Home > Bank of the Cascades > Income and Expense

Bank of the Cascades, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$9,894,0001,354
Total interest expense$282,0003,469
Net interest income$9,612,0001,259
Provision for loan and lease losses$03,871
Total noninterest income$2,980,000998
Gross Fiduciary activities income$33,000828
Service charges on deposit accounts$589,0001,017
Trading account gains and fees$0139
Additional Noninterest Income$2,358,000862
Total noninterest expense$7,870,0001,278
Salaries and employee benefits$3,867,0001,451
Premises and equipment expense$929,0001,269
Additional noninterest expense$3,074,0001,050
Pre-tax net operating income$4,722,0001,035
Securities gains (losses)$01,906
Applicable income taxes$1,672,000758
Income before extraordinary items$3,050,0001,226
Extraordinary gains, net$011
Net income$3,050,0001,226
Minority interest net income$071
Net income of bank and minority interests.$3,050,0001,226
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,050,0001,203
2017-03-31 (YTD Data)Rank
Total interest income$25,631,000324
Total interest expense$754,0001,013
Net interest income$24,877,000303
Provision for loan and lease losses$03,537
Total noninterest income$7,536,000314
Gross Fiduciary activities income$102,000637
Service charges on deposit accounts$1,651,000232
Trading account gains and fees$0142
Additional Noninterest Income$5,783,000279
Total noninterest expense$20,435,000307
Salaries and employee benefits$11,820,000288
Premises and equipment expense$2,190,000323
Additional noninterest expense$6,425,000308
Pre-tax net operating income$11,978,000297
Securities gains (losses)$01,153
Applicable income taxes$4,589,000246
Income before extraordinary items$7,389,000326
Extraordinary gains, net$08
Net income$7,389,000326
Minority interest net income$055
Net income of bank and minority interests.$7,389,000326
Net charge-offs$-68,0005,535
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,389,000317
2016-12-31 (YTD Data)Rank
Total interest income$95,108,000327
Total interest expense$2,154,0001,323
Net interest income$92,954,000302
Provision for loan and lease losses$04,332
Total noninterest income$28,726,000327
Gross Fiduciary activities income$483,000603
Service charges on deposit accounts$6,578,000232
Trading account gains and fees$0170
Additional Noninterest Income$21,665,000295
Total noninterest expense$89,711,000282
Salaries and employee benefits$49,289,000268
Premises and equipment expense$9,389,000289
Additional noninterest expense$31,033,000269
Pre-tax net operating income$31,969,000357
Securities gains (losses)$03,212
Applicable income taxes$12,372,000300
Income before extraordinary items$19,597,000415
Extraordinary gains, net$05
Net income$19,597,000411
Minority interest net income$082
Net income of bank and minority interests.$19,597,000414
Net charge-offs$-874,0005,851
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$5,000727
Net operating income$19,597,000409
2016-09-30 (YTD Data)Rank
Total interest income$69,677,000328
Total interest expense$1,627,0001,315
Net interest income$68,050,000306
Provision for loan and lease losses$04,186
Total noninterest income$20,304,000342
Gross Fiduciary activities income$346,000607
Service charges on deposit accounts$4,887,000235
Trading account gains and fees$0169
Additional Noninterest Income$15,071,000309
Total noninterest expense$68,041,000282
Salaries and employee benefits$37,024,000262
Premises and equipment expense$7,190,000285
Additional noninterest expense$23,827,000262
Pre-tax net operating income$20,313,000402
Securities gains (losses)$03,160
Applicable income taxes$7,530,000342
Income before extraordinary items$12,783,000477
Extraordinary gains, net$05
Net income$12,783,000475
Minority interest net income$071
Net income of bank and minority interests.$12,783,000477
Net charge-offs$-823,0005,906
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$5,000678
Net operating income$12,783,000464
2016-06-30 (YTD Data)Rank
Total interest income$45,369,000333
Total interest expense$1,058,0001,345
Net interest income$44,311,000313
Provision for loan and lease losses$04,017
Total noninterest income$12,736,000354
Gross Fiduciary activities income$235,000612
Service charges on deposit accounts$3,101,000245
Trading account gains and fees$0157
Additional Noninterest Income$9,400,000326
Total noninterest expense$44,530,000286
Salaries and employee benefits$24,639,000266
Premises and equipment expense$4,289,000321
Additional noninterest expense$15,602,000268
Pre-tax net operating income$12,517,000425
Securities gains (losses)$02,835
Applicable income taxes$4,640,000362
Income before extraordinary items$7,877,000499
Extraordinary gains, net$016
Net income$7,877,000496
Minority interest net income$071
Net income of bank and minority interests.$7,877,000498
Net charge-offs$-252,0005,891
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,877,000486
2016-03-31 (YTD Data)Rank
Total interest income$22,661,000328
Total interest expense$535,0001,327
Net interest income$22,126,000308
Provision for loan and lease losses$03,656
Total noninterest income$4,624,000425
Gross Fiduciary activities income$107,000626
Service charges on deposit accounts$1,372,000272
Trading account gains and fees$0142
Additional Noninterest Income$3,145,000404
Total noninterest expense$22,815,000277
Salaries and employee benefits$12,316,000260
Premises and equipment expense$2,347,000294
Additional noninterest expense$8,152,000254
Pre-tax net operating income$3,935,000597
Securities gains (losses)$02,077
Applicable income taxes$1,470,000487
Income before extraordinary items$2,465,000743
Extraordinary gains, net$012
Net income$2,465,000742
Minority interest net income$062
Net income of bank and minority interests.$2,465,000742
Net charge-offs$-15,0005,360
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,465,000717
2015-12-31 (YTD Data)Rank
Total interest income$80,289,000349
Total interest expense$1,872,0001,472
Net interest income$78,417,000325
Provision for loan and lease losses$-4,000,0006,149
Total noninterest income$25,716,000342
Gross Fiduciary activities income$473,000610
Service charges on deposit accounts$5,121,000287
Trading account gains and fees$0159
Additional Noninterest Income$20,122,000298
Total noninterest expense$72,524,000318
Salaries and employee benefits$41,263,000295
Premises and equipment expense$7,257,000379
Additional noninterest expense$24,004,000319
Pre-tax net operating income$35,609,000313
Securities gains (losses)$475,000370
Applicable income taxes$13,667,000260
Income before extraordinary items$22,417,000352
Extraordinary gains, net$023
Net income$22,417,000352
Minority interest net income$081
Net income of bank and minority interests.$22,417,000352
Net charge-offs$-6,362,0006,177
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,113,000352
2015-09-30 (YTD Data)Rank
Total interest income$60,101,000357
Total interest expense$1,443,0001,449
Net interest income$58,658,000330
Provision for loan and lease losses$-2,000,0006,216
Total noninterest income$19,657,000343
Gross Fiduciary activities income$363,000603
Service charges on deposit accounts$3,836,000295
Trading account gains and fees$0153
Additional Noninterest Income$15,458,000305
Total noninterest expense$55,022,000323
Salaries and employee benefits$31,287,000301
Premises and equipment expense$5,566,000381
Additional noninterest expense$18,169,000322
Pre-tax net operating income$25,293,000331
Securities gains (losses)$503,000309
Applicable income taxes$9,446,000283
Income before extraordinary items$16,350,000367
Extraordinary gains, net$021
Net income$16,350,000367
Minority interest net income$078
Net income of bank and minority interests.$16,350,000367
Net charge-offs$-6,570,0006,267
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,028,080368
2015-06-30 (YTD Data)Rank
Total interest income$39,279,000362
Total interest expense$1,014,0001,391
Net interest income$38,265,000337
Provision for loan and lease losses$-2,000,0006,303
Total noninterest income$13,504,000339
Gross Fiduciary activities income$258,000598
Service charges on deposit accounts$2,510,000295
Trading account gains and fees$0157
Additional Noninterest Income$10,736,000297
Total noninterest expense$36,525,000329
Salaries and employee benefits$20,661,000302
Premises and equipment expense$3,804,000368
Additional noninterest expense$12,060,000325
Pre-tax net operating income$17,244,000321
Securities gains (losses)$02,636
Applicable income taxes$6,508,000282
Income before extraordinary items$10,736,000376
Extraordinary gains, net$022
Net income$10,736,000375
Minority interest net income$075
Net income of bank and minority interests.$10,736,000375
Net charge-offs$-3,448,0006,338
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,736,000369
2015-03-31 (YTD Data)Rank
Total interest income$19,497,000364
Total interest expense$546,0001,286
Net interest income$18,951,000338
Provision for loan and lease losses$-2,000,0006,394
Total noninterest income$6,474,000342
Gross Fiduciary activities income$117,000623
Service charges on deposit accounts$1,261,000288
Trading account gains and fees$0152
Additional Noninterest Income$5,096,000294
Total noninterest expense$18,590,000326
Salaries and employee benefits$10,678,000299
Premises and equipment expense$1,992,000352
Additional noninterest expense$5,920,000318
Pre-tax net operating income$8,835,000312
Securities gains (losses)$02,027
Applicable income taxes$3,365,000270
Income before extraordinary items$5,470,000354
Extraordinary gains, net$013
Net income$5,470,000354
Minority interest net income$064
Net income of bank and minority interests.$5,470,000354
Net charge-offs$-3,191,0006,411
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,470,000350
2014-12-31 (YTD Data)Rank
Total interest income$67,376,000386
Total interest expense$2,288,0001,264
Net interest income$65,088,000372
Provision for loan and lease losses$04,603
Total noninterest income$16,774,000447
Gross Fiduciary activities income$510,000604
Service charges on deposit accounts$4,621,000323
Trading account gains and fees$0180
Additional Noninterest Income$11,643,000403
Total noninterest expense$73,394,000322
Salaries and employee benefits$40,208,000299
Premises and equipment expense$8,216,000323
Additional noninterest expense$24,970,000317
Pre-tax net operating income$8,468,000975
Securities gains (losses)$03,259
Applicable income taxes$2,230,000905
Income before extraordinary items$6,238,0001,051
Extraordinary gains, net$017
Net income$6,238,0001,049
Minority interest net income$084
Net income of bank and minority interests.$6,238,0001,050
Net charge-offs$-1,196,0006,461
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-79,283,0006,509
Net operating income$6,238,0001,033
2014-09-30 (YTD Data)Rank
Total interest income$47,648,000404
Total interest expense$1,631,0001,353
Net interest income$46,017,000387
Provision for loan and lease losses$04,401
Total noninterest income$10,210,000515
Gross Fiduciary activities income$395,000597
Service charges on deposit accounts$3,324,000338
Trading account gains and fees$0174
Additional Noninterest Income$6,491,000502
Total noninterest expense$56,189,000315
Salaries and employee benefits$30,684,000291
Premises and equipment expense$6,117,000325
Additional noninterest expense$19,388,000301
Pre-tax net operating income$38,0006,056
Securities gains (losses)$02,980
Applicable income taxes$-910,0006,539
Income before extraordinary items$948,0003,595
Extraordinary gains, net$015
Net income$948,0003,596
Minority interest net income$081
Net income of bank and minority interests.$948,0003,597
Net charge-offs$-494,0006,472
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-79,283,0006,589
Net operating income$948,0003,553
2014-06-30 (YTD Data)Rank
Total interest income$28,316,000443
Total interest expense$911,0001,640
Net interest income$27,405,000410
Provision for loan and lease losses$04,196
Total noninterest income$7,675,000467
Gross Fiduciary activities income$278,000592
Service charges on deposit accounts$1,867,000386
Trading account gains and fees$0172
Additional Noninterest Income$5,530,000409
Total noninterest expense$39,951,000292
Salaries and employee benefits$20,818,000283
Premises and equipment expense$6,956,000194
Additional noninterest expense$12,177,000312
Pre-tax net operating income$-4,871,0006,653
Securities gains (losses)$02,580
Applicable income taxes$-3,247,0006,643
Income before extraordinary items$-1,624,0006,617
Extraordinary gains, net$020
Net income$-1,624,0006,617
Minority interest net income$080
Net income of bank and minority interests.$-1,624,0006,617
Net charge-offs$386,0001,066
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$-79,283,0006,656
Net operating income$-1,624,0006,615
2014-03-31 (YTD Data)Rank
Total interest income$12,104,000506
Total interest expense$368,0002,002
Net interest income$11,736,000463
Provision for loan and lease losses$03,817
Total noninterest income$3,444,000491
Gross Fiduciary activities income$131,000605
Service charges on deposit accounts$753,000447
Trading account gains and fees$0147
Additional Noninterest Income$2,560,000422
Total noninterest expense$13,689,000408
Salaries and employee benefits$7,466,000391
Premises and equipment expense$1,476,000450
Additional noninterest expense$4,747,000375
Pre-tax net operating income$1,491,0001,250
Securities gains (losses)$01,715
Applicable income taxes$389,0001,104
Income before extraordinary items$1,102,0001,377
Extraordinary gains, net$016
Net income$1,102,0001,380
Minority interest net income$066
Net income of bank and minority interests.$1,102,0001,379
Net charge-offs$-865,0006,697
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,102,0001,350
2013-12-31 (YTD Data)Rank
Total interest income$50,985,000475
Total interest expense$2,768,0001,223
Net interest income$48,217,000447
Provision for loan and lease losses$1,000,0001,089
Total noninterest income$14,501,000514
Gross Fiduciary activities income$540,000587
Service charges on deposit accounts$3,031,000468
Trading account gains and fees$0184
Additional Noninterest Income$10,930,000445
Total noninterest expense$59,807,000368
Salaries and employee benefits$31,761,000366
Premises and equipment expense$6,513,000395
Additional noninterest expense$21,533,000357
Pre-tax net operating income$1,911,0002,951
Securities gains (losses)$16,0002,449
Applicable income taxes$-48,348,0006,800
Income before extraordinary items$50,275,000189
Extraordinary gains, net$029
Net income$50,275,000189
Minority interest net income$090
Net income of bank and minority interests.$50,275,000189
Net charge-offs$7,404,000238
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$50,259,000190
2013-09-30 (YTD Data)Rank
Total interest income$37,483,000496
Total interest expense$2,336,0001,113
Net interest income$35,147,000461
Provision for loan and lease losses$1,000,000876
Total noninterest income$10,569,000533
Gross Fiduciary activities income$417,000579
Service charges on deposit accounts$2,245,000474
Trading account gains and fees$0180
Additional Noninterest Income$7,907,000478
Total noninterest expense$45,284,000370
Salaries and employee benefits$23,505,000370
Premises and equipment expense$5,021,000392
Additional noninterest expense$16,758,000340
Pre-tax net operating income$-568,0006,635
Securities gains (losses)$16,0002,321
Applicable income taxes$-49,445,0006,884
Income before extraordinary items$48,893,000157
Extraordinary gains, net$025
Net income$48,893,000156
Minority interest net income$084
Net income of bank and minority interests.$48,893,000157
Net charge-offs$6,608,000201
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$48,882,760154
2013-06-30 (YTD Data)Rank
Total interest income$24,977,000494
Total interest expense$1,887,000961
Net interest income$23,090,000468
Provision for loan and lease losses$1,000,000679
Total noninterest income$6,867,000551
Gross Fiduciary activities income$294,000569
Service charges on deposit accounts$1,781,000407
Trading account gains and fees$0157
Additional Noninterest Income$4,792,000521
Total noninterest expense$31,994,000359
Salaries and employee benefits$16,144,000355
Premises and equipment expense$3,463,000379
Additional noninterest expense$12,387,000316
Pre-tax net operating income$-3,037,0006,897
Securities gains (losses)$16,0002,123
Applicable income taxes$-50,199,0006,936
Income before extraordinary items$47,178,000126
Extraordinary gains, net$022
Net income$47,178,000126
Minority interest net income$082
Net income of bank and minority interests.$47,178,000126
Net charge-offs$5,567,000176
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$47,167,760123
2013-03-31 (YTD Data)Rank
Total interest income$12,596,000493
Total interest expense$980,000965
Net interest income$11,616,000466
Provision for loan and lease losses$04,409
Total noninterest income$3,290,000568
Gross Fiduciary activities income$127,000616
Service charges on deposit accounts$735,000472
Trading account gains and fees$0148
Additional Noninterest Income$2,428,000511
Total noninterest expense$13,029,000423
Salaries and employee benefits$7,521,000386
Premises and equipment expense$1,523,000419
Additional noninterest expense$3,985,000456
Pre-tax net operating income$1,877,000985
Securities gains (losses)$01,966
Applicable income taxes$-32,0006,833
Income before extraordinary items$1,909,000807
Extraordinary gains, net$010
Net income$1,909,000808
Minority interest net income$076
Net income of bank and minority interests.$1,909,000809
Net charge-offs$2,713,000203
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,909,000770
2012-12-31 (YTD Data)Rank
Total interest income$54,880,000477
Total interest expense$5,001,000901
Net interest income$49,879,000449
Provision for loan and lease losses$1,100,0001,662
Total noninterest income$12,469,000575
Gross Fiduciary activities income$551,000577
Service charges on deposit accounts$3,244,000454
Trading account gains and fees$0166
Additional Noninterest Income$8,674,000546
Total noninterest expense$53,837,000410
Salaries and employee benefits$30,509,000364
Premises and equipment expense$6,144,000405
Additional noninterest expense$17,184,000449
Pre-tax net operating income$7,411,000959
Securities gains (losses)$03,810
Applicable income taxes$114,0003,421
Income before extraordinary items$7,297,000808
Extraordinary gains, net$029
Net income$7,297,000807
Minority interest net income$093
Net income of bank and minority interests.$7,297,000808
Net charge-offs$17,744,000203
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,297,000760
2012-09-30 (YTD Data)Rank
Total interest income$41,857,000471
Total interest expense$3,933,000901
Net interest income$37,924,000447
Provision for loan and lease losses$1,100,0001,335
Total noninterest income$10,616,000520
Gross Fiduciary activities income$421,000577
Service charges on deposit accounts$2,471,000452
Trading account gains and fees$0157
Additional Noninterest Income$7,724,000479
Total noninterest expense$40,881,000401
Salaries and employee benefits$22,956,000359
Premises and equipment expense$4,586,000407
Additional noninterest expense$13,339,000437
Pre-tax net operating income$6,559,000856
Securities gains (losses)$03,575
Applicable income taxes$50,0003,792
Income before extraordinary items$6,509,000712
Extraordinary gains, net$020
Net income$6,509,000712
Minority interest net income$086
Net income of bank and minority interests.$6,509,000713
Net charge-offs$9,362,000272
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,509,000685
2012-06-30 (YTD Data)Rank
Total interest income$28,395,000469
Total interest expense$2,762,000883
Net interest income$25,633,000440
Provision for loan and lease losses$1,100,0001,016
Total noninterest income$6,521,000544
Gross Fiduciary activities income$296,000577
Service charges on deposit accounts$1,680,000433
Trading account gains and fees$0153
Additional Noninterest Income$4,545,000507
Total noninterest expense$26,589,000405
Salaries and employee benefits$15,283,000358
Premises and equipment expense$3,089,000409
Additional noninterest expense$8,217,000462
Pre-tax net operating income$4,465,000821
Securities gains (losses)$03,178
Applicable income taxes$50,0003,537
Income before extraordinary items$4,415,000692
Extraordinary gains, net$019
Net income$4,415,000690
Minority interest net income$084
Net income of bank and minority interests.$4,415,000692
Net charge-offs$6,786,000258
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,415,000662
2012-03-31 (YTD Data)Rank
Total interest income$14,596,000459
Total interest expense$1,471,000864
Net interest income$13,125,000433
Provision for loan and lease losses$1,100,000565
Total noninterest income$3,000,000586
Gross Fiduciary activities income$133,000598
Service charges on deposit accounts$870,000418
Trading account gains and fees$0148
Additional Noninterest Income$1,997,000555
Total noninterest expense$12,854,000408
Salaries and employee benefits$7,521,000358
Premises and equipment expense$1,526,000411
Additional noninterest expense$3,807,000480
Pre-tax net operating income$2,171,000831
Securities gains (losses)$02,210
Applicable income taxes$25,0003,539
Income before extraordinary items$2,146,000709
Extraordinary gains, net$019
Net income$2,146,000710
Minority interest net income$078
Net income of bank and minority interests.$2,146,000710
Net charge-offs$1,055,000648
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,146,000676
2011-12-31 (YTD Data)Rank
Total interest income$67,098,000414
Total interest expense$11,546,000486
Net interest income$55,552,000396
Provision for loan and lease losses$75,000,00082
Total noninterest income$-5,341,0007,334
Gross Fiduciary activities income$597,000523
Service charges on deposit accounts$4,493,000352
Trading account gains and fees$0146
Additional Noninterest Income$-10,431,0007,351
Total noninterest expense$65,881,000328
Salaries and employee benefits$30,785,000328
Premises and equipment expense$6,292,000419
Additional noninterest expense$28,804,000289
Pre-tax net operating income$-90,670,0007,353
Securities gains (losses)$03,838
Applicable income taxes$10,372,000247
Income before extraordinary items$-101,042,0007,347
Extraordinary gains, net$029
Net income$-101,042,0007,347
Minority interest net income$096
Net income of bank and minority interests.$-101,042,0007,347
Net charge-offs$77,762,00089
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-101,042,0007,347
2011-09-30 (YTD Data)Rank
Total interest income$52,185,000407
Total interest expense$9,508,000460
Net interest income$42,677,000391
Provision for loan and lease losses$60,300,00076
Total noninterest income$240,0005,184
Gross Fiduciary activities income$465,000517
Service charges on deposit accounts$3,513,000337
Trading account gains and fees$0145
Additional Noninterest Income$-3,738,0007,415
Total noninterest expense$47,649,000330
Salaries and employee benefits$22,658,000331
Premises and equipment expense$4,728,000417
Additional noninterest expense$20,263,000304
Pre-tax net operating income$-65,032,0007,436
Securities gains (losses)$03,555
Applicable income taxes$10,249,000212
Income before extraordinary items$-75,281,0007,431
Extraordinary gains, net$021
Net income$-75,281,0007,431
Minority interest net income$087
Net income of bank and minority interests.$-75,281,0007,431
Net charge-offs$76,257,00078
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-75,281,0007,430
2011-06-30 (YTD Data)Rank
Total interest income$36,012,000400
Total interest expense$6,855,000447
Net interest income$29,157,000381
Provision for loan and lease losses$7,500,000298
Total noninterest income$3,346,000841
Gross Fiduciary activities income$330,000504
Service charges on deposit accounts$2,394,000330
Trading account gains and fees$0153
Additional Noninterest Income$622,0001,825
Total noninterest expense$27,937,000378
Salaries and employee benefits$13,856,000366
Premises and equipment expense$3,177,000415
Additional noninterest expense$10,904,000358
Pre-tax net operating income$-2,934,0007,257
Securities gains (losses)$02,914
Applicable income taxes$10,164,000158
Income before extraordinary items$-13,098,0007,455
Extraordinary gains, net$015
Net income$-13,098,0007,455
Minority interest net income$089
Net income of bank and minority interests.$-13,098,0007,455
Net charge-offs$13,377,000215
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-13,098,0007,455
2011-03-31 (YTD Data)Rank
Total interest income$18,304,000392
Total interest expense$3,811,000427
Net interest income$14,493,000387
Provision for loan and lease losses$5,500,000221
Total noninterest income$1,436,000940
Gross Fiduciary activities income$165,000504
Service charges on deposit accounts$1,188,000328
Trading account gains and fees$0158
Additional Noninterest Income$83,0003,850
Total noninterest expense$13,944,000384
Salaries and employee benefits$7,131,000357
Premises and equipment expense$1,568,000432
Additional noninterest expense$5,245,000370
Pre-tax net operating income$-3,515,0007,477
Securities gains (losses)$01,772
Applicable income taxes$10,095,000108
Income before extraordinary items$-13,610,0007,545
Extraordinary gains, net$09
Net income$-13,610,0007,545
Minority interest net income$086
Net income of bank and minority interests.$-13,610,0007,545
Net charge-offs$9,713,000161
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-13,610,0007,546
2010-12-31 (YTD Data)Rank
Total interest income$84,979,000355
Total interest expense$21,708,000355
Net interest income$63,271,000357
Provision for loan and lease losses$24,000,000309
Total noninterest income$625,0004,147
Gross Fiduciary activities income$697,000477
Service charges on deposit accounts$6,219,000257
Trading account gains and fees$0175
Additional Noninterest Income$-6,291,0007,642
Total noninterest expense$59,993,000367
Salaries and employee benefits$28,200,000347
Premises and equipment expense$6,427,000405
Additional noninterest expense$25,366,000337
Pre-tax net operating income$-20,097,0007,519
Securities gains (losses)$644,000717
Applicable income taxes$-9,481,0007,619
Income before extraordinary items$-9,972,0007,378
Extraordinary gains, net$029
Net income$-9,972,0007,377
Minority interest net income$0111
Net income of bank and minority interests.$-9,972,0007,378
Net charge-offs$35,919,000213
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-10,384,1607,379
2010-09-30 (YTD Data)Rank
Total interest income$65,601,000351
Total interest expense$17,070,000354
Net interest income$48,531,000348
Provision for loan and lease losses$19,000,000288
Total noninterest income$3,567,0001,115
Gross Fiduciary activities income$554,000464
Service charges on deposit accounts$4,902,000246
Trading account gains and fees$0165
Additional Noninterest Income$-1,889,0007,705
Total noninterest expense$44,318,000366
Salaries and employee benefits$21,360,000342
Premises and equipment expense$4,824,000404
Additional noninterest expense$18,134,000329
Pre-tax net operating income$-11,220,0007,577
Securities gains (losses)$644,000598
Applicable income taxes$482,0001,710
Income before extraordinary items$-11,058,0007,595
Extraordinary gains, net$023
Net income$-11,058,0007,595
Minority interest net income$0110
Net income of bank and minority interests.$-11,058,0007,595
Net charge-offs$26,053,000213
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-11,702,0007,602
2010-06-30 (YTD Data)Rank
Total interest income$44,975,000349
Total interest expense$11,899,000349
Net interest income$33,076,000339
Provision for loan and lease losses$16,000,000248
Total noninterest income$2,812,000943
Gross Fiduciary activities income$401,000451
Service charges on deposit accounts$3,429,000240
Trading account gains and fees$0152
Additional Noninterest Income$-1,018,0007,765
Total noninterest expense$29,826,000355
Salaries and employee benefits$14,528,000335
Premises and equipment expense$3,263,000400
Additional noninterest expense$12,035,000327
Pre-tax net operating income$-9,938,0007,686
Securities gains (losses)$644,000378
Applicable income taxes$-609,0007,518
Income before extraordinary items$-8,685,0007,674
Extraordinary gains, net$019
Net income$-8,685,0007,674
Minority interest net income$0105
Net income of bank and minority interests.$-8,685,0007,674
Net charge-offs$16,856,000223
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-9,283,9207,685
2010-03-31 (YTD Data)Rank
Total interest income$22,863,000353
Total interest expense$6,276,000352
Net interest income$16,587,000343
Provision for loan and lease losses$13,500,000181
Total noninterest income$2,005,000714
Gross Fiduciary activities income$225,000425
Service charges on deposit accounts$1,720,000244
Trading account gains and fees$0175
Additional Noninterest Income$60,0004,390
Total noninterest expense$14,294,000372
Salaries and employee benefits$7,472,000333
Premises and equipment expense$1,635,000417
Additional noninterest expense$5,187,000369
Pre-tax net operating income$-9,202,0007,838
Securities gains (losses)$71,000958
Applicable income taxes$65,0002,550
Income before extraordinary items$-9,196,0007,842
Extraordinary gains, net$016
Net income$-9,196,0007,843
Minority interest net income$091
Net income of bank and minority interests.$-9,196,0007,843
Net charge-offs$11,987,000187
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-9,267,0007,844
2009-12-31 (YTD Data)Rank
Total interest income$106,810,000320
Total interest expense$31,849,000349
Net interest income$74,961,000300
Provision for loan and lease losses$134,000,000122
Total noninterest income$906,0003,526
Gross Fiduciary activities income$813,000436
Service charges on deposit accounts$8,584,000216
Trading account gains and fees$0211
Additional Noninterest Income$-8,491,0008,007
Total noninterest expense$72,540,000310
Salaries and employee benefits$31,891,000302
Premises and equipment expense$6,835,000394
Additional noninterest expense$33,814,000297
Pre-tax net operating income$-130,673,0007,944
Securities gains (losses)$648,000728
Applicable income taxes$-17,914,0007,914
Income before extraordinary items$-112,111,0007,942
Extraordinary gains, net$034
Net income$-112,111,0007,940
Minority interest net income$0115
Net income of bank and minority interests.$-112,111,0007,941
Net charge-offs$122,579,000109
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-112,668,2807,943
2009-09-30 (YTD Data)Rank
Total interest income$82,086,000326
Total interest expense$24,402,000372
Net interest income$57,684,000300
Provision for loan and lease losses$85,000,000144
Total noninterest income$3,444,0001,189
Gross Fiduciary activities income$644,000420
Service charges on deposit accounts$6,541,000215
Trading account gains and fees$0212
Additional Noninterest Income$-3,741,0008,076
Total noninterest expense$49,362,000347
Salaries and employee benefits$24,055,000305
Premises and equipment expense$5,271,000393
Additional noninterest expense$20,036,000349
Pre-tax net operating income$-73,234,0008,015
Securities gains (losses)$648,000565
Applicable income taxes$-31,367,0008,045
Income before extraordinary items$-41,219,0007,973
Extraordinary gains, net$027
Net income$-41,219,0007,972
Minority interest net income$0118
Net income of bank and minority interests.$-41,219,0007,972
Net charge-offs$79,043,000119
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-41,633,7207,976
2009-06-30 (YTD Data)Rank
Total interest income$55,997,000326
Total interest expense$16,131,000393
Net interest income$39,866,000301
Provision for loan and lease losses$63,000,000139
Total noninterest income$4,433,000718
Gross Fiduciary activities income$463,000405
Service charges on deposit accounts$4,314,000212
Trading account gains and fees$0193
Additional Noninterest Income$-344,0008,054
Total noninterest expense$32,861,000354
Salaries and employee benefits$16,188,000309
Premises and equipment expense$3,609,000386
Additional noninterest expense$13,064,000361
Pre-tax net operating income$-51,562,0008,104
Securities gains (losses)$372,000636
Applicable income taxes$-21,625,0008,139
Income before extraordinary items$-29,565,0008,072
Extraordinary gains, net$021
Net income$-29,565,0008,071
Minority interest net income$0112
Net income of bank and minority interests.$-29,565,0008,071
Net charge-offs$47,777,000128
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-29,803,0808,069
2009-03-31 (YTD Data)Rank
Total interest income$28,334,000327
Total interest expense$7,927,000418
Net interest income$20,407,000290
Provision for loan and lease losses$15,000,000193
Total noninterest income$3,918,000444
Gross Fiduciary activities income$253,000381
Service charges on deposit accounts$2,150,000214
Trading account gains and fees$0171
Additional Noninterest Income$1,515,000623
Total noninterest expense$15,231,000364
Salaries and employee benefits$8,214,000307
Premises and equipment expense$1,873,000375
Additional noninterest expense$5,144,000375
Pre-tax net operating income$-5,906,0008,056
Securities gains (losses)$372,000438
Applicable income taxes$-2,873,0008,125
Income before extraordinary items$-2,661,0007,956
Extraordinary gains, net$015
Net income$-2,661,0007,957
Minority interest net income$0102
Net income of bank and minority interests.$-2,661,0007,957
Net charge-offs$12,444,000179
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,899,0807,975
2008-12-31 (YTD Data)Rank
Total interest income$137,759,000302
Total interest expense$38,905,000422
Net interest income$98,854,000256
Provision for loan and lease losses$99,593,000115
Total noninterest income$14,608,000450
Gross Fiduciary activities income$964,000414
Service charges on deposit accounts$9,894,000196
Trading account gains and fees$0154
Additional Noninterest Income$3,750,000809
Total noninterest expense$166,163,000167
Salaries and employee benefits$32,142,000302
Premises and equipment expense$6,923,000401
Additional noninterest expense$127,098,000120
Pre-tax net operating income$-152,294,0008,260
Securities gains (losses)$321,000519
Applicable income taxes$-21,023,0008,234
Income before extraordinary items$-130,950,0008,241
Extraordinary gains, net$039
Net income$-130,950,0008,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,303,00091
Cash dividends$6,900,000423
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-131,226,0608,248
2008-09-30 (YTD Data)Rank
Total interest income$106,500,000310
Total interest expense$30,574,000416
Net interest income$75,926,000258
Provision for loan and lease losses$38,254,000164
Total noninterest income$15,677,000366
Gross Fiduciary activities income$759,000412
Service charges on deposit accounts$7,490,000202
Trading account gains and fees$0148
Additional Noninterest Income$7,428,000416
Total noninterest expense$46,090,000345
Salaries and employee benefits$26,034,000292
Premises and equipment expense$5,233,000404
Additional noninterest expense$14,823,000368
Pre-tax net operating income$7,259,000688
Securities gains (losses)$321,000439
Applicable income taxes$116,0003,469
Income before extraordinary items$7,464,000488
Extraordinary gains, net$031
Net income$7,464,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,278,000167
Cash dividends$6,100,000373
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,149,420527
2008-06-30 (YTD Data)Rank
Total interest income$72,395,000308
Total interest expense$21,235,000420
Net interest income$51,160,000259
Provision for loan and lease losses$22,864,000159
Total noninterest income$10,657,000372
Gross Fiduciary activities income$522,000413
Service charges on deposit accounts$4,939,000199
Trading account gains and fees$0149
Additional Noninterest Income$5,196,000422
Total noninterest expense$32,996,000319
Salaries and employee benefits$17,485,000295
Premises and equipment expense$3,538,000402
Additional noninterest expense$11,973,000320
Pre-tax net operating income$5,957,000587
Securities gains (losses)$03,233
Applicable income taxes$167,0002,892
Income before extraordinary items$5,790,000482
Extraordinary gains, net$021
Net income$5,790,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,101,000161
Cash dividends$4,800,000354
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,790,000471
2008-03-31 (YTD Data)Rank
Total interest income$38,137,000301
Total interest expense$12,031,000394
Net interest income$26,106,000254
Provision for loan and lease losses$4,500,000231
Total noninterest income$5,469,000366
Gross Fiduciary activities income$264,000412
Service charges on deposit accounts$2,402,000200
Trading account gains and fees$0158
Additional Noninterest Income$2,803,000413
Total noninterest expense$16,679,000317
Salaries and employee benefits$8,726,000301
Premises and equipment expense$1,825,000392
Additional noninterest expense$6,128,000300
Pre-tax net operating income$10,396,000220
Securities gains (losses)$02,688
Applicable income taxes$2,647,000260
Income before extraordinary items$7,749,000222
Extraordinary gains, net$015
Net income$7,749,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,175,000184
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,749,000212
2007-12-31 (YTD Data)Rank
Total interest income$171,195,000287
Total interest expense$58,045,000368
Net interest income$113,150,000228
Provision for loan and lease losses$19,400,000162
Total noninterest income$21,402,000364
Gross Fiduciary activities income$1,076,000403
Service charges on deposit accounts$9,710,000201
Trading account gains and fees$0178
Additional Noninterest Income$10,616,000398
Total noninterest expense$60,605,000329
Salaries and employee benefits$34,671,000289
Premises and equipment expense$6,689,000401
Additional noninterest expense$19,245,000355
Pre-tax net operating income$54,547,000214
Securities gains (losses)$02,146
Applicable income taxes$20,133,000199
Income before extraordinary items$34,414,000238
Extraordinary gains, net$039
Net income$34,414,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,111,000192
Cash dividends$20,200,000243
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$34,414,000238
2007-09-30 (YTD Data)Rank
Total interest income$128,622,000286
Total interest expense$43,354,000371
Net interest income$85,268,000226
Provision for loan and lease losses$3,800,000316
Total noninterest income$16,150,000359
Gross Fiduciary activities income$775,000408
Service charges on deposit accounts$7,295,000198
Trading account gains and fees$0184
Additional Noninterest Income$8,080,000401
Total noninterest expense$45,193,000330
Salaries and employee benefits$25,990,000289
Premises and equipment expense$4,952,000405
Additional noninterest expense$14,251,000341
Pre-tax net operating income$52,425,000189
Securities gains (losses)$01,655
Applicable income taxes$17,643,000187
Income before extraordinary items$34,782,000197
Extraordinary gains, net$033
Net income$34,782,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,594,000327
Cash dividends$7,700,000397
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$34,782,000195
2007-06-30 (YTD Data)Rank
Total interest income$84,730,000294
Total interest expense$28,309,000387
Net interest income$56,421,000240
Provision for loan and lease losses$2,050,000320
Total noninterest income$11,081,000367
Gross Fiduciary activities income$538,000408
Service charges on deposit accounts$4,698,000208
Trading account gains and fees$0168
Additional Noninterest Income$5,845,000392
Total noninterest expense$30,361,000333
Salaries and employee benefits$17,483,000296
Premises and equipment expense$3,228,000424
Additional noninterest expense$9,650,000346
Pre-tax net operating income$35,091,000208
Securities gains (losses)$01,444
Applicable income taxes$11,808,000202
Income before extraordinary items$23,283,000211
Extraordinary gains, net$029
Net income$23,283,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,039,000440
Cash dividends$4,100,000492
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$23,283,000210
2007-03-31 (YTD Data)Rank
Total interest income$41,363,000302
Total interest expense$13,686,000394
Net interest income$27,677,000246
Provision for loan and lease losses$1,050,000290
Total noninterest income$5,676,000356
Gross Fiduciary activities income$287,000390
Service charges on deposit accounts$2,207,000206
Trading account gains and fees$0195
Additional Noninterest Income$3,182,000365
Total noninterest expense$15,301,000337
Salaries and employee benefits$8,778,000297
Premises and equipment expense$1,576,000436
Additional noninterest expense$4,947,000335
Pre-tax net operating income$17,002,000209
Securities gains (losses)$01,187
Applicable income taxes$5,721,000207
Income before extraordinary items$11,281,000218
Extraordinary gains, net$022
Net income$11,281,000217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000380
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$11,281,000217
2006-12-31 (YTD Data)Rank
Total interest income$138,558,000323
Total interest expense$36,884,000481
Net interest income$101,674,000252
Provision for loan and lease losses$5,540,000222
Total noninterest income$18,029,000414
Gross Fiduciary activities income$741,000483
Service charges on deposit accounts$8,034,000217
Trading account gains and fees$0130
Additional Noninterest Income$9,254,000440
Total noninterest expense$52,014,000370
Salaries and employee benefits$30,931,000315
Premises and equipment expense$5,548,000461
Additional noninterest expense$15,535,000398
Pre-tax net operating income$62,149,000225
Securities gains (losses)$-4,0007,017
Applicable income taxes$23,569,000206
Income before extraordinary items$38,576,000245
Extraordinary gains, net$051
Net income$38,576,000244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,281,000557
Cash dividends$3,700,000923
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$38,578,560246
2006-09-30 (YTD Data)Rank
Total interest income$96,525,000348
Total interest expense$24,097,000537
Net interest income$72,428,000275
Provision for loan and lease losses$3,672,000235
Total noninterest income$13,117,000435
Gross Fiduciary activities income$513,000505
Service charges on deposit accounts$5,844,000226
Trading account gains and fees$0126
Additional Noninterest Income$6,760,000458
Total noninterest expense$37,486,000392
Salaries and employee benefits$22,133,000337
Premises and equipment expense$4,015,000486
Additional noninterest expense$11,338,000413
Pre-tax net operating income$44,387,000256
Securities gains (losses)$-4,0007,334
Applicable income taxes$15,869,000239
Income before extraordinary items$28,514,000268
Extraordinary gains, net$045
Net income$28,514,000268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,000813
Cash dividends$2,850,000868
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$28,516,560263
2006-06-30 (YTD Data)Rank
Total interest income$56,204,000387
Total interest expense$12,902,000623
Net interest income$43,302,000312
Provision for loan and lease losses$1,576,000330
Total noninterest income$7,733,000473
Gross Fiduciary activities income$292,000557
Service charges on deposit accounts$3,479,000252
Trading account gains and fees$0126
Additional Noninterest Income$3,962,000499
Total noninterest expense$23,057,000433
Salaries and employee benefits$13,766,000365
Premises and equipment expense$2,466,000522
Additional noninterest expense$6,825,000442
Pre-tax net operating income$26,402,000289
Securities gains (losses)$-4,0007,633
Applicable income taxes$9,476,000262
Income before extraordinary items$16,922,000302
Extraordinary gains, net$039
Net income$16,922,000302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,489
Cash dividends$2,850,000608
Sale, conversion, retirement of capital stock, net$0887
Net operating income$16,924,560298
2006-03-31 (YTD Data)Rank
Total interest income$21,718,000459
Total interest expense$4,500,000824
Net interest income$17,218,000369
Provision for loan and lease losses$1,340,000209
Total noninterest income$3,297,000516
Gross Fiduciary activities income$84,000686
Service charges on deposit accounts$1,463,000288
Trading account gains and fees$0115
Additional Noninterest Income$1,750,000539
Total noninterest expense$8,905,000529
Salaries and employee benefits$5,581,000449
Premises and equipment expense$1,038,000626
Additional noninterest expense$2,286,000615
Pre-tax net operating income$10,270,000330
Securities gains (losses)$0955
Applicable income taxes$3,602,000317
Income before extraordinary items$6,668,000347
Extraordinary gains, net$021
Net income$6,668,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,380
Cash dividends$550,0001,236
Sale, conversion, retirement of capital stock, net$0648
Net operating income$6,668,000342
2005-12-31 (YTD Data)Rank
Total interest income$72,824,000480
Total interest expense$12,259,000911
Net interest income$60,565,000400
Provision for loan and lease losses$2,374,000454
Total noninterest income$13,360,000513
Gross Fiduciary activities income$268,000746
Service charges on deposit accounts$6,219,000273
Trading account gains and fees$0138
Additional Noninterest Income$6,873,000547
Total noninterest expense$34,397,000529
Salaries and employee benefits$20,365,000466
Premises and equipment expense$3,804,000650
Additional noninterest expense$10,228,000547
Pre-tax net operating income$37,154,000339
Securities gains (losses)$02,296
Applicable income taxes$13,606,000322
Income before extraordinary items$23,548,000374
Extraordinary gains, net$046
Net income$23,548,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,000818
Cash dividends$5,475,000616
Sale, conversion, retirement of capital stock, net$0934
Net operating income$23,548,000365
2005-09-30 (YTD Data)Rank
Total interest income$51,833,000488
Total interest expense$8,248,000959
Net interest income$43,585,000406
Provision for loan and lease losses$2,270,000345
Total noninterest income$9,955,000518
Gross Fiduciary activities income$185,000745
Service charges on deposit accounts$4,665,000269
Trading account gains and fees$0126
Additional Noninterest Income$5,105,000556
Total noninterest expense$25,401,000535
Salaries and employee benefits$15,107,000469
Premises and equipment expense$2,798,000656
Additional noninterest expense$7,496,000552
Pre-tax net operating income$25,869,000357
Securities gains (losses)$02,317
Applicable income taxes$8,969,000353
Income before extraordinary items$16,900,000383
Extraordinary gains, net$035
Net income$16,900,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,000697
Cash dividends$3,775,000601
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,900,000373
2005-06-30 (YTD Data)Rank
Total interest income$32,520,000499
Total interest expense$4,791,0001,037
Net interest income$27,729,000414
Provision for loan and lease losses$1,115,000453
Total noninterest income$6,389,000525
Gross Fiduciary activities income$116,000760
Service charges on deposit accounts$3,097,000267
Trading account gains and fees$0116
Additional Noninterest Income$3,176,000574
Total noninterest expense$16,897,000536
Salaries and employee benefits$9,886,000471
Premises and equipment expense$1,828,000667
Additional noninterest expense$5,183,000537
Pre-tax net operating income$16,106,000376
Securities gains (losses)$02,146
Applicable income taxes$5,812,000355
Income before extraordinary items$10,294,000408
Extraordinary gains, net$030
Net income$10,294,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,000913
Cash dividends$2,275,000639
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,294,000398
2005-03-31 (YTD Data)Rank
Total interest income$15,476,000515
Total interest expense$2,118,0001,102
Net interest income$13,358,000421
Provision for loan and lease losses$554,000430
Total noninterest income$3,045,000523
Gross Fiduciary activities income$54,000790
Service charges on deposit accounts$1,520,000260
Trading account gains and fees$0115
Additional Noninterest Income$1,471,000591
Total noninterest expense$8,178,000536
Salaries and employee benefits$4,793,000473
Premises and equipment expense$914,000662
Additional noninterest expense$2,471,000553
Pre-tax net operating income$7,671,000391
Securities gains (losses)$01,685
Applicable income taxes$2,748,000369
Income before extraordinary items$4,923,000407
Extraordinary gains, net$024
Net income$4,923,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,000770
Cash dividends$850,000773
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,923,000398
2004-12-31 (YTD Data)Rank
Total interest income$50,895,000567
Total interest expense$4,863,0001,684
Net interest income$46,032,000457
Provision for loan and lease losses$2,712,000422
Total noninterest income$12,972,000510
Gross Fiduciary activities income$189,000804
Service charges on deposit accounts$6,747,000259
Trading account gains and fees$0138
Additional Noninterest Income$6,036,000576
Total noninterest expense$30,242,000562
Salaries and employee benefits$17,783,000504
Premises and equipment expense$3,425,000677
Additional noninterest expense$9,034,000602
Pre-tax net operating income$26,050,000410
Securities gains (losses)$03,819
Applicable income taxes$9,838,000373
Income before extraordinary items$16,212,000453
Extraordinary gains, net$034
Net income$16,212,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$991,000786
Cash dividends$3,350,000893
Sale, conversion, retirement of capital stock, net$0872
Net operating income$16,212,000438
2004-09-30 (YTD Data)Rank
Total interest income$36,386,000589
Total interest expense$3,307,0001,814
Net interest income$33,079,000466
Provision for loan and lease losses$1,983,000421
Total noninterest income$9,731,000521
Gross Fiduciary activities income$133,000813
Service charges on deposit accounts$5,048,000263
Trading account gains and fees$0134
Additional Noninterest Income$4,550,000584
Total noninterest expense$22,232,000573
Salaries and employee benefits$13,117,000511
Premises and equipment expense$2,509,000691
Additional noninterest expense$6,606,000610
Pre-tax net operating income$18,595,000417
Securities gains (losses)$03,710
Applicable income taxes$6,950,000385
Income before extraordinary items$11,645,000463
Extraordinary gains, net$026
Net income$11,645,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000818
Cash dividends$2,225,000886
Sale, conversion, retirement of capital stock, net$0738
Net operating income$11,645,000450
2004-06-30 (YTD Data)Rank
Total interest income$23,168,000601
Total interest expense$2,117,0001,867
Net interest income$21,051,000480
Provision for loan and lease losses$905,000558
Total noninterest income$6,529,000508
Gross Fiduciary activities income$86,000831
Service charges on deposit accounts$3,346,000258
Trading account gains and fees$0130
Additional Noninterest Income$3,097,000584
Total noninterest expense$14,724,000572
Salaries and employee benefits$8,660,000518
Premises and equipment expense$1,675,000698
Additional noninterest expense$4,389,000608
Pre-tax net operating income$11,951,000432
Securities gains (losses)$03,413
Applicable income taxes$4,554,000401
Income before extraordinary items$7,397,000481
Extraordinary gains, net$021
Net income$7,397,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,000871
Cash dividends$1,125,0001,137
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,397,000456
2004-03-31 (YTD Data)Rank
Total interest income$11,191,000633
Total interest expense$1,060,0001,881
Net interest income$10,131,000507
Provision for loan and lease losses$233,0001,019
Total noninterest income$2,993,000542
Gross Fiduciary activities income$46,000817
Service charges on deposit accounts$1,615,000262
Trading account gains and fees$0121
Additional Noninterest Income$1,332,000644
Total noninterest expense$7,337,000585
Salaries and employee benefits$4,247,000529
Premises and equipment expense$833,000714
Additional noninterest expense$2,257,000583
Pre-tax net operating income$5,554,000444
Securities gains (losses)$02,934
Applicable income taxes$2,231,000409
Income before extraordinary items$3,323,000537
Extraordinary gains, net$016
Net income$3,323,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,371
Cash dividends$975,000716
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,323,000502
2003-12-31 (YTD Data)Rank
Total interest income$40,816,000685
Total interest expense$4,002,0002,214
Net interest income$36,814,000531
Provision for loan and lease losses$1,556,000793
Total noninterest income$13,328,000528
Gross Fiduciary activities income$141,000891
Service charges on deposit accounts$6,035,000285
Trading account gains and fees$0160
Additional Noninterest Income$7,152,000573
Total noninterest expense$25,916,000646
Salaries and employee benefits$15,730,000556
Premises and equipment expense$2,920,000774
Additional noninterest expense$7,266,000724
Pre-tax net operating income$22,670,000436
Securities gains (losses)$04,500
Applicable income taxes$8,723,000409
Income before extraordinary items$13,947,000508
Extraordinary gains, net$054
Net income$13,947,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000955
Cash dividends$3,225,000932
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,947,000480
2003-09-30 (YTD Data)Rank
Total interest income$30,281,000712
Total interest expense$3,003,0002,292
Net interest income$27,278,000544
Provision for loan and lease losses$942,000943
Total noninterest income$9,914,000563
Gross Fiduciary activities income$102,000900
Service charges on deposit accounts$4,474,000299
Trading account gains and fees$0153
Additional Noninterest Income$5,338,000606
Total noninterest expense$19,197,000662
Salaries and employee benefits$11,547,000582
Premises and equipment expense$2,091,000819
Additional noninterest expense$5,559,000709
Pre-tax net operating income$17,053,000442
Securities gains (losses)$04,204
Applicable income taxes$6,498,000415
Income before extraordinary items$10,555,000519
Extraordinary gains, net$040
Net income$10,555,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$783,000814
Cash dividends$2,375,000886
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,555,000487
2003-06-30 (YTD Data)Rank
Total interest income$19,971,000728
Total interest expense$2,009,0002,360
Net interest income$17,962,000552
Provision for loan and lease losses$1,400,000507
Total noninterest income$6,164,000578
Gross Fiduciary activities income$61,000934
Service charges on deposit accounts$2,917,000305
Trading account gains and fees$0150
Additional Noninterest Income$3,186,000649
Total noninterest expense$11,479,000720
Salaries and employee benefits$7,185,000617
Premises and equipment expense$1,330,000857
Additional noninterest expense$2,964,000877
Pre-tax net operating income$11,247,000442
Securities gains (losses)$03,782
Applicable income taxes$4,290,000426
Income before extraordinary items$6,957,000525
Extraordinary gains, net$030
Net income$6,957,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,000683
Cash dividends$1,450,000967
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,957,000490
2003-03-31 (YTD Data)Rank
Total interest income$9,841,000750
Total interest expense$1,004,0002,433
Net interest income$8,837,000562
Provision for loan and lease losses$700,000495
Total noninterest income$2,833,000612
Gross Fiduciary activities income$28,000961
Service charges on deposit accounts$1,352,000319
Trading account gains and fees$0134
Additional Noninterest Income$1,453,000683
Total noninterest expense$5,695,000721
Salaries and employee benefits$3,625,000608
Premises and equipment expense$640,000899
Additional noninterest expense$1,430,000872
Pre-tax net operating income$5,275,000473
Securities gains (losses)$02,891
Applicable income taxes$1,994,000458
Income before extraordinary items$3,281,000545
Extraordinary gains, net$021
Net income$3,281,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,000576
Cash dividends$625,0001,015
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,281,000514
2002-12-31 (YTD Data)Rank
Total interest income$37,876,000794
Total interest expense$4,658,0002,385
Net interest income$33,218,000579
Provision for loan and lease losses$2,680,000597
Total noninterest income$9,634,000647
Gross Fiduciary activities income$91,0001,011
Service charges on deposit accounts$4,269,000378
Trading account gains and fees$0153
Additional Noninterest Income$5,274,000661
Total noninterest expense$20,930,000762
Salaries and employee benefits$12,626,000644
Premises and equipment expense$2,367,000924
Additional noninterest expense$5,937,000839
Pre-tax net operating income$19,242,000488
Securities gains (losses)$04,537
Applicable income taxes$7,501,000443
Income before extraordinary items$11,741,000564
Extraordinary gains, net$070
Net income$11,741,000566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,566,000655
Cash dividends$2,975,000939
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,741,000540
2001-12-31 (YTD Data)Rank
Total interest income$38,309,000893
Total interest expense$8,772,0001,844
Net interest income$29,537,000617
Provision for loan and lease losses$3,690,000448
Total noninterest income$7,746,000714
Gross Fiduciary activities income$47,0001,143
Service charges on deposit accounts$3,501,000430
Trading account gains and fees$0177
Additional Noninterest Income$4,198,000747
Total noninterest expense$18,913,000799
Salaries and employee benefits$11,191,000677
Premises and equipment expense$2,141,000981
Additional noninterest expense$5,581,000874
Pre-tax net operating income$14,680,000545
Securities gains (losses)$04,612
Applicable income taxes$5,767,000493
Income before extraordinary items$8,913,000630
Extraordinary gains, net$0105
Net income$8,913,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,155,000545
Cash dividends$2,925,000957
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,913,000603
2000-12-31 (YTD Data)Rank
Total interest income$35,539,000998
Total interest expense$9,959,0001,733
Net interest income$25,580,000696
Provision for loan and lease losses$2,751,000490
Total noninterest income$5,845,000826
Gross Fiduciary activities income$28,0001,119
Service charges on deposit accounts$2,641,000515
Trading account gains and fees$0180
Additional Noninterest Income$3,176,000828
Total noninterest expense$16,406,000866
Salaries and employee benefits$9,646,000723
Premises and equipment expense$2,078,000964
Additional noninterest expense$4,682,0001,000
Pre-tax net operating income$12,268,000655
Securities gains (losses)$-4,0007,844
Applicable income taxes$4,762,000569
Income before extraordinary items$7,502,000730
Extraordinary gains, net$038
Net income$7,502,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,258,000641
Cash dividends$1,750,0001,491
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,504,560723
1999-12-31 (YTD Data)Rank
Total interest income$27,723,0001,175
Total interest expense$6,337,0002,318
Net interest income$21,386,000823
Provision for loan and lease losses$2,056,000549
Total noninterest income$5,451,000880
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,355,000570
Trading account gains and fees$0173
Additional Noninterest Income$3,096,000870
Total noninterest expense$14,830,000949
Salaries and employee benefits$8,539,000813
Premises and equipment expense$2,258,000887
Additional noninterest expense$4,033,0001,160
Pre-tax net operating income$9,951,000828
Securities gains (losses)$-11,0009,339
Applicable income taxes$3,734,000740
Income before extraordinary items$6,206,000908
Extraordinary gains, net$035
Net income$6,206,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,084,000673
Cash dividends$1,950,0001,408
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,213,040893
1998-12-31 (YTD Data)Rank
Total interest income$22,077,0001,465
Total interest expense$5,181,0002,893
Net interest income$16,896,000996
Provision for loan and lease losses$1,103,000888
Total noninterest income$5,773,000843
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,947,000630
Trading account gains and fees$0224
Additional Noninterest Income$3,826,000776
Total noninterest expense$12,104,0001,094
Salaries and employee benefits$6,806,000957
Premises and equipment expense$1,851,0001,043
Additional noninterest expense$3,447,0001,286
Pre-tax net operating income$9,462,000825
Securities gains (losses)$04,449
Applicable income taxes$3,562,000756
Income before extraordinary items$5,900,000922
Extraordinary gains, net$032
Net income$5,900,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,148
Cash dividends$2,100,0001,268
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,900,000887
1997-12-31 (YTD Data)Rank
Total interest income$18,707,0001,770
Total interest expense$4,787,0003,104
Net interest income$13,920,0001,246
Provision for loan and lease losses$1,012,000979
Total noninterest income$4,538,000989
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,810,000705
Trading account gains and fees$0239
Additional Noninterest Income$2,728,000895
Total noninterest expense$9,388,0001,402
Salaries and employee benefits$5,077,0001,295
Premises and equipment expense$1,542,0001,273
Additional noninterest expense$2,769,0001,547
Pre-tax net operating income$8,058,0001,016
Securities gains (losses)$03,944
Applicable income taxes$2,926,000959
Income before extraordinary items$5,132,0001,072
Extraordinary gains, net$044
Net income$5,132,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,0001,021
Cash dividends$8,993,000396
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,132,0001,045
1996-12-31 (YTD Data)Rank
Total interest income$15,812,0002,131
Total interest expense$4,051,0003,664
Net interest income$11,761,0001,515
Provision for loan and lease losses$432,0001,962
Total noninterest income$4,109,0001,088
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,551,000849
Trading account gains and fees$0262
Additional Noninterest Income$2,558,000982
Total noninterest expense$8,171,0001,732
Salaries and employee benefits$4,412,0001,510
Premises and equipment expense$1,331,0001,523
Additional noninterest expense$2,428,0002,057
Pre-tax net operating income$7,267,0001,035
Securities gains (losses)$04,148
Applicable income taxes$2,737,000942
Income before extraordinary items$4,530,0001,133
Extraordinary gains, net$053
Net income$4,530,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,711
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,530,0001,117
1995-12-31 (YTD Data)Rank
Total interest income$13,904,0002,408
Total interest expense$3,769,0003,886
Net interest income$10,135,0001,766
Provision for loan and lease losses$481,0001,622
Total noninterest income$3,353,0001,266
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,374,000974
Trading account gains and fees$0522
Additional Noninterest Income$1,979,0001,136
Total noninterest expense$7,216,0001,925
Salaries and employee benefits$3,865,0001,722
Premises and equipment expense$1,329,0001,532
Additional noninterest expense$2,022,0002,377
Pre-tax net operating income$5,791,0001,319
Securities gains (losses)$-174,00011,649
Applicable income taxes$1,989,0001,280
Income before extraordinary items$3,628,0001,435
Extraordinary gains, net$065
Net income$3,628,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,741,1001,365
1994-12-31 (YTD Data)Rank
Total interest income$10,160,0003,000
Total interest expense$2,156,0005,264
Net interest income$8,004,0002,258
Provision for loan and lease losses$311,0002,190
Total noninterest income$2,422,0001,597
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,078,0001,233
Trading account gains and fees$0475
Additional Noninterest Income$1,344,0001,494
Total noninterest expense$6,265,0002,256
Salaries and employee benefits$3,123,0002,116
Premises and equipment expense$1,259,0001,646
Additional noninterest expense$1,883,0002,713
Pre-tax net operating income$3,850,0001,843
Securities gains (losses)$-73,00011,329
Applicable income taxes$1,379,0001,671
Income before extraordinary items$2,398,0002,038
Extraordinary gains, net$0249
Net income$2,398,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,456
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$3,500,000219
Net operating income$2,444,7202,009
1993-12-31 (YTD Data)Rank
Total interest income$8,384,0003,652
Total interest expense$1,778,0006,392
Net interest income$6,606,0002,734
Provision for loan and lease losses$254,0003,349
Total noninterest income$2,937,0001,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$941,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$1,996,0001,257
Total noninterest expense$5,722,0002,499
Salaries and employee benefits$3,186,0002,080
Premises and equipment expense$1,068,0001,939
Additional noninterest expense$1,468,0003,570
Pre-tax net operating income$3,567,0001,912
Securities gains (losses)$135,0002,108
Applicable income taxes$1,345,0001,734
Income before extraordinary items$2,357,0002,126
Extraordinary gains, net$03,149
Net income$2,357,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,270,6002,069
1992-12-31 (YTD Data)Rank
Total interest income$8,009,0004,287
Total interest expense$2,300,0006,405
Net interest income$5,709,0003,211
Provision for loan and lease losses$282,0004,292
Total noninterest income$2,455,0001,680
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$864,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$1,591,0001,453
Total noninterest expense$4,929,0002,903
Salaries and employee benefits$2,757,0002,350
Premises and equipment expense$471,0004,188
Additional noninterest expense$1,701,0003,210
Pre-tax net operating income$2,953,0002,108
Securities gains (losses)$08,369
Applicable income taxes$1,066,0001,991
Income before extraordinary items$1,887,0002,425
Extraordinary gains, net$01,422
Net income$1,887,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,683
Cash dividends$371,0003,510
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,887,0002,247

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.