Home > Bank of Webb > Income and Expense
Bank of Webb, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 12,391 |
| Total interest expense | $165,000 | 12,415 |
| Net interest income | $366,000 | 12,299 |
| Provision for loan and lease losses | $69,000 | 5,368 |
| Total noninterest income | $48,000 | 11,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $276,000 | 12,400 |
| Salaries and employee benefits | $153,000 | 12,344 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $82,000 | 12,417 |
| Pre-tax net operating income | $69,000 | 11,810 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $65,000 | 11,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $65,000 | 11,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $65,000 | 11,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 13,077 |
| Total interest expense | $137,000 | 13,128 |
| Net interest income | $338,000 | 12,935 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $259,000 | 13,082 |
| Salaries and employee benefits | $138,000 | 13,051 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $88,000 | 13,042 |
| Pre-tax net operating income | $74,000 | 12,028 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $68,000 | 12,112 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $65,000 | 12,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $68,000 | 11,953 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 13,696 |
| Total interest expense | $136,000 | 13,789 |
| Net interest income | $376,000 | 13,449 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $267,000 | 13,661 |
| Salaries and employee benefits | $137,000 | 13,639 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $91,000 | 13,600 |
| Pre-tax net operating income | $141,000 | 11,609 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $119,000 | 11,692 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $119,000 | 11,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $119,000 | 11,373 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.