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Bank OZK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$2,128,173,00056
Total interest expense$688,688,00060
Net interest income$1,439,485,00055
Provision for loan and lease losses$165,470,00038
Total noninterest income$122,538,000125
Gross Fiduciary activities income$8,524,000197
Service charges on deposit accounts$26,494,00078
Trading account gains and fees$3,232,00044
Additional Noninterest Income$84,288,000126
Total noninterest expense$529,561,00087
Salaries and employee benefits$258,846,00078
Premises and equipment expense$72,591,00051
Additional noninterest expense$84,288,000126
Pre-tax net operating income$866,992,00038
Securities gains (losses)$11,000751
Applicable income taxes$176,164,00045
Income before extraordinary items$690,839,00035
Extraordinary gains, net$054
Net income$690,783,00037
Minority interest net income$56,00060
Net income of bank and minority interests.$690,839,00035
Net charge-offs$29,519,00088
Cash dividends$180,100,00077
Sale, conversion, retirement of capital stock, net$-160,139,0004,595
Net operating income$690,830,20036
2023-09-30 (YTD Data)Rank
Total interest income$1,522,678,00057
Total interest expense$453,741,00068
Net interest income$1,068,937,00057
Provision for loan and lease losses$121,638,00043
Total noninterest income$85,522,000136
Gross Fiduciary activities income$6,358,000195
Service charges on deposit accounts$19,390,00080
Trading account gains and fees$2,066,00051
Additional Noninterest Income$57,708,000138
Total noninterest expense$384,549,00090
Salaries and employee benefits$192,576,00081
Premises and equipment expense$55,357,00048
Additional noninterest expense$57,708,000138
Pre-tax net operating income$648,272,00040
Securities gains (losses)$0849
Applicable income taxes$132,564,00048
Income before extraordinary items$515,708,00039
Extraordinary gains, net$052
Net income$515,658,00039
Minority interest net income$50,00055
Net income of bank and minority interests.$515,708,00039
Net charge-offs$25,429,00077
Cash dividends$133,924,00077
Sale, conversion, retirement of capital stock, net$-160,136,0004,623
Net operating income$515,708,00040
2023-06-30 (YTD Data)Rank
Total interest income$957,165,00058
Total interest expense$255,489,00068
Net interest income$701,676,00057
Provision for loan and lease losses$77,602,00044
Total noninterest income$59,795,000130
Gross Fiduciary activities income$4,146,000195
Service charges on deposit accounts$12,593,00080
Trading account gains and fees$2,336,00043
Additional Noninterest Income$40,720,000127
Total noninterest expense$255,571,00090
Salaries and employee benefits$128,468,00082
Premises and equipment expense$37,560,00047
Additional noninterest expense$40,720,000127
Pre-tax net operating income$428,298,00045
Securities gains (losses)$0938
Applicable income taxes$86,420,00049
Income before extraordinary items$341,878,00043
Extraordinary gains, net$051
Net income$341,865,00043
Minority interest net income$13,00066
Net income of bank and minority interests.$341,878,00043
Net charge-offs$16,061,00070
Cash dividends$88,752,00077
Sale, conversion, retirement of capital stock, net$-160,138,0004,652
Net operating income$341,878,00043
2023-03-31 (YTD Data)Rank
Total interest income$448,719,00062
Total interest expense$103,867,00071
Net interest income$344,852,00060
Provision for loan and lease losses$35,829,00048
Total noninterest income$27,809,000134
Gross Fiduciary activities income$2,033,000203
Service charges on deposit accounts$6,023,00086
Trading account gains and fees$1,716,00043
Additional Noninterest Income$18,037,000133
Total noninterest expense$126,217,00095
Salaries and employee benefits$63,249,00087
Premises and equipment expense$17,870,00050
Additional noninterest expense$18,037,000133
Pre-tax net operating income$210,615,00047
Securities gains (losses)$0950
Applicable income taxes$40,703,00053
Income before extraordinary items$169,912,00044
Extraordinary gains, net$04
Net income$169,899,00044
Minority interest net income$13,00038
Net income of bank and minority interests.$169,912,00044
Net charge-offs$7,339,00069
Cash dividends$44,131,00074
Sale, conversion, retirement of capital stock, net$-93,490,0004,675
Net operating income$169,912,00044
2022-12-31 (YTD Data)Rank
Total interest income$1,266,068,00066
Total interest expense$123,826,00081
Net interest income$1,142,242,00063
Provision for loan and lease losses$83,494,00046
Total noninterest income$114,503,000141
Gross Fiduciary activities income$7,990,000211
Service charges on deposit accounts$26,626,00080
Trading account gains and fees$2,019,00066
Additional Noninterest Income$77,868,000126
Total noninterest expense$451,721,000101
Salaries and employee benefits$226,373,00095
Premises and equipment expense$70,058,00057
Additional noninterest expense$77,868,000126
Pre-tax net operating income$721,530,00051
Securities gains (losses)$0691
Applicable income taxes$157,440,00051
Income before extraordinary items$564,090,00053
Extraordinary gains, net$05
Net income$564,141,00053
Minority interest net income$-51,0004,700
Net income of bank and minority interests.$564,090,00053
Net charge-offs$7,206,000114
Cash dividends$169,472,00083
Sale, conversion, retirement of capital stock, net$-349,969,0004,708
Net operating income$564,090,00053
2022-09-30 (YTD Data)Rank
Total interest income$867,146,00067
Total interest expense$57,392,00083
Net interest income$809,754,00064
Provision for loan and lease losses$50,986,00048
Total noninterest income$86,959,000145
Gross Fiduciary activities income$6,012,000210
Service charges on deposit accounts$19,838,00081
Trading account gains and fees$762,00075
Additional Noninterest Income$60,347,000132
Total noninterest expense$332,708,000102
Salaries and employee benefits$166,427,00096
Premises and equipment expense$52,474,00058
Additional noninterest expense$60,347,000132
Pre-tax net operating income$513,019,00057
Securities gains (losses)$0740
Applicable income taxes$111,754,00053
Income before extraordinary items$401,265,00055
Extraordinary gains, net$04
Net income$401,262,00055
Minority interest net income$3,00054
Net income of bank and minority interests.$401,265,00055
Net charge-offs$4,340,000131
Cash dividends$126,351,00075
Sale, conversion, retirement of capital stock, net$-326,744,0004,748
Net operating income$401,265,00056
2022-06-30 (YTD Data)Rank
Total interest income$543,860,00066
Total interest expense$28,722,00073
Net interest income$515,138,00063
Provision for loan and lease losses$11,214,00078
Total noninterest income$57,796,000141
Gross Fiduciary activities income$4,005,000180
Service charges on deposit accounts$12,789,00085
Trading account gains and fees$441,00072
Additional Noninterest Income$40,561,000137
Total noninterest expense$217,016,000100
Salaries and employee benefits$109,060,00097
Premises and equipment expense$34,230,00058
Additional noninterest expense$73,726,000108
Pre-tax net operating income$344,704,00051
Securities gains (losses)$0687
Applicable income taxes$75,786,00053
Income before extraordinary items$268,918,00051
Extraordinary gains, net$04
Net income$268,915,00051
Minority interest net income$3,00056
Net income of bank and minority interests.$268,918,00051
Net charge-offs$265,000467
Cash dividends$84,249,00069
Sale, conversion, retirement of capital stock, net$-278,997,0004,771
Net operating income$268,918,00051
2022-03-31 (YTD Data)Rank
Total interest income$262,371,00064
Total interest expense$13,028,00066
Net interest income$249,343,00064
Provision for loan and lease losses$4,190,00078
Total noninterest income$31,475,000131
Gross Fiduciary activities income$2,094,000178
Service charges on deposit accounts$6,304,00085
Trading account gains and fees$-90,0001,207
Additional Noninterest Income$23,167,000127
Total noninterest expense$107,715,000101
Salaries and employee benefits$54,648,000100
Premises and equipment expense$17,215,00060
Additional noninterest expense$35,852,000113
Pre-tax net operating income$168,913,00052
Securities gains (losses)$0623
Applicable income taxes$36,410,00054
Income before extraordinary items$132,503,00051
Extraordinary gains, net$04
Net income$132,508,00051
Minority interest net income$-5,0004,784
Net income of bank and minority interests.$132,503,00051
Net charge-offs$-360,0004,723
Cash dividends$42,321,00068
Sale, conversion, retirement of capital stock, net$-136,964,0004,794
Net operating income$132,503,00051
2021-12-31 (YTD Data)Rank
Total interest income$1,071,307,00062
Total interest expense$81,587,00052
Net interest income$989,720,00063
Provision for loan and lease losses$-77,938,0004,804
Total noninterest income$115,538,000152
Gross Fiduciary activities income$8,506,000172
Service charges on deposit accounts$23,367,00087
Trading account gains and fees$503,00094
Additional Noninterest Income$83,162,000161
Total noninterest expense$430,275,000103
Salaries and employee benefits$214,567,000104
Premises and equipment expense$66,801,00060
Additional noninterest expense$148,907,000107
Pre-tax net operating income$752,921,00052
Securities gains (losses)$02,062
Applicable income taxes$173,888,00051
Income before extraordinary items$579,033,00052
Extraordinary gains, net$010
Net income$579,001,00052
Minority interest net income$32,00048
Net income of bank and minority interests.$579,033,00052
Net charge-offs$10,379,000110
Cash dividends$147,412,00085
Sale, conversion, retirement of capital stock, net$145,536,0006
Net operating income$579,033,00051
2021-09-30 (YTD Data)Rank
Total interest income$790,826,00063
Total interest expense$67,487,00049
Net interest income$723,339,00064
Provision for loan and lease losses$-69,946,0004,879
Total noninterest income$85,843,000156
Gross Fiduciary activities income$6,365,000171
Service charges on deposit accounts$16,798,00090
Trading account gains and fees$0132
Additional Noninterest Income$62,680,000162
Total noninterest expense$320,170,000103
Salaries and employee benefits$159,533,000104
Premises and equipment expense$49,797,00060
Additional noninterest expense$110,840,000108
Pre-tax net operating income$558,958,00054
Securities gains (losses)$02,015
Applicable income taxes$129,691,00051
Income before extraordinary items$429,267,00054
Extraordinary gains, net$08
Net income$429,240,00054
Minority interest net income$27,00046
Net income of bank and minority interests.$429,267,00054
Net charge-offs$8,561,000112
Cash dividends$109,883,00083
Sale, conversion, retirement of capital stock, net$-38,976,0004,910
Net operating income$429,267,00054
2021-06-30 (YTD Data)Rank
Total interest income$528,162,00063
Total interest expense$52,781,00045
Net interest income$475,381,00064
Provision for loan and lease losses$-62,491,0004,916
Total noninterest income$59,859,000149
Gross Fiduciary activities income$4,118,000174
Service charges on deposit accounts$10,468,00091
Trading account gains and fees$0133
Additional Noninterest Income$45,273,000157
Total noninterest expense$209,771,000103
Salaries and employee benefits$105,764,000104
Premises and equipment expense$32,636,00059
Additional noninterest expense$71,371,000110
Pre-tax net operating income$387,960,00053
Securities gains (losses)$01,818
Applicable income taxes$88,978,00051
Income before extraordinary items$298,982,00054
Extraordinary gains, net$06
Net income$298,949,00054
Minority interest net income$33,00043
Net income of bank and minority interests.$298,982,00054
Net charge-offs$7,251,000103
Cash dividends$72,713,00077
Sale, conversion, retirement of capital stock, net$1,977,00091
Net operating income$298,982,00054
2021-03-31 (YTD Data)Rank
Total interest income$264,064,00065
Total interest expense$29,428,00044
Net interest income$234,636,00067
Provision for loan and lease losses$-31,559,0004,939
Total noninterest income$32,117,000148
Gross Fiduciary activities income$2,206,000163
Service charges on deposit accounts$5,139,00089
Trading account gains and fees$0127
Additional Noninterest Income$24,772,000150
Total noninterest expense$106,059,000103
Salaries and employee benefits$53,645,000106
Premises and equipment expense$16,468,00062
Additional noninterest expense$35,946,000111
Pre-tax net operating income$192,253,00056
Securities gains (losses)$01,392
Applicable income taxes$43,818,00050
Income before extraordinary items$148,435,00056
Extraordinary gains, net$03
Net income$148,416,00056
Minority interest net income$19,00044
Net income of bank and minority interests.$148,435,00056
Net charge-offs$3,438,000109
Cash dividends$36,706,00060
Sale, conversion, retirement of capital stock, net$1,971,00059
Net operating income$148,435,00056
2020-12-31 (YTD Data)Rank
Total interest income$1,080,781,00065
Total interest expense$192,157,00051
Net interest income$888,624,00068
Provision for loan and lease losses$203,639,00053
Total noninterest income$100,141,000171
Gross Fiduciary activities income$7,544,000170
Service charges on deposit accounts$20,493,00091
Trading account gains and fees$0133
Additional Noninterest Income$72,104,000173
Total noninterest expense$413,413,000107
Salaries and employee benefits$206,834,000102
Premises and equipment expense$63,379,00065
Additional noninterest expense$143,200,000109
Pre-tax net operating income$371,713,00061
Securities gains (losses)$4,467,000117
Applicable income taxes$84,314,00059
Income before extraordinary items$291,866,00063
Extraordinary gains, net$04
Net income$291,898,00063
Minority interest net income$-32,0004,990
Net income of bank and minority interests.$291,866,00063
Net charge-offs$29,370,00094
Cash dividends$139,662,00077
Sale, conversion, retirement of capital stock, net$1,853,000160
Net operating income$288,337,07062
2020-09-30 (YTD Data)Rank
Total interest income$807,386,00067
Total interest expense$156,362,00050
Net interest income$651,024,00071
Provision for loan and lease losses$196,889,00055
Total noninterest income$71,480,000174
Gross Fiduciary activities income$5,635,000169
Service charges on deposit accounts$14,984,00091
Trading account gains and fees$0125
Additional Noninterest Income$50,861,000175
Total noninterest expense$310,019,000104
Salaries and employee benefits$153,003,00099
Premises and equipment expense$47,761,00064
Additional noninterest expense$109,255,000108
Pre-tax net operating income$215,596,00072
Securities gains (losses)$4,467,00099
Applicable income taxes$48,707,00068
Income before extraordinary items$171,356,00073
Extraordinary gains, net$04
Net income$171,385,00073
Minority interest net income$-29,0005,024
Net income of bank and minority interests.$171,356,00073
Net charge-offs$22,650,00096
Cash dividends$103,690,00073
Sale, conversion, retirement of capital stock, net$0532
Net operating income$167,827,07071
2020-06-30 (YTD Data)Rank
Total interest income$539,106,00070
Total interest expense$112,739,00057
Net interest income$426,367,00072
Provision for loan and lease losses$189,689,00054
Total noninterest income$47,048,000162
Gross Fiduciary activities income$3,698,000170
Service charges on deposit accounts$10,068,00090
Trading account gains and fees$0123
Additional Noninterest Income$33,282,000167
Total noninterest expense$204,378,000106
Salaries and employee benefits$99,883,00099
Premises and equipment expense$31,086,00065
Additional noninterest expense$73,409,000108
Pre-tax net operating income$79,348,00091
Securities gains (losses)$2,223,000116
Applicable income taxes$19,456,00080
Income before extraordinary items$62,115,000100
Extraordinary gains, net$04
Net income$62,132,00099
Minority interest net income$-17,0005,056
Net income of bank and minority interests.$62,115,000100
Net charge-offs$18,232,00081
Cash dividends$68,443,00074
Sale, conversion, retirement of capital stock, net$0504
Net operating income$60,358,83099
2020-03-31 (YTD Data)Rank
Total interest income$271,973,00072
Total interest expense$62,197,00063
Net interest income$209,776,00072
Provision for loan and lease losses$117,663,00047
Total noninterest income$25,455,000142
Gross Fiduciary activities income$1,939,000168
Service charges on deposit accounts$6,018,00088
Trading account gains and fees$0106
Additional Noninterest Income$17,498,000136
Total noninterest expense$103,424,000105
Salaries and employee benefits$51,472,00096
Premises and equipment expense$15,330,00068
Additional noninterest expense$36,622,000106
Pre-tax net operating income$14,144,000198
Securities gains (losses)$2,223,00066
Applicable income taxes$4,509,000136
Income before extraordinary items$11,858,000195
Extraordinary gains, net$04
Net income$11,866,000195
Minority interest net income$-8,0005,106
Net income of bank and minority interests.$11,858,000195
Net charge-offs$4,291,000119
Cash dividends$33,526,00095
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,101,830212
2019-12-31 (YTD Data)Rank
Total interest income$1,162,541,00070
Total interest expense$278,360,00063
Net interest income$884,181,00071
Provision for loan and lease losses$26,241,00093
Total noninterest income$106,814,000138
Gross Fiduciary activities income$7,554,000170
Service charges on deposit accounts$25,484,00083
Trading account gains and fees$0135
Additional Noninterest Income$73,776,000125
Total noninterest expense$401,130,000105
Salaries and employee benefits$192,851,000101
Premises and equipment expense$59,018,00066
Additional noninterest expense$149,261,000100
Pre-tax net operating income$563,624,00054
Securities gains (losses)$713,000287
Applicable income taxes$138,429,00049
Income before extraordinary items$425,908,00056
Extraordinary gains, net$011
Net income$425,906,00056
Minority interest net income$2,00074
Net income of bank and minority interests.$425,908,00056
Net charge-offs$19,981,00099
Cash dividends$121,124,000112
Sale, conversion, retirement of capital stock, net$0626
Net operating income$425,344,73055
2019-09-30 (YTD Data)Rank
Total interest income$881,579,00071
Total interest expense$212,375,00063
Net interest income$669,204,00070
Provision for loan and lease losses$21,303,00092
Total noninterest income$76,408,000142
Gross Fiduciary activities income$5,544,000171
Service charges on deposit accounts$18,729,00084
Trading account gains and fees$0129
Additional Noninterest Income$52,135,000132
Total noninterest expense$296,724,000108
Salaries and employee benefits$140,801,000102
Premises and equipment expense$44,163,00068
Additional noninterest expense$111,760,000100
Pre-tax net operating income$427,585,00055
Securities gains (losses)$713,000248
Applicable income taxes$103,189,00054
Income before extraordinary items$325,109,00057
Extraordinary gains, net$011
Net income$325,100,00056
Minority interest net income$9,00057
Net income of bank and minority interests.$325,109,00056
Net charge-offs$14,567,000105
Cash dividends$88,887,000116
Sale, conversion, retirement of capital stock, net$0590
Net operating income$324,545,73056
2019-06-30 (YTD Data)Rank
Total interest income$592,062,00071
Total interest expense$141,638,00062
Net interest income$450,424,00070
Provision for loan and lease losses$13,450,00094
Total noninterest income$49,962,000141
Gross Fiduciary activities income$3,569,000173
Service charges on deposit accounts$12,102,00085
Trading account gains and fees$0131
Additional Noninterest Income$34,291,000131
Total noninterest expense$195,809,000107
Salaries and employee benefits$92,425,000102
Premises and equipment expense$29,338,00067
Additional noninterest expense$74,046,00098
Pre-tax net operating income$291,127,00055
Securities gains (losses)$713,000177
Applicable income taxes$70,615,00053
Income before extraordinary items$221,225,00058
Extraordinary gains, net$011
Net income$221,209,00058
Minority interest net income$16,00051
Net income of bank and minority interests.$221,225,00058
Net charge-offs$9,073,000102
Cash dividends$57,924,000104
Sale, conversion, retirement of capital stock, net$0573
Net operating income$220,661,73057
2019-03-31 (YTD Data)Rank
Total interest income$295,243,00071
Total interest expense$69,355,00063
Net interest income$225,888,00070
Provision for loan and lease losses$6,681,00092
Total noninterest income$24,072,000137
Gross Fiduciary activities income$1,730,000175
Service charges on deposit accounts$5,958,00085
Trading account gains and fees$0126
Additional Noninterest Income$16,384,000135
Total noninterest expense$96,678,000107
Salaries and employee benefits$44,868,000104
Premises and equipment expense$14,750,00066
Additional noninterest expense$37,060,00097
Pre-tax net operating income$146,601,00055
Securities gains (losses)$01,087
Applicable income taxes$35,889,00053
Income before extraordinary items$110,712,00058
Extraordinary gains, net$05
Net income$110,706,00058
Minority interest net income$6,00046
Net income of bank and minority interests.$110,712,00058
Net charge-offs$2,992,000120
Cash dividends$28,282,000101
Sale, conversion, retirement of capital stock, net$0529
Net operating income$110,712,00059
2018-12-31 (YTD Data)Rank
Total interest income$1,100,857,00071
Total interest expense$209,387,00063
Net interest income$891,470,00073
Provision for loan and lease losses$64,398,00047
Total noninterest income$107,720,000130
Gross Fiduciary activities income$6,935,000175
Service charges on deposit accounts$26,753,00082
Trading account gains and fees$0126
Additional Noninterest Income$74,032,000129
Total noninterest expense$380,751,000103
Salaries and employee benefits$170,478,000105
Premises and equipment expense$56,362,00067
Additional noninterest expense$153,911,00094
Pre-tax net operating income$554,041,00059
Securities gains (losses)$17,000610
Applicable income taxes$136,977,00054
Income before extraordinary items$417,081,00062
Extraordinary gains, net$06
Net income$417,106,00062
Minority interest net income$-25,0005,397
Net income of bank and minority interests.$417,081,00062
Net charge-offs$56,253,00050
Cash dividends$102,218,000107
Sale, conversion, retirement of capital stock, net$0671
Net operating income$417,067,57063
2018-09-30 (YTD Data)Rank
Total interest income$808,789,00071
Total interest expense$145,701,00063
Net interest income$663,088,00073
Provision for loan and lease losses$57,126,00042
Total noninterest income$80,159,000135
Gross Fiduciary activities income$5,114,000179
Service charges on deposit accounts$20,053,00079
Trading account gains and fees$0138
Additional Noninterest Income$54,992,000135
Total noninterest expense$285,859,000104
Salaries and employee benefits$128,641,000103
Premises and equipment expense$42,335,00065
Additional noninterest expense$114,883,00095
Pre-tax net operating income$400,262,00061
Securities gains (losses)$17,000605
Applicable income taxes$98,227,00055
Income before extraordinary items$302,052,00064
Extraordinary gains, net$05
Net income$302,074,00064
Minority interest net income$-22,0005,467
Net income of bank and minority interests.$302,052,00064
Net charge-offs$53,046,00042
Cash dividends$75,210,00093
Sale, conversion, retirement of capital stock, net$0633
Net operating income$302,038,57064
2018-06-30 (YTD Data)Rank
Total interest income$531,194,00071
Total interest expense$88,719,00063
Net interest income$442,475,00073
Provision for loan and lease losses$15,177,00085
Total noninterest income$56,038,000127
Gross Fiduciary activities income$3,384,000178
Service charges on deposit accounts$13,433,00078
Trading account gains and fees$0130
Additional Noninterest Income$39,221,000127
Total noninterest expense$182,917,000108
Salaries and employee benefits$87,164,000101
Premises and equipment expense$27,977,00067
Additional noninterest expense$67,776,000101
Pre-tax net operating income$300,419,00053
Securities gains (losses)$17,000504
Applicable income taxes$72,562,00053
Income before extraordinary items$227,874,00053
Extraordinary gains, net$06
Net income$227,895,00052
Minority interest net income$-21,0005,534
Net income of bank and minority interests.$227,874,00052
Net charge-offs$4,659,000134
Cash dividends$49,487,00092
Sale, conversion, retirement of capital stock, net$0620
Net operating income$227,860,57052
2018-03-31 (YTD Data)Rank
Total interest income$257,530,00070
Total interest expense$39,716,00062
Net interest income$217,814,00071
Provision for loan and lease losses$5,567,00098
Total noninterest income$28,652,000124
Gross Fiduciary activities income$1,793,000175
Service charges on deposit accounts$6,608,00077
Trading account gains and fees$0123
Additional Noninterest Income$20,251,000122
Total noninterest expense$93,810,000106
Salaries and employee benefits$45,499,000100
Premises and equipment expense$14,150,00067
Additional noninterest expense$34,161,000102
Pre-tax net operating income$147,089,00050
Securities gains (losses)$17,000365
Applicable income taxes$33,973,00049
Income before extraordinary items$113,133,00050
Extraordinary gains, net$07
Net income$113,144,00050
Minority interest net income$-11,0005,596
Net income of bank and minority interests.$113,133,00050
Net charge-offs$1,590,000164
Cash dividends$24,408,00083
Sale, conversion, retirement of capital stock, net$0580
Net operating income$113,119,57050
2017-12-31 (YTD Data)Rank
Total interest income$932,806,00067
Total interest expense$115,164,00064
Net interest income$817,642,00068
Provision for loan and lease losses$28,092,00084
Total noninterest income$119,611,000122
Gross Fiduciary activities income$6,691,000174
Service charges on deposit accounts$26,491,00076
Trading account gains and fees$0151
Additional Noninterest Income$86,429,000117
Total noninterest expense$332,671,000112
Salaries and employee benefits$152,194,000103
Premises and equipment expense$53,198,00067
Additional noninterest expense$127,279,000107
Pre-tax net operating income$576,490,00050
Securities gains (losses)$4,033,00058
Applicable income taxes$158,586,00064
Income before extraordinary items$421,937,00046
Extraordinary gains, net$09
Net income$421,891,00046
Minority interest net income$46,00048
Net income of bank and minority interests.$421,937,00046
Net charge-offs$10,513,000136
Cash dividends$88,732,00095
Sale, conversion, retirement of capital stock, net$0711
Net operating income$418,992,91046
2017-09-30 (YTD Data)Rank
Total interest income$683,675,00066
Total interest expense$80,894,00064
Net interest income$602,781,00067
Provision for loan and lease losses$18,813,00089
Total noninterest income$90,629,000119
Gross Fiduciary activities income$4,962,000178
Service charges on deposit accounts$19,416,00077
Trading account gains and fees$0145
Additional Noninterest Income$66,251,000115
Total noninterest expense$246,494,000107
Salaries and employee benefits$113,777,000102
Premises and equipment expense$39,724,00069
Additional noninterest expense$92,993,000105
Pre-tax net operating income$428,103,00054
Securities gains (losses)$2,833,00067
Applicable income taxes$155,153,00052
Income before extraordinary items$275,783,00052
Extraordinary gains, net$09
Net income$275,727,00052
Minority interest net income$56,00047
Net income of bank and minority interests.$275,783,00052
Net charge-offs$8,570,000116
Cash dividends$65,019,00093
Sale, conversion, retirement of capital stock, net$0677
Net operating income$273,969,88052
2017-06-30 (YTD Data)Rank
Total interest income$442,050,00067
Total interest expense$49,051,00065
Net interest income$392,999,00068
Provision for loan and lease losses$11,036,000100
Total noninterest income$60,371,000121
Gross Fiduciary activities income$3,208,000178
Service charges on deposit accounts$12,650,00078
Trading account gains and fees$0139
Additional Noninterest Income$44,513,000114
Total noninterest expense$162,095,000109
Salaries and employee benefits$78,446,00099
Premises and equipment expense$26,129,00068
Additional noninterest expense$57,520,000113
Pre-tax net operating income$280,239,00055
Securities gains (losses)$404,000177
Applicable income taxes$100,907,00052
Income before extraordinary items$179,736,00054
Extraordinary gains, net$011
Net income$179,720,00054
Minority interest net income$16,00051
Net income of bank and minority interests.$179,736,00054
Net charge-offs$5,257,000123
Cash dividends$41,934,00084
Sale, conversion, retirement of capital stock, net$0659
Net operating income$179,477,44054
2017-03-31 (YTD Data)Rank
Total interest income$213,823,00069
Total interest expense$18,629,00079
Net interest income$195,194,00068
Provision for loan and lease losses$4,933,000102
Total noninterest income$29,603,000118
Gross Fiduciary activities income$1,676,000173
Service charges on deposit accounts$6,213,00078
Trading account gains and fees$0142
Additional Noninterest Income$21,714,000117
Total noninterest expense$73,623,000113
Salaries and employee benefits$34,507,000106
Premises and equipment expense$13,413,00067
Additional noninterest expense$25,703,000119
Pre-tax net operating income$146,241,00052
Securities gains (losses)$01,153
Applicable income taxes$52,296,00049
Income before extraordinary items$93,945,00052
Extraordinary gains, net$08
Net income$93,923,00052
Minority interest net income$22,00042
Net income of bank and minority interests.$93,945,00052
Net charge-offs$3,250,000114
Cash dividends$25,740,00066
Sale, conversion, retirement of capital stock, net$0632
Net operating income$93,945,00051
2016-12-31 (YTD Data)Rank
Total interest income$662,787,00080
Total interest expense$49,851,00094
Net interest income$612,936,00081
Provision for loan and lease losses$23,792,00097
Total noninterest income$103,978,000128
Gross Fiduciary activities income$6,519,000170
Service charges on deposit accounts$22,268,00088
Trading account gains and fees$0170
Additional Noninterest Income$75,191,000120
Total noninterest expense$239,930,000127
Salaries and employee benefits$111,321,000126
Premises and equipment expense$43,397,00077
Additional noninterest expense$85,212,000138
Pre-tax net operating income$453,192,00053
Securities gains (losses)$4,0002,928
Applicable income taxes$166,299,00051
Income before extraordinary items$286,897,00054
Extraordinary gains, net$05
Net income$286,797,00054
Minority interest net income$100,00050
Net income of bank and minority interests.$286,897,00054
Net charge-offs$8,105,000149
Cash dividends$71,370,00096
Sale, conversion, retirement of capital stock, net$-27,667,0005,911
Net operating income$286,894,44054
2016-09-30 (YTD Data)Rank
Total interest income$447,202,00084
Total interest expense$33,542,00097
Net interest income$413,660,00083
Provision for loan and lease losses$13,937,000113
Total noninterest income$72,899,000133
Gross Fiduciary activities income$4,868,000168
Service charges on deposit accounts$15,646,00093
Trading account gains and fees$0169
Additional Noninterest Income$52,385,000127
Total noninterest expense$165,041,000132
Salaries and employee benefits$77,977,000132
Premises and equipment expense$29,240,00085
Additional noninterest expense$57,824,000148
Pre-tax net operating income$307,581,00057
Securities gains (losses)$03,160
Applicable income taxes$113,445,00054
Income before extraordinary items$194,136,00062
Extraordinary gains, net$05
Net income$194,094,00061
Minority interest net income$42,00051
Net income of bank and minority interests.$194,136,00061
Net charge-offs$5,031,000155
Cash dividends$74,467,00077
Sale, conversion, retirement of capital stock, net$0719
Net operating income$194,136,00061
2016-06-30 (YTD Data)Rank
Total interest income$252,777,00095
Total interest expense$18,699,000110
Net interest income$234,078,00093
Provision for loan and lease losses$6,851,000131
Total noninterest income$43,104,000142
Gross Fiduciary activities income$3,143,000171
Service charges on deposit accounts$9,171,000101
Trading account gains and fees$0157
Additional Noninterest Income$30,790,000139
Total noninterest expense$90,580,000158
Salaries and employee benefits$43,052,000155
Premises and equipment expense$17,351,00095
Additional noninterest expense$30,177,000170
Pre-tax net operating income$179,751,00063
Securities gains (losses)$02,835
Applicable income taxes$67,167,00059
Income before extraordinary items$112,584,00074
Extraordinary gains, net$016
Net income$112,556,00072
Minority interest net income$28,00050
Net income of bank and minority interests.$112,584,00073
Net charge-offs$2,572,000182
Cash dividends$28,080,000108
Sale, conversion, retirement of capital stock, net$0705
Net operating income$112,584,00071
2016-03-31 (YTD Data)Rank
Total interest income$121,789,00097
Total interest expense$8,171,000123
Net interest income$113,618,00093
Provision for loan and lease losses$2,017,000176
Total noninterest income$20,034,000148
Gross Fiduciary activities income$1,539,000177
Service charges on deposit accounts$4,512,000100
Trading account gains and fees$0142
Additional Noninterest Income$13,983,000143
Total noninterest expense$44,084,000166
Salaries and employee benefits$21,062,000161
Premises and equipment expense$8,743,00096
Additional noninterest expense$14,279,000171
Pre-tax net operating income$87,551,00061
Securities gains (losses)$02,077
Applicable income taxes$33,040,00058
Income before extraordinary items$54,511,00068
Extraordinary gains, net$012
Net income$54,504,00068
Minority interest net income$7,00053
Net income of bank and minority interests.$54,511,00068
Net charge-offs$1,111,000212
Cash dividends$11,700,000121
Sale, conversion, retirement of capital stock, net$0659
Net operating income$54,511,00068
2015-12-31 (YTD Data)Rank
Total interest income$410,097,000104
Total interest expense$23,903,000144
Net interest income$386,194,000100
Provision for loan and lease losses$19,415,00093
Total noninterest income$100,114,000129
Gross Fiduciary activities income$6,151,000173
Service charges on deposit accounts$20,355,00093
Trading account gains and fees$0159
Additional Noninterest Income$73,608,000122
Total noninterest expense$178,511,000158
Salaries and employee benefits$79,018,000162
Premises and equipment expense$32,061,00097
Additional noninterest expense$67,432,000159
Pre-tax net operating income$288,382,00076
Securities gains (losses)$5,482,00047
Applicable income taxes$101,592,00071
Income before extraordinary items$192,272,00080
Extraordinary gains, net$023
Net income$192,210,00080
Minority interest net income$62,00053
Net income of bank and minority interests.$192,272,00080
Net charge-offs$11,479,000102
Cash dividends$35,100,000154
Sale, conversion, retirement of capital stock, net$0804
Net operating income$188,708,70080
2015-09-30 (YTD Data)Rank
Total interest income$295,333,000111
Total interest expense$16,749,000148
Net interest income$278,584,000108
Provision for loan and lease losses$14,204,00090
Total noninterest income$72,316,000129
Gross Fiduciary activities income$4,617,000174
Service charges on deposit accounts$12,874,000111
Trading account gains and fees$0153
Additional Noninterest Income$54,825,000121
Total noninterest expense$130,383,000161
Salaries and employee benefits$59,783,000164
Premises and equipment expense$23,311,000103
Additional noninterest expense$47,289,000167
Pre-tax net operating income$206,313,00079
Securities gains (losses)$2,618,00065
Applicable income taxes$70,816,00078
Income before extraordinary items$138,115,00081
Extraordinary gains, net$021
Net income$138,060,00081
Minority interest net income$55,00053
Net income of bank and minority interests.$138,115,00081
Net charge-offs$8,105,000111
Cash dividends$23,400,000156
Sale, conversion, retirement of capital stock, net$351,974,0002
Net operating income$136,387,12083
2015-06-30 (YTD Data)Rank
Total interest income$191,752,000113
Total interest expense$10,636,000151
Net interest income$181,116,000108
Provision for loan and lease losses$10,623,00081
Total noninterest income$49,939,000128
Gross Fiduciary activities income$2,958,000181
Service charges on deposit accounts$9,664,00098
Trading account gains and fees$0157
Additional Noninterest Income$37,317,000123
Total noninterest expense$87,968,000161
Salaries and employee benefits$40,841,000161
Premises and equipment expense$15,032,000103
Additional noninterest expense$32,095,000167
Pre-tax net operating income$132,464,00083
Securities gains (losses)$2,618,00058
Applicable income taxes$45,600,00079
Income before extraordinary items$89,482,00084
Extraordinary gains, net$022
Net income$89,430,00084
Minority interest net income$52,00052
Net income of bank and minority interests.$89,482,00084
Net charge-offs$6,792,00095
Cash dividends$11,700,000192
Sale, conversion, retirement of capital stock, net$288,353,0004
Net operating income$87,754,12086
2015-03-31 (YTD Data)Rank
Total interest income$91,535,000115
Total interest expense$5,257,000154
Net interest income$86,278,000112
Provision for loan and lease losses$6,315,00073
Total noninterest income$26,668,000121
Gross Fiduciary activities income$1,470,000185
Service charges on deposit accounts$6,843,00075
Trading account gains and fees$0152
Additional Noninterest Income$18,355,000120
Total noninterest expense$47,346,000150
Salaries and employee benefits$20,446,000159
Premises and equipment expense$7,490,000103
Additional noninterest expense$19,410,000141
Pre-tax net operating income$59,285,00090
Securities gains (losses)$2,534,00039
Applicable income taxes$19,604,00091
Income before extraordinary items$42,215,00086
Extraordinary gains, net$013
Net income$42,191,00086
Minority interest net income$24,00049
Net income of bank and minority interests.$42,215,00086
Net charge-offs$5,086,00077
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$287,281,0002
Net operating income$40,491,88088
2014-12-31 (YTD Data)Rank
Total interest income$291,612,000136
Total interest expense$19,262,000160
Net interest income$272,350,000126
Provision for loan and lease losses$16,915,00094
Total noninterest income$85,281,000127
Gross Fiduciary activities income$5,733,000182
Service charges on deposit accounts$20,818,00095
Trading account gains and fees$0180
Additional Noninterest Income$58,730,000131
Total noninterest expense$157,635,000170
Salaries and employee benefits$70,659,000173
Premises and equipment expense$24,102,000127
Additional noninterest expense$62,874,000164
Pre-tax net operating income$183,081,000101
Securities gains (losses)$144,0001,000
Applicable income taxes$58,164,000102
Income before extraordinary items$125,061,000102
Extraordinary gains, net$017
Net income$125,080,000102
Minority interest net income$-19,0006,496
Net income of bank and minority interests.$125,061,000102
Net charge-offs$6,942,000176
Cash dividends$100,000,00071
Sale, conversion, retirement of capital stock, net$229,665,0003
Net operating income$124,963,080100
2014-09-30 (YTD Data)Rank
Total interest income$206,988,000138
Total interest expense$13,816,000166
Net interest income$193,172,000133
Provision for loan and lease losses$10,574,000103
Total noninterest income$57,345,000142
Gross Fiduciary activities income$4,222,000181
Service charges on deposit accounts$13,816,000104
Trading account gains and fees$0174
Additional Noninterest Income$39,307,000139
Total noninterest expense$111,622,000177
Salaries and employee benefits$52,696,000171
Premises and equipment expense$18,170,000128
Additional noninterest expense$40,756,000183
Pre-tax net operating income$128,321,000109
Securities gains (losses)$66,0001,268
Applicable income taxes$39,923,000109
Income before extraordinary items$88,464,000107
Extraordinary gains, net$015
Net income$88,494,000107
Minority interest net income$-30,0006,581
Net income of bank and minority interests.$88,464,000107
Net charge-offs$3,913,000223
Cash dividends$100,000,00049
Sale, conversion, retirement of capital stock, net$228,650,0003
Net operating income$88,418,460105
2014-06-30 (YTD Data)Rank
Total interest income$126,810,000147
Total interest expense$8,780,000170
Net interest income$118,030,000141
Provision for loan and lease losses$6,887,000102
Total noninterest income$38,159,000135
Gross Fiduciary activities income$2,740,000184
Service charges on deposit accounts$8,057,000114
Trading account gains and fees$0172
Additional Noninterest Income$27,362,000124
Total noninterest expense$71,116,000184
Salaries and employee benefits$33,404,000175
Premises and equipment expense$10,751,000148
Additional noninterest expense$26,961,000184
Pre-tax net operating income$78,186,000113
Securities gains (losses)$23,0001,584
Applicable income taxes$23,289,000115
Income before extraordinary items$54,920,000113
Extraordinary gains, net$020
Net income$54,936,000113
Minority interest net income$-16,0006,647
Net income of bank and minority interests.$54,920,000113
Net charge-offs$2,874,000214
Cash dividends$90,000,00042
Sale, conversion, retirement of capital stock, net$228,650,0003
Net operating income$54,903,900115
2014-03-31 (YTD Data)Rank
Total interest income$57,045,000155
Total interest expense$4,248,000177
Net interest income$52,797,000153
Provision for loan and lease losses$1,305,000201
Total noninterest income$20,566,000127
Gross Fiduciary activities income$1,335,000186
Service charges on deposit accounts$3,762,000117
Trading account gains and fees$0147
Additional Noninterest Income$15,469,000115
Total noninterest expense$35,379,000185
Salaries and employee benefits$16,129,000181
Premises and equipment expense$5,044,000154
Additional noninterest expense$14,206,000174
Pre-tax net operating income$36,679,000119
Securities gains (losses)$5,0001,340
Applicable income taxes$9,861,000126
Income before extraordinary items$26,823,000116
Extraordinary gains, net$016
Net income$26,831,000116
Minority interest net income$-8,0006,714
Net income of bank and minority interests.$26,823,000116
Net charge-offs$389,000599
Cash dividends$30,000,00055
Sale, conversion, retirement of capital stock, net$21,413,0004
Net operating income$26,819,350117
2013-12-31 (YTD Data)Rank
Total interest income$212,334,000161
Total interest expense$16,914,000189
Net interest income$195,420,000156
Provision for loan and lease losses$12,075,000139
Total noninterest income$72,747,000151
Gross Fiduciary activities income$4,232,000203
Service charges on deposit accounts$14,651,000127
Trading account gains and fees$0184
Additional Noninterest Income$53,864,000143
Total noninterest expense$119,581,000204
Salaries and employee benefits$59,915,000190
Premises and equipment expense$18,670,000155
Additional noninterest expense$40,996,000224
Pre-tax net operating income$136,511,000121
Securities gains (losses)$161,0001,027
Applicable income taxes$44,104,000114
Income before extraordinary items$92,568,000133
Extraordinary gains, net$029
Net income$92,539,000133
Minority interest net income$29,00065
Net income of bank and minority interests.$92,568,000133
Net charge-offs$7,868,000228
Cash dividends$34,000,000141
Sale, conversion, retirement of capital stock, net$68,502,0006
Net operating income$92,458,520132
2013-09-30 (YTD Data)Rank
Total interest income$152,184,000164
Total interest expense$12,542,000197
Net interest income$139,642,000158
Provision for loan and lease losses$9,212,000132
Total noninterest income$53,718,000153
Gross Fiduciary activities income$2,921,000212
Service charges on deposit accounts$10,560,000130
Trading account gains and fees$0180
Additional Noninterest Income$40,237,000145
Total noninterest expense$86,326,000207
Salaries and employee benefits$43,970,000193
Premises and equipment expense$13,670,000157
Additional noninterest expense$28,686,000226
Pre-tax net operating income$97,822,000123
Securities gains (losses)$156,000941
Applicable income taxes$31,057,000121
Income before extraordinary items$66,921,000133
Extraordinary gains, net$025
Net income$66,884,000133
Minority interest net income$37,00058
Net income of bank and minority interests.$66,921,000133
Net charge-offs$6,290,000212
Cash dividends$26,000,000123
Sale, conversion, retirement of capital stock, net$68,502,0003
Net operating income$66,814,920132
2013-06-30 (YTD Data)Rank
Total interest income$96,737,000169
Total interest expense$8,265,000204
Net interest income$88,472,000164
Provision for loan and lease losses$5,394,000154
Total noninterest income$35,566,000161
Gross Fiduciary activities income$1,790,000229
Service charges on deposit accounts$6,499,000136
Trading account gains and fees$0157
Additional Noninterest Income$27,277,000148
Total noninterest expense$55,631,000211
Salaries and employee benefits$28,666,000198
Premises and equipment expense$8,884,000160
Additional noninterest expense$18,081,000236
Pre-tax net operating income$63,013,000125
Securities gains (losses)$156,000855
Applicable income taxes$20,059,000123
Income before extraordinary items$43,110,000130
Extraordinary gains, net$022
Net income$43,107,000130
Minority interest net income$3,00074
Net income of bank and minority interests.$43,110,000130
Net charge-offs$4,759,000208
Cash dividends$16,000,000128
Sale, conversion, retirement of capital stock, net$0838
Net operating income$43,003,920130
2013-03-31 (YTD Data)Rank
Total interest income$48,813,000170
Total interest expense$4,202,000205
Net interest income$44,611,000167
Provision for loan and lease losses$2,728,000161
Total noninterest income$16,371,000169
Gross Fiduciary activities income$911,000223
Service charges on deposit accounts$3,171,000138
Trading account gains and fees$0148
Additional Noninterest Income$12,289,000158
Total noninterest expense$27,477,000220
Salaries and employee benefits$14,533,000196
Premises and equipment expense$4,514,000159
Additional noninterest expense$8,430,000254
Pre-tax net operating income$30,777,000124
Securities gains (losses)$156,000552
Applicable income taxes$9,547,000123
Income before extraordinary items$21,386,000130
Extraordinary gains, net$010
Net income$21,375,000131
Minority interest net income$11,00061
Net income of bank and minority interests.$21,386,000131
Net charge-offs$3,044,000183
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$21,278,360127
2012-12-31 (YTD Data)Rank
Total interest income$195,752,000171
Total interest expense$19,752,000211
Net interest income$176,000,000165
Provision for loan and lease losses$11,745,000235
Total noninterest income$62,690,000174
Gross Fiduciary activities income$3,496,000221
Service charges on deposit accounts$13,605,000134
Trading account gains and fees$0166
Additional Noninterest Income$45,589,000163
Total noninterest expense$110,040,000221
Salaries and employee benefits$55,926,000190
Premises and equipment expense$15,793,000172
Additional noninterest expense$38,321,000241
Pre-tax net operating income$116,905,000124
Securities gains (losses)$457,0001,005
Applicable income taxes$36,754,000128
Income before extraordinary items$80,608,000142
Extraordinary gains, net$029
Net income$80,589,000142
Minority interest net income$19,00073
Net income of bank and minority interests.$80,608,000142
Net charge-offs$12,176,000270
Cash dividends$26,750,000167
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$80,292,670136
2012-09-30 (YTD Data)Rank
Total interest income$147,052,000174
Total interest expense$15,197,000216
Net interest income$131,855,000168
Provision for loan and lease losses$9,211,000232
Total noninterest income$43,668,000187
Gross Fiduciary activities income$2,558,000222
Service charges on deposit accounts$10,335,000131
Trading account gains and fees$0157
Additional Noninterest Income$30,775,000182
Total noninterest expense$81,461,000222
Salaries and employee benefits$41,574,000195
Premises and equipment expense$11,633,000176
Additional noninterest expense$28,254,000242
Pre-tax net operating income$84,851,000130
Securities gains (losses)$402,000892
Applicable income taxes$26,359,000133
Income before extraordinary items$58,894,000140
Extraordinary gains, net$020
Net income$58,883,000140
Minority interest net income$11,00075
Net income of bank and minority interests.$58,894,000140
Net charge-offs$9,708,000266
Cash dividends$11,750,000189
Sale, conversion, retirement of capital stock, net$0952
Net operating income$58,616,620136
2012-06-30 (YTD Data)Rank
Total interest income$97,658,000175
Total interest expense$10,651,000215
Net interest income$87,007,000170
Provision for loan and lease losses$6,131,000244
Total noninterest income$29,021,000184
Gross Fiduciary activities income$1,683,000224
Service charges on deposit accounts$6,773,000133
Trading account gains and fees$0153
Additional Noninterest Income$20,565,000177
Total noninterest expense$53,794,000224
Salaries and employee benefits$27,257,000198
Premises and equipment expense$7,528,000180
Additional noninterest expense$19,009,000234
Pre-tax net operating income$56,103,000130
Securities gains (losses)$402,000690
Applicable income taxes$17,799,000129
Income before extraordinary items$38,706,000139
Extraordinary gains, net$019
Net income$38,710,000139
Minority interest net income$-4,0007,224
Net income of bank and minority interests.$38,706,000139
Net charge-offs$6,438,000270
Cash dividends$6,750,000197
Sale, conversion, retirement of capital stock, net$0928
Net operating income$38,428,620136
2012-03-31 (YTD Data)Rank
Total interest income$49,803,000170
Total interest expense$5,636,000209
Net interest income$44,167,000166
Provision for loan and lease losses$3,076,000245
Total noninterest income$13,766,000191
Gross Fiduciary activities income$785,000235
Service charges on deposit accounts$3,299,000133
Trading account gains and fees$0148
Additional Noninterest Income$9,682,000169
Total noninterest expense$27,553,000213
Salaries and employee benefits$13,376,000200
Premises and equipment expense$3,878,000176
Additional noninterest expense$10,299,000217
Pre-tax net operating income$27,304,000134
Securities gains (losses)$1,0002,095
Applicable income taxes$8,552,000132
Income before extraordinary items$18,753,000138
Extraordinary gains, net$019
Net income$18,752,000139
Minority interest net income$1,00074
Net income of bank and minority interests.$18,753,000139
Net charge-offs$3,613,000242
Cash dividends$3,000,000184
Sale, conversion, retirement of capital stock, net$0861
Net operating income$18,752,310137
2011-12-31 (YTD Data)Rank
Total interest income$198,720,000172
Total interest expense$28,695,000201
Net interest income$170,025,000166
Provision for loan and lease losses$11,775,000369
Total noninterest income$116,060,000111
Gross Fiduciary activities income$3,238,000192
Service charges on deposit accounts$12,848,000143
Trading account gains and fees$0146
Additional Noninterest Income$99,974,00089
Total noninterest expense$119,741,000188
Salaries and employee benefits$54,354,000175
Premises and equipment expense$14,467,000189
Additional noninterest expense$50,920,000191
Pre-tax net operating income$154,569,00098
Securities gains (losses)$933,000471
Applicable income taxes$52,001,00098
Income before extraordinary items$103,501,000101
Extraordinary gains, net$029
Net income$103,519,000102
Minority interest net income$-18,0007,336
Net income of bank and minority interests.$103,501,000102
Net charge-offs$12,836,000356
Cash dividends$12,300,000200
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$102,875,89098
2011-09-30 (YTD Data)Rank
Total interest income$146,441,000175
Total interest expense$22,616,000197
Net interest income$123,825,000169
Provision for loan and lease losses$7,500,000413
Total noninterest income$103,044,00099
Gross Fiduciary activities income$2,419,000194
Service charges on deposit accounts$9,310,000148
Trading account gains and fees$0145
Additional Noninterest Income$91,315,00083
Total noninterest expense$91,229,000187
Salaries and employee benefits$39,780,000175
Premises and equipment expense$11,024,000182
Additional noninterest expense$40,425,000183
Pre-tax net operating income$128,140,00093
Securities gains (losses)$989,000362
Applicable income taxes$43,849,00093
Income before extraordinary items$85,280,00098
Extraordinary gains, net$021
Net income$85,313,00099
Minority interest net income$-33,0007,424
Net income of bank and minority interests.$85,280,00099
Net charge-offs$8,594,000397
Cash dividends$9,300,000166
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$84,627,26097
2011-06-30 (YTD Data)Rank
Total interest income$94,631,000182
Total interest expense$15,479,000199
Net interest income$79,152,000175
Provision for loan and lease losses$6,000,000357
Total noninterest income$87,690,00089
Gross Fiduciary activities income$1,601,000197
Service charges on deposit accounts$5,935,000153
Trading account gains and fees$0153
Additional Noninterest Income$80,154,00075
Total noninterest expense$60,063,000193
Salaries and employee benefits$25,600,000185
Premises and equipment expense$6,814,000195
Additional noninterest expense$27,649,000185
Pre-tax net operating income$100,779,00090
Securities gains (losses)$351,000486
Applicable income taxes$35,232,00081
Income before extraordinary items$65,898,00091
Extraordinary gains, net$015
Net income$65,915,00091
Minority interest net income$-17,0007,498
Net income of bank and minority interests.$65,898,00091
Net charge-offs$7,106,000348
Cash dividends$6,300,000143
Sale, conversion, retirement of capital stock, net$0986
Net operating income$65,669,85087
2011-03-31 (YTD Data)Rank
Total interest income$43,903,000198
Total interest expense$7,513,000218
Net interest income$36,390,000187
Provision for loan and lease losses$2,250,000464
Total noninterest income$12,657,000197
Gross Fiduciary activities income$790,000202
Service charges on deposit accounts$2,740,000159
Trading account gains and fees$0158
Additional Noninterest Income$9,127,000180
Total noninterest expense$25,431,000223
Salaries and employee benefits$11,215,000224
Premises and equipment expense$3,106,000223
Additional noninterest expense$11,110,000211
Pre-tax net operating income$21,366,000139
Securities gains (losses)$152,000411
Applicable income taxes$6,401,000135
Income before extraordinary items$15,117,000146
Extraordinary gains, net$09
Net income$15,121,000146
Minority interest net income$-4,0007,556
Net income of bank and minority interests.$15,117,000146
Net charge-offs$3,255,000376
Cash dividends$3,300,000128
Sale, conversion, retirement of capital stock, net$0925
Net operating income$15,010,600146
2010-12-31 (YTD Data)Rank
Total interest income$158,117,000214
Total interest expense$32,573,000246
Net interest income$125,544,000202
Provision for loan and lease losses$16,000,000455
Total noninterest income$64,454,000161
Gross Fiduciary activities income$3,432,000183
Service charges on deposit accounts$11,484,000153
Trading account gains and fees$0175
Additional Noninterest Income$49,538,000163
Total noninterest expense$84,723,000255
Salaries and employee benefits$38,576,000248
Premises and equipment expense$10,587,000254
Additional noninterest expense$35,560,000259
Pre-tax net operating income$89,275,000114
Securities gains (losses)$4,675,000112
Applicable income taxes$28,142,000119
Income before extraordinary items$65,808,000117
Extraordinary gains, net$029
Net income$65,886,000118
Minority interest net income$-78,0007,647
Net income of bank and minority interests.$65,808,000118
Net charge-offs$15,389,000429
Cash dividends$13,200,000144
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$62,535,500117
2010-09-30 (YTD Data)Rank
Total interest income$115,914,000217
Total interest expense$24,871,000244
Net interest income$91,043,000208
Provision for loan and lease losses$11,900,000435
Total noninterest income$46,458,000163
Gross Fiduciary activities income$2,538,000183
Service charges on deposit accounts$8,454,000156
Trading account gains and fees$0165
Additional Noninterest Income$35,466,000157
Total noninterest expense$60,063,000268
Salaries and employee benefits$26,592,000266
Premises and equipment expense$7,596,000263
Additional noninterest expense$25,875,000257
Pre-tax net operating income$65,538,000114
Securities gains (losses)$4,448,00093
Applicable income taxes$21,480,000114
Income before extraordinary items$48,506,000121
Extraordinary gains, net$023
Net income$48,566,000120
Minority interest net income$-60,0007,752
Net income of bank and minority interests.$48,506,000121
Net charge-offs$11,269,000417
Cash dividends$9,900,000108
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$45,436,880122
2010-06-30 (YTD Data)Rank
Total interest income$74,763,000230
Total interest expense$17,017,000243
Net interest income$57,746,000222
Provision for loan and lease losses$7,600,000444
Total noninterest income$22,216,000211
Gross Fiduciary activities income$1,729,000179
Service charges on deposit accounts$5,362,000168
Trading account gains and fees$0152
Additional Noninterest Income$15,125,000205
Total noninterest expense$37,027,000285
Salaries and employee benefits$16,347,000300
Premises and equipment expense$4,821,000284
Additional noninterest expense$15,859,000271
Pre-tax net operating income$35,335,000127
Securities gains (losses)$3,749,00071
Applicable income taxes$11,290,000120
Income before extraordinary items$27,794,000128
Extraordinary gains, net$019
Net income$27,837,000128
Minority interest net income$-43,0007,819
Net income of bank and minority interests.$27,794,000128
Net charge-offs$7,043,000431
Cash dividends$6,600,000105
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$25,132,210128
2010-03-31 (YTD Data)Rank
Total interest income$36,137,000238
Total interest expense$8,599,000259
Net interest income$27,538,000233
Provision for loan and lease losses$4,200,000430
Total noninterest income$15,471,000170
Gross Fiduciary activities income$928,000172
Service charges on deposit accounts$2,351,000183
Trading account gains and fees$0175
Additional Noninterest Income$12,192,000159
Total noninterest expense$16,878,000316
Salaries and employee benefits$7,985,000311
Premises and equipment expense$2,413,000297
Additional noninterest expense$6,480,000308
Pre-tax net operating income$21,931,000102
Securities gains (losses)$1,697,00093
Applicable income taxes$7,278,000102
Income before extraordinary items$16,350,000105
Extraordinary gains, net$016
Net income$16,361,000105
Minority interest net income$-11,0007,913
Net income of bank and minority interests.$16,350,000106
Net charge-offs$4,045,000398
Cash dividends$3,300,00099
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$15,179,070104
2009-12-31 (YTD Data)Rank
Total interest income$166,559,000217
Total interest expense$45,448,000249
Net interest income$121,111,000201
Provision for loan and lease losses$44,800,000267
Total noninterest income$22,403,000364
Gross Fiduciary activities income$3,087,000192
Service charges on deposit accounts$9,605,000197
Trading account gains and fees$0211
Additional Noninterest Income$9,711,000455
Total noninterest expense$66,383,000344
Salaries and employee benefits$30,728,000324
Premises and equipment expense$9,721,000289
Additional noninterest expense$25,934,000362
Pre-tax net operating income$32,331,000158
Securities gains (losses)$26,821,00031
Applicable income taxes$14,341,000127
Income before extraordinary items$44,811,000105
Extraordinary gains, net$034
Net income$44,830,000103
Minority interest net income$-19,0007,994
Net income of bank and minority interests.$44,811,000104
Net charge-offs$34,693,000261
Cash dividends$92,200,00034
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$24,427,040156
2009-09-30 (YTD Data)Rank
Total interest income$128,370,000226
Total interest expense$36,211,000253
Net interest income$92,159,000207
Provision for loan and lease losses$39,200,000244
Total noninterest income$15,792,000384
Gross Fiduciary activities income$2,205,000201
Service charges on deposit accounts$7,031,000198
Trading account gains and fees$0212
Additional Noninterest Income$6,556,000492
Total noninterest expense$47,887,000363
Salaries and employee benefits$22,884,000327
Premises and equipment expense$7,572,000284
Additional noninterest expense$17,431,000390
Pre-tax net operating income$20,864,000181
Securities gains (losses)$20,660,00036
Applicable income taxes$9,634,000141
Income before extraordinary items$31,890,000114
Extraordinary gains, net$027
Net income$31,892,000114
Minority interest net income$-2,0008,080
Net income of bank and minority interests.$31,890,000114
Net charge-offs$29,432,000224
Cash dividends$12,900,000118
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$15,981,800182
2009-06-30 (YTD Data)Rank
Total interest income$88,454,000228
Total interest expense$26,030,000252
Net interest income$62,424,000206
Provision for loan and lease losses$31,700,000215
Total noninterest income$10,439,000380
Gross Fiduciary activities income$1,402,000206
Service charges on deposit accounts$5,850,000167
Trading account gains and fees$0193
Additional Noninterest Income$3,187,000618
Total noninterest expense$32,869,000353
Salaries and employee benefits$15,328,000333
Premises and equipment expense$5,005,000292
Additional noninterest expense$12,536,000376
Pre-tax net operating income$8,294,000273
Securities gains (losses)$20,518,00033
Applicable income taxes$6,696,000136
Income before extraordinary items$22,116,000108
Extraordinary gains, net$021
Net income$22,093,000107
Minority interest net income$23,00081
Net income of bank and minority interests.$22,116,000108
Net charge-offs$17,577,000254
Cash dividends$8,600,000119
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,317,140271
2009-03-31 (YTD Data)Rank
Total interest income$45,592,000223
Total interest expense$14,279,000245
Net interest income$31,313,000202
Provision for loan and lease losses$10,600,000243
Total noninterest income$4,940,000370
Gross Fiduciary activities income$649,000216
Service charges on deposit accounts$2,802,000167
Trading account gains and fees$0171
Additional Noninterest Income$1,489,000631
Total noninterest expense$15,490,000359
Salaries and employee benefits$7,621,000335
Premises and equipment expense$2,567,000290
Additional noninterest expense$5,302,000366
Pre-tax net operating income$10,163,000151
Securities gains (losses)$3,999,00074
Applicable income taxes$3,058,000149
Income before extraordinary items$11,104,000122
Extraordinary gains, net$015
Net income$11,081,000121
Minority interest net income$23,00070
Net income of bank and minority interests.$11,104,000122
Net charge-offs$3,163,000437
Cash dividends$4,300,000109
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,984,780136
2008-12-31 (YTD Data)Rank
Total interest income$183,921,000228
Total interest expense$80,541,000216
Net interest income$103,380,000242
Provision for loan and lease losses$19,025,000380
Total noninterest income$21,676,000334
Gross Fiduciary activities income$2,602,000225
Service charges on deposit accounts$12,007,000165
Trading account gains and fees$0154
Additional Noninterest Income$7,067,000498
Total noninterest expense$52,232,000419
Salaries and employee benefits$28,917,000336
Premises and equipment expense$8,842,000319
Additional noninterest expense$14,473,000490
Pre-tax net operating income$53,799,000132
Securities gains (losses)$-3,433,0008,026
Applicable income taxes$12,359,000155
Income before extraordinary items$38,007,000124
Extraordinary gains, net$039
Net income$38,007,000125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,070,000443
Cash dividends$14,400,000218
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$40,581,750127
2008-09-30 (YTD Data)Rank
Total interest income$136,286,000245
Total interest expense$62,734,000227
Net interest income$73,552,000266
Provision for loan and lease losses$10,725,000386
Total noninterest income$14,829,000381
Gross Fiduciary activities income$1,888,000236
Service charges on deposit accounts$8,939,000171
Trading account gains and fees$0148
Additional Noninterest Income$4,002,000658
Total noninterest expense$38,578,000418
Salaries and employee benefits$21,787,000351
Premises and equipment expense$6,547,000331
Additional noninterest expense$10,244,000476
Pre-tax net operating income$39,078,000170
Securities gains (losses)$-297,0007,665
Applicable income taxes$11,029,000170
Income before extraordinary items$27,752,000155
Extraordinary gains, net$031
Net income$27,752,000154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,855,000449
Cash dividends$10,800,000220
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$27,965,840165
2008-06-30 (YTD Data)Rank
Total interest income$91,083,000249
Total interest expense$43,162,000228
Net interest income$47,921,000272
Provision for loan and lease losses$7,325,000333
Total noninterest income$9,889,000391
Gross Fiduciary activities income$1,237,000243
Service charges on deposit accounts$5,837,000172
Trading account gains and fees$0149
Additional Noninterest Income$2,815,000647
Total noninterest expense$25,233,000422
Salaries and employee benefits$14,372,000357
Premises and equipment expense$4,236,000338
Additional noninterest expense$6,625,000483
Pre-tax net operating income$25,252,000182
Securities gains (losses)$20,0002,041
Applicable income taxes$7,237,000200
Income before extraordinary items$18,035,000180
Extraordinary gains, net$021
Net income$18,035,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,450,000387
Cash dividends$7,200,000243
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$18,020,800176
2008-03-31 (YTD Data)Rank
Total interest income$45,120,000264
Total interest expense$21,925,000241
Net interest income$23,195,000276
Provision for loan and lease losses$3,325,000284
Total noninterest income$4,700,000413
Gross Fiduciary activities income$606,000245
Service charges on deposit accounts$2,871,000165
Trading account gains and fees$0158
Additional Noninterest Income$1,223,000726
Total noninterest expense$12,310,000421
Salaries and employee benefits$7,134,000360
Premises and equipment expense$2,064,000350
Additional noninterest expense$3,112,000486
Pre-tax net operating income$12,260,000192
Securities gains (losses)$20,0001,596
Applicable income taxes$3,581,000213
Income before extraordinary items$8,699,000201
Extraordinary gains, net$015
Net income$8,699,000201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,819,000315
Cash dividends$3,600,000247
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$8,684,800196
2007-12-31 (YTD Data)Rank
Total interest income$178,290,000273
Total interest expense$94,286,000244
Net interest income$84,004,000306
Provision for loan and lease losses$6,150,000350
Total noninterest income$20,717,000370
Gross Fiduciary activities income$2,231,000259
Service charges on deposit accounts$12,193,000160
Trading account gains and fees$0178
Additional Noninterest Income$6,293,000569
Total noninterest expense$46,189,000438
Salaries and employee benefits$27,522,000369
Premises and equipment expense$8,067,000348
Additional noninterest expense$10,600,000550
Pre-tax net operating income$52,382,000221
Securities gains (losses)$520,000260
Applicable income taxes$17,258,000220
Income before extraordinary items$35,644,000226
Extraordinary gains, net$039
Net income$35,644,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,292,000348
Cash dividends$12,600,000346
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$35,295,600233
2007-09-30 (YTD Data)Rank
Total interest income$132,966,000276
Total interest expense$70,870,000246
Net interest income$62,096,000305
Provision for loan and lease losses$3,450,000342
Total noninterest income$15,180,000379
Gross Fiduciary activities income$1,567,000265
Service charges on deposit accounts$9,017,000160
Trading account gains and fees$0184
Additional Noninterest Income$4,596,000584
Total noninterest expense$34,087,000430
Salaries and employee benefits$20,366,000373
Premises and equipment expense$5,977,000352
Additional noninterest expense$7,744,000549
Pre-tax net operating income$39,739,000239
Securities gains (losses)$414,000262
Applicable income taxes$13,155,000237
Income before extraordinary items$26,998,000241
Extraordinary gains, net$033
Net income$26,998,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,082,000390
Cash dividends$9,100,000344
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$26,720,620242
2007-06-30 (YTD Data)Rank
Total interest income$87,766,000286
Total interest expense$46,906,000259
Net interest income$40,860,000319
Provision for loan and lease losses$2,350,000291
Total noninterest income$10,216,000389
Gross Fiduciary activities income$1,001,000274
Service charges on deposit accounts$5,942,000167
Trading account gains and fees$0168
Additional Noninterest Income$3,273,000582
Total noninterest expense$22,869,000445
Salaries and employee benefits$13,729,000380
Premises and equipment expense$3,926,000365
Additional noninterest expense$5,214,000558
Pre-tax net operating income$25,857,000261
Securities gains (losses)$337,000238
Applicable income taxes$8,578,000259
Income before extraordinary items$17,616,000265
Extraordinary gains, net$029
Net income$17,616,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,302,000375
Cash dividends$5,800,000364
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$17,390,210264
2007-03-31 (YTD Data)Rank
Total interest income$43,195,000286
Total interest expense$23,329,000255
Net interest income$19,866,000324
Provision for loan and lease losses$1,100,000279
Total noninterest income$5,163,000381
Gross Fiduciary activities income$467,000289
Service charges on deposit accounts$2,834,000167
Trading account gains and fees$0195
Additional Noninterest Income$1,862,000527
Total noninterest expense$11,541,000438
Salaries and employee benefits$7,015,000378
Premises and equipment expense$1,965,000366
Additional noninterest expense$2,561,000556
Pre-tax net operating income$12,388,000279
Securities gains (losses)$337,000152
Applicable income taxes$4,155,000273
Income before extraordinary items$8,570,000273
Extraordinary gains, net$022
Net income$8,570,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,000332
Cash dividends$2,900,000352
Sale, conversion, retirement of capital stock, net$0885
Net operating income$8,344,210274
2006-12-31 (YTD Data)Rank
Total interest income$155,497,000300
Total interest expense$80,611,000251
Net interest income$74,886,000327
Provision for loan and lease losses$2,450,000468
Total noninterest income$18,535,000401
Gross Fiduciary activities income$1,956,000273
Service charges on deposit accounts$10,217,000178
Trading account gains and fees$0130
Additional Noninterest Income$6,362,000569
Total noninterest expense$44,292,000439
Salaries and employee benefits$26,419,000374
Premises and equipment expense$7,003,000374
Additional noninterest expense$10,870,000521
Pre-tax net operating income$46,679,000292
Securities gains (losses)$3,917,00067
Applicable income taxes$15,714,000287
Income before extraordinary items$34,882,000274
Extraordinary gains, net$051
Net income$34,882,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,758,000438
Cash dividends$8,300,000455
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$32,179,270291
2006-09-30 (YTD Data)Rank
Total interest income$113,325,000312
Total interest expense$57,318,000269
Net interest income$56,007,000343
Provision for loan and lease losses$1,550,000508
Total noninterest income$13,782,000418
Gross Fiduciary activities income$1,403,000282
Service charges on deposit accounts$7,449,000189
Trading account gains and fees$0126
Additional Noninterest Income$4,930,000564
Total noninterest expense$32,347,000464
Salaries and employee benefits$19,342,000393
Premises and equipment expense$5,111,000391
Additional noninterest expense$7,894,000541
Pre-tax net operating income$35,892,000305
Securities gains (losses)$2,576,00076
Applicable income taxes$11,874,000310
Income before extraordinary items$26,594,000289
Extraordinary gains, net$045
Net income$26,594,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,217,000398
Cash dividends$5,500,000478
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$24,816,560303
2006-06-30 (YTD Data)Rank
Total interest income$71,825,000321
Total interest expense$34,554,000282
Net interest income$37,271,000348
Provision for loan and lease losses$1,000,000511
Total noninterest income$8,908,000429
Gross Fiduciary activities income$915,000292
Service charges on deposit accounts$4,909,000192
Trading account gains and fees$0126
Additional Noninterest Income$3,084,000587
Total noninterest expense$21,116,000479
Salaries and employee benefits$12,621,000405
Premises and equipment expense$3,384,000392
Additional noninterest expense$5,111,000552
Pre-tax net operating income$24,063,000305
Securities gains (losses)$1,858,00073
Applicable income taxes$8,118,000303
Income before extraordinary items$17,803,000288
Extraordinary gains, net$039
Net income$17,803,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$675,000455
Cash dividends$3,000,000574
Sale, conversion, retirement of capital stock, net$0887
Net operating income$16,520,980302
2006-03-31 (YTD Data)Rank
Total interest income$33,854,000325
Total interest expense$15,544,000288
Net interest income$18,310,000349
Provision for loan and lease losses$500,000481
Total noninterest income$4,207,000440
Gross Fiduciary activities income$435,000301
Service charges on deposit accounts$2,322,000191
Trading account gains and fees$0115
Additional Noninterest Income$1,450,000611
Total noninterest expense$10,672,000469
Salaries and employee benefits$6,314,000408
Premises and equipment expense$1,654,000399
Additional noninterest expense$2,704,000524
Pre-tax net operating income$11,345,000312
Securities gains (losses)$1,831,00054
Applicable income taxes$4,063,000294
Income before extraordinary items$9,113,000276
Extraordinary gains, net$021
Net income$9,113,000275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,000434
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,849,610302
2005-12-31 (YTD Data)Rank
Total interest income$113,447,000332
Total interest expense$41,612,000320
Net interest income$71,835,000341
Provision for loan and lease losses$2,300,000467
Total noninterest income$18,398,000429
Gross Fiduciary activities income$1,898,000281
Service charges on deposit accounts$9,875,000181
Trading account gains and fees$0138
Additional Noninterest Income$6,625,000565
Total noninterest expense$38,394,000486
Salaries and employee benefits$22,747,000421
Premises and equipment expense$6,245,000403
Additional noninterest expense$9,402,000593
Pre-tax net operating income$49,539,000282
Securities gains (losses)$213,000489
Applicable income taxes$15,800,000293
Income before extraordinary items$33,952,000280
Extraordinary gains, net$046
Net income$33,952,000281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,426,000521
Cash dividends$6,100,000554
Sale, conversion, retirement of capital stock, net$0934
Net operating income$33,807,160278
2005-09-30 (YTD Data)Rank
Total interest income$81,378,000335
Total interest expense$28,175,000329
Net interest income$53,203,000339
Provision for loan and lease losses$1,800,000415
Total noninterest income$13,696,000430
Gross Fiduciary activities income$1,397,000279
Service charges on deposit accounts$7,338,000180
Trading account gains and fees$0126
Additional Noninterest Income$4,961,000564
Total noninterest expense$28,569,000486
Salaries and employee benefits$17,031,000418
Premises and equipment expense$4,581,000409
Additional noninterest expense$6,957,000594
Pre-tax net operating income$36,530,000288
Securities gains (losses)$211,000464
Applicable income taxes$11,834,000296
Income before extraordinary items$24,907,000286
Extraordinary gains, net$035
Net income$24,907,000287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,018,000485
Cash dividends$5,100,000462
Sale, conversion, retirement of capital stock, net$0769
Net operating income$24,763,520282
2005-06-30 (YTD Data)Rank
Total interest income$52,010,000333
Total interest expense$17,113,000330
Net interest income$34,897,000340
Provision for loan and lease losses$1,000,000510
Total noninterest income$8,892,000433
Gross Fiduciary activities income$894,000286
Service charges on deposit accounts$4,768,000180
Trading account gains and fees$0116
Additional Noninterest Income$3,230,000567
Total noninterest expense$18,670,000490
Salaries and employee benefits$10,996,000428
Premises and equipment expense$2,949,000417
Additional noninterest expense$4,725,000581
Pre-tax net operating income$24,119,000278
Securities gains (losses)$02,146
Applicable income taxes$7,901,000292
Income before extraordinary items$16,218,000283
Extraordinary gains, net$030
Net income$16,218,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000735
Cash dividends$4,100,000387
Sale, conversion, retirement of capital stock, net$0643
Net operating income$16,218,000277
2005-03-31 (YTD Data)Rank
Total interest income$24,999,000341
Total interest expense$7,720,000339
Net interest income$17,279,000343
Provision for loan and lease losses$500,000469
Total noninterest income$4,139,000436
Gross Fiduciary activities income$446,000287
Service charges on deposit accounts$2,204,000193
Trading account gains and fees$0115
Additional Noninterest Income$1,489,000584
Total noninterest expense$9,111,000493
Salaries and employee benefits$5,289,000432
Premises and equipment expense$1,447,000420
Additional noninterest expense$2,375,000570
Pre-tax net operating income$11,807,000278
Securities gains (losses)$01,685
Applicable income taxes$3,930,000289
Income before extraordinary items$7,877,000280
Extraordinary gains, net$024
Net income$7,877,000280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,000687
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,877,000277
2004-12-31 (YTD Data)Rank
Total interest income$86,258,000359
Total interest expense$22,376,000382
Net interest income$63,882,000351
Provision for loan and lease losses$3,330,000351
Total noninterest income$16,447,000440
Gross Fiduciary activities income$1,659,000288
Service charges on deposit accounts$9,479,000195
Trading account gains and fees$0138
Additional Noninterest Income$5,309,000641
Total noninterest expense$35,235,000502
Salaries and employee benefits$20,580,000437
Premises and equipment expense$5,189,000449
Additional noninterest expense$9,466,000580
Pre-tax net operating income$41,764,000298
Securities gains (losses)$774,000338
Applicable income taxes$14,423,000291
Income before extraordinary items$28,115,000306
Extraordinary gains, net$034
Net income$28,115,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,017,000769
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$27,604,160302
2004-09-30 (YTD Data)Rank
Total interest income$62,626,000360
Total interest expense$15,566,000402
Net interest income$47,060,000354
Provision for loan and lease losses$2,830,000327
Total noninterest income$12,281,000457
Gross Fiduciary activities income$1,182,000297
Service charges on deposit accounts$7,068,000198
Trading account gains and fees$0134
Additional Noninterest Income$4,031,000656
Total noninterest expense$25,772,000510
Salaries and employee benefits$15,307,000445
Premises and equipment expense$3,753,000471
Additional noninterest expense$6,712,000603
Pre-tax net operating income$30,739,000299
Securities gains (losses)$774,000317
Applicable income taxes$10,769,000291
Income before extraordinary items$20,744,000306
Extraordinary gains, net$026
Net income$20,744,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$762,000692
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$20,233,160300
2004-06-30 (YTD Data)Rank
Total interest income$40,082,000372
Total interest expense$9,599,000428
Net interest income$30,483,000361
Provision for loan and lease losses$1,790,000341
Total noninterest income$8,009,000449
Gross Fiduciary activities income$750,000307
Service charges on deposit accounts$4,548,000199
Trading account gains and fees$0130
Additional Noninterest Income$2,711,000652
Total noninterest expense$16,399,000524
Salaries and employee benefits$9,824,000463
Premises and equipment expense$2,467,000480
Additional noninterest expense$4,108,000640
Pre-tax net operating income$20,303,000289
Securities gains (losses)$752,000269
Applicable income taxes$7,249,000294
Income before extraordinary items$13,806,000301
Extraordinary gains, net$021
Net income$13,806,000302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,000717
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$13,309,680292
2004-03-31 (YTD Data)Rank
Total interest income$19,462,000391
Total interest expense$4,607,000458
Net interest income$14,855,000376
Provision for loan and lease losses$745,000393
Total noninterest income$3,784,000464
Gross Fiduciary activities income$343,000324
Service charges on deposit accounts$2,107,000210
Trading account gains and fees$0121
Additional Noninterest Income$1,334,000643
Total noninterest expense$8,094,000531
Salaries and employee benefits$4,851,000469
Premises and equipment expense$1,213,000496
Additional noninterest expense$2,030,000636
Pre-tax net operating income$9,800,000300
Securities gains (losses)$02,934
Applicable income taxes$3,316,000310
Income before extraordinary items$6,484,000314
Extraordinary gains, net$016
Net income$6,484,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,270
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,484,000293
2003-12-31 (YTD Data)Rank
Total interest income$70,566,000426
Total interest expense$18,171,000507
Net interest income$52,395,000404
Provision for loan and lease losses$3,865,000393
Total noninterest income$15,629,000475
Gross Fiduciary activities income$1,686,000293
Service charges on deposit accounts$7,761,000232
Trading account gains and fees$0160
Additional Noninterest Income$6,182,000646
Total noninterest expense$31,235,000553
Salaries and employee benefits$18,410,000484
Premises and equipment expense$4,421,000526
Additional noninterest expense$8,404,000644
Pre-tax net operating income$32,924,000329
Securities gains (losses)$144,0001,583
Applicable income taxes$11,255,000336
Income before extraordinary items$21,813,000358
Extraordinary gains, net$054
Net income$21,813,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,641,000639
Cash dividends$2,800,0001,058
Sale, conversion, retirement of capital stock, net$0868
Net operating income$21,717,960330
2003-09-30 (YTD Data)Rank
Total interest income$51,554,000442
Total interest expense$13,706,000522
Net interest income$37,848,000422
Provision for loan and lease losses$2,895,000403
Total noninterest income$11,865,000492
Gross Fiduciary activities income$1,124,000319
Service charges on deposit accounts$5,698,000247
Trading account gains and fees$0153
Additional Noninterest Income$5,043,000637
Total noninterest expense$22,620,000578
Salaries and employee benefits$13,764,000496
Premises and equipment expense$3,268,000543
Additional noninterest expense$5,588,000706
Pre-tax net operating income$24,198,000341
Securities gains (losses)$133,0001,506
Applicable income taxes$8,696,000348
Income before extraordinary items$15,635,000387
Extraordinary gains, net$040
Net income$15,635,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,391,000559
Cash dividends$2,800,000771
Sale, conversion, retirement of capital stock, net$0722
Net operating income$15,549,880356
2003-06-30 (YTD Data)Rank
Total interest income$33,438,000459
Total interest expense$9,247,000538
Net interest income$24,191,000437
Provision for loan and lease losses$1,845,000412
Total noninterest income$7,311,000520
Gross Fiduciary activities income$597,000362
Service charges on deposit accounts$3,655,000258
Trading account gains and fees$0150
Additional Noninterest Income$3,059,000673
Total noninterest expense$14,173,000606
Salaries and employee benefits$8,578,000521
Premises and equipment expense$2,089,000569
Additional noninterest expense$3,506,000743
Pre-tax net operating income$15,484,000349
Securities gains (losses)$97,0001,539
Applicable income taxes$5,583,000358
Income before extraordinary items$9,998,000400
Extraordinary gains, net$030
Net income$9,998,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$862,000567
Cash dividends$2,800,000557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,935,920369
2003-03-31 (YTD Data)Rank
Total interest income$16,164,000480
Total interest expense$4,609,000553
Net interest income$11,555,000462
Provision for loan and lease losses$750,000467
Total noninterest income$3,264,000560
Gross Fiduciary activities income$259,000392
Service charges on deposit accounts$1,674,000271
Trading account gains and fees$0134
Additional Noninterest Income$1,331,000722
Total noninterest expense$6,634,000632
Salaries and employee benefits$4,068,000544
Premises and equipment expense$994,000588
Additional noninterest expense$1,572,000805
Pre-tax net operating income$7,435,000355
Securities gains (losses)$02,891
Applicable income taxes$2,648,000380
Income before extraordinary items$4,787,000400
Extraordinary gains, net$021
Net income$4,787,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,000453
Cash dividends$800,000820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,787,000370
2002-12-31 (YTD Data)Rank
Total interest income$61,262,000520
Total interest expense$19,441,000591
Net interest income$41,821,000494
Provision for loan and lease losses$3,660,000478
Total noninterest income$11,584,000575
Gross Fiduciary activities income$803,000448
Service charges on deposit accounts$6,940,000256
Trading account gains and fees$0153
Additional Noninterest Income$3,841,000840
Total noninterest expense$24,375,000670
Salaries and employee benefits$14,395,000568
Premises and equipment expense$3,495,000639
Additional noninterest expense$6,485,000787
Pre-tax net operating income$25,370,000388
Securities gains (losses)$-217,0009,200
Applicable income taxes$9,452,000371
Income before extraordinary items$15,701,000444
Extraordinary gains, net$070
Net income$15,701,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,436,000701
Cash dividends$800,0002,639
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,839,880420
2001-12-31 (YTD Data)Rank
Total interest income$59,994,000590
Total interest expense$30,415,000568
Net interest income$29,579,000615
Provision for loan and lease losses$3,401,000473
Total noninterest income$7,244,000741
Gross Fiduciary activities income$649,000515
Service charges on deposit accounts$3,776,000401
Trading account gains and fees$0177
Additional Noninterest Income$2,819,000988
Total noninterest expense$18,587,000812
Salaries and employee benefits$10,551,000713
Premises and equipment expense$3,098,000694
Additional noninterest expense$4,938,000986
Pre-tax net operating income$14,835,000542
Securities gains (losses)$190,0001,230
Applicable income taxes$4,924,000552
Income before extraordinary items$10,101,000573
Extraordinary gains, net$0105
Net income$10,101,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,295,000779
Cash dividends$3,000,000915
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,973,700552
2000-12-31 (YTD Data)Rank
Total interest income$60,625,000616
Total interest expense$37,089,000525
Net interest income$23,536,000750
Provision for loan and lease losses$2,325,000551
Total noninterest income$5,686,000844
Gross Fiduciary activities income$636,000528
Service charges on deposit accounts$3,380,000399
Trading account gains and fees$0180
Additional Noninterest Income$1,670,0001,271
Total noninterest expense$16,531,000859
Salaries and employee benefits$8,928,000780
Premises and equipment expense$2,910,000714
Additional noninterest expense$4,693,000996
Pre-tax net operating income$10,366,000758
Securities gains (losses)$01,956
Applicable income taxes$2,962,000838
Income before extraordinary items$7,404,000735
Extraordinary gains, net$038
Net income$7,404,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,791,000508
Cash dividends$2,700,0001,054
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,404,000731
1999-12-31 (YTD Data)Rank
Total interest income$51,506,000683
Total interest expense$27,397,000608
Net interest income$24,109,000741
Provision for loan and lease losses$2,485,000472
Total noninterest income$5,092,000937
Gross Fiduciary activities income$508,000634
Service charges on deposit accounts$2,499,000544
Trading account gains and fees$0173
Additional Noninterest Income$2,085,0001,120
Total noninterest expense$15,724,000910
Salaries and employee benefits$8,751,000796
Premises and equipment expense$2,655,000766
Additional noninterest expense$4,318,0001,086
Pre-tax net operating income$10,992,000760
Securities gains (losses)$69,000870
Applicable income taxes$3,253,000826
Income before extraordinary items$7,808,000753
Extraordinary gains, net$035
Net income$7,808,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,103,000666
Cash dividends$2,565,0001,104
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,759,010736
1998-12-31 (YTD Data)Rank
Total interest income$11,691,0002,767
Total interest expense$5,621,0002,694
Net interest income$6,070,0002,833
Provision for loan and lease losses$150,0004,136
Total noninterest income$923,0003,264
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$516,0002,488
Trading account gains and fees$0224
Additional Noninterest Income$407,0003,396
Total noninterest expense$2,832,0004,335
Salaries and employee benefits$1,647,0003,947
Premises and equipment expense$389,0004,524
Additional noninterest expense$796,0004,695
Pre-tax net operating income$4,011,0001,813
Securities gains (losses)$68,0001,523
Applicable income taxes$1,414,0001,723
Income before extraordinary items$2,665,0001,964
Extraordinary gains, net$032
Net income$2,665,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,330
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,620,8001,923
1997-12-31 (YTD Data)Rank
Total interest income$9,036,0003,570
Total interest expense$4,143,0003,545
Net interest income$4,893,0003,560
Provision for loan and lease losses$330,0002,419
Total noninterest income$787,0003,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$406,0003,187
Trading account gains and feesNANA
Additional Noninterest Income$381,0003,393
Total noninterest expense$2,276,0005,149
Salaries and employee benefits$1,319,0004,727
Premises and equipment expense$319,0005,241
Additional noninterest expense$638,0005,574
Pre-tax net operating income$3,074,0002,438
Securities gains (losses)$03,944
Applicable income taxes$1,111,0002,226
Income before extraordinary items$1,963,0002,626
Extraordinary gains, net$044
Net income$1,963,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,227
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,963,0002,582
1996-12-31 (YTD Data)Rank
Total interest income$6,383,0004,940
Total interest expense$2,806,0005,062
Net interest income$3,577,0004,737
Provision for loan and lease losses$297,0002,617
Total noninterest income$678,0004,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,801
Trading account gains and feesNANA
Additional Noninterest Income$333,0003,820
Total noninterest expense$1,916,0006,121
Salaries and employee benefits$1,144,0005,423
Premises and equipment expense$277,0005,888
Additional noninterest expense$495,0007,095
Pre-tax net operating income$2,042,0003,375
Securities gains (losses)$7,0002,762
Applicable income taxes$735,0003,071
Income before extraordinary items$1,314,0003,602
Extraordinary gains, net$053
Net income$1,314,0003,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,420
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,309,5203,559
1995-12-31 (YTD Data)Rank
Total interest income$4,547,0006,414
Total interest expense$1,987,0006,499
Net interest income$2,560,0006,205
Provision for loan and lease losses$120,0004,090
Total noninterest income$450,0005,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,108
Trading account gains and feesNANA
Additional Noninterest Income$214,0004,932
Total noninterest expense$1,636,0006,876
Salaries and employee benefits$732,0007,517
Premises and equipment expense$204,0007,109
Additional noninterest expense$700,0005,844
Pre-tax net operating income$1,254,0005,108
Securities gains (losses)$-10,00010,097
Applicable income taxes$435,0004,647
Income before extraordinary items$809,0005,406
Extraordinary gains, net$065
Net income$809,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$375,0004,026
Sale, conversion, retirement of capital stock, net$0809
Net operating income$815,5005,343
1994-12-31 (YTD Data)Rank
Total interest income$3,433,0007,436
Total interest expense$1,181,0007,983
Net interest income$2,252,0006,971
Provision for loan and lease losses$67,0005,416
Total noninterest income$364,0006,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,445
Total noninterest expense$1,326,0008,152
Salaries and employee benefits$535,0009,081
Premises and equipment expense$139,0008,849
Additional noninterest expense$652,0006,663
Pre-tax net operating income$1,223,0005,174
Securities gains (losses)$03,600
Applicable income taxes$431,0004,512
Income before extraordinary items$792,0005,402
Extraordinary gains, net$17,000206
Net income$809,0005,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$290,0004,601
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$792,0005,465
1993-12-31 (YTD Data)Rank
Total interest income$3,132,0008,120
Total interest expense$1,069,0008,806
Net interest income$2,063,0007,504
Provision for loan and lease losses$81,0006,293
Total noninterest income$310,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0005,475
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$1,252,0008,690
Salaries and employee benefits$465,0009,989
Premises and equipment expense$124,0009,663
Additional noninterest expense$663,0006,838
Pre-tax net operating income$1,040,0005,740
Securities gains (losses)$07,477
Applicable income taxes$355,0005,435
Income before extraordinary items$685,0006,202
Extraordinary gains, net$24,0002,616
Net income$709,0006,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,933
Cash dividends$631,0002,560
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$685,0005,951
1992-12-31 (YTD Data)Rank
Total interest income$3,354,0008,396
Total interest expense$1,354,0009,009
Net interest income$2,000,0007,765
Provision for loan and lease losses$52,0008,958
Total noninterest income$332,0007,326
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0005,399
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$1,200,0009,036
Salaries and employee benefits$416,00010,675
Premises and equipment expense$108,00010,453
Additional noninterest expense$676,0006,911
Pre-tax net operating income$1,080,0005,329
Securities gains (losses)$08,369
Applicable income taxes$358,0005,245
Income before extraordinary items$722,0005,795
Extraordinary gains, net$01,422
Net income$722,0005,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0007,501
Cash dividends$731,0002,058
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$722,0005,453

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.