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BankFirst Financial Services, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$117,072,000470
Total interest expense$25,339,000667
Net interest income$91,733,000394
Provision for loan and lease losses$2,025,000551
Total noninterest income$28,876,000354
Gross Fiduciary activities income$0981
Service charges on deposit accounts$11,442,000145
Trading account gains and feesNANA
Additional Noninterest Income$17,434,000366
Total noninterest expense$77,523,000381
Salaries and employee benefits$41,956,000382
Premises and equipment expense$7,662,000380
Additional noninterest expense$17,434,000366
Pre-tax net operating income$41,061,000405
Securities gains (losses)$-1,291,0004,340
Applicable income taxes$8,969,000382
Income before extraordinary items$30,801,000415
Extraordinary gains, net$054
Net income$30,801,000420
Minority interest net income$088
Net income of bank and minority interests.$30,801,000417
Net charge-offs$913,000558
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,124,000179
Net operating income$31,820,890415
2023-09-30 (YTD Data)Rank
Total interest income$85,869,000472
Total interest expense$16,302,000706
Net interest income$69,567,000398
Provision for loan and lease losses$1,625,000505
Total noninterest income$22,884,000340
Gross Fiduciary activities income$0950
Service charges on deposit accounts$7,922,000157
Trading account gains and feesNANA
Additional Noninterest Income$14,962,000331
Total noninterest expense$58,628,000377
Salaries and employee benefits$31,891,000378
Premises and equipment expense$5,729,000382
Additional noninterest expense$14,962,000331
Pre-tax net operating income$32,198,000410
Securities gains (losses)$-1,403,0004,487
Applicable income taxes$7,039,000381
Income before extraordinary items$23,756,000424
Extraordinary gains, net$052
Net income$23,756,000428
Minority interest net income$081
Net income of bank and minority interests.$23,756,000424
Net charge-offs$913,000428
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$823,000181
Net operating income$24,864,370414
2023-06-30 (YTD Data)Rank
Total interest income$55,841,000465
Total interest expense$8,676,000752
Net interest income$47,165,000391
Provision for loan and lease losses$750,000602
Total noninterest income$11,693,000399
Gross Fiduciary activities income$0931
Service charges on deposit accounts$5,294,000150
Trading account gains and feesNANA
Additional Noninterest Income$6,399,000451
Total noninterest expense$38,975,000372
Salaries and employee benefits$21,620,000361
Premises and equipment expense$3,708,000387
Additional noninterest expense$6,399,000451
Pre-tax net operating income$19,133,000439
Securities gains (losses)$68,000229
Applicable income taxes$4,414,000404
Income before extraordinary items$14,787,000445
Extraordinary gains, net$051
Net income$14,787,000451
Minority interest net income$081
Net income of bank and minority interests.$14,787,000444
Net charge-offs$501,000437
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$533,000169
Net operating income$14,733,280451
2023-03-31 (YTD Data)Rank
Total interest income$27,277,000472
Total interest expense$3,357,000821
Net interest income$23,920,000392
Provision for loan and lease losses$375,000591
Total noninterest income$5,607,000411
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,668,000151
Trading account gains and feesNANA
Additional Noninterest Income$2,939,000472
Total noninterest expense$18,851,000389
Salaries and employee benefits$10,750,000377
Premises and equipment expense$1,784,000417
Additional noninterest expense$2,939,000472
Pre-tax net operating income$10,301,000428
Securities gains (losses)$82,000192
Applicable income taxes$2,441,000382
Income before extraordinary items$7,942,000438
Extraordinary gains, net$04
Net income$7,942,000439
Minority interest net income$048
Net income of bank and minority interests.$7,942,000439
Net charge-offs$168,000467
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$242,000162
Net operating income$7,877,220445
2022-12-31 (YTD Data)Rank
Total interest income$75,064,000530
Total interest expense$4,120,000912
Net interest income$70,944,000508
Provision for loan and lease losses$1,050,000785
Total noninterest income$20,050,000474
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$8,473,000194
Trading account gains and feesNANA
Additional Noninterest Income$11,577,000508
Total noninterest expense$58,161,000479
Salaries and employee benefits$31,709,000483
Premises and equipment expense$5,268,000516
Additional noninterest expense$11,577,000508
Pre-tax net operating income$31,783,000545
Securities gains (losses)$-252,0004,162
Applicable income taxes$6,510,000515
Income before extraordinary items$25,021,000548
Extraordinary gains, net$05
Net income$25,021,000549
Minority interest net income$063
Net income of bank and minority interests.$25,021,000549
Net charge-offs$2,637,000241
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$767,000272
Net operating income$25,220,080555
2022-09-30 (YTD Data)Rank
Total interest income$52,390,000532
Total interest expense$3,302,000684
Net interest income$49,088,000531
Provision for loan and lease losses$600,000860
Total noninterest income$15,434,000472
Gross Fiduciary activities income$0968
Service charges on deposit accounts$6,090,000198
Trading account gains and feesNANA
Additional Noninterest Income$9,344,000491
Total noninterest expense$41,141,000502
Salaries and employee benefits$22,180,000510
Premises and equipment expense$3,828,000532
Additional noninterest expense$9,344,000491
Pre-tax net operating income$22,781,000552
Securities gains (losses)$-30,0004,019
Applicable income taxes$5,283,000490
Income before extraordinary items$17,468,000579
Extraordinary gains, net$04
Net income$17,468,000579
Minority interest net income$057
Net income of bank and minority interests.$17,468,000579
Net charge-offs$2,366,000201
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$536,000246
Net operating income$17,491,700586
2022-06-30 (YTD Data)Rank
Total interest income$33,785,000527
Total interest expense$2,233,000534
Net interest income$31,552,000526
Provision for loan and lease losses$300,000908
Total noninterest income$10,025,000471
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,925,000202
Trading account gains and feesNANA
Additional Noninterest Income$6,100,000516
Total noninterest expense$26,106,000514
Salaries and employee benefits$13,711,000548
Premises and equipment expense$2,487,000543
Additional noninterest expense$9,908,000431
Pre-tax net operating income$15,171,000525
Securities gains (losses)$-4,0003,811
Applicable income taxes$3,475,000470
Income before extraordinary items$11,692,000537
Extraordinary gains, net$04
Net income$11,692,000536
Minority interest net income$060
Net income of bank and minority interests.$11,692,000537
Net charge-offs$2,106,000164
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$320,000242
Net operating income$11,695,160544
2022-03-31 (YTD Data)Rank
Total interest income$17,073,000511
Total interest expense$1,132,000495
Net interest income$15,941,000509
Provision for loan and lease losses$150,000763
Total noninterest income$5,060,000488
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,881,000207
Trading account gains and feesNANA
Additional Noninterest Income$3,179,000516
Total noninterest expense$14,281,000479
Salaries and employee benefits$7,869,000473
Premises and equipment expense$1,231,000556
Additional noninterest expense$5,181,000417
Pre-tax net operating income$6,570,000569
Securities gains (losses)$0623
Applicable income taxes$1,421,000517
Income before extraordinary items$5,149,000580
Extraordinary gains, net$04
Net income$5,149,000579
Minority interest net income$050
Net income of bank and minority interests.$5,149,000580
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$145,000229
Net operating income$5,149,000587
2021-12-31 (YTD Data)Rank
Total interest income$62,398,000553
Total interest expense$5,330,000511
Net interest income$57,068,000559
Provision for loan and lease losses$1,112,000536
Total noninterest income$22,806,000478
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,515,000220
Trading account gains and feesNANA
Additional Noninterest Income$16,291,000483
Total noninterest expense$53,475,000500
Salaries and employee benefits$30,153,000488
Premises and equipment expense$4,570,000586
Additional noninterest expense$18,752,000446
Pre-tax net operating income$25,287,000624
Securities gains (losses)$13,0001,655
Applicable income taxes$5,293,000599
Income before extraordinary items$20,007,000641
Extraordinary gains, net$010
Net income$20,007,000642
Minority interest net income$074
Net income of bank and minority interests.$20,007,000642
Net charge-offs$1,889,000302
Cash dividends$10,000,000476
Sale, conversion, retirement of capital stock, net$558,000294
Net operating income$19,996,730634
2021-09-30 (YTD Data)Rank
Total interest income$41,846,000623
Total interest expense$4,008,000537
Net interest income$37,838,000632
Provision for loan and lease losses$712,000612
Total noninterest income$21,501,000409
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,676,000224
Trading account gains and feesNANA
Additional Noninterest Income$16,825,000399
Total noninterest expense$39,791,000502
Salaries and employee benefits$22,762,000494
Premises and equipment expense$3,429,000587
Additional noninterest expense$13,600,000457
Pre-tax net operating income$18,836,000645
Securities gains (losses)$13,0001,585
Applicable income taxes$3,867,000635
Income before extraordinary items$14,982,000665
Extraordinary gains, net$08
Net income$14,982,000665
Minority interest net income$069
Net income of bank and minority interests.$14,982,000665
Net charge-offs$850,000368
Cash dividends$6,000,000533
Sale, conversion, retirement of capital stock, net$403,000270
Net operating income$14,971,730652
2021-06-30 (YTD Data)Rank
Total interest income$27,850,000625
Total interest expense$2,805,000534
Net interest income$25,045,000629
Provision for loan and lease losses$390,000744
Total noninterest income$13,031,000443
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,942,000227
Trading account gains and feesNANA
Additional Noninterest Income$10,089,000434
Total noninterest expense$26,342,000499
Salaries and employee benefits$15,311,000491
Premises and equipment expense$2,222,000602
Additional noninterest expense$8,809,000462
Pre-tax net operating income$11,344,000690
Securities gains (losses)$13,0001,320
Applicable income taxes$2,065,000737
Income before extraordinary items$9,292,000703
Extraordinary gains, net$06
Net income$9,292,000703
Minority interest net income$067
Net income of bank and minority interests.$9,292,000703
Net charge-offs$360,000476
Cash dividends$6,000,000387
Sale, conversion, retirement of capital stock, net$259,000242
Net operating income$9,281,340687
2021-03-31 (YTD Data)Rank
Total interest income$13,912,000619
Total interest expense$1,535,000520
Net interest income$12,377,000629
Provision for loan and lease losses$246,000692
Total noninterest income$6,776,000434
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,421,000229
Trading account gains and feesNANA
Additional Noninterest Income$5,355,000428
Total noninterest expense$13,083,000504
Salaries and employee benefits$7,750,000483
Premises and equipment expense$1,096,000623
Additional noninterest expense$4,237,000461
Pre-tax net operating income$5,824,000682
Securities gains (losses)$13,000986
Applicable income taxes$1,181,000666
Income before extraordinary items$4,656,000709
Extraordinary gains, net$03
Net income$4,656,000709
Minority interest net income$055
Net income of bank and minority interests.$4,656,000709
Net charge-offs$95,000639
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$136,000218
Net operating income$4,645,600697
2020-12-31 (YTD Data)Rank
Total interest income$55,584,000613
Total interest expense$8,092,000601
Net interest income$47,492,000619
Provision for loan and lease losses$8,117,000412
Total noninterest income$22,970,000456
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,314,000236
Trading account gains and feesNANA
Additional Noninterest Income$17,656,000439
Total noninterest expense$46,931,000544
Salaries and employee benefits$27,366,000517
Premises and equipment expense$3,882,000680
Additional noninterest expense$15,683,000501
Pre-tax net operating income$15,414,000724
Securities gains (losses)$3,615,000140
Applicable income taxes$3,504,000630
Income before extraordinary items$15,525,000645
Extraordinary gains, net$04
Net income$15,525,000645
Minority interest net income$072
Net income of bank and minority interests.$15,525,000645
Net charge-offs$1,039,000634
Cash dividends$23,500,000255
Sale, conversion, retirement of capital stock, net$489,000270
Net operating income$12,560,700742
2020-09-30 (YTD Data)Rank
Total interest income$40,958,000621
Total interest expense$6,468,000610
Net interest income$34,490,000630
Provision for loan and lease losses$7,965,000362
Total noninterest income$16,906,000443
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,452,000260
Trading account gains and feesNANA
Additional Noninterest Income$13,454,000414
Total noninterest expense$33,263,000552
Salaries and employee benefits$19,698,000525
Premises and equipment expense$2,777,000691
Additional noninterest expense$10,788,000512
Pre-tax net operating income$10,168,000782
Securities gains (losses)$3,616,000115
Applicable income taxes$2,612,000606
Income before extraordinary items$11,172,000631
Extraordinary gains, net$04
Net income$11,172,000630
Minority interest net income$065
Net income of bank and minority interests.$11,172,000631
Net charge-offs$526,000732
Cash dividends$20,500,000224
Sale, conversion, retirement of capital stock, net$348,000256
Net operating income$8,243,040809
2020-06-30 (YTD Data)Rank
Total interest income$25,684,000663
Total interest expense$4,473,000634
Net interest income$21,211,000668
Provision for loan and lease losses$2,804,000581
Total noninterest income$9,966,000451
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,234,000269
Trading account gains and feesNANA
Additional Noninterest Income$7,732,000426
Total noninterest expense$20,235,000599
Salaries and employee benefits$11,921,000573
Premises and equipment expense$1,672,000763
Additional noninterest expense$6,642,000557
Pre-tax net operating income$8,138,000620
Securities gains (losses)$748,000278
Applicable income taxes$1,663,000563
Income before extraordinary items$7,223,000603
Extraordinary gains, net$04
Net income$7,223,000602
Minority interest net income$065
Net income of bank and minority interests.$7,223,000603
Net charge-offs$390,000692
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$212,000251
Net operating income$6,617,120630
2020-03-31 (YTD Data)Rank
Total interest income$12,832,000669
Total interest expense$2,383,000670
Net interest income$10,449,000668
Provision for loan and lease losses$951,000635
Total noninterest income$4,659,000445
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,305,000270
Trading account gains and feesNANA
Additional Noninterest Income$3,354,000430
Total noninterest expense$9,837,000616
Salaries and employee benefits$5,738,000597
Premises and equipment expense$842,000767
Additional noninterest expense$3,257,000570
Pre-tax net operating income$4,320,000534
Securities gains (losses)$226,000343
Applicable income taxes$1,027,000454
Income before extraordinary items$3,519,000557
Extraordinary gains, net$04
Net income$3,519,000558
Minority interest net income$056
Net income of bank and minority interests.$3,519,000557
Net charge-offs$216,000602
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$99,000250
Net operating income$3,340,460563
2019-12-31 (YTD Data)Rank
Total interest income$50,101,000689
Total interest expense$9,223,000735
Net interest income$40,878,000679
Provision for loan and lease losses$1,577,000629
Total noninterest income$14,973,000523
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,672,000298
Trading account gains and feesNANA
Additional Noninterest Income$10,301,000511
Total noninterest expense$36,481,000644
Salaries and employee benefits$20,782,000634
Premises and equipment expense$2,988,000858
Additional noninterest expense$12,711,000565
Pre-tax net operating income$17,793,000662
Securities gains (losses)$430,000404
Applicable income taxes$4,211,000567
Income before extraordinary items$14,012,000708
Extraordinary gains, net$011
Net income$14,012,000708
Minority interest net income$076
Net income of bank and minority interests.$14,012,000709
Net charge-offs$459,0001,094
Cash dividends$27,400,000252
Sale, conversion, retirement of capital stock, net$380,000319
Net operating income$13,672,300708
2019-09-30 (YTD Data)Rank
Total interest income$37,082,000701
Total interest expense$6,995,000738
Net interest income$30,087,000690
Provision for loan and lease losses$910,000732
Total noninterest income$9,994,000567
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,550,000297
Trading account gains and feesNANA
Additional Noninterest Income$6,444,000580
Total noninterest expense$26,667,000668
Salaries and employee benefits$15,268,000650
Premises and equipment expense$2,158,000886
Additional noninterest expense$9,241,000572
Pre-tax net operating income$12,504,000707
Securities gains (losses)$280,000444
Applicable income taxes$2,921,000603
Income before extraordinary items$9,863,000746
Extraordinary gains, net$011
Net income$9,863,000748
Minority interest net income$072
Net income of bank and minority interests.$9,863,000747
Net charge-offs$52,0002,194
Cash dividends$24,000,000218
Sale, conversion, retirement of capital stock, net$270,000291
Net operating income$9,641,800751
2019-06-30 (YTD Data)Rank
Total interest income$23,752,000724
Total interest expense$4,483,000747
Net interest income$19,269,000719
Provision for loan and lease losses$677,000658
Total noninterest income$6,200,000588
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,144,000325
Trading account gains and fees$0131
Additional Noninterest Income$4,056,000588
Total noninterest expense$16,852,000696
Salaries and employee benefits$9,636,000690
Premises and equipment expense$1,338,000933
Additional noninterest expense$5,878,000604
Pre-tax net operating income$7,940,000709
Securities gains (losses)$221,000356
Applicable income taxes$1,895,000591
Income before extraordinary items$6,266,000755
Extraordinary gains, net$011
Net income$6,266,000756
Minority interest net income$069
Net income of bank and minority interests.$6,266,000755
Net charge-offs$-421,0005,241
Cash dividends$21,000,000179
Sale, conversion, retirement of capital stock, net$162,000287
Net operating income$6,091,410762
2019-03-31 (YTD Data)Rank
Total interest income$10,301,000824
Total interest expense$1,936,000814
Net interest income$8,365,000813
Provision for loan and lease losses$465,000495
Total noninterest income$2,531,000647
Gross Fiduciary activities income$0972
Service charges on deposit accounts$834,000375
Trading account gains and fees$0126
Additional Noninterest Income$1,697,000635
Total noninterest expense$7,090,000794
Salaries and employee benefits$4,070,000796
Premises and equipment expense$568,0001,069
Additional noninterest expense$2,452,000705
Pre-tax net operating income$3,341,000805
Securities gains (losses)$68,000335
Applicable income taxes$762,000667
Income before extraordinary items$2,647,000872
Extraordinary gains, net$05
Net income$2,647,000871
Minority interest net income$052
Net income of bank and minority interests.$2,647,000871
Net charge-offs$-591,0005,336
Cash dividends$21,000,000119
Sale, conversion, retirement of capital stock, net$54,000310
Net operating income$2,593,280876
2018-12-31 (YTD Data)Rank
Total interest income$38,663,000815
Total interest expense$4,845,000951
Net interest income$33,818,000790
Provision for loan and lease losses$1,680,000580
Total noninterest income$9,710,000694
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,970,000356
Trading account gains and fees$0126
Additional Noninterest Income$5,740,000739
Total noninterest expense$28,319,000789
Salaries and employee benefits$15,383,000816
Premises and equipment expense$2,402,0001,011
Additional noninterest expense$10,534,000675
Pre-tax net operating income$13,529,000815
Securities gains (losses)$47,000433
Applicable income taxes$2,868,000680
Income before extraordinary items$10,708,000859
Extraordinary gains, net$06
Net income$10,708,000857
Minority interest net income$072
Net income of bank and minority interests.$10,708,000858
Net charge-offs$407,0001,092
Cash dividends$3,950,000890
Sale, conversion, retirement of capital stock, net$187,000410
Net operating income$10,670,870864
2018-09-30 (YTD Data)Rank
Total interest income$28,526,000813
Total interest expense$3,339,000959
Net interest income$25,187,000783
Provision for loan and lease losses$1,296,000537
Total noninterest income$7,211,000706
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,952,000358
Trading account gains and fees$0138
Additional Noninterest Income$4,259,000751
Total noninterest expense$20,952,000793
Salaries and employee benefits$11,526,000812
Premises and equipment expense$1,844,000981
Additional noninterest expense$7,582,000682
Pre-tax net operating income$10,150,000813
Securities gains (losses)$47,000430
Applicable income taxes$2,274,000671
Income before extraordinary items$7,923,000870
Extraordinary gains, net$05
Net income$7,923,000868
Minority interest net income$066
Net income of bank and minority interests.$7,923,000869
Net charge-offs$220,0001,175
Cash dividends$1,350,0001,413
Sale, conversion, retirement of capital stock, net$130,000391
Net operating income$7,885,870868
2018-06-30 (YTD Data)Rank
Total interest income$18,685,000814
Total interest expense$2,060,000970
Net interest income$16,625,000786
Provision for loan and lease losses$694,000625
Total noninterest income$4,562,000739
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,935,000361
Trading account gains and fees$0130
Additional Noninterest Income$2,627,000789
Total noninterest expense$13,769,000805
Salaries and employee benefits$7,552,000829
Premises and equipment expense$1,222,000988
Additional noninterest expense$4,995,000686
Pre-tax net operating income$6,724,000803
Securities gains (losses)$0961
Applicable income taxes$1,501,000670
Income before extraordinary items$5,223,000862
Extraordinary gains, net$06
Net income$5,223,000860
Minority interest net income$065
Net income of bank and minority interests.$5,223,000861
Net charge-offs$217,000891
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$102,000363
Net operating income$5,223,000858
2018-03-31 (YTD Data)Rank
Total interest income$9,150,000826
Total interest expense$1,001,000953
Net interest income$8,149,000800
Provision for loan and lease losses$353,000612
Total noninterest income$2,200,000735
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$960,000365
Trading account gains and fees$0123
Additional Noninterest Income$1,240,000794
Total noninterest expense$6,714,000826
Salaries and employee benefits$3,673,000865
Premises and equipment expense$606,0001,008
Additional noninterest expense$2,435,000691
Pre-tax net operating income$3,282,000794
Securities gains (losses)$0735
Applicable income taxes$732,000659
Income before extraordinary items$2,550,000860
Extraordinary gains, net$07
Net income$2,550,000861
Minority interest net income$052
Net income of bank and minority interests.$2,550,000860
Net charge-offs$69,0001,030
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$46,000340
Net operating income$2,550,000850
2017-12-31 (YTD Data)Rank
Total interest income$35,441,000804
Total interest expense$3,682,000897
Net interest income$31,759,000795
Provision for loan and lease losses$1,470,000650
Total noninterest income$7,974,000814
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,194,000416
Trading account gains and fees$0151
Additional Noninterest Income$4,780,000844
Total noninterest expense$26,952,000811
Salaries and employee benefits$14,363,000850
Premises and equipment expense$2,404,000991
Additional noninterest expense$10,185,000669
Pre-tax net operating income$11,311,000893
Securities gains (losses)$150,000485
Applicable income taxes$4,696,000692
Income before extraordinary items$6,765,0001,057
Extraordinary gains, net$09
Net income$6,765,0001,057
Minority interest net income$076
Net income of bank and minority interests.$6,765,0001,057
Net charge-offs$1,528,000507
Cash dividends$6,050,000563
Sale, conversion, retirement of capital stock, net$197,000408
Net operating income$6,669,0001,056
2017-09-30 (YTD Data)Rank
Total interest income$26,238,000810
Total interest expense$2,704,000893
Net interest income$23,534,000801
Provision for loan and lease losses$964,000719
Total noninterest income$6,080,000814
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,396,000423
Trading account gains and fees$0145
Additional Noninterest Income$3,684,000849
Total noninterest expense$20,160,000818
Salaries and employee benefits$10,860,000844
Premises and equipment expense$1,826,000987
Additional noninterest expense$7,474,000679
Pre-tax net operating income$8,490,000906
Securities gains (losses)$150,000448
Applicable income taxes$2,685,000752
Income before extraordinary items$5,955,000993
Extraordinary gains, net$09
Net income$5,955,000993
Minority interest net income$071
Net income of bank and minority interests.$5,955,000993
Net charge-offs$869,000544
Cash dividends$3,850,000625
Sale, conversion, retirement of capital stock, net$146,000382
Net operating income$5,851,5001,003
2017-06-30 (YTD Data)Rank
Total interest income$17,317,000816
Total interest expense$1,774,000886
Net interest income$15,543,000809
Provision for loan and lease losses$519,000829
Total noninterest income$3,871,000836
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,530,000432
Trading account gains and fees$0139
Additional Noninterest Income$2,341,000868
Total noninterest expense$13,217,000822
Salaries and employee benefits$7,193,000850
Premises and equipment expense$1,221,000983
Additional noninterest expense$4,803,000707
Pre-tax net operating income$5,678,000885
Securities gains (losses)$150,000329
Applicable income taxes$1,938,000681
Income before extraordinary items$3,890,000994
Extraordinary gains, net$011
Net income$3,890,000995
Minority interest net income$071
Net income of bank and minority interests.$3,890,000994
Net charge-offs$548,000520
Cash dividends$1,100,0001,216
Sale, conversion, retirement of capital stock, net$94,000362
Net operating income$3,789,5001,016
2017-03-31 (YTD Data)Rank
Total interest income$8,563,000822
Total interest expense$876,000869
Net interest income$7,687,000819
Provision for loan and lease losses$330,000620
Total noninterest income$1,875,000857
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$762,000439
Trading account gains and fees$0142
Additional Noninterest Income$1,113,000884
Total noninterest expense$6,560,000838
Salaries and employee benefits$3,565,000866
Premises and equipment expense$607,000999
Additional noninterest expense$2,388,000704
Pre-tax net operating income$2,672,000905
Securities gains (losses)$129,000201
Applicable income taxes$926,000693
Income before extraordinary items$1,875,0001,013
Extraordinary gains, net$08
Net income$1,875,0001,014
Minority interest net income$055
Net income of bank and minority interests.$1,875,0001,013
Net charge-offs$232,000543
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$42,000342
Net operating income$1,788,5701,036
2016-12-31 (YTD Data)Rank
Total interest income$34,200,000782
Total interest expense$3,590,000818
Net interest income$30,610,000784
Provision for loan and lease losses$1,090,000845
Total noninterest income$7,739,000836
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,201,000425
Trading account gains and fees$0170
Additional Noninterest Income$4,538,000909
Total noninterest expense$26,097,000817
Salaries and employee benefits$14,186,000830
Premises and equipment expense$2,379,000993
Additional noninterest expense$9,532,000710
Pre-tax net operating income$11,162,000843
Securities gains (losses)$78,0001,525
Applicable income taxes$3,839,000656
Income before extraordinary items$7,401,0001,008
Extraordinary gains, net$05
Net income$7,401,0001,007
Minority interest net income$082
Net income of bank and minority interests.$7,401,0001,007
Net charge-offs$1,055,000637
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$107,000491
Net operating income$7,349,520989
2016-09-30 (YTD Data)Rank
Total interest income$25,622,000780
Total interest expense$2,697,000812
Net interest income$22,925,000779
Provision for loan and lease losses$860,000777
Total noninterest income$5,782,000834
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,374,000426
Trading account gains and fees$0169
Additional Noninterest Income$3,408,000903
Total noninterest expense$19,633,000818
Salaries and employee benefits$10,802,000816
Premises and equipment expense$1,779,0001,001
Additional noninterest expense$7,052,000710
Pre-tax net operating income$8,214,000866
Securities gains (losses)$57,0001,666
Applicable income taxes$2,823,000682
Income before extraordinary items$5,448,0001,037
Extraordinary gains, net$05
Net income$5,448,0001,037
Minority interest net income$071
Net income of bank and minority interests.$5,448,0001,037
Net charge-offs$423,000897
Cash dividends$1,900,0001,089
Sale, conversion, retirement of capital stock, net$52,000501
Net operating income$5,410,3801,010
2016-06-30 (YTD Data)Rank
Total interest income$17,480,000761
Total interest expense$1,803,000804
Net interest income$15,677,000756
Provision for loan and lease losses$626,000701
Total noninterest income$3,465,000898
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,526,000439
Trading account gains and fees$0157
Additional Noninterest Income$1,939,000985
Total noninterest expense$13,094,000812
Salaries and employee benefits$7,146,000830
Premises and equipment expense$1,166,0001,021
Additional noninterest expense$4,782,000714
Pre-tax net operating income$5,422,000868
Securities gains (losses)$41,0001,569
Applicable income taxes$1,856,000684
Income before extraordinary items$3,607,0001,017
Extraordinary gains, net$016
Net income$3,607,0001,016
Minority interest net income$071
Net income of bank and minority interests.$3,607,0001,016
Net charge-offs$287,000893
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$26,000530
Net operating income$3,579,9401,004
2016-03-31 (YTD Data)Rank
Total interest income$8,716,000764
Total interest expense$906,000797
Net interest income$7,810,000757
Provision for loan and lease losses$307,000662
Total noninterest income$1,689,000889
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$727,000456
Trading account gains and fees$0142
Additional Noninterest Income$962,000958
Total noninterest expense$6,395,000827
Salaries and employee benefits$3,506,000842
Premises and equipment expense$576,0001,040
Additional noninterest expense$2,313,000720
Pre-tax net operating income$2,797,000812
Securities gains (losses)$32,0001,025
Applicable income taxes$962,000658
Income before extraordinary items$1,867,000959
Extraordinary gains, net$012
Net income$1,867,000960
Minority interest net income$062
Net income of bank and minority interests.$1,867,000960
Net charge-offs$18,0002,041
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,845,880932
2015-12-31 (YTD Data)Rank
Total interest income$31,248,000827
Total interest expense$3,374,000826
Net interest income$27,874,000814
Provision for loan and lease losses$1,228,000676
Total noninterest income$5,848,0001,016
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,648,000499
Trading account gains and fees$0159
Additional Noninterest Income$3,200,0001,118
Total noninterest expense$23,370,000884
Salaries and employee benefits$12,941,000878
Premises and equipment expense$2,112,0001,126
Additional noninterest expense$8,317,000790
Pre-tax net operating income$9,124,000964
Securities gains (losses)$03,216
Applicable income taxes$3,108,000730
Income before extraordinary items$6,016,0001,178
Extraordinary gains, net$023
Net income$6,016,0001,178
Minority interest net income$081
Net income of bank and minority interests.$6,016,0001,178
Net charge-offs$3,797,000229
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$88,000535
Net operating income$6,016,0001,147
2015-09-30 (YTD Data)Rank
Total interest income$22,377,000862
Total interest expense$2,455,000862
Net interest income$19,922,000859
Provision for loan and lease losses$451,0001,114
Total noninterest income$4,069,0001,079
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,846,000544
Trading account gains and fees$0153
Additional Noninterest Income$2,223,0001,185
Total noninterest expense$16,716,000930
Salaries and employee benefits$9,277,000923
Premises and equipment expense$1,522,0001,186
Additional noninterest expense$5,917,000833
Pre-tax net operating income$6,824,000983
Securities gains (losses)$-6,0005,959
Applicable income taxes$2,326,000750
Income before extraordinary items$4,492,0001,188
Extraordinary gains, net$021
Net income$4,492,0001,187
Minority interest net income$078
Net income of bank and minority interests.$4,492,0001,188
Net charge-offs$1,363,000373
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$103,000440
Net operating income$4,495,9601,157
2015-06-30 (YTD Data)Rank
Total interest income$14,422,000894
Total interest expense$1,612,000885
Net interest income$12,810,000893
Provision for loan and lease losses$81,0002,464
Total noninterest income$2,403,0001,177
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,117,000583
Trading account gains and fees$0157
Additional Noninterest Income$1,286,0001,309
Total noninterest expense$10,731,000973
Salaries and employee benefits$6,011,000952
Premises and equipment expense$931,0001,282
Additional noninterest expense$3,789,000868
Pre-tax net operating income$4,401,0001,006
Securities gains (losses)$02,636
Applicable income taxes$1,482,000782
Income before extraordinary items$2,919,0001,200
Extraordinary gains, net$022
Net income$2,919,0001,201
Minority interest net income$075
Net income of bank and minority interests.$2,919,0001,201
Net charge-offs$570,000571
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$68,000427
Net operating income$2,919,0001,168
2015-03-31 (YTD Data)Rank
Total interest income$7,136,000900
Total interest expense$807,000882
Net interest income$6,329,000888
Provision for loan and lease losses$68,0001,824
Total noninterest income$1,178,0001,154
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$551,000578
Trading account gains and fees$0152
Additional Noninterest Income$627,0001,290
Total noninterest expense$5,232,000993
Salaries and employee benefits$2,938,000962
Premises and equipment expense$458,0001,313
Additional noninterest expense$1,836,000872
Pre-tax net operating income$2,207,000982
Securities gains (losses)$02,027
Applicable income taxes$698,000801
Income before extraordinary items$1,509,0001,125
Extraordinary gains, net$013
Net income$1,509,0001,126
Minority interest net income$064
Net income of bank and minority interests.$1,509,0001,126
Net charge-offs$190,000757
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$34,000396
Net operating income$1,509,0001,093
2014-12-31 (YTD Data)Rank
Total interest income$29,116,000862
Total interest expense$3,232,000926
Net interest income$25,884,000855
Provision for loan and lease losses$3,143,000314
Total noninterest income$8,030,000769
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,420,000570
Trading account gains and fees$0180
Additional Noninterest Income$5,610,000700
Total noninterest expense$21,764,000927
Salaries and employee benefits$11,954,000914
Premises and equipment expense$2,006,0001,191
Additional noninterest expense$7,804,000835
Pre-tax net operating income$9,007,000924
Securities gains (losses)$-18,0006,121
Applicable income taxes$2,974,000719
Income before extraordinary items$6,015,0001,099
Extraordinary gains, net$017
Net income$6,015,0001,097
Minority interest net income$084
Net income of bank and minority interests.$6,015,0001,098
Net charge-offs$1,888,000542
Cash dividends$5,000,000591
Sale, conversion, retirement of capital stock, net$141,000488
Net operating income$6,027,0601,066
2014-09-30 (YTD Data)Rank
Total interest income$21,749,000868
Total interest expense$2,411,000942
Net interest income$19,338,000857
Provision for loan and lease losses$1,179,000576
Total noninterest income$4,559,000947
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,809,000565
Trading account gains and fees$0174
Additional Noninterest Income$2,750,000969
Total noninterest expense$15,950,000948
Salaries and employee benefits$8,667,000941
Premises and equipment expense$1,503,0001,197
Additional noninterest expense$5,780,000848
Pre-tax net operating income$6,768,000935
Securities gains (losses)$14,0002,191
Applicable income taxes$2,224,000734
Income before extraordinary items$4,558,0001,094
Extraordinary gains, net$015
Net income$4,558,0001,093
Minority interest net income$081
Net income of bank and minority interests.$4,558,0001,093
Net charge-offs$1,273,000565
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$101,000459
Net operating income$4,548,6201,069
2014-06-30 (YTD Data)Rank
Total interest income$14,354,000872
Total interest expense$1,598,000948
Net interest income$12,756,000857
Provision for loan and lease losses$364,0001,081
Total noninterest income$2,511,0001,092
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,148,000582
Trading account gains and fees$0172
Additional Noninterest Income$1,363,0001,175
Total noninterest expense$10,426,000963
Salaries and employee benefits$5,690,000956
Premises and equipment expense$1,007,0001,208
Additional noninterest expense$3,729,000869
Pre-tax net operating income$4,477,000913
Securities gains (losses)$6,0002,106
Applicable income taxes$1,469,000729
Income before extraordinary items$3,014,0001,069
Extraordinary gains, net$020
Net income$3,014,0001,069
Minority interest net income$080
Net income of bank and minority interests.$3,014,0001,070
Net charge-offs$736,000643
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$62,000455
Net operating income$3,009,9801,050
2014-03-31 (YTD Data)Rank
Total interest income$7,108,000878
Total interest expense$797,000960
Net interest income$6,311,000865
Provision for loan and lease losses$255,000809
Total noninterest income$1,308,0001,016
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$542,000609
Trading account gains and fees$0147
Additional Noninterest Income$766,0001,045
Total noninterest expense$5,106,0001,000
Salaries and employee benefits$2,803,000986
Premises and equipment expense$504,0001,230
Additional noninterest expense$1,799,000886
Pre-tax net operating income$2,258,000879
Securities gains (losses)$4,0001,399
Applicable income taxes$735,000703
Income before extraordinary items$1,527,0001,025
Extraordinary gains, net$016
Net income$1,527,0001,026
Minority interest net income$066
Net income of bank and minority interests.$1,527,0001,026
Net charge-offs$63,0001,685
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$23,000453
Net operating income$1,524,2801,007
2013-12-31 (YTD Data)Rank
Total interest income$30,111,000827
Total interest expense$4,419,000755
Net interest income$25,692,000830
Provision for loan and lease losses$948,0001,152
Total noninterest income$5,248,0001,089
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,295,000604
Trading account gains and fees$0184
Additional Noninterest Income$2,953,0001,161
Total noninterest expense$21,078,000971
Salaries and employee benefits$11,659,000918
Premises and equipment expense$2,063,0001,158
Additional noninterest expense$7,356,000923
Pre-tax net operating income$8,914,000868
Securities gains (losses)$78,0001,497
Applicable income taxes$2,988,000662
Income before extraordinary items$6,004,0001,035
Extraordinary gains, net$029
Net income$6,004,0001,037
Minority interest net income$090
Net income of bank and minority interests.$6,004,0001,037
Net charge-offs$2,260,000682
Cash dividends$7,000,000428
Sale, conversion, retirement of capital stock, net$128,000511
Net operating income$5,951,7401,015
2013-09-30 (YTD Data)Rank
Total interest income$22,785,000824
Total interest expense$3,527,000733
Net interest income$19,258,000837
Provision for loan and lease losses$945,000927
Total noninterest income$3,751,0001,157
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,709,000601
Trading account gains and fees$0180
Additional Noninterest Income$2,042,0001,254
Total noninterest expense$15,572,000986
Salaries and employee benefits$8,801,000920
Premises and equipment expense$1,542,0001,172
Additional noninterest expense$5,229,000969
Pre-tax net operating income$6,492,000906
Securities gains (losses)$78,0001,386
Applicable income taxes$2,185,000680
Income before extraordinary items$4,385,0001,068
Extraordinary gains, net$025
Net income$4,385,0001,070
Minority interest net income$084
Net income of bank and minority interests.$4,385,0001,070
Net charge-offs$977,0001,022
Cash dividends$5,500,000376
Sale, conversion, retirement of capital stock, net$96,000470
Net operating income$4,332,7401,059
2013-06-30 (YTD Data)Rank
Total interest income$15,415,000799
Total interest expense$2,546,000701
Net interest income$12,869,000824
Provision for loan and lease losses$737,000854
Total noninterest income$2,479,0001,167
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,098,000610
Trading account gains and fees$0157
Additional Noninterest Income$1,381,0001,265
Total noninterest expense$10,364,000976
Salaries and employee benefits$5,925,000911
Premises and equipment expense$1,012,0001,184
Additional noninterest expense$3,427,000980
Pre-tax net operating income$4,247,000893
Securities gains (losses)$77,0001,272
Applicable income taxes$1,433,000701
Income before extraordinary items$2,891,0001,078
Extraordinary gains, net$022
Net income$2,891,0001,079
Minority interest net income$082
Net income of bank and minority interests.$2,891,0001,081
Net charge-offs$807,000900
Cash dividends$5,500,000276
Sale, conversion, retirement of capital stock, net$65,000435
Net operating income$2,839,4101,050
2013-03-31 (YTD Data)Rank
Total interest income$7,862,000791
Total interest expense$1,354,000660
Net interest income$6,508,000814
Provision for loan and lease losses$315,000955
Total noninterest income$1,119,0001,249
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$525,000633
Trading account gains and fees$0148
Additional Noninterest Income$594,0001,398
Total noninterest expense$5,225,000979
Salaries and employee benefits$2,958,000926
Premises and equipment expense$509,0001,199
Additional noninterest expense$1,758,000959
Pre-tax net operating income$2,087,000897
Securities gains (losses)$44,000974
Applicable income taxes$691,000703
Income before extraordinary items$1,440,0001,061
Extraordinary gains, net$010
Net income$1,440,0001,062
Minority interest net income$076
Net income of bank and minority interests.$1,440,0001,063
Net charge-offs$356,000947
Cash dividends$5,500,000136
Sale, conversion, retirement of capital stock, net$33,000397
Net operating income$1,410,0801,030
2012-12-31 (YTD Data)Rank
Total interest income$34,481,000755
Total interest expense$6,610,000641
Net interest income$27,871,000776
Provision for loan and lease losses$3,852,000626
Total noninterest income$3,897,0001,359
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,084,000684
Trading account gains and fees$0166
Additional Noninterest Income$1,813,0001,638
Total noninterest expense$18,967,0001,060
Salaries and employee benefits$10,791,000966
Premises and equipment expense$2,027,0001,164
Additional noninterest expense$6,149,0001,131
Pre-tax net operating income$8,949,000812
Securities gains (losses)$3,0003,606
Applicable income taxes$2,949,000622
Income before extraordinary items$6,003,0001,005
Extraordinary gains, net$029
Net income$6,003,0001,005
Minority interest net income$093
Net income of bank and minority interests.$6,003,0001,005
Net charge-offs$2,006,0001,150
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,000,990945
2012-09-30 (YTD Data)Rank
Total interest income$26,139,000759
Total interest expense$5,098,000661
Net interest income$21,041,000778
Provision for loan and lease losses$2,320,000754
Total noninterest income$3,433,0001,216
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,553,000689
Trading account gains and fees$0157
Additional Noninterest Income$1,880,0001,325
Total noninterest expense$14,867,0001,006
Salaries and employee benefits$7,815,000995
Premises and equipment expense$1,520,0001,173
Additional noninterest expense$5,532,000948
Pre-tax net operating income$7,287,000766
Securities gains (losses)$10,0003,111
Applicable income taxes$2,493,000587
Income before extraordinary items$4,804,000965
Extraordinary gains, net$020
Net income$4,804,000966
Minority interest net income$086
Net income of bank and minority interests.$4,804,000965
Net charge-offs$759,0001,729
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,797,400902
2012-06-30 (YTD Data)Rank
Total interest income$17,524,000768
Total interest expense$3,478,000664
Net interest income$14,046,000783
Provision for loan and lease losses$1,545,000783
Total noninterest income$2,315,0001,191
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,009,000701
Trading account gains and fees$0153
Additional Noninterest Income$1,306,0001,262
Total noninterest expense$9,870,0001,009
Salaries and employee benefits$5,284,000985
Premises and equipment expense$1,002,0001,185
Additional noninterest expense$3,584,000967
Pre-tax net operating income$4,946,000756
Securities gains (losses)$9,0002,752
Applicable income taxes$1,672,000593
Income before extraordinary items$3,283,000924
Extraordinary gains, net$019
Net income$3,283,000923
Minority interest net income$084
Net income of bank and minority interests.$3,283,000924
Net charge-offs$318,0002,251
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,277,060871
2012-03-31 (YTD Data)Rank
Total interest income$8,837,000767
Total interest expense$1,774,000674
Net interest income$7,063,000780
Provision for loan and lease losses$856,000702
Total noninterest income$1,150,0001,199
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$482,000730
Trading account gains and fees$0148
Additional Noninterest Income$668,0001,218
Total noninterest expense$4,767,0001,044
Salaries and employee benefits$2,526,0001,026
Premises and equipment expense$502,0001,194
Additional noninterest expense$1,739,000986
Pre-tax net operating income$2,590,000711
Securities gains (losses)$9,0001,794
Applicable income taxes$880,000563
Income before extraordinary items$1,719,000871
Extraordinary gains, net$019
Net income$1,719,000871
Minority interest net income$078
Net income of bank and minority interests.$1,719,000872
Net charge-offs$81,0002,633
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,713,060821
2011-12-31 (YTD Data)Rank
Total interest income$34,384,000810
Total interest expense$7,903,000735
Net interest income$26,481,000826
Provision for loan and lease losses$3,249,0001,122
Total noninterest income$4,177,0001,196
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,148,000679
Trading account gains and fees$0146
Additional Noninterest Income$2,029,0001,343
Total noninterest expense$18,175,0001,079
Salaries and employee benefits$9,721,0001,008
Premises and equipment expense$2,020,0001,243
Additional noninterest expense$6,434,0001,092
Pre-tax net operating income$9,234,000673
Securities gains (losses)$105,0002,027
Applicable income taxes$3,114,000565
Income before extraordinary items$6,225,000792
Extraordinary gains, net$029
Net income$6,225,000789
Minority interest net income$096
Net income of bank and minority interests.$6,225,000792
Net charge-offs$1,423,0001,952
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,154,650782
2011-09-30 (YTD Data)Rank
Total interest income$25,663,000829
Total interest expense$6,087,000753
Net interest income$19,576,000844
Provision for loan and lease losses$2,346,0001,109
Total noninterest income$3,342,0001,144
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,648,000671
Trading account gains and fees$0145
Additional Noninterest Income$1,694,0001,243
Total noninterest expense$13,389,0001,100
Salaries and employee benefits$7,126,0001,031
Premises and equipment expense$1,526,0001,247
Additional noninterest expense$4,737,0001,110
Pre-tax net operating income$7,183,000672
Securities gains (losses)$106,0001,733
Applicable income taxes$2,416,000543
Income before extraordinary items$4,873,000792
Extraordinary gains, net$021
Net income$4,873,000791
Minority interest net income$087
Net income of bank and minority interests.$4,873,000792
Net charge-offs$920,0001,981
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,801,980770
2011-06-30 (YTD Data)Rank
Total interest income$16,930,000851
Total interest expense$4,188,000761
Net interest income$12,742,000870
Provision for loan and lease losses$1,413,0001,189
Total noninterest income$2,208,0001,149
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,107,000665
Trading account gains and fees$0153
Additional Noninterest Income$1,101,0001,265
Total noninterest expense$9,060,0001,103
Salaries and employee benefits$4,903,0001,011
Premises and equipment expense$1,018,0001,258
Additional noninterest expense$3,139,0001,126
Pre-tax net operating income$4,477,000706
Securities gains (losses)$122,0001,002
Applicable income taxes$1,511,000550
Income before extraordinary items$3,088,000806
Extraordinary gains, net$015
Net income$3,088,000805
Minority interest net income$089
Net income of bank and minority interests.$3,088,000806
Net charge-offs$726,0001,760
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,006,260796
2011-03-31 (YTD Data)Rank
Total interest income$8,354,000864
Total interest expense$2,174,000765
Net interest income$6,180,000894
Provision for loan and lease losses$454,0001,507
Total noninterest income$1,047,0001,175
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$514,000692
Trading account gains and fees$0158
Additional Noninterest Income$533,0001,295
Total noninterest expense$4,658,0001,075
Salaries and employee benefits$2,523,000989
Premises and equipment expense$516,0001,269
Additional noninterest expense$1,619,0001,099
Pre-tax net operating income$2,115,000746
Securities gains (losses)$116,000491
Applicable income taxes$727,000561
Income before extraordinary items$1,504,000823
Extraordinary gains, net$09
Net income$1,504,000820
Minority interest net income$086
Net income of bank and minority interests.$1,504,000823
Net charge-offs$141,0002,410
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,426,280843
2010-12-31 (YTD Data)Rank
Total interest income$35,358,000857
Total interest expense$12,572,000629
Net interest income$22,786,000965
Provision for loan and lease losses$4,174,0001,301
Total noninterest income$3,487,0001,399
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,204,000677
Trading account gains and fees$0175
Additional Noninterest Income$1,283,0001,875
Total noninterest expense$16,562,0001,220
Salaries and employee benefits$8,416,0001,171
Premises and equipment expense$2,120,0001,220
Additional noninterest expense$6,026,0001,228
Pre-tax net operating income$5,537,000932
Securities gains (losses)$206,0001,557
Applicable income taxes$1,649,000841
Income before extraordinary items$4,094,0001,061
Extraordinary gains, net$029
Net income$4,094,0001,062
Minority interest net income$0111
Net income of bank and minority interests.$4,094,0001,064
Net charge-offs$3,569,0001,314
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,947,7401,051
2010-09-30 (YTD Data)Rank
Total interest income$26,372,000872
Total interest expense$9,894,000624
Net interest income$16,478,0001,011
Provision for loan and lease losses$3,226,0001,209
Total noninterest income$3,197,0001,201
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,648,000692
Trading account gains and fees$0165
Additional Noninterest Income$1,549,0001,311
Total noninterest expense$12,539,0001,196
Salaries and employee benefits$6,450,0001,138
Premises and equipment expense$1,573,0001,251
Additional noninterest expense$4,516,0001,194
Pre-tax net operating income$3,910,0001,047
Securities gains (losses)$133,0001,701
Applicable income taxes$1,212,000876
Income before extraordinary items$2,831,0001,192
Extraordinary gains, net$023
Net income$2,831,0001,196
Minority interest net income$0110
Net income of bank and minority interests.$2,831,0001,196
Net charge-offs$1,229,0001,969
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,737,9001,175
2010-06-30 (YTD Data)Rank
Total interest income$17,528,000884
Total interest expense$6,858,000626
Net interest income$10,670,0001,039
Provision for loan and lease losses$982,0001,969
Total noninterest income$2,275,0001,118
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,090,000704
Trading account gains and fees$0152
Additional Noninterest Income$1,185,0001,158
Total noninterest expense$8,271,0001,206
Salaries and employee benefits$4,215,0001,169
Premises and equipment expense$1,032,0001,283
Additional noninterest expense$3,024,0001,179
Pre-tax net operating income$3,692,000748
Securities gains (losses)$51,0001,869
Applicable income taxes$1,200,000612
Income before extraordinary items$2,543,000877
Extraordinary gains, net$019
Net income$2,543,000877
Minority interest net income$0105
Net income of bank and minority interests.$2,543,000878
Net charge-offs$600,0002,236
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,508,320860
2010-03-31 (YTD Data)Rank
Total interest income$8,635,000916
Total interest expense$3,571,000637
Net interest income$5,064,0001,113
Provision for loan and lease losses$354,0002,208
Total noninterest income$1,088,0001,139
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$527,000732
Trading account gains and fees$0175
Additional Noninterest Income$561,0001,184
Total noninterest expense$4,414,0001,133
Salaries and employee benefits$2,262,0001,099
Premises and equipment expense$515,0001,325
Additional noninterest expense$1,637,0001,065
Pre-tax net operating income$1,384,000972
Securities gains (losses)$02,284
Applicable income taxes$417,000814
Income before extraordinary items$967,0001,122
Extraordinary gains, net$016
Net income$967,0001,122
Minority interest net income$091
Net income of bank and minority interests.$967,0001,124
Net charge-offs$119,0002,954
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$967,0001,091
2009-12-31 (YTD Data)Rank
Total interest income$36,428,000926
Total interest expense$16,029,000717
Net interest income$20,399,0001,073
Provision for loan and lease losses$7,595,0001,066
Total noninterest income$2,951,0001,634
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,459,000681
Trading account gains and fees$0211
Additional Noninterest Income$492,0003,227
Total noninterest expense$17,362,0001,196
Salaries and employee benefits$8,879,0001,105
Premises and equipment expense$2,225,0001,223
Additional noninterest expense$6,258,0001,226
Pre-tax net operating income$-1,607,0006,485
Securities gains (losses)$-355,0007,529
Applicable income taxes$-1,225,0007,354
Income before extraordinary items$-737,0006,221
Extraordinary gains, net$034
Net income$-737,0006,219
Minority interest net income$0115
Net income of bank and minority interests.$-737,0006,219
Net charge-offs$7,235,000871
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-509,8006,083
2009-09-30 (YTD Data)Rank
Total interest income$27,165,000951
Total interest expense$12,300,000752
Net interest income$14,865,0001,108
Provision for loan and lease losses$2,695,0001,585
Total noninterest income$3,005,0001,317
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,886,000667
Trading account gains and fees$0212
Additional Noninterest Income$1,119,0001,689
Total noninterest expense$13,251,0001,156
Salaries and employee benefits$6,967,0001,069
Premises and equipment expense$1,671,0001,237
Additional noninterest expense$4,613,0001,221
Pre-tax net operating income$1,924,0001,679
Securities gains (losses)$-396,0007,705
Applicable income taxes$278,0002,001
Income before extraordinary items$1,250,0002,102
Extraordinary gains, net$027
Net income$1,250,0002,100
Minority interest net income$0118
Net income of bank and minority interests.$1,250,0002,102
Net charge-offs$3,309,0001,117
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,574,7201,661
2009-06-30 (YTD Data)Rank
Total interest income$17,796,000986
Total interest expense$8,330,000775
Net interest income$9,466,0001,172
Provision for loan and lease losses$1,387,0001,717
Total noninterest income$2,067,0001,304
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,244,000671
Trading account gains and fees$0193
Additional Noninterest Income$823,0001,612
Total noninterest expense$8,739,0001,187
Salaries and employee benefits$4,625,0001,092
Premises and equipment expense$1,098,0001,280
Additional noninterest expense$3,016,0001,250
Pre-tax net operating income$1,407,0001,607
Securities gains (losses)$26,0002,222
Applicable income taxes$343,0001,406
Income before extraordinary items$1,090,0001,707
Extraordinary gains, net$021
Net income$1,090,0001,704
Minority interest net income$0112
Net income of bank and minority interests.$1,090,0001,706
Net charge-offs$2,912,000878
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,070,2401,693
2009-03-31 (YTD Data)Rank
Total interest income$8,749,0001,013
Total interest expense$4,233,000790
Net interest income$4,516,0001,225
Provision for loan and lease losses$221,0002,726
Total noninterest income$1,020,0001,262
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$598,000675
Trading account gains and fees$0171
Additional Noninterest Income$422,0001,565
Total noninterest expense$4,183,0001,197
Salaries and employee benefits$2,457,0001,032
Premises and equipment expense$531,0001,341
Additional noninterest expense$1,195,0001,363
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$02,434
Applicable income taxes$328,000984
Income before extraordinary items$804,0001,363
Extraordinary gains, net$015
Net income$804,0001,364
Minority interest net income$0102
Net income of bank and minority interests.$804,0001,365
Net charge-offs$1,664,000684
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$804,0001,291
2008-12-31 (YTD Data)Rank
Total interest income$37,703,0001,001
Total interest expense$18,782,000851
Net interest income$18,921,0001,173
Provision for loan and lease losses$2,857,0001,443
Total noninterest income$5,191,0001,025
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,676,000650
Trading account gains and fees$0154
Additional Noninterest Income$2,515,0001,112
Total noninterest expense$16,228,0001,207
Salaries and employee benefits$9,590,0001,037
Premises and equipment expense$2,197,0001,243
Additional noninterest expense$4,441,0001,396
Pre-tax net operating income$5,027,0001,102
Securities gains (losses)$18,0002,241
Applicable income taxes$1,504,000869
Income before extraordinary items$3,541,0001,175
Extraordinary gains, net$039
Net income$3,541,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,651,0001,461
Cash dividends$1,300,0001,926
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,528,4001,257
2008-09-30 (YTD Data)Rank
Total interest income$28,552,0001,021
Total interest expense$14,193,000877
Net interest income$14,359,0001,179
Provision for loan and lease losses$1,329,0001,547
Total noninterest income$3,975,0001,047
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,022,000655
Trading account gains and fees$0148
Additional Noninterest Income$1,953,0001,128
Total noninterest expense$12,227,0001,193
Salaries and employee benefits$7,375,0001,038
Premises and equipment expense$1,645,0001,252
Additional noninterest expense$3,207,0001,397
Pre-tax net operating income$4,778,0001,062
Securities gains (losses)$-19,0007,406
Applicable income taxes$1,457,000855
Income before extraordinary items$3,302,0001,113
Extraordinary gains, net$031
Net income$3,302,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,747
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,315,1101,193
2008-06-30 (YTD Data)Rank
Total interest income$19,173,0001,025
Total interest expense$9,577,000894
Net interest income$9,596,0001,156
Provision for loan and lease losses$1,070,0001,175
Total noninterest income$2,927,000986
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,287,000670
Trading account gains and fees$0149
Additional Noninterest Income$1,640,000975
Total noninterest expense$7,943,0001,221
Salaries and employee benefits$4,809,0001,075
Premises and equipment expense$1,086,0001,260
Additional noninterest expense$2,048,0001,431
Pre-tax net operating income$3,510,0001,015
Securities gains (losses)$16,0002,191
Applicable income taxes$1,112,000862
Income before extraordinary items$2,414,0001,135
Extraordinary gains, net$021
Net income$2,414,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,014
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,403,1201,126
2008-03-31 (YTD Data)Rank
Total interest income$9,843,0001,022
Total interest expense$4,928,000925
Net interest income$4,915,0001,113
Provision for loan and lease losses$868,000693
Total noninterest income$1,794,000824
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$614,000699
Trading account gains and fees$0158
Additional Noninterest Income$1,180,000754
Total noninterest expense$4,108,0001,178
Salaries and employee benefits$2,603,0001,008
Premises and equipment expense$529,0001,301
Additional noninterest expense$976,0001,468
Pre-tax net operating income$1,733,0001,104
Securities gains (losses)$16,0001,726
Applicable income taxes$554,000919
Income before extraordinary items$1,195,0001,261
Extraordinary gains, net$015
Net income$1,195,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,184,1201,233
2007-12-31 (YTD Data)Rank
Total interest income$38,947,0001,086
Total interest expense$19,379,0001,012
Net interest income$19,568,0001,133
Provision for loan and lease losses$1,079,0001,347
Total noninterest income$3,632,0001,405
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,647,000661
Trading account gains and fees$0178
Additional Noninterest Income$985,0002,235
Total noninterest expense$15,185,0001,229
Salaries and employee benefits$9,345,0001,068
Premises and equipment expense$2,125,0001,248
Additional noninterest expense$3,715,0001,494
Pre-tax net operating income$6,936,0001,228
Securities gains (losses)$-7,0007,477
Applicable income taxes$2,262,0001,021
Income before extraordinary items$4,667,0001,384
Extraordinary gains, net$039
Net income$4,667,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,162,000919
Cash dividends$1,300,0002,213
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,671,6901,366
2007-09-30 (YTD Data)Rank
Total interest income$28,951,0001,103
Total interest expense$14,440,0001,019
Net interest income$14,511,0001,155
Provision for loan and lease losses$640,0001,287
Total noninterest income$2,942,0001,318
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,909,000678
Trading account gains and fees$0184
Additional Noninterest Income$1,033,0001,789
Total noninterest expense$11,557,0001,205
Salaries and employee benefits$7,195,0001,044
Premises and equipment expense$1,609,0001,228
Additional noninterest expense$2,753,0001,474
Pre-tax net operating income$5,256,0001,301
Securities gains (losses)$-4,0007,564
Applicable income taxes$1,718,0001,095
Income before extraordinary items$3,534,0001,443
Extraordinary gains, net$033
Net income$3,534,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,000960
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,536,6801,434
2007-06-30 (YTD Data)Rank
Total interest income$18,936,0001,142
Total interest expense$9,439,0001,047
Net interest income$9,497,0001,201
Provision for loan and lease losses$375,0001,291
Total noninterest income$1,921,0001,368
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,221,000716
Trading account gains and fees$0168
Additional Noninterest Income$700,0001,779
Total noninterest expense$7,634,0001,231
Salaries and employee benefits$4,708,0001,083
Premises and equipment expense$1,082,0001,239
Additional noninterest expense$1,844,0001,486
Pre-tax net operating income$3,409,0001,376
Securities gains (losses)$-4,0007,813
Applicable income taxes$1,107,0001,183
Income before extraordinary items$2,298,0001,523
Extraordinary gains, net$029
Net income$2,298,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0001,263
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,300,6801,504
2007-03-31 (YTD Data)Rank
Total interest income$9,361,0001,142
Total interest expense$4,630,0001,061
Net interest income$4,731,0001,201
Provision for loan and lease losses$161,0001,360
Total noninterest income$862,0001,464
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$591,000716
Trading account gains and fees$0195
Additional Noninterest Income$271,0002,105
Total noninterest expense$3,944,0001,189
Salaries and employee benefits$2,509,0001,014
Premises and equipment expense$512,0001,311
Additional noninterest expense$923,0001,452
Pre-tax net operating income$1,488,0001,557
Securities gains (losses)$-4,0008,145
Applicable income taxes$472,0001,341
Income before extraordinary items$1,012,0001,697
Extraordinary gains, net$022
Net income$1,012,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,321
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,014,7201,681
2006-12-31 (YTD Data)Rank
Total interest income$34,647,0001,140
Total interest expense$15,835,0001,055
Net interest income$18,812,0001,195
Provision for loan and lease losses$1,354,000772
Total noninterest income$3,718,0001,357
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,482,000714
Trading account gains and fees$0130
Additional Noninterest Income$1,236,0001,925
Total noninterest expense$13,758,0001,297
Salaries and employee benefits$8,376,0001,165
Premises and equipment expense$1,900,0001,358
Additional noninterest expense$3,482,0001,516
Pre-tax net operating income$7,418,0001,327
Securities gains (losses)$-109,0008,235
Applicable income taxes$2,486,0001,108
Income before extraordinary items$4,823,0001,509
Extraordinary gains, net$051
Net income$4,823,0001,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,000787
Cash dividends$2,100,0001,457
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,894,9401,470
2006-09-30 (YTD Data)Rank
Total interest income$25,368,0001,169
Total interest expense$11,573,0001,052
Net interest income$13,795,0001,244
Provision for loan and lease losses$741,0001,001
Total noninterest income$2,793,0001,380
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,842,000730
Trading account gains and fees$0126
Additional Noninterest Income$951,0001,887
Total noninterest expense$10,300,0001,311
Salaries and employee benefits$6,403,0001,154
Premises and equipment expense$1,390,0001,401
Additional noninterest expense$2,507,0001,567
Pre-tax net operating income$5,547,0001,378
Securities gains (losses)$-31,0008,000
Applicable income taxes$1,873,0001,145
Income before extraordinary items$3,643,0001,538
Extraordinary gains, net$045
Net income$3,643,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$526,000773
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,663,4601,509
2006-06-30 (YTD Data)Rank
Total interest income$16,285,0001,196
Total interest expense$7,357,0001,034
Net interest income$8,928,0001,285
Provision for loan and lease losses$385,0001,199
Total noninterest income$1,844,0001,392
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,206,000730
Trading account gains and fees$0126
Additional Noninterest Income$638,0001,881
Total noninterest expense$6,767,0001,344
Salaries and employee benefits$4,226,0001,171
Premises and equipment expense$913,0001,424
Additional noninterest expense$1,628,0001,614
Pre-tax net operating income$3,620,0001,400
Securities gains (losses)$-31,0008,225
Applicable income taxes$1,208,0001,194
Income before extraordinary items$2,381,0001,546
Extraordinary gains, net$039
Net income$2,381,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,173
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,401,4601,522
2006-03-31 (YTD Data)Rank
Total interest income$7,908,0001,207
Total interest expense$3,527,0001,026
Net interest income$4,381,0001,306
Provision for loan and lease losses$174,0001,273
Total noninterest income$841,0001,452
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$572,000735
Trading account gains and fees$0115
Additional Noninterest Income$269,0002,100
Total noninterest expense$3,386,0001,349
Salaries and employee benefits$2,180,0001,141
Premises and equipment expense$430,0001,510
Additional noninterest expense$776,0001,686
Pre-tax net operating income$1,662,0001,486
Securities gains (losses)$-31,0008,470
Applicable income taxes$554,0001,275
Income before extraordinary items$1,077,0001,665
Extraordinary gains, net$021
Net income$1,077,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,000856
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,097,4601,618
2005-12-31 (YTD Data)Rank
Total interest income$26,973,0001,242
Total interest expense$10,492,0001,069
Net interest income$16,481,0001,328
Provision for loan and lease losses$1,481,000727
Total noninterest income$5,076,0001,075
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,341,000739
Trading account gains and fees$0138
Additional Noninterest Income$2,735,0001,084
Total noninterest expense$12,041,0001,430
Salaries and employee benefits$7,069,0001,317
Premises and equipment expense$1,555,0001,567
Additional noninterest expense$3,417,0001,487
Pre-tax net operating income$8,035,0001,191
Securities gains (losses)$-2,0007,064
Applicable income taxes$2,807,0001,011
Income before extraordinary items$5,226,0001,360
Extraordinary gains, net$046
Net income$5,226,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,020,000666
Cash dividends$1,507,0001,809
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,227,3001,347
2005-09-30 (YTD Data)Rank
Total interest income$19,452,0001,251
Total interest expense$7,416,0001,073
Net interest income$12,036,0001,352
Provision for loan and lease losses$909,000818
Total noninterest income$4,168,0001,011
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,745,000742
Trading account gains and fees$0126
Additional Noninterest Income$2,423,000963
Total noninterest expense$9,037,0001,413
Salaries and employee benefits$5,413,0001,276
Premises and equipment expense$1,150,0001,575
Additional noninterest expense$2,474,0001,519
Pre-tax net operating income$6,258,0001,143
Securities gains (losses)$-2,0007,438
Applicable income taxes$2,186,000994
Income before extraordinary items$4,070,0001,333
Extraordinary gains, net$035
Net income$4,070,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000652
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,071,3001,307
2005-06-30 (YTD Data)Rank
Total interest income$12,306,0001,278
Total interest expense$4,606,0001,083
Net interest income$7,700,0001,384
Provision for loan and lease losses$456,0001,056
Total noninterest income$2,099,0001,222
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,096,000767
Trading account gains and fees$0116
Additional Noninterest Income$1,003,0001,344
Total noninterest expense$6,011,0001,416
Salaries and employee benefits$3,546,0001,293
Premises and equipment expense$782,0001,540
Additional noninterest expense$1,683,0001,485
Pre-tax net operating income$3,332,0001,402
Securities gains (losses)$-2,0007,723
Applicable income taxes$1,213,0001,156
Income before extraordinary items$2,117,0001,626
Extraordinary gains, net$030
Net income$2,117,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000961
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,118,2801,599
2005-03-31 (YTD Data)Rank
Total interest income$5,763,0001,331
Total interest expense$2,139,0001,093
Net interest income$3,624,0001,458
Provision for loan and lease losses$219,0001,062
Total noninterest income$1,008,0001,238
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$460,000894
Trading account gains and fees$0115
Additional Noninterest Income$548,0001,241
Total noninterest expense$2,909,0001,459
Salaries and employee benefits$1,690,0001,370
Premises and equipment expense$395,0001,539
Additional noninterest expense$824,0001,512
Pre-tax net operating income$1,504,0001,514
Securities gains (losses)$01,685
Applicable income taxes$535,0001,273
Income before extraordinary items$969,0001,734
Extraordinary gains, net$024
Net income$969,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,000616
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$969,0001,702
2004-12-31 (YTD Data)Rank
Total interest income$20,252,0001,412
Total interest expense$7,091,0001,143
Net interest income$13,161,0001,538
Provision for loan and lease losses$1,382,000783
Total noninterest income$4,122,0001,246
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,263,000775
Trading account gains and fees$0138
Additional Noninterest Income$1,859,0001,399
Total noninterest expense$11,365,0001,434
Salaries and employee benefits$6,435,0001,376
Premises and equipment expense$1,535,0001,511
Additional noninterest expense$3,395,0001,457
Pre-tax net operating income$4,536,0001,848
Securities gains (losses)$-59,0008,626
Applicable income taxes$1,564,0001,551
Income before extraordinary items$2,913,0002,133
Extraordinary gains, net$034
Net income$2,913,0002,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,000962
Cash dividends$1,600,0001,637
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,951,3502,062
2004-09-30 (YTD Data)Rank
Total interest income$14,773,0001,447
Total interest expense$5,176,0001,156
Net interest income$9,597,0001,571
Provision for loan and lease losses$847,000906
Total noninterest income$3,176,0001,246
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,732,000769
Trading account gains and fees$0134
Additional Noninterest Income$1,444,0001,375
Total noninterest expense$8,294,0001,468
Salaries and employee benefits$4,639,0001,427
Premises and equipment expense$1,151,0001,505
Additional noninterest expense$2,504,0001,468
Pre-tax net operating income$3,632,0001,757
Securities gains (losses)$-50,0008,805
Applicable income taxes$1,236,0001,504
Income before extraordinary items$2,346,0002,005
Extraordinary gains, net$026
Net income$2,346,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,000919
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,378,5001,928
2004-06-30 (YTD Data)Rank
Total interest income$9,497,0001,493
Total interest expense$3,349,0001,174
Net interest income$6,148,0001,626
Provision for loan and lease losses$561,000891
Total noninterest income$2,104,0001,244
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,128,000772
Trading account gains and fees$0130
Additional Noninterest Income$976,0001,346
Total noninterest expense$5,493,0001,477
Salaries and employee benefits$3,123,0001,406
Premises and equipment expense$734,0001,578
Additional noninterest expense$1,636,0001,478
Pre-tax net operating income$2,198,0001,890
Securities gains (losses)$-43,0008,894
Applicable income taxes$727,0001,653
Income before extraordinary items$1,428,0002,161
Extraordinary gains, net$021
Net income$1,428,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000966
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,456,3802,070
2004-03-31 (YTD Data)Rank
Total interest income$4,673,0001,518
Total interest expense$1,651,0001,218
Net interest income$3,022,0001,650
Provision for loan and lease losses$266,000908
Total noninterest income$1,021,0001,239
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$543,000779
Trading account gains and fees$0121
Additional Noninterest Income$478,0001,334
Total noninterest expense$2,659,0001,524
Salaries and employee benefits$1,496,0001,481
Premises and equipment expense$364,0001,617
Additional noninterest expense$799,0001,504
Pre-tax net operating income$1,118,0001,831
Securities gains (losses)$-43,0009,024
Applicable income taxes$363,0001,685
Income before extraordinary items$712,0002,140
Extraordinary gains, net$016
Net income$712,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,000805
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$740,3801,992
2003-12-31 (YTD Data)Rank
Total interest income$18,192,0001,583
Total interest expense$6,907,0001,276
Net interest income$11,285,0001,715
Provision for loan and lease losses$995,0001,192
Total noninterest income$3,952,0001,354
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,196,000785
Trading account gains and fees$0160
Additional Noninterest Income$1,756,0001,613
Total noninterest expense$9,843,0001,637
Salaries and employee benefits$5,633,0001,522
Premises and equipment expense$1,374,0001,655
Additional noninterest expense$2,836,0001,707
Pre-tax net operating income$4,399,0001,833
Securities gains (losses)$3,0004,078
Applicable income taxes$1,548,0001,583
Income before extraordinary items$2,854,0002,128
Extraordinary gains, net$054
Net income$2,854,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,0001,335
Cash dividends$1,500,0001,716
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,852,0502,037
2003-09-30 (YTD Data)Rank
Total interest income$13,533,0001,621
Total interest expense$5,219,0001,329
Net interest income$8,314,0001,762
Provision for loan and lease losses$626,0001,354
Total noninterest income$2,918,0001,399
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,589,000818
Trading account gains and fees$0153
Additional Noninterest Income$1,329,0001,675
Total noninterest expense$7,283,0001,662
Salaries and employee benefits$4,151,0001,564
Premises and equipment expense$1,023,0001,674
Additional noninterest expense$2,109,0001,713
Pre-tax net operating income$3,323,0001,875
Securities gains (losses)$3,0003,777
Applicable income taxes$1,164,0001,651
Income before extraordinary items$2,162,0002,172
Extraordinary gains, net$040
Net income$2,162,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,315
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,160,0502,066
2003-06-30 (YTD Data)Rank
Total interest income$8,860,0001,654
Total interest expense$3,550,0001,356
Net interest income$5,310,0001,844
Provision for loan and lease losses$319,0001,716
Total noninterest income$1,930,0001,402
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,028,000826
Trading account gains and fees$0150
Additional Noninterest Income$902,0001,636
Total noninterest expense$4,918,0001,634
Salaries and employee benefits$2,877,0001,497
Premises and equipment expense$669,0001,699
Additional noninterest expense$1,372,0001,752
Pre-tax net operating income$2,003,0002,034
Securities gains (losses)$3,0003,367
Applicable income taxes$700,0001,821
Income before extraordinary items$1,306,0002,379
Extraordinary gains, net$030
Net income$1,306,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,453
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,304,0502,254
2003-03-31 (YTD Data)Rank
Total interest income$4,312,0001,717
Total interest expense$1,749,0001,415
Net interest income$2,563,0001,899
Provision for loan and lease losses$54,0003,580
Total noninterest income$872,0001,477
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$465,000882
Trading account gains and fees$0134
Additional Noninterest Income$407,0001,717
Total noninterest expense$2,485,0001,607
Salaries and employee benefits$1,486,0001,442
Premises and equipment expense$330,0001,730
Additional noninterest expense$669,0001,753
Pre-tax net operating income$896,0002,245
Securities gains (losses)$-3,0009,080
Applicable income taxes$301,0002,048
Income before extraordinary items$592,0002,570
Extraordinary gains, net$021
Net income$592,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,018
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$593,9802,434
2002-12-31 (YTD Data)Rank
Total interest income$17,882,0001,719
Total interest expense$7,616,0001,488
Net interest income$10,266,0001,894
Provision for loan and lease losses$1,029,0001,317
Total noninterest income$3,483,0001,391
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,924,000834
Trading account gains and fees$0153
Additional Noninterest Income$1,559,0001,598
Total noninterest expense$9,225,0001,659
Salaries and employee benefits$5,156,0001,572
Premises and equipment expense$1,285,0001,714
Additional noninterest expense$2,784,0001,689
Pre-tax net operating income$3,495,0002,209
Securities gains (losses)$168,0001,286
Applicable income taxes$1,281,0001,860
Income before extraordinary items$2,382,0002,441
Extraordinary gains, net$070
Net income$2,382,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,320
Cash dividends$1,281,0001,845
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,272,8002,449
2001-12-31 (YTD Data)Rank
Total interest income$18,828,0001,818
Total interest expense$10,127,0001,606
Net interest income$8,701,0002,053
Provision for loan and lease losses$479,0002,302
Total noninterest income$3,098,0001,442
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,561,000954
Trading account gains and fees$0177
Additional Noninterest Income$1,537,0001,487
Total noninterest expense$8,084,0001,795
Salaries and employee benefits$4,594,0001,631
Premises and equipment expense$1,141,0001,875
Additional noninterest expense$2,349,0001,922
Pre-tax net operating income$3,236,0002,121
Securities gains (losses)$85,0001,883
Applicable income taxes$1,183,0001,833
Income before extraordinary items$2,138,0002,390
Extraordinary gains, net$0105
Net income$2,138,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,961
Cash dividends$1,250,0001,904
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,083,6002,357
2000-12-31 (YTD Data)Rank
Total interest income$16,647,0002,117
Total interest expense$8,699,0001,984
Net interest income$7,948,0002,244
Provision for loan and lease losses$348,0002,585
Total noninterest income$1,944,0001,915
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$977,0001,394
Trading account gains and fees$0180
Additional Noninterest Income$967,0001,899
Total noninterest expense$6,452,0002,134
Salaries and employee benefits$3,686,0001,947
Premises and equipment expense$978,0002,108
Additional noninterest expense$1,788,0002,399
Pre-tax net operating income$3,092,0002,333
Securities gains (losses)$-19,0008,710
Applicable income taxes$1,067,0002,009
Income before extraordinary items$2,006,0002,557
Extraordinary gains, net$038
Net income$2,006,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,659
Cash dividends$940,0002,409
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,018,3502,536
1999-12-31 (YTD Data)Rank
Total interest income$12,716,0002,575
Total interest expense$6,130,0002,399
Net interest income$6,586,0002,659
Provision for loan and lease losses$308,0002,591
Total noninterest income$1,569,0002,230
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$923,0001,408
Trading account gains and fees$0173
Additional Noninterest Income$646,0002,506
Total noninterest expense$5,448,0002,487
Salaries and employee benefits$2,918,0002,404
Premises and equipment expense$745,0002,725
Additional noninterest expense$1,785,0002,435
Pre-tax net operating income$2,399,0002,889
Securities gains (losses)$1,0002,805
Applicable income taxes$810,0002,618
Income before extraordinary items$1,590,0003,100
Extraordinary gains, net$035
Net income$1,590,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,419
Cash dividends$746,0002,799
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,589,3403,073
1998-12-31 (YTD Data)Rank
Total interest income$11,438,0002,819
Total interest expense$5,338,0002,818
Net interest income$6,100,0002,820
Provision for loan and lease losses$375,0002,169
Total noninterest income$1,111,0002,860
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$727,0001,755
Trading account gains and fees$0224
Additional Noninterest Income$384,0003,519
Total noninterest expense$4,439,0002,921
Salaries and employee benefits$2,502,0002,716
Premises and equipment expense$571,0003,319
Additional noninterest expense$1,366,0003,015
Pre-tax net operating income$2,397,0002,886
Securities gains (losses)$28,0002,162
Applicable income taxes$820,0002,692
Income before extraordinary items$1,605,0003,080
Extraordinary gains, net$032
Net income$1,605,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,488
Cash dividends$711,0002,819
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,586,5203,020
1997-12-31 (YTD Data)Rank
Total interest income$9,565,0003,380
Total interest expense$4,244,0003,462
Net interest income$5,321,0003,286
Provision for loan and lease losses$200,0003,424
Total noninterest income$897,0003,308
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$606,0002,164
Trading account gains and fees$0239
Additional Noninterest Income$291,0004,002
Total noninterest expense$3,935,0003,226
Salaries and employee benefits$2,103,0003,148
Premises and equipment expense$530,0003,518
Additional noninterest expense$1,302,0003,111
Pre-tax net operating income$2,083,0003,400
Securities gains (losses)$-14,00010,204
Applicable income taxes$658,0003,424
Income before extraordinary items$1,411,0003,546
Extraordinary gains, net$044
Net income$1,411,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,973
Cash dividends$692,0002,827
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,420,5203,447
1996-12-31 (YTD Data)Rank
Total interest income$8,479,0003,823
Total interest expense$3,934,0003,770
Net interest income$4,545,0003,868
Provision for loan and lease losses$110,0004,862
Total noninterest income$644,0004,356
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$476,0002,848
Trading account gains and fees$0262
Additional Noninterest Income$168,0005,634
Total noninterest expense$3,474,0003,795
Salaries and employee benefits$1,925,0003,456
Premises and equipment expense$468,0003,984
Additional noninterest expense$1,081,0004,127
Pre-tax net operating income$1,605,0004,113
Securities gains (losses)$-4,0009,823
Applicable income taxes$460,0004,430
Income before extraordinary items$1,141,0004,035
Extraordinary gains, net$053
Net income$1,141,0004,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,609
Cash dividends$692,0002,789
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,143,8403,970
1995-12-31 (YTD Data)Rank
Total interest income$7,842,0004,085
Total interest expense$3,578,0004,069
Net interest income$4,264,0004,093
Provision for loan and lease losses$207,0002,933
Total noninterest income$1,115,0002,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$438,0003,076
Trading account gains and feesNANA
Additional Noninterest Income$677,0002,345
Total noninterest expense$3,194,0004,071
Salaries and employee benefits$1,796,0003,651
Premises and equipment expense$411,0004,429
Additional noninterest expense$987,0004,399
Pre-tax net operating income$1,978,0003,533
Securities gains (losses)$-28,00010,792
Applicable income taxes$546,0003,928
Income before extraordinary items$1,404,0003,451
Extraordinary gains, net$065
Net income$1,404,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,600
Cash dividends$639,0002,814
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,424,1603,381
1994-12-31 (YTD Data)Rank
Total interest income$6,318,0004,644
Total interest expense$2,555,0004,557
Net interest income$3,763,0004,624
Provision for loan and lease losses$64,0005,501
Total noninterest income$521,0005,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$378,0003,581
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,348
Total noninterest expense$2,543,0005,087
Salaries and employee benefits$1,347,0004,728
Premises and equipment expense$323,0005,394
Additional noninterest expense$873,0005,316
Pre-tax net operating income$1,677,0004,002
Securities gains (losses)$-120,00011,662
Applicable income taxes$388,0004,868
Income before extraordinary items$1,169,0003,953
Extraordinary gains, net$0249
Net income$1,169,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$559,0002,950
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,259,0003,728
1993-12-31 (YTD Data)Rank
Total interest income$5,793,0005,113
Total interest expense$2,348,0005,072
Net interest income$3,445,0005,025
Provision for loan and lease losses$55,0007,245
Total noninterest income$415,0006,326
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,624
Trading account gains and feesNANA
Additional Noninterest Income$130,0007,013
Total noninterest expense$2,202,0005,860
Salaries and employee benefits$1,215,0005,178
Premises and equipment expense$285,0006,106
Additional noninterest expense$702,0006,538
Pre-tax net operating income$1,603,0004,081
Securities gains (losses)$142,0002,045
Applicable income taxes$426,0004,778
Income before extraordinary items$1,319,0003,665
Extraordinary gains, net$03,149
Net income$1,319,0003,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0007,969
Cash dividends$559,0002,817
Sale, conversion, retirement of capital stock, net$100,000885
Net operating income$1,211,0803,776
1992-12-31 (YTD Data)Rank
Total interest income$6,018,0005,472
Total interest expense$2,834,0005,416
Net interest income$3,184,0005,430
Provision for loan and lease losses$99,0007,328
Total noninterest income$466,0005,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0004,110
Trading account gains and feesNANA
Additional Noninterest Income$134,0007,060
Total noninterest expense$2,025,0006,316
Salaries and employee benefits$1,019,0005,929
Premises and equipment expense$249,0006,794
Additional noninterest expense$757,0006,372
Pre-tax net operating income$1,526,0003,987
Securities gains (losses)$103,0002,957
Applicable income taxes$440,0004,451
Income before extraordinary items$1,189,0003,843
Extraordinary gains, net$01,422
Net income$1,189,0003,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00012,970
Cash dividends$543,0002,608
Sale, conversion, retirement of capital stock, net$575,000528
Net operating income$1,113,8103,777

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.