Home > Bank Star of the BootHeel > Income and Expense
Bank Star of the BootHeel, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 4,165 |
| Total interest expense | $240,000 | 4,571 |
| Net interest income | $3,075,000 | 4,071 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $669,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $467,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,123 |
| Total noninterest expense | $2,756,000 | 3,917 |
| Salaries and employee benefits | $1,649,000 | 3,720 |
| Premises and equipment expense | $249,000 | 4,325 |
| Additional noninterest expense | $858,000 | 4,039 |
| Pre-tax net operating income | $898,000 | 3,910 |
| Securities gains (losses) | $-66,000 | 6,165 |
| Applicable income taxes | $302,000 | 2,476 |
| Income before extraordinary items | $530,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 4,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $530,000 | 4,482 |
| Net charge-offs | $124,000 | 1,967 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $572,240 | 4,344 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 4,231 |
| Total interest expense | $158,000 | 4,633 |
| Net interest income | $2,003,000 | 4,134 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $444,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $303,000 | 1,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $141,000 | 4,105 |
| Total noninterest expense | $1,838,000 | 3,954 |
| Salaries and employee benefits | $1,120,000 | 3,714 |
| Premises and equipment expense | $166,000 | 4,349 |
| Additional noninterest expense | $552,000 | 4,145 |
| Pre-tax net operating income | $549,000 | 4,040 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $198,000 | 2,501 |
| Income before extraordinary items | $351,000 | 4,502 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 4,503 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $351,000 | 4,504 |
| Net charge-offs | $103,000 | 1,701 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $351,000 | 4,428 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 4,277 |
| Total interest expense | $75,000 | 4,781 |
| Net interest income | $985,000 | 4,180 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $130,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $75,000 | 4,002 |
| Total noninterest expense | $934,000 | 3,944 |
| Salaries and employee benefits | $577,000 | 3,675 |
| Premises and equipment expense | $81,000 | 4,451 |
| Additional noninterest expense | $276,000 | 4,149 |
| Pre-tax net operating income | $226,000 | 4,272 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $81,000 | 2,630 |
| Income before extraordinary items | $145,000 | 4,717 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $145,000 | 4,719 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $145,000 | 4,721 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $145,000 | 4,647 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 4,185 |
| Total interest expense | $349,000 | 4,706 |
| Net interest income | $4,188,000 | 4,082 |
| Provision for loan and lease losses | $-180,000 | 6,111 |
| Total noninterest income | $911,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $641,000 | 1,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,156 |
| Total noninterest expense | $3,690,000 | 4,014 |
| Salaries and employee benefits | $2,172,000 | 3,820 |
| Premises and equipment expense | $332,000 | 4,478 |
| Additional noninterest expense | $1,186,000 | 4,075 |
| Pre-tax net operating income | $1,589,000 | 3,370 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $573,000 | 2,071 |
| Income before extraordinary items | $1,016,000 | 3,942 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,016,000 | 3,942 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,016,000 | 3,944 |
| Net charge-offs | $166,000 | 2,673 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,016,000 | 3,882 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 4,226 |
| Total interest expense | $263,000 | 4,767 |
| Net interest income | $3,143,000 | 4,115 |
| Provision for loan and lease losses | $-210,000 | 6,285 |
| Total noninterest income | $684,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $477,000 | 1,876 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $207,000 | 4,159 |
| Total noninterest expense | $2,731,000 | 4,062 |
| Salaries and employee benefits | $1,621,000 | 3,849 |
| Premises and equipment expense | $246,000 | 4,551 |
| Additional noninterest expense | $864,000 | 4,156 |
| Pre-tax net operating income | $1,306,000 | 3,278 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $481,000 | 2,019 |
| Income before extraordinary items | $825,000 | 3,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $825,000 | 3,851 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $825,000 | 3,852 |
| Net charge-offs | $127,000 | 2,452 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $825,000 | 3,807 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 4,324 |
| Total interest expense | $172,000 | 4,842 |
| Net interest income | $2,015,000 | 4,223 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $445,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $301,000 | 1,942 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $144,000 | 4,091 |
| Total noninterest expense | $1,816,000 | 4,087 |
| Salaries and employee benefits | $1,078,000 | 3,865 |
| Premises and equipment expense | $159,000 | 4,654 |
| Additional noninterest expense | $579,000 | 4,168 |
| Pre-tax net operating income | $584,000 | 3,927 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $209,000 | 2,371 |
| Income before extraordinary items | $375,000 | 4,407 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $375,000 | 4,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $375,000 | 4,411 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $375,000 | 4,360 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 4,432 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $973,000 | 4,326 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $213,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $139,000 | 2,064 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $890,000 | 4,169 |
| Salaries and employee benefits | $539,000 | 3,901 |
| Premises and equipment expense | $78,000 | 4,733 |
| Additional noninterest expense | $273,000 | 4,325 |
| Pre-tax net operating income | $266,000 | 4,009 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $94,000 | 2,410 |
| Income before extraordinary items | $172,000 | 4,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $172,000 | 4,488 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $172,000 | 4,488 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $172,000 | 4,434 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 4,223 |
| Total interest expense | $382,000 | 4,998 |
| Net interest income | $4,361,000 | 4,055 |
| Provision for loan and lease losses | $80,000 | 3,888 |
| Total noninterest income | $887,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $583,000 | 2,113 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $304,000 | 4,068 |
| Total noninterest expense | $3,576,000 | 4,200 |
| Salaries and employee benefits | $2,142,000 | 3,926 |
| Premises and equipment expense | $326,000 | 4,672 |
| Additional noninterest expense | $1,108,000 | 4,370 |
| Pre-tax net operating income | $1,592,000 | 3,299 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $583,000 | 1,995 |
| Income before extraordinary items | $1,009,000 | 3,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,009,000 | 3,885 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,009,000 | 3,886 |
| Net charge-offs | $137,000 | 3,426 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,009,000 | 3,824 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 4,265 |
| Total interest expense | $289,000 | 5,077 |
| Net interest income | $3,274,000 | 4,082 |
| Provision for loan and lease losses | $102,000 | 3,332 |
| Total noninterest income | $668,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $434,000 | 2,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $234,000 | 4,111 |
| Total noninterest expense | $2,651,000 | 4,240 |
| Salaries and employee benefits | $1,597,000 | 3,949 |
| Premises and equipment expense | $237,000 | 4,772 |
| Additional noninterest expense | $817,000 | 4,426 |
| Pre-tax net operating income | $1,189,000 | 3,375 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $436,000 | 2,050 |
| Income before extraordinary items | $753,000 | 3,929 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $753,000 | 3,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $753,000 | 3,932 |
| Net charge-offs | $78,000 | 3,492 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $753,000 | 3,862 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 4,352 |
| Total interest expense | $194,000 | 5,125 |
| Net interest income | $2,108,000 | 4,175 |
| Provision for loan and lease losses | $72,000 | 3,266 |
| Total noninterest income | $446,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,082 |
| Total noninterest expense | $1,753,000 | 4,286 |
| Salaries and employee benefits | $1,058,000 | 3,990 |
| Premises and equipment expense | $154,000 | 4,833 |
| Additional noninterest expense | $541,000 | 4,447 |
| Pre-tax net operating income | $729,000 | 3,510 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $267,000 | 2,141 |
| Income before extraordinary items | $462,000 | 4,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $462,000 | 4,078 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $462,000 | 4,078 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $462,000 | 3,968 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 4,438 |
| Total interest expense | $99,000 | 5,164 |
| Net interest income | $1,023,000 | 4,270 |
| Provision for loan and lease losses | $36,000 | 3,092 |
| Total noninterest income | $224,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $185,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $861,000 | 4,369 |
| Salaries and employee benefits | $523,000 | 4,049 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $269,000 | 4,480 |
| Pre-tax net operating income | $350,000 | 3,514 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $127,000 | 2,169 |
| Income before extraordinary items | $223,000 | 4,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $223,000 | 4,088 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $223,000 | 4,088 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $223,000 | 3,986 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,369 |
| Total interest expense | $543,000 | 4,968 |
| Net interest income | $4,330,000 | 4,198 |
| Provision for loan and lease losses | $220,000 | 3,823 |
| Total noninterest income | $910,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $791,000 | 1,705 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $119,000 | 5,182 |
| Total noninterest expense | $3,358,000 | 4,476 |
| Salaries and employee benefits | $1,959,000 | 4,183 |
| Premises and equipment expense | $312,000 | 4,873 |
| Additional noninterest expense | $1,087,000 | 4,592 |
| Pre-tax net operating income | $1,662,000 | 3,157 |
| Securities gains (losses) | $68,000 | 2,541 |
| Applicable income taxes | $642,000 | 1,927 |
| Income before extraordinary items | $1,088,000 | 3,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,088,000 | 3,741 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,088,000 | 3,742 |
| Net charge-offs | $91,000 | 4,497 |
| Cash dividends | $850,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,044,480 | 3,664 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 4,425 |
| Total interest expense | $424,000 | 5,018 |
| Net interest income | $3,263,000 | 4,244 |
| Provision for loan and lease losses | $160,000 | 3,797 |
| Total noninterest income | $690,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $596,000 | 1,719 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 5,200 |
| Total noninterest expense | $2,455,000 | 4,552 |
| Salaries and employee benefits | $1,429,000 | 4,269 |
| Premises and equipment expense | $226,000 | 5,017 |
| Additional noninterest expense | $800,000 | 4,674 |
| Pre-tax net operating income | $1,338,000 | 3,106 |
| Securities gains (losses) | $68,000 | 2,251 |
| Applicable income taxes | $521,000 | 1,894 |
| Income before extraordinary items | $885,000 | 3,678 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $885,000 | 3,678 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $885,000 | 3,680 |
| Net charge-offs | $67,000 | 4,325 |
| Cash dividends | $650,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $841,480 | 3,607 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 4,514 |
| Total interest expense | $287,000 | 5,076 |
| Net interest income | $2,119,000 | 4,333 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $434,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $383,000 | 1,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $1,606,000 | 4,635 |
| Salaries and employee benefits | $937,000 | 4,337 |
| Premises and equipment expense | $148,000 | 5,076 |
| Additional noninterest expense | $521,000 | 4,753 |
| Pre-tax net operating income | $847,000 | 3,176 |
| Securities gains (losses) | $68,000 | 1,848 |
| Applicable income taxes | $333,000 | 1,944 |
| Income before extraordinary items | $582,000 | 3,709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 3,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $582,000 | 3,711 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $538,480 | 3,658 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 4,617 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $1,029,000 | 4,433 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $184,000 | 1,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $771,000 | 4,763 |
| Salaries and employee benefits | $457,000 | 4,427 |
| Premises and equipment expense | $67,000 | 5,306 |
| Additional noninterest expense | $247,000 | 4,895 |
| Pre-tax net operating income | $425,000 | 3,199 |
| Securities gains (losses) | $68,000 | 1,092 |
| Applicable income taxes | $180,000 | 1,853 |
| Income before extraordinary items | $313,000 | 3,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $313,000 | 3,564 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $313,000 | 3,564 |
| Net charge-offs | $-15,000 | 6,792 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $269,480 | 3,671 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 4,531 |
| Total interest expense | $726,000 | 5,122 |
| Net interest income | $4,344,000 | 4,309 |
| Provision for loan and lease losses | $410,000 | 3,707 |
| Total noninterest income | $915,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $772,000 | 1,834 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $143,000 | 4,908 |
| Total noninterest expense | $3,367,000 | 4,583 |
| Salaries and employee benefits | $1,841,000 | 4,373 |
| Premises and equipment expense | $284,000 | 5,351 |
| Additional noninterest expense | $1,242,000 | 4,359 |
| Pre-tax net operating income | $1,482,000 | 3,048 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $542,000 | 1,954 |
| Income before extraordinary items | $940,000 | 3,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $940,000 | 3,667 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $940,000 | 3,667 |
| Net charge-offs | $304,000 | 3,787 |
| Cash dividends | $850,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $940,000 | 3,539 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,592 |
| Total interest expense | $562,000 | 5,178 |
| Net interest income | $3,237,000 | 4,357 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $680,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $579,000 | 1,838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $2,529,000 | 4,583 |
| Salaries and employee benefits | $1,375,000 | 4,395 |
| Premises and equipment expense | $209,000 | 5,430 |
| Additional noninterest expense | $945,000 | 4,313 |
| Pre-tax net operating income | $1,088,000 | 3,158 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $394,000 | 1,959 |
| Income before extraordinary items | $694,000 | 3,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 3,769 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $694,000 | 3,769 |
| Net charge-offs | $148,000 | 4,037 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $694,000 | 3,661 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 4,699 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $2,083,000 | 4,466 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $455,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $386,000 | 1,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $1,725,000 | 4,570 |
| Salaries and employee benefits | $915,000 | 4,433 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $678,000 | 4,200 |
| Pre-tax net operating income | $573,000 | 3,561 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $206,000 | 2,202 |
| Income before extraordinary items | $367,000 | 4,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $367,000 | 4,134 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $367,000 | 4,136 |
| Net charge-offs | $130,000 | 3,579 |
| Cash dividends | $450,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $367,000 | 4,039 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 4,771 |
| Total interest expense | $192,000 | 5,330 |
| Net interest income | $1,021,000 | 4,512 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $220,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $181,000 | 1,887 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,037 |
| Total noninterest expense | $869,000 | 4,568 |
| Salaries and employee benefits | $447,000 | 4,519 |
| Premises and equipment expense | $65,000 | 5,671 |
| Additional noninterest expense | $357,000 | 4,040 |
| Pre-tax net operating income | $252,000 | 3,812 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $90,000 | 2,290 |
| Income before extraordinary items | $162,000 | 4,333 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $162,000 | 4,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $162,000 | 4,333 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $162,000 | 4,274 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 4,710 |
| Total interest expense | $951,000 | 5,333 |
| Net interest income | $4,246,000 | 4,407 |
| Provision for loan and lease losses | $791,000 | 3,414 |
| Total noninterest income | $918,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $799,000 | 1,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 5,239 |
| Total noninterest expense | $3,035,000 | 4,992 |
| Salaries and employee benefits | $1,594,000 | 4,894 |
| Premises and equipment expense | $247,000 | 5,832 |
| Additional noninterest expense | $1,194,000 | 4,627 |
| Pre-tax net operating income | $1,338,000 | 2,903 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $483,000 | 1,920 |
| Income before extraordinary items | $856,000 | 3,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $856,000 | 3,503 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $856,000 | 3,506 |
| Net charge-offs | $922,000 | 2,801 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $855,360 | 3,384 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 4,789 |
| Total interest expense | $734,000 | 5,427 |
| Net interest income | $3,183,000 | 4,456 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $697,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $605,000 | 1,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $92,000 | 5,309 |
| Total noninterest expense | $2,171,000 | 5,133 |
| Salaries and employee benefits | $1,145,000 | 5,048 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $848,000 | 4,761 |
| Pre-tax net operating income | $1,484,000 | 2,396 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $544,000 | 1,590 |
| Income before extraordinary items | $941,000 | 2,999 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $941,000 | 2,996 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $941,000 | 2,999 |
| Net charge-offs | $67,000 | 5,286 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $940,360 | 2,874 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,942 |
| Total interest expense | $495,000 | 5,506 |
| Net interest income | $2,012,000 | 4,627 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $446,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $389,000 | 1,939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $1,432,000 | 5,193 |
| Salaries and employee benefits | $747,000 | 5,120 |
| Premises and equipment expense | $109,000 | 6,150 |
| Additional noninterest expense | $576,000 | 4,695 |
| Pre-tax net operating income | $876,000 | 2,633 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $320,000 | 1,676 |
| Income before extraordinary items | $557,000 | 3,207 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 3,202 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $557,000 | 3,205 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $556,360 | 3,103 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,098 |
| Total interest expense | $250,000 | 5,595 |
| Net interest income | $962,000 | 4,789 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $202,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $175,000 | 2,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $693,000 | 5,328 |
| Salaries and employee benefits | $367,000 | 5,221 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $279,000 | 4,798 |
| Pre-tax net operating income | $396,000 | 2,856 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $145,000 | 1,769 |
| Income before extraordinary items | $252,000 | 3,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 3,468 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $252,000 | 3,470 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $251,360 | 3,346 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 5,042 |
| Total interest expense | $1,402,000 | 5,303 |
| Net interest income | $3,760,000 | 4,751 |
| Provision for loan and lease losses | $724,000 | 3,990 |
| Total noninterest income | $878,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $777,000 | 2,087 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $101,000 | 5,633 |
| Total noninterest expense | $3,019,000 | 5,158 |
| Salaries and employee benefits | $1,517,000 | 5,156 |
| Premises and equipment expense | $258,000 | 5,991 |
| Additional noninterest expense | $1,244,000 | 4,640 |
| Pre-tax net operating income | $895,000 | 3,161 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $329,000 | 1,940 |
| Income before extraordinary items | $575,000 | 3,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $575,000 | 3,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $575,000 | 3,664 |
| Net charge-offs | $698,000 | 3,354 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $569,240 | 3,600 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 5,114 |
| Total interest expense | $1,120,000 | 5,295 |
| Net interest income | $2,744,000 | 4,847 |
| Provision for loan and lease losses | $438,000 | 4,045 |
| Total noninterest income | $652,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $576,000 | 2,111 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $76,000 | 5,769 |
| Total noninterest expense | $2,278,000 | 5,166 |
| Salaries and employee benefits | $1,133,000 | 5,215 |
| Premises and equipment expense | $196,000 | 6,010 |
| Additional noninterest expense | $949,000 | 4,561 |
| Pre-tax net operating income | $680,000 | 3,394 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $226,000 | 2,200 |
| Income before extraordinary items | $463,000 | 3,816 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $463,000 | 3,812 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $463,000 | 3,814 |
| Net charge-offs | $413,000 | 3,302 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $456,970 | 3,750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 5,208 |
| Total interest expense | $786,000 | 5,319 |
| Net interest income | $1,734,000 | 4,987 |
| Provision for loan and lease losses | $273,000 | 3,886 |
| Total noninterest income | $425,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $377,000 | 2,123 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $48,000 | 5,894 |
| Total noninterest expense | $1,526,000 | 5,193 |
| Salaries and employee benefits | $770,000 | 5,216 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $628,000 | 4,591 |
| Pre-tax net operating income | $360,000 | 3,872 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $112,000 | 2,532 |
| Income before extraordinary items | $248,000 | 4,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $248,000 | 4,257 |
| Net charge-offs | $371,000 | 2,693 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $248,000 | 4,151 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 5,270 |
| Total interest expense | $408,000 | 5,342 |
| Net interest income | $843,000 | 5,060 |
| Provision for loan and lease losses | $197,000 | 2,888 |
| Total noninterest income | $219,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $184,000 | 2,105 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $733,000 | 5,246 |
| Salaries and employee benefits | $389,000 | 5,237 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $132,000 | 4,680 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $39,000 | 3,088 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $321,000 | 1,714 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $93,000 | 4,883 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,160 |
| Total interest expense | $2,119,000 | 5,166 |
| Net interest income | $3,435,000 | 5,028 |
| Provision for loan and lease losses | $890,000 | 2,889 |
| Total noninterest income | $914,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $818,000 | 2,090 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $2,988,000 | 5,124 |
| Salaries and employee benefits | $1,563,000 | 5,217 |
| Premises and equipment expense | $292,000 | 5,859 |
| Additional noninterest expense | $1,133,000 | 4,467 |
| Pre-tax net operating income | $471,000 | 4,954 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $137,000 | 3,143 |
| Income before extraordinary items | $334,000 | 4,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 2,004 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $334,000 | 5,138 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 5,144 |
| Total interest expense | $1,651,000 | 5,185 |
| Net interest income | $2,658,000 | 4,973 |
| Provision for loan and lease losses | $547,000 | 2,607 |
| Total noninterest income | $681,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $608,000 | 2,127 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 6,081 |
| Total noninterest expense | $2,245,000 | 5,109 |
| Salaries and employee benefits | $1,208,000 | 5,132 |
| Premises and equipment expense | $220,000 | 5,860 |
| Additional noninterest expense | $817,000 | 4,512 |
| Pre-tax net operating income | $547,000 | 4,795 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $173,000 | 3,069 |
| Income before extraordinary items | $374,000 | 4,879 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $374,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 1,386 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $374,000 | 5,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 5,290 |
| Total interest expense | $1,112,000 | 5,316 |
| Net interest income | $1,683,000 | 5,136 |
| Provision for loan and lease losses | $173,000 | 3,397 |
| Total noninterest income | $446,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $393,000 | 2,157 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $53,000 | 6,048 |
| Total noninterest expense | $1,484,000 | 5,163 |
| Salaries and employee benefits | $801,000 | 5,208 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $537,000 | 4,524 |
| Pre-tax net operating income | $472,000 | 4,464 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $158,000 | 2,955 |
| Income before extraordinary items | $314,000 | 4,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,609 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $314,000 | 4,862 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 5,401 |
| Total interest expense | $586,000 | 5,347 |
| Net interest income | $804,000 | 5,300 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $209,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $183,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $718,000 | 5,288 |
| Salaries and employee benefits | $401,000 | 5,223 |
| Premises and equipment expense | $58,000 | 6,485 |
| Additional noninterest expense | $259,000 | 4,575 |
| Pre-tax net operating income | $274,000 | 4,355 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $91,000 | 2,912 |
| Income before extraordinary items | $183,000 | 4,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $183,000 | 4,726 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 5,241 |
| Total interest expense | $2,608,000 | 5,144 |
| Net interest income | $3,370,000 | 5,164 |
| Provision for loan and lease losses | $346,000 | 2,933 |
| Total noninterest income | $904,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $794,000 | 2,145 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $110,000 | 6,071 |
| Total noninterest expense | $2,825,000 | 5,189 |
| Salaries and employee benefits | $1,550,000 | 5,206 |
| Premises and equipment expense | $232,000 | 6,421 |
| Additional noninterest expense | $1,043,000 | 4,523 |
| Pre-tax net operating income | $1,103,000 | 4,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 3,064 |
| Income before extraordinary items | $715,000 | 5,009 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $715,000 | 4,992 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 5,251 |
| Total interest expense | $1,958,000 | 5,157 |
| Net interest income | $2,533,000 | 5,168 |
| Provision for loan and lease losses | $49,000 | 5,078 |
| Total noninterest income | $666,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $578,000 | 2,186 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $2,079,000 | 5,237 |
| Salaries and employee benefits | $1,154,000 | 5,213 |
| Premises and equipment expense | $163,000 | 6,573 |
| Additional noninterest expense | $762,000 | 4,540 |
| Pre-tax net operating income | $1,071,000 | 4,207 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $363,000 | 2,938 |
| Income before extraordinary items | $708,000 | 4,630 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $708,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $708,000 | 4,621 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 5,388 |
| Total interest expense | $1,216,000 | 5,349 |
| Net interest income | $1,661,000 | 5,255 |
| Provision for loan and lease losses | $33,000 | 4,815 |
| Total noninterest income | $434,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $372,000 | 2,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $1,368,000 | 5,312 |
| Salaries and employee benefits | $763,000 | 5,281 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $495,000 | 4,615 |
| Pre-tax net operating income | $694,000 | 4,330 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $234,000 | 3,060 |
| Income before extraordinary items | $460,000 | 4,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $460,000 | 4,745 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,464 |
| Total interest expense | $579,000 | 5,474 |
| Net interest income | $824,000 | 5,286 |
| Provision for loan and lease losses | $17,000 | 4,548 |
| Total noninterest income | $225,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $680,000 | 5,347 |
| Salaries and employee benefits | $381,000 | 5,321 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $246,000 | 4,596 |
| Pre-tax net operating income | $352,000 | 4,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $119,000 | 3,045 |
| Income before extraordinary items | $233,000 | 4,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $233,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $233,000 | 4,707 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,229,000 | 5,427 |
| Total interest expense | $2,094,000 | 5,280 |
| Net interest income | $3,135,000 | 5,387 |
| Provision for loan and lease losses | $398,000 | 2,287 |
| Total noninterest income | $790,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $652,000 | 2,523 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 5,778 |
| Total noninterest expense | $2,807,000 | 5,116 |
| Salaries and employee benefits | $1,469,000 | 5,269 |
| Premises and equipment expense | $254,000 | 6,176 |
| Additional noninterest expense | $1,084,000 | 4,260 |
| Pre-tax net operating income | $720,000 | 5,868 |
| Securities gains (losses) | $-162,000 | 8,339 |
| Applicable income taxes | $194,000 | 4,325 |
| Income before extraordinary items | $364,000 | 6,660 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $364,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $469,300 | 6,257 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 5,463 |
| Total interest expense | $1,511,000 | 5,309 |
| Net interest income | $2,356,000 | 5,425 |
| Provision for loan and lease losses | $112,000 | 3,920 |
| Total noninterest income | $585,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $483,000 | 2,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,813 |
| Total noninterest expense | $2,072,000 | 5,152 |
| Salaries and employee benefits | $1,101,000 | 5,239 |
| Premises and equipment expense | $188,000 | 6,239 |
| Additional noninterest expense | $783,000 | 4,337 |
| Pre-tax net operating income | $757,000 | 5,339 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $253,000 | 3,818 |
| Income before extraordinary items | $504,000 | 5,743 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $504,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $504,000 | 5,740 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 5,592 |
| Total interest expense | $900,000 | 5,507 |
| Net interest income | $1,549,000 | 5,497 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $400,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $324,000 | 2,507 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,348,000 | 5,243 |
| Salaries and employee benefits | $726,000 | 5,297 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $498,000 | 4,499 |
| Pre-tax net operating income | $526,000 | 5,295 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $340,000 | 5,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $340,000 | 5,749 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,652 |
| Total interest expense | $423,000 | 5,546 |
| Net interest income | $757,000 | 5,580 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $199,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $670,000 | 5,266 |
| Salaries and employee benefits | $357,000 | 5,379 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $249,000 | 4,494 |
| Pre-tax net operating income | $249,000 | 5,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $162,000 | 5,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $162,000 | 5,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 5,541 |
| Total interest expense | $1,371,000 | 5,475 |
| Net interest income | $3,044,000 | 5,464 |
| Provision for loan and lease losses | $148,000 | 4,176 |
| Total noninterest income | $692,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $602,000 | 2,658 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $2,585,000 | 5,265 |
| Salaries and employee benefits | $1,357,000 | 5,390 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $976,000 | 4,497 |
| Pre-tax net operating income | $1,003,000 | 5,357 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $368,000 | 3,831 |
| Income before extraordinary items | $642,000 | 5,848 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $642,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $637,520 | 5,837 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 5,560 |
| Total interest expense | $964,000 | 5,539 |
| Net interest income | $2,291,000 | 5,459 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $504,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $431,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,875,000 | 5,352 |
| Salaries and employee benefits | $1,030,000 | 5,324 |
| Premises and equipment expense | $180,000 | 6,291 |
| Additional noninterest expense | $665,000 | 4,785 |
| Pre-tax net operating income | $830,000 | 5,245 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $299,000 | 3,816 |
| Income before extraordinary items | $538,000 | 5,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $538,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $533,520 | 5,717 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,653 |
| Total interest expense | $572,000 | 5,697 |
| Net interest income | $1,486,000 | 5,525 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $322,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $275,000 | 2,791 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $1,227,000 | 5,393 |
| Salaries and employee benefits | $686,000 | 5,311 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $423,000 | 4,910 |
| Pre-tax net operating income | $521,000 | 5,377 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $188,000 | 3,886 |
| Income before extraordinary items | $340,000 | 5,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $340,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $335,520 | 5,839 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,757 |
| Total interest expense | $273,000 | 5,734 |
| Net interest income | $720,000 | 5,651 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $151,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $127,000 | 2,903 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $344,000 | 5,352 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $205,000 | 4,984 |
| Pre-tax net operating income | $233,000 | 5,616 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $146,000 | 6,152 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $146,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $149,840 | 6,075 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 5,693 |
| Total interest expense | $971,000 | 5,752 |
| Net interest income | $2,849,000 | 5,577 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $491,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $447,000 | 3,399 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,564 |
| Total noninterest expense | $2,299,000 | 5,559 |
| Salaries and employee benefits | $1,184,000 | 5,729 |
| Premises and equipment expense | $228,000 | 6,420 |
| Additional noninterest expense | $887,000 | 4,754 |
| Pre-tax net operating income | $921,000 | 5,439 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $321,000 | 4,077 |
| Income before extraordinary items | $600,000 | 5,951 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $600,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $600,000 | 5,882 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 5,747 |
| Total interest expense | $694,000 | 5,854 |
| Net interest income | $2,118,000 | 5,603 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $359,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $321,000 | 3,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $1,647,000 | 5,677 |
| Salaries and employee benefits | $823,000 | 5,923 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $662,000 | 4,722 |
| Pre-tax net operating income | $740,000 | 5,381 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $261,000 | 4,004 |
| Income before extraordinary items | $479,000 | 5,916 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $479,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $479,000 | 5,838 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 5,969 |
| Total interest expense | $418,000 | 6,169 |
| Net interest income | $1,330,000 | 5,792 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $209,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $186,000 | 3,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $1,060,000 | 5,816 |
| Salaries and employee benefits | $515,000 | 6,181 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $439,000 | 4,766 |
| Pre-tax net operating income | $419,000 | 5,756 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $146,000 | 4,300 |
| Income before extraordinary items | $273,000 | 6,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $273,000 | 6,168 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,149 |
| Total interest expense | $188,000 | 6,500 |
| Net interest income | $645,000 | 5,896 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $472,000 | 6,241 |
| Salaries and employee benefits | $243,000 | 6,436 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $239,000 | 5,390 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $85,000 | 4,041 |
| Income before extraordinary items | $154,000 | 5,949 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $154,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $154,000 | 5,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 6,051 |
| Total interest expense | $880,000 | 6,470 |
| Net interest income | $2,615,000 | 5,761 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $435,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $380,000 | 3,759 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $55,000 | 7,433 |
| Total noninterest expense | $1,839,000 | 6,280 |
| Salaries and employee benefits | $988,000 | 6,303 |
| Premises and equipment expense | $185,000 | 6,965 |
| Additional noninterest expense | $666,000 | 5,654 |
| Pre-tax net operating income | $1,091,000 | 4,947 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $401,000 | 3,772 |
| Income before extraordinary items | $690,000 | 5,627 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $690,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $690,000 | 5,455 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 6,131 |
| Total interest expense | $669,000 | 6,584 |
| Net interest income | $1,948,000 | 5,793 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $348,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $299,000 | 3,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $1,327,000 | 6,379 |
| Salaries and employee benefits | $699,000 | 6,472 |
| Premises and equipment expense | $137,000 | 7,013 |
| Additional noninterest expense | $491,000 | 5,704 |
| Pre-tax net operating income | $879,000 | 4,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $312,000 | 3,843 |
| Income before extraordinary items | $567,000 | 5,548 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $567,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $567,000 | 5,362 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 6,241 |
| Total interest expense | $449,000 | 6,683 |
| Net interest income | $1,251,000 | 5,931 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $244,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $204,000 | 3,582 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $878,000 | 6,412 |
| Salaries and employee benefits | $464,000 | 6,514 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $322,000 | 5,743 |
| Pre-tax net operating income | $557,000 | 5,042 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $360,000 | 5,658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $360,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $360,000 | 5,451 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,326 |
| Total interest expense | $226,000 | 6,751 |
| Net interest income | $608,000 | 6,026 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $120,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $433,000 | 6,470 |
| Salaries and employee benefits | $227,000 | 6,595 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $265,000 | 5,122 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $172,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $172,000 | 5,504 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 6,323 |
| Total interest expense | $1,103,000 | 6,676 |
| Net interest income | $2,418,000 | 6,019 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $393,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $351,000 | 3,862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $1,699,000 | 6,458 |
| Salaries and employee benefits | $876,000 | 6,594 |
| Premises and equipment expense | $176,000 | 7,078 |
| Additional noninterest expense | $647,000 | 5,672 |
| Pre-tax net operating income | $982,000 | 5,251 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $335,000 | 4,246 |
| Income before extraordinary items | $650,000 | 5,756 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $650,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $475,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $648,020 | 5,624 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 6,418 |
| Total interest expense | $1,913,000 | 6,235 |
| Net interest income | $2,015,000 | 6,413 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $369,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $326,000 | 3,951 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $1,472,000 | 6,856 |
| Salaries and employee benefits | $733,000 | 7,047 |
| Premises and equipment expense | $166,000 | 7,273 |
| Additional noninterest expense | $573,000 | 6,011 |
| Pre-tax net operating income | $837,000 | 5,370 |
| Securities gains (losses) | $34,000 | 2,711 |
| Applicable income taxes | $309,000 | 4,203 |
| Income before extraordinary items | $562,000 | 5,780 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $562,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $539,900 | 5,769 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 6,645 |
| Total interest expense | $1,956,000 | 6,335 |
| Net interest income | $1,858,000 | 6,805 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $380,000 | 5,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,597 |
| Total noninterest expense | $1,345,000 | 7,122 |
| Salaries and employee benefits | $655,000 | 7,411 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $519,000 | 6,284 |
| Pre-tax net operating income | $833,000 | 5,762 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $301,000 | 4,593 |
| Income before extraordinary items | $532,000 | 6,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $532,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $532,000 | 6,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 6,975 |
| Total interest expense | $1,580,000 | 6,770 |
| Net interest income | $1,783,000 | 7,036 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $306,000 | 6,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,285,000 | 7,341 |
| Salaries and employee benefits | $606,000 | 7,731 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $517,000 | 6,384 |
| Pre-tax net operating income | $744,000 | 6,153 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $259,000 | 5,121 |
| Income before extraordinary items | $518,000 | 6,309 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $518,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $495,890 | 6,453 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 7,316 |
| Total interest expense | $1,444,000 | 7,316 |
| Net interest income | $1,734,000 | 7,206 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $253,000 | 6,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,180,000 | 7,595 |
| Salaries and employee benefits | $581,000 | 7,866 |
| Premises and equipment expense | $130,000 | 8,067 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $727,000 | 6,386 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $461,000 | 6,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $461,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $461,000 | 6,742 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 7,761 |
| Total interest expense | $1,302,000 | 7,840 |
| Net interest income | $1,686,000 | 7,583 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $247,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $1,121,000 | 7,940 |
| Salaries and employee benefits | $571,000 | 8,115 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $425,000 | 7,153 |
| Pre-tax net operating income | $794,000 | 6,566 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $283,000 | 5,886 |
| Income before extraordinary items | $515,000 | 6,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $515,000 | 6,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $512,400 | 6,834 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 8,295 |
| Total interest expense | $1,232,000 | 8,285 |
| Net interest income | $1,556,000 | 8,135 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $208,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,029,000 | 8,568 |
| Salaries and employee benefits | $536,000 | 8,606 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $369,000 | 8,163 |
| Pre-tax net operating income | $717,000 | 6,858 |
| Securities gains (losses) | $-27,000 | 10,789 |
| Applicable income taxes | $248,000 | 6,477 |
| Income before extraordinary items | $442,000 | 7,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $442,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $459,280 | 7,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 8,595 |
| Total interest expense | $1,218,000 | 8,532 |
| Net interest income | $1,512,000 | 8,499 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $228,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $987,000 | 9,002 |
| Salaries and employee benefits | $509,000 | 9,037 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $368,000 | 8,516 |
| Pre-tax net operating income | $735,000 | 7,134 |
| Securities gains (losses) | $-60,000 | 11,272 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $427,000 | 7,826 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $427,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $465,400 | 7,486 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 9,066 |
| Total interest expense | $894,000 | 9,163 |
| Net interest income | $1,521,000 | 8,827 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $948,000 | 9,557 |
| Salaries and employee benefits | $461,000 | 9,743 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $383,000 | 9,006 |
| Pre-tax net operating income | $760,000 | 7,081 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $273,000 | 6,220 |
| Income before extraordinary items | $468,000 | 7,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $468,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $480,160 | 7,499 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 9,621 |
| Total interest expense | $818,000 | 9,945 |
| Net interest income | $1,458,000 | 9,244 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $202,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $916,000 | 10,126 |
| Salaries and employee benefits | $456,000 | 10,081 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $359,000 | 9,744 |
| Pre-tax net operating income | $736,000 | 7,173 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $500,000 | 7,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $500,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $475,300 | 7,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 10,066 |
| Total interest expense | $1,026,000 | 10,282 |
| Net interest income | $1,389,000 | 9,660 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $195,000 | 9,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $889,000 | 10,557 |
| Salaries and employee benefits | $450,000 | 10,308 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $339,000 | 10,331 |
| Pre-tax net operating income | $615,000 | 7,599 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $452,000 | 7,719 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $452,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $301,000 | 3,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $389,920 | 7,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.