| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0164% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0096% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4428% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3276% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 5,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0375% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 5,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0565% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5384% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3872% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2573% | 348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4261% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0664% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 5,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6873% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8693% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8693% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3732% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5408% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8819% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1074% | 5,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1152% | 5,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0777% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4620% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4620% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1821% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 5,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2712% | 4,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5873% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7950% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7950% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0426% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2755% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 5,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3619% | 4,349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8784% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2319% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2319% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0347% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4030% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 5,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0565% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5234% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3598% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0477% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0477% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9664% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7442% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0473% | 5,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0901% | 5,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0497% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7104% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1908% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1908% | 5,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0822% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0801% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 5,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5304% | 6,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5451% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5286% | 6,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2183% | 5,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8585% | 5,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8585% | 5,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0050% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1043% | 5,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0668% | 5,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7601% | 6,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7538% | 4,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7610% | 6,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2061% | 5,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0096% | 6,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0096% | 5,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9780% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1105% | 5,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0899% | 5,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 5,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0180% | 6,191 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1326% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0012% | 6,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1361% | 5,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2319% | 6,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2319% | 6,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6710% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1931% | 6,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1713% | 6,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 5,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6197% | 6,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8589% | 6,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2183% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4460% | 6,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4460% | 6,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7491% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1183% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1582% | 6,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.3747% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3489% | 6,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5129% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0357% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6976% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6976% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3054% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1515% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2183% | 6,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.5161% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4603% | 6,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 5,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6796% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1251% | 6,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4663% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6603% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6603% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1711% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3410% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2031% | 6,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.7868% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4983% | 6,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 6,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0506% | 6,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2863% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9934% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9934% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2329% | 5,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2321% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6407% | 6,573 |
| Percentage Net Loans Charged-off:Construction & development | 1.6189% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3528% | 6,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0861% | 6,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0942% | 6,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7135% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8071% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8071% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5036% | 5,932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2163% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3679% | 6,651 |
| Percentage Net Loans Charged-off:Construction & development | -3.1310% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 2,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4078% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6720% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3700% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8101% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0938% | 5,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0938% | 5,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0140% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5832% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0706% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8717% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2065% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8192% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1984% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0474% | 5,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0474% | 5,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8543% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9191% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.1407% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9096% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9393% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9051% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1288% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1090% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1090% | 2,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5130% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2980% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 5,711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 6,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2591% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9388% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8468% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9437% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5913% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5913% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2666% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0216% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 6,483 |
| Percentage Net Loans Charged-off:Construction & development | -1.0585% | 6,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2561% | 2,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1594% | 6,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4692% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2633% | 6,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1817% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4890% | 6,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4890% | 6,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7855% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -146.4646% | 1,479 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0262% | 5,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 6,352 |
| Percentage Net Loans Charged-off:Construction & development | -1.2798% | 6,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3375% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1314% | 6,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6301% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2581% | 6,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2745% | 6,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2746% | 6,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8471% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -188.6341% | 1,468 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2611% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 6,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.1238% | 6,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 2,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1511% | 6,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9302% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3329% | 7,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7800% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0515% | 6,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0515% | 6,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9785% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -280.5999% | 1,435 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2937% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.0811% | 6,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5656% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8838% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3457% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8742% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9759% | 7,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9759% | 7,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8686% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 7.2043% | 24 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.8678% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 15.7003% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3642% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5533% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 6,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 5,236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 6,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7303% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6725% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6523% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9046% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7230% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5413% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 4.9119% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1659% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1471% | 760 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 6,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 5,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 6,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6585% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6164% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5909% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8061% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7148% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3101% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 4.0889% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0980% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2150% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1045% | 7,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 5,284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1184% | 7,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6164% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3178% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2744% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8086% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2475% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3642% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.4458% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0322% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1296% | 7,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1569% | 7,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5732% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3788% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3110% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6833% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5742% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4793% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 3.5621% | 1,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4387% | 2,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0602% | 1,056 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8147% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3128% | 1,463 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2689% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9632% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2185% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8452% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9120% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8669% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 1.8041% | 1,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2473% | 2,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0058% | 882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2955% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 1,636 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8664% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9751% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5000% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8885% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8592% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8502% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 2.1822% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 2,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0290% | 693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6726% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0799% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9588% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8460% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3388% | 7,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8373% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7946% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7079% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 1.6888% | 1,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0589% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7203% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1831% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0436% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5399% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6528% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6097% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 1.0854% | 2,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3353% | 2,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2444% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4904% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8675% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2585% | 4,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6736% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5453% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4921% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.6069% | 2,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3937% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7075% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0506% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7851% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5608% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4755% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4455% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.8175% | 1,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2990% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 3,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6711% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0916% | 7,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4594% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7003% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6015% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 1.5704% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2313% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1859% | 7,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2514% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3729% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2484% | 2,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.3265% | 2,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1717% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7404% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9107% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7013% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6589% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8410% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3479% | 56 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3477% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.1481% | 1,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9269% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1373% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8911% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6640% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2788% | 37 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3203% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2281% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.2169% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1459% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3628% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6700% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6629% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2168% | 3,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3456% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2100% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9817% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2088% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0447% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3230% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0218% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2765% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4181% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5164% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8880% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 5,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2270% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2177% | 1,633 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3595% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3775% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4039% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4999% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9198% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 4,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3142% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2770% | 1,553 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3554% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2589% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5732% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7419% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0158% | 4,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5148% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3800% | 1,487 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3284% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 8,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4218% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0275% | 3,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6551% | 1,393 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4546% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.1238% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0246% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3373% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8820% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0141% | 5,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9874% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7628% | 22 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3493% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4541% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3134% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0188% | 5,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0576% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1282% | 14 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3765% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.1270% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1439% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7048% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4679% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0093% | 4,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1692% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9128% | 10 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3501% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.1376% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 8,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2955% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4279% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4920% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3200% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8557% | 4 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6643% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3228% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5360% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2010% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1288% | 6,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2741% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1585% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0623% | 5,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0969% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6916% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4414% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0792% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7286% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2922% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1717% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3953% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8689% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1216% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4518% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6667% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6336% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1066% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3420% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4228% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2641% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1588% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1257% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8979% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2021% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1904% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1969% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 4,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6022% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.1155% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1605% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2937% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6745% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1654% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1219% | 5,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2970% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3732% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 8,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6597% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9082% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2359% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2127% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1261% | 5,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3243% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 8,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8785% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4312% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 8,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9809% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0669% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3751% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0474% | 8,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5408% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0737% | 8,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0825% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 8,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1851% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 4,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3694% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1201% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0703% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 6,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4061% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1423% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1300% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1377% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1353% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 5,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2897% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 8,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1857% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1043% | 8,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8185% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2671% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1572% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0076% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0903% | 8,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4110% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1929% | 8,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2883% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5125% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4861% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1046% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2702% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2515% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2743% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3480% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 6,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0115% | 1,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4974% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0795% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2398% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3070% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2924% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3130% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 1.0918% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2796% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3511% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2765% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2955% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2116% | 1,307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2106% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4435% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2198% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3417% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5521% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5118% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0848% | 1,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1669% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1404% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3282% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1638% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4563% | 1,288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0269% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5766% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3496% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5602% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8655% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1938% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3345% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1204% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3052% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4044% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7853% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4373% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0991% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2432% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0830% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0662% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0668% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5199% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4866% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0654% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2624% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2242% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3954% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1925% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0398% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2999% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1555% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3203% | 1,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9447% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4425% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3143% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0867% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5069% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3120% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.3234% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3365% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9502% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4177% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8173% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0858% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
