Home > Bank of the San Juans > Income and Expense
Bank of the San Juans, Income and Expense
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,423,000 | 2,734 |
Total interest expense | $258,000 | 3,861 |
Net interest income | $2,165,000 | 2,522 |
Provision for loan and lease losses | $25,000 | 4,328 |
Total noninterest income | $425,000 | 2,389 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $147,000 | 2,173 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $278,000 | 2,207 |
Total noninterest expense | $1,502,000 | 3,051 |
Salaries and employee benefits | $747,000 | 3,183 |
Premises and equipment expense | $130,000 | 3,799 |
Additional noninterest expense | $625,000 | 2,562 |
Pre-tax net operating income | $1,063,000 | 1,596 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $342,000 | 1,193 |
Income before extraordinary items | $721,000 | 1,964 |
Extraordinary gains, net | $0 | 19 |
Net income | $721,000 | 1,965 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $721,000 | 1,966 |
Net charge-offs | $-120,000 | 7,191 |
Cash dividends | $400,000 | 1,024 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $721,000 | 1,858 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $9,438,000 | 2,907 |
Total interest expense | $1,210,000 | 3,943 |
Net interest income | $8,228,000 | 2,657 |
Provision for loan and lease losses | $800,000 | 2,741 |
Total noninterest income | $417,000 | 4,706 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $597,000 | 2,254 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-180,000 | 6,944 |
Total noninterest expense | $6,279,000 | 2,942 |
Salaries and employee benefits | $2,794,000 | 3,274 |
Premises and equipment expense | $603,000 | 3,563 |
Additional noninterest expense | $2,882,000 | 2,288 |
Pre-tax net operating income | $1,566,000 | 2,957 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $374,000 | 2,311 |
Income before extraordinary items | $1,192,000 | 3,220 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,192,000 | 3,223 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,192,000 | 3,223 |
Net charge-offs | $1,171,000 | 2,176 |
Cash dividends | $850,000 | 1,806 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 7,252 |
Net operating income | $1,192,000 | 3,122 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $7,001,000 | 2,979 |
Total interest expense | $936,000 | 3,982 |
Net interest income | $6,065,000 | 2,712 |
Provision for loan and lease losses | $800,000 | 2,262 |
Total noninterest income | $249,000 | 5,123 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $445,000 | 2,274 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $-196,000 | 7,124 |
Total noninterest expense | $4,343,000 | 3,147 |
Salaries and employee benefits | $2,106,000 | 3,276 |
Premises and equipment expense | $444,000 | 3,648 |
Additional noninterest expense | $1,793,000 | 2,689 |
Pre-tax net operating income | $1,171,000 | 3,038 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $290,000 | 2,303 |
Income before extraordinary items | $881,000 | 3,314 |
Extraordinary gains, net | $0 | 21 |
Net income | $881,000 | 3,316 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $881,000 | 3,315 |
Net charge-offs | $1,029,000 | 1,861 |
Cash dividends | $850,000 | 1,303 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 7,343 |
Net operating income | $881,000 | 3,204 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $4,631,000 | 3,005 |
Total interest expense | $634,000 | 4,059 |
Net interest income | $3,997,000 | 2,740 |
Provision for loan and lease losses | $200,000 | 3,519 |
Total noninterest income | $155,000 | 5,255 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $298,000 | 2,235 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-143,000 | 7,238 |
Total noninterest expense | $2,917,000 | 3,168 |
Salaries and employee benefits | $1,398,000 | 3,319 |
Premises and equipment expense | $294,000 | 3,698 |
Additional noninterest expense | $1,225,000 | 2,692 |
Pre-tax net operating income | $1,035,000 | 2,480 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $313,000 | 1,748 |
Income before extraordinary items | $722,000 | 2,861 |
Extraordinary gains, net | $0 | 15 |
Net income | $722,000 | 2,863 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $722,000 | 2,863 |
Net charge-offs | $449,000 | 2,253 |
Cash dividends | $850,000 | 923 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 7,433 |
Net operating income | $722,000 | 2,781 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,315,000 | 3,025 |
Total interest expense | $328,000 | 4,077 |
Net interest income | $1,987,000 | 2,750 |
Provision for loan and lease losses | $200,000 | 2,421 |
Total noninterest income | $357,000 | 2,534 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $148,000 | 2,214 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $209,000 | 2,409 |
Total noninterest expense | $1,451,000 | 3,189 |
Salaries and employee benefits | $701,000 | 3,326 |
Premises and equipment expense | $139,000 | 3,897 |
Additional noninterest expense | $611,000 | 2,683 |
Pre-tax net operating income | $693,000 | 1,984 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $230,000 | 1,354 |
Income before extraordinary items | $463,000 | 2,395 |
Extraordinary gains, net | $0 | 9 |
Net income | $463,000 | 2,394 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $463,000 | 2,395 |
Net charge-offs | $271,000 | 1,843 |
Cash dividends | $426,000 | 846 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 7,508 |
Net operating income | $463,000 | 2,351 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $9,402,000 | 3,105 |
Total interest expense | $1,666,000 | 4,022 |
Net interest income | $7,736,000 | 2,810 |
Provision for loan and lease losses | $750,000 | 3,475 |
Total noninterest income | $1,422,000 | 2,606 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $596,000 | 2,300 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $826,000 | 2,448 |
Total noninterest expense | $5,647,000 | 3,256 |
Salaries and employee benefits | $2,707,000 | 3,388 |
Premises and equipment expense | $574,000 | 3,830 |
Additional noninterest expense | $2,366,000 | 2,801 |
Pre-tax net operating income | $2,761,000 | 1,741 |
Securities gains (losses) | $125,000 | 1,972 |
Applicable income taxes | $1,045,000 | 1,179 |
Income before extraordinary items | $1,841,000 | 2,163 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,841,000 | 2,165 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $1,841,000 | 2,166 |
Net charge-offs | $338,000 | 4,164 |
Cash dividends | $1,275,000 | 1,236 |
Sale, conversion, retirement of capital stock, net | $31,000 | 1,040 |
Net operating income | $1,761,000 | 2,144 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $7,130,000 | 3,141 |
Total interest expense | $1,293,000 | 4,076 |
Net interest income | $5,837,000 | 2,827 |
Provision for loan and lease losses | $750,000 | 2,938 |
Total noninterest income | $945,000 | 2,837 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $442,000 | 2,382 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $503,000 | 2,748 |
Total noninterest expense | $4,128,000 | 3,329 |
Salaries and employee benefits | $2,000,000 | 3,438 |
Premises and equipment expense | $455,000 | 3,745 |
Additional noninterest expense | $1,673,000 | 2,913 |
Pre-tax net operating income | $1,904,000 | 1,976 |
Securities gains (losses) | $125,000 | 1,753 |
Applicable income taxes | $744,000 | 1,274 |
Income before extraordinary items | $1,285,000 | 2,426 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,285,000 | 2,422 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $1,285,000 | 2,426 |
Net charge-offs | $260,000 | 3,912 |
Cash dividends | $850,000 | 1,217 |
Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
Net operating income | $1,205,000 | 2,407 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $4,759,000 | 3,168 |
Total interest expense | $879,000 | 4,126 |
Net interest income | $3,880,000 | 2,833 |
Provision for loan and lease losses | $600,000 | 2,565 |
Total noninterest income | $591,000 | 2,903 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $296,000 | 2,381 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $295,000 | 2,863 |
Total noninterest expense | $2,716,000 | 3,365 |
Salaries and employee benefits | $1,314,000 | 3,504 |
Premises and equipment expense | $297,000 | 3,833 |
Additional noninterest expense | $1,105,000 | 2,931 |
Pre-tax net operating income | $1,155,000 | 2,112 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $401,000 | 1,441 |
Income before extraordinary items | $754,000 | 2,618 |
Extraordinary gains, net | $0 | 19 |
Net income | $754,000 | 2,614 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $754,000 | 2,617 |
Net charge-offs | $12,000 | 5,739 |
Cash dividends | $425,000 | 1,507 |
Sale, conversion, retirement of capital stock, net | $14,000 | 914 |
Net operating income | $754,000 | 2,506 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,372,000 | 3,230 |
Total interest expense | $434,000 | 4,281 |
Net interest income | $1,938,000 | 2,865 |
Provision for loan and lease losses | $575,000 | 1,690 |
Total noninterest income | $265,000 | 3,109 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $140,000 | 2,465 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $125,000 | 3,132 |
Total noninterest expense | $1,379,000 | 3,375 |
Salaries and employee benefits | $674,000 | 3,490 |
Premises and equipment expense | $166,000 | 3,615 |
Additional noninterest expense | $539,000 | 2,973 |
Pre-tax net operating income | $249,000 | 3,684 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $72,000 | 2,447 |
Income before extraordinary items | $177,000 | 4,104 |
Extraordinary gains, net | $0 | 16 |
Net income | $177,000 | 4,103 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $177,000 | 4,103 |
Net charge-offs | $59,000 | 3,587 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
Net operating income | $177,000 | 4,002 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $9,638,000 | 3,318 |
Total interest expense | $1,515,000 | 5,147 |
Net interest income | $8,123,000 | 2,687 |
Provision for loan and lease losses | $1,800,000 | 2,620 |
Total noninterest income | $1,184,000 | 3,009 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $609,000 | 2,515 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $575,000 | 2,961 |
Total noninterest expense | $5,626,000 | 3,344 |
Salaries and employee benefits | $2,626,000 | 3,559 |
Premises and equipment expense | $821,000 | 3,069 |
Additional noninterest expense | $2,179,000 | 3,110 |
Pre-tax net operating income | $1,881,000 | 2,005 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $550,000 | 1,461 |
Income before extraordinary items | $1,331,000 | 2,307 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,331,000 | 2,303 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $1,331,000 | 2,305 |
Net charge-offs | $329,000 | 4,372 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $-35,000 | 7,924 |
Net operating income | $1,331,000 | 2,268 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $7,335,000 | 3,338 |
Total interest expense | $1,046,000 | 5,451 |
Net interest income | $6,289,000 | 2,610 |
Provision for loan and lease losses | $970,000 | 2,829 |
Total noninterest income | $689,000 | 3,562 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $92,000 | 5,483 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $597,000 | 2,532 |
Total noninterest expense | $4,196,000 | 3,377 |
Salaries and employee benefits | $2,027,000 | 3,501 |
Premises and equipment expense | $475,000 | 3,767 |
Additional noninterest expense | $1,694,000 | 2,978 |
Pre-tax net operating income | $1,812,000 | 1,763 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $571,000 | 1,295 |
Income before extraordinary items | $1,241,000 | 2,117 |
Extraordinary gains, net | $0 | 27 |
Net income | $1,241,000 | 2,115 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $1,241,000 | 2,117 |
Net charge-offs | $326,000 | 3,599 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $-35,000 | 8,026 |
Net operating income | $1,241,000 | 2,062 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $4,740,000 | 3,434 |
Total interest expense | $589,000 | 5,955 |
Net interest income | $4,151,000 | 2,616 |
Provision for loan and lease losses | $420,000 | 3,197 |
Total noninterest income | $432,000 | 3,699 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $65,000 | 5,414 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $367,000 | 2,674 |
Total noninterest expense | $2,799,000 | 3,404 |
Salaries and employee benefits | $1,356,000 | 3,540 |
Premises and equipment expense | $303,000 | 3,899 |
Additional noninterest expense | $1,140,000 | 2,956 |
Pre-tax net operating income | $1,364,000 | 1,654 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $499,000 | 1,094 |
Income before extraordinary items | $865,000 | 2,103 |
Extraordinary gains, net | $0 | 21 |
Net income | $865,000 | 2,100 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $865,000 | 2,102 |
Net charge-offs | $140,000 | 3,853 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $-35,000 | 8,138 |
Net operating income | $865,000 | 2,041 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $2,319,000 | 3,548 |
Total interest expense | $284,000 | 6,126 |
Net interest income | $2,035,000 | 2,667 |
Provision for loan and lease losses | $210,000 | 2,775 |
Total noninterest income | $209,000 | 3,716 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $34,000 | 5,303 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $175,000 | 2,695 |
Total noninterest expense | $1,365,000 | 3,393 |
Salaries and employee benefits | $686,000 | 3,534 |
Premises and equipment expense | $152,000 | 3,929 |
Additional noninterest expense | $527,000 | 2,870 |
Pre-tax net operating income | $669,000 | 1,878 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $254,000 | 1,214 |
Income before extraordinary items | $415,000 | 2,493 |
Extraordinary gains, net | $0 | 15 |
Net income | $415,000 | 2,493 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $415,000 | 2,495 |
Net charge-offs | $19,000 | 4,361 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $-35,000 | 8,202 |
Net operating income | $415,000 | 2,346 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $767,000 | 8,098 |
Total interest expense | $175,000 | 8,131 |
Net interest income | $592,000 | 8,013 |
Provision for loan and lease losses | $53,000 | 6,544 |
Total noninterest income | $68,000 | 7,587 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $11,000 | 7,153 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $57,000 | 6,626 |
Total noninterest expense | $416,000 | 8,182 |
Salaries and employee benefits | $225,000 | 8,176 |
Premises and equipment expense | $53,000 | 8,020 |
Additional noninterest expense | $138,000 | 8,112 |
Pre-tax net operating income | $191,000 | 5,778 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $75,000 | 3,602 |
Income before extraordinary items | $116,000 | 5,804 |
Extraordinary gains, net | $0 | 39 |
Net income | $116,000 | 5,805 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 5,667 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
Net operating income | $116,000 | 5,959 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $7,177,000 | 3,710 |
Total interest expense | $2,101,000 | 4,564 |
Net interest income | $5,076,000 | 3,166 |
Provision for loan and lease losses | $484,000 | 2,773 |
Total noninterest income | $634,000 | 3,853 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $332,000 | 3,295 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $302,000 | 3,673 |
Total noninterest expense | $3,298,000 | 3,928 |
Salaries and employee benefits | $1,863,000 | 3,820 |
Premises and equipment expense | $442,000 | 3,992 |
Additional noninterest expense | $993,000 | 3,888 |
Pre-tax net operating income | $1,928,000 | 2,371 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $712,000 | 1,511 |
Income before extraordinary items | $1,216,000 | 2,737 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,216,000 | 2,733 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,143 |
Cash dividends | $332,000 | 3,264 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,216,000 | 2,876 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $4,814,000 | 3,739 |
Total interest expense | $1,468,000 | 4,563 |
Net interest income | $3,346,000 | 3,195 |
Provision for loan and lease losses | $84,000 | 4,545 |
Total noninterest income | $417,000 | 3,932 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $231,000 | 3,182 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $186,000 | 3,904 |
Total noninterest expense | $2,150,000 | 4,024 |
Salaries and employee benefits | $1,235,000 | 3,879 |
Premises and equipment expense | $282,000 | 4,146 |
Additional noninterest expense | $633,000 | 4,012 |
Pre-tax net operating income | $1,529,000 | 2,155 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $565,000 | 1,465 |
Income before extraordinary items | $964,000 | 2,647 |
Extraordinary gains, net | $0 | 21 |
Net income | $964,000 | 2,647 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,297 |
Cash dividends | $136,000 | 3,845 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $964,000 | 2,594 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,472,000 | 3,757 |
Total interest expense | $798,000 | 4,515 |
Net interest income | $1,674,000 | 3,187 |
Provision for loan and lease losses | $36,000 | 4,202 |
Total noninterest income | $207,000 | 3,933 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $33,000 | 5,550 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $174,000 | 2,782 |
Total noninterest expense | $1,066,000 | 4,053 |
Salaries and employee benefits | $622,000 | 3,869 |
Premises and equipment expense | $134,000 | 4,326 |
Additional noninterest expense | $310,000 | 4,013 |
Pre-tax net operating income | $779,000 | 2,206 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $288,000 | 1,518 |
Income before extraordinary items | $491,000 | 2,739 |
Extraordinary gains, net | $0 | 15 |
Net income | $491,000 | 2,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,732 |
Cash dividends | $93,000 | 2,999 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $491,000 | 2,663 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $10,447,000 | 3,667 |
Total interest expense | $3,513,000 | 4,330 |
Net interest income | $6,934,000 | 3,133 |
Provision for loan and lease losses | $60,000 | 5,449 |
Total noninterest income | $829,000 | 3,951 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $445,000 | 3,310 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $384,000 | 3,807 |
Total noninterest expense | $4,695,000 | 3,624 |
Salaries and employee benefits | $2,684,000 | 3,527 |
Premises and equipment expense | $596,000 | 3,857 |
Additional noninterest expense | $1,415,000 | 3,590 |
Pre-tax net operating income | $3,008,000 | 2,469 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,106,000 | 1,742 |
Income before extraordinary items | $1,902,000 | 2,927 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,902,000 | 2,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,179 |
Cash dividends | $190,000 | 4,965 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,902,000 | 2,918 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $7,755,000 | 3,695 |
Total interest expense | $2,575,000 | 4,395 |
Net interest income | $5,180,000 | 3,144 |
Provision for loan and lease losses | $27,000 | 5,609 |
Total noninterest income | $589,000 | 4,061 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $328,000 | 3,350 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $261,000 | 4,011 |
Total noninterest expense | $3,543,000 | 3,586 |
Salaries and employee benefits | $2,005,000 | 3,523 |
Premises and equipment expense | $360,000 | 4,465 |
Additional noninterest expense | $1,178,000 | 3,241 |
Pre-tax net operating income | $2,199,000 | 2,670 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $808,000 | 1,901 |
Income before extraordinary items | $1,391,000 | 3,132 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,391,000 | 3,131 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 4,861 |
Cash dividends | $146,000 | 4,425 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,391,000 | 3,116 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $5,013,000 | 3,779 |
Total interest expense | $1,616,000 | 4,565 |
Net interest income | $3,397,000 | 3,204 |
Provision for loan and lease losses | $17,000 | 5,470 |
Total noninterest income | $373,000 | 4,186 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $209,000 | 3,424 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $164,000 | 4,159 |
Total noninterest expense | $2,380,000 | 3,592 |
Salaries and employee benefits | $1,385,000 | 3,446 |
Premises and equipment expense | $221,000 | 4,726 |
Additional noninterest expense | $774,000 | 3,279 |
Pre-tax net operating income | $1,373,000 | 2,843 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $504,000 | 2,056 |
Income before extraordinary items | $869,000 | 3,332 |
Extraordinary gains, net | $0 | 29 |
Net income | $869,000 | 3,331 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,177 |
Cash dividends | $103,000 | 4,276 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $869,000 | 3,313 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $2,367,000 | 3,926 |
Total interest expense | $803,000 | 4,563 |
Net interest income | $1,564,000 | 3,430 |
Provision for loan and lease losses | $-16,000 | 8,454 |
Total noninterest income | $273,000 | 3,326 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $121,000 | 3,053 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $152,000 | 2,994 |
Total noninterest expense | $1,207,000 | 3,554 |
Salaries and employee benefits | $722,000 | 3,367 |
Premises and equipment expense | $125,000 | 4,394 |
Additional noninterest expense | $360,000 | 3,457 |
Pre-tax net operating income | $646,000 | 2,961 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $237,000 | 2,167 |
Income before extraordinary items | $409,000 | 3,438 |
Extraordinary gains, net | $0 | 22 |
Net income | $409,000 | 3,438 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 3,116 |
Cash dividends | $69,000 | 3,417 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $409,000 | 3,412 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $8,880,000 | 3,908 |
Total interest expense | $2,752,000 | 4,540 |
Net interest income | $6,128,000 | 3,471 |
Provision for loan and lease losses | $101,000 | 4,702 |
Total noninterest income | $1,033,000 | 3,465 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $446,000 | 3,311 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $587,000 | 3,054 |
Total noninterest expense | $4,336,000 | 3,736 |
Salaries and employee benefits | $2,513,000 | 3,594 |
Premises and equipment expense | $511,000 | 4,201 |
Additional noninterest expense | $1,312,000 | 3,679 |
Pre-tax net operating income | $2,724,000 | 2,960 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $1,003,000 | 2,192 |
Income before extraordinary items | $1,721,000 | 3,461 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,721,000 | 3,459 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 5,041 |
Cash dividends | $193,000 | 5,005 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,721,000 | 3,443 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $6,425,000 | 3,982 |
Total interest expense | $1,939,000 | 4,638 |
Net interest income | $4,486,000 | 3,552 |
Provision for loan and lease losses | $87,000 | 4,417 |
Total noninterest income | $731,000 | 3,614 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $339,000 | 3,303 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $392,000 | 3,255 |
Total noninterest expense | $3,159,000 | 3,823 |
Salaries and employee benefits | $1,815,000 | 3,693 |
Premises and equipment expense | $373,000 | 4,298 |
Additional noninterest expense | $971,000 | 3,688 |
Pre-tax net operating income | $1,971,000 | 3,153 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $726,000 | 2,338 |
Income before extraordinary items | $1,245,000 | 3,635 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,245,000 | 3,637 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,547 |
Cash dividends | $79,000 | 4,863 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,245,000 | 3,627 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $4,015,000 | 4,111 |
Total interest expense | $1,178,000 | 4,774 |
Net interest income | $2,837,000 | 3,697 |
Provision for loan and lease losses | $50,000 | 4,407 |
Total noninterest income | $465,000 | 3,687 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $227,000 | 3,258 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $238,000 | 3,411 |
Total noninterest expense | $2,023,000 | 3,978 |
Salaries and employee benefits | $1,173,000 | 3,803 |
Premises and equipment expense | $237,000 | 4,421 |
Additional noninterest expense | $613,000 | 3,844 |
Pre-tax net operating income | $1,229,000 | 3,307 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $452,000 | 2,443 |
Income before extraordinary items | $777,000 | 3,816 |
Extraordinary gains, net | $0 | 39 |
Net income | $777,000 | 3,820 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $60,000 | 4,692 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $777,000 | 3,812 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,873,000 | 4,268 |
Total interest expense | $531,000 | 4,951 |
Net interest income | $1,342,000 | 3,851 |
Provision for loan and lease losses | $23,000 | 4,400 |
Total noninterest income | $217,000 | 3,804 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $104,000 | 3,385 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $113,000 | 3,483 |
Total noninterest expense | $1,008,000 | 4,002 |
Salaries and employee benefits | $591,000 | 3,807 |
Premises and equipment expense | $116,000 | 4,522 |
Additional noninterest expense | $301,000 | 3,880 |
Pre-tax net operating income | $528,000 | 3,607 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $194,000 | 2,652 |
Income before extraordinary items | $334,000 | 4,132 |
Extraordinary gains, net | $0 | 21 |
Net income | $334,000 | 4,132 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $35,000 | 3,704 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $334,000 | 4,115 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $6,525,000 | 4,368 |
Total interest expense | $1,452,000 | 5,302 |
Net interest income | $5,073,000 | 3,916 |
Provision for loan and lease losses | $-80,000 | 8,611 |
Total noninterest income | $810,000 | 4,012 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $363,000 | 3,769 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $447,000 | 3,570 |
Total noninterest expense | $3,853,000 | 3,979 |
Salaries and employee benefits | $2,080,000 | 4,013 |
Premises and equipment expense | $489,000 | 4,255 |
Additional noninterest expense | $1,284,000 | 3,660 |
Pre-tax net operating income | $2,110,000 | 3,558 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $764,000 | 2,675 |
Income before extraordinary items | $1,346,000 | 4,056 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,346,000 | 4,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 6,381 |
Cash dividends | $149,000 | 5,220 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,346,000 | 4,021 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,678,000 | 4,464 |
Total interest expense | $996,000 | 5,440 |
Net interest income | $3,682,000 | 4,002 |
Provision for loan and lease losses | $34,000 | 5,724 |
Total noninterest income | $595,000 | 4,072 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $276,000 | 3,747 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $319,000 | 3,702 |
Total noninterest expense | $2,706,000 | 4,151 |
Salaries and employee benefits | $1,431,000 | 4,237 |
Premises and equipment expense | $344,000 | 4,415 |
Additional noninterest expense | $931,000 | 3,710 |
Pre-tax net operating income | $1,537,000 | 3,683 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $551,000 | 2,781 |
Income before extraordinary items | $986,000 | 4,198 |
Extraordinary gains, net | $0 | 35 |
Net income | $986,000 | 4,198 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,742 |
Cash dividends | $55,000 | 4,991 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $986,000 | 4,149 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,984,000 | 4,526 |
Total interest expense | $590,000 | 5,606 |
Net interest income | $2,394,000 | 4,055 |
Provision for loan and lease losses | $34,000 | 5,063 |
Total noninterest income | $399,000 | 4,056 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $188,000 | 3,641 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $211,000 | 3,674 |
Total noninterest expense | $1,768,000 | 4,204 |
Salaries and employee benefits | $955,000 | 4,214 |
Premises and equipment expense | $202,000 | 4,786 |
Additional noninterest expense | $611,000 | 3,739 |
Pre-tax net operating income | $991,000 | 3,735 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $365,000 | 2,752 |
Income before extraordinary items | $626,000 | 4,309 |
Extraordinary gains, net | $0 | 30 |
Net income | $626,000 | 4,311 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,447 |
Cash dividends | $35,000 | 4,844 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $626,000 | 4,249 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,475,000 | 4,546 |
Total interest expense | $254,000 | 5,922 |
Net interest income | $1,221,000 | 4,005 |
Provision for loan and lease losses | $34,000 | 3,829 |
Total noninterest income | $161,000 | 4,532 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $94,000 | 3,574 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $67,000 | 4,538 |
Total noninterest expense | $872,000 | 4,265 |
Salaries and employee benefits | $471,000 | 4,283 |
Premises and equipment expense | $99,000 | 4,901 |
Additional noninterest expense | $302,000 | 3,788 |
Pre-tax net operating income | $476,000 | 3,807 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $174,000 | 2,829 |
Income before extraordinary items | $302,000 | 4,363 |
Extraordinary gains, net | $0 | 24 |
Net income | $302,000 | 4,364 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,435 |
Cash dividends | $15,000 | 3,771 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $302,000 | 4,320 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $4,997,000 | 4,855 |
Total interest expense | $819,000 | 6,195 |
Net interest income | $4,178,000 | 4,347 |
Provision for loan and lease losses | $41,000 | 6,153 |
Total noninterest income | $611,000 | 4,775 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $376,000 | 3,786 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $235,000 | 4,759 |
Total noninterest expense | $3,295,000 | 4,375 |
Salaries and employee benefits | $1,815,000 | 4,309 |
Premises and equipment expense | $347,000 | 5,246 |
Additional noninterest expense | $1,133,000 | 3,923 |
Pre-tax net operating income | $1,453,000 | 4,323 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $536,000 | 3,229 |
Income before extraordinary items | $917,000 | 4,918 |
Extraordinary gains, net | $0 | 34 |
Net income | $917,000 | 4,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 5,996 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $917,000 | 4,849 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $3,607,000 | 4,963 |
Total interest expense | $606,000 | 6,227 |
Net interest income | $3,001,000 | 4,471 |
Provision for loan and lease losses | $109,000 | 4,145 |
Total noninterest income | $447,000 | 4,849 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $283,000 | 3,798 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $164,000 | 4,928 |
Total noninterest expense | $2,340,000 | 4,507 |
Salaries and employee benefits | $1,277,000 | 4,471 |
Premises and equipment expense | $249,000 | 5,358 |
Additional noninterest expense | $814,000 | 4,037 |
Pre-tax net operating income | $999,000 | 4,610 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $368,000 | 3,445 |
Income before extraordinary items | $631,000 | 5,231 |
Extraordinary gains, net | $0 | 26 |
Net income | $631,000 | 5,230 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 6,223 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $631,000 | 5,144 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,296,000 | 5,112 |
Total interest expense | $403,000 | 6,270 |
Net interest income | $1,893,000 | 4,654 |
Provision for loan and lease losses | $45,000 | 4,838 |
Total noninterest income | $305,000 | 4,773 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $190,000 | 3,774 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $115,000 | 4,884 |
Total noninterest expense | $1,511,000 | 4,641 |
Salaries and employee benefits | $811,000 | 4,667 |
Premises and equipment expense | $166,000 | 5,391 |
Additional noninterest expense | $534,000 | 4,110 |
Pre-tax net operating income | $642,000 | 4,665 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $235,000 | 3,499 |
Income before extraordinary items | $407,000 | 5,275 |
Extraordinary gains, net | $0 | 21 |
Net income | $407,000 | 5,275 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,531 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $407,000 | 5,197 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,116,000 | 5,214 |
Total interest expense | $199,000 | 6,369 |
Net interest income | $917,000 | 4,762 |
Provision for loan and lease losses | $5,000 | 6,071 |
Total noninterest income | $137,000 | 5,004 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $90,000 | 3,830 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $47,000 | 5,234 |
Total noninterest expense | $743,000 | 4,719 |
Salaries and employee benefits | $412,000 | 4,637 |
Premises and equipment expense | $78,000 | 5,588 |
Additional noninterest expense | $253,000 | 4,280 |
Pre-tax net operating income | $306,000 | 4,767 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $113,000 | 3,576 |
Income before extraordinary items | $193,000 | 5,436 |
Extraordinary gains, net | $0 | 16 |
Net income | $193,000 | 5,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,591 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $193,000 | 5,309 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,624,000 | 5,154 |
Total interest expense | $792,000 | 6,732 |
Net interest income | $3,832,000 | 4,500 |
Provision for loan and lease losses | $140,000 | 4,692 |
Total noninterest income | $551,000 | 5,177 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $380,000 | 3,759 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $171,000 | 5,591 |
Total noninterest expense | $3,139,000 | 4,468 |
Salaries and employee benefits | $1,761,000 | 4,324 |
Premises and equipment expense | $325,000 | 5,414 |
Additional noninterest expense | $1,053,000 | 4,105 |
Pre-tax net operating income | $1,104,000 | 4,907 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $403,000 | 3,766 |
Income before extraordinary items | $701,000 | 5,590 |
Extraordinary gains, net | $0 | 54 |
Net income | $701,000 | 5,592 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,825 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $701,000 | 5,416 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,430,000 | 5,249 |
Total interest expense | $583,000 | 6,924 |
Net interest income | $2,847,000 | 4,551 |
Provision for loan and lease losses | $100,000 | 4,641 |
Total noninterest income | $417,000 | 5,202 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $291,000 | 3,720 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $126,000 | 5,660 |
Total noninterest expense | $2,356,000 | 4,458 |
Salaries and employee benefits | $1,318,000 | 4,326 |
Premises and equipment expense | $243,000 | 5,418 |
Additional noninterest expense | $795,000 | 4,075 |
Pre-tax net operating income | $808,000 | 5,093 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $299,000 | 3,911 |
Income before extraordinary items | $509,000 | 5,810 |
Extraordinary gains, net | $0 | 40 |
Net income | $509,000 | 5,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 3,923 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $509,000 | 5,642 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,247,000 | 5,335 |
Total interest expense | $378,000 | 7,128 |
Net interest income | $1,869,000 | 4,600 |
Provision for loan and lease losses | $64,000 | 4,631 |
Total noninterest income | $283,000 | 5,142 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $197,000 | 3,662 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $86,000 | 5,604 |
Total noninterest expense | $1,554,000 | 4,469 |
Salaries and employee benefits | $887,000 | 4,294 |
Premises and equipment expense | $159,000 | 5,464 |
Additional noninterest expense | $508,000 | 4,190 |
Pre-tax net operating income | $534,000 | 5,148 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $198,000 | 3,988 |
Income before extraordinary items | $336,000 | 5,831 |
Extraordinary gains, net | $0 | 30 |
Net income | $336,000 | 5,830 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 3,250 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $336,000 | 5,618 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,050,000 | 5,610 |
Total interest expense | $181,000 | 7,342 |
Net interest income | $869,000 | 4,807 |
Provision for loan and lease losses | $29,000 | 4,819 |
Total noninterest income | $134,000 | 5,166 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $92,000 | 3,749 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $42,000 | 5,598 |
Total noninterest expense | $758,000 | 4,536 |
Salaries and employee benefits | $426,000 | 4,425 |
Premises and equipment expense | $79,000 | 5,487 |
Additional noninterest expense | $253,000 | 4,171 |
Pre-tax net operating income | $216,000 | 5,658 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $80,000 | 4,357 |
Income before extraordinary items | $136,000 | 6,247 |
Extraordinary gains, net | $0 | 21 |
Net income | $136,000 | 6,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 2,091 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $136,000 | 6,076 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,954,000 | 5,939 |
Total interest expense | $724,000 | 7,747 |
Net interest income | $3,230,000 | 5,041 |
Provision for loan and lease losses | $165,000 | 4,742 |
Total noninterest income | $484,000 | 5,303 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $344,000 | 3,919 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $140,000 | 5,749 |
Total noninterest expense | $2,892,000 | 4,575 |
Salaries and employee benefits | $1,611,000 | 4,437 |
Premises and equipment expense | $303,000 | 5,546 |
Additional noninterest expense | $978,000 | 4,254 |
Pre-tax net operating income | $657,000 | 6,227 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $43,000 | 6,637 |
Income before extraordinary items | $614,000 | 5,905 |
Extraordinary gains, net | $0 | 70 |
Net income | $614,000 | 5,903 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 8,753 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $614,000 | 5,771 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,809,000 | 6,499 |
Total interest expense | $966,000 | 8,090 |
Net interest income | $2,843,000 | 5,271 |
Provision for loan and lease losses | $180,000 | 4,345 |
Total noninterest income | $376,000 | 5,848 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $268,000 | 4,456 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $108,000 | 6,258 |
Total noninterest expense | $2,582,000 | 4,850 |
Salaries and employee benefits | $1,382,000 | 4,806 |
Premises and equipment expense | $346,000 | 5,065 |
Additional noninterest expense | $854,000 | 4,584 |
Pre-tax net operating income | $457,000 | 6,728 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $457,000 | 6,272 |
Extraordinary gains, net | $0 | 105 |
Net income | $457,000 | 6,274 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,344 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $457,000 | 6,154 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,242,000 | 7,175 |
Total interest expense | $1,040,000 | 8,143 |
Net interest income | $2,202,000 | 6,270 |
Provision for loan and lease losses | $113,000 | 5,060 |
Total noninterest income | $257,000 | 6,699 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $188,000 | 5,261 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $69,000 | 7,208 |
Total noninterest expense | $2,321,000 | 5,120 |
Salaries and employee benefits | $1,295,000 | 4,911 |
Premises and equipment expense | $312,000 | 5,312 |
Additional noninterest expense | $714,000 | 5,104 |
Pre-tax net operating income | $25,000 | 9,040 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $25,000 | 9,054 |
Extraordinary gains, net | $0 | 38 |
Net income | $25,000 | 9,052 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 5,200 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $25,000 | 9,039 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,194,000 | 9,427 |
Total interest expense | $388,000 | 9,670 |
Net interest income | $806,000 | 9,055 |
Provision for loan and lease losses | $91,000 | 5,422 |
Total noninterest income | $572,000 | 4,569 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $24,000 | 8,416 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $548,000 | 2,788 |
Total noninterest expense | $1,772,000 | 6,129 |
Salaries and employee benefits | $964,000 | 6,026 |
Premises and equipment expense | $147,000 | 7,713 |
Additional noninterest expense | $661,000 | 5,462 |
Pre-tax net operating income | $-485,000 | 9,835 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-485,000 | 9,886 |
Extraordinary gains, net | $0 | 35 |
Net income | $-485,000 | 9,883 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $860,000 | 537 |
Net operating income | $-485,000 | 9,866 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $164,000 | 10,378 |
Total interest expense | $29,000 | 10,368 |
Net interest income | $135,000 | 10,352 |
Provision for loan and lease losses | $40,000 | 6,927 |
Total noninterest income | $94,000 | 9,115 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,000 | 9,040 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $93,000 | 6,799 |
Total noninterest expense | $783,000 | 8,830 |
Salaries and employee benefits | $180,000 | 10,184 |
Premises and equipment expense | $55,000 | 9,708 |
Additional noninterest expense | $548,000 | 6,103 |
Pre-tax net operating income | $-594,000 | 10,229 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-594,000 | 10,272 |
Extraordinary gains, net | $0 | 32 |
Net income | $-594,000 | 10,269 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $3,760,000 | 291 |
Net operating income | $-594,000 | 10,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.