Home > Bank of Wedowee > Income and Expense
Bank of Wedowee, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 3,722 |
| Total interest expense | $416,000 | 3,527 |
| Net interest income | $3,480,000 | 3,700 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $608,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $238,000 | 2,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,201 |
| Total noninterest expense | $2,781,000 | 3,711 |
| Salaries and employee benefits | $1,605,000 | 3,640 |
| Premises and equipment expense | $580,000 | 2,525 |
| Additional noninterest expense | $596,000 | 4,416 |
| Pre-tax net operating income | $1,217,000 | 3,469 |
| Securities gains (losses) | $66,000 | 760 |
| Applicable income taxes | $391,000 | 2,276 |
| Income before extraordinary items | $892,000 | 3,710 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $892,000 | 3,708 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $892,000 | 3,710 |
| Net charge-offs | $98,000 | 1,960 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $845,800 | 3,762 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 3,739 |
| Total interest expense | $275,000 | 3,510 |
| Net interest income | $2,297,000 | 3,720 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $424,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $155,000 | 2,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 3,085 |
| Total noninterest expense | $1,772,000 | 3,825 |
| Salaries and employee benefits | $923,000 | 3,949 |
| Premises and equipment expense | $370,000 | 2,604 |
| Additional noninterest expense | $479,000 | 4,108 |
| Pre-tax net operating income | $859,000 | 3,371 |
| Securities gains (losses) | $49,000 | 664 |
| Applicable income taxes | $257,000 | 2,275 |
| Income before extraordinary items | $651,000 | 3,536 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $651,000 | 3,535 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $651,000 | 3,536 |
| Net charge-offs | $40,000 | 2,153 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $615,720 | 3,603 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 3,786 |
| Total interest expense | $132,000 | 3,571 |
| Net interest income | $1,127,000 | 3,773 |
| Provision for loan and lease losses | $55,000 | 2,014 |
| Total noninterest income | $163,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $75,000 | 2,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,635 |
| Total noninterest expense | $876,000 | 3,885 |
| Salaries and employee benefits | $455,000 | 4,027 |
| Premises and equipment expense | $176,000 | 2,723 |
| Additional noninterest expense | $245,000 | 4,096 |
| Pre-tax net operating income | $359,000 | 3,578 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $100,000 | 2,429 |
| Income before extraordinary items | $268,000 | 3,776 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $268,000 | 3,775 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $268,000 | 3,776 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $261,430 | 3,797 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 3,910 |
| Total interest expense | $550,000 | 3,470 |
| Net interest income | $4,171,000 | 3,934 |
| Provision for loan and lease losses | $290,000 | 2,049 |
| Total noninterest income | $814,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $354,000 | 2,676 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $460,000 | 3,373 |
| Total noninterest expense | $3,322,000 | 4,024 |
| Salaries and employee benefits | $1,763,000 | 4,059 |
| Premises and equipment expense | $652,000 | 2,870 |
| Additional noninterest expense | $907,000 | 4,332 |
| Pre-tax net operating income | $1,373,000 | 3,635 |
| Securities gains (losses) | $75,000 | 1,554 |
| Applicable income taxes | $440,000 | 2,364 |
| Income before extraordinary items | $1,008,000 | 3,877 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,008,000 | 3,875 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,008,000 | 3,876 |
| Net charge-offs | $184,000 | 2,017 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $955,500 | 3,882 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 3,957 |
| Total interest expense | $415,000 | 3,490 |
| Net interest income | $3,079,000 | 3,986 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $615,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $265,000 | 2,686 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $350,000 | 3,365 |
| Total noninterest expense | $2,486,000 | 4,038 |
| Salaries and employee benefits | $1,313,000 | 4,090 |
| Premises and equipment expense | $470,000 | 2,951 |
| Additional noninterest expense | $703,000 | 4,311 |
| Pre-tax net operating income | $983,000 | 3,743 |
| Securities gains (losses) | $75,000 | 1,465 |
| Applicable income taxes | $311,000 | 2,478 |
| Income before extraordinary items | $747,000 | 3,948 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $747,000 | 3,946 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $747,000 | 3,948 |
| Net charge-offs | $68,000 | 2,374 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $693,750 | 3,982 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 4,002 |
| Total interest expense | $278,000 | 3,503 |
| Net interest income | $2,043,000 | 4,022 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $367,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $182,000 | 2,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 3,711 |
| Total noninterest expense | $1,642,000 | 4,093 |
| Salaries and employee benefits | $875,000 | 4,119 |
| Premises and equipment expense | $296,000 | 3,071 |
| Additional noninterest expense | $471,000 | 4,332 |
| Pre-tax net operating income | $618,000 | 3,839 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $189,000 | 2,541 |
| Income before extraordinary items | $472,000 | 4,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $472,000 | 4,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $472,000 | 4,045 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $441,470 | 4,065 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,035 |
| Total interest expense | $140,000 | 3,513 |
| Net interest income | $1,010,000 | 4,056 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $186,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $90,000 | 2,592 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $96,000 | 3,608 |
| Total noninterest expense | $835,000 | 4,090 |
| Salaries and employee benefits | $433,000 | 4,189 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $252,000 | 4,238 |
| Pre-tax net operating income | $286,000 | 3,932 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $86,000 | 2,572 |
| Income before extraordinary items | $213,000 | 4,154 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $213,000 | 4,151 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $213,000 | 4,152 |
| Net charge-offs | $28,000 | 1,781 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $203,770 | 4,153 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 4,144 |
| Total interest expense | $592,000 | 3,411 |
| Net interest income | $3,769,000 | 4,182 |
| Provision for loan and lease losses | $285,000 | 1,965 |
| Total noninterest income | $679,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $364,000 | 2,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $315,000 | 3,916 |
| Total noninterest expense | $3,230,000 | 4,166 |
| Salaries and employee benefits | $1,679,000 | 4,249 |
| Premises and equipment expense | $573,000 | 3,206 |
| Additional noninterest expense | $978,000 | 4,339 |
| Pre-tax net operating income | $933,000 | 4,186 |
| Securities gains (losses) | $53,000 | 1,607 |
| Applicable income taxes | $285,000 | 2,702 |
| Income before extraordinary items | $701,000 | 4,414 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $701,000 | 4,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $701,000 | 4,414 |
| Net charge-offs | $138,000 | 2,343 |
| Cash dividends | $345,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $663,370 | 4,426 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 4,225 |
| Total interest expense | $444,000 | 3,463 |
| Net interest income | $2,753,000 | 4,283 |
| Provision for loan and lease losses | $210,000 | 1,913 |
| Total noninterest income | $513,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $268,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,896 |
| Total noninterest expense | $2,467,000 | 4,159 |
| Salaries and employee benefits | $1,246,000 | 4,292 |
| Premises and equipment expense | $425,000 | 3,266 |
| Additional noninterest expense | $796,000 | 4,196 |
| Pre-tax net operating income | $589,000 | 4,531 |
| Securities gains (losses) | $57,000 | 1,384 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $483,000 | 4,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 4,617 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $483,000 | 4,618 |
| Net charge-offs | $92,000 | 2,249 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $440,250 | 4,673 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 4,312 |
| Total interest expense | $300,000 | 3,451 |
| Net interest income | $1,765,000 | 4,393 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $345,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $178,000 | 2,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $167,000 | 3,896 |
| Total noninterest expense | $1,603,000 | 4,252 |
| Salaries and employee benefits | $826,000 | 4,355 |
| Premises and equipment expense | $268,000 | 3,392 |
| Additional noninterest expense | $509,000 | 4,321 |
| Pre-tax net operating income | $382,000 | 4,528 |
| Securities gains (losses) | $27,000 | 1,561 |
| Applicable income taxes | $119,000 | 2,906 |
| Income before extraordinary items | $290,000 | 4,734 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $290,000 | 4,736 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $290,000 | 4,737 |
| Net charge-offs | $72,000 | 2,015 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $270,830 | 4,763 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 4,447 |
| Total interest expense | $152,000 | 3,448 |
| Net interest income | $828,000 | 4,544 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $179,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $787,000 | 4,335 |
| Salaries and employee benefits | $418,000 | 4,361 |
| Premises and equipment expense | $130,000 | 3,482 |
| Additional noninterest expense | $239,000 | 4,455 |
| Pre-tax net operating income | $185,000 | 4,549 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $68,000 | 2,760 |
| Income before extraordinary items | $117,000 | 4,948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $117,000 | 4,950 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $117,000 | 4,952 |
| Net charge-offs | $68,000 | 1,349 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $117,000 | 4,893 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 4,707 |
| Total interest expense | $641,000 | 3,476 |
| Net interest income | $2,927,000 | 4,865 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $663,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $316,000 | 3,110 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $347,000 | 3,826 |
| Total noninterest expense | $3,106,000 | 4,398 |
| Salaries and employee benefits | $1,723,000 | 4,319 |
| Premises and equipment expense | $514,000 | 3,564 |
| Additional noninterest expense | $869,000 | 4,745 |
| Pre-tax net operating income | $424,000 | 5,204 |
| Securities gains (losses) | $53,000 | 1,690 |
| Applicable income taxes | $97,000 | 3,412 |
| Income before extraordinary items | $380,000 | 5,209 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $380,000 | 5,208 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $380,000 | 5,209 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $337,600 | 5,260 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 4,819 |
| Total interest expense | $480,000 | 3,529 |
| Net interest income | $2,122,000 | 4,976 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $478,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $227,000 | 3,220 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $251,000 | 3,900 |
| Total noninterest expense | $2,302,000 | 4,442 |
| Salaries and employee benefits | $1,291,000 | 4,336 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $626,000 | 4,848 |
| Pre-tax net operating income | $253,000 | 5,485 |
| Securities gains (losses) | $51,000 | 1,437 |
| Applicable income taxes | $44,000 | 3,709 |
| Income before extraordinary items | $260,000 | 5,362 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 5,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $260,000 | 5,364 |
| Net charge-offs | $-40,000 | 5,975 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $216,140 | 5,473 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 4,911 |
| Total interest expense | $323,000 | 3,551 |
| Net interest income | $1,363,000 | 5,061 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $291,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $139,000 | 3,380 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $152,000 | 4,026 |
| Total noninterest expense | $1,518,000 | 4,510 |
| Salaries and employee benefits | $867,000 | 4,350 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $395,000 | 4,995 |
| Pre-tax net operating income | $106,000 | 5,750 |
| Securities gains (losses) | $43,000 | 1,250 |
| Applicable income taxes | $-3,000 | 6,340 |
| Income before extraordinary items | $152,000 | 5,459 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $152,000 | 5,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $152,000 | 5,461 |
| Net charge-offs | $-49,000 | 6,139 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $109,000 | 5,669 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 4,956 |
| Total interest expense | $163,000 | 3,593 |
| Net interest income | $675,000 | 5,117 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $137,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $767,000 | 4,529 |
| Salaries and employee benefits | $438,000 | 4,370 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $211,000 | 4,877 |
| Pre-tax net operating income | $30,000 | 5,932 |
| Securities gains (losses) | $26,000 | 872 |
| Applicable income taxes | $-27,000 | 6,525 |
| Income before extraordinary items | $83,000 | 5,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,352 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $83,000 | 5,352 |
| Net charge-offs | $-97,000 | 6,463 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $57,000 | 5,601 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 4,940 |
| Total interest expense | $787,000 | 3,481 |
| Net interest income | $2,706,000 | 5,155 |
| Provision for loan and lease losses | $110,000 | 3,600 |
| Total noninterest income | $513,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $258,000 | 3,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $255,000 | 4,300 |
| Total noninterest expense | $3,071,000 | 4,560 |
| Salaries and employee benefits | $1,774,000 | 4,353 |
| Premises and equipment expense | $456,000 | 3,933 |
| Additional noninterest expense | $841,000 | 4,964 |
| Pre-tax net operating income | $38,000 | 6,100 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $-92,000 | 6,471 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $132,000 | 5,906 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $132,000 | 5,906 |
| Net charge-offs | $250,000 | 2,771 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $130,000 | 5,854 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 4,955 |
| Total interest expense | $612,000 | 3,489 |
| Net interest income | $2,048,000 | 5,180 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $434,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $194,000 | 3,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $240,000 | 4,076 |
| Total noninterest expense | $2,361,000 | 4,519 |
| Salaries and employee benefits | $1,396,000 | 4,244 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $626,000 | 4,988 |
| Pre-tax net operating income | $61,000 | 6,115 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $-59,000 | 6,645 |
| Income before extraordinary items | $122,000 | 5,932 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $122,000 | 5,934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $122,000 | 5,934 |
| Net charge-offs | $216,000 | 2,475 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $120,000 | 5,874 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,010 |
| Total interest expense | $423,000 | 3,464 |
| Net interest income | $1,321,000 | 5,252 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $288,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $128,000 | 3,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,134 |
| Total noninterest expense | $1,553,000 | 4,564 |
| Salaries and employee benefits | $925,000 | 4,294 |
| Premises and equipment expense | $218,000 | 4,103 |
| Additional noninterest expense | $410,000 | 5,036 |
| Pre-tax net operating income | $6,000 | 6,275 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $-30,000 | 6,660 |
| Income before extraordinary items | $38,000 | 6,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $38,000 | 6,202 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $38,000 | 6,202 |
| Net charge-offs | $191,000 | 2,139 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $36,000 | 6,137 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 5,041 |
| Total interest expense | $222,000 | 3,436 |
| Net interest income | $646,000 | 5,315 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $147,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $752,000 | 4,678 |
| Salaries and employee benefits | $452,000 | 4,390 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $197,000 | 5,173 |
| Pre-tax net operating income | $41,000 | 5,939 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $-15,000 | 6,773 |
| Income before extraordinary items | $58,000 | 5,741 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $58,000 | 5,743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $58,000 | 5,743 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $56,000 | 5,679 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 4,943 |
| Total interest expense | $1,231,000 | 3,150 |
| Net interest income | $2,655,000 | 5,349 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $584,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $276,000 | 3,646 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $308,000 | 4,007 |
| Total noninterest expense | $3,111,000 | 4,656 |
| Salaries and employee benefits | $1,907,000 | 4,249 |
| Premises and equipment expense | $437,000 | 4,130 |
| Additional noninterest expense | $767,000 | 5,347 |
| Pre-tax net operating income | $128,000 | 5,854 |
| Securities gains (losses) | $30,000 | 3,019 |
| Applicable income taxes | $-58,000 | 6,656 |
| Income before extraordinary items | $216,000 | 5,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $216,000 | 5,736 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $216,000 | 5,737 |
| Net charge-offs | $285,000 | 3,363 |
| Cash dividends | $400,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $186,000 | 5,654 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 4,977 |
| Total interest expense | $975,000 | 3,132 |
| Net interest income | $1,999,000 | 5,427 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $442,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $209,000 | 3,670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 4,040 |
| Total noninterest expense | $2,306,000 | 4,716 |
| Salaries and employee benefits | $1,415,000 | 4,291 |
| Premises and equipment expense | $327,000 | 4,182 |
| Additional noninterest expense | $564,000 | 5,451 |
| Pre-tax net operating income | $135,000 | 5,908 |
| Securities gains (losses) | $27,000 | 2,753 |
| Applicable income taxes | $-80,000 | 6,892 |
| Income before extraordinary items | $242,000 | 5,554 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $242,000 | 5,554 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $242,000 | 5,554 |
| Net charge-offs | $231,000 | 3,134 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $215,000 | 5,479 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,969 |
| Total interest expense | $676,000 | 3,130 |
| Net interest income | $1,347,000 | 5,438 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $290,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $136,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $1,536,000 | 4,747 |
| Salaries and employee benefits | $950,000 | 4,305 |
| Premises and equipment expense | $214,000 | 4,223 |
| Additional noninterest expense | $372,000 | 5,498 |
| Pre-tax net operating income | $101,000 | 5,863 |
| Securities gains (losses) | $26,000 | 2,391 |
| Applicable income taxes | $-12,000 | 6,843 |
| Income before extraordinary items | $139,000 | 5,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $139,000 | 5,701 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $139,000 | 5,701 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $113,000 | 5,709 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 4,928 |
| Total interest expense | $347,000 | 3,170 |
| Net interest income | $699,000 | 5,396 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $150,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,014 |
| Total noninterest expense | $776,000 | 4,746 |
| Salaries and employee benefits | $473,000 | 4,349 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $196,000 | 5,405 |
| Pre-tax net operating income | $73,000 | 5,682 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $89,000 | 5,509 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $89,000 | 5,509 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $68,320 | 5,622 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 4,803 |
| Total interest expense | $1,585,000 | 3,311 |
| Net interest income | $2,960,000 | 5,299 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $585,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $281,000 | 3,729 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $304,000 | 3,850 |
| Total noninterest expense | $3,132,000 | 4,763 |
| Salaries and employee benefits | $1,958,000 | 4,226 |
| Premises and equipment expense | $437,000 | 4,365 |
| Additional noninterest expense | $737,000 | 5,582 |
| Pre-tax net operating income | $383,000 | 5,020 |
| Securities gains (losses) | $15,000 | 3,193 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $397,000 | 4,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $397,000 | 4,956 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $397,000 | 4,955 |
| Net charge-offs | $180,000 | 4,427 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $382,000 | 4,867 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 4,831 |
| Total interest expense | $1,222,000 | 3,359 |
| Net interest income | $2,226,000 | 5,332 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $440,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $212,000 | 3,737 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $228,000 | 3,897 |
| Total noninterest expense | $2,349,000 | 4,775 |
| Salaries and employee benefits | $1,473,000 | 4,221 |
| Premises and equipment expense | $327,000 | 4,420 |
| Additional noninterest expense | $549,000 | 5,642 |
| Pre-tax net operating income | $287,000 | 5,167 |
| Securities gains (losses) | $15,000 | 2,920 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $293,000 | 5,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 5,092 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $293,000 | 5,092 |
| Net charge-offs | $49,000 | 4,993 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $278,450 | 5,033 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 4,834 |
| Total interest expense | $834,000 | 3,403 |
| Net interest income | $1,507,000 | 5,327 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $288,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $142,000 | 3,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 4,001 |
| Total noninterest expense | $1,612,000 | 4,742 |
| Salaries and employee benefits | $988,000 | 4,236 |
| Premises and equipment expense | $218,000 | 4,462 |
| Additional noninterest expense | $406,000 | 5,496 |
| Pre-tax net operating income | $183,000 | 5,218 |
| Securities gains (losses) | $15,000 | 2,213 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $192,000 | 5,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 5,082 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $192,000 | 5,082 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $177,450 | 5,092 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 4,870 |
| Total interest expense | $434,000 | 3,402 |
| Net interest income | $734,000 | 5,396 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $811,000 | 4,752 |
| Salaries and employee benefits | $488,000 | 4,302 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $67,000 | 5,533 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $-9,000 | 6,994 |
| Income before extraordinary items | $87,000 | 5,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $87,000 | 5,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $87,000 | 5,188 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $76,000 | 5,287 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 4,807 |
| Total interest expense | $2,183,000 | 3,327 |
| Net interest income | $2,830,000 | 5,493 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,780,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $326,000 | 3,470 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,454,000 | 1,734 |
| Total noninterest expense | $3,217,000 | 4,814 |
| Salaries and employee benefits | $1,961,000 | 4,289 |
| Premises and equipment expense | $461,000 | 4,398 |
| Additional noninterest expense | $795,000 | 5,641 |
| Pre-tax net operating income | $1,393,000 | 2,834 |
| Securities gains (losses) | $-143,000 | 7,256 |
| Applicable income taxes | $-122,000 | 6,862 |
| Income before extraordinary items | $1,372,000 | 2,648 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,372,000 | 2,644 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,372,000 | 2,649 |
| Net charge-offs | $105,000 | 5,373 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,515,000 | 2,397 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 4,870 |
| Total interest expense | $1,694,000 | 3,364 |
| Net interest income | $2,117,000 | 5,580 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $502,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $241,000 | 3,571 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $261,000 | 3,772 |
| Total noninterest expense | $2,404,000 | 4,840 |
| Salaries and employee benefits | $1,453,000 | 4,363 |
| Premises and equipment expense | $348,000 | 4,449 |
| Additional noninterest expense | $603,000 | 5,632 |
| Pre-tax net operating income | $215,000 | 5,198 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $-48,000 | 6,970 |
| Income before extraordinary items | $269,000 | 5,000 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $269,000 | 5,002 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $269,000 | 5,003 |
| Net charge-offs | $73,000 | 5,209 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $263,000 | 4,854 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 4,814 |
| Total interest expense | $1,180,000 | 3,349 |
| Net interest income | $1,447,000 | 5,543 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $313,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $151,000 | 3,975 |
| Total noninterest expense | $1,603,000 | 4,860 |
| Salaries and employee benefits | $966,000 | 4,383 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $401,000 | 5,656 |
| Pre-tax net operating income | $157,000 | 5,175 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $-35,000 | 7,033 |
| Income before extraordinary items | $197,000 | 4,920 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 4,921 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $197,000 | 4,920 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,000 | 4,787 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,796 |
| Total interest expense | $625,000 | 3,329 |
| Net interest income | $728,000 | 5,550 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $160,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $80,000 | 3,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $832,000 | 4,791 |
| Salaries and employee benefits | $481,000 | 4,459 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $223,000 | 5,424 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-22,000 | 7,209 |
| Income before extraordinary items | $78,000 | 5,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,294 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $78,000 | 5,294 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $78,000 | 5,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 4,817 |
| Total interest expense | $2,823,000 | 3,578 |
| Net interest income | $2,782,000 | 5,576 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $653,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $351,000 | 3,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $302,000 | 3,974 |
| Total noninterest expense | $3,244,000 | 4,954 |
| Salaries and employee benefits | $1,922,000 | 4,486 |
| Premises and equipment expense | $463,000 | 4,596 |
| Additional noninterest expense | $859,000 | 5,637 |
| Pre-tax net operating income | $191,000 | 4,833 |
| Securities gains (losses) | $-301,000 | 7,497 |
| Applicable income taxes | $-65,000 | 6,494 |
| Income before extraordinary items | $-45,000 | 5,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-45,000 | 5,614 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-45,000 | 5,614 |
| Net charge-offs | $409,000 | 4,057 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $147,640 | 4,930 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 4,896 |
| Total interest expense | $2,148,000 | 3,677 |
| Net interest income | $2,028,000 | 5,658 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $487,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $258,000 | 3,632 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $229,000 | 4,056 |
| Total noninterest expense | $2,452,000 | 4,936 |
| Salaries and employee benefits | $1,452,000 | 4,480 |
| Premises and equipment expense | $346,000 | 4,643 |
| Additional noninterest expense | $654,000 | 5,601 |
| Pre-tax net operating income | $63,000 | 5,437 |
| Securities gains (losses) | $-308,000 | 7,662 |
| Applicable income taxes | $-58,000 | 6,836 |
| Income before extraordinary items | $-187,000 | 6,103 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-187,000 | 6,104 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-187,000 | 6,103 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,080 | 5,518 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 4,987 |
| Total interest expense | $1,449,000 | 3,760 |
| Net interest income | $1,282,000 | 5,812 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $327,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $160,000 | 3,988 |
| Total noninterest expense | $1,672,000 | 4,909 |
| Salaries and employee benefits | $976,000 | 4,507 |
| Premises and equipment expense | $225,000 | 4,742 |
| Additional noninterest expense | $471,000 | 5,408 |
| Pre-tax net operating income | $-63,000 | 6,004 |
| Securities gains (losses) | $-308,000 | 7,852 |
| Applicable income taxes | $-85,000 | 7,104 |
| Income before extraordinary items | $-286,000 | 6,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-286,000 | 6,518 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-286,000 | 6,518 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-48,840 | 6,006 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 5,099 |
| Total interest expense | $739,000 | 3,807 |
| Net interest income | $589,000 | 6,022 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $158,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $815,000 | 4,898 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $-68,000 | 6,548 |
| Securities gains (losses) | $114,000 | 935 |
| Applicable income taxes | $-22,000 | 7,282 |
| Income before extraordinary items | $68,000 | 5,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 5,428 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $68,000 | 5,427 |
| Net charge-offs | $-47,000 | 8,130 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-46,000 | 6,525 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 4,929 |
| Total interest expense | $3,394,000 | 3,913 |
| Net interest income | $2,624,000 | 5,789 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $347,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $361,000 | 3,658 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-14,000 | 8,046 |
| Total noninterest expense | $3,099,000 | 5,019 |
| Salaries and employee benefits | $1,940,000 | 4,558 |
| Premises and equipment expense | $477,000 | 4,587 |
| Additional noninterest expense | $682,000 | 5,890 |
| Pre-tax net operating income | $-128,000 | 6,483 |
| Securities gains (losses) | $-2,309,000 | 7,929 |
| Applicable income taxes | $-1,114,000 | 7,742 |
| Income before extraordinary items | $-1,323,000 | 7,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,323,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 4,647 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $154,760 | 5,817 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 4,932 |
| Total interest expense | $2,600,000 | 3,977 |
| Net interest income | $2,040,000 | 5,739 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $277,000 | 3,645 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-64,000 | 8,252 |
| Total noninterest expense | $2,281,000 | 5,061 |
| Salaries and employee benefits | $1,450,000 | 4,589 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $491,000 | 5,953 |
| Pre-tax net operating income | $-28,000 | 6,806 |
| Securities gains (losses) | $-2,326,000 | 8,086 |
| Applicable income taxes | $-1,056,000 | 8,061 |
| Income before extraordinary items | $-1,298,000 | 7,642 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,298,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,640 | 5,921 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 4,896 |
| Total interest expense | $1,774,000 | 4,050 |
| Net interest income | $1,415,000 | 5,630 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $176,000 | 3,741 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-120,000 | 8,385 |
| Total noninterest expense | $1,509,000 | 5,108 |
| Salaries and employee benefits | $966,000 | 4,640 |
| Premises and equipment expense | $218,000 | 4,891 |
| Additional noninterest expense | $325,000 | 5,961 |
| Pre-tax net operating income | $-38,000 | 7,065 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $-128,000 | 7,903 |
| Income before extraordinary items | $115,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $99,000 | 6,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,866 |
| Total interest expense | $915,000 | 4,145 |
| Net interest income | $752,000 | 5,479 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $143,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $759,000 | 5,097 |
| Salaries and employee benefits | $479,000 | 4,695 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $176,000 | 5,731 |
| Pre-tax net operating income | $136,000 | 5,590 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $126,000 | 5,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $117,400 | 5,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 4,595 |
| Total interest expense | $3,625,000 | 4,254 |
| Net interest income | $3,775,000 | 4,793 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,494,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $398,000 | 3,529 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,096,000 | 2,102 |
| Total noninterest expense | $3,166,000 | 4,839 |
| Salaries and employee benefits | $1,892,000 | 4,584 |
| Premises and equipment expense | $462,000 | 4,596 |
| Additional noninterest expense | $812,000 | 5,298 |
| Pre-tax net operating income | $2,103,000 | 3,203 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $486,000 | 2,777 |
| Income before extraordinary items | $1,598,000 | 3,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,598,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,829 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,612,630 | 3,262 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 4,577 |
| Total interest expense | $2,708,000 | 4,276 |
| Net interest income | $2,889,000 | 4,758 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,179,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $298,000 | 3,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $881,000 | 1,999 |
| Total noninterest expense | $2,259,000 | 4,968 |
| Salaries and employee benefits | $1,360,000 | 4,685 |
| Premises and equipment expense | $335,000 | 4,680 |
| Additional noninterest expense | $564,000 | 5,489 |
| Pre-tax net operating income | $1,809,000 | 3,051 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $468,000 | 2,612 |
| Income before extraordinary items | $1,322,000 | 3,241 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,322,000 | 3,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,077 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,336,060 | 3,206 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,591 |
| Total interest expense | $1,811,000 | 4,273 |
| Net interest income | $1,930,000 | 4,775 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $725,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $202,000 | 3,499 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $523,000 | 2,185 |
| Total noninterest expense | $1,504,000 | 5,000 |
| Salaries and employee benefits | $904,000 | 4,733 |
| Premises and equipment expense | $222,000 | 4,713 |
| Additional noninterest expense | $378,000 | 5,467 |
| Pre-tax net operating income | $1,151,000 | 3,195 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $306,000 | 2,713 |
| Income before extraordinary items | $845,000 | 3,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $845,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,398 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $845,000 | 3,376 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 4,638 |
| Total interest expense | $906,000 | 4,248 |
| Net interest income | $935,000 | 4,887 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $183,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $748,000 | 5,029 |
| Salaries and employee benefits | $445,000 | 4,817 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $370,000 | 4,183 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $80,000 | 3,578 |
| Income before extraordinary items | $290,000 | 4,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $290,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $290,000 | 4,237 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,610,000 | 4,332 |
| Total interest expense | $3,897,000 | 3,659 |
| Net interest income | $3,713,000 | 4,874 |
| Provision for loan and lease losses | $-776,000 | 8,621 |
| Total noninterest income | $1,193,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $423,000 | 3,415 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $770,000 | 2,636 |
| Total noninterest expense | $3,094,000 | 4,781 |
| Salaries and employee benefits | $1,820,000 | 4,580 |
| Premises and equipment expense | $498,000 | 4,282 |
| Additional noninterest expense | $776,000 | 5,320 |
| Pre-tax net operating income | $2,588,000 | 3,057 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $672,000 | 2,725 |
| Income before extraordinary items | $1,914,000 | 3,191 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,914,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-307,000 | 8,621 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,915,480 | 3,175 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 4,324 |
| Total interest expense | $2,960,000 | 3,541 |
| Net interest income | $2,733,000 | 4,974 |
| Provision for loan and lease losses | $-904,000 | 8,696 |
| Total noninterest income | $886,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $319,000 | 3,432 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $567,000 | 2,671 |
| Total noninterest expense | $2,315,000 | 4,777 |
| Salaries and employee benefits | $1,313,000 | 4,680 |
| Premises and equipment expense | $375,000 | 4,287 |
| Additional noninterest expense | $627,000 | 5,070 |
| Pre-tax net operating income | $2,208,000 | 2,917 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $668,000 | 2,439 |
| Income before extraordinary items | $1,538,000 | 3,151 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,538,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,785 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,539,400 | 3,140 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 4,276 |
| Total interest expense | $2,021,000 | 3,347 |
| Net interest income | $1,783,000 | 5,059 |
| Provision for loan and lease losses | $-904,000 | 8,737 |
| Total noninterest income | $721,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $518,000 | 2,166 |
| Total noninterest expense | $1,570,000 | 4,746 |
| Salaries and employee benefits | $873,000 | 4,717 |
| Premises and equipment expense | $240,000 | 4,385 |
| Additional noninterest expense | $457,000 | 4,768 |
| Pre-tax net operating income | $1,838,000 | 2,474 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $572,000 | 2,116 |
| Income before extraordinary items | $1,265,000 | 2,678 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,265,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,265,690 | 2,661 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 4,217 |
| Total interest expense | $1,027,000 | 3,196 |
| Net interest income | $886,000 | 5,083 |
| Provision for loan and lease losses | $-315,000 | 8,734 |
| Total noninterest income | $579,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $487,000 | 1,366 |
| Total noninterest expense | $798,000 | 4,702 |
| Salaries and employee benefits | $433,000 | 4,772 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $248,000 | 4,507 |
| Pre-tax net operating income | $982,000 | 2,305 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $820,000 | 2,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $820,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $820,840 | 2,121 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 3,723 |
| Total interest expense | $4,554,000 | 2,396 |
| Net interest income | $3,508,000 | 5,010 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $668,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $452,000 | 3,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 5,012 |
| Total noninterest expense | $3,702,000 | 4,109 |
| Salaries and employee benefits | $1,652,000 | 4,754 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $1,556,000 | 3,134 |
| Pre-tax net operating income | $444,000 | 6,915 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $-144,000 | 8,640 |
| Income before extraordinary items | $567,000 | 6,120 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $567,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,082 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $588,000 | 6,018 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 3,663 |
| Total interest expense | $3,455,000 | 2,242 |
| Net interest income | $2,625,000 | 5,033 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $493,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $348,000 | 3,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 5,246 |
| Total noninterest expense | $2,489,000 | 4,433 |
| Salaries and employee benefits | $1,232,000 | 4,744 |
| Premises and equipment expense | $368,000 | 4,224 |
| Additional noninterest expense | $889,000 | 3,845 |
| Pre-tax net operating income | $599,000 | 6,016 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $195,000 | 4,452 |
| Income before extraordinary items | $385,000 | 6,447 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $385,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 719 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $397,540 | 6,356 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 3,552 |
| Total interest expense | $2,315,000 | 2,125 |
| Net interest income | $1,790,000 | 4,954 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $332,000 | 4,519 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $230,000 | 3,207 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,674,000 | 4,388 |
| Salaries and employee benefits | $810,000 | 4,770 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $610,000 | 3,748 |
| Pre-tax net operating income | $418,000 | 5,871 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $169,000 | 4,071 |
| Income before extraordinary items | $230,000 | 6,670 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $230,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 608 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $242,160 | 6,528 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 3,496 |
| Total interest expense | $1,159,000 | 2,039 |
| Net interest income | $907,000 | 4,934 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $158,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $789,000 | 4,598 |
| Salaries and employee benefits | $405,000 | 4,795 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $265,000 | 4,174 |
| Pre-tax net operating income | $259,000 | 5,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $163,000 | 5,916 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $163,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 373 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $163,000 | 5,876 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 3,278 |
| Total interest expense | $4,865,000 | 1,683 |
| Net interest income | $3,576,000 | 4,839 |
| Provision for loan and lease losses | $1,564,000 | 691 |
| Total noninterest income | $626,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $422,000 | 3,514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 5,074 |
| Total noninterest expense | $3,119,000 | 4,538 |
| Salaries and employee benefits | $1,669,000 | 4,585 |
| Premises and equipment expense | $508,000 | 4,038 |
| Additional noninterest expense | $942,000 | 4,569 |
| Pre-tax net operating income | $-481,000 | 8,650 |
| Securities gains (losses) | $-108,000 | 8,733 |
| Applicable income taxes | $-118,000 | 8,756 |
| Income before extraordinary items | $-471,000 | 8,706 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-471,000 | 8,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,205 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-384,600 | 8,638 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,418,000 | 3,218 |
| Total interest expense | $3,659,000 | 1,648 |
| Net interest income | $2,759,000 | 4,736 |
| Provision for loan and lease losses | $2,262,000 | 384 |
| Total noninterest income | $451,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 5,155 |
| Total noninterest expense | $2,309,000 | 4,547 |
| Salaries and employee benefits | $1,349,000 | 4,308 |
| Premises and equipment expense | $375,000 | 4,070 |
| Additional noninterest expense | $585,000 | 5,122 |
| Pre-tax net operating income | $-1,361,000 | 8,941 |
| Securities gains (losses) | $84,000 | 1,301 |
| Applicable income taxes | $-461,000 | 8,974 |
| Income before extraordinary items | $-816,000 | 8,897 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-816,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 892 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-869,760 | 8,887 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 3,198 |
| Total interest expense | $2,439,000 | 1,630 |
| Net interest income | $1,843,000 | 4,742 |
| Provision for loan and lease losses | $2,260,000 | 292 |
| Total noninterest income | $272,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $168,000 | 4,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $104,000 | 5,095 |
| Total noninterest expense | $1,522,000 | 4,621 |
| Salaries and employee benefits | $894,000 | 4,343 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $-1,667,000 | 9,036 |
| Securities gains (losses) | $84,000 | 1,138 |
| Applicable income taxes | $-454,000 | 9,033 |
| Income before extraordinary items | $-1,129,000 | 9,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,129,000 | 9,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 646 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,188,640 | 9,013 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 3,220 |
| Total interest expense | $1,225,000 | 1,644 |
| Net interest income | $906,000 | 4,802 |
| Provision for loan and lease losses | $2,260,000 | 171 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $733,000 | 4,765 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $182,000 | 5,402 |
| Pre-tax net operating income | $-1,964,000 | 9,100 |
| Securities gains (losses) | $55,000 | 1,137 |
| Applicable income taxes | $-455,000 | 9,095 |
| Income before extraordinary items | $-1,454,000 | 9,100 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,454,000 | 9,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $794,000 | 321 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-1,495,800 | 9,090 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 3,136 |
| Total interest expense | $5,323,000 | 1,690 |
| Net interest income | $3,597,000 | 4,703 |
| Provision for loan and lease losses | $3,090,000 | 464 |
| Total noninterest income | $520,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $312,000 | 4,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $208,000 | 5,211 |
| Total noninterest expense | $2,601,000 | 5,079 |
| Salaries and employee benefits | $1,480,000 | 4,881 |
| Premises and equipment expense | $490,000 | 4,132 |
| Additional noninterest expense | $631,000 | 5,822 |
| Pre-tax net operating income | $-1,574,000 | 9,047 |
| Securities gains (losses) | $162,000 | 1,492 |
| Applicable income taxes | $-778,000 | 9,118 |
| Income before extraordinary items | $-634,000 | 8,945 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-634,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,010,000 | 402 |
| Cash dividends | $460,000 | 3,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-737,680 | 8,923 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 3,141 |
| Total interest expense | $4,062,000 | 1,732 |
| Net interest income | $2,707,000 | 4,718 |
| Provision for loan and lease losses | $3,030,000 | 393 |
| Total noninterest income | $392,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $232,000 | 4,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,212 |
| Total noninterest expense | $2,049,000 | 4,894 |
| Salaries and employee benefits | $1,251,000 | 4,476 |
| Premises and equipment expense | $365,000 | 4,145 |
| Additional noninterest expense | $433,000 | 6,106 |
| Pre-tax net operating income | $-1,980,000 | 9,155 |
| Securities gains (losses) | $153,000 | 1,413 |
| Applicable income taxes | $-841,000 | 9,200 |
| Income before extraordinary items | $-986,000 | 9,125 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-986,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,041,000 | 322 |
| Cash dividends | $40,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,083,920 | 9,089 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 3,167 |
| Total interest expense | $2,727,000 | 1,772 |
| Net interest income | $1,778,000 | 4,754 |
| Provision for loan and lease losses | $870,000 | 716 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $154,000 | 4,223 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $108,000 | 5,191 |
| Total noninterest expense | $1,352,000 | 4,931 |
| Salaries and employee benefits | $828,000 | 4,500 |
| Premises and equipment expense | $241,000 | 4,161 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $-182,000 | 8,909 |
| Securities gains (losses) | $147,000 | 1,237 |
| Applicable income taxes | $-159,000 | 9,167 |
| Income before extraordinary items | $124,000 | 7,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $994,000 | 529 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $29,920 | 8,467 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,176 |
| Total interest expense | $1,372,000 | 1,808 |
| Net interest income | $885,000 | 4,758 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $668,000 | 4,960 |
| Salaries and employee benefits | $406,000 | 4,570 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $146,000 | 6,033 |
| Pre-tax net operating income | $316,000 | 4,658 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $154,000 | 3,186 |
| Income before extraordinary items | $195,000 | 5,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 709 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,880 | 5,489 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 3,064 |
| Total interest expense | $5,848,000 | 1,941 |
| Net interest income | $3,989,000 | 4,360 |
| Provision for loan and lease losses | $1,130,000 | 1,208 |
| Total noninterest income | $431,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,459 |
| Total noninterest expense | $2,548,000 | 5,019 |
| Salaries and employee benefits | $1,454,000 | 4,808 |
| Premises and equipment expense | $493,000 | 3,970 |
| Additional noninterest expense | $601,000 | 5,924 |
| Pre-tax net operating income | $742,000 | 5,954 |
| Securities gains (losses) | $205,000 | 1,149 |
| Applicable income taxes | $194,000 | 5,160 |
| Income before extraordinary items | $753,000 | 5,361 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $753,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,809 |
| Cash dividends | $384,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $589,000 | 5,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,788,000 | 3,106 |
| Total interest expense | $7,339,000 | 2,189 |
| Net interest income | $3,449,000 | 4,606 |
| Provision for loan and lease losses | $759,000 | 1,561 |
| Total noninterest income | $611,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $289,000 | 4,253 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $322,000 | 3,958 |
| Total noninterest expense | $2,348,000 | 5,175 |
| Salaries and employee benefits | $1,369,000 | 4,835 |
| Premises and equipment expense | $401,000 | 4,596 |
| Additional noninterest expense | $578,000 | 5,982 |
| Pre-tax net operating income | $953,000 | 5,024 |
| Securities gains (losses) | $487,000 | 622 |
| Applicable income taxes | $270,000 | 4,475 |
| Income before extraordinary items | $1,170,000 | 3,877 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,170,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,581 |
| Cash dividends | $380,000 | 3,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $775,530 | 4,827 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 3,422 |
| Total interest expense | $6,612,000 | 2,532 |
| Net interest income | $3,296,000 | 4,827 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $393,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $2,177,000 | 5,377 |
| Salaries and employee benefits | $1,338,000 | 4,793 |
| Premises and equipment expense | $434,000 | 4,244 |
| Additional noninterest expense | $405,000 | 7,106 |
| Pre-tax net operating income | $1,512,000 | 4,053 |
| Securities gains (losses) | $48,000 | 723 |
| Applicable income taxes | $555,000 | 3,264 |
| Income before extraordinary items | $1,005,000 | 4,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,005,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $974,280 | 4,459 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 3,919 |
| Total interest expense | $4,791,000 | 3,051 |
| Net interest income | $3,172,000 | 4,966 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $313,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $2,030,000 | 5,637 |
| Salaries and employee benefits | $1,233,000 | 5,058 |
| Premises and equipment expense | $404,000 | 4,497 |
| Additional noninterest expense | $393,000 | 7,332 |
| Pre-tax net operating income | $1,315,000 | 4,482 |
| Securities gains (losses) | $44,000 | 1,029 |
| Applicable income taxes | $291,000 | 4,883 |
| Income before extraordinary items | $1,068,000 | 4,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,068,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,033,240 | 4,291 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 4,232 |
| Total interest expense | $4,246,000 | 3,495 |
| Net interest income | $3,083,000 | 5,041 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $415,000 | 5,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,312 |
| Total noninterest expense | $1,992,000 | 5,614 |
| Salaries and employee benefits | $1,252,000 | 4,907 |
| Premises and equipment expense | $446,000 | 4,045 |
| Additional noninterest expense | $294,000 | 8,168 |
| Pre-tax net operating income | $1,401,000 | 4,406 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $416,000 | 4,319 |
| Income before extraordinary items | $994,000 | 4,550 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $994,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $340,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $987,700 | 4,466 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 4,701 |
| Total interest expense | $3,637,000 | 4,014 |
| Net interest income | $2,999,000 | 5,304 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $256,000 | 7,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $1,886,000 | 5,886 |
| Salaries and employee benefits | $1,195,000 | 5,114 |
| Premises and equipment expense | $337,000 | 5,047 |
| Additional noninterest expense | $354,000 | 7,767 |
| Pre-tax net operating income | $1,369,000 | 4,791 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $371,000 | 5,120 |
| Income before extraordinary items | $975,000 | 4,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $975,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $991,560 | 4,675 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 4,838 |
| Total interest expense | $3,521,000 | 4,177 |
| Net interest income | $3,022,000 | 5,421 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $248,000 | 7,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $1,695,000 | 6,617 |
| Salaries and employee benefits | $1,093,000 | 5,607 |
| Premises and equipment expense | $270,000 | 5,962 |
| Additional noninterest expense | $332,000 | 8,551 |
| Pre-tax net operating income | $1,575,000 | 4,165 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $429,000 | 4,671 |
| Income before extraordinary items | $1,123,000 | 4,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,123,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,139,560 | 3,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 5,246 |
| Total interest expense | $2,947,000 | 4,847 |
| Net interest income | $2,990,000 | 5,509 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $251,000 | 7,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $1,658,000 | 6,827 |
| Salaries and employee benefits | $1,009,000 | 6,016 |
| Premises and equipment expense | $279,000 | 5,941 |
| Additional noninterest expense | $370,000 | 8,491 |
| Pre-tax net operating income | $1,583,000 | 4,261 |
| Securities gains (losses) | $-85,000 | 11,418 |
| Applicable income taxes | $489,000 | 4,266 |
| Income before extraordinary items | $1,009,000 | 4,580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,009,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,065,950 | 4,355 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,600 |
| Total interest expense | $2,425,000 | 4,779 |
| Net interest income | $2,668,000 | 6,148 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $240,000 | 8,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,475,000 | 7,671 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $363,000 | 9,199 |
| Pre-tax net operating income | $1,433,000 | 4,586 |
| Securities gains (losses) | $-86,000 | 11,430 |
| Applicable income taxes | $458,000 | 4,327 |
| Income before extraordinary items | $889,000 | 4,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $889,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 12,132 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $945,760 | 4,762 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 6,037 |
| Total interest expense | $2,374,000 | 5,036 |
| Net interest income | $2,372,000 | 6,791 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,465,000 | 7,943 |
| Salaries and employee benefits | $816,000 | 7,228 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $393,000 | 9,341 |
| Pre-tax net operating income | $1,216,000 | 5,133 |
| Securities gains (losses) | $150,000 | 1,977 |
| Applicable income taxes | $513,000 | 4,094 |
| Income before extraordinary items | $853,000 | 5,294 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $853,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $757,000 | 5,545 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 6,426 |
| Total interest expense | $2,640,000 | 5,738 |
| Net interest income | $2,323,000 | 6,954 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $301,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,390,000 | 8,338 |
| Salaries and employee benefits | $784,000 | 7,367 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $984,000 | 5,695 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $266,000 | 6,424 |
| Income before extraordinary items | $732,000 | 5,728 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $732,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,180 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $721,780 | 5,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.