517
Total noninterest expense$4,899,0001,966
Salaries and employee benefits$2,790,0001,755
Premises and equipment expense$790,0001,599
Additional noninterest expense$1,319,0002,515
Pre-tax net operating income$1,568,0001,809
Securities gains (losses)$166,000825
Applicable income taxes$566,0001,210
Income before extraordinary items$1,168,0001,998
Extraordinary gains, net$015
Net income$1,168,0001,998
Minority interest net income$089
Net income of bank and minority interests.$1,168,0001,998
Net charge-offs$-10,0007,015
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$29,000677
Net operating income$1,056,7802,106
2011-03-31 (YTD Data)Rank
Total interest income$3,573,0002,010
Total interest expense$602,0002,631
Net interest income$2,971,0001,861
Provision for loan and lease losses$165,0002,657
Total noninterest income$234,0003,279
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$26,0005,445
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,415
Total noninterest expense$2,472,0001,961
Salaries and employee benefits$1,398,0001,767
Premises and equipment expense$407,0001,581
Additional noninterest expense$667,0002,486
Pre-tax net operating income$568,0002,331
Securities gains (losses)$01,772
Applicable income taxes$169,0001,671
Income before extraordinary items$399,0002,667
Extraordinary gains, net$09
Net income$399,0002,666
Minority interest net income$086
Net income of bank and minority interests.$399,0002,667
Net charge-offs$-5,0006,778
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$12,000654
Net operating income$399,0002,606
2010-12-31 (YTD Data)Rank
Total interest income$13,058,0002,299
Total interest expense$2,476,0003,017
Net interest income$10,582,0002,063
Provision for loan and lease losses$941,0003,156
Total noninterest income$1,023,0003,190
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$96,0005,537
Trading account gains and fees$0175
Additional Noninterest Income$927,0002,272
Total noninterest expense$8,913,0002,181
Salaries and employee benefits$5,036,0001,931
Premises and equipment expense$1,221,0002,068
Additional noninterest expense$2,656,0002,537
Pre-tax net operating income$1,751,0002,476
Securities gains (losses)$1,0003,687
Applicable income taxes$533,0001,818
Income before extraordinary items$1,219,0002,882
Extraordinary gains, net$029
Net income$1,219,0002,879
Minority interest net income$0111
Net income of bank and minority interests.$1,219,0002,883
Net charge-offs$251,0004,520
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$47,000962
Net operating income$1,218,3002,776
2010-09-30 (YTD Data)Rank
Total interest income$9,696,0002,385
Total interest expense$1,810,0003,198
Net interest income$7,886,0002,099
Provision for loan and lease losses$853,0002,752
Total noninterest income$597,0003,702
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$71,0005,642
Trading account gains and fees$0165
Additional Noninterest Income$526,0002,683
Total noninterest expense$6,093,0002,379
Salaries and employee benefits$3,449,0002,099
Premises and equipment expense$872,0002,206
Additional noninterest expense$1,772,0002,755
Pre-tax net operating income$1,537,0002,327
Securities gains (losses)$1,0003,533
Applicable income taxes$490,0001,699
Income before extraordinary items$1,048,0002,800
Extraordinary gains, net$023
Net income$1,048,0002,794
Minority interest net income$0110
Net income of bank and minority interests.$1,048,0002,799
Net charge-offs$253,0003,942
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$36,000894
Net operating income$1,047,3202,670
2010-06-30 (YTD Data)Rank
Total interest income$6,490,0002,400
Total interest expense$1,213,0003,277
Net interest income$5,277,0002,089
Provision for loan and lease losses$681,0002,415
Total noninterest income$373,0003,769
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$48,0005,647
Trading account gains and fees$0152
Additional Noninterest Income$325,0002,732
Total noninterest expense$3,781,0002,563
Salaries and employee benefits$2,198,0002,216
Premises and equipment expense$521,0002,447
Additional noninterest expense$1,062,0003,034
Pre-tax net operating income$1,188,0002,071
Securities gains (losses)$03,184
Applicable income taxes$395,0001,458
Income before extraordinary items$793,0002,520
Extraordinary gains, net$019
Net income$793,0002,517
Minority interest net income$0105
Net income of bank and minority interests.$793,0002,520
Net charge-offs$256,0003,248
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$23,000845
Net operating income$793,0002,426
2010-03-31 (YTD Data)Rank
Total interest income$3,242,0002,459
Total interest expense$648,0003,242
Net interest income$2,594,0002,150
Provision for loan and lease losses$382,0002,117
Total noninterest income$168,0004,019
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$25,0005,612
Trading account gains and fees$0175
Additional Noninterest Income$143,0002,923
Total noninterest expense$1,872,0002,610
Salaries and employee benefits$1,102,0002,236
Premises and equipment expense$259,0002,520
Additional noninterest expense$511,0003,122
Pre-tax net operating income$508,0002,383
Securities gains (losses)$02,284
Applicable income taxes$148,0001,746
Income before extraordinary items$360,0002,757
Extraordinary gains, net$016
Net income$360,0002,754
Minority interest net income$091
Net income of bank and minority interests.$360,0002,757
Net charge-offs$257,0002,197
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$12,000775
Net operating income$360,0002,644
2009-12-31 (YTD Data)Rank
Total interest income$12,240,0002,695
Total interest expense$3,164,0003,291
Net interest income$9,076,0002,402
Provision for loan and lease losses$1,161,0003,262
Total noninterest income$808,0003,748
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$106,0005,668
Trading account gains and fees$0211
Additional Noninterest Income$702,0002,661
Total noninterest expense$6,954,0002,811
Salaries and employee benefits$3,996,0002,448
Premises and equipment expense$1,029,0002,513
Additional noninterest expense$1,929,0003,405
Pre-tax net operating income$1,769,0002,113
Securities gains (losses)$03,754
Applicable income taxes$690,0001,256
Income before extraordinary items$1,079,0002,652
Extraordinary gains, net$034
Net income$1,079,0002,650
Minority interest net income$0115
Net income of bank and minority interests.$1,079,0002,651
Net charge-offs$411,0004,048
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$75,000970
Net operating income$1,079,0002,602
2009-09-30 (YTD Data)Rank
Total interest income$8,993,0002,795
Total interest expense$2,502,0003,290
Net interest income$6,491,0002,507
Provision for loan and lease losses$825,0003,064
Total noninterest income$637,0003,729
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$82,0005,667
Trading account gains and fees$0212
Additional Noninterest Income$555,0002,645
Total noninterest expense$5,250,0002,803
Salaries and employee benefits$2,933,0002,521
Premises and equipment expense$778,0002,524
Additional noninterest expense$1,539,0003,221
Pre-tax net operating income$1,053,0002,649
Securities gains (losses)$03,497
Applicable income taxes$417,0001,583
Income before extraordinary items$636,0003,289
Extraordinary gains, net$027
Net income$636,0003,287
Minority interest net income$0118
Net income of bank and minority interests.$636,0003,289
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$64,000866
Net operating income$636,0003,195
2009-06-30 (YTD Data)Rank
Total interest income$6,031,0002,809
Total interest expense$1,803,0003,216
Net interest income$4,228,0002,564
Provision for loan and lease losses$525,0002,906
Total noninterest income$347,0004,144
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$54,0005,697
Trading account gains and fees$0193
Additional Noninterest Income$293,0003,047
Total noninterest expense$3,373,0002,910
Salaries and employee benefits$1,866,0002,672
Premises and equipment expense$522,0002,545
Additional noninterest expense$985,0003,325
Pre-tax net operating income$677,0002,828
Securities gains (losses)$03,136
Applicable income taxes$269,0001,658
Income before extraordinary items$408,0003,443
Extraordinary gains, net$021
Net income$408,0003,440
Minority interest net income$0112
Net income of bank and minority interests.$408,0003,441
Net charge-offs$-1,0007,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$52,000794
Net operating income$408,0003,328
2009-03-31 (YTD Data)Rank
Total interest income$3,128,0002,748
Total interest expense$957,0003,168
Net interest income$2,171,0002,485
Provision for loan and lease losses$302,0002,278
Total noninterest income$111,0005,018
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$28,0005,598
Trading account gains and fees$0171
Additional Noninterest Income$83,0003,952
Total noninterest expense$1,599,0002,967
Salaries and employee benefits$873,0002,875
Premises and equipment expense$269,0002,529
Additional noninterest expense$457,0003,234
Pre-tax net operating income$381,0002,900
Securities gains (losses)$02,434
Applicable income taxes$151,0001,736
Income before extraordinary items$230,0003,618
Extraordinary gains, net$015
Net income$230,0003,618
Minority interest net income$0102
Net income of bank and minority interests.$230,0003,619
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$39,000567
Net operating income$230,0003,477
2008-12-31 (YTD Data)Rank
Total interest income$12,106,0003,013
Total interest expense$3,515,0003,832
Net interest income$8,591,0002,518
Provision for loan and lease losses$1,269,0002,381
Total noninterest income$593,0004,498
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$126,0005,593
Trading account gains and fees$0154
Additional Noninterest Income$467,0003,303
Total noninterest expense$6,051,0003,051
Salaries and employee benefits$3,460,0002,856
Premises and equipment expense$1,034,0002,550
Additional noninterest expense$1,557,0003,525
Pre-tax net operating income$1,864,0002,592
Securities gains (losses)$03,220
Applicable income taxes$743,0001,466
Income before extraordinary items$1,121,0003,068
Extraordinary gains, net$039
Net income$1,121,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,287
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$162,000838
Net operating income$1,121,0003,212
2008-09-30 (YTD Data)Rank
Total interest income$8,891,0003,139
Total interest expense$2,685,0003,894
Net interest income$6,206,0002,647
Provision for loan and lease losses$865,0001,996
Total noninterest income$500,0004,334
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$93,0005,642
Trading account gains and fees$0148
Additional Noninterest Income$407,0003,152
Total noninterest expense$4,673,0002,947
Salaries and employee benefits$2,660,0002,805
Premises and equipment expense$791,0002,519
Additional noninterest expense$1,222,0003,342
Pre-tax net operating income$1,168,0003,375
Securities gains (losses)$03,106
Applicable income taxes$477,0001,957
Income before extraordinary items$691,0003,839
Extraordinary gains, net$031
Net income$691,0003,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,625
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$141,000676
Net operating income$691,0003,986
2008-06-30 (YTD Data)Rank
Total interest income$5,761,0003,251
Total interest expense$1,825,0003,971
Net interest income$3,936,0002,747
Provision for loan and lease losses$475,0001,969
Total noninterest income$304,0004,594
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$62,0005,653
Trading account gains and fees$0149
Additional Noninterest Income$242,0003,411
Total noninterest expense$3,063,0003,000
Salaries and employee benefits$1,739,0002,897
Premises and equipment expense$515,0002,573
Additional noninterest expense$809,0003,333
Pre-tax net operating income$702,0003,689
Securities gains (losses)$03,233
Applicable income taxes$289,0002,261
Income before extraordinary items$413,0004,408
Extraordinary gains, net$021
Net income$413,0004,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$83,000629
Net operating income$413,0004,348
2008-03-31 (YTD Data)Rank
Total interest income$2,853,0003,371
Total interest expense$993,0003,932
Net interest income$1,860,0002,889
Provision for loan and lease losses$150,0002,123
Total noninterest income$172,0004,289
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$32,0005,589
Trading account gains and fees$0158
Additional Noninterest Income$140,0003,158
Total noninterest expense$1,490,0003,083
Salaries and employee benefits$866,0002,938
Premises and equipment expense$263,0002,559
Additional noninterest expense$361,0003,575
Pre-tax net operating income$392,0003,587
Securities gains (losses)$02,688
Applicable income taxes$161,0002,238
Income before extraordinary items$231,0004,366
Extraordinary gains, net$015
Net income$231,0004,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$24,000658
Net operating income$231,0004,266
2007-12-31 (YTD Data)Rank
Total interest income$10,132,0003,743
Total interest expense$3,655,0004,236
Net interest income$6,477,0003,307
Provision for loan and lease losses$256,0003,462
Total noninterest income$586,0004,690
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$123,0005,724
Trading account gains and fees$0178
Additional Noninterest Income$463,0003,454
Total noninterest expense$5,585,0003,154
Salaries and employee benefits$3,312,0002,969
Premises and equipment expense$990,0002,592
Additional noninterest expense$1,283,0003,876
Pre-tax net operating income$1,222,0004,318
Securities gains (losses)$1,0001,983
Applicable income taxes$471,0002,818
Income before extraordinary items$752,0004,916
Extraordinary gains, net$039
Net income$752,0004,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,035
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$15,656,000119
Net operating income$751,3604,892
2007-09-30 (YTD Data)Rank
Total interest income$7,379,0003,814
Total interest expense$2,657,0004,322
Net interest income$4,722,0003,384
Provision for loan and lease losses$92,0004,233
Total noninterest income$465,0004,578
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$87,0005,844
Trading account gains and fees$0184
Additional Noninterest Income$378,0003,311
Total noninterest expense$4,375,0003,022
Salaries and employee benefits$2,650,0002,770
Premises and equipment expense$740,0002,597
Additional noninterest expense$985,0003,750
Pre-tax net operating income$720,0005,068
Securities gains (losses)$1,0001,492
Applicable income taxes$302,0003,194
Income before extraordinary items$419,0005,734
Extraordinary gains, net$033
Net income$419,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$15,633,00085
Net operating income$418,3605,727
2007-06-30 (YTD Data)Rank
Total interest income$4,561,0004,041
Total interest expense$1,637,0004,522
Net interest income$2,924,0003,606
Provision for loan and lease losses$38,0004,699
Total noninterest income$255,0005,036
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$53,0006,010
Trading account gains and fees$0168
Additional Noninterest Income$202,0003,768
Total noninterest expense$2,765,0003,177
Salaries and employee benefits$1,648,0002,995
Premises and equipment expense$488,0002,644
Additional noninterest expense$629,0003,882
Pre-tax net operating income$376,0005,633
Securities gains (losses)$1,0001,305
Applicable income taxes$158,0003,572
Income before extraordinary items$219,0006,231
Extraordinary gains, net$029
Net income$219,0006,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$15,512,00060
Net operating income$218,3606,225
2007-03-31 (YTD Data)Rank
Total interest income$2,169,0004,161
Total interest expense$844,0004,438
Net interest income$1,325,0003,867
Provision for loan and lease losses$05,779
Total noninterest income$154,0004,584
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$24,0006,111
Trading account gains and fees$0195
Additional Noninterest Income$130,0003,266
Total noninterest expense$1,367,0003,215
Salaries and employee benefits$822,0003,014
Premises and equipment expense$246,0002,623
Additional noninterest expense$299,0003,982
Pre-tax net operating income$112,0006,520
Securities gains (losses)$1,0001,055
Applicable income taxes$48,0004,172
Income before extraordinary items$65,0006,933
Extraordinary gains, net$022
Net income$65,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$15,395,00032
Net operating income$64,3606,929
2006-12-31 (YTD Data)Rank
Total interest income$8,391,0004,074
Total interest expense$3,060,0004,270
Net interest income$5,331,0003,838
Provision for loan and lease losses$142,0004,147
Total noninterest income$652,0004,524
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$154,0005,478
Trading account gains and fees$0130
Additional Noninterest Income$498,0003,350
Total noninterest expense$4,936,0003,388
Salaries and employee benefits$2,839,0003,284
Premises and equipment expense$965,0002,559
Additional noninterest expense$1,132,0004,116
Pre-tax net operating income$905,0005,408
Securities gains (losses)$01,687
Applicable income taxes$393,0003,456
Income before extraordinary items$512,0006,112
Extraordinary gains, net$051
Net income$512,0006,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,967
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$315,000675
Net operating income$512,0006,109
2006-09-30 (YTD Data)Rank
Total interest income$6,215,0004,073
Total interest expense$2,169,0004,324
Net interest income$4,046,0003,818
Provision for loan and lease losses$128,0003,730
Total noninterest income$493,0004,514
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$119,0005,490
Trading account gains and fees$0126
Additional Noninterest Income$374,0003,322
Total noninterest expense$3,740,0003,354
Salaries and employee benefits$2,163,0003,244
Premises and equipment expense$722,0002,565
Additional noninterest expense$855,0004,064
Pre-tax net operating income$671,0005,626
Securities gains (losses)$01,388
Applicable income taxes$276,0003,691
Income before extraordinary items$395,0006,258
Extraordinary gains, net$045
Net income$395,0006,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$153,000638
Net operating income$395,0006,258
2006-06-30 (YTD Data)Rank
Total interest income$4,005,0004,123
Total interest expense$1,297,0004,488
Net interest income$2,708,0003,826
Provision for loan and lease losses$104,0003,267
Total noninterest income$275,0004,938
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$79,0005,492
Trading account gains and fees$0126
Additional Noninterest Income$196,0003,782
Total noninterest expense$2,434,0003,417
Salaries and employee benefits$1,414,0003,298
Premises and equipment expense$478,0002,576
Additional noninterest expense$542,0004,233
Pre-tax net operating income$445,0005,672
Securities gains (losses)$01,185
Applicable income taxes$181,0003,748
Income before extraordinary items$264,0006,277
Extraordinary gains, net$039
Net income$264,0006,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$68,000595
Net operating income$264,0006,281
2006-03-31 (YTD Data)Rank
Total interest income$1,923,0004,193
Total interest expense$602,0004,569
Net interest income$1,321,0003,892
Provision for loan and lease losses$45,0003,261
Total noninterest income$109,0005,421
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$34,0005,706
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$1,180,0003,523
Salaries and employee benefits$695,0003,364
Premises and equipment expense$241,0002,538
Additional noninterest expense$244,0004,549
Pre-tax net operating income$205,0005,794
Securities gains (losses)$0955
Applicable income taxes$80,0003,888
Income before extraordinary items$125,0006,339
Extraordinary gains, net$021
Net income$125,0006,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$22,000485
Net operating income$125,0006,332
2005-12-31 (YTD Data)Rank
Total interest income$6,095,0004,561
Total interest expense$1,521,0005,197
Net interest income$4,574,0004,210
Provision for loan and lease losses$464,0002,021
Total noninterest income$729,0004,268
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$132,0005,849
Trading account gains and fees$0138
Additional Noninterest Income$597,0003,061
Total noninterest expense$4,336,0003,630
Salaries and employee benefits$2,609,0003,361
Premises and equipment expense$872,0002,666
Additional noninterest expense$855,0004,942
Pre-tax net operating income$503,0006,745
Securities gains (losses)$02,296
Applicable income taxes$-1,177,0008,805
Income before extraordinary items$1,680,0003,514
Extraordinary gains, net$046
Net income$1,680,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,928
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,993,000406
Net operating income$1,680,0003,488
2005-09-30 (YTD Data)Rank
Total interest income$4,400,0004,637
Total interest expense$1,060,0005,279
Net interest income$3,340,0004,298
Provision for loan and lease losses$340,0001,992
Total noninterest income$602,0004,035
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$100,0005,862
Trading account gains and fees$0126
Additional Noninterest Income$502,0002,878
Total noninterest expense$3,239,0003,623
Salaries and employee benefits$1,919,0003,405
Premises and equipment expense$654,0002,658
Additional noninterest expense$666,0004,778
Pre-tax net operating income$363,0006,939
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$363,0006,579
Extraordinary gains, net$035
Net income$363,0006,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,993,000301
Net operating income$363,0006,540
2005-06-30 (YTD Data)Rank
Total interest income$2,795,0004,724
Total interest expense$652,0005,344
Net interest income$2,143,0004,402
Provision for loan and lease losses$220,0001,996
Total noninterest income$345,0004,407
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$67,0005,808
Trading account gains and fees$0116
Additional Noninterest Income$278,0003,206
Total noninterest expense$2,131,0003,634
Salaries and employee benefits$1,265,0003,403
Premises and equipment expense$419,0002,723
Additional noninterest expense$447,0004,749
Pre-tax net operating income$137,0007,629
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$137,0007,456
Extraordinary gains, net$030
Net income$137,0007,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,993,000206
Net operating income$137,0007,411
2005-03-31 (YTD Data)Rank
Total interest income$1,317,0004,882
Total interest expense$289,0005,583
Net interest income$1,028,0004,528
Provision for loan and lease losses$110,0001,892
Total noninterest income$131,0005,062
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$34,0005,761
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,786
Total noninterest expense$1,014,0003,807
Salaries and employee benefits$588,0003,625
Premises and equipment expense$208,0002,776
Additional noninterest expense$218,0004,792
Pre-tax net operating income$35,0008,092
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$35,0008,014
Extraordinary gains, net$024
Net income$35,0008,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,993,00098
Net operating income$35,0007,987
2004-12-31 (YTD Data)Rank
Total interest income$3,952,0005,587
Total interest expense$579,0007,023
Net interest income$3,373,0005,027
Provision for loan and lease losses$225,0003,491
Total noninterest income$517,0005,181
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$114,0006,273
Trading account gains and fees$0138
Additional Noninterest Income$403,0003,708
Total noninterest expense$4,048,0003,704
Salaries and employee benefits$2,358,0003,503
Premises and equipment expense$774,0002,871
Additional noninterest expense$916,0004,627
Pre-tax net operating income$-383,0008,607
Securities gains (losses)$3,0003,369
Applicable income taxes$07,185
Income before extraordinary items$-380,0008,665
Extraordinary gains, net$034
Net income$-380,0008,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$19,000792
Net operating income$-383,0008,637
2004-09-30 (YTD Data)Rank
Total interest income$2,836,0005,721
Total interest expense$393,0007,239
Net interest income$2,443,0005,132
Provision for loan and lease losses$90,0004,429
Total noninterest income$423,0005,001
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$83,0006,357
Trading account gains and fees$0134
Additional Noninterest Income$340,0003,489
Total noninterest expense$2,962,0003,752
Salaries and employee benefits$1,705,0003,591
Premises and equipment expense$582,0002,862
Additional noninterest expense$675,0004,660
Pre-tax net operating income$-186,0008,638
Securities gains (losses)$3,0003,253
Applicable income taxes$07,220
Income before extraordinary items$-183,0008,667
Extraordinary gains, net$026
Net income$-183,0008,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$19,000665
Net operating income$-186,0008,640
2004-06-30 (YTD Data)Rank
Total interest income$1,792,0005,897
Total interest expense$250,0007,396
Net interest income$1,542,0005,310
Provision for loan and lease losses$69,0004,142
Total noninterest income$285,0004,946
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$54,0006,404
Trading account gains and fees$0130
Additional Noninterest Income$231,0003,461
Total noninterest expense$1,910,0003,880
Salaries and employee benefits$1,105,0003,686
Premises and equipment expense$376,0002,943
Additional noninterest expense$429,0004,828
Pre-tax net operating income$-152,0008,730
Securities gains (losses)$3,0002,926
Applicable income taxes$07,214
Income before extraordinary items$-149,0008,754
Extraordinary gains, net$021
Net income$-149,0008,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-152,0008,729
2004-03-31 (YTD Data)Rank
Total interest income$844,0006,112
Total interest expense$128,0007,392
Net interest income$716,0005,549
Provision for loan and lease losses$35,0003,916
Total noninterest income$79,0006,323
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$28,0006,308
Trading account gains and fees$0121
Additional Noninterest Income$51,0005,085
Total noninterest expense$886,0004,139
Salaries and employee benefits$502,0003,991
Premises and equipment expense$188,0002,975
Additional noninterest expense$196,0005,151
Pre-tax net operating income$-126,0008,830
Securities gains (losses)$3,0002,499
Applicable income taxes$07,103
Income before extraordinary items$-123,0008,875
Extraordinary gains, net$016
Net income$-123,0008,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-126,0008,843
2003-12-31 (YTD Data)Rank
Total interest income$2,828,0006,711
Total interest expense$556,0007,546
Net interest income$2,272,0006,230
Provision for loan and lease losses$266,0003,435
Total noninterest income$752,0004,376
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$84,0006,821
Trading account gains and fees$0160
Additional Noninterest Income$668,0003,055
Total noninterest expense$3,629,0003,988
Salaries and employee benefits$1,946,0004,015
Premises and equipment expense$677,0003,171
Additional noninterest expense$1,006,0004,260
Pre-tax net operating income$-871,0008,939
Securities gains (losses)$1,0004,307
Applicable income taxes$07,459
Income before extraordinary items$-870,0009,007
Extraordinary gains, net$054
Net income$-870,0009,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$4,189,000221
Net operating income$-871,0008,960
2003-09-30 (YTD Data)Rank
Total interest income$2,064,0006,867
Total interest expense$404,0007,754
Net interest income$1,660,0006,337
Provision for loan and lease losses$171,0003,679
Total noninterest income$670,0004,033
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$61,0006,927
Trading account gains and fees$0153
Additional Noninterest Income$609,0002,813
Total noninterest expense$2,671,0004,030
Salaries and employee benefits$1,442,0004,050
Premises and equipment expense$515,0003,141
Additional noninterest expense$714,0004,414
Pre-tax net operating income$-512,0008,963
Securities gains (losses)$1,0004,000
Applicable income taxes$07,524
Income before extraordinary items$-511,0009,030
Extraordinary gains, net$040
Net income$-511,0009,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$76,000529
Net operating income$-512,0008,975
2003-06-30 (YTD Data)Rank
Total interest income$1,233,0007,211
Total interest expense$255,0007,972
Net interest income$978,0006,704
Provision for loan and lease losses$97,0003,927
Total noninterest income$247,0005,498
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$34,0007,172
Trading account gains and fees$0150
Additional Noninterest Income$213,0003,928
Total noninterest expense$1,649,0004,299
Salaries and employee benefits$850,0004,431
Premises and equipment expense$343,0003,139
Additional noninterest expense$456,0004,553
Pre-tax net operating income$-521,0009,073
Securities gains (losses)$1,0003,586
Applicable income taxes$07,529
Income before extraordinary items$-520,0009,136
Extraordinary gains, net$030
Net income$-520,0009,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$50,000431
Net operating income$-521,0009,078
2003-03-31 (YTD Data)Rank
Total interest income$518,0007,649
Total interest expense$114,0008,254
Net interest income$404,0007,266
Provision for loan and lease losses$43,0004,044
Total noninterest income$99,0005,941
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$15,0007,293
Trading account gains and fees$0134
Additional Noninterest Income$84,0004,247
Total noninterest expense$716,0004,726
Salaries and employee benefits$372,0004,882
Premises and equipment expense$165,0003,224
Additional noninterest expense$179,0005,369
Pre-tax net operating income$-256,0009,120
Securities gains (losses)$1,0002,714
Applicable income taxes$07,403
Income before extraordinary items$-255,0009,162
Extraordinary gains, net$021
Net income$-255,0009,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$25,000307
Net operating income$-256,0009,109
2002-12-31 (YTD Data)Rank
Total interest income$756,0009,028
Total interest expense$221,0009,038
Net interest income$535,0008,962
Provision for loan and lease losses$135,0005,121
Total noninterest income$160,0007,719
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$26,0007,911
Trading account gains and fees$0153
Additional Noninterest Income$134,0005,833
Total noninterest expense$2,867,0004,611
Salaries and employee benefits$1,013,0006,100
Premises and equipment expense$517,0003,843
Additional noninterest expense$1,337,0003,281
Pre-tax net operating income$-2,307,0009,264
Securities gains (losses)$1,0004,369
Applicable income taxes$07,681
Income before extraordinary items$-2,306,0009,291
Extraordinary gains, net$070
Net income$-2,306,0009,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$8,715,00073
Net operating income$-2,307,0009,269

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.